Speaker 1: Episode sixty three, how to get your spouse or partner
Speaker 1: on board with frugality. Welcome to the Frugal Friends podcast,
Speaker 1: where you'll learn to save money, embrace simplicity, rights, and
Speaker 1: liver with your life. Here your host Jen and Jill.
Speaker 1: Oh yeah, hello everyone, Welcome to the Frugal Friends podcast.
Speaker 1: Whether you are still on vacation from July four or
Speaker 1: you've taken a day off and you are back to work,
Speaker 1: we are super glad you're spending this not holiday with us. Welcome. Yes,
Speaker 1: I am Jen, I'm Jill, and today we are talking
Speaker 1: about getting your partner on board with mainly frugality, but
Speaker 1: this can be used for anything financial, paying off debt,
Speaker 1: pursuing financial independence, whatever it is. We're gonna show you
Speaker 1: all of the manipulatives and tricks well not to do,
Speaker 1: how to trick your partner into frugality, um and manipulate
Speaker 1: them there. So that's exactly what you wanted to hear,
Speaker 1: I know so, But before we dive into it, let's
Speaker 1: hear a word from our sponsors. Yes, today's episode is
Speaker 1: brought to you by discounted Fireworks. As you drive down
Speaker 1: the road today, don't let the sales signs on those
Speaker 1: fireworks be a metaphor for your relationship. Discounted fireworks short
Speaker 1: but sweet. I really tried, but I really wanted to
Speaker 1: have discounted fireworks sponsor the show, and that was all
Speaker 1: I could give for them. I don't let it be
Speaker 1: a metaphor for your relationship, guys, discounted fireworks. I actually
Speaker 1: used to work at a fireworks roadside stand. I don't
Speaker 1: even know if you could call it worked for right,
Speaker 1: It's probably not even like a legitimate yeah, but I did.
Speaker 1: I sold fireworks on the side of the road in
Speaker 1: a previous life. But that would be a pretty warm
Speaker 1: side hustle. It was warm and sweaty. Doesn't sound lovely,
Speaker 1: but what we are, we are so good at this.
Speaker 1: What is lovely is love, and that includes your significant other.
Speaker 1: When you discover frugality and minimalism and financial freedom, it
Speaker 1: can be in a intoxicating season, and sometimes we don't
Speaker 1: always go about getting the ones we love on board
Speaker 1: with it as tactfully as we should. So today that's
Speaker 1: what we're talking about. Tips and tricks, no tricks, mostly
Speaker 1: tips on on on getting your spouse a partner on board.
Speaker 1: Oh goodness, yeah, not manipulation, no, no worries. Yeah, so
Speaker 1: our first article is from Dave Ramsey because we haven't
Speaker 1: used in our entire like over a year of podcasting,
Speaker 1: I don't know if we've used a Dave Ramsey article.
Speaker 1: I think you're right. We've talked a lot about him, yes,
Speaker 1: and this brand, but we have not referenced an article.
Speaker 1: Conclude what you want from that. This is a really
Speaker 1: good one though. It's three ways to get your spouse
Speaker 1: on board financially. And if Dave does one thing very well,
Speaker 1: it's informing his listeners on how to speak to their
Speaker 1: spouse about him, because he knows he's a four letter
Speaker 1: word and and so like literally and figuratively, and so
Speaker 1: he does a really good job of guiding people through that. Yeah,
Speaker 1: and this is so important because if you do have
Speaker 1: a spouse while you're on this journey of frugality, it's
Speaker 1: so important to have some level of unity and understanding.
Speaker 1: And unity doesn't always mean agreeing. It just means that
Speaker 1: you are working towards a common goal together, or there's
Speaker 1: at least understanding and respect of one another. So it
Speaker 1: doesn't mean that you have to do all of these
Speaker 1: things the same, but you definitely don't want to be
Speaker 1: working against each other. And so part of this is
Speaker 1: even being able to communicate and and see where you
Speaker 1: are on the same page. Sometimes it can seem like
Speaker 1: you're against each other, but you're really not, right, Like,
Speaker 1: the value is there for money. Everybody has a value
Speaker 1: for money. It's just how do you want to walk
Speaker 1: that out? How do you want to flesh that out?
