Speaker 1: Hey, BA fam, it's Mandy. I am actually recording this
Speaker 1: message after we taped the episode that you're gonna hear
Speaker 1: today with my faves and y'all's faves Chris and y'all
Speaker 1: Nelly of the New BA round Table. But I really
Speaker 1: just had to because you know, we recorded this episode.
Speaker 1: I try to be really timely, but we recorded it
Speaker 1: on Friday, and since then, I have just found I
Speaker 1: have learned so much more about the communities that have
Speaker 1: been impacted by these devastating wildfires in LA And by
Speaker 1: now you've probably heard of a community called Alta Dina.
Speaker 1: Alta Dina is majority black homeowners. It's especially devastating that
Speaker 1: these fires have obliterated Alta Dina because this was literally
Speaker 1: a refuge for Black Americans who were redlined and forced
Speaker 1: out of other neighborhoods in the LA area during the
Speaker 1: Great Migration and pretty much forced to live there as
Speaker 1: we so often are pushed out and put in less
Speaker 1: favorable neighborhood which then of course become gentrified and become
Speaker 1: part of great you know, and then all of a
Speaker 1: sudden everyone wants to live there. This is generational wealth
Speaker 1: in black communities that we can't afford to lose. In fact,
Speaker 1: black home owners and Alsadena apparently were not even given
Speaker 1: mortgages until the nineteen sixties. I'm reading this right now
Speaker 1: from KCRW, which is the public radio station in La
Speaker 1: So please support your local NPR stations. This is simply
Speaker 1: generational wealth that is way too rare for black families
Speaker 1: in this country, and we are watching in front of
Speaker 1: our eyes while it is put in jeopardy where families
Speaker 1: who have actually managed to build some generational wealth through
Speaker 1: real estate, through their properties are at risk of losing
Speaker 1: at all. They've already lost it physically, but we can
Speaker 1: actually help them rebuild. We can help them make sure
Speaker 1: that they're not pushed out of this neighborhood, make sure
Speaker 1: that they don't lose the tender roots that have been
Speaker 1: growing and flourishing ever since they moved in almost one
Speaker 1: hundred years ago. One couple, Denise and Adonnis Jones, who
Speaker 1: are longtime residents of Altadena, they lost their home when
Speaker 1: they eat and fire. Denise's mother bought the Denise's mother
Speaker 1: bought the home in nineteen sixty eight. So right there
Speaker 1: we have an example of how one generation is passing
Speaker 1: on a home to the next generation, and we just
Speaker 1: can't let this wildfire steal that from future generations to come.
Speaker 1: So if you're like me, you're wondering how can you help,
Speaker 1: I'm actually going to post a link to a couple
Speaker 1: of vetted gofundmes that are crowdsourcing funds that are going
Speaker 1: to be dispursed specifically to residents in the Altadena community.
Speaker 1: So one of those funds is trying to raise five
Speaker 1: million dollars to provide Altadena families with temporary housing, help
Speaker 1: them pay for their bills, and aid in the rebuilding effort.
Speaker 1: And this is sponsored by the Cochrane Firm and Ivy McNeil,
Speaker 1: Wyatt Percell and DIGS, which are two black owned law
Speaker 1: firms in the state of California. So we need to
Speaker 1: help this community. One hundred percent of the funds raised
Speaker 1: through this initiative are going to be going to victims
Speaker 1: impacted in the Pasadena and Altadena community. If you're listening
Speaker 1: and you've been impacted by the wildfires and you would
Speaker 1: like support from the Brand Ambition community, feel free to
Speaker 1: DM me Brown Ambition Podcast on IG or you can
Speaker 1: hit me up personally via email. Brand Ambition Podcast at
Speaker 1: gmail dot com and a member of our team. We'll
Speaker 1: get back to you. A S A P. Thank you, Hey,
Speaker 1: ba fam, I am back. We are back with the
Speaker 1: BA round Table. First of all, can we just do
Speaker 1: a quick victory lap, a quick little like snap moment.
Speaker 1: Y'all really love it. They love the panel, the round table,
Speaker 1: they love We're folks for They love y'all, they love
Speaker 1: Chris and y'a Nellie, and everyone has just been so
Speaker 1: kind BA Faan, so thank you, thank you, thank you
Speaker 1: all your dms, all your comments, the comments on YouTube,
Speaker 1: y'all just I mean, you always have they always have
Speaker 1: been incredible. But yeah, thank you to Chris and yan
Speaker 1: Nelly too for being my guinea pigs anytime.
Speaker 2: Girl. So much fun.
Speaker 1: And I want to be clear because I am switching
Speaker 1: up the round table, so don't get too used to
Speaker 1: Chris and not yan Nelly. Okay, there's gonna be some
Speaker 1: really fun people popping in and out of the BA
Speaker 1: round Table, but it is. Yeah. I don't think I
Speaker 1: picked wrong at all for my first for my first couple. Yeah,
Speaker 1: so what should we dive into? First? Chris, I had
Speaker 1: told myself that you'd be in SF right now. I
Speaker 1: was like Oh, yeah, he's moving. That's why we're doing
Speaker 1: it on a different day. But then I don't think
Speaker 1: you are, We're.
Speaker 2: I am moving. So next week I would have been.
Speaker 1: All, you're not there yet, okay, packing up.
Speaker 3: So I'm today, I'm in the process of this is
Speaker 3: like my last stay of having my full death setup
Speaker 3: with the lights and camera and mic, and it's all
Speaker 3: getting boxed up and getting ready to get out of here.
Speaker 3: And I'm excited, a little stressed, more I say, more
Speaker 3: excited than stress. So I'm doing all right.
Speaker 1: Two years it wasn't enough time for you to wait,
Speaker 1: you know, get all the things in order.
Speaker 3: Like I'm not gonna put everything in boxes for two years.
Speaker 3: I got to make sure I'm making the decision. But
Speaker 3: I'm literally getting rid of almost everything, like almost all
Speaker 3: my stuff I've been giving away to friends and family.
Speaker 3: I'm literally taking my clothes, my equipment, and that's pretty
Speaker 3: much it.
Speaker 4: Wow, yeah, I mean it makes sense.
Speaker 5: Wait are you good, Chris out there with all those
Speaker 5: fires in La. I'm just seeing how horrible this footage
Speaker 5: is and it's just like heartbreaking.
Speaker 2: It's rough. I'm thankfully farting away.
Speaker 3: So I'm about thirty miles south of those fires, so
Speaker 3: we get some of the smoke, like it's a couple
Speaker 3: of days ago, the smell was horrible and there's an
Speaker 3: aucy ash falling from the sky, but no danger whatsoever
Speaker 3: because it's just a bunch of like cities between me
Speaker 3: and there. Basically it's the hills above La. There's a
Speaker 3: near Malibu near Pasadena. That side is like it's not
Speaker 3: really developed, so it's just a bunch of like green
Speaker 3: shrubs and stuff like that. And it's been no rain
Speaker 3: at all really this year for so it's super dry,
Speaker 3: so all that stuff starts catching on fire, and it's
Speaker 3: been bad, like I can't even imagine. I know a
Speaker 3: couple of people who are near closer to it. I
Speaker 3: know some people who gotten evacuated. It's it's rough over there.
Speaker 3: But thankfully me and my family most of us are
Speaker 3: all so far south that we can smell it, but
Speaker 3: we just can't.
Speaker 2: We're not affected by it at all.
Speaker 1: Yeah, I mean, yeah, I mean SF doesn't really, Well
Speaker 1: that's not true because SF was getting some like crazy
Speaker 1: yeah smoke and like the sky and stuff. There's nowhere safe,
Speaker 1: it feels like in the state. So you know, I know,
Speaker 1: that you seem calm, but maybe you shouldn't be. Maybe
Speaker 1: you should be worried.
Speaker 3: No, it's the thing is around here. It's it's just
Speaker 3: city after city. I feel like so many of the states,
Speaker 3: it feels.
Speaker 1: Like you're putting people in your path, like you're you're
Speaker 1: like human shielding the rest of the state. I didn't
Speaker 1: put them there, people in those cities. Chris, You're like,
Speaker 1: because there's like forty thousand people between me and the fire.
Speaker 3: So oh no, hold up. I don't like when you
Speaker 3: spined my words. I feel like the first episode for office,
Speaker 3: I can't because you have to destroyed my campaign. I'm like,
Speaker 3: handedly hand Manda's and hop on. You know this put
Speaker 3: thousands millions of Los Angelinos in the path of this
Speaker 3: fire to save himself and his family.
Speaker 2: Do you want to run your country?
Speaker 3: No?
Speaker 1: That's that's like I mean, you and Mayor Karen Bass
Speaker 1: right now gett getting toe up, toe up. But that's
Speaker 1: a good you know. I was paying attention to sort
Speaker 1: of the headlines around the wildfires and on the business
Speaker 1: side of things. I have some like business bullet points
Speaker 1: to go over, but one of them is two companies
Speaker 1: have been getting dragged one. Well, I would say there's
Speaker 1: one company in particular I've been seeing, but I would
Speaker 1: just put this whole category of home insures, the biggest
Speaker 1: one being State Farm, and hey, state Farm, I'm scared
Speaker 1: of you. Even though you sponsored this show. I'm keeping
Speaker 1: this in here. We run their State Farm as in
Speaker 1: every episode, I feel like, but State Farm right now
Speaker 1: in California, apparently reports are saying that they've dropped thirty
Speaker 1: thousand homeowners from their policy. And it's not like a
Speaker 1: new thing, isn't that like for fire insurance specifically.
Speaker 4: Are you going to refund me my premiums? Because what? What?
Speaker 4: How does that? How is that legal? Is my question.
Speaker 5: I've literally been paying you these premiums every single month
Speaker 5: for years, and now you're just gonna dip on me
Speaker 5: and I get nothing, and like so we just as
Speaker 5: if nothing to me, that is so it should be
Speaker 5: so illegal.
Speaker 3: Yeah, because the thing is, like, that's what insurance companies
Speaker 3: are here for. It's not for when things are good
Speaker 3: and nothing's happening, you don't have to pay out any claims.
Speaker 3: The point is, hey, look you're getting money with stuff
Speaker 3: was and catching on fire now it is that's when
Speaker 3: you need to pay up and yeah, like you said,
Speaker 3: it shouldn't be this thing where I know a lot
Speaker 3: of people have had the resort to state insurance, like
Speaker 3: the bare minimum type of insurance now because there are
Speaker 3: no none of these big companies that are willing to
Speaker 3: insure their homes when they've been collected money.
Speaker 2: All the time.
Speaker 1: And it's like, you've even done the right thing. You've
Speaker 1: gotten the fire insurance. The same thing happens in Florida
Speaker 1: right too, you nell, they have you heard about that
Speaker 1: with the flood insurance and hurricane damage insurance.
