1 00:00:00,160 --> 00:00:00,960 Speaker 1: WLW. 2 00:00:01,120 --> 00:00:03,040 Speaker 2: All right, we say good morning once more to Dan 3 00:00:03,080 --> 00:00:06,480 Speaker 2: Schwartzman from the Bloomberg news room in New York City. 4 00:00:06,680 --> 00:00:10,000 Speaker 2: SpaceX looking to go public Dan. 5 00:00:10,480 --> 00:00:11,240 Speaker 1: That's right, Tom. 6 00:00:11,280 --> 00:00:14,040 Speaker 3: They're moving forward with plans for initial public offering that 7 00:00:14,080 --> 00:00:16,880 Speaker 3: will look to raise much more than thirty billion dollars, 8 00:00:17,120 --> 00:00:19,160 Speaker 3: which would make it the biggest listing of all time. 9 00:00:19,239 --> 00:00:22,600 Speaker 3: The company's targeting evaluation check this out around one and 10 00:00:22,600 --> 00:00:25,560 Speaker 3: a half trillion dollars and is pursuing a listing as 11 00:00:25,560 --> 00:00:28,400 Speaker 3: soon as mid to late twenty twenty six. The Elon 12 00:00:28,480 --> 00:00:30,840 Speaker 3: Musk run company expects to use some of the funds 13 00:00:30,880 --> 00:00:34,640 Speaker 3: raised in an IPO to develop space based data centers. 14 00:00:34,680 --> 00:00:36,400 Speaker 1: They do that because it's closer to the sun. They 15 00:00:36,400 --> 00:00:39,680 Speaker 1: can use the heat from the sun to power those 16 00:00:39,760 --> 00:00:40,479 Speaker 1: data centers. 17 00:00:40,520 --> 00:00:42,360 Speaker 3: So well, he's on his way to becoming a trillionaire 18 00:00:42,360 --> 00:00:43,400 Speaker 3: with this if that happens. 19 00:00:43,720 --> 00:00:44,040 Speaker 1: Wow. 20 00:00:44,200 --> 00:00:48,360 Speaker 2: Okay, Meanwhile, Cracker Barrel, we know that whole story and 21 00:00:48,400 --> 00:00:50,600 Speaker 2: what's going on over the last seven months to a 22 00:00:50,720 --> 00:00:53,200 Speaker 2: year and apparently continuing to struggle. 23 00:00:54,000 --> 00:00:56,800 Speaker 3: Yeah, that's right. You know about the whole logo controversy 24 00:00:56,840 --> 00:00:59,640 Speaker 3: that happened. Things aren't getting better. The restaurant chain now 25 00:00:59,640 --> 00:01:02,960 Speaker 3: expect sales to fall faster than at previously forecasts this 26 00:01:03,040 --> 00:01:06,520 Speaker 3: fiscal year. The latest issue for Cracker Barell is growing 27 00:01:06,520 --> 00:01:10,000 Speaker 3: dissatisfaction with the food. The Wall Street Journal reporting customer 28 00:01:10,040 --> 00:01:13,360 Speaker 3: complaints about the food or rising. Company stock has declined 29 00:01:13,440 --> 00:01:15,920 Speaker 3: nearly fifty percent so far this year. 30 00:01:15,959 --> 00:01:19,399 Speaker 2: Through Tuesday's close. All right in the future is this morning, 31 00:01:19,480 --> 00:01:20,560 Speaker 2: Dan Schwartzman. 32 00:01:20,280 --> 00:01:20,920 Speaker 1: Still in the red. 33 00:01:20,959 --> 00:01:23,320 Speaker 3: My friend the down SMB down at ten to one 34 00:01:23,360 --> 00:01:25,800 Speaker 3: percent in NAAZAC again faring the worst down two tens 35 00:01:25,840 --> 00:01:28,679 Speaker 3: to one percent from Bloomberg. Dan Schwartzman on news Radio 36 00:01:28,720 --> 00:01:30,240 Speaker 3: seven hundred WLW. 37 00:01:33,440 --> 00:01:35,920 Speaker 2: Well, our get together every single week with our friend 38 00:01:35,920 --> 00:01:36,920 Speaker 2: Greg is Steven. 39 00:01:37,040 --> 00:01:40,559 Speaker 1: You can follow him on Blue Scott at. 40 00:01:40,440 --> 00:01:46,160 Speaker 2: Greg gr egg Steven ste b b e N or 41 00:01:46,280 --> 00:01:50,160 Speaker 2: you can just you know, check him out and see 42 00:01:50,160 --> 00:01:52,160 Speaker 2: what he has to say and thinks about things, because 43 00:01:52,160 --> 00:01:55,520 Speaker 2: it's always fascinating our business insider Greg Stebbin. Okay, now 44 00:01:55,560 --> 00:01:58,320 Speaker 2: we've been talking a lot about AI, but this week 45 00:01:58,320 --> 00:02:00,680 Speaker 2: we're gonna shift gears a little bit and talk about 46 00:02:00,760 --> 00:02:06,560 Speaker 2: the quote unquote secret AI economy and how literally anyone 47 00:02:07,120 --> 00:02:11,959 Speaker 2: can take advantage of it. Let's start Greg with data centers. 48 00:02:12,320 --> 00:02:16,040 Speaker 2: They are being built all over the United States right now, 49 00:02:16,080 --> 00:02:16,480 Speaker 2: aren't they? 50 00:02:17,680 --> 00:02:18,320 Speaker 1: Yes, they are? 51 00:02:18,440 --> 00:02:24,600 Speaker 4: And why because AI means lot of data and so 52 00:02:24,760 --> 00:02:25,400 Speaker 4: there are. 53 00:02:25,680 --> 00:02:29,320 Speaker 5: I mean, nobody's nobody's exactly. 54 00:02:28,919 --> 00:02:33,160 Speaker 4: Sure why there's all these data centers getting built. But 55 00:02:33,639 --> 00:02:39,359 Speaker 4: there's probably a couple thousand being built right now. And 56 00:02:39,480 --> 00:02:48,960 Speaker 4: so who's building those well, plettricians and plumbers and contract carpenters, 57 00:02:49,080 --> 00:02:51,760 Speaker 4: and you know, there's a how many how many people 58 00:02:51,800 --> 00:02:53,560 Speaker 4: does it take to build a data center? 59 00:02:53,880 --> 00:02:57,200 Speaker 1: I want to guess, Oh, it's more than that, no doubta. 60 00:02:57,240 --> 00:02:59,480 Speaker 2: But because they're huge, I mean you're talking about you 61 00:02:59,680 --> 00:03:05,160 Speaker 2: especially from a power and grid standpoint, These things are enormous, yes, exactly. 62 00:03:05,200 --> 00:03:08,360 Speaker 4: So the point is there's tons of jobs. 63 00:03:08,680 --> 00:03:09,840 Speaker 5: And this is the part I love. 64 00:03:10,480 --> 00:03:14,480 Speaker 4: There's tons of jobs for people who, if they want, 65 00:03:15,160 --> 00:03:18,840 Speaker 4: never have to use AI in their life. These are 66 00:03:18,960 --> 00:03:23,560 Speaker 4: AI jobs that have no need for AI. You have 67 00:03:23,600 --> 00:03:27,240 Speaker 4: to be a crafts person, a tradesperson. And so that's 68 00:03:27,600 --> 00:03:31,160 Speaker 4: what I'm calling the secret AI economy. But it doesn't 69 00:03:31,320 --> 00:03:36,040 Speaker 4: end there because who's making lunch for all those people? 