Speaker 1: Do you want to be an Americanadio Scott's long shale
Speaker 1: back on seven hundred WLW fun fat. Here's a fun
Speaker 1: fact to start your busy day. The amount of money
Speaker 1: that we spend in healthcare in the United States has
Speaker 1: tripled since two thousand, So in less than a quarter century,
Speaker 1: less than twenty five years, the amount of money we
Speaker 1: spend on healthcare has tripled. So one point four trillion
Speaker 1: to five trillion, pretty close to triple, right. More than
Speaker 1: third of Ohio and struggled play her medical bills last month.
Speaker 1: The city of Cincinnati, and this is kind of like
Speaker 1: a side eye to Aftab who's running for mayor. So yeah,
Speaker 1: that's probably why. But gave a million and a half
Speaker 1: to nonprofit that buys medical debt from hospitals. That wiped
Speaker 1: out some two hundred and twenty million dollars in debt
Speaker 1: for about twelve thousand Cincinnati. So next up, though, state wide,
Speaker 1: is Ohio's Medical Debt Fairness Act.
Speaker 2: What is that?
Speaker 1: Well, Ohio Representative Michelle Grimm out of Toledo, out of
Speaker 1: the Glass Cities here, she is a sponsor of House
Speaker 1: Bill two fifty seven. Michelle, how are you?
Speaker 3: I'm great? How are you, Scott.
Speaker 2: I'm doing fine. All is well in the glass?
Speaker 3: I presume, yeah, all as well?
Speaker 2: All right?
Speaker 1: I had I think Gary Jeff Walker, one of our
Speaker 1: guys at work here, was driving through Toledo, was thinking
Speaker 1: to me, said I stopped and had a Pacos honkey dog.
Speaker 1: And let me tell you something, if you're passing through
Speaker 1: child to stop at Tony Paco's and get some chili,
Speaker 1: get a honky dog. Much different than Cincinnati style, but pleasing.
Speaker 1: None the loss.
Speaker 2: All right, So medical.
Speaker 1: Debt has I think it's still the leading source and
Speaker 1: has been for a while, leading source on paid bills
Speaker 1: and credit reports for a long time now in medical
Speaker 1: debt's like sixty percent of consumer debt on credit reports,
Speaker 1: which is incredible. So that those that's the rail that
Speaker 1: we're facing here. So what does House Bill two fifty
Speaker 1: seven do? What's your proposal to do?
Speaker 4: Sure?
Speaker 3: So House Still two fifty seven would do three key things.
Speaker 3: It would prohibit hospitals debt collectors from reporting on credit reports,
Speaker 3: It would band wage gurnishment, and it would tap interest
Speaker 3: of medical debt ode to three percent because right now
Speaker 3: we have a statutory eight percent interest, So that would
Speaker 3: cap that at three percent.
Speaker 1: Okay, So let's start with a three percent medical to
Speaker 1: The interest that you would pay right now on any
Speaker 1: medical bill is certainly higher than three percent, and that
Speaker 1: keeps up with inflation presumably tied to maybe tied to
Speaker 1: inflation here, but typically how much of that debt are
Speaker 1: we talkingbou How much should people just paying interest on
Speaker 1: medical debt?
Speaker 2: Now?
Speaker 3: So I, you know, I think it's hard to gauge,
Speaker 3: but I would say that the average person has about
Speaker 3: the average person who has medical debt has about twelve
Speaker 3: hundred dollars and while we don't report under five hundred
Speaker 3: dollars and credit reports right now, that's taking away about
Speaker 3: the majority of people who have medical debt and not
Speaker 3: giving them a chance to repair their court credit or
Speaker 3: purchase a home or even get a job, because credit
Speaker 3: reports are they con hinder people getting a job or
Speaker 3: getting an apartment or getting a mortgage. So so that
Speaker 3: that leaves a lot of people out.
Speaker 1: Well getting getting insurance for that. But like car insurance,
Speaker 1: for example, everybody pulls your credit.
Speaker 3: Report now, yeah for sure, And so our bill would
Speaker 3: prohibit any type of credit reporting and medical debt.
Speaker 1: All right, So on that one of the one of
Speaker 1: the complaints you hear from the debt collection industry, which
Speaker 1: I can't imagine a lot of people signing with the
Speaker 1: debt collection industry, but it says, hey, listen, you're essentially
Speaker 1: encouraging people to be dead beats.
Speaker 2: Basically, what they're saying is that.
Speaker 1: If you take a conscious of consequence away from people
Speaker 1: for non payment, that's going to lead the higher healthcare
Speaker 1: costs for everyone because people look at it going, well,
Speaker 1: I don't have to pay if the government's going to
Speaker 1: and you know, there's a moral hazard there obviously too,
Speaker 1: And that's that's a problem with universal healthcare is you know,
Speaker 1: well people just simply go to the emergency.
Speaker 2: If I don't have to pay for it, I'll overuse it.
Speaker 2: That's a theory.
Speaker 3: So you would still have to pay your bills, of course,
Speaker 3: because it would just not be on your credit report.
Speaker 3: But I would also argue that there's been studies that
Speaker 3: said medical debt is a poor indicator of paying other
Speaker 3: types of credit. So if you had credit cards, or
Speaker 3: paying your mortgage, or paying your light bill, your electric bill,
Speaker 3: but if you have medical debt, that's a poor indicator
Speaker 3: whether you're going to pay other debts. Back, and people
Speaker 3: do you want to pay off their medical bills? Medical
Speaker 3: bills can be medical debt can be embarrassing, but it's
Speaker 3: not their fault. It's really a fault of a broken system.
Speaker 3: It's not a debt of luxury, it's a debt of necessity.
Speaker 3: So that's what I would argue back, is that people
Speaker 3: people do want to pay their bills back, and putting
Speaker 3: these creditory practices in place hinders a lot of people
Speaker 3: from doing that.
Speaker 1: In that regard, Michelle Grim, is there a means test
Speaker 1: or income requirement? I mean, you know, it sounds all
Speaker 1: long good that people do want to pay their debts off,
Speaker 1: generally speaking, But how do we separate people who generally
Speaker 1: can't afford to pay versus those who simply say I'm
Speaker 1: not going to pay or choose not to pay.
Speaker 3: So I think that there when you look at the studies,
Speaker 3: it's a lot of people who cannot afford to pay,
Speaker 3: a lot of people do want to pay their bills,
Speaker 3: but they simply can't afford it. They're they're choosing between
Speaker 3: putting food on the table, or paying their their electric bill,
Speaker 3: or paying their mortgage, or paying their medical debt off.
Speaker 3: So it's it is a lot of people who don't
Speaker 3: have any savings or anything like that. A lot of
Speaker 3: people don't have a thousand dollars for emergency and that's
Speaker 3: why we're putting people in a bind with medical debt.
Speaker 3: But we want to help people with House.
Speaker 5: Book fifty seven.
Speaker 1: Yeah, this is Michelle Grimm. She's out of Toledo. House
Speaker 1: Bill two fifty seven. She's co sponsoring this one to
Speaker 1: help people with medical debt because one in three Ohioans
Speaker 1: carries some sort of medical debts.
Speaker 2: The number one cause of bankrow.
Speaker 1: I think we're the top two costs of bankruptcy in
Speaker 1: the United States, but but one drives the other job lessness,
Speaker 1: so it would be number one, and health insurance bankruptcy
Speaker 1: is another one. And I think those two go hand
Speaker 1: in hand because for a lot of people, their jobs
Speaker 1: and healthcare a tied together, which is part of the problem.
Speaker 1: This would limit medical interest to what you say, three
Speaker 1: percent a year. You can't guarner someone's wages for medical
Speaker 1: debt collection, and hospitals and providers can't report medical debt
Speaker 1: to credit agencies right now. And I think in the
Speaker 1: last few years were reformed it used to be. I
Speaker 1: believe Michelle unpaid medical bills were kicked over to credit
Speaker 1: reporting agencies after like sixty or one hundred and twenty days,
Speaker 1: and now it's a full year.
Speaker 6: Correct, correct?
Speaker 1: Yeah, So, I mean even the credit industry has said, hey,
Speaker 1: you know, we've got to we've got to we've got
Speaker 1: to ease back a little bit here, mean after a
Speaker 1: full year. Now does that mean that people aren't making
Speaker 1: any payments whatsoever? If you pay a little bit of money,
Speaker 1: does that keep you from being reported to credit agencies?
Speaker 1: How does that work? Or is that with this what
Speaker 1: two fifty seven seeks to do.
Speaker 3: So I think it depends. I think typically I think
Speaker 3: if you're making payments that it would not be reported.
Speaker 3: But I think in some instances you will see reports
Speaker 3: that like people are making payments or maybe they fell behind,
Speaker 3: so and you know what I was talking about before,
Speaker 3: they maybe sell behind one are two months and then
Speaker 3: it gets reported on the credit report. So you know,
Speaker 3: the system isn't really fair for consumers, and we want
Speaker 3: to make it a little fair for people to get ahead,
Speaker 3: for people to have a fighting chance. So you know,
Speaker 3: I think that a lot of the arguments against this
Speaker 3: too is we around wage garnishments. I do want your
Speaker 3: listeners to look up this article from Signal, Ohio about
Speaker 3: a rural hospital of Logan County who has who has
Speaker 3: sued twenty seven hundred patients in the last two years. Yeah,
Speaker 3: and a lot of their a lot of the judgments
Speaker 3: in court were wage garnishments. So people are paying up
Speaker 3: to twenty five percent of their They're getting up to
Speaker 3: twenty five percent of their checks garnished their payroll checks,
Speaker 3: plus they're paying that eight percent interest.
Speaker 5: So that's that's pretty cool.
Speaker 1: I think most people listening. Wow, Okay, I'm not quite sure.
Speaker 1: I want the state medical bills. At the same time, like,
Speaker 1: how am I supposed to live if i'm that's almost
Speaker 1: like child support. Right, In child support, you had a
Speaker 1: conscious sho have a child, and you provide for your child.
Speaker 1: That's a different matter than Hey, I just got sick,
Speaker 1: and maybe I got sick because it's something at work
Speaker 1: or I feil or something along the way. It happens
Speaker 1: all of us at some point or another. And now
Speaker 1: we're taking a quarter of your wages. That seems confiscate.
Speaker 1: How can you live on the other seventy five percent?
Speaker 3: And I can I go back to what you just said.
Speaker 3: So we're not again, we're not suggesting that the state
Speaker 3: is paying medical bills. We're just saying we're going to
Speaker 3: have these parameters of credit reports, wage guarnership, and interest rates.
Speaker 5: So I just wanted to kind of.
Speaker 2: Yeah, that's fair.
Speaker 5: I was.
Speaker 1: I was referring more to what we did in Cincinnati
Speaker 1: not long ago when council approved a million and a
Speaker 1: half to a nonprofit that collected money and wiped out
Speaker 1: about two hundred twenty million debt for twelve thousand Cincinnatians
Speaker 1: and just buying the debt from the credit companies.
Speaker 3: So I actually did that in Toledo about it'll be
Speaker 3: three years ago. So Toledo kind of led the way
Speaker 3: for cities. How to you with the first one? And
Speaker 3: so we actually eliminated debt for about one hundred and
Speaker 3: twelve thousand people around the region, including forty three thousand
Speaker 3: Lucas County residents. And that no profit is undue medical debt.
Speaker 3: They do great work, so and they negotiate directly with
Speaker 3: the hospitals.
Speaker 1: So yeah, I contemplate that one because this is outside
Speaker 1: of your scope as a state lawmaker, Michelle Grimm. But
Speaker 1: the beef I have, like, for example, the government shutdown
Speaker 1: over Obamacare and the ACA. You know, we're fighting over subsidies.
Speaker 1: The problem it's not not healthcare. We're so we're taking
Speaker 1: money from a group of taxpayers and transferring it to
Speaker 1: another money of pad taxpayers without addressing the problem in
Speaker 1: Congress for a long time. And we would need all
Speaker 1: this stuff if we would just reform healthcare properly instead
Speaker 1: of having Democrats and Republicans fight each other and and
Speaker 1: do this insane stuff. I mean, Obamacare, it's makes it
Speaker 1: doesn't make it affordable. Uh, it's extremely expensive. Is the problem? Affordable?
Speaker 1: CASM this no where you're just here, you're subsidizing something
Speaker 1: that's extremely expended. Let let's figure out why we're paying
Speaker 1: you know, three times more than most double what most
Speaker 1: countries are for less health care doesn't make any sense.
Speaker 3: Yeah, yeah, no, I would absolutely agree with that, and
Speaker 3: I would I would say that a lot of people
Speaker 3: in the healthcare space, looking at the core problem, which
Speaker 3: is our work at healthcare system would it would absolutely
Speaker 3: agree with that. And so I know we're here not
Speaker 3: to talk about undo, but what what what they're able
Speaker 3: to do is they're able to purchase that pennies on
Speaker 3: the dollar from hospital systems or second second the secondary market.
Speaker 3: But you know, people do uh people have you know,
Speaker 3: I've gotten I've gotten a lot of emails and a
Speaker 3: lot of calls saying like I got a letter from
Speaker 3: New Medical Debt, thank you very much. It really did
Speaker 3: help a lot of people. But yes, you are correct,
Speaker 3: and does not solve the broken healthcare system, right, And
Speaker 3: you know that's what you know, that's what we need
Speaker 3: to keep working on. And so bills like House Bill
Speaker 3: to fifty seven, they make the rules a little bit fairer,
Speaker 3: but we still have a lot of work to do.
Speaker 1: Yeah, you mentioned Logan County Small and Logan Counties right
Speaker 1: in our listing areas in the I think around the
Speaker 1: where the Armstrong Space you know, WAPA Canetta up that way. Yeah, yeah,
Speaker 1: about an hour an hour and a half hour forty
Speaker 1: minutes from us here in Cincinnati, So Logan County pastor
Speaker 1: and if you're going up north to Toledo, for example,
Speaker 1: so in that county you said that you know, they're
Speaker 1: garnishing people's wages and like, and I kind of get
Speaker 1: that in a sense is I don't know if they're
Speaker 1: being confiscatory and it's you know, the evil capitalists twirling
Speaker 1: his mustache in the corner lighting a cigar with one
Speaker 1: thousand dollars bills. But in some sense, hospitals, and especially
Speaker 1: rural hospitals are under struggles right now. We're having a
Speaker 1: number of them closed as result of the healthcare system,
Speaker 1: which is not going to serve anyone in those areas.
Speaker 1: How do you ensure they still get fair payment while
Speaker 1: protecting the patients from excessive debt collection practices.
Speaker 3: So I think what's going to hurt our rule hospitals
Speaker 3: in the long run is the cuts to Medicaid and
Speaker 3: Medicare and also the increased costs because the ACA of
Speaker 3: the subsidies may go away. So that's going to be
Speaker 3: really where they're going to hit get hit the hardest.
Speaker 3: It's not gonna be because they can't put it on
Speaker 3: our current report or they can't garnish wages. A lot
Speaker 3: of hospitals actually don't garnish wages or sue their patients.
Speaker 3: This is actually a pretty aggressive practice with this one hospital,
Speaker 3: because actually a lot of hospitals don't do that. They
Speaker 3: tend to try to work with the patient or they
Speaker 3: or they send it to debt collection, but not every
Speaker 3: but not every hospital does that. Couples of hospitals in
Speaker 3: the area in the state have said that this doesn't
Speaker 3: this build has two fifty seven doesn't really affect us.
Speaker 3: It doesn't affect our operations.
Speaker 5: So but.
Speaker 3: So yeah, that's what I would say, is.
