1 00:00:04,360 --> 00:00:11,240 Speaker 1: Ruby. Hey everyone, and welcome back to another episode of 2 00:00:11,240 --> 00:00:11,959 Speaker 1: Grown Up Stuff. 3 00:00:12,119 --> 00:00:15,400 Speaker 2: Yes, indeed, welcome back, and welcome to a little bit 4 00:00:15,400 --> 00:00:16,080 Speaker 2: of housekeeping. 5 00:00:16,239 --> 00:00:18,319 Speaker 1: I love love the inflection there, That's exactly how I 6 00:00:18,360 --> 00:00:22,280 Speaker 1: wrote it. So now spring may have sprung, we're already 7 00:00:22,320 --> 00:00:24,439 Speaker 1: jonesing for a summer break here at Grownup Stuff, and 8 00:00:24,480 --> 00:00:26,000 Speaker 1: we will be taking the next few weeks off to 9 00:00:26,040 --> 00:00:28,680 Speaker 1: do just that. But would we leave you high and dry, 10 00:00:28,760 --> 00:00:29,560 Speaker 1: fellow grown ups? 11 00:00:29,920 --> 00:00:33,360 Speaker 2: That would be decidedly very un grown up like. We 12 00:00:33,400 --> 00:00:34,120 Speaker 2: would not do that. 13 00:00:34,159 --> 00:00:37,040 Speaker 1: Ever, I couldn't agree more. It's all about communication, righting. 14 00:00:37,080 --> 00:00:40,160 Speaker 1: Grown ups set expectations, they do not defy them. 15 00:00:40,280 --> 00:00:44,360 Speaker 2: Okay, So before we bid each other a bon voyage, 16 00:00:44,400 --> 00:00:46,280 Speaker 2: we thought we'd take a closer look at our favorite 17 00:00:46,400 --> 00:00:50,480 Speaker 2: kernels of wisdom from this season and with repetition, file 18 00:00:50,560 --> 00:00:53,240 Speaker 2: them away in our ever expanding grown up minds. 19 00:00:53,400 --> 00:00:58,720 Speaker 1: I love that idea. Let's do just that, grown up. 20 00:01:02,040 --> 00:01:05,399 Speaker 1: So first, we're actually gonna go chronologically through our season, 21 00:01:05,400 --> 00:01:08,399 Speaker 1: and the first episode was Russ Garoffalo, who is the 22 00:01:08,440 --> 00:01:11,640 Speaker 1: owner and founder of Brass Taxes, which is a tax 23 00:01:11,680 --> 00:01:14,479 Speaker 1: company located in Brooklyn, New York. So Rus really got 24 00:01:14,480 --> 00:01:17,399 Speaker 1: his starts in comedy and a very empathetic guy, as 25 00:01:17,440 --> 00:01:20,080 Speaker 1: many artists are. But he started working with a mentor 26 00:01:20,160 --> 00:01:23,560 Speaker 1: who was a CBA who really like set him off 27 00:01:23,560 --> 00:01:25,200 Speaker 1: on this other journey where he found that if he 28 00:01:25,319 --> 00:01:29,160 Speaker 1: brought this empathy to the discussion of money in working 29 00:01:29,160 --> 00:01:31,759 Speaker 1: with clients directly, that he could make this kind of vulnerable, 30 00:01:31,800 --> 00:01:35,320 Speaker 1: scary thing of divulging all of your financials to your 31 00:01:35,319 --> 00:01:38,080 Speaker 1: tax guy into a positive experience. And so we learned 32 00:01:38,120 --> 00:01:40,360 Speaker 1: a ton from Russ and we'll take listen to those clips. 33 00:01:40,360 --> 00:01:44,160 Speaker 3: Now, there's no other time in life where you're like, 34 00:01:44,200 --> 00:01:46,560 Speaker 3: am I going to get back four thousand dollars or 35 00:01:46,560 --> 00:01:50,560 Speaker 3: am I going to owe ten thousand dollars. It's just 36 00:01:50,600 --> 00:01:54,880 Speaker 3: like the crappiest casino in the world with such variability, 37 00:01:54,920 --> 00:01:58,240 Speaker 3: and it's like weird that it's normal to us. So 38 00:01:58,640 --> 00:02:01,120 Speaker 3: a good way to figure out how you're about to 39 00:02:01,120 --> 00:02:03,480 Speaker 3: get paid at a job is if they give you 40 00:02:03,520 --> 00:02:06,880 Speaker 3: a W four. So a W four you fill out 41 00:02:07,120 --> 00:02:10,160 Speaker 3: and that ends up with you getting a W two later, Okay, 42 00:02:10,240 --> 00:02:12,919 Speaker 3: so that means you're an employee officially. If they give 43 00:02:12,960 --> 00:02:15,720 Speaker 3: you a W nine, that means they're going to pay 44 00:02:15,760 --> 00:02:19,800 Speaker 3: you as a contractor without taxes taken out, so suddenly, 45 00:02:19,840 --> 00:02:23,120 Speaker 3: like the roads have diverged. One, you're going to have 46 00:02:23,160 --> 00:02:29,640 Speaker 3: all the protections of an employee, minimum wage, unemployment, potentially benefits, 47 00:02:29,919 --> 00:02:32,239 Speaker 3: and they're going to take taxes out as you get stuff. 48 00:02:32,440 --> 00:02:35,280 Speaker 3: And the other way is that's your responsibility at the 49 00:02:35,360 --> 00:02:38,560 Speaker 3: end of the year, and you better save that money. 50 00:02:39,760 --> 00:02:42,720 Speaker 3: My mentor, Harvey said, take what you're entitled to, but 51 00:02:42,760 --> 00:02:45,720 Speaker 3: don't be greedy, and I've kind of come to agree 52 00:02:45,720 --> 00:02:49,200 Speaker 3: with that. I will also point out there's no accreditation 53 00:02:49,360 --> 00:02:52,760 Speaker 3: necessary to do taxes. That's why the industry feels kind 54 00:02:52,760 --> 00:02:55,280 Speaker 3: of shady. All you have to do is convince someone 55 00:02:55,320 --> 00:02:57,240 Speaker 3: to trust you and then you have to go through 56 00:02:57,280 --> 00:03:00,600 Speaker 3: the process of being allowed to e file tax not 57 00:03:00,680 --> 00:03:03,320 Speaker 3: a high bar. On the other end of that, just 58 00:03:03,400 --> 00:03:06,880 Speaker 3: someone having letters after their name does not indicate they 59 00:03:06,880 --> 00:03:09,720 Speaker 3: will be good at your taxes. So just because somebody 60 00:03:09,760 --> 00:03:12,440 Speaker 3: is a CPA, i'm an enrolled agent, which is an 61 00:03:12,480 --> 00:03:16,760 Speaker 3: IRS designation versus CPA is a third party organization, it 62 00:03:16,800 --> 00:03:19,320 Speaker 3: doesn't mean I'm gonna be good at your taxes. Just 63 00:03:19,360 --> 00:03:22,040 Speaker 3: like you wouldn't hire like a real estate lawyer if 64 00:03:22,120 --> 00:03:25,320 Speaker 3: you were on trial for murder. It's like just being 65 00:03:25,360 --> 00:03:28,200 Speaker 3: a lawyer does not mean they will be helpful, right, 66 00:03:28,760 --> 00:03:31,360 Speaker 3: And so I tell everybody you need to work with 67 00:03:31,400 --> 00:03:35,400 Speaker 3: someone who understands your industry and you feel comfortable talking to. 68 00:03:37,800 --> 00:03:41,200 Speaker 1: God listening back to us. I just can't tell you 69 00:03:41,240 --> 00:03:44,240 Speaker 1: how much I appreciate this man and taxes are as 70 00:03:44,280 --> 00:03:47,280 Speaker 1: he mentioned the world's crappiest casino, and no other point 71 00:03:47,320 --> 00:03:49,119 Speaker 1: in life do you know, you know, if you're gonna 72 00:03:49,120 --> 00:03:52,160 Speaker 1: have to owe money or whatever, and that can be scary, 73 00:03:52,360 --> 00:03:54,800 Speaker 1: And so I think that just kind of admitting it 74 00:03:54,880 --> 00:03:57,480 Speaker 1: is a really great place to start. But I also 75 00:03:57,600 --> 00:04:00,720 Speaker 1: just love him breaking down the W twown II routes 76 00:04:00,800 --> 00:04:02,880 Speaker 1: because I remember the first time that I got handed 77 00:04:02,920 --> 00:04:06,240 Speaker 1: at W nine and I was like, yeah, what is this? 78 00:04:06,560 --> 00:04:08,920 Speaker 1: Like I was was this is my first, for instance job. 79 00:04:08,960 --> 00:04:10,120 Speaker 1: They're like, oh, here you go fill this out. I 80 00:04:10,120 --> 00:04:12,600 Speaker 1: was like, oh, yeah, I do this all the time. 81 00:04:13,440 --> 00:04:15,120 Speaker 1: And then I'm like calling my dad's dad. 82 00:04:15,000 --> 00:04:15,400 Speaker 3: What is this? 83 00:04:15,440 --> 00:04:16,200 Speaker 1: I don't know what this is. 84 00:04:16,760 --> 00:04:17,960 Speaker 2: They gave me a WTF. 85 00:04:18,000 --> 00:04:20,600 Speaker 1: I don't know. Yeah, they give yeah W two WTF. 86 00:04:20,800 --> 00:04:24,200 Speaker 1: I'm not sure. And I really had no idea that 87 00:04:24,200 --> 00:04:26,080 Speaker 1: they were paying me as a contractor and what that meant, 88 00:04:26,120 --> 00:04:26,480 Speaker 1: and so. 89 00:04:28,000 --> 00:04:29,120 Speaker 2: You did not save appropriately. 90 00:04:29,160 --> 00:04:31,440 Speaker 1: I did not save appropriately. It was really bad, but 91 00:04:31,560 --> 00:04:34,680 Speaker 1: broken down simply as Russ said, W two means your 92 00:04:34,720 --> 00:04:38,000 Speaker 1: full time employee. W nine means you're a contractor. And 93 00:04:38,080 --> 00:04:40,520 Speaker 1: if you are W nine, you should take Russ's advice 94 00:04:40,520 --> 00:04:42,479 Speaker 1: and in the episode, what he said is put twenty 95 00:04:42,480 --> 00:04:44,440 Speaker 1: percent of the money that you're making that belongs to 96 00:04:44,440 --> 00:04:46,839 Speaker 1: the government, put it in a high yield savings account, 97 00:04:46,839 --> 00:04:50,040 Speaker 1: which in a cruise about five percent annually. And then 98 00:04:50,080 --> 00:04:52,200 Speaker 1: that way, not only are you not touching the money 99 00:04:52,240 --> 00:04:54,760 Speaker 1: that you should be saving for taxes, it'll grow a 100 00:04:54,760 --> 00:04:57,240 Speaker 1: little bit over the year. You'll have potentially a little 101 00:04:57,279 --> 00:04:59,400 Speaker 1: bit more to cover any overages if you need to be, 102 00:04:59,480 --> 00:05:01,080 Speaker 1: or put that back in your pocket once you've done 103 00:05:01,120 --> 00:05:03,080 Speaker 1: paying your taxes. I thought that that was great. But 104 00:05:03,120 --> 00:05:05,440 Speaker 1: also just knowing that you can change your W four, 105 00:05:05,480 --> 00:05:06,760 Speaker 1: I think that this is one of the most powerful 106 00:05:06,800 --> 00:05:09,560 Speaker 1: things he said that, like just because you claim single 107 00:05:09,760 --> 00:05:11,680 Speaker 1: or you claim one or you claim zero or whatever 108 00:05:11,720 --> 00:05:13,880 Speaker 1: is you claim, and that relates to leam out, you're 109 00:05:13,880 --> 00:05:16,440 Speaker 1: withholding that you can at any point, if you have 110 00:05:16,480 --> 00:05:18,360 Speaker 1: a full time job, go back to your HR and 111 00:05:18,440 --> 00:05:20,559 Speaker 1: change it. I had no, I and I still haven't 112 00:05:20,600 --> 00:05:22,240 Speaker 1: done that. I was going to work here like four 113 00:05:22,279 --> 00:05:25,560 Speaker 1: months later, and I sileft. But I'm gonna and I'm 114 00:05:25,600 --> 00:05:29,000 Speaker 1: gonna call Russ, yeah yeah, and hire him. And as 115 00:05:29,080 --> 00:05:31,800 Speaker 1: Russ said, just because somebody has a bunch of fancy 116 00:05:31,839 --> 00:05:34,240 Speaker 1: letters ye at the end of their name, doesn't you 117 00:05:34,279 --> 00:05:36,400 Speaker 1: know they're a CPA there or whatever. It doesn't necessarily 118 00:05:36,440 --> 00:05:37,960 Speaker 1: mean that they're going to be a good tax person 119 00:05:38,040 --> 00:05:40,240 Speaker 1: or good for you. Because there's a business relationship, that's 120 00:05:40,279 --> 00:05:41,800 Speaker 1: what is. You're paying them money to do a service. 