1 00:00:00,200 --> 00:00:02,000 Speaker 1: And very happy Monday to you. 2 00:00:02,040 --> 00:00:04,800 Speaker 2: At twelve oh six in the West, it's the John 3 00:00:04,800 --> 00:00:08,240 Speaker 2: at Phillips Show, Mister Randy Wings in Culver City. 4 00:00:08,520 --> 00:00:13,119 Speaker 3: John, the Feds are going to try again to convict 5 00:00:13,440 --> 00:00:17,000 Speaker 3: the kid they're accusing of starting the Palisades fire, even 6 00:00:17,040 --> 00:00:20,279 Speaker 3: though it was a ten to two. We want to 7 00:00:20,320 --> 00:00:24,319 Speaker 3: acquit this guy in the first trial. Well, they got 8 00:00:24,360 --> 00:00:30,360 Speaker 3: oj the second time, that is true, although that was 9 00:00:30,400 --> 00:00:32,360 Speaker 3: a civil trial. Little different. 10 00:00:32,479 --> 00:00:37,040 Speaker 1: What's going on in America? Didn't they get the Benendez 11 00:00:37,080 --> 00:00:38,200 Speaker 1: brothers the second time? 12 00:00:39,800 --> 00:00:42,600 Speaker 3: Paralia takes a few times to really get this thing right, 13 00:00:42,680 --> 00:00:46,280 Speaker 3: But I don't know. The jury was pretty convinced that 14 00:00:46,320 --> 00:00:49,640 Speaker 3: the prosecution had a week week case. 15 00:00:50,680 --> 00:00:52,440 Speaker 1: Well here's the problem. 16 00:00:52,960 --> 00:00:57,000 Speaker 2: The problem in this case, the criminal case, is the 17 00:00:57,040 --> 00:00:59,360 Speaker 2: same problem that the city of Los Angeles is going 18 00:00:59,440 --> 00:01:03,000 Speaker 2: to have in the civil case. And that is, if 19 00:01:03,040 --> 00:01:07,959 Speaker 2: the city's gross negligence is what everyone believes caused the 20 00:01:07,959 --> 00:01:11,520 Speaker 2: Palisades to burn down, how could you blame someone other 21 00:01:11,560 --> 00:01:12,120 Speaker 2: than the city. 22 00:01:13,880 --> 00:01:17,960 Speaker 3: That might be why the jury had a really, really, 23 00:01:18,120 --> 00:01:22,319 Speaker 3: really hard time putting all of the blame onto this 24 00:01:22,440 --> 00:01:26,480 Speaker 3: one kid for a fire that happened a week before 25 00:01:26,840 --> 00:01:28,039 Speaker 3: the Palisades fire. 26 00:01:29,360 --> 00:01:33,920 Speaker 2: And even Karen Bass's own brother is claiming that the 27 00:01:33,959 --> 00:01:35,880 Speaker 2: City of Los Angeles is responsible. 28 00:01:36,480 --> 00:01:40,560 Speaker 3: He is part of the class action lawsuit suing the 29 00:01:40,560 --> 00:01:42,080 Speaker 3: City of Los Angeles. 30 00:01:42,120 --> 00:01:43,640 Speaker 4: It's not a namsy pamsy thing. 31 00:01:47,880 --> 00:01:52,360 Speaker 2: Now, you predicted this verdict long ago based on everything 32 00:01:52,400 --> 00:01:54,560 Speaker 2: that we've seen that has come out from on the 33 00:01:54,600 --> 00:01:58,120 Speaker 2: line firefighters, the ones talking to Spencer Pratt, everything that 34 00:01:58,200 --> 00:02:00,720 Speaker 2: came out with the insane cover up of the after 35 00:02:00,840 --> 00:02:01,800 Speaker 2: action report. 36 00:02:02,320 --> 00:02:05,680 Speaker 3: One thing seemed to be very clear. There wasn't a 37 00:02:05,760 --> 00:02:10,040 Speaker 3: whole lot of direct evidence tying this kid to the Lesson, 38 00:02:10,160 --> 00:02:14,720 Speaker 3: let alone the Lockman fire, but especially the Palisades fire 39 00:02:15,200 --> 00:02:18,079 Speaker 3: because of all of the mistakes that were made by 40 00:02:18,120 --> 00:02:22,560 Speaker 3: the state and by the city, by the testimony and 41 00:02:22,600 --> 00:02:26,320 Speaker 3: text messages that showed that there was people that knew 42 00:02:26,360 --> 00:02:30,960 Speaker 3: that there was smoldering afterwards. It sure seemed like outside 43 00:02:31,040 --> 00:02:35,400 Speaker 3: of having cell phone data location and a weird search 44 00:02:35,520 --> 00:02:39,120 Speaker 3: history on chat GPT, they didn't really have any of 45 00:02:39,120 --> 00:02:41,480 Speaker 3: the other evidence you typically have when it comes to 46 00:02:41,639 --> 00:02:45,560 Speaker 3: arson cases, like an accelerant or a witness. 47 00:02:46,840 --> 00:02:50,120 Speaker 2: I'll tell you which trial is going to really shine 48 00:02:50,160 --> 00:02:53,720 Speaker 2: a light on just exactly what happened. More than anything 49 00:02:54,320 --> 00:02:58,760 Speaker 2: and that'll be the trial involving the lawsuit that the 50 00:02:58,800 --> 00:03:01,520 Speaker 2: farmer fired chief is going to bring about to the 51 00:03:01,520 --> 00:03:05,359 Speaker 2: city of Los Angeles because she said she was wrongfully fired, 52 00:03:05,919 --> 00:03:08,079 Speaker 2: wrongfully terminated by the city. 53 00:03:08,680 --> 00:03:09,920 Speaker 1: She kept the recedes. 54 00:03:10,480 --> 00:03:15,519 Speaker 2: Karen Bass deleted her text messages, she deleted her correspondence, 55 00:03:15,880 --> 00:03:17,160 Speaker 2: but the fire chief did not. 56 00:03:18,680 --> 00:03:22,360 Speaker 3: For more on the aftermath of everything that is going 57 00:03:22,400 --> 00:03:26,440 Speaker 3: on right now in the Palisades with this trial, Let's 58 00:03:26,480 --> 00:03:30,600 Speaker 3: go to a report from NBC in Los Angeles. 59 00:03:30,919 --> 00:03:34,280 Speaker 5: In today's mistrial of the Palisades arson case does nothing 60 00:03:34,320 --> 00:03:38,119 Speaker 5: to change the landscape of the Palisades. Thousands are still 61 00:03:38,160 --> 00:03:40,760 Speaker 5: out of their homes and most will spend years working 62 00:03:40,760 --> 00:03:42,440 Speaker 5: to rebuild and replace. 63 00:03:42,560 --> 00:03:45,040 Speaker 3: Yeah, we're a year and a half later and most 64 00:03:45,080 --> 00:03:47,040 Speaker 3: everything is still flattened. 65 00:03:48,080 --> 00:03:50,720 Speaker 1: Yet another indictment of the city to what. 66 00:03:50,760 --> 00:03:53,640 Speaker 5: They have lost. Good evening, I'm Kathy Varna and for 67 00:03:53,760 --> 00:03:57,080 Speaker 5: Carol and Tonight. For nearly nine months, some believed authorities 68 00:03:57,120 --> 00:04:00,760 Speaker 5: had found the person who caused so much devastation. Jonathan 69 00:04:00,840 --> 00:04:04,360 Speaker 5: rinder Kinesch was arrested in October of last year. Federal 70 00:04:04,400 --> 00:04:07,680 Speaker 5: prosecutor said that he lit a fire on January first. 71 00:04:07,680 --> 00:04:11,320 Speaker 5: That's smoldered and then reignited to become the Palisades Fire 72 00:04:11,440 --> 00:04:15,720 Speaker 5: days later. But after thirteen hours deliberating, jurors came back 73 00:04:15,800 --> 00:04:19,200 Speaker 5: deadlocked and assured the judge they wouldn't be able to 74 00:04:19,240 --> 00:04:23,400 Speaker 5: come up with a consensus no matter how long they deliberated. 75 00:04:23,000 --> 00:04:26,560 Speaker 3: And it wasn't an even split. Ten of the twelve 76 00:04:26,839 --> 00:04:29,000 Speaker 3: said there's no way this guy did it. I'm not 77 00:04:29,200 --> 00:04:32,240 Speaker 3: changing my mind, and two of the twelve said he 78 00:04:32,480 --> 00:04:35,360 Speaker 3: absolutely did it, I'm not changing my mind. 79 00:04:35,839 --> 00:04:39,120 Speaker 2: Well, it's a weird situation because he clearly started the 80 00:04:39,120 --> 00:04:42,039 Speaker 2: first fire. I don't think that's in dispute at this point. 81 00:04:42,160 --> 00:04:45,040 Speaker 3: Oh, it definitely is, because what if it was all 82 00:04:45,120 --> 00:04:49,680 Speaker 3: the reports of illegal fireworks that night and the expert 83 00:04:49,720 --> 00:04:52,240 Speaker 3: witnesses from the ATF said there's no way it could 84 00:04:52,279 --> 00:04:55,160 Speaker 3: be fireworks, and then on cross examination said well, if 85 00:04:55,200 --> 00:04:57,080 Speaker 3: it was fireworks, it would have been burned up in 86 00:04:57,120 --> 00:04:59,159 Speaker 3: the fire, so we would have no way of knowing. 87 00:04:59,240 --> 00:05:01,039 Speaker 4: So even that into question. 88 00:05:01,279 --> 00:05:04,919 Speaker 2: Well, okay, I'm leading on his search history in chat 89 00:05:04,960 --> 00:05:07,280 Speaker 2: GPT for that conclusion. 