Speaker 1: That maybe it's just but maybe more like the rural
Speaker 1: I mean, because you look at rural areas that are
Speaker 1: losing population and they've got one hospital or clinic and
Speaker 1: now you've got fewer people in there. So I get
Speaker 1: the model. Whereas in Cincinnati and Dayton, Toledo, in bigger cities,
Speaker 1: you can absorb those costs, but better you have more
Speaker 1: people to draw.
Speaker 3: Yeah, but again I think that what's coming down the
Speaker 3: pipeline here is our cuts to Medicaid and our cuts
Speaker 3: to Medicare and the AC subsidies going away is really
Speaker 3: going to hurt our rural hospital systems, not prohibiting putting
Speaker 3: medical debta critical.
Speaker 1: It's a hospital two fifty seven, and medical debt is
Speaker 1: a crisis in America, has been for a long time,
Speaker 1: of about sixty percent of our consumer debt. This would
Speaker 1: limit the interest on that to three percent. A heared
Speaker 1: capit of three percent interest, ban wage garnishment for medical
Speaker 1: debt collections, and stop hospitals and providers and debt collectors
Speaker 1: from reporting that debt to credit agencies provided you're paying something.
Speaker 2: I mean, isn't it safe to say?
Speaker 1: In the end, most hospitals, hey, listen, I owe all
Speaker 1: this money, and here's what I make. We've got to
Speaker 1: work on a payment plan, whether it's you know, twenty
Speaker 1: bucks a month or something like that, which you'll never
Speaker 1: touch it, but at least I'm giving you something. Does
Speaker 1: that satisfy most hospitals, they put the effort.
Speaker 3: In, So, you know, I think I can't speak for
Speaker 3: the hospital systems, but certainly a lot of the hospital
Speaker 3: systems to work out payment plans. They also offer charity
Speaker 3: care options. People can ask for charity care options, and
Speaker 3: I would really encourage folks to do that. Just kind
Speaker 3: of look at all of your options. So if you
Speaker 3: do have medical debt or bills you can't pay, ask questions.
Speaker 3: So this is kind of my call to action for everybody.
Speaker 3: Ask questions. Ask you know, hey, why was I charged this?
Speaker 3: Or can I set up a paynut plan? Or hey,
Speaker 3: I can't afford this right now? So I would say
Speaker 3: keep you know, negotiate with the hospital or the deck
Speaker 3: collection agency and just make sure that you're uh negotiating
Speaker 3: that way because you you do have negotiating power and
Speaker 3: you can work on uh making sure that you you do,
Speaker 3: you do keep up with your bills and you don't
Speaker 3: fall behind and it does go on your credit report
Speaker 3: until you know, until just task so so so yeah,
Speaker 3: I would say, like, you know, just work, you know, talk,
Speaker 3: talk to the hospitals, look at your medical bills, ask questions,
Speaker 3: and you know, the hospitals should be happy.
Speaker 7: To work with you.
Speaker 6: Right.
Speaker 1: Uh, Michelle, you have biopartisan support for those a bipartiination.
Speaker 3: Yes, yeah, absolutely. It touches every So my my joint
Speaker 3: sponsor is Representative Jeane Schmidt. So uh, I you know,
Speaker 3: it touches everybody's district, everybody's district. Yeah, so you know,
Speaker 3: it's not just rural districts or urban districts or suburban
Speaker 3: district is everybody's district and everybody everybody knows someone who
Speaker 3: has had medical debt or has medical debt currently. And
Speaker 3: you know, again, we want to make sure that the
Speaker 3: playing field is a little fair for people, and we
Speaker 3: want to make sure people get ahead and not keep
Speaker 3: them down. And I think the House will two fifty seven.
Speaker 7: Uh.
Speaker 3: While it doesn't fix everything, it makes us a little
Speaker 3: bit closer to uh a fair system.
Speaker 2: Yeah, it makes sense.
Speaker 1: Jeene Schmid in the sixty second district, so you know,
Speaker 1: fairly rural area is there to Claremont County, so it
Speaker 1: has urban and rural support. And and it's bipartisan, which
Speaker 1: I like a lot. And it also helps people and
Speaker 1: it doesn't seem to unfairly incentivize someone not to pay
Speaker 1: their bills, which which I like. She is Michelle Grimm,
Speaker 1: Democrat at Toledo House bill fifty spence two fifty seven,
Speaker 1: along with Genie Schmidt here in Claremont County, and I
Speaker 1: wish all the best. Thanks again for coming on the show.
Speaker 5: Thank you, Scott be Well.
Speaker 2: Yeah, we can talk more about this too.
Speaker 1: And I know there's people that just dig their heels
Speaker 1: and go, oh my god, how it's more welfare for Yeah.
Speaker 1: The problem is this, you know we have now double
Speaker 1: we spend a triple rather the amount of money we
Speaker 1: spend on healthcare. From two thousand to today, the number
Speaker 1: has tripled. And you know when you have sixty percent
Speaker 1: of consumer debt on credit reports. It is because of
Speaker 1: medical issues, medical bills that people can't pay, and a
Speaker 1: declining number of businesses are offering health insurance. That is
Speaker 1: a catastrophe. Maybe you're feeling that yourself and your family
Speaker 1: your thoughts five one, three, seven, four, nine, seven thousand
Speaker 1: and eight on the Big One Talkback iHeartRadio app. We
Speaker 1: will get your calls in and got more just ahead
Speaker 1: here on the Scott's Loan Show right after News I
Speaker 1: on seven hundred WI. It's a Scott's Loan Show on
Speaker 1: seven hundred WLW. Lots going on this morning. We'll get
Speaker 1: into the shooting downtown in just a second. We're kind
Speaker 1: of wrapping up previous topic here. Just minutes ago, Michelle Grimm,
Speaker 1: Democrat out Toledo, a bipartisan effort, she along with Genie
Speaker 1: Schmidt of Claremont County, introducing House Bill two fifty seven
Speaker 1: to give her a lief to people who suffer for
Speaker 1: medical debt.
Speaker 2: And I think for too.
Speaker 1: Long in this country we have an argument like somehow
Speaker 1: for somebody gets debt really from that, it's somehow it's unfair.
Speaker 1: It's a transfernal wealth. Somebody's got to pay for it.
Speaker 1: It's on the taxpayers. But let's face it, because of
Speaker 1: the system that we have, we pay way more than
Speaker 1: we should, like double most developed countries for a lesser healthcare.
Speaker 1: Let's favorite, our healthcare sucks and we pay more than
Speaker 1: anybody else. What's wrong with this picture? To the point
Speaker 1: where the amount we spend over the last twenty five
Speaker 1: years has tripled, not doubled, tripled. Just let that sink
Speaker 1: in for a second. And for sixty percent of people
Speaker 1: who have consumer debt, you'll get credit, pull a credit report.
Speaker 1: Six out of ten people the number one source of
Speaker 1: debt for them is medical debt. So that means if
Speaker 1: you're servicing debt on something like healthcare, which we all
Speaker 1: need at some point or another, unless they're extremely lucky
Speaker 1: or you die young, you need health care. And so
Speaker 1: the end result then is that we pay a lot
Speaker 1: for something that is definitely necessary, and now it prevents
Speaker 1: you from spending money. Let's say you own a small
Speaker 1: business of food truck, whatever it is, and now someone
Speaker 1: instead of maybe using that money to go and buy
Speaker 1: products or services from your company or the company you
Speaker 1: work for, the end result is it has to go
Speaker 1: into servicing debt. And interest in all that other stuff
Speaker 1: because it's debt, and then that person is going to
Speaker 1: be hard from them to buy a house by a car,
Speaker 1: get a loan, and you see the effects of this.
Speaker 1: Something has to be done about it. And this has
Speaker 1: all been a band aid approach so far, certainly with
Speaker 1: what Congress is doing right now relative to health care
Speaker 1: Art's band aid stuff. The real core of the issue
Speaker 1: is how do we fix healthcare so it's not so
Speaker 1: damn expensive. One side wants a lot of subsidy. The
Speaker 1: other one doesn't have an answer really other than we
Speaker 1: don't like subsidy and socialism. But okay, that's fine, So
Speaker 1: what does that look like? And yet they won't address
Speaker 1: that core issue on that topic real quick. Is carlon
Speaker 1: Mainville on seven hundred W Dowty. Thanks for checking in, Carl,
Speaker 1: what's up?
Speaker 7: Yeah?
Speaker 4: I just wanted to share an experience that my daughter had.
Speaker 4: She has three kids and they're married, and she was
Speaker 4: diagnosed with cancer and they had all these scans and
Speaker 4: they had to go through and remove their limp notes
Speaker 4: and it was pretty intensive surgery, and her insurance coming
Speaker 4: I think over that period of time spent pretty close
Speaker 4: to over around three quarters of a million dollars covering
Speaker 4: some of her care, but then she was left with
Speaker 4: a balance, and she tried to work with uc on
Speaker 4: trying to cover some of that balance, and they could
Speaker 4: never come up within a payment. She's They just kept
Speaker 4: telling her, well, your payment's too Oh, that's no good,
Speaker 4: that's no good, and boom, they turned her over to
Speaker 4: a collection agency, put a lien on her house, try
Speaker 4: to guarantee your wages. And here she's going through cancer,
Speaker 4: but she's supposed to be calm and RESTful and all
Speaker 4: this stress that they put on her with their three
Speaker 4: little kids, right, was just unbelievable and ruthless.
Speaker 1: Yeah, and I get I get the fact that the
Speaker 1: hospitals and the providers need to be made whole because
Speaker 1: somebody has to pay for it, right, And I get that,
Speaker 1: and it seems cruel at the time because you know,
Speaker 1: I mean, do you really need to deal with bills
Speaker 1: and worry about that when you're fighting for your life
Speaker 1: so you for your children and your babies because you
Speaker 1: have cancer. No, no one wants to go through that.
Speaker 1: And and the problem can be fixed, I think, but
Speaker 1: it's going to take an effort better than we're getting
Speaker 1: from our elected officials right now. If this issue touches
Speaker 1: all lives, young, old, left and right, black and white, male, female,
Speaker 1: then then damn it, there's got to be some sort
Speaker 1: of uh, there's got to be some result on the
Speaker 1: part of our lawmakers to do something other than just
Speaker 1: you know, continue to band aid relief like this is
Speaker 1: this will help this bill. But the core issue is
Speaker 1: the fact is healthcare is out of control. When it
Speaker 1: comes to expenses, it's got to be blown up.
Speaker 4: It's it's out of control. And I think you do
Speaker 4: need to look at individual cases. But for the lack
Speaker 4: of compassion and for the millions and millions of dollars
Speaker 4: that you see gets in just grants and donors and
Speaker 4: everything else, it was just unbelievable, how cruel and uh,
Speaker 4: this whole process where they end up having to sell their.
Speaker 2: Own to the can you imagine.
Speaker 1: I mean, well, I APRAI she's better than things that
Speaker 1: have since gotten better for.
Speaker 4: Yes, And I mean it had like I said, they
Speaker 4: had to tell.
Speaker 1: So many people. Yeah, I appreciate it. Thanks, I'm glad
Speaker 1: that things are going better. But this is just a
Speaker 1: horror stories.
Speaker 6: What that is?
Speaker 5: Uh?
Speaker 1: Does that really should that be happening in our America
Speaker 1: right now, I mean happening, but should it and we
Speaker 1: can do better, But it starts with those we send
Speaker 1: to do our bidding to Washington, and uh, I don't know.
Speaker 1: I think maybe in the future, and we'll get more
Speaker 1: of this later on during the course of the show.
Speaker 1: But I think in the future you can almost sense
Speaker 1: and you know, I know that what the Russians talking about,
Speaker 1: there's gonna be a civil war, and I know there'd
Speaker 1: be a civil war, but there's gonna be a great
Speaker 1: a great change I think is coming. And we thought
Speaker 1: we might get that someone with Trump, but in this aspect,
Speaker 1: it hasn't been touched yet. Anyway, It's five one, three, seven, four,
Speaker 1: nine seven the Big One talk Back iHeartRadio app Also,
Speaker 1: I will point this out. Last night h and an
Speaker 1: issue close to home. Of course, we had another shooting
Speaker 1: at Fountain Square. So you know what is that if
Speaker 1: you're doing if you're doing the math on this. By
Speaker 1: the way, last week, two guys fired handguns across the
Speaker 1: road in rush hour traffic. One guy was shot, his
Speaker 1: car was shot up to but rush hour traffic, two
Speaker 1: clowns pull up guns because they had some stupid beef
Speaker 1: or for some petty crap and decided to shoot each other. Luckily,
Speaker 1: no one passerby was injured. Last night, it happened again
Speaker 1: at Fountain Square in front of City Bird. Two people
Speaker 1: in custody, One ran off, that person was taken down
Speaker 1: by a CPD officer who is working to detail at
Speaker 1: the square. Another person who was the subject of the
Speaker 1: gunfire was shot. So they were injured, and so you
Speaker 1: got a person suspected of firing that weapon. The s
Speaker 1: flood the scene was apprehended, thank god. The other person
Speaker 1: who's shot has been as well. So you had a
Speaker 1: couple of peoples shot last night. Fortunately no one at Citybird,
Speaker 1: no one on the square was shot. As all of this,
Speaker 1: we've had eighteen shootings to date in that area in particular,
Speaker 1: and I thought this was supposed to be We're going
Speaker 1: to get tough on crime. We've got curfews who've got
Speaker 1: everything else, and it just it does not seem to
Speaker 1: be working at all. It doesn't seem to be working.
Speaker 1: And what is a solution. I think that's a good question.
Speaker 1: Liz Keating, of course, former council person's also running and
Speaker 1: she's checking in the show this morning.
Speaker 2: Hey Liz, thanks for collinga. How are you.
Speaker 5: I'm good, but I'm set up. I am absolutely set
Speaker 5: up with all of this going on.
Speaker 2: Is that why you're running again?
Speaker 1: Because you know, you were council person and then other
Speaker 1: people said, now we need more touchy feely folks. We've
Speaker 1: got to you know, we got to care about the envirore,
Speaker 1: We got to worry about all this other stuff, and
Speaker 1: you know, took our eye off the prize, which is
Speaker 1: you know, number one is public safety. We've taken our
Speaker 1: eyes off the prize is this and I told you
Speaker 1: so kind a phone call.
Speaker 8: It's a bit of an I told you so, and
Speaker 8: it's a bit of everyone is fed up and we
Speaker 8: need leaders down there that actually care about.
Speaker 5: Keeping people safe.
Speaker 8: That is the number one job of local government is
Speaker 8: to keep people safe and be able to respond in emergencies.
Speaker 8: And council is sailing at that number one job right now.
Speaker 1: I can tell there's an election because right after the
Speaker 1: shooting there was a statement by the mayor, f Ted Peirval,
Speaker 1: who said the violence is beyond the pale and intolerable.
Speaker 1: Normally would take weeks for him to respond. Apparently there's
Speaker 1: an election coming up, and now it taking minutes for
Speaker 1: him to respond.
Speaker 2: Isn't that progress?
Speaker 5: I mean, let's look at council for a second.
Speaker 8: I mean they have long public Safety committee meeting this morning.
Speaker 8: We've consistently heard that Council has prior archise public safety.
Speaker 8: Yet only four of nine council members serve on the
Speaker 8: Public Safety Committee, only four.
Speaker 5: They only have two items on their agenda.
Speaker 7: They have not met in two weeks.
