Speaker 1: Back like a heart attack. Well, actually that's not what
Speaker 1: you'd want to have back. But yeah, anyways, Mandy was
Speaker 1: telling me about this wedding that she went to with
Speaker 1: a terrible DJ.
Speaker 2: Yeah, I mean it's such a fresh memory because so
Speaker 2: right now I'm in Montana, Exotic Billings, Montana. Who wouldn't
Speaker 2: want to be in Montana in February. I mean, it's
Speaker 2: just delightful and heels no less. Yeah, so I'm one
Speaker 2: of my best friends from I'm you know, you know,
Speaker 2: you have like your camp friends who you meet once
Speaker 2: and you spend like maybe one week together, but your
Speaker 2: best friends for life. So I never went to camp,
Speaker 2: but I did this. I did alternative spring break in
Speaker 2: college where we did Hurricane Contrina volunteering on the Gulf coast,
Speaker 2: and I I made this group of friends who have
Speaker 2: just been like family ever since. So we we go
Speaker 2: big for each other. So that includes going to Montana
Speaker 2: for their wedding in February. And but yeah, you know Montana,
Speaker 2: I've been here before. It's beautiful, it's it's everyone's super nice.
Speaker 2: But I didn't expect the DJ for this wedding to
Speaker 2: be as bad, Like I didn't know that DJs could
Speaker 2: be that bad. How hard is it? You know? Like
Speaker 2: they literally played we were The reception was like six
Speaker 2: hours long. I mean for one thing, because there was
Speaker 2: long time. There were three hundred over three hundred people
Speaker 2: and like the food line took me two hours. Two hours.
Speaker 1: No, not the food line, I oh, because.
Speaker 2: There was you know, it was like a very small
Speaker 2: buffet and then like basically and the buffet was in
Speaker 2: the middle of the dance floor, so we were like,
Speaker 2: oh no, this sceans We're not going to be dancing
Speaker 2: for like three hours. And sure enough, finally finally finally
Speaker 2: cleared it off the dance floor like out their plates
Speaker 2: or whatever, and then it just went downhill from the
Speaker 2: very first song. It was like really slow, not even
Speaker 2: good dancy country, because like I can get down to
Speaker 2: some carrying on wood like some garden works, I can
Speaker 2: get down right, but they didn't even play good stuff.
Speaker 2: It was like it was like the kind of like
Speaker 2: country music that would be on a bad infomercial for
Speaker 2: like make America Graatagan Hats or something. It felt like
Speaker 2: I was at a Trump rally. Let me tell you,
Speaker 2: I've never seen so many and I love people. I
Speaker 2: love everybody but I've never seen so many white people
Speaker 2: doing the wobble and so many wrong ways in my life.
Speaker 2: It was like it was like a bad dream. And
Speaker 2: my friend Kevin, who I'm here with, we're rooming together.
Speaker 2: Kevin is like six foot tall, beautiful black man, and
Speaker 2: me and we are the brownest things of this wedding.
Speaker 2: And when we when we get on the dance floor
Speaker 2: for the wobble, you can see everyone eyes look to
Speaker 2: us like we're dance instructors, Like, oh, the teachers how
Speaker 2: like they know they know everyone look at them.
Speaker 1: Kvin like, remember like growing up in Westfield, which is
Speaker 1: like majority white Jewish, and like going to like school dances.
Speaker 1: And meanwhile, I can honestly say I do not have
Speaker 1: I have basic basic rhythm, but I'm on the scale
Speaker 1: of good dancer. I am, yeah, like a three. And
Speaker 1: so we would go to school dances and then I
Speaker 1: would get on the dance floor, you know, like the
Speaker 1: only black girl out there, and they'd be like, oh,
Speaker 1: Tiffany knows, and I'm like, yeah.
Speaker 2: Here's Tiffany y'olltart to go down.
Speaker 1: I'm like, actually, I'm hoping Julie can show us.
Speaker 2: I know, well, I only do the wobble like once
Speaker 2: every two years when I go to weddings, so I forget,
Speaker 2: I need to like refresh my memory. Which way do
Speaker 2: I go? And when do I you know? Oh my god,
Speaker 2: it was it was too much. It was hilarious. But
Speaker 2: congrats Eric and Natalie on your beautiful They had a
Speaker 2: great time. That's all that matters.
Speaker 1: Yeah, I was gonna say that is all that matters.
Speaker 1: I on the wedding front, I'm like, uh so, I
Speaker 1: think because so we were going to, you know, do
Speaker 1: something cute at Justice of the Piece, like, oh, at
Speaker 1: least with my dress and this and that, and so
Speaker 1: I told you about pinto a bridle, like offering me
Speaker 1: a dress, and I just I just don't know why
Speaker 1: I'm going to get out to Brooklyn to try it on.
Speaker 1: I don't know. So he's like, why don't we just
Speaker 1: go like Superman is like, what are we waiting on?
Speaker 1: Forget all that, Let's just go to Justice at the
Speaker 1: Piece and we could plan something in the spring. And
Speaker 1: I'm like, Okay, I think that's what we're just gonna
Speaker 1: end up doing, Like go to Justice at the Piece
Speaker 1: in our jeans, don't take any pictures and just like
Speaker 1: plan like a small intimate affair, like you know, like
Speaker 1: like a reception, because I feel like that's what's been
Speaker 1: holding me back. Like but wait, I've got to go
Speaker 1: trying to dress. But wait, I gotta go get my
Speaker 1: hair up. But wait, And he's like, oh my.
Speaker 2: God, we've all seen sex in the city. What happened
Speaker 2: to carry it big?
Speaker 1: I know exactly I'm thinking that. I'm like, you know what,
Speaker 1: maybe he's right because you know by now, you know,
Speaker 1: if it would have been up to him, we would
Speaker 1: have been married like to weeks after we got engaged.
Speaker 1: And he's like, well, I don't I don't understand why
Speaker 1: we're reading like especially we're already going to plan like,
Speaker 1: like I said, a reception in the spring, and the
Speaker 1: reason for like kind of like not the rush. But
Speaker 1: he's like, you're paying all this money and insurance. You
Speaker 1: don't even have as much coverage as I could give you.
Speaker 1: He's like, so why not let us get married. You know,
Speaker 1: we're going to get married anyway, and then we'll have
Speaker 1: something cute, but like, let's get the mechanics of it
Speaker 1: out of the way, you know, so we.
Speaker 2: Still have you can still have a romantic like ceremony
Speaker 2: at the Justice of the Piece if you if you like,
Speaker 2: you know, you could have a nice little brunch afterward,
Speaker 2: and you can wear a nice outfit. I mean, I've
Speaker 2: seen some really romantic photos of people and that's.
Speaker 1: I want to do that. But I guess the planning
Speaker 1: of that, it's what keeps dragging me back, you know,
Speaker 1: because I'm like, oh, and then the wait is Tanta
Speaker 1: going to be able to take my picture? And then
Speaker 1: what am I going to get my hair out? Who's
Speaker 1: going to do? And then I'm like, I don't want
Speaker 1: to think about it. I just wish I had like
Speaker 1: a I honestly hate, hate, hate planning events like.
Speaker 2: I well, it doesn't have to be a whole thing.
Speaker 1: I know it sounds easier and said than done, but
Speaker 1: like I.
