1
00:00:07,240 --> 00:00:10,400
Speaker 1: Bill Cunningham, the Great American. Of course, the healthcare crisis

2
00:00:10,480 --> 00:00:14,240
Speaker 1: in America has caused the shutdown of the government now opened,

3
00:00:14,800 --> 00:00:17,640
Speaker 1: and watching one of the morning talk shows, King Jeffers

4
00:00:17,720 --> 00:00:19,800
Speaker 1: is saying they have another bite at the apple in

5
00:00:19,840 --> 00:00:24,080
Speaker 1: about ten weeks. January thirtieth is not that far away,

6
00:00:24,480 --> 00:00:27,080
Speaker 1: and he says there might be another government shutdown happening,

7
00:00:27,680 --> 00:00:31,200
Speaker 1: which is utterly ridiculous. Putting money into a failed system,

8
00:00:31,240 --> 00:00:34,880
Speaker 1: a failed government program. Doubling down on stupid is often

9
00:00:34,920 --> 00:00:38,080
Speaker 1: what Democrats and what many in Washington do. Some are

10
00:00:38,120 --> 00:00:41,920
Speaker 1: fighting against it. Katie Talento is the executive director of

11
00:00:41,920 --> 00:00:45,000
Speaker 1: the Alliance of Healthcare Sharing and first of all, Katie

12
00:00:45,040 --> 00:00:48,400
Speaker 1: Talento tell us, can you give me, generally in the

13
00:00:48,400 --> 00:00:51,440
Speaker 1: American people the status of health care in America today?

14
00:00:51,960 --> 00:00:55,280
Speaker 1: Volumes have been written on that topic. But about out

15
00:00:55,280 --> 00:00:57,760
Speaker 1: of ninety three percent of us get either our health

16
00:00:57,760 --> 00:01:01,840
Speaker 1: insurance for Medicare, Medicaid from private plans, through employers or

17
00:01:01,920 --> 00:01:04,360
Speaker 1: veterans or whatever. It might be about seven percent through

18
00:01:04,640 --> 00:01:08,200
Speaker 1: the Obamacare exchanges, which have failed miserably. So, since you're

19
00:01:08,240 --> 00:01:11,440
Speaker 1: in the industry, what is happening to us healthcare system

20
00:01:11,480 --> 00:01:14,440
Speaker 1: in America in general? And the response to it by government.

21
00:01:16,160 --> 00:01:20,199
Speaker 2: Well, it's not a good situation. Bill, Thanks for having me. Yeah,

22
00:01:20,240 --> 00:01:23,480
Speaker 2: I think the affordability crisis is hitting everybody, and so

23
00:01:23,880 --> 00:01:26,679
Speaker 2: you know, premiums are up double digits this year for everyone,

24
00:01:27,080 --> 00:01:29,640
Speaker 2: even if federal employee has got a twelve percent rate hike,

25
00:01:29,840 --> 00:01:33,200
Speaker 2: So you know, they get no love for having been

26
00:01:33,240 --> 00:01:35,720
Speaker 2: put out of work for you know, twenty seven weeks,

27
00:01:35,800 --> 00:01:38,760
Speaker 2: but they have to now pay more for their insurance too,

28
00:01:39,120 --> 00:01:41,440
Speaker 2: so at least they're suffering with the rest of us.

29
00:01:41,600 --> 00:01:44,319
Speaker 2: I do think that this is going to become a

30
00:01:44,400 --> 00:01:49,040
Speaker 2: campaign issue unfortunately, and Republicans are usually in trouble when

31
00:01:49,040 --> 00:01:52,360
Speaker 2: healthcare becomes a campaign issue. You know, I was a

32
00:01:52,440 --> 00:01:54,440
Speaker 2: veteran of the White House when we were doing repeal

33
00:01:54,440 --> 00:01:56,280
Speaker 2: and replace back in the day, and I can tell

34
00:01:56,320 --> 00:01:58,920
Speaker 2: you it's going to take longer than five weeks for

35
00:01:59,000 --> 00:02:01,640
Speaker 2: us to negotiate some sort of master plan here.

36
00:02:01,680 --> 00:02:04,080
Speaker 3: So I think that if the Democrats want.

37
00:02:03,960 --> 00:02:06,360
Speaker 2: To have another shutdown, they will do that at their

38
00:02:06,400 --> 00:02:09,440
Speaker 2: political peril. But you know, that may not be the

39
00:02:09,440 --> 00:02:11,040
Speaker 2: best thing for the American people at this point.

40
00:02:11,840 --> 00:02:12,600
Speaker 4: What happened.

