WEBVTT - Uvalde Cowards-err... Cops Charged

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<v Speaker 1>You're listening to kf I Am six forty the Bill

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<v Speaker 1>Handles show on demand on the iHeartRadio f HI I

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<v Speaker 1>Am six forty Bill Handle Here a Saturday morning, well.

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<v Speaker 2>Into the new year.

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<v Speaker 1>We only have a couple of hundred actually three hundred

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<v Speaker 1>and something days shopping days till Christmas, so we're getting

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<v Speaker 1>close again.

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<v Speaker 2>And welcome to the show.

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<v Speaker 1>And as always, if you are interested in asking me,

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<v Speaker 1>the lawyer extraordinary with a deep, vast knowledge of the law.

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<v Speaker 1>Actually it's not particularly deep and it's not particularly vast,

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<v Speaker 1>but I like to think so. The phone number here

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<v Speaker 1>is eight hundred five to two zero one five three four.

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<v Speaker 1>That's eight hundred five two zero one five three four.

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<v Speaker 1>And of course first hour out top of the hour,

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<v Speaker 1>no phone calls up, which means that you're not going

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<v Speaker 1>to be put and you're not going to get a

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<v Speaker 1>busys signal, which sometimes happened when we have a full board,

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<v Speaker 1>and as hit or miss, sometimes I'm asking for phone numbers,

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<v Speaker 1>and because I don't have enough calls coming in, sometimes

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<v Speaker 1>I'm asking for phone numbers. I give you phone numbers

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<v Speaker 1>only because it's habit and I do have a full board,

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<v Speaker 1>and sometimes we just have a full board, and I

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<v Speaker 1>don't even.

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<v Speaker 2>Bother asking for phone calls.

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<v Speaker 1>They give you the phone numbers, so right now, great

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<v Speaker 1>time to call the numbers eight hundred five to zero

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<v Speaker 1>one five three four, eight hundred five two zero one

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<v Speaker 1>five three.

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<v Speaker 2>Four And man, the lines are pouring in.

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<v Speaker 1>Not quite so feel free and I'll be more than

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<v Speaker 1>happy to answer your question hopefully make you miserable, which

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<v Speaker 1>makes me feel great. It's marginal legal advice, and I

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<v Speaker 1>love telling you you have absolutely nothing. As a matter

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<v Speaker 1>of fact, this is handle on the law, marginal legal

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<v Speaker 1>advice where I tell you you have absolutely no case.

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<v Speaker 2>I mean as often as I can. All right.

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<v Speaker 1>In twenty twenty two, of course, you remember, we all

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<v Speaker 1>remember the shooting in Uvalde, Texas inside that elementary school,

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<v Speaker 1>and the cops showed up within a few minutes and

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<v Speaker 1>as the shooter who was later killed. As the shooter

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<v Speaker 1>had gone into a classroom and then another classroom and

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<v Speaker 1>point blank was shooting at and killing and wounding the

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<v Speaker 1>students and a couple of teachers. The police show up

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<v Speaker 1>and wait seventy seven minutes before storming the classroom, and

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<v Speaker 1>they could hear the shots on the other side of

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<v Speaker 1>the door. And the police were gutless wonders as this

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<v Speaker 1>was playing out in real time and we were watching

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<v Speaker 1>it happened, and so you figure these cops who had

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<v Speaker 1>a duty to go in there and had a duty

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<v Speaker 1>to try to save the children, did nothing for seventy

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<v Speaker 1>seven minutes. And most of us who were watching this,

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<v Speaker 1>who looked at it on video and you've seen it

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<v Speaker 1>on YouTube, are thinking these cops should be tried. I mean,

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<v Speaker 1>this is a crime. Well, yeah, it is a crime.

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<v Speaker 1>It is a crime.

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<v Speaker 2>Morally, and it is a crime legally.

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<v Speaker 1>Now one police officer is being charged, one cop of

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<v Speaker 1>all of them, and it's a school officer. That means

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<v Speaker 1>it's a police, a peace officer on the school premises,

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<v Speaker 1>not the police coming in from the police departments outside.

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<v Speaker 2>Adrian Gonzalez, he arrives.

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<v Speaker 1>At the scene, the teener, the teenager saw a silent

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<v Speaker 1>assailant is still outside the building and didn't try to

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<v Speaker 1>engage or distract him coming in, even when the teacher

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<v Speaker 1>pointed out, look at this guy, and he did nothing.

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<v Speaker 1>He only went inside after the damage had been done,

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<v Speaker 1>according to the prosecutor, and he is being charged.

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<v Speaker 2>He's being charged now.

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<v Speaker 1>Defense attorneys are disputing those accusations. One of two officers

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<v Speaker 1>charged this one's going to trial, sorry about that, disputed

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<v Speaker 1>that he did nothing, saying he radioed for more help

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<v Speaker 1>and he evacuated children and his other police officers arrived,

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<v Speaker 1>but the shooting was still continuing on and he had

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<v Speaker 1>a duty to storm the building. And which usually happens

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<v Speaker 1>with active shooters. They stormed the building. And then whenever

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<v Speaker 1>the active shooter is fingered out as to which room,

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<v Speaker 1>which office, which classroom the shooter the active shooters in,

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<v Speaker 1>they just storm it.

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<v Speaker 2>They just bang, break.

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<v Speaker 1>Down the door, and simply attack what's going on inside.

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<v Speaker 2>He didn't do it.

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<v Speaker 1>And if you look at tactics that have changed rather dramatically,

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<v Speaker 1>and that is exactly what I said, is the police

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<v Speaker 1>officers who hear anything on the other side, or who

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<v Speaker 1>are told that there is a crime being committed and

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<v Speaker 1>people kids, especially when you're talking about elementary schools, can

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<v Speaker 1>you imagine that being shot up? They have to storm.

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<v Speaker 1>Now that is the new policy, but that's a policy

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<v Speaker 1>that was in place in twenty twenty two.

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<v Speaker 2>That was in place.

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<v Speaker 1>Now usually what ended up happening, or prior to that,

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<v Speaker 1>they'd call swat, swat would be outside, and their negotiations

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<v Speaker 1>would happen calling in, the calling and the shooter.

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<v Speaker 2>They don't do that anymore.

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<v Speaker 1>If there is an active shooter inside, they're going to

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<v Speaker 1>just go for it.

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<v Speaker 3>So it's.

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<v Speaker 1>It's heartbreaking. Kids died who shouldn't have died. It's that simple. Okay,

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<v Speaker 1>let's take some phone calls here. Joan, Hello, Joan, welcome.

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<v Speaker 3>Yeah, Hi Bill, I am my daughter. We have a case.

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<v Speaker 3>You know, you see these cases on Facebook, you know,

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<v Speaker 3>sue cohls or whatever for invading your privacy, and one

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<v Speaker 3>came up that she more than qualifies for. It's a

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<v Speaker 3>MEDA case and it's for teenagers who were mentally damaged

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<v Speaker 3>by Facebook. And okay, what do you mean case metam

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<v Speaker 3>et a.

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<v Speaker 2>It's oh, okay, got it's oh okay.

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<v Speaker 3>Got it. It's a class actually.

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<v Speaker 2>Okay, it's case against MADO. Okay, so understood.

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<v Speaker 3>Yeah. So I filled out the paperwork for her and

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<v Speaker 3>sent it in. They sent the legal forms. And my

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<v Speaker 3>daughter is on a boat. She works on a ship,

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<v Speaker 3>and she's pretty hard to get a hold of. And

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<v Speaker 3>she had told this legal firm that I could fill

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<v Speaker 3>out the paperwork for her getting the authorization. But they're

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<v Speaker 3>being a little weird about it and want her to

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<v Speaker 3>do it, and there's a deadline and I just don't.