Speaker 5: The worst thing is a lot of people out here
Speaker 5: seem to think that their homeowner's insurance policy covers flooding
Speaker 5: when he does not. So unfortunately a lot of people
Speaker 5: they don't have separate flood insurance and then when worst
Speaker 5: comes to worse, they're like, wait, what do you mean
Speaker 5: I needed a separate policy. The thing that pisses me
Speaker 5: off is to see how many people did the thing,
Speaker 5: went and got the extra insurance to cover it, and
Speaker 5: now they're being screwed. It's like, how am I, as
Speaker 5: a financial educator, supposed to fix my mouth to tell
Speaker 5: people to go ahead, go above and beyond the basic
Speaker 5: coverage and get these additional insurance coverages and policies, and
Speaker 5: then they're looking at me like girl for what they
Speaker 5: don't even cover you when times get rough and they're
Speaker 5: right and we're right like now, to not trust insurance
Speaker 5: providers is to me, it's like founded.
Speaker 4: It's like, I'm that's valid.
Speaker 5: I don't know even how to respond and what to
Speaker 5: tell people when they reach out to me and ask me,
Speaker 5: you know what you think about this?
Speaker 4: What do you think about this?
Speaker 5: And people are gonna start canceling additional insurance left and
Speaker 5: right because the lack of trust. And I don't blame them.
Speaker 1: Chris, do you have fire insurance?
Speaker 2: Uh?
Speaker 3: No, not here, So I'm render Nige Burners assurance. But
Speaker 3: the risk of fire is so low where I live
Speaker 3: is not.
Speaker 2: Like a thing.
Speaker 1: Sound biting that for the future.
Speaker 2: But I know, like I'm moving, so you know, I
Speaker 2: hope nothing happens.
Speaker 1: Over here in your mouth with the dare for the universe,
Speaker 1: just really really bit, I'm fine. I'm fining forty thousand
Speaker 1: homes in between me and the fire.
Speaker 3: Again, those other words that I spoke on this podcast.
Speaker 3: I need to just lock this into the don't you edit?
Speaker 3: This out either, Mandy, don't you edit out wi all
Speaker 3: these disclaimers I've given afterwards?
Speaker 1: Okay, I'll let I'll let my editor know. The editor
Speaker 1: is me and Tanya it is yeah, I mean my
Speaker 1: dad and just insurance. And just to keep on this,
Speaker 1: my dad got dropped by his home insurance policy because
Speaker 1: a tree fell in his house and he used his insurance.
Speaker 1: God forbid you use it, you know, so he used
Speaker 1: it and then he gets penalized, and it's just, yeah,
Speaker 1: it's wild. So I'm hoping that, you know, I'm hoping
Speaker 1: to hear something different State Farm but because it's the
Speaker 1: biggest insurer in California. But I'm sure they're not alone.
Speaker 1: I'm sure there's their home insurance companies and insurance in general. Man.
Speaker 1: And you know, especially after that, god the murder that happened.
Speaker 4: Mario's brother, What Mario's brother.
Speaker 1: Did Mario's brother oeg Yes, I was never happier to
Speaker 1: not have to record an episode during that debacle because.
Speaker 5: I've been seeing so many people pull that out though,
Speaker 5: and they're like and then when people want to look
Speaker 5: at the reaction to Mario's brother, and it's like, now,
Speaker 5: look at what these insurance companies are doing with with
Speaker 5: fire home insurance and all these other types of insurance.
Speaker 5: It's like, why are people mat at insurance providers. I'm
Speaker 5: not justifying anything that has happened, which is wrong, wrong,
Speaker 5: is wrong.
Speaker 4: But when you look and.
Speaker 5: See why, when people have no clue why these things
Speaker 5: are happening, and they sit around go like, I'm just
Speaker 5: so befuddled.
Speaker 4: I don't know why this would happen. Really, you got
Speaker 4: no clue what mess is going on?
Speaker 5: Like, look look at this, and these are clear symptoms
Speaker 5: of a system that is neglecting people and truly just
Speaker 5: honestly taking advantage of people. That's like the base level
Speaker 5: of what's going on here. So I really do think
Speaker 5: it requires a national conversation about, you know, repairing trust
Speaker 5: among people, especially consumers in this country that are like,
Speaker 5: I've done everything right, How are you.
Speaker 4: Going to screw me over like this?
Speaker 5: You know, versus people who if you're going through life
Speaker 5: not getting the insurance you need, not paying premiums, not
Speaker 5: doing this, or not doing that.
Speaker 4: I get it.
Speaker 5: Those are people who kind of, you know, they're flying
Speaker 5: by the seat of their pants. But when you look
Speaker 5: at the people that are truly like invested in doing
Speaker 5: the research and putting the money aside and sacrificing certain
Speaker 5: things so that they can afford these things, and then
Speaker 5: not getting.
Speaker 4: What they owe what they're doing.
Speaker 5: It's just heartbreaking and frustrating.
Speaker 1: I mean that begs the question in certain situations, should
Speaker 1: you have your own I mean, if you can afford
Speaker 1: to have your own savings on the side to get
Speaker 1: yourself you know, like how much. I mean it's an
Speaker 1: entire house, but to have emergency savings of your own,
Speaker 1: so that if something for the worst were to happen,
Speaker 1: that you and your family at least could have, you know,
Speaker 1: enough money for hotels. Days we have seen Airbnb, yes,
Speaker 1: Airbnb coming out and offerings free, free stays, you know,
Speaker 1: getting some flack because apparently they haven't done that in
Speaker 1: past wildfires that have impacted lower income areas and all that.
Speaker 1: Oh yeah, but the Airbnb, the state farm of it all.
Speaker 1: My heart goes out to homeowners. And if you think
Speaker 1: people in California are not just like us, I mean,
Speaker 1: that's another I think issue is that people are thinking, oh, California,
Speaker 1: they got money out there, the celebrities will just like
Speaker 1: save everybody. But these are a lot of working class people,
Speaker 1: a lot of immigrants, a lot of people who live
Speaker 1: on the edge financially, and they deserve compassion and support.
Speaker 3: Yeah, I think California is a very expensive place to
Speaker 3: live relative to the rest of the country, maybe outside
Speaker 3: of like in New York or I goes Seattle or
Speaker 3: something like that, Miami. But the thing is that people here,
Speaker 3: like you're still not making significantly more compared to the
Speaker 3: costs of living. I know so many people who have
Speaker 3: solid jobs. They would be solidly middle class by any standard,
Speaker 3: but the host of living has gotten so high out
Speaker 3: here that they're pressing their stretched to their limits. But
Speaker 3: between that, I mean, they have childcare, they got health insurance,
Speaker 3: they got all these things to add up food costs
Speaker 3: that it's so difficult. I know very few people who
Speaker 3: are my age who even own a home just because
Speaker 3: the prices are so expensive. Like your mortgage is going
Speaker 3: to be five, six, seven thousand dollars a month, and
Speaker 3: that's a lot of money. So many people are just like,
Speaker 3: even if they want to be a homeowner, they're forced
Speaker 3: to be a renter. And you just it's like, it's
Speaker 3: not California great. Play is very prosperous, a lot of
Speaker 3: money flowing around, but the average person is just living
Speaker 3: a very basic life and oftentimes stretch.
Speaker 1: Really, then yeah, we got to speak on that. And
Speaker 1: I mean climate change in general. We know that like
Speaker 1: these these disasters, the what's happening in the environment, it
Speaker 1: adversely impacts brown communities, Black and brown communities so much more.
Speaker 1: I mean, who do you think lives on the you know,
Speaker 1: on the Gulf coast getting their homes flooded every time
Speaker 1: another hurricane comms. Who do you think is going to
Speaker 1: be are going to be the people who are in
Speaker 1: the these areas that are not going to have you know,
Speaker 1: the most sophisticated rescue services that can come and rescue
Speaker 1: them and help put out fires and save them from flooding.
Speaker 1: I mean, climate change is to me a race and
Speaker 1: socioeconomic issue above all. And it's just you know, we're
Speaker 1: heading into this new administration and the lack of hope
Speaker 1: that I have, the lack of like optimism in terms
Speaker 1: of okay, well, maybe we'll genuinely get more supports, more
Speaker 1: social safety nets so that we can protect the most
Speaker 1: vulnerable communities from these disasters. That is just out the window.
Speaker 1: We got to protect ourselves. We got to lean on,
Speaker 1: you know, our elected officials at a local and state
Speaker 1: level more than hope that they're standing up and community,
Speaker 1: like your neighbors, support one another and take care of
Speaker 1: each other. Because he's just home crazy times. This Smowe
Speaker 1: in Georgia, the hell girl.
Speaker 4: I got Atlanta slow. They looked like the winners in
Speaker 4: New York back in the day.
Speaker 5: Like I was looking at these videos of Atlanta with
Speaker 5: the snow, I'm like, I can't believe it.
Speaker 4: I have never seen it like that.
Speaker 5: I mean, I've been to Atlanta a couple of times,
Speaker 5: but still never would have thought that much snow in
Speaker 5: Atlanta's wild.
Speaker 1: The blizzard of ninety three is one of my core memories.
Speaker 1: The blizzard in Atlanta of ninety three. I don't know,
Speaker 1: I think it was Midge, Middle Georgia or whatever, but
Speaker 1: and we literally had we were sledding on our hill
Speaker 1: outside our house on sheets of cardboard and like my
Speaker 1: dad inexplicably had a giant roll of plastic, Like I
Speaker 1: don't know what he used that for, but we would
Speaker 1: cut little we would cut sheets of plastic and cardboard
Speaker 1: boxes and we just had the best time.
Speaker 4: So well, that was what thirty years ago? There we go.
Speaker 6: Why you got to remind me, like, I mean, I'm
Speaker 6: just saying, I mean I was I was a week kid.
Speaker 6: I think I was in kid, you know, get out
Speaker 6: of here, oh man, okay, and other economics news job
Speaker 6: numbers came out.
Speaker 1: Jobs. It's always so it just never really makes sense
Speaker 1: to me. But the job numbers are really good. More
Speaker 1: companies are hiring, and it's all like, yay is it.
Speaker 5: I feel like it doesn't match anecdotally what I'm never
Speaker 5: doing this human experience. Yeah, because I've been talking to
Speaker 5: so many of my friends that are like girl, I've
Speaker 5: been applying for jobs for the past four years, haven't
Speaker 5: been able to get a job. Or they'll be like
Speaker 5: going through interview processes and then it doesn't go anywhere,
Speaker 5: and it just feels like they're checking the box by
Speaker 5: interviewing people, but they already knew who they were going
Speaker 5: to hire because it was somebody's friend from inside the company.
Speaker 4: And there's so much of that going on.
Speaker 1: I don't.
Speaker 5: I saw those numbers and I was like, really, I don't.
Speaker 5: I just it's just something it feels like a disconnect.
