Speaker 1: You're listening to kf I Am six forty the Bill
Speaker 1: Handles show on demand on the iHeartRadio f HI I
Speaker 1: Am six forty Bill Handle Here a Saturday morning, well.
Speaker 2: Into the new year.
Speaker 1: We only have a couple of hundred actually three hundred
Speaker 1: and something days shopping days till Christmas, so we're getting
Speaker 1: close again.
Speaker 2: And welcome to the show.
Speaker 1: And as always, if you are interested in asking me,
Speaker 1: the lawyer extraordinary with a deep, vast knowledge of the law.
Speaker 1: Actually it's not particularly deep and it's not particularly vast,
Speaker 1: but I like to think so. The phone number here
Speaker 1: is eight hundred five to two zero one five three four.
Speaker 1: That's eight hundred five two zero one five three four.
Speaker 1: And of course first hour out top of the hour,
Speaker 1: no phone calls up, which means that you're not going
Speaker 1: to be put and you're not going to get a
Speaker 1: busys signal, which sometimes happened when we have a full board,
Speaker 1: and as hit or miss, sometimes I'm asking for phone numbers,
Speaker 1: and because I don't have enough calls coming in, sometimes
Speaker 1: I'm asking for phone numbers. I give you phone numbers
Speaker 1: only because it's habit and I do have a full board,
Speaker 1: and sometimes we just have a full board, and I
Speaker 1: don't even.
Speaker 2: Bother asking for phone calls.
Speaker 1: They give you the phone numbers, so right now, great
Speaker 1: time to call the numbers eight hundred five to zero
Speaker 1: one five three four, eight hundred five two zero one
Speaker 1: five three.
Speaker 2: Four And man, the lines are pouring in.
Speaker 1: Not quite so feel free and I'll be more than
Speaker 1: happy to answer your question hopefully make you miserable, which
Speaker 1: makes me feel great. It's marginal legal advice, and I
Speaker 1: love telling you you have absolutely nothing. As a matter
Speaker 1: of fact, this is handle on the law, marginal legal
Speaker 1: advice where I tell you you have absolutely no case.
Speaker 2: I mean as often as I can. All right.
Speaker 1: In twenty twenty two, of course, you remember, we all
Speaker 1: remember the shooting in Uvalde, Texas inside that elementary school,
Speaker 1: and the cops showed up within a few minutes and
Speaker 1: as the shooter who was later killed. As the shooter
Speaker 1: had gone into a classroom and then another classroom and
Speaker 1: point blank was shooting at and killing and wounding the
Speaker 1: students and a couple of teachers. The police show up
Speaker 1: and wait seventy seven minutes before storming the classroom, and
Speaker 1: they could hear the shots on the other side of
Speaker 1: the door. And the police were gutless wonders as this
Speaker 1: was playing out in real time and we were watching
Speaker 1: it happened, and so you figure these cops who had
Speaker 1: a duty to go in there and had a duty
Speaker 1: to try to save the children, did nothing for seventy
Speaker 1: seven minutes. And most of us who were watching this,
Speaker 1: who looked at it on video and you've seen it
Speaker 1: on YouTube, are thinking these cops should be tried. I mean,
Speaker 1: this is a crime. Well, yeah, it is a crime.
Speaker 1: It is a crime.
Speaker 2: Morally, and it is a crime legally.
Speaker 1: Now one police officer is being charged, one cop of
Speaker 1: all of them, and it's a school officer. That means
Speaker 1: it's a police, a peace officer on the school premises,
Speaker 1: not the police coming in from the police departments outside.
Speaker 2: Adrian Gonzalez, he arrives.
Speaker 1: At the scene, the teener, the teenager saw a silent
Speaker 1: assailant is still outside the building and didn't try to
Speaker 1: engage or distract him coming in, even when the teacher
Speaker 1: pointed out, look at this guy, and he did nothing.
Speaker 1: He only went inside after the damage had been done,
Speaker 1: according to the prosecutor, and he is being charged.
Speaker 2: He's being charged now.