70 00:03:36,120 --> 00:03:36,360 Speaker 1: Yep? 71 00:03:37,720 --> 00:03:40,720 Speaker 4: Who's doing all the hiring for all those people, who's 72 00:03:40,760 --> 00:03:45,280 Speaker 4: doing the hr who's the project managers for all those projects, 73 00:03:45,320 --> 00:03:50,920 Speaker 4: who's you know, there's tons of opportunity around AI. And 74 00:03:50,960 --> 00:03:53,840 Speaker 4: now if you're a little skeptical, you might say, yeah, 75 00:03:53,880 --> 00:03:55,480 Speaker 4: but I mean in a couple of years, they'll get 76 00:03:55,520 --> 00:03:58,440 Speaker 4: all those dataseters done, or at least it'll slow down 77 00:03:58,520 --> 00:04:01,200 Speaker 4: because they'll mostly get all the data center's. 78 00:04:00,880 --> 00:04:04,839 Speaker 5: Done they need. Well maybe, but you know what else, 79 00:04:04,880 --> 00:04:10,360 Speaker 5: there's going to be a need for ongoingly power grid YEP, 80 00:04:11,800 --> 00:04:12,680 Speaker 5: power plant. 81 00:04:12,800 --> 00:04:15,240 Speaker 2: Well, that's the one that's hitting right now the most 82 00:04:15,360 --> 00:04:18,120 Speaker 2: pub that area right there, Because say you're going into 83 00:04:18,160 --> 00:04:23,000 Speaker 2: some slightly rural area outside of a major metropolitan let's 84 00:04:23,040 --> 00:04:26,560 Speaker 2: say city, right, not New York or LA because they're 85 00:04:26,600 --> 00:04:28,200 Speaker 2: just so big and so spread out. But to you 86 00:04:28,279 --> 00:04:31,440 Speaker 2: Cincinnati as an example, right, there was a big concern 87 00:04:31,520 --> 00:04:33,560 Speaker 2: and there still is a big concern about building a 88 00:04:33,720 --> 00:04:37,280 Speaker 2: data center and then how that is going to affect 89 00:04:37,600 --> 00:04:41,080 Speaker 2: from a power standpoint the people that live in and 90 00:04:41,120 --> 00:04:43,560 Speaker 2: around those areas. 91 00:04:43,520 --> 00:04:46,360 Speaker 4: That's right, And the cost of the power yep, and 92 00:04:46,440 --> 00:04:49,560 Speaker 4: so how do you make sure that there's enough power 93 00:04:49,880 --> 00:04:53,680 Speaker 4: and the cost doesn't go up. Well, somehow you have 94 00:04:53,760 --> 00:04:56,720 Speaker 4: to take the cost of the power and put it 95 00:04:56,760 --> 00:04:59,640 Speaker 4: on the backs of the companies that need it, and 96 00:05:00,160 --> 00:05:03,080 Speaker 4: that's probably going to translate into we need more power 97 00:05:03,120 --> 00:05:06,440 Speaker 4: plants or new ways of you know, lots of other 98 00:05:06,839 --> 00:05:11,800 Speaker 4: power plants, solar wind, however you can cracking, however you 99 00:05:11,839 --> 00:05:13,880 Speaker 4: can get it, you're going to have to get it, 100 00:05:14,160 --> 00:05:17,800 Speaker 4: and that's going to translate into even more jobs. And again, 101 00:05:18,040 --> 00:05:20,240 Speaker 4: those are mostly going to be jobs for people who 102 00:05:20,480 --> 00:05:22,680 Speaker 4: if they never want to use AI in their life, 103 00:05:22,720 --> 00:05:25,440 Speaker 4: they don't have to. Yeah, well we're not either AI 104 00:05:25,560 --> 00:05:26,599 Speaker 4: jobs without AI. 105 00:05:26,760 --> 00:05:29,799 Speaker 2: That's exactly right. That's why we're talking about the secret economy. 106 00:05:29,839 --> 00:05:32,120 Speaker 2: I mean, think about one of those data centers. Okay, 107 00:05:32,120 --> 00:05:34,720 Speaker 2: you were talking about, you know, the construction of it 108 00:05:34,760 --> 00:05:38,200 Speaker 2: and everything from the HR to the project managers, custodial 109 00:05:38,240 --> 00:05:43,000 Speaker 2: workers and so forth. But think about, let's say, the 110 00:05:43,120 --> 00:05:45,640 Speaker 2: roads that need to be built perhaps to get into 111 00:05:45,680 --> 00:05:48,320 Speaker 2: these places. Right, I mean, we are talking about good 112 00:05:48,360 --> 00:05:52,680 Speaker 2: paying jobs here, We're not talking about just chicken scratch. 113 00:05:53,640 --> 00:05:55,919 Speaker 4: Well, right, And so then if you begin to investigate 114 00:05:56,000 --> 00:06:00,640 Speaker 4: what people who are doing those jobs now are saying about, 115 00:06:01,600 --> 00:06:05,400 Speaker 4: A it's a great place to move up. So if 116 00:06:05,440 --> 00:06:08,200 Speaker 4: you already have experience in the trades, it's a good 117 00:06:08,240 --> 00:06:12,479 Speaker 4: way to move up into managing or overseeing projects, so 118 00:06:12,600 --> 00:06:15,400 Speaker 4: maybe your salary doubles from what you were making before. 119 00:06:16,240 --> 00:06:18,560 Speaker 4: And even if you're just getting into the trades, even 120 00:06:18,600 --> 00:06:23,240 Speaker 4: if you're an intern or you know, whatever the path 121 00:06:23,360 --> 00:06:25,440 Speaker 4: is to the trade that you're interested. 122 00:06:25,040 --> 00:06:26,560 Speaker 5: In, journeymen or what have you. 123 00:06:27,440 --> 00:06:32,080 Speaker 4: These jobs are paying sometimes twenty or thirty percent more 124 00:06:32,440 --> 00:06:34,000 Speaker 4: than they did a year or so ago. 125 00:06:34,839 --> 00:06:37,359 Speaker 5: So this is literally a gold rush. 126 00:06:37,440 --> 00:06:40,440 Speaker 4: But I'm like the gold rush of California, there's a 127 00:06:40,480 --> 00:06:43,040 Speaker 4: company behind you who's going to pay you every week. 128 00:06:43,320 --> 00:06:46,160 Speaker 4: With the gold rush in California, if you didn't find gold, 129 00:06:46,240 --> 00:06:49,560 Speaker 4: you didn't get anything. These are good, guaranteed jobs with 130 00:06:49,640 --> 00:06:51,520 Speaker 4: health care and everything else, because there's also. 131 00:06:51,440 --> 00:06:53,200 Speaker 5: Unions involved and all of that. 132 00:06:53,560 --> 00:06:53,919 Speaker 1: Of course. 