Speaker 1: Do you want to be an Americanadio Scott's longshoe back
Speaker 1: on seven hundred WLW fun fat. Here's a fun fact
Speaker 1: to start your busy day. The amount of money that
Speaker 1: we spend on healthcare in the United States has tripled
Speaker 1: since two thousand, So in less than a quarter century,
Speaker 1: less than twenty five years, the amount of money we
Speaker 1: spend on healthcare has tripled. So one point four trillion
Speaker 1: to five trillion, pretty close to triple, right. More than
Speaker 1: third of Ohio and struggled play her medical bills last month.
Speaker 1: The city of Cincinnati, and this is kind of like
Speaker 1: a side eye to Aftab who's running for mayor. So yeah,
Speaker 1: that's probably why. But gave a million and a half
Speaker 1: to nonprofit that buys medical debt from hospitals. That wiped
Speaker 1: out some two hundred and twenty million dollars in debt
Speaker 1: for about twelve thousand Cincinnati. So next up, though, state wide,
Speaker 1: is Ohio's Medical Debt Fairness Act. What is that? Well,
Speaker 1: Ohio Representative Michelle Grimm out of Toledo, out of the
Speaker 1: Glass cities here, she has a sponsor of House Bill
Speaker 1: two fifty seven. Michelle, how are you?
Speaker 2: I'm great? How are you, Scott.
Speaker 1: I'm doing fine. All is well in the Glass City,
Speaker 1: I presume, yeah, all as well?
Speaker 3: All right?
Speaker 1: I had I think Gary Jeff Walker, one of our
Speaker 1: guys at work here, was driving through Toledo, was thinking
Speaker 1: to me, said I stopped and had a Pacos honky dog.
Speaker 1: And let me tell you something, if you're passing through
Speaker 1: child to stop at Tony Paco's and get some chili,
Speaker 1: get a honky dog. Much different than Cincinnati style, but pleasing.
Speaker 1: None the loss. All right, So medical debt has I
Speaker 1: think it's still the leading source and has been for
Speaker 1: a while, leading source on paid bills and credit reports
Speaker 1: for a long time now in medical debt's like sixty
Speaker 1: percent of consumer debt on credit reports, which is incredible.
Speaker 1: So that those that's the rail that we're facing here.
Speaker 1: So what does House Bill two fifty seven do? What's
Speaker 1: your proposal to do?
Speaker 4: Sure?
Speaker 5: So, how still two fifty seven would do three key things.
Speaker 5: It would prohibit hospitals debt collectors from reporting on credit reports,
Speaker 5: It would ban wage gurnishment, and it would tap interest
Speaker 5: of medical debt ode to three percent because right now
Speaker 5: we have a statutory eight percent interest, So that would
Speaker 5: cap that at three percent.
Speaker 1: Okay, so let's start with a three percent medical to
Speaker 1: The interest that you would pay right now on any
Speaker 1: medical bill is certainly higher than three percent, and that
Speaker 1: keeps up with inflation presumably tied to maybe tied to
Speaker 1: inflation here, but typically how much of that debt? Are
Speaker 1: we talking about? How much should people just pay an
Speaker 1: interest on the medical debt now?
Speaker 5: So I you know, I think that's hard to gauge,
Speaker 5: but I would say that the average person has about
Speaker 5: the average person who has medical debt has about twelve
Speaker 5: hundred dollars and while we don't report under five hundred
Speaker 5: dollars and credit reports right now, that's taking away about
Speaker 5: the majority of people who have medical.
Speaker 2: Debt and.
Speaker 5: Not giving them a chance to repair their credit or
Speaker 5: purchase a home or even get a job, because credit
Speaker 5: reports are they continder people getting a job or getting
Speaker 5: an apartment or getting a mortgage. So so that that
Speaker 5: leaves a lot of people out well.
Speaker 1: Getting getting getting insurance for that metal like car insurance
Speaker 1: for example. Everybody pulls your credit.
Speaker 5: Report now, yeah, for sure, And so our bill would
Speaker 5: prohibit any type of credit reporting and medical.
Speaker 1: Debt all right, So on that one of the one
Speaker 1: of the complaints you hear from the debt collection industry,
Speaker 1: which I can't imagine a lot of people signing with
Speaker 1: the debt collection industry, but it says, hey, listen, you're
Speaker 1: essentially encouraging people to be dead beats. Basically, what they're
Speaker 1: saying is that if you take a conscious consequence away
Speaker 1: from people for non payment, that's going to lead the
Speaker 1: higher healthcare costs for everyone because people look at it going, well,
Speaker 1: I don't have to pay if the government's going to
Speaker 1: and you know, there's a moral hazard there to and
Speaker 1: that's that's the problem with universal healthcare is you know,
Speaker 1: well people just simply go to the emergency. If I
Speaker 1: don't have to pay for it, I'll overuse it. That's
Speaker 1: a theory.
Speaker 5: So you would still have to pay your bills, of course,
Speaker 5: because it would just not be on your credit report.
Speaker 5: But I would also argue that there's been studies that
Speaker 5: said medical debt is a poor indicator of paying other
Speaker 5: types of credit. So if you had credit cards, or
Speaker 5: paying your mortgage, or paying your light bill, your electric bill,
Speaker 5: but if you have medical debt, that's a poor indicator
Speaker 5: whether you're going to pay other debts back and people,
Speaker 5: do you want to pay off their medical bills? Medical
Speaker 5: bills can be medical debt can be embarrassing, but it's
Speaker 5: not their fault. It's really a fault of a broken system.
Speaker 5: It's not a debt of luxury. It is a debt
Speaker 5: of necessity. So that's what I would argu you back,
Speaker 5: is that people people do want to pay their bills back,
Speaker 5: and putting these predatory practices in place hinders a lot
Speaker 5: of people from doing that.
Speaker 1: In that regard, Michelle Grim, is there a means test
Speaker 1: or income requirement? I mean, you know, it sounds all
Speaker 1: long good that people do want to pay their debts off,
Speaker 1: generally speaking, But how do we separate people who generally
Speaker 1: can't afford to pay versus those who simply say I'm
Speaker 1: not going to pay or choose not to pay.
Speaker 5: So I think that there when you look at the studies,
Speaker 5: it's a lot of people who cannot afford to pay,
Speaker 5: a lot of people do want to pay their bills,
Speaker 5: but they simply can't afford it. They're they're choosing between
Speaker 5: putting food on the table, or paying their their electric bill,
Speaker 5: or paying their mortgage, or paying their medical debt off.
Speaker 5: So it's it is a lot of people who don't
Speaker 5: have any savings or anything like that.
Speaker 2: A lot of people.
Speaker 5: Don't have a thousand dollars for urgency, and that's why
Speaker 5: we're putting people in a bind with medical debt. But
Speaker 5: we want to help people with House boold to fifty seven.
Speaker 1: Yeah, this is Michelle Grimm. She's out of Toledo House
Speaker 1: Bill two fifty seven. She's go sponsoring this one to
Speaker 1: help people with medical debt because one in three Ohio
Speaker 1: WANs carries some sort of medical debts and number one
Speaker 1: cause of bankrow. I think we're the top two costs
Speaker 1: of bankruptcy in the United States, but one drives the other.
Speaker 1: Job lessess so would be number one, and health insurance
Speaker 1: bankruptcy is another one. And I think those two go
Speaker 1: hand in hand because for a lot of people, their
Speaker 1: jobs and healthcare are tied together, which is part of
Speaker 1: the problem. This would limit medical interest to what you say,
Speaker 1: three percent a year. You can't guard someone's wages for
Speaker 1: medical debt collection, and hospitals and providers can't report medical
Speaker 1: debt to credit agencies right now, and I think in
Speaker 1: the last few years were reformed it used to be.
Speaker 1: I believe Michelle unpaid medical bills were kicked over to
Speaker 1: credit reporting agencies after like sixty or one hundred and
Speaker 1: twenty days, and now it's a full year.
Speaker 3: Correct, correct?
Speaker 1: Yeah, So, I mean even the credit industry has said, hey,
Speaker 1: you know, we've got to we've got to we've got
Speaker 1: to ease back a little bit here, man, after a
Speaker 1: full year. Now does that mean that people aren't making
Speaker 1: any payments whatsoever? If you pay a little bit of money,
Speaker 1: does that keep you from being reported to credit agencies?
Speaker 1: How does that work? Or is that what this what
Speaker 1: two fifty seven seeks to do.
Speaker 5: So I think it depends. I think typically I think
Speaker 5: if you're making payments that it would not be reported.
Speaker 5: But I think in some instances you will see reports that,
Speaker 5: like people are making payments or maybe they fell behind,
Speaker 5: so and you know what I was talking about before,
Speaker 5: they maybe sell behind one or two months and then
Speaker 5: it gets reported on the credit report. So you know,
Speaker 5: the system isn't really fair for consumers, and we want
Speaker 5: to make it a little fair for people to get ahead,
Speaker 5: for people to have a fighting chance. So you know,
Speaker 5: I think that a lot of the arguments against this
Speaker 5: too is we around wage garnishments. I do want your
Speaker 5: listeners to look up this article from Signal, Ohio about
Speaker 5: a rural hospital of Logan County who has who has
Speaker 5: sued twenty seven hundred patients in the last two years. Yeah,
Speaker 5: and a lot of their a lot of the judgments
Speaker 5: in court were wage garnishments. So people are paying up
Speaker 5: to twenty five percent of their They're getting up to
Speaker 5: twenty five percent of their checks garnished their payroll checks,
Speaker 5: plus they're paying that eight percent interest.
Speaker 6: So that's that's pretty cool.
Speaker 1: I think most people listening. Wow, Okay, I'm not quite sure.
Speaker 1: I want to stay down out medical bills. At the
Speaker 1: same time, like, how am I supposed to live if
Speaker 1: i'm That's almost like child support? Right In child support,
Speaker 1: you had a conscious should have a child, and you
Speaker 1: provide for your child. That's a different matter than Hey,
Speaker 1: I just got sick, and maybe I got sick because
Speaker 1: it's something at work or I fail or something along
Speaker 1: the way. It happens all of us at some point
Speaker 1: or another. And now that we're taking a quarter of
Speaker 1: your wages, that seems confiscate. How can you live on
Speaker 1: the other seventy five percent?
Speaker 5: And I go back to what you just said. So
Speaker 5: we're not again, we're not suggesting that the state is
Speaker 5: paying medical bills. We're just saying we're going to have
Speaker 5: these parameters of credit reports, wage garnership, and interest rate.
Speaker 5: So I just wanted to kind of.
Speaker 1: Yeah, that's fair.
Speaker 3: I was.
Speaker 1: I was referring more to what we did in Cincinnati
Speaker 1: not long ago, and council approved a million and a
Speaker 1: half to a nonprofit that collected money and wiped out
Speaker 1: about two hundred and twenty million debt for twelve thousand
Speaker 1: Cincinnatians and just buying the debt from the credit companies.
Speaker 5: So I actually did that in Toledo about it'll be
Speaker 5: three years ago. So Toledo kind of led the way
Speaker 5: for cities with the first one, and so we actually
Speaker 5: eliminated debt for about one hundred and twelve thousand people
Speaker 5: around the region, including forty three thousand Lucas County residents.
Speaker 5: And that not profit is undue medical debt. They do
Speaker 5: great work, so and they negotiate directly with the hospitals.
Speaker 1: So yeah, i'd contemplate that one because this is outside
Speaker 1: of your scope as a state lawmaker, Michelle Grimm. But
Speaker 1: the beef I have, like, for example, the government shutdown
Speaker 1: over Obamacare and the ACA. You know, we're fighting O
Speaker 1: our subsidies. The problem it's not not healthcare. We're so
Speaker 1: we're taking money from a group of taxpayers and transferring
Speaker 1: it to another money of pad taxpayers without addressing the
Speaker 1: problem in Congress for a long time. And we would
Speaker 1: need all this stuff if we would just reform healthcare
Speaker 1: properly instead of having Democrats and Republicans fight each other
Speaker 1: and into this insane stuff. I mean Obamacare, it makes
Speaker 1: it doesn't make it affordable. Uh, it's extremely expensive. Is
Speaker 1: the problem is a misnomer. You're just here, you're subsidizing
Speaker 1: something that's extremely expensed. Let let's figure out why we're
Speaker 1: paying you know, three times more than than most double
Speaker 1: what most countries are for less health care. It doesn't
Speaker 1: make any sense.
Speaker 5: Yeah, yeah, no, I would absolutely agree with that, and
Speaker 5: I would I would say that a lot of people
Speaker 5: in the healthcare space looking at the core problem, which
Speaker 5: is our work at healthcare system which it would absolutely
Speaker 5: agree with that. And so I know we're here not
Speaker 5: to talk about ADO, but what what what they're able
Speaker 5: to do is they're able to purchase that pennies on
Speaker 5: the dollar from hospital systems or second second the secondary market.
Speaker 5: But you know, people do uh people have you know,
Speaker 5: I've gotten I've gotten a lot of emails and a
Speaker 5: lot of calls saying like I got a letter from
Speaker 5: New Medical Debt, Thank you very much. It really did
Speaker 5: help a lot of people. But yes, you are correct,
Speaker 5: and does not solve the broken healthcare system, right, and
Speaker 5: you know that's what you know, that's what we need
Speaker 5: to keep working on. And so bills like House Bill
Speaker 5: to fifty seven, they make the rules a little bit fairer,
Speaker 5: but we still have a lot.
Speaker 7: Of work to do.
Speaker 1: Yeah, you mentioned Logan County, Small and Logan Counties right
Speaker 1: now are listing areas in the I think are around
Speaker 1: the where the Armstrong space you know, Wapa Canata up
Speaker 1: that way. Yeah, yeah, about an hour an hour and
Speaker 1: a half hour forty minutes from us here in Cincinnati,
Speaker 1: So Logan County pastor and if you're going up north
Speaker 1: to Toledo, for example, so in that county you said
Speaker 1: that you know, they're garnishing people's wages and like, and
Speaker 1: I kind of get that in a sense is I
Speaker 1: don't know if they're being confiscatory and it's you know,
Speaker 1: the evil capitalists twirling his mustache in the corner lighting
Speaker 1: a cigar with one thousand dollars bills. But in some sense,
Speaker 1: hospitals and especially rural hospitals are under struggles right now.
Speaker 1: We're having a number of them closed a realt of
Speaker 1: the healthcare system which is not going to serve anyone
Speaker 1: in those areas. How do you ensure they still get
Speaker 1: fair payment while protecting the patients from excessive debt collection practices.
Speaker 5: So I think it's going to hurt our rule hospitals
Speaker 5: in the long run. Is the cuts to Medicaid and
Speaker 5: Medicare and also the increased costs because the ACA SUN
Speaker 5: subsidies may go away. So that's going to be really
Speaker 5: where they're going to hit get hit the hardest. It's
Speaker 5: not gonna be because they can't put it on our
Speaker 5: current report or they can't garnish wages. A lot of
Speaker 5: hospitals actually don't garnish wages or sue their patients. This
Speaker 5: is actually a pretty aggressive practice with this one hospital
Speaker 5: because actually a lot of hospitals.
Speaker 1: Don't do that.
Speaker 5: They you know, tend to try to work with the
Speaker 5: patient or they or they send it to debt collection,
Speaker 5: but not every but not every hospital does that. Couples
Speaker 5: of hospitals in the area in the state have said
Speaker 5: that this doesn't this build has those two fifty seven
Speaker 5: doesn't really affect us. It doesn't affect our operations.