90 00:05:07,440 --> 00:05:09,880 Speaker 3: I don't want to be judged based on my search history. 91 00:05:09,880 --> 00:05:10,560 Speaker 3: I'll tell you that. 92 00:05:15,240 --> 00:05:18,359 Speaker 2: Well, if there's a fire somewhere near you and you're 93 00:05:18,400 --> 00:05:22,120 Speaker 2: asking chat gpt all about starting fires and getting away 94 00:05:22,160 --> 00:05:26,279 Speaker 2: from fires, then I think you're okay. But that's the 95 00:05:26,360 --> 00:05:29,480 Speaker 2: type of thing that this guy was searching on chat 96 00:05:29,560 --> 00:05:31,840 Speaker 2: gpt when this happened. But let's just say, for the 97 00:05:31,880 --> 00:05:36,040 Speaker 2: sake argument he started the first one if the city 98 00:05:36,120 --> 00:05:38,440 Speaker 2: did not do their due diligence putting it out, and 99 00:05:38,480 --> 00:05:40,359 Speaker 2: they should have put it out, which is what the 100 00:05:40,440 --> 00:05:44,000 Speaker 2: online firefighters said, that there was no excuse not to 101 00:05:44,040 --> 00:05:48,200 Speaker 2: have that fire fully extinguished. How can you then say 102 00:05:48,720 --> 00:05:53,279 Speaker 2: he is responsible for a fire that ignited because the 103 00:05:53,320 --> 00:05:56,000 Speaker 2: fire department didn't do the job that they were supposed 104 00:05:56,000 --> 00:05:56,200 Speaker 2: to do. 105 00:05:58,400 --> 00:06:01,960 Speaker 3: The jury couldn't even come to a consensus on just 106 00:06:02,040 --> 00:06:05,799 Speaker 3: the third charge, which was just igniting the Lockman fire. 107 00:06:05,880 --> 00:06:09,960 Speaker 3: So even with that one, the overwhelming majority of the 108 00:06:10,040 --> 00:06:13,440 Speaker 3: jury said there is not enough evidence here to prove 109 00:06:13,480 --> 00:06:16,080 Speaker 3: beyond a reasonable doubt that this is the guy. 110 00:06:16,720 --> 00:06:19,520 Speaker 2: Well, they got that one wrong. He should have been 111 00:06:19,560 --> 00:06:22,720 Speaker 2: convicted for sure on that third one. Whether you can 112 00:06:22,760 --> 00:06:26,520 Speaker 2: blame him for the Pacific Palisades, I don't know, that's 113 00:06:26,560 --> 00:06:27,719 Speaker 2: a different conversation. 114 00:06:27,960 --> 00:06:30,599 Speaker 4: But what's the evidence that he started that fire? 115 00:06:31,480 --> 00:06:34,479 Speaker 2: Well, you can place him at the scene. He was 116 00:06:34,520 --> 00:06:37,640 Speaker 2: having a psychotic meltdown after he let the people out 117 00:06:37,680 --> 00:06:40,320 Speaker 2: of the uber, where he talked about girls not dating 118 00:06:40,360 --> 00:06:43,520 Speaker 2: him and how much he hated Donald Trump. And then 119 00:06:43,560 --> 00:06:47,720 Speaker 2: you talk about the search history in chat GPT. Why 120 00:06:47,760 --> 00:06:49,919 Speaker 2: in the world would you be searching that unless you 121 00:06:49,960 --> 00:06:50,719 Speaker 2: started the fire. 122 00:06:52,640 --> 00:06:55,919 Speaker 3: It's still not evidence that he started the fire. That 123 00:06:56,080 --> 00:06:59,960 Speaker 3: is all circumstantial and the jury did not buy it. 124 00:07:01,000 --> 00:07:03,520 Speaker 1: Well, I mean, go back to OJ. We talked about OJ. 125 00:07:04,120 --> 00:07:07,320 Speaker 2: There was never any direct evidence that said that OJ 126 00:07:07,560 --> 00:07:09,800 Speaker 2: killed Ron and Nicole. There was no eyewitness, there was 127 00:07:09,840 --> 00:07:13,800 Speaker 2: no confession, there was no videotape. But if you take 128 00:07:13,880 --> 00:07:17,840 Speaker 2: all of the shady behavior, you add it all up, 129 00:07:18,440 --> 00:07:20,760 Speaker 2: then you end up with the conclusion that he did it. 130 00:07:22,560 --> 00:07:26,120 Speaker 5: NBC fours Robert Kavasik is here in studio tonight with 131 00:07:26,160 --> 00:07:29,520 Speaker 5: what this means going forward and reaction from people who 132 00:07:29,560 --> 00:07:30,560 Speaker 5: live in the Palisades. 133 00:07:30,680 --> 00:07:34,400 Speaker 6: Robert Kathy he faced three federal charges and faced forty 134 00:07:34,400 --> 00:07:35,239 Speaker 6: five years in prison. 135 00:07:35,400 --> 00:07:37,280 Speaker 1: And this is another interesting angle. 136 00:07:38,400 --> 00:07:42,360 Speaker 2: The homeowners do not want this guy convicted because if 137 00:07:42,360 --> 00:07:45,960 Speaker 2: this guy takes the fall, he has nothing. If the 138 00:07:46,000 --> 00:07:49,200 Speaker 2: city takes the fall. Those are some deep pockets. 139 00:07:51,160 --> 00:07:54,480 Speaker 3: The civil trial is moving forward, and we're about to 140 00:07:54,480 --> 00:07:56,520 Speaker 3: get to the point where the lawsuits that are going 141 00:07:56,600 --> 00:07:59,720 Speaker 3: against the state and the city are getting into discovery. 142 00:08:00,160 --> 00:08:02,920 Speaker 3: So there's going to be a lot of interesting developments 143 00:08:02,960 --> 00:08:04,120 Speaker 3: happening over the summer. 144 00:08:04,440 --> 00:08:09,160 Speaker 6: If convicted, the mistrial now means another trial. All of 145 00:08:09,200 --> 00:08:12,520 Speaker 6: this while those impacted, those who lost homes, those who 146 00:08:12,560 --> 00:08:16,480 Speaker 6: lost family members and friends, try to move forward. But 147 00:08:16,600 --> 00:08:21,320 Speaker 6: can the Palisades look to the future with an unresolved past. 148 00:08:22,880 --> 00:08:24,280 Speaker 7: What a jury finally threw. 149 00:08:24,400 --> 00:08:28,480 Speaker 3: Even in the court sketch room documents, the defense's attorney 150 00:08:28,920 --> 00:08:31,240 Speaker 3: looks so cartoonish. 151 00:08:31,600 --> 00:08:35,320 Speaker 2: The attorney looks like guerrilla Monsoon here, and the accused 152 00:08:35,320 --> 00:08:36,640 Speaker 2: looks like Michael Jackson. 153 00:08:37,880 --> 00:08:42,480 Speaker 3: The defense attorney looks like he was brought from a 154 00:08:42,559 --> 00:08:45,520 Speaker 3: time warp from the nineteen seventies. 155 00:08:47,120 --> 00:08:49,240 Speaker 7: In the towel in downtown LA. 156 00:08:49,320 --> 00:08:52,800 Speaker 1: We couldn't there is It couldn't come to an agreement. 157 00:08:52,920 --> 00:08:53,800 Speaker 8: It just wasn't happening. 158 00:08:54,080 --> 00:08:56,520 Speaker 7: Pain for many in the Palisades. 159 00:08:56,840 --> 00:08:58,720 Speaker 4: It's going down like a punch in the face. 160 00:08:59,120 --> 00:09:02,400 Speaker 2: This has a psychle logical component to this, where people 161 00:09:02,480 --> 00:09:04,960 Speaker 2: are traumatized and they wanted closure. 162 00:09:05,200 --> 00:09:07,800 Speaker 1: They want to know that it's over. 163 00:09:08,000 --> 00:09:11,320 Speaker 3: But I don't know how many people in the Palisades 164 00:09:11,440 --> 00:09:13,800 Speaker 3: really wanted to blame this guy for everything. 165 00:09:14,600 --> 00:09:17,280 Speaker 2: This would be the ultimate response to this fire, though, 166 00:09:17,280 --> 00:09:20,560 Speaker 2: wouldn't it. Where there's a fire, it burns down the 167 00:09:20,720 --> 00:09:25,199 Speaker 2: entire Palisades, Everyone loses their home, the person who allegedly 168 00:09:25,240 --> 00:09:28,680 Speaker 2: did it gets off, and the mayor gets reelected. 169 00:09:32,760 --> 00:09:33,560 Speaker 7: For number four. 170 00:09:34,000 --> 00:09:36,319 Speaker 3: Not convinced, well, and it wouldn't be the first time. 171 00:09:36,920 --> 00:09:41,240 Speaker 3: Remember early on in Karen Bass's tenure, the ten freeway 172 00:09:41,320 --> 00:09:44,880 Speaker 3: melted because of an alleged arsonist. According to Gavin Newsom, 173 00:09:45,360 --> 00:09:50,160 Speaker 3: they never caught that guy, and wasn't that one on tape. 174 00:09:50,280 --> 00:09:52,000 Speaker 4: It's very confusing how it. 175 00:09:52,360 --> 00:09:55,240 Speaker 3: Also, there are a lot of people who still believe 176 00:09:55,280 --> 00:09:57,520 Speaker 3: that the reason Gavin was so sure it was an 177 00:09:57,679 --> 00:10:00,840 Speaker 3: arsonist was because they did not I want you thinking 178 00:10:00,880 --> 00:10:03,440 Speaker 3: that it was a homeless encampment, which there are several 179 00:10:03,480 --> 00:10:04,920 Speaker 3: of under freeways. 