S1: Welcome to business and the podcast for people making it
S1: all happen. Running a successful business completely takes over your life,
S1: but I'm a believer that there is still room for
S1: some ands like health, wealth, beauty, and maybe even some fashion.
S1: On this podcast, I'll share with you what's working for
S1: scaling my nine figure business while keeping you up to
S1: date on the latest trends, news and fun finds. This
S1: is a place for business and let's dive in. Welcome back.
S1: Or maybe not back. Welcome to business. And this is
S1: my first episode with the rebrand of the podcast. In
S1: the past, I have always welcomed you by saying Welcome
S1: to Building Billions. And I did a rebrand because I
S1: recognized that building billions just became something that's hard for
S1: me to do. I do feel like I'm trying to
S1: embody that mindset every day. I do believe that that's
S1: ultimately what the business that we are going to create
S1: will create, which is billions, lots of billions for many people,
S1: for the partners that we work with. but it was
S1: just becoming a difficult thing for me to connect to
S1: in creating content every day. So this is the first
S1: official episode of business and and I'm going to be
S1: sharing with you mostly business advice but also sprinkling in
S1: and which is health, wellness, fitness, fashion, beauty, all the
S1: other things that I do love. And it allows me
S1: to have a broader array of topics to talk to
S1: you about outside of just business. But don't hear me wrong.
S1: We will still be spending 80% of the time talking
S1: about all things business, and today we are talking about money.
S1: What is my money advice for people who are looking
S1: to not be broke and take on a different mindset.
S1: Now what's interesting is I actually recorded this originally for
S1: YouTube and my YouTube audience is very interested in money.
S1: We have been looking at analytics. If you're looking at
S1: creating a YouTube video, I would highly recommend you talk
S1: about money. I had a YouTube channel for five years
S1: that didn't grow, and then all of a sudden started
S1: talking about money and poof, there was a significant amount
S1: of growth. So it's an interesting topic for people on YouTube,
S1: and I don't want to scare you off if you
S1: are used to listening to me talk about business and
S1: you're like, Natalie, I'm not broke. I have a business
S1: that I run that's $3 million and you help me
S1: with this business. This podcast is still relevant to you
S1: because I go through the different things that I tell
S1: myself still today when I'm growing our business, but encounter
S1: people who are more successful and how I navigate the
S1: growth and the success that they have. And this, this
S1: really delicate and interesting balance between being happy and grateful
S1: and loving the life that I have, while also pursuing
S1: more and still having a fire to create more and
S1: to do bigger things. Because my money goals have not
S1: been achieved or accomplished quite yet. So this is a
S1: great episode. If you want to watch it on YouTube,
S1: you definitely should because it looks sick. Well, to be
S1: honest with you, actually, this particular video I don't really
S1: love the visuals on just because we're in this weird
S1: conference room, but the visuals still will be cool and
S1: they'll be really interesting B-roll. But you guys get the
S1: behind the scenes on the podcast. So I think it's
S1: time for you to just listen to this episode of business.
S1: And I'm going to share with you the six secret
S1: money strategies that took me from being broke to being
S1: financially free and not dependent on anybody. I was always
S1: taught that having a $100,000 net worth was the goal,
S1: but with $100 million net worth now, I know that
S1: that is a scam sold to the middle class to
S1: keep you stuck. So here are the six strategies that
S1: I know will absolutely help you succeed and is making
S1: as much money as possible, as quickly as possible. The
S1: very first strategy to take control of your financial life
S1: is to stop thinking small, or you will never achieve
S1: the life that you want. One of the most frustrating
S1: things that I hear is that compounding interest is what's
S1: going to make you rich, or that cutting your spending
S1: on lattes is going to be the thing that helps
S1: you build real wealth. This is a lie that you
S1: have been sold. When you think about the idea of
S1: compounding interest. Sure, if you started putting $500 a month
S1: and you put it in a vehicle that allows you
S1: to make 8%, and that compounds in 40 years from now,
S1: you could have $1.5 million. Let me tell you something.
S1: If you learned the right skills by the end of
S1: this year, honestly, in six months from now, maybe even
S1: in one month from now, you could have earned $1.5 million.
S1: I will never forget the very first time I did
S1: the math on this compound interest thing, and I was like,
S1: wait a second, I'm going to be sacrificing the small
S1: amount that I make in my paycheck right now. That's
S1: going to make me feel like I'm conserving, like I'm
S1: constantly restricting myself. Like I can't buy what I want.