121 00:05:42,160 --> 00:05:43,960 Speaker 1: And if you don't trust them or feel comfortable or 122 00:05:44,000 --> 00:05:45,839 Speaker 1: feel like they have a handle on your industry or 123 00:05:45,839 --> 00:05:48,280 Speaker 1: your specific needs, then they're not necessarily going to be 124 00:05:48,279 --> 00:05:48,919 Speaker 1: the right person for you. 125 00:05:49,160 --> 00:05:49,480 Speaker 4: Yeah. 126 00:05:49,560 --> 00:05:51,480 Speaker 2: I think we all just went and added to our 127 00:05:51,480 --> 00:05:54,440 Speaker 2: summer to do list right under find my signature sunscreen, 128 00:05:54,839 --> 00:05:58,080 Speaker 2: contact my HR representative, and change my W four so 129 00:05:58,080 --> 00:05:59,880 Speaker 2: that I am getting the money that I want. 130 00:06:00,040 --> 00:06:01,640 Speaker 1: Yeah, or at least check it out just to see, like, 131 00:06:01,960 --> 00:06:03,839 Speaker 1: do you remember what you claimed? I bet you don't, 132 00:06:03,880 --> 00:06:04,880 Speaker 1: because I sure don't. 133 00:06:05,120 --> 00:06:06,960 Speaker 2: I've only claimed I don't know what I'm doing. 134 00:06:08,480 --> 00:06:10,560 Speaker 1: It's my only claim. Only claim is I pleading her 135 00:06:10,600 --> 00:06:15,400 Speaker 1: inspect in talking about taxes. Yeah, we did two amazing 136 00:06:15,400 --> 00:06:17,800 Speaker 1: tax episodes. Amazing. I'm patting myself on the back. We 137 00:06:17,839 --> 00:06:19,599 Speaker 1: did two tax episodes this year. It's up to you, 138 00:06:19,640 --> 00:06:22,680 Speaker 1: audience if they were amazing. We talked to us for individuals, 139 00:06:22,680 --> 00:06:25,240 Speaker 1: but we also talked to Lisa green Lewis from TurboTax 140 00:06:25,680 --> 00:06:28,320 Speaker 1: about how to think about doing your taxes as a 141 00:06:28,360 --> 00:06:31,000 Speaker 1: business and not necessarily like a full business owner like 142 00:06:31,040 --> 00:06:33,200 Speaker 1: you own an entirely gigantic business, but you could be 143 00:06:33,240 --> 00:06:35,640 Speaker 1: in business for yourself, right, so if you've got an LLC, 144 00:06:36,080 --> 00:06:39,680 Speaker 1: or you're a sole proprietorship or what have you. And 145 00:06:40,040 --> 00:06:42,240 Speaker 1: Leah Well, I think the thing. 146 00:06:42,200 --> 00:06:44,800 Speaker 2: Was that we enjoyed talking to Rus so much, and 147 00:06:44,800 --> 00:06:46,640 Speaker 2: we were so intrigued and so curious when we still 148 00:06:46,640 --> 00:06:49,599 Speaker 2: had all these tax questions, and Lisa green Lewis swept 149 00:06:49,720 --> 00:06:51,760 Speaker 2: right on in there and answered them all for us. 150 00:06:51,800 --> 00:06:54,800 Speaker 2: And guess what, as a small business owner myself, it 151 00:06:55,000 --> 00:06:58,360 Speaker 2: was very useful to hear her perspective and her tips 152 00:06:58,480 --> 00:07:01,280 Speaker 2: so that you can go into the tax season if 153 00:07:01,279 --> 00:07:05,200 Speaker 2: you're also a small business owner feeling so confident, so 154 00:07:05,320 --> 00:07:07,480 Speaker 2: prepared and so rich, ready to go. 155 00:07:08,839 --> 00:07:12,800 Speaker 5: A Forbes Steady mentioned that a whapping ninety three percent 156 00:07:12,880 --> 00:07:18,960 Speaker 5: of small businesses overpay their taxes and also TurboTax. We 157 00:07:19,160 --> 00:07:24,280 Speaker 5: conducted a survey with Talker Research, and seventeen percent of 158 00:07:24,360 --> 00:07:27,360 Speaker 5: gen z ers believed that you could write off any 159 00:07:27,400 --> 00:07:29,000 Speaker 5: expense as a business expense. 160 00:07:29,040 --> 00:07:30,560 Speaker 2: So it's just. 161 00:07:30,880 --> 00:07:36,840 Speaker 5: Really important to do your taxes right. And also, you 162 00:07:36,880 --> 00:07:39,440 Speaker 5: know you're running a business. You want to put your 163 00:07:39,560 --> 00:07:42,760 Speaker 5: time and effort into your business. You don't have time 164 00:07:43,280 --> 00:07:47,080 Speaker 5: to be thinking about tax laws. All the tax law changes. 165 00:07:49,520 --> 00:07:53,120 Speaker 1: Ninety three percent of businesses overpay their taxes. 166 00:07:53,480 --> 00:07:56,640 Speaker 2: Well, I like the seventeen percent of gen Z think 167 00:07:56,640 --> 00:07:59,320 Speaker 2: you can write off anybody, you know what. Not embarrassing 168 00:07:59,360 --> 00:08:02,000 Speaker 2: at all that I like irl At the same time, 169 00:08:02,040 --> 00:08:05,480 Speaker 2: I left during the record, So I'm really tickled by 170 00:08:05,480 --> 00:08:06,200 Speaker 2: that statistic. 171 00:08:06,440 --> 00:08:08,320 Speaker 1: Yeah, it's true. I mean, you just you don't know 172 00:08:08,360 --> 00:08:10,160 Speaker 1: what you don't know. And so if you find that 173 00:08:10,280 --> 00:08:12,840 Speaker 1: right tax person like Russ was talking about previously, you 174 00:08:12,880 --> 00:08:15,640 Speaker 1: can talk to them about this stuff, because when you 175 00:08:15,640 --> 00:08:17,520 Speaker 1: don't know anything, you're like, I don't know what people 176 00:08:17,560 --> 00:08:19,440 Speaker 1: will say. They write stuff off their text all the time. 177 00:08:19,480 --> 00:08:21,840 Speaker 1: What can I get away with? And if you listen 178 00:08:21,880 --> 00:08:24,040 Speaker 1: to the episode, with Lisa Greenlew We will talk about that, 179 00:08:24,440 --> 00:08:26,280 Speaker 1: so go back and listen to it. But yeah, just 180 00:08:26,320 --> 00:08:28,760 Speaker 1: wild to hear some of these statistics. And if she 181 00:08:28,760 --> 00:08:31,240 Speaker 1: didn't actually talk about Tucker Research, I would say she 182 00:08:31,280 --> 00:08:34,040 Speaker 1: was making this all up. Yeah, I don't think so. 183 00:08:34,400 --> 00:08:35,920 Speaker 1: All right, So let's see what else Lisa had to 184 00:08:35,920 --> 00:08:38,640 Speaker 1: say a lot of. 185 00:08:38,640 --> 00:08:43,920 Speaker 5: People just starting businesses they want to jump into incorporating. 186 00:08:43,960 --> 00:08:45,920 Speaker 5: They hear that's the thing to do, but they're not 187 00:08:46,000 --> 00:08:49,240 Speaker 5: making any money and they think that you'll get more 188 00:08:49,960 --> 00:08:54,120 Speaker 5: deductions or credits by doing that. But self employed do 189 00:08:54,320 --> 00:08:58,920 Speaker 5: still get a lot of deductions and credits similar ones 190 00:08:58,960 --> 00:09:02,280 Speaker 5: to corporation. So that's just one thing to point out. 191 00:09:02,320 --> 00:09:05,480 Speaker 5: You know, if you're starting out and you're not making 192 00:09:05,520 --> 00:09:08,600 Speaker 5: any money yet, you might want to consider that because 193 00:09:08,600 --> 00:09:12,520 Speaker 5: you're still able to take the same deductions and credits 194 00:09:13,040 --> 00:09:14,920 Speaker 5: and it's just a more simple structure. 195 00:09:16,920 --> 00:09:19,680 Speaker 1: Do you find that you agree with Lisa? Remind me again, 196 00:09:19,720 --> 00:09:21,720 Speaker 1: what how you're set up? Is it a soul pro priortor? 197 00:09:22,679 --> 00:09:23,240 Speaker 2: I've an LLC? 198 00:09:23,400 --> 00:09:24,760 Speaker 1: Yeah, and Elsie yeah, huh. 199 00:09:24,840 --> 00:09:28,240 Speaker 2: And I actually helped a friend because of these episodes. 200 00:09:29,480 --> 00:09:32,360 Speaker 2: I don't have taxes. Let's be very clear but a 201 00:09:32,360 --> 00:09:35,120 Speaker 2: friend of mine was doing her taxes, went on over 202 00:09:35,200 --> 00:09:38,840 Speaker 2: the brass taxes shout out, and they helped her so 203 00:09:39,200 --> 00:09:42,520 Speaker 2: much with her deductions that her previous CPA did not 204 00:09:43,080 --> 00:09:46,120 Speaker 2: know anything about. So she really had a completely different 205 00:09:46,160 --> 00:09:49,120 Speaker 2: tax experience this year than she had previously. I do 206 00:09:49,200 --> 00:09:51,840 Speaker 2: think obviously Lisa is correct and that you cannot write 207 00:09:51,880 --> 00:09:55,560 Speaker 2: off your wardrobe as you know, enticing as that sounds, 208 00:09:55,800 --> 00:09:57,920 Speaker 2: but I think there were so many things that she 209 00:09:58,040 --> 00:10:01,000 Speaker 2: really brought to light that we don't always realize or 210 00:10:01,080 --> 00:10:04,640 Speaker 2: know where work and life the lines get kind of blurry, 211 00:10:04,640 --> 00:10:06,760 Speaker 2: but like you can save a few dollars here and there. 212 00:10:06,880 --> 00:10:08,720 Speaker 1: Yeah, And I think to Russ's point right off, what 213 00:10:08,760 --> 00:10:10,839 Speaker 1: you can, but don't be greedy. I think that there 214 00:10:10,880 --> 00:10:14,000 Speaker 1: are certain categories that are definitely fully on the table, 215 00:10:14,320 --> 00:10:15,560 Speaker 1: and there's some things that are kind of a little 216 00:10:15,559 --> 00:10:16,720 Speaker 1: bit of a gray area and as long as you're 217 00:10:16,760 --> 00:10:18,920 Speaker 1: being reasonable with it there, Yeah, there's plenty of stuff 218 00:10:18,920 --> 00:10:19,520 Speaker 1: that you can write of. 219 00:10:19,760 --> 00:10:22,880 Speaker 2: Also, just a little tip and trick to everyone listening now, 220 00:10:22,920 --> 00:10:26,160 Speaker 2: I think we've gotten probably over the trauma of tax season. 