Speaker 1: Defense attorneys are disputing those accusations. One of two officers
Speaker 1: charged this one's going to trial, sorry about that, disputed
Speaker 1: that he did nothing, saying he radioed for more help
Speaker 1: and he evacuated children and his other police officers arrived,
Speaker 1: but the shooting was still continuing on and he had
Speaker 1: a duty to storm the building. And which usually happens
Speaker 1: with active shooters. They stormed the building. And then whenever
Speaker 1: the active shooter is fingered out as to which room,
Speaker 1: which office, which classroom the shooter the active shooters in,
Speaker 1: they just storm it.
Speaker 2: They just bang, break.
Speaker 1: Down the door, and simply attack what's going on inside.
Speaker 2: He didn't do it.
Speaker 1: And if you look at tactics that have changed rather dramatically,
Speaker 1: and that is exactly what I said, is the police
Speaker 1: officers who hear anything on the other side, or who
Speaker 1: are told that there is a crime being committed and
Speaker 1: people kids, especially when you're talking about elementary schools, can
Speaker 1: you imagine that being shot up? They have to storm.
Speaker 1: Now that is the new policy, but that's a policy
Speaker 1: that was in place in twenty twenty two.
Speaker 2: That was in place.
Speaker 1: Now usually what ended up happening, or prior to that,
Speaker 1: they'd call swat, swat would be outside, and their negotiations
Speaker 1: would happen calling in, the calling and the shooter.
Speaker 2: They don't do that anymore.
Speaker 1: If there is an active shooter inside, they're going to
Speaker 1: just go for it.
Speaker 3: So it's.
Speaker 1: It's heartbreaking. Kids died who shouldn't have died. It's that simple. Okay,
Speaker 1: let's take some phone calls here. Joan, Hello, Joan, welcome.
Speaker 3: Yeah, Hi Bill, I am my daughter. We have a case.
Speaker 3: You know, you see these cases on Facebook, you know,
Speaker 3: sue cohls or whatever for invading your privacy, and one
Speaker 3: came up that she more than qualifies for. It's a
Speaker 3: MEDA case and it's for teenagers who were mentally damaged
Speaker 3: by Facebook. And okay, what do you mean case metam
Speaker 3: et a.
Speaker 2: It's oh, okay, got it's oh okay.
Speaker 3: Got it. It's a class actually.
Speaker 2: Okay, it's case against MADO. Okay, so understood.
Speaker 3: Yeah. So I filled out the paperwork for her and
Speaker 3: sent it in. They sent the legal forms. And my
Speaker 3: daughter is on a boat. She works on a ship,
Speaker 3: and she's pretty hard to get a hold of. And
Speaker 3: she had told this legal firm that I could fill
Speaker 3: out the paperwork for her getting the authorization. But they're
Speaker 3: being a little weird about it and want her to
Speaker 3: do it, and there's a deadline and I just don't.
Speaker 2: Okay, Okay, Just.
Speaker 1: To make it real simple, let's just go practical here,
Speaker 1: all right. Do you have access to a phone. Do
Speaker 1: you talk to her?
Speaker 4: Yes?
Speaker 2: Okay, there is there internet on the phone?
Speaker 4: Correct?
Speaker 1: Okay, why doesn't she just why don't Why doesn't she
Speaker 1: just fill out the paperwork and send it and send
Speaker 1: it to the email and then you send it in
Speaker 1: have her sign it with one of those docus signed
Speaker 1: the DOCU sign programs and sign it. Why wouldn't you
Speaker 1: do that? Then all this problem is over. And if
Speaker 1: the law firm isn't jumping on this, you get a
Speaker 1: self another law firm, or you call them up and
Speaker 1: you say, this is something's really wrong.
Speaker 4: Here, got it?
Speaker 3: That's what I'll do.
Speaker 2: Yeah, that's what you do.
Speaker 1: And by the way, if she doesn't join the class
Speaker 1: action lawsuit, she can sue individually. She can opt out
Speaker 1: of the class action lawsuit. Okay, so there's a couple
Speaker 1: of ways of going. But just let's get let's get
Speaker 1: practical here for a moment. Please just have her fill
Speaker 1: out the paperwork and it doesn't matter what anybody says.
Speaker 3: We've tried a lot of that. It's been a back
Speaker 3: and forth kind of me.
Speaker 2: It's been back and forth.
Speaker 1: The paperwork is filled out by her, signed by her,
Speaker 1: and the law firm is not accepting it.
Speaker 3: No, they keep saying that they're sending her emails.