Speaker 2: Just pretend like you have a conference to go to
Speaker 2: and you need your team.
Speaker 1: I know, right even that, I'm like, oh, I hate that.
Speaker 1: And We've been like like really trying to like hone
Speaker 1: down on like house shopping. Who knew I'm learning so
Speaker 1: much many like for example, the taxes in Newark. I
Speaker 1: mean I don't you know, I don't know what there's
Speaker 1: what's a lot, and what's a little when it comes
Speaker 1: to taxes. And so, you know, looking at bolt of
Speaker 1: multi family houses, and taxes range from in Newark on
Speaker 1: the low end, maybe like three or four thousand, on
Speaker 1: the higher end maybe like six thousand.
Speaker 2: You know.
Speaker 1: So I'm like, I don't know, good or bad. We
Speaker 1: go one town over to East Orange that because we're
Speaker 1: having a hard time finding a home in Newark, taxes
Speaker 1: are like thirteen twelve, sixteen thousand dollars. Like me, what
Speaker 1: I didn't know. I didn't realize that Newark had much
Speaker 1: lower taxes. And it's not like, oh, I can see
Speaker 1: why East Orange taxes are so high because the school
Speaker 1: system's amazing. It's not. And so I'm like, so, I
Speaker 1: don't why are the taxes so high. So a friend
Speaker 1: of mine was just telling me that the city has
Speaker 1: kind of mismanaged. They've given tax abatements to large corporations
Speaker 1: and as a result, they've had to over tax their citizens.
Speaker 1: And I'm like, oh, so even in Newark, like we
Speaker 1: will see homes that we really like, this has been
Speaker 1: the struggle. But then like you get there and you're like,
Speaker 1: oh my gosh, the home is next to two abandoned
Speaker 1: properties and I'm like, why are these properties like abandoned
Speaker 1: for so long? And I'm thinking, are people not wanting
Speaker 1: to invest in? My realtor is like no, She's like,
Speaker 1: I've got a ton of investors. I wanted to invest.
Speaker 1: But what's happened in Newark is that people are holding
Speaker 1: properties waiting for gentrification, meaning that like the bank or
Speaker 1: an owner will hold a property it's broken down, but
Speaker 1: maybe they bought it for like ten thousand dollars, you know,
Speaker 1: they are paying nothing to keep it up, and they're
Speaker 1: waiting for Newark is resurging, and when that happens, they'll
Speaker 1: sell it for like, you know, ten times more than
Speaker 1: they bought it for. So I'm like, so you destroy
Speaker 1: a neighborhood so you can wait to make a profit
Speaker 1: ten years later, And the answer is yes, And I'm
Speaker 1: like wow. So thankfully the mayor of our city is
Speaker 1: addressing this now. He literally just addressed because it was
Speaker 1: funny because it was like that day I went out
Speaker 1: house shopping and I'm just looking like so disappointed, like
Speaker 1: oh love this house, Oh abandoned house next door, Oh
Speaker 1: love this house, Oh abandoned house up the street, And
Speaker 1: I'm like, what, how can you I don't want to
Speaker 1: live next to an abandoned house, you know, like that's
Speaker 1: not something that I'm like, well, I get compromise on
Speaker 1: there being a boarded up house across the street. I can't.
Speaker 1: And so he, you know, he's addressing that, thankfully, the
Speaker 1: Mayor wils baraka he is basically like working to either
Speaker 1: force in these companies to fix up these homes, sell
Speaker 1: them or fix the like fix them up to sell,
Speaker 1: fix them up to rent, or just fix them up
Speaker 1: to live in, or the city's going to take over
Speaker 1: because enough is enough, Like like Newark. Even though downtown
Speaker 1: Newark and Newark is definitely doing better, when you actually
Speaker 1: go into the neighborhoods, you see that not much has changed,
Speaker 1: and it's sad. And so I'm just glad because I
Speaker 1: really do want to stay here. I love living in
Speaker 1: New York, but I you know, I don't want to
Speaker 1: compromise with like my daily life looking outside the window
Speaker 1: at like you know, abandoned homes and properties and things.
Speaker 1: So I've just been learning so much to this home
Speaker 1: buying process, so political taxes, and I bought a home before,
Speaker 1: but Newark is like a whole other animal, you know.
Speaker 2: Well, it's crazy because what didn't they what didn't don't
Speaker 2: by by fixing up these abandoned houses, Like, wouldn't they
Speaker 2: be attracting these sorts of people that you know, they
Speaker 2: say that they're interested in attracting.
Speaker 1: Well, that's not the point to them. The point is
Speaker 1: the least amount of work and money put out for
Speaker 1: the maximum out brought in. So you buy it like
Speaker 1: an abandoned home or home, you know, and then that
Speaker 1: was already kind of like broken down. And let's just
Speaker 1: say you buy it for twenty thousand dollars cash, because
Speaker 1: there's homes to NewYork for fifty thirty thousand, and then
Speaker 1: you do nothing with it except for pay the low taxes,
Speaker 1: so taxes might be three thousand dollars a year. You know,
Speaker 1: you keep it for ten fifteen years, and then you
Speaker 1: sell it when like, oh my gosh, everybody wants to
Speaker 1: live in NewYork. Now you sell up for three thousand
Speaker 1: and four hundred thousand, and so that's the end goal
Speaker 1: because they have plenty of money, and you know, and
Speaker 1: people are doing this in Detroit, they're doing it in
Speaker 1: other cities like that. Basically buy and hold but not
Speaker 1: putting any money into it. And what happens is that,
Speaker 1: you know, as things are progressing around, these homes are
Speaker 1: just laying there dead, and you're like, well, can you
Speaker 1: fix it? Because I want to live here, like actually
Speaker 1: live here. These investors are not living here, and you know,
Speaker 1: they're just like, no, there's no money in it, not
Speaker 1: as much money in it for them to sell early.
Speaker 1: I'm glad that the mayor is taking steps because I
Speaker 1: literally I just drove through and I was like, wow,
Speaker 1: this is really sad, like nice house boarded up, nice house,
Speaker 1: nice house boarded and you can tell people are trying,
Speaker 1: but you know because and you think you're solf, Oh,
Speaker 1: someone will eventually buy it. But some of these homes
Speaker 1: you can tell by the way that it's worn and weathered.
Speaker 1: You're like, this house has been here for years, boarded
Speaker 1: up like this, so this is not a well it's
Speaker 1: like this for now. But somebody will buy it. No,
Speaker 1: somebody owns it. They're just not willing to sell it
Speaker 1: because they're waiting, you know. And so yeah, I'm hoping
Speaker 1: that something. You know, I'm going to really kind of
Speaker 1: keep track of like what's happening, because like I said,
Speaker 1: I want to live in the city of NewYork. Honestly,
Speaker 1: Nework is a great place to live transportation wise. We've
Speaker 1: got an international airport, We've got two trains that go
Speaker 1: directly into New York City. It's like it's just like
Speaker 1: so centrally located. What's so great is that, like you know,
Speaker 1: we're closer to like Midtown than like Brooklyn is. So
Speaker 1: if you have to get to Midtown, it's like living
Speaker 1: in New York. Newark is like living in like New
Speaker 1: York plus because you're like close enough that you could
Speaker 1: get to the city and whatever you need to get to,
Speaker 1: but far enough away that you don't have to pay
Speaker 1: those premium prices. You know, don't tell anybody, I know.