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<v Speaker 2>Okay, Okay, Just.

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<v Speaker 1>To make it real simple, let's just go practical here,

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<v Speaker 1>all right. Do you have access to a phone. Do

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<v Speaker 1>you talk to her?

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<v Speaker 4>Yes?

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<v Speaker 2>Okay, there is there internet on the phone?

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<v Speaker 4>Correct?

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<v Speaker 1>Okay, why doesn't she just why don't Why doesn't she

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<v Speaker 1>just fill out the paperwork and send it and send

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<v Speaker 1>it to the email and then you send it in

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<v Speaker 1>have her sign it with one of those docus signed

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<v Speaker 1>the DOCU sign programs and sign it. Why wouldn't you

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<v Speaker 1>do that? Then all this problem is over. And if

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<v Speaker 1>the law firm isn't jumping on this, you get a

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<v Speaker 1>self another law firm, or you call them up and

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<v Speaker 1>you say, this is something's really wrong.

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<v Speaker 4>Here, got it?

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<v Speaker 3>That's what I'll do.

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<v Speaker 2>Yeah, that's what you do.

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<v Speaker 1>And by the way, if she doesn't join the class

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<v Speaker 1>action lawsuit, she can sue individually. She can opt out

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<v Speaker 1>of the class action lawsuit. Okay, so there's a couple

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<v Speaker 1>of ways of going. But just let's get let's get

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<v Speaker 1>practical here for a moment. Please just have her fill

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<v Speaker 1>out the paperwork and it doesn't matter what anybody says.

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<v Speaker 3>We've tried a lot of that. It's been a back

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<v Speaker 3>and forth kind of me.

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<v Speaker 2>It's been back and forth.

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<v Speaker 1>The paperwork is filled out by her, signed by her,

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<v Speaker 1>and the law firm is not accepting it.

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<v Speaker 3>No, they keep saying that they're sending her emails.

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<v Speaker 1>Now just a delay. Okay, Well, then you send it

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<v Speaker 1>to her. Then you get a copy of it. You know,

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<v Speaker 1>you just just tell.

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<v Speaker 2>Her law firm, I want a copy of it, I

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<v Speaker 2>want the application, and they're going to give it to you. Yeah,

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<v Speaker 2>I mean, there's no other way of doing that. Wow.

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<v Speaker 1>All right, let me tell you a little bit about

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<v Speaker 1>Handle on the Law dot com. I Handle on the

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<v Speaker 1>Law dot com is a website, obviously, and it's a

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<v Speaker 1>referral service for lawyers in the world of personal injury.

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<v Speaker 2>And here's what happens.

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<v Speaker 1>You are caught, you're in a car accident it's not

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<v Speaker 1>your fault, or a slip and fall, or you're a

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<v Speaker 1>big box store and a big box falls on your head.

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<v Speaker 1>You have a personal injury case. And so you hear advertisements.

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<v Speaker 1>You see advertisements. They're on TV, they're on the internet,

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<v Speaker 1>they're on websites, and you hear them on the radio.

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<v Speaker 2>Who do you go to?

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<v Speaker 1>Who do you trust in terms of a lawyer representing you?

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<v Speaker 1>That's why I created.

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<v Speaker 2>Handle on the Law dot Com. These lawyers are.

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<v Speaker 1>Vetted and if there's a phone call, if there's a problem,

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<v Speaker 1>I make the phone call. I'm the one that calls

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<v Speaker 1>a lawyer's office and I say, Okay, what's going on.

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<v Speaker 1>I've got an unhappy camper here. That's what Handle on

0:09:55.600 --> 0:09:58.480
<v Speaker 1>the Law dot Com does. So if you have been

0:09:58.679 --> 0:10:01.760
<v Speaker 1>in an accident that is not your fault and you

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<v Speaker 1>need representation, which you do because if you've been banged up, man,

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<v Speaker 1>you know you don't want to leave this on the table.

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<v Speaker 1>Go to handle on the Law dot Com. Handle on

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<v Speaker 1>the Law dot Com. This is Handle on the Law

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<v Speaker 1>AM sixty forty. Handle here and welcome back. Phone number

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<v Speaker 1>eight hundred five two zero one five three four. Eight

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<v Speaker 1>hundred five two zero one five three four is the number,

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<v Speaker 1>and welcome back to Handle on.

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<v Speaker 2>The Law Marginal Legal Advice. All right, Steve, your turn,

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<v Speaker 2>Welcome to the show.

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<v Speaker 5>Steve, Yes, sir, yeah, yeah. Have they looked any further

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<v Speaker 5>into the situation that were maybe a school employee like

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<v Speaker 5>a genre or electrician possibly even a teacher might be

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<v Speaker 5>a trained and qualified to carry to carry conceal.

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<v Speaker 1>No, you know, that is a very good question, and

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<v Speaker 1>that has a lot to do with the jurisdiction and

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<v Speaker 1>certain mainly school districts in the south southern part of

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<v Speaker 1>the United States. First of all, open carry, so anybody

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<v Speaker 1>can carry a weapon, any adult can carry a weapon.

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<v Speaker 1>Usually you can't carry a weapon on school grounds. That's

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<v Speaker 1>generally where the line is drawn. However, there are a

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<v Speaker 1>lot of people and I'm included, that are thinking exactly

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<v Speaker 1>the same lines that you are, that school employees, as

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<v Speaker 1>you said, janitors and teachers be armed and trained to

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<v Speaker 1>deal with an active shooter. So as of this point

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<v Speaker 1>there isn't any place in the country to my knowledge,

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<v Speaker 1>but pretty good I have to tell you what. Yeah, yeah,

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<v Speaker 1>And they have looked at it and it's being considered

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<v Speaker 1>by legislators across the country.

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<v Speaker 2>Had one more question of Medicare question right, yes.

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<v Speaker 5>Well, on the Medicare there's a special number on the

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<v Speaker 5>Medicare card. My question on the Medicare once that your

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<v Speaker 5>name and that number, it's a series of the letters

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<v Speaker 5>and numbers to identify are you on the Medicare card?

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<v Speaker 5>Once that's in the system, isn't the system answer linked?

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<v Speaker 5>Like I walked into a doctor's office front and desk

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<v Speaker 5>and they brought my name.

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<v Speaker 2>No, I don't think so. No, I don't think so.

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<v Speaker 1>I think they have to call or they have to

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<v Speaker 1>go into the Medicare system.

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<v Speaker 2>It's not.

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<v Speaker 1>I don't think it's linked automatically. I think they have

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<v Speaker 1>to go into it. Unless so, if you go in

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<v Speaker 1>the second time, it probably is. I don't think the

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<v Speaker 1>first time it is. If they have it all on

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<v Speaker 1>your the record is there. Yeah, if the doctor already

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<v Speaker 1>has that information, yeah, then it's linked. But other than that, no,

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<v Speaker 1>it's not a link. It's just the information is there.

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<v Speaker 1>In other words, you know it's on it's on your chart,

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<v Speaker 1>and there it is. But just to be really careful,

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<v Speaker 1>because I'm pretty careful about my Medicare because I hit

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<v Speaker 1>sixty five, what I do and in terms of the numbers,

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<v Speaker 1>just in case, So what I do is that I

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<v Speaker 1>had my Medicare number tattooed on my butt. Now it

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<v Speaker 1>had to go backwards because I'm looking in the mirror

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<v Speaker 1>to make sure it's right. So it's it's a little complicated,

0:13:24.840 --> 0:13:29.520
<v Speaker 1>all right, Oh, Katrina Hi, Katrina.