133 00:06:54,000 --> 00:06:57,760 Speaker 2: Of course, Now, now what about let's say you're a 134 00:06:57,800 --> 00:07:02,240 Speaker 2: local business person or a local businessess or an entrepreneur. 135 00:07:03,200 --> 00:07:06,520 Speaker 2: What kind of opportunities do you suspect would open up 136 00:07:07,000 --> 00:07:08,440 Speaker 2: to those like minded people. 137 00:07:09,600 --> 00:07:10,960 Speaker 5: Well, let's take those separately. 138 00:07:11,240 --> 00:07:13,920 Speaker 4: I think if you already have a local business, there's 139 00:07:14,080 --> 00:07:17,640 Speaker 4: no way you're not going to be impacted if there's 140 00:07:17,640 --> 00:07:20,800 Speaker 4: something new being planned for your community, or you have 141 00:07:20,920 --> 00:07:24,120 Speaker 4: already been impacted if it's happening, and so it doesn't 142 00:07:24,120 --> 00:07:30,160 Speaker 4: matter what business you're in when you think about it, 143 00:07:30,440 --> 00:07:35,360 Speaker 4: more people with more money, more spending, and more demand. 144 00:07:35,520 --> 00:07:38,560 Speaker 4: So you know, I mentioned lunch earlier, So if you're 145 00:07:38,600 --> 00:07:41,400 Speaker 4: a restaurant, there's going to be more people out eating, 146 00:07:41,680 --> 00:07:44,720 Speaker 4: particularly during the day, but also at night because people 147 00:07:45,000 --> 00:07:47,080 Speaker 4: who are making money like you, go out at night. 148 00:07:47,440 --> 00:07:51,400 Speaker 5: If you own a shoe store, these people need boots. 149 00:07:51,440 --> 00:07:52,240 Speaker 5: And yeah, you can. 150 00:07:52,160 --> 00:07:54,120 Speaker 4: Say, well, they're going to order them from Amazon, but 151 00:07:54,520 --> 00:07:56,560 Speaker 4: you know, I like to walk in and try a 152 00:07:56,680 --> 00:07:59,200 Speaker 4: pair of boots on before I buy them, especially when 153 00:07:59,200 --> 00:08:01,680 Speaker 4: I'm working all day and standing or moving around on 154 00:08:01,720 --> 00:08:02,160 Speaker 4: my feet. 155 00:08:02,600 --> 00:08:05,880 Speaker 5: Drug stores, realtors. 156 00:08:05,160 --> 00:08:08,320 Speaker 4: I mean, it's hard to imagine a business or a 157 00:08:08,320 --> 00:08:12,960 Speaker 4: profession that isn't impacted now or will be impacted by 158 00:08:13,000 --> 00:08:13,800 Speaker 4: this kind of boom. 159 00:08:14,720 --> 00:08:17,680 Speaker 2: It's really incredible when you and we've only i mean, 160 00:08:17,720 --> 00:08:20,080 Speaker 2: we've only scratched a surface on some of the business 161 00:08:20,160 --> 00:08:22,720 Speaker 2: opportunities there could be out there. I mean, you mentioned 162 00:08:22,760 --> 00:08:25,240 Speaker 2: being a realtor. You know, you may not be the 163 00:08:25,280 --> 00:08:29,920 Speaker 2: person that's building the grid right or building this data center, 164 00:08:30,240 --> 00:08:32,720 Speaker 2: but those people when they come in to work there, 165 00:08:33,040 --> 00:08:36,000 Speaker 2: they need somewhere. As you said, to live. Okay, so 166 00:08:36,080 --> 00:08:37,520 Speaker 2: maybe you're a construction company. 167 00:08:37,559 --> 00:08:38,240 Speaker 5: Did get that. 168 00:08:38,400 --> 00:08:42,080 Speaker 2: Job right, So maybe now you go buy a piece 169 00:08:42,120 --> 00:08:44,000 Speaker 2: of land and you put four or five houses, or 170 00:08:44,040 --> 00:08:48,280 Speaker 2: you put two hundred apartment rental units there, and next 171 00:08:48,320 --> 00:08:50,880 Speaker 2: thing you know, you're rolling it. 172 00:08:51,559 --> 00:08:54,120 Speaker 4: Well and I hadn't even thought of this until you 173 00:08:54,160 --> 00:08:56,480 Speaker 4: just said that, But begin to think about just in 174 00:08:56,520 --> 00:08:59,640 Speaker 4: real estate down's dream. Maybe you're not even working as 175 00:08:59,640 --> 00:09:02,480 Speaker 4: a plum or an electrician on the data center. Maybe 176 00:09:02,520 --> 00:09:05,040 Speaker 4: you're working as a plumber or an electrician. 177 00:09:04,520 --> 00:09:05,160 Speaker 5: On the new house. 178 00:09:05,280 --> 00:09:06,679 Speaker 1: That's what I mean, That's what I mean. 179 00:09:07,080 --> 00:09:13,319 Speaker 4: Yes, yeah, so it's it's it's this huge trickle down 180 00:09:13,400 --> 00:09:17,400 Speaker 4: economy because of AI that has nothing to do with AI. 181 00:09:17,960 --> 00:09:23,400 Speaker 4: And then you asked about entrepreneurs. Well again, new people existing, 182 00:09:23,480 --> 00:09:27,479 Speaker 4: people with money. Money in the economy just creates opportunities. 183 00:09:27,520 --> 00:09:31,120 Speaker 4: And you know, the first thing I thought of dog walkers. 184 00:09:31,640 --> 00:09:33,040 Speaker 1: Huh. 185 00:09:33,120 --> 00:09:36,520 Speaker 4: I mean, it's it's, it's it's it's one example of 186 00:09:36,840 --> 00:09:39,320 Speaker 4: you know, people who are working hard all day on 187 00:09:39,360 --> 00:09:42,560 Speaker 4: a construction site are probably not going home to walk 188 00:09:42,600 --> 00:09:47,480 Speaker 4: their dogs. Air and runners mobile, car wash mobile, oil 189 00:09:47,679 --> 00:09:54,040 Speaker 4: chains mobile, dry cleaner mobile. Just again, your town is 190 00:09:54,080 --> 00:09:56,920 Speaker 4: going to boom. There's going to be lots of opportunity. 191 00:09:57,440 --> 00:09:59,320 Speaker 5: All you have to do is look. 192 00:09:59,679 --> 00:10:01,960 Speaker 4: And you're not near a data center right now, but 193 00:10:02,000 --> 00:10:04,080 Speaker 4: you might look on the map and figure out where 194 00:10:04,080 --> 00:10:06,400 Speaker 4: the closest one is and go visit there and say, 195 00:10:06,559 --> 00:10:09,600 Speaker 4: if you're interested in starting a business, what's missing here 196 00:10:09,600 --> 00:10:12,040 Speaker 4: that I can provide? Yeah, because that is what happened 197 00:10:12,080 --> 00:10:14,679 Speaker 4: during the gold rush in California is some. 198 00:10:14,559 --> 00:10:16,000 Speaker 5: People made money in the field. 