221 00:10:26,520 --> 00:10:30,160 Speaker 2: Unless you are a CPA and still diligently working, start 222 00:10:30,200 --> 00:10:34,000 Speaker 2: your EXCEL spreadsheet today of your expenses that you are 223 00:10:34,040 --> 00:10:37,080 Speaker 2: doing right now, so that next winter when you have 224 00:10:37,120 --> 00:10:39,560 Speaker 2: to do your taxes, you can go back and look at, 225 00:10:39,640 --> 00:10:41,920 Speaker 2: oh I paid these dues. Oh I paid for these 226 00:10:42,000 --> 00:10:44,640 Speaker 2: office supplies. Oh right, I did this so that you're 227 00:10:44,640 --> 00:10:46,920 Speaker 2: not like going back through all of your statements for 228 00:10:46,960 --> 00:10:49,160 Speaker 2: a whole calendar year. Just keep track as you go 229 00:10:49,520 --> 00:10:50,920 Speaker 2: and it's going to help you next year. I've just 230 00:10:50,960 --> 00:10:54,319 Speaker 2: made a little another line item on mine, so it's huge. 231 00:10:54,320 --> 00:10:56,520 Speaker 1: I just started doing this. So there's this tool, oh 232 00:10:56,520 --> 00:10:59,000 Speaker 1: called you need a budget, And look, there's plenty of tools, 233 00:10:59,000 --> 00:11:01,400 Speaker 1: like if you're keeping track of expenses, quick books is 234 00:11:01,400 --> 00:11:03,679 Speaker 1: another great one to do that with. But like for 235 00:11:03,840 --> 00:11:05,960 Speaker 1: my personal budget, I've been using this tool called you 236 00:11:06,000 --> 00:11:08,680 Speaker 1: Need a Budget or why NAB and basically it's a 237 00:11:08,760 --> 00:11:11,520 Speaker 1: proactive approach. So before you spend anything at the start 238 00:11:11,520 --> 00:11:13,000 Speaker 1: of a new month ago, I'm going to sign all 239 00:11:13,000 --> 00:11:15,280 Speaker 1: of this money that's in my bank account to different things. 240 00:11:15,880 --> 00:11:18,040 Speaker 1: And I've been able to just like I see where 241 00:11:18,080 --> 00:11:20,440 Speaker 1: my money is going, I see the categories a percentage, 242 00:11:20,520 --> 00:11:22,240 Speaker 1: how much I'm spending on food, how much I'm spending 243 00:11:22,240 --> 00:11:24,959 Speaker 1: on subscriptions, And it's been really really great to get 244 00:11:24,960 --> 00:11:26,960 Speaker 1: this macro view of how I'm spending my finances, and 245 00:11:27,000 --> 00:11:29,360 Speaker 1: I can bet if you're running a business, it's a 246 00:11:29,400 --> 00:11:31,640 Speaker 1: great way to like remember and go through all of 247 00:11:31,679 --> 00:11:33,840 Speaker 1: your so you're saving yourself money, you're a little bit 248 00:11:33,840 --> 00:11:36,840 Speaker 1: more on top of your business expenses. We have done 249 00:11:36,920 --> 00:11:39,040 Speaker 1: an episode about budgeting and it might be worth digging 250 00:11:39,040 --> 00:11:41,440 Speaker 1: into again because just getting a track of your finances 251 00:11:41,480 --> 00:11:42,880 Speaker 1: with a ton of those simple tools that are out 252 00:11:42,880 --> 00:11:44,839 Speaker 1: there right now is just a huge way to take 253 00:11:44,840 --> 00:11:46,800 Speaker 1: that load off of your plate. And also just the 254 00:11:46,840 --> 00:11:50,040 Speaker 1: whole sole proprietorship versus like a larger incorporation like Lisha 255 00:11:50,160 --> 00:11:52,200 Speaker 1: was talking about. I was a sole proprietor for a 256 00:11:52,200 --> 00:11:54,120 Speaker 1: while and it really was simple. Like I think if 257 00:11:54,160 --> 00:11:56,200 Speaker 1: you're starting out your career, you're trying to get some 258 00:11:56,240 --> 00:11:58,679 Speaker 1: freelance business going on your own. A lot of these 259 00:11:58,720 --> 00:12:00,600 Speaker 1: things can be like a little scary active setting men 260 00:12:00,679 --> 00:12:02,439 Speaker 1: ls can cost a little bit of money, and the 261 00:12:02,480 --> 00:12:04,520 Speaker 1: sole proprietorship is a lot simpler to kind of dip 262 00:12:04,520 --> 00:12:05,960 Speaker 1: your toes into that market and see, I, that's what 263 00:12:06,000 --> 00:12:07,760 Speaker 1: you want, and also like who are your clients? Like 264 00:12:07,920 --> 00:12:10,480 Speaker 1: who are you doing work for that is paying you 265 00:12:10,520 --> 00:12:13,040 Speaker 1: sometimes they can only work with certain kinds of entities, 266 00:12:13,040 --> 00:12:15,440 Speaker 1: and so that's something to figure out too, but definitely 267 00:12:15,440 --> 00:12:16,880 Speaker 1: a simple way to get into it. 268 00:12:17,120 --> 00:12:19,640 Speaker 2: Wishing everyone who's starting their own small business lots of 269 00:12:19,720 --> 00:12:22,439 Speaker 2: luck and enjoy it, because that's a great thing to 270 00:12:22,480 --> 00:12:25,920 Speaker 2: be a small business owner. And you'll navigate tax season 271 00:12:26,400 --> 00:12:28,760 Speaker 2: just like the rest of us. And truly, I think 272 00:12:28,760 --> 00:12:31,560 Speaker 2: what we learned from both of those episodes was be 273 00:12:31,679 --> 00:12:35,080 Speaker 2: honest with the person doing your taxes. Ask freely. It's 274 00:12:35,080 --> 00:12:36,280 Speaker 2: better that you understand. 275 00:12:36,840 --> 00:12:39,480 Speaker 1: So from the new dawn of a new year in 276 00:12:39,520 --> 00:12:41,079 Speaker 1: taxes to the new dawn. 277 00:12:42,240 --> 00:12:45,200 Speaker 2: Well, let's hope you didn't lose any sleep over your taxes. 278 00:12:44,840 --> 00:12:48,320 Speaker 1: But you did. Thank you, thank you. That is the 279 00:12:48,320 --> 00:12:49,160 Speaker 1: segue that I was doing. 280 00:12:49,200 --> 00:12:52,679 Speaker 2: Yes, we're going to help you with your mourning routine. 281 00:12:52,720 --> 00:12:55,280 Speaker 2: I love this one because, as you know, I am 282 00:12:55,280 --> 00:12:59,640 Speaker 2: a morning person. Yes, this is like morning time too. 283 00:13:00,080 --> 00:13:03,000 Speaker 2: Birds they are singing, the sun is coming up at 284 00:13:03,000 --> 00:13:05,480 Speaker 2: the time it's supposed to be coming up, and you know, 285 00:13:05,559 --> 00:13:08,160 Speaker 2: it just makes every day feel a little bit better, 286 00:13:08,400 --> 00:13:13,760 Speaker 2: more positive, more optimistic, and just like feeling good waking up, 287 00:13:13,800 --> 00:13:16,280 Speaker 2: you know, doing one of those like cartoon like stretches 288 00:13:16,400 --> 00:13:17,760 Speaker 2: and you're like, let's go day. 289 00:13:18,080 --> 00:13:19,640 Speaker 1: And there's nothing that I love more than when we 290 00:13:19,640 --> 00:13:21,600 Speaker 1: have the opportunity on the show to speak with someone 291 00:13:21,600 --> 00:13:23,480 Speaker 1: who literally wrote the book. And that's what we did 292 00:13:23,520 --> 00:13:26,040 Speaker 1: with this morning's episode. We spoke with Laura Vandercamp, who 293 00:13:26,120 --> 00:13:28,600 Speaker 1: literally wrote the book called What the Most Successful People 294 00:13:28,720 --> 00:13:32,640 Speaker 1: Do Before Breakfast all about revamping your morning routine. Let's 295 00:13:32,640 --> 00:13:33,319 Speaker 1: listen to Laura. 296 00:13:34,720 --> 00:13:37,280 Speaker 6: The truth is, good mornings do start the night before. 297 00:13:37,800 --> 00:13:43,120 Speaker 6: And sometimes people have this misconception that it's all about 298 00:13:43,200 --> 00:13:46,640 Speaker 6: waking up earlier and earlier and you'll somehow magically be 299 00:13:46,760 --> 00:13:50,280 Speaker 6: more productive by beating the sun being up before everybody else. 300 00:13:50,760 --> 00:13:53,320 Speaker 6: If you haven't gotten enough sleep, you are not going 301 00:13:53,400 --> 00:13:56,480 Speaker 6: to be able to do anything. And so in order 302 00:13:56,559 --> 00:13:59,559 Speaker 6: to have a good morning routine, you need to get 303 00:13:59,679 --> 00:14:02,320 Speaker 6: enough sleep that you are well rested when you begin 304 00:14:02,360 --> 00:14:05,720 Speaker 6: the morning routine. And so that is about when you 305 00:14:05,760 --> 00:14:07,600 Speaker 6: go to bed the night before. But the good news 306 00:14:07,640 --> 00:14:09,800 Speaker 6: is a lot of people who think they aren't mourning people, 307 00:14:10,240 --> 00:14:12,400 Speaker 6: it's because they're not going to bed at a reasonable 308 00:14:12,480 --> 00:14:15,600 Speaker 6: time the night before. And if you commit to giving 309 00:14:15,640 --> 00:14:20,280 Speaker 6: yourself a regular and reasonable bedtime, you will probably be 310 00:14:20,320 --> 00:14:21,760 Speaker 6: able to get up and. 311 00:14:21,840 --> 00:14:25,480 Speaker 2: Do more things. That's why I'm a morning person, because 312 00:14:25,480 --> 00:14:29,960 Speaker 2: I'm an early bedtime person. Oh yeah, oh yeah sounds 313 00:14:30,040 --> 00:14:30,440 Speaker 2: yeah yeah. 314 00:14:30,480 --> 00:14:32,320 Speaker 1: So, like I said in the episode, I am an 315 00:14:32,360 --> 00:14:34,640 Speaker 1: aspiring morning person I have in my whole life, and 316 00:14:34,680 --> 00:14:36,680 Speaker 1: it's really because I'm probably more of a night person. 317 00:14:36,680 --> 00:14:38,680 Speaker 1: And Laura talked about this how like people have different 318 00:14:38,680 --> 00:14:41,480 Speaker 1: circadian rhythms, and some people are find that they're at 319 00:14:41,480 --> 00:14:43,840 Speaker 1: their most productive at night. I know plenty of people 320 00:14:43,920 --> 00:14:46,320 Speaker 1: like this who will get a late morning, you know, 321 00:14:46,440 --> 00:14:49,280 Speaker 1: have lunch, start work, and they'll work until like eleven PM. 322 00:14:49,520 --> 00:14:51,520 Speaker 1: That's kind of like when they get their energy. The 323 00:14:51,560 --> 00:14:53,040 Speaker 1: mess up thing for me is that I actually I 324 00:14:53,080 --> 00:14:55,120 Speaker 1: do get the energy in the morning, but I just 325 00:14:55,160 --> 00:14:57,040 Speaker 1: like stay up late, and it's actually just because of 326 00:14:57,120 --> 00:15:00,400 Speaker 1: bad things like watching too much TV mainly that. Yeah, 327 00:15:02,160 --> 00:15:04,560 Speaker 1: but it's really true, like if you set yourself up 328 00:15:04,560 --> 00:15:06,960 Speaker 1: for success, it's easy to have a good morning. And 329 00:15:07,000 --> 00:15:08,840 Speaker 1: so I did this last night. I knew that I 330 00:15:08,880 --> 00:15:10,280 Speaker 1: was going to come into the office today. I knew 331 00:15:10,280 --> 00:15:11,520 Speaker 1: I had a million things to do, and so I 332 00:15:11,600 --> 00:15:14,320 Speaker 1: just like put together my entire outfit. I put together 333 00:15:14,440 --> 00:15:18,840 Speaker 1: my light, I laid it out, underwear and everything, and 334 00:15:18,920 --> 00:15:21,200 Speaker 1: I put together my entire backpack with my laptop, and 335 00:15:21,600 --> 00:15:23,760 Speaker 1: I had to run some errands this morning, so I 336 00:15:23,800 --> 00:15:25,720 Speaker 1: put my errands in the backpack, and so when I 337 00:15:25,760 --> 00:15:26,960 Speaker 1: woke up, I just had to grab my bag and 338 00:15:26,960 --> 00:15:28,640 Speaker 1: put on my clothes and I jumped out the door. 339 00:15:28,920 --> 00:15:30,400 Speaker 1: Whereas it was a ton of desperate things that I 340 00:15:30,440 --> 00:15:33,000 Speaker 1: would have had to grab halphazardly early in the morning, 341 00:15:33,040 --> 00:15:35,320 Speaker 1: and I would have been late. And so it's like 342 00:15:35,360 --> 00:15:38,160 Speaker 1: this for everything. If you can optimize your environment to 343 00:15:38,280 --> 00:15:39,920 Speaker 1: work out for you in the morning, if it's setting 344 00:15:39,960 --> 00:15:42,320 Speaker 1: out your workout clothes, if it's setting out your workout space, 345 00:15:42,360 --> 00:15:44,880 Speaker 1: if it's literally going to bed in your workout clothes 346 00:15:44,920 --> 00:15:46,640 Speaker 1: so you don't even do anything once you wake up, 347 00:15:46,960 --> 00:15:48,920 Speaker 1: and just going to bed at a reasonable time every night. 