1 00:00:01,480 --> 00:00:03,000 Speaker 1: Speaking up in all casts. 2 00:00:05,000 --> 00:00:09,480 Speaker 2: For those that done the redcast, it's. 3 00:00:09,320 --> 00:00:10,680 Speaker 3: The John Phillip. 4 00:00:10,320 --> 00:00:15,360 Speaker 4: Show, and we continue at two o five in the 5 00:00:15,440 --> 00:00:19,119 Speaker 4: afternoon on The John Phillips Show, mister Randy Weggs in 6 00:00:19,160 --> 00:00:19,880 Speaker 4: Culver City. 7 00:00:20,000 --> 00:00:22,239 Speaker 5: Sometimes they don't think you understand how many things I'm 8 00:00:22,280 --> 00:00:22,960 Speaker 5: doing at once. 9 00:00:24,960 --> 00:00:26,279 Speaker 1: You're spitting lots of blades. 10 00:00:27,600 --> 00:00:30,120 Speaker 5: Yes, twenty seconds before we get into the segment, can 11 00:00:30,120 --> 00:00:31,640 Speaker 5: you add a file photo for the guest? 12 00:00:32,360 --> 00:00:35,720 Speaker 2: I will. I will try to do my best. 13 00:00:36,240 --> 00:00:40,480 Speaker 5: I am I'm starting to lose it, but I'm trying 14 00:00:40,520 --> 00:00:42,280 Speaker 5: to keep a good spirit. I have a lot of 15 00:00:42,280 --> 00:00:44,800 Speaker 5: things to do because we're not just broadcasting live on 16 00:00:44,840 --> 00:00:49,239 Speaker 5: the radio anymore. We're also broadcasting on video at YouTube 17 00:00:49,280 --> 00:00:52,360 Speaker 5: dot com, slash at Randy Wang Radio. You can also 18 00:00:52,400 --> 00:00:54,480 Speaker 5: get us an ex that Johnny don't like. You can 19 00:00:54,520 --> 00:00:58,880 Speaker 5: get us on Facebook at KABC Radio and Facebook at KSFO. 20 00:00:59,640 --> 00:01:03,600 Speaker 5: You can also get us on twitche at Randy Wang Radio. 21 00:01:03,680 --> 00:01:06,080 Speaker 5: But the Facebook's the most important one because we love 22 00:01:06,120 --> 00:01:09,640 Speaker 5: you to hit that like button, hit the share button, 23 00:01:09,720 --> 00:01:15,760 Speaker 5: subscribe as we continue to take over the Internet, all right. 24 00:01:16,680 --> 00:01:19,679 Speaker 4: Eight hundred two two two five two two two is 25 00:01:19,800 --> 00:01:23,200 Speaker 4: telephone number one eight hundred two two two five two 26 00:01:23,319 --> 00:01:28,039 Speaker 4: two two. The state of California is experiencing an insurance 27 00:01:28,080 --> 00:01:32,160 Speaker 4: crisis right now, where in some parts of the state 28 00:01:32,440 --> 00:01:35,479 Speaker 4: it's very difficult to find a company that's even willing 29 00:01:35,560 --> 00:01:40,119 Speaker 4: to sell you a policy. In some parts of the state, 30 00:01:40,319 --> 00:01:44,040 Speaker 4: the California Fair Plan is your only option. We're also 31 00:01:44,120 --> 00:01:49,040 Speaker 4: seeing rates only going one way, up, up, up, and away. 32 00:01:49,920 --> 00:01:52,760 Speaker 4: Our next guest is running to be the next insurance 33 00:01:52,800 --> 00:01:56,760 Speaker 4: commissioner for the state of California. He is a senator 34 00:01:56,840 --> 00:01:59,880 Speaker 4: representing the West side of Los Angeles, cities that in 35 00:02:01,560 --> 00:02:05,800 Speaker 4: West Hollywood, Santa Monica, and portions of LA. You can 36 00:02:06,040 --> 00:02:11,240 Speaker 4: follow him on x at Ben Allen CA. Senator Ben Allen. 37 00:02:11,200 --> 00:02:14,239 Speaker 6: Welcome, Thank you so much, appreciate it. 38 00:02:15,160 --> 00:02:18,200 Speaker 4: Well, let's start out with the basics. Why should you 39 00:02:18,280 --> 00:02:21,000 Speaker 4: be the next insurance commissioner for the state of California. 40 00:02:22,960 --> 00:02:26,160 Speaker 6: Well, I've had a long track record working across the 41 00:02:26,160 --> 00:02:30,200 Speaker 6: aisle Democrats and Republicans on a number of issues protecting consumers. 42 00:02:30,720 --> 00:02:33,520 Speaker 6: I'm someone who has seen the dysfunction of the insurance 43 00:02:33,520 --> 00:02:36,280 Speaker 6: system up close and personal, with so much of my 44 00:02:36,360 --> 00:02:39,680 Speaker 6: district having burned during the recent fires. Helping my constituents, 45 00:02:39,800 --> 00:02:41,720 Speaker 6: hundreds and hundreds of them get the payouts they deserve. 46 00:02:41,760 --> 00:02:45,760 Speaker 6: We've now taken that work to a number of piece 47 00:02:45,800 --> 00:02:47,720 Speaker 6: of legislation to take on the insurance industry and make 48 00:02:47,760 --> 00:02:49,720 Speaker 6: sure that people are better protected. 49 00:02:49,320 --> 00:02:49,920 Speaker 7: In the future. 50 00:02:50,440 --> 00:02:52,480 Speaker 6: But I'm someone who's got a long track record of 51 00:02:52,520 --> 00:02:54,680 Speaker 6: standing up for consumers. I'm proud to have the support 52 00:02:54,680 --> 00:02:57,600 Speaker 6: of the Consumer Federation and a good list of Democrats 53 00:02:57,639 --> 00:03:00,960 Speaker 6: and Republicans folks from across the Aisle. I'm up against 54 00:03:01,000 --> 00:03:04,680 Speaker 6: someone who's the Democrats book to want to have a 55 00:03:04,680 --> 00:03:07,400 Speaker 6: state takeover the whole insurance system, and I'm really focused 56 00:03:07,400 --> 00:03:10,040 Speaker 6: on trying to make the existing system work for working people. 57 00:03:11,639 --> 00:03:14,800 Speaker 4: You represent the West Side, as I mentioned before, and 58 00:03:14,880 --> 00:03:19,400 Speaker 4: I believe that includes the Pacific Palisades. We have a 59 00:03:19,600 --> 00:03:23,200 Speaker 4: number of listeners who lost their home to the fire 60 00:03:23,240 --> 00:03:27,800 Speaker 4: in the Pacific Palisades. Some had everything burned down, Others 61 00:03:27,919 --> 00:03:32,400 Speaker 4: just had substantial amounts of smoke damage that makes their 62 00:03:32,400 --> 00:03:36,720 Speaker 4: home not livable. So they're trying to figure out just 63 00:03:36,840 --> 00:03:40,000 Speaker 4: exactly what they can do to pick everything up and 64 00:03:40,040 --> 00:03:43,440 Speaker 4: move on with their life. One of the common themes 65 00:03:43,440 --> 00:03:46,440 Speaker 4: that I've heard from these listeners is that they're having 66 00:03:46,440 --> 00:03:51,200 Speaker 4: a very difficult time getting their insurance companies to pay 67 00:03:51,240 --> 00:03:54,440 Speaker 4: what they're owed. They have a contract with the insurance companies. 68 00:03:54,720 --> 00:03:58,040 Speaker 4: They're not asking for anything above and beyond what's in 69 00:03:58,080 --> 00:03:58,840 Speaker 4: the policy. 70 00:03:59,320 --> 00:04:00,640 Speaker 1: But none of them. 71 00:04:00,440 --> 00:04:05,440 Speaker 4: Believe that the insurance companies are fulfilling their obligations in 72 00:04:05,560 --> 00:04:08,360 Speaker 4: terms of what was written in the policy and what 73 00:04:08,400 --> 00:04:12,160 Speaker 4: the policy holder is due if something like this were 74 00:04:12,200 --> 00:04:16,280 Speaker 4: to happen. It seems as though those experiencing smoke damage 75 00:04:16,360 --> 00:04:19,640 Speaker 4: are having a much harder time than those whose homes 76 00:04:19,680 --> 00:04:22,400 Speaker 4: burned to the ground. The ones that had their homes 77 00:04:22,440 --> 00:04:25,600 Speaker 4: burned to the ground, it's not debatable whether or not 78 00:04:25,680 --> 00:04:28,520 Speaker 4: you can live there because it's nothing but ashes, But 79 00:04:28,680 --> 00:04:31,440 Speaker 4: it seems like there are massive fights going on right 80 00:04:31,480 --> 00:04:35,520 Speaker 4: now for those who are experiencing severe smoke damage. 81 00:04:35,839 --> 00:04:37,040 Speaker 1: Do you think the state has. 82 00:04:36,920 --> 00:04:41,040 Speaker 4: Been doing enough to force these insurance companies to pay 83 00:04:41,080 --> 00:04:42,479 Speaker 4: what these homeowners are owed. 84 00:04:44,560 --> 00:04:45,440 Speaker 7: I don't think so much. 85 00:04:45,440 --> 00:04:48,800 Speaker 6: Why I've teamed up with the assemblymen who represents the 86 00:04:48,800 --> 00:04:52,480 Speaker 6: eaton Fire survivors to pass legislaate. We're working on litization 87 00:04:52,600 --> 00:04:57,400 Speaker 6: right now to create a science based independence at a standards. 