199 00:10:16,800 --> 00:10:20,480 Speaker 4: Most people that got ritz stayed in town and sold 200 00:10:20,520 --> 00:10:25,440 Speaker 4: them seems like Levi Strauss. 201 00:10:24,440 --> 00:10:25,560 Speaker 5: Or other things like that. 202 00:10:26,040 --> 00:10:30,680 Speaker 4: So you can capitalize on the AI boom and never 203 00:10:30,960 --> 00:10:31,600 Speaker 4: touch AI. 204 00:10:32,160 --> 00:10:32,840 Speaker 1: It's amazing. 205 00:10:32,920 --> 00:10:35,120 Speaker 2: That's why I love these get togethers every week, Greg, 206 00:10:35,160 --> 00:10:38,120 Speaker 2: because when you said dog walkers, good lord, I got 207 00:10:38,120 --> 00:10:39,640 Speaker 2: to go out and walk mine here in a little bit. 208 00:10:39,720 --> 00:10:42,440 Speaker 1: It's about ten degrees here, so thanks for reminding me. 209 00:10:43,160 --> 00:10:46,480 Speaker 2: All right, Well, if you have a great rest of 210 00:10:46,520 --> 00:10:48,880 Speaker 2: your day, Thanks as always for your time, my friend. 211 00:10:49,920 --> 00:10:53,920 Speaker 2: Call it plain Glass, Stained Glass with Pastor Chad Hoven 212 00:10:54,240 --> 00:10:57,280 Speaker 2: from the Horizon Community Church right there in New Town, 213 00:10:58,040 --> 00:11:02,040 Speaker 2: beautiful beautiful place. Our family goes there and it's right 214 00:11:02,040 --> 00:11:03,760 Speaker 2: on the banks of a little Miami River. 215 00:11:03,840 --> 00:11:06,240 Speaker 1: Pastor Chad, Good morning. How's everything with you today? 216 00:11:07,280 --> 00:11:09,560 Speaker 6: Good morning, full of rainy, but otherwise doing well. 217 00:11:09,760 --> 00:11:10,880 Speaker 1: Good to hear, Good to hear. 218 00:11:11,440 --> 00:11:13,760 Speaker 2: You and I were texting back and forth last night, 219 00:11:13,880 --> 00:11:18,120 Speaker 2: and you know, I got to thinking because I had 220 00:11:18,160 --> 00:11:22,120 Speaker 2: read a story about giving money to the church, whatever 221 00:11:22,320 --> 00:11:25,040 Speaker 2: church it might be, whether it's a Christian church, a 222 00:11:25,120 --> 00:11:29,560 Speaker 2: Catholic church, even a Jewish synagogue, And the amount of 223 00:11:29,600 --> 00:11:34,280 Speaker 2: money that people donate to churches is staggering. It's in 224 00:11:34,360 --> 00:11:37,920 Speaker 2: the hundreds of billions of dollars per year. And I 225 00:11:38,000 --> 00:11:41,560 Speaker 2: thought to myself, you know, some people, I think get 226 00:11:41,679 --> 00:11:45,679 Speaker 2: turned off when churches ask for money. But the bottom 227 00:11:45,760 --> 00:11:50,240 Speaker 2: line is, you know that money is going to a 228 00:11:50,360 --> 00:11:54,280 Speaker 2: lot of wonderful sort of branches off of the church. 229 00:11:54,720 --> 00:11:56,600 Speaker 1: Walk me through if you would. 230 00:11:56,720 --> 00:11:59,520 Speaker 2: And I know you can't speak to every church, but 231 00:11:59,559 --> 00:12:02,240 Speaker 2: when people people give their money to a church, what 232 00:12:02,280 --> 00:12:03,080 Speaker 2: should they know? 233 00:12:05,280 --> 00:12:07,120 Speaker 6: Well, first of all, I'd say that when you give 234 00:12:07,160 --> 00:12:10,920 Speaker 6: money to a church, the people who give to churches 235 00:12:10,920 --> 00:12:14,000 Speaker 6: are also some most generous people to non religious causes 236 00:12:14,000 --> 00:12:17,040 Speaker 6: as well. So if you just like generous people who 237 00:12:17,080 --> 00:12:20,480 Speaker 6: are giving to the arts, giving to homeless centers, giving 238 00:12:20,600 --> 00:12:23,120 Speaker 6: to all the things that make a city run well. 239 00:12:24,000 --> 00:12:26,720 Speaker 6: There's huge stats that show that people who give to 240 00:12:26,840 --> 00:12:31,760 Speaker 6: religious organizations are equally generous to non religious purposes. So 241 00:12:31,760 --> 00:12:34,400 Speaker 6: if you just love generosity and you love generous people, 242 00:12:35,000 --> 00:12:37,120 Speaker 6: you would love that the church is trying to encourage 243 00:12:37,160 --> 00:12:39,800 Speaker 6: people to live generous lives. I think a lot of 244 00:12:39,840 --> 00:12:42,680 Speaker 6: people have heard me kind of guilt based system or 245 00:12:42,720 --> 00:12:45,880 Speaker 6: fear based system for giving. The Bible doesn't encourage at all. 246 00:12:45,880 --> 00:12:48,560 Speaker 6: It encourages a cheerful giving, the purposeful giving. 247 00:12:49,120 --> 00:12:49,320 Speaker 5: Man. 248 00:12:49,440 --> 00:12:51,880 Speaker 6: I love what God's doing in me. I love how 249 00:12:51,960 --> 00:12:55,240 Speaker 6: my church is helping me become a better person, and 250 00:12:55,440 --> 00:12:57,719 Speaker 6: I want other people to taste what I have. I mean, 251 00:12:57,720 --> 00:13:00,160 Speaker 6: God doesn't want something from you, He wants some thing 252 00:13:00,240 --> 00:13:04,520 Speaker 6: for you. He wants you to be thankful, hopeful, grateful, 253 00:13:05,000 --> 00:13:05,680 Speaker 6: and generous. 254 00:13:05,679 --> 00:13:07,920 Speaker 5: People are purposeful people. 255 00:13:07,920 --> 00:13:10,400 Speaker 6: They're thankful. But I think to kind of where the 256 00:13:10,600 --> 00:13:12,960 Speaker 6: money goes. You can't start with what the church supposed 257 00:13:12,960 --> 00:13:16,320 Speaker 6: to do. Well, A church, whatever it's called, is supposed 258 00:13:16,320 --> 00:13:18,600 Speaker 6: to help you worship God, which is kind of an 259 00:13:18,600 --> 00:13:22,120 Speaker 6: ambiguous term the word worship. Think, but like worthship, you're 260 00:13:22,160 --> 00:13:25,520 Speaker 6: trying to way things properly, give worth to things. I 261 00:13:25,559 --> 00:13:27,560 Speaker 6: want to see wisdom as wise. I want to see 262 00:13:27,559 --> 00:13:30,360 Speaker 6: God as wise. I want to see his creating as wise. 263 00:13:30,400 --> 00:13:32,680 Speaker 6: I want to know how to handle my life. And 264 00:13:32,760 --> 00:13:34,680 Speaker 6: the Bible's one thing a church should be doing is 265 00:13:34,679 --> 00:13:37,080 Speaker 6: teaching you how to understand the Bible. And the Bible 266 00:13:37,080 --> 00:13:40,000 Speaker 6: has two main purposes, one of which is to mature 267 00:13:40,040 --> 00:13:41,880 Speaker 6: you in your love of God and love of others. 