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Speaker 1: It's time for the b a q A b A

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Speaker 1: keep a okay, the b a q A Okay, the

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Speaker 1: b a q A. You have qa's, LOI you have q's,

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Speaker 1: we have a's. Ish like, we're not your cousin, we're

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Speaker 1: not your therapist, we're not your financial advison, your attorney.

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Speaker 2: Otherwise, but we're smarter than our cousin probably, Yes, yeah,

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Speaker 2: that was a better option than their cousins. Yeah, keep

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Speaker 2: it going.

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Speaker 1: But we are just two brown girls who have experienced

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Speaker 1: a lot in career, business, personal finance, and we're gonna

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Speaker 1: do our best to answer your questions, but take it

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Speaker 1: with a grain of salt and certainly lean into the

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Speaker 1: professionals around you for the final say, as well as

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Speaker 1: what you think is best. With that, we actually have

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Speaker 1: an update, don't we, manager.

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Speaker 2: Yeah, like a little part two of our discussion around

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Speaker 2: pyramid schemes slash multi level marketing companies. So we had

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Speaker 2: a question on a recent B a Q and A

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Speaker 2: where a woman was approached in a retail start was

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Speaker 2: her and her boyfriend, I believe, and they were invited

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Speaker 2: to join what sounded to be like a pyramid scheme,

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Speaker 2: but they weren't really sure what it was, and we

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Speaker 2: talked about it, and after describing her that listener's question

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Speaker 2: on the last episode of BAQ and A, we got

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Speaker 2: a note from Danielle who says I was listening to

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Speaker 2: the latest b a Q and A and wanted to

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Speaker 2: share that I was also approached in the same manner

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Speaker 2: as the guest who talked about pyramid schemes. The person

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Speaker 2: who approached me was on a college campus and used

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Speaker 2: the same language. It was an opportunity to get mentored

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Speaker 2: by wealthy people, and that couple turned out to be

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Speaker 2: a successful duo at the top of Amway track. I

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Speaker 2: was already too familiar with Amway's reputation and declined to

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Speaker 2: sign up. This was a year ago, but the letter

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Speaker 2: you've read was to the t my exact experience. Thanks

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Speaker 2: Danielle for sharing that. Damn okay, So that puts a

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Speaker 2: name to a potentially could have been See. Now here's

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Speaker 2: the part where we say we're not trying to like,

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Speaker 2: I'm not trying to say if that's a pyramid scheme

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Speaker 2: or not, but it is definitely like an MLM type structure. Yes,

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Speaker 2: where what is mwaisoluct helping me? And what she said

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Speaker 2: with they was really like critical in this part. She

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Speaker 2: was like, so because I'd never heard of this before.

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Speaker 2: She said, they're starting to increase recruitment by selling it

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Speaker 2: as a mentorship as well, which is really clever because

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Speaker 2: you know, I think people are used to the rigorar

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Speaker 2: language like would you like to make some extra money?

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Speaker 2: I was like, here we go, but you know, now

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Speaker 2: to say, you know, we're really trying to help a

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Speaker 2: mentor folks, it's like, oh, that sounds legitimate. Remember I

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Speaker 2: said before that, I'm like, I'm not sure if it's

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Speaker 2: MLM or not, because certainly I have been a part

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Speaker 2: of mentorship circles and it's been legitimate and they're not

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Speaker 2: upselling me anything. But wow, y'all are some slicky, slicksters MLMs.

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Speaker 2: So be careful out there in the MLM streets, y'all.

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Speaker 2: As ever, all right, let's move on to our first

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Speaker 2: question of the week. This comes from listener Kimberly, who

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Speaker 2: dropped us a note on IG and is having an

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Speaker 2: existential crisis. Okay, Kimberly, we are here to help. Hello, Amandra.

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Speaker 2: She says, I've been loving all of your guests on

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Speaker 2: the podcast. I know it was hard without Tiffany while

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Speaker 2: she was healing and giving Tiffany lots and lots of love.

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Speaker 2: My question is a bit existential. I think. I know

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Speaker 2: everyone talks about getting side hustles and passive income streams.