Speaker 2: So but.
Speaker 5: So Yeah, that's what I would say.
Speaker 1: Is that maybe it's just but maybe more like the
Speaker 1: rural I mean, because you look at rural areas that
Speaker 1: are losing population and they've got one hospital or clinic
Speaker 1: and now you've got fewer people in there. So I
Speaker 1: get the model. Whereas in Cincinnati and Dayton, Toledo, in
Speaker 1: bigger cities, you can absorb those costs, but better you
Speaker 1: have more people to draw.
Speaker 5: Yeah, but again I think that what's coming down the
Speaker 5: pipeline here is our cuts to Medicaid and our cuts
Speaker 5: to Medicare and the AC subsidies going away. It's really
Speaker 5: going to for our rural hospital systems, not prohibiting putting
Speaker 5: medical debta credible.
Speaker 1: It's a hospital two fifty seven, and medical debt is
Speaker 1: a crisis in America, has been for a long time.
Speaker 1: Makes it about sixty percent of our consumer debt. This
Speaker 1: would limit the interest on that to three percent a
Speaker 1: hear capit of three percent interest, Ban wage garnishment for
Speaker 1: medical debt collections, and stop hospitals and providers and debt
Speaker 1: collectors from reporting that debt to credit agencies provided you're
Speaker 1: paying something. I mean, isn't it safe to say? In
Speaker 1: the end, most hospitals, hey, listen, I owe all this money,
Speaker 1: and here's what I make. We've got to work on
Speaker 1: a payment plan, whether it's you know, twenty bucks a
Speaker 1: month or something like that, which you'll never touch it,
Speaker 1: but at least I'm giving you something. Does that satisfy
Speaker 1: most hospitals if put the effort.
Speaker 5: In So, you know, I think I can't speak for
Speaker 5: the hospital systems, but certainly a lot of the hospital
Speaker 5: systems to work out payment plans. They also offer charity
Speaker 5: care options. People can ask for charity care options, and
Speaker 5: I would really encourage folks to do that. Just kind
Speaker 5: of look at all of your options. So if you
Speaker 5: do have medical debt or bills you can't pay questions.
Speaker 5: So this is kind of my call to action for everybody.
Speaker 5: Ask questions. Ask you know, hey, why was I charged this?
Speaker 5: Or can I set up a paynut plan? Or hey,
Speaker 5: I can't afford this right now. So I would say
Speaker 5: keep you know, negotiate with the hospital or the deck
Speaker 5: collection agency and just make sure that you're uh negotiating
Speaker 5: that way because you you do have negotiating power and
Speaker 5: you can work on uh making sure that you you
Speaker 5: do you do keep up with your bills and you
Speaker 5: don't fall behind and it does go on your credit
Speaker 5: report until you know, until just stack so so so yeah,
Speaker 5: I would say, like, you know, just work, you know, talk,
Speaker 5: talk to the hospitals, look at your medical bills, ask questions,
Speaker 5: and you know, the hospitals should be happy to work
Speaker 5: with you.
Speaker 1: Right, uh, Michelle, that you have by apersionans sport for
Speaker 1: those are bipartisionation.
Speaker 2: Yes, yeah, absolutely.
Speaker 5: It touches every So my my joint sponsor is Representative
Speaker 5: Jeane Schmidt. So uh I you know, it touches everybody's district,
Speaker 5: everybody's district. Yeah, so you know, it's not just rural
Speaker 5: districts or urban districts or suburban districts. Is everybody's district
Speaker 5: and everybody everybody knows someone who has had medical debt
Speaker 5: or has medical debt currently. And you know, again, we
Speaker 5: want to make sure that the playing field is a
Speaker 5: little fair for people, and we want to make sure
Speaker 5: people get ahead and not keep them down. And I
Speaker 5: think the House will two fifty seven.
Speaker 4: Uh.
Speaker 5: While it doesn't fix everything, it makes us a little
Speaker 5: bit closer to uh, a fair system.
Speaker 1: Yeah, it makes sense. Jeene Schmid in the sixty second district,
Speaker 1: so you know, fairly rural area is there to Claremont County,
Speaker 1: so it has urban and rural support. And and it's bipartisan,
Speaker 1: which I like a lot. And it also helps people
Speaker 1: and it doesn't seem to unfairly incentivize someone not to
Speaker 1: pay their bills, which which I like. She is Michelle
Speaker 1: Grimm Democratic, Toledo House Bill fifty spence two fifty seven,
Speaker 1: along with Genie Schmidt here in Claremont County and I
Speaker 1: wish all the best. Thanks again for coming on the show.
Speaker 6: Thank you, Scott be Well.
Speaker 1: Yeah, we can talk more about this too. And I
Speaker 1: know there's people that just dig their heels and go,
Speaker 1: oh my god, how it's more welfare for Yeah. The
Speaker 1: problem is this, you know, we have now double we
Speaker 1: spend a triple rather the amount of money we spend
Speaker 1: on healthcare. From two thousand to today, the number has tripled.
Speaker 1: And you know when you have sixty percent of consumer
Speaker 1: debt on credit reports, it is because of medical issues,
Speaker 1: medical bills that people can't pay, and a declining number
Speaker 1: of businesses are offering health insurance. That is a catastrophe.
Speaker 1: Maybe you're feeling that yourself and your family, your thoughts
Speaker 1: five one, three, seven, four, nine, seven thousand eight, Order
Speaker 1: the Big One talk Back iHeartRadio app. We will get
Speaker 1: your calls in and got more just ahead here on
Speaker 1: the Scott's Loan Show right after the news on seven
Speaker 1: hundred W. It's a Scott's Loan Show on seven hundred WLW.
Speaker 1: Lots going on this morning. We'll get into the shooting
Speaker 1: downtown in just a second. We're kind of wrapping up
Speaker 1: previous topic here. Just minutes ago, Michelle Grimm, Democrat out Toledo,
Speaker 1: a bipartisan effort, she along with Genie Schmidt of Claremont County,
Speaker 1: introducing House Bill two fifty seven to give her a
Speaker 1: lief to people who suffer from medical debt. And I
Speaker 1: think for too long in this country we have an
Speaker 1: argument like somehow for somebody gets debt really from that,
Speaker 1: it's somehow it's unfair to transfernal wealth. Somebody's got to
Speaker 1: pay for it. It's on the taxpayers. But let's face it,
Speaker 1: because of the system that we have, we pay way
Speaker 1: more than we should, like double most developed countries for
Speaker 1: a lesser healthcare. Let's favor it. Our healthcare sucks and
Speaker 1: we pay more than anybody else. What's wrong with this picture?
Speaker 1: To the point where the amount we spend over the
Speaker 1: last twenty five years has tripled, not doubled, tripled. Just
Speaker 1: let that sink in for a second. And for sixty
Speaker 1: percent of people who have consumer debt, you'll get credit.
Speaker 1: Pull a credit report. Six out of ten people the
Speaker 1: number one source of debt for them is medical debt.
Speaker 1: So that means if you're servicing debt on something like healthcare,
Speaker 1: which we all need at some point or another, unless
Speaker 1: you're extremely lucky or you die young, you need health care.
Speaker 1: And so the end result then is that we pay
Speaker 1: a lot for something that is definitely necessary, and now
Speaker 1: it prevents you from spending money. Let's say you own
Speaker 1: a small business of food truck, whatever it is, and
Speaker 1: now someone instead of maybe using that money to go
Speaker 1: and buy products or services from your company or the
Speaker 1: company you work for, the end result is it has
Speaker 1: to go into servicing debt and interest in all that
Speaker 1: other stuff because it's debt, and then that person is
Speaker 1: going to be hard from them to buy a house
Speaker 1: by a car, get a loan, and you see the
Speaker 1: effects of this. Something has to be done about it.
Speaker 1: And this has all been a band aid approach so far.
Speaker 1: Certainly with what Congress is doing right now relative to healthcare,
Speaker 1: it's just band aid stuff. The real core of the
Speaker 1: issue is how do we fix healthcare so it's not
Speaker 1: so damn expensive. One side wants a lot of subsidy.
Speaker 1: The other one doesn't have an answer really other than
Speaker 1: we don't like subsidy and socialism. But okay, that's fine,
Speaker 1: So what does that look like? And yet they won't
Speaker 1: address that core issue on that topic real quick. As
Speaker 1: carlon Mainville on seven hundred wwty, thanks for checking out, Carl,
Speaker 1: what's up?
Speaker 3: Yeah?
Speaker 8: I just wanted to share an experience that my daughter had.
Speaker 8: She has three kids and they're married, and she was
Speaker 8: diagnosed with cancer and they had all these scans and
Speaker 8: they had to go through and remove their limp notes
Speaker 8: and it was pretty intensive surgery, and her insurance coming
Speaker 8: I think over that period of time spent pretty close
Speaker 8: to over around three quarters a million dollars covering some
Speaker 8: of her care. But then she was left with a balance,
Speaker 8: and she tried to work with uc on trying to
Speaker 8: cover some of that balance, and they could never come
Speaker 8: up with than a payment she's They just kept telling her, well,
Speaker 8: your payment's too low. That's no good, that's no good,
Speaker 8: and boom, they turned her over to a collection agency,
Speaker 8: put a lien on her house, try to guarantee your wages.
Speaker 8: And here she's going through cancer, but she's supposed to
Speaker 8: be calm and wrestful and all this stress that they
Speaker 8: put on her with their three little kids, right, was
Speaker 8: just unbelievable and ruthless.
Speaker 1: Yeah, and I get I get the fact that the
Speaker 1: hospitals and the providers need to be made whole because
Speaker 1: somebody has to pay for it, right, And I get that,
Speaker 1: and it seems cruel at the time, because you know,
Speaker 1: I mean, do you really need to deal with bills
Speaker 1: and worry about that when you're fighting for your life
Speaker 1: so you for your children and your babies because you
Speaker 1: have cancer. No, no one wants to go through that.
Speaker 1: And and the problem can be fixed, I think, but
Speaker 1: it's going to take an effort better than we're getting
Speaker 1: from our elected officials right now. If this issue touches
Speaker 1: all lives, young, old, left and right, black and white, male, female,
Speaker 1: then then damn it, there's got to be some sort
Speaker 1: of Uh, there's got to be some resolve on the
Speaker 1: part of our lawmakers to do something other than just
Speaker 1: you know, continue to band aid relief like this is,
Speaker 1: this will help this bill. But the core issue is
Speaker 1: the fact is healthcare is out of control. When it
Speaker 1: comes to expenses, it's got to be blown up.
Speaker 8: It's it's out of control. And I think you do
Speaker 8: need to look at individual cases. But for the lack
Speaker 8: of compassion and for the millions and millions of dollars
Speaker 8: that you see gets in just grants and donors and
Speaker 8: everything else, it was just unbelievable, how cruel and uh,
Speaker 8: this whole process where they end up having to sell.
Speaker 3: Their own.
Speaker 1: Can you imagine? I mean, well, I apray she's better
Speaker 1: than things that have since gotten.
Speaker 8: Better for yes, and I mean it had, like I said,
Speaker 8: they had to tell so many people.
Speaker 1: Yeah, I appreciate it. Thanks, I'm glad that things are
Speaker 1: going better. But this is just a horror stories. What
Speaker 1: that is, Uh, does that really should that be happening
Speaker 1: in our America right now? I mean happening, but should it?
Speaker 1: And we can do better? But it starts with those
Speaker 1: we send to do our bidding to Washington, and uh,
Speaker 1: I don't know. I think maybe in the future, and
Speaker 1: we'll get more of this later on during the course
Speaker 1: of the show. But I think in the future you
Speaker 1: can almost sense and you know, I know that what
Speaker 1: the Russians talking about, there's gonna be a civil war,
Speaker 1: and I know there could be a civil war, but
Speaker 1: there's gonna be a great a great change I think
Speaker 1: is coming. And we thought we might get that someone
Speaker 1: with Trump, but in this aspect, it hasn't been touched yet. Anyway,
Speaker 1: It's five one, three, seven, four nine seven Thousan the
Speaker 1: Big One talk back iHeartRadio app Also, I will point
Speaker 1: this out. Last night and an issue close to home,
Speaker 1: of course, we had another shooting at Fountain Square. So
Speaker 1: you know what is that if you're doing if you're
Speaker 1: doing the math on this. By the way, last week,
Speaker 1: two guys fired handguns across the road in rush hour traffic.
Speaker 1: One guy was shot, his car was shot up to
Speaker 1: but rush hour traffic, two clowns pull up guns because
Speaker 1: they had some stupid beef over some petty crap and
Speaker 1: decided to shoot each other. Luckily, no one passerby was injured.
Speaker 1: Last night, it happened again at Fountain Square in front
Speaker 1: of City Bird. Two people in custody, one ran off,
Speaker 1: that person was taken down by a CPD officer who
Speaker 1: is working to detail at the square. Another person who
Speaker 1: was the subject of the gunfire was shot. So they
Speaker 1: were injured. And so you got a person suspected of
Speaker 1: firing that weapon that was flood the scene was apprehended,
Speaker 1: thank god. The other person who's shot has been as well.
Speaker 1: So you had a couple of people's shot last night.
Speaker 1: Fortunately no one at Citybird, no one on the square
Speaker 1: was shot. As all of this, we've had eighteen shootings
Speaker 1: to date in that area in particular, and I thought
Speaker 1: this was supposed to be We're going to get tough
Speaker 1: on crime. We've got curfews who've got everything else, and
Speaker 1: it just it does not seem to be working at all.
Speaker 1: It doesn't seem to be working. And what is a solution.
Speaker 1: I think that's a good question. Liz Keating. Of course,
Speaker 1: former council person's also running and she's checking in the
Speaker 1: show this morning. Hey Liz, thanks for coning. How are you.
Speaker 2: I'm good, but I'm set up. I am absolutely set
Speaker 2: up with all of this going on.
Speaker 1: Is that why you're running again? Because you know, you
Speaker 1: were uncil person and then other people said, now we
Speaker 1: need more touchy feely folks. We've got to you know,
Speaker 1: we got to care about the environ We got to
Speaker 1: worry about all this other stuff, and you know, took
Speaker 1: our eye off the prize, which is you know, number
Speaker 1: one is public safety. We've taken our eyes off the prize.
Speaker 1: Is this and I told you so kind of phone call.
Speaker 2: It's a bit of an I told you so, and
Speaker 2: it's a bit of everyone is fed up and we
Speaker 2: need leaders down there that actually care about keeping people safe.
Speaker 2: That is the number one job of local government is
Speaker 2: to keep people safe and be able to respond in emergencies.
Speaker 2: And council is sailing at that number one job right now.
Speaker 1: I can tell there's an election because right after the
Speaker 1: shooting there was a statement by the mayor, a f
Speaker 1: ted Puirval who said the violence is beyond the pale
Speaker 1: and intolerable. Normally would take weeks for him to respond
Speaker 1: apparently there's an election coming up, and now it's taking
Speaker 1: minutes for him to respond. Isn't that progress?
Speaker 2: I mean, let's look at council for a second. I
Speaker 2: mean they have long public Safety committee meeting this morning.
Speaker 2: We've consistently heard that council has priority as public safety.
Speaker 2: Yet only four of nine council members serve on the
Speaker 2: Public Safety Committee, only four. They only have two items
Speaker 2: on their agenda.
Speaker 6: They have not met in two weeks.
