WEBVTT - Points Whore 

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<v Speaker 1>All right, Mojo. In the morning show, Shannon has an addiction.

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<v Speaker 1>She's addicted to something. This is actually a good addiction.

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<v Speaker 2>Though.

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<v Speaker 3>I am a point whore, is what I would call myself.

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<v Speaker 3>I love points, credit card points, rewards, free stuff, shopping

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<v Speaker 3>online with like the apps to accumulate cash back. I

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<v Speaker 3>live for this. I take advantage. I have so many

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<v Speaker 3>different methods of using specific credit cards and different apps.

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<v Speaker 3>We talked about Capital One, the shopping app, the other

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<v Speaker 3>day on the show. But I was so proud of myself.

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<v Speaker 3>Wes and I are trying to like get away for

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<v Speaker 3>a weekend in the next couple of months, just him

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<v Speaker 3>and I before the craziness of like the school year

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<v Speaker 3>really kicks in. We booked a long weekend trip for free. Wow, flight, hotel,

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<v Speaker 3>totally paid for with points. Not a dollar are we spending?

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<v Speaker 3>And I am like, this is exactly why I do this.

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<v Speaker 3>I'm so proud.

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<v Speaker 2>Yeah, where are you going?

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<v Speaker 3>We are going to Arizona. That's his favorite place. Okay, yeah,

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<v Speaker 3>he was actually going to move there before he met me,

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<v Speaker 3>and I said a wrench in that equation. So whenever

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<v Speaker 3>we can get out there, he loves going. It's easy,

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<v Speaker 3>that's where we're going.

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<v Speaker 2>I need to pay for to do it. What I'm using.

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<v Speaker 1>I'm using points for my room in Cleveland. I'm not

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<v Speaker 1>going to Arizona. I'm going to the Mistake by the Lake.

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<v Speaker 3>But I know you do the same thing. You're good

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<v Speaker 3>about credit card points. It's the best feeling to input

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<v Speaker 3>that number, redeem and to see your total come down

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<v Speaker 3>to zero point zero zero dollars.

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<v Speaker 4>Doesn't this just mean that you spent a lot of

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<v Speaker 4>money with them to get for sure?

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<v Speaker 3>But that's where I'm a crazy person. Even if I

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<v Speaker 3>go to like Tim Horton's and get a two dollars

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<v Speaker 3>and sixty cent coffee, Yeah, it is on a card

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<v Speaker 3>where I get points, yep, and then I just pay

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<v Speaker 3>it off.

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<v Speaker 1>I use my stars today at Starbucks. I think I

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<v Speaker 1>got I think they gave me my egg bites for free.

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<v Speaker 3>To let me tell you the dopamine hit of using

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<v Speaker 3>Starbucks Stars. It's real.

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<v Speaker 2>They taste free.

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<v Speaker 1>The same thing kind of happens to me when I

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<v Speaker 1>go to Imagine and they say you got ten bucks

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<v Speaker 1>to Imagine Bucks?

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<v Speaker 2>Do you care to use them?

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<v Speaker 3>Always makes your whole day?

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<v Speaker 2>Always? No, I want to say I am one of them?

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<v Speaker 1>Do you order more because you got something from the

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<v Speaker 1>same thing the entire time.

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<v Speaker 4>So what are you gonna do when you have one

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<v Speaker 4>hundred imagine points?

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<v Speaker 3>Oh, okay, I'm going to some friends. The girls on

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<v Speaker 3>the show get this when you go to Sephora and

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<v Speaker 3>you're at the counter and you type in your phone

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<v Speaker 3>number and they're like, oh, you get to pick from

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<v Speaker 3>this array of items, or you have ten dollars off.

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<v Speaker 2>Yes, Stephanie, what's up? It's Mojo in the morning.

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<v Speaker 5>Good morning.

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<v Speaker 6>Oh my gosh, Shannon. This this truth speak at girlfriend

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<v Speaker 6>now Kroger. I have saved over three thousand dollars a

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<v Speaker 6>year to date, just this year with using my coupons

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<v Speaker 6>and my points the cash back. Like, girl, anything I

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<v Speaker 6>can earn cash back, I'm doing. I've got Dunkin Donuts,

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<v Speaker 6>free drinks, Starbucks, all of them.

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<v Speaker 3>Okay, do you do Target Circle. I just looked at

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<v Speaker 3>my Target Circle. In the past twelve months, I've saved

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<v Speaker 3>one seventy nine dollars and fifty two cents.