0:13:31.280 --> 0:13:39.800
<v Speaker 6>Hello, Yes, an ha HA in Fullerton, and they are

0:13:39.880 --> 0:13:44.560
<v Speaker 6>responsible for replacing the roofs and also doing yearly maintenance

0:13:44.600 --> 0:13:50.760
<v Speaker 6>on them. And during the reigns people's roofs had leaked,

0:13:51.559 --> 0:13:56.040
<v Speaker 6>they had caused damage inside the properties. The HIA is

0:13:56.160 --> 0:13:58.520
<v Speaker 6>playing for the repairs of it, but none of the

0:13:58.600 --> 0:14:01.720
<v Speaker 6>damage that was done from the leak. You move inside,

0:14:01.760 --> 0:14:02.719
<v Speaker 6>there are places.

0:14:02.880 --> 0:14:08.120
<v Speaker 3>Okay, so it's responsible, Okay, probably.

0:14:07.720 --> 0:14:09.599
<v Speaker 2>Probably probably the h o A.

0:14:09.840 --> 0:14:13.240
<v Speaker 1>But I'm assuming you have insurance, correct, you have either

0:14:13.280 --> 0:14:14.880
<v Speaker 1>home or Renner's insurance.

0:14:15.280 --> 0:14:15.760
<v Speaker 2>Is that right?

0:14:16.320 --> 0:14:16.600
<v Speaker 4>Yes?

0:14:16.640 --> 0:14:17.800
<v Speaker 6>But they have denied it.

0:14:17.880 --> 0:14:19.600
<v Speaker 3>They said, why would they know what?

0:14:20.080 --> 0:14:21.480
<v Speaker 2>They deny it because the h o A.

0:14:21.680 --> 0:14:24.720
<v Speaker 1>They say, the h o A is responsible and therefore

0:14:24.760 --> 0:14:29.360
<v Speaker 1>they're denying it, right, Yes, Yeah, Well that's I don't

0:14:29.360 --> 0:14:31.400
<v Speaker 1>think that's the way it works. I think you get

0:14:31.440 --> 0:14:33.960
<v Speaker 1>insurance come hell or high water. Because if let's say

0:14:34.000 --> 0:14:37.280
<v Speaker 1>a burglar comes in right and trash is your place,

0:14:37.760 --> 0:14:41.040
<v Speaker 1>can they deny it and say, oh, it's the burglar's responsibility.

0:14:42.080 --> 0:14:43.720
<v Speaker 2>I you just first of all, you got.

0:14:43.560 --> 0:14:45.240
<v Speaker 1>To fix it, obviously, have to fix it, and then

0:14:45.280 --> 0:14:47.400
<v Speaker 1>you go after the HOA and you look at the

0:14:47.440 --> 0:14:51.800
<v Speaker 1>c CNRS because when you say they are responsible. Have

0:14:51.920 --> 0:14:57.120
<v Speaker 1>you have you looked at the c cnrs, because under

0:14:57.160 --> 0:14:59.640
<v Speaker 1>the c cnrs, and I'm just I don't have them

0:14:59.640 --> 0:15:02.280
<v Speaker 1>in front of me. And this is California, Fullerton is

0:15:02.320 --> 0:15:07.440
<v Speaker 1>in Orange County. I they can say we're only responsible

0:15:07.480 --> 0:15:11.040
<v Speaker 1>for the repairs and you must buy insurance. Now, the

0:15:11.120 --> 0:15:13.960
<v Speaker 1>insurance companies can't come back and say the HOA is

0:15:14.040 --> 0:15:17.440
<v Speaker 1>responsible because right there it's clearly said we're not responsible.

0:15:18.160 --> 0:15:18.520
<v Speaker 1>They're not.

0:15:18.760 --> 0:15:20.200
<v Speaker 2>Effectively the insurance.

0:15:19.760 --> 0:15:24.000
<v Speaker 1>Company are saying the HOA is quote primary insurance and

0:15:24.160 --> 0:15:26.840
<v Speaker 1>that and they're saying that's why we're denying, which by

0:15:26.880 --> 0:15:27.600
<v Speaker 1>the way, is a CROC.

0:15:27.760 --> 0:15:29.560
<v Speaker 2>But you got to get it fixed.

0:15:29.560 --> 0:15:32.480
<v Speaker 1>And if there's a bunch of if there are a

0:15:32.520 --> 0:15:35.240
<v Speaker 1>bunch of you where the property damage occurred, you all

0:15:35.280 --> 0:15:38.240
<v Speaker 1>get together and you sue them. But look at the

0:15:38.600 --> 0:15:41.360
<v Speaker 1>look at look at the HOA. You have to read

0:15:41.520 --> 0:15:45.040
<v Speaker 1>the you have to read the ccnrs. The problem with

0:15:45.040 --> 0:15:48.200
<v Speaker 1>those ccnrs and you're handed the CCNRS when you buy

0:15:48.200 --> 0:15:51.360
<v Speaker 1>a condo or the owner when the condo or the

0:15:51.400 --> 0:15:55.600
<v Speaker 1>apartment is rented, it's usually a condo owned by someone else,

0:15:56.800 --> 0:15:59.040
<v Speaker 1>they have a copy of the CCNRS. And now you're

0:15:59.080 --> 0:16:02.800
<v Speaker 1>talking to the owner and now it's and these things

0:16:02.880 --> 0:16:07.400
<v Speaker 1>are pages and pages long. I mean they can be

0:16:07.520 --> 0:16:13.320
<v Speaker 1>little books. I remember the hoa that I have on

0:16:13.360 --> 0:16:15.040
<v Speaker 1>my property. I have a house, but it's part of

0:16:15.040 --> 0:16:19.400
<v Speaker 1>an hoa community, and man, I go. You know, I'm

0:16:19.440 --> 0:16:21.720
<v Speaker 1>a lawyer, granted a bad one, but I'm a lawyer

0:16:21.760 --> 0:16:23.680
<v Speaker 1>and I go through it and I can't understand three

0:16:23.760 --> 0:16:26.720
<v Speaker 1>quarters of it. So you know, what, do I tell

0:16:26.720 --> 0:16:29.840
<v Speaker 1>you all the good luck in the world. Hey, if

0:16:29.880 --> 0:16:34.160
<v Speaker 1>you or someone you love lives with chronic pain or

0:16:34.200 --> 0:16:37.720
<v Speaker 1>trauma or the kind of aftermath that no one talks about,

0:16:38.040 --> 0:16:41.080
<v Speaker 1>I'm going to suggest you listen to The Pain Game Podcast.

0:16:41.440 --> 0:16:44.960
<v Speaker 1>Season three just wrapped up, and this is raw, unfiltered

0:16:45.000 --> 0:16:49.440
<v Speaker 1>conversation about chronic illness and trauma, survival and what it

0:16:49.480 --> 0:16:51.840
<v Speaker 1>really takes to keep going when your body and your

0:16:51.880 --> 0:16:55.760
<v Speaker 1>life are changed forever by this. And season four is

0:16:55.840 --> 0:16:58.920
<v Speaker 1>just beginning and it's launching the first week of February.

