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Speaker 1: KFI AM six forty. You're listening to Dean Sharp, the

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Speaker 1: House Whisperer on demand on the iHeart Radio app. Good morning,

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Speaker 1: my friend, and welcome home. I am Dean Sharp, the

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Speaker 1: House Whisperer, custom home Builder, custom home Designer, and every

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Speaker 1: week your guide to better understanding that place where you live.

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Speaker 1: Whether home for you is a castle or a cottage,

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Speaker 1: it matters not to me, you know why, because luxury

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Speaker 1: does not a great homemake. It is design that matters most.

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Speaker 1: And design is accessible to everyone. Good design accessible to

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Speaker 1: everyone at every level of budget, regardless of what kind

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Speaker 1: of a home you live in, be it ever so humble,

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Speaker 1: so that hopefully, right here on the beginning of our

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Speaker 1: Saturday morning together, gives you a shot of encouragement in

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Speaker 1: the arm that know your home is not hopeless, not

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Speaker 1: at all, not at all. Good design makes all the difference.

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Speaker 1: Every house deserves it, every house should enjoy it, because

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Speaker 1: once good design is at work in your home, this

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Speaker 1: is what truly changes the game and gives it a

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Speaker 1: path forward towards becoming something truly great and special for you.

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Speaker 1: Doesn't mean that you take a humble cottage like what

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Speaker 1: I live in, and that makes it a jaw dropping,

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Speaker 1: you know, palatial mansion. That's not the point of good design.

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Speaker 1: When I say that good design truly transforms a home

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Speaker 1: into something wonderful and special and unique. That's exactly what

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Speaker 1: I mean. I mean a home fit best for your life,

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Speaker 1: a place of beauty, comfort and encouragement, a machine that

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Speaker 1: propels you forward, a launching pad, an HQ. All the

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Speaker 1: things that you hope for and wish for in the

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Speaker 1: place that you live are possible once we start building

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Speaker 1: good design into the world and the ceilings and the

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Speaker 1: and the surfaces there and so here I am to

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Speaker 1: help you do exactly that. It's Saturday morning, and that

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Speaker 1: means that you actually get to set the agenda for

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Speaker 1: the program today, because it's all about your calls. And

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Speaker 1: I will just sit here and yack and yak until

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Speaker 1: calls start showing up on the board as they always do.

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Speaker 1: The number to reach me eight three three two. Ask

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Speaker 1: Dean A three three the numeral two, and then you

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Speaker 1: just spell out ask Dean A three three to ask Dean.

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Speaker 1: Michelle is standing by ready to take your calls. Whatever's

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Speaker 1: got you scratching your head about your home. We can

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Speaker 1: talk design if you want, yes, please. We can talk construction,

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Speaker 1: we can talk DIY stuff, we can talk inside, outside,

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Speaker 1: landscape decor. I got you. We'll put our heads together.

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Speaker 1: We'll get it figured out. How's that sound good? All right, well,

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Speaker 1: let's do it. I want to say good morning to Sam. Sam,

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Speaker 1: How you doing, Bud? Good morning, Dean?

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Speaker 2: How you doing.

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Speaker 1: I am well, I am rested. Well, I'm not saying

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Speaker 1: I'm one hundred percent rested because we just got back

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Speaker 1: into town night before last, and the trip back from Europe.

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Speaker 1: We spent a couple of weeks in Europe, very blessed,

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Speaker 1: very grateful for that, but the trip back always really

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Speaker 1: messes with me. The trip going, for some reason, I

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Speaker 1: can adjust to it better, but coming back is weird.

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Speaker 1: We left Copenhagen at I want to say, what was

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Speaker 1: it about three three in the afternoon on Thursday, and

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Speaker 1: then we chased daylight the day The light outside the

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Speaker 1: airplane did not change for thirteen hours and landed in

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Speaker 1: La same day at six thirty. So do the math. Yeah,

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Speaker 1: that sounds like it's kind of discombobulating when it comes

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Speaker 1: to like what time it is and everything. But I'm

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Speaker 1: really happy you're here. I am happy I'm here too,

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Speaker 1: and I got lots of things to share about it too,

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Speaker 1: as we've got time and move forward. First, though, let

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Speaker 1: me also say good morning to Heather Brooker. Hello, good morning. Hello.

