WEBVTT - Get the Biggest Bang For Your Buck This Summer (How-To Monday) 0:00:00.080 --> 0:00:03.000 Hey, hey, hey, ba fan, we have another how to 0:00:03.240 --> 0:00:06.280 throw back for two. That's you and Spanish. If you 0:00:06.280 --> 0:00:08.360 spoke Spanish, you would know that summer is here. So 0:00:08.400 --> 0:00:11.280 we're looking back at how to travel on a budget 0:00:11.400 --> 0:00:15.840 featuring Victory Bino. Okay, so listener, Victory needed some advice 0:00:15.880 --> 0:00:18.800 on how to budget and fund her business and travel plans. 0:00:18.800 --> 0:00:20.960 And of course you know I did not disappoint with 0:00:20.960 --> 0:00:23.079 my expert business advice on me. I've been in this 0:00:23.160 --> 0:00:26.200 game for years. It's may be animaled. This rules to 0:00:26.320 --> 0:00:29.520 this I wrote me and Manuel. Okay, plus, learn how 0:00:29.520 --> 0:00:33.000 to get the biggest bang for your buck while vacationing 0:00:33.080 --> 0:00:33.879 this summer. 0:00:34.320 --> 0:00:44.479 Check it out. It's time for the b a qa a. 0:00:44.880 --> 0:00:47.479 The b a q a with Tiffin A, the b 0:00:47.640 --> 0:00:50.280 a q a with Mandad but she ain't here today, 0:00:50.479 --> 0:00:53.080 the b a q a with Victory A let b 0:00:53.200 --> 0:00:57.480 a qa a. We have a guest in the stew 0:00:58.200 --> 0:01:01.480 Her name is Victory ban woh and so Victory is 0:01:01.920 --> 0:01:03.880 I don't even know. I mean, we all see if 0:01:03.880 --> 0:01:06.640 she's a DreamCatcher. She had mentee, it was Victory. But 0:01:06.760 --> 0:01:09.200 she is going to ask two questions of me today. 0:01:09.560 --> 0:01:11.199 And if you would like to be in the stew 0:01:11.920 --> 0:01:14.240 at any moment in time, or just have a question answered. 0:01:14.520 --> 0:01:18.520 You can go to brandnambispodcast dot com click click contact us. 0:01:19.000 --> 0:01:22.080 You can go and fladden our dms at Brianambision podcast 0:01:22.120 --> 0:01:27.039 on ig the BA podcast on Twitter, briannabishonpodcasts at gmail 0:01:27.080 --> 0:01:30.200 dot com. Yeah, all those ways you could be like 0:01:30.280 --> 0:01:31.919 Victory in the stew, Welcome Victory. 0:01:31.959 --> 0:01:34.440 How are you hi, Tiffany. I'm good. 0:01:34.520 --> 0:01:38.080 I'm actually a mentee, so that's where I'm from. I'm 0:01:38.080 --> 0:01:41.000 from the Patroon community. And it's been such an awesome 0:01:41.040 --> 0:01:43.760 I think it's already almost a year since you know, 0:01:43.800 --> 0:01:45.759 you started mentoring us, so it's been awesome. 0:01:46.280 --> 0:01:49.840 Yes, so she's part of my mentor Tiffany dot com. 0:01:50.960 --> 0:01:51.600 That's awesome. 0:01:51.680 --> 0:01:55.760 So most of y'all know me as the Bunjanista obviously 0:01:55.840 --> 0:01:57.760 personal finance. But I've been in the business for over 0:01:57.800 --> 0:02:00.400 fifty years. I mean fifty yeah, right, girl, I've been 0:02:00.400 --> 0:02:03.040 in business for fifteen years and I've made about fifty 0:02:03.080 --> 0:02:05.920 million dollars about give or take in business. I mean, 0:02:05.960 --> 0:02:09.440 I've got a New York Time bestseller award winning podcast. 0:02:10.760 --> 0:02:12.320 Just like there's so many things in business that I've 0:02:12.320 --> 0:02:16.600 done online school, I've had a marketing company. Just so 0:02:16.639 --> 0:02:18.639 many things that I've done in business, and I get 0:02:18.720 --> 0:02:22.000 the request of mentorship all the time. And I already 0:02:22.000 --> 0:02:24.560 have like ten to fifteen, like in person mentees that 0:02:24.639 --> 0:02:26.280 I talked to on the phone or see in person. 