41
00:02:13,000 --> 00:02:15,880
Speaker 1: I've done many topics the last few days weeks on

42
00:02:16,120 --> 00:02:19,720
Speaker 1: the failure of Obamacare, in which is government subsidizing and

43
00:02:19,840 --> 00:02:22,320
Speaker 1: billions of dollars that might be forty to fifty billion

44
00:02:22,320 --> 00:02:22,600
Speaker 1: a year.

45
00:02:22,680 --> 00:02:23,919
Speaker 4: Maybe you have the number.

46
00:02:23,840 --> 00:02:28,240
Speaker 1: That Washington sends directly to insurance companies under a promise

47
00:02:28,280 --> 00:02:32,440
Speaker 1: to hold down premiums and to the to the seven

48
00:02:32,520 --> 00:02:37,760
Speaker 1: percent twenty three million people on Obamacare. Why did Obamacare fail?

49
00:02:39,600 --> 00:02:42,400
Speaker 2: So the promise to hold down premiums has not really

50
00:02:42,560 --> 00:02:46,120
Speaker 2: been tested. Obviously, the premiums have skyrocketed. They've more than

51
00:02:46,160 --> 00:02:48,079
Speaker 2: tripled since twenty ten when.

52
00:02:47,960 --> 00:02:49,360
Speaker 3: The bill was first enacted.

53
00:02:49,680 --> 00:02:54,959
Speaker 2: However, affordability is sort of addressed by Obamacare because they

54
00:02:55,040 --> 00:02:56,480
Speaker 2: just subsidize.

55
00:02:55,880 --> 00:02:59,000
Speaker 3: Your overpriced premiums. And so the vast majority of people who.

56
00:02:58,840 --> 00:03:02,400
Speaker 2: Are buying their plan on the Obamacare exchanges are getting

57
00:03:02,520 --> 00:03:05,880
Speaker 2: premium subsidies, so their premiums are either free or they

58
00:03:05,919 --> 00:03:08,880
Speaker 2: are largely subsidized. And that is truly the only way

59
00:03:08,919 --> 00:03:11,840
Speaker 2: that you can keep anyone who is younger or healthier,

60
00:03:12,240 --> 00:03:16,399
Speaker 2: or who is not sort of already sick from fleeing

61
00:03:16,440 --> 00:03:19,000
Speaker 2: this market where it's so unaffordable.

62
00:03:18,440 --> 00:03:20,040
Speaker 3: That they don't see the value of it.

63
00:03:20,200 --> 00:03:22,120
Speaker 2: But they need to have all these younger, healthy people

64
00:03:22,160 --> 00:03:25,400
Speaker 2: in the insurance pool or the insurers do, or else

65
00:03:25,520 --> 00:03:27,079
Speaker 2: it'll go into what we call in the.

66
00:03:27,160 --> 00:03:29,960
Speaker 3: Insurance business the death spiral.

67
00:03:29,560 --> 00:03:33,160
Speaker 2: Where it's just sicker and older and sicker and older

68
00:03:33,160 --> 00:03:35,840
Speaker 2: people every year, and then the premiums go up, and

69
00:03:35,880 --> 00:03:38,760
Speaker 2: then a few more younger healthy people leave because they

70
00:03:38,760 --> 00:03:40,640
Speaker 2: can't afford it anymore, and then it's older and sicker

71
00:03:40,640 --> 00:03:42,600
Speaker 2: and so just get you get into the spiral, and

72
00:03:42,640 --> 00:03:43,760
Speaker 2: that's the.

73
00:03:43,760 --> 00:03:45,240
Speaker 3: Death of an insurance product.

74
00:03:45,640 --> 00:03:49,120
Speaker 2: So they have to force people to stay in the pool,

75
00:03:49,240 --> 00:03:52,400
Speaker 2: and that's why it's failing. It was never a good

76
00:03:52,480 --> 00:03:57,640
Speaker 2: value for young healthy people. When you're requiring these policies

77
00:03:57,640 --> 00:04:01,840
Speaker 2: to cover everything from abortion and trans surgeries to maternity

78
00:04:01,840 --> 00:04:06,200
Speaker 2: writers for men and you know, preventive cap smears for men,

79
00:04:06,600 --> 00:04:09,240
Speaker 2: you know like this is this is too much. It's

80
00:04:09,280 --> 00:04:12,280
Speaker 2: too much insurance coverage for what most people need, and

81
00:04:12,320 --> 00:04:14,680
Speaker 2: it's not enough insurance coverage for the people who do

82
00:04:14,800 --> 00:04:17,080
Speaker 2: need it because the deductibles are so high they can't

83
00:04:17,120 --> 00:04:19,040
Speaker 2: even afford to use their plan when they when they

84
00:04:19,080 --> 00:04:22,480
Speaker 2: do need it. So it's an absolute failure. I do

85
00:04:22,520 --> 00:04:25,680
Speaker 2: think that there are promising alternatives out there, like health

86
00:04:25,680 --> 00:04:30,440
Speaker 2: care sharing ministries, like health savings accounts like Direct primary Care,

87
00:04:30,440 --> 00:04:34,120
Speaker 2: which is sort of a Netflix subscription for unlimited primary care,

88
00:04:34,440 --> 00:04:38,239
Speaker 2: and people are fleeing to these better alternatives that feel

89
00:04:38,279 --> 00:04:40,880
Speaker 2: more human and feel more rational meeting their needs.