Speaker 5: And of course I woke up in the market to
Speaker 5: like all red red red. It's because people are like, oh, no,
Speaker 5: the economy is actually stronger. Maybe that means there won't
Speaker 5: be as many you know, fed rate hikes, but it's.
Speaker 4: Like, uh, actually.
Speaker 5: I just feel like this doesn't match the situation that's
Speaker 5: actually going on. Or maybe it's just me, but that
Speaker 5: definitely feels off to me this time.
Speaker 1: Yeah, what are you hearing in the popcorn streets, Chris, Yeah, I.
Speaker 3: Think that's the thing too. I think it's very like
Speaker 3: industry specific too. I think that causes like a lot
Speaker 3: of like full if you're friends, Like for me, I
Speaker 3: have friends who aren't in the industries that are kind
Speaker 3: of like popping off right now that they're doing well.
Speaker 2: So then you see what.
Speaker 1: Some of those industries popping off? Is it all tech AI?
Speaker 2: Techs?
Speaker 3: Like you're hurting a little bit right now, but the
Speaker 3: AI for sure, for sure. I mean engineers are always
Speaker 3: gonna have a job. But obviously, like if you're in
Speaker 3: the AI field, you and be fine. And but there
Speaker 3: are some of the tech comings that have those huge
Speaker 3: layoffs and they still have been keeping their things. Yes,
Speaker 3: their business is very tight. So I mean healthcare is
Speaker 3: always a good one. They always gonna see growth there.
Speaker 3: But it's it's so divided. It's kind of like almost
Speaker 3: like like with class, right, like there's people who are always
Speaker 3: gonna be doing well the people doing poorly. And I
Speaker 3: think job market has become so like tight right now
Speaker 3: that it really depends on what industry you're looking for work.
Speaker 3: Like was saying, I have a friend, one of my
Speaker 3: really good friends. He's been looking for work all year long.
Speaker 3: He got laid off back in I think like February March.
Speaker 1: What does he do ry?
Speaker 2: He works in like healthcare? What do you call it?
Speaker 2: You know, you never know what your friends just got then.
Speaker 1: Is talking about how healthcare is indoculated, and.
Speaker 3: He's not in the hospital. This man was at the desk,
Speaker 3: so he was doing like at prescription drug side. He'd
Speaker 3: be the person who would like monitor the calls to
Speaker 3: make sure people were handling it right, that thing like
Speaker 3: an auditor for that stuff. And they shut down this
Speaker 3: whole department, laid everybody off and just got rid of
Speaker 3: it completely. And this is a multi billion dollar company
Speaker 3: that was doing fine, doing great, And they said, you
Speaker 3: know what, you guys can go ahead and go home
Speaker 3: and he's been struggling to find work ever since.
Speaker 1: And I bet bots are doing that job right now
Speaker 1: one hundred.
Speaker 5: I was about to say on our first round table
Speaker 5: that we talked about this, how AI is literally coming
Speaker 5: for those types of jobs. When you do the type
Speaker 5: of job that can be easily automated, you better start
Speaker 5: looking out for what can you do to protect yourself
Speaker 5: and whether that means picking up new skills or whether
Speaker 5: that means mastering the AI technology so you can be
Speaker 5: the person to train the company leaders on how to
Speaker 5: implement it. But some way, somehow, you got to save yourself.
Speaker 5: Because it's true, a job like that, or like quality assurance,
Speaker 5: or like customer support, like those types of jobs I
Speaker 5: feel like are the first ones to go, especially these
Speaker 5: tech companies that are having these layoffs. And it's funny
Speaker 5: you see AI increasing and tech kind of having a
Speaker 5: little bit of a of an issue.
Speaker 4: Those two things are interconnected.
Speaker 5: Why is tech having so many layoffs because they're bringing
Speaker 5: in AI to get rid of all those jobs.
Speaker 1: Yeah, and I have my brown my brown boost and
Speaker 1: break my break. Really I'm breaking today, y'all. It's going
Speaker 1: to be about that, So you know, stay tuned for
Speaker 1: that I have a rant. I have a rant. I'm
Speaker 1: calling out more people, more companies. All right, Bad Bunny
Speaker 1: is number one in the country. I'm switching to pop culture.
Speaker 1: Bad Bunny number one in the country. I'm so happy.
Speaker 1: I love me some Bad Bunny. I'm not Puerto Rican,
Speaker 1: you know, can't claim it. But what is it about
Speaker 1: him that just sparks so much joy? It's just I
Speaker 1: love to see.
Speaker 4: Him through to his core.
Speaker 5: Like there's so few artists that have been authentic in
Speaker 5: the way he has from day one, Like there is
Speaker 5: not an ounce of fakeness in any of his bones.
Speaker 5: Like he's you get what you see, and he's just
Speaker 5: so raw and real, and he brings it back every
Speaker 5: time to the struggle. Like if you if you're a
Speaker 5: Spanish speaker and you listen to his music and you
Speaker 5: connect back, or even if you just translate the lyrics,
Speaker 5: you'll see like how he's constantly bringing it back to
Speaker 5: the history of the struggles on the island of Puerto Rico,
Speaker 5: and you know the people that had to fight to
Speaker 5: get where the island has, where the successes on the
Speaker 5: island are like celebrating that and just always rooted in
Speaker 5: that celebration of the Puerto Rican culture, which I feel
Speaker 5: like there's very few artists today that constantly do that
Speaker 5: in a way that is authentic and doesn't feel like
Speaker 5: they're trying to play it up for the cloud or
Speaker 5: you or for like social media buzz. He's doing it
Speaker 5: because that's genuinely like the type of music that calls
Speaker 5: to him, and like he's just he's putting it out there.
Speaker 5: Whether it hits or not, it just happens that it
Speaker 5: always hits because it's so good.
Speaker 1: So people don't even know what he's saying. They're just
Speaker 1: like bopping. Yes, that part.
Speaker 3: Someone were talking about how like even they were getting
Speaker 3: on him about like using slang and spaniship people didn't
Speaker 3: understand that. It was like I don't care. He's like,
Speaker 3: I'm gonna do it anyways.
Speaker 4: Yes, all that interview clip. They were like, what do
Speaker 4: you think?
Speaker 5: Do you feel like you have to explain yourself and
Speaker 5: he was like, I don't care.
Speaker 1: I was like, that's right. Somebody did have to explain
Speaker 1: to me about pololo meant wait, which is like the
Speaker 1: dance that there's a song called yo yo no perero
Speaker 1: yo perero sola pere perero than I don't know that.
Speaker 5: I don't know what that is.
Speaker 1: Listen, I got that sontos at the end of my name,
Speaker 1: but it's hyphenated. Okay, I have not really earned I
Speaker 1: have not earned my keep.
Speaker 2: All right, we're just tearing up the Spanish lang.
Speaker 1: What is it?
Speaker 4: Perero, pereo, pereo.
Speaker 1: Okay, all right, you know we didn't talk about, well,
Speaker 1: couple of things. One we didn't. I don't even know
Speaker 1: if you guys want to or not want to approach this,
Speaker 1: But the Justin Valdoni Blake Lively lawsuit, the I saw.
Speaker 4: I saw that Chris has a huge.
Speaker 1: Fan of Colleen Hoover. Oh yeah, I got that.
Speaker 3: Oh I feel for Colleen so much. I have no
Speaker 3: idea who any of these people are you're talking about right now?
Speaker 4: Oh I really could Which voice did you read? Because
Speaker 4: I feel like I need to get on it.
Speaker 1: It ends with that he is the president of the
Speaker 1: Colleen Hoover Fan Club. Oh yeah, So you don't know
Speaker 1: who Justin Baldoni or Blake Lively is.
Speaker 2: Okay, I've heard the name Blakely is what Mary Ryan
Speaker 2: Reynolds that is?
Speaker 1: Yeah, okay, yeah, okay, the eye rolls I have girl. Well,
Speaker 1: the reason I bring it up is because the me
Speaker 1: too of it all and now we're supposed to be
Speaker 1: in this like era of when women are believed, you know,
Speaker 1: when they call out harassment. But it has been I
Speaker 1: don't know, it has been fascinating to me, people taking
Speaker 1: sides and how it's been flipping. But yeah, for the
Speaker 1: crises of the ba fam. Just to recap, Blake Lively
Speaker 1: starred in a film that came out this summer called
Speaker 1: It Ends with Us, based on a very popular romance
Speaker 1: novel by Colleen Hoover. So she's an author getting it okay?
Speaker 1: All right? Justin Baldoni, who was my you know, my
Speaker 1: pretend boyfriend because he was so fine and he played
Speaker 1: Jane the Virgin love interest. Did you watch Jamee Jane
Speaker 1: the Virgin? I did, loved him, but he since Jane
Speaker 1: the Virgin has become this like his professional feminist, professional
Speaker 1: male feminist.
Speaker 4: His podcast, his brand, his whole image.
Speaker 1: Yeah. Yeah, and I so when he came to direct
Speaker 1: It Ends with Us, which is about domestic abuse. It's
Speaker 1: about a woman Blake's character who gets in a relationship
Speaker 1: with a man who has the most ridiculous name in
Speaker 1: literature Rile and gets. Have y'all seen the y'all know
Speaker 1: Christians in the movie.
Speaker 5: I haven't read the book or seen the movie, so
Speaker 5: I was reading about it and I was like, no,
Speaker 5: but I feel like I need to go and look
Speaker 5: at the Actually, you just see the tension that was
Speaker 5: between them in terms of the characters.
Speaker 4: That they played.
Speaker 1: Need is a strong word. Do you need to know?
Speaker 5: I mean, I feel like I'm missing context. That's what
Speaker 5: I meant. I don't think I feel the need, but
Speaker 5: I feel like the context that I'm missing is because
Speaker 5: I didn't see it.
Speaker 1: Yeah, well, I mean it's just so crazy because the
Speaker 1: film is she's in a relationship with Justin Baldoni's character.
Speaker 1: He's also the director and the producer. So this is
Speaker 1: where I'm like, Okay, if they were ever gonna be
Speaker 1: like abuse or harassment, it's gonna happen on a set
Speaker 1: when or in an office where your boss is also
Speaker 1: your coworker and also like the chairman of the board.
Speaker 1: That's basically what it's like to be producing, directing, and
Speaker 1: starring in the film. And so Blake I think she
Speaker 1: is a producer on the film as well, but Justin's
Speaker 1: Justin's production company is like behind the whole thing. So anyway,
Speaker 1: her character is in love with him and he is
Speaker 1: physically abusive toward her and she's sort of like slowly
Speaker 1: coming to grips with that. It's one of those things
Speaker 1: where like is it abuse? Is it? It's fine? So anyway,
Speaker 1: since there was all this you know, drama on the
Speaker 1: social media and in streets, because during the premiere, Justin
Speaker 1: was never seen with the cast, you know, so there
Speaker 1: was like this you know, speculation, and I was told
Speaker 1: totally into it because I know that, I know Blake,
Speaker 1: I know Justin. I'm on TikTok and I'm watching all
Speaker 1: and I'm waiting for the hot takes and cut and
Speaker 1: then it was very but it was still it felt
Speaker 1: like they were being very grown up about it, very mature.