Speaker 1: I know.
Speaker 2: That's how I steel living in Jersey City. I feel
Speaker 2: like I'm cheating, Like I get I have a much
Speaker 2: quicker commute than I've ever had to work in living
Speaker 2: in Queens and like Manhattan, even like Uptown Uptown, Uptown,
Speaker 2: but my equality of life is so much higher. Yeah, exactly.
Speaker 2: Property taxes though, Like everyone I know who owns a
Speaker 2: house in a nice part of the city, I mean
Speaker 2: that's a nice part of the city, but the nice
Speaker 2: part of the suburbs and Jersey and stuff outside of
Speaker 2: New York. They basically pay a second mortgage payment for
Speaker 2: their time.
Speaker 1: Yes, I'm not doing that's crazy because you think to yourself,
Speaker 1: let's just say your property taxes are twelve thousand dollars
Speaker 1: a year. That means after you pay on your house,
Speaker 1: pay off your house, you're still going to be paying
Speaker 1: a thousand dollars a month for your house forever because
Speaker 1: it's taxes plus more plus taxes go up every year.
Speaker 1: That's crazy. That's why I'm like, uh, investing in York
Speaker 1: is just such a you know, it's just so much
Speaker 1: benefit to investing here and living here, and so yeah,
Speaker 1: I'm just it's just frustrating because you're like, wait, I've
Speaker 1: got the credit score, I've got the money I've got
Speaker 1: to desire. And you're like you're thinking, like, well, that's
Speaker 1: all you need, and it's like, oh, it's not so many.
Speaker 1: I mean, we must have looked at so many houses.
Speaker 1: I've gotten really good though, at like doing virtual tours
Speaker 1: is like Google is the best, Like street view is everything,
Speaker 1: because like you'll see a house you're like, ooh, super
Speaker 1: cute hardwood floors, everything's new, and then you click on
Speaker 1: street view and you can actually tour the neighborhood. With
Speaker 1: street View, You're like, ooh, abandoned property, abandoned party, Like
Speaker 1: I'm not even getting out of the house. So it's
Speaker 1: we don't do as many drive throughs as like as before.
Speaker 1: We just do street view, And if I see abandoned properties,
Speaker 1: I'm like, yeah, we're not even gonna go to go
Speaker 1: buy there. I had posted on Facebook, like you know,
Speaker 1: about this issue, and so many people were like, you know,
Speaker 1: wouldn't it be dope if we could like collectively get
Speaker 1: together and buy like chunks of neighborhoods that are like
Speaker 1: that and start to revitalize them. And actually I have
Speaker 1: a few phone calls coming up to talk about like
Speaker 1: what that might look like in conjunction with the city,
Speaker 1: Like you know.
Speaker 2: Like a bunch of people just buy their own, like
Speaker 2: buy a house there.
Speaker 1: No, like maybe a bunch of people you know, investing
Speaker 1: like ten twenty thirty thousand dollars into a fund and collectively,
Speaker 1: you know, buying a block because some of the houses
Speaker 1: are so inexpensive, and then slowly but surely revitalizing those
Speaker 1: homes and then reselling them back or renting them out
Speaker 1: and then the rent is how we get paid every
Speaker 1: month or whatever. So I had a few of my
Speaker 1: friends who are doing well, who are like, you know,
Speaker 1: I'd be interested in doing something like that collectively joining
Speaker 1: forces financially to look into what that might look like.
Speaker 1: So this one, it benefits the city, two it benefits people,
Speaker 1: and three we also make an income.
Speaker 2: So you beat them at their own game.
Speaker 1: Mm hmmm. So yeah, so I'm excited about it because
Speaker 1: I was just like, Okay, you know who's really smart
Speaker 1: about it. You know she used to be Carry Pink.
Speaker 1: You know, she's in the Brown the Colorful Money group.
Speaker 2: Yes, miss Lily, Yes, Missily.
Speaker 1: I love the fact that I didn't know her name
Speaker 1: is Lily.
Speaker 2: That's such a ka Carry Pinky. It's hard for me
Speaker 2: to get used to it. I feel like Lily is
Speaker 2: now the fake name I know.
Speaker 1: But she's also so she actually got her masters in
Speaker 1: like in I think, like city planning, urban planning, and
Speaker 1: did her thesis on like this like kind of collective
Speaker 1: collective economics when it comes to real estate, And I
Speaker 1: was like, what shall she hit me up? So we're
Speaker 1: actually gonna have a call on tomorrow to talk about
Speaker 1: like well, what does that look like? What does that mean?
Speaker 1: Because honestly, I think that would be awesome if we
Speaker 1: become the solution for the problem that we that we see,
Speaker 1: you know, yeah, just out here.
Speaker 2: That's how you're saving neighborhoods on.
Speaker 1: Top of everything else. This is why I can't get married.
Speaker 2: You're probably gonna beat me, but that's okay.
Speaker 1: It with my justice the piece pictures. Don't worry Brown break,
Speaker 1: Brown booth. What you gonna do? I thought we had
Speaker 1: a song. I feel like somebody saying it's a song
Speaker 1: or something. I am Brown boosting my office space, my
Speaker 1: office space. Honestly, it's like the gift that keeps on giving.
Speaker 1: So Drina, my publicist, like went to go see one
Speaker 1: of our joint friends of Dawn, who owns this brand
Speaker 1: called Pukah, which is like the most amazing like natural
Speaker 1: like skin products and stuff. And so Dawn had this
Speaker 1: beautiful space and said, hey, Drina, you should come by
Speaker 1: and see my new space. Dria went to see it
Speaker 1: was like, ooh, I want a space. Then Drina said, hey,
Speaker 1: Tiffany should come by and see the space I'm going
Speaker 1: to get. Then I went and I was like, oh,
Speaker 1: I want a space because everyone who goes there always says, ooh,
Speaker 1: I want to space, and so Drina and I ended
Speaker 1: up sharing, and so we love our space. But like
Speaker 1: every time I turn around, it just gets better every
Speaker 1: month because what I love about our space is that
Speaker 1: it's it's a converted warehouse. Mandy's been there several times.
Speaker 1: Ye you know, it's a converted warehouse, but really it's
Speaker 1: not even so much like the look of it. It's
Speaker 1: cute though, but it's like there's just so many amazing
Speaker 1: people in the building. You know, you just bump into
Speaker 1: someone in the hallway and you're like, oh wow, you
Speaker 1: know you're like the YouTube kid with like the million
Speaker 1: dollar brand. Cool. Oh wow, you're like the people that invented,
Speaker 1: you know, like the cell phone case that sticks to wall.
Speaker 1: That's cool. So there's just so many awesome people in
Speaker 1: the building.
Speaker 2: Wouldn't my cell phone case need to stick to a wall?
Speaker 2: I don't know.
Speaker 1: So basically it's like this weird gelatine thing on the
Speaker 1: back of a cell phone case. Like, so let's just say,
Speaker 1: if you're like doing a video and you wanted to
Speaker 1: like or take a picture of yourself, you could stick
Speaker 1: it to like almost everything except for there's only a
Speaker 1: few services that won't stick to. But basically, I don't know.