90
00:04:41,120 --> 00:04:44,000
Speaker 1: Funding of failure is what Washington does, which is why

91
00:04:44,240 --> 00:04:47,159
Speaker 1: Democrats want Obamacare to be funded. I spoke to a

92
00:04:47,200 --> 00:04:49,320
Speaker 1: twenty eight year old who called in a couple a

93
00:04:49,320 --> 00:04:51,800
Speaker 1: week or two ago, and this guy says, look, I

94
00:04:51,880 --> 00:04:54,080
Speaker 1: was in Obamacare for like two years. I got out

95
00:04:54,120 --> 00:04:56,800
Speaker 1: because I never I never used it. I never went

96
00:04:56,839 --> 00:04:59,880
Speaker 1: to the er. I never I had a primary care physician,

97
00:05:00,000 --> 00:05:01,800
Speaker 1: but I didn't feel a need to go. It was

98
00:05:01,839 --> 00:05:04,080
Speaker 1: costing me seven hundred dollars a month, and I'm thinking,

99
00:05:04,080 --> 00:05:06,120
Speaker 1: why am I doing it? I got rid of it. Plus,

100
00:05:06,120 --> 00:05:08,440
Speaker 1: he said to me, look, isn't it true, he called

101
00:05:08,480 --> 00:05:10,880
Speaker 1: me Uncle Bill. Isn't it true, Uncle Bill, that if

102
00:05:10,880 --> 00:05:13,000
Speaker 1: I have something bad happens to me, I can go

103
00:05:13,040 --> 00:05:16,200
Speaker 1: to the er anyway and get care at the er,

104
00:05:16,880 --> 00:05:18,800
Speaker 1: and if I can't pay for it, I can't pay

105
00:05:18,839 --> 00:05:21,080
Speaker 1: for it. So why have insurance if I get the

106
00:05:21,120 --> 00:05:24,320
Speaker 1: product anyway for nothing? How do you respond to him?

107
00:05:25,080 --> 00:05:29,120
Speaker 2: He's exactly right, He's making completely rational choices. You can

108
00:05:29,279 --> 00:05:31,760
Speaker 2: go to the er and they are required to treat

109
00:05:31,800 --> 00:05:34,240
Speaker 2: you regardless of your coverage. Now, you might end up

110
00:05:34,279 --> 00:05:37,040
Speaker 2: with a really horrific building said to you, you might end

111
00:05:37,080 --> 00:05:39,240
Speaker 2: up in collections over it, but at least you will

112
00:05:39,240 --> 00:05:41,240
Speaker 2: be treated in that moment if you're having a life

113
00:05:41,279 --> 00:05:45,320
Speaker 2: threatening issue. I totally sympathize with your caller because he's

114
00:05:45,360 --> 00:05:49,480
Speaker 2: the exact reason why Obamacare is failing. Young healthy people

115
00:05:49,880 --> 00:05:53,560
Speaker 2: they just seed no value in this product, so why

116
00:05:53,600 --> 00:05:57,760
Speaker 2: would they stay? And so you're left with only healthy, unhealthy,

117
00:05:57,800 --> 00:06:01,240
Speaker 2: expensive people driving up premium so that it happens even

118
00:06:01,320 --> 00:06:04,640
Speaker 2: worse next year. That's why this whole project has failed,

119
00:06:05,080 --> 00:06:07,359
Speaker 2: and that's why we've got to seek alternatives. I was

120
00:06:07,440 --> 00:06:11,960
Speaker 2: so encouraged by President Trump tweeting or rather truthing out

121
00:06:12,720 --> 00:06:15,520
Speaker 2: in the past couple of weeks about let's just stop

122
00:06:15,520 --> 00:06:18,599
Speaker 2: putting money in insurers' pocket and let's actually put it

123
00:06:18,640 --> 00:06:20,840
Speaker 2: in health savings accounts for people so they can go

124
00:06:20,880 --> 00:06:21,719
Speaker 2: buy what they want.