0:16:59.200 --> 0:17:02.160
<v Speaker 1>The Pain Game Podcast takes a new turn. This is

0:17:02.200 --> 0:17:06.840
<v Speaker 1>where pain meets true crime the aftermath, because the story

0:17:06.880 --> 0:17:09.840
<v Speaker 1>doesn't end when the headlines fade. It lives on and

0:17:09.840 --> 0:17:12.679
<v Speaker 1>the bodies, the minds, the families, the communities that are

0:17:12.720 --> 0:17:16.280
<v Speaker 1>left behind. It's hosted by Lindsay Soprano, who lives with

0:17:16.359 --> 0:17:19.920
<v Speaker 1>CRPS and this is one of the most painful chronic

0:17:19.920 --> 0:17:23.879
<v Speaker 1>conditions known. And this show dives into the long tale

0:17:23.880 --> 0:17:28.040
<v Speaker 1>of trauma and justice and loss and survival. Every episode

0:17:28.160 --> 0:17:32.399
<v Speaker 1>holds space for truth. Every conversation ends with hope, because

0:17:32.440 --> 0:17:35.280
<v Speaker 1>this isn't just about pain. It's about giving pain purpose.

0:17:36.359 --> 0:17:39.080
<v Speaker 1>I know that sounds a little counterintuitive, but it really

0:17:39.240 --> 0:17:43.680
<v Speaker 1>is about giving pain purpose. It's The Pain Game Podcast.

0:17:43.840 --> 0:17:48.040
<v Speaker 1>Wherever you get your podcasts, follow along on the social

0:17:48.200 --> 0:17:51.680
<v Speaker 1>at the Pain gamepodcast dot com.

0:17:52.000 --> 0:17:55.840
<v Speaker 2>The Pain Game Podcast. This is I Handle on the Law.

0:17:57.160 --> 0:18:00.520
<v Speaker 7>You're listening to Bill Handle on demand from kf I

0:18:00.720 --> 0:18:01.919
<v Speaker 7>AM six forty.

0:18:03.520 --> 0:18:03.960
<v Speaker 2>PFI.

0:18:04.119 --> 0:18:07.920
<v Speaker 1>Handle here a Saturday morning, eight hundred five two zero

0:18:08.080 --> 0:18:12.399
<v Speaker 1>one five three four eight hundred five two zero one

0:18:12.480 --> 0:18:16.119
<v Speaker 1>five three four number to call. Let's get back to

0:18:16.320 --> 0:18:19.879
<v Speaker 1>more Handle on the Law Marginal Legal Advice where I

0:18:19.920 --> 0:18:22.400
<v Speaker 1>tell you, whatever your name is, that you have absolutely

0:18:22.440 --> 0:18:23.360
<v Speaker 1>no case hopefully.

0:18:24.080 --> 0:18:26.200
<v Speaker 2>Braiden, Hi, Braiden, welcome to the show.

0:18:29.200 --> 0:18:30.600
<v Speaker 1>You know something's going on with a little bit of

0:18:30.640 --> 0:18:37.920
<v Speaker 1>a delay here, and I don't understand what Braiden you're there, Sam,

0:18:39.080 --> 0:18:40.760
<v Speaker 1>What is going on with these calls?

0:18:41.680 --> 0:18:44.960
<v Speaker 2>Doesn't it seem to be okay? Should be good, Braiden.

0:18:44.800 --> 0:18:47.040
<v Speaker 1>Unless you're in we're gonna are we in here at

0:18:47.080 --> 0:18:50.240
<v Speaker 1>toilet flesh in a minute because we're on a delay.

0:18:50.600 --> 0:18:52.960
<v Speaker 1>I mean, Braiden may not understand that. But what you're

0:18:52.960 --> 0:18:57.880
<v Speaker 1>listening to on the radio is after I am or

0:18:57.880 --> 0:19:00.320
<v Speaker 1>we are talking just in case you say you know

0:19:00.400 --> 0:19:02.600
<v Speaker 1>wonderful things that we don't want.

0:19:02.440 --> 0:19:03.200
<v Speaker 2>Anybody to hear.

0:19:04.040 --> 0:19:06.159
<v Speaker 1>Okay, I'll put Brandon on hold because he's got a

0:19:06.160 --> 0:19:12.840
<v Speaker 1>good question. Actually, Oh Carol, Hi Carol, welcome, Hi Bill.

0:19:13.160 --> 0:19:14.760
<v Speaker 2>Yes, ma'am my mother in law.

0:19:15.480 --> 0:19:17.159
<v Speaker 3>My mother in law is in her mid eighties and

0:19:17.240 --> 0:19:21.359
<v Speaker 3>she fell and broke her femur about five months ago.

0:19:22.720 --> 0:19:25.840
<v Speaker 3>The surgeons they put a plate in her arm with screws,

0:19:26.760 --> 0:19:31.919
<v Speaker 3>and within a month approximately, she had bent the plate

0:19:32.040 --> 0:19:33.960
<v Speaker 3>and the screws ripped.

0:19:33.800 --> 0:19:34.560
<v Speaker 2>Out of the bone.

0:19:35.000 --> 0:19:35.679
<v Speaker 4>How she do that?

0:19:35.920 --> 0:19:41.359
<v Speaker 3>And they they said they'd never really have this happen.

0:19:41.880 --> 0:19:45.840
<v Speaker 3>And she thinks maybe sleeping rolling over on her side.

0:19:46.200 --> 0:19:47.119
<v Speaker 2>Did she play tennis?

0:19:47.160 --> 0:19:53.560
<v Speaker 1>And so no play highlights a great sport that can

0:19:53.600 --> 0:19:58.159
<v Speaker 1>really do it. Pickleball also is a strong one. Racketball,

0:19:58.359 --> 0:20:02.160
<v Speaker 1>not it works. Lacrosse is a possibility on none of those.

0:20:02.240 --> 0:20:04.240
<v Speaker 4>Right now.

0:20:04.280 --> 0:20:06.480
<v Speaker 3>She's in her eighties and smoked a good part of

0:20:06.480 --> 0:20:06.880
<v Speaker 3>her life.

0:20:07.080 --> 0:20:13.040
<v Speaker 1>Okay, couldn't be all right, So there she is with

0:20:13.760 --> 0:20:17.119
<v Speaker 1>her armall screwed up, and the plate and the screws unscrewing,

0:20:17.480 --> 0:20:18.360
<v Speaker 1>the plate bending.

0:20:18.680 --> 0:20:21.560
<v Speaker 2>Uh, that's a problem. So let's go on with the story.

0:20:23.200 --> 0:20:27.159
<v Speaker 3>Yeah, and it's a really painful injury. So they she

0:20:27.280 --> 0:20:30.879
<v Speaker 3>went back to the doctor earlier, like I think last week,

0:20:31.080 --> 0:20:35.359
<v Speaker 3>and they said that, yeah, the bones didn't hold the

0:20:35.400 --> 0:20:39.359
<v Speaker 3>screws and that this isn't something that normally happens, and

0:20:39.480 --> 0:20:42.240
<v Speaker 3>the logical choice is to go back in and replace

0:20:42.760 --> 0:20:46.120
<v Speaker 3>the plate, and they wanted to do it pretty much

0:20:46.200 --> 0:20:51.159
<v Speaker 3>that day or in the morning, and she kind of

0:20:51.200 --> 0:20:53.679
<v Speaker 3>got the vibe and my husband had the vibe that

0:20:54.280 --> 0:21:02.040
<v Speaker 3>something wasn't done correctly. So she's she does not go

0:21:02.080 --> 0:21:06.000
<v Speaker 3>through surgery very well. She usually, you know, she's afraid

0:21:06.040 --> 0:21:08.920
<v Speaker 3>she's not going to make it through surgery, and so

0:21:09.400 --> 0:21:12.760
<v Speaker 3>she's scared and doesn't do well post surgery at all.