Speaker 1: It's just like if it gets you, you want to take
Speaker 1: a picture of video, you want to watch something, and
Speaker 1: you don't want to hold your phone. It's actually really cool.
Speaker 1: They make like a bajillion dollars. Oh yeah, they just
Speaker 1: started some young twenty year old. They've got this huge
Speaker 1: space in the in our in our in our office building,
Speaker 1: and doesn't what I mean, there's just so many random
Speaker 1: businesses and you're like, oh, that's cool. There's like a
Speaker 1: mentoring business. There's I found my new and natural hair
Speaker 1: care stylist. She she's literally right down the hall for
Speaker 1: me and she said, oh, I do sister Lock. So
Speaker 1: I'm actually getting my hair done for the first time
Speaker 1: with her this week. And so it's just so awesome.
Speaker 1: And so it's just being around, like you know, other
Speaker 1: entrepreneurs and people who are going for theirs. It's just
Speaker 1: really inspiring. And so I just want to Brown Brown
Speaker 1: boost my awesome space because of the awesome energy and
Speaker 1: the people that are there.
Speaker 2: That's nice, and it's very it's very like it's a
Speaker 2: lot of people there. But I mean, I know, I've
Speaker 2: always been on Sunday nights when it's like kind of quiet,
Speaker 2: but it feels kind of peaceful, like it's not noisy
Speaker 2: and distracting. But like I can tell when you want
Speaker 2: to be, like you want to socialize, Like you can
Speaker 2: go out there to like your shared spaces and stuff
Speaker 2: and socialize.
Speaker 1: Yeah, for sure, Oh I like it.
Speaker 2: So I'm going to brown break today. I'm gonna go
Speaker 2: negative my brown break. Sorry, I got to balance it
Speaker 2: out all that happiness. I'm gonna I'm gonna do a
Speaker 2: brown break for airline fee. Sneaky airline fees. So I
Speaker 2: thought that Spirit Airlines was the only worst airline, like
Speaker 2: the one where they charge you for breathing, they charge
Speaker 2: you for sitting in a certain position, they charge you
Speaker 2: for walking a weird way, like they just fees on
Speaker 2: bees on bees. But like I took a carrier called Allegiant.
Speaker 2: So this trip is like a double trip. I first
Speaker 2: went to Vegas and then I came to Montana, and
Speaker 2: I flew from Vegas to Montana. It's like a less
Speaker 2: than two hour flight. These people, Allegiant Airlines wanted five
Speaker 2: dollars to print my boarding pass for me, Like for
Speaker 2: the pleasure printing my for the honor of them printing
Speaker 2: my boarding pass for me. Then when you get to
Speaker 2: the gate, thank god I bought. I purchased my carry
Speaker 2: on when I bought my flight, because it's they don't
Speaker 2: give you a free carry on. They charge like I
Speaker 2: think I paid twenty dollars to have a CA bag
Speaker 2: like a roller bag, you know, not like the thing
Speaker 2: you put under your seat, but like a real carry
Speaker 2: on when I bought my flight months ago. Because when
Speaker 2: I got to the gate, they made this big announcement
Speaker 2: and it was like the longest announcement ever. They were like,
Speaker 2: people who sit in rows like X through Y, you
Speaker 2: do not qualify for a carry on bag. You will
Speaker 2: have to pay fifty dollars. If you have a bag
Speaker 2: that is too large to fit under your seat. People
Speaker 2: who are in rows are through tea, you will have
Speaker 2: to pay thirty dollars for your carry on bag. And
Speaker 2: just like on and on and all these like parameters
Speaker 2: around this carry on bag. And I saw this family, poor,
Speaker 2: this poor family, you know, like when you have kids,
Speaker 2: like you have bags on bags on bags, And they
Speaker 2: must have had six bags between the husband and the
Speaker 2: wife and the tiny children. They had to pay like
Speaker 2: three hundred dollars. Oh my god, the gate for all
Speaker 2: these bags. It was crazy, and it just it just
Speaker 2: drives me nuts. And then you finally get on the
Speaker 2: plane and I'm like, okay, the seats are nice at least.
Speaker 2: But then the the attendants come by with like the
Speaker 2: food and beverage cart, and I had my headphones in
Speaker 2: and I was like, oh, no, thank you, and she
Speaker 2: says no, And I said, do you do you want something?
Speaker 2: Do you want to purchase something for purchase from the cart?
Speaker 2: Like there wasn't even a free drink, no free pretzels.
Speaker 2: Just no, I wasn't going to give it to you.
Speaker 2: I wanted to pay for it.
Speaker 1: They're like, oh, that's cute.
Speaker 2: Did you think did you think these were free? Because
Speaker 2: that's so so weird, so weird. No, no, honey, no,
Speaker 2: we don't do that here, not an allegiant. Oh so
Speaker 2: that's my brown break. Just cheap cheap airlines just like
Speaker 2: read the fine. I mean, it was a really cheap flight.
Speaker 2: And I feel like, you know, I got my money's
Speaker 2: worth because it was really it was less than one
Speaker 2: hundred dollars for this flight to to Montana. But The
Speaker 2: only reason I didn't end up paying like an arm
Speaker 2: and a leg is because I read the fine print
Speaker 2: and paid for my crap and downloaded the app real
Speaker 2: quick when I found out I had to pay five
Speaker 2: dollars to print my boarding pass.
Speaker 1: Yeah, you just have to, like you said, if it's
Speaker 1: an unfamiliar airline, you definitely want to like read the
Speaker 1: I think. When I was flying from Spain to Morocco,
Speaker 1: one of my friends works for United, and she gifted
Speaker 1: me for my birthday, like maybe a few years ago,
Speaker 1: like a flight from uh Newark to Spain and back.
Speaker 1: And so I was like, ooh, I mean it was
Speaker 1: stand by, but still, hey, I didn't have to pay,
Speaker 1: you know. Yeah, And so I was like okay, because
Speaker 1: I told her I wanted to go to Morocco for
Speaker 1: my birthday, She's like, well, we don't fly to Morocco,
Speaker 1: but we fly to Spain Madrid. So I said, okay,
Speaker 1: I'll go to Madrid to keep a couple of days
Speaker 1: by myself, which I loved, and then I flew to
Speaker 1: Morocco to meet my friend Madeline, who I always travel
Speaker 1: with on my birthday. And so I flew and as
Speaker 1: I was flying from Spain, Madrid to Morocco. There's this
Speaker 1: I think it's ryanair girl whool Chald like to carry
Speaker 1: like you were literally allowed to carry like nothing. I
Speaker 1: think you could have like a book bag and then
Speaker 1: but even that that was like they charged you. I
Speaker 1: think it was like sixty euros something ridiculous, and then
Speaker 1: anything else, like you couldn't even have anything in your arms.