348 00:15:48,920 --> 00:15:51,840 Speaker 1: It's that consistency that can really really help out. All Right, 349 00:15:52,040 --> 00:15:55,880 Speaker 1: Laura hit us with some more wisdom. 350 00:15:56,000 --> 00:15:58,760 Speaker 6: If you can train yourself to wake up with a 351 00:15:58,840 --> 00:16:03,000 Speaker 6: thought of this day is going to be great, that's 352 00:16:03,080 --> 00:16:06,000 Speaker 6: a pretty exciting way to wake up. I'd be wonderful 353 00:16:06,040 --> 00:16:08,480 Speaker 6: if we can treat every morning like Christmas morning. Now, 354 00:16:08,520 --> 00:16:09,840 Speaker 6: I think a lot of us are a little bit 355 00:16:09,880 --> 00:16:11,840 Speaker 6: more cynical that we're probably not going to quite get 356 00:16:11,880 --> 00:16:16,480 Speaker 6: our heads around that sort of enthusiasm every single morning. 357 00:16:16,760 --> 00:16:18,920 Speaker 6: But one thing I would encourage you not to do 358 00:16:19,680 --> 00:16:22,000 Speaker 6: is to first look at your email. Yeah, that's where 359 00:16:22,080 --> 00:16:25,360 Speaker 6: people go awrive. So it's wonderful if you're to start 360 00:16:25,400 --> 00:16:29,960 Speaker 6: your day with positive affirmations, But whether that's happening or not, 361 00:16:30,400 --> 00:16:33,520 Speaker 6: don't go the other direction and see what has come 362 00:16:33,560 --> 00:16:37,600 Speaker 6: in overnight, what ridiculousness people are expecting you from the day, 363 00:16:37,600 --> 00:16:39,200 Speaker 6: because you're going to get right out of that good 364 00:16:39,200 --> 00:16:42,320 Speaker 6: mood and into a bad mood before we've even gone anywhere. 365 00:16:44,240 --> 00:16:46,840 Speaker 2: This is a hard one. I really want to make 366 00:16:46,880 --> 00:16:49,960 Speaker 2: my positive affirmation that I will not look at my phone, 367 00:16:50,520 --> 00:16:51,480 Speaker 2: But I look at my phone. 368 00:16:51,640 --> 00:16:54,520 Speaker 1: It's hard not to. I was reading this book recently 369 00:16:54,560 --> 00:16:58,080 Speaker 1: called dopamin Nation, which is all about how basically our 370 00:16:58,160 --> 00:17:01,000 Speaker 1: dopamine we needed out of out of whack because we 371 00:17:01,080 --> 00:17:03,360 Speaker 1: live in such a dopamine rich environment that all this 372 00:17:03,440 --> 00:17:06,200 Speaker 1: good food, it's all this good entertainment. We've got our phones, 373 00:17:06,480 --> 00:17:08,719 Speaker 1: everything so amazing. The whole book is talking about if 374 00:17:08,720 --> 00:17:10,720 Speaker 1: you push too hard on the pleasure side, our phones 375 00:17:10,760 --> 00:17:13,480 Speaker 1: give us tons of pleasure, right, you actually end up 376 00:17:13,680 --> 00:17:16,399 Speaker 1: more miserable and tired and with all this pain in 377 00:17:16,440 --> 00:17:18,320 Speaker 1: your life. And so actually like pushing on the pain 378 00:17:18,480 --> 00:17:21,480 Speaker 1: side or being abstinent is a great way to kind 379 00:17:21,480 --> 00:17:23,760 Speaker 1: of reset all of these neural pathways. And I talk 380 00:17:23,800 --> 00:17:25,280 Speaker 1: about this an episode, but like, I sleep with my 381 00:17:25,280 --> 00:17:27,439 Speaker 1: phone in another room because I'm trying to be more 382 00:17:27,520 --> 00:17:29,359 Speaker 1: abstent with my phone. I have this app where I 383 00:17:29,359 --> 00:17:32,239 Speaker 1: block apps so I can't access them. I mean, how 384 00:17:32,240 --> 00:17:34,040 Speaker 1: many times have you been like, Okay, I need to 385 00:17:34,080 --> 00:17:35,520 Speaker 1: do this thing and you pick up your phone to 386 00:17:35,560 --> 00:17:37,560 Speaker 1: do that thing, and you see the texts and the 387 00:17:37,600 --> 00:17:41,320 Speaker 1: emails and then you read literally one email and you 388 00:17:41,400 --> 00:17:44,000 Speaker 1: have no clue what you picked up your phone to do. 389 00:17:44,440 --> 00:17:46,360 Speaker 1: And so I think that that's just starting your morning 390 00:17:46,400 --> 00:17:48,480 Speaker 1: off a little chaotic, right, And if we're able to 391 00:17:49,040 --> 00:17:51,240 Speaker 1: started morning off with that little cartoon stretch, so you 392 00:17:51,359 --> 00:17:53,520 Speaker 1: talking about maybe do something a little healthy for ourselves, 393 00:17:53,560 --> 00:17:56,760 Speaker 1: make ourselves like a healthy Greek yogurt parfe with a 394 00:17:56,760 --> 00:17:59,080 Speaker 1: glass of water that carries through for the rest of 395 00:17:59,080 --> 00:18:01,040 Speaker 1: your day. So I really we love that tip for Laura. 396 00:18:01,240 --> 00:18:04,480 Speaker 2: It's maybe the most important one, but the hardest. 397 00:18:04,960 --> 00:18:07,679 Speaker 1: That's true, true, true, all right. I think we got 398 00:18:07,720 --> 00:18:08,600 Speaker 1: one work clip from Laura. 399 00:18:10,560 --> 00:18:13,360 Speaker 6: If you have a more elaborate morning routine, it might 400 00:18:13,440 --> 00:18:16,280 Speaker 6: also help to have a short version, so there is, 401 00:18:16,720 --> 00:18:19,520 Speaker 6: you know, long version of the morning routine for the 402 00:18:19,600 --> 00:18:21,639 Speaker 6: mornings when things go as they are supposed to go. 403 00:18:22,000 --> 00:18:24,440 Speaker 6: But what is sort of the minimum viable version of 404 00:18:24,560 --> 00:18:27,120 Speaker 6: it for a day when that is not the case. 405 00:18:27,640 --> 00:18:30,160 Speaker 6: And have that in your mind for mornings when things 406 00:18:30,560 --> 00:18:32,479 Speaker 6: are not going as you wish, because then that can 407 00:18:32,520 --> 00:18:35,240 Speaker 6: also keep you from saying, oh, this is just terrible, 408 00:18:35,280 --> 00:18:36,000 Speaker 6: it's never going to work. 409 00:18:36,000 --> 00:18:37,199 Speaker 1: It's like, well, I just did something. 410 00:18:37,680 --> 00:18:40,040 Speaker 6: It wasn't everything, but it was something, and often something 411 00:18:40,200 --> 00:18:41,400 Speaker 6: is absolutely good enough. 412 00:18:42,920 --> 00:18:45,639 Speaker 1: Dude, just going through this, I'm like, I took that advice. 413 00:18:45,800 --> 00:18:47,000 Speaker 1: I literally do this. 414 00:18:47,200 --> 00:18:48,520 Speaker 2: I didn't take that advice. 415 00:18:48,760 --> 00:18:51,280 Speaker 1: Yes, every morning I have a little moment with my wife, 416 00:18:51,359 --> 00:18:54,200 Speaker 1: We make a green juice, we do some exercising, and 417 00:18:54,320 --> 00:18:57,320 Speaker 1: I study Ukrainian because my mom is Ukrainian. And basically 418 00:18:57,480 --> 00:18:58,399 Speaker 1: like that feels over. 419 00:18:58,600 --> 00:18:58,919 Speaker 2: That's a lot. 420 00:18:58,960 --> 00:19:01,040 Speaker 1: I just said so many things right, to really like 421 00:19:01,200 --> 00:19:02,680 Speaker 1: do a workout like it takes me an hour, and 422 00:19:02,720 --> 00:19:04,640 Speaker 1: to really like with the studying the language, it takes 423 00:19:04,640 --> 00:19:07,120 Speaker 1: a half hour. And so I've actually been setting myself 424 00:19:07,200 --> 00:19:10,879 Speaker 1: up for like massive failure because I only basically have 425 00:19:11,000 --> 00:19:12,320 Speaker 1: like two hours in the month. I wake up at 426 00:19:12,359 --> 00:19:14,920 Speaker 1: like seven thirty eight and I'm working at ten. And 427 00:19:15,080 --> 00:19:17,919 Speaker 1: so by breaking these things down, like, hey, look, I'm 428 00:19:17,960 --> 00:19:20,320 Speaker 1: not gonna learn this language overnight, right, but if I 429 00:19:20,400 --> 00:19:23,639 Speaker 1: study for fifteen minutes, that's better than nothing, which typically 430 00:19:23,680 --> 00:19:25,800 Speaker 1: happens when I feel overwhelmed by the amount that I 431 00:19:25,880 --> 00:19:28,320 Speaker 1: always say I'm going to do. Same thing with exercising. Yeah, 432 00:19:28,520 --> 00:19:30,680 Speaker 1: an hour long workout would have been great, but you know, 433 00:19:30,800 --> 00:19:34,240 Speaker 1: it's better than nothing working out for fifteen minutes. And 434 00:19:34,359 --> 00:19:37,040 Speaker 1: so I have done exactly what she said. I've made 435 00:19:37,040 --> 00:19:39,320 Speaker 1: a shorter version of all this stuff. And so for 436 00:19:39,400 --> 00:19:41,520 Speaker 1: the mornings, especially like this morning where I had to 437 00:19:41,600 --> 00:19:44,200 Speaker 1: come into the office at eight o'clock, I did my 438 00:19:44,359 --> 00:19:46,080 Speaker 1: little shorter routine. You know, I think it was like 439 00:19:46,119 --> 00:19:49,119 Speaker 1: five minutes. But the other great thing about that is 440 00:19:49,240 --> 00:19:51,960 Speaker 1: maybe you're not getting the full results, but again, doing 441 00:19:52,040 --> 00:19:54,840 Speaker 1: something is better than nothing. But you build up a habit. 