268 00:13:42,360 --> 00:13:44,160 Speaker 6: And so you'd say, hey, is my church helping me 269 00:13:44,280 --> 00:13:46,800 Speaker 6: and other people love God and love others better? 270 00:13:47,200 --> 00:13:49,440 Speaker 5: But also equip you for life? And so they should 271 00:13:49,440 --> 00:13:50,920 Speaker 5: help you with the people. 272 00:13:50,720 --> 00:13:52,439 Speaker 6: Having trouble with finances, how to teach you how to 273 00:13:52,440 --> 00:13:55,559 Speaker 6: handle your finances better. If people in their marriage having struggle, well, 274 00:13:55,559 --> 00:13:58,200 Speaker 6: I'm seeing people as marriage seminars and people learning how 275 00:13:58,240 --> 00:14:01,400 Speaker 6: to be happier in their marriage. You're taking kids, and 276 00:14:02,160 --> 00:14:04,880 Speaker 6: kids are being a priority. We're seeing them really developed 277 00:14:04,880 --> 00:14:07,959 Speaker 6: this value system that they'll never recover from in a 278 00:14:08,000 --> 00:14:10,680 Speaker 6: good way. Man, I just realize that God is good, 279 00:14:10,679 --> 00:14:13,720 Speaker 6: and I am special, I am loved, and I make mistakes, 280 00:14:13,720 --> 00:14:14,120 Speaker 6: but I know. 281 00:14:14,040 --> 00:14:14,640 Speaker 5: How to forgive. 282 00:14:15,800 --> 00:14:18,480 Speaker 6: You also want to your church to facilitate. If you 283 00:14:18,520 --> 00:14:21,960 Speaker 6: think about facilities, sometimes people are hard on facilities. We 284 00:14:22,000 --> 00:14:24,640 Speaker 6: shouldn't spend so much on facilities, and yet if you 285 00:14:24,680 --> 00:14:26,760 Speaker 6: look at our culture, you know we spend enormous amount 286 00:14:26,800 --> 00:14:31,240 Speaker 6: of moneys on banks and malls, and suddenly people get 287 00:14:31,240 --> 00:14:33,200 Speaker 6: real stingy when it comes to a church. But the 288 00:14:33,280 --> 00:14:36,800 Speaker 6: real issue is, is that thing facilitating the things I 289 00:14:36,840 --> 00:14:40,400 Speaker 6: talked about, you know, is that facility, whatever company it is, 290 00:14:40,480 --> 00:14:41,480 Speaker 6: whatever business. 291 00:14:41,200 --> 00:14:43,520 Speaker 5: It is facilitating those good things. 292 00:14:43,920 --> 00:14:46,840 Speaker 6: Our marriage is getting stronger, people finding purpose of the 293 00:14:46,880 --> 00:14:50,640 Speaker 6: first time. Are you escorting people through pivotal moments in 294 00:14:50,720 --> 00:14:53,920 Speaker 6: life and funerals where you have somebody who's guiding you 295 00:14:53,960 --> 00:14:56,560 Speaker 6: through comfort and hope and knowing how to have these 296 00:14:56,880 --> 00:15:01,000 Speaker 6: precious moments with your family, and escorting people into eternity. 297 00:15:01,680 --> 00:15:03,080 Speaker 6: I could go on and on, but those are just 298 00:15:03,080 --> 00:15:05,120 Speaker 6: a few things that money should be spent on. And 299 00:15:05,160 --> 00:15:07,520 Speaker 6: I think as you're thinking about your own giving, you 300 00:15:07,560 --> 00:15:10,040 Speaker 6: want to say, hey, I want to give wisely and 301 00:15:10,080 --> 00:15:11,960 Speaker 6: I want to make sure that what I'm giving to 302 00:15:12,840 --> 00:15:16,560 Speaker 6: there's accountability. So once that's look around, do you see 303 00:15:16,640 --> 00:15:19,440 Speaker 6: those kind of priorities happening around you? And you say, man, 304 00:15:19,680 --> 00:15:22,200 Speaker 6: I'm feeling good about what's happening in me when I attend, 305 00:15:22,560 --> 00:15:25,120 Speaker 6: and I'm feeling good about what's happening to other people 306 00:15:25,120 --> 00:15:26,800 Speaker 6: when I invite them. 307 00:15:26,680 --> 00:15:27,960 Speaker 1: You know, at your church. 308 00:15:28,160 --> 00:15:30,000 Speaker 2: But before I get to this for a second too, 309 00:15:30,480 --> 00:15:35,160 Speaker 2: I mean, look, you're not in this occupation to work 310 00:15:35,200 --> 00:15:38,960 Speaker 2: for free. You have your own family, You have three kids, 311 00:15:39,080 --> 00:15:44,040 Speaker 2: one's a special needs child, and and so look, you know, 312 00:15:44,080 --> 00:15:47,720 Speaker 2: you've got to make a living. And I don't think anybody, anybody, 313 00:15:47,960 --> 00:15:50,960 Speaker 2: no matter whether you're a spiritual person or not, has 314 00:15:51,000 --> 00:15:54,320 Speaker 2: any problem with some of that money going to pay 315 00:15:54,560 --> 00:15:58,640 Speaker 2: for the salaries of the pastor the assistant pastor the 316 00:15:58,680 --> 00:16:01,360 Speaker 2: people that work in the offices of the church and 317 00:16:01,400 --> 00:16:05,400 Speaker 2: doing church business every single day. So look, that certainly 318 00:16:05,600 --> 00:16:08,920 Speaker 2: is completely understandable. Here here's a question I have for you. 319 00:16:08,960 --> 00:16:13,040 Speaker 2: And I'm curious how Horizon Community Church came to this decision. 320 00:16:13,680 --> 00:16:17,920 Speaker 2: And you know, compare to let's say others. Let's use 321 00:16:17,920 --> 00:16:20,920 Speaker 2: a Catholic church as an example. And you know, you 322 00:16:20,920 --> 00:16:22,720 Speaker 2: go to or any other church. It could be a 323 00:16:22,720 --> 00:16:27,120 Speaker 2: Protestant church, and you know, halfway through the service they're 324 00:16:27,160 --> 00:16:30,240 Speaker 2: passing around a plate for people to give donations. You 325 00:16:30,360 --> 00:16:33,320 Speaker 2: do not do that at your church. What was the 326 00:16:33,400 --> 00:16:35,000 Speaker 2: thinking behind that decision? 