Speaker 1: What are some of the barriers to some of these
Speaker 1: hot button topics of budget or saving right, Like, we
Speaker 1: can have these connotations to it, but if we can
Speaker 1: take the time to work towards understanding and moving towards
Speaker 1: each other's needs and these areas can really help. So
Speaker 1: this article lists out three things of what it comes
Speaker 1: down to and getting on the same page with frugality
Speaker 1: or financial goals. And number one is your words. So
Speaker 1: when you approach a conversation with your spouse about finances,
Speaker 1: it's really important to watch your words, watch what you say,
Speaker 1: how it comes out of your mouth. So avoiding these
Speaker 1: hot button things like you never or you always, and
Speaker 1: even using this conversation to pull in your go to
Speaker 1: have hit our arguments right, So doing your best to
Speaker 1: not connect it to other aspects of arguments that you've had,
Speaker 1: or to connect it to your spouse's character. Believing the
Speaker 1: best in them when it comes to this topic is
Speaker 1: really important and just two more so focus on yourself,
Speaker 1: your goals, what you're trying to get at with with it,
Speaker 1: rather than attacking character or attacking the person. And we
Speaker 1: we mentioned some of the stuff in our Cultivating a
Speaker 1: Culture of Frugality in your Community episode. A lot of
Speaker 1: cs in that in that one, but alliteration, a lot
Speaker 1: of yeah, a lot of alliteration. But I think it
Speaker 1: is it's way more important to watch you know, what
Speaker 1: you're saying and all these other things with your spouse.
Speaker 1: So um, it just takes it to this is that
Speaker 1: was like one oh one and this is two oh one.
Speaker 1: So the next big thing is watching your tone because
Speaker 1: this one is super super important, especially if you are
Speaker 1: if you are a sassy sister or brother, like I
Speaker 1: can be bossy brother, a bossy brother, or a sassy sister.
Speaker 1: You know what a condescending tone sounds like. And so
Speaker 1: don't pretend when you're sounding all condescending that they're not
Speaker 1: going to get that, Like, you know what you're doing
Speaker 1: when you say something in that tone. So, yeah, you
Speaker 1: have to be intentional about making sure your tone stays
Speaker 1: respectful and polite, and in the same vein make sure
Speaker 1: your body language and your body tone is staying respectful.
Speaker 1: Like furrowing your eyebrows, rolling your eyes. Um, it's like
Speaker 1: we're crossing your arms, which I mean, we're couching this
Speaker 1: in financial conversation. But this is just this is conflict
Speaker 1: resolution one O one, which is far easier said than done. Right,
Speaker 1: hear me when I say that I am not perfect
Speaker 1: in this, but it's still important to review the tips
Speaker 1: here on how to navigate some some touchy territory because
Speaker 1: you'd be far better off if you can implement these things. Yeah,
Speaker 1: because when your spouse is going off and buying things
Speaker 1: and you don't approve, it's very easy to I I
Speaker 1: don't personally have this problem because Travis is like so frugal.
Speaker 1: It's like he has the problem with me. So like
Speaker 1: I'm speaking from the person who if I had gotten
Speaker 1: that kind of body language and tone and those words
Speaker 1: like right, I would, I would You're clear of anything
Speaker 1: that that person has to offer me, and then that
Speaker 1: would also just cause conflict. So with two steps back
Speaker 1: is what it would do, yeah, certainly. And the last
Speaker 1: one number three on this list of how to approach
Speaker 1: this conversation and getting your spouse on board financially is
Speaker 1: your timing. So don't dive into a conversation about this
Speaker 1: when you are in the middle of trying to bathe
Speaker 1: your kids or feed them dinner, or trying to accomplish
Speaker 1: some really important task. Right, It's important to do this
Speaker 1: when there's your free from distraction. You're in a place
Speaker 1: to be able to receive and give an emotionally healthy
Speaker 1: way what you're trying to communicate. And so in the
Speaker 1: counseling world, I would refer to this as understanding your
Speaker 1: spouse's emotional and relational currency. And so what I mean
Speaker 1: by that is when yeah, right, I like it. I
Speaker 1: use this a lot actually with my clients. So what
Speaker 1: that means is in knowing your spouse and who they are,
Speaker 1: how do they best receive information or communications from you,
Speaker 1: particularly that might be more difficult to navigate. So what
Speaker 1: this might mean is definitely usually free from distraction for
Speaker 1: most people. But does that mean that you have this
Speaker 1: conversation over a nice dinner or their favorite meal, or
Speaker 1: you take them to a park or whatever. That means
Speaker 1: you know your spouse better than I do, I would hope,
Speaker 1: So what is their emotional and relational currency and meet
Speaker 1: them in that place. And I'm not talking manipulation. I'm
Speaker 1: not talking back door them, trick them into an answer.
