WEBVTT - 10-14-25 Sloan with Michele Grim

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<v Speaker 1>Do you want to be an Americanadio Scott's longshell back

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<v Speaker 1>on seven hundred WLW fun fat. Here's a fun fact

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<v Speaker 1>to start your busy day. The amount of money that

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<v Speaker 1>we spend in healthcare in the United States has tripled

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<v Speaker 1>since two thousand, So in less than a quarter century,

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<v Speaker 1>less than twenty five years, the amount of money we

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<v Speaker 1>spend on healthcare has tripled. So one point four trillion

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<v Speaker 1>to five trillion, pretty close to triple, right. More than

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<v Speaker 1>third of Ohio and struggled play her medical bills last month,

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<v Speaker 1>the city of Cincinnati, and this is kind of like

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<v Speaker 1>a side eye to Aftab who's running for mayor, So yeah,

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<v Speaker 1>that's probably why. But gave a million and a half

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<v Speaker 1>to nonprofit that buy his medical debt from hospitals. That

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<v Speaker 1>wiped out some two hundred and twenty million dollars in

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<v Speaker 1>debt for about twelve thousand Cincinnati. So next up, though,

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<v Speaker 1>state wide, is Ohio's Medical Debt Fairness Act. What is that? Well,

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<v Speaker 1>Ohio Representative Michelle Grimm out of Toledo, out of the

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<v Speaker 1>Glass Cities here, she is a sponsor of House Bill

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<v Speaker 1>two fifty seven. Michelle, how are you?

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<v Speaker 2>I'm great, how are you, Scott.

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<v Speaker 1>I'm doing fine. All is well in the Glass City.

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<v Speaker 2>I presume, yeah, all as well?

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<v Speaker 1>All right? I had I think Gary Jeff Walker, one

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<v Speaker 1>of our guys at work here, was driving through Toleda,

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<v Speaker 1>was thinking to me, said I stopped and had a

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<v Speaker 1>packos honky dog. And let me tell you something, if

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<v Speaker 1>you're passing through child to stop at Tony Paco's and

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<v Speaker 1>get some chili, get a honky dog. Much different than

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<v Speaker 1>Cincinnati style, but pleasing. None the loss. All right, So

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<v Speaker 1>medical debt has I think it's the still the leading

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<v Speaker 1>source and has been for a while leading source on

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<v Speaker 1>paid bills and credit reports for a long time now

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<v Speaker 1>in medical debt's like sixty percent of consumer debt on

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<v Speaker 1>credit reports, which is incredible. So that those that's the

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<v Speaker 1>rail that we're facing here. So what does House Bill

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<v Speaker 1>two fifty seven do? What's your proposal to do?

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<v Speaker 2>Sure? So, how still two fifty seven would do three

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<v Speaker 2>key things. It would prohibit hospitals debt collectors from reporting

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<v Speaker 2>on credit reports, It would ban wage gurnishment, and it

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<v Speaker 2>would tap interest of medical debt ode to three percent

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<v Speaker 2>because right now we have a statutory eight percent interest,

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<v Speaker 2>So that would cap that at three percent.

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<v Speaker 1>Okay, so let's start with a three percent medical to

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<v Speaker 1>the interest that you would pay right now on any

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<v Speaker 1>medical bill certainly higher than three percent, and that keeps

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<v Speaker 1>up with inflation, presumably tied to maybe tied to inflation here,

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<v Speaker 1>but typically how much of that debt are we talkingot?

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<v Speaker 1>How much should people just pay an interest on medical debt? Now?

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<v Speaker 2>So I you know, I think that's hard to gauge,

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<v Speaker 2>but I would say that the average person has about

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<v Speaker 2>the average person who has medical debt has about twelve

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<v Speaker 2>hundred dollars, and while we don't report under five hundred

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<v Speaker 2>dollars and credit reports right now, that's taking away about

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<v Speaker 2>the majority of people who have medical debt and not

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<v Speaker 2>giving them a chance to repair their credit or purchase

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<v Speaker 2>a home or even get a job, because credit reports

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<v Speaker 2>are they continder people getting a job or getting an apartment,

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<v Speaker 2>or getting a mortgage. So so that that leads a

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<v Speaker 2>lot of people out well.