0:02:27.280 --> 0:02:28.840 But the request just can't pouring in. 0:02:29.040 --> 0:02:31.760 So I said, well, let me see what it would 0:02:31.760 --> 0:02:35.000 look like to maybe mentor people digitally. And so I 0:02:35.040 --> 0:02:38.600 started my mentor Tiffany dot com and Victory joined and 0:02:38.680 --> 0:02:40.720 so now she's here. So Victory, now you get to 0:02:40.760 --> 0:02:43.240 ask me a question up close and in personal, and 0:02:43.280 --> 0:02:45.600 so I'm close and personal. If you want to be 0:02:45.680 --> 0:02:48.720 a mentee, it's just my mentor Tiffany dot com and 0:02:48.720 --> 0:02:50.359 you can join us all over there. It's twenty bucks 0:02:50.400 --> 0:02:52.560 a month. I mean, at least while I'm recording this. 0:02:52.600 --> 0:02:53.760 Who knows what to be a by the time you 0:02:53.800 --> 0:02:54.280 listen to it. 0:02:54.280 --> 0:02:56.440 But all right, Victory, what's your first question? 0:02:57.120 --> 0:03:01.280 Yes, So my question, really, Tiffany, is how do I 0:03:01.320 --> 0:03:04.240 structure my budget? You know, you talk about personal finance 0:03:04.280 --> 0:03:06.720 a lot and not really a lot of the things 0:03:06.760 --> 0:03:09.160 that you suggested are very helpful, and even from the 0:03:09.200 --> 0:03:12.239 book structured my budget But my question now is for 0:03:12.320 --> 0:03:15.560 somebody who's starting a business, how do I make my 0:03:15.720 --> 0:03:19.160 dollars stretched to where I'm able to cover my bills, 0:03:19.400 --> 0:03:23.040 meet my personal financial goals, but then also fund a business. 0:03:23.280 --> 0:03:25.919 I don't necessarily want to get a VC or an investor. 0:03:25.919 --> 0:03:28.200 I want to fund a business myself. But I'm trying 0:03:28.240 --> 0:03:30.200 to figure out how to structure my budget in such 0:03:30.200 --> 0:03:33.720 a way that I make my money stretch that. 0:03:34.920 --> 0:03:36.760 Or even go ahead, I'm sorry, or even one? 0:03:37.480 --> 0:03:39.960 Or is it I guess? Is it too Is it 0:03:40.040 --> 0:03:42.040 reaching too for too much to say, Hey, I want 0:03:42.080 --> 0:03:44.840 to reach my personal financial goals and also invest in 0:03:44.920 --> 0:03:47.320 the business. Do I have to pick one? Or you know, 0:03:47.360 --> 0:03:49.000 how what do you suggest? 0:03:49.320 --> 0:03:52.000 Well, victory, I'll say that one. You don't. I want 0:03:52.000 --> 0:03:53.360 you to be a business. 0:03:53.360 --> 0:03:57.080 To be a really good business owner founder, you have 0:03:57.160 --> 0:04:00.520 to learn to be super flexible. So one it might 0:04:00.560 --> 0:04:02.400 look like at the beginning you're not a hundred percent 0:04:02.480 --> 0:04:06.040 entrepreneur like I wasn't in the beginning. I started the Budgetista, 0:04:06.080 --> 0:04:08.440 which was making me zero point zero or zero dollars, 0:04:08.920 --> 0:04:13.840 but I was babysitting, I was tutoring, I was doing 0:04:13.880 --> 0:04:15.840 all this other stuff. I had unemployment at the time, 0:04:15.840 --> 0:04:18.760 I'd lost my job and that's really how I was 0:04:18.760 --> 0:04:20.800 paying bills. The business did not pay me anything for 0:04:20.839 --> 0:04:23.880 the first few years. So don't be afraid to have 0:04:24.000 --> 0:04:27.360 other things fund like whether you have like a job, 0:04:28.040 --> 0:04:30.080 like a regular job, and it's funding your business. 