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Speaker 1: Money, money, money smell that fresh money news is being served.

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Speaker 1: This is the Boomburn money minute on seven hundred WLW.

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Speaker 2: Alrighty, we say good morning to Dan Schwartzman, of course,

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Speaker 2: a pride of Ohio University and appens Ohio.

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Speaker 3: How are you, young man? Hopoll's well with you this morning?

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Speaker 4: Ah, fantastic, It's great getting up at two forty five

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Speaker 4: in the morning.

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Speaker 2: There is no question, a feeling like no other. Meanwhile,

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Speaker 2: two budget airlines could be merging soon.

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Speaker 4: That's right, Tom sources telling Bloomberg that Spirit Airlines is

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Speaker 4: holding talks with rival Frontier about a possible airline merger.

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Speaker 4: A transaction could be announced as soon as this month,

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Speaker 4: although discussions could end up without a deal. A merger

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Speaker 4: with Frontier would mark a significant step for Spirit, which

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Speaker 4: is bankrupt for the second time in a year. It

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Speaker 4: comes as ultra low cost carriers are struggling with rising

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Speaker 4: costs and fierce competition from larger airlines, and it.

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Speaker 2: Looks like Ford will continue its move away from EV's.

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Speaker 4: Ford that's right canceling a six and a half billion

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Speaker 4: dollar agreement to purchase batteries from LG after the automaker

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Speaker 4: roll back its electric vehicle ambitions. The move comes after

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Speaker 4: Ford announced it would take close to twenty billion dollars

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Speaker 4: in charges tied to a major overhaul of its EV business,

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Speaker 4: while also saying you would end plans to make an

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Speaker 4: electric F series truck after struggling for years to make

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Speaker 4: it profitable. So for it's saying, let's take a step

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Speaker 4: back from this EV stuff right now, all right, Danny

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Speaker 4: in the futures this morning, still in the green down,

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Speaker 4: not really moving much. It's still up two tenths of

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Speaker 4: one percent, SMP's up about a third to one percent,

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Speaker 4: and Nasseak currently is up four tens a one percent

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Speaker 4: from Bloomberg. Dan Schwartzman on news Radio seven hundred.

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Speaker 2: WLW already eight oh nine on the morning show seven

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Speaker 2: hundred WLW for those if you weren't with us earlier.

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Speaker 2: I was out doing a little Christmas shopping over the

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Speaker 2: weekend and just happened to run into our guest who

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Speaker 2: is a native Buckeye, if you will, Karen Laverty. She

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Speaker 2: worked in the financial world for a many, many many years,

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Speaker 2: and she chose to start a financial blog dedicated to women,

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Speaker 2: which led to writing two financial books for women, and

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Speaker 2: one is called a woman's place is in the market.

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Speaker 2: The other called the Little Black Dress of finance, and

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Speaker 2: Karen Laberty joins us. Now, Karen, good morning, How in

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Speaker 2: the world what made you decide you wanted to write

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Speaker 2: books specifically dedicated to women about investments and money.

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Speaker 5: Good morning, Tom.

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Speaker 6: How are you doing?

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Speaker 3: I'm doing great? How you doing?

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Speaker 5: I do really good? So thanks for having me on.

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Speaker 5: As far as why did I write the books? I actually,

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Speaker 5: you know, once again, just like you said, I worked

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Speaker 5: for Fidelity for over thirteen years. Then I did a

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Speaker 5: financial blog to help women and so forth. It led

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Speaker 5: me to writing two books. So why write the books

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Speaker 5: and things? I actually they approached it from two different angles.

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Speaker 5: First of all, we had a daughter at the time

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Speaker 5: that was graduating college, you know, and you know, herself

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Speaker 5: and her friends and so forth. They're all graduating, getting

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Speaker 5: jobs and things, and I wasn't really sure. You know,

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Speaker 5: do they know what a four one K is? Do

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Speaker 5: they know what a general broker's account is? Do they

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Speaker 5: know how to get started in life with their finances?

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Speaker 5: Getting started, having some knowledge, getting off on the right

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Speaker 5: track and so forth is incredibly important. Then on the

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Speaker 5: other end of the spectrum, my mother in law and

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Speaker 5: missus celebrity. She was one of the nicest people you'd

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Speaker 5: ever meet. I say it all the time that if

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Speaker 5: she's not in heaven, I don't stand a chance. But

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Speaker 5: it's so true though. She was an incredibly nice person.

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Speaker 5: But her husband did all their finances well. He passed

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Speaker 5: away first. So, you know, being her daughter in law

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Speaker 5: and in the business and so forth, I offer to help.

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Speaker 5: It's like being a detective, you know, and it really

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Speaker 5: made me feel protective of her. That left her very vulnerable.

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Speaker 5: She didn't know where the money was. She didn't know

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Speaker 5: how she was getting her income, didn't know what it

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Speaker 5: was invested in, you know, didn't know the rambifications if

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Speaker 5: you took it out of one account versus another one.

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Speaker 5: So both ends of the spectrum, my daughter's just getting

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Speaker 5: out of school, her and her friends, you know, getting

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Speaker 5: started in life. And then on the other end, my

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Speaker 5: mother in law.

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Speaker 2: You know, I found it, though, in our conversation, very interesting.