Speaker 1: No one was really calling anyone out, but you did
Speaker 1: wonder like is there illegal, Like what what's happening in
Speaker 1: the back, what's happening in the back of this? And
Speaker 1: Christmas Eve or Christmas Week, Blake's team issued not not
Speaker 1: did they not only did they file this lawsuit against
Speaker 1: Justin and everybody else on his side, but they did
Speaker 1: it through the new York Times, like the New York Times,
Speaker 1: did they? Chris is like, wow, story time, I'm learning.
Speaker 5: That is big, I mean, and yeah, accused him straight
Speaker 5: up of sexual harassment on set, which you know, that's
Speaker 5: not a light thing. That's not like you made me
Speaker 5: uncomfortable in the workplace, that's straight up, that's ay like this,
Speaker 5: this is what you did.
Speaker 1: Yeah? Did you read any of the complaints? You know,
Speaker 1: La or coz. Again, I don't know why, but sometimes
Speaker 1: I get hyper fixated on something and I love to
Speaker 1: read a legal complaint. They're fascinating. So I did read
Speaker 1: it. It was like many many pages of accusations. And it
Speaker 1: wasn't just that, you know. What creeped me out about
Speaker 1: this whole thing made me feel gross about it was
Speaker 1: a couple of things, one being that Blake did all
Speaker 1: the things she did confront justin through the proper channels.
Speaker 1: She tried to get you know, anyone involved that could like,
Speaker 1: you know, take her concerns seriously. But the problem is, again,
Speaker 1: he's her boss. The production company is usually who would
Speaker 1: keep this kind of bad acting like have to like
Speaker 1: you know, hold people accountable for it. He's the producer,
Speaker 1: you know, he's his company. It's the production company behind it.
Speaker 1: She had tried to go to the distribution company, which
Speaker 1: is basically a distributor is like distributor is like what
Speaker 1: Cumulus is for Brown Ambition right now, they put our
Speaker 1: podcast out to all the different networks that people can hear, right,
Speaker 1: So the I think the distributor for the film, I
Speaker 1: don't want to I think it was Sony, but they
Speaker 1: were like, well, we can't do anything. We're just in
Speaker 1: charge of taking the movie and putting it in people's
Speaker 1: you know, streaming platforms in the theaters and stuff. And
Speaker 1: she had they had taken a break for filming. She
Speaker 1: had said, I need you to not show me any
Speaker 1: videos of your wife giving birth, which, like one of
Speaker 1: his producers, yeah, yeah, juice. You guys got to read
Speaker 1: this the whole complaints of the New York Times. So yeah,
Speaker 1: like his producing partner had apparently because Blake gives birth
Speaker 1: in the movie and had apparently shown her a video
Speaker 1: of his wife having a vaginal birth that they and
Speaker 1: there's some obviously the romance, so there's sex in the movie,
Speaker 1: and like Justin apparently would try to introduce new love
Speaker 1: scenes without Blake's prior consent. She was a you know,
Speaker 1: and as a new mom myself, a relatively new mom,
Speaker 1: like she was she had just had a baby before,
Speaker 1: she like three months before, and she was on this
Speaker 1: set pumping in her dress and her trailer, and like
Speaker 1: they would apparently just like barge in while she was
Speaker 1: in various states of undress because she was pumping, and
Speaker 1: just like boundaries were being crossed, and like too much
Speaker 1: comments about how sexy she looked and outfits and it
Speaker 1: wasn't just her, many other actors on the set apparently
Speaker 1: you know, worth supporting her. And she came to them
Speaker 1: with these complaints. They agreed to not continue with that,
Speaker 1: but obviously the lawsuit. The other side of this is
Speaker 1: like the PR firm that was behind this takedown of
Speaker 1: Blake that was actually taught. They've had these screenshots, these
Speaker 1: text messages of the PR firm actively plotting to take
Speaker 1: down like to assassinate her character in the press. So
Speaker 1: and they and like there's a text from Justin being
Speaker 1: like we need something like this, and it's like it's
Speaker 1: a story about another actress being a diva on set
Speaker 1: and he's telling his firm like this is what we
Speaker 1: would need something like this can I order one of these?
Speaker 1: One of these? Please? Please? Can I get one of these?
Speaker 1: Like hit pieces on Blake's and you know what came out?
Speaker 4: What a jerk?
Speaker 1: It was like Blake talking bad to a reporter came out,
Speaker 1: you know that clip that resurface from Like.
Speaker 3: I don't I knew nothing about all these other details,
Speaker 3: but I had seen a couple of those videos, even
Speaker 3: though I barely even know who Blake Lively is, and
Speaker 3: it was like, look at her this press conference and
Speaker 3: how rude she was and dismissed him. And I was like, oh,
Speaker 3: maybe she's not a good person, but I don't know
Speaker 3: who she is. But I didn't know the PR was
Speaker 3: getting me because I didn't even care. And I'm like, hmm,
Speaker 3: maybe she's not.
Speaker 5: Getting That's how these things work. That's why these PR
Speaker 5: campaigns are successful, and that's why people pay top dollar
Speaker 5: to get people to spin up stories in the media.
Speaker 1: Yeah, I think because I have a background on journalism,
Speaker 1: I'm always I like to think I'm a really good
Speaker 1: consumer of news, Like I'm always kind of like tablespoon
Speaker 1: of salt when I read stuff. You know, what's the
Speaker 1: person's angle, what's their play in this? Why would they
Speaker 1: want this story to come out? What's what's what's good about?
Speaker 1: Why are they being quoted here? Why are they giving
Speaker 1: a comment? Stuff? But I it was just chilling to
Speaker 1: see how like how sophisticated the social media campaign was
Speaker 1: against Blake and how hard it is to trace it back,
Speaker 1: and how quickly it came all like full circle. After
Speaker 1: she filed this lawsuit, you were seeing again more you know,
Speaker 1: positive headlines about Justin in social and like negative stuff
Speaker 1: about Blake and Ryan Reynolds. You know that she in it.
Speaker 1: Throw him in there? Why not? Because you know how
Speaker 1: she needs him to like be the protector here and
Speaker 1: how they are bullying Justin and all this as a
Speaker 1: woman in the workplace, like it just I still feel
Speaker 1: like we have so far to go. It's sad to me.
Speaker 1: I want and for yeah, for Blake. Also, like when
Speaker 1: she came out with the lawsuit, she had all of
Speaker 1: her former co stars put out statements. It was almost
Speaker 1: like she was saying, I really need everybody to come
Speaker 1: back me on this because no one's gonna believe me
Speaker 1: even though I'm Blake from like Lively, Yeah, you know.
Speaker 5: Yeah, And it's so sad that she even had to
Speaker 5: do that, but she knew, she knew what the odds
Speaker 5: are and what she's up against. Unfortunately, and I mean
Speaker 5: good for her to think ahead, to prepare in that
Speaker 5: way and know that she needs to come correct, because
Speaker 5: the reality is, yeah, had she not done that, had
Speaker 5: she not done that preparation, it might be a completely
Speaker 5: different headline that we'd be reading now.
Speaker 3: She's still not such a long way to go, and
Speaker 3: it shows she like on social media, when something takes off,
Speaker 3: whether or not it's true or not right once who
Speaker 3: gets that first message out first kind of controls it
Speaker 3: after that, and then other people start hopping on it,
Speaker 3: stitching it together. They're doing their little comments, and then
Speaker 3: it takes on the life that everyone's just going to
Speaker 3: believe the story once it comes out, because how can
Speaker 3: you pull something back like that once it's out there.
Speaker 2: It's so hard to get a narrative back. Yep.
Speaker 1: And the way that's what women don't say, shit.
Speaker 4: Yeah, oh yeah.
Speaker 5: The social manipulation is the crazy part of it, right,
Speaker 5: And I mean you talked about this before, Mandy on
Speaker 5: the show, but like the j Lo slander and how
Speaker 5: they literally one day to the next, I woke up
Speaker 5: and everybody hated j LO and I was like, what
Speaker 5: when did that happen?
Speaker 4: Like it' should but.
Speaker 5: It but it happens so fast, especially the memes and
Speaker 5: how quick I mean that's literally memes is the root
Speaker 5: of the word mimetic right where it's like so quickly
Speaker 5: it can educate.
Speaker 4: Yeah, medics listen.
Speaker 5: The only reason I know is because my working works
Speaker 5: in tech and he's like goes into like the history
Speaker 5: of things. Sometimes I'm like I don't need all that,
Speaker 5: I just need to know, but but it is interesting.
Speaker 5: Actually we start to look into it, how you know,
Speaker 5: so quickly it morphs and like so many people everywhere
Speaker 5: just start to turn it into their own version of something.
Speaker 5: And that's that's literally what's happening here. This like social
Speaker 5: manipulation campaign pretty much is what was going on.
Speaker 4: Yeah, it's scary. Anybody can do that to me. Anybody
Speaker 4: can do that. I mean, you know.
Speaker 1: Right now, the dude and the dude for all men,
Speaker 1: for all humans with penises, can you please explain why
Speaker 1: you're so terrible?
Speaker 4: Oh how long do we have at life?
Speaker 1: Or like, how can you be a better ally? How
Speaker 1: can then be better allies to women? In the well?
Speaker 1: One of the things I will tell Chris, paying the
Speaker 1: camera over to your little bookcase over there. Oh we
Speaker 1: can't see it. Look at that, Look at that.
Speaker 2: Bring them over.
Speaker 1: He got his he got cysts on the bookshelf, burn
Speaker 1: UD's book.
Speaker 5: I mean that right there, that's the first step to
Speaker 5: being a good ally.
Speaker 4: Just make sure you put it in the frame next time.
Speaker 2: Chris, like, we got to focus over here.
Speaker 3: But I mean, to me, it's like I it doesn't
Speaker 3: It doesn't take a lot of thought for me to
Speaker 3: be like, well, look what men and women were all people, right,
Speaker 3: and these are my friends. These are people who are
Speaker 3: very talented. To me, being someone who's talented, skilled, just
Speaker 3: a good person, it makes it easy to support someone.
Speaker 3: And to me, it doesn't matter, you know, I see
Speaker 3: no difference between men and women as far as what
Speaker 3: any of us are capable, which sounds like a stupid
Speaker 3: statement to make, because like, obviously, but there's so many
Speaker 3: people who don't see it that way. And I think
Speaker 3: for me, my mom, she was the higher earner in
Speaker 3: my family. My dad did a lot of cleaning and cooking,
Speaker 3: so it never seemed weird to me to have some
Speaker 3: type of balance or to do tasks that would traditionally
Speaker 3: be for a woman, because it's like, it's not it's
Speaker 3: just keep a household going, and we're all working as
Speaker 3: a team. And I think so many people don't get
Speaker 3: those examples. But me and my brother were very fortunate
Speaker 3: to see those examples and see a woman who was
Speaker 3: running her office and who was, you know, making more
Speaker 3: and more money every single year. And I think it's
Speaker 3: just so many people like that and then like the
Speaker 3: empathy to even see that there's more than one way
Speaker 3: to do things. But it's it's kind of I don't know.
