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Speaker 1: Take notes.

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Speaker 2: This is the Bloomberg moneyman at on seven hundred WLWHA. Alrighty,

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Speaker 2: we say good morning once more to the pride of

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Speaker 2: Ohio University in Athens, Ohio, Dan Schwartzman from the Bloomberg

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Speaker 2: newsroom in New York, New Yawk a struggling restaurant chain.

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Speaker 2: Dan is making big cuts and changes.

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Speaker 3: That is correct, Tom red Lopster, confirming to Bloomberg gets

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Speaker 3: cutting ten percent of its corporate staff and roughly two

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Speaker 3: hundred people at the restaurant level as dozens of low

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Speaker 3: performing locations have dragged down its results. The restaurant chain

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Speaker 3: also working to renegotiate costly leases, which have hampered its

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Speaker 3: post bankruptcy plan to return to profitability. Red Lobster suffered

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Speaker 3: due to high rents, bad decisions by former management, including

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Speaker 3: the costly unlimited endless shrip promotion, as well as the

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Speaker 3: overall decline right now in casual dining, Tom, everybody's into AI.

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Speaker 3: We talk about it all the time, including our next guest,

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Speaker 3: Greg Stebben coming up here in a minute. But the

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Speaker 3: Department of Defense they're all in as well. Yeah, there

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Speaker 3: are artificial intelligence platform through a new partnership with Elon

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Speaker 3: Musk's XAI. The system's capabilities, including those of its chatbot Grock,

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Speaker 3: will be embedded in the DoD's own AI platform, which

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Speaker 3: is called jen Ai Dot Mill, set to run early

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Speaker 3: next year. Earlier this month, the Department announced it at

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Speaker 3: chosen Google's Gemini AI to deliver AI capability first three

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Speaker 3: million or so civilian and military employees. So AI is

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Speaker 3: going to play a big part of the DoD, no

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Speaker 3: doubt about that. And our future is this morning, Dan, Well,

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Speaker 3: we got some red now, the SMP, the NAAZAC and

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Speaker 3: the now they are all down a tenth of one

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Speaker 3: percent from Bloomberg. Dan Schwartzman on news Radio seven hundred WLW.

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Speaker 2: Always love our weekly get together with our friend Greg Stebben,

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Speaker 2: our business insider. You can follow him on Bluesky at

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Speaker 2: Greg g r e g g Stebben st e b

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Speaker 2: as in boy b as in boy e n Now

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Speaker 2: Greg over at to Harvard Business Review, there was a

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Speaker 2: great story recently called finish the Year Strong with a

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Speaker 2: team wrap up Week. What does Harvard Business Review mean

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Speaker 2: by team wrap up Week?

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Speaker 4: Well, I'm going to describe something that, as you said,

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Speaker 4: Harvard Business Review calls a team wrap up week.

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Speaker 5: Even if you're not part of a.

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Speaker 4: Team or you're just doing this on your own, it's.

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Speaker 5: Going to work, and it's a great idea.

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Speaker 4: The idea here is for the rest of the year,

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Speaker 4: don't start anything new, don't answer your phone, don't respond

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Speaker 4: to your emails. I mean, obviously there's certain things you

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Speaker 4: have to do, but make it your number one priority

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Speaker 4: to look at everything in your work life that is

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Speaker 4: unfinished for the year and finish as many of those

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Speaker 4: things as you can. And in some cases, while you're

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Speaker 4: looking at that list of unfinished things, think to yourself,

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Speaker 4: could I eliminate this next year? And if you do

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Speaker 4: that as a team, that's going to be great because

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Speaker 4: everybody around you is going to be doing the same thing,

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Speaker 4: even if it's just you. Tell your team what you're doing,

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Speaker 4: explain the benefits, and here's the benefits, you know. I

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Speaker 4: think if you look at your own personal experience, when

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Speaker 4: you start something new, which we're avoiding now for the

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Speaker 4: rest of the year, in your brain, you're like you're

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Speaker 4: creating space for more work and thinking about new things.

