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Speaker 1: Six one seven two six six sixty eight sixty eight

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Speaker 1: is the number. Okay, let's go right back to our

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Speaker 1: real estate expert, dan Ian Florida.

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Speaker 2: Dan, you were.

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Speaker 1: Delivering a masterclass on exactly the extent of Letitia James's fraud,

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Speaker 1: how she was abusing the FHA loan process. Please, Dan,

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Speaker 1: pick up where you left off.

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Speaker 3: And I'm not sure I'm the expert, Jeff, but just

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Speaker 3: too many years in the business to miss some of

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Speaker 3: these things. Hey, So I started talking about Chris Todd

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Speaker 3: Christ Cat Todd out of Connecticut. He and Bonnie Frank

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Speaker 3: wrote the Dodge Frank Act, which.

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Speaker 4: Was the.

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Speaker 3: Supposedly against mortgage fraud and all the stuff that had

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Speaker 3: gone on in the early two thousand, Right, So when

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Speaker 3: when the onion was peeled back, it was found out.

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Speaker 3: So when Countrywide Countrywide Loans was a huge company, that

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Speaker 3: the largest lender in the country, doing all kinds of mortgages,

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Speaker 3: including subprime mortgages, which were by the way legal back then,

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Speaker 3: but they when they collapsed, it was it was proven.

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Speaker 2: Right.

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Speaker 3: There used to be a program called the Friends of

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Speaker 3: Angelo program at the three Wide Mortgage which if you're

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Speaker 3: a loan officer and someone said they were a friend

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Speaker 3: of Angelo Mozilo, the president of the countrywide, they got

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Speaker 3: preferred treatment. So the preferred treatment that Chris Todd got,

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Speaker 3: he got a mortgage three and a half percent interest

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Speaker 3: rate three and a half percent below market at the time,

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Speaker 3: and claimed he had no idea it was below market.

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Speaker 3: Unbelievable that So this has gone on for years, Jess.

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Speaker 3: So they had to have been in this case here,

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Speaker 3: you know, New York is where the whole appraisal mess

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Speaker 3: came out of. You know, the appraisers were being forced

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Speaker 3: into doing stuff they shouldn't have done, and they were

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Speaker 3: literally being forced in because their income dependent on it

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Speaker 3: and a crew out in New York. So when she

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Speaker 3: pressured or someone on routine pressured the appraiser to call

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Speaker 3: a five unit of four unit, which is a huge deal,

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Speaker 3: there had to been you know, a literally a line

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Speaker 3: of people that had to lie for this woman. It's

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Speaker 3: it's gonna be it's huge. But you know, when you say,

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Speaker 3: do I want call me to go to jail or

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Speaker 3: her to go to jail, I definitely want call me

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Speaker 3: to go to jail. Latisha James is two big macs

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Speaker 3: away from a heart attack. Anyways, so we're not worried

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Speaker 3: too much about her. But yeah, sorry, but honestly I

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Speaker 3: want I want Colly in jail.

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Speaker 2: Oh, I'm with you.

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Speaker 1: I'm with you on on every single point. Dan, great

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Speaker 1: job as always, and thank you so much. I really

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Speaker 1: appreciate your call. Look what she did against Trump, this

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Speaker 1: was what it was so outrate, just on so many levels.

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Speaker 2: But look, let me just be openly candid with all

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Speaker 2: of you.

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Speaker 1: When I saw that case and that they went ahead

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Speaker 1: with it, and that she went in front of this

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Speaker 1: crazy liberal judge in front of a very partisan democratic jury,

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Speaker 1: and I said, they're going to get him on this

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Speaker 1: on apparently inflating the value of his own real estate.

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Speaker 1: I mean, just you know, which is at real estate

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Speaker 1: is very subjective in terms of what a property is worth.

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Speaker 1: Let me tell you right now, I said, if they

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Speaker 1: can get Trump, they can get me. They literally they

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Speaker 1: can get anybody here. We bought our home, okay where

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Speaker 1: we live right now. This was years ago for half

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Speaker 1: a million dollars and by the way, it wasn't even completed.

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Speaker 1: We lived in the house for about a month six

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Speaker 1: weeks as they were finishing the basement and other things.