Speaker 1: Like I had to go to the backroom because I
Speaker 1: had I had a little carry on, but I also
Speaker 1: had like my book bag, and they're like, oh, no, no, no,
Speaker 1: you're gonna have to You're gonna have to pay like
Speaker 1: one hundred twenty year old. I'm like what because the
Speaker 1: fight itself was like fifty bucks. So I ended up
Speaker 1: like putting on layers of clothes so my book back
Speaker 1: can fit inside my carry on. And at one point
Speaker 1: I had like this little it's like a little almost
Speaker 1: like you know how like when you're traveling you have
Speaker 1: all your travel documents and like a little leather like
Speaker 1: sometimes like a little leather case. It's like an inflated wallet. Yeah, girl,
Speaker 1: they were like, oh, that's a carry on. I'm like
Speaker 1: this thing in my hand, the sides of a book.
Speaker 1: This thing in my hand. Girl, I put it down
Speaker 1: my pants and I was like what, like what, I
Speaker 1: cannot believe it? And I was like, you know what
Speaker 1: though I didn't read the fine print, and it was just,
Speaker 1: you know, I learned my lesson and thankfully my girl
Speaker 1: MADDENI when I met her in Morocco, I sent her home,
Speaker 1: was like, all my things so I could fly back
Speaker 1: fairly cheaply on Ryan Air without having to worry about
Speaker 1: all those things.
Speaker 2: But it just it's just a.
Speaker 1: Good Yeah, it's not a bad. It's it's really cheap.
Speaker 1: But you have to know, like it's really cheap because
Speaker 1: you have to follow all of the rules, like print
Speaker 1: everything out in advance, you know, make sure you don't
Speaker 1: carry all all these extra things. So once you know
Speaker 1: those things and you read the fine print, you're fine.
Speaker 1: But most of us don't read the fine print, because
Speaker 1: lord knows I didn't. That was like, what, I'll be back,
Speaker 1: let me go to the bathroom. I had so many
Speaker 1: clothes on and I was hot, but I was like,
Speaker 1: I am not paying additional sixty euros. At the time
Speaker 1: that was like double It was like one hundred and
Speaker 1: twenty dollars in US, and I was like, Yeah.
Speaker 3: I don't have that.
Speaker 1: That's coral. It is Cray.
Speaker 3: That is Cray.
Speaker 1: It's time for letters from y'all. It's time for the
Speaker 1: BA letters. Do we have any good questions?
Speaker 2: Letters from y'all should be the name of this segment.
Speaker 2: Letters from y'all. I like that. Yes, I do have a.
Speaker 2: I have a I have a good question. So this
Speaker 2: woman to be known by Hillary. Okay with you else?
Speaker 2: So she says, Hi, Annie and Tiffany, I recently started
Speaker 2: listening to the podcast and I'm playing catchup. Thanks for
Speaker 2: sharing with us about your lives and informative tips about
Speaker 2: ways to save money and do better financially. Thank you, Hillary.
Speaker 2: Now here's her question. She says, what's the best way
Speaker 2: to handle student loan refunds. I recently started a graduate
Speaker 2: program and we'll receive a refund check. I want to
Speaker 2: buy a new home, and I don't know if I
Speaker 2: should use some of the money to put back on
Speaker 2: my loans and add a little bit to my savings
Speaker 2: for the down payment. So that's her question. What should
Speaker 2: she do with her student loan refund and is it
Speaker 2: okay to use it for something that you want to
Speaker 2: purchase or should you maybe use it to pay back
Speaker 2: your loans.
Speaker 1: So knee jerk reaction, pay back your loans. But I'll
Speaker 1: say this because my dad did this once. He It
Speaker 1: all depends on interest rates. So at the time, student
Speaker 1: loan interest rate was super low, and he wanted to
Speaker 1: get a call or something like that. He needed it
Speaker 1: for work, and so he got his refund check bought
Speaker 1: like a car like and it was able to Basically,
Speaker 1: it was cheaper to use the student loan money and
Speaker 1: pay that back at the low interest rate than what
Speaker 1: he would have paid if he had bought the car
Speaker 1: used financing from the car company. So if the student
Speaker 1: loan interest rate is lower than your mortgage rate, then
Speaker 1: it might make sense because either way, a borrowing is borrowing,
Speaker 1: you know. So that's what I mean. It's dangerous though.
Speaker 1: It's a dangerous habit though to me anyway, to keep
Speaker 1: taking a lot of money from student loans because I
Speaker 1: did that. You know, I used every single one of
Speaker 1: my refund checks for foolishness. I was like, ooh, every money.
Speaker 2: I don't know so many people did that. Yeah, thank god,
Speaker 2: mind really like two hundred dollars.
Speaker 1: But still, you know, I was like, ooh, you know,
Speaker 1: and so I didn't use it for anything wise. But
Speaker 1: if you're going to use your student loan money, then
Speaker 1: whatever you use it on should either one be making
Speaker 1: you money or two saving you money. Because the student
Speaker 1: loan interest rate payback it's cheaper than the thing your
Speaker 1: buying's interest rate payback. What do you think, Landy, I
Speaker 1: totally agree with you.
Speaker 2: I would just caution you know, it can get really
Speaker 2: easy to like justify using your student loans when you're like, well,
Speaker 2: i could put the spring break trip on my credit card,
Speaker 2: but I'll save money by using my refund checks obviously
Speaker 2: that instead. But it's like you're kind of creating reasons
Speaker 2: to use it just to kind of give you the excuse.
Speaker 2: But I think if there's not a pressing need, I
Speaker 2: would just say, you know, return it if you can,
Speaker 2: or use it just to pay back your loans immediately
Speaker 2: if you can. I mean, I struggled a lot through college.
Speaker 2: I got my little part time job and I paid
Speaker 2: the rent, and I was like poor the entire time.
Speaker 2: But one of the best things I did for myself
Speaker 2: was not graduate with tons and tons of student debt,
Speaker 2: and I could be out of it within a couple
Speaker 2: of years after graduation, and if you're in she said,
Speaker 2: she's started a graduate program, so that means she probably
Speaker 2: has underground undergrad student loan debt already. And I wonder, well, no,
Speaker 2: there's probably not a private student loan because you don't
Speaker 2: get refunds from that. But or do you do you
Speaker 2: think it could be private student loan debt, because if
Speaker 2: it's private, I.
Speaker 1: Don't think you would get a refund. It has to
Speaker 1: be better, yeah, because I mean, I don't know, I've
Speaker 1: never had a private student loan, but to my knowledge,
Speaker 1: private student loans don't don't give you refund checks.
Speaker 2: But I mean, I'm glad that she's at least asking
Speaker 2: the question, and I don't know she doesn't. She also
Speaker 2: doesn't say how much of a refund she's getting, So really,
Speaker 2: how much, how much? How far could you get toward
Speaker 2: putting you know, toward your down payment fund for a house.
Speaker 2: She actually has a second part to her question, and
Speaker 2: I kind of want to talk about the whole question
Speaker 2: of should you buy a house, like is there pressure
Speaker 2: to get a house right away if you're at a
Speaker 2: certain age. Because she's in grad school, she's having trouble
Speaker 2: saving obviously based on her first question, and she wants
Speaker 2: to put this refund check toward her house down payment.
Speaker 2: So here's part two of Hillary's question. She says, how
Speaker 2: can I afford a home on a small income? I
Speaker 2: was laid off from my decent paying job two years ago.