Speaker 3: I think more people just need to be I try
Speaker 3: to be that for my friends. I try to be
Speaker 3: an example of hey, it doesn't really matter, we all
Speaker 3: can do this. I have no problem with I want
Speaker 3: to be more powerful than me and earning more money,
Speaker 3: but it takes I think, more and more people. I
Speaker 3: don't know, just seeing those examples of being willing to
Speaker 3: have in minds change from everything they saw in their
Speaker 3: household or they learn from their friends.
Speaker 5: Yep, it's that programming. They have to kind of be
Speaker 5: un rewired, unprogrammed and rewire the way that they're thinking,
Speaker 5: because it's it's true, it's kind of hard. I mean,
Speaker 5: when you when your brain just operates a certain way,
Speaker 5: it's really difficult for you to up and choose to
Speaker 5: think differently. That it sounds so simple. Oh I'm just
Speaker 5: gonna choose not to believe that anymore and to start
Speaker 5: believing this. But yeah, simple as it sounds, it's one
Speaker 5: of the most difficult things to do to change your
Speaker 5: mind and rewire the way that you think and ideas
Speaker 5: that pop into your head. It's beyond your control in
Speaker 5: a lot of ways, and you have to work, work,
Speaker 5: work at it to re you know, to rewire that
Speaker 5: it's it's really really hard.
Speaker 4: And to your mama, to your mama.
Speaker 1: I also feel like Chris, you know, one of the
Speaker 1: things that makes such great to be your friend as
Speaker 1: a woman. I feel like men who have women as
Speaker 1: friends should be studied because I think it's it's an
Speaker 1: extremely good sign of a well rounded human man. They
Speaker 1: can have platonic girl friends who are women, because there's
Speaker 1: something that's broken in terms of like especially the younger men. Now.
Speaker 1: I know we were getting there when we were in
Speaker 1: our teens, but like now, for sure, women are just
Speaker 1: so hyper sexualized to young men that you're only seen
Speaker 1: as objects, like you're only seen as something that they
Speaker 1: should be attracted to or unattracted to, like you should
Speaker 1: be looked at for your appearance and judge based on
Speaker 1: it that they don't even hear what's coming out of
Speaker 1: your mouth, or it's like either you're too sexy or
Speaker 1: too attractive, which can be you know, can be Like
Speaker 1: then you get, you know, get blamed for the reason
Speaker 1: why men are so lonely, and like God forbid you
Speaker 1: turn down somebody. And then there's just like this, like
Speaker 1: young men on the internet, who are you know?
Speaker 4: Who are who?
Speaker 1: What do you call? What is it? What's the thing?
Speaker 1: Misogyny enough?
Speaker 2: What?
Speaker 1: Yeah? In cel, thank you, thank you for the word,
Speaker 1: and these in cells where it's just it's toxic, you know,
Speaker 1: against women. But to have that ability as a man
Speaker 1: and to raise men, it's so important. I have two
Speaker 1: young boys and I'm raising and I just I want
Speaker 1: them to grow up seeing women as just well full rounded,
Speaker 1: well rounded people, human beings who deserve to be listened
Speaker 1: to and not put in this this this box of
Speaker 1: desirability and you know, appearance, and yeah, it's it's scary,
Speaker 1: it really is.
Speaker 5: If you're not attractive you're you know, you're attacked for
Speaker 5: not putting enough effort, energy, time into into how you look.
Speaker 5: And if you look really good, all you're accused of
Speaker 5: using your looks to get ahead. And it's like, well,
Speaker 5: where the hell where you know? Come on now, we
Speaker 5: we just can't just be like we We can't we
Speaker 5: literally can't just exist and be trying to pursue our
Speaker 5: passions and and find things that we're interested in and
Speaker 5: be productive members of society. Like oh no, like you
Speaker 5: have to fit into a certain box otherwise it's not acceptable.
Speaker 5: And that is so the most frustrating part of existing
Speaker 5: as a woman, especially in twenty twenty five and beyond.
Speaker 5: You would think that we would have gotten over these things,
Speaker 5: but time and time again, some pro athlete makes a
Speaker 5: speech at a graduation talking about women need to take
Speaker 5: a step back and go back in the kitchen and
Speaker 5: be in the home, and I want.
Speaker 4: To slap the freaking computer screen.
Speaker 5: I'm like, wait, what so I mean you just can't
Speaker 5: get it right, You just can't get right. We just
Speaker 5: have to follow our intuition, do what brings us joy
Speaker 5: and makes us feel fulfilled, because at the end of
Speaker 5: the day, everybody is going to have something to say
Speaker 5: about the way that you exist when.
Speaker 4: You're a woman.
Speaker 5: So you sort of got to pave your own path
Speaker 5: and do your own thing, man.
Speaker 3: And you know, people need to be willing to. I
Speaker 3: think men need to be willing to. I guess view
Speaker 3: a different perspective and understand that there are different experiences
Speaker 3: very similar, like with race, right, Like people, if you're
Speaker 3: on one in one group, you don't necessarily recognize the
Speaker 3: struggles or the experience of another group. With men, they
Speaker 3: often don't. They don't even know that there are women
Speaker 3: experience a whole different existence of life than they are
Speaker 3: because you especially my appearance. You know, guys can look
Speaker 3: like a leftover sandwich and be rent at the company
Speaker 3: and nobody even cares, nobody even looking at them. They'd
Speaker 3: be dressed horribly, the ugly ees personal birsity in your
Speaker 3: life and nobody even thinks twice about it. And so
Speaker 3: it's like one of those things where you know, I'm
Speaker 3: trying to win, I'm trying to help you out, and
Speaker 3: you just made like three more in cels right now, but.
Speaker 4: You're adding to their group. Come on, Manny, And.
Speaker 1: I don't know if I'm sorry.
Speaker 2: I don't even know you know, you're not sorry, not
Speaker 2: even a little bit.
Speaker 1: Just feels right.
Speaker 3: I just lay, I just threw it out there for you,
Speaker 3: like I'm taking this. There's no way I'm not got
Speaker 3: to look at you.
Speaker 1: Got a black T shirt on and the same every
Speaker 1: you don't do anything? Did you put did you powder
Speaker 1: your head? Like tip like a mean Ellie over here?
Speaker 1: Face face girl? I hate saying face beats not my
Speaker 1: favorite thing I make in.
Speaker 3: Violent you know, hey, I've shaved my head. I combed
Speaker 3: out and put some stuff on my beer. I didn't
Speaker 3: just roll out of bed.
Speaker 2: Come on.
Speaker 3: I put a little bit of effort, clearly not as
Speaker 3: much effort as you put, but I put a little
Speaker 3: bit of effort.
Speaker 1: Well, Chris, let's just end on the high note of
Speaker 1: like your You are a ally in a lot of ways,
Speaker 1: and I hope I love that, you know. Having you
Speaker 1: at the round table is just like, let's put an
Speaker 1: example of a man who you're listening to two women
Speaker 1: and you're fine letting us just jibber jabber, you know,
Speaker 1: because you were like you and you're listening like you
Speaker 1: care what we have to say, and sad, very sadly,
Speaker 1: that's not always the case, especially in personal finance.
Speaker 2: I still listen to you, though you have sold me.
Speaker 2: I'm like, I listen to that too, you.
Speaker 1: Know, but your hum you have humility. You know that
Speaker 1: you're not perfect in that. I you know, I may
Speaker 1: have something like a good critique of you, you know,
Speaker 1: like it may be valuable, and I think that that's great.
Speaker 1: Sold me back. It's totally fine. I don't make it
Speaker 1: as easy as another woman in the media right now
Speaker 1: getting a lot of have y'all heard about Twitch's wife?
Speaker 5: Yes, Oh my goodness, tri I'm learning so right now.
Speaker 1: Because you have subscription to Hollywood Reporters one of these.
Speaker 5: I mean, I just find out on social media, that's
Speaker 5: the thing, or my niece will send it to me, like, girl,
Speaker 5: did you see this?
Speaker 4: And I'm like, oh, I don't have time. Let me
Speaker 4: just quickly read the highlight.
Speaker 5: But that is messed up because not only is she
Speaker 5: outing his stuff from his diary, which come on, that
Speaker 5: is never okay.
Speaker 1: But he passed away, right, Yes, suicide died by suicide
Speaker 1: two three years ago.
Speaker 4: Yeah, maybe two years ago.
Speaker 5: But she moved on married to someone else then and
Speaker 5: made it impossible for his own family to access funds
Speaker 5: and to attend his you know, they had to sign
Speaker 5: an NDA just to attend wake.
Speaker 4: I mean, she put his family through.
Speaker 5: A lot because when he died, he left her in
Speaker 5: charge of obviously the kids and his family and like
Speaker 5: their state and stuff. So there was some issues with
Speaker 5: that where his family members felt some type of way,
Speaker 5: as they should. And then secondly, she goes ahead and
Speaker 5: takes his diary and publishes a tell all book about
Speaker 5: things that were what was really going on that he
Speaker 5: wrote in his diary, which to me is like the
Speaker 5: biggest red flag of all red flags that a traditional
Speaker 5: book publishing company would agree to do that, Like, y'all
Speaker 5: are trifling. She's trifling, but they're trifling for giving her
Speaker 5: a platform to do that, because that is messed up.
Speaker 1: I'm not one hundred percent as convinced that, like she's
Speaker 1: the enemy here. I've read the headlines. I don't know.
Speaker 1: I feel like as a wife, as a partner there,
Speaker 1: you know, we twitch, you know, being a human like
Speaker 1: Steven his real name, he may have had, he may
Speaker 1: genuinely have not wanted his family to know certain things
Speaker 1: or not trusted them with that information. So I find
Speaker 1: myself wanting to give her a little bit of the
Speaker 1: benefit of the doubt, just that like she also has
Speaker 1: his children, like she has two kids by him.
Speaker 4: I think she does.
Speaker 1: And as a mom, I want, I want to believe
Speaker 1: that she's doing it for the right reasons. But his
Speaker 1: family being in the media and like attacking her, it
Speaker 1: almost makes me think, I maybe there was a reason
Speaker 1: that she had them sign the NDAs because of how
Speaker 1: quickly you know they would run to the to media
Speaker 1: with that. But it makes me nervous about or just
Speaker 1: makes me question our own privacy and you know, after
Speaker 1: we're pass, like after we pass, for someone to go
Speaker 1: and and take private documents, you know, private thoughts, and
Speaker 1: to publish them that on, like just the black and
Speaker 1: white of it, like no pun intended because they are
Speaker 1: a biracial couple, but right, it's it gives.