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Speaker 4: When you finish things, you're actually opening your brain up

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Speaker 4: for you're kind of relieving it of things right, So

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Speaker 4: we're looking for I hate to use like a California

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Speaker 4: pop psychology word, but we're looking for closure on as

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Speaker 4: many things as we can so we don't have to

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Speaker 4: drag that stuff into the new year. And on the

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Speaker 4: first work day of the year, we feel like, Wow,

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Speaker 4: I could do anything because I'm not dragging that stuff

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Speaker 4: around behind me anymore.

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Speaker 2: All right, let's get into your school business experience and acumen.

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Speaker 2: How would you suggest you structure a team wrap up week?

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Speaker 4: Okay, well, if you're a manager or you're an owner

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Speaker 4: and you're going to embrace this for the whole company,

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Speaker 4: I think you sit everybody down.

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Speaker 5: You explain.

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Speaker 4: First of all, go read the story. It's at the

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Speaker 4: Harvard Business Review. It's real short, it's a five minute story.

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Speaker 4: But you sit down and you explain why we're doing this.

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Speaker 4: You say, we're prioritizing finishing overstarting, and you basically do.

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Speaker 5: What I just said.

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Speaker 4: You said, you know, we're not going to have any

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Speaker 4: meetings for the rest of the year unless it's an emergency.

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Speaker 4: I want you to put an auto response on your

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Speaker 4: email that says, look, I'm focused on finishing things for

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Speaker 4: the rest of the year, so I may be slow

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Speaker 4: to respond to emails. I'll talk to you after January fifth.

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Speaker 4: Don't touch your phone unless you have to when you sit.

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Speaker 5: Down in the morning.

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Speaker 4: Don't open a lot of browser windows on your computer

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Speaker 4: so you stay focused on the things you can finish,

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Speaker 4: and finish as many as you can. And then here's

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Speaker 4: an interesting thing. Think of this almost like the opposite

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Speaker 4: of making a new Year's resolution. Think about instead of

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Speaker 4: starting something new, that's what a new year's resolution is.

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Speaker 4: I'm going to knock as many things off as i

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Speaker 4: can and then break as many small ritualistic habits as

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Speaker 4: you can. If you sit down and the first thing

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Speaker 4: you do in the morning when you get to work

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Speaker 4: is read the news, don't do it. If the first

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Speaker 4: thing when you get to work is you know, have

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Speaker 4: something you do, just consider breaking as many little habits

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Speaker 4: for a week or two as you can, because you

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Speaker 4: never know what you might discover about those habits. How

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Speaker 4: much do they eat away at your time or your brain,

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Speaker 4: or what do you discover with the time that you've

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Speaker 4: just gained for yourself that you could be just doing

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Speaker 4: something else.

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Speaker 5: That's more productive for your work.

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Speaker 2: Okay, I can feel a lot of the stress even

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Speaker 2: around this radio station right now, right from people in

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Speaker 2: and around the station. So if you're a manager of

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Speaker 2: the station or a small business owner in whatever industry,

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Speaker 2: how can I help my team members? I guess prioritize

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Speaker 2: what they should complete before the end of the year,

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Speaker 2: because you know, look, there might be ten things, right,

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Speaker 2: but how do you help them prioritize what we'd really

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Speaker 2: like to wrap up?

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Speaker 5: Yeah, that's a really good question.

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Speaker 4: So first of all, it's helpful to make a list

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Speaker 4: because with a list, your brain is not now thinking

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Speaker 4: of all the other stuff you should be thinking about.

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Speaker 4: You can actually focus on the stuff on the list, and.

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Speaker 5: Then look at the things.

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Speaker 4: First of all, what can I do right now in

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Speaker 4: the next five minutes, knock that stuff off as fast

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Speaker 4: as you can. Now the list is a half or

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Speaker 4: a third less.

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Speaker 5: Then look at.

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Speaker 4: What's left on the list and say to yourself, what's

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Speaker 4: going to feel better if I.

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Speaker 5: Make it go away. We all have stuff we've.

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Speaker 4: Been avoiding for months or all year because we just

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Speaker 4: don't want to do it.

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Speaker 5: Just do it, because that stuff it eats.

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Speaker 4: Away your energy. And the whole goal here is to

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Speaker 4: start the new year with as much energy all energized

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Speaker 4: as we can.