S1: I'm going to be taking the little money, and I'm
S1: going to be putting it towards savings to eventually have
S1: $1.5 million in my bank account in 40 years. This
S1: is the way to not have control of your income
S1: and to be sold this lie, sold this idea that
S1: if you give somebody else your money, if you give
S1: somebody else your hopes and your dreams about your financial future,
S1: that they're going to solve your freaking problem. They're not
S1: going to solve your problem. They make money off of
S1: you doing it this way. This is the slowest way
S1: to become wealthy and it is sold to the middle class.
S1: So do I think that buying lattes and frivolous spending
S1: is the right thing to do? Of course not. That's
S1: not how you build wealth. You have to figure out
S1: discipline in your spending so you can create wealth. But
S1: it is a lie that you should wait 40 years
S1: and use the vehicle of compounding interest. In order to
S1: make real money. You do not have to wait that
S1: long if you decide to take the right actions today. Now,
S1: if you're watching this and you think that having $100,000
S1: is a huge milestone, let me just ruin you. Even
S1: if $1 million was your milestone, I promise you you
S1: will still be broke. Being a millionaire when you really
S1: do the math is not what it used to be.
S1: So you have to be looking at money in real terms,
S1: dollars in today's terms. Because what used to be a
S1: millionaire and to have a millionaire lifestyle is very different
S1: today because of this thing called inflation. So let's just
S1: ruin you now. Let's set the right financial target. Let's
S1: get clear on what type of life you want to
S1: have and how much money you truly can make, so
S1: that you actually build the skills that are necessary in
S1: order to get yourself there. Because you saving your way
S1: to being wealthy is not how you get wealthy. You
S1: assuming that some bank somewhere is going to allow you
S1: to be rich because of compound interest, takes all of
S1: your responsibility away and makes you a victim of you
S1: making sacrifices when instead you could just create money. So
S1: let's talk about how you do this. The second strategy
S1: is to broaden your thinking. If you think $1 million
S1: is enough, well, let's be clear. We need to do
S1: the math, because in today's dollars, you are barely scratching
S1: the surface of freedom. If you think that $1 million
S1: is going to get you there, if you don't have
S1: a target for a $10 million net worth, then you're
S1: aiming to stay broke. And here's why. Let's do the
S1: math on making $1 million a year. If you do
S1: make $1 million a year, you are actually making $400,000
S1: a year because there's this little thing called taxes. So
S1: you went from earning seven figures to actually earning $400,000.
S1: And if you want to take one of those fancy
S1: vacations where your whole family is going with you to Europe,
S1: you're barely going to even afford the flights, the hotels
S1: and the trip to go over there, much less doing
S1: it in a way that you would like to do it,
S1: that you see people doing it in movies or maybe
S1: even on Instagram or TikTok. $400,000. When you start thinking
S1: about your kids tuition, when you start thinking about the
S1: house that you want to live in, let's say you
S1: live in New York City or Los Angeles or Austin, Texas,
S1: you're all of a sudden very quickly broke. But you
S1: were sold this dream that making $1 million is going
S1: to change everything for you. So you have to change
S1: the target. I know this might sound ridiculous, especially if
S1: you're like I once was when I had $3,000 in
S1: my bank account and I'm like, oh my gosh, I
S1: can only imagine what it's like to have $1 million
S1: to actually make $1 million a year. What would that
S1: feel like? I get that this is unreal, but I'm
S1: telling you the truth. If you want to have true
S1: financial freedom, you have to increase the target because you
S1: will still be broke and not able to live the
S1: life that you want when you are making $1 million
S1: a year. I'm telling you this and sharing with you
S1: this experience, because it is so easy to listen to
S1: people who are in our lives and people who we
S1: might measure ourselves against, and we think that they're doing
S1: really well. But you cannot listen to people who are
S1: giving you advice that are telling you to do this slowly,
S1: who are telling you to do this over time. Take
S1: your advice from somebody who has actually done what you
S1: think you want to do, and listen to what I'm saying.