Speaker 2: So We've had two shootings on Suntain Square and they
Speaker 2: only have two items on the agenda, neither of which
Speaker 2: are talking about shootings that are going on in the
Speaker 2: heart of downtown. They've only had five items on their
Speaker 2: agenda over the last six weeks on public safety. Where
Speaker 2: is council when this death matters like we have had
Speaker 2: shootings and particularly kids being shot and killed the entire summer,
Speaker 2: and we are still yet to see actual activity coming
Speaker 2: from council, who, by the way, they appropriate the funds,
Speaker 2: they make, the legislation and the policies that can fight this,
Speaker 2: and they are nowhere. All we're hearing from council is
Speaker 2: the numbers are going down. Everything's fine. Don't look over here.
Speaker 2: We're all good re elect us.
Speaker 1: Well, it depends on what numbers. It depends on what
Speaker 1: numbers you're looking at right now. But in particular, one
Speaker 1: of the property current break ins that those numbers are
Speaker 1: up again. And in this case, we've last year at
Speaker 1: the time, we had ten shootings. Now we have eighteen.
Speaker 1: That seems up to me, doesn't to you. I'm not
Speaker 1: good at math, LIZI you.
Speaker 2: Tell me it is. Yeah, yeah, I mean it. It
Speaker 2: is significantly higher, particularly in our urban core, and we
Speaker 2: need leaders who are paying attention to that. But we
Speaker 2: also need leaders who care about whether or not people
Speaker 2: actually feel safe, because if people don't feel safe, they
Speaker 2: are not going to go downtown. They are not going
Speaker 2: to go support those small businesses that are the livelihood
Speaker 2: of so many families in our city. We have got
Speaker 2: to have council members who actually care about this. They
Speaker 2: care about keeping people safe and making sure people feel safe. Yeah,
Speaker 2: but tech we either it's happening right now.
Speaker 3: Should we just.
Speaker 1: Pay people not to commit crimes? Would that be the
Speaker 1: easy way? I mean, we subsidize everything else, So just
Speaker 1: talking about that with healthcare, why do not just pay
Speaker 1: these people? I think that was jan Michelle Iman Kearny's
Speaker 1: proposal pay people not gimmit crimes. What's wrong with that?
Speaker 2: It is absolutely absurd. You got to be tough on
Speaker 2: crime and the causes of crime. You cannot just say
Speaker 2: you decide we're going to pay people with no accountability whatsoever,
Speaker 2: because it's no partnership with the actual police department, so
Speaker 2: no way to track to see if somebody that we're
Speaker 2: paying to not shoot is not shooting somebody else. If
Speaker 2: people are actively shooting, they should be in jail. We
Speaker 2: should be off our streets.
Speaker 1: Where Julliz keating, we're downtown fairly regularly. We're overdue for
Speaker 1: a visit downtown in the staycation, which I love spending
Speaker 1: money in our city. I really do. This does not
Speaker 1: dissuade me from going down and doing that, hopefully. Some
Speaker 1: people said, I haven't been downtown in years. Other people
Speaker 1: say it doesn't bother me at all. It certainly doesn't
Speaker 1: help when you have things like this going on, because
Speaker 1: it does make you one look over their shoulder. But
Speaker 1: I will say that it's starting to have that kind
Speaker 1: of effect. I mean, I don't know. The River Roots
Speaker 1: thing didn't really go off as they thought, and may
Speaker 1: been the planners. But I can't help but think that
Speaker 1: when we have events and we don't have as many
Speaker 1: people showing up, this may be one of the factors involved.
Speaker 2: I think it is one of the factors. I think
Speaker 2: a tough economy is also one of the factors. But
Speaker 2: we knew this coming in. We've seen the economy shifting,
Speaker 2: We've seen prices go higher. We knew that when this
Speaker 2: happens in the economy, that crime goes up, that mental
Speaker 2: health issues go up. There could have been work going
Speaker 2: on two years ago to prevent this. Everyone saw it coming.
Speaker 2: Everyone isn't pointing out that this is coming, and we
Speaker 2: saw no action from council. And you're right. I will
Speaker 2: continue to go downtown. I will continue to support those
Speaker 2: businesses because those that is so critical to continuing the
Speaker 2: success of our city. But I will not sit by
Speaker 2: when we have council members who just keep saying, don't worry,
Speaker 2: crime is going down, everything's fine, We're doing a good job.
Speaker 2: We have to have leaders who are not satisfied until
Speaker 2: crime is at zero and people feel safe.
Speaker 1: And the problem for me is in seeing this is
Speaker 1: then we have Okay, we're going to spend some money
Speaker 1: we're going to take four and a half million dollars
Speaker 1: and we'll give the kyuka. But then you start looking
Speaker 1: through and it's like there's programs, so this program and that,
Speaker 1: and that's how it passes. Obviously, somebody gets their program,
Speaker 1: and as far as I can tell, not all of them.
Speaker 1: But there's a good number of programs that exist just
Speaker 1: to feed the rabel rousers in a sense that we're
Speaker 1: going to take this money and we're not going to
Speaker 1: be accountable for it. It's going to pay someone off.
Speaker 1: We're going to have a minister, we're gonna have someone
Speaker 1: to say, we're going to get this my well, what
Speaker 1: have you done? Nothing? And I point out because I
Speaker 1: you know, Iris Rawley's son, right, what was he making
Speaker 1: like sixty bucks an hour or something like that to
Speaker 1: be an ambassador? Who the hell's get sixty dollars to
Speaker 1: stand around Fountain Square and do what.
Speaker 2: I mean? My problem is is that they're waiting until
Speaker 2: right before in election you spend that money. Where was
Speaker 2: that money being spent. Where were these programs being spent
Speaker 2: at the beginning of summer when we were seeing kids
Speaker 2: being shot and killed every single week. This is the
Speaker 2: kind of stuff that as soon as you put the
Speaker 2: programs in place, as soon as you start spending the money,
Speaker 2: you come back at Public Safety Committee meeting and you
Speaker 2: check on it every week. How are our numbers? What
Speaker 2: are we doing? Is what we're doing working. When I
Speaker 2: was on counsel, I led the Main Street Task Force
Speaker 2: when we were having shootings on Main Street every single
Speaker 2: week between Central Parkway and Liberty. We met on a
Speaker 2: weekly basis with multiple different organizations and departments to continue
Speaker 2: to be relentless on solving the problem from a holistic standpoint,
Speaker 2: whether that's parking enforcement, health enforcement, to Health department to
Speaker 2: shut down illegal food vendors, is working with uber to
Speaker 2: geo fends to pick up in different areas so you
Speaker 2: can move some of the drug dealing in the car
Speaker 2: sitting around, moving that along. But we spent time downtown
Speaker 2: at Q three am on Saturday nights when there were
Speaker 2: the problems, to see if the work that we were
Speaker 2: doing was actually working, coming back and reporting and figuring
Speaker 2: out what more changes you have to keep showing up
Speaker 2: every single day with the result to solve the issue.
Speaker 2: And we're not seeing that. We're seeing a bunch of
Speaker 2: money being spent right before an election that money should
Speaker 2: have been spent months ago when we saw this going up,
Speaker 2: and then constantly needing each and every week to see
Speaker 2: how it is working. We're not seeing that. We're just
Speaker 2: hearing from council members saying numbers are going down.
Speaker 1: I think I speak for a lot of people, and
Speaker 1: I said, I'm tired of them spending money on programs. Assimilarly,
Speaker 1: there's no accountabilities, no jerisys, just giving. We're paying people
Speaker 1: off and the problem continues to exist. The people we
Speaker 1: allegedly are helping aren't getting helped at all. It's just
Speaker 1: a transference of wealth and it's a skim is what
Speaker 1: it is. Similarly, Liz Keating, today, I think councils meeting
Speaker 1: to discuss food trucks and how to further regular food trucks.
Speaker 1: We saw the problem, of course, with the after hours
Speaker 1: places that were open in many neighborhoods. Roselin comes to
Speaker 1: mind with a hookah lounge, and we've got shootouts at
Speaker 1: the hookah lounge and people hanging around on the street
Speaker 1: till three four in the morning all night long, causing problems,
Speaker 1: scaring people well, intimidating people, and also some violence going
Speaker 1: on as well, and we're contemplating what to do about that.
Speaker 1: But meanwhile, one of the solutions was to cause the
Speaker 1: food trucks to shut down at eleven o'clock or midnight
Speaker 1: or whatever it was, which is, we're just punishing law
Speaker 1: abiding people for the sake of alleged public safety. But
Speaker 1: the optics of that are somehow that well, if we
Speaker 1: give the food trucks, then the degenerates won't go when
Speaker 1: and they won't be able to eat, so they'll go home,
Speaker 1: which of course is the exact opposite of what you
Speaker 1: should be doing. These people have no sense.
Speaker 2: I mean, we cannot blame small businesses for the crime
Speaker 2: numbers when Council cannot help solve this on their own.
Speaker 2: It is absolutely absurd, and it's absurd that it's taken
Speaker 2: this long for Council to act. When the food trucks
Speaker 2: we're getting those types of regulations weeks ago, it's taken
Speaker 2: them this long to actually respond to it. We cannot
Speaker 2: punish You're right, You're exactly right. We cannot punish these
Speaker 2: small businesses for the crime going on. Now. There are
Speaker 2: some businesses that do create problems, and that's why we
Speaker 2: have certain measures to be able to whether it's revoking
Speaker 2: liquor licenses or shutting it down, if they're not doing
Speaker 2: what they're supposed to do and causing it. We have
Speaker 2: not seen that from the Food Trust venders, food Trust vendors.
Speaker 2: Those are small businesses are the lifeblood of our city.
Speaker 2: That is how we support families. That's how you get
Speaker 2: paychecks going home to support families and give them better opportunities.
Speaker 2: If we can't allow small businesses to thrive in Cincinnati,
Speaker 2: then we've got a real problem.
Speaker 1: I think the bottom line, Liz Keating, is that we've
Speaker 1: got to get serious about these criminals. I mean, we
Speaker 1: live in a time where I mean, let's face it,
Speaker 1: the people are doing this are self absorbed sociopaths. I
Speaker 1: mean getting there, I mean and shooting at each other
Speaker 1: acrosses crowded street in the middle of the afternoon as
Speaker 1: commuters go back and forth over some beef or last night,
Speaker 1: what happened to fountain scorn from a city bird over
Speaker 1: some stupid argument, and guns are going to come out.
Speaker 1: Be damned everyone else around you. I'm sorry those people.
Speaker 1: We have a cancer, and it's a cancer of self absorption.
Speaker 1: I don't care how many programs and we've got to
Speaker 1: be gentle and we got to treat these poor kids.
Speaker 1: I'm sorry you got that. That's over. We've got to
Speaker 1: round these people up and incarcerat them. That's the only
Speaker 1: way out of this. And sadly we're making more degenerates
Speaker 1: like this causing havoc for our city. Liz Keating, thanks
Speaker 1: for checking in this morning. Good luck with the election
Speaker 1: come up as you seek the vote to be able
Speaker 1: to re elect to the council. Thanks again, Yeah, thank you.
Speaker 2: Change in Cincinnati, No.
Speaker 1: Kidding, another shooting last night. Sloany seven hundred ww sin.
Speaker 3: Don't want to be in.
Speaker 6: There.
Speaker 1: We go Sloany seven hundred wit in this Tuesday morning
Speaker 1: watching Speaker Johnson talk about the government shutdown. I don't
Speaker 1: have the sound up, but I guess it's blah blah
Speaker 1: blah blah blah. And then maybe Chuck Schumer or somebody
Speaker 1: will pop on, or Jeffries will go on, and we'll
Speaker 1: say blah blah blah blah blah ah. So anyway, more
Speaker 1: of the same nonsense in the theater that continues, however,
Speaker 1: is as much as a theater as it is. There's
Speaker 1: still some impact with this. We know that there's people
Speaker 1: losing their jobs, people who are laid off or furloughed,
Speaker 1: worry about maybe making that mortgage, your car payment. Certainly
Speaker 1: that is a concern, and a real one at that,
Speaker 1: because this affects real people, just not in the numbers
Speaker 1: they would have let you to believe. Now, part of this,
Speaker 1: too has to do with forty one hundred employees across
Speaker 1: different government agencies may be terminated. We'll find out there.
Speaker 1: And one of the areas that's under concerned and we'll
Speaker 1: find out tomorrow, is wealthy members of the military get paid.
Speaker 1: I think that's a pretty good question. The folks that
Speaker 1: are out there keeping the peace and trying to protect
Speaker 1: America probably should get a paycheck. Who you're out there
Speaker 1: put your life on the line every day. This and
Speaker 1: the other things to talk about with the Glenn Welling
Speaker 1: for the first time in the show. He's the executive
Speaker 1: director of the Hamlet County Veteran Service Commission. Glenn, Welcome,
Speaker 1: how are you.
Speaker 6: Good morning, Scott. I'm doing very well and it's great
Speaker 6: to be on with you.
Speaker 3: Thanks.
Speaker 1: I appreciate thanks for your service. I know you're a
Speaker 1: Navy guy. Love me some Navy, Go Navy. Beat Army,
Speaker 1: and well, let's start with that. Let's start with whether
Speaker 1: or not the troops are going to get people are
Speaker 1: going to get paid in the military. I think it
Speaker 1: seems like they found the money, they said, which goes
Speaker 1: to show you the seriousness of the shutdown. Not that
Speaker 1: not paying our soldiers, sailors, and airmen and women and
Speaker 1: Coastguard for that matter, not a concern. But you know,
Speaker 1: they found the money somewhere, somewhere in the trillions of
Speaker 1: dollars and budget money that we have out there, Somewhere
Speaker 1: they found the money to be able to pay all
Speaker 1: the good men and women of our armed services. Allegedly,
Speaker 1: we'll find out.
Speaker 6: Yeah, that's what I've heard as well. I'm not sure
Speaker 6: about that. I understand that perhaps they're looking at least
Speaker 6: temporarily within the research and development section within what is
Speaker 6: now called the Department of War. But I've heard the
Speaker 6: same thing.
Speaker 8: But I agree.
Speaker 6: Well, I, you know, spent thirty seven years in the
Speaker 6: Navy all totally, I went through a number of those
Speaker 6: government shutdowns. And I also have a daughter who's currently
Speaker 6: serving on active duty as a combat engineer in the Army.
Speaker 6: And yeah, I can tell you from my own experience
Speaker 6: and from what my daughter has related is that our
Speaker 6: service members are focused first and foremost on accomplishing our mission.
Speaker 1: Yeah, but but you still need to get money in
Speaker 1: midble that you still have bills. Just because you're in
Speaker 1: the Armed Services doesn't mean you don't have.
Speaker 6: Bills absolutely, And unfortunately, you know, lack of a paycheck
Speaker 6: can be a significant distraction and from focused on mission
Speaker 6: and caused increased stress and concern. So anyone listening should
Speaker 6: reach out to their elected representatives encouraging them to support
Speaker 6: what's known as the Pay Our Troops Act HR fifty
Speaker 6: four oh one, and that's legislation that ensures military members
Speaker 6: including Coast Guard, will continue to receive pay during the
Speaker 6: government shutdown. And that's not a partisan request in any way.
Speaker 6: As a matter of fact, I also president of the
Speaker 6: Navy League Council here in Cincinnati, and we've pushed that
Speaker 6: information out to all of our members can encouraging them
Speaker 6: to do that as well.
Speaker 1: Glenn, has this a fact that at all you foresee
Speaker 1: it affecting VA healthcare programs for our veterans.
Speaker 6: Currently, that is not what we know at this point.