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Speaker 2: Okay, let's flip the script here a little bit. What

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Speaker 2: if I'm an employee, right, how do I suggest that

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Speaker 2: I get my boss and really the rest of my

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Speaker 2: team if I'm on a team, to sign on to

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Speaker 2: this idea along with me.

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Speaker 4: I think you share this article with people and you

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Speaker 4: just you don't it kind of It depends on the

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Speaker 4: climate that you work in. If you think it's going

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Speaker 4: to be a hard sell or not worth the trouble,

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Speaker 4: just do this for yourself. Tell people around you this

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Speaker 4: is what I'm going to do for the rest of

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Speaker 4: the year. So if I'm a little slow to respond,

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Speaker 4: this is why. If you really need me, you let

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Speaker 4: me know. I think that's going to be interesting because

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Speaker 4: you may find and your coworkers may find they don't

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Speaker 4: need you as much as they thought they did. That's

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Speaker 4: a good lesson to learn before the end of the year.

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Speaker 4: If you work in an environment where everybody collaborates, sit

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Speaker 4: down or have a meeting or send a memo and

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Speaker 4: just say, read this great article. So blame it on

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Speaker 4: the Harvard Business Review. They you know, they're pretty well respected,

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Speaker 4: and say, you know, I'm going to try this for

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Speaker 4: the rest of the year, anyone want to join me,

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Speaker 4: So now it's an invitation and just do your thing

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Speaker 4: and see how effective it is and keep sharing with people, Hey,

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Speaker 4: I'm doing this thing, or at the end of the year,

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Speaker 4: I did this thing and it worked out really great.

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Speaker 4: And even if you don't get by in this year,

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Speaker 4: then sometime around November next year, remind people of this

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Speaker 4: and see if you can't get by in a little

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Speaker 4: a little back from the end of the year so

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Speaker 4: people have time to actually adjust to it.

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Speaker 2: Well, it's the time of the year to be grateful

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Speaker 2: for all that we've been blessed with and part of

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Speaker 2: that each and every week, Greg Steben is having you

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Speaker 2: with us, and so a happy holiday season to you

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Speaker 2: and your family, and I hope it's a great one.

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Speaker 5: Thank you very much, and I wish you and all

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Speaker 5: your listeners are.

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Speaker 2: Say thank you, sir, guys the absolute best. Love having

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Speaker 2: him on there. Alrighty, Santa Claus is coming to town.

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Speaker 2: I know he'll be stomping at Julie is freting south.

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Speaker 2: I can promise you that question asked Julie, will he

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Speaker 2: be bringing you gifts or bringing you lumps of coal?

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Speaker 6: Both? Probably? I have some things that I need to

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Speaker 6: work on and other things I'm kind of proud of.

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Speaker 6: And I hope when people look back at their year,

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Speaker 6: they go, well, here's what I liked, here's what I

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Speaker 6: did like, and this is the person I want to

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Speaker 6: be next year.

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Speaker 2: You know, it's interesting, Julie, I was doing some reading that.

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Speaker 2: You know, so many Americans, they pretty common they have

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Speaker 2: New Year's resolutions. And of those that have a New

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Speaker 2: Year's resolution, seventy nine percent have to do with improving

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Speaker 2: their overall health. Now, it's one thing for people to

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Speaker 2: have that goal in setting new year's resolutions, right, but

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Speaker 2: only nine percent, at least the most recent study, only

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Speaker 2: nine percent, closer to eight percent, will actually follow through

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Speaker 2: on those New Year's resolutions.

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Speaker 6: You know what's interesting about all these numbers and all

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Speaker 6: this data. Sometimes I wonder, you know, Hugh's collect seeing

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Speaker 6: all this data, because like, what about daily resolution? But

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Speaker 6: tiny habits, little things we've changed. I'm not talking you know,

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Speaker 6: when I'm talking about new habits. It's maybe just daily

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Speaker 6: small habits that make you a better person, maybe one

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Speaker 6: percent better than you were yesterday. And the other thing

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Speaker 6: Tom and I really believe in this is that What

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Speaker 6: do you define as health? Is it intellectual health? Are

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Speaker 6: you reading new things? Are you learning new things? Is

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Speaker 6: it physical help? Are you sleeping a little bit better?