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<v Speaker 5>Yeah.

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<v Speaker 6>I'm about to go to school close shopping for my son.

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<v Speaker 6>Back to school shopping, and Target is a place to

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<v Speaker 6>go because not only do they have all of those

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<v Speaker 6>everything every dollar that you spend, you earn rewards.

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<v Speaker 3>That's right.

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<v Speaker 2>Where do you see that at? You see it up

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<v Speaker 2>at the bonus points or something in your target?

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<v Speaker 3>Go to your my target, it's right there at the top.

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<v Speaker 6>Yeah, my circle.

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<v Speaker 3>Yeah, yeah, I save.

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<v Speaker 1>Go ahead, I've saved forty dollars. I've saved seventeen dollars.

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<v Speaker 3>Guys.

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<v Speaker 2>Yeah, I'm not.

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<v Speaker 1>I'm not a shopping a Hauliy.

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<v Speaker 6>It's like free money.

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<v Speaker 2>You know what. It's not like free money. You're spending together.

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<v Speaker 3>As things that you're like you're buying anyway.

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<v Speaker 4>Yes, yes, Also the person who if it's like spending

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<v Speaker 4>twenty more dollars and get free shipping, spending twenty more dollars.

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<v Speaker 3>So I'm weird about shipping. If I have to pay

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<v Speaker 3>for shipping, I'm I'm not doing it. But sometimes if

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<v Speaker 3>you do the math, you buy something else and your

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<v Speaker 3>total comes out to even cheaper. Yeah, and you're getting

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<v Speaker 3>something extra, So I play with it a little bit.

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<v Speaker 2>Hold on, Stephanie.

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<v Speaker 1>Uh, we've got Andy the uh you know, the Andy misfit.

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<v Speaker 2>Andy?

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<v Speaker 7>Uh?

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<v Speaker 3>Andy, I've missed you.

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<v Speaker 1>Yeah, Andy, Andy the telemarketers on the phone with us

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<v Speaker 1>right now.

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<v Speaker 2>What's going on? Andy. Hey, how are you guys? I

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<v Speaker 2>got you, Andy? What's going on?

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<v Speaker 7>Hey?

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<v Speaker 6>I want to I want to give the you know,

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<v Speaker 6>honor medal of honor to Shannon and call this as

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<v Speaker 6>a thrifty Shannon topic.

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<v Speaker 2>Okay, I love the way you say thrifty. Will you

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<v Speaker 2>say that one more time?

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<v Speaker 7>Thrifty Shannon?

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<v Speaker 3>Thank you Andy? Yeah, I appreciate that.

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<v Speaker 1>And any you need any advice on how to do

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<v Speaker 1>this because Shannon's it seems like she's an expert. I'm

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<v Speaker 1>a trip to Arizona's huge.

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<v Speaker 7>Absolutely.

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<v Speaker 8>Have you guys heard about the history behind cooponmom dot com?

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<v Speaker 2>No?

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<v Speaker 4>This dot com?

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<v Speaker 7>Oh?

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<v Speaker 3>Thank you. My sister is the real deal when it

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<v Speaker 3>comes to this stuff. She tops me beyond. But I've

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<v Speaker 3>learned a few things from here.

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<v Speaker 1>I have friends of mine like Steve Gabara puts everything

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<v Speaker 1>on credit cards.

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<v Speaker 3>That's my sister and brother in law.

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<v Speaker 2>He is everything at his core.

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<v Speaker 3>They're going on a ten year anniversary trip in a

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<v Speaker 3>couple of weeks to Paris, not paying a dime, not

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<v Speaker 3>paying they're paying zero dollars. Yes, they're so good about

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<v Speaker 3>that stuff.

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<v Speaker 1>If you're going to pay it off, which that's the

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<v Speaker 1>thing you got to make sure you do and you

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<v Speaker 1>get the points. Hold on, I didn't even realize this,

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<v Speaker 1>but Sarah is with us right now in her favorite

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<v Speaker 1>place to get points and use and redeem them.

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<v Speaker 2>Sarah, where is it the Spencer?

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<v Speaker 3>Do you have a rewards program?

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<v Speaker 4>Yeah, like they'll give you a for you.

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<v Speaker 7>I don't know.

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<v Speaker 4>I don't buy flower, but they'll give you like a free.

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<v Speaker 2>Ounce, do they really? Yeah?