Speaker 1: I'm just saying, set the stage for how are they
Speaker 1: best going to receive information? Your timing of this, and
Speaker 1: that's probably going to look more like a Saturday afternoon
Speaker 1: then a Monday night, like when your spouse is trying
Speaker 1: to go to sleep, which also means that you've prepared
Speaker 1: for this, that you have in your mind the things
Speaker 1: that you want to communicate. Hopefully you've come to a
Speaker 1: place of being to some degree rational in the way
Speaker 1: that you're able to communicate your thoughts, opinions, ideas. And
Speaker 1: that's assuming that this is a super hot button issue
Speaker 1: for you. It could be that you guys are on
Speaker 1: the same page. You just need space to talk about this.
Speaker 1: So in that way, your words, your tone, your timing,
Speaker 1: they can make all the difference in this conversation going well, yes,
Speaker 1: so those are those are kind of the things to
Speaker 1: be aware of. So your your words, your timing, your tone,
Speaker 1: and our next article, um is kind of like what
Speaker 1: to do And this is from Mom and Dad money
Speaker 1: dot com and it's it's called how to Get your
Speaker 1: spouse on board with ugeting. But we find that a
Speaker 1: lot of times budgeting and frugality are definitely viewed is
Speaker 1: the same thing, especially when you're coming into it. So
Speaker 1: if you don't know, if you haven't been listening to
Speaker 1: the Frugal Friends podcast for the last year, you just
Speaker 1: assume that budgeting and being frugal is being restricted. And
Speaker 1: so of course that doesn't sound fun. So Matt Becker
Speaker 1: wrote a really great article on ways that you can
Speaker 1: again not manipulate, but just open up the conversation, open
Speaker 1: the floor for more receptiveness. And so some of the
Speaker 1: tips that they give here and how to do this.
Speaker 1: The first one is to lead by example, you know,
Speaker 1: start with the man in the mirror asking to change
Speaker 1: his ways. Yes, usually no message could be any clearer.
Speaker 1: If you want to make the world a better place,
Speaker 1: you'll probably have to look at yourself and make a change.
Speaker 1: Oh that was so wise, Jill. Yeah, I feel like
Speaker 1: if you've heard it somewhere, I do too, But it's
Speaker 1: probably just from you. Probably, I mean a lot of
Speaker 1: people talk about the man in the mirror, So it's
Speaker 1: you know right anyhow, Michael Jackson said it, and he said,
Speaker 1: don't us so well to lead by example, And that's
Speaker 1: the concept here is to start with yourself. If this
Speaker 1: is something that you want to do, then don't look
Speaker 1: to your spouse first to say you do it. There's
Speaker 1: something I really want to do, but let me watch
Speaker 1: you do it. Uh No, you start to put it
Speaker 1: into practice with what you have influence and control over
Speaker 1: and practice it first. Do it first and let it
Speaker 1: kind of think in that way. Yeah, and don't say
Speaker 1: like I can't do it because my spouse isn't doing it,
Speaker 1: so it's just too hard. Like do it, like be
Speaker 1: the change that you want to see. That's the actual
Speaker 1: quote that they use in the article, but we think
Speaker 1: they should have used Michael Jackson one. It's you have
Speaker 1: to start with yourself. And yes you're going to mess up,
Speaker 1: and yes your spouse is going to see you mess up,
Speaker 1: but that's why you ask for help with your own
Speaker 1: issues as well. That's number two. I really liked that one.
