WEBVTT - 12-5-25 Sloan with Michele Grim

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<v Speaker 1>Don't want to be in American.

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<v Speaker 2>Scott's long show back on seven hundred WLW fun fat.

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<v Speaker 1>Here's a fun fact to start your busy day.

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<v Speaker 2>The amount of money that we spend in healthcare in

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<v Speaker 2>the United States has tripled since two thousand, So in

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<v Speaker 2>less than a quarter century, less than twenty five years,

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<v Speaker 2>the amount of money we spend on healthcare has tripled,

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<v Speaker 2>So one point four trillion to five trillion, pretty close

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<v Speaker 2>to triple. Right in the fall, the city of Cincinnati

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<v Speaker 2>gave money to wipe up help wipeout medical debt. Kind

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<v Speaker 2>of a controversial story, but that was done just a

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<v Speaker 2>few months ago as a matter of fact. So next up, though,

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<v Speaker 2>state wide, is Ohio's Medical Debt Fairness Act.

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<v Speaker 1>What is that? Well?

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<v Speaker 2>Ohio Representative Michelle Grimm out of Toledo, out of the

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<v Speaker 2>Glass Cities here, she has a sponsor of House Bill

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<v Speaker 2>two fifty seven.

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<v Speaker 1>Michelle, how are you?

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<v Speaker 3>I'm great? How are you, Scott?

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<v Speaker 1>I'm doing fine? All is well in the Glass City?

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<v Speaker 3>I presume, yeah, all as well?

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<v Speaker 1>All right?

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<v Speaker 2>I had I think Gary Jeff Walker, one of our

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<v Speaker 2>guys at work here was having through Toledo, was thinking

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<v Speaker 2>to me, so I stopped and had a Pacos honky dog.

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<v Speaker 2>And let me tell you something, if you're passing through

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<v Speaker 2>child to stop at Tony Paco's and get some chili,

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<v Speaker 2>get a honky dog, much different than Cincinnati style, but

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<v Speaker 2>pleasing none the loss. All right, So medical debt has

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<v Speaker 2>I think it's the still the leading source and has

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<v Speaker 2>been for a while leading source on paid bills and

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<v Speaker 2>credit reports for a long time now. In medical debt's

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<v Speaker 2>like sixty percent of consumer debt on credit reports, which

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<v Speaker 2>is incredible. So that those that's the rail that we're

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<v Speaker 2>facing here. So what does House Bill two fifty seven do?

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<v Speaker 2>What's your proposal to do? Sure?

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<v Speaker 3>So House Bill two fifty seven would do three key things.

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<v Speaker 3>It would prohibit hospitals debt collectors from reporting on credit reports,

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<v Speaker 3>It would ban wage gurnishment, and it would cap interest

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<v Speaker 3>of medical debt ode to three percent, because right now

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<v Speaker 3>we have a statutory eight percent interest, so that would

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<v Speaker 3>cap that at three percent.

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<v Speaker 2>Okay, So let's start with a three percent medical to

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<v Speaker 2>the interest that you would pay right now on any

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<v Speaker 2>medical bill, certainly higher than three percent, and that keeps

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<v Speaker 2>up with inflation, presumably tied to maybe tied to inflation

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<v Speaker 2>here but typically how much of that debt? Are we

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<v Speaker 2>talking about howmuch should people just pay an interest on

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<v Speaker 2>a medical debt?

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<v Speaker 1>Now?

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<v Speaker 3>So I you know, I think that's hard to gauge,

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<v Speaker 3>but I would say that the average person has about

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<v Speaker 3>the average person has medical debt has about twelve hundred dollars,

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<v Speaker 3>and while we don't report under five hundred dollars and

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<v Speaker 3>credit reports right now, that's taking away about the majority

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<v Speaker 3>of people who have medical debt and not giving them

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<v Speaker 3>a chance to repair their credit or purchase a home

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<v Speaker 3>or even get a job, because credit reports are they

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<v Speaker 3>continder people getting a job or getting an apartment or

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<v Speaker 3>getting a mortgage. So so that that leads a lot

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<v Speaker 3>of people out.