0:04:30.080 --> 0:04:30.840 There's nothing wrong with that. 0:04:31.040 --> 0:04:33.640 Like very few businesses make money straight out the gate 0:04:33.760 --> 0:04:36.000 enough to support you, So it's okay not to be 0:04:36.040 --> 0:04:38.920 one hundred percent entrepreneur. You might even have a business 0:04:38.920 --> 0:04:42.240 before the business. So I know a woman, her name 0:04:42.279 --> 0:04:47.800 is Arsha Rsha has this company called Capital DC Wait 0:04:48.400 --> 0:04:51.359 Capital City Mumbo Sauce. It's like a mixed between like 0:04:51.360 --> 0:04:53.080 barbecue sauce and like ketchup. 0:04:53.080 --> 0:04:53.400 I don't know. 0:04:53.400 --> 0:04:56.719 It's very popular in the DMV, which is DC Virginia, 0:04:56.760 --> 0:04:58.600 Maryland area Mumbo sauce in general. 0:04:59.040 --> 0:05:00.560 So Arsha knew you wanted to. 0:05:00.560 --> 0:05:04.200 Do this sauce, but a physical product is very expensive 0:05:04.240 --> 0:05:08.159 to produce, and so what she did was years before 0:05:08.160 --> 0:05:10.320 she was able to launch that, she started a T 0:05:10.440 --> 0:05:13.320 shirt business, which is very print on demand because a 0:05:13.320 --> 0:05:17.000 lot of these companies print full. Someone can order it 0:05:17.040 --> 0:05:19.120 and they won't print it until it's ordered, so they 0:05:19.120 --> 0:05:21.960 don't have any waste, you know. And so she started 0:05:22.000 --> 0:05:24.760 to teach her business called Teas in the Trap, and 0:05:24.800 --> 0:05:28.000 so that business required next to no overhead. She just 0:05:28.040 --> 0:05:30.480 had to figure out whatever her designs were, and people 0:05:30.560 --> 0:05:33.120 would buy the T shirt, the place would printed and 0:05:33.160 --> 0:05:35.120 mail it for her, and she would get money. 0:05:35.200 --> 0:05:37.080 And so she stacked up on that. 0:05:37.040 --> 0:05:40.000 Money and that easier business, so then she was able 0:05:40.040 --> 0:05:43.080 to fund the business that really needed money. Hold that 0:05:43.120 --> 0:05:49.280 thought and we'll be right back. So the Budgetista was 0:05:49.320 --> 0:05:52.960 the business of Tiffany, Right. So that's like speaking engagements 0:05:53.000 --> 0:05:56.400 that doesn't really cost me anything. That's like I've done 0:05:56.400 --> 0:05:59.040 like a spokesperson work that doesn't cost me anything. So 0:05:59.080 --> 0:06:01.400 when I launched a liver Richer Academy, it costs me 0:06:01.400 --> 0:06:03.760 a lot of money because I had to get the platform, 0:06:04.160 --> 0:06:06.680 I had to pay the instructors. I could not have 0:06:06.760 --> 0:06:09.360 launched the academy from the gate. I did the Budgetista 0:06:09.360 --> 0:06:11.640 for the first five or six years, and then the 0:06:11.640 --> 0:06:15.440 Budgetista had enough money to lend this new company money. 0:06:15.720 --> 0:06:18.120 It was like maybe thirty thousand dollars of the Budgetista 0:06:18.240 --> 0:06:21.480 had squirrelled away, gave it to the academy to get started, 0:06:21.680 --> 0:06:24.080 and then the Academy over the year or two paid 0:06:24.080 --> 0:06:27.720 it back to Budgetista. So you can sell fund through 0:06:28.040 --> 0:06:30.279 like a business. Before the business, you could sell fund 0:06:30.360 --> 0:06:33.440 through just working uber, you know, like all these other things. 