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Speaker 6: Are you eating a little bit better? Do you have

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Speaker 6: routines that are a little bit better? What about emotional help?

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Speaker 6: Do you pause during the day and go, gosh, I'm

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Speaker 6: so grateful for the law, just the little miracles. I

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Speaker 6: always think one day should have these five things. One

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Speaker 6: amazing moment, one new life learning, one amazing failure, a

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Speaker 6: pretty good success, and for miracles. So if you look

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Speaker 6: for that every single day, that's about small habits. So

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Speaker 6: what if the New Year's resolution was really a resolution

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Speaker 6: to have a daily reserce? What's wrong with that? And

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Speaker 6: why did you know? The other thing? If you ask

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Speaker 6: people the resolutions, a lot of times they focus on

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Speaker 6: just physical health. And there's so much more to a

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Speaker 6: person than a number on a scale or the size

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Speaker 6: of their clothing. What about the size of their hearts,

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Speaker 6: all the gifts that they've given away during the year

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Speaker 6: in terms of how good they are at certain things.

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Speaker 6: How about the new relationships? How I mean I can

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Speaker 6: go on and on and the You know, when you

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Speaker 6: think about habits, it's really not about motivation. I mean,

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Speaker 6: people think, oh, yeah, she's so motivated she runs every

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Speaker 6: day TRIALO, and they think that of me. Tom. It's

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Speaker 6: not about motivation some days. It's just about who the

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Speaker 6: person I want to be, and I know it makes

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Speaker 6: me feel good. So it's not if I'm going to

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Speaker 6: run or if I'm going to work out, it's when yep,

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Speaker 6: And so don't you think that would be a better approach?

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Speaker 1: There's no doubt.

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Speaker 2: And I think I think one of the roadblocks on this,

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Speaker 2: whether it's the little things you're talking about right and

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Speaker 2: trying to be one percent better each day, or whether

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Speaker 2: it's a full on commitment and a resolution about let's

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Speaker 2: just say physical health for a second, is that people

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Speaker 2: are so focused about are they perfect.

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Speaker 1: You and I have talked about this before.

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Speaker 2: You know, you can start exercising, and let's say you

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Speaker 2: go the first three weeks, which in and of itself

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Speaker 2: would be a small miracle. According to some of these

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Speaker 2: stats of physical activity and getting well. All of a sudden,

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Speaker 2: a lot of people might go three weeks and they're like, well, man,

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Speaker 2: my goal was to lose seventeen pounds, Well I've lost one.

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Speaker 1: So this ain't working well.

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Speaker 2: I mean, it is working on maybe levels that, like

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Speaker 2: you just said, show up, but not necessarily when you

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Speaker 2: step on that scale.

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Speaker 6: Exactly, the fact that instead of being perfect, just show

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Speaker 6: up every day, real small changes. And then the other

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Speaker 6: thing is, you know, maybe this person people I know,

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Speaker 6: they did work out and then all of a sudden,

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Speaker 6: you know, things didn't. The next day they did, and

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Speaker 6: the next day they didn't. But you know what, starting

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Speaker 6: again is a real skill. You know, there were seasons

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Speaker 6: when I missed workouts, I lost my rhythm. But what

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Speaker 6: mattered wasn't perfection. It was once again finding the routine

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Speaker 6: that worked with you, for you, without beating yourself up.

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Speaker 6: And you know, sometimes people don't even realize like, of course,

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Speaker 6: maybe the scaled and move, but perhaps they found a

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Speaker 6: class they enjoyed and met some new people. What if

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Speaker 6: they impressed their kids and became a you know, a

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Speaker 6: real role model and you didn't realize it, but your

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Speaker 6: presence inspired other people. So there's all these little hidden

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Speaker 6: miracles that people stop short of. And why don't we

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Speaker 6: start with this beat? You know you're already outrageously wonderful.

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Speaker 6: I know that. I mean, that's what a good coach

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Speaker 6: would tell you, but why stop there? It's little. It's

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Speaker 6: kind of like everyone wants to grow. I mean, it's

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Speaker 6: human nature to want to be a kinder person, to

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Speaker 6: be a wiser person, to be a more hopeful person,

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Speaker 6: a patient person. I mean, there's all these really cool

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Speaker 6: things out there that you want to be, not just

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Speaker 6: a skinning person. You're definitely Captain Crunch. So you know

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Speaker 6: what if we decided that this like today, like for instance,

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Speaker 6: this is what I do every day. And I'm almost

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Speaker 6: a little awkward saying this on the radio, but I

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Speaker 6: have during my quiet time in the morning, I have

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Speaker 6: one word of the day and it's my north star.