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<v Speaker 2>Well getting getting getting insurance for that metal like car

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<v Speaker 2>insurance for example.

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<v Speaker 1>Everybody pulls your credit report now, yeah.

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<v Speaker 3>For sure. And so our bill would prohibit any type

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<v Speaker 3>of credit reporting and medical debt.

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<v Speaker 2>All right, So on that one of the one of

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<v Speaker 2>the complaints you hear from the debt collection industry, which

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<v Speaker 2>I can't imagine a lot of people signing with the

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<v Speaker 2>debt collection industry, but it says, hey, listen, you're essentially

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<v Speaker 2>encouraging people to be dead beats Basically, what they're saying

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<v Speaker 2>is that if you take a constant consequences away from

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<v Speaker 2>people for non payment, that's going to lead the higher

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<v Speaker 2>healthcare costs for everyone because people look at it going, well,

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<v Speaker 2>I don't have to pay if the government's going to

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<v Speaker 2>and you know there's a moral hazard there obviously too,

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<v Speaker 2>And that's that's the problem with universal healthcare is you know, well,

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<v Speaker 2>people just simply go to the emergent if I don't

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<v Speaker 2>have to pay for it all over use.

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<v Speaker 1>If that's a.

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<v Speaker 3>Theory, so you would still have to pay your bills,

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<v Speaker 3>of course, because it would just not be on your

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<v Speaker 3>credit report. But I would also argue that there's been

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<v Speaker 3>studies that said medical debt is a poor indicator of

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<v Speaker 3>paying other types of credit. So if you had credit cards,

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<v Speaker 3>or paying your mortgage, or paying your light bill, your

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<v Speaker 3>electric bill, but if you have medical debt, that's a

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<v Speaker 3>poor indicator whether you're going to pay other debts back.

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<v Speaker 3>And people do want to pay off their medical bills.

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<v Speaker 3>Medical bills can be medical debt can be embarrassing, but

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<v Speaker 3>it's not their fault. It's really a fault of a

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<v Speaker 3>broken system. It's not a debt of luxury. It is

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<v Speaker 3>a debt of necessity. So that's what I would argue back,

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<v Speaker 3>is that people people do want to pay their bills back,

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<v Speaker 3>and putting these creditory packs practices in place hinders a

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<v Speaker 3>lot of people from doing that.

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<v Speaker 2>In that regard, Michelle Grim, is there a means test

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<v Speaker 2>or income requirement? I mean, you know, it sounds all

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<v Speaker 2>long good that people do want to pay their debts

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<v Speaker 2>off generally speaking, But how do we separate people who

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<v Speaker 2>generally can't afford to pay versus those who simply say

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<v Speaker 2>I'm not going to pay or choose not to pay.

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<v Speaker 3>So I think that there when you look at the studies,

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<v Speaker 3>it's a lot of people who cannot afford to pay,

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<v Speaker 3>a lot of people do want to pay their bills,

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<v Speaker 3>but they simply can't afford it. There they're choosing between

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<v Speaker 3>putting food on the table, or paying their their electric bill,

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<v Speaker 3>or paying their mortgage, or paying their medical debt off.

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<v Speaker 3>So it's it is a lot of people who don't

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<v Speaker 3>have any savings or anything like that. A lot of

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<v Speaker 3>people don't have a thousand dollars for an emergency, and

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<v Speaker 3>that's why we're putting people in a bind with medical debt.

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<v Speaker 3>But we want to help people.

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<v Speaker 2>Well, yeah, this is Michelle Grim she's out of Toledo

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<v Speaker 2>House Bill two fifty seven. She's co sponsoring this one

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<v Speaker 2>to help people with medical debt, because one in three

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<v Speaker 2>Ohio ons carries some sort of medical debts. The number

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<v Speaker 2>one cause of bankrow, I think with the top two

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<v Speaker 2>cost of bankruptcy in the United States, but one drives

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<v Speaker 2>the other. Job blessness would be number one, and health

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<v Speaker 2>insurance bankruptcy is another one, and I think those two

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<v Speaker 2>go hand in hand because for a lot of people,

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<v Speaker 2>their jobs and healthcare tied together, which is part of