Speaker 1: Now just a delay. Okay, Well, then you send it
Speaker 1: to her. Then you get a copy of it. You know,
Speaker 1: you just just tell.
Speaker 2: Her law firm, I want a copy of it, I
Speaker 2: want the application, and they're going to give it to you. Yeah,
Speaker 2: I mean, there's no other way of doing that. Wow.
Speaker 1: All right, let me tell you a little bit about
Speaker 1: Handle on the Law dot com. I Handle on the
Speaker 1: Law dot com is a website, obviously, and it's a
Speaker 1: referral service for lawyers in the world of personal injury.
Speaker 2: And here's what happens.
Speaker 1: You are caught, you're in a car accident it's not
Speaker 1: your fault, or a slip and fall, or you're a
Speaker 1: big box store and a big box falls on your head.
Speaker 1: You have a personal injury case. And so you hear advertisements.
Speaker 1: You see advertisements. They're on TV, they're on the internet,
Speaker 1: they're on websites, and you hear them on the radio.
Speaker 2: Who do you go to?
Speaker 1: Who do you trust in terms of a lawyer representing you?
Speaker 1: That's why I created.
Speaker 2: Handle on the Law dot Com. These lawyers are.
Speaker 1: Vetted and if there's a phone call, if there's a problem,
Speaker 1: I make the phone call. I'm the one that calls
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Speaker 1: I've got an unhappy camper here. That's what Handle on
Speaker 1: the Law dot Com does. So if you have been
Speaker 1: in an accident that is not your fault and you
Speaker 1: need representation, which you do because if you've been banged up, man,
Speaker 1: you know you don't want to leave this on the table.
Speaker 1: Go to handle on the Law dot Com. Handle on
Speaker 1: the Law dot Com. This is Handle on the Law
Speaker 1: AM sixty forty. Handle here and welcome back. Phone number
Speaker 1: eight hundred five two zero one five three four. Eight
Speaker 1: hundred five two zero one five three four is the number,
Speaker 1: and welcome back to Handle on.
Speaker 2: The Law Marginal Legal Advice. All right, Steve, your turn,
Speaker 2: Welcome to the show.
Speaker 5: Steve, Yes, sir, yeah, yeah. Have they looked any further
Speaker 5: into the situation that were maybe a school employee like
Speaker 5: a genre or electrician possibly even a teacher might be
Speaker 5: a trained and qualified to carry to carry conceal.
Speaker 1: No, you know, that is a very good question, and
Speaker 1: that has a lot to do with the jurisdiction and
Speaker 1: certain mainly school districts in the south southern part of
Speaker 1: the United States. First of all, open carry, so anybody
Speaker 1: can carry a weapon, any adult can carry a weapon.
Speaker 1: Usually you can't carry a weapon on school grounds. That's
Speaker 1: generally where the line is drawn. However, there are a
Speaker 1: lot of people and I'm included, that are thinking exactly
Speaker 1: the same lines that you are, that school employees, as
Speaker 1: you said, janitors and teachers be armed and trained to
Speaker 1: deal with an active shooter. So as of this point
Speaker 1: there isn't any place in the country to my knowledge,
Speaker 1: but pretty good I have to tell you what. Yeah, yeah,
Speaker 1: And they have looked at it and it's being considered
Speaker 1: by legislators across the country.
Speaker 2: Had one more question of Medicare question right, yes.
Speaker 5: Well, on the Medicare there's a special number on the
Speaker 5: Medicare card. My question on the Medicare once that your
Speaker 5: name and that number, it's a series of the letters
Speaker 5: and numbers to identify are you on the Medicare card?
Speaker 5: Once that's in the system, isn't the system answer linked?
Speaker 5: Like I walked into a doctor's office front and desk
Speaker 5: and they brought my name.
Speaker 2: No, I don't think so. No, I don't think so.
Speaker 1: I think they have to call or they have to
Speaker 1: go into the Medicare system.
Speaker 2: It's not.
Speaker 1: I don't think it's linked automatically. I think they have
Speaker 1: to go into it. Unless so, if you go in
Speaker 1: the second time, it probably is. I don't think the
Speaker 1: first time it is. If they have it all on
Speaker 1: your the record is there. Yeah, if the doctor already
Speaker 1: has that information, yeah, then it's linked. But other than that, no,
Speaker 1: it's not a link. It's just the information is there.