88 00:04:58,040 --> 00:05:00,200 Speaker 6: Just because your home is still standing, does I mean 89 00:05:00,200 --> 00:05:03,720 Speaker 6: it's actually habitable. And we've seen a number of companies, 90 00:05:03,760 --> 00:05:07,600 Speaker 6: including the Fair Plan as well, just fighting people every 91 00:05:07,600 --> 00:05:10,040 Speaker 6: step of the way, even though there's so much toxicity 92 00:05:10,080 --> 00:05:12,680 Speaker 6: after a major fire. This is not your great grandfather's 93 00:05:13,120 --> 00:05:16,440 Speaker 6: forest fire, right. It's bad enough to breathe in, you know, 94 00:05:16,760 --> 00:05:21,920 Speaker 6: wood smokes, but now as neighborhoods burn, we're seeing levels 95 00:05:21,920 --> 00:05:24,920 Speaker 6: of toxicity we've never seen before. Refrigerants, electronics, household outs 96 00:05:24,920 --> 00:05:27,200 Speaker 6: are dis waste, all getting burned and all that up 97 00:05:27,240 --> 00:05:30,279 Speaker 6: into the air and into the houses nearby. And so 98 00:05:30,320 --> 00:05:32,200 Speaker 6: it's really important that we have a better system in 99 00:05:32,240 --> 00:05:35,560 Speaker 6: place that's going to have a higher setter of standards. 100 00:05:35,839 --> 00:05:39,599 Speaker 6: It's truly based on human health and toxicity. And that's 101 00:05:39,600 --> 00:05:41,880 Speaker 6: why I'm working with John harro Beating on legislation. We've 102 00:05:41,880 --> 00:05:43,800 Speaker 6: been pushing back really hard. We've been you know, the 103 00:05:44,440 --> 00:05:47,600 Speaker 6: Fair Plan has been nickln Diamond people. We've seen State 104 00:05:47,640 --> 00:05:50,760 Speaker 6: Farm messing with people. We called for this audit that 105 00:05:50,920 --> 00:05:53,920 Speaker 6: finally the in Transcussioner came out with and he's now 106 00:05:53,960 --> 00:05:55,440 Speaker 6: going to take them to task as a result of 107 00:05:55,440 --> 00:05:57,960 Speaker 6: everything you found, but it's been very disappointing to see 108 00:05:58,000 --> 00:05:59,400 Speaker 6: how some of these companies have behaved. 109 00:06:00,440 --> 00:06:02,680 Speaker 4: What you just said is the exact same thing that 110 00:06:02,720 --> 00:06:06,000 Speaker 4: I've been hearing from our listeners as well. Those who've 111 00:06:06,040 --> 00:06:09,440 Speaker 4: had the Fair Plan and State Farms specifically have been 112 00:06:09,480 --> 00:06:13,160 Speaker 4: having the worst time trying to collect on their policy. 113 00:06:13,560 --> 00:06:16,920 Speaker 4: It seems like Travelers and other companies are much easier 114 00:06:16,960 --> 00:06:20,479 Speaker 4: to work with, but State Farm and the Fair Plan 115 00:06:20,640 --> 00:06:23,839 Speaker 4: keep popping up over and over and over again as 116 00:06:23,880 --> 00:06:24,880 Speaker 4: being bad actors. 117 00:06:27,120 --> 00:06:29,360 Speaker 6: Yeah, that's actually been one of the interesting things about 118 00:06:29,520 --> 00:06:32,840 Speaker 6: representing this area. You really see an incredible range of 119 00:06:32,880 --> 00:06:36,040 Speaker 6: responses from the company. Some of these companies behavi really honorably, 120 00:06:36,120 --> 00:06:39,880 Speaker 6: they paid out quickly, it worked how you wanted to work, 121 00:06:40,040 --> 00:06:41,880 Speaker 6: and yet others have been really terrible. One of the 122 00:06:41,920 --> 00:06:43,760 Speaker 6: things that I want to do as Insurance Commissioner is 123 00:06:43,800 --> 00:06:47,000 Speaker 6: create a scorecard, a report card of sorts to give 124 00:06:47,040 --> 00:06:51,320 Speaker 6: people more information about the difference in quality in response 125 00:06:51,400 --> 00:06:53,320 Speaker 6: from these various companies. If you think about it, I 126 00:06:53,320 --> 00:06:56,680 Speaker 6: can't think of a single industry that has more vacuous, 127 00:06:56,960 --> 00:06:58,120 Speaker 6: substanceless ads. 128 00:06:58,160 --> 00:07:00,680 Speaker 7: Right you think about it's all gimmicks, echos and. 129 00:07:00,640 --> 00:07:03,800 Speaker 6: Geese and EMUs and jingles, and it really speaks to 130 00:07:03,839 --> 00:07:06,240 Speaker 6: the fact that people don't actually look at the quality 131 00:07:06,240 --> 00:07:08,520 Speaker 6: of the products or the substance of the product is 132 00:07:08,560 --> 00:07:12,320 Speaker 6: just about name id for these different companies, and so 133 00:07:12,480 --> 00:07:14,800 Speaker 6: the public is just woefully under informed, partly because this 134 00:07:14,840 --> 00:07:16,720 Speaker 6: is one of these products that you hope to never use. 135 00:07:17,040 --> 00:07:19,160 Speaker 6: Right if you have a bad experience drinking a certain beer, 136 00:07:19,160 --> 00:07:21,720 Speaker 6: a flying on an airline, or go into a restaurant, you're. 137 00:07:21,600 --> 00:07:22,400 Speaker 7: Not going to go back. 138 00:07:22,760 --> 00:07:25,080 Speaker 6: But in insurance, it's one of those things that you 139 00:07:25,120 --> 00:07:27,280 Speaker 6: hope to never use, and a lot of people have 140 00:07:27,360 --> 00:07:30,280 Speaker 6: unfortunately been learning the hard way that they were with 141 00:07:30,320 --> 00:07:33,640 Speaker 6: a company that just wasn't treating people as well as others. 142 00:07:34,640 --> 00:07:38,080 Speaker 4: It seems like the attitude is that it's a policy. 143 00:07:38,240 --> 00:07:41,280 Speaker 4: It's a product that you have to buy to satisfy 144 00:07:41,680 --> 00:07:44,080 Speaker 4: your bank. Your bank requires if you have a loan, 145 00:07:44,480 --> 00:07:47,040 Speaker 4: to have an insurance policy on your house, so you 146 00:07:47,160 --> 00:07:50,880 Speaker 4: need to purchase this product. But it's one where if 147 00:07:50,920 --> 00:07:52,880 Speaker 4: you use it, you know they're going to drop you. 148 00:07:53,440 --> 00:07:55,520 Speaker 4: So it's really not a product, or I guess it's 149 00:07:55,520 --> 00:07:59,400 Speaker 4: a one time used product where you only call in 150 00:07:59,440 --> 00:08:02,840 Speaker 4: acclaim if it's something really substantial, like your home burns 151 00:08:02,880 --> 00:08:03,640 Speaker 4: down in a fire. 152 00:08:04,080 --> 00:08:06,280 Speaker 1: But for just the run of the mill claims. 153 00:08:06,560 --> 00:08:08,520 Speaker 4: Yeah, like I think that you wouldn't have even thought 154 00:08:08,560 --> 00:08:12,680 Speaker 4: about ten, fifteen, twenty years ago. Now everyone's afraid to 155 00:08:12,720 --> 00:08:14,840 Speaker 4: file a claim because they don't want to get dropped 156 00:08:14,840 --> 00:08:16,239 Speaker 4: and then put on the open market. 157 00:08:18,360 --> 00:08:21,000 Speaker 6: It's like a hostage situation. We've got to change the dynamic. 158 00:08:21,240 --> 00:08:23,760 Speaker 6: We've got to have somebody in this position who's going 159 00:08:23,800 --> 00:08:25,680 Speaker 6: to be looking out for consumers and pushing back. And 160 00:08:27,200 --> 00:08:29,960 Speaker 6: I'm seeing all these problems up close to my own community. 161 00:08:30,000 --> 00:08:34,719 Speaker 6: It's been very it's been exasperating to watch, and it's part. 162 00:08:33,920 --> 00:08:35,040 Speaker 7: Of what would have ene me to runt with this 163 00:08:35,480 --> 00:08:36,560 Speaker 7: god forsaken position. 164 00:08:38,640 --> 00:08:41,640 Speaker 4: How much of this job do you think is behind 165 00:08:41,679 --> 00:08:42,760 Speaker 4: the scenes maneuvering? 166 00:08:42,800 --> 00:08:44,679 Speaker 1: And I say that because you. 167 00:08:44,600 --> 00:08:48,160 Speaker 4: Know, obviously there's public posturing between the regulator and the 168 00:08:48,360 --> 00:08:51,840 Speaker 4: insurance companies, and there's going to be times, i'm sure 169 00:08:51,880 --> 00:08:54,040 Speaker 4: where you have to go to war with them publicly, 170 00:08:54,160 --> 00:08:56,880 Speaker 4: and you know that's something I'm sure you're prepared to do. 171 00:08:57,600 --> 00:09:00,760 Speaker 4: But it seems though, as though it would be easier 172 00:09:00,840 --> 00:09:05,079 Speaker 4: to try to make these problems goal away sooner if 173 00:09:05,120 --> 00:09:08,240 Speaker 4: you could just deal with them privately, lean on them 174 00:09:08,240 --> 00:09:10,840 Speaker 4: when you have to, and try to get them to 175 00:09:10,920 --> 00:09:14,719 Speaker 4: do the right thing. How much of this job is 176 00:09:14,800 --> 00:09:18,560 Speaker 4: having a relationship with the industry that is in a 177 00:09:18,640 --> 00:09:20,960 Speaker 4: place where you can do that, where you can get 178 00:09:21,000 --> 00:09:24,000 Speaker 4: these people on the telephone and you can say, hey, 179 00:09:24,080 --> 00:09:25,720 Speaker 4: you know that's not right, knock it off. 180 00:09:27,480 --> 00:09:28,800 Speaker 6: I think it's a big part of the job, and 181 00:09:28,880 --> 00:09:31,719 Speaker 6: quite frankly, a lot of politicians, unfortunately, would rather have 182 00:09:31,800 --> 00:09:34,880 Speaker 6: the big public fight where they don't actually improve anything 183 00:09:34,880 --> 00:09:39,040 Speaker 6: for people, rather than the more quiet discussions where you 184 00:09:39,120 --> 00:09:41,040 Speaker 6: keep moving the ball forward on behalf of consumers. 