0:06:33.880 --> 0:06:35.760 You know, So you want to get really creative and 0:06:35.839 --> 0:06:38.839 flexible about how you fund the business if you don't 0:06:38.839 --> 0:06:40.880 want to take because I don't have any outside investments, 0:06:41.000 --> 0:06:43.159 I don't have any loans, any debt. Now I'm not 0:06:43.160 --> 0:06:45.400 saying you don't you shouldn't do those things. I'm just saying, 0:06:46.160 --> 0:06:48.080 since what you're saying victory sounds like you don't want 0:06:48.080 --> 0:06:50.240 to do those things. So that's how it's a flower 0:06:50.400 --> 0:06:53.640 path to do you know, that way, But it's to 0:06:53.760 --> 0:06:56.240 me it allows us to sustain because I don't owe 0:06:56.240 --> 0:06:58.440 anybody any money, and I don't have any debt, and I 0:06:58.520 --> 0:07:00.159 own all of my businesses one hundred percent. 0:07:00.680 --> 0:07:02.760 Right, And that makes a lot of sense because I've 0:07:02.800 --> 0:07:06.320 also done different side hustles if you will, just to 0:07:06.880 --> 0:07:09.160 you know, have some extra income. But it sounds like 0:07:09.200 --> 0:07:11.360 if I'm more what you're saying is if I'm being 0:07:11.360 --> 0:07:13.400 more intentional about saying, hey, I'm going to do this 0:07:13.440 --> 0:07:17.280 side hustle to particularly put gather that capital for the 0:07:17.320 --> 0:07:20.720 business versus having to maybe go for outside funding or 0:07:20.920 --> 0:07:23.360 take out a loan or do something like that exactly. 0:07:23.400 --> 0:07:25.160 And I'm not saying you shouldn't take that, Alan, I'm 0:07:25.160 --> 0:07:28.240 saying that, you know, you want to be mindful that, like, 0:07:28.360 --> 0:07:31.080 if I take out this loan, there are terms. So 0:07:31.400 --> 0:07:32.920 the terms are you know, you have to pay it 0:07:32.960 --> 0:07:34.480 back with it a certain amount of time. We're like, 0:07:34.800 --> 0:07:36.520 do I think the business will be up and running? 0:07:36.960 --> 0:07:39.160 I liked for me, I called the bank of Budgetista. 0:07:39.640 --> 0:07:41.800 So I'm like, because she's a lot more lenient and 0:07:41.800 --> 0:07:43.400 because in case I don't have the money to pay 0:07:43.440 --> 0:07:44.760 back just yet, She's like, all right, girl, you got 0:07:44.760 --> 0:07:47.600 one more year, you know. And So I built a 0:07:47.640 --> 0:07:51.640 business where the overhead was low, you know, the cost 0:07:52.080 --> 0:07:54.960 to start it was low, so I can make money 0:07:54.960 --> 0:07:56.480 so I can do other things. So if I ever 0:07:56.480 --> 0:07:58.800 wanted to launch another business, I probably would do it again. 0:07:59.160 --> 0:08:01.680 I would just go to the Janista and say, hey, girl, 0:08:01.680 --> 0:08:04.080 can you lend me money to start this other thing? 0:08:04.120 --> 0:08:04.960 And I'll pay you back. 0:08:05.360 --> 0:08:06.160 That is smart. 0:08:06.360 --> 0:08:06.920 That is smart. 0:08:06.960 --> 0:08:09.800 You have me thinking now, I'm thinking what about ideas 0:08:09.840 --> 0:08:12.000 or what I can do to the business before the 0:08:12.080 --> 0:08:14.120 business Just you know, brainstorming. 0:08:14.320 --> 0:08:16.720 Go ahead, Victory, the floor is yours. What's your second question? 