Speaker 1: And again we're not talking manipulation, we're just talking how
Speaker 1: do relationships generally go well and how do, they generally
Speaker 1: go poorly, and to be able to say, okay, I
Speaker 1: might be able to get somebody on board if I'm
Speaker 1: willing to be vulnerable and go to them and say,
Speaker 1: here's something I'm trying to work on. Here's what's not
Speaker 1: working for me in this goal. Could you help me
Speaker 1: towards my goal? Could we work towards this in unity together?
Speaker 1: It may not be your goal, but if you could
Speaker 1: help me, that'd be really great. Honestly, Like, when I
Speaker 1: see somebody like being vulnerable. I'm a huge fan of
Speaker 1: Brine Brown and like all of her her her books
Speaker 1: and her talks on vulnerability, because when you are being vulnerable,
Speaker 1: that is an instant invitation for the person on the
Speaker 1: other end of that to also be vulnerable. There's always
Speaker 1: a reason why somebody doesn't want to make a change
Speaker 1: in their life, because nobody's going to say, like being
Speaker 1: financially secure, debt free, spending less, that that's a bad idea.
Speaker 1: There's always a reason behind why people don't want to
Speaker 1: do that, and usually that comes out of a place
Speaker 1: of fear or trauma or just you know, a knowing
Speaker 1: or kind of happiness with kind of where they're at
Speaker 1: right now just like not wanting to change, and so
Speaker 1: opening them up and opening that line of vulnerability will
Speaker 1: help you figure out where they're you know, what their
Speaker 1: fears are and where they're at, and that's that's going
Speaker 1: to get you to where you want to go. Quicker
Speaker 1: beautifully said Jen, because yeah, usually there are barriers to
Speaker 1: that for some reason, and it's most likely rooted not
Speaker 1: in a lack of value for reaching financial goals, but
Speaker 1: maybe other negative experiences. So there can be even a
Speaker 1: lot of intimacy, emotional and relational intimacy that can happen
Speaker 1: in these conversations because we know, and we've talked about this,
Speaker 1: finances are related to every other aspect of who we
Speaker 1: are as individuals. So talking about these things is going
Speaker 1: to open the door to talking about other important things relationally,
Speaker 1: which speaking of that number three is talking about talking
Speaker 1: about it. So in order to even get at these
Speaker 1: goals with one another and be on the same page,
Speaker 1: you have to communicate about it. And so this is
Speaker 1: saying to set aside regular time for these conversations, almost
Speaker 1: making it a habit to be able to sit down
Speaker 1: review your goals. Are they still the same? What? What
Speaker 1: have you accomplished so far. What are some shifts that
Speaker 1: might need to happen? What do you want to continue doing?
Speaker 1: Where's the budget at? Does that need to be revisited? Uh?
Speaker 1: And are each person's needs being met in this process right? Like,
Speaker 1: we're not talking about one person manipulating and steam rolling
Speaker 1: the other. Both individuals have to come to the table
Speaker 1: and negotiate through this process and take the time to
Speaker 1: do that. Yes, yes, And the next thing that can
Speaker 1: help even the playing field and get you guys on
Speaker 1: the same level. I guess that's what evening the playing
Speaker 1: field is. But just kind of like same mindset giving
Speaker 1: each other free spend money. So you are it's obviously
Speaker 1: if you're passionate about the finances, making the budget, I know.
Speaker 1: Dave Ramsey suggests that the nerd or the person that's
Speaker 1: more passionate about it, makes the budget and then gives
Speaker 1: it to the other partner and they have to change
Speaker 1: one thing about it, and then I would also add
Speaker 1: that each partner gets their own free spend money. That way,
Speaker 1: it doesn't feel like a restrictive contract that you're signing.