125
00:06:22,520 --> 00:06:25,560
Speaker 1: Great idea, but a Keem Jeffries and the Democrats don't

126
00:06:25,560 --> 00:06:27,880
Speaker 1: want any part of that because it puts the person

127
00:06:27,920 --> 00:06:30,920
Speaker 1: in charge, not big time health insurers who pay them

128
00:06:31,000 --> 00:06:31,880
Speaker 1: huge amounts of money.

129
00:06:31,920 --> 00:06:32,560
Speaker 4: And campaign.

130
00:06:32,760 --> 00:06:36,039
Speaker 1: I think the average America done understand that about how

131
00:06:36,160 --> 00:06:39,560
Speaker 1: much money every year goes from the US Treasury to

132
00:06:39,680 --> 00:06:42,960
Speaker 1: big time health insurers in order to knock down the

133
00:06:43,000 --> 00:06:47,000
Speaker 1: premiums of individuals who may not use the product at all?

134
00:06:47,080 --> 00:06:51,800
Speaker 1: And how much money is the taxpayer funding healthcare insurance companies.

135
00:06:51,839 --> 00:06:54,920
Speaker 4: How much money we're talking about about, it's.

136
00:06:54,800 --> 00:06:59,560
Speaker 3: About a trillion dollars. I published with it with a trillion.

137
00:06:59,440 --> 00:07:02,560
Speaker 2: With a John Houfkin's researchers a few years ago, we

138
00:07:02,720 --> 00:07:07,559
Speaker 2: estimated that almost half forty seven percent. But the entire

139
00:07:07,720 --> 00:07:10,760
Speaker 2: United States budget goes towards some form of health care.

140
00:07:13,000 --> 00:07:16,200
Speaker 1: Well, if you're United healthcare, are you in the business

141
00:07:16,440 --> 00:07:19,280
Speaker 1: having taken all this money from the government under Obamacare,

142
00:07:19,560 --> 00:07:22,320
Speaker 1: are you in the business and making sure that you're

143
00:07:22,480 --> 00:07:25,280
Speaker 1: ensured have great healthcare at low cost?

144
00:07:25,520 --> 00:07:27,720
Speaker 4: Or are you in the business of making money?

145
00:07:29,560 --> 00:07:32,440
Speaker 2: Well, that's exactly right. You know, these giant companies we

146
00:07:32,560 --> 00:07:36,120
Speaker 2: call them the Bukahs, Blue Cross, United Signa at nine, Humana, Buca,

147
00:07:36,600 --> 00:07:39,920
Speaker 2: and these these giant companies, nobody had ever heard of

148
00:07:40,040 --> 00:07:42,640
Speaker 2: some of them, you know, years ago, and now they're on.

149
00:07:42,680 --> 00:07:43,800
Speaker 3: The Fortune fifty list.

150
00:07:43,920 --> 00:07:48,120
Speaker 2: Their stockholders are loving it. Living it up, and you know,

151
00:07:48,320 --> 00:07:53,480
Speaker 2: their CEOs are living off they're billionaires. And you know, meanwhile,

152
00:07:53,600 --> 00:07:55,880
Speaker 2: United Healthcare is denying a third of every claim that

153
00:07:55,960 --> 00:07:58,920
Speaker 2: comes to them. And most people think of their insurer

154
00:07:59,160 --> 00:08:01,560
Speaker 2: like the cable compan They hate them. And so this

155
00:08:01,720 --> 00:08:04,080
Speaker 2: is a product that nobody really wants to pay for

156
00:08:04,200 --> 00:08:06,800
Speaker 2: because they don't see the value in it, and when

157
00:08:06,880 --> 00:08:09,480
Speaker 2: they really need it, when they really need it.

158
00:08:09,800 --> 00:08:12,680
Speaker 3: It's an absolute bureaucratic night there to use.

159
00:08:13,560 --> 00:08:16,200
Speaker 1: Aren't the insurance companies because they are a for profit

160
00:08:16,360 --> 00:08:20,800
Speaker 1: business in the business of denying claims and having high deductibilities.

161
00:08:20,840 --> 00:08:23,240
Speaker 1: And that's true because I listened to a Keem Jeffries.

162
00:08:23,400 --> 00:08:27,000
Speaker 1: If Republicans don't agree to this, you want people to

163
00:08:27,080 --> 00:08:28,920
Speaker 1: be sick and die in hospitals. You don't want people

164
00:08:28,960 --> 00:08:32,720
Speaker 1: to get medical care. In reality, the Democrats get millions

165
00:08:32,800 --> 00:08:37,160
Speaker 1: of dollars in campaign donations from insurance companies, and aren't

166
00:08:37,160 --> 00:08:39,839
Speaker 1: they in the business of making money and not in

167
00:08:39,920 --> 00:08:41,480
Speaker 1: the business of providing healthcare?

