1 00:00:00,680 --> 00:00:04,160 Speaker 1: You're listening to KFI AM six forty wake Up Call 2 00:00:04,280 --> 00:00:08,440 Speaker 1: with Me Amy King on demand on the iHeartRadio app. 3 00:00:10,400 --> 00:00:14,560 Speaker 2: K f I and KOST HD two Los Angeles and 4 00:00:14,600 --> 00:00:18,480 Speaker 2: Orange County. 5 00:00:21,360 --> 00:00:21,800 Speaker 3: I've got it. 6 00:00:21,880 --> 00:00:26,200 Speaker 4: You wake up call your host Amy Kay. 7 00:00:31,680 --> 00:00:35,239 Speaker 5: Good morning. It's five o'clock, straight up. 8 00:00:35,280 --> 00:00:38,520 Speaker 1: This is your wake up call for Tuesday, October fourteenth. 9 00:00:38,800 --> 00:00:42,199 Speaker 5: I'm Amy King. Getting off to a suggy start for 10 00:00:42,280 --> 00:00:44,760 Speaker 5: the day. Here's my word of advice for you. 11 00:00:44,840 --> 00:00:47,120 Speaker 1: As you're getting up and about and making your coffee 12 00:00:47,200 --> 00:00:50,600 Speaker 1: and getting breakfast ready, try to get about ten minutes 13 00:00:50,640 --> 00:00:53,480 Speaker 1: ahead because you're gonna have to probably leave a little 14 00:00:53,520 --> 00:00:56,280 Speaker 1: bit early. It took me a little extra long because 15 00:00:56,280 --> 00:00:58,400 Speaker 1: I didn't speed quite as much as I normally do 16 00:00:58,640 --> 00:01:01,680 Speaker 1: on away, and there was there was some standing water. 17 00:01:01,840 --> 00:01:03,880 Speaker 1: The rain's coming down pretty good in the metro area. 18 00:01:03,920 --> 00:01:06,800 Speaker 1: I know in the ie it's just windy right now, 19 00:01:06,840 --> 00:01:09,800 Speaker 1: but the rain was coming down at a pretty steady pace. 20 00:01:09,959 --> 00:01:14,039 Speaker 1: And lots of spinouts because people were not going fast enough. 21 00:01:14,200 --> 00:01:16,640 Speaker 5: I know, Cono, you said you had like four crashes 22 00:01:16,640 --> 00:01:19,000 Speaker 5: on the way in. Yeah, four on the one thirty four. 23 00:01:19,160 --> 00:01:20,440 Speaker 5: There's a big rig turned over. 24 00:01:20,640 --> 00:01:23,240 Speaker 2: Those are one car that just hit the wall, like 25 00:01:23,480 --> 00:01:25,600 Speaker 2: just just now, like just hit the wall. 26 00:01:25,959 --> 00:01:28,000 Speaker 1: And when I was coming in right on the northbound 27 00:01:28,080 --> 00:01:32,480 Speaker 1: five at the one thirty four five split, it was 28 00:01:32,520 --> 00:01:34,600 Speaker 1: still on the five, but it was right there. As 29 00:01:34,640 --> 00:01:36,680 Speaker 1: you cut off onto the one thirty four, there was 30 00:01:36,720 --> 00:01:39,880 Speaker 1: a there's a big rig that's sitting sideways and Will 31 00:01:40,040 --> 00:01:41,760 Speaker 1: just came in and said, that's a big one. 32 00:01:42,000 --> 00:01:44,680 Speaker 5: So that might be around for a little bit, so 33 00:01:44,880 --> 00:01:45,880 Speaker 5: just take your time. 34 00:01:45,920 --> 00:01:48,640 Speaker 1: Again, it hasn't been heavy rain, but there is some 35 00:01:48,720 --> 00:01:52,680 Speaker 1: standing water and that hydroplaning man, that freaks me out, 36 00:01:52,760 --> 00:01:54,400 Speaker 1: and you don't want to get stuck in that because 37 00:01:54,400 --> 00:01:58,000 Speaker 1: when you start hydroplanning, you have no control over your car. 38 00:01:58,440 --> 00:02:00,680 Speaker 1: And it sounds like that's probably what's happening to people 39 00:02:00,760 --> 00:02:03,440 Speaker 1: this morning. So just a friendly word of advice, please 40 00:02:03,480 --> 00:02:06,920 Speaker 1: be extra careful. Got a lot going on. Here's what's 41 00:02:06,960 --> 00:02:10,200 Speaker 1: ahead on wickup Call. Evacuation warnings are in effect for 42 00:02:10,320 --> 00:02:12,520 Speaker 1: people who live in the burn scars of the Palisades 43 00:02:12,560 --> 00:02:14,960 Speaker 1: and eaten fires as a storm moves through the Southland. 44 00:02:15,280 --> 00:02:19,799 Speaker 1: There are about ae hundred evacuation orders in a few areas. 45 00:02:19,919 --> 00:02:23,960 Speaker 1: LAPD is going around and advising people who are in 46 00:02:24,080 --> 00:02:28,120 Speaker 1: the evacuation order. Area forecasters say rain's going to continue 47 00:02:28,120 --> 00:02:29,960 Speaker 1: off and on through today could be heavy at times, 48 00:02:30,000 --> 00:02:32,680 Speaker 1: increasing the risk of flooding and mudslides. Up to one 49 00:02:32,720 --> 00:02:34,760 Speaker 1: and a half inches of rain is expected, could see 50 00:02:34,760 --> 00:02:36,040 Speaker 1: two to four inches. 51 00:02:36,160 --> 00:02:37,399 Speaker 5: In the mountains. 52 00:02:38,280 --> 00:02:41,000 Speaker 1: The La County Board of Supervisors will consider declaring a 53 00:02:41,040 --> 00:02:44,280 Speaker 1: local state of emergency in response to ongoing federal immigration 54 00:02:44,440 --> 00:02:48,160 Speaker 1: enforcement raids. County officials claim the ice raids are preventing 55 00:02:48,200 --> 00:02:51,040 Speaker 1: people from going to work and forcing some businesses to close. 56 00:02:51,440 --> 00:02:54,440 Speaker 1: Governor Newsom assigned a bill into law creating a Slavery 57 00:02:54,639 --> 00:02:58,120 Speaker 1: Reparations Agency. The agency will be tasked with coming up 58 00:02:58,120 --> 00:03:01,640 Speaker 1: with a way to give restitution or descendants of slaves 59 00:03:01,960 --> 00:03:05,160 Speaker 1: in a state that never had slavery. What those reparations 60 00:03:05,160 --> 00:03:07,800 Speaker 1: will be has yet to be decided, whether it's an 61 00:03:07,800 --> 00:03:12,120 Speaker 1: official state apology, cash payments, or something else. ABC's Jerdannah 62 00:03:12,120 --> 00:03:14,160 Speaker 1: Miller's going to join us from Jerusalem to talk about 63 00:03:14,160 --> 00:03:16,600 Speaker 1: what's next is Israel and Hamas head down the long 64 00:03:16,680 --> 00:03:19,760 Speaker 1: road to peace and whether that peace is possible. Also, 65 00:03:20,040 --> 00:03:22,360 Speaker 1: ABC's Karen Travers is going to join us at five 66 00:03:22,360 --> 00:03:24,520 Speaker 1: point twenty to take a look at the political side 67 00:03:24,520 --> 00:03:27,520 Speaker 1: of things. As President Trump joined about twenty world leaders 68 00:03:27,919 --> 00:03:31,720 Speaker 1: in signing the ceasefire between Hamas and Israel. In spite 69 00:03:31,720 --> 00:03:35,080 Speaker 1: of interest rates, a lot of people are refinancing. The 70 00:03:35,120 --> 00:03:37,840 Speaker 1: host of How to Money on KFI, Joel Larsguard's going 71 00:03:37,880 --> 00:03:39,920 Speaker 1: to join us before the top of the hour to 72 00:03:40,200 --> 00:03:42,200 Speaker 1: talk about whether that's a good idea and also some 73 00:03:42,280 --> 00:03:44,960 Speaker 1: things to think about before you do it. Let's get 74 00:03:45,000 --> 00:03:46,400 Speaker 1: started with some of the stories coming out of the 75 00:03:46,480 --> 00:03:49,800 Speaker 1: KFI twenty four hour newsroom. Parts of southern California are 76 00:03:49,840 --> 00:03:52,440 Speaker 1: in for a soaking. The reins expected to get more 77 00:03:52,440 --> 00:03:56,360 Speaker 1: intense in some areas later this morning, including in La County. 78 00:03:56,400 --> 00:03:59,320 Speaker 1: That could mean mud and debris flows and flooding. Carol 79 00:03:59,360 --> 00:04:02,200 Speaker 1: Smith with Antional Weather Service tells KFI people should avoid 80 00:04:02,280 --> 00:04:04,720 Speaker 1: driving if they don't have to be out, and especially like. 81 00:04:04,640 --> 00:04:06,920 Speaker 4: Those canyon roads, if you don't need to drive through 82 00:04:06,920 --> 00:04:08,240 Speaker 4: the canyons. 83 00:04:07,920 --> 00:04:10,560 Speaker 3: You know you might wait till Wednesday because the weather's 84 00:04:10,560 --> 00:04:11,960 Speaker 3: going to clear out pretty quickly. 85 00:04:13,400 --> 00:04:15,800 Speaker 1: The peak of the storm is expected to continue through 86 00:04:15,840 --> 00:04:20,600 Speaker 1: this afternoon. Thousands of unionized Kaiser Permanente workers are hitting 87 00:04:20,600 --> 00:04:22,680 Speaker 1: the picket lines to start a five day strike as 88 00:04:22,720 --> 00:04:27,240 Speaker 1: contract talks remain installed. The job action includes nurses, pharmacists, 89 00:04:27,279 --> 00:04:30,360 Speaker 1: and other medical staff in California and Hawaii. The union 90 00:04:30,400 --> 00:04:33,400 Speaker 1: is pushing for a twenty five percent raise over four years. 