0:21:15.440 --> 0:21:17.760
<v Speaker 3>But now she can't. She's in a lot of pain

0:21:17.800 --> 0:21:21.480
<v Speaker 3>and she can't lift her arm. Okay, So I'm just

0:21:21.680 --> 0:21:24.600
<v Speaker 3>kind of wondering if there's any inkling of maybe some

0:21:24.680 --> 0:21:25.960
<v Speaker 3>type of malpractice there.

0:21:26.000 --> 0:21:28.639
<v Speaker 2>How I wouldn't know. At this point. You don't know.

0:21:29.440 --> 0:21:32.040
<v Speaker 1>You don't know, and the only way you're going to

0:21:32.119 --> 0:21:38.719
<v Speaker 1>know is go to another physician, another orthopedic surgeon. You

0:21:38.760 --> 0:21:42.119
<v Speaker 1>can go to a medical malpractice attorney who will refer

0:21:42.200 --> 0:21:50.240
<v Speaker 1>her to a doctor that specializes in this, an orthopedic surgeon.

0:21:50.440 --> 0:21:53.879
<v Speaker 1>So you have two choices. I would go to the lawyer,

0:21:53.960 --> 0:21:57.600
<v Speaker 1>not because I'm a lawyer. It's because the lawyer knows

0:21:57.760 --> 0:22:01.119
<v Speaker 1>enough and knows to go to the doctor directly, so

0:22:01.160 --> 0:22:03.240
<v Speaker 1>you don't have to figure out which doctor and they'll

0:22:03.280 --> 0:22:06.040
<v Speaker 1>tell you, yeah, there's enough there for a malpractice case,

0:22:06.119 --> 0:22:09.600
<v Speaker 1>or there isn't, because malpractice cases.

0:22:09.320 --> 0:22:10.440
<v Speaker 2>A fact have to be certified.

0:22:10.440 --> 0:22:12.560
<v Speaker 1>I mean, a doctor has to sign off on medical

0:22:12.560 --> 0:22:15.960
<v Speaker 1>malpractice cases. And then you find out now the fact

0:22:16.000 --> 0:22:19.520
<v Speaker 1>that they wanted to fix it immediately, Yeah, that is

0:22:19.560 --> 0:22:22.480
<v Speaker 1>a red flag. I would think, wait a minute, this

0:22:22.520 --> 0:22:26.480
<v Speaker 1>isn't one of those where you're talking about a heart

0:22:26.560 --> 0:22:28.800
<v Speaker 1>issue where you got to go in like that day

0:22:29.800 --> 0:22:33.280
<v Speaker 1>my dad, for example, I had blockage in his heart

0:22:34.040 --> 0:22:37.920
<v Speaker 1>one of his arteries, and man, that was diagnosed in

0:22:37.960 --> 0:22:38.600
<v Speaker 1>the afternoon.

0:22:38.640 --> 0:22:41.040
<v Speaker 2>The next morning he was in surgery.

0:22:41.320 --> 0:22:44.159
<v Speaker 1>Because that could have gone any time, but this doesn't

0:22:44.160 --> 0:22:47.920
<v Speaker 1>seem to be the case, and so yeah, it's time

0:22:47.960 --> 0:22:50.919
<v Speaker 1>for you to explore what's going on now.

0:22:50.960 --> 0:22:54.640
<v Speaker 2>The other issue is if it can be fixed.

0:22:55.480 --> 0:22:58.399
<v Speaker 1>And she chooses not to go into surgery, that is

0:22:58.400 --> 0:23:02.520
<v Speaker 1>a big mitigating factor when you're asking for damages because

0:23:02.520 --> 0:23:04.240
<v Speaker 1>all you got to get is money on this stuff.

0:23:04.520 --> 0:23:07.320
<v Speaker 1>That's it, nothing more. Now they can't get a new

0:23:07.440 --> 0:23:11.200
<v Speaker 1>arm there. If it is malpractice, she'll certainly get it fixed.

0:23:11.240 --> 0:23:13.320
<v Speaker 1>But you know, there's a lot of issues here, and

0:23:13.320 --> 0:23:15.800
<v Speaker 1>she's in her aighties and doesn't do well. My father

0:23:15.960 --> 0:23:20.240
<v Speaker 1>in law broke his shoulder, but he had congenital heart

0:23:20.240 --> 0:23:23.840
<v Speaker 1>failure and he elected not to go into surgery and

0:23:23.880 --> 0:23:26.960
<v Speaker 1>the surgeons agreed because he probably wouldn't get out of anesthesia.

0:23:27.119 --> 0:23:29.320
<v Speaker 2>So a lot of moving parts here. He needs.

0:23:29.640 --> 0:23:32.640
<v Speaker 1>You need some medical information and I would check out

0:23:32.640 --> 0:23:35.480
<v Speaker 1>a medical malpractice attorney my opinion, but you can go

0:23:35.520 --> 0:23:36.080
<v Speaker 1>directly to.

0:23:36.040 --> 0:23:39.200
<v Speaker 3>A doctor, Okay. I was just curious, do you think

0:23:39.320 --> 0:23:42.119
<v Speaker 3>since she's part of Kaiser and has to go to Kaiser,

0:23:42.119 --> 0:23:44.560
<v Speaker 3>it would make it wouldn't matter if she.

0:23:44.680 --> 0:23:46.680
<v Speaker 2>No, it doesn't matter. No, no, it doesn't.

0:23:46.720 --> 0:23:50.040
<v Speaker 1>It doesn't matter going to another surgeon just to ascertain

0:23:50.119 --> 0:23:54.359
<v Speaker 1>whether it is whether it is medical malpractice or it

0:23:54.400 --> 0:23:57.080
<v Speaker 1>could be, doesn't matter which a physician had done the

0:23:57.119 --> 0:23:59.639
<v Speaker 1>original surgery. I'm a member of Kaiser. The only thing

0:23:59.680 --> 0:24:01.720
<v Speaker 1>you do with Kaisers you have to go into arbitration.

0:24:02.880 --> 0:24:05.000
<v Speaker 1>You generally don't go to court, but you know, if

0:24:05.000 --> 0:24:07.520
<v Speaker 1>it's a medical malpractice, you got something there.

0:24:07.920 --> 0:24:10.640
<v Speaker 2>So that's what I would do. Was that good advice?

0:24:12.040 --> 0:24:13.560
<v Speaker 2>Actually it was all right.

0:24:13.560 --> 0:24:16.199
<v Speaker 1>You got to calendar that one, because I think I

0:24:16.240 --> 0:24:20.560
<v Speaker 1>think that was pretty good advice. Gohell or high water, John,

0:24:20.760 --> 0:24:24.480
<v Speaker 1>Hi John, Welcome, Good morning Bill.

0:24:24.600 --> 0:24:28.000
<v Speaker 7>So in September I purchased a car on a Saturday

0:24:29.240 --> 0:24:32.800
<v Speaker 7>from a used car from a new car dealership. On Monday,

0:24:32.840 --> 0:24:35.840
<v Speaker 7>I go to my credit union, get a check overnight

0:24:36.000 --> 0:24:40.000
<v Speaker 7>to the dealer. About a month later, I get a

0:24:40.000 --> 0:24:42.560
<v Speaker 7>notification from some lender I've never heard of that the

0:24:42.640 --> 0:24:45.960
<v Speaker 7>dealer has assigned the loan to this other lender and

0:24:46.000 --> 0:24:48.200
<v Speaker 7>now they want payment. Of course, I ignored it, assuming

0:24:48.240 --> 0:24:50.879
<v Speaker 7>that the credit union check had been cashed by the dealer.