168
00:08:43,000 --> 00:08:45,840
Speaker 2: Well, the secret of the dirty little secret of healthcare

169
00:08:46,000 --> 00:08:50,280
Speaker 2: is that the insurers are interested in high prices from hospitals,

170
00:08:50,320 --> 00:08:52,800
Speaker 2: and hospitals are interested in lots of sick people.

171
00:08:53,120 --> 00:08:54,400
Speaker 3: So when you get paid.

172
00:08:54,679 --> 00:08:56,880
Speaker 2: When people are sick and high price stuff is done

173
00:08:56,920 --> 00:08:59,680
Speaker 2: to them, you're going to get more sickness and higher

174
00:08:59,720 --> 00:09:02,520
Speaker 2: price stuff. And that's what we're seeing over and over again.

175
00:09:03,120 --> 00:09:06,199
Speaker 1: You also say in this column, uh, you believe that

176
00:09:06,360 --> 00:09:09,960
Speaker 1: the recent US government shutdown that ended after forty three

177
00:09:10,040 --> 00:09:15,160
Speaker 1: days result of from protecting lucrative political donations from big

178
00:09:15,280 --> 00:09:18,840
Speaker 1: healthcare insurance. And the media never asked a King Jeffries

179
00:09:18,920 --> 00:09:22,920
Speaker 1: or Democrats the question, how come we're funding the BUCA,

180
00:09:23,120 --> 00:09:26,880
Speaker 1: the large Blue Cross Blue Shield and United Healthcare and SIGNA.

181
00:09:27,080 --> 00:09:30,360
Speaker 1: We're funding them and they're in the business of screwing

182
00:09:30,440 --> 00:09:31,439
Speaker 1: the policyholders.

183
00:09:31,640 --> 00:09:33,280
Speaker 4: Why isn't that brought up by the media.

184
00:09:34,920 --> 00:09:37,720
Speaker 3: Well, you know, to be fair to these politicians.

185
00:09:37,800 --> 00:09:40,319
Speaker 2: And let me tell you, the healthcare swamp funds all

186
00:09:40,400 --> 00:09:42,880
Speaker 2: parties and every single one of them. You know, the

187
00:09:42,960 --> 00:09:46,040
Speaker 2: farm industry alone has four or five lobbyists for every

188
00:09:46,120 --> 00:09:49,480
Speaker 2: member of Congress. So nobody is innocent here in DC.

189
00:09:49,800 --> 00:09:52,040
Speaker 2: But I will tell you that you know, these people,

190
00:09:52,640 --> 00:09:55,320
Speaker 2: they are in the business of making money and profiting

191
00:09:55,440 --> 00:09:59,240
Speaker 2: off of our sickness. But the American people are also

192
00:09:59,559 --> 00:10:04,000
Speaker 2: apol polutely committed to having insurance at any cost. I mean,

193
00:10:04,480 --> 00:10:08,920
Speaker 2: we have seen that. Unfortunately, if you try to take

194
00:10:08,920 --> 00:10:11,839
Speaker 2: I mean the battlescars from the repeal and replaced effort

195
00:10:12,000 --> 00:10:15,200
Speaker 2: in twenty seventeen, if you try to take a single

196
00:10:15,360 --> 00:10:20,240
Speaker 2: dollar away from insurance subsidies for even a small percentage

197
00:10:20,280 --> 00:10:24,160
Speaker 2: of of the American people, you will lose the next election.

198
00:10:24,360 --> 00:10:26,720
Speaker 2: So I think the Republicans take this issue on at

199
00:10:26,760 --> 00:10:29,439
Speaker 2: their peril. The Democrats take this issue on at their peril.

200
00:10:29,640 --> 00:10:31,760
Speaker 2: It's very perils. It's going to make everybody a little

201
00:10:31,760 --> 00:10:33,640
Speaker 2: bit scared. So it'll be very interesting to see what

202
00:10:33,679 --> 00:10:34,720
Speaker 2: happens over the next few weeks.

203
00:10:34,880 --> 00:10:37,960
Speaker 1: You seem to say, almost Katie Talento of the Alliance

204
00:10:38,040 --> 00:10:41,959
Speaker 1: for Health Care Sharing, it's almost a soluble problem. The

205
00:10:42,080 --> 00:10:45,440
Speaker 1: Democrats are incentivized to keep the issue front and center.