185 00:09:41,200 --> 00:09:43,280 Speaker 7: That's where my folk, that's my style, that's my focus. 186 00:09:44,000 --> 00:09:46,760 Speaker 6: I'm certainly, as you say, prepared to have a big 187 00:09:46,800 --> 00:09:49,520 Speaker 6: public fight if necessary, but I think it's much better 188 00:09:49,559 --> 00:09:53,240 Speaker 6: and more efficient and usually much more much better outcome 189 00:09:53,240 --> 00:09:55,400 Speaker 6: for the public if we're able to get these things 190 00:09:55,400 --> 00:09:57,640 Speaker 6: worked out. But you know, they're going to have to 191 00:09:57,679 --> 00:09:59,679 Speaker 6: know that with me, they got someone who's just gone 192 00:09:59,720 --> 00:10:02,080 Speaker 6: through the ringer in his own community, and it's going 193 00:10:02,080 --> 00:10:05,480 Speaker 6: to be very focused on making the system really more 194 00:10:05,480 --> 00:10:06,760 Speaker 6: responsive to regular people. 195 00:10:07,800 --> 00:10:09,920 Speaker 4: What do you think the odds are that State farm 196 00:10:09,960 --> 00:10:12,079 Speaker 4: in all State and other companies that have pulled out 197 00:10:12,120 --> 00:10:15,640 Speaker 4: of the market in terms of homeowners insurance. I believe 198 00:10:15,679 --> 00:10:18,719 Speaker 4: they're still selling auto insurance, but they're not selling homeowners 199 00:10:18,760 --> 00:10:22,559 Speaker 4: insurance in California. What do you think the odds are 200 00:10:22,600 --> 00:10:24,520 Speaker 4: they're going to be back here in the next four years, 201 00:10:24,600 --> 00:10:26,640 Speaker 4: let's say, selling policies again. 202 00:10:29,400 --> 00:10:31,480 Speaker 6: I like to think it's relatively high. But I only 203 00:10:31,480 --> 00:10:34,040 Speaker 6: want them to come back on, you know, based on 204 00:10:34,080 --> 00:10:36,400 Speaker 6: a new understanding, the fact that they're actually going to 205 00:10:36,400 --> 00:10:40,320 Speaker 6: be providing real service to people. But your question is 206 00:10:40,360 --> 00:10:42,880 Speaker 6: actually undergirds the dilemma that we're in from a public 207 00:10:42,920 --> 00:10:45,880 Speaker 6: policy perspective. Yeah, we're all very frustrated with the industry. 208 00:10:46,120 --> 00:10:49,280 Speaker 6: We all wish that they'd behave better nobody. You know, 209 00:10:49,520 --> 00:10:52,560 Speaker 6: the polling numbers for the insurance industry is incredibly low. 210 00:10:52,679 --> 00:10:54,760 Speaker 6: The flip side is we need them here. We need them. 211 00:10:55,000 --> 00:10:58,679 Speaker 6: You know, A functional, healthy private insurance market is a 212 00:10:58,720 --> 00:11:02,280 Speaker 6: critical part of of undergirding a modern economy. 213 00:11:02,400 --> 00:11:04,120 Speaker 7: It's how people buy a house, it's. 214 00:11:03,960 --> 00:11:06,840 Speaker 6: How people start a business, it's how people you know, 215 00:11:06,920 --> 00:11:10,200 Speaker 6: are able to afford so many of the kinds of 216 00:11:10,200 --> 00:11:12,959 Speaker 6: things that make our economy run. And so this is 217 00:11:13,000 --> 00:11:14,800 Speaker 6: the tricky thing here. We've got to hold them accountable. 218 00:11:14,800 --> 00:11:16,120 Speaker 6: We've got to be tough on them. We also need 219 00:11:16,160 --> 00:11:20,280 Speaker 6: them here, and and that's that's going to be. That's 220 00:11:20,280 --> 00:11:22,800 Speaker 6: the tricky balance that the commissioner has to has to walk. 221 00:11:23,720 --> 00:11:26,520 Speaker 4: The insurance companies claim that they're not making any money 222 00:11:26,520 --> 00:11:31,120 Speaker 4: in California right now, at least on homeowners. Insurance critics 223 00:11:31,160 --> 00:11:34,800 Speaker 4: of the industry say they are making money in California. 224 00:11:35,200 --> 00:11:38,920 Speaker 4: They're just making reckless investments on Wall Street, and they're 225 00:11:38,960 --> 00:11:42,239 Speaker 4: trying to make up for it by raising insurance premiums 226 00:11:42,280 --> 00:11:43,160 Speaker 4: for homeowners. 227 00:11:43,600 --> 00:11:45,120 Speaker 1: Which one do you think is true? 228 00:11:47,240 --> 00:11:49,960 Speaker 6: I actually so it's more the latter. There's a little 229 00:11:49,960 --> 00:11:52,000 Speaker 6: bit of the former in the sense that it's true. 230 00:11:52,040 --> 00:11:54,000 Speaker 6: Last year, of course was a bad year. It was 231 00:11:54,000 --> 00:11:57,040 Speaker 6: a terrible set of fires. But the other central point 232 00:11:57,080 --> 00:12:00,559 Speaker 6: is also correct. They make all these they base their 233 00:12:00,600 --> 00:12:02,800 Speaker 6: business model is to take everyone's premiums, put them in 234 00:12:02,840 --> 00:12:04,400 Speaker 6: the market, make a lot of money on the market, 235 00:12:04,600 --> 00:12:09,400 Speaker 6: and that's how they're able to run really good profits. So, actually, 236 00:12:09,440 --> 00:12:11,480 Speaker 6: believe it or not, last year was a good year 237 00:12:11,880 --> 00:12:14,640 Speaker 6: for the national insurance industry because the market did so 238 00:12:14,720 --> 00:12:16,720 Speaker 6: well in spite of the fact that there was such 239 00:12:16,800 --> 00:12:19,840 Speaker 6: terrible disasters that we experienced in California. 240 00:12:20,000 --> 00:12:23,480 Speaker 7: So, you know, so that's the challenge here. 241 00:12:23,520 --> 00:12:25,400 Speaker 6: So yeah, yeah, last year it was hard for them 242 00:12:25,400 --> 00:12:28,000 Speaker 6: in California, but they then went off with all their 243 00:12:28,000 --> 00:12:29,960 Speaker 6: investments and did well on Wall Street. 244 00:12:31,280 --> 00:12:34,120 Speaker 4: You mentioned the Fair Plan is a problem child when 245 00:12:34,160 --> 00:12:37,439 Speaker 4: it comes to getting them to pay out on policies, 246 00:12:37,520 --> 00:12:41,120 Speaker 4: at least for fire victims in Pacific Palisades. One of 247 00:12:41,160 --> 00:12:43,719 Speaker 4: the things that Sacramento wants to do right now is 248 00:12:43,840 --> 00:12:46,880 Speaker 4: reduce the number of people who are on the Fair Plan. 249 00:12:47,640 --> 00:12:52,679 Speaker 4: The current Insurance Commissioner, Ricardo Laura, had reforms instituted that 250 00:12:52,760 --> 00:12:56,040 Speaker 4: were intended to reduce the number of homeowners that were 251 00:12:56,040 --> 00:12:59,880 Speaker 4: purchasing that product from Fair Plan. Since then, the Fair 252 00:13:00,040 --> 00:13:04,160 Speaker 4: Plan has only increased, where more California homeowners are buying 253 00:13:04,200 --> 00:13:07,120 Speaker 4: their policies from the Fair Plan. In fact, a friend 254 00:13:07,120 --> 00:13:09,319 Speaker 4: of mine who lives in a condo in the flats 255 00:13:09,320 --> 00:13:12,280 Speaker 4: of Palm Springs, nowhere near any kind of fire danger 256 00:13:12,360 --> 00:13:16,800 Speaker 4: at all, just add his downstairs neighbor sell her place, 257 00:13:17,559 --> 00:13:20,800 Speaker 4: and the person who bought it could only buy insurance 258 00:13:20,880 --> 00:13:23,400 Speaker 4: on the California Fair Plan, And I go, that doesn't 259 00:13:23,440 --> 00:13:26,400 Speaker 4: seem right. You're not anywhere near any kind of fire risk. 260 00:13:26,840 --> 00:13:30,160 Speaker 4: But that was the only plan that this individual could 261 00:13:30,160 --> 00:13:34,080 Speaker 4: buy what is your plan to reduce the number of 262 00:13:34,120 --> 00:13:35,880 Speaker 4: people who are on the Fairplan. 