91 00:04:33,640 --> 00:04:36,520 Speaker 1: Kaiser has offered twenty one and a half percent, saying 92 00:04:36,520 --> 00:04:41,000 Speaker 1: anything more could raise health care costs. JPL and Pasadena 93 00:04:41,080 --> 00:04:42,080 Speaker 1: is cutting more jobs. 94 00:04:42,200 --> 00:04:45,120 Speaker 6: Jet Propulsion Laboratory says more than five hundred workers will 95 00:04:45,160 --> 00:04:47,320 Speaker 6: be let go as it continues what its leaders call 96 00:04:47,520 --> 00:04:51,000 Speaker 6: an ongoing restructuring effort. Elimination of five hundred and fifty 97 00:04:51,040 --> 00:04:54,040 Speaker 6: positions follows last year's layoffs, which saw more than eight 98 00:04:54,120 --> 00:04:57,440 Speaker 6: hundred people lose their jobs. The federally funded center works 99 00:04:57,480 --> 00:05:00,440 Speaker 6: closely with NASA. It says the layoffs are not connected 100 00:05:00,480 --> 00:05:03,920 Speaker 6: to the government shutdown. Congresswoman Judy Chu says she's disappointed 101 00:05:03,960 --> 00:05:06,520 Speaker 6: by the Lab's announcement. She says it will cost the 102 00:05:06,520 --> 00:05:11,039 Speaker 6: country scientific knowledge and expertise. Michael Monks KFI News, we 103 00:05:11,160 --> 00:05:11,839 Speaker 6: have liftoff. 104 00:05:12,279 --> 00:05:15,800 Speaker 5: Go sup Go Starship, thanks for all the historic flights. 105 00:05:15,839 --> 00:05:20,760 Speaker 1: Bad one SpaceX is celebrating a successful test flight of 106 00:05:20,800 --> 00:05:25,159 Speaker 1: its Starship spacecraft. The ship and super heavy booster launched 107 00:05:25,160 --> 00:05:28,440 Speaker 1: from starbas In, South Texas just after six last night, 108 00:05:28,839 --> 00:05:31,279 Speaker 1: the eleventh flight of the Mega Rocket ended with the 109 00:05:31,320 --> 00:05:33,920 Speaker 1: ship splashing down and causing a giant qualifier in the 110 00:05:33,920 --> 00:05:35,720 Speaker 1: Indian Ocean as planned. 111 00:05:37,120 --> 00:05:39,120 Speaker 6: As we said, we're not planning on recovery in the 112 00:05:39,160 --> 00:05:39,640 Speaker 6: shift today. 113 00:05:39,640 --> 00:05:41,200 Speaker 7: Hey, welcome back to our starship. 114 00:05:42,040 --> 00:05:44,159 Speaker 1: The test lasted just over an hour and included the 115 00:05:44,160 --> 00:05:48,799 Speaker 1: deployment of eight Monck Starlink satellites. I love this spacey stuff, 116 00:05:48,839 --> 00:05:50,880 Speaker 1: and I love that they're launching from a city called 117 00:05:51,400 --> 00:05:54,160 Speaker 1: starbas We're waiting. 118 00:05:53,920 --> 00:05:56,920 Speaker 5: On Jordanah Miller in Jerusalem, checking. 119 00:05:56,960 --> 00:06:00,360 Speaker 1: To see where she is. Of course, lots going on, 120 00:06:00,440 --> 00:06:01,279 Speaker 1: so we'll. 121 00:06:01,120 --> 00:06:02,159 Speaker 5: We'll give her a moment. 122 00:06:02,279 --> 00:06:04,720 Speaker 1: And while we do that, let's talk about the Dodgers 123 00:06:05,640 --> 00:06:07,599 Speaker 1: jumped out to a one nothing lead in their best 124 00:06:07,640 --> 00:06:10,920 Speaker 1: of seven National League Championship series against the Brewers. 125 00:06:12,080 --> 00:06:13,080 Speaker 5: It was a great game. 126 00:06:13,200 --> 00:06:15,040 Speaker 1: I don't know if you watched the game, but it 127 00:06:15,120 --> 00:06:19,320 Speaker 1: was spectacular in part because of a stellar performance by 128 00:06:19,360 --> 00:06:20,400 Speaker 1: pitcher Blake Snell. 129 00:06:21,640 --> 00:06:27,679 Speaker 7: Full count, Blake Snell steps back. Here's his payoff. Hey 130 00:06:27,920 --> 00:06:32,680 Speaker 7: struck him out, froze over a curveball in snell Zilla 131 00:06:33,279 --> 00:06:40,560 Speaker 7: terrorizing Milwaukee with eight shutout innings. That was a great 132 00:06:40,680 --> 00:06:45,520 Speaker 7: A new postseason career high ten punch outs for Blake Snell. 133 00:06:46,120 --> 00:06:49,880 Speaker 7: Still one nothing Dodgers as we finished the eighth Okay, 134 00:06:50,040 --> 00:06:52,719 Speaker 7: so Snell Zilla. 135 00:06:52,880 --> 00:06:56,600 Speaker 1: That was a fun game, and we got another game tonight. 136 00:06:56,600 --> 00:06:58,200 Speaker 5: We'll tell you about that in just a moment. 137 00:06:58,240 --> 00:07:00,800 Speaker 1: Okay, let's check in now we have I've connected with 138 00:07:01,000 --> 00:07:07,080 Speaker 1: Jordana Miller in Jerusalem. Jordana, good morning. The hostages have 139 00:07:07,120 --> 00:07:10,120 Speaker 1: been released, the fighting has stopped. Israeli troops have pulled 140 00:07:10,160 --> 00:07:14,080 Speaker 1: back to their creed upon yellow line that ceasefire deals 141 00:07:14,080 --> 00:07:16,280 Speaker 1: signed in Egypt. But there's still a long way to 142 00:07:16,280 --> 00:07:17,480 Speaker 1: go to achieve peace. 143 00:07:19,840 --> 00:07:22,920 Speaker 8: There is, And I have to say I think, you know, 144 00:07:23,520 --> 00:07:25,640 Speaker 8: I know that I and a lot of people in 145 00:07:25,680 --> 00:07:29,360 Speaker 8: this country are kind of in a state of disbelief, like. 146 00:07:29,560 --> 00:07:30,640 Speaker 3: Really, the war's over. 147 00:07:31,840 --> 00:07:35,760 Speaker 8: There's you know, there's not you know, bombing going on, 148 00:07:35,920 --> 00:07:40,520 Speaker 8: and everyone's not anxious about the hostages. The ones that 149 00:07:40,880 --> 00:07:43,239 Speaker 8: made it this far, the twenty living ones they did. 150 00:07:43,840 --> 00:07:47,440 Speaker 8: They were released yesterday by Hamasamas followed through. They're in 151 00:07:47,480 --> 00:07:50,680 Speaker 8: the hospitals or with their families. We saw those really 152 00:07:50,800 --> 00:07:55,120 Speaker 8: joyful reunions. You know, it almost feels too good to 153 00:07:55,160 --> 00:07:58,000 Speaker 8: be true, right, Yeah, I think it's going to take 154 00:07:58,320 --> 00:08:02,480 Speaker 8: everyone time to kind of us to this and and 155 00:08:02,680 --> 00:08:06,240 Speaker 8: heal by the way, I mean healing for Israelis, healing 156 00:08:06,320 --> 00:08:11,840 Speaker 8: for Palestinians in Gaza who really never chose this war, 157 00:08:12,520 --> 00:08:16,160 Speaker 8: lived through utter hell, right. I mean, we have to 158 00:08:16,240 --> 00:08:20,200 Speaker 8: pray not not just for the success of President Trump's 159 00:08:20,240 --> 00:08:22,840 Speaker 8: plan in the in the bigger picture, in phase two, 160 00:08:22,960 --> 00:08:25,400 Speaker 8: which we're going to talk about in one minute, but 161 00:08:25,480 --> 00:08:28,520 Speaker 8: it's a plan that you know, God willing will offer 162 00:08:28,560 --> 00:08:33,840 Speaker 8: a better future for Palestinians also, you know, living without Hamas. 163 00:08:33,920 --> 00:08:38,280 Speaker 8: And I think that's the real hard work that lies 164 00:08:38,320 --> 00:08:43,080 Speaker 8: ahead the palist you know, the president and the partnership 165 00:08:43,400 --> 00:08:47,559 Speaker 8: that he has here, regional leaders, the Kataris, the Egyptians, 166 00:08:47,720 --> 00:08:51,959 Speaker 8: the Imradis, the Israelis, everyone really has to work together 167 00:08:52,080 --> 00:08:56,600 Speaker 8: to ensure that Hamas doesn't just step back into the vacuum. 168 00:08:56,640 --> 00:08:58,480 Speaker 3: Because there is a vacuum right now. We have to 169 00:08:58,520 --> 00:09:00,120 Speaker 3: be honest that that. 170 00:09:02,320 --> 00:09:06,520 Speaker 8: Hamas doesn't just step back into that vacuum and you know, 171 00:09:06,720 --> 00:09:11,840 Speaker 8: basically set its sights on reasserting its control over civil 172 00:09:11,920 --> 00:09:14,920 Speaker 8: life and you know, be the military. 