WEBVTT - San Francisco vs. Ultra Processed Foods

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<v Speaker 1>You're listening to kf I AM six forty, the Bill

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<v Speaker 1>Handles show on demand on the iHeartRadio.

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<v Speaker 2>F tf I AM six forty.

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<v Speaker 1>Bill Handle here Saturday morning, last hour of the Legal

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<v Speaker 1>Show for Richard Murrale comes aboard with the Tech Show

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<v Speaker 1>eleven to two, and then Neil Savedra, who I work

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<v Speaker 1>with every day. He has his own food show, the

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<v Speaker 1>FOK Report, and that's from two to five. And the

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<v Speaker 1>phone number here always top of the always top of

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<v Speaker 1>the hour, and it is eight hundred five to zero

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<v Speaker 1>one five three four, eight hundred five to zero one

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<v Speaker 1>five three.

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<v Speaker 2>Four, and we do have lines open. Okay.

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<v Speaker 1>With that, Welcome to handle on the law. Marginal legal

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<v Speaker 1>advice where I tell you have absolutely no case. And

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<v Speaker 1>if you've been listening for the last little while, I'm

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<v Speaker 1>talking about in the last couple of hours, I've joyfully

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<v Speaker 1>told people they have no case, because that's what makes me.

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<v Speaker 1>When you do have a case, eh, it can go

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<v Speaker 1>all the way from eh to I'm your own No,

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<v Speaker 1>you have nothing. So it depends on how much of

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<v Speaker 1>a nothing case you have. Now, let's move on to

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<v Speaker 1>a couple of cases that are kind of fine. These

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<v Speaker 1>are food oriented First of all, in a historic, a first,

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<v Speaker 1>it's never been done, San Francisco became the first government

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<v Speaker 1>of any kind to file a lawsuit against food manufacturers

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<v Speaker 1>over ultra process snacks and drinks. That lawsuit argues is

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<v Speaker 1>wreaking havoc on Americans health, and it names ten of

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<v Speaker 1>the most popular food manufacturers known for highly processed foods,

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<v Speaker 1>Craft Hinds, Mondolez, read Oreos, Post Holdings, Coca Cola, PepsiCo,

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<v Speaker 1>General Mills, Nestley, Kellogg's, Mars Canagara Brands that the lawsuit

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<v Speaker 1>says these companies knew that these processed foods were in

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<v Speaker 1>fact making people sick, and they did nothing about it

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<v Speaker 1>except continue to market and particularly marketing and targeting children.

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<v Speaker 1>WHOA Okay, now, this reminds us specifically of big tobacco, when,

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<v Speaker 1>if you remember, if you were around long enough before

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<v Speaker 1>the settlement came well afterually decades ago, big tobacco would

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<v Speaker 1>tell you that nicotine is good for you, that nicotine

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<v Speaker 1>actually helps you, if you can imagine this helps relax

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<v Speaker 1>you with all the nicotine in it, all the cigarettes

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<v Speaker 1>and the nicotine's in the cigarettes. Well, it turned out

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<v Speaker 1>and they knew that it caused lung cancer and still

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<v Speaker 1>went forward and marketed cigarettes as a healthful alternative to

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<v Speaker 1>whatever miserable life you're having. Well, that lawsuit, I think

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<v Speaker 1>for seventy billion dollars. Estates got the money and individuals

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<v Speaker 1>got money.

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<v Speaker 2>A little complicated. The other one is big pharma.

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<v Speaker 1>And this isn't knowing that there's dangerous, but big pharma,

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<v Speaker 1>the major pharmaceutical companies are arguing now that high prices

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<v Speaker 1>are good for you. Wait a minute, they're actually arguing

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<v Speaker 1>that if the price of drugs goes down, that's bad

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<v Speaker 1>for the consumer. You bet that's exactly what they're arguing. Wow,

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<v Speaker 1>all right, So that was one story. The other story

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<v Speaker 1>is kind of fun. Their Ocean Spray is investigating after

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<v Speaker 1>a viral video showing cans of thanks Giving cranberry juice

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<v Speaker 1>were filled with water. There was a TikTok video posted

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<v Speaker 1>someone is opening a can of Ocean Spray and as

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<v Speaker 1>they open, the water comes out the top of the can.

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<v Speaker 1>It was filled with water. The video generated one hundred

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<v Speaker 1>and two thousand views. What a shocker, and Ocean Spray

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<v Speaker 1>is looking into it is investigating it.

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<v Speaker 2>Now.

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<v Speaker 1>I don't know what you say to that. You got

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<v Speaker 1>what so you have some cans that have water. Is

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<v Speaker 1>there any danger to anybody? Probably not. Is there a

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<v Speaker 1>class action suit? Probably not. What if you bought a

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<v Speaker 1>can of Ocean Spray within the last five years, you

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<v Speaker 1>can get a coupon for fifty percent off the next

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<v Speaker 1>can of ocean Spray. I mean that's typically with food issues,

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<v Speaker 1>that when you have class action food issues unless people

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<v Speaker 1>get really ill.

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<v Speaker 2>This is just a fun one.

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<v Speaker 1>And what's going to see as Ocean Spray investigating this

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<v Speaker 1>because I think there were several of these, which makes

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<v Speaker 1>it at a little bit more has a little more

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<v Speaker 1>valid because two other open cans with water inside. We're

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<v Speaker 1>sitting on the counter, and I don't know how much

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<v Speaker 1>of that is real.

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<v Speaker 2>That video of.

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<v Speaker 1>The two other open cans has over ten million views.