Speaker 8: So We've had two shootings on Suntain Square and they
Speaker 8: only have two items on the agenda, neither of which
Speaker 8: are talking about shootings that are going on in the
Speaker 8: heart of downtown. They've only had five items on their
Speaker 8: agenda over the last six weeks on public safety. Where
Speaker 8: is council when this death matters like we have had
Speaker 8: shootings and particularly kids being shot and killed the entire summer,
Speaker 8: and we are still yet to see actual activity coming
Speaker 8: from Council, who, by the way, they appropriate the funds,
Speaker 8: they make, the legislation and the policies that can fight this,
Speaker 8: and they are they are nowhere. All we're hearing from
Speaker 8: Council is the numbers are going down. Everything's fine. Don't
Speaker 8: look over here. We're all good re elect us.
Speaker 1: Well, it depends on what numbers. It depends on what
Speaker 1: numbers you're looking at right now. But in particular one
Speaker 1: of the property crime break ins that those numbers are
Speaker 1: again and in this case, we've last year at the time,
Speaker 1: we have ten shootings. Now we have eighteen. That seems
Speaker 1: up to me. Listen to you, I'm not good at math,
Speaker 1: LIZI you tell.
Speaker 5: Me it is.
Speaker 3: Yeah, yeah, I mean it.
Speaker 8: It is significantly higher, particularly in our urban core, and
Speaker 8: we need leaders who are paying attention to that. But
Speaker 8: we also need leaders who care about whether or not
Speaker 8: people actually feel safe, because if people don't feel safe,
Speaker 8: they are not going to go downtown. They're not going
Speaker 8: to go support those small businesses that are the livelihood
Speaker 8: of so many families in our city.
Speaker 5: We have got to have council members who actually care
Speaker 5: about this.
Speaker 8: They care about keeping people safe and making sure people
Speaker 8: feel safe. Yeah, but tech we either it's happening right now.
Speaker 2: Should we just.
Speaker 1: Pay people not to commit crimes? Wouldn't that be the
Speaker 1: easy way? I mean, we subsidize everything else. They're just
Speaker 1: talking about that with healthcare. Why not just pay these people?
Speaker 1: I think that was jan Michelle Iman Kearney's proposal, we'll
Speaker 1: pay people not commit crimes, So what's wrong with that?
Speaker 5: It is absolutely absurd. You got to be tough on
Speaker 5: crime and the causes of crime.
Speaker 8: You cannot just say you decide we're going to pay
Speaker 8: people with no accountability whatsoever because it's no partnership with
Speaker 8: the actual police department, so no way to track to
Speaker 8: see if somebody that we're paying to not shoot is
Speaker 8: not shooting somebody else. If people are actively shooting, they
Speaker 8: should be in jail. We should be off our streets.
Speaker 1: Where Julliz keating, we're downtown fairly regularly. We're overdue for
Speaker 1: a visit downtown in a staycation, which I love spending
Speaker 1: money in our city.
Speaker 2: I really do.
Speaker 1: This does not dissuade me from going down and doing that, hopefully.
Speaker 1: Some people said, I haven't been downtown in years. Other
Speaker 1: people say it doesn't bother me at all. It certainly
Speaker 1: doesn't help when you have things like this going on,
Speaker 1: because it does make you one look over their shoulder.
Speaker 1: But I will say that it's starting to have that
Speaker 1: kind of effect. I mean, I don't know. The River
Speaker 1: Roots thing didn't really go off as they thought, and
Speaker 1: it may have been the planners. But I can't help
Speaker 1: but think that when we have events and we don't
Speaker 1: have as many people showing up, this may be one
Speaker 1: of the factors involved.
Speaker 8: I think it is one of the factors. I think
Speaker 8: a tough economy is also one of the factors. But
Speaker 8: we knew this coming, and we've seen the economy shifting,
Speaker 8: We've seen prices go higher. We knew that when this
Speaker 8: happens in the economy, that crime goes up, that.
Speaker 5: Mental health issues go up.
Speaker 8: There could have been work going on two years ago
Speaker 8: to prevent this. Everyone saw it coming. Everyone isn't pointing
Speaker 8: out that this is coming, and we saw no action
Speaker 8: from council.
Speaker 3: And you're right.
Speaker 8: I will continue to go downtown. I will continue to
Speaker 8: support those businesses because those that is so critical to
Speaker 8: continuing the success of our city. But I will not
Speaker 8: sit by when we have council members who just keep saying,
Speaker 8: don't worry, crime is going down, Everything's fine, We're doing
Speaker 8: a good job. We have to have leaders who are
Speaker 8: not satisfied until crime is at zero and people feel safe.
Speaker 1: And the problem for me is in seeing this is
Speaker 1: then we have Okay, we're going to spend some money
Speaker 1: we're going to take four and a half million dollars
Speaker 1: and we'll give the kauka. But then you start looking
Speaker 1: through and it's like, there's programs, so this program and
Speaker 1: that's how it passes. Obviously, somebody gets their program, and
Speaker 1: as far as I can tell, not all of them,
Speaker 1: but there's a good number of programs that exist just
Speaker 1: to fee the rabel rousers in a sense that we're
Speaker 1: going to take this money and we're not going to
Speaker 1: be accountable for it. It's going to pay someone off.
Speaker 1: We're going to have a minister, we're gonna have someone
Speaker 1: to say, we're gonna get this my well, what have
Speaker 1: you done?
Speaker 2: Nothing?
Speaker 1: And I point out because I you know, Iris Rawley's son, right,
Speaker 1: what was he making like sixty bucks an hour or
Speaker 1: something like that to be an ambassador? Who the hell's
Speaker 1: get sixty dollars to stand around Fountain Square and do what.
Speaker 8: I mean? My problem is that they're waiting until right
Speaker 8: before in election you spend that money.
Speaker 5: Where was that money being spent.
Speaker 8: Where were these programs being spent at the beginning of
Speaker 8: summer when we were seeing kids being shot and killed
Speaker 8: every single week. This is the kind of stuff that
Speaker 8: as soon as you put the programs in place, as
Speaker 8: soon as you start spending the money, you come back
Speaker 8: at Public Safety Committee meeting and you check on it
Speaker 8: every week.
Speaker 5: How are our numbers? What are we doing? Is what
Speaker 5: we're doing working. When I was on counsel, I led
Speaker 5: the Main Street.
Speaker 8: Task Force when we were having shootings on Main Street
Speaker 8: every single week between Central Parkway and Liberty. We met
Speaker 8: on a weekly basis with different organizations and departments to
Speaker 8: continue to be relentless on solving the problem from a
Speaker 8: holistic standpoint, whether that's parking enforcement, health enforcement to Health
Speaker 8: department to shut down illegal food vendors, is working with
Speaker 8: Uber the geo fends to pick up in different areas
Speaker 8: so you can move some of the drug dealing in
Speaker 8: the car sitting around, moving that along.
Speaker 5: But we spent time.
Speaker 8: Downtown at Q three am on Saturday nights when there
Speaker 8: were the problems, to see if the work that we
Speaker 8: were doing was actually working, coming back and reporting and
Speaker 8: figuring out what more changes you have to keep showing
Speaker 8: up every single day with the result to solve the issue.
Speaker 8: And we're not seeing that. We're seeing a bunch of
Speaker 8: money being spent right before an election that money should
Speaker 8: have been spent months ago when we saw this going up,
Speaker 8: and then constantly needing each and every week to see
Speaker 8: how it is working. We're not seeing that. We're just
Speaker 8: hearing from council members saying numbers are going down.
Speaker 1: I think I speak for a lot of people, and
Speaker 1: I said I'm tired of them spending money on programs. Assimilarly,
Speaker 1: there's no accountabilities, no jerseys. We're just giving, we're paying
Speaker 1: people off, and the problem continues to exist. The people
Speaker 1: we allegedly are helping aren't getting helped at all. It's
Speaker 1: just a transference of wealth and it's a skim is
Speaker 1: what it is. Similarly, Liz Keating, today, I think council's
Speaker 1: meeting to discuss food trucks and how to further regular
Speaker 1: food trucks. We saw the problem, of course, with the
Speaker 1: after hours places that were open in many neighborhoods. Roselin
Speaker 1: comes to mind with a hookah lounge, and we've got
Speaker 1: shootouts at the hookah lounge and people hanging around on
Speaker 1: the street till three four in the morning all night long,
Speaker 1: causing problems, scaring people well, intimidating people, and also some
Speaker 1: violence going on as well, and we're contemplating what to
Speaker 1: do about that. But meanwhile, one of the solutions was
Speaker 1: to cause the food trucks to shut down at eleven
Speaker 1: o'clock or midnight or whatever it was, which is, we're
Speaker 1: just punishing law abiding people for the sake of alleged
Speaker 1: public safety. But the optics of that are somehow that well,
Speaker 1: if we give with the food trucks, then the degenerates
Speaker 1: won't go when and they won't be able to eat,
Speaker 1: so they'll go home, which of course is the exact
Speaker 1: opposite of what you should be doing.
Speaker 2: These people have no sense.
Speaker 5: Yeah, I mean, we.
Speaker 8: Cannot blame small businesses for the crime numbers when council
Speaker 8: cannot help.
Speaker 5: Solve this on their own. It is absolutely.
Speaker 8: Absurd, and it's absurd that it's taken this long for
Speaker 8: Counsel to act. When the food trucks we're getting those
Speaker 8: types of regulations weeks ago, it's taken them this long
Speaker 8: to actually respond to it. We cannot punish You're right,
Speaker 8: You're exactly right. We cannot punish these small businesses for
Speaker 8: the crime going on. Now. There are some businesses that
Speaker 8: do create problems, and that's why we have certain measures
Speaker 8: to be able to whether it's revoking liquor licenses or
Speaker 8: shutting it down, if they're not doing what they're supposed
Speaker 8: to do and causing it. We have not seen that
Speaker 8: from the Food Trust venders, food Trust vendors. Those are
Speaker 8: small businesses are the lifeblood of our city.
Speaker 5: That is how we support families.
Speaker 8: That's how you get paychecks going home to support families
Speaker 8: and give them better opportunities. If we can't allow small
Speaker 8: businesses to thrive in Cincinnati, then we've got a real problem.
Speaker 2: Yeah.
Speaker 1: I think the bottom line, Liz Keating, is that we've
Speaker 1: got to get serious about these criminals. I mean, we
Speaker 1: live in a time where I mean, let's face it,
Speaker 1: the people are doing this are self absorbed.
Speaker 2: Sociopaths.
Speaker 1: I mean getting I mean and shooting at each other
Speaker 1: acrosses crowded street in the middle of the afternoon as
Speaker 1: commuters go back and forth over some beef or last night,
Speaker 1: what happened to fountain scorn front a city bird over
Speaker 1: some stupid argument, and guns are going to come out.
Speaker 1: Be damned everyone else around you. I'm sorry those people.
Speaker 1: We have a cancer, and it's a cancer of self absorption.
Speaker 1: I don't care how many programs and we've got to
Speaker 1: be gentle and we got to treat these poor kids.
Speaker 2: I'm sorry you got that.
Speaker 1: That's over. We've got to round these people up and
Speaker 1: incarcerat them. That's the only way out of this. And
Speaker 1: sadly we're making more degenerates like this causing havoc for
Speaker 1: our city. Liz Keating, thanks for checking in this morning.
Speaker 1: Good luck with the election come up as you seek
Speaker 1: the vote to be able to re elect to the council.
Speaker 2: Thanks again, Yeah, thank you.
Speaker 5: Change in Cincinnati, No kidding.
Speaker 1: Another shooting last night. Sloany seven hundred wws and.
Speaker 6: Here we go.
Speaker 1: Sloany seven hundred other in this Tuesday morning watching Speaker
Speaker 1: Johnson talk about the government shutdown, I don't have the
Speaker 1: sound up, but I guess it's blah blah blah blah blah.
Speaker 1: And then maybe Chuck Schumer or somebody will pop on,
Speaker 1: or Jeffries will go on, and I'll say blah blah
Speaker 1: blah blah blah ah. So anyway, more of the same
Speaker 1: nonsense in the theater that continues, however, is as much
Speaker 1: as a theater as it is. There's still some impact
Speaker 1: with this. We know that there's people losing their jobs.
Speaker 1: People who are laid off or furloughed worry about maybe
Speaker 1: making that mortgage, your car payment. Certainly that is a concern,
Speaker 1: and a real one at that, because this affects real people,
Speaker 1: just not in the numbers they would have let you
Speaker 1: to believe. Now, part of this, too has to do
Speaker 1: with forty one hundred employees across different government agencies may
Speaker 1: be terminated. We'll find out there. And one of the
Speaker 1: areas that's under concerned and we'll find out tomorrow, is
Speaker 1: wealthy members of the military get paid.
Speaker 2: I think that's a pretty good question.
Speaker 1: The folks that are out there keeping the peace and
Speaker 1: trying to protect America probably should get a paycheck.
Speaker 2: Who you're out there put your life on the line
Speaker 2: every day.
Speaker 1: This and the other things to talk about with the
Speaker 1: Glenn Welling for the first time in the show. He's
Speaker 1: the executive director of the Hamlet County Veteran Service Commission. Glenn, Welcome,
Speaker 1: how are you.
Speaker 7: Good morning, Scott. I'm doing very well and it's great
Speaker 7: to be on with you.
Speaker 6: The thanks.
Speaker 2: I appreciate thanks for your service. I know you're a
Speaker 2: Navy guy. Love me some.
Speaker 1: Navy, go Navy, beat Army and well, let's start with that.
Speaker 1: Let's start with whether or not the troops are going
Speaker 1: to get people are going to get paid in the military.
Speaker 1: I think it seems like they found the money, they said,
Speaker 1: which goes to show you the seriousness of the shutdown.
Speaker 1: Not that not paying our soldiers, sailors, and airmen and
Speaker 1: women and Coastguard for that matter, not a concern, but
Speaker 1: you know, they found the money somewhere, somewhere in the
Speaker 1: trillions of dollars and budget money that we have out there,
Speaker 1: Somewhere they found the money to be able to pay
Speaker 1: all the good men and women of our armed services. Allegedly,
Speaker 1: we'll find out.
Speaker 7: Yeah, that's what I've heard as well. I'm not sure
Speaker 7: about that. I understand that perhaps they're looking at least
Speaker 7: temporarily within the research and development section within what is
Speaker 7: now called the Department of War. But I've heard the
Speaker 7: same thing.
Speaker 4: But I agree.
Speaker 7: Well, I, you know, spent thirty seven years in the
Speaker 7: Navy all totally, I went through a number of those
Speaker 7: government shutdowns. And I also have a daughter who's currently
Speaker 7: serving on active duty as a combat engineer in the Army,
Speaker 7: And yeah, I can tell you from my own experience
Speaker 7: and from what my daughter has relayed is that our
Speaker 7: service members are focused first and foremost on accomplishing our mission.
Speaker 1: Yeah, but but you still need to get money and
Speaker 1: be able that you still have bills. Just because you're
Speaker 1: in the Armed Services doesn't mean you don't have.
Speaker 7: Bills absolutely, And unfortunately, you know, lack of a paycheck
Speaker 7: can be a significant distraction and from focused on mission
Speaker 7: and caused increased stress and concern. So anyone looks thing
Speaker 7: should reach out to their elected representatives encouraging them to
Speaker 7: support what's known as the Pay Our Troops Act HR
Speaker 7: fifty four oh one, And that's legislation that ensures military
Speaker 7: members including Coast Guard, will continue to receive pay during
Speaker 7: the government shutdown. And that's that's not a partisan request
Speaker 7: in any way. As a matter of fact, I also
Speaker 7: president of the Navy League Council here in Cincinnati, and
Speaker 7: we've pushed that information out to all of our members
Speaker 7: can encouraging them to do that as well.
Speaker 1: Glenn, has this a fact that at all you foresee
Speaker 1: it affecting VA healthcare programs for our veterans.
Speaker 7: Currently, that is not what we know at this point.