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Speaker 2: And this is basically in a nutshell, but you found

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Speaker 2: yourself oftentimes, you know, you might go to a Christmas party,

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Speaker 2: you might go to a Fourth of July party and

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Speaker 2: the guys are standing around and they're talking about stocks,

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Speaker 2: all the terminology, money, investments, et cetera, et cetera, and

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Speaker 2: you notice that a lot of women are just kind

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Speaker 2: of off to the sidelines.

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Speaker 3: Is that accurate, Oh, without a doubt.

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Speaker 5: It's the same with you know, I worked at FIDELDI

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Speaker 5: and a number of different capacities. Started out as a trader,

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Speaker 5: you know, and at the time the internet, you couldn't

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Speaker 5: trade on the internet, so everybody was calling in and yeah,

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Speaker 5: it's all the guys calling in. And it was right

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Speaker 5: before the dot com bubble burst, so they're all trading

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Speaker 5: this and that and so forth. And the women seem

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Speaker 5: very intimidated.

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Speaker 7: It.

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Speaker 5: Even when I met with couples in my office and things,

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Speaker 5: the women were never involved. They just that I know,

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Speaker 5: there's a lot of acronyms in this, there's a lot

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Speaker 5: of you know, is it an EFT or an ATF.

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Speaker 5: You know, there's a lot of terminology that can seem

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Speaker 5: very intimidating. You know, they just don't want they're afraid

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Speaker 5: of things. But really, women actually are very good investors.

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Speaker 5: They're a little bit more on the costas side, So

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Speaker 5: I would encourage them to take a little bit more

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Speaker 5: risk than they're comfortable with. But I want to make

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Speaker 5: sure that women are empowered and they need to know this.

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Speaker 5: You don't have to be an expert. You don't have

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Speaker 5: to be you know, writing uncover book contracts or day trading,

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Speaker 5: but you do need to know a general general knowledge

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Speaker 5: of investing, different account types, investing types. It's very important.

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Speaker 2: You know, what's interesting is and I had a conversation

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Speaker 2: with a business owner about this, a business owner that

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Speaker 2: has to do with people who have a decent amount

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Speaker 2: of money, and you know, with sharing with me that

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Speaker 2: in reality, and you've forgotten more about this stuff than

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Speaker 2: I'll ever know. But in reality, in most households, not all,

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Speaker 2: but in most households, the women are the ones that

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Speaker 2: are either a in charge of the family finances, whether

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Speaker 2: it's paying bills, et cetera, or they're the ones that

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Speaker 2: are making big decisions on how to spend the money.

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Speaker 2: So it would only make sense that women would get

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Speaker 2: more involved in what we're doing with some of these

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Speaker 2: money and what we're going to need down the road.

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Speaker 5: Without a doubt. I mean a lot of times women

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Speaker 5: are very transactional with it. They're the ones paying the bills,

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Speaker 5: they have to check book and things and then but

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Speaker 5: they kind of delegate the investing part of it, you know,

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Speaker 5: whether they have somebody manage their money, or their husband

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Speaker 5: does it, their dad does it, their brother does it,

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Speaker 5: and so forth. But it ain't a different world. Women

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Speaker 5: make more money, yep, you know, they're out in the workforce.

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Speaker 5: It's a different world, and it's very important for them

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Speaker 5: to have a knowledge of this. Once again, it's okay

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Speaker 5: to have somebody else manage your money, but you have

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Speaker 5: to know what you own. You have to know what

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Speaker 5: account types you need to know, you know, take the

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Speaker 5: money out of this? Is there a tax contract? Are

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Speaker 5: there rules on the account? What account benefits me the best?

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Speaker 5: You know, these are very important things to know.

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Speaker 7: You know.

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Speaker 2: What I find interesting is and I wish that you

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Speaker 2: would have written this book, these books when my mom.

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Speaker 2: I grew up in a single parent household, my mom

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Speaker 2: working two jobs. She didn't know anything about this stuff.

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Speaker 2: But like you said, I mean even the most basic things.

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Speaker 2: And I'm assuming that in the book you cover basically

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Speaker 2: two or three of the most important things that a

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Speaker 2: woman without a ton of education can simply learn what

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Speaker 2: to do and how.

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Speaker 7: To do it.

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Speaker 5: Oh, definitely, And you know, what I come from kind

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Speaker 5: of the same world that I come from a family

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Speaker 5: full of men. My dad had five boys. There's five

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Speaker 5: boys in his family and one girl. And all the

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Speaker 5: boys are the one all the men are the ones.

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Speaker 5: They all handle the money. None of my aunts knew

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Speaker 5: anything about me, which once again, it leaves them very vulnerable.

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Speaker 5: You know, their husbands, if their fast has passed away,

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Speaker 5: they don't know anything. Why is that a good thing?

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Speaker 5: Why is that's not a good plan? You know? For

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Speaker 5: all the men that think that you know, I'm helping

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Speaker 5: my family, I'm doing the planning, I'm doing the investing.

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Speaker 5: You need to involve your spouse in this as well,

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Speaker 5: and women, you need to get engaged in it without

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Speaker 5: a doubt.

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Speaker 2: And your books can be found on Amazon. The Little

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Speaker 2: Black Dress of Finance and A Woman's Place is in

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Speaker 2: the market. Both of those you can find on Amazon.

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Speaker 2: And tell me about Karen Laverty And by the way,

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Speaker 2: Karen is spelled with a C C A r E

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Speaker 2: N Laverty l A V E r t y dot com.

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Speaker 2: What would one expect to find at Karen Laverty dot com?

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Speaker 8: You know what?