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<v Speaker 1>I mean, go figure, all right, I don't know what's

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<v Speaker 1>going to come out of that, obviously not Cranberry's or

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<v Speaker 1>Cranberry sauce.

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<v Speaker 2>All right, let's go ahead and take some.

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<v Speaker 1>Phone calls. Let's start with all right, Gail's been with

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<v Speaker 1>her for a while. Hello, Gail, welcome.

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<v Speaker 3>Good morning, Yes, ma'am, my husband died up. My husband

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<v Speaker 3>died a few months ago. He had a living trust

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<v Speaker 3>I am both the come beneficiary as well as the

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<v Speaker 3>surviving successor trustee. I've been contacting the attorney who set

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<v Speaker 3>up the trust for him to request this certificate of

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<v Speaker 3>trust so that I can conduct trust business with financial institutions,

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<v Speaker 3>et cetera. I sent the request letter included a notarized

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<v Speaker 3>proof of my identity a notarized withdrawal letter from the

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<v Speaker 3>previous success or trustee. I sent them in the mail certified.

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<v Speaker 3>Of course, I cannot get him to respond. I've called

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<v Speaker 3>his office.

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<v Speaker 2>Okay, yeah, all right. Now I have a question.

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<v Speaker 1>All right, Uh, when depends on the financial institution that

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<v Speaker 1>wants you to have some kind of a certified trust.

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<v Speaker 1>The only, the only certification for a trust that I'm

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<v Speaker 1>aware of, it has to be notarized. I said, you,

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<v Speaker 1>I have a note, you have a notarized trust, and

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<v Speaker 1>which is I?

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<v Speaker 2>You know?

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<v Speaker 1>For example, I have a trustee, I have a trust

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<v Speaker 1>and the trustee. I'm a trustee, my ex is a trustee,

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<v Speaker 1>and then there's a successor trustee, and then there's another

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<v Speaker 1>successor trustee in the event that everybody dies. And all

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<v Speaker 1>I did was do original wet signatures on all of

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<v Speaker 1>the trusts and notarize every one of those. And I

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<v Speaker 1>am kind of surprised that you need a certificate what

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<v Speaker 1>the lawyer ascertaining that these are real trusts. I don't

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<v Speaker 1>quite understand what the lawyer's supposed to do.

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<v Speaker 2>I'm missing something here.

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<v Speaker 3>Sure, perhaps that's my explanation, and I do apologize. I

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<v Speaker 3>don't have the original trust. Dot. Yeah, then my husband died.

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<v Speaker 3>I don't know where anything is.

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<v Speaker 1>Okay, understood, understood, all right, now, I get it. Yes,

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<v Speaker 1>so you don't have a copy of the trust, and

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<v Speaker 1>the lawyer who does have a copy of the trust

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<v Speaker 1>is not forwarding to you a copy of the trust.

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<v Speaker 2>Correct.

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<v Speaker 3>No, no, Bill, I have a photo copy, but not

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<v Speaker 3>like legal No, I understand.

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<v Speaker 2>No, you have a photocopy of the trust.

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<v Speaker 4>I get that.

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<v Speaker 2>Okay. No, I understand that.

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<v Speaker 1>By the way, a copy of the trust, when there

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<v Speaker 1>is no original trust, does have legal validity.

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<v Speaker 2>It can be used.

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<v Speaker 1>Now, financial institutions, some of them go, no, not going

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<v Speaker 1>to do it.

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<v Speaker 2>It's their call. It's literally their call.

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<v Speaker 1>For example, if you're gonna do real estate, there's no

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<v Speaker 1>chance in hell they're gonna let you sell or buy

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<v Speaker 1>a piece of property with a photocopied trust. But if

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<v Speaker 1>there is an original, and if a lawyer is holding

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<v Speaker 1>on to the original, he has a notarized copy of

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<v Speaker 1>the trust. Very few lawyers would not say notarize this puppy.

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<v Speaker 1>So he's got it and he won't give it to you.

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<v Speaker 1>So you call him up or send a letter and say,

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<v Speaker 1>my next step is my next step is filing complaint

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<v Speaker 1>with a state bar because you have abandoned a client

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<v Speaker 1>the magic word you want to use, abandoned a client,

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<v Speaker 1>and the bar does not like that. Now theoretically, when

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<v Speaker 1>not even theoretically, you can go to court and uh,

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<v Speaker 1>the court will mandate that the attorney turn over the

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<v Speaker 1>trust to you, the original documents to you. And is

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<v Speaker 1>the judge going to ignore a judge? I mean, is

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<v Speaker 1>the attorney go to ignore a judge making an order?

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<v Speaker 1>I mean, what attorney's going.

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<v Speaker 5>To do that?

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<v Speaker 2>Screw you, your honor.

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<v Speaker 1>I have no intention of turning over this trust to Gail. Really,

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<v Speaker 1>so here's what I would do.

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<v Speaker 2>Try.

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<v Speaker 3>Yeah, So with my husband's death, doesn't a client attorney

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<v Speaker 3>relationship end because I was not his client my husband.

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<v Speaker 1>No, it doesn't matter. You are No, you are the trustee.

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<v Speaker 1>You are the trustee. He has to the relationship ends.

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<v Speaker 1>I mean, he's not your attorney, but he has a

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<v Speaker 1>turnover the documents to you.

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<v Speaker 2>That he has to do.

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<v Speaker 1>And if he refuses to, there's an abandonment issue. And

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<v Speaker 1>you say I'm going to court, You.

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<v Speaker 2>Go to court. And I guarantee you that if it's

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<v Speaker 2>going to.