Speaker 7: Core VA benefits like disability pens and education payments are
Speaker 7: not currently affected by the government shutdown, and they should
Speaker 7: continue to be processed and delivered. At least that's what
Speaker 7: the VA is saying at this point. However, one of
Speaker 7: the things to shut down can impact is customer service
Speaker 7: and administrative functions. But in terms of those payments being
Speaker 7: processed from the VA, as far as we know right now,
Speaker 7: those are still being processed.
Speaker 2: Well, that's the probable.
Speaker 1: We need to do that because we have as I
Speaker 1: have to tell you because you're the head of the
Speaker 1: Hamma County Veteran Service Commission, but aging veterans, the number
Speaker 1: of those are growing two post nine to eleven service members.
Speaker 1: We know wait times are up at the VA as well.
Speaker 1: I hate to have this compound that.
Speaker 7: That's exactly right, and we here at the Hamilton County
Speaker 7: Veterans Service Commission. We serve more than thirty seven thousand
Speaker 7: veterans here in Hamilton County and their family members and
Speaker 7: so by veteran, those who have received their d D
Speaker 7: two fourteen, which is their certificate of release or discharge
Speaker 7: from active duty, and we're here to continue to help
Speaker 7: support them.
Speaker 4: While we are not.
Speaker 7: The VA, we are here to help connect them our
Speaker 7: mission is to connect those veterans to resources at the federal, state,
Speaker 7: and local level. So that's what we do here at
Speaker 7: the Veteran Service Commissions.
Speaker 1: Yeah, in part of you know, we've talked about long
Speaker 1: wait times and in reporting of dated at certain VA facilities.
Speaker 1: That that's part and parcel for the problem, I think too.
Speaker 1: But making sure that the VA can go on and
Speaker 1: taking care of the veterans that need that care and
Speaker 1: are leaning on that care just simply can't go away
Speaker 1: because of some silly government showdown. A shutdown doesn't seem
Speaker 1: like that's the case, which is.
Speaker 2: Good news, yes for sure, Glenn.
Speaker 1: One of the other issues facing the veterans, to particular
Speaker 1: in Hamlin County is the issue of homelessness. We probably
Speaker 1: see that more in Hamlin County because it's, you know,
Speaker 1: one of the biggest counties in the state of Ohio,
Speaker 1: and I know that number nationally has gone up for
Speaker 1: seven percent. What do you guys doing there to combat
Speaker 1: that and how much of that are you seeing, especially
Speaker 1: with the winter months coming.
Speaker 7: Well, that's a great question. One of our core pillars
Speaker 7: here at the VSC is financial assistance, So we provide
Speaker 7: finani temporary financial assistance for veterans in need, and part
Speaker 7: of that is to include temporary housing. We also have relationships.
Speaker 7: As a matter of fact, we have a relationship with
Speaker 7: the owners of the Quality in Over on eighth Street,
Speaker 7: and there's an entire floor there, the sixth floor is
Speaker 7: dedicated to temporary veteran housing. We partner with hud that
Speaker 7: to help provide financing for that. So it's certainly a
Speaker 7: focus area of ours, and we're looking to continue to
Speaker 7: expand that, perhaps two other organizations that can partner with them,
Speaker 7: for instance, like Easter Seals, Redwoods and other veteran service
Speaker 7: organizations here in Hamilton County.
Speaker 1: Sounds like you guys are this boulder is rolling downhill
Speaker 1: in a good way because it wasn't that long.
Speaker 2: I don't bring up the pass.
Speaker 1: Glennus pre dates your service there at the Hamlet County
Speaker 1: Veteran Service Commission. But of course it was just about
Speaker 1: a couple of years ago where he had the scandal
Speaker 1: to kind of expose things. Things weren't being run correctly.
Speaker 1: Veterans were hanging in Limbo and Hamlin County. They couldn't
Speaker 1: get transportation and their healthcare, and a bunch of you
Speaker 1: they get maybe a bus pass or something like that,
Speaker 1: and of course puts strain on the other counties Claremont, Butler, Warren,
Speaker 1: et cetera too. I'm glad to see that things are
Speaker 1: changed and change for the better, because we're not talking
Speaker 1: about that anymore.
Speaker 7: Well, we are on an entirely new path, and I
Speaker 7: have to give credit to my predecessor, Orlando Sanza, who
Speaker 7: just did an amazing job of turning things around. You
Speaker 7: mentioned transportation. In June, we started a transportation service. We're
Speaker 7: getting our second van at the end of this month,
Speaker 7: and we take veterans from their front door right to
Speaker 7: their VA medical appointments, and so things are really really
Speaker 7: moving forward here. We're so lucky to have the support
Speaker 7: that we have from our county commissioners as well as
Speaker 7: our outstanding board of commissioners here within the Veterans Service Commission.
Speaker 4: We have also.
Speaker 7: Engaged in a significant amount of outreach because if veterans
Speaker 7: don't know we're here and don't know what benefits, so
Speaker 7: we can provide to them that we're not able to
Speaker 7: serve them. So so many things. As you said, the
Speaker 7: boulder is rolling and we want to keep pushing it.
Speaker 1: Yeah, we had moss on the boulder. Before it may
Speaker 1: have been backing up on your hands, but now it's
Speaker 1: going downhill and it's gained speed and we're doing we
Speaker 1: have to write people like yourself and there gluns. So
Speaker 1: I'm glad you're because I know what you did over
Speaker 1: Jayu University and now as EXECUTI Director Hamlin County Veterans
Speaker 1: Service Commission. No, it's in good hands. I also know
Speaker 1: too as a proud Navy man. Uh serve what thirty
Speaker 1: seven years you see? You know I was navy too.
Speaker 7: Oh, I did not know that the US.
Speaker 1: There were So I was stationed on the USS Abraham Lincoln.
Speaker 1: Are you familiar with that carrier CVN seventy.
Speaker 7: Two, I absolutely am, yeah, so, uh.
Speaker 1: It was I think five years ago. Uh, I flew in.
Speaker 1: It was a media thing. I flew in a buddy
Speaker 1: of mine, but a friend of a friend kind of
Speaker 1: thing is ahead of the Pacific Fleet to p Io,
Speaker 1: and I flew in, did some Navy training, got in,
Speaker 1: flew in on the carrier on the Atlanta somewhere off
Speaker 1: the Carolina coast. Was on that ship for I think
Speaker 1: about twenty four hours and flew back. I was there
Speaker 1: for about so I was in the service. Really about
Speaker 1: the good three or four days.
Speaker 4: Well, thanks for your service.
Speaker 2: Well, thank you.
Speaker 1: Yes, it's good to be talking to a fellow seamen.
Speaker 1: And it's good, you know. And I will say that
Speaker 1: like you're thirty said America was never invaded in the
Speaker 1: twenty four hours I was aboard that ship, not invaded.
Speaker 4: I'm sure you'll be getting a cry thank you.
Speaker 1: For me, I would think, so, I always think so.
Speaker 1: I'm not quite sure what that gets me. I think
Speaker 1: I get like free ice on Veterans Day with any
Speaker 1: soft drink is what I'm entitled to for my my
Speaker 1: twenty four hours of service. But spectacular though, in all seriousness,
Speaker 1: to see just how the Navy inside operates and what
Speaker 1: the Navy means too, because most people think, okay, well
Speaker 1: what the basically we are the police for We're the
Speaker 1: highway patrol of the seas, is what we are. If
Speaker 1: the US Navy seas to exist, all hell would break loose,
Speaker 1: all the shipping lanes would become for the pirates. You know,
Speaker 1: we saw what happened in Iran, remember the Somali pirates
Speaker 1: in that Tom Hanks movie. Of course, Captain Phillips, the
Speaker 1: Navy's the one that figures that stuff out. We make
Speaker 1: sure that your socks that you are darn Amazon, your
Speaker 1: socks are delivered on time every time.
Speaker 2: That's what the Navy does.
Speaker 7: Absolutely, We're insuring free trade across the globe, and we
Speaker 7: serve in every corner of the globe, and our sailors
Speaker 7: and marines are out there twenty four to seven below
Speaker 7: a pond and above the sea, ensuring prosperity for our
Speaker 7: nation and global security for all.
Speaker 1: It's really cool to see at firsthand the men and
Speaker 1: women aboard our Navy's ships at sea and those behind
Speaker 1: the scenes that do the training and everything else. And
Speaker 1: it's really eye opening for someone like me. And my
Speaker 1: dad was in the served four years in the Navy too,
Speaker 1: so that one head home to me. I know also
Speaker 1: that the United States Navy probably the finest of all
Speaker 1: all the armed services of the unit in the world.
Speaker 1: Celebrating the two hundred and fiftieth anniversary, two hundred and
Speaker 1: fifty years the Navy's been in existence.
Speaker 6: That's right.
Speaker 7: As a matter of fact, our birthday was yesterday and
Speaker 7: the Navy League is sponsoring our two hundred and fiftieth anniversary.
Speaker 7: Navy and Marine Corps ball coming up next Saturday, October
Speaker 7: twenty fifth at the CentOS Center. So it's right between
Speaker 7: our birthday the thirteenth of October and the Marine Corps
Speaker 7: birthday on November tenth, and it's going to be a
Speaker 7: fantastic of and we're looking to have a great representation
Speaker 7: there from both services. And again, Scott, due to your
Speaker 7: extensive service in the United States Navy, we would love
Speaker 7: to have you come and participation.
Speaker 1: You sat for guest speakers. You have someone you've got
Speaker 1: like you got like a four star. What do you
Speaker 1: got you got a rear admiral or somebody speaking because
Speaker 1: of you know, I'm available. I talk about my days,
Speaker 1: my day at sea.
Speaker 7: That's a great question. And so typically we have a
Speaker 7: single guest speaker, but because this event is representing both
Speaker 7: the Navy and the Marine Corps, we wanted to secure
Speaker 7: a guest speaker from each. And folks may not know this,
Speaker 7: but eighty percent of our military force is enlisted.
Speaker 4: I was an enlisted.
Speaker 7: Guy for that period of time.
Speaker 4: So I reached out to the.
Speaker 7: Master Chief Petti Officer of the Navy thirteen Nickpond thirteen,
Speaker 7: a gentleman named Mike Stevens, who is also the CEO
Speaker 7: of Navy League National and asked him first, and so
Speaker 7: he is coming in to represent the Navy. And then
Speaker 7: a retired Marine Sergeant Major Brian Battaglia, who was the
Speaker 7: senior and listened advisor to the Chairman of the Joint
Speaker 7: Chiefs and that is the highest ranking listed person in
Speaker 7: the entire US Armed Forces. Brian, Mike and I all
Speaker 7: three served in the Pentagon together, and Brian was the
Speaker 7: guest speaker at my Navy retirement, so I reached out
Speaker 7: to So the two just incredibly outstanding gentlemen that we
Speaker 7: have coming in to be our guest speakers. They're going
Speaker 7: to talk about the importance of two hundred and fifty
Speaker 7: years for their individual branches. And as you may know,
Speaker 7: there's always some friendly barbs back and forth between the services,
Speaker 7: and especially the Navy and the Marine Corps, so they'll,
Speaker 7: I'm sure treat us to some of that friendly jousting
Speaker 7: as well.
Speaker 2: Yeah a level.
Speaker 1: It's kind of like cops and firefighters when they get together,
Speaker 1: right it's a battle between the two, but you're kind
Speaker 1: of on the same team, Navy Marine Corps. So it's
Speaker 1: a Saturday the twenty fifth, sentas right at six o'clock.
Speaker 7: That's correct, six to eleven. And they'll be a pomp
Speaker 7: and circumstance both the Navy and the Marine Corps ceremonial
Speaker 7: activities related to it. Ceremonial cake cutting where we'll be
Speaker 7: honoring the youngest and oldest sailor and marine in the
Speaker 7: audience for the ceremonial cake cutting dinner followed by dancing.
Speaker 7: It's just going to be a wonderful, wonderful event.
Speaker 2: It's amazing, all right.
Speaker 1: Someone, if you're interested to hear this, maybe you're a
Speaker 1: Navy veteran, or a veteran of the United States Marine Corps,
Speaker 1: or I'm guessing just ordinary people like me can come
Speaker 1: to where you go for tickets.
Speaker 7: Go to Cincinnati Navy League dot com and that's the
Speaker 7: homepage for the Greater Cincinnati Council of the Navy League
Speaker 7: and scroll down you'll see the link to connect for
Speaker 7: tickets to the event.
Speaker 2: Right there, got it, all right?
Speaker 1: Chief, thanks a lot, Glenn Welling, retired Navy Master Chief,
Speaker 1: Executive Director, Hamlin County Veteran Service Commission. The event coming
Speaker 1: up on the twenty fifth, But glad to know that
Speaker 1: at the end of the day here that no one
Speaker 1: will suffer who is serving our country or our family
Speaker 1: members when it comes to not getting a paycheck starting
Speaker 1: tomorrow in the fifteenth, because tomorrow's pay day, the eagle
Speaker 1: poops tomorrow. Hopefully it continues pooping for a while for people.
Speaker 1: I appreciate it. Thanks for your service, Glenn, great to.
Speaker 2: Talk to you.
Speaker 4: Thank you, Scott.
Speaker 1: All right, people, well take care there you go. Notice
Speaker 1: I did not get from Glenna. Thank you for your
Speaker 1: But that's okay, that's all right. That's I'm not gonna
Speaker 1: say it was a difficult twenty four hours. But well
Speaker 1: I can't. I can't divulge that we've got news on
Speaker 1: the way in about five minutes and coming up on
Speaker 1: the show on seven hundred WLW missophonia. Do you know
Speaker 1: what that is? Miso phonia? Maybe it's miso miso something,
Speaker 1: miso phonia. You might have it, and you might go, wow,
Speaker 1: I didn't know there was a name for what it
Speaker 1: is that I have. And but it's not one of
Speaker 1: those Hey, this isn't a gonna be a twenty minute
Speaker 1: commercial for some sort of pharmaceutical product that you don't need.
Speaker 1: They'll turn Yeah, it's gonna solve your misso phonia, but
Speaker 1: it's going to make your eyegrash eyelashes, grow it down
Speaker 1: on your armpits. It's not anything like that. I don't
Speaker 1: know if there's a side of it. Was really interesting.
Speaker 1: We finally have a name for something a lot of
Speaker 1: us suffer from.
Speaker 2: What is that?
Speaker 1: We'll get to it right afternoon. Sloaney continues on seven
Speaker 1: hundred WWT Cincinnati. Sloaney here, seven hundred WLW. Well it
Speaker 1: she didn't make it public TI Friday, so I really
Speaker 1: didn't feel comfortable talking about it until she was fine
Speaker 1: with it, and I talk about normally at this time
Speaker 1: on Tuesday, Thursday, Tip Potter comes of us three things
Speaker 1: and maybe you heard, maybe didn't hert anyone on social
Speaker 1: there are some positions eliminated production and force, which is
Speaker 1: fairly common in our industry and common maybe in yours
Speaker 1: as well too. It's happening with impunity across other sectors,
Speaker 1: just the nature of the commune, like and tiff and
Speaker 1: well Tony Pike from ESPN fifteen thirty no longer with us,
Speaker 1: and it's it's kind of sad because she wanted me
Speaker 1: to a couple things. I mean she's a friend, and
Speaker 1: I think she's awesome and one of the hardest working
Speaker 1: people I know, and kind of a ray of sunshine
Speaker 1: you need that these days.
Speaker 2: She's just done, like I'll beat.
Speaker 1: We may disagree on some things, but you know, more
Speaker 1: like a father daughter kind of sort of disagreement relationship too,
Speaker 1: But you know, in fact of Mather remains. That's the
Speaker 1: cold reality of business in today's business world, today's business climate,
Speaker 1: it's tough, and you're seeing that where you work, I'm sure.