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<v Speaker 2>the problem. This would limit medical interest to what you say,

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<v Speaker 2>three percent a year. You can't guarn someone's wages for

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<v Speaker 2>medical debt collection, and hospitals and providers can't report medical

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<v Speaker 2>debt to credit agencies right now. And I think in

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<v Speaker 2>the last few years were reformed. It used to be,

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<v Speaker 2>I believe Michelle, unpaid medical bills were kicked over to

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<v Speaker 2>credit reporting agencies after like sixty or one hundred and

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<v Speaker 2>twenty days, and now it's a full year. Correct, correct, Yeah, So,

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<v Speaker 2>I mean even the credit industry has said, hey, you know,

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<v Speaker 2>we've got to got we got to ease back a

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<v Speaker 2>little bit here maan after a fully. Now does that

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<v Speaker 2>mean that people aren't making any payments whatsoever? If you

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<v Speaker 2>pay a little bit of money, does that keep you

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<v Speaker 2>from being reported to credit agencies? How does that work?

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<v Speaker 2>Or is that with this what two fifty seven seeks

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<v Speaker 2>to do.

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<v Speaker 3>So I think it depends. I think typically I think

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<v Speaker 3>if you're making payments that it would not be reported.

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<v Speaker 3>But I think in some instances you will see reports

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<v Speaker 3>that like people are making payments or maybe they fell

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<v Speaker 3>behind so and you know what I was talking about before,

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<v Speaker 3>they maybe sell behind one or two months and then

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<v Speaker 3>it gets reported on the credit report. So you know,

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<v Speaker 3>the system isn't really fair for consumers, and we want

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<v Speaker 3>to make it a little fair for people to get ahead,

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<v Speaker 3>for people to have a fighting chance. So you know,

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<v Speaker 3>I think that a lot of the arguments against this

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<v Speaker 3>too is around wage garnishments. I do want your listeners

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<v Speaker 3>to look up this article from Signal, Ohio about a

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<v Speaker 3>rural hospital in Logan County who has who has sued

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<v Speaker 3>twenty seven hundred patients in the last two years. Yeah,

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<v Speaker 3>and a lot of their a lot of the judgments

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<v Speaker 3>in court were wage garnishment. So people are paying up

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<v Speaker 3>to twenty five percent of their They're getting up to

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<v Speaker 3>twenty five percent of their checks garnished their payroll checks,

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<v Speaker 3>plus they're paying that eight percent interest, So.

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<v Speaker 1>That's that's pretty cool.

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<v Speaker 2>I think most people listening, Wow, Okay, I'm not quite

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<v Speaker 2>sure I want the state of medical bills. At the

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<v Speaker 2>same time, like, how am I supposed to live if

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<v Speaker 2>i'm that's almost like child support.

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<v Speaker 1>Right.

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<v Speaker 2>In child support, you had a consciousution have a child,

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<v Speaker 2>and you provide for your child. That's a different matter

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<v Speaker 2>than Hey, I just got sick, and maybe I got

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<v Speaker 2>sick because this is something at work or I feil

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<v Speaker 2>or something along the way. All of us at some

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<v Speaker 2>point or another. And now that we're taking a quarter

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<v Speaker 2>of your wages, that seems confiscate. How can you live

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<v Speaker 2>on the other seventy five percent?

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<v Speaker 3>And I can? I go back to what you just said.

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<v Speaker 3>So we're not again, we're not suggesting that the state

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<v Speaker 3>is paying medical bills. We're just saying we're going to

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<v Speaker 3>have these parameters of credit reports, wage guarnership, and interest rates.

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<v Speaker 3>So I just wanted to kind of.

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<v Speaker 1>Yeah, that's fair.

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<v Speaker 2>I was I was referring more to what we did

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<v Speaker 2>in Cincinnati. Not long ago when council approved a million

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<v Speaker 2>and a half to a nonprofit that collected money and

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<v Speaker 2>wiped out about two hundred twenty million debt for twelve

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<v Speaker 2>thousand Cincinnatians and just buying the debt from the credit companies.