173 00:09:14,720 --> 00:09:17,439 Speaker 3: Uh uh, you know thugs that. 174 00:09:17,400 --> 00:09:20,360 Speaker 8: Are running the streets. I mean, the challenge for President 175 00:09:20,360 --> 00:09:27,800 Speaker 8: Trump is ensuring that Hamas disarms, that the Interim Council, 176 00:09:27,920 --> 00:09:31,440 Speaker 8: the Governing Council, takes civil life out of the hands 177 00:09:31,440 --> 00:09:36,520 Speaker 8: of Hamas UH and that the International Security Force replaces 178 00:09:37,040 --> 00:09:41,000 Speaker 8: Hamas as a force on the streets, both as a 179 00:09:41,040 --> 00:09:45,760 Speaker 8: military force as a police force, right, And I think 180 00:09:46,120 --> 00:09:49,000 Speaker 8: that's going to be the critical next stage of this. 181 00:09:49,880 --> 00:09:53,200 Speaker 8: But I think people in Israel I think there you know, 182 00:09:53,240 --> 00:09:56,680 Speaker 8: there are some who doubt whether Hamas is really going 183 00:09:56,720 --> 00:09:59,480 Speaker 8: to be defanged and kicked out of the Gossa Strip, 184 00:10:00,960 --> 00:10:03,360 Speaker 8: But there are a lot of people who believe if 185 00:10:03,600 --> 00:10:05,920 Speaker 8: Trump was able to do this, then he can he 186 00:10:06,000 --> 00:10:07,079 Speaker 8: can do that as well. 187 00:10:07,280 --> 00:10:09,160 Speaker 5: Okay, and Jared Donna, I have a question for you. 188 00:10:09,160 --> 00:10:13,839 Speaker 1: You mentioned the Palestinians, and we know that they have 189 00:10:13,880 --> 00:10:17,160 Speaker 1: suffered greatly over this, that there's you know, the hundreds 190 00:10:17,160 --> 00:10:20,160 Speaker 1: of thousands heading back north and finding nothing there. But 191 00:10:20,559 --> 00:10:24,200 Speaker 1: as I've also heard a couple of reports that Hamas 192 00:10:24,320 --> 00:10:27,000 Speaker 1: is down but not out, and that there have even 193 00:10:27,080 --> 00:10:32,000 Speaker 1: been some executions of Palestinians by Hamas who are seen 194 00:10:32,040 --> 00:10:36,160 Speaker 1: to have been working like or have been shown in 195 00:10:36,600 --> 00:10:38,239 Speaker 1: favor of this ceasepire. 196 00:10:40,920 --> 00:10:42,040 Speaker 3: Yeah, there's no doubt that. 197 00:10:42,280 --> 00:10:45,640 Speaker 8: I mean, we know because there's video of it that's circulating, 198 00:10:45,679 --> 00:10:49,000 Speaker 8: and the Israelis are still sitting on forty percent of 199 00:10:49,080 --> 00:10:53,080 Speaker 8: Gosen territory. They see with their own eyes what Hamas 200 00:10:53,160 --> 00:10:57,200 Speaker 8: is doing. Haamas, you know, have no doubt about it. 201 00:10:57,200 --> 00:11:00,720 Speaker 8: They are executing, They are killing people who they believe, 202 00:11:01,280 --> 00:11:05,640 Speaker 8: quote unquote collaborated with the Israelis right and oppose their 203 00:11:06,880 --> 00:11:11,520 Speaker 8: continued control of the Gaza strip. They are trying to 204 00:11:11,679 --> 00:11:14,840 Speaker 8: put not so much fighters back on the street, which 205 00:11:14,840 --> 00:11:18,480 Speaker 8: would be uh, you know, an embarrassment to regional leaders 206 00:11:18,480 --> 00:11:23,880 Speaker 8: and the president and really open up the possibility for 207 00:11:24,320 --> 00:11:27,760 Speaker 8: another military operation. But they are putting their police, their 208 00:11:27,880 --> 00:11:31,679 Speaker 8: armed police force on the streets of Gaza, and that 209 00:11:31,720 --> 00:11:35,600 Speaker 8: police force has to be replaced also, right because they 210 00:11:35,640 --> 00:11:39,640 Speaker 8: are they do belong to Hamas. They you know, whether 211 00:11:39,880 --> 00:11:44,120 Speaker 8: they like it or not. Palestinians are at the mercy 212 00:11:44,679 --> 00:11:49,480 Speaker 8: of Hamas and they until there's a new governing body 213 00:11:49,520 --> 00:11:51,959 Speaker 8: there and Hamas is kicked out and they have to 214 00:11:52,000 --> 00:11:57,720 Speaker 8: turn over their weapons, Palestinians are still unfortunately vulnerable. 215 00:11:57,240 --> 00:12:00,600 Speaker 3: To their autocratic and rule. 216 00:12:01,120 --> 00:12:05,640 Speaker 8: Right. The question is, you know, will this interim period 217 00:12:05,679 --> 00:12:08,880 Speaker 8: where Hamas is you know, trying to reassert its power. 218 00:12:09,440 --> 00:12:12,080 Speaker 8: Will it be cut short by what's coming next? And 219 00:12:12,320 --> 00:12:15,000 Speaker 8: I think that's where President Trump said, you know, we 220 00:12:15,040 --> 00:12:18,400 Speaker 8: don't nothing, We don't have to follow some kind of order, right, 221 00:12:19,440 --> 00:12:21,600 Speaker 8: you know, we're going to work on things out of 222 00:12:21,720 --> 00:12:23,640 Speaker 8: order and make sure that things on. 223 00:12:23,600 --> 00:12:24,480 Speaker 3: The ground change. 224 00:12:24,559 --> 00:12:27,920 Speaker 8: That's the most important thing, right, what happens on the ground. 225 00:12:28,360 --> 00:12:30,000 Speaker 8: And I think these are going to be a critical 226 00:12:30,160 --> 00:12:36,480 Speaker 8: critical several months. And it is the possibility for a 227 00:12:36,559 --> 00:12:40,959 Speaker 8: Hamah a Gaza strip without Hamas is on the table 228 00:12:41,040 --> 00:12:44,600 Speaker 8: right now, and that has not been the facts, right 229 00:12:45,320 --> 00:12:47,920 Speaker 8: since Hamas took over the Gaza Strip in a bloody coup, 230 00:12:48,520 --> 00:12:51,599 Speaker 8: you know, more than twenty just about twenty years ago. 231 00:12:51,720 --> 00:12:54,440 Speaker 3: So they have to be kicked out, they. 232 00:12:54,320 --> 00:12:57,880 Speaker 8: Have to be dismantled, their weapons have to be taken out. 233 00:12:58,040 --> 00:13:00,440 Speaker 3: Right, you can't kill the idea of Hamas, but you 234 00:13:00,440 --> 00:13:02,120 Speaker 3: can get them out of the gods. 235 00:13:02,240 --> 00:13:04,360 Speaker 8: You can try to get them out of the Gauza Strip, 236 00:13:04,400 --> 00:13:07,640 Speaker 8: all right, and show people there's another way, all. 237 00:13:07,679 --> 00:13:09,280 Speaker 5: Right, jordanah Miller. 238 00:13:10,080 --> 00:13:12,480 Speaker 1: I'm sure that we're going to be unpacking this as 239 00:13:12,520 --> 00:13:15,880 Speaker 1: this Caulds and as we move forward into phase two. 240 00:13:15,960 --> 00:13:18,040 Speaker 1: So thank you so much for the information this morning, 241 00:13:18,080 --> 00:13:19,280 Speaker 1: and we will talk to you soon. 242 00:13:19,880 --> 00:13:20,680 Speaker 3: Thank you, talk soon. 243 00:13:20,760 --> 00:13:23,720 Speaker 1: All right, long way ago and interesting to hear say 244 00:13:23,760 --> 00:13:25,360 Speaker 1: like we can't believe it because I know that we've 245 00:13:25,360 --> 00:13:27,880 Speaker 1: talked to Jordana several times when she's been sitting in 246 00:13:27,920 --> 00:13:31,640 Speaker 1: a bomb shelter because they've been lobbing missiles into Jerusalem 247 00:13:31,640 --> 00:13:32,360 Speaker 1: and that kind of stuff. 248 00:13:32,400 --> 00:13:35,679 Speaker 5: So a good new reality for now. We'll see if 249 00:13:35,679 --> 00:13:36,079 Speaker 5: it holds. 250 00:13:36,280 --> 00:13:38,480 Speaker 1: An evacuation order is in effect for more than one 251 00:13:38,520 --> 00:13:42,920 Speaker 1: hundred homes in the Pacific Palisades, Sunset and Hurst Burnscar 252 00:13:43,160 --> 00:13:48,480 Speaker 1: Is because of the risk of debris flows lapds contacting residents, 253 00:13:48,480 --> 00:13:51,200 Speaker 1: and an evacuation center has been set up. An evacuation 254 00:13:51,400 --> 00:13:53,959 Speaker 1: warning is also an effect through six am tomorrow for 255 00:13:54,120 --> 00:13:57,200 Speaker 1: the Greater burn Scar area, residents being told to get 256 00:13:57,240 --> 00:14:00,280 Speaker 1: ready to go if an order is issued. The mother 257 00:14:00,320 --> 00:14:01,840 Speaker 1: of a two year old boy who died from a 258 00:14:01,880 --> 00:14:05,320 Speaker 1: fentanyl overdose in Palmdale nearly two years ago has been 259 00:14:05,400 --> 00:14:08,880 Speaker 1: charged with murder. Annee Flores was arrested late last week. 260 00:14:08,960 --> 00:14:11,640 Speaker 1: She's being held on two million dollars bail. Prosecutors say 261 00:14:11,640 --> 00:14:16,400 Speaker 1: her little boy died of fentanyl intoxification on November or 262 00:14:16,440 --> 00:14:18,920 Speaker 1: in November of twenty twenty three. If you're looking for 263 00:14:18,960 --> 00:14:22,400 Speaker 1: some extra money for the holidays, Amazon's hiring. The online 264 00:14:22,440 --> 00:14:24,880 Speaker 1: giant says it is hiring two hundred and fifty thousand 265 00:14:24,920 --> 00:14:28,040 Speaker 1: full time, part time, and seasonal workers. It's looking for 266 00:14:28,120 --> 00:14:32,080 Speaker 1: drivers and workers for its fulfillment centers. Hey average is 267 00:14:32,080 --> 00:14:35,120 Speaker 1: twenty three bucks an hour plus benefits. Let's say good 268 00:14:35,120 --> 00:14:39,360 Speaker 1: morning now to ABC's Karen Travers. Karen, we just talked 269 00:14:39,360 --> 00:14:43,280 Speaker 1: to Jordana Miller in Jerusalem about how they're kind of 270 00:14:43,840 --> 00:14:46,520 Speaker 1: soaking in this whole thing and saying, is this real 271 00:14:46,560 --> 00:14:48,640 Speaker 1: and the fighting is actually stopped? But we want to 272 00:14:48,680 --> 00:14:51,480 Speaker 1: kind of take a look at President Trump's world win 273 00:14:51,960 --> 00:14:54,040 Speaker 1: trip to the Middle East and the politics of all 274 00:14:54,040 --> 00:14:54,280 Speaker 1: of this. 275 00:14:55,320 --> 00:14:58,000 Speaker 4: Yeah, it was a major milestone for the president yesterday, 276 00:14:58,040 --> 00:15:00,800 Speaker 4: and you know, he enjoys a victory lap. Wasn't surprising 277 00:15:00,840 --> 00:15:03,040 Speaker 4: that he was very eager to make that trip over there. 