Speaker 1: But she I know, she did want me to express
Speaker 1: how grateful she was for people who reach out to
Speaker 1: her and friended her on social and everything else too,
Speaker 1: and she enjoyed her her time doing that. So yes,
Speaker 1: it's kind of sad to do that without her now
Speaker 1: because we've done it for a few year, like four
Speaker 1: or five, five years now, I think, And so it goes,
Speaker 1: you know, just another one of those things. And you
Speaker 1: hang around long enough like I have, you start to
Speaker 1: see that and go just it does kind of drain
Speaker 1: on you. But it's the it's the reality of things,
Speaker 1: for sure. So she's missed. I want to know she's missed.
Speaker 1: It's called miso phonia, misso phonia affects one in five people.
Speaker 2: What the hell is that?
Speaker 1: Unless you you know my teas, I said, I'll talk
Speaker 1: about misophonia coming up, but maybe it's meso or miss so.
Speaker 1: I think it's mesophonia M I S O P H
Speaker 1: O N I A. And it's an aversion to specific
Speaker 1: sounds like, for example, chewing or sniffing or breathing sounds
Speaker 1: or whatever.
Speaker 2: It might be.
Speaker 1: One in five people suffer from it. I think I
Speaker 1: kind of do too. And maybe he said, ah, I
Speaker 1: didn't know there's a name for that. Certain sounds that
Speaker 1: trigger intense negative emotional or physical reaction. Some people have
Speaker 1: feelings of anger or anxiety or disgust or panic when
Speaker 1: you hear one of these trigger sounds, like, for example,
Speaker 1: if you listen to someone chewing or slurping or lip smacking,
Speaker 1: or someone who sniffles a lot or breathes heavily or yeah,
Speaker 1: maybe it can be like a repetitive sound like someone
Speaker 1: like keyboards tapping or somebody's pen clicking, those kind of things.
Speaker 1: I think for me, if I had one, I've probably
Speaker 1: got a few. Noil clippers are kind of like people
Speaker 1: go nails on a chalkboard that's a very common one.
Speaker 1: But like now clippers for me, when we have ads
Speaker 1: either on streaming or broadcast or on the radio and
Speaker 1: someone's whispering like you know what it was that as
Speaker 1: d R r D what you know I'm talking about.
Speaker 1: Like people, it's like a sexual thing for them to
Speaker 1: hear someone like the microphone or holding up eating a
Speaker 1: taco very close to microphone. You can hear them that
Speaker 1: like yeah, that that that gets under my skin a
Speaker 1: little bit too. But the problem and maybe it's not
Speaker 1: full blow and misslephonia, the reactions are disproportionate to what's
Speaker 1: going on. I can normally go, Okay, someone's clearing the throat,
Speaker 1: but your reaction is I want to kill this person.
Speaker 1: And it's really a thing too, it's diagnosed. Your body
Speaker 1: responds to it, so you have like it's basically a
Speaker 1: fight or flight response, and they measured it and you
Speaker 1: know your heart rate, your blood pressure can go up,
Speaker 1: you may have difficulty concentrating, which is the one for
Speaker 1: me that's more by ADHD than anything else. But if
Speaker 1: I hear someone doing something repetitive like that in one
Speaker 1: of those things, it's like that's all you hear the
Speaker 1: room and it may lead to strained relationships with people
Speaker 1: close to you, including family members or spouses for that.
Speaker 1: And so they say it starts in childhood or early adolescence,
Speaker 1: and it's more neurological than anything. Not quite sure. They
Speaker 1: don't understand the exact mechanism of how it comes. But
Speaker 1: there may be an abnormal connection between what you hear
Speaker 1: and the limbic system, which is the part of your
Speaker 1: body the processes emotions, and there may be something that's
Speaker 1: just disconnected there.
Speaker 2: And yeah, it can impact your quality of life.
Speaker 1: And it's one of those things they say, Well, you
Speaker 1: just simply you can't get over it. So now you
Speaker 1: know it's a name for something. Maybe you have it,
Speaker 1: maybe you know someone who does, and now maybe it
Speaker 1: gives you a greater sense. Now, as far as I know,
Speaker 1: there is no pharmaceutical concoction yet made to battle. Maybe
Speaker 1: there is, maybe they're using something off label, but there's
Speaker 1: I've not seen a commercial where happy people are dancing
Speaker 1: around a I don't know. It looks like a food
Speaker 1: court or something like that, an outdoor picnic with all
Speaker 1: these pretty colors dancing around in circle, singing about the
Speaker 1: benefits of the drug. That's going to curb your misophonia.
Speaker 1: Maybe it exists, I'm not sure, but I have not
Speaker 1: seen the ad for it yet. I'm not sure we will.
Speaker 1: But now you know what it is, and if you
Speaker 1: know someone to say, could you not do that? It's
Speaker 1: not just them being a jerk. Is it's actual science
Speaker 1: behind It's just like it's causing them a lot of harm.
Speaker 1: And it might be tied to autism. So I don't know.
Speaker 1: Maybe Tyland Ulstable, I'm not sure.
Speaker 6: I don't know. I don't know.
Speaker 8: No.
Speaker 1: On again, I don't If I have time to get
Speaker 1: in this same I probably should. This is making the
Speaker 1: rounds on social and I have not seen it in
Speaker 1: my neighborhood, although I just moved to an neighborhood.
Speaker 2: Maybe there's there's.
Speaker 1: Hope still, How would you handle the situation, because apparently
Speaker 1: it's a growing thing, a trend of kids this time
Speaker 1: of year. Halloween's coming up, and what do you hand
Speaker 1: out at Halloween? You hand out hopefully some candy please,
Speaker 1: I hope you're not hand on a bucket of change
Speaker 1: or like an apple still or something like that. There's
Speaker 1: a trend now of kids expecting full sized candy bars
Speaker 1: instead of the fun sized candy bars, and some households
Speaker 1: are spending well over two hundred dollars on that candy.
Speaker 1: I don't know what my candy budget is, but I
Speaker 1: know it's not two hundred dollars. I know it's probably
Speaker 1: not one hundred. But I'm in that place now. I
Speaker 1: got to ask some neighbors and go, hey, how many
Speaker 1: kids come rolling by here? Because I don't want to
Speaker 1: be running out of candy. I want to I don't
Speaker 1: want to run out of candy. I also don't want
Speaker 1: to have too much leftover candy because you know what
Speaker 1: happens to the leftover candy. I eat the candy, and
Speaker 1: that's a problem. And that's a problem. But I'm just
Speaker 1: wondering what neighborhood is it where kids are expecting full
Speaker 1: sized candy bears. I know occasionally there are people that
Speaker 1: hand out full sized candy bars. Probably a nicer neighborhoods,
Speaker 1: or unless you know you're the Reese's guy that used
Speaker 1: to hook us up here and you have an olyments
Speaker 1: supply of Reese as well, you're gonna have out races.
Speaker 1: I had a neighbor one time that worked. I think
Speaker 1: for the lays like the Potato Chip company and heat
Speaker 1: out bags like, you know, not not the full sized bags,
Speaker 1: but the lunch bag sizes of chips, which was kind
Speaker 1: of a nice thing. But now kids are demanding, expecting
Speaker 1: full sized candy bears and what does that look like.
Speaker 1: Well apparently instead of you had them a bag a
Speaker 1: candy and you had them, you know, a Snickers, let's
Speaker 1: say fun size Snickers. Instead of saying thank you, they
Speaker 1: they're demanding like, well, I don't like that, I don't
Speaker 1: like that, I want skittles, or do you have nerds?
Speaker 1: Or yeah, it's not a convenience star. And apparently this
Speaker 1: has hit a nerve and it's kind of one of
Speaker 1: those things. It's become a buzz on social media that
Speaker 1: parents and homeowners are saying. Kids are just demanding that
Speaker 1: you go get you get them the candy that they like,
Speaker 1: not the one that you're handing out, which you know
Speaker 1: is reflection back to our parenting that we and we
Speaker 1: said better.
Speaker 2: I don't know if it was actually true back in
Speaker 2: the day.
Speaker 1: I know, when my mom had cooked dinner, this is
Speaker 1: what's for dinner, and maybe there's something you didn't like,
Speaker 1: Well you didn't eat it, or you tried to pretend
Speaker 1: to eat it, and you'reford, this is what's dinner, and
Speaker 1: then by the time you're a parent, was like, okay,
Speaker 1: well this one wants chicken nuggets and this one wants
Speaker 1: a hot dog, and then okay, I gotta make this
Speaker 1: for un and it winds up being like a shorter cook.
Speaker 1: But we are the parents that let them down this.
Speaker 1: So I can't help but think that if this is
Speaker 1: that this is what we set ourselves up for, kids
Speaker 1: are making it. Rather than being happy they're getting candy
Speaker 1: at Halloween, which is a one day a year kind
Speaker 1: of thing outside of maybe Easter. Now they're actually making
Speaker 1: requests for what it is that should be in their bag.
Speaker 1: And I'm sorry. You know how I deal with that.
Speaker 1: I wouldn't be like, well, I think it was. I
Speaker 1: was reading the story. It's like Kelly Ripper or somebody
Speaker 1: was talking about this on their show and said that
Speaker 1: now they're going to hand out opaque bag so the
Speaker 1: kids can't choose, Like, here's a bag and there's candy
Speaker 1: in it, so good luck with that, whatever it is,
Speaker 1: you open it later, like you know what, now on
Speaker 1: top of the two hundred dollars, I gotta put each
Speaker 1: piece of candy in a bag because this dipstick from
Speaker 1: up the street doesn't like Snickers or Hershey's or whatever.
Speaker 1: It is the easy way to solve that. Now, you
Speaker 1: don't get none, you get nothing. Oh yeah, you're right,
Speaker 1: I only have Snickers. Well I don't like Snickers. Okay,
Speaker 1: well guess what I do?
Speaker 2: See yah?
Speaker 1: Now, if they're persistent little craps, I mean I suppose
Speaker 1: you could tell them, depending on the age, going no,
Speaker 1: that's what we have here. If you don't like, you
Speaker 1: don't have to take one, it's fine, or maybe give
Speaker 1: it to your brother or sister. I'm sure your mom
Speaker 1: and daddle et or something like that. It's it's fine.
Speaker 1: I don't think i've ever had that where the kid's
Speaker 1: like what is that? That's terrible because generally it's like,
Speaker 1: you know, we tend to do I don't know whatever,
Speaker 1: I know, kiss the fruit, flaffored stuff whatever. You're not
Speaker 1: gonna keep everybody happy. There's a lesson for you there.
Speaker 6: Right.
Speaker 1: If you're kind of old school like me, like, you're
Speaker 1: not gonna keep everybody happy. You're not gonna get what
Speaker 1: you want all the time. This is not how life works.
Speaker 1: Rather than grateful and thankful. It's like, you know, I
Speaker 1: don't have to give you candy?
Speaker 6: Right?
Speaker 1: You know this is there's no written contract anywhere it
Speaker 1: says on Halloween I have to open my door and
Speaker 1: give your unappreciative little little smart ass anything for that
Speaker 1: matter a matter of fact, hold on a second, reached
Speaker 1: down to our bucket. I'm taking candy because you're such
Speaker 1: a jerk. That's not a message. Who's next? Let the
Speaker 1: word get around the neighborhood. Sloan's not to be messed with.
Speaker 1: Of course my house just say my house to be
Speaker 1: called recovered in toilet paper. But that's probably got today.
Speaker 1: Kid's probably more likely just to shoot you.
Speaker 2: Wait a minute.
Speaker 1: We used to tepee and soap, so, you know, let
Speaker 1: the air out of somebody's carts, something like a flaming
Speaker 1: bag of dog crap on the front of No. No,
Speaker 1: I just get like a dry bile to light my
Speaker 1: house up with an ak Why because I gave them
Speaker 1: a Hershey's instead of a Snickers. And some people are
Speaker 1: reporting that those who leave candy out, you know, the
Speaker 1: honor bar system, sometimes find everything stolen.
Speaker 2: I've kind of heard of that as well. I wonder
Speaker 2: if it's the little.
Speaker 1: Kids and not just like the big kids, somebody being stupid,
Speaker 1: But why would you steal like you put the you
Speaker 1: put a bowl of candy out there, they take the
Speaker 1: bowl and everything, and in some cases are committing vandalism.
Speaker 1: So I just I don't understand that. The lack of
Speaker 1: I guess we would call that manners just kind of
Speaker 1: a broader failure to teach kids manners and gratitude and
Speaker 1: being thingful and mindful of of those things that later
Speaker 1: in life we wished we had but we don't.
Speaker 2: So I don't know.
Speaker 1: I just wonder how many neighborhoods that's actually occurring in
Speaker 1: as to where the kids are demanding full sized candy.
Speaker 1: But I can't imagine a lot of places around so
Speaker 1: because again I bring this back to CALLI Rippa, I'm
Speaker 1: guessing that I don't know if Kelly Rippa or maybe
Speaker 1: one of her man servants are the ones handing the
Speaker 1: candy out and she's getting the second or third hand.
Speaker 2: I'm not sure.
Speaker 1: However, I wonder how many places around Cincinnati where this
Speaker 1: is actually happening, because I would love to hear that
Speaker 1: one or demanding full sized candy bars. It'd lose your
Speaker 1: mind if you went to a house and the candy
Speaker 1: to a full sized candy bear. I don't know how
Speaker 1: we communicated as kids back in the day, but it
Speaker 1: take about five minutes for the entire neighborhood to know
Speaker 1: that this house is handing out full sized candy bars.
Speaker 1: And we didn't have cell phones, you know, like texting
Speaker 1: your buddies and everything else. I don't know how the
Speaker 1: words spread, but the word spread like literally within a
Speaker 1: few minutes the whole it was around the neighborhood. I
Speaker 1: just I have no idea how we how what our
Speaker 1: chaining communication was then. It was probably like a game
Speaker 1: of telephone. But still it was still remarkably fast. As
Speaker 1: I recall, remarkably fast. It's slowly on the Big One
Speaker 1: seven hundred WLWT coming up at eleven oh seven on
Speaker 1: the show, Kirk Couchman is here from Americans for Prosperity,
Speaker 1: And as I watch speaker Johnson and my noted speaker
Speaker 1: Jeffrey speak, and I again, I don't know hear what
Speaker 1: they were saying. I don't know what the words were
Speaker 1: coming out of their mouth, but it probably was a
Speaker 1: lot of blah blah, blah about the shutdown that's going
Speaker 1: to continue with knowing insight while the other side is
Speaker 1: wrong and we're right. Democrats are digging their heels in
Speaker 1: over healthcare, Republicans are digging their heels in and saying, well,
Speaker 1: they're the ones who shut it down because they want
Speaker 1: to hold this hostage. And I'm not quite sure who's
Speaker 1: right or who's wrong on this. If you're dining the
Speaker 1: Little Red or din Ina will Blue, you're siding with
Speaker 1: your team. Yeah, my team. Great. What it gets is it'scorse,
Speaker 1: more definite, more spending. And that's the thing that kills
Speaker 1: us all is it. The longer and the more often
Speaker 1: we shut governments down, the more money it costs us,
Speaker 1: which of course drives up inflation of Couse, the money
Speaker 1: goes up, the chance of us becoming insolvent gets closer
Speaker 1: and closer, meaning we're what thirty seven trillion dollars plus
Speaker 1: in debt and that clock is ticking. Every day we
Speaker 1: shut the government down, it adds a trillion and a
Speaker 1: half to it. So we can keep it over seven
Speaker 1: weeks and do it all over again. So that makes
Speaker 1: sense to you, It doesn't make sense to anybody I know.