442 00:19:55,160 --> 00:19:57,240 Speaker 1: Sometimes it's not even about doing the full thing, it's 443 00:19:57,240 --> 00:19:59,720 Speaker 1: about showing up. Like sometimes when people are like starting 444 00:19:59,760 --> 00:20:02,159 Speaker 1: a routine, it's like some people just drive to the 445 00:20:02,240 --> 00:20:04,680 Speaker 1: gym and sit in the barking lot outside the gym. 446 00:20:04,760 --> 00:20:06,720 Speaker 1: But it's like the next week you walk in the door, 447 00:20:06,960 --> 00:20:09,280 Speaker 1: and if you can build the habit and show consistently, 448 00:20:09,320 --> 00:20:10,840 Speaker 1: I mean, that's kind of the way that you change it. 449 00:20:11,280 --> 00:20:11,480 Speaker 4: Yeah. 450 00:20:11,680 --> 00:20:14,280 Speaker 2: I love this of having the shorter and the long one. 451 00:20:14,480 --> 00:20:17,040 Speaker 2: I think about it at the night time, where if 452 00:20:17,080 --> 00:20:19,200 Speaker 2: I get home late from something, I'm like, okay, Walter, ma, 453 00:20:19,240 --> 00:20:20,800 Speaker 2: I was going to be a shorter morning routine so 454 00:20:20,880 --> 00:20:22,480 Speaker 2: that I know that when I get up and I'm 455 00:20:22,600 --> 00:20:24,680 Speaker 2: sort of prepared myself of like, we're not doing the 456 00:20:24,720 --> 00:20:28,680 Speaker 2: full walk over. Lea is like, I wish I could 457 00:20:28,680 --> 00:20:31,359 Speaker 2: blame it on that, truly, that would be fine. But yeah, no, 458 00:20:31,880 --> 00:20:34,520 Speaker 2: she's not getting anything done in the morning, just barely 459 00:20:34,600 --> 00:20:37,280 Speaker 2: her short routine. But I like having the two options 460 00:20:38,080 --> 00:20:40,320 Speaker 2: because then when you have time to do the longer one, 461 00:20:40,600 --> 00:20:45,120 Speaker 2: it feels so luxurious. It feels like an absolute glorious 462 00:20:45,160 --> 00:20:46,720 Speaker 2: I am a queen type of mourning. 463 00:20:46,920 --> 00:20:48,560 Speaker 1: Yeah, and if every morning could be like that, great, 464 00:20:48,600 --> 00:20:51,280 Speaker 1: But yeah, if not, you're not like giving up the goals. Yeah, 465 00:20:51,520 --> 00:20:52,200 Speaker 1: ye love it. 466 00:20:54,480 --> 00:20:56,480 Speaker 2: We'll be right back after a quick break. 467 00:21:03,760 --> 00:21:06,960 Speaker 1: And we're back with more grown up stuff. How do 468 00:21:07,040 --> 00:21:07,560 Speaker 1: I don't. 469 00:21:10,280 --> 00:21:10,320 Speaker 2: So? 470 00:21:10,520 --> 00:21:14,200 Speaker 1: Coming up. On our fourth episode from this season, we 471 00:21:14,359 --> 00:21:18,920 Speaker 1: talked voting with Professor Josh Douglas from University of Kentucky. 472 00:21:19,400 --> 00:21:22,520 Speaker 1: He hosts a podcast called Democracy Optimists and just gave 473 00:21:22,640 --> 00:21:26,120 Speaker 1: some great advice on how we can all best show 474 00:21:26,200 --> 00:21:29,920 Speaker 1: up as citizens and vote for the things that we 475 00:21:30,000 --> 00:21:30,400 Speaker 1: care about. 476 00:21:30,720 --> 00:21:32,919 Speaker 2: He's so knowledgeable and I love this topic. 477 00:21:33,040 --> 00:21:35,359 Speaker 1: But he also wrote the book Yeah, the one who 478 00:21:35,440 --> 00:21:36,120 Speaker 1: wrote the book. 479 00:21:36,080 --> 00:21:38,080 Speaker 2: Yeah, And he just opened my eyes to so many 480 00:21:38,160 --> 00:21:40,440 Speaker 2: things that we may or may not have learned in 481 00:21:40,560 --> 00:21:43,600 Speaker 2: high school, but that are especially important for us to 482 00:21:43,840 --> 00:21:46,160 Speaker 2: know today as part of our democratic process. 483 00:21:46,440 --> 00:21:48,480 Speaker 1: Let's hear that first clip from Josh. 484 00:21:50,320 --> 00:21:53,159 Speaker 7: States are allowed to clean up their voter rules and 485 00:21:53,359 --> 00:21:56,800 Speaker 7: take people off and they'll get information like people have died, 486 00:21:57,280 --> 00:22:00,200 Speaker 7: people have moved away. In the states that just en 487 00:22:00,200 --> 00:22:04,000 Speaker 7: franchise individuals with a felony conviction if they get notice 488 00:22:04,080 --> 00:22:07,040 Speaker 7: of the felony conviction, states are allowed to take your 489 00:22:07,160 --> 00:22:10,760 Speaker 7: name off the voter roles. In addition, some states follow 490 00:22:10,840 --> 00:22:13,760 Speaker 7: a process where if you don't show up for two 491 00:22:14,240 --> 00:22:18,040 Speaker 7: federal elections in a row and then also don't respond 492 00:22:18,119 --> 00:22:20,560 Speaker 7: to a postcard that gets mailed to you, then they 493 00:22:20,600 --> 00:22:22,600 Speaker 7: can take you off the roles. So what do you 494 00:22:22,760 --> 00:22:25,160 Speaker 7: do if that occurs. Well, if you're in a state 495 00:22:25,280 --> 00:22:29,040 Speaker 7: with same day voter registration, no problem, you can register 496 00:22:29,280 --> 00:22:32,280 Speaker 7: at the polls right then. But if you're not in 497 00:22:32,359 --> 00:22:35,200 Speaker 7: a state with same day registration, especially if you're in 498 00:22:35,240 --> 00:22:39,119 Speaker 7: a state that has a deadline to register, you actually 499 00:22:39,200 --> 00:22:43,400 Speaker 7: are out of luck. With one kind of small caveat there, 500 00:22:43,920 --> 00:22:47,000 Speaker 7: if you ever show up to the polls and they 501 00:22:47,119 --> 00:22:49,480 Speaker 7: say your name's not on the rolls, you're not allowed 502 00:22:49,480 --> 00:22:51,879 Speaker 7: to vote, and you're sure you're in the right place, 503 00:22:52,640 --> 00:22:56,680 Speaker 7: don't just leave without casting about. Instead, the poll workers 504 00:22:56,800 --> 00:23:00,359 Speaker 7: are required to give you what's called a provisional ballot. 505 00:23:00,840 --> 00:23:02,480 Speaker 7: This is a ballot that you vote and then they 506 00:23:02,600 --> 00:23:05,480 Speaker 7: set aside and they figured out after the fact, after 507 00:23:05,560 --> 00:23:08,560 Speaker 7: election day, whether to count it or not. And this 508 00:23:08,640 --> 00:23:11,760 Speaker 7: should dispel one myth about our elections, which is that 509 00:23:12,400 --> 00:23:16,720 Speaker 7: all absentee ballots, all provisional ballots that are valid are 510 00:23:17,160 --> 00:23:21,359 Speaker 7: counted and so there's no concern about casting that vote, 511 00:23:21,400 --> 00:23:24,440 Speaker 7: and the election official results are not official until a 512 00:23:24,480 --> 00:23:27,000 Speaker 7: week or two later, when actually all ballots are counted. 513 00:23:28,520 --> 00:23:30,760 Speaker 1: Super important to know. I mean, I think that like 514 00:23:30,840 --> 00:23:33,440 Speaker 1: the first takeaway is like to register to vote. 515 00:23:33,800 --> 00:23:36,520 Speaker 2: Well, I think the very first okay that we're adding 516 00:23:36,560 --> 00:23:39,040 Speaker 2: to our summer to do list and sooner rather than later, 517 00:23:39,200 --> 00:23:40,520 Speaker 2: is check your voter registration. 518 00:23:40,840 --> 00:23:41,000 Speaker 1: Check. 519 00:23:41,119 --> 00:23:43,320 Speaker 2: So let's make sure it's all good. We've got the 520 00:23:43,400 --> 00:23:45,480 Speaker 2: right address, we've got the right name, we've got the 521 00:23:45,600 --> 00:23:50,119 Speaker 2: right everything. If not, get ready to hear right now. 522 00:23:50,160 --> 00:23:52,000 Speaker 2: Because also there are going to be a lot of 523 00:23:52,080 --> 00:23:56,960 Speaker 2: local primaries going on this year, next year, every year, 524 00:23:57,520 --> 00:23:59,119 Speaker 2: and so you want to make sure that you are 525 00:23:59,200 --> 00:24:01,760 Speaker 2: able to vote as part of your party if you 526 00:24:02,080 --> 00:24:06,080 Speaker 2: have a primary, or in the election in general when 527 00:24:06,119 --> 00:24:07,400 Speaker 2: that comes around in the fall as well. 528 00:24:07,880 --> 00:24:10,080 Speaker 1: But the greatest thing though is I never knew this 529 00:24:10,320 --> 00:24:13,280 Speaker 1: about casting about, even if you weren't on the role. 530 00:24:13,840 --> 00:24:16,080 Speaker 1: And really this is just a mechanism in place that 531 00:24:16,160 --> 00:24:19,040 Speaker 1: if there was a mistake with your voter registration, that 532 00:24:19,119 --> 00:24:21,840 Speaker 1: your vote doesn't go uncounted if it deserves to be counted. 533 00:24:21,920 --> 00:24:24,600 Speaker 1: And so, just like Josh said, if you were at 534 00:24:24,640 --> 00:24:26,200 Speaker 1: the polls and for some reason you're not on it, 535 00:24:26,240 --> 00:24:28,160 Speaker 1: but you're in the right place, don't leave without casting about, 536 00:24:28,520 --> 00:24:30,639 Speaker 1: because that is something that can get sorted out and 537 00:24:31,040 --> 00:24:31,920 Speaker 1: your vote can be counted. 538 00:24:32,040 --> 00:24:34,160 Speaker 2: It's a great part of our process that we're going 539 00:24:34,240 --> 00:24:35,280 Speaker 2: to enjoy while we have it. 540 00:24:36,640 --> 00:24:37,600 Speaker 1: Let's go to the next clip. 541 00:24:40,000 --> 00:24:43,680 Speaker 7: What does it mean to be a democracy optimist? It's 542 00:24:43,760 --> 00:24:47,840 Speaker 7: not that I think everything's going great, that democracy is 543 00:24:47,960 --> 00:24:51,720 Speaker 7: perfectly thriving and we don't need to change or fix things. 544 00:24:52,000 --> 00:24:54,560 Speaker 7: It's that there's hope for the future. Because if there's 545 00:24:54,600 --> 00:24:58,560 Speaker 7: not hope, then what's the alternative wallowing in our despair 546 00:24:58,760 --> 00:25:01,840 Speaker 7: and having this fatalistic view that the system is just 547 00:25:01,960 --> 00:25:04,480 Speaker 7: doomed and we can't do anything about it, and so 548 00:25:04,800 --> 00:25:08,040 Speaker 7: we're going to retreat into our everyday lives and not 549 00:25:08,280 --> 00:25:10,159 Speaker 7: try to fix the system. And if we do that, 550 00:25:10,240 --> 00:25:13,800 Speaker 7: then yes, the system is doomed. So the first answer 551 00:25:13,880 --> 00:25:17,560 Speaker 7: to your question of why should I vote, essentially is well, 552 00:25:17,600 --> 00:25:19,960 Speaker 7: why not? Because it's up to all of us, and 553 00:25:20,080 --> 00:25:22,399 Speaker 7: people of asking me all the time these days, how 554 00:25:22,440 --> 00:25:25,879 Speaker 7: do we save democracy? Ultimately, it's the people, it's we 555 00:25:26,160 --> 00:25:28,639 Speaker 7: the people, and so you should be wanting to be 556 00:25:28,760 --> 00:25:31,600 Speaker 7: part of that. Even if say you live in a 557 00:25:31,760 --> 00:25:34,080 Speaker 7: state where you kind of know who's going to win 558 00:25:34,320 --> 00:25:36,720 Speaker 7: the presidential electors in that state, or you live in 559 00:25:36,800 --> 00:25:40,200 Speaker 7: a district where, because of gerrymanderin the practice of drawing 560 00:25:40,400 --> 00:25:42,639 Speaker 7: skewed lines, you kind of know who's going to win 561 00:25:42,720 --> 00:25:47,240 Speaker 7: that district. The second answer is that your vote probably 562 00:25:47,480 --> 00:25:49,639 Speaker 7: isn't going to make a difference in the outcome except 563 00:25:49,680 --> 00:25:52,040 Speaker 7: for when it does, and you never know when that's 564 00:25:52,119 --> 00:25:55,560 Speaker 7: going to be. There are elections every year that come 565 00:25:55,640 --> 00:25:58,159 Speaker 7: down to one vote or that are tied. So is 566 00:25:58,200 --> 00:26:01,240 Speaker 7: your vote actually going to matter in the presidential election? 