206
00:10:45,600 --> 00:10:48,439
Speaker 1: By the way, Obamacare had little or nothing to do

207
00:10:48,559 --> 00:10:50,880
Speaker 1: with the shutdown, because the shutdown was shutting down the

208
00:10:50,960 --> 00:10:53,720
Speaker 1: whole government. So the Democrats said, look, we're not going

209
00:10:53,760 --> 00:10:56,080
Speaker 1: to pay the soldiers, We're going to make TSC agents

210
00:10:56,080 --> 00:10:59,520
Speaker 1: sleep in their cars. We're going to shut down snap,

211
00:10:59,559 --> 00:11:01,920
Speaker 1: We're going to shut down the entire government on this

212
00:11:02,240 --> 00:11:05,679
Speaker 1: unrelated issue of giving money to insurance companies out of

213
00:11:05,679 --> 00:11:08,480
Speaker 1: the public treasury. And I think the American people bought

214
00:11:08,520 --> 00:11:11,520
Speaker 1: it because politically, most of the polls now indicate this

215
00:11:11,679 --> 00:11:16,080
Speaker 1: weekend that Republicans are blamed for the shutdown and not Democrats.

216
00:11:16,320 --> 00:11:19,439
Speaker 1: So when Republicans voted to open the government and Democrats

217
00:11:19,559 --> 00:11:22,319
Speaker 1: voted to close the government, the American people believe that

218
00:11:22,480 --> 00:11:25,439
Speaker 1: the Republicans closed the government and the Democrats wanted to

219
00:11:25,480 --> 00:11:28,400
Speaker 1: open the government, when in reality, the Republicans wanted to

220
00:11:28,440 --> 00:11:31,160
Speaker 1: open the government and the Democrats wanted to close the government.

221
00:11:31,280 --> 00:11:34,960
Speaker 1: You know what I'm saying, Democratically, the Democratic Party.

222
00:11:34,800 --> 00:11:37,199
Speaker 4: Won, no.

223
00:11:37,440 --> 00:11:39,800
Speaker 2: I mean, they're in a civil war right now over.

224
00:11:40,160 --> 00:11:43,800
Speaker 2: You know, they're eight traders who actually opened the government.

225
00:11:44,000 --> 00:11:46,520
Speaker 2: But those eight traders, the Democrats who voted with the

226
00:11:46,559 --> 00:11:49,640
Speaker 2: Republicans to reopen the government, they're the ones in the

227
00:11:49,720 --> 00:11:52,800
Speaker 2: swing states, so they kind of know that this is

228
00:11:52,880 --> 00:11:55,920
Speaker 2: not actually a good plan to just shut down not

229
00:11:56,080 --> 00:11:58,080
Speaker 2: do their jobs for months on end.

230
00:11:58,360 --> 00:12:00,320
Speaker 3: So I think Democrats that actually are in.

231
00:12:00,400 --> 00:12:05,000
Speaker 2: Any kind of political peril, we're thanking these eight behind

232
00:12:05,040 --> 00:12:06,880
Speaker 2: the back, behind the scenes all right now.

233
00:12:07,000 --> 00:12:10,920
Speaker 1: And lastly, for those of us who receive healthcare from

234
00:12:11,000 --> 00:12:14,360
Speaker 1: our employer, I work for a large company, and it

235
00:12:14,480 --> 00:12:17,320
Speaker 1: takes a degree in Chinese calculus to figure out all

236
00:12:17,400 --> 00:12:19,479
Speaker 1: the plans and the deductibilities.

237
00:12:19,679 --> 00:12:21,680
Speaker 4: And you want this rider? Do you want that rider?

238
00:12:21,760 --> 00:12:23,719
Speaker 4: Do you want prescriptive care? Do you want not want it?

239
00:12:23,760 --> 00:12:25,800
Speaker 1: Do you want maternity care? I don't need that very much.

240
00:12:26,240 --> 00:12:28,439
Speaker 1: Do I need transgender care? Which I don't think? God

241
00:12:28,520 --> 00:12:30,920
Speaker 1: hope I never need that. And so I leave it

242
00:12:31,000 --> 00:12:33,160
Speaker 1: to my wife to decide what do we do. And

243
00:12:33,280 --> 00:12:37,400
Speaker 1: according to polling, the majority of employee or employee based

244
00:12:37,440 --> 00:12:40,960
Speaker 1: plans are popular with employees, which is about one hundred

245
00:12:40,960 --> 00:12:43,960
Speaker 1: and fifty some million people. But still the cost keeps

246
00:12:44,040 --> 00:12:47,199
Speaker 1: going up. If you're on Medicare Medicaid generally you pay

247
00:12:47,280 --> 00:12:49,120
Speaker 1: little or nothing anyway. You don't have a dog in

248
00:12:49,160 --> 00:12:52,240
Speaker 1: the fight. So can you tell me get out your

249
00:12:52,280 --> 00:12:55,959
Speaker 1: crystal ball, Katie Talento? How does this issue resolve itself

250
00:12:56,280 --> 00:12:58,480
Speaker 1: without a complete collapse of our medical system?