Speaker 1: And I don't know how you can root one side
Speaker 1: or the other saying yeah, they're doing the right thing,
Speaker 1: you're not doing the right there's irresponds enough irresponsibile to
Speaker 1: go around his proposals. Many are so why don't we
Speaker 1: just have a balanced budget amendment? I think the closest
Speaker 1: we were to this was, I want to say, in
Speaker 1: the mid nineties, and we just couldn't get it over
Speaker 1: the line. Now the argument against us, of course, would be, well,
Speaker 1: what happens if something big and what happens if we
Speaker 1: have COVID? We got to borrow money in order to
Speaker 1: pay people not to work, which I'm silly now, but
Speaker 1: during COVID it made sense at least for you know,
Speaker 1: a period of months like now, we don't know what's
Speaker 1: going on. You we're going to shut it all down.
Speaker 1: That was an emergency. War in the number we get
Speaker 1: attacked September eleventh attack, Okay, that's an emergency. We may
Speaker 1: need to borrow some money. Well, this hurts that effort
Speaker 1: if indeed we continue on the path we are of
Speaker 1: course the cry as well if we have a balance,
Speaker 1: but that means we can't borrow them.
Speaker 2: I think there's a work around for that. I really do,
Speaker 2: I really do.
Speaker 1: And we'll get to Kurt Couchman about that in just
Speaker 1: a few minutes here right after news at eleven o
Speaker 1: six on the Scotsland Show on seven hundred WW on
Speaker 1: the Halloween candy thing, Nancy, you're on the sh Yo.
Speaker 9: Good morning, Okay, good morning sun. What are your thoughts
Speaker 9: on treats instead of candy?
Speaker 6: What do you mean?
Speaker 2: What's a treat?
Speaker 10: Like?
Speaker 1: Are you talking about like not candy corn, like like
Speaker 1: not a candy bar?
Speaker 2: But what what are we talking? Cupcake? Cookie?
Speaker 9: No? I know, not not home big goods, right, but
Speaker 9: like treat it's like the leftover things you have to
Speaker 9: buy for your kid's birthday parties, little favors.
Speaker 3: Things like that.
Speaker 2: I don't think those are bad. I don't think. I mean,
Speaker 2: if it's a decent one.
Speaker 1: I don't think it's if it's the if it's the
Speaker 1: really cheap spider ring, you know what I'm talking about,
Speaker 1: that that's a no go.
Speaker 2: But something decent, Yeah, I go for that. Yeah, it's
Speaker 2: gotta be. Now, what do you got, ton, What do
Speaker 2: you got?
Speaker 10: What?
Speaker 1: What if I come to your house Nancy dressed as
Speaker 1: a spider man or I don't know. Maybe I'm gonna
Speaker 1: go as Taylor Swift this year. I haven't decided. What
Speaker 1: would you put in my bag?
Speaker 5: Well, I don't know.
Speaker 9: Like I had all these leftover birthday favors and things
Speaker 9: last year, so I set them out on one side
Speaker 9: and I said it can be out on the other side,
Speaker 9: and I let the kids choose, but I said to
Speaker 9: take whatever you want. And it was astonishing. Almost every
Speaker 9: kid chose the small toy or trinket, you know, Like
Speaker 9: one thing was like that balloon that has a rubber
Speaker 9: band on it. You blow it up and then you
Speaker 9: punch it.
Speaker 2: Oh yeah, yeah, my house.
Speaker 9: He loved it.
Speaker 2: All right, that's pretty cool. So what what was a
Speaker 2: candy option though?
Speaker 9: You know, a typical mix. I like to do a
Speaker 9: suffer like a blow pop and some skittle. I don't
Speaker 9: make the chocolate and the and the flavored candy together
Speaker 9: because it makes it all tastes.
Speaker 2: Yeah, yeah, yeah, I get that.
Speaker 1: Yeah, okay, so that's a good I mean, that's a
Speaker 1: it's a buffet. You gave kids a selection. Did any
Speaker 1: kid complain that you didn't have a full sized candy bar?
Speaker 8: No, but the.
Speaker 9: Parents said no, absolutely not. Halloween it's for candy, and
Speaker 9: put the.
Speaker 2: Parents.
Speaker 1: The parents complained that you were handing out Chatsky's instead
Speaker 1: of candy, Yeah it was.
Speaker 9: And so I don't know. You're right, it's the parenting
Speaker 9: we're said in the example year, so I don't know.
Speaker 1: You know, I did the same thing this year. Nancy
Speaker 1: had a little experiment for it. Do the same thing
Speaker 1: here and and said. And when a parent complaints, say,
Speaker 1: guess what you tell the kid because because your parent
Speaker 1: was rude and mean, you're not getting any candy.
Speaker 2: Turn that thing around on them.
Speaker 9: Oh no, it's a happy Halloween for all right.
Speaker 2: I don't know, but.
Speaker 1: Adult, your parents cost your candy. Nancy put it on them,
Speaker 1: make them say you know what you want that? Have
Speaker 1: them go take them to the store. Now get out
Speaker 1: of here before I turn the sprinkler on you. I
Speaker 1: like happy, happy Halloween kids, not get the hell out
Speaker 1: of here.
Speaker 2: Scott's shoe.
Speaker 1: All of the best Bengals coverage we got Thursday night
Speaker 1: football in town here at pay corps and you'll hear it.
Speaker 1: I don't know what the best Bengals coverage seven hundred
Speaker 1: w W Since do you want to be an American's
Speaker 1: only back on seven hundred WLW four thousand layoffs. Democrats
Speaker 1: railed against House Speaker Mike Johnson on Friday canceled another
Speaker 1: week of House votes. We had the ongoing government shutdown,
Speaker 1: of course, and more political theater and again, and this
Speaker 1: is uncomfortable for people who fly. If you want to
Speaker 1: go to a national park. Hell, if you're a federal employee,
Speaker 1: you're scared. I get that. That is the real consequence
Speaker 1: of all this silliness that's going on. But largely it's
Speaker 1: all theatrics. It's all theatrics, because we could solve this
Speaker 1: thing if we really really wanted to, and that would
Speaker 1: be those we send to Washington, DC. They'd rather fight,
Speaker 1: draw a line in the sand and then stand for
Speaker 1: the people who fill their coffers with money so they
Speaker 1: can get elected and re elected. And meanwhile the rest
Speaker 1: of America as a whole suffers because we're over thirty
Speaker 1: seven trillion dollars in debt right now. That number continues
Speaker 1: to grow. This would add like another trillion and a
Speaker 1: half to the debt if Democrats got what they want
Speaker 1: to keep the government open for another seven weeks, when
Speaker 1: we'll do it all over again. There's got to be
Speaker 1: a way to fix this on that Kurt Couchman. Kurt
Speaker 1: is a senior fiscal policy follow Americans for Prosperity. Welcome
Speaker 1: to the show, Kurt.
Speaker 2: How are you.
Speaker 11: Good morning, Scott. I'm doing well.
Speaker 5: How are you?
Speaker 2: I'm doing I'm all right.
Speaker 1: It's you know, the problem is, it's not the heat,
Speaker 1: it's the stupidity this whole Dan. We've talked about this
Speaker 1: before and it's nothing but mindless political theater. Imposturing and
Speaker 1: gesturing and who's going to blink first? And you know,
Speaker 1: Democrats are saying, hell, yeah, we got to have affordable
Speaker 1: health care, and Republicans are yeh, stick it to the Dems.
Speaker 1: Make a lib cry. And meanwhile the rest of the country,
Speaker 1: the eighty percent of us who aren't engaged in that
Speaker 1: stupidity and pettiness, look at it and go, what the
Speaker 1: hell are we doing over here? Healthcare costs are extremely
Speaker 1: out of control. You you want to extend the Obamacare Americans,
Speaker 1: the ACA and basically take money from Pile A and
Speaker 1: transfer it to Pile B because it, yeah, okay, there's
Speaker 1: people who can't afford that. I people in my family,
Speaker 1: people I know that can't afford healthcare. And need that
Speaker 1: money in order to make their payments able to afford healthcare.
Speaker 1: I get that, but why are we subsidized. It's not
Speaker 1: affordable healthcare. That's a scamminon of itself. We're just so
Speaker 1: sabasidizing it more and making look like it's cheap. It's
Speaker 1: still our money. We're still borrowing it, and we're drowning
Speaker 1: in debt each and every day. And the simple solution
Speaker 1: to this maybe not so simple as just simply balance
Speaker 1: the budget and staff. These silly continued resolutions do nothing
Speaker 1: but cause us to borrow more money.
Speaker 11: Well, there's a lot to impact there. Yeah, healthcare is
Speaker 11: far too expensive in this country. Health insurance it's too expensive.
Speaker 11: A lot of it is because there's just so much
Speaker 11: bureaucracy stained between patients and medical providers. And what the
Speaker 11: Democratic position in Congress right now is, let's just paper
Speaker 11: that over throw more money as a problem. Let's not
Speaker 11: deal with the underlying regulations, bad incentives, and all of
Speaker 11: that that are making care less high quality, less affordable,
Speaker 11: less accessible. There's waiting lists in a lot of places,
Speaker 11: and that's really unfortunate. So we do need to tackle
Speaker 11: the underlying drivers of healthcare cost explosion. In terms of
Speaker 11: fixing the budget, there's a whole lot of pieces there
Speaker 11: as well. I mean, we didn't even have shut down
Speaker 11: nountil Jimmy Carter created them, and we have a process
Speaker 11: that's just a quarter of spending. So you wonder why
Speaker 11: it doesn't work, it's because Congress doesn't even do a
Speaker 11: real budget. So there's all these different pieces. But right now,
Speaker 11: we've got to end this shutdown by getting the Senator
Speaker 11: pass the clean cr and then we can have all
Speaker 11: the conversations about how do we fix the place, how
Speaker 11: do we fix health care and all that.
Speaker 1: Well, politically, if both sides benefit from a shutdown, depending
Speaker 1: on Hoo's doing the shutting down, who's perceived to be shutting
Speaker 1: the government down, then they'll never eliminate and never solve
Speaker 1: this problem because it's it's a way for them to
Speaker 1: gain attention. Why would they get rid of something that
Speaker 1: works for them.
Speaker 11: Yeah, I mean, at some point it's going to become unbearable.
Speaker 11: There are a number of people that are continuing to work.
Speaker 11: I saw somewhere that seventy two percent of federal employees
Speaker 11: are continuing to work. Now they can't get paid until
Speaker 11: the shutdown's over, but the White House is trying to
Speaker 11: dial up the pain on things that are particularly salient
Speaker 11: to the Democratic senators that need to vote for this thing,
Speaker 11: so canceling infrastructure grants and energy grants and that kind
Speaker 11: of thing. There are bigger conversations that need to be had,
Speaker 11: but again, we need to fix it. We need to
Speaker 11: get the government opened again, because the longer this goes on,
Speaker 11: there are things that we do need in the long
Speaker 11: run that maybe aren't immediately so important, that start to
Speaker 11: fall by the wayside. There's a lot of permits that
Speaker 11: don't get issued when the federal government shut down like this.
Speaker 11: There's one guy over the Treasury Department who approves all
Speaker 11: new beer and wine labels apparently, and so you've got,
Speaker 11: you know, beer that's going to go bad and the
Speaker 11: losses to the brewers if these labels don't start getting approved.
Speaker 1: Right Curt on that too. We've i think talked about
Speaker 1: this in the past, but what would that look like?
Speaker 1: How easy or hard would it be to balance the budget?
Speaker 1: Requires that the budget be balanced. I know, if you
Speaker 1: go back to ninety five, we're really really close on
Speaker 1: this thing and have grown apart ever since.
Speaker 11: Yeah, we Congress almost did pass the Balance budget Amendment
Speaker 11: in nineteen ninety five. Have passed. The House needed two
Speaker 11: hundred and ninety votes to get to two thirds, and
Speaker 11: they have three hundred, and then it went to the
Speaker 11: Senate and failed by one vote. It turns out there
Speaker 11: are actually a lot of problems with that version of
Speaker 11: a balance budget amendment proposal. I talk about that in
Speaker 11: my book Fiscal Democracy in America, and I also talk
Speaker 11: about new versions of DBAs that actually are better, much better,
Speaker 11: don't have the problems of the old versions. And the
Speaker 11: next time the balance budget Amendment becomes a hot topic,
Speaker 11: then maybe we've actually got a shot. And then in
Speaker 11: addition to that, there's you know, fixing the underlying process
Speaker 11: so that Congress has enough dials that it can turn,
Speaker 11: so that it can actually reach balance, stay in balance,
Speaker 11: and do it in a way that is politically survivable
Speaker 11: for members of Congress because you know, they want to
Speaker 11: get reelected, so they've got to be able to do both.
Speaker 7: Right.
Speaker 1: One of the cries would be, well, wait a minute,
Speaker 1: what if we fall to and emerge, for example, COVID
Speaker 1: hits like we had another COVID right now, It's not
Speaker 1: that coming COVID shouts everything down. We have to pay
Speaker 1: people not to work, which is a new notion. We've
Speaker 1: got to borrow more more in order that we can't
Speaker 1: have as bounced budget. We can't do that kind of thing.
Speaker 1: What about during an emergency?
Speaker 11: Yeah, I mean emergencies take a number of different forms, pandemics, wars, recessions,
Speaker 11: you know, natural disasters, And it's totally appropriate and it's
Speaker 11: responsible budgeting to borrow for emergencies. Every BBA, including the
Speaker 11: good versions that I just talked about, has some sort
Speaker 11: of a safety valve for emergencies. It should be high
Speaker 11: so that it doesn't the safety valve doesn't get abused,
Speaker 11: but it shouldn't be so high that it's kind of
Speaker 11: out of character with the Constitution, or that would let
Speaker 11: a small minority kind of play the hold up game
Speaker 11: in order to extract concessions. One of the reasons we're
Speaker 11: able to have a shutdown right now is because there's
Speaker 11: not some major emergency going on. This with pressure on
Speaker 11: I think Goodness putting pressure on folks to come to
Speaker 11: the table.
Speaker 1: He can you imagine if we had some sort of
Speaker 1: major emergency right now, we'd be screwed, would we?
Speaker 11: Well, I think people would get their act together. We'd
Speaker 11: reopen the government, the emergency would get funded, and whatever
Speaker 11: authorities what would be needed would be provided. So, you know,
Speaker 11: people will change their actions and response to changing circumstances.
Speaker 1: What do you think is going to force them to act?
Speaker 1: I mean, we've talked about the debt bond before, which
Speaker 1: in less than twenty years we're not going to be
Speaker 1: able to service the interest on our debt. Pretty Much
Speaker 1: everything we spend it's going to go to that. We'll
Speaker 1: be upside down. And we know the major cuts and
Speaker 1: government will come and and everything we take for granted
Speaker 1: will become in jeopardy. It's not a manufactured crisis like
Speaker 1: a doomsday. It's a financial doomsday. But we can see
Speaker 1: it coming. We can stop it. The only question is
Speaker 1: when does someone blank and say, Okay, we've got to
Speaker 1: really put the future of the country first.