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<v Speaker 3>So I actually did that in Toledo about it'll be

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<v Speaker 3>three years ago, So Toledo kind of led the way

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<v Speaker 3>for cities. County was the first one, and so we

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<v Speaker 3>actually eliminated debt for about one hundred and twelve thousand

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<v Speaker 3>people around the region, including forty three thousand Lucas County residents.

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<v Speaker 3>And that no profit is undue medical debt. They do

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<v Speaker 3>great work, so and they negotiate directly with the hospitals.

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<v Speaker 2>So yeah, I contemplate that one because this is outside

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<v Speaker 2>of your scope as a state lawmaker, Michelle Grimm. But

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<v Speaker 2>the beef I have, like, for example, the government shutdown

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<v Speaker 2>over Obamacare and the ACA. You know, we're fighting at

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<v Speaker 2>our subsidy is the problem. It's not not healthcare. We're

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<v Speaker 2>so we're taking money from a group of taxpayers and

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<v Speaker 2>transferring it to another money of ped taxpayers without addressing

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<v Speaker 2>the problem in Congress for a long time, and we

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<v Speaker 2>would need all this stuff, if we would just reform

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<v Speaker 2>healthcare properly instead of having Democrats and Republicans fight each

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<v Speaker 2>other and do this insane stuff. I mean, Obamacare, it

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<v Speaker 2>makes it doesn't make it affordable. It's extremely expensive. Is

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<v Speaker 2>the problem. Afford is a misnomer. You're just you're you're

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<v Speaker 2>subsidizing something that's extremely expended. Let's figure out why we're

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<v Speaker 2>paying you know, three times more than most double what

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<v Speaker 2>most countries are for less health care.

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<v Speaker 1>It doesn't make any sense.

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<v Speaker 3>Yeah, yeah, no, I would absolutely agree with that, and

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<v Speaker 3>I would I would say that a lot of people

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<v Speaker 3>in the healthcare space looking at the core problem, which

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<v Speaker 3>is our broken healthcare system, which it would absolutely agree

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<v Speaker 3>with that. And so I know we're here not to

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<v Speaker 3>talk about and do. But what what they're able to

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<v Speaker 3>do is they're able to purchase that pennies on the

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<v Speaker 3>dollar from hospital systems or second second, the secondary market.

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<v Speaker 3>But you know, people do uh? People have you know?

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<v Speaker 3>I've gotten I've gotten a lot of emails and a

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<v Speaker 3>lot of calls saying like I got a letter from

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<v Speaker 3>New Medical Debt, thank you very much. It really did

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<v Speaker 3>help a lot of people. But yes, you are correct,

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<v Speaker 3>and does not solve the brokenhair health care system, right,

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<v Speaker 3>and you know that's what you know, that's what we

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<v Speaker 3>need to keep working on. And so bills like House

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<v Speaker 3>Bill to fifty seven, they make the rules a little

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<v Speaker 3>bit fairer, but we still have a lot of work

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<v Speaker 3>to do.

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<v Speaker 2>Yeah, you mentioned Logan County, Small and Logan Counties right

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<v Speaker 2>in our listing areas in the I think around the

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<v Speaker 2>where the Armstrong Space, you know, Wapa Canata up that way. Yeah, yeah,

0:12:25.720 --> 0:12:27.440
<v Speaker 2>about an hour an hour and a half hour forty

0:12:27.440 --> 0:12:29.679
<v Speaker 2>minutes from us here in Cincinnati, So Logan County, pastor,

0:12:29.720 --> 0:12:31.440
<v Speaker 2>and if you're going up north to Toledo, for example,

0:12:32.840 --> 0:12:34.960
<v Speaker 2>so in that county you said that, you know, they're

0:12:34.960 --> 0:12:37.320
<v Speaker 2>garnishing people's wages and like, and I kind of get

0:12:37.360 --> 0:12:38.840
<v Speaker 2>that in a sense is I don't know if they're

0:12:38.880 --> 0:12:42.720
<v Speaker 2>being confiscatory and it's you know, the evil capitalists twirling

0:12:42.720 --> 0:12:44.840
<v Speaker 2>his mustache in the corner lighting a cigar with one

0:12:44.840 --> 0:12:49.920
<v Speaker 2>thousand dollars bills. But in some sense, hospitals, and especially

0:12:50.040 --> 0:12:52.360
<v Speaker 2>rural hospitals are under struggles right now. We're having a

0:12:52.440 --> 0:12:54.560
<v Speaker 2>number of them close as a result of the healthcare

0:12:54.600 --> 0:12:57.280
<v Speaker 2>system which is not going to serve anyone in those areas.