0:24:51.320 --> 0:24:55.880
<v Speaker 7>M h In December we find out that the dealer

0:24:56.320 --> 0:25:01.359
<v Speaker 7>has not registered the vehicle in canswered ownership of the

0:25:01.440 --> 0:25:05.800
<v Speaker 7>vehicle to our name because they didn't get a bin

0:25:05.960 --> 0:25:08.000
<v Speaker 7>terification because I gets whatever.

0:25:09.000 --> 0:25:11.160
<v Speaker 1>So his car is not registered to you, and I'm

0:25:11.160 --> 0:25:13.320
<v Speaker 1>assuming it's still registered to the dealer.

0:25:13.840 --> 0:25:16.920
<v Speaker 2>All right, So the dealer is still loaning the car. Okay,

0:25:17.000 --> 0:25:17.760
<v Speaker 2>dealer owns a car.

0:25:17.800 --> 0:25:22.280
<v Speaker 1>You're driving around with a dealer's car, but the union,

0:25:22.920 --> 0:25:25.280
<v Speaker 1>I'm sorry.

0:25:24.760 --> 0:25:26.280
<v Speaker 7>I'm on the hook for two loans.

0:25:26.280 --> 0:25:27.520
<v Speaker 2>Now, okay, well hang on a minute.

0:25:27.520 --> 0:25:27.680
<v Speaker 3>Both.

0:25:29.080 --> 0:25:31.879
<v Speaker 2>Okay, you signed based on purchasing the car.

0:25:32.200 --> 0:25:36.160
<v Speaker 1>So number one, I would let the uh, the vendors

0:25:36.200 --> 0:25:38.600
<v Speaker 1>know you never got the car, that was never registered,

0:25:38.680 --> 0:25:41.280
<v Speaker 1>so they're gonna argue, but you signed for it, and go, yeah,

0:25:41.320 --> 0:25:44.000
<v Speaker 1>I signed for a car. I never got a car. Now,

0:25:44.080 --> 0:25:47.439
<v Speaker 1>the fact is you got a car and you have

0:25:47.520 --> 0:25:50.920
<v Speaker 1>been driving it around, and the fix is fairly easy.

0:25:50.960 --> 0:25:55.119
<v Speaker 1>You call a dealer and you have him register the car.

0:25:55.320 --> 0:25:59.639
<v Speaker 1>The dealership register the car in your name, and deal

0:25:59.720 --> 0:26:04.320
<v Speaker 1>with the credit union or the lenders and say I

0:26:04.760 --> 0:26:06.159
<v Speaker 1>now own the car and this is all I'm going

0:26:06.240 --> 0:26:06.639
<v Speaker 1>to pay for.

0:26:07.359 --> 0:26:08.400
<v Speaker 2>And if you have a problem with.

0:26:08.320 --> 0:26:11.040
<v Speaker 7>That, go to the dealer's failed to do that I'm sorry,

0:26:11.320 --> 0:26:15.600
<v Speaker 7>the dealer continues. The dealer continues to fail to register

0:26:15.680 --> 0:26:16.600
<v Speaker 7>the car in my name.

0:26:16.920 --> 0:26:19.840
<v Speaker 1>Okay, then you don't. Then you're driving around a dealer's car.

0:26:22.080 --> 0:26:25.360
<v Speaker 1>But they're driving a dealer's car, which is great, Which

0:26:25.400 --> 0:26:29.760
<v Speaker 1>is great because he's lending you a car.

0:26:30.520 --> 0:26:33.560
<v Speaker 7>No, it's not for free, because their lender is now

0:26:33.600 --> 0:26:35.920
<v Speaker 7>going to default on us because we have made payments.

0:26:36.320 --> 0:26:39.000
<v Speaker 2>I haven't made a vehicle you don't.

0:26:38.760 --> 0:26:43.119
<v Speaker 7>Own, but I have, but I have the loan.

0:26:44.119 --> 0:26:45.720
<v Speaker 2>Understand, So you have the loan.

0:26:45.960 --> 0:26:47.800
<v Speaker 1>If I buy a house and I get paid and

0:26:47.840 --> 0:26:50.879
<v Speaker 1>I get an escrow, and I never take ownership of

0:26:50.920 --> 0:26:54.240
<v Speaker 1>that house, which is not my fault because I sent

0:26:54.280 --> 0:26:57.240
<v Speaker 1>the check. I can prove it. I'm paying for a

0:26:57.280 --> 0:27:00.720
<v Speaker 1>house I don't own. And I think you have a

0:27:00.920 --> 0:27:04.000
<v Speaker 1>real shot here and telling the lender I don't have

0:27:04.119 --> 0:27:09.280
<v Speaker 1>the car. The dealership never gave me the car. And

0:27:09.359 --> 0:27:11.919
<v Speaker 1>are they going to say, we don't care. Maybe we

0:27:12.000 --> 0:27:15.080
<v Speaker 1>don't care. You have agreed to borrow money against the

0:27:15.160 --> 0:27:19.320
<v Speaker 1>car that doesn't exist. I think you've got a defense there.

0:27:19.440 --> 0:27:21.160
<v Speaker 1>Now they're going to say, of course you have the car,

0:27:22.240 --> 0:27:25.000
<v Speaker 1>and of course you've been driving it. But let's say

0:27:25.000 --> 0:27:28.399
<v Speaker 1>you get into a car accident, right, and the owner

0:27:28.400 --> 0:27:30.680
<v Speaker 1>of the car gets tagged. Well, it's not gonna be you,

0:27:30.800 --> 0:27:35.080
<v Speaker 1>It's gonna be the dealership. So I don't know why.

0:27:35.200 --> 0:27:38.639
<v Speaker 1>I've never heard of a dealership ever not cashing a

0:27:38.720 --> 0:27:41.840
<v Speaker 1>check and not registering the car because they're on the hook.

0:27:41.960 --> 0:27:44.840
<v Speaker 1>They're responsible. I just don't get it. Is this a

0:27:44.880 --> 0:27:45.800
<v Speaker 1>major dealership?

0:27:47.840 --> 0:27:48.240
<v Speaker 2>All right?

0:27:48.280 --> 0:27:50.200
<v Speaker 1>Then you have to go to the You've got to

0:27:50.200 --> 0:27:54.240
<v Speaker 1>go all the way up and if you have to, okay,

0:27:54.320 --> 0:27:57.400
<v Speaker 1>you go to the owner of the dealership. That's for starters. Starters,

0:27:57.400 --> 0:27:58.960
<v Speaker 1>that's what I would do. Go to the very top.

0:27:59.400 --> 0:28:02.840
<v Speaker 1>And if they continue to do that, you go to

0:28:02.880 --> 0:28:07.160
<v Speaker 1>the manufacturer. You go directly to the manufacturer because they

0:28:07.200 --> 0:28:09.240
<v Speaker 1>have phone lines where you can call in and say,

0:28:09.280 --> 0:28:14.639
<v Speaker 1>this is what's going on with your dealership. Because dealerships

0:28:14.680 --> 0:28:19.840
<v Speaker 1>are franchises, that's how it works. They're basically distributorships. So

0:28:20.400 --> 0:28:23.719
<v Speaker 1>I've never heard of that, but you know, that's what

0:28:23.760 --> 0:28:26.000
<v Speaker 1>I would do. And then if they ding you, I mean,

0:28:26.000 --> 0:28:28.640
<v Speaker 1>what do you do you loan? You borrowed money? Yeah,

0:28:28.640 --> 0:28:32.560
<v Speaker 1>I borrowed money on a car. Now what I don't

0:28:32.560 --> 0:28:36.119
<v Speaker 1>have it? Okay, this is handle on the.