180 00:10:05,160 --> 00:10:08,480 Speaker 2: Well, and here's what's wild. You can also be homeless 181 00:10:08,559 --> 00:10:11,760 Speaker 2: and be an arsonist. This is true, mutually exclusive. 182 00:10:12,120 --> 00:10:14,240 Speaker 3: They had one of those in Sherman Oaks over the 183 00:10:14,280 --> 00:10:15,640 Speaker 3: weekend began. 184 00:10:16,120 --> 00:10:17,400 Speaker 9: There was just no way. 185 00:10:17,200 --> 00:10:19,640 Speaker 8: To prove that he was the sole and only person 186 00:10:20,160 --> 00:10:22,920 Speaker 8: on that hill regardless of what he was doing. 187 00:10:23,080 --> 00:10:25,400 Speaker 7: Former Uber driver thirty year old John Oh. 188 00:10:25,480 --> 00:10:28,160 Speaker 3: Yeah, this is another hole in the prosecution's case. I 189 00:10:28,200 --> 00:10:30,120 Speaker 3: listened to a lot of stories about this over the 190 00:10:30,160 --> 00:10:33,839 Speaker 3: weekend at NBC four has done some great coverage. Eric 191 00:10:33,920 --> 00:10:36,080 Speaker 3: Leonard has pretty much lived at the courthouse for the 192 00:10:36,120 --> 00:10:40,480 Speaker 3: last two weeks. The prosecution could not come up with 193 00:10:40,920 --> 00:10:45,520 Speaker 3: cell phone records from the providers as to who else 194 00:10:45,679 --> 00:10:48,360 Speaker 3: was around the area at the time. They did not 195 00:10:48,559 --> 00:10:50,760 Speaker 3: have that information. I don't know why they could not 196 00:10:50,880 --> 00:10:53,520 Speaker 3: procure that, but they did not have any way to 197 00:10:53,559 --> 00:10:55,640 Speaker 3: show that he was the only person out there. 198 00:10:56,400 --> 00:10:59,160 Speaker 2: Is it information that they didn't ask for or is 199 00:10:59,200 --> 00:11:00,920 Speaker 2: it information doesn't exist. 200 00:11:01,760 --> 00:11:04,240 Speaker 3: I'm going to guess it was information they didn't ask for. 201 00:11:04,440 --> 00:11:09,320 Speaker 3: The prosecution's been pretty sloppy. Nathan rinderkanesh or they don't 202 00:11:09,320 --> 00:11:13,240 Speaker 3: want to release that because it does not help their case. 203 00:11:13,600 --> 00:11:17,200 Speaker 6: Who pleaded not guilty, was on trial for starting a 204 00:11:17,280 --> 00:11:20,360 Speaker 6: fire on a hiking trail in the Palisades, a fire 205 00:11:20,480 --> 00:11:25,320 Speaker 6: left smoldering then exploding days later. Using security video, cell 206 00:11:25,360 --> 00:11:29,480 Speaker 6: phone data, and digital information, prosecutors placed him at the 207 00:11:29,520 --> 00:11:33,280 Speaker 6: fire starting point. The defense argued there was no physical 208 00:11:33,320 --> 00:11:37,320 Speaker 6: evidence tying him to the fire, no accelerants at the scene, 209 00:11:37,520 --> 00:11:38,920 Speaker 6: and no witnesses. 210 00:11:39,160 --> 00:11:40,640 Speaker 10: Do you know, any time you get a hung jury, 211 00:11:41,400 --> 00:11:44,320 Speaker 10: some attorneys look at that as a victory attended to 212 00:11:45,360 --> 00:11:50,000 Speaker 10: you know. Decision is also pretty pretty resoundingly favorable for 213 00:11:50,040 --> 00:11:50,520 Speaker 10: the defense. 214 00:11:50,679 --> 00:11:51,880 Speaker 7: Serena one of ten. 215 00:11:52,120 --> 00:11:54,040 Speaker 3: Now that they're going to go into a second trial, 216 00:11:54,080 --> 00:11:56,120 Speaker 3: and I'm sure the defense attorney is staying on for 217 00:11:56,200 --> 00:11:59,040 Speaker 3: round two and this kid is staying in custody until 218 00:11:59,120 --> 00:12:02,120 Speaker 3: that trial in October. Over that guy is going to 219 00:12:02,200 --> 00:12:04,600 Speaker 3: be able to afford as much bronzer as he wants 220 00:12:04,600 --> 00:12:06,680 Speaker 3: for the rest of his life. 221 00:12:06,840 --> 00:12:09,800 Speaker 2: Well, you're assuming this guy has money. I know that 222 00:12:09,840 --> 00:12:13,680 Speaker 2: he came from wealth. Allegedly the family may have money, 223 00:12:13,760 --> 00:12:14,880 Speaker 2: but I don't know if he has it. 224 00:12:15,160 --> 00:12:16,120 Speaker 4: I think Daddy does. 225 00:12:16,760 --> 00:12:19,960 Speaker 7: Jurors who voted not to convict, there's just. 226 00:12:20,320 --> 00:12:21,720 Speaker 10: Not enough proof. 227 00:12:21,720 --> 00:12:25,840 Speaker 11: It was just happened so late in time, and I 228 00:12:26,000 --> 00:12:26,679 Speaker 11: just felt like. 229 00:12:28,120 --> 00:12:29,760 Speaker 7: A lot of holes. 230 00:12:29,880 --> 00:12:31,240 Speaker 9: Yeah, yeah, a lot of holes. 231 00:12:31,600 --> 00:12:34,720 Speaker 3: And the jurors that have been interviewed, they all kind 232 00:12:34,720 --> 00:12:38,560 Speaker 3: of had the same consensus on one thing. They did 233 00:12:38,600 --> 00:12:43,280 Speaker 3: not like the prosecution bringing his Internet search history into 234 00:12:43,320 --> 00:12:45,720 Speaker 3: the case. They didn't feel that that was fair. 235 00:12:47,160 --> 00:12:49,520 Speaker 1: That's stupid because that incriminated him. 236 00:12:50,040 --> 00:12:51,200 Speaker 4: I don't know if it did. 237 00:12:52,800 --> 00:12:56,440 Speaker 3: People search for all kinds of weird stuff on the internet. 238 00:12:56,679 --> 00:12:59,520 Speaker 3: It doesn't necessarily mean that you're an arsonist. 239 00:13:00,120 --> 00:13:02,520 Speaker 2: Okay, So this is a jury that went into this 240 00:13:02,800 --> 00:13:05,600 Speaker 2: not wanting to convict him. If they thought that that 241 00:13:05,800 --> 00:13:10,199 Speaker 2: information was not relevant, then they were looking for an 242 00:13:10,240 --> 00:13:11,679 Speaker 2: excuse to let him go. 243 00:13:12,520 --> 00:13:15,120 Speaker 3: What if you're really into murder porn and you listen 244 00:13:15,200 --> 00:13:17,319 Speaker 3: to a bunch of murder podcasts and you watch a 245 00:13:17,360 --> 00:13:21,240 Speaker 3: bunch of murder shows on investigation Discovery, and your search 246 00:13:21,360 --> 00:13:24,160 Speaker 3: history is full of serial killers. Does that mean that 247 00:13:24,200 --> 00:13:25,560 Speaker 3: you want to kill a bunch of people? 248 00:13:26,400 --> 00:13:28,720 Speaker 2: Well, and you just happen to be in the same 249 00:13:28,760 --> 00:13:31,600 Speaker 2: place at the same time that a murder happened. Yeah, 250 00:13:31,640 --> 00:13:34,280 Speaker 2: I think that that would be something that would be incriminating. 251 00:13:34,960 --> 00:13:38,840 Speaker 7: Federal prosecutors will try this case again, and that means 252 00:13:38,960 --> 00:13:40,280 Speaker 7: render Kanesh. 253 00:13:39,840 --> 00:13:44,160 Speaker 6: Who was arrested last October, now faces an October retrial. 254 00:13:44,559 --> 00:13:47,679 Speaker 4: Assali does not have a great record in the court room. 255 00:13:48,400 --> 00:13:51,280 Speaker 2: Well, I mean, how do you convict anyone with these 256 00:13:51,360 --> 00:13:53,880 Speaker 2: juries in California? 257 00:13:54,000 --> 00:13:56,400 Speaker 7: Until then he remains behind bars. 258 00:13:56,760 --> 00:13:59,960 Speaker 3: It doesn't make sense, because it feels like the guvern 259 00:14:00,559 --> 00:14:03,800 Speaker 3: is just you know, taking him as a scapegoat. 260 00:14:03,880 --> 00:14:04,640 Speaker 7: They had no. 261 00:14:05,480 --> 00:14:08,559 Speaker 8: Direct evidence, as you see in because they couldn't convince 262 00:14:08,640 --> 00:14:09,800 Speaker 8: anybody into jury. 263 00:14:10,040 --> 00:14:14,079 Speaker 6: Meantime, council member Tracy Park telling me tonight, she's focused 264 00:14:14,160 --> 00:14:18,760 Speaker 6: on the people of the Palisades and what cannot be disputed. 