278 00:15:03,200 --> 00:15:04,960 Speaker 4: He wanted to meet with some of the families that 279 00:15:05,000 --> 00:15:08,160 Speaker 4: he has spoken to over the last two years and 280 00:15:08,240 --> 00:15:10,520 Speaker 4: be there with them as they had this incredible day 281 00:15:10,560 --> 00:15:14,200 Speaker 4: of joy after so much stress and sorrow. The President 282 00:15:14,280 --> 00:15:17,040 Speaker 4: spoke to the Israeli parliament and talked about how this 283 00:15:17,120 --> 00:15:19,240 Speaker 4: was a monumental moment for the Middle East, not just 284 00:15:19,400 --> 00:15:22,440 Speaker 4: Israel and Gaza, but he sees this as a potential 285 00:15:22,800 --> 00:15:26,600 Speaker 4: transformational point where you had these countries that were all 286 00:15:26,680 --> 00:15:30,320 Speaker 4: working together to get to this stage, and that he 287 00:15:30,480 --> 00:15:34,760 Speaker 4: thinks this could be a springboard for something else, something lasting. 288 00:15:35,120 --> 00:15:37,440 Speaker 4: Now that question, of course, remains to be answered, and 289 00:15:37,480 --> 00:15:39,680 Speaker 4: we have to see what happens in the coming months 290 00:15:39,680 --> 00:15:43,080 Speaker 4: and years with what will be very complicated negotiations for 291 00:15:43,160 --> 00:15:47,640 Speaker 4: the next stage, and what happens in Gaza, the governance there, 292 00:15:47,720 --> 00:15:50,120 Speaker 4: how do you set up a political system, can you 293 00:15:50,400 --> 00:15:54,040 Speaker 4: do disarm Hamas and does that last? And does the 294 00:15:54,040 --> 00:15:57,360 Speaker 4: ceasefire actually last there? And then the rebuilding which is 295 00:15:57,360 --> 00:16:00,840 Speaker 4: going to be very complicated and of course very costly, 296 00:16:01,080 --> 00:16:01,960 Speaker 4: and who pays for that? 297 00:16:02,240 --> 00:16:02,600 Speaker 5: Okay? 298 00:16:02,760 --> 00:16:05,360 Speaker 1: And then Karen, I know that the president said the 299 00:16:05,400 --> 00:16:09,240 Speaker 1: war in Gaza is over, But yesterday what was actually 300 00:16:09,520 --> 00:16:12,440 Speaker 1: signed was that the twenty point plan was signed, or 301 00:16:12,560 --> 00:16:14,480 Speaker 1: just the scenspire was symbolic. 302 00:16:14,680 --> 00:16:18,160 Speaker 4: It was ymbolic agreement that you know, this was a 303 00:16:18,240 --> 00:16:23,040 Speaker 4: moment that noting the hostages being released, noting the ceasefire, 304 00:16:23,160 --> 00:16:25,040 Speaker 4: and an agreement to work toward peace. 305 00:16:25,480 --> 00:16:29,520 Speaker 1: Okay, And this was obviously a victory lap for the President. 306 00:16:29,560 --> 00:16:32,800 Speaker 1: He's already been criticized for not talking more about what 307 00:16:32,920 --> 00:16:34,440 Speaker 1: comes next. 308 00:16:34,840 --> 00:16:36,479 Speaker 5: What comes next? 309 00:16:37,160 --> 00:16:38,920 Speaker 4: Yeah, well, I mean it's all those things I just 310 00:16:39,000 --> 00:16:41,960 Speaker 4: mentioned about what happens in Gaza, and the President said 311 00:16:42,000 --> 00:16:44,760 Speaker 4: yesterday to face two negotiations are underway, but he didn't 312 00:16:44,800 --> 00:16:47,160 Speaker 4: give details of what that looks like at this point. 313 00:16:47,440 --> 00:16:50,040 Speaker 4: His Special Envoy Seed Witcof said he has dug in 314 00:16:50,160 --> 00:16:53,440 Speaker 4: and will continue this work at the direction of the President. 315 00:16:53,560 --> 00:16:57,520 Speaker 4: But when does that continue, How is that timeline going 316 00:16:57,520 --> 00:17:00,800 Speaker 4: to play out? That's not clear. The President said yesterday 317 00:17:00,840 --> 00:17:03,600 Speaker 4: that this stage was the hardest and that the rebuilding 318 00:17:03,680 --> 00:17:06,040 Speaker 4: will be easier. I don't think you'll find a lot 319 00:17:06,040 --> 00:17:08,719 Speaker 4: of experts who would say that, because of the complicated 320 00:17:08,760 --> 00:17:09,960 Speaker 4: questions that are still to come. 321 00:17:10,160 --> 00:17:13,280 Speaker 1: Okay, and we will be sorting through those complicated questions 322 00:17:13,359 --> 00:17:16,679 Speaker 1: as the weeks and months come along. And happy that 323 00:17:16,720 --> 00:17:18,240 Speaker 1: you are here to help us sort it out. Thanks 324 00:17:18,320 --> 00:17:19,720 Speaker 1: Karen Travers at the White House. 325 00:17:20,000 --> 00:17:20,680 Speaker 4: Have a great day. 326 00:17:20,840 --> 00:17:21,280 Speaker 5: All right. 327 00:17:22,359 --> 00:17:25,040 Speaker 1: Here's some more stories coming out of the KFI twenty 328 00:17:25,040 --> 00:17:28,600 Speaker 1: four hour newsroom. Opening statements or scheduled in Orange County 329 00:17:28,640 --> 00:17:32,440 Speaker 1: in a wrongful death case against the La Angels by 330 00:17:32,480 --> 00:17:35,240 Speaker 1: the widow and parents have Pitcher Tyler Skaggs, who died 331 00:17:35,240 --> 00:17:37,960 Speaker 1: of a drug overdose in twenty nineteen. The twenty seven 332 00:17:38,040 --> 00:17:41,240 Speaker 1: year old got the drugs from the team communications director 333 00:17:41,359 --> 00:17:44,119 Speaker 1: Eric Kay, who's been convicted of federal drug charges and 334 00:17:44,160 --> 00:17:47,080 Speaker 1: sentenced to twenty two years in prison. The lawsuit alleges 335 00:17:47,200 --> 00:17:50,480 Speaker 1: negligence in the way the team supervised k and kept 336 00:17:50,520 --> 00:17:53,360 Speaker 1: him on the payroll. LA Mayor Bass has a new 337 00:17:53,480 --> 00:17:53,960 Speaker 1: rival in. 338 00:17:54,000 --> 00:17:54,840 Speaker 5: Next year's election. 339 00:17:54,960 --> 00:17:57,480 Speaker 6: He's been a deputy mayor with superintendent of La City 340 00:17:57,520 --> 00:18:00,480 Speaker 6: Schools and publisher of the La Times. Now also Buttner 341 00:18:00,520 --> 00:18:02,920 Speaker 6: says he wants the top elected job at city Hall. 342 00:18:03,080 --> 00:18:05,359 Speaker 6: He announces campaign for mayor and wish He says he 343 00:18:05,359 --> 00:18:08,920 Speaker 6: would continue the city's battle against the Trump administration over immigration. 344 00:18:09,200 --> 00:18:12,280 Speaker 7: Targeting people solely based only colored their skin is unacceptable 345 00:18:12,359 --> 00:18:13,160 Speaker 7: and un American. 346 00:18:13,400 --> 00:18:15,880 Speaker 6: Buttner says he voted for Mayor Bass in twenty twenty two, 347 00:18:15,920 --> 00:18:18,440 Speaker 6: but now says the city is a drift. The investment 348 00:18:18,480 --> 00:18:21,720 Speaker 6: banker and philanthropists started a run for mayor in twenty twelve, 349 00:18:21,800 --> 00:18:24,720 Speaker 6: but Withdrew Michael Monks KFI News. 350 00:18:25,000 --> 00:18:27,440 Speaker 1: Governor Newsom has veto to bill that would have given 351 00:18:27,480 --> 00:18:32,040 Speaker 1: priority to descendants of slavery for college admissions. Newsom calls 352 00:18:32,080 --> 00:18:35,600 Speaker 1: the measure unnecessary, saying schools already have authority over those 353 00:18:35,680 --> 00:18:37,840 Speaker 1: kinds of things. Supporters of the bill say it was 354 00:18:37,880 --> 00:18:41,600 Speaker 1: aimed at repairing what they call historical harm. Critics say 355 00:18:41,640 --> 00:18:43,520 Speaker 1: the bill would have ended up in court as it 356 00:18:43,600 --> 00:18:46,879 Speaker 1: would have violated California's ban on race based admissions in 357 00:18:47,000 --> 00:18:50,280 Speaker 1: recent Supreme Court rulings. Alec Baldwin says he and his 358 00:18:50,320 --> 00:18:53,560 Speaker 1: brother Stephen are fine after he crashed into a tree. 359 00:18:54,119 --> 00:18:57,000 Speaker 1: The sixty seven year old actor posted on Instagram that 360 00:18:57,040 --> 00:18:59,880 Speaker 1: the crash happened yesterday morning in East Hampton, New York. 361 00:19:00,280 --> 00:19:02,840 Speaker 1: He says a garbage truck cut him