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<v Speaker 1>Getting getting insurance for that metal like car insurance for example.

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<v Speaker 1>Everybody pulls your credit report.

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<v Speaker 2>Now, yeah, for sure, And so our bill would prohibit

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<v Speaker 2>any type of credit reporting and medical.

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<v Speaker 1>Debt all right, So on that one of the one

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<v Speaker 1>of the complants you hear from the debt collection industry,

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<v Speaker 1>which I can't imagine a lot of people siding with

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<v Speaker 1>the debt collection industry, but it says, hey, listen, you're

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<v Speaker 1>essentially encouraging people to be dead beats. Basically, what they're

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<v Speaker 1>saying is that if you take a conscious consequence away

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<v Speaker 1>from people for non payment, that's going to lead the

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<v Speaker 1>higher healthcare costs for everyone because people look at it going, well,

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<v Speaker 1>I don't have to pay it. The government's going to

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<v Speaker 1>and you know there's a moral hazard there obviously too,

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<v Speaker 1>And that's that's a problem with universal health care is

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<v Speaker 1>you know, well people just simply go to the emergency.

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<v Speaker 1>If I don't have to pay for it, I'll overuse it.

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<v Speaker 1>That's a theory.

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<v Speaker 2>So you would still have to pay your bills, of course,

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<v Speaker 2>because it would just not be on your credit report.

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<v Speaker 2>But I would also argue that there's been studies that

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<v Speaker 2>said medical debt is a poor indicator of paying other

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<v Speaker 2>types of credit. So if you had credit cards or

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<v Speaker 2>paying your mortgage, or paying your light bill, your electric bill,

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<v Speaker 2>but if you have medical debt, that's a poor indicator

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<v Speaker 2>whether you're going to pay out or debt back and

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<v Speaker 2>people do want to pay off their medical bills. Medical

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<v Speaker 2>bills can be medical debt can be embarrassing, but it's

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<v Speaker 2>not their fault. It's really a fault of a broken system.

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<v Speaker 2>It's not a debt of luxury, is a debt of necessity.

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<v Speaker 2>So that's what I would argue back, is that people

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<v Speaker 2>people do want to pay their bills back, and putting

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<v Speaker 2>these predatory practices in place hinders a lot of people

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<v Speaker 2>from doing that.

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<v Speaker 1>In that regard, Michelle Grim, is there a means test

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<v Speaker 1>or income requirement? I mean, you know, it sounds all

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<v Speaker 1>long good. People do want to pay their debts off,

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<v Speaker 1>generally speaking, But how do we separate people who generally

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<v Speaker 1>can't afford to pay versus those who simply say I'm

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<v Speaker 1>not going to pay or choose not to pay.

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<v Speaker 2>So I think that there when you look at the studies,

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<v Speaker 2>it's a lot of people who cannot afford to pay,

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<v Speaker 2>a lot of people do want to pay their bills,

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<v Speaker 2>but they simply can't afford it. They're they're choosing between

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<v Speaker 2>putting food on the table, or paying their their electric bill,

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<v Speaker 2>or paying their mortgage, or paying their medical debt off.

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<v Speaker 2>So it's it is a lot of people who don't

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<v Speaker 2>have any savings or anything like that. A lot of

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<v Speaker 2>people don't have a thousand dollars for an emergency, and

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<v Speaker 2>that's why we're putting people in a bind with medical debt.

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<v Speaker 2>But we want to help people with housebook to fifty seven.

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<v Speaker 1>Yeah, this is Michelle Grim. She's out of Toledo. House

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<v Speaker 1>Bill two fifty seven. She's co sponsoring this one to

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<v Speaker 1>help people with medical debt because one in three ohioans

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<v Speaker 1>carries some sort of medical debts and number one cause

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<v Speaker 1>of bankrow. I think we're the top two costs of

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<v Speaker 1>bankruptcy in the United States, but one drives the other. Joblessness.