263 00:13:37,760 --> 00:13:39,280 Speaker 7: Yeah, so we've got to do so. 264 00:13:39,360 --> 00:13:41,599 Speaker 6: First of all, the amount of people on the fairplane 265 00:13:41,760 --> 00:13:44,960 Speaker 6: is a sign of a really unhealthy market. The Fairplan 266 00:13:45,080 --> 00:13:48,720 Speaker 6: was never built for this kind of of portfolio. It 267 00:13:48,840 --> 00:13:55,240 Speaker 6: is totally undercapitalized, totally over subscribed. It's not able to 268 00:13:55,280 --> 00:13:59,640 Speaker 6: handle this kind of growth. Now, I will say it 269 00:13:59,679 --> 00:14:03,000 Speaker 6: has grown in size significantly. Three it's tripled in size 270 00:14:03,040 --> 00:14:05,600 Speaker 6: over the last four years. Now, in the last few 271 00:14:05,640 --> 00:14:10,240 Speaker 6: months the growth has has stopped, which is which is good. 272 00:14:10,280 --> 00:14:12,760 Speaker 6: Like the you know, the growth rate is stabilized, and 273 00:14:12,880 --> 00:14:14,400 Speaker 6: that's I think as a result of some of the 274 00:14:14,400 --> 00:14:16,360 Speaker 6: work that the Commissioner has been doing with a sustainable 275 00:14:16,360 --> 00:14:18,680 Speaker 6: insurance strategy. But we've got to go much further. Part 276 00:14:18,679 --> 00:14:21,720 Speaker 6: of it has to do with increasing competition in the market, 277 00:14:22,480 --> 00:14:25,720 Speaker 6: speeding up the rate review process, beefing up our enforcement 278 00:14:25,760 --> 00:14:28,720 Speaker 6: division against fraud and other types of abuse which have 279 00:14:28,880 --> 00:14:31,040 Speaker 6: ended up becoming major cost drivers that are harming the 280 00:14:31,080 --> 00:14:31,760 Speaker 6: market as well. 281 00:14:32,080 --> 00:14:33,520 Speaker 7: But on the long term. 282 00:14:33,320 --> 00:14:35,480 Speaker 6: This has really got to be there's really got. 283 00:14:35,400 --> 00:14:36,640 Speaker 7: To be a focus on risk reduction. 284 00:14:36,920 --> 00:14:41,000 Speaker 6: How do we get communities and insurers and fire experts 285 00:14:41,000 --> 00:14:45,320 Speaker 6: and builders together to really shift the culture in the 286 00:14:45,360 --> 00:14:48,280 Speaker 6: state towards lower risk. And that's everything from the way 287 00:14:48,280 --> 00:14:50,800 Speaker 6: people build their homes and you know, manage their homes 288 00:14:50,800 --> 00:14:53,160 Speaker 6: to the way that communities invest in firefighting and wild 289 00:14:53,240 --> 00:14:56,800 Speaker 6: land management and water infrastructure, et cetera. And in return 290 00:14:56,840 --> 00:14:58,720 Speaker 6: for that investment and that focus, we're going to have 291 00:14:58,800 --> 00:15:00,920 Speaker 6: to have the insurance into you step up and actually 292 00:15:01,160 --> 00:15:05,400 Speaker 6: reward communities and individuals who do that investment relating to 293 00:15:05,520 --> 00:15:06,080 Speaker 6: risk reduction. 294 00:15:06,320 --> 00:15:07,560 Speaker 7: And I think it's imperative. 295 00:15:07,760 --> 00:15:09,840 Speaker 6: I think it's got to be up to the insurance 296 00:15:09,840 --> 00:15:12,600 Speaker 6: commissioner to really drive that process. I go all over 297 00:15:12,600 --> 00:15:15,160 Speaker 6: the state. I was up in Fresno just this weekend, 298 00:15:15,840 --> 00:15:18,840 Speaker 6: and Madera. I've been up in Mirinda in Nevada County. 299 00:15:18,880 --> 00:15:22,360 Speaker 6: Everywhere you go, there are local elected officials working really 300 00:15:22,480 --> 00:15:25,360 Speaker 6: intensely on reducing fire risk in their communities, and yet 301 00:15:25,360 --> 00:15:28,080 Speaker 6: they're not even able to get calls backs from the industry. 302 00:15:28,280 --> 00:15:29,920 Speaker 6: I think it's partly it's going to be part of 303 00:15:30,080 --> 00:15:32,440 Speaker 6: the role of an ex insurance commissioner to ensure that 304 00:15:32,440 --> 00:15:34,960 Speaker 6: that dialogue is happening and that those communities that are 305 00:15:35,000 --> 00:15:38,520 Speaker 6: actually reducing risk in a meaningful way are being rewarded 306 00:15:38,840 --> 00:15:41,880 Speaker 6: with real available insurance and not just shoffing people off 307 00:15:41,880 --> 00:15:42,560 Speaker 6: onto the fair plan. 308 00:15:43,520 --> 00:15:47,520 Speaker 4: Senator Ben Allen candidate for insurance Commissioner here in the 309 00:15:47,600 --> 00:15:50,720 Speaker 4: state of California. You can follow him on x at 310 00:15:50,720 --> 00:15:54,720 Speaker 4: Ben Allen CA. Senator Ben Allen, thanks so much for 311 00:15:54,720 --> 00:15:55,280 Speaker 4: stopping by. 312 00:15:56,920 --> 00:15:57,320 Speaker 7: Thank you. 313 00:15:58,280 --> 00:16:03,360 Speaker 4: All right, Well, he sounds like he's pretty fluent in 314 00:16:03,480 --> 00:16:07,480 Speaker 4: what's going on being the state Senator for the Pacific Palisades. 315 00:16:07,640 --> 00:16:11,040 Speaker 4: I'm sure he's been dealing with issues related to his 316 00:16:11,120 --> 00:16:14,400 Speaker 4: constituents who are not getting their calls returned from the 317 00:16:14,400 --> 00:16:18,200 Speaker 4: California Department of Insurance, who aren't getting the money that 318 00:16:18,280 --> 00:16:21,920 Speaker 4: they're supposed to get from their insurance companies based on 319 00:16:21,960 --> 00:16:25,600 Speaker 4: what's written in their policy. So hopefully with a background 320 00:16:25,680 --> 00:16:28,200 Speaker 4: like that, if he were to be elected insurance commissioner, 321 00:16:28,640 --> 00:16:30,680 Speaker 4: he would be an improvement from what we have now. 322 00:16:31,400 --> 00:16:33,480 Speaker 5: Yeah, but how many people are so fed up with 323 00:16:33,520 --> 00:16:36,080 Speaker 5: the insurance commissioners that they're just going to say, screw it, 324 00:16:36,160 --> 00:16:37,600 Speaker 5: let's do the socialist plan. 325 00:16:38,480 --> 00:16:41,960 Speaker 4: And that's who he's running against. Ben Allen is a 326 00:16:41,960 --> 00:16:46,320 Speaker 4: Democrat from the state legislature. His opponent in the race 327 00:16:46,720 --> 00:16:51,040 Speaker 4: is DSA from San Francisco from the Board of Supervisors 328 00:16:51,080 --> 00:16:54,520 Speaker 4: there Jane Kim, who believes that the government should own 329 00:16:54,520 --> 00:16:57,240 Speaker 4: the means of production that we should have I guess 330 00:16:57,280 --> 00:17:01,800 Speaker 4: a fair plan across the border, like a medical version 331 00:17:02,480 --> 00:17:05,399 Speaker 4: of insurance where people just buy their insurance from the 332 00:17:05,400 --> 00:17:10,320 Speaker 4: state of California and that's who holds your policy. 333 00:17:10,440 --> 00:17:12,639 Speaker 5: What's funny is so many people think that's what the 334 00:17:12,680 --> 00:17:16,080 Speaker 5: fair Plan is, but it's not. No, it is not 335 00:17:16,280 --> 00:17:19,159 Speaker 5: state insurance. It is run by the insurance companies, and 336 00:17:19,200 --> 00:17:23,640 Speaker 5: it gives them an incentive to give you worse coverage. 337 00:17:23,800 --> 00:17:25,480 Speaker 4: And we have to find a way to get people 338 00:17:25,560 --> 00:17:28,640 Speaker 4: off that, especially people who are living in areas where 339 00:17:28,640 --> 00:17:31,840 Speaker 4: there's no fire risk. It's stupid to put those people 340 00:17:31,880 --> 00:17:34,520 Speaker 4: on the Fair Plan, make them pay through the nose 341 00:17:34,560 --> 00:17:38,919 Speaker 4: for a policy they can't use, when there's really no 342 00:17:39,080 --> 00:17:41,080 Speaker 4: reason for them to be there in the first place. 343 00:17:41,600 --> 00:17:44,639 Speaker 5: Listener Casey writes in on YouTube, my dog would be 344 00:17:44,640 --> 00:17:46,280 Speaker 5: an improvement over what we have now. 345 00:17:47,480 --> 00:17:50,000 Speaker 4: Well, what we have now is a guy who doesn't care. 346 00:17:50,520 --> 00:17:52,760 Speaker 4: He just wants to travel around the globe and live 347 00:17:52,840 --> 00:17:53,880 Speaker 4: like elliemet Clampet. 348 00:17:54,400 --> 00:17:58,120 Speaker 5: Well, it is Pride Week. DJ Kitty Glitter is touring 349 00:17:58,200 --> 00:17:59,080 Speaker 5: all over the place. 