0:08:17.080 --> 0:08:20.280 So my second question is about traveling. Really, I know 0:08:20.400 --> 0:08:22.600 you've you've talked to some about, you know, some of 0:08:22.680 --> 0:08:25.760 the travels that you've done. And because my business involves 0:08:25.800 --> 0:08:27.760 going to Nigeria and I have to do a lot 0:08:27.800 --> 0:08:30.600 of traveling, So what are some I guess advice or 0:08:30.640 --> 0:08:33.079 tips that you have about how to make the best 0:08:33.120 --> 0:08:36.000 of traveling since I do have to travel internationally a lot, 0:08:36.240 --> 0:08:39.240 and you know those aren't like cheap flights or you know, 0:08:39.400 --> 0:08:41.160 take cares on hotels and things. 0:08:41.520 --> 0:08:42.840 No, this is great, So this is more like a 0:08:42.800 --> 0:08:45.240 budget at a question. So, yes, I do travel a lot. 0:08:45.720 --> 0:08:48.400 So one of the things Victory like for travel, there's 0:08:48.440 --> 0:08:49.839 a new tip I just learned, so I'm gonna put 0:08:49.840 --> 0:08:50.480 a pin in that one. 0:08:50.480 --> 0:08:53.719 But one is I try my. 0:08:53.760 --> 0:08:55.920 Best, you know, when it makes sense to be loyal 0:08:55.960 --> 0:09:01.199 to a specific airline because I can't earn points in 0:09:01.320 --> 0:09:04.560 order to then to earn points for free travel, you know. 0:09:04.920 --> 0:09:06.719 And then I also try my best if I was 0:09:06.720 --> 0:09:09.760 gonna buy when I buy my tickets, to specifically get 0:09:09.800 --> 0:09:13.480 a credit card specifically geared toward earning points for travel. 0:09:13.760 --> 0:09:16.400 So Chase makes a good Chase Venture card Capital one 0:09:16.440 --> 0:09:18.840 has a good one. AMX is pretty good for travel, 0:09:19.360 --> 0:09:22.080 you know, so to earn points. So like right now, 0:09:22.160 --> 0:09:23.720 like for example, I've earned enough point. 0:09:25.040 --> 0:09:25.560 I have an. 0:09:25.480 --> 0:09:29.160 AMX Platinum card, and I have that for my business, 0:09:29.679 --> 0:09:31.160 you know, and so we put all of our business 0:09:31.200 --> 0:09:33.360 expenses on it. And as a result, I have enough 0:09:33.400 --> 0:09:36.560 points for like a ton of travel, and so you 0:09:36.600 --> 0:09:39.200 want to maximize that, you know, Like if you're going 0:09:39.240 --> 0:09:41.320 to use a credit card, use it for it to 0:09:41.360 --> 0:09:44.520 earn you travel points also too, Like I mean, I 0:09:44.520 --> 0:09:47.480 know you're traveling internationally, but in general, Like right now, 0:09:47.480 --> 0:09:51.240 I'm in a hotel and I try to stay within 0:09:51.320 --> 0:09:54.960 the Bonvoy family that's like Marriotts and things, because you 0:09:55.040 --> 0:09:57.000 earn points there too, so I can earn free nights, 0:09:57.040 --> 0:09:58.280 I can earn free upgrades. 0:09:58.640 --> 0:10:02.880 So one of the best ways to navigate with travel is. 0:10:02.760 --> 0:10:05.080 To, you know, to try your best to stick to 0:10:05.120 --> 0:10:09.320 loyalty when it makes sense. The difference is like hundreds 0:10:09.360 --> 0:10:11.320 and hundreds of dollars in tickets or whatever. It might not, 0:10:11.760 --> 0:10:14.280 but I try to be loyal so that way I 0:10:14.320 --> 0:10:19.600 can get additional points toward additional free travel. Something else 0:10:19.640 --> 0:10:21.959 that I've heard is, I don't know if you've ever 0:10:21.960 --> 0:10:24.200 heard of a have you heard of a VPN? So 0:10:24.600 --> 0:10:28.679 VPNs are these ways to log in. So I use 0:10:28.720 --> 