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<v Speaker 1>Take a court order. Now you're gonna have to pay

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<v Speaker 1>upfront to a lawyer to do this. I'm hoping you

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<v Speaker 1>have the money, You'll get the money back, you'll get

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<v Speaker 1>sanctions on top of that. No judge is not going

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<v Speaker 1>to nail a lawyer who wrote a trust who refuses

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<v Speaker 1>to give the trustee and the beneficiary a copy of

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<v Speaker 1>the trust.

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<v Speaker 2>So try that.

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<v Speaker 1>Yeah, yeah, trust you. Here are the rules, right a trust.

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<v Speaker 1>You have to be notarized. Now you have a trust.

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<v Speaker 1>Now there are a couple of other rules that to

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<v Speaker 1>signatures and dates, et cetera.

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<v Speaker 2>But that's all you really need.

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<v Speaker 1>So this certificate is well, the lawyers they don't create

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<v Speaker 1>certificates of some kind. They just produce original documents. This

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<v Speaker 1>is handle on the law.

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<v Speaker 2>Yeah, fine, handle here. On Saturday morning, it's the last hour.

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<v Speaker 1>On top of the hour, it's it's rich the Murrow

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<v Speaker 1>with a text show Neil Savedra is two to five

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<v Speaker 1>this afternoon with the Fork Report his food show, and

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<v Speaker 1>the phone number here is eight hundred five to zero

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<v Speaker 1>one five to three four eight hundred five two zero

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<v Speaker 1>one five three four.

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<v Speaker 2>Uh Frank, Hello, Frank, welcome.

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<v Speaker 6>Yeah, Hello.

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<v Speaker 5>Yeah.

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<v Speaker 7>So my question is I was working for a guy

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<v Speaker 7>and uh to trainer to go to the dump and

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<v Speaker 7>my transmission went capoop, and so I'm wondering if he's

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<v Speaker 7>liable to fix that.

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<v Speaker 1>Well, let me ask you, Yeah, did he do anything

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<v Speaker 1>wrong that you know of?

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<v Speaker 8>No?

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<v Speaker 1>Okay, and his job no, I understand, I understand. You

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<v Speaker 1>let him use you let him use it. His defense

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<v Speaker 1>is it was gonna break down anyway. How old is

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<v Speaker 1>the vehicle, Frank?

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<v Speaker 2>It's old?

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<v Speaker 7>Is the two thousand and two?

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<v Speaker 2>Okay? So there he is.

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<v Speaker 1>He's borrowing your your truck to go to the vehicle

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<v Speaker 1>where he says, I want the truck. And why would

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<v Speaker 1>he be responsible unless he crashed into something and cause damage.

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<v Speaker 1>So you're gonna you're arguing this. I have a car

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<v Speaker 1>that's twenty two years old. He drives it. He's done

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<v Speaker 1>nothing wrong, He's just driving down the road and the transmission.

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<v Speaker 2>Goes, Yeah, yeah, he did by the truck as well. Well,

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<v Speaker 2>I mean that doesn't matter.

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<v Speaker 1>I mean, other if you argue that he gave you

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<v Speaker 1>a truck with a defective transmission, but then that's hard

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<v Speaker 1>to prove because how do you know. So now, just

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<v Speaker 1>because he's driving, it doesn't mean that there's liability. Now

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<v Speaker 1>if he got into if he got into a car

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<v Speaker 1>accident or an accident with the truck and you're the

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<v Speaker 1>registered owner, yeah, there's liability on your part, and he

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<v Speaker 1>is also liable because he's the one that caused the accident.

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<v Speaker 1>But a transmission falling in the middle of the road, no,

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<v Speaker 1>he is not responsible for that at all.

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<v Speaker 2>Lance. Hello Lance, Hello Bill, Yes, sir, what I do.

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<v Speaker 9>Is, oh, thank you. My question is can a local

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<v Speaker 9>municipality override California law when it comes to privileges on

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<v Speaker 9>a placarding handicapped permit?

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<v Speaker 2>Nope, absolutely not. State law came.

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<v Speaker 9>Up, Go ahead, it came up a couple of years ago.

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<v Speaker 2>Yeah, but state law supersedes city laws. That's all straight there.

0:13:50.720 --> 0:13:55.079
<v Speaker 9>Yes, and that's exactly that's what I thought. The City

0:13:55.120 --> 0:13:58.480
<v Speaker 9>of West Hollywood is posting signs. This came up about

0:13:58.480 --> 0:14:04.520
<v Speaker 9>three years ago. That handicap vehicles displaying a handicap handicap

0:14:05.360 --> 0:14:10.280
<v Speaker 9>placard must be in a handicap zone. If not, they

0:14:10.360 --> 0:14:12.960
<v Speaker 9>must pay posted parking meter rates.

0:14:13.120 --> 0:14:17.520
<v Speaker 1>Okay, if the lass, well, I've got news for you.

0:14:18.520 --> 0:14:21.880
<v Speaker 1>I think the law does say if you're not parking

0:14:22.080 --> 0:14:23.680
<v Speaker 1>in a handicap zone.

0:14:23.720 --> 0:14:24.720
<v Speaker 2>Maybe I'm wrong on this.

0:14:26.000 --> 0:14:29.040
<v Speaker 1>Then you're talking about city Are you talking about city

0:14:29.080 --> 0:14:29.960
<v Speaker 1>parking lots, the.

0:14:29.920 --> 0:14:36.120
<v Speaker 2>Streets, et cetera, the regular park Yeah, okay, you just

0:14:36.200 --> 0:14:37.840
<v Speaker 2>fight it, that's all. That's it.