0:28:36.200 --> 0:28:37.520
<v Speaker 2>Law, say a bye.

0:28:37.680 --> 0:28:42.920
<v Speaker 1>Handle here on a Saturday morning, two more hours to

0:28:42.960 --> 0:28:46.800
<v Speaker 1>go until eleven o'clock and then Rich Demurrow shows up

0:28:47.200 --> 0:28:49.560
<v Speaker 1>with the Tech Show, and then this afternoon Nil Savedra

0:28:50.200 --> 0:28:53.320
<v Speaker 1>with the Fork Report, the Food Show, and Niel's with

0:28:53.360 --> 0:28:56.160
<v Speaker 1>me every Monday through Friday on the Morning Show. And

0:28:56.200 --> 0:28:57.880
<v Speaker 1>the phone number here is one hundred and five to

0:28:58.080 --> 0:29:01.680
<v Speaker 1>zero one five three four eight hundred and five two

0:29:01.800 --> 0:29:08.280
<v Speaker 1>zero one five three four. Welcome back, Handle on the law.

0:29:09.120 --> 0:29:12.480
<v Speaker 1>Marginal legal advice, Michael, let me give you some marginal

0:29:12.560 --> 0:29:13.880
<v Speaker 1>legal advice. What can I do for you?

0:29:15.800 --> 0:29:21.320
<v Speaker 8>Yeah, mister Handle, many years ago I went to renew

0:29:21.360 --> 0:29:25.400
<v Speaker 8>my license and I have the DMV Claire instead of

0:29:25.560 --> 0:29:30.600
<v Speaker 8>Miguel Hughes Michael, and it's seen Michael ever since my house.

0:29:31.080 --> 0:29:33.320
<v Speaker 4>Readit cards, driver license.

0:29:33.680 --> 0:29:36.920
<v Speaker 8>My passport, and my social secuted.

0:29:37.080 --> 0:29:39.200
<v Speaker 4>Say Miguel, Oh.

0:29:39.200 --> 0:29:41.000
<v Speaker 2>Okay, so you've got a contradiction.

0:29:42.120 --> 0:29:47.400
<v Speaker 1>Well, and unfortunately the contradiction is between the two most

0:29:47.440 --> 0:29:54.320
<v Speaker 1>important documents. You have, your driver's license and your passport.

0:29:54.880 --> 0:29:56.200
<v Speaker 2>You know you don't want to go to Yeah, you

0:29:56.200 --> 0:29:57.840
<v Speaker 2>don't want to do anything legal on this one.

0:29:58.040 --> 0:30:01.040
<v Speaker 1>If you want to do, Miguel, I would just formally

0:30:01.120 --> 0:30:05.240
<v Speaker 1>change my name uh to uh just say my name

0:30:05.280 --> 0:30:07.080
<v Speaker 1>is Miguel. And I don't know if the court will

0:30:07.120 --> 0:30:09.560
<v Speaker 1>even let you do it because that is your name.

0:30:10.080 --> 0:30:13.760
<v Speaker 1>So I would certainly call the DMV and show in,

0:30:14.280 --> 0:30:16.480
<v Speaker 1>show up with your passport and say you want your

0:30:16.560 --> 0:30:20.640
<v Speaker 1>name corrected. So I'm assuming the Miguel part is what

0:30:20.680 --> 0:30:23.720
<v Speaker 1>you want, and that's on your passport, right, I.

0:30:24.520 --> 0:30:28.960
<v Speaker 2>Want Michael, which my okay, So which Michael do you have?

0:30:31.520 --> 0:30:32.360
<v Speaker 5>Which Michael?

0:30:32.560 --> 0:30:32.760
<v Speaker 7>Yeah?

0:30:32.800 --> 0:30:36.160
<v Speaker 2>Yeah, what document is Michael? The the name Michael.

0:30:37.000 --> 0:30:40.280
<v Speaker 8>Everything, but but the passport and the and the social

0:30:40.280 --> 0:30:42.360
<v Speaker 8>security Okay, well.

0:30:42.160 --> 0:30:45.320
<v Speaker 1>That's pretty important, your social security and well the number

0:30:45.360 --> 0:30:48.480
<v Speaker 1>is still good, so you're all right. Uh so uh

0:30:48.520 --> 0:30:50.520
<v Speaker 1>what you have to do is make sure that all

0:30:50.600 --> 0:30:54.120
<v Speaker 1>the documents are the same, and you have where were

0:30:54.120 --> 0:30:54.440
<v Speaker 1>you born?

0:30:54.480 --> 0:30:56.320
<v Speaker 2>Michael?

0:30:57.240 --> 0:31:01.600
<v Speaker 1>Okay, so you have any you're a citizen because you

0:31:01.600 --> 0:31:08.239
<v Speaker 1>have a passport, so you clearly uh naturalized citizen, you're

0:31:08.240 --> 0:31:10.440
<v Speaker 1>a legal resident. Okay, Well it's one or the other,

0:31:11.880 --> 0:31:15.000
<v Speaker 1>and so uh you know, I mean you've got the documentation,

0:31:15.440 --> 0:31:19.120
<v Speaker 1>the important one, and that's the federal government recognizes you

0:31:19.400 --> 0:31:22.480
<v Speaker 1>as Michael correct or Miguel.

0:31:22.520 --> 0:31:26.240
<v Speaker 2>I get too confused. It doesn't matter like.

0:31:26.200 --> 0:31:28.920
<v Speaker 4>I say, everything everything is Michael.

0:31:29.040 --> 0:31:31.560
<v Speaker 2>But okay, right, well, let me ask them, what what

0:31:31.600 --> 0:31:34.640
<v Speaker 2>do you want to go by Michael or Miguel Michael.

0:31:35.040 --> 0:31:37.600
<v Speaker 1>Okay, you want to go by Michael. So, uh, you

0:31:37.800 --> 0:31:40.360
<v Speaker 1>have all the proof in the world that it's Michael.

0:31:40.720 --> 0:31:43.640
<v Speaker 1>Now were you is the green card in the word

0:31:44.160 --> 0:31:46.600
<v Speaker 1>green card registered as Michael or.

0:31:46.600 --> 0:31:51.640
<v Speaker 2>Miguel Miguel Miguel. I mean, that's it.

0:31:51.800 --> 0:31:54.840
<v Speaker 1>That's the government's name, social Security Michael.

0:31:54.600 --> 0:31:58.480
<v Speaker 2>Or Miguel Miguel, social Security Miguel.

0:31:58.520 --> 0:32:01.880
<v Speaker 1>So you're basically what you do have is your driver's

0:32:01.880 --> 0:32:04.120
<v Speaker 1>license that says Michael.

0:32:04.160 --> 0:32:06.920
<v Speaker 2>That's easy. That's easy.

0:32:07.080 --> 0:32:09.760
<v Speaker 1>Just go to the DMV and say my name is wrong,

0:32:10.560 --> 0:32:13.840
<v Speaker 1>and here is my name, here's the proof, here's my passport,

0:32:14.680 --> 0:32:19.760
<v Speaker 1>here is you know, here's the papers. It gives me

0:32:19.840 --> 0:32:22.680
<v Speaker 1>a legal residency and then they'll change it.

0:32:22.680 --> 0:32:25.440
<v Speaker 2>It's just an application form. It should be pretty easy

0:32:25.440 --> 0:32:25.640
<v Speaker 2>to do.

0:32:26.440 --> 0:32:28.800
<v Speaker 1>And I got completely confused as to who Michael and

0:32:28.880 --> 0:32:32.760
<v Speaker 1>Miguel and completely conflated, so I have no idea if.