0:12:57.960 --> 0:13:00.000
<v Speaker 2>How do you ensure they still get fair payment while

0:13:00.040 --> 0:13:03.199
<v Speaker 2>protecting the patients from excessive debt collection practices.

0:13:04.559 --> 0:13:08.640
<v Speaker 3>So I think what's gonna hurt our rule hospitals in

0:13:08.679 --> 0:13:11.680
<v Speaker 3>the long run is the cuts to Medicaid and Medicare

0:13:12.320 --> 0:13:19.319
<v Speaker 3>and also the increased costs because the ACA seven, the

0:13:19.520 --> 0:13:22.760
<v Speaker 3>subsidies may go away. So that's going to be really

0:13:22.800 --> 0:13:25.920
<v Speaker 3>where they're going to hit get hit the hardest. It's

0:13:25.920 --> 0:13:27.520
<v Speaker 3>not gonna be because they can't put it on our

0:13:27.559 --> 0:13:30.160
<v Speaker 3>current report or they can't garnish wages. A lot of

0:13:30.200 --> 0:13:34.480
<v Speaker 3>hospitals actually don't garnish wages or soothe their patients. This

0:13:34.640 --> 0:13:38.600
<v Speaker 3>is actually a pretty aggressive practice with this one hospital

0:13:39.040 --> 0:13:42.720
<v Speaker 3>because actually a lot of hospitals don't do that. They

0:13:42.840 --> 0:13:44.920
<v Speaker 3>you know, tend to try to work with the patient

0:13:45.400 --> 0:13:47.560
<v Speaker 3>or they or they send it to debt collections. Right,

0:13:47.920 --> 0:13:52.080
<v Speaker 3>but not every but not every hospital does that. Couples

0:13:52.160 --> 0:13:56.000
<v Speaker 3>of hospitals in the area in the state have said

0:13:56.080 --> 0:13:58.880
<v Speaker 3>that this doesn't this build hos those two fifty seven

0:13:58.920 --> 0:14:03.640
<v Speaker 3>doesn't really affect us. It doesn't affect our operations. So

0:14:04.440 --> 0:14:07.600
<v Speaker 3>but so yeah, that's what I would say.

0:14:07.400 --> 0:14:10.480
<v Speaker 2>Is that maybe it's just maybe more like the rural

0:14:10.520 --> 0:14:13.280
<v Speaker 2>I mean, because you look at rural areas that are

0:14:13.600 --> 0:14:16.880
<v Speaker 2>losing population and they've got one hospital or clinic and

0:14:16.920 --> 0:14:18.439
<v Speaker 2>now you've got fewer people in there. So I get

0:14:18.440 --> 0:14:23.240
<v Speaker 2>the model. Whereas in Cincinnati and Dayton, Toledo, in bigger cities,

0:14:23.440 --> 0:14:25.360
<v Speaker 2>you can absorb those costs, but better you have more

0:14:25.400 --> 0:14:26.040
<v Speaker 2>people to draw.

0:14:27.480 --> 0:14:32.360
<v Speaker 3>Yeah, but again I think that what's coming down the

0:14:32.400 --> 0:14:36.400
<v Speaker 3>pipeline here is our cuts to Medicaid and our cuts

0:14:36.400 --> 0:14:40.440
<v Speaker 3>to Medicare and the ac stubsidies going away. It is

0:14:40.600 --> 0:14:45.600
<v Speaker 3>really going to hurt our rural hospital systems. Not prohibiting

0:14:45.680 --> 0:14:46.920
<v Speaker 3>putting medical debta credible.

0:14:47.600 --> 0:14:50.720
<v Speaker 2>It's a house built two fifty seven, and medical debt

0:14:51.000 --> 0:14:53.240
<v Speaker 2>is a crisis in America, has been for a long time.