Speaker 6: Core VA benefits like disability pench and education payments are
Speaker 6: not currently affected by the government shutdown, and they should
Speaker 6: continue to be processed and delivered, at least that's what
Speaker 6: the VA is saying at this point. However, one of
Speaker 6: the things to shut down can impact is customer service
Speaker 6: and certain administrative functions. But in terms of those payments
Speaker 6: being processed from the VA, as far as we know
Speaker 6: right now, those are still being processed.
Speaker 1: Well, that's the probable We need to do that because
Speaker 1: we have as I know, I have to tell you
Speaker 1: because you're the head of the Hamma County Veteran Service Commission,
Speaker 1: but aging veterans, the number of those are growing two
Speaker 1: post nine to eleven service members. We know wait times
Speaker 1: are up at the VA as well. I hate to
Speaker 1: have this compound that.
Speaker 6: That's exactly right, and you know we here at the
Speaker 6: Hamilton County Veterans Service Commission. We serve more than thirty
Speaker 6: seven thousand veterans here in Hamilton County and their family
Speaker 6: members and so by veterans, those who have received their
Speaker 6: d D two fourteen, which is their certificate of release
Speaker 6: or discharge from active duty, and we're here to continue
Speaker 6: to help support them. While we are not the VA,
Speaker 6: we are here to help connect them. Our mission is
Speaker 6: to connect those veterans to re sources at the federal, state,
Speaker 6: and local level. So that's what we do here at
Speaker 6: the Veterans Service Commission.
Speaker 1: Yeah, in part of you know, we've talked about long
Speaker 1: wait times and in reporting of dated certain VA facilities.
Speaker 1: That that's part and parcel for the problem, I think too.
Speaker 1: But making sure that the VA can go on and
Speaker 1: taking care of the veterans that need that care and
Speaker 1: our leaning on that care just simply can't go away
Speaker 1: because of some silly government showdown as shutdown doesn't seem
Speaker 1: like that's the case, which is good news, yes for sure, Glenn.
Speaker 1: One are the other issues facing the veterans, to particular
Speaker 1: in Hamlin County is the issue of homelessness. We probably
Speaker 1: see that more in Hamlin County because it's, you know,
Speaker 1: one of the biggest counties in the state of Ohio,
Speaker 1: and I know that number nationally has gone off for
Speaker 1: seven percent. What do you guys doing there to combat
Speaker 1: that and how much of that are you seeing, especially
Speaker 1: with the winter months coming.
Speaker 6: Well, that's a great question. One of our core pillars
Speaker 6: here at the VSC is financial assistance, So we provide
Speaker 6: FINANI temporary financial assistance for veterans in need, and part
Speaker 6: of that is to include temporary housing. We also have relationships.
Speaker 6: As a matter of fact, we have a relationship with
Speaker 6: the owners of the Quality in Over on eighth Street,
Speaker 6: and there's an entire floor there, the sixth floor is
Speaker 6: dedicated to temporary veteran housing. We partner with hud that
Speaker 6: to help provide financing for that. So it's certainly a
Speaker 6: focus area of ours, and we're looking to continue to
Speaker 6: expand that, perhaps two other organizations that partner with them,
Speaker 6: for instance like Easter Seals, Redwoods and other veteran service
Speaker 6: organizations here in Hamilton County.
Speaker 1: Sounds like you guys are this boulder is rolling downhill
Speaker 1: in a good way because it wasn't that long. I
Speaker 1: don't bring up the pass, Glenn. This pre dates your
Speaker 1: service there at the Hamlin County Veteran Service Commission. But
Speaker 1: of course it was just about a couple of years
Speaker 1: ago where he had the scandal to kind of expose things.
Speaker 1: Things weren't being run correctly. Veterans were hanging in Limbo
Speaker 1: and Hamlin County. They couldn't get transportation, healthcare, and a
Speaker 1: bunch of you they get maybe a bus pass or
Speaker 1: something like that, and of course put strain on the
Speaker 1: other counties Claremont, Butler, Warren, et cetera too. I'm glad
Speaker 1: to see that things are changed and change for the better,
Speaker 1: because we're not talking about that anymore.
Speaker 6: Well, we are on an entirely new path, and I
Speaker 6: have to give credit to my predecessor, Orlando Sanza, who
Speaker 6: just did an amazing job of turning things around. You
Speaker 6: mentioned transportation. In June, we started a transportation service. We're
Speaker 6: getting our second van at the end of this month,
Speaker 6: and we take veterans from their front door right to
Speaker 6: their VA medical appointments, and so things are really really
Speaker 6: moving forward here. We're so lucky to have the support
Speaker 6: that we have from our county commissioners as well as
Speaker 6: our outstanding board of commissioners here within the Veterans Service Commission.
Speaker 6: We have also engaged in a significant amount of outreach,
Speaker 6: because if veterans don't know we're here and don't know
Speaker 6: what benefits we can provide to them, that we're not
Speaker 6: able to serve them. So so many things. As you said,
Speaker 6: the boulder is rolling and we want to keep pushing it.
Speaker 1: Yeah, we had Moss on the boulder. Before it may
Speaker 1: have been backing up on your hands, but now it's
Speaker 1: going downhill and it's gained speed and we're doing we
Speaker 1: have to write people like yourself and they're glens. I'm
Speaker 1: glad you're because I know what you did over Jay
Speaker 1: University and now as executi Director Hamlin County Veteran Service Commission. No,
Speaker 1: it's in good hands. I also know too, as a
Speaker 1: proud Navy man. Uh serve what thirty seven years you see?
Speaker 1: You know I was navy too.
Speaker 6: Oh, I did not know that.
Speaker 1: There were So I was stationed on the USS Abraham Lincoln.
Speaker 1: Are you familiar with that carrier CBN seventy.
Speaker 6: Two, I absolutely am, Yeah.
Speaker 1: So, uh it was I think five years ago. Uh,
Speaker 1: I flew in. It was a media thing. I flew
Speaker 1: in a buddy of mine, but a friend of a
Speaker 1: friend kind of thing is ahead of the Pacific Fleet
Speaker 1: to Pio, and I flew in, did some Navy training,
Speaker 1: got and flew in on the carrier on the Atlanta
Speaker 1: somewhere off the Carolina coast. Was on that ship for
Speaker 1: I think about twenty four hours and flew back. I
Speaker 1: was there for about so I was in the service.
Speaker 1: Really about the good three or four days.
Speaker 6: Well, thanks for your service, Well, thank you.
Speaker 1: Yes, it's good to be talking to a fellow seamen.
Speaker 1: And it's good, you know. And I will say that
Speaker 1: like you're thirty Seid America was never invaded in the
Speaker 1: twenty four hours I was aboard that ship, not invaded.
Speaker 6: I'm sure you'll be getting a cry thank you.
Speaker 1: For me, I would think so, I always think so.
Speaker 1: I'm not quite sure what that gets me. I think
Speaker 1: I get like free ice on Veterans Day with any
Speaker 1: soft drink is what I'm entitled to for my my
Speaker 1: twenty four hours of service. But spectacular though, in all seriousness,
Speaker 1: to see just how the Navy inside operates and what
Speaker 1: the Navy means too, because most people think, okay, well
Speaker 1: what the basically we are the police for We're the
Speaker 1: highway patrol of the seas, is what we are. If
Speaker 1: the US Navy seas to exist, all hell would break loose,
Speaker 1: all the shipping lanes would become for the pirates. You know,
Speaker 1: we saw what happened in Iran, remember the Somali pirates
Speaker 1: in that Tom Hanks movie. Of course, Captain Phillips, the
Speaker 1: Navy's the one that figures that stuff out. We make
Speaker 1: sure that your socks that you are darn Amazon, your
Speaker 1: socks are delivered on time every time. That's what the
Speaker 1: Navy does.
Speaker 6: Absolutely, We're insuring free trade across the globe, and we
Speaker 6: serve in every corner of the globe, and our sailors
Speaker 6: and marines are out there twenty four to seven below
Speaker 6: a pond and above the sea, ensuring prosperity for our
Speaker 6: nation and global security for all.
Speaker 1: It's really cool to see at firsthand the men and
Speaker 1: women aboard our Navy's ships at sea and those behind
Speaker 1: the scenes that do the training and everything else. And
Speaker 1: it's really eye opening for someone like me. And my
Speaker 1: dad was in the served four years in the Navy too,
Speaker 1: so that one hit home to me. I know also
Speaker 1: that the United States Navy probably the finest of all
Speaker 1: the armed services of the unit in the world. Celebrating
Speaker 1: the two hundred and fiftieth anniversary, two hundred and fifty
Speaker 1: years the Navy's been in existence.
Speaker 6: That's right. As a matter of fact, our birthday was
Speaker 6: yesterday and the Navy League is sponsoring our two hundred
Speaker 6: and fiftieth anniversary. Navy and Marine Corps Ball coming up
Speaker 6: next Saturday, October twenty fifth at the CentOS Center. So
Speaker 6: it's right between our birthday the thirteenth of October and
Speaker 6: the Marine Corps birthday on November tenth, and it's going
Speaker 6: to be a fantastic of and we're looking to have
Speaker 6: a great representation there from both services. And again, Scott,
Speaker 6: due to your extensive service in the United States Navy,
Speaker 6: we would love to have you come and participation.
Speaker 1: You sat for guest speakers. You have someone you've got
Speaker 1: like you got like a four star. What do you
Speaker 1: got you got a rear admiral or somebody speaking because
Speaker 1: of you know, I'm available. I talk about my days,
Speaker 1: my day at sea.
Speaker 6: That's a great question. So typically we have a single
Speaker 6: guest speaker, but because this event is representing both the
Speaker 6: Navy and the Marine Corps, we wanted to secure a
Speaker 6: guest speaker from each And folks may not know this,
Speaker 6: but eighty percent of our military force is enlisted. I
Speaker 6: was an enlisted guy for that period of time. So
Speaker 6: I reached out to the Master Chief Petty Officer of
Speaker 6: the Navy thirteen mckpond thirteen, a gentleman named Mike Stevens
Speaker 6: who is also the CEO of Navy League National and
Speaker 6: asked him first, and so he is coming in to
Speaker 6: represent the Navy. And then a retired Marine Sergeant Major
Speaker 6: Brian Battaglia, who was the senior and listened advisor to
Speaker 6: the Chairman of the Joint Chiefs and that is the
Speaker 6: highest ranking listed person in the entire US Armed Forces. Brian,
Speaker 6: Mike and I all three served in the Pentagon together,
Speaker 6: and Brian was the guest speaker at my Navy retirement,
Speaker 6: so I reached out to Brian, and so the two
Speaker 6: just incredibly outstanding gentlemen that we have coming in to
Speaker 6: be our guest speakers. They're going to talk about the
Speaker 6: importance of two hundred and fifty years for their individual branches.
Speaker 6: And as you may know, there's always some friendly barbs
Speaker 6: back and forth between the services, and especially the Navy
Speaker 6: and the Marine Corps. So they'll, I'm sure treat us
Speaker 6: to some of that friendly jousting as well.
Speaker 1: Yeah, at level, it's kind of like cops and firefighters
Speaker 1: when they get together, right, it's a battle between the two,
Speaker 1: but you're kind of on the same team Navy, Marine Corps.
Speaker 1: So it's a Saturday the twenty fifth sentas right at
Speaker 1: six o'clock.
Speaker 6: That's correct, six to eleven, and they'll be a pomp
Speaker 6: and circumstance both the Navy and the Marine Corps ceremonial
Speaker 6: activities related to it. Ceremonial cake cutting where we'll be
Speaker 6: honoring the youngest and oldest sailor and marine in the
Speaker 6: audience for the ceremonial cake cutting dinner followed by dancing.
Speaker 6: It's just going to be a wonderful, wonderful event.
Speaker 1: It's amazing, all right. Someone, if you're interested to hear this,
Speaker 1: maybe you're a Navy veteran or veteran of the United
Speaker 1: States Marine Corps, or I'm guessing just ordinary people like
Speaker 1: me can come to where you go for tickets Go.
Speaker 6: To Cincinnati Navy League dot com and that's the homepage
Speaker 6: for the Greater Cincinnati Council the Navy League, and scroll
Speaker 6: down you'll see the link to connect for tickets to
Speaker 6: the event.
Speaker 1: Right there, got it, all right? Chief, thanks a lot,
Speaker 1: Glenn Welling, retired Navy Master Chief, Executive Director, Hamlin County
Speaker 1: Veteran Service Commission. The event coming up on the twenty fifth,
Speaker 1: But glad to know that at the end of the day,
Speaker 1: here that no one will suffer who is serving our
Speaker 1: country or our family members when it comes to not
Speaker 1: getting a paycheck starting tomorrow in the fifteenth, because tomorrow's
Speaker 1: pay day. The eagle poops tomorrow. Hopefully it continues pooping
Speaker 1: for a while for people. I appreciate it. Thanks for
Speaker 1: your service, Glenn. Great to talk to you.
Speaker 8: Thank you, Scott.
Speaker 1: All right, people, well take care there you go. Notice
Speaker 1: I did not get from Glenna. Thank you for your
Speaker 1: But that's okay, that's all right. That's I'm not going
Speaker 1: to say it was a difficult twenty four hours, but
Speaker 1: well I can't. I can't divulge that we've got news
Speaker 1: on the way in about five minutes and coming up
Speaker 1: on the show on seven hundred WLWT. Missophonia. Do you
Speaker 1: know what that is? Miso phonia? Maybe it's miso miso something,
Speaker 1: miso phonia. You might have it, and you might go, wow,
Speaker 1: I didn't know there was a name for what it
Speaker 1: is that I have. And but it's not one of
Speaker 1: those Hey, this isn't a gonna be a twenty minute
Speaker 1: commercial for some sort of pharmaceutical product that you don't need.
Speaker 1: They'll turn Yeah, it's gonna solve your misso phonia. But
Speaker 1: it's going to make your eyegrash, eyelashes grow down your armpits.
Speaker 1: It's not anything like that. I don't know if there's
Speaker 1: a side of it's really interesting. We finally have a
Speaker 1: name for something a lot of us suffer from. What
Speaker 1: is that? We'll get to it right afternoon. Sloaney continues
Speaker 1: on seven hundred WWT Cincinnati Slaney here, seven hundred WLW.
Speaker 1: Well it She didn't make it public till Friday, so
Speaker 1: I really didn't feel comfortable talking about it until she
Speaker 1: was fine with it, and I talk about normally at
Speaker 1: this time. On Tuesday, Thursday, Tip Potter comes oft us
Speaker 1: three things and maybe you heard maybe didn't hert anyone?
Speaker 1: And social there are some positions eliminated production of force,
Speaker 1: which is fairly common in our industry and common maybe
Speaker 1: in yours as well too. It's happening with impunity across
Speaker 1: other sectors, just the nature of the e commune, like
Speaker 1: and tiff and well Tony Pike from ESPN fifteen thirty
Speaker 1: no longer with us. And it's it's kind of sad
Speaker 1: because she wanted me to a couple things. I mean,
Speaker 1: she's a friend and I think she's awesome and one
Speaker 1: of the hardest working people I know, and kind of
Speaker 1: a ray of sunshine you need that these days. She's
Speaker 1: just done like up beat. We may disagree on some things,
Speaker 1: but you know, more like a father daughter kind of
Speaker 1: sort of disagreement relationship too, But you know, in fact
Speaker 1: of Mather remains. That's the cold reality of business in
Speaker 1: today's business world, today's business climate. It's tough, and you're
Speaker 1: seeing that where you work, I'm sure, but she I know,
Speaker 1: she did want me to express how grateful she was
Speaker 1: for people reached out to her and friended her on
Speaker 1: social and everything else too, and she enjoyed her her
Speaker 1: time doing that. So that's it's kind of sad to
Speaker 1: do that without her now, and because we've done it
Speaker 1: for a few year, like four or five, five years now,
Speaker 1: I think, And so it goes, you know, just another
Speaker 1: one of those things. And you hang around long enough
Speaker 1: like I have, you start to see that and go
Speaker 1: just it does kind of drain on you. But it's
Speaker 1: the it's the reality of things, for sure. So she's missed.