Speaker 11: Yeah, that's the scary thing. Bridge Stown founders and investments
Speaker 11: like catche Fund Investment Company. So the founder, Ray Dallio,
Speaker 11: recently published a book and he's been out there talking
Speaker 11: about all this stuff. He thinks we've got about three
Speaker 11: years plus or minus the year before we have what
Speaker 11: he calls a fiscal heart attack, and if that happens,
Speaker 11: then yeah, we could have a debt crisis. And I
Speaker 11: guess at that point member Congress will get serious about,
Speaker 11: you know, looking at what doesn't work and how to
Speaker 11: fix it. But when you're in that crisis mode, it's
Speaker 11: just such a scramble. We would probably jack up taxes,
Speaker 11: we would yank the military out of the rest of
Speaker 11: the world, which you can make a case for it gradually,
Speaker 11: but not suddenly, and so like it'd be chaos. So
Speaker 11: the ideal is to get ahead of it, fix the system,
Speaker 11: let the bond markets know that we're on a path
Speaker 11: to get this stuff under control, avoid the fiscal heart attack.
Speaker 11: But you know, we're working on that. We're hopeful that
Speaker 11: once we get past the shutdown that members of Congress
Speaker 11: will be a lot more serious about thinking, Okay, this
Speaker 11: was not fun, this was not good. How do we
Speaker 11: make it all better?
Speaker 1: I wonder how much the conflict the said the demographic
Speaker 1: demographic shift in America, because you know, if you're older
Speaker 1: right now, the notion is that I paid into my
Speaker 1: these entitlements, they're not in toitements I paid for that. Well,
Speaker 1: you paid into it, but the people you elected, spend
Speaker 1: it out other stuff. That's that's kind of what happened.
Speaker 1: I know, we got a surplus here, let's spend that
Speaker 1: on something else. And they did that, and I was like, well,
Speaker 1: now we're kind of got to borrow money. And then
Speaker 1: people are screaming about is that voice becomes dimmer and
Speaker 1: dimmer because you know, generations fade out and new ones
Speaker 1: come in. Is that also part of what we're talking
Speaker 1: about here. It's just it's like a wait month. I
Speaker 1: don't know if we can wait three years, but a
Speaker 1: waiting game essentially, because I think younger people see the
Speaker 1: cold hard reality of the facts and they can't achieve
Speaker 1: the American dream that their grandparents, that their parents look
Speaker 1: on grandparents achieved.
Speaker 11: Yeah, I mean, it is a challenge, and there are
Speaker 11: lots of different ways to fix it. In theory, it's
Speaker 11: a political problem where members of Congress don't know how
Speaker 11: to chip away at these challenges in a way that's
Speaker 11: politically sustainable for them. So that's that's really what the
Speaker 11: promise of budget reform, like fixing the way that Congress
Speaker 11: makes decisions is all about. But the reality is that
Speaker 11: the surpluses have been sort of saved. It's the IOUs
Speaker 11: and the Trust Fund, and those are expected to be
Speaker 11: pleaded in about seven years now, so even you know,
Speaker 11: the surpluses will have been accounted for, and then there's
Speaker 11: still a big gap and it's going to have to
Speaker 11: come either through you know, benefit reductions or revenue increases.
Speaker 11: And revenue increases means taxing people who are working and
Speaker 11: often trying to provide for families and that sort of thing.
Speaker 11: So it thinks, no matter who's going to have to
Speaker 11: bear the transition costs, but it's got to happen somehow,
Speaker 11: and so we need Congress to be able to do
Speaker 11: that tough but necessary work and be able to be
Speaker 11: okay with that.
Speaker 1: Kurk Catchman with Americans for Prosperity on a balanced budget
Speaker 1: amendment simply because everything is so out of control. The
Speaker 1: shutdown is emblematic of that. How do you sell the
Speaker 1: city American people? Though, because Benjamin's saying is, hey, listen,
Speaker 1: we've got to balance a budget. That means we're going
Speaker 1: to have to make some tough decisions here and what
Speaker 1: we spend our money in. Because you know, the edict
Speaker 1: of Republicans was, hey, we're going to get in here
Speaker 1: and have doze and we're to make these huge cuts
Speaker 1: and we're going to right side. We're quit our spending,
Speaker 1: and spending has since gone up to Republicans and Donald Trump.
Speaker 11: Balance in the budget over a reasonable period like ten
Speaker 11: years or something. That's an eighty percent issue from the
Speaker 11: American public. So the question is how do you design
Speaker 11: one that actually works for governance? And the ones that
Speaker 11: I think have the best likelihood of succeeding would balance
Speaker 11: over ten years after ratification, after the thirty eighth date
Speaker 11: approves it, and wouldn't necessarily have to go to full
Speaker 11: balance including interests. I could go to primary balance, which
Speaker 11: is current spending not including interests and revenue, and that's
Speaker 11: enough to stabilize the debt burden and keep it from
Speaker 11: exploding and causing all the problems. Long term, we probably
Speaker 11: do have to move closer to full balance, but it's
Speaker 11: just too big for Congress right now. So you know,
Speaker 11: we have to do one piece of a time. And
Speaker 11: we actually did some polling about shutdowns right before the shutdown,
Speaker 11: and it turns out that another eighty percent issue is,
Speaker 11: you know, forcing Congress to stay in DC until they
Speaker 11: get the appropriations built done and in the meantime not
Speaker 11: have any interruptions and services for the American people. I mean,
Speaker 11: we pay for it.
Speaker 6: It should be there.
Speaker 11: So that's another thing that is part of fixing the system.
Speaker 1: And not only that we should pay for it, we're
Speaker 1: going to pay more because of the government shutdown.
Speaker 2: That's the worst part.
Speaker 11: Yeah, I mean it holds back the economy, and not
Speaker 11: as much as some people claim, but that the bigger
Speaker 11: cost is that Congress ends up jamming through some sort
Speaker 11: of an omnibus appropriations bill with all sorts of blow
Speaker 11: and pork, and very few members get participate in the process.
Speaker 11: So we have a deficit when it comes to democracy
Speaker 11: as well when it comes to these big spending bills
Speaker 11: that are cooked up behind closed doors.
Speaker 1: I don't know what hope we do have because the
Speaker 1: groundswell Republicans getting swept in and Donald Trump yet again
Speaker 1: was hey, we're going to cut taxes for everybody. We're
Speaker 1: going to tear issue tear if we're going to make
Speaker 1: everybody in America rich. Again, that's all great in some areas,
Speaker 1: it's succeeding. In other areas it's not. And you know
Speaker 1: we're gonna, Hey, we're going to cut all these programs,
Speaker 1: and we're not we're going to If you cut taxes,
Speaker 1: you got to cut programs. They cut taxes, but they
Speaker 1: didn't cut programs.
Speaker 11: Well, they kept taxes from going up, and there were
Speaker 11: some new tax cuts. The new tax cuts were more
Speaker 11: than fully offset with some changes to benefits programs. Really
Speaker 11: just good governments cleaning up making sure that people are
Speaker 11: actually eligible for the programs. You've heard some of the
Speaker 11: scary stories about Medicaid and the food stamps and all that.
Speaker 11: Those are modest changes to make sure that there wasn't
Speaker 11: as much waste, fraud, and abuse in them. There's a
Speaker 11: lot more that needs to happen. Like in the long run,
Speaker 11: the major challenge is the imbalance in social security, but
Speaker 11: especially in federal health care programs. Almost all of federal
Speaker 11: health subsidies are outside of the appropriations process, and so
Speaker 11: if we just fixate on appropriations the twelve Bills, we're
Speaker 11: never going to figure out how to fix healthcare. So
Speaker 11: that's why we're talking about we need to move Congress
Speaker 11: doing a comprehensive budget that has all of the spending,
Speaker 11: all of the revenue, all the tax expenditures, and then
Speaker 11: they can actually manage this stuff and weed out the
Speaker 11: nonsense and to make things you know, being and efficient
Speaker 11: and effective. And that's the way that we're going to
Speaker 11: be able to solve this problem.
Speaker 2: Kash Man, You just dreaming here?
Speaker 6: Is that what this is?
Speaker 1: You just specball and dreaming because I mean it sounds
Speaker 1: good and mess people not in their head?
Speaker 2: Ben, is it really going to happen?
Speaker 11: Well, that's what we're trying to make happen. I mean, look,
Speaker 11: everything starts out as a dream and then it gets
Speaker 11: more and more concrete. This stuff is all introduced as legislation.
Speaker 11: Most of it has bipartisan support, and that which doesn't
Speaker 11: it should and will eventually it's going to have to.
Speaker 11: But you know, we're we're moving along and then there
Speaker 11: are nobody's really objected to any of these particular pieces.
Speaker 11: It's more like, oh, we just need to think about
Speaker 11: it some more so. But like doing a real budget,
Speaker 11: that is the most basic thing that you can do
Speaker 11: to manage your situation.
Speaker 6: Right, It's a job.
Speaker 2: It's prescribed for them. Here's your job.
Speaker 1: You've got one job, Congress. The job is you got
Speaker 1: to come up with a butts that's your job.
Speaker 6: Yep, we can't.
Speaker 1: We have done that job of We've done that job
Speaker 1: twice since I bet a voter and I'm old.
Speaker 11: Oh, Congress has actually never done a real budget with
Speaker 11: everything in it.
Speaker 5: Never, not once.
Speaker 11: I mean, Congress started out as a really informal institution,
Speaker 11: and as it's gotten bigger, as society has gotten more complicated,
Speaker 11: it should have formalized the way that it makes decisions
Speaker 11: more and it just hasn't. And you know, we're kind
Speaker 11: of a generational moment where it's time to really modernize Congress,
Speaker 11: and so this is part of that agenda.
Speaker 1: Yeah, I wonder if you can see younger people, I'm
Speaker 1: millennials but also gen zers like enough of this nonsense
Speaker 1: and take government back. I mean, the future is the hope,
Speaker 1: I think absolutely.
Speaker 11: And you know people will often say, oh, we need
Speaker 11: to consider the twelfth appropriations built separately, and it's like
Speaker 11: why because you know, Congress, which was a Democrat led
Speaker 11: at the time, decided that that was the best way
Speaker 11: four or fifty years ago. No, I mean, like times
Speaker 11: have changed and our needs have changed. We need Congress
Speaker 11: to do things that make sense for today, not for
Speaker 11: what made sense to push back on Richard Nixon fifty
Speaker 11: years ago.
Speaker 1: Yeah, Well, that's the nature of it. Always look back,
Speaker 1: but it was so much better than was it. Really,
Speaker 1: History is very kind as it not. Kurt couchment over
Speaker 1: to Americans for prosper Americans for Prosperities, a senior fiscal
Speaker 1: policy fellow checking in and once again restoring some common
Speaker 1: sense in Congress of Balanced Budget's Amendment could do that.
Speaker 2: But we shall see.
Speaker 1: I wonder if we fall off the cliff, and maybe
Speaker 1: as we're falling off the cliff, we try to do something,
Speaker 1: but by then it'll be too late. Hopefully, hopefully this
Speaker 1: can gain some traction. Kurt, all the best, Thanks.
Speaker 2: Again, thanks for having me news on the way in.
Speaker 1: Just about four or five minutes here on the Big
Speaker 1: one seven hundred WW Scott's Loan Show, and then we return.
Speaker 1: Andy Schaeffer checks in. We'll put all this together. We
Speaker 1: just talked about with the markets. The market's been kind
Speaker 1: of bouncing around a little bit lately. Everything was great
Speaker 1: and then Friday hit and it's all crazy. What's really
Speaker 1: going on in the underbelly of the American economy. Some
Speaker 1: people say we're headed towards another ready for this one,
Speaker 1: another great depression like we had nineteen twenty nine. I'll
Speaker 1: bounce it off him see what he has to say
Speaker 1: about it. Just ahead. Scott's Loan show continues after news.
Speaker 1: I'm the home of the best Bengals coverage Thursday Night
Speaker 1: Football and then on seven hundred WB.
Speaker 7: The time to talk about money, how to make it,
Speaker 7: how to keep it, and how to keep others off
Speaker 7: your stack.
Speaker 2: This is all Worth Advice with Andy Schaeffer, Money time,
Speaker 2: bad money, Never sleep. Andy Schaeffer never saw well he does.
Speaker 2: He's really good at sleeping, but he's pretty good at
Speaker 2: what he does.
Speaker 1: Is our expert when it comes to markets, investments, and
Speaker 1: your future financially.
Speaker 2: He's with all Worth financially. Andy. Welcome, Thanks Scott, happy
Speaker 2: to be here, Yes, sir, so.
Speaker 1: Markets are just kind of bouncing all over like a
Speaker 1: ping pong ball and an empty box car right now
Speaker 1: and then started out went back on Friday because of
Speaker 1: the tariff with China in this case where we gelt
Speaker 1: one hundred percent and then yesterday had cooled off and
Speaker 1: then China said we're going to hit you on your
Speaker 1: shipping and what the hell's going on?
Speaker 12: Yeah, it's kind of funny, you know. Last Friday, the
Speaker 12: market's were cruising along and I had a couple of
Speaker 12: meetings that I look up in the afternoon and you know,
Speaker 12: they went sideways down about three percent, and you know,
Speaker 12: I was curious to see why. And it was because
Speaker 12: Donald Trump basically said that Chinese imports could reach one
Speaker 12: hundred percent tariffs starting on November first. Obviously, markets didn't
Speaker 12: like that. I think he's not very happy with a
Speaker 12: lot of the response that he's getting from Jijiping and
Speaker 12: the Chinese. And in response, China basically said, all right, well,
Speaker 12: we're going to put restrictions on rare earth minerals, which
Speaker 12: is very important for us. And I don't think a
Speaker 12: lot of people understand what rare earth minerals are. It's
Speaker 12: not diamonds, it's not emeralds. Essentially, what it is there's
Speaker 12: about fifteen to seventeen obscure elements, big words that are
Speaker 12: hard to pronounce, that are essential for inputs in electric vehicles, magnets,
Speaker 12: wind turbines, semiconductors, even our fighter jets. So it's not
Speaker 12: that the Chinese have a surplus or more than the
Speaker 12: rest of the world of these rare earth minerals. What
Speaker 12: they are good at is producing them and polishing them up.
Speaker 12: To make sure that they are available for use. Now,
Speaker 12: the United States we have, you know, more of a
Speaker 12: surplus than China does, and the minerals, we just don't
Speaker 12: have the capacity to really produce them and process them
Speaker 12: the way that China does.
Speaker 2: So it's an environmental issue, is what it is.
Speaker 6: Yeah, Well, and that's it now.
Speaker 12: I do think at some point, you know, we are
Speaker 12: going to work towards that because I think most of
Speaker 12: our society realize that we don't want to be beholden
Speaker 12: to the Chinese as far as rare as minerals go,
Speaker 12: particularly because it's very critical for our military and so
Speaker 12: obviously we don't want to rely on them for those
Speaker 12: but that can take years, Scott before we can get
Speaker 12: to the point where we can process as rare minerals
Speaker 12: like China does. And so essentially what we've seen in
Speaker 12: the markets is that it's kind of been a resurgent
Speaker 12: of a little bit of tension between US and the
Speaker 12: Chinese as far as trade talks. I think we kind
Speaker 12: of forgot about it for a little while and this
Speaker 12: just kind of brought it to the forefront.
Speaker 1: Yeah, and I'm guessing that this is why the crypto
Speaker 1: markets stumbled so badly.
Speaker 12: Yeah, yeah, a little bit has to do with crypto
Speaker 12: markets as well. Now we saw a little bit of
Speaker 12: a rally there yesterday, but that falls in line with
Speaker 12: Trump walking back as comments on China as well.
Speaker 6: I mean he basically said, oh yeah, me and.
Speaker 12: Xijingping or good buddies, and we'll work it out and
Speaker 12: those types of things. And you know, this is more
Speaker 12: of the same that we've seen from the rhetoric from
Speaker 12: the White House with our relationship with China, and so
Speaker 12: I think a lot of investors right now are holding
Speaker 12: on to every word, which I think is a bad idea.