265 00:14:19,000 --> 00:14:26,920 Speaker 11: No amount of courtroom justice is ever going to restore 266 00:14:27,000 --> 00:14:32,000 Speaker 11: the lives that were lost or undoomed, undo the extreme 267 00:14:32,040 --> 00:14:37,000 Speaker 11: amount of harm that was caused. So I know that 268 00:14:37,080 --> 00:14:40,520 Speaker 11: there is a lot of disappointment and a lot of frustration, 269 00:14:41,880 --> 00:14:47,800 Speaker 11: but just a pervasive sense that there are still answers 270 00:14:47,840 --> 00:14:50,920 Speaker 11: and accountability that we deserve. 271 00:14:50,640 --> 00:14:53,880 Speaker 3: To have, and that's coming with the civil trials against 272 00:14:53,880 --> 00:14:55,120 Speaker 3: the city and the state. 273 00:14:55,720 --> 00:14:59,440 Speaker 2: Well, it's interesting because if you read between the lines there, 274 00:15:00,080 --> 00:15:02,200 Speaker 2: she's saying Bass is the one to be blamed. 275 00:15:02,520 --> 00:15:03,520 Speaker 4: Oh she is. 276 00:15:04,240 --> 00:15:07,640 Speaker 3: She can't say that out front, but you know that's 277 00:15:07,680 --> 00:15:08,440 Speaker 3: what she thinks. 278 00:15:11,120 --> 00:15:14,480 Speaker 6: Now, remember, Jonathan rinder Kanesh did not take the stand 279 00:15:14,600 --> 00:15:19,120 Speaker 6: and testify during his trial. Attorney Steve Haney outside court 280 00:15:19,160 --> 00:15:23,400 Speaker 6: today saying there was no direct evidence presented he maliciously 281 00:15:23,520 --> 00:15:27,200 Speaker 6: started that fire. How is rinder Kanesh doing right? Now 282 00:15:27,240 --> 00:15:30,960 Speaker 6: with another trial just months away, Hanni says, quote, his 283 00:15:31,040 --> 00:15:33,960 Speaker 6: spirits are good. I'm Robert Cavosik. 284 00:15:34,840 --> 00:15:35,760 Speaker 4: So there you go. 285 00:15:36,040 --> 00:15:40,720 Speaker 3: That is the latest on the story of the Palisades fire. 286 00:15:41,200 --> 00:15:45,600 Speaker 3: The person that they arrested about eight nine months ago, 287 00:15:45,960 --> 00:15:49,280 Speaker 3: put him on trial, could not be found innocent, could 288 00:15:49,360 --> 00:15:51,960 Speaker 3: not be found guilty, and let's try this all again 289 00:15:52,000 --> 00:15:52,760 Speaker 3: in October. 290 00:15:53,760 --> 00:15:56,840 Speaker 2: He could be the next dsa member of the La 291 00:15:56,880 --> 00:15:57,600 Speaker 2: City Council. 292 00:15:58,560 --> 00:15:59,320 Speaker 4: And why is that? 293 00:16:00,280 --> 00:16:04,120 Speaker 1: Well, wasn't he enamored with Luigi Mangioni? 294 00:16:07,280 --> 00:16:09,480 Speaker 4: I don't remember, but it's definitely possible. 295 00:16:12,680 --> 00:16:30,280 Speaker 2: It's the John Phillips Show. It's the John Phillips Show. 296 00:16:30,440 --> 00:16:33,320 Speaker 2: Eight hundred two two two five two two two. Is 297 00:16:33,360 --> 00:16:36,800 Speaker 2: the telephone number one eight hundred two two two five 298 00:16:36,880 --> 00:16:39,600 Speaker 2: two two two. If you'd like to email the show, 299 00:16:39,600 --> 00:16:41,760 Speaker 2: you can do so at Johnny Don't Like Show at 300 00:16:41,760 --> 00:16:45,600 Speaker 2: gmail dot com. That's Johnny Don't Like Show at gmail 301 00:16:45,960 --> 00:16:50,080 Speaker 2: dot com and Randy. Starting later this week, you can 302 00:16:50,320 --> 00:16:52,160 Speaker 2: watch us perform the show. 303 00:16:52,040 --> 00:16:56,280 Speaker 3: Live every single day from noon to three. 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You'll be able to watch us, you'll be 310 00:17:15,200 --> 00:17:17,520 Speaker 3: able to interact and react to all the stories as 311 00:17:17,560 --> 00:17:20,000 Speaker 3: we do, and you'll be able to live comment on 312 00:17:20,080 --> 00:17:22,639 Speaker 3: everything that we're talking about, and if your comment is 313 00:17:22,720 --> 00:17:26,479 Speaker 3: appropriate and funny, it might even make the screen. 314 00:17:28,320 --> 00:17:31,479 Speaker 1: And we're also going to do a standalone podcast. 315 00:17:31,160 --> 00:17:35,119 Speaker 3: The Accountability Podcast with John Phillips and Randy Wang, launches 316 00:17:35,240 --> 00:17:36,160 Speaker 3: on Wednesday. 317 00:17:36,160 --> 00:17:37,439 Speaker 7: Accountability Accountability. 318 00:17:37,440 --> 00:17:42,560 Speaker 3: Accountability our opportunity to give you exclusive content that will 319 00:17:42,680 --> 00:17:46,800 Speaker 3: hold our politicians accountable, and the criminals accountable, and ourselves accountable. 320 00:17:47,160 --> 00:17:50,560 Speaker 3: It is going to be a video feed and audio 321 00:17:50,640 --> 00:17:53,480 Speaker 3: that you can watch or listen to every single week. 322 00:17:53,720 --> 00:17:56,520 Speaker 3: If you'd like to subscribe on Apple Podcasts, just search 323 00:17:56,560 --> 00:17:59,960 Speaker 3: for KABC. 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All concert tickets 333 00:18:25,359 --> 00:18:27,080 Speaker 3: are good for a one time admission to the OC 334 00:18:27,240 --> 00:18:30,800 Speaker 3: Fair on Wednesday or Thursdays. Tickets furnished by the Pacific Amphitheater. 335 00:18:31,200 --> 00:18:32,119 Speaker 3: Good luck diling. 336 00:18:33,280 --> 00:19:08,000 Speaker 2: It's the Chod Phillip Show. Don't you go anywhere? It's 337 00:19:08,000 --> 00:19:11,200 Speaker 2: the John Philip Show. Eight hundred two two two five 338 00:19:11,280 --> 00:19:14,480 Speaker 2: two two two. Is the telephone number one eight hundred 339 00:19:14,560 --> 00:19:17,679 Speaker 2: two two two five two two two. If you'd like 340 00:19:17,720 --> 00:19:19,840 Speaker 2: to email the show, you can do so at Johnny 341 00:19:19,840 --> 00:19:23,439 Speaker 2: don't like show at gmail dot com. That's Johnny don't 342 00:19:23,480 --> 00:19:26,840 Speaker 2: like show at gmail dot com. And Randy, you're monitoring 343 00:19:26,880 --> 00:19:27,440 Speaker 2: the mail bag. 344 00:19:27,560 --> 00:19:30,360 Speaker 3: Kenny writes in at Johnny don't like show at gmail 345 00:19:30,400 --> 00:19:33,360 Speaker 3: dot com? Was it the fire department told to stand 346 00:19:33,400 --> 00:19:37,240 Speaker 3: down regarding the lochmanfire. Karen Bass is liable for this 347 00:19:37,359 --> 00:19:41,040 Speaker 3: bleep show. Can't wait until Crowley throws her under the bus. 348 00:19:41,840 --> 00:19:44,400 Speaker 3: She also didn't say, Karen Bass. She said a very 349 00:19:44,440 --> 00:19:47,280 Speaker 3: good phrase to refer to Karen Bass that I cannot 350 00:19:47,280 --> 00:19:48,560 Speaker 3: say on the radio. 351 00:19:49,560 --> 00:19:53,840 Speaker 2: It'll be interesting to see if voters hold Karen Bass 352 00:19:53,920 --> 00:19:58,600 Speaker 2: accountable for that fire. And I say that because I 353 00:19:58,800 --> 00:20:03,919 Speaker 2: cannot tell you how often I come across educated people 354 00:20:04,359 --> 00:20:07,560 Speaker 2: who live and vote in Los Angeles who have no 355 00:20:07,680 --> 00:20:09,120 Speaker 2: clue how that fire started. 356 00:20:11,119 --> 00:20:13,840 Speaker 3: But look at the primary results, look at the fact 357 00:20:13,880 --> 00:20:17,119 Speaker 3: that the incumbent mayor in Los Angeles barely got thirty 358 00:20:17,200 --> 00:20:21,240 Speaker 3: five percent of the vote. That says something right there, 359 00:20:21,320 --> 00:20:23,959 Speaker 3: and that is not good. And you got to wonder, 360 00:20:24,000 --> 00:20:26,120 Speaker 3: what are the things that people are holding her. Why 361 00:20:26,119 --> 00:20:28,960 Speaker 3: would people choose to not vote for because you know what, 362 00:20:29,280 --> 00:20:31,879 Speaker 3: Garcetti was a failure on homelessness and he got re 363 00:20:32,000 --> 00:20:35,000 Speaker 3: elected with a massive portion of the vote. What was 364 00:20:35,040 --> 00:20:37,159 Speaker 3: the thing that got people to say, I don't trust 365 00:20:37,160 --> 00:20:37,760 Speaker 3: this person. 366 00:20:38,240 --> 00:20:40,120 Speaker 4: It had to be the fires. 367 00:20:40,480 --> 00:20:43,639 Speaker 2: It could be it could be a combination platter though. 