Speaker 1: In other words, you know it's on it's on your chart,
Speaker 1: and there it is. But just to be really careful,
Speaker 1: because I'm pretty careful about my Medicare because I hit
Speaker 1: sixty five, what I do and in terms of the numbers,
Speaker 1: just in case, So what I do is that I
Speaker 1: had my Medicare number tattooed on my butt. Now it
Speaker 1: had to go backwards because I'm looking in the mirror
Speaker 1: to make sure it's right. So it's it's a little complicated,
Speaker 1: all right, Oh, Katrina Hi, Katrina.
Speaker 6: Hello, Yes, an ha HA in Fullerton, and they are
Speaker 6: responsible for replacing the roofs and also doing yearly maintenance
Speaker 6: on them. And during the reigns people's roofs had leaked,
Speaker 6: they had caused damage inside the properties. The HIA is
Speaker 6: playing for the repairs of it, but none of the
Speaker 6: damage that was done from the leak. You move inside,
Speaker 6: there are places.
Speaker 3: Okay, so it's responsible, Okay, probably.
Speaker 2: Probably probably the h o A.
Speaker 1: But I'm assuming you have insurance, correct, you have either
Speaker 1: home or Renner's insurance.
Speaker 2: Is that right?
Speaker 4: Yes?
Speaker 6: But they have denied it.
Speaker 3: They said, why would they know what?
Speaker 2: They deny it because the h o A.
Speaker 1: They say, the h o A is responsible and therefore
Speaker 1: they're denying it, right, Yes, Yeah, Well that's I don't
Speaker 1: think that's the way it works. I think you get
Speaker 1: insurance come hell or high water. Because if let's say
Speaker 1: a burglar comes in right and trash is your place,
Speaker 1: can they deny it and say, oh, it's the burglar's responsibility.
Speaker 2: I you just first of all, you got.
Speaker 1: To fix it, obviously, have to fix it, and then
Speaker 1: you go after the HOA and you look at the
Speaker 1: c CNRS because when you say they are responsible. Have
Speaker 1: you have you looked at the c cnrs, because under
Speaker 1: the c cnrs, and I'm just I don't have them
Speaker 1: in front of me. And this is California, Fullerton is
Speaker 1: in Orange County. I they can say we're only responsible
Speaker 1: for the repairs and you must buy insurance. Now, the
Speaker 1: insurance companies can't come back and say the HOA is
Speaker 1: responsible because right there it's clearly said we're not responsible.
Speaker 1: They're not.
Speaker 2: Effectively the insurance.
Speaker 1: Company are saying the HOA is quote primary insurance and
Speaker 1: that and they're saying that's why we're denying, which by
Speaker 1: the way, is a CROC.
Speaker 2: But you got to get it fixed.
Speaker 1: And if there's a bunch of if there are a
Speaker 1: bunch of you where the property damage occurred, you all
Speaker 1: get together and you sue them. But look at the
Speaker 1: look at look at the HOA. You have to read
Speaker 1: the you have to read the ccnrs. The problem with
Speaker 1: those ccnrs and you're handed the CCNRS when you buy
Speaker 1: a condo or the owner when the condo or the
Speaker 1: apartment is rented, it's usually a condo owned by someone else,
Speaker 1: they have a copy of the CCNRS. And now you're
Speaker 1: talking to the owner and now it's and these things
Speaker 1: are pages and pages long. I mean they can be
Speaker 1: little books. I remember the hoa that I have on
Speaker 1: my property. I have a house, but it's part of
Speaker 1: an hoa community, and man, I go. You know, I'm
Speaker 1: a lawyer, granted a bad one, but I'm a lawyer
Speaker 1: and I go through it and I can't understand three
Speaker 1: quarters of it. So you know, what, do I tell
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Speaker 2: The Pain Game Podcast. This is I Handle on the Law.
Speaker 7: You're listening to Bill Handle on demand from kf I
Speaker 7: AM six forty.
Speaker 2: PFI.
Speaker 1: Handle here a Saturday morning, eight hundred five two zero
Speaker 1: one five three four eight hundred five two zero one
Speaker 1: five three four number to call. Let's get back to
Speaker 1: more Handle on the Law Marginal Legal Advice where I
Speaker 1: tell you, whatever your name is, that you have absolutely
Speaker 1: no case hopefully.