0:10:30.360 it for the first time when I went to Bali 0:10:30.760 --> 0:10:34.080 a year or so back. It allows me to look 0:10:34.160 --> 0:10:36.760 like I'm not in Bali online. There's a whole bunch 0:10:36.760 --> 0:10:39.800 of VPNs are not too terribly expensive. It allows you 0:10:39.920 --> 0:10:43.000 to log in from whatever country you want when you're 0:10:43.040 --> 0:10:45.640 on your computer. And so I was having a hard 0:10:45.679 --> 0:10:49.480 time logging into my social media in Bali because Facebook, Instagram, 0:10:49.520 --> 0:10:52.040 they all thought that I was trying to hack into 0:10:52.040 --> 0:10:52.800 my own account. 0:10:53.160 --> 0:10:55.679 So I had to get a VPN, which. 0:10:55.440 --> 0:10:57.800 Basically is I can't remember what it stands for, but 0:10:57.840 --> 0:11:00.400 it allows me to say, even though I'm in Bali, 0:11:00.720 --> 0:11:03.480 my computer looks like it's still in the United States. 0:11:04.280 --> 0:11:08.360 And with VPNs, where people used oftentimes to like like, 0:11:08.400 --> 0:11:11.319 for example, the Netflix that you see in Nigeria is 0:11:11.360 --> 0:11:13.000 not the Netflix that you'll see in the US. So 0:11:13.040 --> 0:11:15.440 with them, if you're logged in under your VPN, you 0:11:15.480 --> 0:11:18.960 can watch whatever people in Nigeria are watching via Netflix. 0:11:19.040 --> 0:11:20.520 But what's really great about it is. 0:11:20.480 --> 0:11:23.959 That there are certain times when you can buy flights. 0:11:24.000 --> 0:11:27.320 You can say if I bought my flight looking like 0:11:27.360 --> 0:11:30.720 I was in Nigeria on the United website, you actually 0:11:30.800 --> 0:11:35.240 might save money. So you can get this VPN and 0:11:35.280 --> 0:11:37.120 say if I bought my flight as if I was 0:11:37.160 --> 0:11:39.400 in France buying my flight from the US to Nigeria. 0:11:39.880 --> 0:11:42.120 So I just saw that hack the other day. I 0:11:42.160 --> 0:11:44.440 was like, Wow, my sister who is actually in Nigeria 0:11:44.520 --> 0:11:46.800 right now. My sister Lisa and my sister Tracy, they're 0:11:46.800 --> 0:11:49.320 in Nigeria right now. That Lisa said she used that 0:11:49.400 --> 0:11:51.920 to save three hundred dollars on her flight. She used 0:11:51.960 --> 0:11:53.880 it to look like I'm gonna buy my flight. But 0:11:53.920 --> 0:11:55.520 I'm not going to look like I'm buying my flight 0:11:55.920 --> 0:11:59.480 in America. I'm in even though I'm sitting in Jersey 0:11:59.480 --> 0:12:02.920 City and in New Jersey. I'm gonna have my VPN 0:12:03.040 --> 0:12:07.319 say I'm in Nigeria because for whatever reason, the algorithm 0:12:07.360 --> 0:12:10.680 is making the flight less money, you know, by buying 0:12:10.720 --> 0:12:12.560 it like from like I say, if I'm located in 0:12:12.559 --> 0:12:15.520 a different country. So that's another way to save as well. 0:12:17.840 --> 0:12:20.440 And then also too truthfully, there are some really great 0:12:20.440 --> 0:12:22.960 travel especially if you're traveling a lot like I like 0:12:23.040 --> 0:12:26.720 to follow travel hackers on social media because sometimes they'll 0:12:26.720 --> 0:12:28.000 come up with a thinking like well, I didn't know 0:12:28.080 --> 0:12:31.280 that something new will have come out, you know. Like 0:12:31.360 --> 0:12:34.000 whenever I'm looking for flights, I always put on my 0:12:34.080 --> 0:12:37.880 incognito window like in Google, because I don't want them. 0:12:37.760 --> 0:12:38.120 To track me. 0:12:38.200 --> 0:12:39.440 Because every time I go to look for a flight, 0:12:39.480 --> 0:12:40.800 all of a sudden, the price goes up because they 0:12:40.840 --> 0:12:44.080 know I'm looking and I'm interested and so but these 0:12:44.160 --> 0:12:46.560 I mean all of these like kind of like travel hackers. 