0:14:37.880 --> 0:14:40.960
<v Speaker 1>You just fight it and you go. California law supersedes.

0:14:41.080 --> 0:14:41.440
<v Speaker 2>That's it.

0:14:42.160 --> 0:14:43.760
<v Speaker 1>The city can do whatever the hell it wants. No,

0:14:45.880 --> 0:14:48.520
<v Speaker 1>absolutely not. The judges have to give it to California law.

0:14:48.680 --> 0:14:51.920
<v Speaker 1>California the state, because the state supersedes the city or

0:14:51.960 --> 0:15:05.840
<v Speaker 1>the county. The Feds supersede the states. Right there, that's constitutional. Daniella, Hello, Danielle, welcome, Hi, thank.

0:15:05.680 --> 0:15:10.080
<v Speaker 3>You for gving my call. Sure, a couple questions here.

0:15:10.120 --> 0:15:12.240
<v Speaker 10>I lived in my home for twelve years. The owner

0:15:12.280 --> 0:15:14.600
<v Speaker 10>told me they needed the unit to move family and

0:15:14.800 --> 0:15:17.800
<v Speaker 10>file the no fault evictions. After that, they started serving

0:15:17.800 --> 0:15:20.080
<v Speaker 10>you with these three day notices to perform or quit,

0:15:20.160 --> 0:15:23.360
<v Speaker 10>claiming that I have not paid my rent. They removed

0:15:23.360 --> 0:15:27.200
<v Speaker 10>my usual payment and refused every attempt made to pay,

0:15:27.320 --> 0:15:28.560
<v Speaker 10>including emails calls.

0:15:28.600 --> 0:15:32.680
<v Speaker 2>And did you attempt to pay within the three days?

0:15:34.040 --> 0:15:39.320
<v Speaker 1>Yes, they have to take the rent, and their ability

0:15:39.440 --> 0:15:44.560
<v Speaker 1>to kick you out for whatever reason disappears. Especially see

0:15:44.640 --> 0:15:46.960
<v Speaker 1>they chose to give you a three day notice to

0:15:47.000 --> 0:15:50.640
<v Speaker 1>pay rent or quit, and within that three days you

0:15:50.720 --> 0:15:52.840
<v Speaker 1>pay the rent or you attempted to pay the rent.

0:15:53.520 --> 0:15:58.680
<v Speaker 1>That stops everything. That just stops everything, because they're morons.

0:15:59.200 --> 0:16:03.880
<v Speaker 1>If it's a question of asking you to leave based on,

0:16:04.480 --> 0:16:07.920
<v Speaker 1>for example, a family member coming into the piece of property.

0:16:07.960 --> 0:16:09.320
<v Speaker 1>And this is rent by the way, for people who

0:16:09.360 --> 0:16:10.680
<v Speaker 1>are listening, this is rent control.

0:16:11.920 --> 0:16:13.880
<v Speaker 2>This is rent control.

0:16:14.080 --> 0:16:19.440
<v Speaker 1>Is pretty weird stuff, but anyway, rent control certain rent

0:16:19.440 --> 0:16:21.760
<v Speaker 1>control areas. I'm assuming is this the city of Los

0:16:21.760 --> 0:16:22.960
<v Speaker 1>Angeles or Santa Monica?

0:16:23.040 --> 0:16:23.840
<v Speaker 2>Which city or you and.

0:16:23.880 --> 0:16:26.840
<v Speaker 3>Danielle the Los Angeles area.

0:16:26.920 --> 0:16:29.320
<v Speaker 1>Okay, so you're in Los Angeles, which is rent controlled,

0:16:29.760 --> 0:16:33.160
<v Speaker 1>and the law is real simple where if you own

0:16:33.200 --> 0:16:36.360
<v Speaker 1>a piece of property and it's rent controlled, you can't

0:16:36.360 --> 0:16:39.560
<v Speaker 1>throw someone out arbitrarily. However, if you have a family

0:16:39.560 --> 0:16:44.600
<v Speaker 1>member that's coming in, yes you can force the tenant out. However,

0:16:45.120 --> 0:16:49.280
<v Speaker 1>you have to give notice. You have to give sixty

0:16:49.360 --> 0:16:52.080
<v Speaker 1>days notice. And I think there's relocation money on top

0:16:52.120 --> 0:16:55.680
<v Speaker 1>of that for them simply to say, here's a three

0:16:55.760 --> 0:16:59.480
<v Speaker 1>day notice, pay rent or quit when you're current with rent,

0:16:59.720 --> 0:17:03.160
<v Speaker 1>and and you're gonna pay within the prescribed period of time.

0:17:03.280 --> 0:17:05.840
<v Speaker 1>They're out to lunch, Danielle. And not only are you

0:17:05.840 --> 0:17:07.880
<v Speaker 1>gonna win, you're gonna get attorneys fees on this one.

0:17:09.480 --> 0:17:11.920
<v Speaker 10>They now serve me an unlawful detainer.

0:17:12.000 --> 0:17:13.080
<v Speaker 2>And you defend it.

0:17:13.160 --> 0:17:16.000
<v Speaker 1>You say no, you have five days to say, no,

0:17:16.119 --> 0:17:19.440
<v Speaker 1>thank you, you're not And here's your defense. You paid

0:17:19.480 --> 0:17:21.400
<v Speaker 1>or attempted to pay within the three days, and here's

0:17:21.440 --> 0:17:21.840
<v Speaker 1>the proof.

0:17:23.560 --> 0:17:24.800
<v Speaker 3>Okay, So what are they going.