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Speaker 1: You have some news that I wish I could spend

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Speaker 1: some more time talking about on Sundays, But because of

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Speaker 1: our the nature of Sunday's show being simulcast into other markets,

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Speaker 1: I don't have the freedom to yack with you on

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Speaker 1: Sunday morning. Oh I miss that. What happens right after

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Speaker 1: we're done with the big show on Sundays.

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Speaker 3: I have a new show right here on KFI. It's

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Speaker 3: called KFI Live and it starts it nude right after

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Speaker 3: your show.

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Speaker 1: Cue thelas it is there, you go, that's my laser

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Speaker 1: guy Sam likes to play. So yeah, tell us about

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Speaker 1: the show. So it is okay if I Live.

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Speaker 3: It starts at noon, and it is going to be

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Speaker 3: a show talking about I talk about news stories of

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Speaker 3: the day, maybe stories that were missed during the week.

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Speaker 3: I try to do a little bit deeper dive on

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Speaker 3: those whenever I can, and then I try I'm going

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Speaker 3: to be trying to do a look ahead. You know,

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Speaker 3: there's so many news moments that are happening right now,

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Speaker 3: and a lot of things get lost during the week,

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Speaker 3: you know, and so my goal is to try to

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Speaker 3: keep things current and fresh, but also just you know,

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Speaker 3: have fun. That's who I am as a person. I

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Speaker 3: love to, you know, entertain and be entertaining. And yes,

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Speaker 3: I will be covering entertainment. That's one question a lot

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Speaker 3: of people have had. I will be covering some entertainment

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Speaker 3: stories as well. So yeah, it's just a fun little show.

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Speaker 3: I'm really excited. We did the first one last week.

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Speaker 3: Tomorrow is show number two, so they let me come back.

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Speaker 3: I guess it wasn't too bad.

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Speaker 1: You've made it through I made it through critold. Yes,

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Speaker 1: well that's great. I am so thrilled for you and

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Speaker 1: I know it's going to be a great show. It's

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Speaker 1: great ship. I appreciate it.

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Speaker 3: I do. I too, wish that we could talk and

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Speaker 3: chat more. I missed that. I missed that element when

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Speaker 3: you do that show. But I also, I mean, you know,

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Speaker 3: you gotta do what you gotta do. You gotta be

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Speaker 3: your international self broadcasting all over the place, my international

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Speaker 3: self with Dean Sharp in Denmark, all over the world.

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Speaker 1: Next up, you know what we actually did this is weird.

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Speaker 1: We did meet some folks who actually listened to the

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Speaker 1: show on our trip. I believe it was that was

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Speaker 1: that was very heartening. It was very heartening.

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Speaker 3: I want to hear. I can't wait to hear more

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Speaker 3: about your trip too, Like.

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Speaker 1: Well, I'm going to tell you some more about it,

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Speaker 1: but why don't we all, I'll give you a little

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Speaker 1: bit and uh wait, I'm waiting for a couple of

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Speaker 1: calls to show up on the board so we can

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Speaker 1: get a little momentum. So let me just tell our

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Speaker 1: twelve listeners. Hey, y'all give me a call. Call in again.

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Speaker 1: Here's the number eight three three two. Ask Dean A

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Speaker 1: three three, the numeral two and then you just spell

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Speaker 1: out ask Dean. It's an all calls Saturday morning. I'll

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Speaker 1: tell you a little bit about a couple of facets

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Speaker 1: of our European trip when we come back. Don't go

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Speaker 1: anywhere your home with Dean Sharp the house Whisper, and

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Speaker 1: we're back. Good morning to you. Dean Sharp the house

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Speaker 1: Whisper here to help you take your home to the

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Speaker 1: next level. Well, you know what, here's the thing. You

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Speaker 1: ask for a thing and then you are given a thing.

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Speaker 1: I said to everybody. Hey, give me a call. I'm

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Speaker 1: going to talk about my European vacation, and of course,

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Speaker 1: you know, architectural and design related tidbits, of course, But

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Speaker 1: I was going to talk about that until we've got

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Speaker 1: calls on the board. But now we've got calls on

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Speaker 1: the board, and that means that I'm gonna, yeah, maybe

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Speaker 1: throw a tidbit out here and there, But I do

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Speaker 1: not want people waiting unnecessarily when you have made the

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Speaker 1: effort to call in. So with any without any further ado,

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Speaker 1: let's go to let's talk to Liz. Hey, Liz, welcome home,

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Speaker 1: Good morning, Good morning. How can I help you?