off and he 362 00:19:02,880 --> 00:19:06,560 Speaker 1: feels bad he crushed his wife's range rover. Baldwin was 363 00:19:06,640 --> 00:19:10,840 Speaker 1: in the Hamptons for the International Film Festival. Smartphones have 364 00:19:10,960 --> 00:19:13,520 Speaker 1: cut the connection between women and the moon. 365 00:19:13,760 --> 00:19:16,080 Speaker 9: Researchers say a link between the faces of the moon 366 00:19:16,200 --> 00:19:19,560 Speaker 9: and women's periods is going away. Century's worth of data 367 00:19:19,560 --> 00:19:22,280 Speaker 9: shows women's periods syncing up with full and new moons, 368 00:19:22,280 --> 00:19:24,920 Speaker 9: but that sink has weakened since around twenty ten, when 369 00:19:25,040 --> 00:19:27,879 Speaker 9: led lights and smartphones became a normal part of life. 370 00:19:28,040 --> 00:19:30,399 Speaker 9: Signed to say the blue light confuses the body's internal 371 00:19:30,400 --> 00:19:32,640 Speaker 9: clock because it's more like daylight than the warm yellow 372 00:19:32,720 --> 00:19:36,000 Speaker 9: light of incandescent bulbs. The study says the gravitational cycles 373 00:19:36,000 --> 00:19:38,439 Speaker 9: of the moon also play into the menstruation connections, so 374 00:19:38,480 --> 00:19:40,520 Speaker 9: when the moon's Sun and Earth are closest to each 375 00:19:40,560 --> 00:19:43,840 Speaker 9: other in January, the interference of smartphones is weaker and 376 00:19:43,880 --> 00:19:47,480 Speaker 9: the lunar Lady connections sinks back up. Michael Krozer kf 377 00:19:47,520 --> 00:19:48,240 Speaker 9: I News. 378 00:19:48,160 --> 00:19:51,520 Speaker 5: The Lunar Lady connection Michael. 379 00:19:51,240 --> 00:19:54,280 Speaker 1: Krozer, like I said last week, I love his stories. 380 00:19:54,440 --> 00:19:56,640 Speaker 5: That's great. Why is life so complicated? 381 00:19:56,720 --> 00:19:57,439 Speaker 3: Oh my gosh. 382 00:19:57,840 --> 00:20:01,159 Speaker 1: Uncertainty over the economy and tariffs is causing retailers to 383 00:20:01,280 --> 00:20:03,000 Speaker 1: rethink hiring for the holidays. 384 00:20:03,040 --> 00:20:06,680 Speaker 10: These temp workers typically pack orders at distribution centers, surf 385 00:20:06,720 --> 00:20:09,720 Speaker 10: shoppers at stores, and build holiday displays during the most 386 00:20:09,720 --> 00:20:12,560 Speaker 10: important selling season of the year. A job placement firm 387 00:20:12,600 --> 00:20:14,560 Speaker 10: forecast at hiring for the last three months of the 388 00:20:14,600 --> 00:20:17,159 Speaker 10: year will likely fall to its lowest level since the 389 00:20:17,200 --> 00:20:20,040 Speaker 10: recession in two thousand and nine, or fewer than five 390 00:20:20,160 --> 00:20:24,119 Speaker 10: hundred thousand positions that's fewer than last year's five hundred 391 00:20:24,200 --> 00:20:27,560 Speaker 10: forty three thousand temp jobs. The average seasonal gain since 392 00:20:27,560 --> 00:20:30,480 Speaker 10: two thousand and five has been six hundred fifty three thousand, 393 00:20:30,520 --> 00:20:34,720 Speaker 10: three hundred and sixty three workers. Deborah mark KFFI News. 394 00:20:34,680 --> 00:20:37,720 Speaker 1: You have at Amazon's hiring two hundred and fifty thousand workers. 395 00:20:38,920 --> 00:20:41,639 Speaker 1: More than one hundred and fifty unvaccinated kids in South 396 00:20:41,640 --> 00:20:46,359 Speaker 1: Carolina have been quarantined after being disposed exposed to two measles. 397 00:20:46,400 --> 00:20:49,680 Speaker 1: The kids are from two schools in Spartanburg. They'll miss 398 00:20:49,680 --> 00:20:52,640 Speaker 1: class for twenty one days the period of potential transmission. 399 00:20:52,920 --> 00:20:55,560 Speaker 1: South Carolina is the latest state to have a measle's 400 00:20:55,600 --> 00:20:58,399 Speaker 1: outbreak this year, and cases across the US have reached 401 00:20:58,400 --> 00:21:02,360 Speaker 1: the highest level in thirty years. Manager Mike Shilt, who 402 00:21:02,400 --> 00:21:05,800 Speaker 1: led the San Diego Padres to back to back ninety 403 00:21:06,000 --> 00:21:08,840 Speaker 1: see A win seasons for the first time in franchise history, 404 00:21:09,240 --> 00:21:11,560 Speaker 1: hanging up his cleats. Shilt just took over in twenty 405 00:21:11,600 --> 00:21:14,119 Speaker 1: twenty four, led the Padres to back to back playoff 406 00:21:14,160 --> 00:21:17,400 Speaker 1: appearances for the first time in nineteen years. Not so shabby, 407 00:21:17,440 --> 00:21:20,399 Speaker 1: but now he's out. The next Padres manager will be 408 00:21:20,440 --> 00:21:25,440 Speaker 1: the team's fifth in the last eight season. Something's going 409 00:21:25,520 --> 00:21:28,479 Speaker 1: on with the Padres. Dodgers jumped out to a one 410 00:21:28,560 --> 00:21:31,760 Speaker 1: nothing lead in their best of seven National League Championship 411 00:21:31,800 --> 00:21:34,440 Speaker 1: Series against the Brewer, thanks in part to the star 412 00:21:34,560 --> 00:21:35,879 Speaker 1: of the show, Freddy Freeman. 413 00:21:36,800 --> 00:21:41,240 Speaker 7: Full count Patrick's payoff. Freeman hits went high in the air, 414 00:21:41,320 --> 00:21:44,040 Speaker 7: right field, drifting back. Churio on the warning track. He's 415 00:21:44,080 --> 00:21:49,800 Speaker 7: at the wall. It is gone. Freddie Freeman with a 416 00:21:50,000 --> 00:21:54,720 Speaker 7: sky scraping home run here in Game one, oh ball 417 00:21:54,800 --> 00:21:56,680 Speaker 7: that just kept tonight the world cheries. 418 00:21:56,960 --> 00:22:00,280 Speaker 1: The world champion Dodgers take on the Milwaukee Brewers for 419 00:22:00,359 --> 00:22:03,680 Speaker 1: Game two of the National League Championship Series. The first 420 00:22:03,680 --> 00:22:05,480 Speaker 1: pitch goes out at five oh eight, and you can 421 00:22:05,480 --> 00:22:07,280 Speaker 1: listen to all the Dodger games on AM five to 422 00:22:07,359 --> 00:22:10,800 Speaker 1: seventy Sports Live from the Galpin Motors Broadcast booth, and 423 00:22:10,880 --> 00:22:13,280 Speaker 1: stream all the games n HD on the iHeartRadio app 424 00:22:13,359 --> 00:22:18,440 Speaker 1: keyword AM five to seventy LA Sports Go Blue. Thousands 425 00:22:18,480 --> 00:22:21,200 Speaker 1: of Kaiser Permanente workers are planning to walk off the 426 00:22:21,280 --> 00:22:25,200 Speaker 1: job today. Their union says the strike comes as contract 427 00:22:25,600 --> 00:22:28,840 Speaker 1: talks remain stalled. The two sides appear to be pretty 428 00:22:28,840 --> 00:22:31,320 Speaker 1: far apart on wages. The strike effects thirty one thousand 429 00:22:31,359 --> 00:22:34,800 Speaker 1: Kaiser workers in California and Hawaii. Kaiser says its medical 430 00:22:34,840 --> 00:22:38,879 Speaker 1: facilities will remain open during the five day strike. SpaceX 431 00:22:38,920 --> 00:22:42,840 Speaker 1: has successfully launched its Mega rocket Starship. The eleventh flight 432 00:22:42,880 --> 00:22:46,879 Speaker 1: of the largest rocket ever ended Monday, with the spacecraft 433 00:22:47,000 --> 00:22:50,760 Speaker 1: splashing down in the Indian Ocean as planned. The test 434 00:22:50,760 --> 00:22:53,440 Speaker 1: flight lasted just over an hour and included the deployment 435 00:22:53,440 --> 00:22:57,520 Speaker 1: of eight simulated Starlink satellites. There was also a successful 436 00:22:57,600 --> 00:23:01,160 Speaker 1: relight of one of the engines. While in Spain, It's 437 00:23:01,160 --> 00:23:05,040 Speaker 1: the Great Pumpkin Charlie Brown. Brandon Dawson from Santa Rosa 438 00:23:05,080 --> 00:23:07,800 Speaker 1: has won this year's Half Moon Bay Great Pumpkin Way 439 00:23:07,840 --> 00:23:11,680 Speaker 1: off his giant orange orb weighed in at twenty three 440 00:23:11,760 --> 00:23:15,240 Speaker 1: hundred and forty six pounds. Dawson also won it last year. 441 00:23:15,560 --> 00:23:17,920 Speaker 1: His gord is still shy of the world record. A 442 00:23:18,000 --> 00:23:20,840 Speaker 1: pumpkin in England has that distinction, weighing more than twenty 443 00:23:20,840 --> 00:23:24,119 Speaker 1: eight hundred pounds at six oh five its handle. On 444 00:23:24,160 --> 00:23:26,880 Speaker 1: the news, even President Biden and Hillary Clinton are giving 445 00:23:26,960 --> 00:23:29,840 Speaker 1: kudos to President Trump for the Mid East peace deal. 446 00:23:30,440 --> 00:23:31,520 Speaker 5: Bil's going to tell you more. 447 00:23:31,480 --> 00:23:34,080 Speaker 1: About that here's what we're following in the KFI twenty 448 00:23:34,080 --> 00:23:35,400 Speaker 1: four hour newsroom. 