Speaker 1: I want to know she's missed. It's called miso phonia,
Speaker 1: misso phonia affects one in five people. What the hell
Speaker 1: is that? Unless you you know my teas, I said,
Speaker 1: I'll talk about misophonia coming up. Maybe it's meso or
Speaker 1: miss so. I think it's mesophoonia M I S O
Speaker 1: P H O N I A. And it's an aversion
Speaker 1: to specific sounds like, for example, chewing or sniffing or
Speaker 1: breathing sounds or whatever. It might be. One in five
Speaker 1: people suffer from it. I think I kind of do too.
Speaker 1: And maybe he said, ah, I didn't know there's a
Speaker 1: name for that. Certain sounds that trigger intense, negative emotional
Speaker 1: or physical reactions. Some people have feelings of anger or
Speaker 1: anxiety or disgust panic when you hear one of these
Speaker 1: trigger sounds, like, for example, if you listen to someone
Speaker 1: chewing or slurping or lip smacking, or someone who sniffles
Speaker 1: a lot or breathes heavily or yeah, maybe it can
Speaker 1: be like a repetitive sound like someone like keyboards tapping
Speaker 1: or somebody's pen clicking, those kind of things. I think
Speaker 1: for me, if I had one, I've probably got a few.
Speaker 3: Now.
Speaker 1: Clippers are kind of like people go nails on a chalkboard.
Speaker 1: That's a very common one, but like now clippers for me,
Speaker 1: when we have ads either on streaming or broadcast or
Speaker 1: on the radio and someone's whispering like you know what
Speaker 1: it was that as d R R DA what you
Speaker 1: know I'm talking about. Like people, it's like a sexual
Speaker 1: thing for them to hear someone like the microphone holding
Speaker 1: up eating a taco very close to microphone. You can
Speaker 1: hear them that like yeah, that that that. It gets
Speaker 1: under my skin a little bit too. But the problem
Speaker 1: and maybe it's not full blow and misstlephonia, the reactions
Speaker 1: are disproportionate to what's going on because normally go, okay,
Speaker 1: someone's clearing the throat, but your reaction is I want
Speaker 1: to kill this person. And it's really a thing too.
Speaker 1: It's diagnosed. Your body responds to it, so you have
Speaker 1: like it's basically a fight or flight response, and they
Speaker 1: measured it and you know, your heart rate, your blood
Speaker 1: pressure can go up. You may have difficulty concentrating, which
Speaker 1: is the one for me that's more by ADHD than
Speaker 1: anything else. But if I hear someone doing something repetitive
Speaker 1: like that and one of those things, it's like that's
Speaker 1: all you hear the room, and it may lead to
Speaker 1: strained relationships with people close to you, including family members
Speaker 1: or spouses for that. And so they say it starts
Speaker 1: in childhood or early adolescence, and it's more neurological than anything.
Speaker 1: Not quite sure. They don't understand the exact mechanism of
Speaker 1: how it comes. But there may be an abnormal connection
Speaker 1: between what you hear and the limbic system, which is
Speaker 1: the part of your body the processes of and there
Speaker 1: may be something that's just disconnected there. And yeah, it
Speaker 1: can impact your quality of life. And it's one of
Speaker 1: those things they say, Well, you just simply you can't
Speaker 1: get over it. So now you know it's a name
Speaker 1: for something. Maybe you have it, maybe you know someone
Speaker 1: who does, and now maybe it gives you a greater sense. Now,
Speaker 1: as far as I know, there is no pharmaceutical concoction
Speaker 1: yet made to battle. Maybe there is, maybe they're using
Speaker 1: something off label, but there's I've not seen a commercial
Speaker 1: where happy people are dancing around a I don't know.
Speaker 1: It looks like a food court or something like that,
Speaker 1: an outdoor picnic with all these pretty colors dancing around
Speaker 1: in circle, singing about the benefits of the drug. It's
Speaker 1: going to curb your misophonia. Maybe it exists, I'm not sure,
Speaker 1: but I have not seen the ad for it yet.
Speaker 1: I'm not sure we will. But now you know what
Speaker 1: it is, and if you know someone to say, could
Speaker 1: you not do that? It's not just them being a jerk,
Speaker 1: is actual science behind. It's just like it's causing them
Speaker 1: a lot harm and it might be tied to autism.
Speaker 1: So I don't know. Maybe Tyland Ulstable, I'm not sure.
Speaker 3: I don't know. I don't know.
Speaker 1: No on again, I don't If I have time to
Speaker 1: get in this same I probably should. This is making
Speaker 1: the rounds on social and I have not seen it
Speaker 1: in my neighborhood, although I just moved to an neighborhood.
Speaker 1: Maybe there's there's hope still. How would you handle the situation,
Speaker 1: because apparently it's a growing thing, a trend of kids
Speaker 1: this time of year. Halloween's coming up, and what do
Speaker 1: you hand out at Halloween? You hand out hopefully some
Speaker 1: candy please, I hope you're not hand on a bucket
Speaker 1: of change or like an apple still or something like that.
Speaker 1: There's a trend now of kids expecting full sized candy
Speaker 1: bars instead of the fun sized candy bars, and some
Speaker 1: households are spending well over two hundred dollars on that candy.
Speaker 1: I don't know what my candy budget is, but I
Speaker 1: know it's not two hundred dollars. I know it's probably
Speaker 1: not one hundred dollar. But I'm in that place now.
Speaker 1: I got to ask some neighbors and go, hey, how
Speaker 1: many kids come rolling by here? Because I don't want
Speaker 1: to be running out of candy. I want to I
Speaker 1: don't want to run out of candy. I also don't
Speaker 1: want to have too much leftover candy because you know
Speaker 1: what happens to the leftover candy. I eat the candy,
Speaker 1: and that's a problem. And that's a problem. But I'm
Speaker 1: just wondering what neighborhood is it where kids are expecting
Speaker 1: full sized candy bears. I know occasionally there are people
Speaker 1: that hand out full sized candy bars. Probably a nicer neighborhoods,
Speaker 1: or unless you know you're the Reese's guy that used
Speaker 1: to hook us up here and you have an olement
Speaker 1: supply of Reese as well, you're gonna have out races.
Speaker 1: I had a neighbor one time that worked I think
Speaker 1: for the lays like the Potato Chip Company and heat
Speaker 1: out bags, like, you know, not not the full sized bags,
Speaker 1: but the lunch bag sizes of chips, which is kind
Speaker 1: of a nice thing. But now kids are demanding, expecting
Speaker 1: full sized candy bears and what does that look like. Well,
Speaker 1: apparently instead of you had them a bag a candy
Speaker 1: and you had them a you know, Snickers, let's say
Speaker 1: fun size snickers. Instead of saying thank you, they they're
Speaker 1: demanding like, well, I don't like that, I don't like that.
Speaker 1: I want skittles, or do you have nerds? Or yeah,
Speaker 1: it's not a convenience star. And apparently this has hit
Speaker 1: a nerve and it's kind of one of those things
Speaker 1: that's become a buzz on social media that parents and
Speaker 1: homeowners are saying. Kids are just demanding that you go
Speaker 1: get you get them the candy that they like, not
Speaker 1: the one that you're handing out, which you know is
Speaker 1: reflection back to our parenting that we and we said better.
Speaker 1: I don't know if it was actually true back in
Speaker 1: the day. I know, when my mom had cooked dinner,
Speaker 1: this is what's for dinner, and maybe there's something you
Speaker 1: didn't like, Well you didn't eat it, or you tried
Speaker 1: to pretend to eat it. And you'reford, this is what's dinner,
Speaker 1: and then by the time you're a parent, was like, okay,
Speaker 1: well this one wants chicken nuggets and this one wants
Speaker 1: a hot dog, and then okay, I gotta make this
Speaker 1: for un and it winds up being like a shorter cook.
Speaker 1: But we are the parents that let them down this.
Speaker 1: So I can't help but think that if this is that,
Speaker 1: this is what we set ourselves up for. Now kids
Speaker 1: are making it. Rather than being happy they're getting candy
Speaker 1: at Halloween, which is a one day a year kind
Speaker 1: of thing outside of maybe Easter. Now they're actually making
Speaker 1: requests for what it is that should be in their bag.
Speaker 1: And I'm sorry, you know how I deal with that.
Speaker 1: I wouldn't be like, well, I think it was. I
Speaker 1: was reading the story. It's like Kelly Ripper or somebody
Speaker 1: was talking about this on their show and said that
Speaker 1: now they're going to hand out opaque bag so the
Speaker 1: kids can't choose. Like, here's a bag and there's candy
Speaker 1: in it, So good luck with that, whatever it is.
Speaker 1: You open it later, like you know what, Now on
Speaker 1: top of the two hundred dollars, I gotta put each
Speaker 1: piece of candy in a bag because this dipstick from
Speaker 1: up the street doesn't like Snickers or Hershey's or whatever.
Speaker 1: It is the easy way to solve that. Now you
Speaker 1: don't get none, you get nothing. Oh yeah, you're right,
Speaker 1: I only have Snickers. Well I don't like Snickers. Okay,
Speaker 1: well guess what I do? See yah? Now, if they're
Speaker 1: persistent little craps, I mean I suppose you could tell
Speaker 1: them depending on the age, No, that's what we have here.
Speaker 1: If you don't like, you don't have to take one,
Speaker 1: it's fine. Or maybe give it to your brother or sister.
Speaker 1: I'm sure your mom and dad eat or something like that.
Speaker 1: It's it's fine. I don't think i've ever had that
Speaker 1: where the kid's like what is that? That's terrible because
Speaker 1: generally it's like, you know, we tend to do I
Speaker 1: don't know whatever, I know, kiss with the fruit, flaffored
Speaker 1: stuff whatever. You're not gonna keep everybody happy. There's a
Speaker 1: lesson for you there, right. If you're kind of old
Speaker 1: school like me, like, you're not gonna keep everybody happy.
Speaker 1: You're not gonna get what you want all the time.
Speaker 1: This is not how life works. Rather than grateful and thankful,
Speaker 1: it's like, you know, I don't have to give you candy, right.
Speaker 1: You know this is there's no written contract anywhere it
Speaker 1: says on Halloween, I have to open my door and
Speaker 1: give your unappreciative little little smart ass anything for that matter.
Speaker 1: Matter of fact, hold on a second, reach down to
Speaker 1: her bucket. I'm taking candy because you're such a jerk.
Speaker 1: That's not a message. Who's next? Let the word get
Speaker 1: around in the neighborhood. Sloan's not to be messed with.
Speaker 1: Churse my house, just say my house to be called
Speaker 1: recovered in toilet paper. But that's probably got today. A
Speaker 1: kid's probably more like just to shoot you. Wait a minute,
Speaker 1: we used to tepee and soap, so, you know, let
Speaker 1: the air out of somebody's carts. Something like a flaming
Speaker 1: bag of dog crap on the front of No. No,
Speaker 1: I just get like a dry bile to light my
Speaker 1: house up with an ak Why because I gave them
Speaker 1: a Hershey's instead of a Snickers. And some people are
Speaker 1: reporting that those who leave candy out, you know the
Speaker 1: honor bar system, sometimes find everything stolen. I've kind of
Speaker 1: heard of that as well. I wonder if it's the
Speaker 1: little kids and not just like the big kids. Somebody
Speaker 1: being stupid, But why would you steal like you put
Speaker 1: the you put a bowl of candy out there, they
Speaker 1: take the bowl and everything, and in some cases are
Speaker 1: committing vandalism. So I just I don't understand that. The
Speaker 1: lack of I guess we would call that manners just
Speaker 1: kind of a broader failure to teach kids manners and
Speaker 1: gratitude and being thingful and mindful of all those things
Speaker 1: that later in life we wished we had but we don't.
Speaker 1: So I don't know. I just wonder how many neighborhoods
Speaker 1: that's actually occurring in as to where the kids are
Speaker 1: demanding full sized candy birds. I can't imagine a lot
Speaker 1: of places around so, because again I bring this back
Speaker 1: to Calli Rippa, I'm guessing that I don't know if
Speaker 1: Kelli Rippa or maybe one of her man servants are
Speaker 1: the ones handing the candy out and she's getting the
Speaker 1: second or third hand. I'm not sure. However, I wonder
Speaker 1: how many places around Cincinnati where this is actually happening,
Speaker 1: because I would love to hear that one or demanding
Speaker 1: full sized candy bars. You'd lose your mind if you
Speaker 1: went to a house and the candy to a full
Speaker 1: sized candy bear. I don't know how we communicated as
Speaker 1: kids back in the day, but it take about five
Speaker 1: minutes for the entire neighborhood to know that this house
Speaker 1: is handing out full sized candy bars. And we didn't
Speaker 1: have cell phones, you know, like texting your buddies and
Speaker 1: everything else. I don't know how the words spread, but
Speaker 1: the word spread like literally within a few minutes the
Speaker 1: whole it was around the neighborhood. I just I have
Speaker 1: no idea how we how what our chaining communication was then.
Speaker 1: It was probably like a game of telephone. But still
Speaker 1: it was still remarkably fast. As I recall, remarkably fast.
Speaker 1: It's slowly on the Big One seven hundred WLW coming
Speaker 1: up at eleven oh seven on the show, Kirk Couchman
Speaker 1: is here from Americans for Prosperity. And as I watched
Speaker 1: speaker Johnson and my notored speaker Jeffrey speak, and I again,
Speaker 1: I don't know hear what they're saying. I don't know
Speaker 1: what the words will come out of their mouth, but
Speaker 1: it probably was a lot of blah blah blah about
Speaker 1: the shutdown that's going to continue with knowing insight while
Speaker 1: the other side is wrong and we're right. Democrats are
Speaker 1: digging their heels and over healthcare, Republicans are digging their
Speaker 1: heels in and saying, well, they're the ones who shut
Speaker 1: it down because they want to hold this hostage. And
Speaker 1: I'm not quite sure who's right or who's wrong on this.
Speaker 1: If you're dining the Will red or did Ina will blue,
Speaker 1: you're siding with your team. Yeah, my team. Great. What
Speaker 1: it gets is it's course more deficit, more spending. And
Speaker 1: that's the thing that kills us all is it. The
Speaker 1: longer and the more often we shut governments down, the
Speaker 1: more money it costs us, which of course drives up
Speaker 1: inflation of Couse, the money goes up, the chance of
Speaker 1: us becoming insolvent gets closer and closer, meaning we're what
Speaker 1: thirty seven trillion dollars plus in debt and that clock
Speaker 1: is ticking. Every day we shut the government down, it
Speaker 1: adds a trillion and a half to it. So we
Speaker 1: can keep it over seven weeks and do it all
Speaker 1: over again. So that makes sense to you, It doesn't
Speaker 1: make sense to anybody I know, And I don't know
Speaker 1: how you can root one side or the other saying yeah,
Speaker 1: they're doing the right thing, you're not doing the right
Speaker 1: there's irresponds enough irresponsibile to go around his proposals. Many
Speaker 1: are so why don't we just have a balanced budget amendment?