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Speaker 2: Good morning. Yes, I have a wooden floor. When I

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Speaker 2: bought my house, it's real white, and the cellar told

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Speaker 2: me I had to oil the floor every year, and

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Speaker 2: so for a couple of years, I've had the floor oiled.

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Speaker 2: But I'm wondering if there's a product that can be

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Speaker 2: put on here that it doesn't have to be done

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Speaker 2: like that every year.

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Speaker 1: Ah okay, hmm, Well this is a bit of okay.

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Speaker 1: So the shorter answer is yes, but you may not

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Speaker 1: want to do that. You may not want to go

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Speaker 1: that far. I get it. Oiling the floor every year

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Speaker 1: is a thing that you know, it can become tedious.

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Speaker 1: A hardwood floor that is designed to have a penetrating

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Speaker 1: oil finish on it. It's very rich, it's it's a

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Speaker 1: great lustrous look to it. But you know, buyer beware,

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Speaker 1: it is a maintenance thing and and it requires all

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Speaker 1: you know to keep it looking sharp. You know, you've

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Speaker 1: got to do that. That penetrating oil. It's a penetrating oil,

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Speaker 1: by the way, and and it just keeps the wood

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Speaker 1: supple and that deep kind of glow to it, and

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Speaker 1: it's very, very lovely. Can you go another direction with it? Well,

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Speaker 1: yes you can. So I'm going to tell you what

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Speaker 1: the extreme other direction is, and then I might suggest

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Speaker 1: something in the middle that that will get you halfway

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Speaker 1: there and maybe relieve some of your maintenance hassles. You can,

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Speaker 1: instead of using a penetrating oil, decide to do a

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Speaker 1: once and done polyurethane finish on top top of that floor. Okay, polyurethane.

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Speaker 1: It's a plastic and it's what you know, probably the

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Speaker 1: majority of hardwood floors are sold with that kind of

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Speaker 1: a finish these days. But but let me be really

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Speaker 1: really clear, polyurethane finish is not something that we just

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Speaker 1: add to a penetrating oil floor because for years now

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Speaker 1: that oil is down inside the grain of the wood.

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Speaker 1: And so to convert and we've seen this happen, to

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Speaker 1: convert from a penetrating oil floor to a polyurethane finish

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Speaker 1: hardwood floor means sanding the finish of that floor down

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Speaker 1: to raw wood. Okay, that means drum sanders, that means

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Speaker 1: professional refinishing, stripping the wood down, because we need to

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Speaker 1: actually get down below the oil. We can't have oil

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Speaker 1: down underneath the surface of the wood because the polyurethane

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Speaker 1: essentially is not a penetrating surface. It lays on the

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Speaker 1: top seals it really really well, very very hearty. But

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Speaker 1: just in the same way that I talk about like

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Speaker 1: a moisture outside pushing up from underneath, that oil will

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Speaker 1: rise up and it'll cause cracking and flaking and peeling

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Speaker 1: down the road if we don't get past the oil finish.

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Speaker 1: And really the only way to get past the penetrating

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Speaker 1: oil is to go is to sand it down to

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Speaker 1: the point where we get beyond where the penetrating oil is,

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Speaker 1: and then you can recolor stain or not stain the

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Speaker 1: floor how whatever you choose to do. But we're really

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Speaker 1: we're starting all over again. And if the floor and

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Speaker 1: you didn't forward this or volunteer this to me, but

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Speaker 1: if your floor has any kind of texture feature to it,

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Speaker 1: if it's completely smooth, then that's a viable alternative. If

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Speaker 1: it's a hand scraped floor, or it's got beveling or

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Speaker 1: you know, raised green.

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Speaker 2: It does have something like that on it, yes.

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Speaker 1: Yeah, the then unfortunately you can lose all of that.

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Speaker 1: It's going to go flat in a sanding process. And

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Speaker 1: that's why it's a sticky wick is bec because to

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Speaker 1: get under that. However, Okay, so let me give you

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Speaker 1: another direction that you could consider. It's not as permanent

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Speaker 1: as polyurethane, but it's not as short term as oil.

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Speaker 1: And it works with the oil floor. And that is

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Speaker 1: whether you've ever looked into this or not having the

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Speaker 1: floor waxed, okay, with a like a UV wax finish,

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Speaker 1: So wax on top of the floor will actually interact

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Speaker 1: and work well with the penetrating oil and you don't

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Speaker 1: have to sand it down, you don't have to get

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Speaker 1: beyond the oil. Wax is also a floor wax for hardwood.