S1: You will not be satisfied. You will not actually be
S1: financially free or able to do what you want to
S1: do through having a seven figure target a year. And
S1: here's one reason why. Could you imagine what it would
S1: be like to be able to write a check to
S1: a charity that you care about, to a cause that matters,
S1: and be able to write $1 million check? You should
S1: be around people who can do that. Now. You can't
S1: write $1 million check if you're only making $1 million
S1: a year. So what really is the impact that you
S1: want to be able to create? And you can't make
S1: a large impact, only making small dollars. So if you
S1: started this video and you thought, man, $100,000 would be great.
S1: And then I changed your mind. $1 million would be fantastic.
S1: Now I want you at least to have a minimum
S1: target of $10 million, because at that point, you are
S1: starting to scratch the surface of being able to create
S1: the life that you want and more importantly, make the
S1: impact on the things that you know could be better
S1: if you had the financial resources to impact those things.
S1: That brings us to strategy three, which is to decide
S1: when you want to be rich and then learn the
S1: skills to make it happen fast. Do you want to
S1: be rich at 70 or next year? Because I can
S1: promise you, the S&P 500 will not make you rich
S1: next year. When I was in my early 20s, I
S1: was looking for money advice, and I will never forget
S1: reading these books that were telling me all sorts of
S1: conflicting data about how to get wealthy. And they were
S1: these tools, these different ways of looking at money and
S1: investing your money off of your salary and managing a salary.
S1: Here's how you get rich. You do not manage a salary.
S1: You figure out how to increase, how much you make,
S1: and the way you increase how much you make is
S1: by you becoming more valuable. So what I realized through
S1: reading these books is I had something called money noise.
S1: And for me, that sounded like maybe somebody needs to
S1: take care of me because what if I can't take
S1: care of myself? Or what if I'm not smart enough
S1: to be able to make more money? Or I hear
S1: sales is a good thing to do, but I don't
S1: know that I have the confidence to be able to
S1: sell things and all of these things. As soon as
S1: I started reaching for more money, I would start to
S1: tell myself would be the reason that I couldn't make
S1: more money, and that I should go back to looking
S1: at my $55,000 a year salary and managing it to
S1: hopefully set myself up one day to be successful and
S1: to be financially free. And then finally, I read a
S1: handful of chapters in Think and Grow Rich for women,
S1: and my mindset instantly changed because instead of just playing
S1: this long, slow route in order to make money and
S1: to be financially free, the author made a challenge to
S1: set your net worth target in the next ten years
S1: and to have it be something that is so outrageous
S1: that you would feel uncomfortable telling anybody about this target.
S1: And I remember thinking to myself, $100 million. Like, that
S1: was it was an instant response. And as soon as
S1: I claimed that in that moment, driving through Starbucks listening
S1: to this audiobook, I just became a different person. It
S1: was like a switch turned on. Who is Natalie when
S1: she's worth $100 million? How does she walk into rooms?
S1: How does she make decisions? Who is she dependent upon?
S1: Who does she network with? How does she spend her
S1: free time? All of a sudden, I just became that
S1: person because I decided that that's where I wanted to go.
S1: Instead of allowing that money noise to make me stop reaching,
S1: I just claimed and decided that I was going to
S1: be somebody different. And instantly I started acting as if
S1: I was that person. Now that didn't mean that I
S1: was spending money all of a sudden, as if I
S1: was worth $100 million. But the way that I showed
S1: up changed instantly. And what is so cool is you
S1: can make that decision right now, whatever your net worth
S1: target is, pick it. In ten years from now, I
S1: am worth x. Okay, great. Now that I know that
S1: I'm worth $10 million or $50 million, 100 million or
S1: even $1 billion, who is that person? What does that
S1: person know? What type of confidence does that person have?