Speaker 2: Braiden, Hi, Braiden, welcome to the show.
Speaker 1: You know something's going on with a little bit of
Speaker 1: a delay here, and I don't understand what Braiden you're there, Sam,
Speaker 1: What is going on with these calls?
Speaker 2: Doesn't it seem to be okay? Should be good, Braiden.
Speaker 1: Unless you're in we're gonna are we in here at
Speaker 1: toilet flesh in a minute because we're on a delay.
Speaker 1: I mean, Braiden may not understand that. But what you're
Speaker 1: listening to on the radio is after I am or
Speaker 1: we are talking just in case you say you know
Speaker 1: wonderful things that we don't want.
Speaker 2: Anybody to hear.
Speaker 1: Okay, I'll put Brandon on hold because he's got a
Speaker 1: good question. Actually, Oh Carol, Hi Carol, welcome, Hi Bill.
Speaker 2: Yes, ma'am my mother in law.
Speaker 3: My mother in law is in her mid eighties and
Speaker 3: she fell and broke her femur about five months ago.
Speaker 3: The surgeons they put a plate in her arm with screws,
Speaker 3: and within a month approximately, she had bent the plate
Speaker 3: and the screws ripped.
Speaker 2: Out of the bone.
Speaker 4: How she do that?
Speaker 3: And they they said they'd never really have this happen.
Speaker 3: And she thinks maybe sleeping rolling over on her side.
Speaker 2: Did she play tennis?
Speaker 1: And so no play highlights a great sport that can
Speaker 1: really do it. Pickleball also is a strong one. Racketball,
Speaker 1: not it works. Lacrosse is a possibility on none of those.
Speaker 4: Right now.
Speaker 3: She's in her eighties and smoked a good part of
Speaker 3: her life.
Speaker 1: Okay, couldn't be all right, So there she is with
Speaker 1: her armall screwed up, and the plate and the screws unscrewing,
Speaker 1: the plate bending.
Speaker 2: Uh, that's a problem. So let's go on with the story.
Speaker 3: Yeah, and it's a really painful injury. So they she
Speaker 3: went back to the doctor earlier, like I think last week,
Speaker 3: and they said that, yeah, the bones didn't hold the
Speaker 3: screws and that this isn't something that normally happens, and
Speaker 3: the logical choice is to go back in and replace
Speaker 3: the plate, and they wanted to do it pretty much
Speaker 3: that day or in the morning, and she kind of
Speaker 3: got the vibe and my husband had the vibe that
Speaker 3: something wasn't done correctly. So she's she does not go
Speaker 3: through surgery very well. She usually, you know, she's afraid
Speaker 3: she's not going to make it through surgery, and so
Speaker 3: she's scared and doesn't do well post surgery at all.
Speaker 3: But now she can't. She's in a lot of pain
Speaker 3: and she can't lift her arm. Okay, So I'm just
Speaker 3: kind of wondering if there's any inkling of maybe some
Speaker 3: type of malpractice there.
Speaker 2: How I wouldn't know. At this point. You don't know.
Speaker 1: You don't know, and the only way you're going to
Speaker 1: know is go to another physician, another orthopedic surgeon. You
Speaker 1: can go to a medical malpractice attorney who will refer
Speaker 1: her to a doctor that specializes in this, an orthopedic surgeon.
Speaker 1: So you have two choices. I would go to the lawyer,
Speaker 1: not because I'm a lawyer. It's because the lawyer knows
Speaker 1: enough and knows to go to the doctor directly, so
Speaker 1: you don't have to figure out which doctor and they'll
Speaker 1: tell you, yeah, there's enough there for a malpractice case,
Speaker 1: or there isn't, because malpractice cases.
Speaker 2: A fact have to be certified.
Speaker 1: I mean, a doctor has to sign off on medical
Speaker 1: malpractice cases. And then you find out now the fact
Speaker 1: that they wanted to fix it immediately, Yeah, that is
Speaker 1: a red flag. I would think, wait a minute, this
Speaker 1: isn't one of those where you're talking about a heart
Speaker 1: issue where you got to go in like that day
Speaker 1: my dad, for example, I had blockage in his heart
Speaker 1: one of his arteries, and man, that was diagnosed in
Speaker 1: the afternoon.
Speaker 2: The next morning he was in surgery.