Speaker 1: But then your spouse has freedom to buy things either
Speaker 1: without your permission or without feeling shame or guilt, because
Speaker 1: even if that's not what you're trying to put on them,
Speaker 1: it's still really easy to feel that way if you're
Speaker 1: quote unquote on a budget or trying to spend less.
Speaker 1: And that just comes down to like the vulnerability piece, too,
Speaker 1: is opening up those lines of communication so that your
Speaker 1: spouse can maybe confess that that's how they're feeling when
Speaker 1: they're spending money or or whatever. But that free spend
Speaker 1: money allows everyone to breathe a little easier, gives a
Speaker 1: little bit more wiggle room, and can make you know,
Speaker 1: some of these conversations you're trying to have come a
Speaker 1: little easier. It can add some buffer and help to
Speaker 1: drive home the idea that working towards these goals can
Speaker 1: actually bring freedom to know that you've got money that
Speaker 1: you can spend however you want to spend it, and
Speaker 1: it is still a part of the quote unquote budget
Speaker 1: that can really help and last but not least, give
Speaker 1: it time. This is another frugal theme is that these
Speaker 1: things are all a process, and as with anything in
Speaker 1: marriage and any other relationship, it's two different people coming together,
Speaker 1: and so this is gonna be an entire process to
Speaker 1: figure out what this looks like to negotiate between the
Speaker 1: two of you, come to agreement, work towards unified goals.
Speaker 1: So you don't need to be hard on yourself if
Speaker 1: you don't get it right the first time, the second time,
Speaker 1: the twentieth time. It's going to be a process. But
Speaker 1: you can continue to chip away at the small things
Speaker 1: that you are able to do, and to continue to
Speaker 1: work on yourself in this area and let that let
Speaker 1: that speak for itself. Yes, well said, this was a
Speaker 1: lot of good information and and I think we're ready
Speaker 1: to move on. I think we're ready to have some fun. Yes,
Speaker 1: it's where you start that fun with the bill of
Speaker 1: the weed. That's right, it's time for the best minute
Speaker 1: of your entire week. Maybe a baby was born and
Speaker 1: his name is William. Maybe you paid off your mortgage,
Speaker 1: Maybe your car died, and you're happy to not have
Speaker 1: to pay that bill anymore. That's bills, Buffalo bills, Bill Clinton,
Speaker 1: this is the bills of the week. Heay Througal. Friends.
Speaker 1: This leaked us from the Pop Fashion podcasts, and I'm
Speaker 1: calling with a really exciting bill of the week for me.
Speaker 1: I am paying my car bill once and for all.
Speaker 1: I've been making double payments on my car loans since
Speaker 1: I got my car in early so I am paying
Speaker 1: off my car note about two and a half years
Speaker 1: ahead of schedule on a five year loan. I'm super excited.
Speaker 1: It's all thanks to my tax refunds for this year.
Speaker 1: I know we're not really big on giving the government
Speaker 1: interest free loans here at Frugal Friends, but because I
Speaker 1: do so much freelancing, sometimes it's hard to know where
Speaker 1: I'm going to be in terms of passes. So this
Speaker 1: year I'm getting a little bit back, and I'm really
Speaker 1: excited to just throw it on that car payment and
Speaker 1: then focus on my emergency savings and my travel fund.
Speaker 1: I'm so excited. I'm so happy to share it with you,
Speaker 1: and I hope you're as excited as I am that
Speaker 1: I am paying off my car bill. I'm never going
Speaker 1: to have that baby again. Thanks gud All Right, Lisa
Speaker 1: felt the freedom to even share that you have a
Speaker 1: car payment, because there is no shame in how you
Speaker 1: are choosing to live your life and what you do
Speaker 1: with your finances. But you are paying it down and
Speaker 1: pretty soon you won't have a car payment. So I'm
Speaker 1: gonna celebrate with you in that bill. Yes, and I
Speaker 1: am so excited for you double payments. Man, it's hard
Speaker 1: to keep up that for so long, especially when there's
Speaker 1: so many other things pulling for your attention and money.