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<v Speaker 1>It would be number one, and health insurance bankruptcy is

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<v Speaker 1>another one, and I think those two go hand in

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<v Speaker 1>hand because for a lot of people, their jobs and

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<v Speaker 1>healthcare tied together, which is part of the problem. This

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<v Speaker 1>would limit medical interest to what you say, three percent

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<v Speaker 1>a year. You can't guard someone's wages for medical debt collection,

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<v Speaker 1>and hospitals and providers can't report medical debt to credit

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<v Speaker 1>agencies right now, and I think in the last few

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<v Speaker 1>years were reformed. It used to be. I believe Michelle,

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<v Speaker 1>unpaid medical bills were kicked over to credit reporting agencies

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<v Speaker 1>after like sixty or on hundred twenty days and now

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<v Speaker 1>it's a full year. Correct, correct? Yeah, So I mean

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<v Speaker 1>even the credit industry has said, hey, you know, we've

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<v Speaker 1>got to we got we got to ease back a

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<v Speaker 1>little bit here, man, after a full year. Now does

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<v Speaker 1>that mean that people aren't making any payments whatsoever? If

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<v Speaker 1>you pay a little bit of money, does that keep

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<v Speaker 1>you from being reported to credit agencies? How does that work?

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<v Speaker 1>Or is that with this what two fifty seven seeks

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<v Speaker 1>to do.

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<v Speaker 2>So I think it depends. I think typically I think

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<v Speaker 2>if you're making payments that it would not be reported.

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<v Speaker 2>But I think in some instances you will see reports that,

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<v Speaker 2>like people are making payments or maybe they sell behind

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<v Speaker 2>so and you know what I was talking about before,

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<v Speaker 2>they maybe sell behind one or two months and then

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<v Speaker 2>it gets reported on the credit report. So you know,

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<v Speaker 2>the system isn't really fair for consumers, and we want

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<v Speaker 2>to make it a little fair for people to get ahead,

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<v Speaker 2>for people to have a fighting chance. So you know,

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<v Speaker 2>I think that a lot of the arguments against this

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<v Speaker 2>too is around wage garnishments. I do want your listeners

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<v Speaker 2>to look up this article from Signal, Ohio about a

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<v Speaker 2>rural hospital of Logan County who has who has sued

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<v Speaker 2>twenty seven hundred patients in the last two years. Yeah,

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<v Speaker 2>and a lot of their a lot of the judgments

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<v Speaker 2>in court were wage garnishments. So people are paying up

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<v Speaker 2>to twenty five percent of their They're getting up to

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<v Speaker 2>twenty five percent of their checks garnished their payroll checks,

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<v Speaker 2>plus they're paying that eight percent interest.

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<v Speaker 1>So that's that's pretty cool. I think most people listening. Wow, Okay,

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<v Speaker 1>I'm not quite sure. I want to stay down out

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<v Speaker 1>medical bills. At the same time, like, how am I

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<v Speaker 1>supposed to live if i'm that's almost like child support?

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<v Speaker 1>Right in child support, you had a conscious, should have

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<v Speaker 1>a child, and you provide for your child. That's a

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<v Speaker 1>different matter than Hey, I just got sick, and maybe

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<v Speaker 1>I got sick because it's something at work or I

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<v Speaker 1>fell or something along the way, and it happens all

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<v Speaker 1>of us at some point or another. And now we're

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<v Speaker 1>taking a quarter of your wages. That seems confiscate. How

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<v Speaker 1>can you live on the other seventy five percent?

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<v Speaker 2>And can I go back to what you just said?

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<v Speaker 2>So we're not again, we're not suggesting that the state

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<v Speaker 2>is paying medical bills. We're just saying we're going to

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<v Speaker 2>have these parameters of credit reports, wage garnershment and interest rates.

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<v Speaker 2>So I just wanted to kind of, yeah.

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<v Speaker 1>That's fair.

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<v Speaker 2>I was.

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<v Speaker 1>I was referring more to what we did in Cincinnati

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<v Speaker 1>not long ago, and council approved a million and a

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<v Speaker 1>half to a nonprofit that collected money and wiped out

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<v Speaker 1>about two hundred and twenty million debt for twelve thousand

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<v Speaker 1>Cincinnatians and just buying the debt from the credit companies.