Speaker 1: I think the closest we were to this was I
Speaker 1: want to say, in the mid nineties, and we just
Speaker 1: couldn't get it over the line. Now, the argument against us,
Speaker 1: of course, would be, well, what happens if something big?
Speaker 1: What happens if we have COVID? We got to borrow
Speaker 1: money in order to pay people not to work, which
Speaker 1: I'm silly now, but during COVID it made sense at
Speaker 1: least for you know, a period of months, Like you,
Speaker 1: we don't know what's going on here, we're going to
Speaker 1: shut it all down. That was an emergency. War in
Speaker 1: a number we get attacked September eleventh attack, Okay, that's
Speaker 1: an emergency. We may need to borrow some money. Well this,
Speaker 1: this hurts that effort. If indeed we continue on the
Speaker 1: path we are of course the cry as well if
Speaker 1: we have a balance, but that means we can't borrow them.
Speaker 1: I think there's a workaround for that. I really do,
Speaker 1: I really do, And We'll get to Kurt Couchman about
Speaker 1: that in just a few minutes. Here right after news
Speaker 1: at eleven o six on the Scotsland Show on seven
Speaker 1: hundred WW on the Halloween candy thing. Nancy here on
Speaker 1: the show.
Speaker 9: Good morning, Okay, good morning sun. What are your thoughts
Speaker 9: on treats instead of candy?
Speaker 3: What do you mean?
Speaker 1: What's a treat?
Speaker 3: Like?
Speaker 1: Are you talking about like not candy corn? Like like
Speaker 1: not a candy bar? But what what are we talking? Cupcake? Cookie?
Speaker 2: No?
Speaker 9: I know, not not home big goods, right, but like
Speaker 9: trink it's like the leftover things you have to buy
Speaker 9: for your kid's birthday party, little favors, things like that.
Speaker 1: I don't think those are bad. I don't think. I mean,
Speaker 1: if it's a decent one, I don't think it's if
Speaker 1: it's the if it's the really cheap spider ring, you
Speaker 1: know what I'm talking about? That that's a no go.
Speaker 1: But something decent, Yeah, I go for that. Yeah it's
Speaker 1: got Now what do you got to mind?
Speaker 3: What do you got?
Speaker 1: What if I come to your house Nancy dressed as
Speaker 1: a spider Man or I don't know, maybe I'm gonna
Speaker 1: go as Taylor Swift. This year, I haven't decided what
Speaker 1: would you put in my bag?
Speaker 2: Well, I don't know.
Speaker 9: Like I had all these leftover birthday favors and things
Speaker 9: last year, so I set them out on one side
Speaker 9: and I said hand be out on the other side,
Speaker 9: and I let the kids choose but sad to take
Speaker 9: whatever you want. And it was astonishing. Almost every kid
Speaker 9: chose the small toy or trinket, you know. Like one
Speaker 9: thing was like that balloon that has a rubber band
Speaker 9: on it. You blow it up and then you punch it.
Speaker 1: Oh yeah, yeah, my house. He lost it, all right,
Speaker 1: that's pretty cool. So what what was a candy option?
Speaker 3: Though?
Speaker 5: You know, a typical mix.
Speaker 9: I like to do a suffer like a blow pop
Speaker 9: and some skittle. I don't make the chocolate and the
Speaker 9: and the flavored candy together because it makes it all taste.
Speaker 1: Yeah, yeah, yeah, I get that. Yeah, Okay, So that's
Speaker 1: a good I mean, that's a it's a buffet. You
Speaker 1: gave kids a selection. Did any kid complain that you
Speaker 1: didn't have a full sized candy bar?
Speaker 9: No, but the parents said no, absolutely not Halloween, it's
Speaker 9: for cans.
Speaker 1: And put the parents. The parents complained that you were
Speaker 1: handing out Chotsky's instead of candy.
Speaker 5: Yeah, it was unbelieve And so I don't know. You're right,
Speaker 5: it's the parenting.
Speaker 6: We're said in the example here, So I don't know.
Speaker 1: You know, I did the same thing this year. Nancy
Speaker 1: had a little experiment for it. Do the same thing
Speaker 1: here and and said, and when a parent complaints, say,
Speaker 1: guess what you tell the kid, because because your parent
Speaker 1: was rude and mean, you're not getting any candy. Turn
Speaker 1: that thing around on them.
Speaker 9: Oh no, it's a happy Halloween for all right.
Speaker 1: I don't know, but adult, your parents cost your candy.
Speaker 1: Nancy put it on them, make them say you know
Speaker 1: what you want that? Have them go take them to
Speaker 1: the store. Now get out of here before I turn
Speaker 1: the sprinkler on you. I like happy, happy Halloween kids,
Speaker 1: not get the hell out of here. Scott's shoe. One
Speaker 1: of the best Bengals coverage we got Thursday night football
Speaker 1: in town here at pay Corps and you'll hear it.
Speaker 1: I don't know what the best Bengals coverage seven hundred
Speaker 1: w W Since.
Speaker 2: You want to be an American.
Speaker 1: Sony back on seven hundred WLW four thousand layoffs. Democrats
Speaker 1: railed against House Speaker Mike Johnson on Friday canceled another
Speaker 1: week of House votes. We had the ongoing government shutdown,
Speaker 1: of course, and more political theater and again, and this
Speaker 1: is uncomfortable for people who fly. If you want to
Speaker 1: go to a national park. Hell, if you're a federal employee,
Speaker 1: you're scared. I get that. That is the real consequence
Speaker 1: of all this silliness that's going on. But largely it's
Speaker 1: all theatrics. It's all theatrics, because we could solve this
Speaker 1: thing if we really really wanted to, and that would
Speaker 1: be those we send to Washington, DC. They'd rather fight,
Speaker 1: draw a line in the sand, and then stand for
Speaker 1: the people who fill their coffers with money so they
Speaker 1: can get elected and re elected. And meanwhile, the rest
Speaker 1: of America as a whole suffers because we're over thirty
Speaker 1: seven trillion dollars in debt right now. That number continues
Speaker 1: to grow. This would add like another trillion and a
Speaker 1: half to the debt if Democrats got what they want
Speaker 1: to keep the government open for another seven weeks, when
Speaker 1: we'll do it all over again. There's got to be
Speaker 1: a way to fix this on that Kurt Couchman, Kurt
Speaker 1: is a senior fiscal policy follow Americans for Prosperity. Welcome
Speaker 1: to the show, Kurt. How are you.
Speaker 7: Good morning, Scott. I'm doing well. How are you.
Speaker 1: I'm doing I'm all right. It's you know, the problem is,
Speaker 1: it's not the heat, it's the stupidity this whole Dan.
Speaker 1: We've talked about this before, and it's nothing but mindless
Speaker 1: political theater, imposturing and gesturing and who's going to blink first?
Speaker 1: And you know, if Democrats are saying, hell, yeah, we
Speaker 1: got to have affordable health care, and Republicans are yees,
Speaker 1: stick it to the Dems, make a lib cry, and meanwhile,
Speaker 1: the rest of the country, the eighty percent of us
Speaker 1: who aren't engaged in that stupidity and pettiness, look at
Speaker 1: it and go, what the hell are we doing over here?
Speaker 1: Healthcare costs are extremely out of control. You you want
Speaker 1: to extend the Obamacare Americans, the ACA and basically take
Speaker 1: money from Pile A and transfer it to Pile B
Speaker 1: because it, yeah, okay, there's people who can't afford that.
Speaker 1: I people in my family, people I know that can't
Speaker 1: afford healthcare and need that money in order to make
Speaker 1: their payments able to afford healthcare. I get that, but
Speaker 1: why are we subsidized. It's not affordable healthcare. That's a
Speaker 1: scammin and of itself. We're just subs it more and
Speaker 1: making it look like it's cheap. It's still our money.
Speaker 1: We're still borrowing it, and we're drowning in debt each
Speaker 1: and every day. And the simple solution to this maybe
Speaker 1: not so simple as just simply balance the budget and staff.
Speaker 1: These silly continued resolutions do nothing but cause us to
Speaker 1: borrow more money.
Speaker 7: Well, there's a lot to impact there. Yeah, healthcare is
Speaker 7: far too expensive in this country. Health insurance it's too expensive.
Speaker 7: A lot of it is because there's just so much
Speaker 7: bureaucracy stained between patients and medical providers. And what the
Speaker 7: Democratic position in Congress right now is, let's just paper
Speaker 7: that over throw more money as a problem. Let's not
Speaker 7: deal with the underlying regulations, bad incentives, and all of
Speaker 7: that that are making care less high quality, less affordable,
Speaker 7: less accessible. There's waiting lists in a lot of places,
Speaker 7: and that's really unfortunate. So we do need to tackle
Speaker 7: the underlying drivers of healthcare cost explosion. In terms of
Speaker 7: fixing the budget, there's a whole lot of pieces there
Speaker 7: as well. I mean, we didn't even have shut down
Speaker 7: Jimmy Carter created them, and we have a process that's
Speaker 7: just a quarter of spending. So you wonder why it
Speaker 7: doesn't work, it's because Congress doesn't even do a real budget.
Speaker 7: So there's all these different pieces. But right now, we've
Speaker 7: got to end this shutdown by getting the Senator pass
Speaker 7: the clean cr and then we can have all the
Speaker 7: conversations about how do we fix the place, how do
Speaker 7: we fix health care and all that.
Speaker 1: Well, politically, if both sides benefit from a shutdown, depending
Speaker 1: on Hoo's doing the shutting down and who's perceived to
Speaker 1: be shutting the government down, then they'll never eliminate and
Speaker 1: never solve this problem because it's it's a way for
Speaker 1: them to gain attention. Why would they get rid of
Speaker 1: something that works for them.
Speaker 7: Yeah, I mean, at some point it's going to become unbearable.
Speaker 7: There are a number of people that are continuing to work.
Speaker 7: I saw somewhere that seventy two percent of federal employees
Speaker 7: are continuing to work now they can't get paid until
Speaker 7: the shutdown's over. But the White House is trying to
Speaker 7: dial up the pain on things that are particularly salient
Speaker 7: to the Democratic senators that need to vote for this thing.
Speaker 7: So canceling infrastructure grants and energy grants and that kind
Speaker 7: of thing. There are bigger conversations that need to be had,
Speaker 7: but again, we need to fix it. We need to
Speaker 7: get the government opened again, because the longer this goes on,
Speaker 7: there are things that we do need in the long
Speaker 7: run that maybe aren't immediately so important, that start to
Speaker 7: fall by the wayside. There's a lot of permits that
Speaker 7: don't get issued when the federal government shut down like this.
Speaker 7: There's one guy over the Treasury Department who approves all
Speaker 7: new beer and wine labels apparently, and so you've got,
Speaker 7: you know, beer that's going to go bad and the
Speaker 7: losses to the brewers if these labels don't start getting approved.
Speaker 3: Right.
Speaker 1: Curt on that too. We've i think talked about this
Speaker 1: in the past, but what would that look like? How
Speaker 1: easy or hard would it be to balance the budget?
Speaker 1: Require that the budget be balanced? I know, if you
Speaker 1: go back to ninety five, we're really really close on
Speaker 1: this thing and have grown apart ever since.
Speaker 7: Yeah, we Congress almost did pass the balance budget Amendment
Speaker 7: in nineteen ninety five, have passed the House you need
Speaker 7: you need two hundred and ninety votes to get to
Speaker 7: two thirds, and they have three hundred. And then it
Speaker 7: went to the Senate and failed by one vote. It
Speaker 7: turns out there are actually a lot of problems with
Speaker 7: that version of a balance budget amendment proposal. I talk
Speaker 7: about that in my book Fistful Democracy in America, and
Speaker 7: I also talk about new versions of DBAs that actually
Speaker 7: are better, much better, don't have the problems of the
Speaker 7: old versions. And the next time the balance budget amendment
Speaker 7: becomes a hot topic, then maybe we've actually got a shot.
Speaker 7: And then in addition to that, there's you know, fixing
Speaker 7: the underlying process so that Congress has enough dials that
Speaker 7: it can turn, so that it can actually reach balance,
Speaker 7: stay in balance, and do it in a way that
Speaker 7: is politically survivable for members of Congress because you know,
Speaker 7: they want to get reelected, so they've got to be
Speaker 7: able to do both right.
Speaker 1: One of the cries would be, well, wait a minute,
Speaker 1: what if we fall to and emerge. For example, COVID
Speaker 1: hits like we had another COVID right now, it's not
Speaker 1: that coming. COVID shouts everything down. We have to pay
Speaker 1: people not to work, which is a new notion. We've
Speaker 1: got to borrow more money in order to do We
Speaker 1: can't have as bounced budget. We can't do that kind
Speaker 1: of thing. What about during an emergency?
Speaker 7: Yeah, I mean emergencies take a number of different forms, pandemics, wars, recessions,
Speaker 7: you know, natural disasters, and it's totally appropriate and it's
Speaker 7: responsible budgeting to borrow for emergencies. Every BBA, including the
Speaker 7: good versions that I just talked about, has some sort
Speaker 7: of a safety valve for emergencies. It should be high
Speaker 7: so that it doesn't the safety valve doesn't get abused,
Speaker 7: but it shouldn't be so high that it's kind of
Speaker 7: out of character with the constitution, or that would let
Speaker 7: a small minority kind of play the hold up game
Speaker 7: in order to extract concessions. One of the reasons we're
Speaker 7: able to have a shutdown right now is because there's
Speaker 7: not some major emergency going on. This with pressure on
Speaker 7: I think Goodness putting pressure on folks to come to
Speaker 7: the table.
Speaker 1: He can you imagine if we had some sort of
Speaker 1: major emergency right now, we'd be screwed, would we?
Speaker 7: Well, I think people would get their act together, we'd
Speaker 7: reopen the government. The emergency would get funded and whatever
Speaker 7: authorities what would be needed would be provided. So you know,
Speaker 7: people will change their actions and response to changing circumstances.
Speaker 1: What do you think is going to force them to act?
Speaker 1: I mean, we've talked about the debt bond before, which
Speaker 1: in less than twenty years we're not gonna be able
Speaker 1: to service the interest on our debt. Pretty Much everything
Speaker 1: we spend it's going to go to that we'll be
Speaker 1: upside down. And we know major cuts and government will
Speaker 1: come and and everything we take for granted will become
Speaker 1: in jeopardy. It's not a manufactured crisis like a doomsday.
Speaker 1: It's a financial doomsday. But we can see it coming.
Speaker 1: We can stop it. The only question is when does
Speaker 1: someone blank and say, Okay, we've got to really put
Speaker 1: the future of the country first.
Speaker 7: Yeah, that's the scary thing. Bridge Stowe founders and investments
Speaker 7: like Hedge Fund Investment Company. So the founder, Ray Dallio,
Speaker 7: recently published a book and he's been out there talking
Speaker 7: about all this stuff. He thinks we've got about three
Speaker 7: years plus or minus the year before we have what
Speaker 7: he calls a fiscal heart attack. And if that happens,
Speaker 7: then yeah, we could have a debt crisis, and I
Speaker 7: guess at that point members of Congress will get serious about,
Speaker 7: you know, looking at what doesn't work and how to
Speaker 7: fix it. But when you're in that crisis mode, it's
Speaker 7: just such a scramble. We would probably jack up taxes,
Speaker 7: we would yank the military out of the rest of
Speaker 7: the world, which you can make a case for it gradually,
Speaker 7: but not suddenly, and so like it'd be chaos. So
Speaker 7: the ideal is to get ahead of it, fix the system,
Speaker 7: let the bond markets know that we're on a path
Speaker 7: to get this stuff under control, avoid a fiscal heart attack.