Speaker 1: Because that could have gone any time, but this doesn't
Speaker 1: seem to be the case, and so yeah, it's time
Speaker 1: for you to explore what's going on now.
Speaker 2: The other issue is if it can be fixed.
Speaker 1: And she chooses not to go into surgery, that is
Speaker 1: a big mitigating factor when you're asking for damages because
Speaker 1: all you got to get is money on this stuff.
Speaker 1: That's it, nothing more. Now they can't get a new
Speaker 1: arm there. If it is malpractice, she'll certainly get it fixed.
Speaker 1: But you know, there's a lot of issues here, and
Speaker 1: she's in her aighties and doesn't do well. My father
Speaker 1: in law broke his shoulder, but he had congenital heart
Speaker 1: failure and he elected not to go into surgery and
Speaker 1: the surgeons agreed because he probably wouldn't get out of anesthesia.
Speaker 2: So a lot of moving parts here. He needs.
Speaker 1: You need some medical information and I would check out
Speaker 1: a medical malpractice attorney my opinion, but you can go
Speaker 1: directly to.
Speaker 3: A doctor, Okay. I was just curious, do you think
Speaker 3: since she's part of Kaiser and has to go to Kaiser,
Speaker 3: it would make it wouldn't matter if she.
Speaker 2: No, it doesn't matter. No, no, it doesn't.
Speaker 1: It doesn't matter going to another surgeon just to ascertain
Speaker 1: whether it is whether it is medical malpractice or it
Speaker 1: could be, doesn't matter which a physician had done the
Speaker 1: original surgery. I'm a member of Kaiser. The only thing
Speaker 1: you do with Kaisers you have to go into arbitration.
Speaker 1: You generally don't go to court, but you know, if
Speaker 1: it's a medical malpractice, you got something there.
Speaker 2: So that's what I would do. Was that good advice?
Speaker 2: Actually it was all right.
Speaker 1: You got to calendar that one, because I think I
Speaker 1: think that was pretty good advice. Gohell or high water, John,
Speaker 1: Hi John, Welcome, Good morning Bill.
Speaker 7: So in September I purchased a car on a Saturday
Speaker 7: from a used car from a new car dealership. On Monday,
Speaker 7: I go to my credit union, get a check overnight
Speaker 7: to the dealer. About a month later, I get a
Speaker 7: notification from some lender I've never heard of that the
Speaker 7: dealer has assigned the loan to this other lender and
Speaker 7: now they want payment. Of course, I ignored it, assuming
Speaker 7: that the credit union check had been cashed by the dealer.
Speaker 7: M h In December we find out that the dealer
Speaker 7: has not registered the vehicle in canswered ownership of the
Speaker 7: vehicle to our name because they didn't get a bin
Speaker 7: terification because I gets whatever.
Speaker 1: So his car is not registered to you, and I'm
Speaker 1: assuming it's still registered to the dealer.
Speaker 2: All right, So the dealer is still loaning the car. Okay,
Speaker 2: dealer owns a car.
Speaker 1: You're driving around with a dealer's car, but the union,
Speaker 1: I'm sorry.
Speaker 7: I'm on the hook for two loans.
Speaker 2: Now, okay, well hang on a minute.
Speaker 3: Both.
Speaker 2: Okay, you signed based on purchasing the car.
Speaker 1: So number one, I would let the uh, the vendors
Speaker 1: know you never got the car, that was never registered,
Speaker 1: so they're gonna argue, but you signed for it, and go, yeah,
Speaker 1: I signed for a car. I never got a car. Now,
Speaker 1: the fact is you got a car and you have
Speaker 1: been driving it around, and the fix is fairly easy.
Speaker 1: You call a dealer and you have him register the car.
Speaker 1: The dealership register the car in your name, and deal
Speaker 1: with the credit union or the lenders and say I
Speaker 1: now own the car and this is all I'm going
Speaker 1: to pay for.
Speaker 2: And if you have a problem with.
Speaker 7: That, go to the dealer's failed to do that I'm sorry,
Speaker 7: the dealer continues. The dealer continues to fail to register
Speaker 7: the car in my name.
Speaker 1: Okay, then you don't. Then you're driving around a dealer's car.
Speaker 1: But they're driving a dealer's car, which is great, Which
Speaker 1: is great because he's lending you a car.