350 00:17:59,240 --> 00:18:02,000 Speaker 4: I'm very at eight hundred two two two five two 351 00:18:02,119 --> 00:18:05,560 Speaker 4: two two is telephone number one eight hundred two two 352 00:18:05,680 --> 00:18:08,520 Speaker 4: two five two two two. If you'd like to email 353 00:18:08,600 --> 00:18:10,480 Speaker 4: the show, you can do so at Johnny Don't Like 354 00:18:10,560 --> 00:18:14,040 Speaker 4: Show at gmail dot com. That's Johnny Don't Like Show 355 00:18:14,160 --> 00:18:18,240 Speaker 4: at gmail dot com. At Randy you can watch us 356 00:18:18,280 --> 00:18:21,040 Speaker 4: perform the show live, participate in the chat, and hit 357 00:18:21,080 --> 00:18:23,880 Speaker 4: the like button and it's all very easy. 358 00:18:24,280 --> 00:18:29,080 Speaker 5: Got a YouTube dot com slash at Randy Wang Radio. 359 00:18:29,119 --> 00:18:31,720 Speaker 2: Or you can google on YouTube and. 360 00:18:31,800 --> 00:18:34,880 Speaker 5: Just search for the names John Phillips, Randy Wang. It'll 361 00:18:34,880 --> 00:18:37,600 Speaker 5: pop right up. Or you can get to KABC dot 362 00:18:37,600 --> 00:18:40,199 Speaker 5: com or KSFO dot com and there's links there, And 363 00:18:40,240 --> 00:18:42,240 Speaker 5: if none of that works, just email us and we'll 364 00:18:42,280 --> 00:18:44,840 Speaker 5: send you the link. But we're here every single day 365 00:18:44,880 --> 00:18:47,440 Speaker 5: broadcasting live on the radio and now on video. 366 00:18:47,600 --> 00:18:49,520 Speaker 2: You can play around in the chatroom with us. 367 00:18:49,520 --> 00:18:51,960 Speaker 5: We're having lots of fun there during the breaks, and 368 00:18:52,280 --> 00:18:55,360 Speaker 5: we encourage you hit the like button, make sure you're 369 00:18:55,400 --> 00:19:00,000 Speaker 5: subscribed and share this video, especially if you want anyone 370 00:19:00,200 --> 00:19:02,760 Speaker 5: to see that image of Karen Bass and a breaking 371 00:19:02,800 --> 00:19:05,040 Speaker 5: bad get up. I had a lot of fun with it. 372 00:19:05,440 --> 00:19:09,280 Speaker 5: Share this video. It's very easy. Hit the share button, 373 00:19:09,520 --> 00:19:11,720 Speaker 5: put it on your socials, send it to your friends, 374 00:19:11,800 --> 00:19:15,040 Speaker 5: your family, or any Reddit groups or Facebook groups that 375 00:19:15,080 --> 00:19:17,879 Speaker 5: you're in, anyone that talks about Los Angeles politics. 376 00:19:18,119 --> 00:19:20,680 Speaker 2: Hell, put it in your next door see how that goes. 377 00:19:22,960 --> 00:19:26,400 Speaker 4: And earlier today, a brand new edition of the Accountability 378 00:19:26,440 --> 00:19:29,920 Speaker 4: Podcast dropped Accountability, Accountability, Accountability. 379 00:19:29,960 --> 00:19:32,560 Speaker 5: When the show signs off at three o'clock, I highly 380 00:19:32,640 --> 00:19:36,840 Speaker 5: encourage you to watch the Accountability Podcast with John Phillips 381 00:19:36,880 --> 00:19:41,080 Speaker 5: and Randy Wang because you'll get to hear us react 382 00:19:41,280 --> 00:19:44,879 Speaker 5: to an uncensored town hall of Karen Bass and Barbara 383 00:19:44,960 --> 00:19:49,480 Speaker 5: Ferrara getting cussed outs at the Boyle Heights town hall. Hey, 384 00:19:49,480 --> 00:19:51,760 Speaker 5: look at this, Michelle writes, and I have subscribed to 385 00:19:51,800 --> 00:19:54,840 Speaker 5: convinced four others to do that in the last two hours. 386 00:19:55,200 --> 00:19:57,760 Speaker 2: Thank you. We're gonna convert them like Mormons. 387 00:20:00,960 --> 00:20:03,800 Speaker 4: And because we got so many subscriptions, or at least 388 00:20:03,840 --> 00:20:07,440 Speaker 4: one thousand, Randy, if you have a treat coming up 389 00:20:07,760 --> 00:20:10,280 Speaker 4: on the other side of the break, get ready for 390 00:20:10,320 --> 00:20:15,080 Speaker 4: the world premiere of the Kathy for Malibu video. Welcome 391 00:20:15,119 --> 00:20:17,760 Speaker 4: to all of you listening on the radio and watching 392 00:20:17,840 --> 00:20:21,119 Speaker 4: us live on YouTube or at one hundred and ninety 393 00:20:21,119 --> 00:20:23,680 Speaker 4: five likes, Let's get that north to two hundred before 394 00:20:23,720 --> 00:20:26,600 Speaker 4: the show is over. Thank you to all of those 395 00:20:26,720 --> 00:20:29,359 Speaker 4: who have clicked the like button. And if you're watching 396 00:20:29,440 --> 00:20:32,000 Speaker 4: and haven't clicked that like button yet, please do so. 397 00:20:32,480 --> 00:20:36,719 Speaker 4: It really helps us spread the word. All right, we 398 00:20:36,880 --> 00:20:41,159 Speaker 4: issued a challenge what was it early this week or 399 00:20:41,240 --> 00:20:42,119 Speaker 4: late last week? 400 00:20:42,560 --> 00:20:46,480 Speaker 5: So this all started a week ago where John came 401 00:20:46,560 --> 00:20:50,000 Speaker 5: up with the idea, if we get five hundred likes, 402 00:20:50,480 --> 00:20:57,560 Speaker 5: we will premiere the Katie Porter video. And well we 403 00:20:57,720 --> 00:21:01,960 Speaker 5: did that. I use AI to create a visual representation 404 00:21:02,280 --> 00:21:05,240 Speaker 5: of the famous call from Mike from Valencia who talked 405 00:21:05,240 --> 00:21:08,919 Speaker 5: about his buddy that hooked up with Katie Porter, and uh, well, 406 00:21:09,720 --> 00:21:12,800 Speaker 5: that seems to be our most popular show on YouTube 407 00:21:12,840 --> 00:21:20,000 Speaker 5: to date. Please, so we decided what else is out there? 408 00:21:20,040 --> 00:21:22,760 Speaker 5: What else is very heavily requested? Well, when we were 409 00:21:22,800 --> 00:21:25,879 Speaker 5: talking about playing that call, some people like, well, we 410 00:21:25,960 --> 00:21:29,320 Speaker 5: also want to hear that other call from years ago. 411 00:21:29,440 --> 00:21:33,480 Speaker 5: This was like twenty twenty three when I don't even 412 00:21:33,520 --> 00:21:36,920 Speaker 5: remember what the topic was, but a lady named Kathy 413 00:21:37,720 --> 00:21:43,560 Speaker 5: from Malibu called into the radio show to speak her mind. Now, 414 00:21:43,960 --> 00:21:46,000 Speaker 5: before we play this, I'm just going to give us 415 00:21:46,040 --> 00:21:49,520 Speaker 5: about thirty seconds here. If you are currently in a 416 00:21:49,680 --> 00:21:53,719 Speaker 5: place to do so, and you're not actively driving, and 417 00:21:53,760 --> 00:21:56,160 Speaker 5: you're just listening to us on the radio on seven 418 00:21:56,320 --> 00:22:02,480 Speaker 5: ninety KABC or eight ten KSFO, turn on the YouTube now, 419 00:22:03,240 --> 00:22:07,280 Speaker 5: go to YouTube dot com slash at Randy Wang Radio. 420 00:22:07,840 --> 00:22:12,600 Speaker 5: That's YouTube dot com slash at Randy Wang. 421 00:22:12,440 --> 00:22:15,760 Speaker 2: Radio, or Goo Google on YouTube. 422 00:22:15,160 --> 00:22:18,840 Speaker 5: For John Phillips and Randy Wang, because we are about 423 00:22:18,840 --> 00:22:24,080 Speaker 5: to premiere just exactly the back and forth that went 424 00:22:24,119 --> 00:22:27,760 Speaker 5: on between us and Kathy and Malibu. And by the way, Kathy, 425 00:22:28,800 --> 00:22:32,160 Speaker 5: if you're still out there somewhere, or though she does 426 00:22:32,280 --> 00:22:35,119 Speaker 5: change her name from time to time, sometimes she's like 427 00:22:35,280 --> 00:22:39,960 Speaker 5: Mirriam from Alta Loma, please call in because you're about 428 00:22:39,960 --> 00:22:42,639 Speaker 5: to get made famous all over again. 429 00:22:43,400 --> 00:22:46,600 Speaker 4: Now, Randy, let's wait another moment or two to give 430 00:22:46,640 --> 00:22:49,720 Speaker 4: people time to pull everything up on YouTube because sometimes 431 00:22:49,800 --> 00:22:54,800 Speaker 4: it takes a minute. And you said on yesterday's program, 432 00:22:54,840 --> 00:22:58,159 Speaker 4: now that we've hit that one thousand subscriber threshold for 433 00:22:58,200 --> 00:23:02,840 Speaker 4: the Accountability Podcast, the next goal that we have is 434 00:23:02,920 --> 00:23:07,879 Speaker 4: twenty five hundred subscriptions. If we get twenty five hundred 435 00:23:07,920 --> 00:23:13,080 Speaker 4: subscriptions for the Accountability Podcast, on YouTube. You have another 436 00:23:13,119 --> 00:23:14,240 Speaker 4: treat for the audience. 437 00:23:14,760 --> 00:23:15,240 Speaker 2: All right. 