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<v Speaker 2>So I actually did that in Toledo about it'll be

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<v Speaker 2>three years ago, so Toledo kind of led the way

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<v Speaker 2>for cities. County was the first one, and so we

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<v Speaker 2>actually eliminated debt for about one hundred and twelve thousand

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<v Speaker 2>people around the region, including forty three thousand Lucas County residentstually,

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<v Speaker 2>and that not profit is undo medical debt. They do

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<v Speaker 2>great work and they negotiate directly with the hospitals.

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<v Speaker 1>So yeah, I'd contemplate that one because this is outside

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<v Speaker 1>of your scope as a state lawmaker, Michelle Grimm. But

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<v Speaker 1>the beef I have, like, for example, the government shutdown

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<v Speaker 1>over Obamacare and the ACA. You know, we're fighting at

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<v Speaker 1>our subsidies. The problem it's not not healthcare. We're so

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<v Speaker 1>we're taking money from a group of taxpayers and transferring

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<v Speaker 1>it to another money of pad taxpayers without addressing the

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<v Speaker 1>problem in Congress for a long time. And we would

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<v Speaker 1>need all this stuff if we would just reform healthcare

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<v Speaker 1>properly instead of having Democrats and Republicans fight each other

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<v Speaker 1>and into this insane stuff. I mean Obamacare, it makes

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<v Speaker 1>it does to make it affordable. Uh, it's extremely expensive,

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<v Speaker 1>is the problem? Affism is no where you're just here,

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<v Speaker 1>you're subsidizing something that's extremely expensed. Let let's figure out

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<v Speaker 1>why we're paying you know, three times more than most

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<v Speaker 1>double what most countries are for less health care doesn't

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<v Speaker 1>make any sense?

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<v Speaker 2>Yeah, yeah, no, I would absolutely agree with that, and

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<v Speaker 2>I would I would say that a lot of people

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<v Speaker 2>in the healthcare space, looking at the core problem, which

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<v Speaker 2>is our worke at healthcare system, would it would absolutely

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<v Speaker 2>agree with that. And so I know we're here not

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<v Speaker 2>to talk about ADO, but what what what they're able

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<v Speaker 2>to do is they're able to purchase that pennies on

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<v Speaker 2>the dollar from hospital systems or second second, the secondary market.

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<v Speaker 2>But you know, people do uh people have you know

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<v Speaker 2>I've gotten I've gotten a lot of emails and a

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<v Speaker 2>lot of calls saying like I got a letter from

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<v Speaker 2>on new medical debt. Thank you very much. It really

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<v Speaker 2>help a lot of people. But yes, you are correct,

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<v Speaker 2>it does not solve the broken healthcare system, right, and

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<v Speaker 2>you know that's what you know, that's what we need

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<v Speaker 2>to keep working on. And so bills like House Bill

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<v Speaker 2>to fifty seven, they make the rules a little bit fairer,

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<v Speaker 2>but we still have a lot of work to do.

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<v Speaker 1>Yeah, you mentioned Logan County. Small and Logan Counties right

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<v Speaker 1>now are listing areas in the I think around the

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<v Speaker 1>where the Armstrong Space, you know, Wapa Canata up that way. Yeah, yeah,

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<v Speaker 1>about an hour an hour and a half hour forty

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<v Speaker 1>minutes from us here in Cincinnati, So Logan County pastor,

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<v Speaker 1>and if you're going up north to Toledo, for example,

0:12:39.480 --> 0:12:41.600
<v Speaker 1>so in that county you said that you know, they're

0:12:41.600 --> 0:12:44.000
<v Speaker 1>garnishing people's wages and like, and I kind of get

0:12:44.000 --> 0:12:45.400
<v Speaker 1>that in a sense is I don't know if they're

0:12:45.520 --> 0:12:49.360
<v Speaker 1>being confiscatory and it's you know, the evil capitalists twirling

0:12:49.360 --> 0:12:51.480
<v Speaker 1>his mustache in the corner lighting a cigar with one

0:12:51.480 --> 0:12:56.640
<v Speaker 1>thousand dollars bills. But in some sense, hospitals, and especially

0:12:56.679 --> 0:12:59.040
<v Speaker 1>rural hospitals are under struggles right now. We're having a

0:12:59.080 --> 0:13:01.560
<v Speaker 1>number of them closes a result of the healthcare system

0:13:01.600 --> 0:13:03.959
<v Speaker 1>which is not going to serve anyone in those areas.