Speaker 1: So like, good for you for sticking with it. You
Speaker 1: didn't and you're gonna you're driving a paid for a
Speaker 1: car right now. I'm sure because that was from a
Speaker 1: few months ago. So sometimes sometimes we run out of
Speaker 1: bills of the week and sometimes we get really backed up.
Speaker 1: So I am so excited we finally got to this one.
Speaker 1: If you have a bill for us and you want
Speaker 1: to get it in the queue, then head over to
Speaker 1: Frugal Friends podcast dot com slash bill and leave us
Speaker 1: a either Google Voice or speak pipe and we are
Speaker 1: going to play that on the podcast and celebrate with
Speaker 1: you and be excited. Raising my arms in excitement right now.
Speaker 1: Confirm yes, two reasons for it? Yes, all right? For
Speaker 1: our finale, our grand finale. You know what comes next.
Speaker 1: It's of course the lightning Round, the Lightning Round. Gen
Speaker 1: balances it with as sounding as nor well as possible. Yeah,
Speaker 1: I just don't want to intimidate or scare the people
Speaker 1: if I do it enough though, one of these days,
Speaker 1: I'm going to get you to say it as intense
Speaker 1: as I say it. I know if I do it enough,
Speaker 1: one day you'll come over. You can't beat them, join them.
Speaker 1: You'll get me on board with the Lightning Round using
Speaker 1: all the tips that we've just shared exactly, Jenn, I
Speaker 1: could really use your help next time in creating some
Speaker 1: sense of urgency and excitement for the Lightning Round using
Speaker 1: deep voices. What do you think I'll think about it.
Speaker 1: I'll consider it. But today our Lightning Round is Four
Speaker 1: ways to ensure your spouse will hate frugality and you forever. Oh. Yes,
Speaker 1: these are the tips everyone wants to hear. Yes, and
Speaker 1: these are the important ones. If you really don't care
Speaker 1: about getting your spouse on board with frugality and actually
Speaker 1: you want to ensure they hate it and they also
Speaker 1: hate you in the process. We've got four tips for you.
Speaker 1: So turn that speaker up and let's get started, Jill,
Speaker 1: and don't ask us how we came up with these examples.
Speaker 1: They're just examples and tips for just so. Number one,
Speaker 1: take the empty toothpaste out of the trash, cut the
Speaker 1: end off of it, and get that last little bit
Speaker 1: that they wasted put it on their toothbrush, and bonus
Speaker 1: points if you do this right in front of them,
Speaker 1: or leave the remains where they can see it, just
Speaker 1: to show them what what you did, just to show
Speaker 1: them what they wasted. Frugality is happening in your home. Yes,
Speaker 1: that's a really good one, all right. Number two, Tell
Speaker 1: them what the return on that four dollar and fifty
Speaker 1: cent latte would be if they would have invested it
Speaker 1: in the market and left it there for thirty years
Speaker 1: in a loafie index fund. What would it be? What
Speaker 1: do you think that would be? Kind? I don't know, Um,
Speaker 1: two dollars. It would be an average of six to
Speaker 1: eight percent return on investments either way. The concept here
Speaker 1: is to shame them for purchasing that four dollar and
Speaker 1: fifty cent latte. Yes, um. Number three, mention the budget
Speaker 1: several times a day, even when unsolicited, like nobody asked
Speaker 1: about it. It's not related. But just bring up the budget, yeah,
Speaker 1: especially when nobody asked. And the last thing that you
Speaker 1: do is don't mention any of the things you do
Speaker 1: appreciate about them until they come over to your side.
Speaker 1: So just cease all praise and words of affirmation on
Speaker 1: all the other things until they do the one thing
Speaker 1: that you have asked them to do, just one thing.
Speaker 1: It's just do all the things financially that you want
Speaker 1: them to do. It's just that one thing. Because withholding
Speaker 1: love and affection until people do what we want them
Speaker 1: to do, it has been proven effective nine out of
Speaker 1: ten times, nine out of ten. Right, And I don't
Speaker 1: even know who that one person is, so they probably
Speaker 1: forgot to follow up on the study. Yeah, that's probably right.
Speaker 1: You're probably right. Well, those those are it like sarcasm.