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Speaker 1: That's fine, I'm not complaining. I'm just saying, according now

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Speaker 1: to the city that I live in the city of

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Speaker 1: rent them, they claim that my house is worth eight

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Speaker 1: hundred and fifty two nine hundred thousand dollars, and hence

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Speaker 1: that's why they're they're taxing me through the nose on

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Speaker 1: my property taxes. I'm telling you, really, God is my witness.

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Speaker 1: I wish I lived in a nine hundred thousand dollars home.

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Speaker 1: I wish. Okay, I don't take my home now. You know,

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Speaker 1: real estate values have gone up, et cetera. We've made

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Speaker 1: some improvements on the house over the years. Bit by bit,

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Speaker 1: I'm telling you my house is not worth more than

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Speaker 1: six hundred thousand dollars. I'm just telling you it's not

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Speaker 1: It's not worth more than say I would not pay

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Speaker 1: for my own house if I'm you know, in my

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Speaker 1: car with my wife and my two bambinos, my two kids, Ashnaneva,

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Speaker 1: and this house what happened to be for sale and

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Speaker 1: I walked into it, might say six hundred tops tops tops.

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Speaker 1: I mean, I don't want to critique my own house,

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Speaker 1: but I'm just telling you the closet is way too

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Speaker 1: in the primary bedroom, the bathrooms are way too small

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Speaker 1: in general. You should see my bathtub. I can barely

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Speaker 1: squeeze into it. Okay, there are many It's a great home.

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Speaker 1: I love the builder who built it. But what I'm

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Speaker 1: trying to tell you is it's not worth nine hundred

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Speaker 1: thousand dollars.

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Speaker 2: No way, hoose period, full stop. I'm telling you now.

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Speaker 1: Grace disagrees.

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Speaker 2: Grace.

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Speaker 1: In fact, I saw I almost got a heart attack

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Speaker 1: when she told me. This was like a couple of

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Speaker 1: months ago. We're having dinner, We're just talking, you know,

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Speaker 1: in general, and she says, oh, no, I think we

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Speaker 1: could sell for a million. I spit out my food.

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Speaker 1: I'm like this a million dollars. She goes, oh yeah,

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Speaker 1: in this market. Nine fifty nine twenty five, nine seventy five.

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Speaker 2: You know, she goes, I really think so, I'm like

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Speaker 2: a million dollars for this? Are you crazy? Now?

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Speaker 1: My point being, Okay, let's say we put it up

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Speaker 1: for sale and I get nine p fifty nine seventy

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Speaker 1: five a million? Whatever are they gonna come after me?

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Speaker 1: I over evaluated my own home. I'm just giving you

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Speaker 1: an example, like we could, you know, whatever, what if

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Speaker 1: we end up selling it for I don't know one

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Speaker 1: point two million. Okay, let's just go crazy. Wha you

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Speaker 1: overinflated the value of your own real estate.

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Speaker 2: Real estate is.

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Speaker 1: Subjective, that what is valuable to you is not valuable

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Speaker 1: to me. What is valuable to me is not valuable

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Speaker 1: to you. Like I'll just say, honestly, I love a

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Speaker 1: big bathroom. That's just the way I am. It's a

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Speaker 1: it's a quirk of mine. I love a big bathroom.

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Speaker 1: I'm serious.

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Speaker 2: I like a big bathtub.

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Speaker 1: I like to soak once a week, take a nice bath, relax,

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Speaker 1: have one of you would call them these these baths,

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Speaker 1: these pillows that you put in the shower with you

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Speaker 1: or whatever, the bath with you.

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Speaker 2: I like to sit.

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Speaker 1: Back, relax, have a diet coke, have a nice long bath.

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Speaker 2: Call me crazy.

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Speaker 1: It's one of the few ways I like to relax.

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Speaker 1: So I like a nice toilet. I like a nice bathroom.

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Speaker 1: I like to have a lot of space. I just

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Speaker 1: that's to me. A big bathroom is a big plus

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Speaker 1: when I buy a house. Six one seven two, six

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Speaker 1: six sixty eight sixty.

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Speaker 2: Eight is the number.