0:13:04.600 --> 0:13:06.680
<v Speaker 1>How do you ensure they still get fair payment while

0:13:06.679 --> 0:13:09.840
<v Speaker 1>protecting the patients from excessive debt collection practices.

0:13:11.200 --> 0:13:15.160
<v Speaker 2>So I think what's going to hurt our rule hospitals

0:13:15.240 --> 0:13:17.680
<v Speaker 2>in the long run is the cuts to Medicaid and

0:13:17.720 --> 0:13:25.880
<v Speaker 2>Medicare and also the increased costs because the ACA sun

0:13:25.920 --> 0:13:28.880
<v Speaker 2>the subsidies may go away. So that's going to be

0:13:29.200 --> 0:13:31.680
<v Speaker 2>really where they're going to hit get hit the hardest.

0:13:32.360 --> 0:13:34.040
<v Speaker 2>It's not gonna be because they can't put it on

0:13:34.080 --> 0:13:36.719
<v Speaker 2>our current report or they can't garnish wages. A lot

0:13:36.720 --> 0:13:40.760
<v Speaker 2>of hospitals actually don't garnish wages or sue their patients.

0:13:41.080 --> 0:13:45.280
<v Speaker 2>This is actually a pretty aggressive practice with this one hospital,

0:13:45.679 --> 0:13:49.360
<v Speaker 2>because actually a lot of hospitals don't do that. They

0:13:49.880 --> 0:13:52.280
<v Speaker 2>tend to try to work with the patient or they

0:13:52.400 --> 0:13:55.080
<v Speaker 2>or they send it to debt collection. But not every

0:13:55.440 --> 0:13:58.839
<v Speaker 2>but not every hospital does that a couple of the

0:13:58.880 --> 0:14:02.960
<v Speaker 2>hospitals in the area in the state have said that

0:14:03.200 --> 0:14:05.880
<v Speaker 2>this doesn't this build has those two fifty seven doesn't

0:14:05.880 --> 0:14:11.200
<v Speaker 2>really affect us. It doesn't affect our operations. So but

0:14:12.720 --> 0:14:14.199
<v Speaker 2>so yeah, that's what I would say.

0:14:14.080 --> 0:14:17.120
<v Speaker 1>Is that maybe it's just maybe more like the rural

0:14:17.160 --> 0:14:20.240
<v Speaker 1>I mean, because you look at rural areas that are

0:14:20.240 --> 0:14:23.520
<v Speaker 1>losing population and they've got one hospital or clinic and

0:14:23.560 --> 0:14:25.120
<v Speaker 1>now you've got fewer people in there. So I get

0:14:25.120 --> 0:14:29.880
<v Speaker 1>the model. Whereas in Cincinnati and Dayton, Toledo, in bigger cities,

0:14:30.120 --> 0:14:32.040
<v Speaker 1>you can absorb those costs, but better you have more

0:14:32.040 --> 0:14:32.680
<v Speaker 1>people to draw.

0:14:34.120 --> 0:14:39.000
<v Speaker 2>Yeah, but again I think that what's coming down the

0:14:39.040 --> 0:14:43.000
<v Speaker 2>pipeline here is our cuts to Medicaid and our cuts

0:14:43.080 --> 0:14:47.560
<v Speaker 2>to Medicare and the AC subsidies going away. It's really

0:14:47.600 --> 0:14:52.680
<v Speaker 2>going to hurt our rural hospital systems. Not prohibiting putting

0:14:52.720 --> 0:14:53.600
<v Speaker 2>medical debta credible.

0:14:54.280 --> 0:14:57.800
<v Speaker 1>It's a hospital two fifty seven, and medical debt is

0:14:57.880 --> 0:14:59.920
<v Speaker 1>a crisis in America, has been for a long time.