Speaker 2: Me the ick.
Speaker 4: You're absolutely right.
Speaker 5: I didn't even consider that part because obviously I don't
Speaker 5: think like a mom because I'm not a mom. But
Speaker 5: what she's doing maybe putting her kids first and all that,
Speaker 5: But the diary becoming a published book, there is nothing.
Speaker 1: Nothing being published or like excerpts from the diary that
Speaker 1: are being used for the book and to me, I
Speaker 1: just feel like there's nothing anyone can say to me
Speaker 1: to justify that.
Speaker 4: Like if she I mean.
Speaker 5: For her own self, to for herself to go and
Speaker 5: like share stuff with the family or even with the
Speaker 5: larger team, or like an intimate thing where she says, hey,
Speaker 5: I had this discovery that might shed light on what
Speaker 5: we didn't know about.
Speaker 4: Twitch fine, But to go and.
Speaker 5: Publish a book to make yourself some money is to me,
Speaker 5: it's just like, I don't know, that's inexcusable behavior on
Speaker 5: the on the book side, how.
Speaker 2: How bad were the things that made it into the book?
Speaker 5: You know, Well it's on pre order right now, so
Speaker 5: we don't know you.
Speaker 1: How of course it is pre order. Links are free.
Speaker 1: Everyone go get this. Foore all talking about.
Speaker 4: It all right there, Well, it adds to it.
Speaker 1: I think some of the allegations there are some of
Speaker 1: the you know, discoveries, is that he that she had
Speaker 1: found some types of drugs in his possession that she
Speaker 1: wasn't aware of, and that that he talked about potentially
Speaker 1: being abused at a younger age. And listen, like when
Speaker 1: a man takes his own life and his own wife
Speaker 1: doesn't understand why. Of course, there's going to be secrets there. Yeah,
Speaker 1: you know, an inner life that as a as a
Speaker 1: partner myself, I can't imagine how traumatic it must be
Speaker 1: to realize that there was all this happening with a
Speaker 1: partner and I didn't really know my own you know,
Speaker 1: husband and partner.
Speaker 5: Your own life partner, right, this person he's supposed to
Speaker 5: be done life with and you have no idea what's
Speaker 5: going on beyond the surface.
Speaker 4: It's scary, for.
Speaker 1: Sure, But she's also got a family and a career,
Speaker 1: and like, if you want your life to mean something,
Speaker 1: his life to mean something. Maybe unpacking it is her
Speaker 1: way of saying, like, well, here's how you maybe cannot
Speaker 1: find yourself in a situation like this. Notice some signs
Speaker 1: that maybe I missed. I'm hoping for her sake that
Speaker 1: that's what she's The angle she's taking is like trying
Speaker 1: to help other families. But the celebrity memoir it's.
Speaker 3: Always I'm trying to think, would I be mad if
Speaker 3: someone like one no one's buying a book based off
Speaker 3: of my my inner thoughts and my journal or something
Speaker 3: like that.
Speaker 2: But if a family could make money off of that.
Speaker 5: There, I mean, Chris, what's in the diary is what
Speaker 5: It depends what.
Speaker 1: You want to play. What would Chris? What would what
Speaker 1: would Chris's diary have?
Speaker 2: Today?
Speaker 1: My microphone did not work the BA round table.
Speaker 3: Mandy intelded me yet again, tore me down in front
Speaker 3: of millions of people, and it was just like, why
Speaker 3: why does why does Mandy hate me?
Speaker 2: That's that's my that's my next day. Just don't put
Speaker 2: in the other day.
Speaker 4: Why so hard to be a good ally to her?
Speaker 4: And she is just verbally abusive time and time again.
Speaker 4: I don't know how much more, But don't.
Speaker 2: Feel bad for you continue who me? Oh oh? I
Speaker 2: was like, what are you saying?
Speaker 3: Well after you know, you just derailed me, But you know,
Speaker 3: I was like, would I care if my if my
Speaker 3: family published a journal I had? And I'm like, I
Speaker 3: don't think. I well, I mean I wouldn't know, so
Speaker 3: I'm gone.
Speaker 1: So do you believe in heaven? I guess if you're
Speaker 1: up there watching the you know, your life unfold.
Speaker 2: That's true family. I don't know if I can I
Speaker 2: just change the channelkay watching my Elsa's life.
Speaker 5: I mean, if you're in heaven, you probably can, but
Speaker 5: you still have to deal with the knowing, because once
Speaker 5: you know they're doing that, you can't unkno it.
Speaker 4: And that's hard.
Speaker 5: That's hard because now you've got to deal with the
Speaker 5: fact that this is their character, this is who they are,
Speaker 5: and you didn't think that they were these people that
Speaker 5: would do this to you, and now you can't even
Speaker 5: talk to them about it.
Speaker 1: Oh, Harry Potter learning about Dumbledore not being that part,
Speaker 1: not being his hero. I mean, we have to give
Speaker 1: people space to be, to have these layers, these shadows
Speaker 1: like addiction, abuse, we're all carrying around something are inner selves,
Speaker 1: just to like not you know, just to be like
Speaker 1: to hold space for that. Like of course, of course
Speaker 1: there's you know, these parts of us that we're not
Speaker 1: always bringing to the surface, and we have these deep
Speaker 1: inner lives and everything. I don't know. I mean, like
Speaker 1: if I were to pass and then someone would, oh
Speaker 1: my day, someone would take my journal because I'd be writing.
Speaker 1: Sometimes you have terrible thoughts and they're just thoughts, you know,
Speaker 1: and you put them down on paper and it's just
Speaker 1: thoughts and they don't mean anything about you. But then
Speaker 1: those thoughts get into the wrong hands and all of
Speaker 1: a sudden, it's like, oh, she said this, she's this
Speaker 1: you know, we never knew blah blah blah. But listen,
Speaker 1: in therapy, a lot of things are said. In journaling,
Speaker 1: a lot of things are said that you should feel
Speaker 1: safe saying, and you don't to have that potentially share
Speaker 1: with the world out of context, out of your control.
Speaker 1: That is No, it's terrible.
Speaker 5: See, I don't write anything down. I am the only
Speaker 5: thing you're gonna find me writing is my to do list.
Speaker 5: So y'all not gonna get me. Oh, y'all are not
Speaker 5: gonna get me because I don't do the diaries, I
Speaker 5: don't do the journals, I don't.
Speaker 4: Do the Nope.
Speaker 5: If it's if it's bothering me, I'm gonna go to
Speaker 5: therapy and say it. But I'm looking at a clipboard.
Speaker 5: She better not be writing this down.
Speaker 4: Because this room right right, Like, let me just make.
Speaker 5: Sure because no, I understand it makes you feel so
Speaker 5: much better. But I just never have gotten into that
Speaker 5: practice of like sitting down to write a journal. I'll
Speaker 5: just meditate, or I'll take a nap, or I'll go
Speaker 5: talk to someone on the phone about it. But yeah,
Speaker 5: I just I'm glad I'm not leaving on a paper.
Speaker 1: Book, right here baby full of dark thoughts. I mean
Speaker 1: it's a part of my therapy. I mean it's a
Speaker 1: part of my mental health journey. I've been such a
Speaker 1: huge mental health journey this year, and like writing down
Speaker 1: the worst things that come to my mind is a
Speaker 1: way of dealing, you know, oh for.
Speaker 5: Sure, and then it's out, it's out of your head,
Speaker 5: it's on the papers.
Speaker 1: I gotta put it on my whale though, This is
Speaker 1: why you gotta have a whale and testament, Like, no
Speaker 1: one is allowed for my private diary part, you know,
Speaker 1: to be put out there.
Speaker 3: I know, but then it's safe and want to get
Speaker 3: one person a combination, right, But either.
Speaker 5: It's crazy that you now you think of, oh, let
Speaker 5: me put this in my will, but like do you
Speaker 5: think Twitch was thinking, let me make sure my diary
Speaker 5: and know now that this happened, people are going to
Speaker 5: be thinking like that. But isn't that a shame that
Speaker 5: we have to see that happen to him to then think, oh,
Speaker 5: we have to cover ourselves and make sure we include
Speaker 5: our diary and our will, Like, come on, this is
Speaker 5: the type of people that we dealing with. Like to me,
Speaker 5: that's why I say she's strifling because I just can't
Speaker 5: understand what would bring her. I mean, I guess dollar science,
Speaker 5: but like how much money would have to bring you
Speaker 5: to do that to him? You know, It's just I
Speaker 5: can't especially if she claims that, you know, they were
Speaker 5: in a good place and it's not like she's being
Speaker 5: vengeful that he didn't, you know, do anything to her,
Speaker 5: that maybe he was an unfaithful to her or something,
Speaker 5: then maybe then there's some more context. I would understand
Speaker 5: why she's trying to play him, But I just feel
Speaker 5: like I don't understand really what her motivation is, if
Speaker 5: it's anything just beyond money here, because that's just so
Speaker 5: so terrible.
Speaker 2: Yeah, guess what do us have to get the buck?
Speaker 4: No?
Speaker 1: No, no, no. Memoirs that I have pre ordered Brandy Norwood's
Speaker 1: Brandy is coming out with a memoir, Can't Wait, and Tina.
Speaker 5: Noles Okay, Tina Noles, Tina, that was gonna be good.
Speaker 1: Do you read memoirs, you guys?
Speaker 2: Occasionally?
Speaker 1: I don't.
Speaker 5: I don't know if I do memoirs as much as
Speaker 5: I do like biographies. I've done a couple of autobiographies,
Speaker 5: but I feel like, yeah, I kind of I don't know.
Speaker 5: I like the biography where somebody else has done a
Speaker 5: ton of research on this person rather than recently.
Speaker 1: Okay, yeah, yeah.
Speaker 5: Although I did read yours memoir and it was it
Speaker 5: was read. I did the audiobook which was it was
Speaker 5: read by and I really enjoyed that. And I mean
Speaker 5: the Light we Carry right now Michelle Obama, which is
Speaker 5: so good so far she reads, Yeah, yeah, yes.
Speaker 1: So they have a good voice. I love an audiobook.
Speaker 2: Yeah yeah.
Speaker 5: So there's certain memoirs that will get me, but it's
Speaker 5: not something that I'm consistently, you know, seeking when I
Speaker 5: go to pick my next book.
Speaker 1: What do you read, Chris?
Speaker 3: I love reading some things, but I will read a
Speaker 3: biography every now and then only when I sit time
Speaker 3: my mind. Obviously I read the autobiography of Malcolm X,
Speaker 3: but that's a while ago.
Speaker 2: Fiction. Do you like, Oh, give me some sci fi,
Speaker 2: give me some mystery. Hit me with a thriller.
Speaker 1: Did you read Silo?