438 00:23:15,880 --> 00:23:18,240 Speaker 5: People have been asking for this for years and I 439 00:23:18,359 --> 00:23:21,600 Speaker 5: finally figured out how to do it. If we can 440 00:23:21,640 --> 00:23:26,720 Speaker 5: get to twenty five hundred subscribers on the Accountability Podcast 441 00:23:26,960 --> 00:23:31,399 Speaker 5: YouTube dot com slash at Accountability Podcast. If you haven't 442 00:23:31,400 --> 00:23:33,119 Speaker 5: subscribed yet, I'm going to put a link in the 443 00:23:33,200 --> 00:23:36,159 Speaker 5: chat right now, here's what we will do for you. 444 00:23:37,080 --> 00:23:39,920 Speaker 5: People love the drops that we play on the show, 445 00:23:39,960 --> 00:23:43,960 Speaker 5: that we've collected over the years. But I'm the one 446 00:23:43,960 --> 00:23:47,280 Speaker 5: who's in control of the soundboard. I'm the one that 447 00:23:47,400 --> 00:23:49,200 Speaker 5: plays the sound of Katie Porter. 448 00:23:49,400 --> 00:23:52,160 Speaker 8: Why do you have to watch porn in the living room? 449 00:23:52,960 --> 00:23:56,520 Speaker 5: Well, what if you were the one with the soundboard. 450 00:23:56,920 --> 00:24:01,320 Speaker 5: What if you had our top one hundred that we've 451 00:24:01,359 --> 00:24:05,400 Speaker 5: collected over the last eight years from the John Phillip Show. 452 00:24:05,440 --> 00:24:07,800 Speaker 1: I'm Tom Steyr, I am about to ride the d. 453 00:24:08,520 --> 00:24:11,680 Speaker 5: So here is our challenge to you. If you can 454 00:24:11,720 --> 00:24:15,199 Speaker 5: help us get to twenty five hundred subscribers on the 455 00:24:15,240 --> 00:24:19,840 Speaker 5: Accountability Podcast, I have built a website ready to go 456 00:24:20,440 --> 00:24:24,680 Speaker 5: that is your very own John Phillip Show soundboard. 457 00:24:24,840 --> 00:24:26,440 Speaker 8: Absolutely absolutely, it. 458 00:24:26,400 --> 00:24:29,919 Speaker 5: Has our top one hundred drops picked by me. But 459 00:24:30,000 --> 00:24:32,000 Speaker 5: if there's something that you want added to it, we 460 00:24:32,080 --> 00:24:34,960 Speaker 5: will add to it and you will be able to 461 00:24:35,000 --> 00:24:38,119 Speaker 5: play them on all you want. You just hit the 462 00:24:38,119 --> 00:24:41,000 Speaker 5: button and it plays. It actually works almost as good 463 00:24:41,320 --> 00:24:43,200 Speaker 5: as the stinger that I used to play this stuff 464 00:24:43,280 --> 00:24:46,399 Speaker 5: right here at the radio station. Get that money. So 465 00:24:46,760 --> 00:24:51,480 Speaker 5: if you want your brand new, your very own John 466 00:24:51,520 --> 00:24:54,879 Speaker 5: Phillips show soundboard to play with on your own time, 467 00:24:55,320 --> 00:24:58,439 Speaker 5: it'll be one hundred percent free. All you have to 468 00:24:58,480 --> 00:25:02,119 Speaker 5: do is get us to twenty five hundred subscribers. Because 469 00:25:02,160 --> 00:25:04,280 Speaker 5: I had to pay thirty dollars for the website and 470 00:25:04,320 --> 00:25:06,320 Speaker 5: then another forty dollars for the domain name. 471 00:25:08,840 --> 00:25:11,280 Speaker 2: That's a lot of crime now, but all of the 472 00:25:11,560 --> 00:25:15,320 Speaker 2: drops that you love. Yes, she called me a crime boss. 473 00:25:15,440 --> 00:25:17,960 Speaker 5: That's gonna be one as well. I can't wait to 474 00:25:18,040 --> 00:25:21,840 Speaker 5: show you guys this website, but we need you to 475 00:25:22,040 --> 00:25:25,399 Speaker 5: subscribe to get us to that goal. That's our next 476 00:25:25,440 --> 00:25:28,400 Speaker 5: stretch goal, and then after that it'll be Tijuana River time. 477 00:25:29,200 --> 00:25:29,680 Speaker 1: All right. 478 00:25:30,359 --> 00:25:32,719 Speaker 4: I think we've given people enough time to pull up 479 00:25:32,760 --> 00:25:35,760 Speaker 4: the show on YouTube again. If you're watching us on YouTube, 480 00:25:35,800 --> 00:25:38,359 Speaker 4: click that light button that helps us out a lot 481 00:25:38,640 --> 00:25:42,160 Speaker 4: with the algorithm. It seems like one hundred and fifty 482 00:25:42,200 --> 00:25:44,479 Speaker 4: more people just signed up on YouTube. 483 00:25:44,520 --> 00:25:44,960 Speaker 1: That's great. 484 00:25:45,600 --> 00:25:50,320 Speaker 4: All right, let's go ahead and debut what might be 485 00:25:50,520 --> 00:25:54,240 Speaker 4: the most famous call in the history of the John 486 00:25:54,520 --> 00:25:55,320 Speaker 4: Phillips Show. 487 00:25:55,880 --> 00:26:00,080 Speaker 2: Here is Kathy, thanks to Aim. 488 00:26:00,960 --> 00:26:04,480 Speaker 1: Let's go to Kathy. Kathy, you're on KABC. Hello. 489 00:26:06,520 --> 00:26:11,280 Speaker 3: Yes, Hello, I'm a big fan of Martha Stewart. Yes. 490 00:26:11,760 --> 00:26:16,920 Speaker 3: And the days when you're liss you're screener. The day 491 00:26:17,080 --> 00:26:20,280 Speaker 3: that she converts to gas. 492 00:26:21,600 --> 00:26:27,040 Speaker 9: No electric versus gas, then I will because she's. 493 00:26:26,880 --> 00:26:30,159 Speaker 3: A Hallmark And where are we going with this? 494 00:26:32,240 --> 00:26:37,600 Speaker 9: She has a home here in Malibu, trust me, she 495 00:26:37,720 --> 00:26:43,760 Speaker 9: doesn't cook on electric. And by the way, also. 496 00:26:45,400 --> 00:26:47,800 Speaker 3: Madonna, Yeah, have her in a minute. 497 00:26:49,680 --> 00:26:51,920 Speaker 2: What time do they start Happy Hour at Gladstone's. 498 00:26:54,760 --> 00:26:58,640 Speaker 3: She looks like a like a like a little Danish 499 00:26:58,760 --> 00:27:01,560 Speaker 3: girl with braids. You would have her in a minute, 500 00:27:02,480 --> 00:27:05,320 Speaker 3: don't think, don't don't knock Madonna? 501 00:27:07,440 --> 00:27:09,520 Speaker 2: What kind of orange just do you like with your mimosas? 502 00:27:12,560 --> 00:27:12,639 Speaker 5: Then? 503 00:27:12,680 --> 00:27:14,800 Speaker 3: Why is everybody laughing? 504 00:27:18,680 --> 00:27:20,560 Speaker 1: Thank you for the call? I appreciate it. 505 00:27:22,040 --> 00:27:27,600 Speaker 5: There you go, everybody. That was Kathy from Malibu's go to. 506 00:27:29,320 --> 00:27:32,359 Speaker 5: It was one of the most surreal moments that we 507 00:27:32,560 --> 00:27:36,440 Speaker 5: ever experienced in this show, and it begot on a 508 00:27:36,520 --> 00:27:38,840 Speaker 5: life of its own because not only did it air 509 00:27:39,000 --> 00:27:43,720 Speaker 5: the one time, but then somehow inexplicably, it kept showing 510 00:27:43,840 --> 00:27:46,480 Speaker 5: up on like replays that would air at nine o'clock 511 00:27:46,520 --> 00:27:48,800 Speaker 5: at night, over and over and over again, and we 512 00:27:48,800 --> 00:27:51,880 Speaker 5: would get these emails Johnny and being like, we heard 513 00:27:51,960 --> 00:27:53,639 Speaker 5: the Kathy from Malibu call. 514 00:27:53,600 --> 00:27:56,960 Speaker 2: Again, over and over and over again. 515 00:27:59,600 --> 00:28:01,840 Speaker 4: I love the fact that she must have assumed, in 516 00:28:01,920 --> 00:28:05,679 Speaker 4: her drunken state that we were broadcasting from Jeffrey Epstein's island, 517 00:28:06,200 --> 00:28:09,080 Speaker 4: because her self for Madonna was that she looked like 518 00:28:09,160 --> 00:28:10,320 Speaker 4: a little Danish girl. 519 00:28:14,840 --> 00:28:17,880 Speaker 5: Just in case anybody is tuning in late, why don't 520 00:28:17,920 --> 00:28:22,360 Speaker 5: we play this call one more time and again? It's 521 00:28:22,440 --> 00:28:25,280 Speaker 5: one thing to hear the call. I spent like three 522 00:28:25,359 --> 00:28:27,879 Speaker 5: hours on a Saturday building all the graphics for this. 523 00:28:28,080 --> 00:28:30,639 Speaker 2: I actually and this is true. I think I texted you. 524 00:28:31,480 --> 00:28:32,639 Speaker 2: I didn't know that. 525 00:28:32,800 --> 00:28:36,280 Speaker 5: At some point Google Gemini tells you you've used me 526 00:28:36,440 --> 00:28:38,680 Speaker 5: too often. You need to wait two hours. They got 527 00:28:38,760 --> 00:28:46,960 Speaker 5: put in the timeout stool. All right, let's see it. 528 00:28:47,480 --> 00:28:50,560 Speaker 1: Let's go to Kathy. Kathy, you're on KABC. 529 00:28:50,760 --> 00:28:56,800 Speaker 3: Hello, Yes, Hello, I'm a big fan of Marcus Stewart. 530 00:28:57,520 --> 00:29:00,200 Speaker 5: Yes, and I think the prompt for that one us 531 00:29:01,520 --> 00:29:04,240 Speaker 5: Crazy Lady is Martha Stewart's biggest fan. 532 00:29:09,400 --> 00:29:13,640 Speaker 3: And the days when you're liss, you're screener. 