0:15:00.000 --> 0:15:02.160
<v Speaker 1>Makes up about sixty percent of our consumer debt. This

0:15:02.200 --> 0:15:05.000
<v Speaker 1>would limit the interest on that to three percent a year,

0:15:05.080 --> 0:15:08.400
<v Speaker 1>capit to three percent interest, ban wage garnishment for medical

0:15:08.480 --> 0:15:12.200
<v Speaker 1>debt collections and stop hospitals and providers and debt collectors

0:15:12.200 --> 0:15:15.880
<v Speaker 1>from reporting that debt to credit agencies provided you're paying something.

0:15:15.880 --> 0:15:17.840
<v Speaker 1>I mean, isn't it safe to say In the end,

0:15:18.280 --> 0:15:21.840
<v Speaker 1>most hospitals, hey, listen, I owe all this money, and

0:15:21.880 --> 0:15:24.040
<v Speaker 1>here's what I make. We've got to work on a

0:15:24.040 --> 0:15:26.240
<v Speaker 1>payment plan, whether it's you know, twenty bucks a month

0:15:26.320 --> 0:15:28.000
<v Speaker 1>or something like that, which you'll never touch it, but

0:15:28.440 --> 0:15:31.120
<v Speaker 1>at least I'm giving you something. Does that satisfy most

0:15:31.160 --> 0:15:31.960
<v Speaker 1>hospitals if put the.

0:15:31.920 --> 0:15:35.520
<v Speaker 2>Effort in so, you know, I think I can't speak

0:15:35.560 --> 0:15:38.560
<v Speaker 2>for the hospital systems, but certainly a lot of the

0:15:38.640 --> 0:15:43.400
<v Speaker 2>hospital systems to work out payment plans. They also offer

0:15:44.840 --> 0:15:49.280
<v Speaker 2>charity care options. People can ask for charity care options,

0:15:49.280 --> 0:15:54.120
<v Speaker 2>and I would really encourage folks to do that. Just

0:15:54.280 --> 0:15:55.760
<v Speaker 2>kind of look at all of your options. So if

0:15:55.800 --> 0:15:59.080
<v Speaker 2>you do have medical debt or bills you can't pay,

0:16:00.160 --> 0:16:03.280
<v Speaker 2>ask questions. So this is kind of my call to

0:16:03.280 --> 0:16:06.720
<v Speaker 2>action for everybody. Ask questions. Ask you know, hey, why

0:16:06.880 --> 0:16:09.080
<v Speaker 2>was I charged this? Or can I set up a

0:16:09.080 --> 0:16:12.280
<v Speaker 2>paynut plan? Or hey I can't afford.

0:16:11.960 --> 0:16:12.640
<v Speaker 1>This right now?

0:16:12.800 --> 0:16:15.720
<v Speaker 2>So I would say keep you know, negotiate with the

0:16:15.720 --> 0:16:22.880
<v Speaker 2>hospital or the deck collection agency and just make sure

0:16:22.920 --> 0:16:27.040
<v Speaker 2>that you're uh negotiating that way because you you do

0:16:27.240 --> 0:16:32.000
<v Speaker 2>have negotiating power and you can work on uh making

0:16:32.040 --> 0:16:34.560
<v Speaker 2>sure that you you do you do keep up with

0:16:34.600 --> 0:16:36.800
<v Speaker 2>your bills and you don't fall behind and it does

0:16:36.840 --> 0:16:40.680
<v Speaker 2>go on your credit report until you know, until just

0:16:40.680 --> 0:16:45.040
<v Speaker 2>stass so so so yeah, I would say, like, you know,

0:16:45.520 --> 0:16:49.320
<v Speaker 2>just work, you know, talk, talk to the hospitals, look

0:16:49.320 --> 0:16:53.760
<v Speaker 2>at your medical bills, ask questions, and you know, the

0:16:53.800 --> 0:16:56.200
<v Speaker 2>hospitals should be happy to work with.

0:16:56.160 --> 0:16:58.920
<v Speaker 1>You, right, Uh, Michelle that you have biopersian sport for

0:16:58.960 --> 0:16:59.840
<v Speaker 1>those are biparsionation.