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Speaker 6: So if you it's my focus for today or every day,

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Speaker 6: so different word every day. So like today's word, I'm

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Speaker 6: going to be real honest. Here was pause And so

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Speaker 6: today if I can just pausing, like listening to people better,

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Speaker 6: or before I eat another Christmas cookie, I pause and

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Speaker 6: go do I really want this? Or you know, if

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Speaker 6: if I pause and listen to you, or pause and

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Speaker 6: have time to really respond to a text instead of

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Speaker 6: you know, a quick one word or you know, a

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Speaker 6: happy a happy face on it, it's or I have

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Speaker 6: time to call my mom or so that's so the

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Speaker 6: I'm gonna all days they I'm going to practice the pause,

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Speaker 6: and that would go into every part of my health.

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Speaker 6: Maybe I should pause before I say something I don't

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Speaker 6: want to say.

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Speaker 2: You know, maybe how interesting you bring that up about

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Speaker 2: you know, even the part about you know, calling your mom.

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Speaker 2: Because my son and I had a very hard to

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Speaker 2: art conversation the other day two nights ago, and were

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Speaker 2: sitting there and he's asking me about my sister. And

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Speaker 2: my sister and I grew up in a house where

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Speaker 2: our parents got divorced. It was it was an ugly divorce,

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Speaker 2: and it was a painful divorce for everybody involved. And

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Speaker 2: he said to me, he says, you know, he says,

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Speaker 2: I noticed, Dad, you know you don't talk to your

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Speaker 2: sister all the time, and you know, it kind of

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Speaker 2: hit me between the eyes. And I said, Luke, I said,

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Speaker 2: you know, my sister and I have been through a

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Speaker 2: lot of wars. Maybe not as bad as some brothers

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Speaker 2: and sisters, and probably worse than some other brothers and sisters.

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Speaker 2: But I said to him, I said, you know, we

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Speaker 2: could literally go forever and not talk and know that

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Speaker 2: one could call the other at four o'clock in the

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Speaker 2: morning and you would do anything in the world for them.

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Speaker 2: And many of us have people in our lives like that.

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Speaker 2: But he got me thinking that, you know what, that's

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Speaker 2: a little that's a perfect example of something you're talking

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Speaker 2: about here. If you all of a sudden just decided

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Speaker 2: whether it's your brother, your sister in your case, your mom,

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Speaker 2: where all of a sudden, you know, you're talking about

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Speaker 2: a new Year's resolution and you say, man, I'm going

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Speaker 2: to call them once more per week than I'm already

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Speaker 2: doing it, or message them or whatever it might be.

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Speaker 1: That is a win in your life.

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Speaker 6: That's a beautiful win, Tom, And yeah, that's exactly where

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Speaker 6: I'm going with this. We're not trying to transform ourselves.

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Speaker 6: We're just trying to be a little bit better at

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Speaker 6: who we are, and we're Everyone is well intentioned. Everyone

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Speaker 6: wants to grow in. How you define that is how

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Speaker 6: you know is your world. And I think those are

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Speaker 6: the type of intentions and small things that make us

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Speaker 6: feel good when we go to bed at night. And

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Speaker 6: that's what you want to do. You want to jump

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Speaker 6: in bed at night and go, you know, jump in

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Speaker 6: bed with the finish line Pode and say to yourself self,

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Speaker 6: this went right today, and I loved it. This went

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Speaker 6: not really well, I'm going to change that. And here

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Speaker 6: are my four miracles that happened today, which you truly

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Speaker 6: don't know where they came from, but they happened. And

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Speaker 6: you know, you think, well, today was the best day.

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Speaker 6: And you can say that every day. Right today it's

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Speaker 6: the best day because as far as you know, today

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Speaker 6: it's the best day.