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Speaker 5: I tried to make this well? At my blog you

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Speaker 5: can read little sections of the book and so forth,

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Speaker 5: and you can also purchase my book on my website.

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Speaker 5: But the thing that I try to do is make

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Speaker 5: this very approachable for women. And you will find the

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Speaker 5: books are not long, very easy to read. There's like

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Speaker 5: eighty pages, and you will find that I have a

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Speaker 5: shoe fetish. I try and use shoes as example a

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Speaker 5: lot of times in the books. I try to make

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Speaker 5: this as easy as I possibly could. You know, for women,

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Speaker 5: it's very approachable.

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Speaker 2: Well, you're speaking their language, right, I mean, men and

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Speaker 2: women speak the same language in some ways, but you're

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Speaker 2: speaking their language specifically, which is a huge, huge plus.

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Speaker 5: Definitely. I mean my daughter actually helped me write some

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Speaker 5: of the passages as well as my son. And you know,

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Speaker 5: my son is now a wealth advisor at marri Lynch.

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Speaker 5: But it was fun to go through some of it,

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Speaker 5: especially when I use shoes as an example with my daughter,

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Speaker 5: you know, I go true. Yeah, some examples like dividing

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Speaker 5: your expenses between essential expenses and discretionary expenses, and you know,

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Speaker 5: Valentino Rockstead shoes made the essential expenses in her mind exactly.

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Speaker 2: Well, Karen, I can't thank you enough for your time.

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Speaker 2: It was a pleasure to meet you the other day.

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Speaker 2: A Merry Christmas to you and your family, and I

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Speaker 2: hope you have a great holiday season.

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Speaker 5: Well likewise, and thank you so much for having me on.

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Speaker 2: All right, Karen Laverty, you can find her at Karen

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Speaker 2: with a C. Laberty lavrt y Karenlaberty dot com. All right,

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Speaker 2: let's check the roadways out there and see how we're

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Speaker 2: rolling along. Chuck Ingram been pretty busy as you suspected

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Speaker 2: it might be, Yeah, sir, sure has.

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Speaker 6: And a couple of places getting a little bit better,

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Speaker 6: like eastbound two seventy five because they clear of the

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Speaker 6: wreck above the Reagan Highway, so traffic's clearing out from

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Speaker 6: seventy four. However, there's a couple of spots that are

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Speaker 6: now getting heavy once again. This from the UC Help

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Speaker 6: Traffic Center. U See Cancer Center offers advanced surgical options

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Speaker 6: for complex liver and pancreatic cancers and clinical trials you

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Speaker 6: won't find anywhere else. Get a second opinion now called

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Speaker 6: five one, three, five eight five U SECC one is

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Speaker 6: South Bend seventy one. There's a new accident just below

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Speaker 6: two seventy five. That's where the break lights start. From

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Speaker 6: there and continue down to Red Bank and now northbound

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Speaker 6: seventy one a wreck that blocks the right lane just

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Speaker 6: above two seventy five. I'm not seeing a huge delay

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Speaker 6: there as of yet. Cruise continue to work with the

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Speaker 6: wreck outside of Milford on twenty eight at branchil Guiney

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Speaker 6: hand us a wreck on ready at Gabreth Chuck Ingram

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Speaker 6: News Radio seven hundred WALW all right.

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Speaker 2: Our WCPO nine First Warning Forecast presented by Cameron hard

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Speaker 2: And It's a beautiful morning, going to be a beautiful day,

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Speaker 2: sunshine and we're up to forty five degrees tonight, we're

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Speaker 2: down to thirty three tomorrow fifty four chants of rain

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Speaker 2: and then tomorrow night coldfront comes through. We're down to

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Speaker 2: twenty three degrees. High of thirty one on Friday. Should

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Speaker 2: be dry though over the weekend with temperatures up into

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Speaker 2: the mid to upper forties coming up. In the next

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Speaker 2: half hour, it's plain Glass, Stained Glass with Pastor Chad Hogan,

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Speaker 2: how Christmas is a season of bringing us all together,

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Speaker 2: and he'll talk about the documentary that just came out

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Speaker 2: with Kevin Kostner eight twenty one WLW.

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Speaker 3: Any time to.

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Speaker 1: Jeckob your financial like This is the Bloomberg market menus

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Speaker 1: on seven hundred WLW.

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Speaker 3: Good Morning Tom.

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Speaker 4: This week started with an optimistic take from the homebuilding business,

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Speaker 4: as the latest industry sentiment index showed an uptick. The

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Speaker 4: news now, though isn't as rosie as a number two

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Speaker 4: home builder, Lenar is forecasting fewer homes sold this quarter

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Speaker 4: than the market was expecting. The company points to affordability

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Speaker 4: pressures and the weakening job market pushing home buyers to

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Speaker 4: the sidelines. SpaceX employees have been told to refrain from

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Speaker 4: commenting on the company's plans for an IPO in accordance

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Speaker 4: with the US Securities and Exchange Commission as a company

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Speaker 4: enters a regulatory quiet period. SpaceX is looking to raise

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Speaker 4: significantly more than thirty billion dollars in a transaction that

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Speaker 4: would value the company at around one and a half

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Speaker 4: trillion dollars, which would be the biggest listing of all time.

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Speaker 4: Oil rally from its lowest closed in almost half a

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Speaker 4: decade as the US blockades sanctioned ankers off Venezuela and

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Speaker 4: prepares new measures against Russia. Oil, though remains on track

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Speaker 4: for a yearly loss from Bloomberg, Dan Schwartzman on news

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Speaker 4: radio seven hundred.