327 00:16:36,680 --> 00:16:37,280 Speaker 5: Yeah, we made that. 328 00:16:37,280 --> 00:16:40,720 Speaker 6: Decision about ten years ago and honestly is when we 329 00:16:40,760 --> 00:16:43,240 Speaker 6: went from two to three services, and people really like 330 00:16:43,320 --> 00:16:46,000 Speaker 6: their time slots when they have their time slots, and 331 00:16:46,080 --> 00:16:48,640 Speaker 6: so we're trying to fit three services in between eight 332 00:16:48,720 --> 00:16:51,720 Speaker 6: thirty and twelve o'clock, and because of that, we only 333 00:16:51,720 --> 00:16:54,280 Speaker 6: had a ten minute turnaround between services, and so we 334 00:16:54,320 --> 00:16:56,640 Speaker 6: wanted to say, hey, giving is worship, and doing an 335 00:16:56,640 --> 00:17:00,840 Speaker 6: offertory is worship if traditional terms, nothing wrong with having 336 00:17:00,880 --> 00:17:04,360 Speaker 6: a weekly offering that reminds people that they're worshiping through 337 00:17:04,400 --> 00:17:06,840 Speaker 6: their money. So it's very much a spiritual thing to do. 338 00:17:07,400 --> 00:17:09,280 Speaker 6: But we said, hey, if we only have limited time, 339 00:17:09,480 --> 00:17:13,080 Speaker 6: we need to focus on the things. What are the 340 00:17:13,080 --> 00:17:15,359 Speaker 6: big things, big priorities? And we thought the most important 341 00:17:15,359 --> 00:17:17,960 Speaker 6: thing at our church was number one, an expressive time 342 00:17:18,000 --> 00:17:21,440 Speaker 6: of prayer and adoration through music through our worship music. 343 00:17:21,600 --> 00:17:24,520 Speaker 6: And the second thing was a real deep, engaging Bible 344 00:17:24,560 --> 00:17:27,399 Speaker 6: study for our equipping service. And then we kind of 345 00:17:27,400 --> 00:17:29,600 Speaker 6: cut out announcements, which was taking a whole bunch of time, 346 00:17:29,680 --> 00:17:31,560 Speaker 6: and so we cut that down to a minute, and 347 00:17:32,000 --> 00:17:34,720 Speaker 6: we cut the offering out and we just said, you know, 348 00:17:34,760 --> 00:17:37,639 Speaker 6: we're just going to talk about financial giving whenever the 349 00:17:37,640 --> 00:17:40,520 Speaker 6: Bible brings it up, and when it comes up, we're 350 00:17:40,520 --> 00:17:42,760 Speaker 6: going to talk about it directly and again talk. 351 00:17:42,600 --> 00:17:43,480 Speaker 5: About the joy of giving. 352 00:17:43,520 --> 00:17:46,040 Speaker 6: I get a buddy mine that helps manage a whole 353 00:17:46,080 --> 00:17:49,120 Speaker 6: bunch of people's very wealthy portfolios. And he said, man Chad, 354 00:17:49,200 --> 00:17:52,080 Speaker 6: sometimes people, no matter how many zeros are next to 355 00:17:52,119 --> 00:17:55,280 Speaker 6: their savings account, they still don't think it's enough to 356 00:17:55,280 --> 00:17:58,080 Speaker 6: start giving in a significant way. He said, in as 357 00:17:58,119 --> 00:18:01,360 Speaker 6: a financial giver myself, they don't really are just robbing themselves. 358 00:18:01,640 --> 00:18:04,359 Speaker 6: They're just not experiencing the joy I've had of giving. 359 00:18:05,000 --> 00:18:07,960 Speaker 6: So we do as we say, Hey, we're going to 360 00:18:08,000 --> 00:18:10,119 Speaker 6: talk about giving when the Bible talks about it. 361 00:18:10,119 --> 00:18:11,160 Speaker 5: We're going to talk about. 362 00:18:10,920 --> 00:18:13,000 Speaker 6: The exciting things that we see happening in our own 363 00:18:13,040 --> 00:18:16,240 Speaker 6: lives and in the church around us. And obviously people 364 00:18:16,240 --> 00:18:19,159 Speaker 6: are smart they know that like facilities facilitate stuff, you 365 00:18:19,200 --> 00:18:22,520 Speaker 6: also need people in any business facilitate stuff. But also 366 00:18:22,800 --> 00:18:25,520 Speaker 6: if you really come in contact with a good movie, 367 00:18:25,800 --> 00:18:28,639 Speaker 6: with a good business, with a good you go to 368 00:18:28,680 --> 00:18:31,960 Speaker 6: a Reds game, buy a ticket for a football game, 369 00:18:32,280 --> 00:18:36,760 Speaker 6: you recognize that excellence inspires people and honors God. And 370 00:18:36,800 --> 00:18:39,440 Speaker 6: so we honestly just try and do things great every week. 371 00:18:40,000 --> 00:18:42,560 Speaker 6: That really is an add value to you and your family, 372 00:18:42,840 --> 00:18:44,719 Speaker 6: and you're like, man, you know what. I know that 373 00:18:44,800 --> 00:18:46,920 Speaker 6: good things and excellent things. 374 00:18:46,600 --> 00:18:48,720 Speaker 5: Are costly, and that's a good thing. 375 00:18:48,800 --> 00:18:50,560 Speaker 6: So I want to, you know, pay for my own 376 00:18:50,560 --> 00:18:53,600 Speaker 6: spiritual education, so to speak, and not just for my own, 377 00:18:53,640 --> 00:18:56,040 Speaker 6: but I hope my neighbor, my friend, and the people 378 00:18:56,080 --> 00:18:58,359 Speaker 6: sitting next to me and for us. We're just exploding 379 00:18:58,359 --> 00:19:01,320 Speaker 6: with growth thirteen percent and growth just last year, and 380 00:19:01,760 --> 00:19:05,320 Speaker 6: we just love that people are coming. They kind of 381 00:19:05,320 --> 00:19:08,560 Speaker 6: get that sense of wow. One of the number one 382 00:19:08,680 --> 00:19:10,879 Speaker 6: obstacles people have to faith is they feel like it's 383 00:19:10,920 --> 00:19:13,840 Speaker 6: all about the money. We're not ashamed about talking about money. 384 00:19:14,119 --> 00:19:16,080 Speaker 6: We think it's important to learn about it. But we're 385 00:19:16,080 --> 00:19:18,440 Speaker 6: also not going to make that our lead suit because 386 00:19:18,480 --> 00:19:22,840 Speaker 6: sometimes it can be an obstacle to people misunderstanding your priorities. 