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Speaker 2: Well, and it might be your last day. I mean,

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Speaker 2: I read that sad story about Jay Morrison and his wife,

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Speaker 2: and you know, you just you just never never know.

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Speaker 2: And you know that's one of the parts about this

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Speaker 2: whole thing. I was talking earlier whether plead people are

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Speaker 2: believers that Jesus is the savior of mankind or not.

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Speaker 2: They have to decide for themselves. But it cannot be

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Speaker 2: debated that he walked this earth in the way he

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Speaker 2: lived his life, and that you know, people could do

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Speaker 2: bad things over and over and over again, and he

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Speaker 2: found some forgiveness. And so it's like starting clean over

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Speaker 2: and over and over. And you mentioned earlier that's starting clean,

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Speaker 2: all right. So before I let you go, two things.

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Speaker 2: Number One, are you committing yourself to any New Year's resolution,

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Speaker 2: in particular, if I may ask, well.

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Speaker 6: What I just want to I'm going for that daily

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Speaker 6: for my new New Year's resolution, Tom, I'm going to

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Speaker 6: make daily resolutions. Okay, okay, okay, is that fair?

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Speaker 2: That's a great one. I mean, I loved it. I

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Speaker 2: love the way you laid it out there in the

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Speaker 2: whole nine yards. And secondly, I want to wish you

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Speaker 2: and your family a merry Christmas. And we are all

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Speaker 2: so thankful, not just me as the host of this program,

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Speaker 2: but for those that listen, the tens and tens and

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Speaker 2: hundreds of thousands, if not millions, that listen all the time,

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Speaker 2: that have proven in all of our data that you

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Speaker 2: are extraordinarily and this segment is extraordinarily popular.

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Speaker 1: And that is because of what you bring to this show.

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Speaker 2: And so from if I can speak for them from

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Speaker 2: the bottom of their hearts, in the bottom of a mind,

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Speaker 2: merry Christmas, and thank you for everything.

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Speaker 6: Well likewise, and I do this has been a real gift.

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Speaker 6: It's been a dream of a lifetime, and so the

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Speaker 6: gift is right in front of me. So I'm really grateful.

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Speaker 1: And it's loads.

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Speaker 6: Of fun, isn't it isn't just fun, no doubt.

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Speaker 1: About it, no doubt. Merry Christmas, Jewels. I hope you

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Speaker 1: have a great one, okay you two times? All right?

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Speaker 1: Thank you?

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Speaker 2: And look, I'm not going to be here through the

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Speaker 2: new year. I have a Bowl game to go broadcast

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Speaker 2: out with Snoop Dogg. Yep, I announced the entire Bowl

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Speaker 2: Game with Snoop Dogg and that'll be on December twenty

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Speaker 2: seventh to four point thirty in the afternoon. Shameless Pug

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Speaker 2: on the CW Network. But what a great dude, and

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Speaker 2: he's good to so many people, and a lot of

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Speaker 2: times people just don't know about it. I came to

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Speaker 2: learn about it when I've cast a game with him

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Speaker 2: last year. I want to just take a moment for

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Speaker 2: a couple of things. I thank everybody around here for

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Speaker 2: making me feel so welcome. On the Morning Show, Liam Tomlinson,

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Speaker 2: great job, Danny Gleaes and Sean McMahon, other producers we

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Speaker 2: have on the program, the entire Morning Show team, Brian

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Speaker 2: Chuck Seg and others. Rick, everybody who's here in and out,

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Speaker 2: Jennifer Ketch, Mark. I always asked you to consider getting

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Speaker 2: a shelter pet. Make it a great Christmas for a

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Speaker 2: dog or a cat out there, And you know, I

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Speaker 2: just I'm so grateful to be here and try to

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Speaker 2: never lose sight of it. Wasn't that long ago I

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Speaker 2: didn't have a single job, and now I have an

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Speaker 2: incredible job right here and hopefully doing the very best

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Speaker 2: weekend to get your morning started each and every day

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Speaker 2: on the right foot and the right way. And thank

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Speaker 2: you so much for listening. So have a Mary Mary Christmas.

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Speaker 2: My prayers are with you and your family and your

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Speaker 2: friends and an early happy New Year. This is seven

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Speaker 2: hundred W l W, Cincinnati,