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Speaker 2: WLW alrighty eight forty on the morning show here on

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Speaker 2: seven hundred WLW. We do it each and every Wednesday

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Speaker 2: of this time, playing Glass Stained Glass and our friend

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Speaker 2: Pastor Chad Hooven from the Horizon Community Church right there

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Speaker 2: in Newtown along the banks of the Little Miami River.

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Speaker 3: Pastor Chad, good morning to you, sir. I hope you're well.

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Speaker 7: Good marn Tom, I'm doing great.

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Speaker 3: How about so doing great?

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Speaker 2: No complaints? You know Christmas and you and I have

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Speaker 2: talked about this. We talked about it right before Thanksgiving

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Speaker 2: on how holidays can can be very very.

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Speaker 3: Stressful to people.

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Speaker 2: But yes, you suggest that actually Christmas time can help

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Speaker 2: us deal with stress, Well.

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Speaker 7: Definitely can.

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Speaker 8: And even if you have a cursory knowledge of Christmas

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Speaker 8: and the story of you know what God did at Christmas.

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Speaker 8: It's a story that God came and adapted himself to us.

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Speaker 7: So think about God as a multi.

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Speaker 8: Dimensional being beyond time and space, and he was willing

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Speaker 8: to come in the form of a child, and just

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Speaker 8: think if that's true. Right, I believe it's true, But

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Speaker 8: if someone doesn't, if it was true that the God

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Speaker 8: who made all the universe and holds all the planets

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Speaker 8: and all the atoms, adapted to you in such a

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Speaker 8: dramatic way, then you might say, wow. I mean, if

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Speaker 8: God did that for me, then maybe I could adapt

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Speaker 8: slightly to my crazy uncle or my cousin or my

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Speaker 8: relative is driving me crazy. So it's kind of a

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Speaker 8: call to adapt, which is, if God adapted to me,

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Speaker 8: maybe I can adapt to others. It's also call for reconciliation,

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Speaker 8: where you think about what family doesn't need a little

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Speaker 8: bit more reconciliation. Somebody not to hold some bitterness, somebody

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Speaker 8: to maybe get over something significantly happened, but it's time

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Speaker 8: to move on. Well, the whole story of Christmas is

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Speaker 8: the story of reconciliation. God wanted to reconcile with us. Honestly,

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Speaker 8: we weren't taking the first step, so He took the

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Speaker 8: first step. I had that I haven't talked to my

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Speaker 8: sister in law for fifteen years after a big conflict

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Speaker 8: that happened. I'd reconciled with my brother, as we mentioned,

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Speaker 8: four or five months ago, but not my sister in

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Speaker 8: law and my wife and I decided, you know what,

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Speaker 8: this is the year we're going to do it, and honestly,

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Speaker 8: because it's the right thing to do, not quite the

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Speaker 8: motivation we needed. It'll be good for you. Maybe what

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Speaker 8: really motivated us to hit FaceTime video and have that

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Speaker 8: conversation was, you know what, God adapted and God reconciled

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Speaker 8: with us when we did a whole lot worse to him.

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Speaker 7: Let's do it.

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Speaker 8: And so after about an hour conversation, for the first

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Speaker 8: time in fifteen years, you know, we've now got a

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Speaker 8: full path for families to get together again for Christmas.

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Speaker 7: And it was tough.

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Speaker 8: It was a tough conversation, and yet we felt like

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Speaker 8: the spirit of Christmas is I want to do unto

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Speaker 8: others what God did to me.

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Speaker 2: I want to tackle a couple of well known actors

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Speaker 2: that you've talked about recently in some of your sermons

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Speaker 2: here and around Christmas. Let's start with Jimmy Stewart and

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Speaker 2: his father who sent him Psalm ninety one when he

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Speaker 2: went off to war. And then Jimmy Stewart talking about

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Speaker 2: why he got so cheerful during the filming of Its

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Speaker 2: Wonderful Life.

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Speaker 7: Yeah, you know Jimmy Stewart.

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Speaker 8: We know him often from Its Wonderful Life and of

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Speaker 8: those other wonderful movies. He was a brigadier general as

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Speaker 8: well and disembombing in World War Two, and he had

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Speaker 8: a lot of PTSD, so that you know shows up

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Speaker 8: in some of the movies. But when he went off

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Speaker 8: to war, his father was a real strong Christian believer

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Speaker 8: in God in the Bible, and so he sent a

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Speaker 8: little personal note that said, Hey, in the middle of

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Speaker 8: this madness, I want you to know you can trust

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Speaker 8: God to be your tower, your refuge, and the one

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Speaker 8: that will guide you in the midst of this. He

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Speaker 8: saved the sem a copy of Psalm ninety one as

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Speaker 8: kind of the source of strength you would have in

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Speaker 8: the middle of the madness of war. But after his

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Speaker 8: filming of its Wonderful Life is that moment he gets

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Speaker 8: real cheerful. He's crying out God and I need your help.