387 00:19:22,880 --> 00:19:24,680 Speaker 6: So we kind of make it the subordinate suit. 388 00:19:24,800 --> 00:19:27,320 Speaker 2: Does it make it hard for you sometimes in your 389 00:19:27,440 --> 00:19:30,520 Speaker 2: role as a pastor? Look, it doesn't matter what the 390 00:19:30,600 --> 00:19:34,359 Speaker 2: business is, and the church has business, I mean that's 391 00:19:34,480 --> 00:19:38,040 Speaker 2: a fact. But does it make it hard for you 392 00:19:38,119 --> 00:19:40,440 Speaker 2: when all of a sudden, like any business, you're going 393 00:19:40,480 --> 00:19:43,919 Speaker 2: to have the quote unquote bad apple right where maybe 394 00:19:43,960 --> 00:19:47,680 Speaker 2: it's a televangelist who rakes in all this money. Next 395 00:19:47,720 --> 00:19:51,240 Speaker 2: thing you know, they've run off to Mexico with fifty 396 00:19:51,280 --> 00:19:54,000 Speaker 2: million dollars of people. Who does it make it hard 397 00:19:54,040 --> 00:19:58,160 Speaker 2: for you when things like that happen, It has to, right, Well, yeah, we. 398 00:19:58,080 --> 00:19:59,760 Speaker 6: Talked about the last week with caricatures. I think a 399 00:19:59,760 --> 00:20:02,280 Speaker 6: lot times a caricatures of Christianity, and some of those 400 00:20:02,280 --> 00:20:06,040 Speaker 6: are true. Right, There's how many people just their spiritual 401 00:20:06,119 --> 00:20:08,679 Speaker 6: journeys affected by Hey, I had a priest or pastor 402 00:20:08,680 --> 00:20:10,400 Speaker 6: growing up who ran away with the secretary. 403 00:20:10,440 --> 00:20:12,080 Speaker 5: And now I think all Christians are diyppocrits. 404 00:20:12,080 --> 00:20:16,080 Speaker 6: And you know, we sometimes apply that to faith in 405 00:20:16,080 --> 00:20:18,040 Speaker 6: a way would apply to other things. In other words, 406 00:20:18,080 --> 00:20:19,959 Speaker 6: if you said, hey, I knew a dentist growing up 407 00:20:19,960 --> 00:20:22,280 Speaker 6: who had an affair, I'm not going to believe the 408 00:20:22,320 --> 00:20:27,119 Speaker 6: dentists anymore, he said, just because the dentists. 409 00:20:26,720 --> 00:20:27,240 Speaker 5: Of the doctor. 410 00:20:27,280 --> 00:20:28,320 Speaker 6: It is like it's a unique thing. 411 00:20:28,359 --> 00:20:30,000 Speaker 5: We did this occupation, which. 412 00:20:29,800 --> 00:20:32,359 Speaker 6: Is that we don't realize that all humans are flawed 413 00:20:32,400 --> 00:20:32,960 Speaker 6: and broken. 414 00:20:33,520 --> 00:20:34,880 Speaker 5: So I think that is the case. 415 00:20:35,000 --> 00:20:36,639 Speaker 6: I also think that, you know, there's a lot of 416 00:20:36,640 --> 00:20:39,920 Speaker 6: manipulation goes on in different areas, and I certainly think 417 00:20:39,960 --> 00:20:41,800 Speaker 6: the church has been very guilty of manipulation. 418 00:20:42,080 --> 00:20:43,320 Speaker 5: And like I said, that guilt. 419 00:20:43,119 --> 00:20:45,560 Speaker 6: Giving and that fear giving, and that you know, put 420 00:20:45,560 --> 00:20:47,000 Speaker 6: your hand on the screen and send me. 421 00:20:46,960 --> 00:20:47,639 Speaker 5: A vow of faith. 422 00:20:47,680 --> 00:20:51,719 Speaker 6: And if your approach to money is somehow some person 423 00:20:51,760 --> 00:20:55,520 Speaker 6: of faith tells you that you can manipulate God by giving, 424 00:20:55,560 --> 00:20:57,680 Speaker 6: and then you He's going to be forced to do something. 425 00:20:58,000 --> 00:21:00,040 Speaker 6: I mean that that is not worship. That is you 426 00:21:00,160 --> 00:21:04,000 Speaker 6: trying to use God for your own purposes instead of saying, boy, King, 427 00:21:04,359 --> 00:21:07,200 Speaker 6: your kingdom come, Your will be done on earth, is 428 00:21:07,240 --> 00:21:10,639 Speaker 6: in heaven. But the truth is people who follow God's 429 00:21:10,640 --> 00:21:15,919 Speaker 6: wisdom for money, they are often wealthier. John Wesley used 430 00:21:15,960 --> 00:21:19,159 Speaker 6: to say, when you get God's wisdom for money, you 431 00:21:19,280 --> 00:21:21,720 Speaker 6: make a lot, you save a lot, and you give 432 00:21:21,720 --> 00:21:26,720 Speaker 6: a lot. So actually orienting yourself around God, not as 433 00:21:26,720 --> 00:21:30,440 Speaker 6: it fill you with hope and joy and peace and gratefulness, 434 00:21:30,880 --> 00:21:33,359 Speaker 6: you get to accomplish great things, but also at orient 435 00:21:33,520 --> 00:21:36,040 Speaker 6: your heart in such a way that you're able to 436 00:21:36,160 --> 00:21:38,880 Speaker 6: enjoy more of what you have. We also, as a church, 437 00:21:38,920 --> 00:21:41,080 Speaker 6: you know, create environments for people to go and serve 438 00:21:41,119 --> 00:21:43,320 Speaker 6: the poor. In many ways, We're done and happy church 439 00:21:43,359 --> 00:21:47,240 Speaker 6: of that Maalaytia City Gospel Mission, believe medical trips, and 440 00:21:47,280 --> 00:21:50,000 Speaker 6: when you put people in those environments, the first thing 441 00:21:50,040 --> 00:21:53,480 Speaker 6: they always occur, they go, Man, as much as I have, 442 00:21:53,800 --> 00:21:55,840 Speaker 6: whether you're middle class or upper class in America, you're 443 00:21:55,840 --> 00:21:58,040 Speaker 6: are the richest in the world in history. You're thinking 444 00:21:58,040 --> 00:22:02,840 Speaker 6: to yourself, these poor people than me, they are able 445 00:22:02,920 --> 00:22:06,280 Speaker 6: to have more contentment and enjoy with what little they 446 00:22:06,320 --> 00:22:08,600 Speaker 6: have than I have and how much I have. It's 447 00:22:08,640 --> 00:22:12,320 Speaker 6: kind of reminds you that, man, I priant my heart. 448 00:22:12,560 --> 00:22:14,600 Speaker 6: It doesn't matter what number. People always think there's a 449 00:22:14,640 --> 00:22:16,240 Speaker 6: number that's going to make them happy, a certain number 450 00:22:16,240 --> 00:22:19,720 Speaker 6: of salary, certain number of savings, account, certain number of whatever. 