533 00:29:14,120 --> 00:29:15,560 Speaker 9: The day that she could. 534 00:29:15,440 --> 00:29:17,880 Speaker 3: Birts to gas. 535 00:29:19,200 --> 00:29:25,080 Speaker 9: No electric versus gas, then I will because she's a Hallmark. 536 00:29:25,920 --> 00:29:27,720 Speaker 2: And where are we going with this? 537 00:29:29,840 --> 00:29:32,160 Speaker 9: She has a home here in Malibu. 538 00:29:33,680 --> 00:29:36,640 Speaker 5: And if you can see the home in Malibu has 539 00:29:36,680 --> 00:29:38,680 Speaker 5: special security to keep Kathy out. 540 00:29:45,440 --> 00:29:46,480 Speaker 3: Trust me, she. 541 00:29:46,600 --> 00:29:52,640 Speaker 9: Doesn't cook on electric. And by the way, also. 542 00:29:54,280 --> 00:29:56,680 Speaker 3: Madonna, you have her in a minute. 543 00:30:00,800 --> 00:30:04,080 Speaker 5: It took a while for Google to let me even 544 00:30:04,200 --> 00:30:09,560 Speaker 5: make this prompt happen of John Phillips trying to seduce Madonna. 545 00:30:11,760 --> 00:30:13,719 Speaker 4: So what did you have in mind when you were 546 00:30:13,800 --> 00:30:17,560 Speaker 4: making this her on the same train as Tom Steyr. 547 00:30:21,280 --> 00:30:23,320 Speaker 4: I mean, if you can tell the woman in the 548 00:30:23,400 --> 00:30:26,920 Speaker 4: background has a stopwatch because she's trying to see if 549 00:30:26,960 --> 00:30:28,440 Speaker 4: you really could have her in a minute? 550 00:30:32,720 --> 00:30:35,000 Speaker 2: What time do they start Happy Hour at Gladstone's. 551 00:30:37,840 --> 00:30:41,680 Speaker 3: She looks like a like a like a little Danish 552 00:30:41,800 --> 00:30:42,760 Speaker 3: girl with braids. 553 00:30:43,560 --> 00:30:45,320 Speaker 2: For some reason, the. 554 00:30:46,800 --> 00:30:51,360 Speaker 5: Algorithm or the U two, the AI generation kept wanting 555 00:30:51,440 --> 00:30:54,080 Speaker 5: to know why I wanted to put Madonna in Danish 556 00:30:54,160 --> 00:30:56,440 Speaker 5: braids and was like, I'm not doing it. I'm not 557 00:30:56,640 --> 00:30:59,920 Speaker 5: doing it. That's weird, that would be Strange's the queen 558 00:31:00,080 --> 00:31:02,000 Speaker 5: of pop. I don't want to do it. So then 559 00:31:02,040 --> 00:31:04,080 Speaker 5: I just send it a picture of Madonna and said, 560 00:31:04,120 --> 00:31:08,640 Speaker 5: make this lady have Danish braids. I found out my way, 561 00:31:09,000 --> 00:31:13,120 Speaker 5: but have her in a minute, and there's John seducing 562 00:31:13,200 --> 00:31:14,520 Speaker 5: Madonna with Danish braids. 563 00:31:15,800 --> 00:31:19,040 Speaker 1: Thank you for not making me turning me into Bill Cosby. 564 00:31:18,760 --> 00:31:22,560 Speaker 3: There bank don't don't knock Madonna. 565 00:31:24,360 --> 00:31:26,320 Speaker 2: Kind of orange? Just do you like with your mimosas? 566 00:31:29,320 --> 00:31:31,560 Speaker 3: And why is everybody laughing? 567 00:31:35,480 --> 00:31:38,880 Speaker 1: Thank you for the call. I appreciate it that. 568 00:31:39,720 --> 00:31:41,800 Speaker 5: See, I don't know how we're gonna top that one. 569 00:31:41,920 --> 00:31:44,520 Speaker 5: Those were the two most famous calls we ever had 570 00:31:44,600 --> 00:31:47,320 Speaker 5: on the show. So I don't know what we do next. 571 00:31:48,280 --> 00:31:51,080 Speaker 4: Well, maybe Kathy'll call back and she'll give you an 572 00:31:51,120 --> 00:31:52,560 Speaker 4: inspiration for the next one. 573 00:31:53,080 --> 00:31:56,040 Speaker 5: Oh wouldn't that be special, because like I can think 574 00:31:56,080 --> 00:31:59,360 Speaker 5: of a couple ideas, like what if we go through 575 00:31:59,560 --> 00:32:02,520 Speaker 5: that in that Shang Tao did where she talked about 576 00:32:02,560 --> 00:32:06,200 Speaker 5: getting rated by the FBI. Absolutely absolutely, But I don't 577 00:32:06,200 --> 00:32:09,280 Speaker 5: know the prompts that would come from that might actually 578 00:32:09,480 --> 00:32:11,560 Speaker 5: be too explicit for even the YouTube. 579 00:32:12,320 --> 00:32:15,560 Speaker 4: Well, she was topless when the raid happened. I think 580 00:32:15,640 --> 00:32:22,760 Speaker 4: bottomless too, so I guess you couldn't say she was 581 00:32:22,840 --> 00:32:23,680 Speaker 4: reaching for a gun. 582 00:32:24,400 --> 00:32:25,600 Speaker 2: So that was our thank you. 583 00:32:26,080 --> 00:32:30,520 Speaker 5: The video will be live on the Accountability Podcast YouTube channel, 584 00:32:30,600 --> 00:32:32,920 Speaker 5: so you can watch it all you want, and the 585 00:32:33,040 --> 00:32:36,520 Speaker 5: Katie Porter video which we released on Friday, that is 586 00:32:36,600 --> 00:32:40,600 Speaker 5: also available on our Randy Wang Radio YouTube channel. You 587 00:32:40,720 --> 00:32:43,080 Speaker 5: can watch it all you want, you can see it, 588 00:32:43,240 --> 00:32:44,920 Speaker 5: and you can even smell. 589 00:32:44,680 --> 00:32:45,239 Speaker 2: It right here. 590 00:32:45,440 --> 00:32:49,720 Speaker 1: You can smell it right here, and don't forget. 591 00:32:49,800 --> 00:32:52,720 Speaker 4: If we get up to twenty five hundred subscribers on 592 00:32:52,800 --> 00:32:56,560 Speaker 4: the Accountability Podcast page on YouTube, then you get your 593 00:32:56,760 --> 00:32:58,080 Speaker 4: very own soundboard too. 594 00:32:58,320 --> 00:33:00,840 Speaker 1: With all of the drops that we play on the show. 595 00:33:01,040 --> 00:33:03,240 Speaker 5: It you will not only be able to play all 596 00:33:03,360 --> 00:33:05,320 Speaker 5: of them in an easy array that you can use 597 00:33:05,400 --> 00:33:07,640 Speaker 5: on your phone or on a computer, but you can 598 00:33:07,800 --> 00:33:11,479 Speaker 5: download all of the sounds our top one hundred drops 599 00:33:11,520 --> 00:33:16,080 Speaker 5: and there's a lot of Kadie on there. But especially 600 00:33:16,160 --> 00:33:18,880 Speaker 5: because this costs me a bunch of money, we can't 601 00:33:18,920 --> 00:33:22,400 Speaker 5: give it to you this beautiful website that I created 602 00:33:22,760 --> 00:33:26,320 Speaker 5: until we get to twenty five hundred subscribers on the 603 00:33:26,360 --> 00:33:31,040 Speaker 5: Accountability Podcast. If you're already subscribed, thank you. Tell your friends, 604 00:33:31,560 --> 00:33:37,600 Speaker 5: tell your family, tell your Facebook groups, your next door apps, Reddit, 605 00:33:37,760 --> 00:33:40,880 Speaker 5: whatever you have to do. We need you to help 606 00:33:40,960 --> 00:33:44,520 Speaker 5: us blow up the Internet and get everyone paying attention 607 00:33:44,680 --> 00:33:46,640 Speaker 5: to this little show that we're doing from noon to 608 00:33:46,760 --> 00:33:50,240 Speaker 5: three every day and our Accountability Podcast. 609 00:33:51,080 --> 00:33:52,840 Speaker 4: If you'd like to email the show, you can do 610 00:33:52,960 --> 00:33:55,640 Speaker 4: so at Johnny don't like show at gmail dot com. 611 00:33:56,120 --> 00:33:59,920 Speaker 4: That's Johnny, don't like show at gmail dot com. And Randy, 612 00:34:00,040 --> 00:34:01,240 Speaker 4: you're monitoring the mail bag. 613 00:34:01,440 --> 00:34:01,840 Speaker 2: I love that. 614 00:34:01,920 --> 00:34:04,440 Speaker 5: A bunch of people now think that Karen Bass in 615 00:34:04,560 --> 00:34:07,600 Speaker 5: her picture as Walter White from Breaking Bad, looks like 616 00:34:07,720 --> 00:34:14,080 Speaker 5: she's in run DMC. All right, now, this is complicated, 617 00:34:14,160 --> 00:34:16,680 Speaker 5: but I kind of like the idea, although it would 618 00:34:16,719 --> 00:34:16,920 Speaker 5: be a. 619 00:34:16,920 --> 00:34:17,560 Speaker 2: Lot of work. 620 00:34:18,480 --> 00:34:22,279 Speaker 5: Robert thinks that our next slide show should be the 621 00:34:22,400 --> 00:34:24,440 Speaker 5: Barbara Ferrara Halloween Story. 622 00:34:26,760 --> 00:34:27,920 Speaker 1: Oh, that would be interesting. 