368 00:20:44,080 --> 00:20:50,240 Speaker 2: Nobody's happy about crime, nobody's happy about homelessness, nobody's happy 369 00:20:50,280 --> 00:20:53,040 Speaker 2: about traffic, nobody thinks we're going to be ready for 370 00:20:53,080 --> 00:20:56,679 Speaker 2: the Olympics, and Karen Bass is the one at the 371 00:20:56,680 --> 00:20:59,920 Speaker 2: top of the pyramid that she is. 372 00:21:01,920 --> 00:21:05,720 Speaker 4: If you're feeling down, if you're feeling blue. Let's get 373 00:21:05,800 --> 00:21:06,480 Speaker 4: help for you. 374 00:21:07,920 --> 00:21:08,359 Speaker 1: All right. 375 00:21:08,520 --> 00:21:11,080 Speaker 2: So the fires are part of the reason that none 376 00:21:11,119 --> 00:21:15,560 Speaker 2: of us can buy insurance. Here in California, the insurance Commissioner, 377 00:21:15,680 --> 00:21:19,120 Speaker 2: Ricardo Lara is termed out of office and cannot serve 378 00:21:19,160 --> 00:21:24,640 Speaker 2: another term. We'll be able to dodge that bullet. Unfortunately, 379 00:21:26,200 --> 00:21:29,520 Speaker 2: when we decide who will replace him, we have a 380 00:21:29,600 --> 00:21:34,000 Speaker 2: choice between a Democrat and a socialist. It's like the 381 00:21:34,119 --> 00:21:36,359 Speaker 2: choice for mayor of Los Angeles. 382 00:21:37,440 --> 00:21:40,760 Speaker 3: There is Senator Ben Allen, who's running kind of as 383 00:21:40,800 --> 00:21:43,399 Speaker 3: a status quo guy because he's termed out and this 384 00:21:43,520 --> 00:21:45,800 Speaker 3: is where you go when you're termed out. And there 385 00:21:45,880 --> 00:21:49,879 Speaker 3: is San Francisco super former San Francisco Supervisor Jane Kim, 386 00:21:50,280 --> 00:21:53,600 Speaker 3: who is running on the platform of if the big 387 00:21:53,640 --> 00:21:56,560 Speaker 3: insurance companies don't want to insure us, well, then we're 388 00:21:56,600 --> 00:21:59,879 Speaker 3: going to need a public plan instead. For more on this, 389 00:22:00,280 --> 00:22:03,439 Speaker 3: let's hear her interview with Conan Nolan on NBC four's 390 00:22:03,560 --> 00:22:05,440 Speaker 3: news conference this weekend. 391 00:22:06,680 --> 00:22:07,159 Speaker 1: Welcome Back. 392 00:22:07,200 --> 00:22:09,680 Speaker 8: It's one of those down ballot races that frequently doesn't 393 00:22:09,680 --> 00:22:11,920 Speaker 8: get a lot of attention. But after the Eating Fire, 394 00:22:12,000 --> 00:22:14,960 Speaker 8: the Palisades fire, what happened in northern California over the 395 00:22:15,000 --> 00:22:18,760 Speaker 8: past several years. The fire's there. It's very much a 396 00:22:18,840 --> 00:22:22,719 Speaker 8: high profile race. That's the one for insurance Commissioner. One 397 00:22:22,760 --> 00:22:25,399 Speaker 8: of the candidates is Jane Kim, a former member of 398 00:22:25,440 --> 00:22:28,040 Speaker 8: the San Francisco County Board of Supervisors. 399 00:22:28,040 --> 00:22:29,560 Speaker 1: We had your opponent. 400 00:22:29,160 --> 00:22:31,920 Speaker 8: Ben Out and the state senator on recently, so thank 401 00:22:31,920 --> 00:22:32,560 Speaker 8: you very much. 402 00:22:32,880 --> 00:22:33,520 Speaker 1: For joining us. 403 00:22:34,119 --> 00:22:34,920 Speaker 5: Thank you for having me. 404 00:22:35,880 --> 00:22:39,239 Speaker 8: Let me get your assessment of how you think this 405 00:22:39,359 --> 00:22:43,840 Speaker 8: office has been run recently over the past with the 406 00:22:43,880 --> 00:22:45,600 Speaker 8: current insurance commissioner. 407 00:22:45,880 --> 00:22:48,280 Speaker 4: You mean this guy, I'm very kind of sketch. 408 00:22:49,480 --> 00:22:53,560 Speaker 8: That guy has it well, I won't put words in 409 00:22:53,600 --> 00:22:57,359 Speaker 8: your mouth. Has it been adequate to the potential? 410 00:22:58,280 --> 00:23:00,440 Speaker 9: Well, the first thing I'll say is that this office 411 00:23:00,680 --> 00:23:03,760 Speaker 9: was created and approved by the voters of California to 412 00:23:03,840 --> 00:23:07,959 Speaker 9: be the watchdog for everyday consumers against a trillion dollar industry. 413 00:23:08,000 --> 00:23:11,080 Speaker 9: It's the only back stop and there's zero federal oversight 414 00:23:11,160 --> 00:23:13,760 Speaker 9: of this industry. So this office is incredibly important to 415 00:23:13,800 --> 00:23:17,520 Speaker 9: making sure insurance is affordable, available, and that claims are 416 00:23:17,520 --> 00:23:18,600 Speaker 9: paid out quickly and fairly. 417 00:23:19,400 --> 00:23:22,159 Speaker 3: And for many, many years, nobody really paid attention to 418 00:23:22,200 --> 00:23:24,320 Speaker 3: who was getting elected in that seat, which is how 419 00:23:24,400 --> 00:23:26,080 Speaker 3: Ricardo Laura got in there twice. 420 00:23:27,000 --> 00:23:30,480 Speaker 2: It was kind of regarded as being lieutenant governor plus, 421 00:23:31,200 --> 00:23:34,480 Speaker 2: where you have a statewide constitutional office, but you don't 422 00:23:34,480 --> 00:23:37,200 Speaker 2: really have a lot of duties and you certainly don't 423 00:23:37,200 --> 00:23:41,240 Speaker 2: have a lot of visibility. But when everything started melting 424 00:23:41,320 --> 00:23:44,080 Speaker 2: down and we all figured out collectively at the same 425 00:23:44,160 --> 00:23:47,000 Speaker 2: time we have a buffone in that office who doesn't 426 00:23:47,040 --> 00:23:52,000 Speaker 2: know anything about insurance, that's when people started waking up, 427 00:23:52,080 --> 00:23:53,119 Speaker 2: or at least some people. 428 00:23:53,720 --> 00:23:56,639 Speaker 9: And so one of my biggest critiques of the office 429 00:23:56,640 --> 00:23:59,880 Speaker 9: the last four years is that, or the last eight years, 430 00:23:59,880 --> 00:24:03,640 Speaker 9: is that while there has been a push for more availability, 431 00:24:03,920 --> 00:24:05,639 Speaker 9: it hasn't actually gone to the heart of the problem, 432 00:24:05,640 --> 00:24:07,240 Speaker 9: which is affordability of insurance. 433 00:24:07,640 --> 00:24:09,960 Speaker 8: Right but the insurance industry will say, listen, this is 434 00:24:10,000 --> 00:24:10,800 Speaker 8: a high. 435 00:24:10,600 --> 00:24:14,720 Speaker 2: Rich Wait a minute, that's not entirely true. Insurance is 436 00:24:14,840 --> 00:24:17,560 Speaker 2: much cheaper here than it is in some states like Florida. 437 00:24:18,240 --> 00:24:21,960 Speaker 2: The problem is not necessarily the cost. The problem in 438 00:24:22,000 --> 00:24:25,600 Speaker 2: California is the availability. You can't buy it. There are 439 00:24:25,640 --> 00:24:28,840 Speaker 2: people who don't even live in fire zones who are 440 00:24:28,840 --> 00:24:31,880 Speaker 2: being put on the California Fair Plan. And the only 441 00:24:32,000 --> 00:24:34,240 Speaker 2: reason you go on the Fair Plan is because no 442 00:24:34,280 --> 00:24:36,240 Speaker 2: one else is willing to sell you a policy. 443 00:24:36,560 --> 00:24:38,720 Speaker 3: Well, they go hand in hand. You get dropped from 444 00:24:38,720 --> 00:24:41,520 Speaker 3: your policy you've been paying for thirty years. You try 445 00:24:41,520 --> 00:24:44,119 Speaker 3: to find a new policy and they want to charge 446 00:24:44,119 --> 00:24:46,919 Speaker 3: you triple for the same coverage that you were getting, 447 00:24:47,080 --> 00:24:49,040 Speaker 3: or worse coverage. 448 00:24:49,280 --> 00:24:53,359 Speaker 2: And all of the reforms that we've implemented here in California, 449 00:24:53,480 --> 00:24:56,879 Speaker 2: which you're supposed to take people off the fair Plan 450 00:24:57,040 --> 00:25:00,160 Speaker 2: and put them onto private plans, have failed. 451 00:25:00,480 --> 00:25:02,200 Speaker 1: Anya's the fair Plan is ballooned. 452 00:25:02,760 --> 00:25:06,560 Speaker 3: Every single reform that Ricardo Laura put forth that were 453 00:25:07,040 --> 00:25:10,359 Speaker 3: the favors to the insurance companies to get them to 454 00:25:10,400 --> 00:25:13,440 Speaker 3: come back have not worked. 