0:17:24.760 --> 0:17:27.040
<v Speaker 1>To I mean, what are they gonna say? What are

0:17:27.080 --> 0:17:29.520
<v Speaker 1>they gonna say, you didn't attempt it. Here are the emails,

0:17:29.520 --> 0:17:31.439
<v Speaker 1>here the attempt or copies of the checks. What are

0:17:31.440 --> 0:17:32.840
<v Speaker 1>they going to say? None of that exists.

0:17:34.600 --> 0:17:37.280
<v Speaker 2>Yeah they're true. Yeah, they're screwed.

0:17:37.359 --> 0:17:39.439
<v Speaker 1>They're screwed, and they're and they're idiots on top of that,

0:17:39.520 --> 0:17:44.520
<v Speaker 1>I mean, they are morons beyond morons. Uh So you're fine, no,

0:17:44.520 --> 0:17:46.480
<v Speaker 1>no problem. They're not kicking you at any time.

0:17:46.560 --> 0:17:46.760
<v Speaker 8>Soon.

0:17:47.400 --> 0:17:48.840
<v Speaker 2>All right, let's sew.

0:17:49.119 --> 0:17:53.600
<v Speaker 1>We talk about car accidents all the time and getting lawyers.

0:17:54.200 --> 0:17:56.320
<v Speaker 1>And how often do I tell people you need a lawyer,

0:17:56.920 --> 0:17:58.040
<v Speaker 1>you need a real estate lawyer.

0:17:58.040 --> 0:17:59.040
<v Speaker 2>You can't do this on your own.

0:17:59.119 --> 0:18:01.040
<v Speaker 1>You need a medical map practice sarney, you can't do

0:18:01.119 --> 0:18:04.320
<v Speaker 1>this on your own. Sometimes I tell you you can

0:18:04.400 --> 0:18:06.560
<v Speaker 1>do this on your own, and you do not need

0:18:06.600 --> 0:18:09.240
<v Speaker 1>a lawyer. Well, in the case of personal injury, where

0:18:09.280 --> 0:18:12.240
<v Speaker 1>you are injured and it's not your fault, you bet

0:18:12.280 --> 0:18:13.040
<v Speaker 1>you need a lawyer.

0:18:13.320 --> 0:18:14.080
<v Speaker 2>And why is that?

0:18:14.280 --> 0:18:17.600
<v Speaker 1>Because you're going against the driver or the owner of

0:18:17.920 --> 0:18:21.240
<v Speaker 1>the store, let's say a big box store, and you're

0:18:21.280 --> 0:18:24.560
<v Speaker 1>going against their insurance company. And if you've ever gone

0:18:24.600 --> 0:18:28.880
<v Speaker 1>against an insurance company, that's not a joke. These adjusters,

0:18:28.920 --> 0:18:31.639
<v Speaker 1>these experts are well they are they're experts at not

0:18:31.720 --> 0:18:32.560
<v Speaker 1>paying you.

0:18:32.600 --> 0:18:35.199
<v Speaker 2>They're real good at not paying you. You're out of

0:18:35.200 --> 0:18:35.720
<v Speaker 2>your league.

0:18:35.760 --> 0:18:37.240
<v Speaker 1>If you do this one on your own, which is

0:18:37.240 --> 0:18:39.400
<v Speaker 1>why I'm suggesting you go to handle on the law

0:18:39.480 --> 0:18:43.600
<v Speaker 1>dot com vetted attorneys. This is what they do if

0:18:43.600 --> 0:18:46.760
<v Speaker 1>there is a problem with the lawyer. I make the

0:18:46.800 --> 0:18:50.560
<v Speaker 1>phone call and I start screaming, you pay nothing out

0:18:50.560 --> 0:18:54.840
<v Speaker 1>of pocket because it's contingency. That's what happens with virtually

0:18:54.880 --> 0:18:57.240
<v Speaker 1>all the personal injury lawyers, certainly the ones I know of,

0:18:57.800 --> 0:18:59.719
<v Speaker 1>and so as you see, let's say you've been injured

0:18:59.800 --> 0:19:02.920
<v Speaker 1>and you've been in a car to accident, rear ended

0:19:03.000 --> 0:19:05.560
<v Speaker 1>or t boned or whatever, or involved in a slip

0:19:05.560 --> 0:19:07.840
<v Speaker 1>and fall, you're at a store and it's not your

0:19:07.920 --> 0:19:11.160
<v Speaker 1>fault and you get injured, Well, handle on the law

0:19:11.240 --> 0:19:13.480
<v Speaker 1>dot com. That's where I'm going to suggest you go.

0:19:13.680 --> 0:19:18.280
<v Speaker 1>Handle on the law dot com. This is Handle on

0:19:18.320 --> 0:19:18.720
<v Speaker 1>the Law.

0:19:19.960 --> 0:19:23.320
<v Speaker 11>You're listening to Bill Handle on demand from kf I

0:19:23.480 --> 0:19:24.600
<v Speaker 11>Am six forty.

0:19:26.560 --> 0:19:30.280
<v Speaker 2>Five AM, six forty Bill. Handle here. It is a

0:19:30.760 --> 0:19:31.480
<v Speaker 2>Saturday morning.

0:19:31.560 --> 0:19:31.760
<v Speaker 4>Yeah.

0:19:31.800 --> 0:19:35.600
<v Speaker 1>Now we've gone through these phone calls pretty quickly view

0:19:35.800 --> 0:19:39.320
<v Speaker 1>in case you haven't noticed. So lines are certainly open

0:19:39.920 --> 0:19:42.040
<v Speaker 1>if you want to call in. Eight hundred five to

0:19:42.400 --> 0:19:47.359
<v Speaker 1>zero one five three four. Eight hundred five to zero

0:19:47.640 --> 0:19:50.960
<v Speaker 1>one five three four. That is the number to call.