449 00:23:35,840 --> 00:23:37,520 Speaker 5: The heavy rain is moving in. 450 00:23:37,840 --> 00:23:40,920 Speaker 1: Ariel Cohen with the National Weather Service says the rain 451 00:23:41,000 --> 00:23:43,399 Speaker 1: and wind will be significant for most of today. 452 00:23:43,480 --> 00:23:46,920 Speaker 2: All areas in Los Angeles will be at some level 453 00:23:46,960 --> 00:23:49,680 Speaker 2: of risk for experiencing wind damage. 454 00:23:50,480 --> 00:23:53,080 Speaker 1: The recent burn scars could see several inches of rain. 455 00:23:53,520 --> 00:23:56,439 Speaker 1: Mandatory evacuation orders are in place for about one hundred 456 00:23:56,440 --> 00:24:00,719 Speaker 1: properties in the Palisades Hurst and Sunset fire areas. Evacuation 457 00:24:00,920 --> 00:24:03,760 Speaker 1: warnings are in effect in the Eton Fireburn Area Authority 458 00:24:03,800 --> 00:24:06,320 Speaker 1: say anyone who is near an area that tends to 459 00:24:06,359 --> 00:24:10,080 Speaker 1: flood should be ready to get out immediately. House Speaker 460 00:24:10,119 --> 00:24:12,399 Speaker 1: Mike Johnson has warned the government shut down could be 461 00:24:12,440 --> 00:24:15,520 Speaker 1: one of the longest in history. Neither side is showing 462 00:24:15,560 --> 00:24:19,359 Speaker 1: any signs of giving up or giving in. Johnson says, 463 00:24:19,359 --> 00:24:22,520 Speaker 1: if the Democrats keep up their obstruction, in his words, 464 00:24:22,720 --> 00:24:25,200 Speaker 1: that's where we're going to be headed. The Senate's expected 465 00:24:25,240 --> 00:24:28,119 Speaker 1: to vote on bills for the eighth time today that 466 00:24:28,160 --> 00:24:32,120 Speaker 1: would end the shutdown, which is into day fourteen. LA 467 00:24:32,160 --> 00:24:35,040 Speaker 1: County supervisors are set to consider declaring a local state 468 00:24:35,040 --> 00:24:38,359 Speaker 1: of emergency in response to the ongoing ice raids. Board 469 00:24:38,359 --> 00:24:41,640 Speaker 1: members claim the immigration enforcement actions are preventing people from 470 00:24:41,680 --> 00:24:44,520 Speaker 1: going to work and forcing some businesses to close. The 471 00:24:44,520 --> 00:24:48,919 Speaker 1: board could also impose an eviction, not evacuation. I know 472 00:24:49,200 --> 00:24:53,000 Speaker 1: I got evacuations on the brain. Could also impose an eviction, 473 00:24:53,280 --> 00:24:57,159 Speaker 1: moratorium down the road, or other protections for people impacted 474 00:24:57,200 --> 00:25:01,359 Speaker 1: by the raids. Ellen And, accused of shooting at a 475 00:25:01,359 --> 00:25:04,479 Speaker 1: sheriff's deputy during a traffic stop in Harupa Valley in 476 00:25:04,560 --> 00:25:07,520 Speaker 1: May and then hiding out in Mexico, has pleaded not 477 00:25:07,560 --> 00:25:10,680 Speaker 1: guilty to attempted murder of a peace officer and other crimes. 478 00:25:11,040 --> 00:25:13,359 Speaker 1: It was returned to California last week after being caught 479 00:25:13,359 --> 00:25:17,119 Speaker 1: by Mexican state police. He was arraigned in Riverside yesterday. 480 00:25:17,400 --> 00:25:20,560 Speaker 1: Turns out most Americans don't wait until Halloween to dig 481 00:25:20,600 --> 00:25:21,280 Speaker 1: into the candy. 482 00:25:21,400 --> 00:25:24,119 Speaker 11: A study on behalf of CVS Pharmacy shows the average 483 00:25:24,119 --> 00:25:27,600 Speaker 11: American gobbles up their Halloween candy stash twice before seeing 484 00:25:27,680 --> 00:25:30,160 Speaker 11: their first trick or treater. In fact, one in four 485 00:25:30,160 --> 00:25:32,720 Speaker 11: of the two thousand surveyed admitted they've had to restock 486 00:25:32,880 --> 00:25:36,000 Speaker 11: three times or more. Of whopping fifty five percent said 487 00:25:36,000 --> 00:25:37,639 Speaker 11: they have to rush out to buy candy at the 488 00:25:37,720 --> 00:25:40,119 Speaker 11: last minute. Mark Ronner, KFI News. 489 00:25:40,440 --> 00:25:43,840 Speaker 1: Okay, I gotta admit I have. I have my Reese's 490 00:25:43,960 --> 00:25:47,320 Speaker 1: pumpkins right here. I brought them in well because I 491 00:25:47,359 --> 00:25:51,400 Speaker 1: had to test them because they're Reese's peanut butter cups 492 00:25:51,440 --> 00:25:54,240 Speaker 1: are like one of my favorites along with butterfingers. And 493 00:25:54,520 --> 00:25:57,040 Speaker 1: I'm really kind of disappointed because they're smaller and they 494 00:25:57,040 --> 00:26:01,200 Speaker 1: don't look like pumpkins. Bring one to Yacona. You can 495 00:26:01,200 --> 00:26:02,760 Speaker 1: taste test it and see what you think. But I 496 00:26:02,760 --> 00:26:05,399 Speaker 1: think they're a little wonky. This year, time to get 497 00:26:05,400 --> 00:26:08,639 Speaker 1: in your business now with Bloomberg's Denise Pellegrini. 498 00:26:08,720 --> 00:26:12,480 Speaker 12: Good morning, Denise, Good morning. Gave me and this report 499 00:26:12,520 --> 00:26:15,679 Speaker 12: is sponsored by Fidelity. I got to tell you, if 500 00:26:15,720 --> 00:26:18,560 Speaker 12: you're thinking about making some home improvements, you better listen 501 00:26:18,640 --> 00:26:21,919 Speaker 12: up because it's gonna cost you more. As of today, 502 00:26:22,040 --> 00:26:26,560 Speaker 12: amy the US collecting tariffs on imported timber, lumber, kitchen cabinets, 503 00:26:27,040 --> 00:26:32,480 Speaker 12: bathroom vanities, and even upholstered furniture twenty five percent levies 504 00:26:32,520 --> 00:26:36,679 Speaker 12: on imported cabinets, ten percent on lumber. This could be 505 00:26:36,720 --> 00:26:40,000 Speaker 12: a bargain, though, because the tariffs on upholstered wooden products, 506 00:26:40,359 --> 00:26:44,120 Speaker 12: they're going to go up again to thirty percent January first, 507 00:26:44,160 --> 00:26:46,440 Speaker 12: and the tariffs on kitchen cabinets and vanities are going 508 00:26:46,480 --> 00:26:48,960 Speaker 12: up to fifty percent. All this, of course could drive 509 00:26:49,000 --> 00:26:51,760 Speaker 12: the price on new homes higher as well. 510 00:26:51,840 --> 00:26:55,760 Speaker 1: Okay, and speaking of prices car buyers, kind of tough 511 00:26:55,760 --> 00:26:56,800 Speaker 1: for car buyers right now. 512 00:26:57,320 --> 00:26:57,600 Speaker 7: Yeah. 513 00:26:57,760 --> 00:27:00,320 Speaker 12: Kelly Bluebook says the average price of a new car 514 00:27:00,320 --> 00:27:03,200 Speaker 12: in the US topped fifty thousand dollars for the first 515 00:27:03,240 --> 00:27:07,640 Speaker 12: time last month. Analysts with KBB parent Cocks Automotive says 516 00:27:07,640 --> 00:27:11,119 Speaker 12: this means the twenty thousand dollars vehicles pretty much extinct. 517 00:27:11,560 --> 00:27:14,360 Speaker 12: And Edmunds says the new car buyers are now stretching 518 00:27:14,600 --> 00:27:17,000 Speaker 12: loan lengths to seven years or more. I was thinking 519 00:27:17,000 --> 00:27:20,199 Speaker 12: about that. At seven years our car, it had something 520 00:27:20,280 --> 00:27:23,000 Speaker 12: like two hundred and thirty thousand miles on it. If 521 00:27:23,000 --> 00:27:25,600 Speaker 12: we had a seven year loan, we'd still be paying 522 00:27:25,640 --> 00:27:29,080 Speaker 12: that off with a new drive cards. It's pretty much extinct. 523 00:27:29,440 --> 00:27:31,800 Speaker 12: We did got a big family, so a lot of 524 00:27:32,160 --> 00:27:35,640 Speaker 12: you know, are shuttling the kids around. Okay, shuttling the kids, all. 525 00:27:35,600 --> 00:27:37,320 Speaker 5: Right, Curious about this one. 526 00:27:37,960 --> 00:27:42,199 Speaker 1: Denise the Dodgers Brewers' games are being watched really closely nationwide. 