Speaker 2: So I didn't.
Speaker 3: I started watching the show I was. I'm a big
Speaker 3: fan of the show. I'm not gonna lie, but I
Speaker 3: might read the book. Like if they made a show,
Speaker 3: the book was probably really good, so and the.
Speaker 4: Book's always better. The book is always better.
Speaker 5: I'm always mad at myself when I watched something and
Speaker 5: then either I usually didn't know it was a book
Speaker 5: first or I find out later and I'm like, dang,
Speaker 5: I should have read because the book.
Speaker 4: You just never watched something and it does the book justice,
Speaker 4: like never never.
Speaker 3: It's never, you know, someone told me the way to
Speaker 3: do it, Like instead of reading the book and then
Speaker 3: watching the movie because you're gonna be disappointed because they
Speaker 3: left a bunch of stuff out, watched the movie and
Speaker 3: then you read the book and it's like you're getting
Speaker 3: extra bonus content because you get all the other stuff,
Speaker 3: the side stories they had to take out, so it's like, yeah,
Speaker 3: spoiled a little bit, but you get like if you
Speaker 3: love the movie, the book will be like the movie and.
Speaker 1: Some when it gets a whole series like Drones way
Speaker 1: better than books.
Speaker 4: Yeah. Yeah, Game of Thrones was really good. I feel
Speaker 4: like I can't do well. I don't know. Do you
Speaker 4: feel like the Harry Potter movies were better than the books? No, movies.
Speaker 1: I really just liked the movies.
Speaker 5: Yeah. I mean, I didn't want to say because I
Speaker 5: don't know if he was a movie fangirl, but I
Speaker 5: know movies was terrible.
Speaker 4: The books were so rich and so good.
Speaker 5: They cut out every one of my favorite little detailed
Speaker 5: parts out of the book, not in any of the movies.
Speaker 4: I was always so mad.
Speaker 1: Not not a fan. Fan of the kids, not a
Speaker 1: fan of the movies. All right, we gotta take a break,
Speaker 1: y'all and come right back with brown boost, Brown brew
Speaker 1: break the be a round table, all right, y'all, Brown Boost,
Speaker 1: Brown break time. So brown boost, just to remind you, guys,
Speaker 1: something that we're excited about, we really like. We want
Speaker 1: to tell people on put them on Brown Break. Did
Speaker 1: I mess that up? Brown Boost something good? Brown break
Speaker 1: is something that we're sick of. We could do with
Speaker 1: less of it. I'll go first as time, since last
Speaker 1: time I tried to sneak out without doing one at all.
Speaker 1: And I don't want you guys to lose faith in me,
Speaker 1: lose trust, all right, So I'm gonna do a brown break.
Speaker 1: I said it was related to like AI. So I
Speaker 1: am a fan of you know, new services, new kind
Speaker 1: of like disruptors and different industries. My website is run
Speaker 1: by Squarespace, also a sponsor of the show. I get
Speaker 1: my glasses from Warby Parker who really blew up the
Speaker 1: eye industry, eyeglass industry about ten years ago. However, I
Speaker 1: do see we're recording right now on Riverside right, which
Speaker 1: is a platform that lots of even jan Ellie your podcast.
Speaker 1: You guys use Riverside at NPR. Yeah, and it's an
Speaker 1: incredible platform, lots of AI bells and whistles, very easy
Speaker 1: to edit, all of that Squarespace AI capabilities. I can
Speaker 1: build my website. I get in there myself and adjust things.
Speaker 1: I built a sales page last week, amazing. I love
Speaker 1: my warbies. However, I'm about damn sick of AI customer support.
Speaker 1: I am sick of having to email questions. Like I
Speaker 1: had a glitch with my website this week where people
Speaker 1: were not able to buy the thing that I'm selling
Speaker 1: as a solo preneur. Kind of not kind of I
Speaker 1: can't afford that, you know, need my sales to be
Speaker 1: going through and to have to and it's like, you know,
Speaker 1: eleven thirty at night when I'm realizing this, I'm trying
Speaker 1: to chat with somebody. No one's available, send us an email.
Speaker 1: I send the email, takes you know, hours to hear back,
Speaker 1: and when I do, it's like clearly a canned response,
Speaker 1: and then it's like we'll be passing this up the
Speaker 1: chain to someone else, and then for that response to
Speaker 1: take more than twenty four hours to get to me,
Speaker 1: Like that's a lot thirty six hours, you know. I
Speaker 1: fixed the glitch myself, you know, I had to find
Speaker 1: a work around, but I'm just I'm over it. Riverside
Speaker 1: effed up some stuff last earlier this week, again, I
Speaker 1: couldn't get a human, had to email them. I know,
Speaker 1: still haven't gotten a response. Warby my poor mama. I
Speaker 1: turned my mom onto Warby Parker and like she's like,
Speaker 1: I can't even call the store. They messed up my prescription.
Speaker 1: She can't call the store that she got them from.
Speaker 1: It was like an automated system or something like that.
Speaker 1: So ugh, I'm over it. Like, just give me a
Speaker 1: freaking human, give me, you know, I don't care. I
Speaker 1: just don't care. I want to talk to someone to
Speaker 1: get this issue revolved asap. And I worry that, like
Speaker 1: that's what we're losing as we shift to this more
Speaker 1: like AI bot driven technology and people. And they're like
Speaker 1: they're investing so much in this part of the business,
Speaker 1: but not the customer service part which matters. So now
Speaker 1: I'm like, as a consumer, I'm looking really good for
Speaker 1: I'm looking very carefully at like customer service. What when
Speaker 1: this breaks, who is going to answer my calls? You know?
Speaker 1: Is anyone going to answer my calls? And that's going
Speaker 1: to be a big decisive factor for me moving forward
Speaker 1: as a business owner. O or what tools I use
Speaker 1: and don't use?
Speaker 3: Oh yeah, because they're shifting AI because it can, Yeah,
Speaker 3: it can give you a canned response based off of
Speaker 3: some of the words it's all you put in your message,
Speaker 3: But it's still not at the level of actually doing
Speaker 3: any type of trouble shooting or analyzing what you're asking
Speaker 3: and finding a solution for you.
Speaker 2: I guess not doing that at all. And to me.
Speaker 3: It's like they're rolling it out because it saves them
Speaker 3: money because they don't want to pay somebody to be.
Speaker 4: There to do it.
Speaker 3: So it's like, yeah, it's not it's not ready, but
Speaker 3: every company is like, hey, this is what we're all doing.
Speaker 3: We're all in on having a little bot come over
Speaker 3: here and tell you we'll email you later, which could
Speaker 3: have just been a message they gave me automatically.
Speaker 5: Yeah, which they tell to everybody, even though if they
Speaker 5: don't call you back. I've been I've been noticing some
Speaker 5: of these that will, like, if I call a customer
Speaker 5: service line, they'll be like, you're gonna be in the
Speaker 5: queue for twenty minutes, but dial forward if you want
Speaker 5: us to call you back when it's your love that
Speaker 5: and I love that, And I got to say, I
Speaker 5: have never had an experience where I pressed for waited
Speaker 5: for my call and didn't get a call back. I
Speaker 5: always do get a call back, and so I really
Speaker 5: do appreciate that, which is a really nice use of
Speaker 5: AI to like put me in a queue and send
Speaker 5: me to the customer service rep when it's my turn,
Speaker 5: give them my number, have to call me.
Speaker 4: I like that.
Speaker 5: But to not have the ability to talk to someone
Speaker 5: at all, it, Yes, that is extremely frustrating if that's
Speaker 5: what you're trying to do.
Speaker 3: That's tech right now, and so many tech companies just
Speaker 3: like no at Google, could you even could you even
Speaker 3: call Google? I don't think there's a way to end
Speaker 3: even get a hold of a person there.
Speaker 5: No, And now that's the direction Facebook and meta is
Speaker 5: heading to, Like you can't talk to somebody Instagram, meta face,
Speaker 5: but all of us, you can't talk to faq page.
Speaker 4: Does this answer your question exactly?
Speaker 2: And answers always No, it didn't.
Speaker 1: My rage is too my rage level is too high.
Speaker 1: I can and I can't read this text right now,
Speaker 1: like because of your sorry, because of your content said,
Speaker 1: I wasn't gonna curse as much because of your content
Speaker 1: social media. Our attention span is so now that we
Speaker 1: can't even like we don't have the attention span to
Speaker 1: read these FAQ's. But that's the answer we're getting, Like,
Speaker 1: read this long blog post and figure it out. By
Speaker 1: I'm gonna lose all my sponsors for this episode. Airs.
Speaker 4: It was you, girl, it was you. It wasn't enough.
Speaker 1: Listen, I'm not about to spa I'm not about to
Speaker 1: tell the rosy part of like working with products and services,
Speaker 1: there's there's always listen there every company is gonna like
Speaker 1: screw up and do some great things, like you know,
Speaker 1: two things gonna be true. It's the dialectic, you know.
Speaker 1: All right, yep, all.
Speaker 5: Start agree, Yeah you go next.
Speaker 4: Okay, I'm going to do a brown boost.
Speaker 5: So y'all know a lot of the work that I
Speaker 5: do around financial literacy education. First of all, if you're
Speaker 5: trying to change laws, it's going to take forever, and
Speaker 5: a day like this is not the kind of thing
Speaker 5: you could just do overnight. And so our team last
Speaker 5: year we had a year where we only got one
Speaker 5: state to pass a law, which was California. The year
Speaker 5: before that we got eight states. So it sounds bad, like,
Speaker 5: oh no, we went from one year where eight states
Speaker 5: signed a law to require financial literacy at the high
Speaker 5: school until one only one the year where one state,
Speaker 5: but the state of California is so big that more
Speaker 5: students are getting access to financial literacy because of that
Speaker 5: one state law than the all eight of the previous
Speaker 5: year states combined.
Speaker 4: So like, the reach is great, but my boost is
Speaker 4: not that.
Speaker 5: My boost is that this year for twenty twenty five,
Speaker 5: the session just started in January. Legislative sessions start in January.
Speaker 5: New members are being sworn in, and we have officially
Speaker 5: confirmed with lawmakers in three states that they are serious
Speaker 5: about championing bills. So I'm about to tell y'all, if
Speaker 5: you live in this state and you have any little
Speaker 5: ounce of passion to help us pass a law to
Speaker 5: require financial literacy for every high school student.
Speaker 4: In the state.
Speaker 5: The states are New Jersey, Colorado, and Texas. So it's official.
Speaker 5: We are working on trying to get legislation. The lawmakers
Speaker 5: are drafting bills right now to try to get us
Speaker 5: to get these bills signed by may or June of
Speaker 5: this year hopefully and then to be like implemented before
Speaker 5: like in the coming two to three years, because it
Speaker 5: does take some time to roll it out. You got
Speaker 5: to train all the teachers, you got to decide which curriculum,
Speaker 5: the districts have to make certain decisions, so it's not
Speaker 5: going to be like starting August first, but still like
Speaker 5: getting these laws change is a big deal.