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Speaker 1: Hardwood floor wax is also a top coat, but it

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Speaker 1: doesn't permanently plasticize the surface and lock everything in so

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Speaker 1: that the oils underneath will actually push up against it.

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Speaker 1: The wax interacts with the oil, so you could have

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Speaker 1: the wax done. Now what does that mean. Well, if

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Speaker 1: it's a high traffic floor, instead of oiling the floor

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Speaker 1: every year, you could probably get it waxed and get

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Speaker 1: three or four years out of the floor before re

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Speaker 1: waxing it. Okay, polyurethane is going to be long term,

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Speaker 1: but it also is going to really radically change the finish.

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Speaker 1: And by the way, I should say this, your penetrating

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Speaker 1: oil floor has a certain look to it because the

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Speaker 1: oil penetrates down into the wood. It's a certain luster.

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Speaker 1: I mean, it's actually my preferred look of a hardwood floor.

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Speaker 1: So classic a polyurethane on top, even if you were

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Speaker 1: to successfully make the transition, makes the floor look very,

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Speaker 1: very different because it's not penetrating into it. It's sitting

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Speaker 1: on the surface. So the appearance of the floor will change.

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Speaker 1: If you wax the floor on top of the oil,

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Speaker 1: you'll maintain the look and the vibe of the floor,

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Speaker 1: but you'll be putting a protective coating on the surface,

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Speaker 1: not a permanent one, but a much stronger one than

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Speaker 1: just relying on the oil alone. How does that sound?

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Speaker 2: Well, that sounds good. I think the for Pollier faints out.

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Speaker 2: One of the problems that I'm having why I want

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Speaker 2: to do this is because I'm having trouble finding someone

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Speaker 2: that will do When I say a good job, the

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Speaker 2: guy did it, and he oiled the floor, but he

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Speaker 2: wasn't professional. He was a professional, but he didn't act it.

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Speaker 2: He scrashed my floor all over the place when he

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Speaker 2: moved my furniture. And so I'm trying to find somebody

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Speaker 2: is a regular Go to a flooring store and they'll

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Speaker 2: take care of that, or.

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Speaker 1: You know what do Yeah, not necessarily a flooring store

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Speaker 1: is a flooring retailer. However, what you can do, Liz

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Speaker 1: is check with It's one of the easiest ways to

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Speaker 1: find flooring refinished contractors and flooring waxing and surfacing is

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Speaker 1: to talk to your flooring store and say, hey, could

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Speaker 1: you make could you give me please give me any

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Speaker 1: recommendations whatsoever of people in this area who will do

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Speaker 1: this and do it well. You wouldn't expect the flooring

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Speaker 1: store to take that on. They probably wouldn't want to

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Speaker 1: take on that liability because it's not their specialty. Selling

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Speaker 1: floors is what they do, not refinishing them. But they

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Speaker 1: could absolutely point you in the right direction. Liz, I

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Speaker 1: gotta go. I'm up against a break. Thanks for the call.

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Speaker 1: I hope that gives you some perspective on what you

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Speaker 1: can do. I would probably head in the direction of

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Speaker 1: Wax to get some years in between the refinishing. All right, y'all,

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Speaker 1: when we come back, more of your calls your Home

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Speaker 1: with Dean Sharp, the House Whisperer. You're listening to Home

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Speaker 1: with Dean Sharp on demand from KFI AM six forty.

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Speaker 1: Dean Sharp, the House Whisperer, here to help you transform

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Speaker 1: your ordinary house into an extraordinary home, like we do

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Speaker 1: every week here in sunny southern California and across the nation.

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Speaker 1: I hope you are enjoying some halfway decent weather wherever

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Speaker 1: you find yourself. I'm glad I'm here right now. Although

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Speaker 1: I tell you this, I mean we just got back

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Speaker 1: from Europe, where the average temperature on most days was

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Speaker 1: in the low sixties fahrenheit, and to come home to

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Speaker 1: upper seventies, eighties now headed to the nineties and March.