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Speaker 8: If you're really up there, I just need you to

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Speaker 8: step in. And he later Jimmy Stewart said he just

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Speaker 8: felt in that moment the hearts of so many who

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Speaker 8: feel like in life, let alone Christmas time, that they're

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Speaker 8: having one to turn to, the real sense of emptiness

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Speaker 8: and real sense of what's meaning, what's purpose, and that

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Speaker 8: in that moment he felt like he was channeling those

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Speaker 8: who didn't have access to that purpose and really felt

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Speaker 8: that and he realized that's really the call of Christmas,

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Speaker 8: is that we all are calling out for God to

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Speaker 8: be with us. And even one of Jesus' nicknames is Immanuel,

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Speaker 8: which means God with us. If you're going through grieving

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Speaker 8: this Christmas and you need some comfort, God with us,

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Speaker 8: He'll be your comfort. If you're looking for someone who

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Speaker 8: can take the manure of life, and life certainly throws

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Speaker 8: a plenty of manure at us and turn into fertilizer

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Speaker 8: for new growth.

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Speaker 7: And that's a story of Christmas.

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Speaker 8: And he's even born into a cave or an animal's stall.

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Speaker 7: With the newer everywhere.

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Speaker 8: And look at the incredible story of purpose and meaning

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Speaker 8: that he brings out of the manure that he's born into.

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Speaker 2: You know, recently, Kevin Koshner, he just released a documentary

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Speaker 2: on Christmas where he talks about his faith and you

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Speaker 2: can find this on Disney Plus, but basically talk about

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Speaker 2: how he walked through the entire Christmas story from start

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Speaker 2: to finish.

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Speaker 7: Yeah, really interesting.

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Speaker 8: He begins, it's a documentary and the Nancy's talking.

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Speaker 7: There's some scenes that things are acted out and in

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Speaker 7: general is really good. One.

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Speaker 8: He begins by talking about his first acting debut. Let's

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Speaker 8: playing an angel or playing with a wiseman in a

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Speaker 8: Nativity scene. In one big line, hark, and he missed

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Speaker 8: it because his turbine kept falling over his head. He

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Speaker 8: said his love of acting began there. And he kept

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Speaker 8: just periodically through the play saying hark again again, because

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Speaker 8: you know, I missed the big moment.

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Speaker 7: But he kind of walks through that.

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Speaker 8: Many people have thought that Christmas is a.

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Speaker 7: Is a miss or is a nice.

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Speaker 8: Story, like a long time ago in a galaxy far

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Speaker 8: far away. He kind of roots it in the history

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Speaker 8: and shows this really happened. It happened in the facts.

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Speaker 8: He shows you kind of what was going on during

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Speaker 8: that time period. One of the things he highlights is

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Speaker 8: King Herod, and King Herod is like a footnote in

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Speaker 8: the Christmas story, and yet King Herod is probably one

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Speaker 8: of the most powerful men who've ever lived. They did

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Speaker 8: a great job of describing this historic figure. If you've

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Speaker 8: ever been to Israel or heard of Israel, you know

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Speaker 8: the Jewish Temple is built on this giant mount that

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Speaker 8: was built by King Herod, the guy trying to.

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Speaker 7: Kill Jesus Masada.

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Speaker 8: Have you ever heard of or seen pictures of Masada

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Speaker 8: massive rocket by the dead sea. The guy built eleven

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Speaker 8: swimming pools and a fully functional sauna in the middle of.

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Speaker 7: A desert at six pc.

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Speaker 8: Guy was an unbelievable engineer. He ran this spice factory.

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Speaker 8: I've been to this Herod's spice factory and actually the

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Speaker 8: wise men would have gone right past that spice factory

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Speaker 8: as part of the trade route up. He also built

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Speaker 8: this massive place called Ceser and maritime. Bottom line is

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Speaker 8: they did a great job of describing him and showing

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Speaker 8: the evidence of Herod as a historic figure, that Jesus

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Speaker 8: was born to the days of that was the most

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Speaker 8: powerful man in the world, probably next to the Caesar

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Speaker 8: at the time, probably one of those wealthy people who

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Speaker 8: ever lived. And he's the one trying to kill Jesus.

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Speaker 8: And then they kind of get into his mania and

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Speaker 8: all historians show what a maniac he is.

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Speaker 7: So scared somebody's going to take his.

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Speaker 8: Kingdom from him, he killed off his son. They got

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Speaker 8: a scene in the documentary where it shows him killing

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Speaker 8: off his son in in the hot tub together, which

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Speaker 8: he killed many of his sons and many of his wives.

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Speaker 8: And what of his wives throws herself off I think

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Speaker 8: it's Masada and kills herself rather than stay with her husband.

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Speaker 7: That's also an active there.

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Speaker 8: They want you to see this guy who's going after

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Speaker 8: Jesus was tyrannical and was suspicious and paranoid. So when

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Speaker 8: those wives men show up and say, hey, good news,

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Speaker 8: there's a new king.

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Speaker 9: In town, this is like the worst guy could ever

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Speaker 9: say that too, And they also show that, you think

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Speaker 9: in the Christmas story we kind of have all this

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Speaker 9: nostalgia around it, but there's a lot of tragedy.

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Speaker 8: I mean, he then kills off all the boys in

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Speaker 8: Bethlehem trying to get after Jesus.

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Speaker 7: So I thought they did a mess.

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Speaker 8: This incredible job of showing that God was born into

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Speaker 8: this world with pain and suffering and difficulty, he's on

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Speaker 8: the run from Herod and in the middle that God

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Speaker 8: enters into our pain and shows that he's willing to

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Speaker 8: not watch.

438
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Speaker 7: From a distance.