0:19:52.000 --> 0:19:52.639
<v Speaker 2>Welcome back.

0:19:53.320 --> 0:19:57.119
<v Speaker 1>It's Handle on the Law, Marginal Legal ad Vice.

0:19:58.160 --> 0:20:02.040
<v Speaker 2>Bill. He's a name to remember. Hello Bill, Good.

0:20:01.840 --> 0:20:05.080
<v Speaker 8>Morning Bill, great name, by the way. Yeah, absolutely son.

0:20:06.840 --> 0:20:10.600
<v Speaker 4>My son was out for a walk with his new girlfriend.

0:20:10.800 --> 0:20:15.159
<v Speaker 4>The old girlfriend showed up, assaulted him broke his tooth.

0:20:15.880 --> 0:20:18.399
<v Speaker 4>He immediately went down to the share station following the

0:20:18.520 --> 0:20:22.480
<v Speaker 4>saut report, But at the same time, the old girlfriend

0:20:22.640 --> 0:20:26.600
<v Speaker 4>shot down to the courthouse and filed it was a trom.

0:20:27.240 --> 0:20:32.200
<v Speaker 4>In the meantime, I'm sorry, go ahead, I'm listening, okay.

0:20:32.240 --> 0:20:34.199
<v Speaker 8>And in the meantime, he's been trying to get on

0:20:34.320 --> 0:20:35.320
<v Speaker 8>with law enforcement.

0:20:35.400 --> 0:20:38.200
<v Speaker 4>He tried with a local PD here in the South Bay.

0:20:39.280 --> 0:20:41.520
<v Speaker 4>They went all the way to the interview with him

0:20:41.560 --> 0:20:43.920
<v Speaker 4>to the chief. The chief said, we want to hire you,

0:20:44.480 --> 0:20:47.000
<v Speaker 4>but we got this thing hanging over your head.

0:20:47.080 --> 0:20:49.760
<v Speaker 1>Okay, wait, wait, wait, wait, wait, wait, hold on, he's

0:20:49.760 --> 0:20:51.160
<v Speaker 1>trying to be a cop, right.

0:20:51.840 --> 0:20:53.600
<v Speaker 8>He's trying to be a cop.

0:20:53.680 --> 0:20:58.679
<v Speaker 1>Yes, okay, And so the police department is saying, because

0:20:58.720 --> 0:21:01.840
<v Speaker 1>you have this hanging over you a temporary restraining order,

0:21:02.840 --> 0:21:06.040
<v Speaker 1>and is that the only thing that is involved here?

0:21:06.359 --> 0:21:09.159
<v Speaker 4>Just a tro Well, let's we can back up a

0:21:09.200 --> 0:21:12.600
<v Speaker 4>little bit. He never got served. We found out about

0:21:12.600 --> 0:21:16.159
<v Speaker 4>the tro to a solicitation in the mail, so we

0:21:16.240 --> 0:21:19.680
<v Speaker 4>kept watching the case on the website. So finally we

0:21:19.880 --> 0:21:24.200
<v Speaker 4>got our lawyer. She kept asking for extensions for three

0:21:24.280 --> 0:21:25.160
<v Speaker 4>or four different times.

0:21:25.160 --> 0:21:26.159
<v Speaker 8>We finally went in.

0:21:26.600 --> 0:21:30.240
<v Speaker 2>Okay, you're lawyer. Hold on, your lawyer kept not asking

0:21:30.280 --> 0:21:31.480
<v Speaker 2>for extensions.

0:21:32.200 --> 0:21:36.280
<v Speaker 4>No, the girl that filed the restraining order to keep

0:21:36.359 --> 0:21:40.480
<v Speaker 4>extending it out, okay, understood, So we so we blindsided

0:21:40.520 --> 0:21:42.920
<v Speaker 4>her one day. We showed it at the hearing and

0:21:42.960 --> 0:21:46.040
<v Speaker 4>we got the thing dismissed with prejudice.

0:21:46.240 --> 0:21:49.440
<v Speaker 8>She dropped charges. But now this thing is still hanging

0:21:49.480 --> 0:21:51.480
<v Speaker 8>over his head and.

0:21:51.320 --> 0:21:56.120
<v Speaker 4>He's so he recently filed for CHP and they kicked

0:21:56.160 --> 0:21:59.240
<v Speaker 4>it back saying, sorry, this thing's hanging over your head.

0:21:59.640 --> 0:22:01.800
<v Speaker 4>You know, come back, you know, in a couple of years.

0:22:02.000 --> 0:22:05.560
<v Speaker 4>So I'm wondering, is there something we can file something

0:22:05.600 --> 0:22:08.520
<v Speaker 4>with the court to get this thing sealed?

0:22:08.840 --> 0:22:12.000
<v Speaker 2>No, I don't think so public you know, No, I

0:22:12.040 --> 0:22:14.000
<v Speaker 2>don't think so. I don't think so.

0:22:14.119 --> 0:22:16.320
<v Speaker 1>I mean, you're gonna try and see if the judge

0:22:16.440 --> 0:22:18.560
<v Speaker 1>is going to handle it. But they're still going to

0:22:18.600 --> 0:22:22.240
<v Speaker 1>ask the question just because it's sealed, and they asked

0:22:22.280 --> 0:22:26.400
<v Speaker 1>the question along those lines. You can't lie and say

0:22:26.400 --> 0:22:29.360
<v Speaker 1>it doesn't exist. There just isn't a public.