567 00:26:01,640 --> 00:26:05,920 Speaker 7: Probably not your one vote until it does, until enough 568 00:26:06,000 --> 00:26:08,240 Speaker 7: of us decide that we do want to show up. 569 00:26:09,400 --> 00:26:12,320 Speaker 1: I just loved talking to Josh. I loved exactly what 570 00:26:12,440 --> 00:26:14,159 Speaker 1: he said here, which is just like you take a 571 00:26:14,200 --> 00:26:16,720 Speaker 1: look around the country. We're all I don't think anyone's happy. 572 00:26:17,400 --> 00:26:20,439 Speaker 1: I think in general, no one's thrilled, both sides, right, 573 00:26:20,560 --> 00:26:23,879 Speaker 1: what's going on? And it's so easy to get so 574 00:26:24,000 --> 00:26:26,399 Speaker 1: pessimistic about things. I think if we're going to sit 575 00:26:26,440 --> 00:26:28,920 Speaker 1: around here and complain, we can sit around here and 576 00:26:29,000 --> 00:26:31,439 Speaker 1: do something about it. Yeah, you know, like you hear 577 00:26:31,520 --> 00:26:33,080 Speaker 1: that all the time. My vote doesn't matter, it's all 578 00:26:33,160 --> 00:26:36,359 Speaker 1: rigged whatever. But like they count the vote. Yeah you 579 00:26:36,440 --> 00:26:38,119 Speaker 1: know what I mean, Like, yeah, they count them. 580 00:26:38,400 --> 00:26:40,639 Speaker 2: I like knowing I did what I was supposed to 581 00:26:40,760 --> 00:26:43,480 Speaker 2: do and what I could do. And so I feel 582 00:26:43,720 --> 00:26:46,040 Speaker 2: fine in my heart going to bed every night knowing 583 00:26:46,240 --> 00:26:47,960 Speaker 2: I voted, and I voted the way I wanted to 584 00:26:48,400 --> 00:26:49,760 Speaker 2: and here we go. 585 00:26:50,119 --> 00:26:51,800 Speaker 1: Yeah, and there's never going to be the change you 586 00:26:51,840 --> 00:26:54,080 Speaker 1: want to see if you don't at least try. Yeah, 587 00:26:54,200 --> 00:26:57,080 Speaker 1: because I think that there's probably fifty thousand of you 588 00:26:57,200 --> 00:26:58,680 Speaker 1: thinking the same. And if we all just went out 589 00:26:58,680 --> 00:27:02,440 Speaker 1: there and vote, suddenly we're changing the system. 590 00:27:02,440 --> 00:27:04,119 Speaker 2: Change your thoughts, change the world. Does that how it 591 00:27:04,119 --> 00:27:04,640 Speaker 2: comes you? Really? 592 00:27:04,720 --> 00:27:06,560 Speaker 1: It's so true. You do have to change your own 593 00:27:06,560 --> 00:27:08,439 Speaker 1: mind before you can change anything else. So change your 594 00:27:08,480 --> 00:27:11,360 Speaker 1: mind to go vote. And we've got another clip from Josh. 595 00:27:11,400 --> 00:27:14,280 Speaker 1: I wish we had ten of them now. It's hard 596 00:27:14,359 --> 00:27:15,520 Speaker 1: to disprove a negative. 597 00:27:15,720 --> 00:27:15,840 Speaker 2: Right. 598 00:27:15,960 --> 00:27:18,360 Speaker 7: So when my kids were younger, and they might say, 599 00:27:18,359 --> 00:27:20,879 Speaker 7: as I'm tucking him into bed, Daddy, there's a monster 600 00:27:21,040 --> 00:27:23,520 Speaker 7: under the bed. And no matter how many times I 601 00:27:23,640 --> 00:27:26,040 Speaker 7: looked for the monster and told them there's no monster, 602 00:27:26,240 --> 00:27:28,120 Speaker 7: how do you get them to believe me? Right? Yeah, 603 00:27:28,119 --> 00:27:31,159 Speaker 7: And that's sort of what this mantra of voter fraud is. Right, 604 00:27:31,320 --> 00:27:34,359 Speaker 7: no matter how many times the experts who are looking 605 00:27:34,440 --> 00:27:37,719 Speaker 7: at this and understand how the process works, Understand all 606 00:27:37,760 --> 00:27:41,119 Speaker 7: of the auditing that happens after election day. They actually 607 00:27:41,119 --> 00:27:43,360 Speaker 7: it's not over on election day. There's lots of processes 608 00:27:43,400 --> 00:27:45,640 Speaker 7: that happened in the weeks after. No matter how many 609 00:27:45,680 --> 00:27:47,760 Speaker 7: times you say it, though, how do you prove a 610 00:27:47,840 --> 00:27:51,040 Speaker 7: negative so they're not monsters under the bed? There's also 611 00:27:51,240 --> 00:27:52,800 Speaker 7: no massive voter fraud. 612 00:27:54,000 --> 00:27:57,600 Speaker 1: It's so funny how like the third party auditing, everything 613 00:27:57,640 --> 00:28:01,280 Speaker 1: that goes on to disprove or of this stuff. The 614 00:28:01,400 --> 00:28:04,120 Speaker 1: experts are all saying that there's no massive voter fraud, 615 00:28:04,400 --> 00:28:06,480 Speaker 1: and then all it takes is someone and look, just 616 00:28:06,560 --> 00:28:09,320 Speaker 1: forget Donald Trump. All it takes is some powerful person 617 00:28:09,880 --> 00:28:13,440 Speaker 1: saying loudly into the megaphone or social media, it's all 618 00:28:13,560 --> 00:28:16,520 Speaker 1: rigged that we all think it's all rigged. And it's like, 619 00:28:17,280 --> 00:28:20,159 Speaker 1: then you're just blowing away all of the work that 620 00:28:20,280 --> 00:28:23,200 Speaker 1: all those people have done to ensure that our process 621 00:28:23,359 --> 00:28:25,520 Speaker 1: is free and fair. And so Josh is right, it's 622 00:28:25,640 --> 00:28:28,760 Speaker 1: very hard to disprove a negative. And so I think 623 00:28:28,800 --> 00:28:31,000 Speaker 1: we could all do a little more listening to the 624 00:28:31,119 --> 00:28:32,880 Speaker 1: experts like we do on this show. 625 00:28:33,000 --> 00:28:35,359 Speaker 2: Yes, yes, yes, I mean it's also a great reminder 626 00:28:35,440 --> 00:28:37,000 Speaker 2: to just check and make sure there's not a monster 627 00:28:37,119 --> 00:28:39,360 Speaker 2: under your bed too. I know you said you wanted 628 00:28:39,400 --> 00:28:41,240 Speaker 2: ten more clips of Josh. Did you know there is 629 00:28:41,280 --> 00:28:43,840 Speaker 2: a full episode with it. You can't listen to the 630 00:28:43,880 --> 00:28:47,840 Speaker 2: full episode Season three, episode four. If you want to 631 00:28:47,880 --> 00:28:49,840 Speaker 2: know more about voting, Yeah, get to it. 632 00:28:50,280 --> 00:28:54,480 Speaker 1: And we took a hard pivot from voting to talking 633 00:28:54,560 --> 00:28:58,000 Speaker 1: about oil. Yeah, yes, which was fascinating because like if 634 00:28:58,040 --> 00:29:01,040 Speaker 1: you dive into it, I mean there's a ton talk 635 00:29:01,080 --> 00:29:04,520 Speaker 1: about experts. Oh, there are people out there doing things 636 00:29:04,560 --> 00:29:06,840 Speaker 1: that you wouldn't even imagine that they are doing in 637 00:29:06,960 --> 00:29:09,040 Speaker 1: every field. And so let's talk to one of them. 638 00:29:09,240 --> 00:29:09,400 Speaker 8: Yeah. 639 00:29:09,480 --> 00:29:11,760 Speaker 2: His name is Sean Wynn, and he is a shell 640 00:29:11,920 --> 00:29:15,920 Speaker 2: lubricant technical specialist with Pens oil as well, and he 641 00:29:16,360 --> 00:29:19,920 Speaker 2: knows literally everything there is to know about changing your oil. 642 00:29:20,160 --> 00:29:20,760 Speaker 1: Let's listen to it. 643 00:29:23,480 --> 00:29:26,920 Speaker 8: As engine ols get cooked and heated typically can go 644 00:29:27,080 --> 00:29:29,080 Speaker 8: up as high as two hundred and sixty degrees, up 645 00:29:29,120 --> 00:29:31,800 Speaker 8: at the three hundred degrees and even that the pistons 646 00:29:31,840 --> 00:29:34,640 Speaker 8: can go above five hundred degrees. So in a sense 647 00:29:34,800 --> 00:29:37,520 Speaker 8: it causes them to age the same way we see 648 00:29:37,600 --> 00:29:39,600 Speaker 8: our cooking oil. You know, we use it a couple 649 00:29:39,640 --> 00:29:42,560 Speaker 8: of times see it kind of turned dark. And oil 650 00:29:42,720 --> 00:29:46,760 Speaker 8: has to be there to keep everything lubricated. Oil has 651 00:29:46,880 --> 00:29:50,000 Speaker 8: to come in and cool the engine. It works with 652 00:29:50,080 --> 00:29:53,360 Speaker 8: your cooling system, and as you change the temperature, and 653 00:29:53,480 --> 00:29:55,960 Speaker 8: as you increase the temperature, you cause that oil to 654 00:29:56,000 --> 00:30:00,280 Speaker 8: break down. When you add in contaminants like water, fuel 655 00:30:00,840 --> 00:30:04,120 Speaker 8: like air and carbon monoxide, it ages the oil and 656 00:30:04,200 --> 00:30:07,520 Speaker 8: degrades the oil. Our whole purpose of oil is a 657 00:30:07,720 --> 00:30:12,040 Speaker 8: couple of the major fundamental lubricate protect keep it cool, 658 00:30:12,760 --> 00:30:14,160 Speaker 8: and prevent wear. 659 00:30:16,000 --> 00:30:19,760 Speaker 1: It's so easy as a owner of a vehicle to 660 00:30:20,000 --> 00:30:23,040 Speaker 1: just be like we're good, we're good, you know, every 661 00:30:23,080 --> 00:30:25,040 Speaker 1: time you get the road. But there's so many parts 662 00:30:25,080 --> 00:30:26,680 Speaker 1: that work together to make it happen. I mean, there's 663 00:30:26,720 --> 00:30:29,440 Speaker 1: your tires, there's your brakes, there's your oil. 664 00:30:29,760 --> 00:30:32,160 Speaker 2: The miracle of modern technology, and we take. 665 00:30:32,000 --> 00:30:34,120 Speaker 1: It for granted. Yeah, And so to Shaun's point, like, 666 00:30:34,280 --> 00:30:37,240 Speaker 1: what oil is doing is preserving your engine. And so 667 00:30:37,280 --> 00:30:39,080 Speaker 1: if you're going to let it sit and get dirty 668 00:30:39,280 --> 00:30:41,520 Speaker 1: and the contaminous mix it, it's not doing its job 669 00:30:41,840 --> 00:30:44,000 Speaker 1: and you're actually going to wear out your vehicle faster. 670 00:30:44,040 --> 00:30:45,320 Speaker 1: And I don't know about you, but I pay a 671 00:30:45,400 --> 00:30:48,640 Speaker 1: lot of money for mine and I'd like to keep 672 00:30:48,680 --> 00:30:50,160 Speaker 1: it working on the way it should. Yeah, as long 673 00:30:50,160 --> 00:30:52,240 Speaker 1: as possible. Yeah, talk about the hardest pivot. 