0:17:01.200 --> 0:17:05.840
<v Speaker 2>Yes, yeah, absolutely. It touches every So my my joint

0:17:05.840 --> 0:17:12.000
<v Speaker 2>sponsor is Representative Jeane Schmidt. So uh I you know,

0:17:12.040 --> 0:17:18.040
<v Speaker 2>it touches everybody's district, everybody's district. Yeah, so you know,

0:17:18.240 --> 0:17:22.560
<v Speaker 2>it's not just rural districts or urban districts or suburban districts.

0:17:22.560 --> 0:17:27.680
<v Speaker 2>Is everybody's district and everybody everybody knows someone who has

0:17:27.800 --> 0:17:32.040
<v Speaker 2>had medical debt or has medical debt currently. And you know, again,

0:17:32.119 --> 0:17:35.480
<v Speaker 2>you want to make sure that the playing field is

0:17:35.520 --> 0:17:37.439
<v Speaker 2>a little fair for people, and we want to make

0:17:37.440 --> 0:17:40.480
<v Speaker 2>sure people get ahead and not keep them down. And

0:17:40.520 --> 0:17:43.080
<v Speaker 2>I think the House will two fifty seven. Uh. While

0:17:43.119 --> 0:17:46.080
<v Speaker 2>it doesn't fix everything, it makes us a little bit

0:17:46.080 --> 0:17:50.119
<v Speaker 2>closer to uh a fair system.

0:17:50.640 --> 0:17:53.520
<v Speaker 1>Yeah, it makes sense. Gene Schmid in the sixty second district,

0:17:53.560 --> 0:17:56.600
<v Speaker 1>so you know, fairly rural area is there to Claremont County,

0:17:56.680 --> 0:18:01.040
<v Speaker 1>so it has urban and rural support and and it's bipartisan,

0:18:01.040 --> 0:18:03.200
<v Speaker 1>which I like a lot. And it also helps people

0:18:03.240 --> 0:18:07.399
<v Speaker 1>and it doesn't seem to unfairly incentivize someone not to

0:18:07.400 --> 0:18:09.720
<v Speaker 1>pay their bills, which which I like. She is Michelle Grimm,

0:18:09.760 --> 0:18:13.320
<v Speaker 1>Democrat at Toledo House Bill fifty spence two fifty seven,

0:18:13.520 --> 0:18:15.920
<v Speaker 1>along with Genie Schmidt here in Claremont County, and I

0:18:15.960 --> 0:18:17.840
<v Speaker 1>wish all the best. Thanks again for coming on the show.

0:18:19.000 --> 0:18:22.720
<v Speaker 1>Thank you, Scott be Well. Yeah, we can talk more

0:18:22.760 --> 0:18:24.679
<v Speaker 1>about this too. And I know there's people that just

0:18:24.720 --> 0:18:26.760
<v Speaker 1>dig their heels and go, oh my god, how it's

0:18:27.280 --> 0:18:31.040
<v Speaker 1>more welfare for Yeah. The problem is this, you know

0:18:31.160 --> 0:18:33.760
<v Speaker 1>we have now double we spend our triple rather the

0:18:33.760 --> 0:18:36.399
<v Speaker 1>amount of money we spend on healthcare from two thousand

0:18:36.480 --> 0:18:40.960
<v Speaker 1>to today, the number has tripled. And you know when

0:18:41.000 --> 0:18:43.760
<v Speaker 1>you have sixty percent of consumer debt on credit reports.

0:18:43.600 --> 0:18:47.520
<v Speaker 1>It is because of medical issues, medical bills that people

0:18:47.600 --> 0:18:50.800
<v Speaker 1>can't pay, and a declining number of businesses are offering

0:18:50.880 --> 0:18:54.800
<v Speaker 1>health insurance. That is a catastrophe. Maybe you're feeling that

0:18:54.880 --> 0:18:56.880
<v Speaker 1>yourself and your family your thoughts five one, three, seven,

0:18:56.880 --> 0:18:58.399
<v Speaker 1>four nine, seven thousand and eight or the Big one

0:18:58.480 --> 0:19:01.080
<v Speaker 1>talk back iHeartRadio app. We will get your calls in

0:19:01.560 --> 0:19:03.200
<v Speaker 1>and got more just ahead here on the Scot Slan

0:19:03.240 --> 0:19:04.800
<v Speaker 1>Show right after the news. I'm seven hundred wo