0:14:53.280 --> 0:14:55.360
<v Speaker 1>Makes up about sixty percent of our consumer debt.

0:14:55.400 --> 0:14:58.120
<v Speaker 2>This would limit the interest on that to three percent

0:14:58.160 --> 0:15:01.360
<v Speaker 2>of here capita three percent interest, ban age garnishment for

0:15:01.480 --> 0:15:05.040
<v Speaker 2>medical debt collections, and stop hospitals and providers and debt

0:15:05.080 --> 0:15:08.520
<v Speaker 2>collectors from reporting that debt to credit agencies provided you're

0:15:08.520 --> 0:15:10.840
<v Speaker 2>paying something. I mean, isn't it safe to say in

0:15:10.880 --> 0:15:14.680
<v Speaker 2>the end, most hospitals, hey listen, I owe all this

0:15:14.800 --> 0:15:17.200
<v Speaker 2>money and here's what I make. We've got to work

0:15:17.200 --> 0:15:19.320
<v Speaker 2>on a payment plan, whether it's you know, twenty bucks

0:15:19.320 --> 0:15:21.200
<v Speaker 2>a month or something like that, which you'll never touch it,

0:15:21.240 --> 0:15:24.160
<v Speaker 2>but at least I'm giving you something. Does that satisfy

0:15:24.280 --> 0:15:25.640
<v Speaker 2>most hospitals if put the effort in.

0:15:27.080 --> 0:15:29.120
<v Speaker 3>So, you know, I think I can't speak for the

0:15:29.120 --> 0:15:33.160
<v Speaker 3>hospital systems, but certainly a lot of the hospital systems

0:15:33.320 --> 0:15:40.960
<v Speaker 3>do you work out payment plans. They also offer charity care options.

0:15:41.040 --> 0:15:43.080
<v Speaker 3>People can ask for charity care options, and I would

0:15:44.040 --> 0:15:48.160
<v Speaker 3>really encourage folks to do that kind of look at

0:15:48.160 --> 0:15:49.720
<v Speaker 3>all of your options. So if you if you do

0:15:49.880 --> 0:15:54.440
<v Speaker 3>have medical debt or bills you can't pay, ask questions.

0:15:55.040 --> 0:15:57.400
<v Speaker 3>So this is kind of my call to action for everybody.

0:15:57.480 --> 0:16:01.000
<v Speaker 3>Ask questions. Ask you know, hey why was I charged this?

0:16:01.480 --> 0:16:04.480
<v Speaker 3>Or can I set up a paynut plan? Or hey

0:16:04.520 --> 0:16:06.920
<v Speaker 3>I can't afford this right now? So I would say

0:16:07.560 --> 0:16:12.320
<v Speaker 3>keep you know, negotiate with the hospital or the deck

0:16:12.320 --> 0:16:19.160
<v Speaker 3>collection agency, and just make sure that you're uh negotiating

0:16:19.240 --> 0:16:22.480
<v Speaker 3>that way, because you you do have negotiating power and

0:16:22.680 --> 0:16:26.640
<v Speaker 3>you can work on uh making sure that you you

0:16:26.680 --> 0:16:28.600
<v Speaker 3>do you do keep up with your bills and you

0:16:28.640 --> 0:16:30.880
<v Speaker 3>don't fall behind and it does go on your credit

0:16:30.920 --> 0:16:37.080
<v Speaker 3>report until you know, until just tass so so so yeah,

0:16:37.120 --> 0:16:40.240
<v Speaker 3>I would say, like, you know, just work, you know, talk,

0:16:40.360 --> 0:16:44.640
<v Speaker 3>talk to the hospitals, look at your medical bills, ask questions,

0:16:44.720 --> 0:16:49.400
<v Speaker 3>and you know the hospitals should be happy to work

0:16:49.400 --> 0:16:49.600
<v Speaker 3>with you.

0:16:49.840 --> 0:16:52.440
<v Speaker 2>Right, Uh, Michelle that you have biopartisan sport for those

0:16:52.440 --> 0:16:53.239
<v Speaker 2>are bipartiination.