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Speaker 2: While I appreciate that, I wonder if we should think

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Speaker 2: about how we get to a position that pays enough

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Speaker 2: to not need side hustles. My thirties were spent getting

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Speaker 2: my MAA and PhD and having to write on my weekends.

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Speaker 2: So now that time is super precious, why aren't we

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Speaker 2: thinking that way if we have the ability to get

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Speaker 2: onto something absolutely, I mean, like the whole side hustle

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Speaker 2: culture sometimes I think can be damaging. And I even

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Speaker 2: have like a session in my group coaching program where

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Speaker 2: I talk about being an entrepreneur and also being entrepreneurial,

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Speaker 2: like coming up with ideas and projects at your like

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Speaker 2: in your date in your nine to five job, and

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Speaker 2: how wonderful that can be for putting you in line

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Speaker 2: for promotions and raises and other opportunities and things like that.

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Speaker 2: But I probably spend like five to ten minutes at

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Speaker 2: the top of that. They probably think I'm crazy, but

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Speaker 2: I'm just like you guys, We're going to talk about entrepreneurship.

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Speaker 2: We're going to talk about businesses and stuff, but you know,

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Speaker 2: you do not necessarily have to go out and have

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Speaker 2: a fricking vending machine, an ATM machine, a trucking business,

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Speaker 2: you know, a digital service on the side and ride

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Speaker 2: uber and do instant cart just because you can, like

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Speaker 2: you don't. Sometimes social media, especially will have you feeling

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Speaker 2: like you're missing out on all these opportunities to bring

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Speaker 2: an extra income. But, like Tiffany has said, at what cost?

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Speaker 2: And what I love about your question, Kimberly is you

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Speaker 2: bring it up like your time is precious, So how

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Speaker 2: do we work smarter not harder? In some ways? And

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Speaker 2: if you're working at a job where you need several

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Speaker 2: other sources of income to make ends meet, then maybe

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Speaker 2: that's not the best baseline foundation job for you to have.

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Speaker 2: And yeah, hell yeah, every damn helping people try to

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Speaker 2: find a job that will pay them enough so that

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Speaker 2: they can rest when they're not working, you know, so

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Speaker 2: that you can take a step back and only do

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Speaker 2: the side hustles if you want to, but only if

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Speaker 2: you want to, not because for the sake of it

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Speaker 2: or because it seems like everyone else is doing it.

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Speaker 2: Because it can just become like a grind and then

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Speaker 2: you get to burn out and you're not really enjoying

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Speaker 2: anything that you're creating.

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Speaker 1: So you know our friend Sandy and like literally her

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Speaker 1: nickname is side hustles with Sandy. And you know what

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Speaker 1: I love, yes most when I interviewed her, like from

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Speaker 1: my book, is that she was like, first, her first

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Speaker 1: lot of defense to making more money was not actually

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Speaker 1: side hustles, It was getting more money out of your

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Speaker 1: current job. She was like some people, she said, so

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Speaker 1: many people out there, they don't actually need a side hustle.

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Speaker 1: They either need to raise or a new job. So

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Speaker 1: I love that you brought this up because it's just like,

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Speaker 1: you know, are there ways that you can increase your

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Speaker 1: value or illustrator open more? Obviously at that job, I

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Speaker 1: mean obviously with your m A and PhD sis you

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Speaker 1: out here joining it already, but like you know, is

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Speaker 1: there an additional education you could ask them? Is there?

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Speaker 1: Like if I'm thinking about the people that you know

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Speaker 1: I've hired or kept on, there are folks on the team, like,

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Speaker 1: for example, Logan on my team. When Logan first started,

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Speaker 1: she was an admin for like a very famous how

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Speaker 1: do I say government agency that we all know very covert.