527 00:27:42,200 --> 00:27:42,560 Speaker 5: How come? 528 00:27:43,280 --> 00:27:46,000 Speaker 12: Yeah, not just because the Dodgers are so great, which 529 00:27:46,359 --> 00:27:49,159 Speaker 12: thank you already know. Yeah, And not just because the 530 00:27:49,160 --> 00:27:51,800 Speaker 12: Brewers are the underdog, right and there's some drama there 531 00:27:51,840 --> 00:27:55,040 Speaker 12: which is kind of cute. The big question is that 532 00:27:55,119 --> 00:27:58,119 Speaker 12: the entire business model is at stake. The big question 533 00:27:58,240 --> 00:28:01,200 Speaker 12: for players, management, and investors. Can the low budget team 534 00:28:01,240 --> 00:28:05,120 Speaker 12: of cast offs and unknowns i e. The Brewers actually 535 00:28:05,160 --> 00:28:08,639 Speaker 12: beat the amazing Dodgers, the most expensive team ever assembled, 536 00:28:08,640 --> 00:28:10,480 Speaker 12: with as the Wall Street Journal calls it, the three 537 00:28:10,520 --> 00:28:14,320 Speaker 12: headed monster of Shohei Otani Muki. Beck's and Freddie Freeman 538 00:28:14,640 --> 00:28:17,639 Speaker 12: Journal points out, a team with bottom ten payroll hasn't 539 00:28:17,640 --> 00:28:19,919 Speaker 12: won the World Series in more than twenty years. Amy, 540 00:28:20,359 --> 00:28:23,800 Speaker 12: if the Brewers somehow actually managed to win the best 541 00:28:23,800 --> 00:28:25,800 Speaker 12: of seven series, and Amy, I'm not saying the cood, 542 00:28:25,960 --> 00:28:29,240 Speaker 12: just saying theoretically here, but if the Brewers somehow did 543 00:28:29,320 --> 00:28:32,400 Speaker 12: actually manage to win the series, the Union will likely 544 00:28:32,480 --> 00:28:35,159 Speaker 12: view it as proof the MLB's free market model works. 545 00:28:35,200 --> 00:28:39,560 Speaker 12: But a Dodgers victory will give ammunition to unhappy owners 546 00:28:39,640 --> 00:28:42,800 Speaker 12: right who claim the deck is stacked against lower budget teams. 547 00:28:42,840 --> 00:28:43,400 Speaker 5: Like the Brewers. 548 00:28:43,640 --> 00:28:46,360 Speaker 12: Some owners want those salary caps that the union has 549 00:28:46,360 --> 00:28:49,800 Speaker 12: been resisting. As you know MLB's Collective Marketing agreement. It 550 00:28:49,840 --> 00:28:52,200 Speaker 12: expires next year, with a standoff being the way as 551 00:28:52,240 --> 00:28:55,080 Speaker 12: we could be headed toward a lockout at the end 552 00:28:55,080 --> 00:28:58,960 Speaker 12: of next year. NFL, NHL, NBA, they all have salary caps. 553 00:28:59,000 --> 00:29:02,760 Speaker 12: Baseball's last big hold out. So watch tonight's game. We'll 554 00:29:02,760 --> 00:29:03,480 Speaker 12: see what happens. 555 00:29:03,560 --> 00:29:06,120 Speaker 1: Okay, it reminds me of Moneyball, remember that great movie 556 00:29:06,160 --> 00:29:09,719 Speaker 1: with a rabit about the A's Yes. Okay, Denise Pellegrini 557 00:29:09,920 --> 00:29:12,600 Speaker 1: getting in your business with Bloomberg as we do every 558 00:29:12,680 --> 00:29:14,000 Speaker 1: morning at five point forty. 559 00:29:14,040 --> 00:29:16,200 Speaker 5: Thanks Denise, Thank you, my pleasure. 560 00:29:16,440 --> 00:29:19,160 Speaker 1: All right, About five hundred and fifty workers at NASA's 561 00:29:19,320 --> 00:29:21,880 Speaker 1: Jet Propulsion Laboratory and Pasadena are going to be getting 562 00:29:21,920 --> 00:29:24,720 Speaker 1: pink slips. The Space Agency's directors is the layoffs are 563 00:29:24,760 --> 00:29:28,480 Speaker 1: necessary as the lab continues to reorganize operations in the 564 00:29:28,480 --> 00:29:31,520 Speaker 1: face of limited funding. The job cuts are not related 565 00:29:31,600 --> 00:29:35,280 Speaker 1: to the current federal government shutdown. LA City councils expected 566 00:29:35,280 --> 00:29:37,920 Speaker 1: to give final approval to a hike in trash collection 567 00:29:38,040 --> 00:29:40,280 Speaker 1: fees in the city. It would be the first increase 568 00:29:40,280 --> 00:29:42,880 Speaker 1: in seventeen years, trash fees would go up from a 569 00:29:42,920 --> 00:29:46,360 Speaker 1: single family home for from about thirty six to fifty 570 00:29:46,360 --> 00:29:49,440 Speaker 1: six dollars a month and would go into effect next month. 571 00:29:49,880 --> 00:29:52,360 Speaker 1: The new rates will put the city more in line 572 00:29:52,400 --> 00:29:56,400 Speaker 1: with Bourbank, Culver City, Long Beach in Santa Monica. The 573 00:29:56,440 --> 00:29:59,000 Speaker 1: Dodgers have taken a one game lead in the best 574 00:29:59,040 --> 00:30:04,320 Speaker 1: of seven Nationally Championship series in Milwaukee. Game two is tonight. 575 00:30:04,720 --> 00:30:07,320 Speaker 1: First pitch goes out at five oh eight. LA won 576 00:30:07,360 --> 00:30:09,720 Speaker 1: it last night two to one over the Brewers. Game 577 00:30:09,760 --> 00:30:12,520 Speaker 1: three then happens at Dodgers Stadium on Thursday, and you 578 00:30:12,560 --> 00:30:15,080 Speaker 1: can hear all the Dodgers games on our sister station, 579 00:30:15,200 --> 00:30:18,960 Speaker 1: klac AM five point seventy. Let's say good morning now 580 00:30:19,000 --> 00:30:22,000 Speaker 1: to the host of How to Money on KFI. It's 581 00:30:22,000 --> 00:30:25,480 Speaker 1: our very own Joel Larsgard. Hey, Joel, really quick. Last 582 00:30:25,480 --> 00:30:28,440 Speaker 1: week we were talking about emergency funds and how important 583 00:30:28,440 --> 00:30:30,479 Speaker 1: it is to set it up, and I started thinking 584 00:30:30,480 --> 00:30:34,440 Speaker 1: about it because if the shutdown, people who work in 585 00:30:34,480 --> 00:30:37,640 Speaker 1: the government, whether they're working or they're furloughed, they're not 586 00:30:37,680 --> 00:30:40,640 Speaker 1: getting their paychecks right now, which sort of increases the 587 00:30:40,640 --> 00:30:43,600 Speaker 1: importance of that emergency fund for something unexpected like this. 588 00:30:44,160 --> 00:30:46,880 Speaker 2: Yeah, I mean, it certainly does, and it's just a 589 00:30:46,920 --> 00:30:50,400 Speaker 2: good it's a good reminder to all of us to 590 00:30:50,920 --> 00:30:53,520 Speaker 2: recheck our emergency funds because this sort of thing can 591 00:30:53,760 --> 00:30:56,200 Speaker 2: can happen. And this was being you know, telegraphed the 592 00:30:56,240 --> 00:30:59,840 Speaker 2: showdown between the Democrats and Republicans. How long is the 593 00:31:00,400 --> 00:31:03,040 Speaker 2: is the government going to remain shut down? How long 594 00:31:03,440 --> 00:31:07,120 Speaker 2: are people going to be furloughed not receiving paychecks? And 595 00:31:07,200 --> 00:31:10,120 Speaker 2: will some of those threats come to pass of not 596 00:31:10,280 --> 00:31:13,560 Speaker 2: receiving that back pay that's legally owed to the workers 597 00:31:13,560 --> 00:31:15,680 Speaker 2: who have been furloughed. And we're talking like, you know, 598 00:31:15,760 --> 00:31:17,960 Speaker 2: close to a million a million people not getting a 599 00:31:17,960 --> 00:31:20,960 Speaker 2: paycheck when they expected it. So yeah, this is the 600 00:31:21,120 --> 00:31:24,680 Speaker 2: exact reason that emergency funds exist. And you know I 601 00:31:24,680 --> 00:31:26,800 Speaker 2: talk about that basic key fund, Well, I want people 602 00:31:26,800 --> 00:31:29,920 Speaker 2: to save beyond that too, typically having like three to 603 00:31:29,960 --> 00:31:33,400 Speaker 2: six months worth of expenses in a savings account and 604 00:31:33,480 --> 00:31:35,760 Speaker 2: a lot of people think, ah, that's that's silly. Who 605 00:31:35,800 --> 00:31:38,360 Speaker 2: needs that much cash on hand? Well, yeah, if you 606 00:31:38,520 --> 00:31:41,640 Speaker 2: lose your job like that is not just peace of mind, 607 00:31:41,640 --> 00:31:44,480 Speaker 2: but it's a financial backstop for you. So the yeah, 608 00:31:44,520 --> 00:31:47,680 Speaker 2: I think This is the perfect example of how important 609 00:31:48,080 --> 00:31:50,960 Speaker 2: an emergency fund is. And then also, I know we've 610 00:31:51,000 --> 00:31:53,360 Speaker 2: talked about this before, Amy, but a bare bones budget, 611 00:31:53,520 --> 00:31:56,840 Speaker 2: which is something I'm really fond of because I want 612 00:31:56,840 --> 00:31:59,240 Speaker 2: people to and I would ideally like people to do 613 00:31:59,320 --> 00:32:03,200 Speaker 2: this before, create a bear bones budget before stuff hits 614 00:32:03,240 --> 00:32:07,080 Speaker 2: the fan. But the bear bones budget is essentially saying, Hey, 615 00:32:07,120 --> 00:32:10,320 Speaker 2: what are my absolute essential needs and what are the 616 00:32:10,360 --> 00:32:12,960 Speaker 2: things that I'm spending on that I really enjoy but 617 00:32:13,000 --> 00:32:15,160 Speaker 2: I need to cut back on for the time being 618 00:32:15,240 --> 00:32:17,280 Speaker 2: because I've either lost a job, had some sort of 619 00:32:17,360 --> 00:32:20,920 Speaker 2: significant medical setback that costs me a lot of money, 620 00:32:20,960 --> 00:32:22,960 Speaker 2: and man, I've got to find a way to pay 621 00:32:22,960 --> 00:32:25,640 Speaker 2: for this in short order. The bear bones budget is 622 00:32:25,680 --> 00:32:27,440 Speaker 2: something you don't want to keep around long term, but 623 00:32:27,520 --> 00:32:30,440 Speaker 2: it is it is something that you can employ in 624 00:32:31,360 --> 00:32:33,840 Speaker 2: short term necessity status. We've got an article up on 625 00:32:33,880 --> 00:32:36,440 Speaker 2: howdomoney dot com about how to create a barbones budget, 626 00:32:36,440 --> 00:32:38,880 Speaker 2: but I think it's a great exercise for everyone to 627 00:32:38,880 --> 00:32:40,720 Speaker 2: partake in. So the emergency fund combined with the bare 628 00:32:40,760 --> 00:32:43,360 Speaker 2: bones budget can really help you out in the pinch. 