0:16:54.560 --> 0:16:59.160
<v Speaker 3>Yes, yeah, absolutely, it touches every So my my joint

0:16:59.200 --> 0:17:05.359
<v Speaker 3>sponsor is Representative Jeane Schmidt. So uh, I you know,

0:17:05.400 --> 0:17:11.399
<v Speaker 3>it touches everybody's district, everybody's district. Yeah, so you know,

0:17:11.600 --> 0:17:15.880
<v Speaker 3>it's not just rural districts or urban districts or suburban districts.

0:17:15.920 --> 0:17:21.000
<v Speaker 3>Is everybody's district and everybody everybody knows someone who has

0:17:21.160 --> 0:17:25.400
<v Speaker 3>had medical debt or has medical debt currently. And you know, again,

0:17:25.480 --> 0:17:28.840
<v Speaker 3>we want to make sure that the playing field is

0:17:28.840 --> 0:17:30.760
<v Speaker 3>a little fair for people, and we want to make

0:17:30.800 --> 0:17:33.840
<v Speaker 3>sure people get ahead and not keep them down. And

0:17:33.880 --> 0:17:36.440
<v Speaker 3>I think the House will two fifty seven. Uh, while

0:17:36.440 --> 0:17:39.439
<v Speaker 3>it doesn't fix everything, it makes us a little bit

0:17:39.440 --> 0:17:43.479
<v Speaker 3>closer to uh a fair system.

0:17:44.000 --> 0:17:44.760
<v Speaker 1>Yeah, it makes sense.

0:17:44.960 --> 0:17:45.040
<v Speaker 3>Uh.

0:17:45.160 --> 0:17:47.760
<v Speaker 2>Geene Schmid in the sixty second district, so you know,

0:17:47.800 --> 0:17:50.679
<v Speaker 2>fairly rural area is there too, Claremont County. So uh

0:17:50.800 --> 0:17:54.360
<v Speaker 2>it has urban and rural support and and it's bipartisan,

0:17:54.400 --> 0:17:56.560
<v Speaker 2>which I like a lot. And it also helps people

0:17:56.600 --> 0:18:00.520
<v Speaker 2>and it doesn't seem to unfairly uh insteadive by someone

0:18:00.520 --> 0:18:02.359
<v Speaker 2>not to pay their bills, which I like. She is

0:18:02.400 --> 0:18:06.680
<v Speaker 2>Michelle Grimm, Democrat at Toledo Hospital fifty spence two fifty seven,

0:18:06.840 --> 0:18:09.280
<v Speaker 2>along with Janie Schmidt here in Claremont County, and I

0:18:09.320 --> 0:18:11.200
<v Speaker 2>wish all the best, thanks again for coming on the show.

0:18:11.760 --> 0:18:14.679
<v Speaker 2>Thank you Scott so too long didn't read. We have

0:18:14.960 --> 0:18:17.760
<v Speaker 2>a government buying back medical debt from pennies on the

0:18:17.800 --> 0:18:21.960
<v Speaker 2>Dottarm to discharge that debt for Ohioans, while the other

0:18:22.000 --> 0:18:25.320
<v Speaker 2>side of the government causes our healthcare insurance to be

0:18:25.440 --> 0:18:29.960
<v Speaker 2>so cost prohibitive people go into debt for it. One hand,

0:18:30.080 --> 0:18:32.120
<v Speaker 2>I don't know breaking the other so to speak. I

0:18:32.119 --> 0:18:34.600
<v Speaker 2>don't know what to make of this. Just address the

0:18:34.600 --> 0:18:38.119
<v Speaker 2>core issue about that, not at the state level, but

0:18:38.320 --> 0:18:40.280
<v Speaker 2>at the federal level. We've got a news update. We'll

0:18:40.280 --> 0:18:43.840
<v Speaker 2>switch it up Bengals at Buffalo this weekend. Austin Elmore

0:18:43.840 --> 0:18:46.919
<v Speaker 2>here from ESPN fifteen thirty. We'll talk about that and

0:18:47.080 --> 0:18:49.760
<v Speaker 2>Kyle Schwarber Watch as well on seven hundred w weld