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Speaker 1: So she was super skilled in like that. But then

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Speaker 1: Logan worked in customer support for us, and then she

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Speaker 1: got additional she took like additional classes and certifications and things,

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Speaker 1: and then she became like our lead customer support and

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Speaker 1: then she did such an amazing job. I said, well,

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Speaker 1: what do you really like to do? She said, research,

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Speaker 1: and then she learned how to do that, and then

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Speaker 1: she started to write copy for us. And now Logan

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Speaker 1: she took copywriting courses. She's one of our She's an

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Speaker 1: amazing copywriter where people like vie to get Logan to

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Speaker 1: write stuff for them. And just the other day, Logan

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Speaker 1: was like, I'm taking an Instagram class because she does

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Speaker 1: all my content now. And she's like, I'm taking a

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Speaker 1: class on like she does all of our emails on

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Speaker 1: like how best to use your email system. We just

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Speaker 1: took on a new text message system and Logan is

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Speaker 1: getting certified in that. So as a result, you know,

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Speaker 1: she's making herself more and more valuable. And so you know,

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Speaker 1: even despite me having to let folks go, and even

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Speaker 1: though I had to decideed, Logan's going to stay on

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Speaker 1: the literature academy that makes more than the actual Budgetista makes.

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Speaker 1: I brought her over to Budgetista, but she didn't lower

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Speaker 1: her salary, even though technically for the Budgetesa side, for

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Speaker 1: what we can afford, it should be lower. But she's

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Speaker 1: so valuable that I was like, we will find the funds.

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Speaker 1: Even if it means less for me. That's fine because

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Speaker 1: in the long run it makes more sense. So I

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Speaker 1: just say all that to say, which is like, yes,

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Speaker 1: if you are currently working somewhere, are you bringing and

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Speaker 1: illustrating so not just secretly corro covertly doing a good job.

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Speaker 1: Are you showcasing the fact of all the value you

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Speaker 1: bring to the table. And if you're still not being paid,

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Speaker 1: what's you know, what you feel is equitable and fair?

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Speaker 1: And sometimes it is equitable bull and fair and the

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Speaker 1: company just can't afford more if they're smaller, you know,

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Speaker 1: are you taking your skills elsewhere where they do have

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Speaker 1: the money in order to pay you. Because you're right,

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Speaker 1: everything costs, especially money. Everything costs especially money. So the

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Speaker 1: more that you work for that outside of your regular job,

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Speaker 1: I mean, you know, some people enjoy that, which you

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Speaker 1: know that's obviously me and Mandy do that now, but

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Speaker 1: it's not easy. So you know, if you have a

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Speaker 1: job to enjoy, you know, find more money.

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Speaker 2: They are And obviously it's not to not to diminish

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Speaker 2: the power of having additional streams of income. But my

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Speaker 2: perspective on that is always it's smart. I think to

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Speaker 2: diversify the sources of your income. Even now as a

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Speaker 2: business owner, I have several different streams of income. And

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Speaker 2: I was very intentional about that, cause you know, you're

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Speaker 2: nine to five is a stream of income. But can

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Speaker 2: your side hustle one provide you a bit of financial security.

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Speaker 2: Like I was just talking to a coaching client earlier

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Speaker 2: who's thinking about starting a consulting sort of business on

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Speaker 2: the side, and I'm like, that's really brilliant, and I

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Speaker 2: encourage I encourage professionals if you can take what you're

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Speaker 2: doing day to day and leverage that into consulting on

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Speaker 2: the side, that gives you professional resiliency, so that if

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Speaker 2: your nine to five job, let's say you were laid

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Speaker 2: off or your you know, cut back or whatever, you

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Speaker 2: still have a source of income and you've kept your

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Speaker 2: network strong, like you're working with clients or getting testimonials

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Speaker 2: and all of that. I'm a big fan of that

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Speaker 2: because it adds, like I said, professional resiliency, not not

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Speaker 2: doing things just for the sake of having income. You know,

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Speaker 2: can you do things that have layers of benefit for

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Speaker 2: you financial gain, yes, But do they give you some

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Speaker 2: professional resiliency? Do they extend Do they expand your brand

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Speaker 2: professionally so that more people will think of you for

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Speaker 2: opportunities in the future. Do they do they put you

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Speaker 2: in potentially a position to get jobs you know, you

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Speaker 2: may find through your consulting work or through another you know,

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Speaker 2: quote unquote side hustle that you're doing opportunities that do

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Speaker 2: pay you more and then you can leave your job.