251
00:12:58,880 --> 00:12:59,719
Speaker 4: How do we resolve it?

252
00:13:01,679 --> 00:13:04,360
Speaker 3: Well, I don't know that we're going to resolve that. Again,

253
00:13:04,600 --> 00:13:05,480
Speaker 3: I'm very nervous.

254
00:13:05,760 --> 00:13:08,439
Speaker 2: I'm very nervous that we're going to end up with

255
00:13:08,520 --> 00:13:12,280
Speaker 2: single payer at some point because it is not a

256
00:13:12,320 --> 00:13:15,560
Speaker 2: sustainable trajectory. And you're exactly right that those who are

257
00:13:15,600 --> 00:13:19,240
Speaker 2: bearing the largest cost of this are wage earners at

258
00:13:19,400 --> 00:13:22,679
Speaker 2: big employers who are actually paying for most healthcare in

259
00:13:22,760 --> 00:13:23,160
Speaker 2: this country.

260
00:13:23,200 --> 00:13:23,560
Speaker 3: You're right.

261
00:13:23,640 --> 00:13:27,640
Speaker 2: Half those country is insured on the job. And those companies,

262
00:13:27,800 --> 00:13:30,280
Speaker 2: you know, they have some other core mission that's not

263
00:13:30,480 --> 00:13:32,959
Speaker 2: running a health plan, but they're now in the health

264
00:13:33,000 --> 00:13:36,719
Speaker 2: insurance business, and that business is absolutely spiraling. And so

265
00:13:37,200 --> 00:13:40,840
Speaker 2: it's a huge crisis for every company. And so if

266
00:13:40,880 --> 00:13:43,640
Speaker 2: we don't get this under control, I fear very much

267
00:13:43,840 --> 00:13:46,439
Speaker 2: it will be the business community that pressures Congress to

268
00:13:46,800 --> 00:13:48,720
Speaker 2: have a complete government takeover of healthcare.

269
00:13:49,000 --> 00:13:53,120
Speaker 1: Lastly, explain single payer. I have a pretty good grasp

270
00:13:53,160 --> 00:13:56,319
Speaker 1: of what it is that everyone under medicare. Explain to

271
00:13:56,400 --> 00:14:00,280
Speaker 1: the average Americans what is single payer, how would it work?

272
00:14:00,480 --> 00:14:01,720
Speaker 4: And why is it a bad idea?

273
00:14:03,440 --> 00:14:05,599
Speaker 2: Yeah, so, single payer is what every other country in

274
00:14:05,640 --> 00:14:08,360
Speaker 2: the world, literally every other country in the world, has

275
00:14:08,440 --> 00:14:12,000
Speaker 2: decided to do about healthcare, where the government actually pays

276
00:14:12,240 --> 00:14:14,040
Speaker 2: for healthcare, and they do it in different ways. In

277
00:14:14,120 --> 00:14:17,240
Speaker 2: some countries like Israel and Germany, they basically do it

278
00:14:17,400 --> 00:14:20,720
Speaker 2: like an Obamacare on steroids, where it's all filter through

279
00:14:20,800 --> 00:14:22,400
Speaker 2: insurance companies which are.

280
00:14:22,400 --> 00:14:23,400
Speaker 3: Just agents of the state.

281
00:14:23,480 --> 00:14:25,680
Speaker 2: But at least you pick an insurance plan like Medicare

282
00:14:25,720 --> 00:14:30,920
Speaker 2: advantage for instance. But other countries like the UK or

283
00:14:31,120 --> 00:14:33,800
Speaker 2: like Canada, you know, they just have the government. You

284
00:14:33,920 --> 00:14:36,400
Speaker 2: just walk into the government clinic and the government hospital.

285
00:14:36,080 --> 00:14:37,360
Speaker 3: And there are no insurance companies.

286
00:14:37,640 --> 00:14:40,240
Speaker 2: And the reason why this is a problem, and I

287
00:14:40,320 --> 00:14:43,440
Speaker 2: mean again like there are trade offs. Right for some

288
00:14:43,680 --> 00:14:46,920
Speaker 2: services like primary care, it's a much better experience and

289
00:14:47,000 --> 00:14:50,080
Speaker 2: it's much more sane in these countries where you have

290
00:14:50,320 --> 00:14:53,600
Speaker 2: easy and free and unlimited access to primary care and

291
00:14:53,640 --> 00:14:57,520
Speaker 2: preventive care. But what happens in these situations is when

292
00:14:57,600 --> 00:15:00,480
Speaker 2: it comes times that you need specialty care, there is

293
00:15:00,760 --> 00:15:03,960
Speaker 2: rationing and long lines, and you don't get the best technology,

294
00:15:04,000 --> 00:15:07,440
Speaker 2: and you don't get the timely treatment, and cancer patients

295
00:15:07,480 --> 00:15:09,880
Speaker 2: are waiting, and people with you know who need knee

296
00:15:09,920 --> 00:15:12,560
Speaker 2: replacements are waiting for years. There are people who die

297
00:15:12,640 --> 00:15:15,200
Speaker 2: on the wait list for their knee replacement. So it's

298
00:15:15,320 --> 00:15:18,840
Speaker 2: just it's not a good situation, and America has chosen.