439
00:22:31,760 --> 00:22:34,000
Speaker 8: But as John Osborne used to say in her song,

440
00:22:34,040 --> 00:22:35,840
Speaker 8: you know what, if God was one of us, he

441
00:22:35,960 --> 00:22:39,000
Speaker 8: became the story. And so then you get to see

442
00:22:39,000 --> 00:22:40,720
Speaker 8: Mary and Joseph kind of what was like in their

443
00:22:40,720 --> 00:22:43,000
Speaker 8: lives during those days. It gives you a little cultural

444
00:22:43,080 --> 00:22:45,359
Speaker 8: feel for what it was like for their patrol the period.

445
00:22:46,200 --> 00:22:48,879
Speaker 8: How devastated Joseph was when he heard the news and

446
00:22:48,920 --> 00:22:53,080
Speaker 8: the angel piers him. The really great historic and inspirational

447
00:22:53,080 --> 00:22:56,120
Speaker 8: pieces to it, and quite frankly, toward the end, Kevin

448
00:22:56,160 --> 00:22:59,520
Speaker 8: Costler says, many people believe that he died rose from

449
00:22:59,520 --> 00:23:02,240
Speaker 8: the dead to I'm one of those, So I was surprised,

450
00:23:02,240 --> 00:23:05,119
Speaker 8: and how are how kind of happed there he was

451
00:23:05,160 --> 00:23:08,720
Speaker 8: and articulating his belief in faith in Jesus' birth, his death,

452
00:23:08,720 --> 00:23:09,480
Speaker 8: and his resurrection.

453
00:23:10,200 --> 00:23:13,120
Speaker 2: We know for those who are non believers, and look,

454
00:23:13,119 --> 00:23:14,800
Speaker 2: there are a lot of them out there driving around

455
00:23:14,840 --> 00:23:16,400
Speaker 2: right now that might roll their.

456
00:23:16,240 --> 00:23:17,560
Speaker 3: Eyes and all that kind of thing.

457
00:23:17,600 --> 00:23:20,840
Speaker 2: But one thing that cannot be disputed is that Jesus

458
00:23:21,000 --> 00:23:24,280
Speaker 2: was a real person who walked this earth just like

459
00:23:24,480 --> 00:23:29,280
Speaker 2: you and I. And if you just read about the

460
00:23:29,320 --> 00:23:32,520
Speaker 2: way he lived his life, and he really only ministered

461
00:23:32,520 --> 00:23:35,960
Speaker 2: of his thirty three years on this earth, he really

462
00:23:35,960 --> 00:23:40,160
Speaker 2: only ministered I think for about three years. So even

463
00:23:40,160 --> 00:23:44,439
Speaker 2: if you don't believe in let's say the resurrection, okay,

464
00:23:44,680 --> 00:23:46,639
Speaker 2: and you think a lot of this stuff is just

465
00:23:46,760 --> 00:23:47,680
Speaker 2: total nonsense.

466
00:23:47,720 --> 00:23:48,760
Speaker 3: It's a fairy tale.

467
00:23:48,960 --> 00:23:52,800
Speaker 2: What cannot be disputed is that Jesus did live in

468
00:23:52,880 --> 00:23:55,440
Speaker 2: this world and the things that he did while he

469
00:23:55,560 --> 00:23:59,040
Speaker 2: was here. All of us, believer or non believer, can

470
00:23:59,119 --> 00:24:02,360
Speaker 2: take a lot out of it, especially during this time.

471
00:24:02,160 --> 00:24:02,600
Speaker 3: Of the year.

472
00:24:04,160 --> 00:24:06,600
Speaker 8: Well without a doubt. And if you're just a fact person. Again,

473
00:24:06,680 --> 00:24:10,160
Speaker 8: I see myself as a philosopher and a fact guy.

474
00:24:10,280 --> 00:24:13,399
Speaker 8: You know the Great Isaiah Scroll, We have a copy

475
00:24:13,440 --> 00:24:15,240
Speaker 8: of that because it does he scrolls at one hundred

476
00:24:15,240 --> 00:24:16,000
Speaker 8: and twenty five BC.

477
00:24:16,280 --> 00:24:17,360
Speaker 7: We know it's.

478
00:24:17,040 --> 00:24:20,240
Speaker 8: Everything written in Isaiah written at seven hundred BC, but

479
00:24:20,280 --> 00:24:22,160
Speaker 8: we have a complete copy of one twenty five BC.

480
00:24:22,320 --> 00:24:23,359
Speaker 7: That's a fact of history.

481
00:24:23,800 --> 00:24:26,679
Speaker 8: And in that book, one hundred years before Jesus, we

482
00:24:26,680 --> 00:24:29,040
Speaker 8: have a copy of it. It predicts he will be

483
00:24:29,119 --> 00:24:31,439
Speaker 8: born into the land of Zebulin enof Tally, that's the

484
00:24:31,440 --> 00:24:32,560
Speaker 8: area need of ser Galley.

485
00:24:32,600 --> 00:24:34,680
Speaker 7: That's where I'm side would come, where he's going to live.