629 00:32:43,720 --> 00:32:46,080 Speaker 1: I love that idea because I know that, like when 630 00:32:46,080 --> 00:32:47,640 Speaker 1: you lose a job, unexpectedly. 631 00:32:47,680 --> 00:32:49,600 Speaker 5: It's it's kind of a shock to your system. 632 00:32:49,960 --> 00:32:52,440 Speaker 1: And if you already have something like you have the 633 00:32:52,480 --> 00:32:54,560 Speaker 1: plan in place and you're like, this is for my 634 00:32:54,680 --> 00:32:58,400 Speaker 1: rainy day, then when that rainy day comes, you go, Okay, okay, 635 00:32:58,600 --> 00:33:01,440 Speaker 1: I'm gonna be okay, I can cut this temporarily. 636 00:33:01,480 --> 00:33:03,640 Speaker 5: I can cut this because you know what you can 637 00:33:03,720 --> 00:33:04,200 Speaker 5: and can't. 638 00:33:04,680 --> 00:33:09,160 Speaker 2: You're coming into it from a position of confidence and forethought, right, 639 00:33:09,200 --> 00:33:13,320 Speaker 2: and just that adds so much to your ability to 640 00:33:13,440 --> 00:33:17,520 Speaker 2: remain emotionally stable during a tumultuous time. And I've just 641 00:33:17,560 --> 00:33:19,320 Speaker 2: heard from so many Out of Money listeners over the 642 00:33:19,400 --> 00:33:21,800 Speaker 2: year who have emailed and they've said, hey, listen, like 643 00:33:21,840 --> 00:33:23,920 Speaker 2: this really rough thing happened to me, but I was 644 00:33:23,960 --> 00:33:27,600 Speaker 2: prepared and I can't tell you how impactful that was 645 00:33:27,640 --> 00:33:30,920 Speaker 2: for my ability to get through the tough thing. And yeah, 646 00:33:30,920 --> 00:33:33,800 Speaker 2: there's something about preparing before. And it's like, I'm not 647 00:33:33,840 --> 00:33:36,880 Speaker 2: a doomsday prepper, but I think of those people who do, 648 00:33:37,840 --> 00:33:40,760 Speaker 2: think they're really thoughtful about, well, what happens if the 649 00:33:40,840 --> 00:33:43,920 Speaker 2: zombie apocalypse comes and they've got like a root seller 650 00:33:43,920 --> 00:33:45,960 Speaker 2: in their backyard or whatever. And that's not my style, 651 00:33:46,000 --> 00:33:48,640 Speaker 2: but at least from a personal finance standpoint, you want 652 00:33:48,640 --> 00:33:50,560 Speaker 2: to have at least a little bit of inkling in 653 00:33:50,560 --> 00:33:51,040 Speaker 2: that direction. 654 00:33:51,320 --> 00:33:54,720 Speaker 1: Okay, And of course, look at us, we're already running 655 00:33:54,720 --> 00:33:56,320 Speaker 1: short on time and we haven't even talked about things 656 00:33:56,360 --> 00:33:58,840 Speaker 1: we want to talk about today. The homeowners are leading 657 00:33:58,880 --> 00:34:03,480 Speaker 1: in our lent leaning and do refinancing, which it kind 658 00:34:03,480 --> 00:34:05,520 Speaker 1: of surprises me because interest rates are kind of still 659 00:34:05,600 --> 00:34:05,880 Speaker 1: up there. 660 00:34:06,760 --> 00:34:09,919 Speaker 2: They are they are compared to where they were four 661 00:34:10,000 --> 00:34:13,839 Speaker 2: years ago, right, but they're down from where they were 662 00:34:14,120 --> 00:34:18,160 Speaker 2: just about a year ago, and not insignificantly. So we're 663 00:34:18,160 --> 00:34:21,160 Speaker 2: talking about you know, rates were peaking above seven percent. 664 00:34:21,239 --> 00:34:23,600 Speaker 2: Now rates are closer to the low sixes. And so 665 00:34:23,640 --> 00:34:27,520 Speaker 2: we are seeing more people interested in refinancing right now 666 00:34:27,560 --> 00:34:32,680 Speaker 2: and more people submitting applications and yeah, does this make sense? Well, yeah, 667 00:34:32,680 --> 00:34:34,640 Speaker 2: it depends what your rate is, and it depends how 668 00:34:34,680 --> 00:34:36,360 Speaker 2: long you're planning on staying in the home. There's a 669 00:34:36,360 --> 00:34:39,719 Speaker 2: lot that you want to kind of decipher and think 670 00:34:39,760 --> 00:34:41,920 Speaker 2: through before you say, oh, yeah, rates are down, I 671 00:34:41,960 --> 00:34:45,879 Speaker 2: should refinance because refinancing is expensive, and if it weren't, 672 00:34:45,880 --> 00:34:48,319 Speaker 2: if if refinances were free, I'd be like jump on it, 673 00:34:48,320 --> 00:34:50,040 Speaker 2: even if you could save a quarter point. But like 674 00:34:50,160 --> 00:34:53,480 Speaker 2: they're not. They typically cost thousands of dollars in closing costs. 675 00:34:53,520 --> 00:34:55,640 Speaker 2: So you want to figure out what your break even 676 00:34:55,640 --> 00:34:57,360 Speaker 2: point is, how long is it going to take me 677 00:34:57,400 --> 00:34:59,239 Speaker 2: to save money? And also you have to kind of 678 00:34:59,280 --> 00:35:03,120 Speaker 2: think about where rates are likely headed and if you, 679 00:35:04,400 --> 00:35:07,319 Speaker 2: I think over time rates will continue to go down 680 00:35:07,400 --> 00:35:10,520 Speaker 2: a little bit. But like it's really hard to read 681 00:35:10,520 --> 00:35:13,160 Speaker 2: those tea leaves, and so whether or not you refinance 682 00:35:13,239 --> 00:35:16,640 Speaker 2: depends on a slew of things. And also adjustable rate mortgages. 683 00:35:16,640 --> 00:35:19,879 Speaker 2: We've talked about this. They're becoming more popular, and understandably 684 00:35:19,880 --> 00:35:21,920 Speaker 2: so because the rates are a lot lower. Like I 685 00:35:21,960 --> 00:35:24,799 Speaker 2: found a local credit union that has something that's called 686 00:35:24,800 --> 00:35:27,680 Speaker 2: a fifteen to fifteen ARM, and you get the lower 687 00:35:27,719 --> 00:35:29,960 Speaker 2: rate for the first fifteen years, and when the average 688 00:35:30,000 --> 00:35:32,080 Speaker 2: American stays in their house for less time than that, 689 00:35:32,560 --> 00:35:34,959 Speaker 2: maybe you'll never even see a rate reset and you'll 690 00:35:35,040 --> 00:35:37,600 Speaker 2: just pay the lower rate for that whole entire duration. 691 00:35:38,080 --> 00:35:40,919 Speaker 2: So arms are worth looking at, but again it's something 692 00:35:40,960 --> 00:35:43,440 Speaker 2: that you need to take in to context of your 693 00:35:43,480 --> 00:35:47,280 Speaker 2: own risk profile and your own long term plans. 694 00:35:47,560 --> 00:35:51,560 Speaker 1: Okay, great advice as always from Joel Larsgard, who's the 695 00:35:51,560 --> 00:35:54,360 Speaker 1: host of how to Money Sundays right here on KFI 696 00:35:54,480 --> 00:35:57,719 Speaker 1: from noon to two. You can also follow Joel at 697 00:35:57,760 --> 00:35:59,719 Speaker 1: how to Money Joel And then hopefully we can put 698 00:35:59,719 --> 00:36:02,560 Speaker 1: in our back pocket for next week. Some talk about 699 00:36:02,560 --> 00:36:05,839 Speaker 1: what people are doing instead of selling their homes. 700 00:36:06,200 --> 00:36:07,000 Speaker 2: Yeah, let's do it. 701 00:36:07,080 --> 00:36:08,839 Speaker 5: Okay, thank you, Joel, appreciate it. 702 00:36:09,080 --> 00:36:09,760 Speaker 2: Thanks Amy. 703 00:36:10,080 --> 00:36:14,640 Speaker 1: This is KFI and KOST HD two Los Angeles, Orange County, 704 00:36:15,000 --> 00:36:16,960 Speaker 1: live from the KFI twenty four hour Newsroom. 705 00:36:17,000 --> 00:36:17,759 Speaker 5: I'm Amy King. 706 00:36:17,920 --> 00:36:19,560 Speaker 1: This has been your wake up call, and if you 707 00:36:19,560 --> 00:36:21,680 Speaker 1: missed any wake up call, you can listen anytime on 708 00:36:21,760 --> 00:36:24,719 Speaker 1: the iHeartRadio app. You've been listening to wake Up Call 709 00:36:24,800 --> 00:36:27,520 Speaker 1: with me, Amy King. You can always hear wake Up 710 00:36:27,520 --> 00:36:30,400 Speaker 1: Call five to six am Monday through Friday on KFI 711 00:36:30,600 --> 00:36:35,080 Speaker 1: AM six forty and anytime on demand on the iHeartRadio app.