299
00:15:18,600 --> 00:15:21,920
Speaker 3: A different path. I hope that we figure a way

300
00:15:22,000 --> 00:15:22,400
Speaker 3: out of this.

301
00:15:22,520 --> 00:15:24,960
Speaker 2: There are some innovative and creative ideas out there, like

302
00:15:25,040 --> 00:15:28,040
Speaker 2: health care sharing ministries, like health savings accounts for everyone

303
00:15:28,400 --> 00:15:30,960
Speaker 2: I think that might help as we As you know,

304
00:15:31,080 --> 00:15:34,560
Speaker 2: President Trump actually implemented when I was there, a Christ

305
00:15:34,600 --> 00:15:39,000
Speaker 2: transparency initiative, forcing hospitals and ensures to post their secret

306
00:15:39,080 --> 00:15:42,080
Speaker 2: prices publicly in an effort to try to create a

307
00:15:42,160 --> 00:15:44,400
Speaker 2: health care market. What we have right now is either

308
00:15:44,440 --> 00:15:47,360
Speaker 2: free nor market in healthcare. So to the extent that

309
00:15:47,440 --> 00:15:51,120
Speaker 2: we can force an actual Christ competition in health care,

310
00:15:51,400 --> 00:15:53,120
Speaker 2: we might just be able to pull this thing off.

311
00:15:53,320 --> 00:15:54,840
Speaker 2: But it's going to take a miracle from God.

312
00:15:55,720 --> 00:15:55,880
Speaker 4: Yeah.

313
00:15:55,960 --> 00:16:00,400
Speaker 1: Well, Katie Talento, executive director of Alliance of health Care Sharing,

314
00:16:00,520 --> 00:16:03,800
Speaker 1: you've laid it out, and I fear this issue is

315
00:16:03,880 --> 00:16:06,640
Speaker 1: too easy to demagogue, which means you're I had it

316
00:16:06,680 --> 00:16:09,440
Speaker 1: toured within ten years of Medicare for All system in

317
00:16:09,560 --> 00:16:14,160
Speaker 1: which you will ration healthcare, and it's gonna be similar

318
00:16:14,280 --> 00:16:17,680
Speaker 1: to Canada. And most of my Canadian friends get their

319
00:16:17,760 --> 00:16:21,880
Speaker 1: medical services of any exceptional quality or quantity from the

320
00:16:22,000 --> 00:16:24,480
Speaker 1: United States. They don't stick in Canada because to get

321
00:16:24,480 --> 00:16:27,240
Speaker 1: a knee replacement or they have cancer treatment is thinking

322
00:16:27,400 --> 00:16:30,040
Speaker 1: months you'll die on the list before it's replaced. And

323
00:16:30,080 --> 00:16:33,080
Speaker 1: if someone needs a knee replacement in America, you can

324
00:16:33,080 --> 00:16:36,280
Speaker 1: get it a week from Tuesday. Katie Talento, you're a

325
00:16:36,320 --> 00:16:38,680
Speaker 1: great American. Laid out the problems once again. Thank you

326
00:16:38,800 --> 00:16:41,200
Speaker 1: for coming on the Bill Cunningham Show. And Katie, you're

327
00:16:41,200 --> 00:16:42,640
Speaker 1: a great American. Thank you very much.

328
00:16:43,800 --> 00:16:45,520
Speaker 3: Thank you Bill, you too, God bless you.

329
00:16:45,600 --> 00:16:46,840
Speaker 4: Let's continue with more. There you go.

330
00:16:48,640 --> 00:16:51,960
Speaker 1: I don't know what to say, but the politicians, especially Democrats,

331
00:16:52,000 --> 00:16:55,120
Speaker 1: are not incentivized to solve the problem because politically, in

332
00:16:55,160 --> 00:16:59,360
Speaker 1: their minds, they benefit from low information voters. Bill Cunningham

333
00:16:59,360 --> 00:17:01,040
Speaker 1: News Radio one hundreds that w you all.

334
00:17:01,080 --> 00:17:01,320
Speaker 3: Don me