0:32:32.680 --> 0:32:37.200
<v Speaker 2>That was right or wrong. Hello, Larry, welcome, Hi.

0:32:39.320 --> 0:32:43.720
<v Speaker 4>My question is automobile related. I have a twenty nineteen

0:32:44.120 --> 0:32:49.080
<v Speaker 4>Super out Back last January, the transmission died on it.

0:32:49.720 --> 0:32:52.200
<v Speaker 4>Took it to the dealership because they have a unique

0:32:52.200 --> 0:32:56.880
<v Speaker 4>style of transmissions, ended up paying six thousand dollars for

0:32:57.640 --> 0:33:02.200
<v Speaker 4>a new transmission in the vehicle. And later in there,

0:33:02.400 --> 0:33:05.240
<v Speaker 4>about May or June last year, I get a letter

0:33:05.280 --> 0:33:10.520
<v Speaker 4>in the mail from Subaru UH, you know, the corporate UH,

0:33:11.400 --> 0:33:14.560
<v Speaker 4>and they said that there was an extended warranty on

0:33:14.720 --> 0:33:17.160
<v Speaker 4>transmissions and that if you had to pay out of

0:33:17.240 --> 0:33:21.080
<v Speaker 4>pocket for a new transmission, they would reimburse you. And

0:33:21.080 --> 0:33:23.440
<v Speaker 4>then I went through the procedure online to.

0:33:24.080 --> 0:33:26.200
<v Speaker 2>Okay, and you got it all right? And I assume

0:33:26.240 --> 0:33:27.280
<v Speaker 2>you got your money back, right?

0:33:28.560 --> 0:33:32.640
<v Speaker 4>No, I did not. Suberu rejected it and they contacted

0:33:32.640 --> 0:33:35.360
<v Speaker 4>the dealership and the dealership said that it was done

0:33:35.400 --> 0:33:38.959
<v Speaker 4>by a that the problem was caused by an outside

0:33:43.080 --> 0:33:49.040
<v Speaker 4>and no, I took it to a velveleen oil.

0:33:48.840 --> 0:33:50.560
<v Speaker 2>Tarr So you didn't go You won't go back to

0:33:50.600 --> 0:33:51.600
<v Speaker 2>the dealership. You didn't.

0:33:51.600 --> 0:33:55.560
<v Speaker 1>You didn't get the dealership to repair a car that

0:33:55.680 --> 0:33:58.640
<v Speaker 1>it sold or sells that kind of a car. Okay,

0:33:58.680 --> 0:34:00.720
<v Speaker 1>that's going to be their argument, I guess, say the dealers,

0:34:00.800 --> 0:34:02.240
<v Speaker 1>you know, the repair police will.

0:34:02.080 --> 0:34:02.600
<v Speaker 2>Screw it up.

0:34:03.920 --> 0:34:06.520
<v Speaker 4>No I took it to the dealership. That's why to

0:34:06.600 --> 0:34:07.760
<v Speaker 4>replace the transmission.

0:34:07.880 --> 0:34:09.720
<v Speaker 2>Okay, okay, so what's your question?

0:34:10.120 --> 0:34:13.640
<v Speaker 4>And and then and then Subaru Nationally.

0:34:13.600 --> 0:34:14.000
<v Speaker 2>I got it.

0:34:14.800 --> 0:34:18.480
<v Speaker 1>They said, here you go, it's under warranty and uh

0:34:18.520 --> 0:34:19.920
<v Speaker 1>and you submitted and they said no.

0:34:20.040 --> 0:34:26.400
<v Speaker 4>Correct, right then they said, uh, they contacted the local

0:34:26.440 --> 0:34:29.920
<v Speaker 4>dealership and the dealership told them that it was done.

0:34:30.320 --> 0:34:33.360
<v Speaker 2>All you know what, Larry, this is going this is

0:34:33.360 --> 0:34:34.040
<v Speaker 2>going too long.

0:34:34.160 --> 0:34:35.960
<v Speaker 1>I've got a Let me put you on hold and

0:34:36.000 --> 0:34:38.360
<v Speaker 1>I'll take you over at the other side because uh,

0:34:38.760 --> 0:34:40.479
<v Speaker 1>you know it's this is going too long.

0:34:40.880 --> 0:34:41.239
<v Speaker 2>All right.

0:34:41.360 --> 0:34:44.320
<v Speaker 1>So while we are gonna get Larry after the break,

0:34:45.640 --> 0:34:49.120
<v Speaker 1>I want to tell you about Zelman's minty mouth. Now,

0:34:49.320 --> 0:34:51.120
<v Speaker 1>you wake up in the morning and you talk to

0:34:51.120 --> 0:34:56.000
<v Speaker 1>people and uh, you ever seen, uh the Edward Mounch

0:34:56.920 --> 0:35:00.279
<v Speaker 1>Edward Mounch painting the scream And if you're looking that

0:35:00.320 --> 0:35:03.920
<v Speaker 1>person after I have them having your smelling your breath,

0:35:03.920 --> 0:35:05.840
<v Speaker 1>you know you've got a big issue. And I'm going

0:35:05.920 --> 0:35:08.759
<v Speaker 1>to suggest you look at Zelman's minty mouth. And I'll

0:35:08.800 --> 0:35:14.400
<v Speaker 1>tell you why. Because everybody likes fresh, natural, great feeling

0:35:14.400 --> 0:35:17.399
<v Speaker 1>in your mouth. Well, Zelman's does that also your bad

0:35:17.400 --> 0:35:21.440
<v Speaker 1>breath is taking care of. Except bad breath also starts

0:35:21.440 --> 0:35:24.839
<v Speaker 1>in your stomach, and no mint ever deals with that.

0:35:24.920 --> 0:35:28.360
<v Speaker 1>These are little capsules covered with a nice strong mint,

0:35:28.880 --> 0:35:31.680
<v Speaker 1>and you suck on the mint and when that part's gone,

0:35:31.800 --> 0:35:34.040
<v Speaker 1>you bite into the capsule or you swallow it and

0:35:34.080 --> 0:35:35.200
<v Speaker 1>it gets to work in your gut.

0:35:35.280 --> 0:35:36.200
<v Speaker 2>And that's a double hit.

0:35:36.640 --> 0:35:41.480
<v Speaker 1>And that really means fresh breath, really great feeling, great

0:35:41.560 --> 0:35:44.239
<v Speaker 1>smelling breath for hours and hours. So here is the

0:35:44.280 --> 0:35:46.279
<v Speaker 1>offer from Zelman's until the end of the month, a

0:35:46.320 --> 0:35:50.359
<v Speaker 1>free bonus pack with a purchase of a three pack

0:35:50.840 --> 0:35:54.040
<v Speaker 1>of the original peppermint flavor. That's a free bonus pack

0:35:54.400 --> 0:35:56.920
<v Speaker 1>of Zelman's with the purchase of a three pack. And

0:35:56.960 --> 0:35:59.440
<v Speaker 1>the only way you get this softwer is to go

0:35:59.440 --> 0:36:02.399
<v Speaker 1>to zelman dot com z E L M I n S.

0:36:02.520 --> 0:36:07.160
<v Speaker 1>Zelmans dot com slash k f I zelmans dot com

0:36:07.200 --> 0:36:08.440
<v Speaker 1>slash k f I.

0:36:09.600 --> 0:36:11.800
<v Speaker 2>This is Handle on the Law.

0:36:13.000 --> 0:36:16.239
<v Speaker 7>You're listening to Bill Handle on demand from k f

0:36:16.280 --> 0:36:17.480
<v Speaker 7>I A M six forty