Speaker 2: I've started working again, but ended up with the reduction
Speaker 2: in salary of almost twenty thousand dollars. I want nothing
Speaker 2: more than to buy a better and begger home for
Speaker 2: my daughter and I. My goal is to buy a
Speaker 2: new home in twenty eighteen. She goes on to say
Speaker 2: that I have credit card debt of about two thousand dollars,
Speaker 2: I have a FICO score of six point eighty, and
Speaker 2: I'm using the snowball method to pay off my two
Speaker 2: thousand dollars credit card debt. Basically, any suggestions or advice
Speaker 2: on how I can afford a home on a small income? Oh, Hillary, And.
Speaker 1: I was like, who should be the bearer of bad news?
Speaker 2: Don't do it? It's gonna tell do it.
Speaker 1: You can't. I'm like, can't, And I mean we're you know,
Speaker 1: we're giggling. We're not because we're giggling at you. It's
Speaker 1: just that believe we have. Everyone has been there. When
Speaker 1: you're like, huh, there's this thing I want, I can't.
Speaker 1: It doesn't make sense to you know where I currently
Speaker 1: am in life, but I really want it, and I
Speaker 1: can completely understand that. But first, one, your credit score
Speaker 1: is going to guarantee that you pay so much more
Speaker 1: an interest, Like you want to get your credit score
Speaker 1: ideally to a seven forty or above, because anything above
Speaker 1: a seven forty you're going to get the best interest
Speaker 1: rate that can be offered to you. So that's one. Two,
Speaker 1: If you have student loan debt, which clearly you're going
Speaker 1: to have because you're you're buying you told us about
Speaker 1: getting a refund check, that student loan debt is going
Speaker 1: to be factored into how much house you can afford.
Speaker 1: So when Superman, for example, my fiance was being basically
Speaker 1: vetted to see if he could be pre qualified for
Speaker 1: a loan. Here are the questions they asked him. You know,
Speaker 1: do you have a job, yes, how long have you
Speaker 1: worked there? They want to see you have steady income. Two,
Speaker 1: how much do you make? He makes a decent amount,
Speaker 1: not a whole lot, but a decent him out the
Speaker 1: thing that saved him though, because he doesn't make a
Speaker 1: whole lot. Is the fact that he's debt free. You know,
Speaker 1: like literally, he no credit card debt, no student loan,
Speaker 1: no nothing, debt free. So that worked tremendously in his favor.
Speaker 1: And then on top of that, his credit score is
Speaker 1: seven fifty. So although Superman doesn't make a whole lot
Speaker 1: because he was debt free, because he's worked at his
Speaker 1: job for a number of years, and because his credit
Speaker 1: score is great, these things are all going to play
Speaker 1: a major role until whether or not you're really going
Speaker 1: to be able to get a mortgage. So for you,
Speaker 1: you have the student loan debt, which I don't know
Speaker 1: how significant it is. Two you're not making as much
Speaker 1: as you did. Three your credit score is not quite there,
Speaker 1: so you're going to want to work on those things
Speaker 1: before moving forward to buy a home or else you're
Speaker 1: going to lock yourself into a position where you can
Speaker 1: barely afford. Even if someone somehow gets your mortgage, you
Speaker 1: know you're going to have a hard time keeping up
Speaker 1: with it because of those things.
Speaker 2: And the fact that she has I think that answer
Speaker 2: was great. The fact that she has credit card debt
Speaker 2: of about two thousand dollars and she's working to pay
Speaker 2: that off. I wonder if if she's gonna take the
Speaker 2: refund check anyway, and the interest rate maybe is super low.
Speaker 2: I think interest rates are like under six percent now,
Speaker 2: would it makes sense for her to put the refund
Speaker 2: toward her credit card debt. I think that makes made me.
Speaker 1: More sense and dobting it in.
Speaker 2: The savings account, because at the most you're gonna get
Speaker 2: what one percent on the best savings account today. You'll
Speaker 2: probably do better for yourself and your goal of eventually
Speaker 2: buying a house by paying off your credit card debt
Speaker 2: and improving your FICO score and lowering your debt to
Speaker 2: income ratio all at the same time. She also mentions
Speaker 2: that her student loans from undergrad are on income based
Speaker 2: repayment right now with zero dollars, which is fine, but
Speaker 2: that's kind of a band aid. You know, income based
Speaker 2: repayment interest is still accruing, and that that whole debt
Speaker 2: load is still counting against you in terms of, you know,
Speaker 2: qualifying for a home loan of the size that you want.
Speaker 2: So I would, yeah, I would make top priority as
Speaker 2: taking care of your debt, and maybe the bigger house
Speaker 2: isn't going to happen in twenty eighteen or even twenty nineteen, but.
Speaker 1: It will, and honestly, you'd be surprised, honestly, because the
Speaker 1: good thing is about is when you take care of
Speaker 1: your debt, you are simultaneously taking care of your credit
Speaker 1: because thirty percent of your credit score really is amount
Speaker 1: of debt that you owe in comparison to what you make,
Speaker 1: and so as you start to pay your bills on time,
Speaker 1: it continue to do so as you get you know,
Speaker 1: get rid of your debt, as you lower how much
Speaker 1: you owe the student loans, that is going to affect
Speaker 1: your credit score as well. So all of those things
Speaker 1: work together collectively, and honestly, it took superman. I mean
Speaker 1: we started dating three years ago. He's just now ready,
Speaker 1: So it took a while before, like cause I have
Speaker 1: a foreclosure on my like docket, so I really can't
Speaker 1: help in this home home buyer's thing. So really it's
Speaker 1: the money that he saves, and it's his credit score,
Speaker 1: so all of this is on him. So it took
Speaker 1: three years before he was to kind of say, okay, yes,
Speaker 1: I've got the money, I've got the credit score. You know,
Speaker 1: I've got the years in I've got the income in
Speaker 1: order to move forward, and honestly, he can't afford like
Speaker 1: some big, old, like amazing house. So one of the
Speaker 1: things we're gonna do is we're looking for at minimum
Speaker 1: a two family house, so we live in one and
Speaker 1: get help with the mortgage with the other. Because one
Speaker 1: thing how that helps is that they will factor in
Speaker 1: the rent from the other units into his income. I
Speaker 1: think like sixty or seventy percent can count as income,
Speaker 1: so he can afford more house that way. So you know,
Speaker 1: just really just really like finagling to see like what
Speaker 1: you're able to do, but work on your core basics
Speaker 1: first before leaping, because we would hate, Mandy and I
Speaker 1: would hate for you to jump into leap into a
Speaker 1: home and only to be in worse financial shape than
Speaker 1: ever before.
Speaker 2: Absolutely, and there's always someone out there willing to give
Speaker 2: you a house you can't afford, yep, like even since
Speaker 2: the recession. So focus on paying out for credit card
Speaker 2: debt and taking care of your beautiful daughter and grats.
Speaker 2: We have a lot on your plate, one one thing
Speaker 2: at a time. No pressure to have the mc mansion,
Speaker 2: you know right away? Alrighty, do you guys have questions?
Speaker 2: You know? Where to find us. You can go to
Speaker 2: Brown Ambition Podcast dot com and click on ask us anything,
Speaker 2: or you can just shoot us an email directly at
Speaker 2: Brown Ambition Podcast at gmail dot.
Speaker 1: Com dot com. We did really good questions, don't you
Speaker 1: feel like that? Man? These questions are getting good.