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Speaker 1: Okay, we're gonna go right back to your phones, but

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Speaker 1: first joining me now, as she always does. At this time,

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Speaker 1: she's the co founder, CEO, president of Kelly Financial Services

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Speaker 1: and yes, that is her wonderful name, Kelly Kelly, a

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Speaker 1: double Kelly Kelly.

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Speaker 5: How are you good morning, Jeff, I am good. October

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Speaker 5: is one of the best times to step back and

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Speaker 5: ask do I need a second opinion on my finances.

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Speaker 5: We're in the final quarter of the year and before

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Speaker 5: the holidays get busy, this is the perfect time to

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Speaker 5: take a fresh look. Maybe you're comfortable with your plan

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Speaker 5: and a second opinion simply confirms that, or it might

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Speaker 5: reveal small adjustments that make a big difference. At Kelly Financial,

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Speaker 5: our fiduciary advisors review your current allocations and highlight areas

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Speaker 5: that may need attention so you can head into the

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Speaker 5: holidays with clarity and confidence. Don't wait until year end.

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Speaker 5: October is the time to know where you stand. Request

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Speaker 5: our free investor guide, the value of an objective opinion,

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Speaker 5: and schedule your complementary appointment. Jeff, I'll continue this conversation

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Speaker 5: tomorrow morning at nine am on Safe Money Strategies Radio.

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Speaker 5: Do tune in or visit our website for the radio

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Speaker 5: rewind Jeff. We can't wait to see you October fifteenth

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Speaker 5: for our special We are at maximum capacity. However, if

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Speaker 5: their cancelations do get on our wait list. Jeff, have

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Speaker 5: a wonderful weekend, you too.

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Speaker 1: And I look forward to seeing you and everyone at

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Speaker 1: the iHeart Studios here in Medford on October fifteenth at

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Speaker 1: four o'clock. Have a great weekend, Kelly, Okay, if you

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Speaker 1: want to get on the waiting list, it's going to

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Speaker 1: be the cooner Man Unfiltered. It's going to be a

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Speaker 1: two hour conversation that I'm going to be having with

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Speaker 1: a very you know about what is it seventy eighty

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Speaker 1: people in the iHeart studio right here, sponsored by Kelly Financial,

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Speaker 1: about the state of the Union, where things are right

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Speaker 1: now with the Trump administration, the state of our country.

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Speaker 2: Anyway.

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Speaker 1: I'd like to see as many of you come as possible.

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Speaker 1: So if you want to get on that waiting list,

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Speaker 1: call now eight eight eight eight hundred eighteen eighty one

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Speaker 1: eight eight eight eight hundred eighteen eighty one October fifteenth, Wednesday,

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Speaker 1: next Wednesday, from four to six here at the iHeart Studios.

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Speaker 1: In fact, you'll even see where I broadcast the show from.

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Speaker 1: We're gonna give everybody a little tour so you get

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Speaker 1: a sense of the magic behind the Cooner report. If

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Speaker 1: you prefer to email, you can email Kelly. Email Kelly

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Speaker 1: at Kelly Financial dot org. Kelly at Kelly Financial dot org.

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Speaker 1: I should have kept my mouth shut getting mercilessly ribbed

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Speaker 1: peased by members of the audience. I'm sorry. I don't

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Speaker 1: mean to burst my bubble here, but I do like

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Speaker 1: to take a nice, you know bath, you know, a

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Speaker 1: little bit of a bubble bath on Saturdays. If you

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Speaker 1: want to know what I do on these and you know,

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Speaker 1: I lock the door and I just you know, have

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Speaker 1: a nice little what do you call it a bathroom

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Speaker 1: pillow or whatever it is, and I have a nice

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Speaker 1: little diet coke, and I soak in the top. I've

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Speaker 1: been actually I fall asleep in the tub, you know,

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Speaker 1: for about an hour. Just I unwind, I relax that way.

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Speaker 1: This is from Courtney on Messenger. Does the bulldozer like

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Speaker 1: a little rubber ducky in his bath? Laugh out loud,

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Speaker 1: Happy Friday, Happy Friday to you, Courtney, you know said,

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Speaker 1: my kids sees me the same way.