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<v Speaker 1>Okay, So it's not like they'll give you cash money

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<v Speaker 1>off of something or whatever like that.

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<v Speaker 2>Oh they do, Oh they do.

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<v Speaker 6>Okay, it's ones, certain ones they'll give you like freebies.

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<v Speaker 3>So is there a punch card for you?

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<v Speaker 8>There is?

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<v Speaker 5>You have punch cards?

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<v Speaker 4>Yes, I have a punch card.

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<v Speaker 2>So funny punch.

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<v Speaker 6>Have different apps and stuff.

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<v Speaker 8>And remember we do rewards and can do happy hours.

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<v Speaker 4>Oh really if you go before like twelve pm.

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<v Speaker 1>Do you remember when Mom used to have on her

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<v Speaker 1>key chain like all those little plastic and then we'd

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<v Speaker 1>be like, can you imagine you know everything speedy rewards

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<v Speaker 1>and then all of a sudden, the dispensaries on.

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<v Speaker 2>There forson awarding alexis what's up?

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<v Speaker 5>Hey? First time, long time, Hey food. So my husband

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<v Speaker 5>and I we've been graduating from high school for ten

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<v Speaker 5>years now, but he's we've been saving up speedy points

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<v Speaker 5>since then, and he's at just about a half a

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<v Speaker 5>million points.

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<v Speaker 2>Oh why are you saving him?

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<v Speaker 5>I don't know, He's just a point hoarder. Again, I'm

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<v Speaker 5>not really sure, Like we could have hundreds of dollars

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<v Speaker 5>in gift cards, but he just wants to save them all.

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<v Speaker 1>It's funny that you save him, and you do this

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<v Speaker 1>because of a friend of mine had been saving up

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<v Speaker 1>his McDonald's points and didn't realize that the McDonald's points expire.

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<v Speaker 1>So there's I didn't realize that there was expiration on

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<v Speaker 1>some of these points, but he got kind of, you know,

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<v Speaker 1>screwed by that because he had hundreds of thousands.

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<v Speaker 3>Okay, this is the second McDonald's mention of the show,

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<v Speaker 3>which I think means or something.

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<v Speaker 1>A million speed these points is the cash equivalent of

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<v Speaker 1>roughly one thousand dollars. Wow, that's a lot of free gas. Randy,

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<v Speaker 1>where do you do your points?

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<v Speaker 7>Oh? Hi, good morning, I have Yeah, I have this

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<v Speaker 7>Dickporting Goods app Okay, So then if you connect your

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<v Speaker 7>fitness whatever fitness tracker and they're like a garment or

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<v Speaker 7>or an Apple Watch. And then if you get like

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<v Speaker 7>like say three miles a day or thirty minutes of

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<v Speaker 7>being active in a day, you get three points.

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<v Speaker 4>At every three hundred points.

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<v Speaker 7>Yeah, it's easy. It's easy. Anyway. If you get three

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<v Speaker 7>hundred points, you get ten dollars from from Dixporting Goods.

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<v Speaker 2>That's unreal. Yeah, I didn't get it.

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<v Speaker 7>I've been sucking a lot of ten dollars from Dickporting Goods. I,

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<v Speaker 7>by the way, buy a lot of stuff.

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<v Speaker 1>It takes and I get the points from that. So

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<v Speaker 1>I always put it on my phone number. So let

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<v Speaker 1>me give you my phone number, Randy, Hold on a

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<v Speaker 1>second here, Jamie, you're into this?

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<v Speaker 4>Huh?

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<v Speaker 2>You like saving some money?

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<v Speaker 5>I love me anyway to save coupon's colds anything.

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<v Speaker 8>My boyfriend is so against it.

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<v Speaker 5>He tells me that I'm crazy that who needs to

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<v Speaker 5>save a little bit of money?

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<v Speaker 2>It's okay? Wait is he rich? What does he do?

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<v Speaker 5>He is a production manager?

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<v Speaker 1>Man, get his credit card for me and buy me

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<v Speaker 1>a few things. I need some I need some things

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<v Speaker 1>on Petermallar dot com.

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<v Speaker 4>Did y'all ever watch Extreme Coupons?

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<v Speaker 2>Oh that was a great show.