0:22:29.359 --> 0:22:30.240
<v Speaker 2>Record of it. Now.

0:22:30.280 --> 0:22:34.680
<v Speaker 1>What I find interesting is once it is dismissed, here

0:22:34.720 --> 0:22:40.000
<v Speaker 1>you do you have an altercation with a former girlfriend

0:22:40.000 --> 0:22:43.720
<v Speaker 1>in this case who said you did a B, C

0:22:43.920 --> 0:22:48.160
<v Speaker 1>and D and got a TRO that you got dismissed.

0:22:48.600 --> 0:22:53.960
<v Speaker 1>And there is nothing there other than a dismissal. How

0:22:54.000 --> 0:22:56.440
<v Speaker 1>can they say you have this hanging over your over

0:22:56.480 --> 0:22:58.440
<v Speaker 1>your head. You're gonna be hanging It's gonna be hanging

0:22:58.440 --> 0:23:02.879
<v Speaker 1>over your head forever, your TRO and your TRO was dismissed.

0:23:03.080 --> 0:23:05.800
<v Speaker 1>If you go into a police department ten years from now,

0:23:06.320 --> 0:23:11.080
<v Speaker 1>you still have a TRO. Right, So I don't understand

0:23:11.119 --> 0:23:13.679
<v Speaker 1>where they're going I don't understand where they're going on

0:23:13.720 --> 0:23:20.359
<v Speaker 1>this because that should not preclude you from being your

0:23:20.400 --> 0:23:22.600
<v Speaker 1>son from being hired, because there's nothing more for you

0:23:22.640 --> 0:23:28.360
<v Speaker 1>to do. It was dismissed, nothing, there's nothing more. That's

0:23:28.480 --> 0:23:31.320
<v Speaker 1>like saying you're a witness. That's like saying, as someone

0:23:31.440 --> 0:23:35.640
<v Speaker 1>saw you at a bank and you are and you're innocent,

0:23:35.960 --> 0:23:37.560
<v Speaker 1>you have nothing to do with it. Well, we can't

0:23:37.640 --> 0:23:41.080
<v Speaker 1>hire you and still for ten years because you know,

0:23:41.200 --> 0:23:43.080
<v Speaker 1>there you are on the record of being a witness,

0:23:43.160 --> 0:23:45.160
<v Speaker 1>and then we said you're not a witness.

0:23:45.720 --> 0:23:46.879
<v Speaker 2>See, it doesn't make any sense.

0:23:48.359 --> 0:23:51.520
<v Speaker 4>Yeah, well the other thing is we've disclosed it. When

0:23:51.520 --> 0:23:53.520
<v Speaker 4>he has to do his background check, of course, then

0:23:53.560 --> 0:23:56.560
<v Speaker 4>they go and they interview her and then she completely

0:23:56.920 --> 0:23:57.719
<v Speaker 4>bad mouths him.

0:23:57.960 --> 0:23:59.480
<v Speaker 2>I understand, but it was dismissed.

0:24:00.040 --> 0:24:02.920
<v Speaker 1>Of course she's gonna bad mouth him. And it was

0:24:03.000 --> 0:24:06.960
<v Speaker 1>an altercation. It was a girlfriend scorned. I mean, you've

0:24:06.960 --> 0:24:11.200
<v Speaker 1>got a couple of whimps for police departments that are saying,

0:24:11.240 --> 0:24:15.400
<v Speaker 1>any complaint, obviously, any complaint you have, we're gonna hold

0:24:15.480 --> 0:24:17.840
<v Speaker 1>up hiring someone. It doesn't matter if it's valid, It

0:24:17.840 --> 0:24:20.639
<v Speaker 1>doesn't matter if it's invalid. In this case, it was invalid.

0:24:22.160 --> 0:24:22.439
<v Speaker 2>It was.

0:24:22.480 --> 0:24:26.080
<v Speaker 1>And then the question becomes, why would they interview someone

0:24:26.119 --> 0:24:30.760
<v Speaker 1>that got a tro against you, that was dismissed with prejudice,

0:24:31.640 --> 0:24:35.040
<v Speaker 1>and they're gonna go to her. They're gonna basically, well,

0:24:35.280 --> 0:24:39.000
<v Speaker 1>your son, according to her, it probably killed children, wiped

0:24:39.040 --> 0:24:42.560
<v Speaker 1>out kindergarten classes with act with an axe.

0:24:43.000 --> 0:24:46.840
<v Speaker 4>Now when she says disparaging things, he's racist, he's this,

0:24:47.080 --> 0:24:47.399
<v Speaker 4>he's that.

0:24:47.720 --> 0:24:52.200
<v Speaker 1>And yeah, no, I understand. I mean, is it gonna

0:24:52.200 --> 0:24:54.800
<v Speaker 1>be sealed? No, But you can also sue her for defamation.

0:24:54.920 --> 0:24:57.840
<v Speaker 1>Not that that matters because she has no money. You

0:24:57.880 --> 0:25:00.880
<v Speaker 1>can do a cease and desist's. I don't know where

0:25:00.920 --> 0:25:01.359
<v Speaker 1>to go with that.

0:25:01.880 --> 0:25:02.600
<v Speaker 2>I don't.

0:25:03.840 --> 0:25:06.800
<v Speaker 1>Because even sealing it, they're still going to add they're

0:25:06.800 --> 0:25:10.480
<v Speaker 1>still going to talk to her, right, as a matter

0:25:10.520 --> 0:25:12.360
<v Speaker 1>of fact, that you don't want you don't want to want,

0:25:13.160 --> 0:25:14.280
<v Speaker 1>you don't want it sealed.