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Speaker 2: So I'm not against side hustles at all. I'm just

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Speaker 2: against the side hustle for the side hustle for the

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Speaker 2: sake of it, you know, because everyone feels like you've

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Speaker 2: got to be grinding all the time. It's like like

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Speaker 2: you said, when is it enough? And when can you

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Speaker 2: say it's enough for now?

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Speaker 1: You know, if you don't listen to any chapter this

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Speaker 1: is book that I'm reading now call why I just

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Speaker 1: finish it called Stillness is the Key by Ryan Holliday.

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Speaker 1: He's just like a really well known stoic, and I

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Speaker 1: chatted with you guys about that earlier that after Jerrell

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Speaker 1: passed away, I really started to like explore stoicism, which

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Speaker 1: is really just learning to lean into where you can

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Speaker 1: make a difference do that, and where you can't to

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Speaker 1: release it because you don't have control, you know, and

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Speaker 1: so stillness is the key. It's a really great book,

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Speaker 1: but if you don't listen to anything else in that book,

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Speaker 1: I prefer to do it via audible. There is a

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Speaker 1: chapter called Enough that is so powerful. I probably listened

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Speaker 1: to it ten times in a row. You know, each

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Speaker 1: chapter is maybe like eight or nine minutes long, but

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Speaker 1: it was just so powerful about the power of enough, Like.

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Speaker 2: When do you say that?

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Speaker 1: You know, like I'm not talking about if you're homeless

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Speaker 1: or you can't feed your kids, we get that, but

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Speaker 1: there is a moment for so many folks where there

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Speaker 1: actually is enough, or you actually are enough, and you

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Speaker 1: just zoom white past it. And when you do so,

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Speaker 1: you have now opened yourself up to never be satiated.

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Speaker 1: That you're like, you're like drowning in the in the

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Speaker 1: possibilities of more, and I just am like, I don't

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Speaker 1: want to do that anymore. And I just hope that

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Speaker 1: all of you listening know that you are enough and

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Speaker 1: you recognize when you have enough, so you don't have

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Speaker 1: to overwork yourself.

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Speaker 2: Aimen that what was it book called Ryan Holliday.

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Speaker 1: Ryan Holiday. It's called Stillness is the Key. He's got

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Speaker 1: like these three. It's the obstacle. The obstacle is the way,

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Speaker 1: Stillness is the key, and Ego is the enemy. So

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Speaker 1: I read The Obstacles the Way, which is really good.

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Speaker 1: It's like an introduction to stoicism. Stillness is the Keys excellent.

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Speaker 1: And then I'm actually that I just started yesterday. Ego

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Speaker 1: is the enemy, so I'll let you know how that is.

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Speaker 1: But those his books thus far, I have enjoyed them.

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Speaker 1: Obviously it's not for everybody, but I've really enjoyed them,

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Speaker 1: but especially that second book.

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Speaker 2: I'm a Leo, so Ego is my friend of me.

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Speaker 2: That's how I feel. I'm not mad at it. Okay,

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Speaker 2: let's take a quick break and we'll be right back

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Speaker 2: with another question from the ba q and A. All right,

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Speaker 2: we are back, and we've got a financial question. I

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Speaker 2: love this person gave themselves a code name, Yes, code

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Speaker 2: name Manifesting Wealth Babe, mwb Okay, roll my shoulders back.

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Speaker 2: I just started listening to your podcast and I love it.

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Speaker 2: I recently turned thirty five, and my goal for this

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Speaker 2: year is to become more financially stable and literate after

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Speaker 2: finally making decent wages hustle in my industry for over

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Speaker 2: a decade. I currently have no savings in about sixty

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Speaker 2: K in student loan debt, but I'd like to start

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Speaker 2: building wealth and buy a house within the next three years.