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Speaker 2: Dad. Should we get you a couple of toys to

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Speaker 2: play with?

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Speaker 1: Can you leave your old man alone. I'm trying to

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Speaker 1: relax for God's sake. Okay, super quick. It's been a

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Speaker 1: huge story. I have not had the chance to get

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Speaker 1: to it, but it fits perfectly. So bear with me

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Speaker 1: about a minute ninety seconds, and then I want to

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Speaker 1: go right back to the phone lines. You want to

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Speaker 1: know who else is sweating, because I think they're both

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Speaker 1: in big trouble. Jack Smith, the former Special Council under Biden,

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Speaker 1: and Christopher the then FBI director, first a little bit

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Speaker 1: under Trump and then obviously under Biden. It has now

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Speaker 1: been revealed documents have now come out irrefutably showing listen

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Speaker 1: to this that when Jack Smith, remember he was operating

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Speaker 1: under the orders of Biden's Justice Department and Biden's FBI.

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Speaker 1: When Jack Smith was investigating January sixth, he ordered the

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Speaker 1: Biden FBI to surveil, spy on literally follow, I mean

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Speaker 1: physically follow and then spy on and get access to

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Speaker 1: the private phone calls and private phone records of at

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Speaker 1: least eight Republican senators and at least one Republican Member

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Speaker 1: of the House. Now they're saying you could be as

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Speaker 1: high as ten even twelve Republican senators. Bill Haggerty from

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Speaker 1: Tennessee was spied on. Lindsey Graham was spied on, Cynthia

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Speaker 1: Loomis was spied on, and it goes on and on

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Speaker 1: and on. The Member of Congress was Mike Kelly. He

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Speaker 1: was spied on, and Christopher Wray knew about it and

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Speaker 1: in fact he helped authorize it. Now, I just want

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Speaker 1: you to stand back objectively. Okay, this should be one

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Speaker 1: of the biggest iffroctly not the biggest scandal right now

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Speaker 1: in the country. Biden's FBI illegally surveilled and spied and

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Speaker 1: had access to the private phone conversations and private phone

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Speaker 1: records of sitting Republican senators and sitting Republican lawmakers in

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Speaker 1: Congress in order to try to find out what they

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Speaker 1: knew about January six, what they were saying about January six.

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Speaker 1: Could they go after them over January six. So now

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Speaker 1: you have Biden's FBI, Jack Smith, and Chris Ray colluding,

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Speaker 1: and by the way, Ray light about it under oath.

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Speaker 1: That's why these senators are livid, and frankly, I don't

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Speaker 1: blame them. I don't blame them one bit. They go

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Speaker 1: we asked you under oath, were you guys ever doing

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Speaker 1: a secret spying or surveillance operation against us and under

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Speaker 1: oath he said no, and then it turns out he

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Speaker 1: lied through his teeth perjury, naked perjury. Would Smith did.

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Speaker 1: Forget being unethical an immoral, Let's not even talk now

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Speaker 1: about the FBI being turned into the STAZI, Okay, into

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Speaker 1: the KGB, getting into the KGB.

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Speaker 2: It's illegal.

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Speaker 4: Day.

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Speaker 1: He broke so many laws. It's it's it's it's I'm

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Speaker 1: gonna tell you, it's not even funny. Dis Honestly, this

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Speaker 1: makes what Latitia James did like a Sunday picnic i

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Speaker 1: at traffic violation, like jaywalking, compared to the crimes of

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Speaker 1: Jack Smith and Christopher Ray, grotesque abuse of power, illegal surveillance,

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Speaker 1: in spying. As Chuck Grassly said, and he was the

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Speaker 1: one that released the document, he goes, I'm telling you,

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Speaker 1: this is worse than Watergate. This is worse than Watergate.

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Speaker 1: That was a break in of the Democratic headquarters where

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Speaker 1: they installed a taping system, a wire topping system to

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Speaker 1: spy on the DNC. Forget spying on the DNC, You're

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Speaker 1: literally spying and surveilling and following ordering FBI agents to

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Speaker 1: follow sitting members of Congress in order to entrap them.