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Speaker 1: Come on, come on. I mean, I'm all for spring,

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Speaker 1: but that's like just diving right over spring into summer,

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Speaker 1: so we can back that off a little bit far

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Speaker 1: as I'm concerned. Anyway, I hope the weather's treating you

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Speaker 1: well wherever you are, and I'm glad that you're with

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Speaker 1: us this morning here talking about transforming your ordinary house

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Speaker 1: into an extraordinary home. And on Saturday mornings we do

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Speaker 1: this with our producer you because you get to set

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Speaker 1: the agenda for the show. I have zero agenda except

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Speaker 1: to answer your calls every Saturday morning, and we've got

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Speaker 1: calls on the board. Let me give you out the

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Speaker 1: number again, eight three three two. Ask Dean A three

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Speaker 1: to three the numeral two. Ask Dean eight three three two,

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Speaker 1: Ask Dean give me a call. You can listen to

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Speaker 1: the show while you wait in the queue, and we'll

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Speaker 1: put our heads together and we'll get it figured out.

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Speaker 1: Whatever it is, design, construction, DIY, whatever it is, we'll

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Speaker 1: figure it out.

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Speaker 4: All right.

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Speaker 1: Let's talk to James. Hey, James, welcome home.

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Speaker 4: Thank you. I find the show inspiring and uplifting, so

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Speaker 4: thank you for that, Oh, thank you.

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Speaker 1: How can I help you?

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Speaker 4: I have a thirteen and twenty five square flet home

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Speaker 4: built in nineteen fifty four, and I want to get

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Speaker 4: the foundation bolted to the house, and they're asking seventy

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Speaker 4: seven hundred. I'm wondering what you think of that.

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Speaker 1: Ah, okay, so seismic retrofitting bolting the house to the foundation,

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Speaker 1: which is something that did not happen back in the day,

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Speaker 1: seventy seven hundred. Third, you said, thirteen hundred square foot house. Yes,

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Speaker 1: it seems like it's a little well, okay, let me

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Speaker 1: put it this way. Generally speaking, retrofits for a house

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Speaker 1: that size ish in southern California right now, they tend to,

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Speaker 1: you know, somewhere between four thousand and eight thousand, So

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Speaker 1: it's a little on the high side. But again, there's

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Speaker 1: no fixed square footage number on this. It's all about

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Speaker 1: what are the conditions under the house and how much

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Speaker 1: needs to happen. Now a house built in fifty seven

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Speaker 1: your crawl space under your house? Are those concrete stem

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Speaker 1: walls coming all the way up to your floor or

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Speaker 1: do you actually have wood framing? You know, is the

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Speaker 1: concrete down on the ground and wood framed stem walls.

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Speaker 1: Do you know whether you have one or the other.

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Speaker 1: You've got concrete. Yeah, so I would say that's probably

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Speaker 1: a little on the high side, and I would get

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Speaker 1: a couple of more estimates from Sumner Founders.

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Speaker 4: There is a rebate available, But I wonder, do you

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Speaker 4: know anyone down here in Orange County and Garden Grove?

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Speaker 1: Well, you know what I don't. I do not, although

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Speaker 1: I know there are some LA based companies that will

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Speaker 1: reach that far. And so search for your area, stretch

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Speaker 1: the reach out across southern California in your search and

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Speaker 1: and get a couple more bids as you go. And yeah,

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Speaker 1: there is a there's sometimes the companies themselves off of

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Speaker 1: the rebate. But everybody else should know that. You that

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Speaker 1: the state of California, depending on your zip code on

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Speaker 1: a year to year basis, has the earthquake brace Bolt

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Speaker 1: program and and most homeowners within the approved zip codes

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Speaker 1: are you know a I believe it's a three it's

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Speaker 1: now it's it's a three thousand dollars payout in order

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Speaker 1: to encourage the seismic retrofitting of homes. Three thousand dollars,

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Speaker 1: which you know is no small change when it comes

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Speaker 1: to that, so that could knock the price down considerably.

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Speaker 1: But you got to go to their website and get

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Speaker 1: on their mailing list because enrollment opens up. Last year,

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Speaker 1: enrollment opened up twice, one at the beginning of the year.

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Speaker 1: It opened up in January and closed in late February,

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Speaker 1: and then they reopened it typically that's the one I'm

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Speaker 1: familiar with. They reopened kind of Midsummer into early fall.

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Speaker 1: Like last year, I think they opened enrollment in August

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Speaker 1: and went all the way through the end of October

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Speaker 1: for enrollment. So but there's there's no guarantee timeframe on that.