455 00:25:14,040 --> 00:25:18,560 Speaker 8: Are you this entire state? Some have pulled out. What 456 00:25:19,160 --> 00:25:22,680 Speaker 8: leveraged does this office have ye making sure those companies 457 00:25:22,720 --> 00:25:24,600 Speaker 8: do business here at a reasonable rate. 458 00:25:25,080 --> 00:25:27,440 Speaker 9: So the risk has grown. We used to have a 459 00:25:27,520 --> 00:25:29,560 Speaker 9: billion dollar storm every three to four months. We now 460 00:25:29,560 --> 00:25:32,840 Speaker 9: have one every three weeks. This is the national data. 461 00:25:33,200 --> 00:25:35,639 Speaker 9: And so risk has truly gone up. But so have 462 00:25:35,720 --> 00:25:38,840 Speaker 9: profits for the insurance industry. They have been making more 463 00:25:38,880 --> 00:25:41,000 Speaker 9: money than they ever have the last three years. In fact, 464 00:25:41,000 --> 00:25:44,439 Speaker 9: in twenty twenty four, property and casualty insurance industry netted 465 00:25:44,480 --> 00:25:47,399 Speaker 9: one hundred and seventy billion dollars, and so it is 466 00:25:47,440 --> 00:25:49,840 Speaker 9: an industry that is also doing extremely well. 467 00:25:50,960 --> 00:25:54,120 Speaker 2: But they told us they're broke. Well, they don't want 468 00:25:54,119 --> 00:25:57,320 Speaker 2: to do business here. Well, let me rephrase that. They 469 00:25:57,359 --> 00:26:00,240 Speaker 2: do want to sell us auto insurance policies. They do 470 00:26:00,320 --> 00:26:03,600 Speaker 2: not want to sell us home insurance policies in California. 471 00:26:04,119 --> 00:26:06,800 Speaker 2: If it was profitable for them to sell home insurance 472 00:26:06,840 --> 00:26:10,520 Speaker 2: policies in California, they would be falling all over themselves 473 00:26:10,520 --> 00:26:10,959 Speaker 2: to do it. 474 00:26:11,160 --> 00:26:12,800 Speaker 1: They want out of this market. 475 00:26:13,440 --> 00:26:15,280 Speaker 9: But the only way that we can make insurance more 476 00:26:15,320 --> 00:26:18,199 Speaker 9: affordable and more available is to drive down risk to 477 00:26:18,200 --> 00:26:22,000 Speaker 9: actually address it. Currently, the for profit market prices it. 478 00:26:22,600 --> 00:26:24,919 Speaker 9: And one of the reasons why I am proposing a 479 00:26:25,000 --> 00:26:29,080 Speaker 9: publicly run, single payer disaster fall insurance program is that 480 00:26:29,119 --> 00:26:32,000 Speaker 9: in countries that have this, like France and Spain and 481 00:26:32,000 --> 00:26:35,400 Speaker 9: New Zealand, they actually use the additional profits and returns 482 00:26:35,440 --> 00:26:40,199 Speaker 9: to invest in prevention, fireproofing, floodproofing. These are ways that 483 00:26:40,240 --> 00:26:41,880 Speaker 9: we can drive down and prevent risk. 484 00:26:42,000 --> 00:26:43,000 Speaker 4: Well, let's talk about that. 485 00:26:43,080 --> 00:26:44,960 Speaker 1: So it is sort of great. 486 00:26:45,040 --> 00:26:49,000 Speaker 2: So she wants to make the insurance market in California 487 00:26:49,240 --> 00:26:50,400 Speaker 2: like medical. 488 00:26:52,119 --> 00:26:55,000 Speaker 3: Well, if the insurance companies are not going to write 489 00:26:55,000 --> 00:26:58,080 Speaker 3: wildfire policies. At what point did the state not come 490 00:26:58,200 --> 00:26:59,400 Speaker 3: up with their own policy? 491 00:27:00,160 --> 00:27:02,879 Speaker 2: Would you want a policy with the state of California. 492 00:27:02,920 --> 00:27:03,639 Speaker 1: I wouldn't. 493 00:27:03,720 --> 00:27:06,119 Speaker 3: It's a very good point, but we're running out of 494 00:27:06,119 --> 00:27:09,760 Speaker 3: options here, and the Fair Plan is not a state plan. 495 00:27:10,240 --> 00:27:14,720 Speaker 3: It is a consortium of the insurance companies because they 496 00:27:14,800 --> 00:27:18,560 Speaker 3: get to write worse policies that cost more, and thanks 497 00:27:18,560 --> 00:27:21,120 Speaker 3: to Ricardo Laura, they're not even liable if that plan 498 00:27:21,200 --> 00:27:22,080 Speaker 3: goes belly up. 499 00:27:22,560 --> 00:27:24,760 Speaker 2: Well, this is very similar to what we're going through 500 00:27:24,800 --> 00:27:28,320 Speaker 2: right now with the utilities in California. We know that 501 00:27:28,480 --> 00:27:32,840 Speaker 2: southern California Edison and PG and E stink. But the 502 00:27:32,920 --> 00:27:37,560 Speaker 2: alternative that others want, people like Scott Wiener, is they 503 00:27:37,600 --> 00:27:41,399 Speaker 2: want a municipal utility. Do you think it would be 504 00:27:41,480 --> 00:27:43,600 Speaker 2: run any better if the city and County of San 505 00:27:43,600 --> 00:27:44,879 Speaker 2: Francisco were in charge. 506 00:27:45,000 --> 00:27:45,480 Speaker 1: I don't. 507 00:27:45,840 --> 00:27:48,399 Speaker 3: Well, there are plenty of municipal run utilities that are 508 00:27:48,480 --> 00:27:52,360 Speaker 3: run very well. Burbank Water and Power I would say LEDWP, 509 00:27:52,480 --> 00:27:55,199 Speaker 3: but that's a terrible example, but smid up in the 510 00:27:55,240 --> 00:27:59,119 Speaker 3: Sacramento area, there are examples of municipal utilities that are 511 00:27:59,160 --> 00:28:02,320 Speaker 3: run better then PGEN and so cal Edison and that 512 00:28:02,359 --> 00:28:03,560 Speaker 3: bar is really low. 513 00:28:04,160 --> 00:28:06,960 Speaker 2: But think about the city though that would take over. 514 00:28:07,119 --> 00:28:10,280 Speaker 2: It would be San Francisco. It's not like an unnamed city. 515 00:28:10,920 --> 00:28:13,320 Speaker 2: It would be that board of supervisors that would be 516 00:28:13,320 --> 00:28:14,080 Speaker 2: in charge. 517 00:28:15,119 --> 00:28:19,600 Speaker 8: It's not la socialized medicine, but an insurance form that 518 00:28:19,720 --> 00:28:23,480 Speaker 8: an insurance company. Right now, they'll listen, we will cover 519 00:28:23,520 --> 00:28:25,600 Speaker 8: you for an electrical fire. We're not going to cover 520 00:28:25,640 --> 00:28:28,159 Speaker 8: you for a wild land fire. Your proposal is you 521 00:28:28,200 --> 00:28:29,760 Speaker 8: got to do it all well. 522 00:28:29,840 --> 00:28:33,920 Speaker 9: So actually, the way it works in New Zealand is 523 00:28:33,960 --> 00:28:36,760 Speaker 9: that you still get your home insurance on the multipayer system, 524 00:28:36,960 --> 00:28:39,440 Speaker 9: your regular home insurance. So the fire in the kitchen, 525 00:28:39,520 --> 00:28:43,400 Speaker 9: the pipes bursting would still be covered by the industry, 526 00:28:43,840 --> 00:28:47,160 Speaker 9: but just disaster that Levey would be paid by insurance. 527 00:28:47,200 --> 00:28:49,719 Speaker 9: To the State of California. We would take the funds, 528 00:28:49,800 --> 00:28:52,480 Speaker 9: we would invest it, and when we have excess capital, 529 00:28:53,080 --> 00:28:57,800 Speaker 9: we would actually use it to drive down risk in prevention, fireproofing, floodproofing. 530 00:28:57,280 --> 00:28:57,920 Speaker 4: Home hardening. 531 00:28:58,240 --> 00:29:00,760 Speaker 3: If you think about this, one thing that's interesting about 532 00:29:00,760 --> 00:29:05,040 Speaker 3: this policy is then the state of California is financially 533 00:29:05,120 --> 00:29:08,080 Speaker 3: on the hook for these disasters. Because they're going to 534 00:29:08,200 --> 00:29:11,640 Speaker 3: have to pay out the claims, so they're almost incentivized 535 00:29:11,880 --> 00:29:14,240 Speaker 3: to do everything they can to make sure we don't 536 00:29:14,280 --> 00:29:15,720 Speaker 3: have the disasters. 537 00:29:16,000 --> 00:29:19,880 Speaker 2: But here's the issue. There's nothing stopping them right now 538 00:29:19,920 --> 00:29:23,520 Speaker 2: from doing that. So let's just take Los Angeles for example. 539 00:29:24,360 --> 00:29:27,600 Speaker 2: We know that fifty percent of all the fires in 540 00:29:27,640 --> 00:29:30,120 Speaker 2: the city of LA are started by the homeless encampments. 541 00:29:31,080 --> 00:29:31,760 Speaker 1: If you want to. 542 00:29:31,760 --> 00:29:35,560 Speaker 2: Reduce the fire risk by fifty percent in LA, all 543 00:29:35,600 --> 00:29:38,959 Speaker 2: you have to do is bust up those encampments, and 544 00:29:39,000 --> 00:29:42,720 Speaker 2: they refuse to do that. If you were serious at 545 00:29:42,800 --> 00:29:47,520 Speaker 2: reducing risk in one of your major population centers, you 546 00:29:47,560 --> 00:29:49,680 Speaker 2: could snap your finger and do it overnight. 