Speaker 1: Don't do these things. Don't do them. Definitely going to
Speaker 1: find out how much four dollars and fifty cents in
Speaker 1: the market would be after thirty years. So um, yeah,
Speaker 1: you got me there. Even though Travis would never ever
Speaker 1: buy a latte ever, that's true when he does that
Speaker 1: to me, that's what I'm going to say, Like, I
Speaker 1: calculated this and I decided that this worth loss. Yeah,
Speaker 1: this loss of so many hundred dollars was worth it.
Speaker 1: That's how much this latte costs me. And I accept that. Good.
Speaker 1: These are all fantastic things to do and not to do.
Speaker 1: And another thing to do is to join our book club.
Speaker 1: So it's July and we are reading Essentialism by Greg McEwan.
Speaker 1: I think that's how you pronounce his name. For our
Speaker 1: book club is you should definitely get in on that,
Speaker 1: talk about it with us, and maybe manipulate your spouse
Speaker 1: into it as well, which I mean. But by the way,
Speaker 1: books are phenomenal tools for becoming on the same page
Speaker 1: and or unified in a concept. This doesn't just relate
Speaker 1: to frugality and finances like anything. It's a shared experience
Speaker 1: with shared input of ideas that you can talk about
Speaker 1: and could be a good launching point. So this this
Speaker 1: could be a real time tangible tip of you know,
Speaker 1: both of you join us in whatever book we're reading,
Speaker 1: or previous books that we've read, or whatever book you
Speaker 1: want to read. It could be a good platform for
Speaker 1: conversation on this topic. Yeah, especially when the book is
Speaker 1: not blatantly about money, but it's more about the things
Speaker 1: that you want to accomplish in life or values that
Speaker 1: you want to have. When it's about those things, then
Speaker 1: you can relate it back to the money, and that's
Speaker 1: an even better introduction to it. So definitely join us
Speaker 1: in reading Essentialism if you want a free copy, because
Speaker 1: all the copies are taken out by other Frugal Friends
Speaker 1: from the library. Then leave us a review on iTunes
Speaker 1: or stitchers. Screenshot the review and email it to Frugal
Speaker 1: Friends Podcasts at gmail dot com, and we're going to
Speaker 1: select one review from every five that we get, and
Speaker 1: the winners are going to get a cop be of essentialism.
Speaker 1: Fantastic And if you want an example of a helpful review,
Speaker 1: we came across some great writing here on on iTunes.
Speaker 1: You know, we love to reference articles, and so we're
Speaker 1: going to reference some helpful reviews here. This author just
Speaker 1: had a fantastic point of view. Uh. Comes from Brandy
Speaker 1: three one seven. They say, love this podcast. That's the
Speaker 1: title and five stars. Uh, you know, it's just a
Speaker 1: part of the review. Love it, Love that, that's five stars.
Speaker 1: I came across this podcast while searching for quote unquote
Speaker 1: ways to save money and budgets and I'm glad. I did.
Speaker 1: I feel like Jen and Jill are my BFFs. Smiley
Speaker 1: face emoji, smiley face emoji period. I love that. I
Speaker 1: want to be your your bff. I yes, I of it.
Speaker 1: I actually had somebody on Instagram like message me and
Speaker 1: she's like, oh, I'm sorry if this is weird. Uh,
Speaker 1: I feel like we're friends because of the podcast, And
Speaker 1: I was like, yes, I feel like just keep feeling
Speaker 1: that way. That's what I want you to feel that
Speaker 1: we are friends, because we are. We are friends. And
Speaker 1: I'm so glad that our SEO is working because we
Speaker 1: came up when they searched ways to save money and budgets.