Speaker 7: No, it's not for free, because their lender is now
Speaker 7: going to default on us because we have made payments.
Speaker 2: I haven't made a vehicle you don't.
Speaker 7: Own, but I have, but I have the loan.
Speaker 2: Understand, So you have the loan.
Speaker 1: If I buy a house and I get paid and
Speaker 1: I get an escrow, and I never take ownership of
Speaker 1: that house, which is not my fault because I sent
Speaker 1: the check. I can prove it. I'm paying for a
Speaker 1: house I don't own. And I think you have a
Speaker 1: real shot here and telling the lender I don't have
Speaker 1: the car. The dealership never gave me the car. And
Speaker 1: are they going to say, we don't care. Maybe we
Speaker 1: don't care. You have agreed to borrow money against the
Speaker 1: car that doesn't exist. I think you've got a defense there.
Speaker 1: Now they're going to say, of course you have the car,
Speaker 1: and of course you've been driving it. But let's say
Speaker 1: you get into a car accident, right, and the owner
Speaker 1: of the car gets tagged. Well, it's not gonna be you,
Speaker 1: It's gonna be the dealership. So I don't know why.
Speaker 1: I've never heard of a dealership ever not cashing a
Speaker 1: check and not registering the car because they're on the hook.
Speaker 1: They're responsible. I just don't get it. Is this a
Speaker 1: major dealership?
Speaker 2: All right?
Speaker 1: Then you have to go to the You've got to
Speaker 1: go all the way up and if you have to, okay,
Speaker 1: you go to the owner of the dealership. That's for starters. Starters,
Speaker 1: that's what I would do. Go to the very top.
Speaker 1: And if they continue to do that, you go to
Speaker 1: the manufacturer. You go directly to the manufacturer because they
Speaker 1: have phone lines where you can call in and say,
Speaker 1: this is what's going on with your dealership. Because dealerships
Speaker 1: are franchises, that's how it works. They're basically distributorships. So
Speaker 1: I've never heard of that, but you know, that's what
Speaker 1: I would do. And then if they ding you, I mean,
Speaker 1: what do you do you loan? You borrowed money? Yeah,
Speaker 1: I borrowed money on a car. Now what I don't
Speaker 1: have it? Okay, this is handle on the.
Speaker 2: Law, say a bye.
Speaker 1: Handle here on a Saturday morning, two more hours to
Speaker 1: go until eleven o'clock and then Rich Demurrow shows up
Speaker 1: with the Tech Show, and then this afternoon Nil Savedra
Speaker 1: with the Fork Report, the Food Show, and Niel's with
Speaker 1: me every Monday through Friday on the Morning Show. And
Speaker 1: the phone number here is one hundred and five to
Speaker 1: zero one five three four eight hundred and five two
Speaker 1: zero one five three four. Welcome back, Handle on the law.
Speaker 1: Marginal legal advice, Michael, let me give you some marginal
Speaker 1: legal advice. What can I do for you?
Speaker 8: Yeah, mister Handle, many years ago I went to renew
Speaker 8: my license and I have the DMV Claire instead of
Speaker 8: Miguel Hughes Michael, and it's seen Michael ever since my house.
Speaker 4: Readit cards, driver license.
Speaker 8: My passport, and my social secuted.
Speaker 4: Say Miguel, Oh.
Speaker 2: Okay, so you've got a contradiction.
Speaker 1: Well, and unfortunately the contradiction is between the two most
Speaker 1: important documents. You have, your driver's license and your passport.
Speaker 2: You know you don't want to go to Yeah, you
Speaker 2: don't want to do anything legal on this one.
Speaker 1: If you want to do, Miguel, I would just formally
Speaker 1: change my name uh to uh just say my name
Speaker 1: is Miguel. And I don't know if the court will
Speaker 1: even let you do it because that is your name.
Speaker 1: So I would certainly call the DMV and show in,
Speaker 1: show up with your passport and say you want your
Speaker 1: name corrected. So I'm assuming the Miguel part is what
Speaker 1: you want, and that's on your passport, right, I.
Speaker 2: Want Michael, which my okay, So which Michael do you have?
Speaker 5: Which Michael?
Speaker 7: Yeah?
Speaker 2: Yeah, what document is Michael? The the name Michael.
Speaker 8: Everything, but but the passport and the and the social
Speaker 8: security Okay, well.