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Speaker 1: But to go to UH, let's see what is it now, Well,

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Speaker 1: you can go to California Earthquake Authority dot com and

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Speaker 1: they'll give you the links. The actual website is the

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Speaker 1: California Residential Mitigation Program c r MP UH dot org

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Speaker 1: UH and then you will find you can sign up,

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Speaker 1: you can sell, you can get absolutely you can sign

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Speaker 1: up today to get on the mailing list to be

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Speaker 1: notified of when the open enrollment UH for those grants

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Speaker 1: are UH. And then in the meantime, though, get a

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Speaker 1: couple more bids on that foundation from companies that will

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Speaker 1: service your area, and most of the larger LA companies

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Speaker 1: service all of Greater La metropolitan Ara. But get a couple,

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Speaker 1: you know, it's just like anything else. Get two or

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Speaker 1: three bids so that you know that you're not being

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Speaker 1: priced out or priced too high. I would say if

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Speaker 1: you have concrete stem walls, because if you had wood

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Speaker 1: stem walls, that's going to be a little extra work,

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Speaker 1: and that could things on the high side. But typically speaking,

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Speaker 1: a thirteen hundred square foot house with concrete stem walls,

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Speaker 1: where it's just literally the bolting process seven thousand seems

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Speaker 1: a little high to me, to say the least. So

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Speaker 1: I would get a couple of more numbers along the

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Speaker 1: way and the scope of their engineering as well. James,

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Speaker 1: thanks for the call. I appreciate it's a really good question.

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Speaker 1: It allowed me to share the earthquake brace Bowl program

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Speaker 1: with everybody. Check that out, get yourself all lined up,

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Speaker 1: and then maybe just kind of, you know, wait to

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Speaker 1: pull the trigger when the enrollment happens Midsummer. All right, y'all,

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Speaker 1: when we come back, more of your calls your home

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Speaker 1: with Dean Sharp, the house whisper, Jean Sharp, the house

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Speaker 1: whisper here to remind you every home deserves great design,

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Speaker 1: especially yours, because that's where you're living your life, my friend,

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Speaker 1: and that's why I am here to help you. Every

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Speaker 1: weekend Saturdays, all calls and then the big show on

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Speaker 1: Sunday morning, various topics everything related to your home, from

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Speaker 1: construction to architecture and everything in between. That'll be tomorrow today,

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Speaker 1: though we are taking calls and I've got calls on

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Speaker 1: the board. We still have room for you. By the way,

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Speaker 1: eight three three to ask Dean is the number to

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Speaker 1: reach me? Eight three three the numeral two ask Dean. Okay,

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Speaker 1: let's talk to Alena. Is it a Lena? Hey, Elena,

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Speaker 1: welcome home? Are you with me? Can't hear Alena?

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Speaker 5: She'll be there, hie Deans, Hi, good morning. Thank you

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Speaker 5: for taking my call Saturday.

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Speaker 4: Yeah.

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Speaker 5: How is my husband's coworker. I've always encouraged him to

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Speaker 5: get those home warranty programs. Our house was built in

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Speaker 5: the seventies. Last year we got all new appliances for

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Speaker 5: the kitchen, even the washer dryer. Our house is always

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Speaker 5: been very blessed. We've never had any major repairs needed

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00:24:03,080 --> 00:24:06,080
Speaker 5: in the thirty years we lived there, but we did

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Speaker 5: purchase one of those home warranty programs. They got a

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Speaker 5: senior program for like seventeen hundred dollars for two or

397
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Speaker 5: three years your visits. When they come out to repair

398
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Speaker 5: seventy five dollars and it's like they have a major

399
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Speaker 5: breakdown and they can't fix it. I think they'll cover

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Speaker 5: up to three thousand. They say they can get nationwide

401
00:24:24,800 --> 00:24:27,600
Speaker 5: great deals. That's why they can do it at no

402
00:24:27,760 --> 00:24:31,639
Speaker 5: cost the repairs. So I don't know, is this something

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Speaker 5: that you would do or you would purchase, or what

404
00:24:35,600 --> 00:24:36,320
Speaker 5: do you recommend.

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Speaker 1: Well, I'm not a big fan, not a big fan

406
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Speaker 1: of home warranty companies, really not. And I'm not saying

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Speaker 1: that there aren't some legit ones out there and that

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00:24:48,800 --> 00:24:52,240
Speaker 1: some people have been helped by them, but more often

409
00:24:52,280 --> 00:24:58,280
Speaker 1: than not, my friend, I get complaints about them, about practices.