Speaker 12: You know, this is just kind of par for the
Speaker 12: course and negotiations, and so I think the lesson here
Speaker 12: is just just hang in there, keep reviewing your portfolio
Speaker 12: and make sure it's in lign with your risk tolerance
Speaker 12: because we'll come out of this.
Speaker 1: Yeah, and figuring out the rarest mineral thing too, because
Speaker 1: I think it's the country have a lot of it.
Speaker 1: I know Afghanistan has have some, but I think maybe India.
Speaker 1: Vietnam I think comes to mind as well. And you know,
Speaker 1: back to the tariff thing we're hitting in Vietnam with
Speaker 1: tariffs or these countries with tariffs.
Speaker 2: Does that make a lot of sense in your opinion?
Speaker 1: Where We're okay, the tariff experiment's gone on for a while,
Speaker 1: I'm still not seeing the results of this.
Speaker 12: Andy Well, I think we are starting to see to
Speaker 12: where we have a little bit more leverage in China,
Speaker 12: and I think we have seen some progress. We got
Speaker 12: a good deal with European Union, we received a nice
Speaker 12: deal with Great Britain. But you know, in many senses,
Speaker 12: those countries don't matter as much as China, Mexico and Canada.
Speaker 12: Those are big trading partners right right, And so you know,
Speaker 12: as this continues on, I think Trump is playing the
Speaker 12: slow play game. I think he feels like time is
Speaker 12: on his side because inflation has been fairly calm. We're
Speaker 12: seeing it tick up just a little bit, so it
Speaker 12: feels like he has leverage in this regard. And furthermore,
Speaker 12: think of it from the Chinese perspective, if we continue
Speaker 12: to put pressure on the Chinese. Essentially, China needs access
Speaker 12: to our markets. We're the largest economy in the world.
Speaker 12: They sell most of their goods to the United States.
Speaker 12: So if they don't have access to sell their goods
Speaker 12: to US citizens, they will fall in a very deep,
Speaker 12: deep recession and they can't afford to do that. So
Speaker 12: I think he feels like he has leverage there. Hopefully again,
Speaker 12: we'll come to a deal before the end of the year.
Speaker 12: But we've been talking about this Scott since you know,
Speaker 12: March and April, so it remains to be seen.
Speaker 1: Yeah, I mean, the crowd was okay tariffs and we
Speaker 1: are the United States is hauling in a lot more
Speaker 1: money than we have when it comes to tariffs. I
Speaker 1: don't know where the money's going. It's coming back to us,
Speaker 1: right is they say, hey, we're gonna have all these
Speaker 1: manufacturing jobs now. Granted that's going to take a while,
Speaker 1: and there was a campaign promise, but you think we
Speaker 1: other than maybe a few here or there, we'd start
Speaker 1: to see things moving a little faster than right now.
Speaker 1: Because we are an impatient, peaceable it's something that takes
Speaker 1: ten years, we want it done in six months.
Speaker 12: Well yeah, I mean look at you know, the the
Speaker 12: Intel factory and Columbus that were scheduled to begin. I
Speaker 12: mean that's that we still don't know where that's going
Speaker 12: to be. And that was going to be a big
Speaker 12: boon for the Columbus area, and I think I think
Speaker 12: what we're seeing is more of a shift and business approach,
Speaker 12: not only domestically but internationally. You know, we're not necessarily
Speaker 12: seeing these these large manufacturers, you know, open up these
Speaker 12: processing plants here in the United States. But what I
Speaker 12: think you're starting to see is a shift in the
Speaker 12: approach of the c suite decision makers within these corporations
Speaker 12: to say, hey, we at least have to have some
Speaker 12: type of presence in the United States. We have to
Speaker 12: have alternatives to producing a lot of our goods overseas.
Speaker 12: And I think at least the planning is in the
Speaker 12: works for these companies to have more of a presence
Speaker 12: here in the United States. But again, like you said,
Speaker 12: it's gonna take years for that to occur. But I
Speaker 12: think at least the ball has started to roll in
Speaker 12: that direction.
Speaker 1: Andy Schaefer over at all Worth Financial and Simply Money
Speaker 1: and a little Financial tune up on this Tuesday morning
Speaker 1: on the Scotslan Show on seven hundred w I've just
Speaker 1: been a crazy few days here. We haven't had some
Speaker 1: crazy days in a while, and the upward trend line
Speaker 1: has been going gangbusters for a while right now. So yeah,
Speaker 1: a little correction is to be expected when things are
Speaker 1: the way they are, how much, and I think this
Speaker 1: tells you everything you need to know. Everything we talked
Speaker 1: about the markets bouncing up and down had to do
Speaker 1: with tariffs on China. Markets don't give a damn about
Speaker 1: the shutdown, do they?
Speaker 6: No? No, And I think that.
Speaker 10: Everything you need to know is right there, right, yeah, right,
Speaker 10: you know, because at the end of the day, you know,
Speaker 10: certainly there are going to going to be some jobs
Speaker 10: are at risk with this shutdown, But for the most part,
Speaker 10: the labor market here in the United States is strong,
Speaker 10: and so as long as the consumer has the ability
Speaker 10: to earn a wage, that translates to more spending and
Speaker 10: ultimately higher stock prices.
Speaker 12: And so really it's about the strength of the job
Speaker 12: market right now. Now we're starting to see a little
Speaker 12: bit of cracks there, and I do think that there is
Speaker 12: some market fatigue with most investors. We've been on a
Speaker 12: three year role now where the market has done great,
Speaker 12: and so I think I think the one thing to
Speaker 12: note here is that we do experience a lot of corrections,
Speaker 12: which is a ten percent decline or more in the
Speaker 12: stock market. Those are fairly common since twenty fifteen. The
Speaker 12: S and P five hundred has had eight declines of
Speaker 12: roughly ten percent or more, including the one that we.
Speaker 6: Just had in April.
Speaker 12: So if we do see a correction of ten percent
Speaker 12: or even a bear market, which is a downward trend
Speaker 12: of over twenty percent, you know, at the end of
Speaker 12: the day, the economy is still expanding, and anytime that
Speaker 12: we see a pullback in an expanding economy where our
Speaker 12: GDP is positive, those are usually short lived. What we're
Speaker 12: mostly focused on is the probability of recession risk, because
Speaker 12: those tend to last a little bit longer from a
Speaker 12: market correction standpoint, and I would put that probably about
Speaker 12: recession risks, probably at about medium right now. So there
Speaker 12: are some things to keep an eye on, including the
Speaker 12: cooling labor market, but we have our eye on it.
Speaker 1: Yeah, And the shutdown thing is just I mean, you're pregnants.
Speaker 1: It's like me a theater because it is. And I'm
Speaker 1: not going to diminish, of course and downplay the people
Speaker 1: who are losing their jobs or furloughed as a result
Speaker 1: of this. That's serious. It's money, that's your neighbor. But
Speaker 1: statistically speaking, it's a very small percentage of the population.
Speaker 1: And on top of that, and I pointed this out
Speaker 1: last week, is something like this only affects eight percent
Speaker 1: of total government. So those who are shutting this down
Speaker 1: and say we need to shrink government, need to make
Speaker 1: government smaller and shrink it and shrink it, they're still
Speaker 1: funding ninety two percent of government. This is not really
Speaker 1: what a lot of people may. You know that the
Speaker 1: battle between the political hacks on the left and the right,
Speaker 1: and the reality of the thing is this is just theater.
Speaker 2: It doesn't mean a damn thing.
Speaker 12: Well, I think there are two areas that have me
Speaker 12: a little bit of concern where that could put some
Speaker 12: political pressure on Washington. One of those is that we're
Speaker 12: starting to see absenteeism among air traffic controllers and CSA agents,
Speaker 12: and so you know, imagine, if you know a lot
Speaker 12: of people travel for work, a lot of people travel
Speaker 12: for fun. If we start to have delays at airports,
Speaker 12: that's going to put a lot of political pressure in Washington.
Speaker 12: And furthermore, you know, in my line of work, what's
Speaker 12: more concerning to me is a lack of data that
Speaker 12: we have access to, whether it's inflation data that's not
Speaker 12: going to get announced you know, some rate cut decisions
Speaker 12: that are kind of being made in the dark because
Speaker 12: we don't have this information. Because as far as interest
Speaker 12: rates are concerned, if we don't have the correct data,
Speaker 12: it becomes a lot more treacherous for the FED to
Speaker 12: make those decisions. Now, we're going to get some speeches
Speaker 12: from a lot of the FED members you know, today
Speaker 12: and throughout the remaining part of the week. FED Shair
Speaker 12: and Pal is going to speak today at twelve twenty pm,
Speaker 12: So we'll see what they have to say, but hopefully
Speaker 12: we'll get some guidance from them of how they're approaching
Speaker 12: their decision to cut rates. I do still think we'll
Speaker 12: probably get a recut this month and probably another one
Speaker 12: in December, but it's hard to.
Speaker 6: Say because they just don't have access. Yeah, you just
Speaker 6: don't have access to the data.
Speaker 1: So but again back to the idea of this as
Speaker 1: being theaters, these things that you just mentioned are enough
Speaker 1: to make us uncomfortable and pay attention that there's a
Speaker 1: shutdown right The fact that I'm waiting longer in airport
Speaker 1: because TSA or you know, Nashville had to shut their
Speaker 1: tower down for a few hours is a pain in
Speaker 1: the bottom and get rerood diverted. My flight's canceled. That's
Speaker 1: an inconvenience, it's a pain in the butt. The report's
Speaker 1: coming out. As you mentioned, it makes your job harder
Speaker 1: to do as well, so they just want to make it.
Speaker 1: It's theater in a sense. It's like our national defense.
Speaker 1: All the core stuff is still working behind the scenes.
Speaker 1: Those people are still getting paid, but it's the ones
Speaker 1: we notice, and that's it's orchestrated that way. I know
Speaker 1: that the economist slash reporter Andrew ross Orkin is one
Speaker 1: of the names out there that's leading this. This is
Speaker 1: nineteen twenty nine all over again, because when the markets
Speaker 1: are up, we had three years of growth, the economy soft,
Speaker 1: there's an underbelly, there's a bubble in AI right now,
Speaker 1: and October has always been a bad month for investors.
Speaker 2: The October effect as well.
Speaker 1: If you look at the history of crashes as you have,
Speaker 1: you know the October effect is somewhat a real thing.
Speaker 1: All of that together, October effects, October effect, and the
Speaker 1: economy and the underbelly economy. Right now, do you think
Speaker 1: that we are on the verge of another worldwide American
Speaker 1: specifically global collapse of the economy like we had with
Speaker 1: the Great Depression.
Speaker 12: No, no, And I think you have to understand that
Speaker 12: there are really three types of recessions. There is a
Speaker 12: cyclical recession like we normally have in general business cycles,
Speaker 12: it's a part of our overall business cycle. We also
Speaker 12: have we consider a venture even recessions like we had
Speaker 12: during the pandemic. Those usually are very sharp down and
Speaker 12: very quick and sharp up back to normal. But then
Speaker 12: we have what we call structural recession like we had
Speaker 12: in two thousand and eight.
Speaker 6: Those are the doozies. Those are the ones that we
Speaker 6: try to avoid.
Speaker 12: And as far as the economic data that we're seeing,
Speaker 12: you know, our growth is still remaining positive, the labor
Speaker 12: market is still interest rates are starting to come down,
Speaker 12: and so when I see some of these publications, authors
Speaker 12: of these publications, a lot of it is fear mongering
Speaker 12: in my opinion.
Speaker 6: Now, that doesn't mean that we're not going to see
Speaker 6: a pullback.
Speaker 12: We could easily see a ten to fifteen twenty percent
Speaker 12: pullback over the next you know, six to twelve months. However,
Speaker 12: I don't see a major collapse on the horizon at
Speaker 12: this point because most of our data is fairly stable.
Speaker 1: Okay, And I think that's probably what most people are saying,
Speaker 1: is like, well, you know, we we learned a lot
Speaker 1: from nineteen twenty nine. The other thing, in nineteen twenty nine,
Speaker 1: we had everyone was borrowing money to invest in stocks.
Speaker 1: They never realized that if it went and he had direction,
Speaker 1: they'd be left holding the bag and they have a
Speaker 1: you know, basically, what does a margin call? Now, I
Speaker 1: owe all this money that I don't have because I
Speaker 1: borrowed because the my investments, my stocks kept going through
Speaker 1: the roof, and so you just borrow more money and
Speaker 1: get more in debt, and that wiped a lot of
Speaker 1: people out. We have things in place to prevent that
Speaker 1: from happening. Now that's different.
Speaker 12: Yeah, And I think that's exactly what happened in two
Speaker 12: thousand and seven and two thousand eight with the housing crisis, right,
Speaker 12: I mean it's almost identical. People were borrowing, lenders were
Speaker 12: giving them money make no sense, things that right, things
Speaker 12: they couldn't afford, and you know, that's why we had
Speaker 12: a significant collapse then, and that was really hard to
Speaker 12: recover from. And so we continue to put more guardrails
Speaker 12: on that. You know, we we put more stringent lending
Speaker 12: requirements on banks, uh, with a little bit more scrutiny.
Speaker 12: And before that, you know, the lenders were just well
Speaker 12: tell me how much you make? All right, here you go.
Speaker 1: Yeah, yeah, Well that was also precipitated by bad government policy,
Speaker 1: you know. And back then in eight that was precipitated
Speaker 1: about help Obama. Bush had a hand in that too,
Speaker 1: going well, we can't not have people have houses. And
Speaker 1: then of course you had people in communities and the
Speaker 1: like that are affected, going here, we're redlining. You're preventing
Speaker 1: us from getting real estate. And so they just hope
Speaker 1: and said, Okay, we don't want to be labeled as
Speaker 1: racist or classes.
Speaker 2: So here, here's just.
Speaker 1: Take some So what we had is people buying houses
Speaker 1: with no money down. As a matter of fact, one
Speaker 1: of the first deals, because Michelle just got into real
Speaker 1: estate then about a couple of year, Yeah, she had
Speaker 1: a deal. We couldn't figure it out that someone came
Speaker 1: and bought a house and I don't know what the
Speaker 1: house costs. Let's say it was one hundred and fifty
Speaker 1: thousand dollars. They didn't put any money down at closing,
Speaker 1: and a closing they got to check for five thousand
Speaker 1: dollars so they could buy furniture for the house. I'm like,
Speaker 1: how do you buy a house and not put any
Speaker 1: money down? Of course what happened was, you know, we
Speaker 1: had that the stock market that crash with housing and
Speaker 1: now everyone's upside down, and they, because they had no
Speaker 1: skin in the game, would trash the house or just
Speaker 1: leave the keys sitting there and just walk away from it.
Speaker 1: And you know, we I guess that's a example of
Speaker 1: maybe what we've learned from But history always repeats itself.
Speaker 1: It might be in a different fashion. I don't know
Speaker 1: if it's going to be AI or not, but that
Speaker 1: certainly is interesting when you put in historical perspectives. Anyway,
Speaker 1: he's Andy shafferd all Worth Financial. The show is simply
Speaker 1: money tonight at six o'clock on fifty five KR. See
Speaker 1: we'll talk again next Tuesday, Buddy, be well, okay, Scott
Speaker 1: looking forward to it, Yes, sir, you got it. We'll
Speaker 1: get to news and then Willie takes over at twelve
Speaker 1: six Today we've got football coming up Thursday night. All right,
Speaker 1: it's Tuesday Wednesday, two more days. We've got football in NATI.
Speaker 1: The season, the season hinges on the Steelers and the Bengals,
Speaker 1: if they can get it done Thursday night, there's a chance,
Speaker 1: there's a really good chance, if not not so good.
Speaker 1: When's Opening Day? Seven hundred W. Cincinnati