623 00:34:28,320 --> 00:34:32,080 Speaker 5: The complication with that is that the music under it 624 00:34:32,360 --> 00:34:35,359 Speaker 5: is from the Haunted Mansion at Disneyland, and I would 625 00:34:35,400 --> 00:34:37,719 Speaker 5: have to figure out how to get rid of the 626 00:34:37,880 --> 00:34:40,439 Speaker 5: music or have you read the thing dry? 627 00:34:42,800 --> 00:34:46,920 Speaker 1: Oh my, well, that is an idea. That's an idea. 628 00:34:46,960 --> 00:34:49,600 Speaker 5: If you have more ideas for how we can create 629 00:34:49,719 --> 00:34:52,719 Speaker 5: more work for me to increase our subscribers, you can 630 00:34:52,800 --> 00:34:55,680 Speaker 5: email us at Johnny Don't Like Show at gmail dot com. 631 00:34:57,239 --> 00:35:01,920 Speaker 4: Facial recognition is now coming to grocery stores in the 632 00:35:02,040 --> 00:35:03,120 Speaker 4: Bay Area. 633 00:35:03,760 --> 00:35:09,440 Speaker 5: Specifically at grocery outlets. This is a plan to stop 634 00:35:10,000 --> 00:35:17,640 Speaker 5: shoplifting with AI facial recognition technology, and eagle eyed fans 635 00:35:17,680 --> 00:35:21,120 Speaker 5: of the show know that the graphic that I had 636 00:35:21,200 --> 00:35:24,799 Speaker 5: AI make for this one misspelled shoplifting, and I didn't 637 00:35:24,840 --> 00:35:26,279 Speaker 5: catch it till we made it to the air. 638 00:35:27,320 --> 00:35:28,040 Speaker 1: You know what I say? 639 00:35:28,800 --> 00:35:34,480 Speaker 2: Good enough. For more on this, we go to a 640 00:35:34,600 --> 00:35:36,120 Speaker 2: kpix in the Bay. 641 00:35:36,120 --> 00:35:39,279 Speaker 10: Heyton, a Bay Area based supermarket chain, is rolling out 642 00:35:39,360 --> 00:35:43,440 Speaker 10: a controversial new way to prevent theft. Grocery Outlet is 643 00:35:43,480 --> 00:35:46,759 Speaker 10: implementing facial recognition technology in several of its. 644 00:35:46,840 --> 00:35:49,160 Speaker 5: Who goes to the grocery outlet to steal what the 645 00:35:49,200 --> 00:35:51,040 Speaker 5: two year old boxer Rice crispies? 646 00:35:51,800 --> 00:35:53,360 Speaker 1: Okay, but here's the issue. 647 00:35:53,880 --> 00:35:56,480 Speaker 4: It's not as if they don't know who's stealing from them, 648 00:35:56,600 --> 00:35:58,400 Speaker 4: It's that no one does anything about it. 649 00:35:59,080 --> 00:36:02,560 Speaker 10: Bay Area store, So it's aimed at stopping shoplifters before 650 00:36:02,600 --> 00:36:05,279 Speaker 10: they even make it through the front door. So our 651 00:36:05,320 --> 00:36:07,640 Speaker 10: Mattie White is live at the pleasant Hill bargain Market 652 00:36:07,719 --> 00:36:11,080 Speaker 10: with a look at how it works. It sounds interesting, Maddie, 653 00:36:11,120 --> 00:36:13,359 Speaker 10: but I'm hearing that some shoppers are split on how 654 00:36:13,400 --> 00:36:14,200 Speaker 10: they feel about it. 655 00:36:14,320 --> 00:36:18,160 Speaker 8: Tell us about it. They absolutely were, Juliette. 656 00:36:18,400 --> 00:36:22,040 Speaker 11: You know, most recent FBI crime data shows that shoplifting 657 00:36:22,080 --> 00:36:24,680 Speaker 11: in California is at an all time high and that 658 00:36:24,760 --> 00:36:27,839 Speaker 11: we're now about fifty percent worse than where we were 659 00:36:28,160 --> 00:36:31,880 Speaker 11: pre pandemic. And that may explain why grocery stores like 660 00:36:32,600 --> 00:36:35,720 Speaker 11: Grocery Outlet behind me here in Pleasant Hill are turning 661 00:36:35,800 --> 00:36:45,400 Speaker 11: to AI for help. At some grocery outlet stores, shoppers 662 00:36:45,440 --> 00:36:47,920 Speaker 11: are now being greeted by more than just a security 663 00:36:48,000 --> 00:36:51,440 Speaker 11: camera signs on the front door for something called Safer Save. 664 00:36:51,520 --> 00:36:53,480 Speaker 8: Facial recognition software is. 665 00:36:53,560 --> 00:36:56,919 Speaker 11: Being used to identify people suspected of shoplifting. 666 00:36:57,320 --> 00:37:00,120 Speaker 5: I've never heard of this technology being used in this way, hey, 667 00:37:00,200 --> 00:37:01,759 Speaker 5: but this is the stuff that they have at the 668 00:37:01,800 --> 00:37:05,200 Speaker 5: clippers arena. The into a dome where it scans your 669 00:37:05,280 --> 00:37:08,000 Speaker 5: face and you never have to show them a ticket 670 00:37:08,120 --> 00:37:11,440 Speaker 5: for anything. In fact, you can buy popcorn just by 671 00:37:11,520 --> 00:37:12,520 Speaker 5: scanning your face. 672 00:37:12,719 --> 00:37:13,919 Speaker 2: It is wild. 673 00:37:15,280 --> 00:37:19,440 Speaker 11: Alerting store employees if someone on its watch list walks inside. 674 00:37:19,680 --> 00:37:21,680 Speaker 8: For some customers, that makes perfect sense. 675 00:37:22,200 --> 00:37:25,560 Speaker 5: I worked for years as a manager of a store, 676 00:37:25,680 --> 00:37:27,640 Speaker 5: and that theft was just unbelievable. 677 00:37:27,840 --> 00:37:30,360 Speaker 8: King Guerrero, So she's walked retailers. 678 00:37:29,880 --> 00:37:32,080 Speaker 2: Of that girl buys a lot of PEPSI. 679 00:37:33,200 --> 00:37:35,520 Speaker 4: If you see someone who you know is a thief 680 00:37:35,600 --> 00:37:38,200 Speaker 4: that walks in, you still have to have someone walk 681 00:37:38,280 --> 00:37:39,799 Speaker 4: up to them and say you're a thief. 682 00:37:39,920 --> 00:37:40,319 Speaker 1: Get out. 683 00:37:40,960 --> 00:37:43,320 Speaker 5: Typically we don't want that because that might create a 684 00:37:43,360 --> 00:37:44,080 Speaker 5: bigger incident. 685 00:37:44,719 --> 00:37:46,360 Speaker 1: Sah you think the. 686 00:37:46,440 --> 00:37:49,239 Speaker 8: Cost of theft for years and has no problem with 687 00:37:49,320 --> 00:37:50,239 Speaker 8: the new technology. 688 00:37:50,440 --> 00:37:52,239 Speaker 3: I don't at all. I agree with it. 689 00:37:52,440 --> 00:37:55,680 Speaker 8: Others support the goals, but not necessarily how it works. 690 00:37:55,880 --> 00:37:59,879 Speaker 9: I do understand, but you know, invading my privacy when 691 00:38:00,080 --> 00:38:03,320 Speaker 9: my picture, you know, everybody going in and not you know, 692 00:38:03,440 --> 00:38:04,680 Speaker 9: I don't agree on that. 693 00:38:05,480 --> 00:38:06,080 Speaker 2: She don't like it. 694 00:38:09,400 --> 00:38:12,960 Speaker 4: I wonder if she doesn't like it because she doesn't 695 00:38:13,000 --> 00:38:15,640 Speaker 4: want people keeping tabs on how often she hits up 696 00:38:15,680 --> 00:38:17,280 Speaker 4: the grocery store for twix bars. 697 00:38:18,920 --> 00:38:20,600 Speaker 6: You know you gotta come find them. 698 00:38:20,640 --> 00:38:22,080 Speaker 8: By the way, it's worth noting. 699 00:38:22,320 --> 00:38:27,040 Speaker 11: Safer's privacy policy states unmatched customer images are deleted immediately. 700 00:38:27,480 --> 00:38:30,840 Speaker 11: Then there are shoppers like Steve Brunette who aren't worried 701 00:38:30,840 --> 00:38:33,799 Speaker 11: about being on camera. They're worried about whether AI. 702 00:38:33,840 --> 00:38:34,440 Speaker 8: Gets it right. 703 00:38:34,680 --> 00:38:35,920 Speaker 7: It could lead to a lot of problems. 704 00:38:35,960 --> 00:38:37,200 Speaker 8: I think that same question. 705 00:38:37,360 --> 00:38:40,080 Speaker 5: I mean, AI is not perfect. I created that image 706 00:38:40,080 --> 00:38:41,840 Speaker 5: of me as a goatherter with three hands. 707 00:38:43,239 --> 00:38:44,640 Speaker 4: How much do you want to bet all of the 708 00:38:44,719 --> 00:38:49,120 Speaker 4: casinos in Las Vegas already do this? People who rob 709 00:38:49,320 --> 00:38:53,200 Speaker 4: from casinos, people who count cards, people who have been 710 00:38:53,239 --> 00:38:55,800 Speaker 4: asked to leave before. I bet you they have a 711 00:38:55,920 --> 00:38:59,320 Speaker 4: computer with all of that information on it. Okay, I 712 00:38:59,360 --> 00:39:02,120 Speaker 4: want to know what this lady story is. She's walking 713 00:39:02,200 --> 00:39:04,960 Speaker 4: out with as many frozen peas as she can carry. 714 00:39:07,239 --> 00:39:08,719 Speaker 1: Maybe she has a slingshot too. 715 00:39:09,480 --> 00:39:13,120 Speaker 8: Can AI get it wrong? Is when technology experts are 716 00:39:13,239 --> 00:39:14,359 Speaker 8: watching closely too. 717 00:39:14,560 --> 00:39:18,440 Speaker 11: There's about a dozen states where the collection of biometric 718 00:39:18,520 --> 00:39:21,799 Speaker 11: information requires often consent. California isn't one of them. 719 00:39:21,840 --> 00:39:22,840 Speaker 8: It's Mario Truquillo. 720 00:39:23,040 --> 00:39:24,640 Speaker 2: Hey, we can all spy on each other. 721 00:39:24,840 --> 00:39:25,080 Speaker 1: Great