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Speaker 1: I mean, all right, so let's just talk a home

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Speaker 1: warranty company. It's an insurance company, Okay. It's an insurance

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00:25:04,840 --> 00:25:10,080
Speaker 1: company that makes its money on the very simple fact

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Speaker 1: that it collects far far more money in premiums from

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Speaker 1: its clients than it ever has to pay out. And

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Speaker 1: that's why insurance is this successful business that it is,

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Speaker 1: Because you know, you bet on the house, and the

417
00:25:25,880 --> 00:25:28,120
Speaker 1: house always wins. I don't mean your house, I mean

418
00:25:28,280 --> 00:25:31,959
Speaker 1: the house. The house always wins in Vegas. Okay. So

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00:25:33,359 --> 00:25:36,600
Speaker 1: I am not a big fan of home warranty companies.

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00:25:36,640 --> 00:25:39,719
Speaker 1: And one of the reasons are that there are a

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Speaker 1: lot of limitations in the fine print as to how

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Speaker 1: things happen. You know, a lot of promises are made

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Speaker 1: up front. Oh you know, things like, oh, seventy five dollars,

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Speaker 1: no problem. Some of the problems are that when they

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Speaker 1: say that they have such an expansive reach across the

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Speaker 1: nation and that's why they keep their prices low, that's

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00:25:59,600 --> 00:26:04,320
Speaker 1: not really true because contracting is a local game. Okay,

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00:26:04,480 --> 00:26:07,640
Speaker 1: it doesn't really matter that you're that the home warranty

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00:26:07,680 --> 00:26:12,120
Speaker 1: company is nationwide. Uh they are. They have to send

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00:26:12,119 --> 00:26:14,960
Speaker 1: out somebody who's local to you to work with the

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00:26:14,960 --> 00:26:18,080
Speaker 1: house and that and that that person hasn't offered them

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00:26:18,560 --> 00:26:22,439
Speaker 1: because they're getting that nationwide work, that that company hasn't

433
00:26:22,480 --> 00:26:26,199
Speaker 1: offered them a massive discount. What they have is just

434
00:26:26,280 --> 00:26:30,160
Speaker 1: like your regular homeowners insurance. The homeowners insurance company has

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00:26:30,240 --> 00:26:35,000
Speaker 1: preferred quote unquote preferred contractors who do most of their

436
00:26:35,040 --> 00:26:38,640
Speaker 1: business get most of their business from the insurance company

437
00:26:38,680 --> 00:26:45,640
Speaker 1: and therefore, uh, you know, shockingly or maybe not shockingly,

438
00:26:45,840 --> 00:26:49,439
Speaker 1: agree with the insurance company's assessment of what needs to

439
00:26:49,440 --> 00:26:51,480
Speaker 1: be done and how what little needs to be done

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00:26:51,520 --> 00:26:54,239
Speaker 1: and how it's to be done as opposed to you know,

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00:26:54,320 --> 00:26:57,840
Speaker 1: consulting an outside independent contractors. So they're just there are

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00:26:57,920 --> 00:27:00,680
Speaker 1: lots of reasons why I'm not a fan. And again

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00:27:01,040 --> 00:27:04,040
Speaker 1: I am not sitting here saying that no home warranty

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00:27:04,119 --> 00:27:09,840
Speaker 1: company is legit. I would absolutely encourage you to number one,

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00:27:09,920 --> 00:27:12,200
Speaker 1: make sure that they've been checked out by the Better

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00:27:12,240 --> 00:27:15,119
Speaker 1: Business Bureau, make sure they have an a rating, and

447
00:27:15,680 --> 00:27:18,560
Speaker 1: read all the fine print, and there's a lot of it.

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00:27:18,800 --> 00:27:21,840
Speaker 1: There's a lot of fine print. And for somebody who

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00:27:22,200 --> 00:27:25,280
Speaker 1: hasn't struggled with their home, whose home has been kept

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00:27:25,359 --> 00:27:28,040
Speaker 1: up in really good shape, I encourage people, Hey, if

451
00:27:28,040 --> 00:27:31,000
Speaker 1: you're worried that something's going to happen, set some money aside,

452
00:27:31,040 --> 00:27:34,640
Speaker 1: have a rainy day fund. I would much rather have you,

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00:27:34,640 --> 00:27:37,840
Speaker 1: you know, keep your money of you know, budgeted off

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00:27:37,840 --> 00:27:41,560
Speaker 1: into a rainy day fund should something happen, then just

455
00:27:41,640 --> 00:27:45,400
Speaker 1: paying an insurance company for everything, all the time, everywhere,

456
00:27:45,560 --> 00:27:47,840
Speaker 1: Because the truth of the matter is most of the time.