486
00:24:35,359 --> 00:24:37,720
Speaker 8: How he's going to be born, born of a virgin

487
00:24:37,800 --> 00:24:40,080
Speaker 8: predicted one hundred years in advance. Who's going to come

488
00:24:40,160 --> 00:24:43,639
Speaker 8: visit him? Rulers and kings from a non Jewish nations,

489
00:24:43,680 --> 00:24:49,280
Speaker 8: bringing specific gifts of gold and of frankinsense that happens. Specifically,

490
00:24:49,280 --> 00:24:52,800
Speaker 8: he'll be died by being pierced, you know, crucifixion, He'll

491
00:24:52,840 --> 00:24:56,879
Speaker 8: be killed between other criminals. All of these are very specific,

492
00:24:57,200 --> 00:25:01,080
Speaker 8: very detailed predictions. We have the and the facts of

493
00:25:01,680 --> 00:25:03,440
Speaker 8: where he's going to live, how he's going to die,

494
00:25:03,480 --> 00:25:05,360
Speaker 8: what he's going to talk, how he's going to talk,

495
00:25:05,400 --> 00:25:07,360
Speaker 8: what his message is going to be. So I would

496
00:25:07,400 --> 00:25:09,440
Speaker 8: just say, if you're a person who's into puzzles or

497
00:25:09,520 --> 00:25:12,800
Speaker 8: archaeology or facts, this is more than just a story.

498
00:25:13,359 --> 00:25:16,680
Speaker 8: There are actual concrete evidence that one can look at

499
00:25:17,080 --> 00:25:18,840
Speaker 8: and one can say, wow, not only do you live

500
00:25:18,880 --> 00:25:21,479
Speaker 8: an inspiring life, the life I wish I could be

501
00:25:21,560 --> 00:25:26,520
Speaker 8: capable of living, but also the facts of history push

502
00:25:26,640 --> 00:25:29,320
Speaker 8: me to look at the preponderance of evidence and say,

503
00:25:29,920 --> 00:25:32,720
Speaker 8: I need to wrestle with whether or not this really happened,

504
00:25:32,760 --> 00:25:35,240
Speaker 8: because how in the world do you predict in that

505
00:25:35,400 --> 00:25:39,320
Speaker 8: level specificity that many details about any one human being

506
00:25:39,880 --> 00:25:41,240
Speaker 8: hundreds of years in advance.

507
00:25:42,920 --> 00:25:46,560
Speaker 2: Well, it's just so inspiring this time of year, and

508
00:25:46,600 --> 00:25:48,600
Speaker 2: all of us have the things we have to deal with.

509
00:25:48,640 --> 00:25:51,240
Speaker 2: Whether it's as you mentioned earlier, somebody in the family

510
00:25:51,280 --> 00:25:54,120
Speaker 2: that we've had issues with and we're concerned about what

511
00:25:54,240 --> 00:25:57,480
Speaker 2: might happen around the dinner table, or what might happen

512
00:25:57,520 --> 00:25:59,919
Speaker 2: if we get into a discussion about this or that,

513
00:26:00,160 --> 00:26:04,440
Speaker 2: whatever the case may be. But but you know this

514
00:26:03,960 --> 00:26:06,720
Speaker 2: is this is just such a wonderful conversation to have

515
00:26:07,119 --> 00:26:09,720
Speaker 2: this time of year and really every day of every year.

516
00:26:09,760 --> 00:26:13,320
Speaker 2: So I wish you and your family, Pastor Chad, a very,

517
00:26:13,440 --> 00:26:17,040
Speaker 2: very merry Christmas and can't wait to be with you

518
00:26:17,160 --> 00:26:18,040
Speaker 2: on Christmas Eve.

519
00:26:19,119 --> 00:26:21,240
Speaker 7: Yeah, all ten services will see, no.

520
00:26:21,200 --> 00:26:23,880
Speaker 2: Kidding, all ten of them. They got going on, Pastor

521
00:26:23,960 --> 00:26:26,719
Speaker 2: Chad oven. We call it plain glass, stained glass. We

522
00:26:26,800 --> 00:26:31,000
Speaker 2: do it every single week on Wednesday at eight thirty.

523
00:26:31,040 --> 00:26:33,439
Speaker 2: We always thank him for his time. And you know, look,

524
00:26:34,080 --> 00:26:36,440
Speaker 2: there's no doubt about it that the holiday season there

525
00:26:36,520 --> 00:26:38,639
Speaker 2: is a lot going on, a lot of hustle and

526
00:26:38,720 --> 00:26:42,920
Speaker 2: bustle packed with activities. But maybe your energy is drained.

527
00:26:44,119 --> 00:26:47,560
Speaker 2: Maybe it's time to feel festive when it can be

528
00:26:47,720 --> 00:26:50,840
Speaker 2: tough to feel festive, and that could be a sign

529
00:26:51,480 --> 00:26:54,360
Speaker 2: of low testosterone. And this happens to every guy, every

530
00:26:54,400 --> 00:26:57,280
Speaker 2: single one of us out there. Starting in our thirties,

531
00:26:57,280 --> 00:26:59,919
Speaker 2: we lose two to three percent of our testosterone production

532
00:27:00,280 --> 00:27:03,160
Speaker 2: every single year, and we're thinking I'm just getting older.

533
00:27:03,200 --> 00:27:06,280
Speaker 3: I'm just getting older. Look, Try Statement's Health.

534
00:27:06,320 --> 00:27:10,920
Speaker 2: Are the experts in treating low T log Onto tristatemenshealth

535
00:27:10,960 --> 00:27:13,600
Speaker 2: dot com. Book an appointment, You give them some blood,

536
00:27:13,800 --> 00:27:18,480
Speaker 2: they run a testosterone test, and they run a PSA test.