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Speaker 1: Over January sixth, Jack Smith, My friends, Jack Smith's got

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Speaker 1: to go to jail, no mercy, He's got to go

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Speaker 1: to jail. Christopher Ray, as Trump rightly said, you got

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Speaker 1: Christopher Ray, has to be called in and put him

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Speaker 1: under oath. And he's got to ask when did you know?

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Speaker 2: What did you know?

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Speaker 1: And when did you know it? And I'm telling you

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Speaker 1: he perjured himself. There's no question he perjured himself.

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Speaker 2: So what I'm.

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Speaker 1: Saying is, if you want to keep pushing, you can

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Speaker 1: go after Brennan. You can go after Clapper, you can

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Speaker 1: go after John Bolton, that liar. You can go you

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Speaker 1: can go after all of them. Shift, you can go

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Speaker 1: after Ray, you can go after Jack Smith. You can

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Speaker 1: go after Brennan, Jeff Cooner, Boston's bulldozer, cleaning up the

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Speaker 1: liberal bull. John in the great state of Kentucky. Thanks

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Speaker 1: for holding John.

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Speaker 2: And welcome.

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Speaker 6: Okay, second chance. This is can tell you Colonel John

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Speaker 6: Key short of les than the Kentucky And I want

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Speaker 6: to say that I don't know. I think that try

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Speaker 6: General and yours all the dinner. Chrissy, go to Dale

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Speaker 6: and have out go to Blackburn Correctional Center. Have I'll

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Speaker 6: go to jail.

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Speaker 1: No, I'm with you, John, don't take this the wrong way.

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Speaker 1: I'm having a little hard time understanding the accent because

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Speaker 1: you're talking also very fast. That's a charming accent. Please

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Speaker 1: don't get me wrong.

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Speaker 2: But no, I agree they should all go to jail.

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Speaker 1: Uh do you guys in Kentucky and Lexington do you

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Speaker 1: guys have room for all these guys?

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Speaker 6: Oh? No, that'd be so if we did. That'd be

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Speaker 6: if we did. They just him all the babri corrections. Right,

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Speaker 6: let's really heat. I think that'd be a great huge began.

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Speaker 6: Everybody shall say bigdio. I know I'll say begans before.

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Speaker 6: That's how you show. So I wish you say somebody

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Speaker 6: to say your tom morre. I know you say what

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Speaker 6: time is and when samany sank when she feels it

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Speaker 6: for you, I left for her to say the time too,

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Speaker 6: because she doesn't do that. She needs to say the

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Speaker 6: time like you do.

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Speaker 1: Okay, sure, I'll pass it on there, John, John, thank

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Speaker 1: you very very much for that call. I really appreciate it.

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Speaker 1: Six one seven two six six sixty eight sixty eight.

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Speaker 1: Don't get take this the wrong way again, very charming accent.

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Speaker 1: But when I listen to some people call in from Kentucky,

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Speaker 1: it's like, you know, scott like certain like some Scottish

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Speaker 1: people from the Highlands in particular, when they talk fast

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Speaker 1: with the accent, I almost need a translator.

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Speaker 2: I'm like, I'm getting.

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Speaker 1: Every second word. I can kind of make out what

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Speaker 1: you're saying.

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Speaker 2: So I just need you to talk just a little slower.

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Speaker 2: But no, I got you.

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Speaker 1: John six one seven two six six sixty eight sixty eight,

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Speaker 1: Nick and Weymouth.

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Speaker 2: Thanks for holding Nick and welcome.

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Speaker 4: Hey, how you doing?

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Speaker 6: Jeff?

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Speaker 4: A series of quickies on Komy Leticia James go ahead

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Speaker 4: for the uh the auspicious Nobel Price okay. Comy's judge

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Speaker 4: Michael Nickmanoff okay was appointed by the most corrupt oviuably

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Speaker 4: of all time, Presidents of the United States. I'll be

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Speaker 4: Biden uh and also judge uh Jeram Walker, the both

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Speaker 4: Virginia judges. Judge Jeram Walker was also appointed by Biden.

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Speaker 4: So that doesn't bode well, an Appy low do you

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Speaker 4: the you off?