Speaker 4: It's a big effort.
Speaker 5: And so to get three states right out the gate
Speaker 5: in January that's saying that they're serious and committed is
Speaker 5: like a big deal. So that's that is my boost
Speaker 5: this whole year. But specifically stuff that I found out
Speaker 5: this week.
Speaker 1: So that's next gen personal finance. Is that the organization
Speaker 1: that you work the nonprofit.
Speaker 5: Right, Yeah, So actually that's the organization that provides the
Speaker 5: free curriculum.
Speaker 4: If there's any school out.
Speaker 5: There that does not have lesson plans and homework and
Speaker 5: games and assessments and everything, you can just go to
Speaker 5: MGPF dot organ get it for free because we don't
Speaker 5: want schools to say, oh well, we can't teach it
Speaker 5: because we don't got the budget.
Speaker 4: It's free. But we have a.
Speaker 5: Different affiliated organization called MGPF Mission twenty thirty Fund, and
Speaker 5: that's the organization that actually works with public policy experts
Speaker 5: to get laws changed.
Speaker 2: It's amazing.
Speaker 5: So we're doing things Colorado, Texas and New Jersey.
Speaker 4: Hit me up, power at me, so me.
Speaker 2: To me over here.
Speaker 1: We're looking at you, crisy.
Speaker 3: Okay, all right, so why you know my brown boosts.
Speaker 2: I'm gonna do a boost again.
Speaker 3: I think I did then one last time, and I'm
Speaker 3: basically just all I'm doing now is doing some work
Speaker 3: and then packing stuff up.
Speaker 2: And I gotta say, I don't think. I don't think.
Speaker 2: I hope.
Speaker 3: I'm not repeating this, but getting rid of stuff feels good.
Speaker 3: I've been getting rid of so many things. And I've
Speaker 3: always been like a fan of minimalism. I'm not a minimalist.
Speaker 3: I got I had too much of to be a minimalist.
Speaker 3: But I don't like having a lot of stuff. I
Speaker 3: don't like clother and I like just being like real
Speaker 3: streamlined and I think there's not like a move to
Speaker 3: make you realize how much stuff you have that you
Speaker 3: didn't even care about. And he's been holding on to it,
Speaker 3: accumulating it for some weird reason. And I've just been
Speaker 3: going to friend's house, going to family. Here, you take this.
Speaker 3: I'm sending pictures and stuff to people. Hey, you want this, like,
Speaker 3: don't get me any money, just take it. Yep you
Speaker 3: need you need something? Yeah, I got ad air. Want
Speaker 3: to mail it to you?
Speaker 5: Oh okay, I mean the shipping costs might just costs
Speaker 5: to get one off.
Speaker 3: There's nothing like getting rid of stuff. And I'm trying
Speaker 3: to like get down as low as i can to
Speaker 3: the least amount of things.
Speaker 1: I'm so jealous.
Speaker 2: And I thought right, I.
Speaker 3: Thought it would feel a little more maybe sad or
Speaker 3: like weird to get rid of stuff.
Speaker 2: But it's all free. I feel. I feel very light.
Speaker 1: When you have your dude, you probably have like boxes
Speaker 1: of cables and cords that you don't know what remote controls.
Speaker 2: I had to get rid of that stuff. I had
Speaker 2: to give it.
Speaker 1: You probably have like old Apple packages you save in
Speaker 1: the box for god knows what reason.
Speaker 4: Why do you say that to throw at your title.
Speaker 3: I had to get rid of so many boxes I had.
Speaker 3: But I I recently I find upgraded my phone had
Speaker 3: iPhone thirteen and I got sixteen, and I went into
Speaker 3: the Apple store trading my old one and I just
Speaker 3: brought I had my box from the original thirteen that
Speaker 3: had and they were like, why.
Speaker 2: Do you have this box? I was like, I don't know.
Speaker 2: I don't know what to do with this. I was
Speaker 2: gonna give you.
Speaker 1: They used a really expensive cardboard and it feels nice.
Speaker 4: And it's like a legitim box a box.
Speaker 1: Yeah, but why do we have them?
Speaker 3: I don't know.
Speaker 5: I started throwing them out though, like when I got
Speaker 5: the thing, maybe the eleven or the twelve. I was like,
Speaker 5: that's it, not never again. I'm throwing these boxes out.
Speaker 5: I'm throwing the stickers out. What I don't even use
Speaker 5: the stickers and they always just have them.
Speaker 4: I'm throwing them in there.
Speaker 2: I won't put that on my car, on my laptop.
Speaker 2: You can have take it.
Speaker 5: I know I feel you, though, because a couple of
Speaker 5: years ago, I lived in an apartment. I shared it
Speaker 5: with two roommates and we were all out working. It
Speaker 5: was like, you know, middle of the day, and I
Speaker 5: got a phone call from one of my roommates and
Speaker 5: she was like, I just ran by the apartment and
Speaker 5: it's on fire.
Speaker 4: Now what And she's like, yeah, apparently.
Speaker 5: Somebody in the unit right above us or right below
Speaker 5: no above us left something on like an electrical device
Speaker 5: through the night and it caught with the curtain started
Speaker 5: just you know, a flame, and it went down to
Speaker 5: our apartment. So I don't know, like during the day,
Speaker 5: while we weren't there, the apartment call up in flames,
Speaker 5: so the fire crew had to come, everyone to come.
Speaker 5: And ever since that fire happened, it's like I was
Speaker 5: I don't invited to just like let go of stuff
Speaker 5: because if my apartment were to burn up right now,
Speaker 5: how bad would it really be? Like if I don't
Speaker 5: have that much stuff, you know. So it kind of
Speaker 5: changed my mindset to like stop putting so much value
Speaker 5: on these things that like this is just stuff, you
Speaker 5: know what I mean, Like the things that really matter,
Speaker 5: there's so few. And I honestly used to be a
Speaker 5: holder because I'm my mother's daughter. I used to just
Speaker 5: have all kinds of stuff they get on I'm gonna
Speaker 5: use that fabric for a project or I'm gonna use this.
Speaker 4: No I'm not. No, I'm not, I'm not gonna use it.
Speaker 4: And so now I'm not.
Speaker 5: I can't say I'm a minimalist like you, Chris, but
Speaker 5: I definitely am a fan of minimalism.
Speaker 4: And I understand that feeling.
Speaker 5: Of like I just packed like two big old bags
Speaker 5: of stuff that I don't wear anymore and gave it
Speaker 5: to my nieces or gave it to Goodwill, and it's
Speaker 5: just like, it feels so good. So I'm second. I'll
Speaker 5: give you a plus one on that brown boose for sure.
Speaker 1: Oh. I finally took two. I had two shopping bags
Speaker 1: full of like the kids stuff in my trunk that
Speaker 1: would have been sitting there forever. And I finally pulled
Speaker 1: up to the same donation place that I always pass
Speaker 1: and still never stop. And I was like, wow, but
Speaker 1: you did. Where's my price? Yeah? Ended up in a
Speaker 1: landfill in China, but you know where's my prize?
Speaker 5: I saw by now that Amazon documentary or with felt
Speaker 5: like an Amazon bashing documentary, but yeah.
Speaker 4: The one on Netflix.
Speaker 5: Yeah, girl, Oh my goodness, the way that documentary is
Speaker 5: just like it wasn't.
Speaker 4: Like a super super deep deep dive but like, if.
Speaker 5: You haven't seen it and you were considered watching it
Speaker 5: on Netflix, it's called buy Now. I definitely recommend watching
Speaker 5: it because it's just eye opening, especially if you have
Speaker 5: like middle school kids or high school kid teenagers around
Speaker 5: your house that like, at that age, I don't think
Speaker 5: you think very deeply about the stuff.
Speaker 4: You just want it.
Speaker 5: And this film, oh man, it's like, no, we make
Speaker 5: too much, we waste too much, we pollute too much,
Speaker 5: we create products that have a limited lifespan on purpose
Speaker 5: too much, and it's all about making money. And then
Speaker 5: we throw all the junk in countries of black and
Speaker 5: brown people who have no choice but to like live
Speaker 5: in filth or like worse comes to worse, like go
Speaker 5: through these things which have like chemicals being you know, emitted,
Speaker 5: and it's like we're throwing stuff in where they live
Speaker 5: to create junk for them or literally worsen their health
Speaker 5: conditions while we're over here onto the next And oh man,
Speaker 5: it just broke my heart.
Speaker 4: So that's that's just a quick.
Speaker 5: Oh girl, I highly recommend you watching it by now.
Speaker 5: It is so worth the whatever hour minutes for sure.
Speaker 1: Just I literally I'm in the middle of such a
Speaker 1: stuff you know, just stuff purgatory being a mom having kids,
Speaker 1: you just can't It's it's a losing battle against stuff
Speaker 1: all the time. So I'm so jealous of you, Chris,
Speaker 1: but I'm excited for you because it's starting fresh. This
Speaker 1: is a fresh chapter. So the next time you're on
Speaker 1: BA round Table, I don't know when that's going to be,
Speaker 1: but you'll be living your best life in SF.
Speaker 3: I'll be officially up in San Francisco recording from a
Speaker 3: whole new area. And oh, but you know we were
Speaker 3: talking about like the people just throwing stuff away. I
Speaker 3: did try this company. I can't vouch for them yet
Speaker 3: and don't because I haven't think officially got everything yet.
Speaker 3: But it's called Trashy and it's where you can send
Speaker 3: in like tech products, but also clothing, so cloling. It's
Speaker 3: like damage stained old shoes, and they take care of
Speaker 3: recycling it properly where it's repurposing it upcycling it and
Speaker 3: that way it doesn't get thrown into a landfill or
Speaker 3: thrown in the ocean, and you know all the horrible
Speaker 3: things happened to it. You do have to pay, so
Speaker 3: you're paying for these bags because they're going through and
Speaker 3: doing the recycling for you, but it kind of reliefs
Speaker 3: to make guilty head about throwing some stuff away. Yeah,
Speaker 3: so they send you these bags and then it posted
Speaker 3: just covered and then you fill it up.
Speaker 1: Okay, I love that.
Speaker 5: Okay, I'm gonna look into them because honestly, people just
Speaker 5: end up either putting it at goodwill, giving it someone
Speaker 5: they know, or jumping it.
Speaker 2: Yeah, that's basically what happens.
Speaker 1: Yeah yeah, all right, ba fam. Well Chris, good luck
Speaker 1: with your move.
Speaker 5: Good luck.
Speaker 1: I'm excited for you. I hope everything goes really smoothly.
Speaker 1: Yeah a sef get ready, Chris Browning is ready to
Speaker 1: put a ring on it finally. All right, be a fanily,
Speaker 1: We'll see you next time.