0:12:46.720 --> 0:12:48.720 You know, they'll let you know like probably what's the 0:12:48.760 --> 0:12:51.040 best credit card to use that? Like I said that 0:12:51.160 --> 0:12:53.920 VPN hack was one that was really good. You know, 0:12:53.960 --> 0:12:55.959 there's all of these like travel hacks. So if you're 0:12:55.960 --> 0:12:58.280 traveling a lot, you know, I would I would be 0:12:58.280 --> 0:13:00.320 following some of these people on like I know, like 0:13:00.360 --> 0:13:04.280 the points guy Onika the Traveler, she's a black woman 0:13:04.320 --> 0:13:06.000 who does it. I love to follow them because it 0:13:06.679 --> 0:13:08.720 really helps me figure out like oh, okay, I didn't 0:13:08.720 --> 0:13:10.200 even know that. Heck, I'm gonna try that, you know. 0:13:10.280 --> 0:13:12.000 So that's those are some hacks for you. 0:13:12.520 --> 0:13:14.840 Yeah, those are definitely very helpful. I'm going to try 0:13:14.840 --> 0:13:17.600 the VPN one and see if it makes a difference. 0:13:18.480 --> 0:13:20.480 Yeah, let me know. Like I said, my sister listens 0:13:20.480 --> 0:13:22.199 in Niger right now. She was like, it worth I say, 0:13:22.240 --> 0:13:25.840 three hundred dollars. I was like, ooh, that's great. Well, 0:13:25.880 --> 0:13:28.080 thank you so much for coming on, Victory. I hope 0:13:28.120 --> 0:13:31.040 this was helpful. Are you enjoying your mentee experience? 0:13:31.559 --> 0:13:34.040 Oh my goodness, yes, yes I am. And I was 0:13:34.080 --> 0:13:35.679 one of the lucky ones. I got in at for 0:13:35.760 --> 0:13:38.600 ten bucks a month, and I'm never leaving your stuff 0:13:38.640 --> 0:13:38.839 with it. 0:13:41.120 --> 0:13:43.000 So I told people, I'm like they thought I was playing. 0:13:43.040 --> 0:13:46.240 Now it's twenty, which is still a really amazing deal obviously, 0:13:46.679 --> 0:13:46.959 you know. 0:13:46.920 --> 0:13:49.199 But one day it might be thirty or forty or fifty. 0:13:49.280 --> 0:13:51.600 I mean I have friends who have mentionorship programs and 0:13:51.640 --> 0:13:53.839 it's ten thousand dollars for the year, you know, twenty 0:13:54.360 --> 0:13:57.520 sixty thousand for the end. People pay, you know, and 0:13:57.679 --> 0:14:00.800 I'm not looking to do all that, but certainly, I'm like, 0:14:00.880 --> 0:14:03.840 I really enjoy teaching, and I don't just enjoy teaching 0:14:03.840 --> 0:14:06.040 about money. I really like to teach about business too, 0:14:06.040 --> 0:14:08.439 So it's like another part of myself that I get 0:14:08.480 --> 0:14:09.160 to express. 0:14:10.000 --> 0:14:12.400 You never shared where do you live, Victory? 