Speaker 7: But you know, we're working on that. We're hopeful that
Speaker 7: once we get past the shutdown that members of Congress
Speaker 7: will be a lot more serious about thinking, Okay, this
Speaker 7: was not fun, this was not good. How do we
Speaker 7: make it all better.
Speaker 1: I wonder how much the conflict the said the demographic
Speaker 1: demographic shift in America, because you know, if you're older
Speaker 1: right now, the notion is that I paid into my
Speaker 1: these entitlements, they're not in toitements I paid for that. Well,
Speaker 1: you paid into it, but the people you elected spend
Speaker 1: it out other stuff. That's that's kind of what happened.
Speaker 1: I said, we got a surplus here, let's spend that
Speaker 1: on something else, and they did that, and I was like, well,
Speaker 1: now we're kind of got to borrow money. And then
Speaker 1: people are screaming about is that voice becomes dimmer and
Speaker 1: dimmer because you know, generations fade out and new ones
Speaker 1: come in. Is that also part of what we're talking
Speaker 1: about here. It's just it's like a wait month. I
Speaker 1: don't if we can wait three years, but a waiting
Speaker 1: game essentially, because I think younger people see the cold
Speaker 1: hard reality of the facts and they can't achieve the
Speaker 1: American dream that their grandparents, that their parents look on
Speaker 1: grandparents achieved.
Speaker 7: Yeah, I mean, it is a challenge, and there are
Speaker 7: lots of different ways to fix it. In theory, it's
Speaker 7: a political problem where members of Congress don't know how
Speaker 7: to chip away at these challenges in a way that's
Speaker 7: politically sustainable for them. So that's that's really what the
Speaker 7: promise of budget reform, like fixing the way that Congress
Speaker 7: makes decisions is all about. But the reality is that
Speaker 7: the surpluses have been sort of saved. It's the IOUs
Speaker 7: and the trust fund, and those are expected to be
Speaker 7: in about seven years now, so even you know, the
Speaker 7: surpluses will have been accounted for, and then there's still
Speaker 7: a big gap and it's going to have to come
Speaker 7: either through you know, benefit reductions or revenue increases. And
Speaker 7: revenue increases means taxing people who are working and often
Speaker 7: trying to provide for families and that sort of thing.
Speaker 7: So it thinks, no matter who's going to have to
Speaker 7: bear the transition costs. But it's got to happen somehow,
Speaker 7: and so we need Congress to be able to do
Speaker 7: that tough but necessary work and be able to be
Speaker 7: okay with that.
Speaker 1: Kurent Catchman with Americans for Prosperity on a Balanced Budget
Speaker 1: amendment simply because everything is so out of control. The
Speaker 1: shutdown is the emblematic of that. How do you sell
Speaker 1: the city American people? Though, because Benjaminer saying is, hey, listen,
Speaker 1: we've got to balance a budget. That means we're going
Speaker 1: to have to make some tough decisions here and what
Speaker 1: we spend our money in, because you know, the edict
Speaker 1: of Republicans was, hey, we're going to get in here
Speaker 1: and have doze and we're to make these huge cuts
Speaker 1: and we're going to right side, we're going to quit
Speaker 1: our spending, and spending has since gone up under Republicans
Speaker 1: and Donald Trump.
Speaker 7: Balance in the budget over a reasonable period like ten
Speaker 7: years or something, that's an eighty percent issue from the
Speaker 7: American public. So the question is how do you design
Speaker 7: one that actually works for governance? And the ones that
Speaker 7: I think have the best likelihood of succeeding would balance
Speaker 7: over ten years after ratification, after the thirty eighth date
Speaker 7: approves it, and wouldn't necessarily have to go to full
Speaker 7: balance including interests. It could go to primary balance, which
Speaker 7: is current spending not including interest and revenue, and that's
Speaker 7: enough to stabilize the debt burden and keep it from
Speaker 7: exploding and causing all the problems. Long term, we probably
Speaker 7: do have to move closer to full balance, but it's
Speaker 7: just too big for Congress right now. So you know,
Speaker 7: we have to do one piece at a time. And
Speaker 7: we actually did some polling about shutdowns right before the shutdown,
Speaker 7: and it turns out that another eighty percent issue is,
Speaker 7: you know, forcing Congress to stay in DC until they
Speaker 7: get the appropriations built on and in the meantime not
Speaker 7: have any interruptions and services for the American people. I mean,
Speaker 7: we pay for it.
Speaker 3: They should be there.
Speaker 7: So that's another thing that is part of fixing the system.
Speaker 1: And not only that we should pay for it, we're
Speaker 1: going to pay more because of the government shutdown. That's
Speaker 1: the worst part.
Speaker 7: Yeah, I mean it holds back the economy, and not
Speaker 7: as much as some people claim, but that the bigger
Speaker 7: cost is that Congress ends up jamming through some sort
Speaker 7: of an omnigous appropriations bill with all sorts of blow
Speaker 7: and pork, and very few members get participate in the process.
Speaker 7: So we have a deficit when it comes to democracy
Speaker 7: as well when it comes to these big spending bills
Speaker 7: that are cooked up behind closed doors.
Speaker 1: I don't know what hope we do have because the
Speaker 1: ground sool Republicans getting swept in and Donald Trump yet
Speaker 1: again was hey, we're going to cut taxes for everybody.
Speaker 1: We're going to tear issue tear if we're going to
Speaker 1: make everybody in America rich. Again, that's all great in
Speaker 1: some areas, it's succeeding. In other areas it's not. And
Speaker 1: you know, we're gonna, hey, we're going to cut all
Speaker 1: these programs and we're not. We're going to if you
Speaker 1: cut taxes, you got to cut programs. They cut taxes,
Speaker 1: but they didn't cut programs.
Speaker 7: Well, they kept taxes from going up, and there were
Speaker 7: some new tax cuts. The new tax cuts were more
Speaker 7: than fully offset with some changes to benefits programs. Really
Speaker 7: just good governments cleaning up making sure that people are
Speaker 7: actually eligible for the programs. You've heard some of the
Speaker 7: scary stories about Medicaid and the food stamps and all that.
Speaker 7: Those are modest changes to make sure that there wasn't
Speaker 7: as much waste, fraud, and abuse in them. There's a
Speaker 7: lot more that needs to happen. Like in the long run,
Speaker 7: the major challenge is the imbalance in social security, but
Speaker 7: especially in federal healthcare programs. Almost all of federal health
Speaker 7: subsidies are outside of the appropriations process, and so if
Speaker 7: we just fixate on appropriations the twelve Bills, we're never
Speaker 7: going to figure out how to fix healthcare. So that's
Speaker 7: why we're talking about we need to move Congress doing
Speaker 7: a comprehensive budget that has all of the spending, all
Speaker 7: of the revenue, all the tax expenditures, and then they
Speaker 7: can actually manage this stuff and weed out the nonsense
Speaker 7: and to make things, you know, lead and efficient and effective.
Speaker 7: And that's the way that we're going to be able
Speaker 7: to solve this problem.
Speaker 1: Kashan, You just dreaming here? Is that what this is?
Speaker 1: You just spect all dreaming because I mean it sounds
Speaker 1: goods people not in their head. Ben, is it really
Speaker 1: going to happen?
Speaker 7: Well, that's what we're trying to make happen. I mean, look,
Speaker 7: everything starts out as a dream and then it gets
Speaker 7: more and more concrete. This stuff is all introduced as legislation.
Speaker 7: Most of it has bipartisan support, and that which doesn't
Speaker 7: it should and will eventually it's going to have to.
Speaker 7: But you know, we're we're moving along and and there
Speaker 7: are nobody's really objected to any of these particular pieces.
Speaker 7: It's more like, oh, we just need to think about
Speaker 7: it some more so. But like doing a real budget,
Speaker 7: that is the most basic thing that you can do
Speaker 7: to manage your situation.
Speaker 3: Right, It's a job.
Speaker 1: It's prescribed for them.
Speaker 3: Here's your job.
Speaker 1: You've got one job, Congress. The job is you got
Speaker 1: to come up with a butte. That's your job.
Speaker 3: Yep, we can't.
Speaker 1: We haven't done that job. We've done that job twice
Speaker 1: since I bet a voter and I'm old.
Speaker 7: Oh, Congress has actually never done a real budget with
Speaker 7: everything in it, never, not once. I mean, Congress started
Speaker 7: out as a really informal institution, and as it's gotten bigger,
Speaker 7: as society has gotten more complicated, it should have formalized
Speaker 7: the way that it makes decisions more and it just hasn't.
Speaker 7: And you know, we're kind of a generational moment where
Speaker 7: it's time to really modernize Congress, and so this is
Speaker 7: part of that agenda.
Speaker 1: Yeah, I wonder if you can see younger people, I'm
Speaker 1: millennials but also gen zers like enough of this nonsense
Speaker 1: and take government back. I mean, the future is the hope,
Speaker 1: I think absolutely.
Speaker 7: And you know people will often say, oh, we need
Speaker 7: to consider the twelve appropriations built separately, and it's like why,
Speaker 7: because you know Congress, which was a Democrat lat at
Speaker 7: the time, decided that that was the best way four
Speaker 7: or fifty years ago.
Speaker 6: No.
Speaker 7: I mean, like times have changed and our needs have changed.
Speaker 7: We need Congress to do things that make sense for today,
Speaker 7: not for what made sense to push back on Richard
Speaker 7: Nixon fifty years ago.
Speaker 1: Yeah, well that's the nature of it. Always look back
Speaker 1: and go it was so much better than was it.
Speaker 2: Really?
Speaker 1: History is very kind, is it not. Kurt Couchman over
Speaker 1: to Americans for prosper Americans for Prosperities, a senior fiscal
Speaker 1: policy fellow checking in and once again restoring some common
Speaker 1: sense in Congress of Balance. Budde's amendment could do that.
Speaker 1: But we shall see. I wonder if we fall off
Speaker 1: the cliff, and maybe as we're falling off the cliff,
Speaker 1: we try to do something, but by then it'll be
Speaker 1: too late. Hopefully, hopefully this can gain some traction. Curt
Speaker 1: all the best, Thanks again, thanks for having me news
Speaker 1: on the way in just about four or five minutes
Speaker 1: here on the Big One seven hundred WW Scott's Loan Show,
Speaker 1: and then we returned. Andy Shaeffer checks in. We'll put
Speaker 1: all this together. We just talked about with the markets.
Speaker 1: The market's been kind of bouncing around a little bit lately.
Speaker 1: Everything was great and then Friday hit and it's all crazy.
Speaker 1: What's really going on in the underbelly of the American economy.
Speaker 1: Some people say we're headed towards another Ready for this one,
Speaker 1: another great depression like we had nineteen twenty nine. Ill
Speaker 1: bounce it off him. See what he has to say
Speaker 1: about it just ahead. Scott's Loan show continues after news.
Speaker 1: I'm the home the best Bengals coverage Thursday night football
Speaker 1: in the NAT on seven hundred w.
Speaker 5: The time to talk about money, how to make it,
Speaker 5: how to keep it, and how to keep others off
Speaker 5: your stack.
Speaker 1: This is all Worth Advice with Andy Shaeffer, Money Time,
Speaker 1: bad Money, Never sleeps Andy Shaeffer never so well he does.
Speaker 1: He's really good at sleeping, but he's pretty good at
Speaker 1: what he does. Is our expert when it comes to markets,
Speaker 1: investments and your future. Financially, He's with all Worth financially. Andy.
Speaker 3: Welcome, Thanks Scott.
Speaker 1: Happy to be here, Yes, sir, so. Markets are just
Speaker 1: kind of bouncing all over like a ping pong ball
Speaker 1: and an empty box car right now. And then started
Speaker 1: out went back on Friday because of the tariff with
Speaker 1: China in this case where we get one hundred percent,
Speaker 1: and then yesterday had cooled off and then China said
Speaker 1: we're going to hit you on your shipping and what
Speaker 1: the hell's going on?
Speaker 3: Yeah, it's kind of funny.
Speaker 5: You know.
Speaker 4: Last Friday, the market's were cruising along and I had
Speaker 4: a couple of meetings and I look up in the afternoon,
Speaker 4: and you know, they went sideways down about three percent,
Speaker 4: and you know, I was curious to see why it
Speaker 4: was because Donald Trump basically said that Chinese imports could
Speaker 4: reach one hundred percent tariffs starting on November first. Obviously,
Speaker 4: markets didn't like that. I think he's not very happy
Speaker 4: with a lot of the response that he's getting from
Speaker 4: Jijiping and the Chinese. And in response, China basically said,
Speaker 4: all right, well, we're going to put restrictions on rare
Speaker 4: earth minerals, which is very important for us. And I
Speaker 4: don't think a lot of people understand.
Speaker 3: What rare earth minerals are.
Speaker 4: It's not diamonds, it's not emeralds. Essentially, what it is
Speaker 4: there's about fifteen to seventeen obscure elements, big words that
Speaker 4: are hard to pronounce, that are essential for inputs in
Speaker 4: electric vehicles, magnets, wind turbines, semiconductors, even are fighter jets.
Speaker 4: So it's not that the Chinese have a surplus or
Speaker 4: more than the rest of the world of these rare
Speaker 4: earth minerals. What they are good at is producing them
Speaker 4: and polishing them up to make sure that they are
Speaker 4: available for use. Now the United States, we have, you know,
Speaker 4: more of a surplus than China does, and the minerals,
Speaker 4: we just don't have the capacity to really produce them
Speaker 4: and process them the way that China does.
Speaker 1: So it's an environmental issue, is what it is.
Speaker 3: Yeah, well, and that's it now.
Speaker 4: I do think at some point, you know, we are
Speaker 4: going to work towards that, because I think most of
Speaker 4: our society realize that we don't want to be beholden
Speaker 4: to the Chinese as far as rare as minerals go,
Speaker 4: particularly because it's very critical for our military and so
Speaker 4: obviously we don't want to rely on them for those
Speaker 4: But that can take years, Scott before we can get
Speaker 4: to the point where we can process as rare minerals
Speaker 4: like China does. And so essentially what we've seen in
Speaker 4: the markets is that it's kind of been a resurgent
Speaker 4: of a little bit of tension between US and the
Speaker 4: Chinese as far as trade talks. I think we kind
Speaker 4: of forgot about it for a little while, and this
Speaker 4: just kind of brought it to the forefront.
Speaker 1: Yeah, and I'm guessing that this is why the crypto
Speaker 1: markets stumbled so badly.
Speaker 4: Yeah, Yeah, A little bit has to do with the
Speaker 4: crypto markets as well. Now, we saw a little bit
Speaker 4: of a rally there yesterday, but that falls in line
Speaker 4: with Trump walking back as comments on it as well.
Speaker 3: I mean he basically said, oh yeah, me.
Speaker 4: And Shijingping or good buddies, and we'll work it out
Speaker 4: and those types of things. And you know, this is
Speaker 4: more of the same that we've seen from the rhetoric
Speaker 4: from the White House with our relationship with China, and
Speaker 4: so I think a lot of investors right now are
Speaker 4: holding on to every word, which I think is a
Speaker 4: bad idea. You know, this is just kind of par
Speaker 4: for the course and negotiations, and so I think the
Speaker 4: lesson here is just just hang in there, keep reviewing
Speaker 4: your portfolio and make sure it's in line with your
Speaker 4: risk tolerance because we'll come out of this.