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Speaker 2: My plan is to pay off seventy five hundred dollars

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Speaker 2: of credit card debt and create a six month emergency

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Speaker 2: fund within the next one and a half years. I've

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Speaker 2: got good credits, I want to keep that high, and

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Speaker 2: eventually I like to get a home loan. I'm planning

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Speaker 2: on transferring that seventy five one hundred dollars of credit

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Speaker 2: card debt to a zero percent interest APR credit card

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Speaker 2: and very smart and paying six hundred dollars a month

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Speaker 2: on that, And then I want to open a high

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Speaker 2: savings account with another bank so I can put away

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Speaker 2: my emergency fund. Wow, she really has been listening to

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Speaker 2: Brown and Vessional. Then in the next one and a

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Speaker 2: half years, I like to start saving for a deposit

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Speaker 2: on a duplex so I can house hack and start

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Speaker 2: building wealth. Here's my question, Well, opening up accounts with

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Speaker 2: two new banks when I currently only use one negatively

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Speaker 2: affect my credit score? Is it unwise of me to

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Speaker 2: only be made making minimum payments on my student loans

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Speaker 2: and being more concerned about paying off credit card debt

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Speaker 2: and building wealth. I don't want to take on odd

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Speaker 2: jobs to pay off my debt and save up when

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Speaker 2: work life balance and self care is so important to

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Speaker 2: me at this point in my life. Please let me

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Speaker 2: know if you have any additional advice for reaching my

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Speaker 2: goals and if you think my plan is a wise

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Speaker 2: one manifesting wealth babe.

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Speaker 1: Big girl. Actually the first time was like, ooh, it's

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Speaker 1: a lot, but it's really smart. GC is really smart.

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Speaker 1: Like the only thing I would say is this so okay?

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Speaker 1: So the questions, no, bank accounts have nothing to do

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Speaker 1: with your credit score unless you overdraft and don't pay

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Speaker 1: them people back. So you can open up as many

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Speaker 1: bank accounts as you want. It's not going to negatively

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Speaker 1: or even positively affect your credit score, so you just

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Speaker 1: know that. And then the student loans, I'm assuming you

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Speaker 1: must still because Mandy did the moratorium students. Has that

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Speaker 1: lifted yet? Are people? Are the federal people still not

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Speaker 1: paying do you know?

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Speaker 2: Girl? You know they're too afraid of the midterm elections

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Speaker 2: coming up to stop that. Pretty sure they extended it

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Speaker 2: to October or at least through the summer.

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Speaker 1: Yeah, so I'm assuming that you must have private loans

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Speaker 1: if you're still paying them, And I'm all for paying

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Speaker 1: the minimum to student loan debt because typically the interest

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Speaker 1: rate on a credit card debt is higher. So I

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Speaker 1: love the fact that you're going to be making that

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Speaker 1: balance transfer to fifty. It's like, you know, because your

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Speaker 1: credit score is good, so if you found a fifteen

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Speaker 1: month zero percent APR credit card, that's excellent, So you know,

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Speaker 1: continue to do that. The only thing that I will

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Speaker 1: say that might be helpful for you, MWB is looking

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Speaker 1: to this program called NAKA n ACA. Let me see

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Speaker 1: what does NACA start to stand for? You know, NACA.

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Speaker 2: I just looked it up the other day and I

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Speaker 2: have to google it every time.

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Speaker 1: Yeah, it's the Neighborhood Assistance Corporation of America, whatever that means.

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Speaker 1: But here's what's so great about NACA is that they

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Speaker 1: help first time home buyers, which would be you. And honestly,

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Speaker 1: anybody who has not had a new mortgage in four

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Speaker 1: years is considered a first time first time home buyer,

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Speaker 1: just so you know. So first time home buyers get homes.

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Speaker 1: And what's so great about NACA is that, now here's

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Speaker 1: the thing. I would start looking into NACA now because

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Speaker 1: it's a nonprofit organization. They tend to be slow, so

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Speaker 1: I actually would start the process now. But they're gonna

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Speaker 1: they're going to want to see your budget, they're gonna

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Speaker 1: want you to raise your credit score, which you've already done.

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Speaker 1: They're gonna want to see you consistently safe. So they're

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Speaker 1: gonna have all of these these these parameters in place.

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Speaker 1: But in exchange, NACA is going to get you an

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Speaker 1: incredible interest rate that you can't get anyplace else. During

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Speaker 1: the Great Pany, people were getting interest rates of like

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Speaker 1: one point five percent, which is basically like free money.