0:14:12.600 --> 0:14:14.920 I used to live in Dallas, Texas, but I recently 0:14:14.960 --> 0:14:16.800 just moved to Atlanta for a new job. 0:14:17.080 --> 0:14:19.680 Okay, so hopefully i'll be in Atlanta this year sometime, 0:14:20.160 --> 0:14:21.720 you know, and we'll do a mentee meet that well, 0:14:21.760 --> 0:14:24.240 you know, we'll all have dinner because that'll be lots 0:14:24.240 --> 0:14:24.640 of fun. 0:14:25.000 --> 0:14:26.840 But yeah, I really love pouring into you guys. 0:14:26.920 --> 0:14:29.840 I love hearing like all of the you know, the 0:14:29.880 --> 0:14:33.520 success stories, and like, I just feel like the thing 0:14:33.560 --> 0:14:37.520 about business is that you start off at like level one, 0:14:37.960 --> 0:14:41.880 you know, and then over time you That's why I 0:14:41.880 --> 0:14:44.360 said that flexibility is so important. That your business will 0:14:44.400 --> 0:14:46.960 tell you what it needs to grow and to flourish, 0:14:47.160 --> 0:14:49.080 and it's up to you to be flexible to twist 0:14:49.120 --> 0:14:52.160 and turn and add and subtract based upon the feedback 0:14:52.160 --> 0:14:54.120 you're getting from the people you're serving, but also your 0:14:54.120 --> 0:14:57.040 business too, you know. And over time, you know, if 0:14:57.040 --> 0:15:01.320 you do that consistently and you stay consistent, and then 0:15:01.400 --> 0:15:04.360 you know, success is something that is definitely on the horizon. 0:15:04.400 --> 0:15:07.320 So I hope and wish and know success for you, 0:15:07.400 --> 0:15:10.440 victory because you're already asking these questions, you're taking steps forward. 0:15:10.480 --> 0:15:13.000 So now I can't wait to hear more about how 0:15:13.000 --> 0:15:14.400 your business flourishes forward. 0:15:14.600 --> 0:15:16.920 Thank you so much. I love ving a Menzi and 0:15:17.000 --> 0:15:19.160 like I said, I'm never leaving. So it is what 0:15:19.240 --> 0:15:19.560 it is. 0:15:21.600 --> 0:15:23.760 Well, if you want to be a mentee and you're listening, 0:15:23.920 --> 0:15:26.000 you're like, oh this is I'm part of the BA family, 0:15:26.040 --> 0:15:27.600 but I'm not part of the mente family. Go head 0:15:27.600 --> 0:15:30.200 on over to my mentortiftany dot com. For twenty bucks 0:15:30.200 --> 0:15:32.320 a month, you get to jam out with thirty eight 0:15:32.440 --> 0:15:34.720 hundred other amenities. It's largely women, but we do have 0:15:34.760 --> 0:15:37.560 a handful of guys. We don't turn anyone away. It's 0:15:37.640 --> 0:15:40.000 awesome sauce over there. And if you want to be 0:15:40.080 --> 0:15:44.640 on the podcast, you can go to brannibishonpodcast dot com 0:15:44.920 --> 0:15:47.520 and click contact us if you want me to answer 0:15:47.520 --> 0:15:49.600 a question in the stew or just like read your 0:15:49.680 --> 0:15:56.480 question out loud. Brandabishonpodcasts at gmail dot com and brandambishon 0:15:56.560 --> 0:15:59.800 podcast on ig Sliding the DMS or the BA Podcast 0:15:59.840 --> 0:16:00.520 on Twitter. 0:16:00.920 --> 0:16:03.160 Okay, until next time. 0:16:03.760 --> 0:16:06.040 Thank you Victory for coming to the stew with us 0:16:06.040 --> 0:16:07.880 today and I will see you Brand and Bisher family 0:16:08.280 --> 0:16:12.560 another day. Another dollar, Bye, Victory, thank you bye. 0:16:12.600 --> 0:16:13.760 Thanks for having me. 0:16:14.680 --> 0:16:17.320 Oh my god, wasn't that an awesome throwback and so 0:16:17.680 --> 0:16:21.080 much fun tripping down memory lane? Okay, make sure you 0:16:21.160 --> 0:16:24.240 check out Brad and Bish every Monday, every Wednesday, every Friday. 0:16:24.240 --> 0:16:27.480 I'm doing the Spanish, every looss, every miaco list, and 0:16:27.560 --> 0:16:30.320 every barness. Okay, many would be very proud of me 0:16:30.360 --> 0:16:33.560 about terribles fish. All right, y'all, see you next week.