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Speaker 1: But I got because you're talking about now this is

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Speaker 1: going to be the Letitia James judge. You know, how

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Speaker 1: is it Nick, what a coincidence, two very high profile indictments,

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Speaker 1: two very high profile cases, and they're both Biden judges.

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Speaker 2: Nick, what shazam? What a coincidence? But sorry, Nick, please,

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Speaker 2: I don't want to cut you off. I digress, go

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Speaker 2: my friend.

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Speaker 4: Hey, yeah, what luck of the draw? That'd be normal there, right,

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Speaker 4: That's what I like to call him. Remember from the

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Speaker 4: Frankens Young Frankens Sigh movie. He doesn't take any case

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Speaker 4: unless it's a loaded judge and a loaded jury. He

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Speaker 4: looks shop. He's got this great reputation. Same thing with

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Speaker 4: Hunter of Biden, except they had a little bit of

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Speaker 4: a skirmish with the judge from Indiana. They have also

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Speaker 4: too on the OBA And so I.

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Speaker 1: Don't sorry because some people won't get your reference.

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Speaker 2: Just very quick.

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Speaker 1: You're talking about now, Leticia James's lawyer, Abby Lowell, big Democrat,

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Speaker 1: hired gun. He was also Hunter Biden's lawyer, And you're

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Speaker 1: basically saying for him to take a case usually the

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Speaker 1: fix is in and I'm with you.

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Speaker 2: Go ahead, keep going, Nick.

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Speaker 4: Thank you, Jeff, And finally Obama. There were two hundred

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Speaker 4: and five nominations for the Nobel Prize and October it

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Speaker 4: was decided in October of two thousand and nine. He

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Speaker 4: was nominated only eleven days, right, with only eleven days

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Speaker 4: left for the nomination to be closed. So on the

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Speaker 4: final day of the nominations, right, that would probably would

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Speaker 4: have been like January, end of January, right, So he

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Speaker 4: was in there for eleven days. That was a closing day.

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Speaker 4: He gets in under the wire and he just happens

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Speaker 4: to be the guy that gets the prize, you know,

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Speaker 4: kind of like fix.

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Speaker 7: We say, what do you think the fix was?

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Speaker 2: In May?

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Speaker 1: They were gonna give him that note, the dear Leader Obama.

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Speaker 1: They were gonna give him that Nobel Peace Prize. Jesus

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Speaker 1: could have come back to Earth.

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Speaker 2: I'm not kidding.

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Speaker 1: Moses could have come back and part of the Red

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Speaker 1: Sea whatever, Sir Gandhi could have been resurrected, and they

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Speaker 1: were given that thing to Obama no matter what, Nick,

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Speaker 1: thank you very much for that call. Six one seven

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Speaker 1: two six six sixty eight sixty eight. Can I squeeze

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Speaker 1: one more in? Mike Corey in Boston. I hate to

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Speaker 1: do this to you. One minute. The floor is yours.

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Speaker 3: Go Hey, Jeff, thanks for having me. Man, you look best.

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Speaker 7: You're the King Alreadio.

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Speaker 3: Show, Thank you, thank you, Corey about about the Nobel Prize.

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Speaker 7: Man, you know, the Noble Committee is a body of

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Speaker 7: forty people forty members, yes, dominated by Norwegian Parliament. The

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Speaker 7: Noetherian Parliament is almost leftist parliament. In Europe, that body

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Speaker 7: is a communist body.

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Speaker 3: Man. I'm very skeptic they're gonna give a.

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Speaker 7: Trump Nobel Price, but I don't worry about that.

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Speaker 4: Trump deserves it.

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Speaker 7: We should organize a campaign, worldwide campaign signatures, take signatures, millions.

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Speaker 3: Of people, and we need to nominate it as a

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Speaker 3: world leader of peace. We don't care about the Nobel

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Speaker 3: Prize anymore. I don't, I don't. I don't think he's

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Speaker 3: gonna get it. So they give it to Obama shamefully,

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Speaker 3: shamefully on the first day of his presidency doing nothing.

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Speaker 2: Corey, I gotta know, my friend, you don't love me.

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Speaker 2: I love you in a non sexual way. I love you.

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Speaker 2: Great way to end the show.