Speaker 1: That's pretty important, your social security and well the number
Speaker 1: is still good, so you're all right. Uh so uh
Speaker 1: what you have to do is make sure that all
Speaker 1: the documents are the same, and you have where were
Speaker 1: you born?
Speaker 2: Michael?
Speaker 1: Okay, so you have any you're a citizen because you
Speaker 1: have a passport, so you clearly uh naturalized citizen, you're
Speaker 1: a legal resident. Okay, Well it's one or the other,
Speaker 1: and so uh you know, I mean you've got the documentation,
Speaker 1: the important one, and that's the federal government recognizes you
Speaker 1: as Michael correct or Miguel.
Speaker 2: I get too confused. It doesn't matter like.
Speaker 4: I say, everything everything is Michael.
Speaker 2: But okay, right, well, let me ask them, what what
Speaker 2: do you want to go by Michael or Miguel Michael.
Speaker 1: Okay, you want to go by Michael. So, uh, you
Speaker 1: have all the proof in the world that it's Michael.
Speaker 1: Now were you is the green card in the word
Speaker 1: green card registered as Michael or.
Speaker 2: Miguel Miguel Miguel. I mean, that's it.
Speaker 1: That's the government's name, social Security Michael.
Speaker 2: Or Miguel Miguel, social Security Miguel.
Speaker 1: So you're basically what you do have is your driver's
Speaker 1: license that says Michael.
Speaker 2: That's easy. That's easy.
Speaker 1: Just go to the DMV and say my name is wrong,
Speaker 1: and here is my name, here's the proof, here's my passport,
Speaker 1: here is you know, here's the papers. It gives me
Speaker 1: a legal residency and then they'll change it.
Speaker 2: It's just an application form. It should be pretty easy
Speaker 2: to do.
Speaker 1: And I got completely confused as to who Michael and
Speaker 1: Miguel and completely conflated, so I have no idea if.
Speaker 2: That was right or wrong. Hello, Larry, welcome, Hi.
Speaker 4: My question is automobile related. I have a twenty nineteen
Speaker 4: Super out Back last January, the transmission died on it.
Speaker 4: Took it to the dealership because they have a unique
Speaker 4: style of transmissions, ended up paying six thousand dollars for
Speaker 4: a new transmission in the vehicle. And later in there,
Speaker 4: about May or June last year, I get a letter
Speaker 4: in the mail from Subaru UH, you know, the corporate UH,
Speaker 4: and they said that there was an extended warranty on
Speaker 4: transmissions and that if you had to pay out of
Speaker 4: pocket for a new transmission, they would reimburse you. And
Speaker 4: then I went through the procedure online to.
Speaker 2: Okay, and you got it all right? And I assume
Speaker 2: you got your money back, right?
Speaker 4: No, I did not. Suberu rejected it and they contacted
Speaker 4: the dealership and the dealership said that it was done
Speaker 4: by a that the problem was caused by an outside
Speaker 4: and no, I took it to a velveleen oil.
Speaker 2: Tarr So you didn't go You won't go back to
Speaker 2: the dealership. You didn't.
Speaker 1: You didn't get the dealership to repair a car that
Speaker 1: it sold or sells that kind of a car. Okay,
Speaker 1: that's going to be their argument, I guess, say the dealers,
Speaker 1: you know, the repair police will.
Speaker 2: Screw it up.
Speaker 4: No I took it to the dealership. That's why to
Speaker 4: replace the transmission.
Speaker 2: Okay, okay, so what's your question?
Speaker 4: And and then and then Subaru Nationally.
Speaker 2: I got it.
Speaker 1: They said, here you go, it's under warranty and uh
Speaker 1: and you submitted and they said no.
Speaker 4: Correct, right then they said, uh, they contacted the local
Speaker 4: dealership and the dealership told them that it was done.
Speaker 2: All you know what, Larry, this is going this is
Speaker 2: going too long.
Speaker 1: I've got a Let me put you on hold and
Speaker 1: I'll take you over at the other side because uh,
Speaker 1: you know it's this is going too long.
Speaker 2: All right.
Speaker 1: So while we are gonna get Larry after the break,
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Speaker 2: This is Handle on the Law.
Speaker 7: You're listening to Bill Handle on demand from k f
Speaker 7: I A M six forty