Speaker 2: They're really getting good. And it shows that you guys
Speaker 2: are really thinking before you, you know, take these huge steps.
Speaker 2: And that's super smart.
Speaker 1: Mm hmm, so smart you guys are. What I really
Speaker 1: like too, is that you're giving us because remember in
Speaker 1: the beginning the question be like credit card. You're like, well, girl,
Speaker 1: I need more information.
Speaker 2: Yes, thank you Hillary for giving us the details, I think,
Speaker 2: And again you can well you know, we'll use a
Speaker 2: fake name Hillary. Ain't Hillary tell us all your dirty laundry.
Speaker 2: It is safe with us. We will not be sharing
Speaker 2: your information with anybody, we promise. I don't even remember
Speaker 2: half the questions that we get, So this is a
Speaker 2: safe space. Tell us everything, and that just helps us
Speaker 2: give you the best answer possible.
Speaker 1: So now it's time to close the show with winds
Speaker 1: from you and me.
Speaker 2: That's nice.
Speaker 1: I'm thinking like cause you remember, well you don't know
Speaker 1: the Mickey Mouse Club m I c.
Speaker 2: K Y the Mickey mouse Club.
Speaker 1: I thought, you know, millennials, You know y'all.
Speaker 2: Because I watched the justin Timberlake and Britney Spear story. Oh,
Speaker 2: because you know Ryan Gosling was in the Mickey mouse Club.
Speaker 1: You know what? That doesn't surprise me so far. Wait
Speaker 1: a minute, we have forgot. Hello be ya say having twins?
Speaker 2: Oh my god. Everyone listening is like, what are they
Speaker 2: going to say it? What are they gonna mention?
Speaker 1: Yes, I totally forgot. I don't know why we're it clicked.
Speaker 1: I think I was thinking Mickey Mouth Club. I don't
Speaker 1: know what the leap was, but the leaf happened.
Speaker 2: Where were you when you learned having twins?
Speaker 1: I was on Facebook and I was scrolling and I
Speaker 1: saw this crazy picture of a woman that I've come
Speaker 1: to know. One's Beyonce, like I don't know know, with
Speaker 1: a veil on. And I was like, clearly, this is
Speaker 1: a lie girl. She would never post a picture like this.
Speaker 1: And someone said it was a screenshot. I said, let
Speaker 1: me go to Instagram and investigating myself, and sure enough
Speaker 1: it said forty minutes ago Beyonce posted this picture and
Speaker 1: it said, well welcoming two new people, and I was like,
Speaker 1: what the hell picture is this?
Speaker 2: But even congratulations king by Well I landed, I landed
Speaker 2: in Vegas. Woman's that like Thursday or whatever. And as
Speaker 2: soon as we touched down, people's phones were pnging and
Speaker 2: someone was like, Beyonce's having twins, and like it lit
Speaker 2: up the whole plane, the whole plane. Yes, I'm not kidding,
Speaker 2: I'm not kidding, world event. It was a way. It
Speaker 2: brought everyone on the plane. We started hugging and people.
Speaker 2: A champagne bottle appeared round and black and white all
Speaker 2: came together and I'm kidding, Yeah, I really it was
Speaker 2: kind of like that.
Speaker 1: You know. But so what I understand that she has
Speaker 1: her She her picture is the most likes picture, like
Speaker 1: Guinness Book of World Records, the most liked Instagram picture
Speaker 1: of all time.
Speaker 2: No, you need to go to her website because that
Speaker 2: picture is just the beginning. Really literally had an entire
Speaker 2: of course, she did this huge photo shoot with this
Speaker 2: like artist and she had wars on Shire wrote her,
Speaker 2: wrote her a poem to go with this whole photo shoot.
Speaker 2: It's so extra and it's so Beyonce, like she's swimming
Speaker 2: underwater and she's in these beautiful silks and fabrics, and
Speaker 2: you know, the baby bumpas on full display, and I'm like,
Speaker 2: of course, only Beyonce, only Beyonce.
Speaker 1: Someone said that she did it because you know, everybody
Speaker 1: I was telling saying that she she's not really pregnant.
Speaker 2: Yeah, that bogus like hoax, that that that that Blue
Speaker 2: Ivy was like a surrogate baby or something.
Speaker 1: Yeah, and I'm like, oh, yeah, I'm here now looking
Speaker 1: and I'm like, I guess. I mean, I don't know. Partly,
Speaker 1: it's like.
Speaker 2: I'm really glad that in vitro treatment really worked because
Speaker 2: you know, like there's still like I know, she's I
Speaker 2: think she struggled to have even blue. So I mean,
Speaker 2: I don't I don't understand why people don't understand that celebrities,
Speaker 2: like all these celebrities having twins, Like it's not like
Speaker 2: normal for this many people to have twins. It's all, well,
Speaker 2: we know, you know what that is. It's all in vitro.
Speaker 1: Yeah, And you know, and I'm like, I'm not girl,
Speaker 1: I likely will. I'm thirty seven, so the likelihood is
Speaker 1: I'm going to have to use in Vitro's. Well, I
Speaker 1: might have me a set of twins, you out the
Speaker 1: twin anyway.
Speaker 2: Yeah, you probably have better odds than most people.
Speaker 1: But yeah, so when you know you're right, having twins
Speaker 1: is not not that I hate to use the world normal,
Speaker 1: but twins are like an anomaly, and so for all
Speaker 1: of these people to be having them, it's clear that
Speaker 1: you know they use help, which I support because you know,
Speaker 1: I'm I'm a woman of a certain age and I
Speaker 1: don't know. I mean, we've been trying and I have
Speaker 1: not you know, naturally conceived, so in vitro it might be,
Speaker 1: which I'm okay with, although I am nervous about the whole.
Speaker 1: You know. Superman is like, yes for twins, I'm like, Lord,
Speaker 1: I don't know.
Speaker 2: Oh, so we have to talk to you guys, are
Speaker 2: seriously okay. We got to talk about this in the
Speaker 2: future shows.
Speaker 1: We will like once I if I decide to go
Speaker 1: that route, and you know, I'm like, really, I'm still
Speaker 1: I'm not gonna lie. I'm still on the whole. I
Speaker 1: don't know if I want to be a mom fence.
Speaker 2: Like oh, like I said, if you overthink it, you'll
Speaker 2: never do it. Like it's like when you jump out
Speaker 2: of a plane to skydive, and your body is like
Speaker 2: this is not smart, this is not natural, and you
Speaker 2: kind of have to force yourself. That's kind of what
Speaker 2: I feel like being a mother is.
Speaker 1: I know, But then part of me is like, oh,
Speaker 1: I don't want to not be a mom. I see
Speaker 1: like my sister, and I see like my best friend Drina,
Speaker 1: And even when my nephew's over and he looks up
Speaker 1: at me. I was just looking at pictures of him
Speaker 1: today and my phone and I was just like, oh
Speaker 1: my gosh, this love is like a love like no other,
Speaker 1: and these are not even mine, you know.
Speaker 2: Yeah, it's whatever you decide, yea, it would be the best.
Speaker 2: Wowance is not. She literally posted all these pictures of
Speaker 2: her being pregnant with Bluetoo.
Speaker 1: Yeah this is the just so we're Claire, that's what.