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<v Speaker 3>Like my favorite so I did not. But we have

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<v Speaker 3>a listener named Amanda, and I know she's listening right

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<v Speaker 3>now for sure. And she when I had both Lucy

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<v Speaker 3>and Smith, she is an extreme coupon her and she

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<v Speaker 3>gave me, I'm talking a truckload of diapers and wipes

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<v Speaker 3>where I didn't buy anything for the kids until they

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<v Speaker 3>were probably like six months old. I don't know, because

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<v Speaker 3>she went so nuts with that.

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<v Speaker 4>Sometimes the grocery store would owe them money.

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<v Speaker 7>Yeah.

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<v Speaker 1>Yeah, hold on a second, Mike pulls out.

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<v Speaker 2>Is this right, Mike?

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<v Speaker 1>A spreadsheet to do exactly what Shannon did to get

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<v Speaker 1>that free vacation.

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<v Speaker 9>Okay, Yeah, my wife wants to ask me if all

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<v Speaker 9>my cash back stuff was worth it. And I started

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<v Speaker 9>tracking it about four or five years ago. I used

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<v Speaker 9>to average over one thousand dollars a year between the

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<v Speaker 9>credit cards and awards desks. But yeah, I got a

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<v Speaker 9>whole spreadsheet. I can break it down.

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<v Speaker 2>Man, what do you do that. You're a spreadsheet kind

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<v Speaker 2>of guy.

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<v Speaker 9>I'm an engineer, and all the engineers I know got spreadsheet.

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<v Speaker 2>That is so funny.

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<v Speaker 9>One thing you guys haven't thought about, you know, with

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<v Speaker 9>a lot of these awards ASTs, you also get three

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<v Speaker 9>beees on your birthday, so you're getting the points usual,

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<v Speaker 9>I get like free sub sandwiches, free breakfast sandwiches. I'm

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<v Speaker 9>all over it.

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<v Speaker 1>Oh yeah, that no, that's I'd use all my birthdays. Uh, Nicole,

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<v Speaker 1>what did you pay for with points?

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<v Speaker 8>We are going to pay for almost our entire honeymoon

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<v Speaker 8>with credit card plants. We're going on a cruise out

0:10:58.080 --> 0:11:01.720
<v Speaker 8>of La to Mexico, so we're paying for the crew, flights, hotels,

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<v Speaker 8>everything that.

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<v Speaker 2>It's incredible. And when are you getting married? Nicole?

0:11:07.880 --> 0:11:10.040
<v Speaker 8>We're getting married in April. But our family doesn't know

0:11:10.040 --> 0:11:10.839
<v Speaker 8>we're eloping, so.

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<v Speaker 2>Okay, hopefully they don't listen to the show.

0:11:17.480 --> 0:11:19.360
<v Speaker 8>Yeah, hopefully, I love it.

0:11:19.400 --> 0:11:19.960
<v Speaker 2>Are you going?

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<v Speaker 1>You know, since you're going out of California, will you

0:11:22.640 --> 0:11:26.200
<v Speaker 1>be going to Portavarta or Cabo or where you going?

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<v Speaker 8>Yeah, we're going to Cabo port and Maslan.

0:11:30.240 --> 0:11:37.680
<v Speaker 1>I think it's how you feel, Mazza talan real quick

0:11:37.720 --> 0:11:40.640
<v Speaker 1>when you go to Portavarda. My brother owns a restaurant

0:11:40.720 --> 0:11:45.000
<v Speaker 1>there called Barcelona. And go see him and say hello

0:11:45.120 --> 0:11:47.280
<v Speaker 1>to Bill and tell Bill that you're a listener, and

0:11:47.280 --> 0:11:48.840
<v Speaker 1>I guarantee you he'll do something for you.

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<v Speaker 3>Oh.

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<v Speaker 8>Awesome, thank you.

0:11:51.000 --> 0:11:53.199
<v Speaker 1>He'll give you some extra points on it too. I

0:11:53.240 --> 0:11:56.599
<v Speaker 1>don't know, I don't know. Oh no, but they know.

0:11:56.800 --> 0:11:59.360
<v Speaker 1>They do like the tapas and things like that. It's

0:11:59.360 --> 0:12:02.600
<v Speaker 1>like a tapa place. But Bill will bring out you know,

0:12:03.240 --> 0:12:06.000
<v Speaker 1>what the hell is, what is the wine that has

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<v Speaker 1>a bunch of fruit in it and stuff like that.

0:12:08.000 --> 0:12:10.319
<v Speaker 1>We'll get some sangria and some piea and stuff like

0:12:10.360 --> 0:12:10.760
<v Speaker 1>that for you.

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<v Speaker 8>So