Speaker 1: Yeah. And figuring out the rarest mineral thing too, because
Speaker 1: I think it's the country have a lot of it.
Speaker 1: I know Afghanistan has have some, but I think maybe India,
Speaker 1: Vietnam I think comes to mind as well. And you know,
Speaker 1: back to the tariff thing that we're hitting in Vietnam
Speaker 1: with tariffs or these countries with tariffs, Does that make
Speaker 1: a lot of sense in your opinion, and we're we're okay.
Speaker 1: The tariff experiment's gone on for a while. I'm still
Speaker 1: not seeing the results of this.
Speaker 3: Andy Well.
Speaker 4: I think we are starting to see to where we
Speaker 4: have a little bit more leverage in China, and I
Speaker 4: think we have seen some progress. We got a good
Speaker 4: deal with European Union, and we received a nice deal
Speaker 4: with Great Britain. But you know, in many senses, those
Speaker 4: countries don't matter as much as China, Mexico and Canada.
Speaker 4: Those are big trading partners right right, And so you know,
Speaker 4: as this continues on, I think Trump is playing the
Speaker 4: slow play game. I think he feels like time is
Speaker 4: on his side because inflation has been fairly calm. We're
Speaker 4: seeing it tick up just a little bit, so it
Speaker 4: feels like he has leverage in this regard. And furthermore,
Speaker 4: think of it from the Chinese perspective, if we continue
Speaker 4: to put pressure on the Chinese, Essentially, China needs access
Speaker 4: to our markets. We have the largest economy in the world.
Speaker 4: They sell most of their goods to the United States.
Speaker 4: So if they don't have access to sell their goods
Speaker 4: to US citizens, they will fall in a very deep,
Speaker 4: deep recession and they can't afford to do that, so
Speaker 4: I think he feels like he has leverage there. Hopefully again,
Speaker 4: we'll come to a deal before the end of the year.
Speaker 4: But we've been talking about this Scott since you know,
Speaker 4: March and April, so it remains to be seen.
Speaker 1: Yeah, I mean, the crowd was okay toffs and we
Speaker 1: are the United States is hauling in a lot more
Speaker 1: money than we have when it comes to tariffs. I
Speaker 1: don't know where the money's going. It's coming back to us,
Speaker 1: right is they say, hey, we're gonna have all these
Speaker 1: manufacturing jobs now. Granted that's going to take a while,
Speaker 1: and there was a campaign promise, but you think we
Speaker 1: other than maybe a few here or there, we'd start
Speaker 1: to see things moving a little faster than right now.
Speaker 1: Because we are an impatient peacefle it's something that takes
Speaker 1: ten years, we want it done in six months.
Speaker 4: Well yeah, I mean look at you know, the the
Speaker 4: Intel factory and Columbus that was scheduled to begin. I
Speaker 4: mean that's that we still don't know where that's going
Speaker 4: to be and that was going to be a big
Speaker 4: boon for the Columbus area. And I think I think
Speaker 4: what we're seeing is more of a shift and business approach,
Speaker 4: not only domestically but internationally. You know, we're not necessarily
Speaker 4: seeing these these large manufacturers, you know, open up these
Speaker 4: processing plants here in the United States. But what I
Speaker 4: think you're starting to see is a shift in the
Speaker 4: approach of the c suite decision makers within these corporations
Speaker 4: and say, hey, we at least have to have some
Speaker 4: type of presence in the United States. We have to
Speaker 4: have alternatives to producing a lot of our goods overseas.
Speaker 4: And I think at least the planning is in the
Speaker 4: works for these companies to have more of a presence
Speaker 4: here in the United States. But again, like you said,
Speaker 4: it's gonna take years for that to occur. But I
Speaker 4: think at least the ball has started to roll in
Speaker 4: that direction.
Speaker 1: And any Schaefer over at all Worth Financial and Simple
Speaker 1: Money and a little financial tune up on this Tuesday
Speaker 1: morning on the Scotslan Show on seven hundred W. I've
Speaker 1: it's been a crazy few days here. We haven't had
Speaker 1: some crazy days in a while. And the upward trend
Speaker 1: line has been going gangbusters for a while right now,
Speaker 1: So yeah, a little correction is to be expected when
Speaker 1: things are the way they are how much. And I
Speaker 1: think this tells you everything you need to know. Everything
Speaker 1: we talked about the markets bouncing up and down had
Speaker 1: to do with tariffs on China. Markets don't give a
Speaker 1: damn about the shutdown, do they?
Speaker 3: No, No, And I think that.
Speaker 1: Everything you need to know is right there, right, yeah, right, you.
Speaker 4: Know, because at the end of the day, you know,
Speaker 4: certainly there are going to going to be some jobs
Speaker 4: that are at risk with this shutdown. But for the
Speaker 4: most part, the labor market here in the United States
Speaker 4: is strong, and so as long as the consumer has
Speaker 4: the ability to earn a wage, that translates to more
Speaker 4: spending and ultimately higher stock prices. And so really it's
Speaker 4: about the strength of the job market right now. Now
Speaker 4: we're starting to see a little bit of cracks there,
Speaker 4: and I do think that there is some market fatigue
Speaker 4: with most investors. We've been on a three year role
Speaker 4: now where the market has done great, and so I
Speaker 4: think I think the one thing to note here is
Speaker 4: that we do experience a lot of corrections, which is
Speaker 4: a ten percent decline or more in the stock market.
Speaker 4: Those are fairly common since twenty fifteen, the S and
Speaker 4: P five hundred has had eight declines of roughly ten
Speaker 4: percent or more, including the one that we just had
Speaker 4: in April. So if we do see a correction of
Speaker 4: ten percent or even a bear market, which is a
Speaker 4: downward trend of over twenty percent, you know, at the
Speaker 4: end of the day, the economy is still expanding. And
Speaker 4: anytime that we see a pullback in an expanding economy
Speaker 4: where our GDP is positive, those are usually short lived.
Speaker 4: What we're mostly focused on is the probability of recession
Speaker 4: risk because those tend to last a little bit longer
Speaker 4: from a market correction standpoint, and I would put that
Speaker 4: probably about recession risk, probably at about medium right now.
Speaker 4: So there are some things to keep an eye on,
Speaker 4: including the cooling labor market, but.
Speaker 3: We have our eye on it.
Speaker 1: Yeah, And the shutdown thing is just I mean, you're pregnants.
Speaker 1: It's like a theater because it is. And I'm not
Speaker 1: going to diminish, of course and downplay the people who
Speaker 1: are losing their jobs are furloughed as a result of this.
Speaker 1: That's serious. It's money, that's your neighbor. But statistically speaking,
Speaker 1: it's a very small percentage of the population. And on
Speaker 1: top of that and I pointed this out last week,
Speaker 1: is something like this only affects eight percent of total government.
Speaker 1: So those who are shutting this down and say we
Speaker 1: need to shrink government, need to make government smaller and
Speaker 1: shrink it and shrink it, they're still funding ninety two
Speaker 1: percent of government. This is not really what a lot
Speaker 1: of people may. You know that the battle between the
Speaker 1: political hacks on the left and the right and the
Speaker 1: reality and the thing is this is just theater. It
Speaker 1: doesn't mean a damn thing.
Speaker 4: Well, I think there are two air is that have
Speaker 4: me a little bit of concern where that could put
Speaker 4: some political pressure on Washington. One of those is that
Speaker 4: we're starting to see absenteeism among air traffic controllers and
Speaker 4: TSA agents and so you know, imagine, if you know
Speaker 4: a lot of people travel for work, a lot of
Speaker 4: people travel for fun. If we start to have delays
Speaker 4: at airports, that's going to put a lot of political
Speaker 4: pressure in Washington. And furthermore, you know, in my line
Speaker 4: of work, what's more concerning to me is a lack
Speaker 4: of data that we have access to, whether it's inflation
Speaker 4: data that's not going to get announced. You know, some
Speaker 4: rate cut decisions that are kind of being made in
Speaker 4: the dark because we don't have this information. Because as
Speaker 4: far as interest rates are concerned, if we don't have
Speaker 4: the correct data, it becomes a lot more treacherous for
Speaker 4: the FED to make those decisions.
Speaker 3: Now, we're going to get some speeches from.
Speaker 4: A lot of the FED members you know, today and
Speaker 4: throughout the remaining part of the week. FED Share and
Speaker 4: PAL is going to speak today at twelve twenty pm,
Speaker 4: So we'll see what they have to say, but hopefully
Speaker 4: we'll get some guidance from them how they're approaching their
Speaker 4: decision to cut rates. I do still think we'll probably
Speaker 4: get a recut this month and probably another one in December,
Speaker 4: but it's hard to.
Speaker 3: Say because they just don't have access. Yeah, you just
Speaker 3: don't have access to the data.
Speaker 1: So but again back to the idea of this as
Speaker 1: being theater, it's these things that you just mentioned are
Speaker 1: enough to make us uncomfortable and pay attention that there's
Speaker 1: a shutdown right The fact that I'm waiting longer at
Speaker 1: an airport because TSA or you know, Nashville had to
Speaker 1: shut their tower down for a few hours is a
Speaker 1: pain in the bottom and get REROOD diverted my flight's canceled.
Speaker 1: That's an inconvenience. It's a pain in the butt. The
Speaker 1: report's coming out. As you mentioned, it makes your job
Speaker 1: harder to do as well, so they just want to
Speaker 1: make it. It's theater in a sense. It's like our
Speaker 1: national defense. All the core stuff is still working behind
Speaker 1: the scenes. Those people are still getting paid, but it's
Speaker 1: the ones we notice, and that's it's orchestrated that way.
Speaker 1: I know that the economist slash reporter Andrew ross Orkin
Speaker 1: is one of the names out there that's leading this.
Speaker 1: This is nineteen twenty nine all over again. Because when
Speaker 1: the markets are up, we had three years of growth,
Speaker 1: the economy soft, there's an underbelly, there's a bubble in
Speaker 1: AI right now, and October has always been a bad
Speaker 1: month for investors. The October effect as well. If you
Speaker 1: look at the history of crashes as you have, you
Speaker 1: know the October effect is somewhat a real thing. All
Speaker 1: of that together, October effects, October effect, and the economy
Speaker 1: and the underbelly economy. Right now, do you think that
Speaker 1: we are on the verge of another worldwide American specifically
Speaker 1: global collapse of the economy like we had with the
Speaker 1: great depression.
Speaker 4: No, No, And I think you have to understand that
Speaker 4: there are really three types of recessions. There is a
Speaker 4: cyclical recession like we normally have in general business cycles.
Speaker 4: It's a part of our overall business cycle. We also
Speaker 4: have we consider a venture even recessions like we had
Speaker 4: during the pandemic. Those usually are very sharp down and
Speaker 4: very quick and sharp up back to normal. But then
Speaker 4: we have what we call structural recession like we had
Speaker 4: in two thousand and eight. Those are the doozies. Those
Speaker 4: are the ones that we try to avoid. And as
Speaker 4: far as the economic data that we're seeing, you know,
Speaker 4: our growth is still remaining positive, the labor market is
Speaker 4: still decent, interest rates are starting to come down, and
Speaker 4: so when I see some of these publications, authors of
Speaker 4: these publications, a lot of it is fear mongering in
Speaker 4: my opinion. Now, that doesn't mean that we're not going
Speaker 4: to see a pullback. We could easily see a ten
Speaker 4: to fifteen twenty percent pullback over the next you know,
Speaker 4: six to twelve months. However, I don't see a major
Speaker 4: collapse on the horizon at this point because most of
Speaker 4: our data is fairly stable.
Speaker 1: Okay, And I think That's probably what most people are saying,
Speaker 1: is like, well, you know, we we learned a lot
Speaker 1: from nineteen twenty nine. The other thing, in nineteen twenty nine,
Speaker 1: we had everyone was borrowing money to invest in stocks.
Speaker 1: They never realized that if it went and he had direction,
Speaker 1: they'd be left holding the bag and they have a
Speaker 1: you know, basically, what does a margin call? Now I
Speaker 1: owe all this money that I don't have because I
Speaker 1: borrowed because the my investments, my stocks kept going through
Speaker 1: the roof, and so you just borrow more money and
Speaker 1: get more in debt, and that wiped a lot of
Speaker 1: people out. We have things in place to prevent that
Speaker 1: from happening. Now that's different.
Speaker 4: Yeah, And I think that's exactly what happened in two
Speaker 4: thousand and seven and two thousand with the housing crisis, right,
Speaker 4: I mean, it's almost identical. People were borrowing, lenders were
Speaker 4: giving them money made no sense, things that right, things
Speaker 4: they couldn't afford, and you know, that's why we had
Speaker 4: a significant collapse then, and that was really hard to
Speaker 4: recover from. And so we continue to put more guardrails
Speaker 4: on that. You know, we we put more stringent lending
Speaker 4: requirements on banks with a little bit more scrutiny. And
Speaker 4: before that, you know, the lenders were just well tell
Speaker 4: me how much you make.
Speaker 1: All right, here you go, yeah right, yeah, Well that
Speaker 1: was also precipitated by bad government policy, you know, and
Speaker 1: back then in eight that was precipitated about help Obama.
Speaker 1: Bush had a hand in that too, going well, we
Speaker 1: can't not have people have houses. And then of course
Speaker 1: you had people in communities and the like that are affected,
Speaker 1: going here, we're redlining, you're preventing us from getting real estate.
Speaker 1: And so they just hope and said, Okay, we don't
Speaker 1: want to be labeled as racist or classes. So here,
Speaker 1: here's just take some So we had is people buying
Speaker 1: houses with no money down. As a matter of fact,
Speaker 1: one of the first deals, because Michelle had just got
Speaker 1: into real estate then about a couple of years, she
Speaker 1: had a deal. We couldn't figure it out that someone
Speaker 1: came and bought a house and I don't know what
Speaker 1: the house costs. Let's say it was one hundred and
Speaker 1: fifty thousand dollars. They didn't put any money down at closing,
Speaker 1: and at closing they got a check for five thousand
Speaker 1: dollars so they could buy furniture for the house, and like,
Speaker 1: how do you buy a house and not put any
Speaker 1: money down? Of course what happened was, you know, we
Speaker 1: had that the stock market that crash with housing and
Speaker 1: now everyone's upside down, and they, because they had no
Speaker 1: skin in the game, would trash the house or just
Speaker 1: leave the keys sitting there and just walk away from it.
Speaker 1: And you know, we I guess that's an example of
Speaker 1: maybe what we've learned from but history repeats itself. It
Speaker 1: might be in a different fashion. I don't know if
Speaker 1: it's going to be AI or not, but that certainly
Speaker 1: is interesting when you put in historical perspectives. Anyway, He's
Speaker 1: Andy shafferd all Worth Financial. The show is simply money
Speaker 1: tonight at six o'clock on fifty five KR. See we'll
Speaker 1: talk again next Tuesday, Buddy, be.
Speaker 3: Well, okay, Scott looking forward to it, Yes.
Speaker 1: Sir, you got it. We'll get to news and then
Speaker 1: Willie takes over at twelve six. Today we've got football
Speaker 1: coming up Thursday night. Alright, it's Tuesday, Wednesday, two more days.
Speaker 1: We've got football in NATI. The season. The season hinges
Speaker 1: on the Steelers and the Bengals if they can get
Speaker 1: it done Thursday night. There's a chance, there's a really
Speaker 1: good chance, if not not so good. When's Opening Day?
Speaker 1: Seven W Cincinnati