Speaker 1: And I'm like, girl, that's cool. You know. People, It's
Speaker 1: so crazy how people are like, I don't care. I'm
Speaker 1: like either way, it's I mean, okay, I mean I'm
Speaker 1: happy for Beyonce. I just I don't know why people
Speaker 1: get so angry when people are like, oh my gosh,
Speaker 1: Beyonce is pregnant and they're like, wow, yeah I do.
Speaker 1: But honestly, I would care if my friends are pregnant,
Speaker 1: and I'm like, oh that's good. I mean, that's how
Speaker 1: I feel about it.
Speaker 2: I might get pregnant if I can. If you can
Speaker 2: promise me and my boots will look like Beyonce's, I
Speaker 2: will get pregnant. Amazing.
Speaker 1: You know, we have to share on the on the
Speaker 1: Brown Ambition podcast dot com page, there's a video. It
Speaker 1: is hilarious. I don't know if you've ever seen when
Speaker 1: Oprah talks about Gail.
Speaker 2: Oh, I saw that that meme going around.
Speaker 1: Yes, I feel like we have to share that it
Speaker 1: just like it is like, this is why I love Beyonce.
Speaker 2: It is huh.
Speaker 1: I feel like we have to post it if you
Speaker 1: can find it.
Speaker 2: It's on that age just on our page. Right is
Speaker 2: it published by tiffany o Al fourteen hours ago?
Speaker 1: Oh that's right, I forgot I did that. So yeah,
Speaker 1: you should go to our Facebook page and watch it.
Speaker 1: It is You're gonna get your life and get your
Speaker 1: giggles on. So that's gonna be my win. My win
Speaker 1: is for pregnancy and fertility and Beyonce twins.
Speaker 2: I feel like, if you want some good fertility jiuju,
Speaker 2: you should just look at her page right now Beyonce
Speaker 2: dot com. She is just beautiful. My win is gonna
Speaker 2: be my surprise trip for my mother. I took her
Speaker 2: to Celindion in Vegas and it was just like we
Speaker 2: got our lives at that Celeineion concert. And you can
Speaker 2: imagine who was in the crowd Celine Dion concert in
Speaker 2: Vegas on a Wednesday night. You can just imagine. But
Speaker 2: we were lit. It was amazing Celen Dion, like it was.
Speaker 2: My mom was like a mess. She was crying the
Speaker 2: whole time. But like this woman has not aged and
Speaker 2: her voice is like outstanding, Like she does not get
Speaker 2: enough credit. She is still she hit all of the notes.
Speaker 2: There was not one song that she Mariah carried and
Speaker 2: like does some you know, like to cover up that
Speaker 2: she can't hit the notes anymore. She hit, she slay,
Speaker 2: She did all the greatest hits. She did the Titanic song,
Speaker 2: she did the Power of Love, Oh, all of her
Speaker 2: all of her greatest hits. And she doesn't have very
Speaker 2: many like fast songs, but there's a couple and at
Speaker 2: the very end of the show, she comes out in
Speaker 2: this like sparkly green mini dress and she lets everyone
Speaker 2: rush the stage and like go, you know, uh, be
Speaker 2: really upfront, like on the stage, like in front of
Speaker 2: the stage with her. And we had really good seats.
Speaker 2: So I ran up there and I was like so
Speaker 2: close to Selene. I could have like reached out and
Speaker 2: touched her, but I didn't because I didn't want to
Speaker 2: get arrested. But it was just it was a great
Speaker 2: It was such a nice it was a fun memory.
Speaker 2: It was a fun experience for me and my mom
Speaker 2: to share that. And we went and had a fancy
Speaker 2: dinner afterward, and she was so cute. She showed up.
Speaker 2: She was she was unpacking at the hotel and she
Speaker 2: pulled out this like sequin top and I was like,
Speaker 2: oh my god, you.
Speaker 1: Came to get it.
Speaker 2: And so she was like, I thought you told me
Speaker 2: to wear something sparkly, and so she made me go
Speaker 2: to H and M and I bought like a matching
Speaker 2: sequined would sparkle sisters together.
Speaker 1: That is cute. I'm glad Clinda you had that, you know,
Speaker 1: that whole trump bumps. But I'm glad that, like, you know,
Speaker 1: because bigger than anything else, that's your mama, And I'm
Speaker 1: glad you had a really good time we did.
Speaker 2: I mean we had We had a we had a
Speaker 2: blowout fight at one point during the during the trip.
Speaker 2: I'm not gonna lie it was it was, but you
Speaker 2: know what, it was sort of like we needed to
Speaker 2: have that. It's been bubbling under the surface for so long,
Speaker 2: like this fight, of this battle of the different political views,
Speaker 2: and but we I don't know, I feel like we
Speaker 2: really needed it. It was nasty and it was like, I'm
Speaker 2: not super proud of the fight that we had, but
Speaker 2: we had it. It was out in the air, and
Speaker 2: we were just like, Okay, we know where we stand
Speaker 2: and we're just gonna like what are you gonna do.
Speaker 2: I'm your mother and I'm your daughter and we have
Speaker 2: to get through life. But I'm just I feel like
Speaker 2: a lot of my friends too, have conservative parents. We
Speaker 2: spent a lot of time biting our tongues and not
Speaker 2: saying how we feel and trying to hold it all in,
Speaker 2: and I think that just made everything worse, Like it
Speaker 2: just made all the resentment, you know, build up and
Speaker 2: cause like a nastier fight than I think it probably
Speaker 2: would have if we had been learning and like working
Speaker 2: on having a like respectful dialogue about politics since I
Speaker 2: was a kid, we've I don't know how it was
Speaker 2: in your house, but my house, like you never talked
Speaker 2: about politics ever, you know, it was never, so I
Speaker 2: never really learned. How do you have like a dinner
Speaker 2: table discussion about politics with your with your mom? I
Speaker 2: never I never got that. So for me, it's been
Speaker 2: grumbling at her Facebook posts and passive aggressively, like you know,
Speaker 2: commenting on her posts and stuff, and that's just not
Speaker 2: like a smart, healthy way to to do it. So yeah,
Speaker 2: I'm glad that we had that that nastiness out in
Speaker 2: the open and we made up over fried chicken and biscuits,
Speaker 2: as you do.
Speaker 1: That's awesome.
Speaker 2: Well, already another another podcast.
Speaker 1: In the can I know what number are we at now?
Speaker 2: Sixty nine?
Speaker 1: I want to say sixty nine.
Speaker 2: Lucky you said it.
Speaker 1: For those of you fresh ones out there, you're like, ahf.
Speaker 1: Some of you are like I don't get it, and
Speaker 1: you shouldn't.
Speaker 2: You shouldn't.
Speaker 3: Good for you?
Speaker 2: You are the future, all right, y'all?
Speaker 1: Well stay tripped back, Mandy, I will see you, so.
Speaker 2: Thank you very much. Oh and go Falcons. What the
Speaker 2: heck a super Bowl Sunday? Yes, ruys up, Falcons. I
Speaker 2: hope that you are listening to this podcast in a
Speaker 2: world where the Falcons are Super Bowl champions. My little
Speaker 2: brother is in Houston right now getting his wife. So Alex,
Speaker 2: I on your behalf. I mean for you, for your
Speaker 2: future happiness. I'm just the falconsy to win.