547 00:29:50,520 --> 00:29:54,840 Speaker 1: They choose not to look at crime, look at. 548 00:29:54,720 --> 00:29:59,200 Speaker 2: How crime is making it unaffordable for people like jewelry 549 00:29:59,200 --> 00:30:03,280 Speaker 2: shops and resta to buy insurance. If you want to 550 00:30:03,320 --> 00:30:05,840 Speaker 2: make it so that those people can buy a policy, 551 00:30:06,480 --> 00:30:10,560 Speaker 2: you need to reduce the crime, and not just in 552 00:30:10,600 --> 00:30:13,640 Speaker 2: your phony blowing numbers where you're cooking the books, but 553 00:30:13,880 --> 00:30:17,040 Speaker 2: in reality so that people don't have to make claims 554 00:30:17,040 --> 00:30:20,800 Speaker 2: with their insurance company. If the State of California was 555 00:30:20,920 --> 00:30:23,680 Speaker 2: serious about this, they could be doing all of that 556 00:30:23,880 --> 00:30:24,480 Speaker 2: right now. 557 00:30:25,360 --> 00:30:27,360 Speaker 9: And so there are two ways to reduce the risk 558 00:30:27,400 --> 00:30:30,680 Speaker 9: of your portfolio. You can either cancel coverage on the 559 00:30:30,720 --> 00:30:33,640 Speaker 9: sickest homes, which is what currently happens, or you can 560 00:30:33,680 --> 00:30:37,120 Speaker 9: guarantee coverage for everyone and actually invest in prevention. And 561 00:30:37,160 --> 00:30:38,479 Speaker 9: that's not currently happening. Right. 562 00:30:38,480 --> 00:30:39,720 Speaker 1: Where does the money come from? 563 00:30:39,960 --> 00:30:42,080 Speaker 9: Premiums? The premiums that we're already paying. 564 00:30:43,000 --> 00:30:48,360 Speaker 8: The insurance industry. Can you force an insurance company to 565 00:30:48,400 --> 00:30:49,840 Speaker 8: do business in California? 566 00:30:50,800 --> 00:30:53,200 Speaker 9: You cannot force them to do business in California. But 567 00:30:53,280 --> 00:30:55,040 Speaker 9: if we take the riskiest pose. 568 00:30:54,960 --> 00:30:56,760 Speaker 3: You could say, hey, if you want to sell auto, 569 00:30:56,800 --> 00:30:58,920 Speaker 3: you got to sell home too. Otherwise, get the hell 570 00:30:58,920 --> 00:31:01,280 Speaker 3: out of this market because they make a lot of 571 00:31:01,320 --> 00:31:02,720 Speaker 3: money on our auto insurance. 572 00:31:03,040 --> 00:31:06,560 Speaker 2: Yeah, auto insurance is very profitable. Homeowner's insurance not so much. 573 00:31:07,120 --> 00:31:07,680 Speaker 4: THEY'REFOI. 574 00:31:07,720 --> 00:31:10,840 Speaker 9: The reason why they're canceling coverage is wildfires. It's not 575 00:31:11,000 --> 00:31:14,080 Speaker 9: burglaries or pipes bursting in the home. If we took 576 00:31:14,120 --> 00:31:16,840 Speaker 9: on that portion of the risk as a state, they 577 00:31:16,880 --> 00:31:18,400 Speaker 9: would provide insurance to everyone. 578 00:31:20,360 --> 00:31:20,560 Speaker 1: Right. 579 00:31:20,600 --> 00:31:25,120 Speaker 2: But I mean again, what I don't understand is why 580 00:31:25,160 --> 00:31:27,680 Speaker 2: not do something to prevent the fire from happening in 581 00:31:27,720 --> 00:31:30,680 Speaker 2: the first place. They act as if they have no 582 00:31:30,880 --> 00:31:33,840 Speaker 2: power to do anything about that, whether it is busting 583 00:31:33,920 --> 00:31:38,680 Speaker 2: up the encampments, clearing brush incentivized, whatever, They could be 584 00:31:38,760 --> 00:31:41,920 Speaker 2: taking all of those steps right now, and they're not. 585 00:31:44,080 --> 00:31:47,600 Speaker 8: The focus is that they're in the business of making money. 586 00:31:48,000 --> 00:31:50,120 Speaker 8: They can make plenty of money in California. 587 00:31:49,720 --> 00:31:52,000 Speaker 1: Still, and they do right. 588 00:31:53,600 --> 00:31:59,400 Speaker 8: And yes, the liability is substantial, but you believe regardless 589 00:31:59,480 --> 00:32:02,680 Speaker 8: of what what the cost will be in premiums to 590 00:32:02,840 --> 00:32:04,480 Speaker 8: those companies, they will want to do. 591 00:32:04,440 --> 00:32:05,240 Speaker 1: Business in the state. 592 00:32:06,160 --> 00:32:09,040 Speaker 9: Well, so I mentioned in twenty twenty four, the property 593 00:32:09,080 --> 00:32:11,600 Speaker 9: and causualty insurance industry made one hundred and seventy billion 594 00:32:11,640 --> 00:32:14,400 Speaker 9: dollars net. They made even more money in twenty twenty 595 00:32:14,440 --> 00:32:18,960 Speaker 9: five despite making the largest fires claims payout in history. 596 00:32:19,640 --> 00:32:22,640 Speaker 3: So well, yeah, you had Ricardo Laura allowing State Farm 597 00:32:22,680 --> 00:32:26,280 Speaker 3: to jack up their rates by twenty percent immediately. 598 00:32:27,160 --> 00:32:29,280 Speaker 1: And he didn't even show up to any of the earrings. 599 00:32:29,880 --> 00:32:32,200 Speaker 9: Yeah, which is an industry that I was doing exceedingly well. 600 00:32:32,240 --> 00:32:34,400 Speaker 9: They're not actually really in the business of insurance. They're 601 00:32:34,440 --> 00:32:37,080 Speaker 9: institutional investors. They take our premiums and they invest it 602 00:32:37,480 --> 00:32:37,960 Speaker 9: in the stock. 603 00:32:38,280 --> 00:32:40,760 Speaker 3: This is something by the way that consumer Watchdog has 604 00:32:40,760 --> 00:32:43,960 Speaker 3: talked about for years. They don't take your premiums and 605 00:32:44,000 --> 00:32:46,320 Speaker 3: just keep them in the bank. They go play in 606 00:32:46,360 --> 00:32:49,000 Speaker 3: the stock market, and if they don't do well well, 607 00:32:49,040 --> 00:32:51,040 Speaker 3: then they ask for more of your money, which I 608 00:32:51,040 --> 00:32:52,520 Speaker 3: don't think that's ethical at all. 609 00:32:53,520 --> 00:32:56,080 Speaker 2: Well, in many ways, this is how a lot of 610 00:32:56,120 --> 00:32:59,760 Speaker 2: companies operate now. They're essentially banks. I mean, look at 611 00:32:59,760 --> 00:33:03,080 Speaker 2: the ear airlines for example. The airlines don't make any 612 00:33:03,080 --> 00:33:06,560 Speaker 2: money selling airplane tickets anymore. They make their money off 613 00:33:06,560 --> 00:33:10,240 Speaker 2: of the credit cards. They're banks with planes. 614 00:33:10,840 --> 00:33:13,320 Speaker 3: So what you're saying is that I'm single handedly keeping 615 00:33:13,360 --> 00:33:16,080 Speaker 3: the airline industry in business with my eight credit cards. 616 00:33:17,160 --> 00:33:18,960 Speaker 4: You might be on market. 617 00:33:19,240 --> 00:33:21,920 Speaker 9: They also, by the way, are big institutional investors and 618 00:33:21,960 --> 00:33:24,440 Speaker 9: fossil fuel and underwriters of fossil fuel as well. And 619 00:33:24,480 --> 00:33:26,560 Speaker 9: then they cancel coverage on the homes destroyed by it. 620 00:33:27,600 --> 00:33:31,960 Speaker 9: But as in a publican runs system for natural disaster, 621 00:33:32,080 --> 00:33:34,400 Speaker 9: we would take on a portion of the risk, and 622 00:33:34,440 --> 00:33:37,479 Speaker 9: we would use the premiums that consumers are already paying, 623 00:33:37,880 --> 00:33:39,800 Speaker 9: and instead of it going to the trillion dollar industry, 624 00:33:39,880 --> 00:33:41,760 Speaker 9: we would steward it. In the state of California. 625 00:33:41,840 --> 00:33:42,640 Speaker 8: You would go to the state. 626 00:33:43,000 --> 00:33:44,240 Speaker 1: This is state run insurance. 627 00:33:44,920 --> 00:33:49,280 Speaker 8: Fundamentally your plan, any plan that needs to harden the 628 00:33:50,320 --> 00:33:51,720 Speaker 8: absolutely and so. 629 00:33:51,800 --> 00:33:55,959 Speaker 4: Hey we got one, oh absolutely absolutely. 630 00:33:57,240 --> 00:33:59,560 Speaker 2: You notice that every time she gets asked a question, 631 00:33:59,640 --> 00:34:01,000 Speaker 2: she touched wise are glasses? 632 00:34:02,600 --> 00:34:04,480 Speaker 4: I do notice that the. 633 00:34:05,080 --> 00:34:08,000 Speaker 8: Fire agencies, for example, so you can't have a tree 634 00:34:08,040 --> 00:34:09,400 Speaker 8: within five feet of your house. 