S1: What type of adversity has that person had to overcome
S1: all of the stress and the failure? Okay, great. If
S1: you know that you're gonna have to go through those
S1: things and you can just take all of that in
S1: right now, you can start to show up and learn
S1: things and do things differently because you recognize that you're
S1: going to get there eventually. So you're going to have
S1: to go through the rejection. You're going to have to
S1: go through the tough times, but you will get there
S1: because you've decided that you are that person. You're not
S1: going to live into your money noise. You're going to
S1: create on the future that you want to have through
S1: financial freedom. So if you want to be wealthy next year,
S1: stop taking the safe route. The next strategy is changing
S1: your mindset from spending to investing. Invest all of your
S1: money on skills that can make you richer. I get
S1: people in their 20s asking me constantly, Natalie, what do
S1: I invest my money in in order to be rich. Natalie,
S1: what should I stop spending my money on? You are
S1: investing your money in yourself. Until you have $100,000 in
S1: your bank account, you should be laser focused on acquiring skills,
S1: acquiring something valuable that you can then produce so that
S1: you can create income for yourself. And for most people,
S1: the starting point is learning how to sell. This is
S1: the simplest, most straightforward, and the fastest way to make
S1: more money instantly. Whenever somebody in their 20s starts talking
S1: to me about investing in crypto and that being what
S1: creates their wealth. No, that is not the way that
S1: you create your wealth. You create your wealth by having
S1: confidence in yourself that no matter what happens, if your
S1: investment portfolio goes up or it goes down, you can
S1: produce income. You are not dependent upon somebody else to
S1: produce your income. You can do that yourself because you
S1: have valuable skills. That is what you invest in. And
S1: you know when you should stop investing in this, when
S1: you actually have earned money, when you actually have $100,000
S1: that you're like, shit, I'm so proud of myself. Look
S1: at all this money I've generated. Now I can start
S1: looking at investing in other things to grow my skill set,
S1: to grow my existing assets. But until you've earned and
S1: can put away $100,000, do not start investing in things
S1: outside of you. You are the single greatest investment that
S1: you can make. There is no S&P 500. There is
S1: no crypto or forex trading that you should be focused on.
S1: Focus on you because you can make that sort of money.
S1: Now if you're in your 20s, you need to stop
S1: being reasonable with your money. I know that I mentioned
S1: that you are not going to go broke by buying
S1: Starbucks or buying whatever the newest lip gloss drop is. However,
S1: you have to use the money that you have to
S1: invest in your future self. So is a coffee going
S1: to make you go broke? Of course not. However, creating
S1: the discipline and those habits. Now to take the money
S1: that you earn, that you work your tail off for
S1: every single day, putting it away so that you can
S1: invest in yourself to get more skills so you can
S1: make more money that you can put away to invest,
S1: to get more skills so you can make more money
S1: to put away. And you creating this cycle is the
S1: game in your 20s. I'm never going to be the
S1: one that says you should have scarcity mindset. You can't
S1: go buy what you want, but if you can't invest
S1: in the course that you want, if you can't buy
S1: the books that you're looking to buy, if you don't
S1: have the financial resources for you to go and acquire
S1: the skills that you need, then you're spending your money
S1: in the wrong place. The places that you put your
S1: money are the places that you have interest in. So
S1: instead of feeling shame or like you have to make
S1: these sacrifices, just look honestly about where you're spending your
S1: money because it's telling you what you prioritize. If you
S1: are prioritizing coffee because you're able to hang out with
S1: your friends, it's likely that you're not actually spending time
S1: investing in yourself to be able to make more money
S1: because you're prioritizing your friends over that. If you're spending
S1: a lot of time at the bars, and that's where
S1: your money is going to. Then, of course, you don't
S1: have the time to invest in skill sets, to be
S1: reading books, to be taking courses, to educate yourself. So
S1: it's less so about feeling bad about those things, and
S1: more so realizing, hey, where are my priorities? Because your
S1: money is following your attention. If your attention is on
S1: impressing other people, or spending time with people that aren't
S1: going to get you to where you want to go,
S1: then it's clear that you're not actually going to make
S1: the money that you want to make, because you're not
S1: really putting your attention and focus on making money. You're
S1: putting your intention and focus on something else. So it's
S1: not about constricting, but it is about looking and paying
S1: really close attention to where your money goes so that
S1: you can redirect your attention so that you can create wealth.
S1: I'm the last person to give advice on not impulse buying,
S1: because there's nothing that makes me happier than walking into
S1: a store today, not having any expectation of buying anything
S1: and being able to pick up a great pair of
S1: shoes or some fantastic blazer that I had no intention
S1: on buying before I walked into that store. However, today
S1: I am financially able to do that back in the day.
S1: If I would have made that decision to compromise on
S1: my financial goals, that should just be an indicator to
S1: me of, wait a second, why do the shoes matter
S1: more than my education or where I want to go?
S1: Do they matter more? No, they really don't. So I
S1: shouldn't put my money there because it's going to constrict me.