537
00:27:19,040 --> 00:27:22,200
Speaker 2: You'll get the lab work back within thirty minutes. You'll

538
00:27:22,200 --> 00:27:25,600
Speaker 2: sit down with a licensed medical provider and talk about

539
00:27:25,640 --> 00:27:28,720
Speaker 2: the results and your options. The cost of the appointment

540
00:27:28,760 --> 00:27:31,000
Speaker 2: is ninety nine dollars. If you sign up for a

541
00:27:31,040 --> 00:27:33,439
Speaker 2: testosterone treatment of the day of your appointment, then that

542
00:27:34,000 --> 00:27:38,920
Speaker 2: visit is free. Tri Statement's Health has six locations, Cincinnati,

543
00:27:39,000 --> 00:27:41,960
Speaker 2: Dayton two and Columbus. Those are in Hilliard and Westerville,

544
00:27:42,160 --> 00:27:45,440
Speaker 2: Louisville and northern Kentucky. Call them today at one eight hundred,

545
00:27:45,520 --> 00:27:48,280
Speaker 2: nine hundred nine and sixty five four or visit Tri

546
00:27:48,400 --> 00:27:54,160
Speaker 2: Statemenshealth dot com. All right, one more check of the roadways,

547
00:27:54,240 --> 00:27:56,760
Speaker 2: mister Chuck Ingram, how are things looking now?

548
00:27:56,960 --> 00:27:59,560
Speaker 6: Looking just a little bit and I mean just a

549
00:27:59,560 --> 00:28:02,600
Speaker 6: little bit better. On northbound four seventy one, there was

550
00:28:02,640 --> 00:28:06,120
Speaker 6: an accident on the bridge. Police had all wanes blocked

551
00:28:06,160 --> 00:28:08,920
Speaker 6: off for just a bit they just within the last

552
00:28:09,000 --> 00:28:11,400
Speaker 6: couple of minutes they've opened up the right lane again,

553
00:28:11,480 --> 00:28:14,160
Speaker 6: but this damage is done. You are backed up into

554
00:28:14,240 --> 00:28:16,920
Speaker 6: Southgate the better part of an extra hour to try

555
00:28:16,920 --> 00:28:20,640
Speaker 6: to get into downtown. This from the UC Health Tramphics

556
00:28:20,680 --> 00:28:24,840
Speaker 6: Center u See Cancer Center offers advanced surgical options for

557
00:28:24,920 --> 00:28:28,800
Speaker 6: complex liver and pancreatic cancers and clinical trials you won't

558
00:28:28,840 --> 00:28:32,080
Speaker 6: find anywhere else. Got a second opinion now called five

559
00:28:32,160 --> 00:28:36,200
Speaker 6: one three five e't five u secce northbound seventy five

560
00:28:36,240 --> 00:28:39,440
Speaker 6: that continues slow out of Erlinger into the cut southbound

561
00:28:39,520 --> 00:28:42,480
Speaker 6: seventy five. There's an accident on the ramped Cooper in

562
00:28:42,560 --> 00:28:45,560
Speaker 6: the lock when split traffic is heavy through there opens

563
00:28:45,640 --> 00:28:48,600
Speaker 6: up at the lateral and southbound seventy one break lights

564
00:28:48,640 --> 00:28:52,400
Speaker 6: continue between Fifer and Redbank Chucking. From news Radio seven

565
00:28:52,480 --> 00:28:54,360
Speaker 6: hundred wlw.

566
00:28:54,640 --> 00:28:57,920
Speaker 2: OUR WCPO nine First Warning Forecast presented by Cameron Harden.

567
00:28:57,960 --> 00:29:00,200
Speaker 2: It's a beautiful start to your day out there, and

568
00:29:00,200 --> 00:29:02,640
Speaker 2: it's going to be a bright, beautiful sunny day. Up

569
00:29:02,640 --> 00:29:06,320
Speaker 2: to forty five degrees tonight. We're down to thirty three tomorrow.

570
00:29:06,320 --> 00:29:08,360
Speaker 2: There's a chance of rain. There'll be a lot of clouds.

571
00:29:08,680 --> 00:29:11,560
Speaker 2: We are getting up to fifty four degrees tomorrow, but

572
00:29:11,600 --> 00:29:15,400
Speaker 2: tomorrow night a cold front comes pouring in and temperatures

573
00:29:15,440 --> 00:29:18,160
Speaker 2: will fall quickly. We're down to twenty three tomorrow night,

574
00:29:18,440 --> 00:29:20,680
Speaker 2: are high on Friday is only thirty one, but then

575
00:29:20,720 --> 00:29:23,640
Speaker 2: we warm back up again and we're in the mid

576
00:29:23,720 --> 00:29:28,320
Speaker 2: to upper forties, dry for the entire weekend. We always

577
00:29:28,320 --> 00:29:31,400
Speaker 2: close the show by saying thanks to our producer Danny Gleeson,

578
00:29:31,560 --> 00:29:35,800
Speaker 2: and a reminder that you know what, one of the

579
00:29:35,840 --> 00:29:38,720
Speaker 2: best Christmas gifts that you could get this year would

580
00:29:38,760 --> 00:29:42,320
Speaker 2: be getting a shelter pet from your local animal shelter

581
00:29:42,520 --> 00:29:46,480
Speaker 2: dog cat looking for a second chance. Your holidays will

582
00:29:46,480 --> 00:29:50,040
Speaker 2: be better than they've ever been. I promise we'll look

583
00:29:50,080 --> 00:29:52,480
Speaker 2: forward to catching up with you tomorrow. Salooni's coming up next.

584
00:29:52,520 --> 00:29:56,120
Speaker 2: Eight fifty five, seven hundred WLW, Cincinnati,