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00:27:48,760 --> 00:27:51,400
Speaker 1: It's just it's not gonna pay out. It's not gonna

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00:27:51,400 --> 00:27:55,040
Speaker 1: pay out the way that you think. And the vast

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00:27:55,119 --> 00:27:59,920
Speaker 1: majority of complaints against home warranty companies is that the

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00:28:00,560 --> 00:28:04,760
Speaker 1: work wasn't done up to spec They shorted us on

461
00:28:04,920 --> 00:28:08,399
Speaker 1: the amount of money that they would pay in the deal.

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00:28:09,400 --> 00:28:11,960
Speaker 1: The contractors they're using, even though they allowed a certain

463
00:28:12,000 --> 00:28:15,560
Speaker 1: amount of money, charged that full amount. No surprise when

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00:28:15,600 --> 00:28:18,480
Speaker 1: the work scope of work by other contractors would have

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00:28:18,480 --> 00:28:22,119
Speaker 1: been smaller, and so on and so forth. So yeah,

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00:28:22,200 --> 00:28:25,200
Speaker 1: I'm not a big fan personally. That is my personal

467
00:28:25,359 --> 00:28:28,960
Speaker 1: perspective and opinion. I've never had one. I never will

468
00:28:29,040 --> 00:28:32,439
Speaker 1: have one on my own home. But you know, you

469
00:28:32,440 --> 00:28:34,200
Speaker 1: can also say, well, Deane, you know how to build

470
00:28:34,240 --> 00:28:35,679
Speaker 1: a home from the ground up, so you could do

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00:28:35,680 --> 00:28:37,720
Speaker 1: it yourself. But yeah, you know, I mean, I'm not

472
00:28:37,720 --> 00:28:39,520
Speaker 1: going to build a home from the ground up when

473
00:28:39,560 --> 00:28:43,160
Speaker 1: I'm in my late seventies and early eighties, I don't think.

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00:28:44,120 --> 00:28:44,280
Speaker 4: So.

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00:28:44,560 --> 00:28:47,840
Speaker 1: I understand the appeal of just having it there, But

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00:28:48,520 --> 00:28:52,480
Speaker 1: as is the case with most insurance, it's usually the

477
00:28:52,480 --> 00:28:55,320
Speaker 1: insurance company that wins and not the client.

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00:28:57,040 --> 00:29:01,680
Speaker 2: Thank you, Does that make sense, Yes, it does, Thank

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00:29:01,720 --> 00:29:02,280
Speaker 2: you so much.

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00:29:02,520 --> 00:29:04,520
Speaker 5: I'll look into the better Business breer to see that

481
00:29:04,520 --> 00:29:06,520
Speaker 5: they're a rating. And I appreciate you.

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00:29:06,720 --> 00:29:09,800
Speaker 1: Thank you, no, thank you so much. Yeah. Just make sure,

483
00:29:10,080 --> 00:29:14,000
Speaker 1: just just make sure and read the fine print. There's

484
00:29:14,200 --> 00:29:18,080
Speaker 1: a lot of it, a lot of fine print. Oh

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00:29:18,160 --> 00:29:23,080
Speaker 1: you know what. Uh. The website nerd wallet, by the way, UH,

486
00:29:23,200 --> 00:29:26,000
Speaker 1: is a good place to compare side by side comparisons

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00:29:26,000 --> 00:29:29,440
Speaker 1: of home warranty companies. Just an fyi on the side.

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00:29:29,520 --> 00:29:32,480
Speaker 1: All right, y'all when we come back more of your calls.

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00:29:32,600 --> 00:29:36,600
Speaker 1: You are Home with Dean Sharp, the house Whisperer. You're

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00:29:36,640 --> 00:29:40,240
Speaker 1: listening to Home with Dean Sharp on demand from KFI

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00:29:40,400 --> 00:29:41,240
Speaker 1: AM six forty