674 00:30:53,240 --> 00:30:55,360 Speaker 2: We already reuse that one, so you know what we're 675 00:30:55,360 --> 00:31:01,000 Speaker 2: going to do, reduce it to recycling. You went on 676 00:31:01,160 --> 00:31:03,640 Speaker 2: a nerdy little field trip, which I do think all 677 00:31:03,720 --> 00:31:06,840 Speaker 2: grown ups you should take yourself somewhere where your class 678 00:31:06,840 --> 00:31:09,600 Speaker 2: would go as a field trip, because it's so good 679 00:31:09,640 --> 00:31:13,040 Speaker 2: to learn a little something new, something you already knew, 680 00:31:13,320 --> 00:31:17,360 Speaker 2: something you didn't already know. And this inspired our next episode. 681 00:31:17,520 --> 00:31:21,320 Speaker 1: Yeah, went to the MURPH which stands for Materials Recovery 682 00:31:21,440 --> 00:31:27,000 Speaker 1: Facility out in Brooklyn and learn a ton about recycling 683 00:31:27,280 --> 00:31:29,600 Speaker 1: from Kara, so much in fact, we had to have 684 00:31:29,640 --> 00:31:32,000 Speaker 1: her on the show. So let's check in with Kara now. 685 00:31:36,640 --> 00:31:40,480 Speaker 4: So, yes, there is the statistic floating around. It actually 686 00:31:40,520 --> 00:31:43,920 Speaker 4: pertains to plastics. So there's this statistic that nine percent 687 00:31:44,040 --> 00:31:48,160 Speaker 4: of plastic gets recycled. So this was determined by the EPA. 688 00:31:48,560 --> 00:31:52,520 Speaker 4: They put out a study the Sustainable Materials Management back 689 00:31:52,600 --> 00:31:57,200 Speaker 4: in twenty eighteen. So what they did is they measured 690 00:31:57,440 --> 00:32:01,920 Speaker 4: all plastics that had been manufactured in one year. And 691 00:32:02,000 --> 00:32:03,520 Speaker 4: I mean, you just have to let that sink in 692 00:32:03,680 --> 00:32:06,680 Speaker 4: for a moment, all plastics that had been manufactured in 693 00:32:06,760 --> 00:32:08,840 Speaker 4: this country. I believe in a year, it's a lot 694 00:32:08,880 --> 00:32:14,120 Speaker 4: of stuff like you know, tables, chairs, shoes, some are bottles, 695 00:32:14,200 --> 00:32:17,040 Speaker 4: some are recyclable, some are not, some are durable and 696 00:32:17,120 --> 00:32:20,080 Speaker 4: meant to be reused. So they found that out of 697 00:32:20,280 --> 00:32:24,280 Speaker 4: all plastic manufactured in a year, United States residents like 698 00:32:24,360 --> 00:32:28,160 Speaker 4: you and I put nine percent of that into recycling bins. 699 00:32:28,600 --> 00:32:31,600 Speaker 4: So what I think people interpret from that statistic is 700 00:32:31,680 --> 00:32:34,520 Speaker 4: they think, oh, of all the plastic I diligently put 701 00:32:34,560 --> 00:32:37,320 Speaker 4: in my bin, only nine percent of it is getting recycled, 702 00:32:37,320 --> 00:32:39,600 Speaker 4: When that's not what was being measured. It's actually the 703 00:32:39,680 --> 00:32:43,160 Speaker 4: percentage that people are putting into their bins, and if 704 00:32:43,160 --> 00:32:45,040 Speaker 4: you put more of the correct stuff into your bins, 705 00:32:45,080 --> 00:32:46,880 Speaker 4: that percentage will actually go up. 706 00:32:49,120 --> 00:32:52,560 Speaker 1: I'm the victim of seeing this misinformation. I had seen 707 00:32:52,640 --> 00:32:56,960 Speaker 1: that statistic that nine percent of plastic gets recycled, and 708 00:32:57,240 --> 00:32:58,760 Speaker 1: I flipped it. I thought, was like, that meant nine 709 00:32:58,800 --> 00:33:01,080 Speaker 1: percent of literally everything into the bin gets recycled. And 710 00:33:01,160 --> 00:33:03,760 Speaker 1: that's the kind of statistic and the misinformation that can 711 00:33:03,840 --> 00:33:05,200 Speaker 1: drive people to be like, you know what, I don't 712 00:33:05,240 --> 00:33:07,560 Speaker 1: care then whatever, Then what's the whole point of recycling 713 00:33:07,560 --> 00:33:10,280 Speaker 1: if only nine percent of it gets recycled, and it's 714 00:33:10,400 --> 00:33:13,800 Speaker 1: not true. Actually ninety to ninety five percent of everything 715 00:33:13,840 --> 00:33:16,920 Speaker 1: that you recycle and your recycling gets recycled. And I 716 00:33:17,000 --> 00:33:19,120 Speaker 1: think that's the message that we have to take away 717 00:33:19,160 --> 00:33:22,080 Speaker 1: from here, because that is critically important. 718 00:33:22,400 --> 00:33:24,960 Speaker 2: I think about so much of what Kara said all 719 00:33:25,040 --> 00:33:27,320 Speaker 2: the time, literally every day when I put stuff in 720 00:33:27,360 --> 00:33:30,120 Speaker 2: the recycling. Yeah, and it just makes me feel happy. 721 00:33:30,440 --> 00:33:32,560 Speaker 1: Yeah, obviously is Kara said in the episode of like, 722 00:33:32,720 --> 00:33:35,880 Speaker 1: reducing what we use is super important, Reusing what we 723 00:33:36,040 --> 00:33:37,800 Speaker 1: use is super important, and recycling is kind of like 724 00:33:37,840 --> 00:33:40,080 Speaker 1: the smallest piece of it. But again, if we're all 725 00:33:40,280 --> 00:33:42,719 Speaker 1: doing it as we should be, then we really can 726 00:33:43,160 --> 00:33:43,880 Speaker 1: make a big impact. 727 00:33:44,000 --> 00:33:44,200 Speaker 2: Yeah. 728 00:33:44,240 --> 00:33:48,480 Speaker 1: So let's go to the next clip here. Let's go 729 00:33:48,640 --> 00:33:52,880 Speaker 1: to plastic bags. And I'm thinking, like the shopping bag plastics, like. 730 00:33:52,960 --> 00:33:56,480 Speaker 4: The single use bags exactly, those are pretty much not 731 00:33:57,040 --> 00:34:00,520 Speaker 4: recyclable anywhere in this country, as far as in your 732 00:34:00,600 --> 00:34:02,640 Speaker 4: home bin or like in our recycling, right. 733 00:34:02,880 --> 00:34:03,480 Speaker 1: And why is that? 734 00:34:03,960 --> 00:34:07,840 Speaker 2: Yeah? Two reasons. So, first of all, it's really hard 735 00:34:08,040 --> 00:34:11,080 Speaker 2: for us to sort them. At the Murph. A plastic 736 00:34:11,200 --> 00:34:12,480 Speaker 2: bag is what we call. 737 00:34:12,480 --> 00:34:17,640 Speaker 4: A tangler because it tangles in the sorting equipment, so 738 00:34:17,800 --> 00:34:20,160 Speaker 4: it's a big pain for us. And then even if 739 00:34:20,200 --> 00:34:23,120 Speaker 4: we do manage to sort them, nobody wants to buy them. 740 00:34:23,800 --> 00:34:26,960 Speaker 4: Something is recyclable if it has a market, if there's 741 00:34:26,960 --> 00:34:29,520 Speaker 4: a company out there that wants to buy it. Plastic bags, 742 00:34:29,520 --> 00:34:32,680 Speaker 4: they're pretty flimsy. It's not really a strong material. You 743 00:34:32,719 --> 00:34:33,640 Speaker 4: don't get much from it. 744 00:34:35,520 --> 00:34:37,759 Speaker 1: So it's true that plastic bags the single use are 745 00:34:37,800 --> 00:34:40,960 Speaker 1: not recyclable, but there are some businesses and this is 746 00:34:41,000 --> 00:34:42,839 Speaker 1: not true around the country, so you have to maybe 747 00:34:42,880 --> 00:34:45,920 Speaker 1: do some research on your own. But that accept plastic 748 00:34:46,000 --> 00:34:48,719 Speaker 1: bags because they are trying to find a way to 749 00:34:49,160 --> 00:34:51,799 Speaker 1: reuse them. And I think that, like, if you can 750 00:34:51,880 --> 00:34:53,960 Speaker 1: do that, do it, yeah, because otherwise they're just ending 751 00:34:54,000 --> 00:34:56,240 Speaker 1: up in the landfill, like we talked about on the episode. 752 00:34:56,560 --> 00:34:58,439 Speaker 1: So don't put them in your recycling bin. They're definitely 753 00:34:58,480 --> 00:35:00,239 Speaker 1: not going to be put to use there. There is 754 00:35:00,280 --> 00:35:02,319 Speaker 1: a grocery store actually not far from and there's actually 755 00:35:02,400 --> 00:35:04,560 Speaker 1: a ton of grocery stores. Do this to actually look 756 00:35:04,640 --> 00:35:06,560 Speaker 1: up the grocery store in your area because it's possible 757 00:35:06,600 --> 00:35:08,200 Speaker 1: that they could be doing this. One of them in 758 00:35:08,239 --> 00:35:13,040 Speaker 1: our area accepts plastic bags, Amazon bags, gigantic plastic wrap, 759 00:35:13,160 --> 00:35:15,239 Speaker 1: things that come in the mail, Like we collect all 760 00:35:15,239 --> 00:35:17,200 Speaker 1: of those and we give them to the grocery store. 761 00:35:17,239 --> 00:35:19,040 Speaker 1: And again like maybe they are ending up in a landfill, 762 00:35:19,080 --> 00:35:20,359 Speaker 1: but if we can get some use out of them, 763 00:35:20,960 --> 00:35:21,799 Speaker 1: go for Yeah, if we. 764 00:35:21,800 --> 00:35:24,040 Speaker 2: Can't recycle, we can reduce and reuse them still, and 765 00:35:24,160 --> 00:35:24,600 Speaker 2: those are. 766 00:35:24,520 --> 00:35:29,239 Speaker 1: Important too, exactly. So loved talking to Kara. If you 767 00:35:29,320 --> 00:35:30,879 Speaker 1: haven't done it, go back and listen to the full 768 00:35:30,920 --> 00:35:33,879 Speaker 1: episode because there's a ton of wisdom in there. But yeah, 769 00:35:34,040 --> 00:35:35,520 Speaker 1: so we're about to go off on a break, right, 770 00:35:35,520 --> 00:35:37,000 Speaker 1: We're going to take a couple of weeks off for 771 00:35:37,080 --> 00:35:40,239 Speaker 1: the summer. I'm going to Italy. Fancy can't wait. But 772 00:35:40,520 --> 00:35:42,279 Speaker 1: we wanted to kind of have a kindid conversation about 773 00:35:42,280 --> 00:35:44,080 Speaker 1: the rest of the season and like, you know, how 774 00:35:44,160 --> 00:35:46,760 Speaker 1: this show gets made because sometimes we have no idea 775 00:35:47,000 --> 00:35:49,400 Speaker 1: what we're going to do. We've got a few ideas 776 00:35:49,480 --> 00:35:52,680 Speaker 1: from the audience, we've got a few ideas that we 777 00:35:52,800 --> 00:35:55,120 Speaker 1: are personally interested in, but like a peak behind the 778 00:35:55,160 --> 00:35:57,279 Speaker 1: curative of making podcasts, you know, although we've got these ideas, 779 00:35:57,320 --> 00:35:59,520 Speaker 1: we never really know where the season is going to 780 00:35:59,560 --> 00:36:01,680 Speaker 1: take us. We talk about the ideas and a few 781 00:36:01,719 --> 00:36:04,120 Speaker 1: of them actually end up coming to Fruition, but some 782 00:36:04,239 --> 00:36:06,239 Speaker 1: of them don't. And so we just thought we would 783 00:36:06,239 --> 00:36:08,160 Speaker 1: talk a little bit about what we're interested in doing 784 00:36:08,200 --> 00:36:09,880 Speaker 1: for the latter half of the season, which I think 785 00:36:10,080 --> 00:36:14,400 Speaker 1: will premiere in August. So what are some of the topics? Cleah? 