S1: It's going to take me backwards from where I'm trying
S1: to go. If you're in a place today where you
S1: have financial freedom by all of the things on impulse,
S1: you have the ability to do that. But if you
S1: know that you're actually giving up on your future self
S1: because you're reducing your resources to invest in that person
S1: today by making that impulse buy, just put it off
S1: a little bit longer. Wait until five years from now
S1: when you could buy anything from the store. You could
S1: have any meal at the restaurant because you're able to
S1: do that and do it over and over again, and
S1: you have confidence in yourself instead of doing it today,
S1: having that instant gratification, but really robbing yourself of your future.
S1: That brings us to strategy number five. The ultimate flex
S1: in life is to be a fucking gangster in your industry,
S1: not show off flashy things, have flashy bags, drive a
S1: nice car, have a nice bag. When you pretend to
S1: be rich people who you're pretending to impress, they know
S1: like the people that you want to impress, actually know
S1: that this is something that you should feel maybe a
S1: little bit embarrassed about, because you're trying to be something
S1: that you're not yet it's okay to aspire to have
S1: those things, but when you buy them before you can
S1: afford them, it's not a good look. Because who are
S1: you trying to impress? Who you should be impressing is yourself.
S1: And if you aren't a gangster at what you do
S1: every day, if you are not the best of the best,
S1: if you are not the top 1% at your job,
S1: the top 1% at the company that you work at,
S1: the top 1% earner, wherever you are, then what are
S1: you doing to impress yourself to get there? Instead of
S1: just trying to impress people by the flashy things that
S1: you have? I remember when I bought my first Louis
S1: Vuitton bag, it was the dumbest thing I ever did.
S1: I quit college, I was making $55,000 a year. I
S1: had a few thousand dollars in my bank account and
S1: I honestly thought that I was rich. I thought that
S1: I had made it. I had so much money to
S1: be able to buy this bag, and I went to
S1: the Louis Vuitton store. I felt great for a moment.
S1: Then I used the bag to go on a trip.
S1: My Louis Vuitton bag that cost me thousands of dollars
S1: was sitting on top of my Costco suitcase that I
S1: bought for $69 because I couldn't afford a more expensive
S1: travel bag, and my coworker at the time called me
S1: out on it. He said, is that bag from Costco?
S1: And it was the bag that was underneath my big
S1: Louis Vuitton bag, and he made at least ten times
S1: more than I made. And I actually lied about it.
S1: I tried to like, play it off. I was like,
S1: oh no, I got this from a retailer. It definitely
S1: wasn't Costco. He's like, yeah, I was at Costco yesterday.
S1: I saw that bag there. Oh shoot, I just got
S1: caught for this and I could just tell, like I
S1: felt uncomfortable. It was awkward. I was like, oh, I
S1: have like I'm flexing. Like, I have this big Louis
S1: Vuitton bag that's so nice. And here I actually have
S1: it sitting on top of this Costco bag. The Louis
S1: Vuitton bag was the wrong thing for me to do.
S1: It was the wrong action. I did not actually have
S1: the financial wherewithal to afford to be buying Louis Vuitton,
S1: but I had the desire to. I had the vision
S1: that that's just what I wanted to be able to do.
S1: And for some people, that can sound silly. For me,
S1: it just sounds like I wanted to create a life
S1: where I didn't have to be concerned about making a
S1: purchase like that. Today, am I going to Louis Vuitton
S1: and buying Louis Vuitton luggage, and does it mean that
S1: much to me? No, it doesn't, because I know who
S1: I've had to become in order to be able to
S1: make it so that that doesn't mean a lot, but
S1: at the time it did mean a lot. And at
S1: the time I was making sacrifices in the wrong direction.
S1: I was making a sacrifice to flex instead of buying books,
S1: taking courses and making my priority. Me investing in me,
S1: making myself like me instead of making other people think
S1: that I was cool or think that I was wealthy.
S1: It was the wrong course of action, and I'm really
S1: thankful that I had one person in my life who
S1: was willing to call me out on it, and it
S1: made me uncomfortable, and I hated it. But at least
S1: I had that person talking to me at 21 versus
S1: a lot of people just think that flexing is cool.