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Speaker 1: And even now, so my brother in law, I think

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Speaker 1: I mentioned then Drel and I had purchased like a

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Speaker 1: second home that we were renovating, which we finished and

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Speaker 1: we were gonna rent it out, and then it was

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Speaker 1: our attention to one day give it to Alyssa, you know,

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Speaker 1: like as her inheritance whatever. So obviously you know he

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Speaker 1: passed away. So as a result, it's like, what do

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Speaker 1: we do at the house? Alyssa and I had a

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Speaker 1: grown up conversation as much as you can with a

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Speaker 1: fifteen year old, and I told her, you know, I

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Speaker 1: don't really want to be a landlord. That was your

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Speaker 1: daddy who wanted to do that, so but if you

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Speaker 1: really want me to hold the house for you, I will.

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Speaker 1: I'll just figure it out. And she was like, no,

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Speaker 1: that's okay, because she doesn't want to live there anyway.

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Speaker 1: So we decided that we agreed that we're going to

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Speaker 1: sell the house and then I'm going to put the

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Speaker 1: proceeds away for her for college and beyond. So thankfully,

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Speaker 1: his twin brother has actually been looking for a house

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Speaker 1: for the last two years, and actually, because his twin

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Speaker 1: brother is a master painter, painted the house for us

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Speaker 1: and he was the perfect person to purchase this home.

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Speaker 1: So I told him. His name is Terrell, which is funny,

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Speaker 1: Jarell and Terrell. So Terrell. My sister Carol's like, tell

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Speaker 1: Terrell to sign up for NAKA and he did, and

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Speaker 1: so in September, he has to show six months of

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Speaker 1: positive savings growth, and so I think it's September October

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Speaker 1: is when he'll be done. He feels that every other

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Speaker 1: paperwork they ask for everything but your blood type. But

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Speaker 1: in six months, so right now, I think interest rates

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Speaker 1: were around five or six percent, because we all know

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Speaker 1: interest rates have been up. But he was able to

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Speaker 1: lock in a three point five percent interest rate with NACA,

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Speaker 1: which is excellent.

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Speaker 2: And so that's what it in this early m hm.

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Speaker 1: They're like, you know, with your with your credit score,

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Speaker 1: with you this, with your that we're able to do

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Speaker 1: this for you. And so NAKA gives like a really

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Speaker 1: great So it's it's a lot of I would like

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Speaker 1: put an air quotes headache because certainly it's a slow process,

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Speaker 1: and if it's in a very competitive market, sometimes it's

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Speaker 1: going to be hard for maybe like a homeowner to

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Speaker 1: wait for you to get your paperwork together. Thankfully, you know,

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Speaker 1: I'm not selling the house to anybody but him, So

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Speaker 1: I told them, you know, we'll wait for as long

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Speaker 1: as it takes for you to get ready, but to

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Speaker 1: be able to save, like you know, he's going to

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Speaker 1: save tens of thousands of dollars if he stays there

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Speaker 1: for the next whatever thirty years, you know, because of

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Speaker 1: his interest rate being so low. Well, that's what I

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Speaker 1: would share with you that, like your plans sound amazing,

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Speaker 1: I would just look into NAKA NACA. Yeah, what do

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Speaker 1: you think, Mandra.

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Speaker 2: Or just like Google first time home buyer in your state,

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Speaker 2: you may find programs too. Yeah. I mean, as far

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Speaker 2: as her question and her concern around the bank account saying,

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Speaker 2: going back and reading, I think what she's maybe asking

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Speaker 2: is because her plan is to apply for a mortgage

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Speaker 2: in a year and a half and for that and

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Speaker 2: I and having a little bit of credit card debt

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Speaker 2: and having your student loans. But if you stick to

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Speaker 2: your plan, you're opening up your credit card now, which

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Speaker 2: is at least a year and a half from when

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Speaker 2: you plan to have your mortgage. That's fine. I mean,

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Speaker 2: I think when it comes to the whole underwriting process

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Speaker 2: for mortgages, when they actually look at your finances and

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Speaker 2: decide if you're trustworthy and if they want to loan

