1 00:00:00,920 --> 00:00:01,840 Speaker 1: And your morning show. 2 00:00:03,160 --> 00:00:06,640 Speaker 2: Welcome to the show, intern John is my name, Sauce. 3 00:00:06,280 --> 00:00:11,520 Speaker 3: Hello, sorry, Hi, thank you, Hi, I'm so sorry all. 4 00:00:11,480 --> 00:00:14,600 Speaker 2: Good rose Hi, Hi got to Eric here Hoodie saver 5 00:00:14,800 --> 00:00:17,120 Speaker 2: as well. Nine ninety three three eight at text dms 6 00:00:17,120 --> 00:00:19,080 Speaker 2: are up an at y Miss Radio. As we get 7 00:00:19,120 --> 00:00:23,440 Speaker 2: closer and closer to the Christmas Christmases, this new study 8 00:00:23,440 --> 00:00:25,639 Speaker 2: came out, nearly a third of Americans expect to go 9 00:00:25,760 --> 00:00:27,440 Speaker 2: into debt this holiday season. 10 00:00:27,680 --> 00:00:29,360 Speaker 3: Nice, damn No. 11 00:00:30,800 --> 00:00:33,160 Speaker 2: It always is like I don't have money the entire year, 12 00:00:33,760 --> 00:00:36,360 Speaker 2: and then here we are now when you spend the money, 13 00:00:36,360 --> 00:00:39,120 Speaker 2: I'm like, but beware, where's it going from? Where do 14 00:00:39,240 --> 00:00:41,800 Speaker 2: I do that? Over half of people have created a 15 00:00:41,800 --> 00:00:43,159 Speaker 2: holiday budget this year, Sauce of. 16 00:00:43,200 --> 00:00:48,559 Speaker 1: Year, no, Roseue, not officially okay, but like I have 17 00:00:48,600 --> 00:00:49,159 Speaker 1: an idea. 18 00:00:49,360 --> 00:00:52,640 Speaker 2: Sure. Nearly two thirds of those have already overspent or 19 00:00:52,720 --> 00:00:54,400 Speaker 2: expect they will. Okay. 20 00:00:54,880 --> 00:00:57,760 Speaker 3: I'm a bad gift giver. Yeah, so that's what I'm like, 21 00:00:58,200 --> 00:00:58,840 Speaker 3: what do I give you? 22 00:00:59,040 --> 00:01:00,840 Speaker 2: The gift cards are always I think the gift cards 23 00:01:00,840 --> 00:01:02,360 Speaker 2: are frown upon for so long, but now it just 24 00:01:02,360 --> 00:01:02,800 Speaker 2: seems like. 25 00:01:02,720 --> 00:01:05,160 Speaker 3: It's so it's like an easy thing what they want. 26 00:01:05,560 --> 00:01:07,320 Speaker 2: Some people moved out of money around the lives to 27 00:01:07,319 --> 00:01:09,640 Speaker 2: be able to cover holiday expenses by not dining out 28 00:01:09,720 --> 00:01:12,640 Speaker 2: Number one Yeah okay, and they're spending less on groceries 29 00:01:12,640 --> 00:01:14,680 Speaker 2: and like going out in general. I think it probably 30 00:01:14,680 --> 00:01:15,160 Speaker 2: seems fair. 31 00:01:15,240 --> 00:01:17,600 Speaker 3: I mean, I definitely like tone like pulled back in 32 00:01:17,680 --> 00:01:21,399 Speaker 3: November to be able to you know, more for the holidays. 33 00:01:22,040 --> 00:01:24,600 Speaker 2: So thirty five percent have gone to debt for holidays 34 00:01:24,600 --> 00:01:27,319 Speaker 2: in past years. Thirty one percent they expect to slip 35 00:01:27,319 --> 00:01:29,200 Speaker 2: and debt slip in a debt this holiday season again 36 00:01:29,400 --> 00:01:31,040 Speaker 2: or just deeper in debt. I would just offer to 37 00:01:31,040 --> 00:01:33,959 Speaker 2: your friends are probably struggling as well, So if you say, hey, 38 00:01:34,040 --> 00:01:35,600 Speaker 2: let's not do gifts this year, they'll probably be. 39 00:01:35,600 --> 00:01:38,319 Speaker 3: Like the best, cool, Yeah, yeah, let's please, let's. 40 00:01:38,160 --> 00:01:40,040 Speaker 2: Okay, Yeah, go get a drink. It'll be fine. 41 00:01:40,080 --> 00:01:40,440 Speaker 1: Perfect. 42 00:01:40,640 --> 00:01:43,039 Speaker 2: They say more than half will be guilt giving, or 43 00:01:43,040 --> 00:01:45,360 Speaker 2: buy at least one present for someone because they'll obligate 44 00:01:45,400 --> 00:01:46,280 Speaker 2: you too, because. 45 00:01:46,040 --> 00:01:46,800 Speaker 3: It generally want to. 46 00:01:46,840 --> 00:01:49,640 Speaker 2: Yeah. Absolutely, dam They say people are spending over two 47 00:01:49,680 --> 00:01:52,320 Speaker 2: hundred and fifty dollars on guilt gifts on average this season. 48 00:01:53,080 --> 00:01:54,960 Speaker 2: I always buy an extra gift card just in case 49 00:01:55,080 --> 00:01:58,760 Speaker 2: I don't want dam without luvery thoughts of ATTAXT nine 50 00:01:58,840 --> 00:02:01,640 Speaker 2: ninety three, Three Eights Interns, Any Morning Show Internsohn in 51 00:02:01,720 --> 00:02:04,400 Speaker 2: Your Morning Show, and iHeartRadio