451 00:22:20,359 --> 00:22:23,320 Speaker 6: You are so much more complicated than a number. You 452 00:22:23,359 --> 00:22:26,520 Speaker 6: can't be reduced to a number. And just all you 453 00:22:26,520 --> 00:22:28,680 Speaker 6: have to do is the minute you accomplish that number, 454 00:22:28,680 --> 00:22:31,040 Speaker 6: your five year goal, your ten year gold and you're like, well, 455 00:22:31,080 --> 00:22:35,520 Speaker 6: maybe a little bit more. I need my heart oriented 456 00:22:35,560 --> 00:22:37,920 Speaker 6: so I can enjoy whatever I have. I want to 457 00:22:38,000 --> 00:22:40,400 Speaker 6: enjoy it when I'm making X number or two X number, 458 00:22:40,400 --> 00:22:42,520 Speaker 6: I want to give what I'm giving X number. And 459 00:22:42,640 --> 00:22:45,280 Speaker 6: sometimes the more money you make, the less you give, 460 00:22:46,160 --> 00:22:48,720 Speaker 6: which is why I always encourage folks kind of think 461 00:22:48,720 --> 00:22:50,959 Speaker 6: about giving. Three ways the three p's I could talk 462 00:22:51,000 --> 00:22:53,360 Speaker 6: about it. Are you giving to God's pee priorities? 463 00:22:53,960 --> 00:22:54,440 Speaker 5: Number two? 464 00:22:54,480 --> 00:22:56,880 Speaker 6: Are you becoming progressively more generous each year? 465 00:22:57,680 --> 00:22:58,120 Speaker 4: And three? 466 00:22:58,160 --> 00:23:00,439 Speaker 6: If you've never tried it, move from kind of a 467 00:23:00,520 --> 00:23:03,840 Speaker 6: tip to God to a percentage giving. You have to 468 00:23:03,920 --> 00:23:05,600 Speaker 6: jump to ten percent or maybe even get to ten 469 00:23:05,600 --> 00:23:08,639 Speaker 6: percent ever, but just start giving a percentage of your income, 470 00:23:08,800 --> 00:23:11,720 Speaker 6: even one percent. What happens when you write that check 471 00:23:11,760 --> 00:23:13,920 Speaker 6: or when you give that amount, It kind of reminds 472 00:23:13,920 --> 00:23:17,240 Speaker 6: you this is a small percent of how much God 473 00:23:17,280 --> 00:23:20,120 Speaker 6: has given me. It kind of reorged you to think about, man, 474 00:23:20,200 --> 00:23:21,080 Speaker 6: have I been given a lot? 475 00:23:21,520 --> 00:23:21,639 Speaker 1: Man? 476 00:23:21,680 --> 00:23:23,880 Speaker 6: I I've been entrusted a lot. It kind of reorms 477 00:23:23,960 --> 00:23:26,920 Speaker 6: you to really appreciate who's given it to you and 478 00:23:27,280 --> 00:23:28,560 Speaker 6: how you've been entrusted to use it. 479 00:23:29,560 --> 00:23:33,240 Speaker 2: Fascinating conversation, Chad, Thank you so much. Hope you have 480 00:23:33,240 --> 00:23:34,960 Speaker 2: a great rest of your day, great weekend, and we'll 481 00:23:35,000 --> 00:23:38,399 Speaker 2: catch up again next week. My friend, sound good astor 482 00:23:38,520 --> 00:23:41,840 Speaker 2: Chad Holden from the Horizon Community Church. All right, let's 483 00:23:41,880 --> 00:23:43,840 Speaker 2: check the roadways one more time before we get out 484 00:23:43,840 --> 00:23:44,040 Speaker 2: of here. 485 00:23:44,119 --> 00:23:46,280 Speaker 1: Chuck, how are we looking, I'm starting to move again. 486 00:23:46,520 --> 00:23:50,399 Speaker 7: Eastbound seventy four through Indiana had a couple of accidents earlier, 487 00:23:50,440 --> 00:23:52,840 Speaker 7: one near the Saint Leon ramp that had the highway 488 00:23:52,960 --> 00:23:56,000 Speaker 7: shut down, then one just before the Brookville ramp that 489 00:23:56,040 --> 00:23:58,200 Speaker 7: they are still working to clean up. But they're over 490 00:23:58,320 --> 00:24:01,520 Speaker 7: on the left hand side, so you can get by this. 491 00:24:01,640 --> 00:24:04,040 Speaker 7: From the UCE Health Traffic Center, you see health. You 492 00:24:04,200 --> 00:24:07,400 Speaker 7: find comprehensive care that's so personal it make sure best 493 00:24:07,400 --> 00:24:11,120 Speaker 7: tomorrow possible. That's boundless care for better outcomes. Expect more 494 00:24:11,280 --> 00:24:15,080 Speaker 7: at UCHealth dot com. North Bend seventy five that continues 495 00:24:15,119 --> 00:24:17,959 Speaker 7: slow between Donaldson and downtown than out of Saint Bernard 496 00:24:18,040 --> 00:24:21,480 Speaker 7: Pass Town Street. South Bend seventy five heaviest through Lachland 497 00:24:21,480 --> 00:24:25,240 Speaker 7: with a broken down eastbound Reagan's Ramp to southbound seventy five. 498 00:24:25,520 --> 00:24:28,720 Speaker 7: Chuck Ing from news Radio seven hundred wlw. 499 00:24:28,960 --> 00:24:32,920 Speaker 2: RWCPO nine first wenty four cast presented by Jennifer ketch Mark. 500 00:24:33,000 --> 00:24:35,679 Speaker 2: We're going to hit our high before noon today of 501 00:24:35,720 --> 00:24:40,640 Speaker 2: forty two degrees. The wind brisk thirty five miles per hour. 502 00:24:40,680 --> 00:24:44,320 Speaker 2: Temperatures will start to plummet as the afternoon goes on. 503 00:24:44,760 --> 00:24:47,520 Speaker 2: We're down to twenty six tonight, hit or miss as 504 00:24:47,560 --> 00:24:50,480 Speaker 2: far as snow showers, maybe down to twenty five tonight. 505 00:24:50,800 --> 00:24:53,920 Speaker 2: Tomorrow we're dry, cloudy to start the day, and then 506 00:24:54,200 --> 00:24:58,200 Speaker 2: snow tomorrow night. We are looking at anywhere from two 507 00:24:58,280 --> 00:25:02,120 Speaker 2: to four inches of snow predict did overnight tomorrow night. 508 00:25:02,240 --> 00:25:05,600 Speaker 2: Then on Friday, gonna be cold, high of thirty four, 509 00:25:06,040 --> 00:25:10,639 Speaker 2: same thing on Saturday and Sunday, and we're looking for 510 00:25:10,840 --> 00:25:14,320 Speaker 2: more snow over the weekend. So lots of the white 511 00:25:14,359 --> 00:25:18,000 Speaker 2: stuff is a coming. Try to remind you each and 512 00:25:18,040 --> 00:25:21,119 Speaker 2: every day, why not go get a shelter pet. They 513 00:25:21,119 --> 00:25:23,480 Speaker 2: could use a home for the holidays, and believe me, 514 00:25:23,720 --> 00:25:26,680 Speaker 2: you'll be glad you did it. Go to your local 515 00:25:26,720 --> 00:25:29,119 Speaker 2: shelter and bring home a dog or a cat. Today 516 00:25:29,600 --> 00:25:32,520 Speaker 2: eight fifty six, seven hundred WLW, Cincinnati. 517 00:25:32,680 --> 00:25:36,280 Speaker 1: This report is sponsored by the James Cancer Hospital. When 518 00:25:36,320 --> 00:25:38,439 Speaker 1: you choose the James at Ohio State, you're letting the