635 00:34:09,480 --> 00:34:11,080 Speaker 1: That kind of thing is acceptable VERSI. 636 00:34:11,320 --> 00:34:13,080 Speaker 9: Yes, So I think we still have to do the 637 00:34:13,080 --> 00:34:16,320 Speaker 9: prevention work and the resiliency work. And one of the 638 00:34:16,360 --> 00:34:19,280 Speaker 9: reasons why I'm proposing a single pair system is because 639 00:34:19,280 --> 00:34:21,280 Speaker 9: we can claw back some of those premiums and actually 640 00:34:21,400 --> 00:34:23,080 Speaker 9: use it in prevention, which is what they do in 641 00:34:23,080 --> 00:34:26,680 Speaker 9: New Zealand and in other countries around the world. Currently, 642 00:34:27,000 --> 00:34:29,920 Speaker 9: the private market has no incentive to actually invest in I. 643 00:34:29,920 --> 00:34:32,560 Speaker 3: Think her campaign is going to be Jane Kim. If 644 00:34:32,600 --> 00:34:34,640 Speaker 3: it's good enough for the kiwis, it's good enough for 645 00:34:34,719 --> 00:34:39,760 Speaker 3: you prevention. 646 00:34:39,880 --> 00:34:42,319 Speaker 9: And I'll just give one example of Travelers, which is 647 00:34:43,400 --> 00:34:47,520 Speaker 9: number five insurance company in the country, announced in April 648 00:34:47,560 --> 00:34:50,680 Speaker 9: that they had two point two billion dollars in access capital. 649 00:34:50,680 --> 00:34:52,719 Speaker 9: They did so well and what do they do with it? 650 00:34:52,760 --> 00:34:53,239 Speaker 10: They did? 651 00:34:53,239 --> 00:34:56,279 Speaker 9: They invest it in home hardening and fireproofing or even 652 00:34:56,320 --> 00:34:59,560 Speaker 9: giving discounts to their homeowners. No, they gave it all 653 00:34:59,600 --> 00:35:02,080 Speaker 9: to their holders. So if we're able to claw back 654 00:35:02,120 --> 00:35:05,279 Speaker 9: some of that revenue, we can actually drive down risk 655 00:35:05,400 --> 00:35:07,799 Speaker 9: and invest in prevention. And I'm the only candidate that's 656 00:35:07,800 --> 00:35:11,960 Speaker 9: actually proposing a policy that will bring some revenue back 657 00:35:11,960 --> 00:35:12,880 Speaker 9: to California to do that. 658 00:35:13,120 --> 00:35:15,680 Speaker 8: Jane Kim is a candidate for insurance Commissioner. Thank you 659 00:35:15,760 --> 00:35:16,520 Speaker 8: very much, thank. 660 00:35:16,320 --> 00:35:17,640 Speaker 10: You, thank you. 661 00:35:18,440 --> 00:35:20,880 Speaker 4: So there you go. That is Jane Kim. 662 00:35:21,080 --> 00:35:23,759 Speaker 3: She will be on the ballot in November against State 663 00:35:23,840 --> 00:35:28,319 Speaker 3: Senator Ben Allen to be the next insurance Commissioner, and 664 00:35:28,400 --> 00:35:31,319 Speaker 3: there is a very real possibility that she will win. 665 00:35:32,960 --> 00:35:34,680 Speaker 1: Is she DSA? 666 00:35:35,040 --> 00:35:38,960 Speaker 3: She is DSA light. She is she was on the 667 00:35:39,000 --> 00:35:43,000 Speaker 3: San Francisco Board of Supervisors. This definitely is a DSA policy. 668 00:35:43,040 --> 00:35:45,040 Speaker 3: I don't know if she has one hundred percent affiliation. 669 00:35:45,200 --> 00:35:47,839 Speaker 3: She could. I have not checked into that, but I 670 00:35:47,880 --> 00:35:50,360 Speaker 3: believe from the things that I've seen on social media 671 00:35:50,719 --> 00:35:54,680 Speaker 3: she's DSA light. But there may be a constituency for that, 672 00:35:54,719 --> 00:35:58,080 Speaker 3: and there may be enough Californians who are like, screw you, 673 00:35:58,280 --> 00:36:01,160 Speaker 3: insurance companies. We've seen what you've done to us, not 674 00:36:01,239 --> 00:36:03,840 Speaker 3: just the dropping of the policies, not just the raising 675 00:36:03,840 --> 00:36:07,319 Speaker 3: of the premiums, but most importantly the not playing out 676 00:36:07,360 --> 00:36:09,960 Speaker 3: the claims that are still being fought over in the 677 00:36:10,000 --> 00:36:13,840 Speaker 3: Palisades and Altadena. That kind of behavior is unacceptable, and 678 00:36:13,880 --> 00:36:17,319 Speaker 3: the person in charge right now is not holding them accountable. 679 00:36:18,040 --> 00:36:20,600 Speaker 1: No, he's not. He's doing other things with his time. 680 00:36:21,080 --> 00:36:22,200 Speaker 4: Well, it's Pride. 681 00:36:22,440 --> 00:36:22,720 Speaker 1: DJ. 682 00:36:22,800 --> 00:36:24,279 Speaker 4: Kenny Glitter has got a tour to do. 683 00:36:26,440 --> 00:36:45,840 Speaker 2: It's the John Phillips Show. It's the John and Phillips Show. 684 00:36:46,040 --> 00:36:49,000 Speaker 2: Eight hundred two two two five two two two is 685 00:36:49,040 --> 00:36:52,520 Speaker 2: the telephone number one eight hundred two two two five 686 00:36:52,640 --> 00:36:55,279 Speaker 2: two two two. If you'd like to email the show, 687 00:36:55,320 --> 00:36:57,359 Speaker 2: you can do so at Johnny Don't Like show at 688 00:36:57,400 --> 00:37:00,440 Speaker 2: gmail dot com. That's Johnny Don't like show know at 689 00:37:00,480 --> 00:37:04,319 Speaker 2: gmail dot com. The Fix California hour coming up after 690 00:37:04,360 --> 00:37:08,439 Speaker 2: the news at one. Professor barber Stone joins us, let's 691 00:37:08,480 --> 00:37:10,520 Speaker 2: go to Joseph in Los Angeles. 692 00:37:10,600 --> 00:37:16,839 Speaker 12: Joseph, Hello, Hello, Yes, I mean the key to reducing 693 00:37:16,920 --> 00:37:20,400 Speaker 12: your insurance costs is reducing risk. And the ones that 694 00:37:20,440 --> 00:37:22,880 Speaker 12: put the majority of the risk out there is a 695 00:37:22,920 --> 00:37:28,359 Speaker 12: government by not doing proper forestry management. The other thing 696 00:37:28,440 --> 00:37:32,080 Speaker 12: insurance companies do not want to ensure a high percentage 697 00:37:32,120 --> 00:37:35,399 Speaker 12: of properties in one area, because then their risk goes 698 00:37:35,480 --> 00:37:37,840 Speaker 12: up quite a bit. You know, they don't want to 699 00:37:37,840 --> 00:37:40,760 Speaker 12: go over a certain percentage of houses in a neighborhood. 700 00:37:42,239 --> 00:37:44,279 Speaker 12: And if you do things like, for example, there's what's 701 00:37:44,280 --> 00:37:47,560 Speaker 12: called a seismic valve, so if there's an earthquake, it 702 00:37:47,600 --> 00:37:51,640 Speaker 12: automatically shuts off your gas to your house. If you 703 00:37:51,680 --> 00:37:55,399 Speaker 12: have that, your insurance is cheaper. Mowen makes a water 704 00:37:55,480 --> 00:37:58,080 Speaker 12: shut off. If it detects a link in your house, 705 00:37:58,160 --> 00:38:00,680 Speaker 12: it shuts off the water to your house and flood. 706 00:38:01,280 --> 00:38:05,080 Speaker 12: That lowers your insurance costs. If you have fire sprinklers 707 00:38:05,080 --> 00:38:08,000 Speaker 12: in your house, that lowers your cost. So reducing risk 708 00:38:09,080 --> 00:38:13,520 Speaker 12: reduces costs. And but you know the problem is is 709 00:38:13,640 --> 00:38:17,520 Speaker 12: the uncontrollable risk, which is the government. They're not doing 710 00:38:17,600 --> 00:38:20,759 Speaker 12: their job. And also, as you said with the with 711 00:38:20,840 --> 00:38:25,120 Speaker 12: all the homeless encampments, they're not clearing those, which increases risk. 712 00:38:26,600 --> 00:38:27,960 Speaker 1: So how's this for risks? 713 00:38:28,000 --> 00:38:31,440 Speaker 2: You reduce all there's a fire and there's no water 714 00:38:31,520 --> 00:38:36,000 Speaker 2: in the fire hydrants because the DWP didn't put any there. 715 00:38:38,320 --> 00:38:41,960 Speaker 12: So if so if California was a low risk state 716 00:38:42,320 --> 00:38:45,480 Speaker 12: because they're doing things right, are insurance to be cheaper. 717 00:38:46,000 --> 00:38:48,600 Speaker 1: All right, thank you for the call, sir. The fixed 718 00:38:48,640 --> 00:38:50,400 Speaker 1: California hour is next. 719 00:38:50,480 --> 00:38:54,480 Speaker 2: Professor Barbara Stone joins us, don't you go anywhere