Speaker 1: So I'm cleaning it on. I'm glad those efforts. Yeah,
Speaker 1: about those efforts we put in are working because we
Speaker 1: don't we don't just throw this up willie nilly. We
Speaker 1: do put a little thought behind it, some thought, a
Speaker 1: little yeah, not too much, a little bit of mindfulness
Speaker 1: happening over here. Yeah, thank you for listening, Thanks for
Speaker 1: hanging out. We really hope that your relationship, even if
Speaker 1: you never have the same views and thoughts and ways
Speaker 1: to spend money, that you can really thrive financially. You
Speaker 1: can find a way to rive financially together because you
Speaker 1: don't have to be like the same type of spender
Speaker 1: to be on the same page. And so we really
Speaker 1: hope that for you, and we hope that this episode
Speaker 1: has helped you with your communication on financial stuff. So
Speaker 1: until next week, well, oh well, I gotta say before
Speaker 1: we sign off. Yeah, so I am going on maternity
Speaker 1: leave for a few weeks, and so this is my
Speaker 1: last sign off, just for three weeks. Um. But I'm
Speaker 1: so excited that for our next few episodes, I am
Speaker 1: going to be replaced by my good friend Alison Baggerley
Speaker 1: at inspired budget dot com. She's a rock star on Instagram,
Speaker 1: she is a rock star in real life. I know her,
Speaker 1: I love her, and I am so excited She's going
Speaker 1: to be sharing some some views that Jill and I
Speaker 1: don't have just from being a she's a teacher and
Speaker 1: she's a mom of two. She's overcome a target addiction,
Speaker 1: and she's just she's overcome some big stuff in her
Speaker 1: life and they've paid off a crap ton of debt.
Speaker 1: You can check out our last episode with Allison where
Speaker 1: we shared her family's debt path story. She's just the
Speaker 1: funnest and you guys are not gonna miss me at all.
Speaker 1: I'm gonna be taking I'm gonna be taking a three
Speaker 1: week nap with my newborn and then I'll be back.
Speaker 1: So I am sad to see you leave for a bit,
Speaker 1: but I'm glad that you are modeling this care for
Speaker 1: yourself and your newborn. And I'm so stoked to have
Speaker 1: Allison for a little bit of time as a co host.
Speaker 1: Loved having her on the podcast um months ago. So
Speaker 1: if you do need help with this transition, if you're
Speaker 1: uncertain of how this is going to impact you, to
Speaker 1: have it be Jill and Allison and not Jen and Jill.
Speaker 1: Definitely ease yourself into that by going back and listening
Speaker 1: to our interview with Alison from Inspired Budget, and I
Speaker 1: think you'll feel a bit more comfortable with what's about
Speaker 1: to happen to your ears next week. It'll be fun,
Speaker 1: it's gonna be great. And then Jen's going to be
Speaker 1: back with us, So don't get too comfortable because they're
Speaker 1: coming back. Don't don't get too excited, um, but it
Speaker 1: will be hard not to because she's so great. So
Speaker 1: until for me four weeks from now, and jail until
Speaker 1: next week. For you are Revoir see you later. Frugal
Speaker 1: Friends is produced, edited and mixed by Eric Syria. I
Speaker 1: feel like I'm retiring, You're not. I know, it's just
Speaker 1: three weeks and the party that is going to be
Speaker 1: had for you is childbirth, So this is definitely not
Speaker 1: a retirement. This is child birth. As you keep reminding me,
Speaker 1: how much support do you feel from me? Um zero
Speaker 1: since the very beginning, seeing as how you're the first
Speaker 1: person to find out. I was, Oh, in my own way,
Speaker 1: I am so excited. I just am bringing the reality
Speaker 1: to the situation and the awe. I hope that you
Speaker 1: feel that I am in awe of what's about to
Speaker 1: happen to you. Yes, I'm so excited and I can't
Speaker 1: wait to meet him. He's oh, man, I can't wait
Speaker 1: to meet him either. And by the time his airs like,
Speaker 1: I mean, we will be to have been together for
Speaker 1: you know, quite a few weeks, you and yourself, Yes,
Speaker 1: me and myself. I thought that you meant like you
Speaker 1: and I will have been together, and I was like, wait,
Speaker 1: do I have something on the calendar I'm forgetting about. Oh,
Speaker 1: but alright, well I can't wait. This is this is
Speaker 1: it for a few weeks? And yeah, well have fun
Speaker 1: seeing that you sound so sad. Snuggle that baby. M
Speaker 1: m hmm.