786 00:36:14,560 --> 00:36:17,120 Speaker 2: Okay, So there's a lot of topics. And again another 787 00:36:17,200 --> 00:36:19,600 Speaker 2: caveat to this is that sometimes life happens and there's 788 00:36:19,640 --> 00:36:21,960 Speaker 2: something that in our own personal lives we're like, ooh, 789 00:36:22,000 --> 00:36:23,879 Speaker 2: we should learn a lot about that. To a little 790 00:36:23,920 --> 00:36:26,040 Speaker 2: topic could pop in at any time, we don't know. 791 00:36:26,760 --> 00:36:29,600 Speaker 2: First up, AI AI. Do you know the robots? 792 00:36:31,160 --> 00:36:31,399 Speaker 1: Okay? 793 00:36:31,560 --> 00:36:34,680 Speaker 2: Yeah, so we've like brushed by each other. We've had 794 00:36:34,680 --> 00:36:37,759 Speaker 2: a few interactions, but I got to know them on 795 00:36:37,800 --> 00:36:40,000 Speaker 2: a deeper level. So we're going to talk about AI 796 00:36:40,239 --> 00:36:42,280 Speaker 2: and how we can use it in our everyday lives. 797 00:36:42,520 --> 00:36:43,640 Speaker 1: And this is the thing that I don't think a 798 00:36:43,640 --> 00:36:45,359 Speaker 1: lot of people know about, Like you can actually use 799 00:36:45,480 --> 00:36:48,880 Speaker 1: AI to like help you with your grocery list. I 800 00:36:49,040 --> 00:36:51,399 Speaker 1: just had AI like put together a whole meal prep 801 00:36:51,480 --> 00:36:53,080 Speaker 1: for me for a week, and to put together grocery 802 00:36:53,120 --> 00:36:55,439 Speaker 1: it was like so easy. So there's like little things 803 00:36:55,560 --> 00:36:56,800 Speaker 1: like that that you may not know about that you 804 00:36:56,840 --> 00:36:58,759 Speaker 1: can actually get a ton of use out of. And 805 00:36:58,800 --> 00:37:02,000 Speaker 1: so we're talking about AI not for like super fancy 806 00:37:02,120 --> 00:37:05,600 Speaker 1: tech startup algorithms, money, whatever, but like literally you and 807 00:37:05,800 --> 00:37:08,960 Speaker 1: like what you can do, not fancy, just for you. Yeah, 808 00:37:09,719 --> 00:37:12,000 Speaker 1: you are the fanciest you ever know really for us, 809 00:37:12,120 --> 00:37:13,919 Speaker 1: for me too, like I'm interested to learn more about 810 00:37:13,920 --> 00:37:15,200 Speaker 1: what it can help me do in my daily life 811 00:37:15,239 --> 00:37:17,000 Speaker 1: and give you back some more time. But another one 812 00:37:17,120 --> 00:37:17,560 Speaker 1: is nutrition. 813 00:37:17,840 --> 00:37:19,200 Speaker 2: Right, I'm gonna say, we got to know more about 814 00:37:19,200 --> 00:37:19,960 Speaker 2: that grocery list. 815 00:37:20,080 --> 00:37:22,520 Speaker 1: We gotta know more about it, are Yeah, I just 816 00:37:22,560 --> 00:37:24,440 Speaker 1: think it's something that people don't really think about on 817 00:37:24,520 --> 00:37:26,480 Speaker 1: a day to day basis, Like what we're putting into 818 00:37:26,480 --> 00:37:28,680 Speaker 1: our bodies and is it doing us good or harm? 819 00:37:28,760 --> 00:37:29,759 Speaker 1: Like we're gonna chat about that. 820 00:37:29,960 --> 00:37:32,200 Speaker 2: Oh, speaking of good or harm, we're also gonna be 821 00:37:32,280 --> 00:37:34,640 Speaker 2: talking about advocating for yourself at work. 822 00:37:34,680 --> 00:37:36,600 Speaker 1: Oh dude, when you're young in your career, like I 823 00:37:36,640 --> 00:37:38,920 Speaker 1: feel like you will take any kind of abuse, Like 824 00:37:39,040 --> 00:37:41,360 Speaker 1: you're just like pilot on you know, let me be 825 00:37:41,480 --> 00:37:42,800 Speaker 1: that receptacle for all that stuff. 826 00:37:42,840 --> 00:37:43,680 Speaker 2: But you don't have to be. 827 00:37:43,880 --> 00:37:45,800 Speaker 1: We don't have to be you do have worth, and 828 00:37:46,120 --> 00:37:48,560 Speaker 1: it's worth advocating for yourself because you never know what 829 00:37:48,920 --> 00:37:50,640 Speaker 1: is out there until you actually ask for it. So 830 00:37:51,120 --> 00:37:52,759 Speaker 1: we'll be chatting about that. We're also gonna be talking 831 00:37:52,840 --> 00:37:55,759 Speaker 1: about jury duty, which is something that I think I'm 832 00:37:55,840 --> 00:37:57,960 Speaker 1: confused about. I love you love it. 833 00:37:58,239 --> 00:38:00,960 Speaker 2: Yes, I've done it, I've lived it, I've loved it. 834 00:38:01,200 --> 00:38:03,839 Speaker 2: So I can't wait to really get even more into 835 00:38:03,920 --> 00:38:06,040 Speaker 2: that because it's so important. 836 00:38:06,120 --> 00:38:07,120 Speaker 1: I just don't know the rules. 837 00:38:07,200 --> 00:38:08,759 Speaker 2: Okay, well we're going to find them out. But the 838 00:38:08,840 --> 00:38:11,239 Speaker 2: main thing to know is that true crime is like 839 00:38:11,360 --> 00:38:13,919 Speaker 2: the biggest genre right now. If you like true crime, 840 00:38:14,000 --> 00:38:17,600 Speaker 2: you are going to love jury Gonna love it, So 841 00:38:17,960 --> 00:38:19,880 Speaker 2: don't try to get out of it. Don't try to 842 00:38:19,920 --> 00:38:21,359 Speaker 2: delay of a jewet track. 843 00:38:21,520 --> 00:38:23,680 Speaker 1: Yes, yeah, do it. Participate, maybe end up on the 844 00:38:23,680 --> 00:38:26,360 Speaker 1: big jury. And then where are we moving after that? 845 00:38:26,600 --> 00:38:29,160 Speaker 2: Well, we're moving to the jury of the internet, and 846 00:38:29,280 --> 00:38:31,400 Speaker 2: that is how do we quit social media. 847 00:38:32,600 --> 00:38:34,160 Speaker 1: Loving all of your transitions today. 848 00:38:35,080 --> 00:38:39,239 Speaker 2: I'm a professional, Like I said, I gotta stop looking 849 00:38:39,280 --> 00:38:40,839 Speaker 2: at my phone. So we are going to have an 850 00:38:40,840 --> 00:38:43,160 Speaker 2: expert come and tell us how we can. If not 851 00:38:43,440 --> 00:38:47,880 Speaker 2: cold Turkey, then certainly wean ourselves off of our social 852 00:38:47,960 --> 00:38:50,880 Speaker 2: media use, get that screen time down, get out in 853 00:38:50,920 --> 00:38:53,759 Speaker 2: the sunshine, not care about what the internet has going on. 854 00:38:53,880 --> 00:38:55,680 Speaker 1: Yeah, talking a little bit about social media and not 855 00:38:55,880 --> 00:38:57,600 Speaker 1: like saying that it's you know, you got to quit 856 00:38:57,640 --> 00:39:00,279 Speaker 1: it forever, but like what good is doing? Maybe? What 857 00:39:00,320 --> 00:39:02,400 Speaker 1: harm is it doing? And how can we find a 858 00:39:02,440 --> 00:39:04,319 Speaker 1: more healthy please for it to exist in your lives? Right. 859 00:39:04,840 --> 00:39:06,560 Speaker 1: And then the last one we've got written down here 860 00:39:06,600 --> 00:39:08,879 Speaker 1: is meal prep, which I love because, like, if you're 861 00:39:08,920 --> 00:39:11,080 Speaker 1: someone who's going to the office every day and you're 862 00:39:11,160 --> 00:39:13,560 Speaker 1: just eating whatever is near the office. 863 00:39:13,800 --> 00:39:16,840 Speaker 2: Oh, recession indicator. We are not doing those twenty dollars 864 00:39:16,920 --> 00:39:17,880 Speaker 2: salads exactly. 865 00:39:18,080 --> 00:39:19,480 Speaker 1: No, no, no, no no. And it has to do 866 00:39:19,560 --> 00:39:21,200 Speaker 1: with like we were talking about setting up your environment 867 00:39:21,280 --> 00:39:23,200 Speaker 1: for success, Like there's a couple of things you can do. 868 00:39:23,360 --> 00:39:24,920 Speaker 1: You know, you can get some containers, you can buy 869 00:39:24,960 --> 00:39:26,680 Speaker 1: a bunch of ingredients in bulk, and you can actually 870 00:39:26,719 --> 00:39:29,840 Speaker 1: make some healthy, very affordable meals for yourself. But sometimes 871 00:39:29,840 --> 00:39:31,360 Speaker 1: it's hard to know where to start, right, And so 872 00:39:31,440 --> 00:39:33,080 Speaker 1: that's what we're going to be talking about in that episode. 873 00:39:33,360 --> 00:39:36,320 Speaker 2: Also, drink every time we say the word soggy, because 874 00:39:36,320 --> 00:39:37,799 Speaker 2: I feel like I have to say that a lot. 875 00:39:37,920 --> 00:39:40,640 Speaker 1: Yes, Yeah, okay, and look, you know these are just 876 00:39:40,719 --> 00:39:43,160 Speaker 1: ideas we've tossed out there. It's maybe a subject to change. 877 00:39:43,360 --> 00:39:46,320 Speaker 1: And you know, actually, now that I'm literally going on vacation, 878 00:39:46,360 --> 00:39:48,719 Speaker 1: I've been thinking about a lot like traveling is insanely 879 00:39:48,800 --> 00:39:51,319 Speaker 1: difficult to do well, and I've been banging my head 880 00:39:51,320 --> 00:39:53,239 Speaker 1: against the wall to try to find like an organizational 881 00:39:53,280 --> 00:39:55,360 Speaker 1: tool to help me organize our travel. Yes, and I 882 00:39:55,400 --> 00:39:58,000 Speaker 1: think I finally found it. And I would love to 883 00:39:58,040 --> 00:39:59,640 Speaker 1: have a travel expert on to talk about how the 884 00:39:59,640 --> 00:40:02,560 Speaker 1: best way we can plan for prep and get the 885 00:40:02,600 --> 00:40:03,680 Speaker 1: most out of our vacations. 886 00:40:03,760 --> 00:40:05,440 Speaker 2: Share your ways with us, I will. 887 00:40:06,160 --> 00:40:08,120 Speaker 1: And we'll see if I'm doing it wrong where you are, 888 00:40:08,560 --> 00:40:10,239 Speaker 1: which I'm sure we'll find out that I am. 889 00:40:10,160 --> 00:40:12,200 Speaker 2: But we're gonna correct it. We're gonna do it right. 890 00:40:12,400 --> 00:40:15,120 Speaker 1: Yeah. So anyway, so everyone have a wonderful summer. Ye, 891 00:40:15,280 --> 00:40:17,560 Speaker 1: thank you for listening to the show. Yes, and we'll 892 00:40:17,640 --> 00:40:18,680 Speaker 1: see you in a couple of weeks. 893 00:40:18,840 --> 00:40:20,960 Speaker 2: Yes, And until then, good luck being a grown up. 894 00:40:22,480 --> 00:40:25,839 Speaker 1: This is a production of Ruby Studio from iHeartMedia. Our 895 00:40:25,840 --> 00:40:28,000 Speaker 1: executive producers are The Palmery. 896 00:40:27,800 --> 00:40:31,000 Speaker 2: And Matt still Oh. This episode was edited and engineered 897 00:40:31,040 --> 00:40:31,880 Speaker 2: by Sierra Spreen. 898 00:40:32,120 --> 00:40:34,560 Speaker 1: We want to thank our teammates at Ruby Studio, including 899 00:40:34,640 --> 00:40:38,800 Speaker 1: Sarah You, Ethan Fixel, Raciswan Krasnoff, Amber Smith, Deborah Garett, 900 00:40:39,000 --> 00:40:39,839 Speaker 1: and Andy Kelly.