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Speaker 2: lend to you, they'll look at least like six months

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Speaker 2: in the past, so they say like no new credit behavior,

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Speaker 2: don't don't go take out a new credit card, don't

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Speaker 2: you know, I don't know, get a new car or

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Speaker 2: something like that, take on more debt in that six

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Speaker 2: month period before you apply for a mortgage. And if

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Speaker 2: you're a W two worker, as long as you're clean

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Speaker 2: for six months before you apply for that mortgage, you

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Speaker 2: should be fine. And by clean, I just mean like

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Speaker 2: no new credit, no new debt. And if you if

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Speaker 2: you follow your plan, you should be in a really

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Speaker 2: exceptional position when it comes time to be shopping for

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Speaker 2: a mortgage and shopping for your home. So I commend you. Yeah,

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Speaker 2: and can you write a testimonial for brand ambition since

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Speaker 2: you're a new listener and look how far you've come.

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Speaker 1: And I will say if you can add ten more

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Speaker 1: points than that credits courses because seven seventy though, but

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Speaker 1: seven forty is the beginning of perfect credit. Not to

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Speaker 1: say she won't get like excellent, okay, you know, but

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Speaker 1: you know by seven forty is like that's when you

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Speaker 1: just sew it all up, you know what I mean?

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Speaker 2: Like, no, she's gonna as soon as she pays off

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Speaker 2: that you write seventy five hundred dollars of debt, that

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Speaker 2: credit card debt. Hell yeah, I mean your student loan's

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Speaker 2: probably not that big of a deal. Lenders will consider

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Speaker 2: it when they do your like debt to income ratio.

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Speaker 2: They'll look at your monthly payment and all of that.

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Speaker 2: But yeah, when you pay off that credit card debt

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Speaker 2: and you keep your credit card debt low, you should

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Speaker 2: be golden, probably walking there with a high seven hundred's,

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Speaker 2: you know, eight hundred score. I love to see you

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Speaker 2: win manifesting wealth. Baby, you are a manifest Thank you

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Speaker 2: so much for that, Thanks for listening, and thank you

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Speaker 2: so much for the question. That was a fun one.

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00:21:05,600 --> 00:21:09,960
Speaker 1: Well that was an excellent baqa. If you have some QA,

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Speaker 1: well some ques for our a's.

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00:21:11,880 --> 00:21:12,960
Speaker 2: Then ask them.

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00:21:13,280 --> 00:21:18,320
Speaker 1: That just sounds really bad. I'm on your face. You're like, well,

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Speaker 1: I'm married, but it I liked it. Bye. You can

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Speaker 1: go to Brannimission podcast dot com and click ask us anything,

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00:21:27,480 --> 00:21:29,400
Speaker 1: is it? Ask us anything or ask anything.

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00:21:29,440 --> 00:21:31,520
Speaker 2: It's something like that. Click around, Yeah, you act us

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00:21:31,560 --> 00:21:34,639
Speaker 2: send us a message. You can also go to Instagram

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00:21:34,640 --> 00:21:36,720
Speaker 2: and send us a d M. We are at Brannambisson

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00:21:36,760 --> 00:21:41,040
Speaker 2: podcast on ig or email us directly Brannimbission Podcast at

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00:21:41,040 --> 00:21:45,200
Speaker 2: gmail dot com dot com. Hey, ba fam, we could

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00:21:45,200 --> 00:21:47,800
Speaker 2: not do this show. Without your support or the support

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00:21:47,840 --> 00:21:51,000
Speaker 2: of our team behind the scenes. The Brown Ambision podcast

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00:21:51,040 --> 00:21:54,320
Speaker 2: is produced by Cumulus Podcast Network. It's edited by the

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00:21:54,480 --> 00:21:59,119
Speaker 2: wonderful Emani Crosby and produced by Tanya Bustos. Dennis Deplinsky

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00:21:59,240 --> 00:22:01,880
Speaker 2: is our in house tech guru, and I am Bandy

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00:22:01,920 --> 00:22:05,000
Speaker 2: Woodard Santos your co host, and I will see y'all

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00:22:05,040 --> 00:22:09,359
Speaker 2: next week.