S1: So stop pretending to be rich. Just work your ass
S1: off and make it real. The way you earn respect
S1: is not by buying fancy things, and I get the
S1: urge and the desire to do that I do. And
S1: I'm not saying you should never do it, I'm just
S1: saying wait until you can so that you feel great
S1: about it so that you don't feel like, oh, this
S1: was the wrong decision, or I compromised where I'm trying
S1: to go because the people that you want to impress,
S1: the people that you want to respect you, they will
S1: respect you more for waiting and for holding off versus
S1: you buying into the instant gratification and showing that your
S1: priorities are looking cool instead of being great. And that
S1: brings us to the last strategy, which is adopting the
S1: yet mindset. Because the only thing standing between you and
S1: success is the work that you haven't done yet. Still
S1: to this day, I have a yet mentality. I was
S1: with a friend recently and she is one of the
S1: most impressive people I know. She has a Harvard, MIT,
S1: and Stanford degree. She has a variety of successful businesses,
S1: has an incredible network, and is also connected in the
S1: fashion world as an icon. And she was telling me
S1: about these opportunities that she has between going to the
S1: World Economic Forum and the trips that she's taking through
S1: the fashion houses that are hosting her, but also the
S1: venture capital firms that she's working with and her investment
S1: strategy for her portfolio. And I was mind blown as
S1: she was going on and on about these incredible things
S1: that she does in her life. And I was so
S1: impressed that I actually walked away from the conversation feeling
S1: bad about myself. It's like I have not achieved anything.
S1: What she has done is so impressive. Where would I
S1: even start to be like her and reminded myself of
S1: this yet mentality? Because I don't have her credentials or
S1: her experience yet. I don't have the opportunities that she
S1: has yet. I can be so happy for her. I
S1: can hold the balance between. It is fantastic that she
S1: does this and I would want to do this, but
S1: I'm not there yet and live in this place where
S1: it's okay that I'm not there yet, because I'm excited
S1: to get there, and I can actually be thankful that
S1: I can see that this is a potential in life.
S1: Because without people doing such cool things, who are able
S1: to make massive impacts, who are able to inspire us,
S1: we wouldn't even know that that's possible. We wouldn't have
S1: this inspiration to look up to and to say, man,
S1: that would be cool to be able to do that
S1: one day. And so living in this balance of yet
S1: allows you to be okay, that you aren't acknowledged yet, okay,
S1: that you haven't had the financial success or the business
S1: success yet. Okay, that you don't have friends who support
S1: you yet because you recognize that it's just a moment.
S1: It's just right now, this doesn't have to be forever.
S1: In two years from now, it could be different. In
S1: five years from now, you will make it different. In
S1: ten years from now, you can live an entirely different life,
S1: unrecognizable in that period of time. But between now and then,
S1: you have to live in this balance of you're not
S1: there yet, and that's okay because you are going to
S1: put in the work. You are going to become the
S1: person that you need to become. You're going to make
S1: the sacrifices that are required for you to eventually get there.
S1: But the way that you get there isn't by feeling
S1: bad about yourself, isn't by putting that person down or
S1: telling yourself, I don't really need that. Only people who
S1: are greedy or selfish, or people who aren't good mothers,
S1: or only those people have that I'm really happy with
S1: my life. Don't get reasonable. Just keep this mentality of
S1: you're not there yet. My little trick in those moments
S1: to not feel bad about myself is to ask myself,
S1: what are the habits or the results that I would
S1: need to have in order to impress that person? If
S1: they looked at my schedule, would they be impressed by
S1: the way I spend my time? If they looked at
S1: my screen time, would they think, man, she's really well read.
S1: She listens to interesting podcasts and reads interesting books, or
S1: maybe not so much. She's spending all of her time
S1: on Netflix, watching reality TV, or maybe on TikTok or Instagram.
S1: If you really had to think about successful people and
S1: the people that you want to impress and the life
S1: that you want to have, if they were to look
S1: into your habits and look into your life, would they
S1: be impressed? Or would they think, well, of course I
S1: can't take this person seriously because they don't take their
S1: goals seriously. So those are my six strategies to make
S1: millions of dollars and not let what others have taught
S1: you hold you back. If you enjoyed this podcast, you
S1: are going to definitely not want to miss out on
S1: my new newsletter. It just dropped. I just started creating
S1: this content and I am obsessed. Every single week in
S1: your inbox, I'm going to send you business. And which
S1: is exactly what it sounds like. How do you fit
S1: business and all of the other things in your life
S1: so that you are up to speed on fashion, beauty, wellness,
S1: all things that really matter. If you want to subscribe
S1: and get this special gift and weekly treat in your inbox,
S1: go to Carmel ventures.com/news.