0:25:14.359 --> 0:25:16.840
<v Speaker 2>You want it on the record that it was dismissed.

0:25:18.280 --> 0:25:19.240
<v Speaker 8>Right.

0:25:19.320 --> 0:25:19.600
<v Speaker 5>Yeah.

0:25:20.119 --> 0:25:21.080
<v Speaker 2>So I don't understand that.

0:25:21.240 --> 0:25:26.000
<v Speaker 1>I do not understand the police departments saying nope, we're

0:25:26.000 --> 0:25:28.600
<v Speaker 1>not going to hire you because this woman is complaining

0:25:28.600 --> 0:25:29.000
<v Speaker 1>about you.

0:25:30.080 --> 0:25:36.879
<v Speaker 2>Yeah, for sure, Marietta. Hello Marietta, Hi.

0:25:36.760 --> 0:25:39.040
<v Speaker 12>Bill, I appreciate you taking my call. I have a

0:25:39.119 --> 0:25:43.200
<v Speaker 12>landlord tenant issue. I'm really in a pickle. I received

0:25:43.320 --> 0:25:48.520
<v Speaker 12>the partial deposit refund check from my landlord and she withdrew.

0:25:48.600 --> 0:25:51.240
<v Speaker 12>I'm taking him to court because he got double paid

0:25:51.280 --> 0:25:55.080
<v Speaker 12>for December. Okay, I drew it from my deposit, all right.

0:25:56.680 --> 0:25:58.439
<v Speaker 12>So what I'm trying to find out is should I

0:25:58.480 --> 0:26:00.000
<v Speaker 12>cash that check in the meantime?

0:26:01.320 --> 0:26:01.480
<v Speaker 7>Uh?

0:26:02.520 --> 0:26:05.480
<v Speaker 1>Yeah, this is a refund of your deposit, correct of

0:26:05.920 --> 0:26:09.520
<v Speaker 1>the So yeah, that's a security deposit issue.

0:26:09.560 --> 0:26:11.080
<v Speaker 2>Is very different than the rent issue.

0:26:13.280 --> 0:26:14.880
<v Speaker 1>But you only got a part and you only got

0:26:14.880 --> 0:26:17.640
<v Speaker 1>a partial refund on the.

0:26:19.640 --> 0:26:21.119
<v Speaker 2>On the security deposit.

0:26:20.800 --> 0:26:23.040
<v Speaker 3>Correct, correct.

0:26:23.119 --> 0:26:25.439
<v Speaker 12>And I have writ that he would refund me the

0:26:25.440 --> 0:26:26.040
<v Speaker 12>whole amount.

0:26:26.080 --> 0:26:27.760
<v Speaker 2>Okay, got it? I would go ahead.

0:26:28.200 --> 0:26:30.080
<v Speaker 1>I would go ahead and cash that part and you

0:26:30.080 --> 0:26:31.360
<v Speaker 1>assume him for the rest.

0:26:33.000 --> 0:26:35.280
<v Speaker 12>Oh okay, I'll think some reason I thought I couldn't.

0:26:35.560 --> 0:26:36.919
<v Speaker 2>No, I don't think so.

0:26:38.480 --> 0:26:40.520
<v Speaker 1>Yeah, you can't argue that he's going to say you

0:26:40.560 --> 0:26:45.480
<v Speaker 1>accepted that and you let him know. I'm here's what

0:26:45.520 --> 0:26:47.960
<v Speaker 1>I do. What I would do is you say, I

0:26:48.000 --> 0:26:52.639
<v Speaker 1>am cashing this check and it is not in uh full,

0:26:53.880 --> 0:26:55.879
<v Speaker 1>you have any release as to the rest of it,

0:26:56.240 --> 0:27:00.000
<v Speaker 1>so there's no issue. He can't argue, Well, you accept

0:27:00.160 --> 0:27:03.760
<v Speaker 1>to the check, therefore that means you have released me

0:27:04.280 --> 0:27:05.639
<v Speaker 1>from any further liability.

0:27:05.800 --> 0:27:07.600
<v Speaker 2>Absolutely not. You let them know.

0:27:07.760 --> 0:27:11.199
<v Speaker 1>Hey, no, I'm not releasing you. You still owe me

0:27:11.240 --> 0:27:13.720
<v Speaker 1>the money, but I'll take what you've given me and

0:27:13.760 --> 0:27:16.600
<v Speaker 1>I'll just sue you for the rest. I think you're

0:27:16.600 --> 0:27:18.679
<v Speaker 1>gonna I think you're gonna be okay, and you certainly

0:27:18.720 --> 0:27:21.280
<v Speaker 1>sue for the double rent. Oh, absolutely on that one.

0:27:22.359 --> 0:27:26.639
<v Speaker 1>Not a problem, not an issue either. I think we

0:27:26.640 --> 0:27:30.400
<v Speaker 1>can take one more before we bail out of here

0:27:30.440 --> 0:27:31.439
<v Speaker 1>and take the next break.

0:27:32.000 --> 0:27:35.560
<v Speaker 2>Gloria, Hi, Gloria, Hi.

0:27:36.359 --> 0:27:41.040
<v Speaker 12>Yes, let me put you up all off the speaker.

0:27:41.080 --> 0:27:41.800
<v Speaker 2>That would be good.

0:27:42.720 --> 0:27:47.160
<v Speaker 1>Yes, you gotta speak a little louder, and you don't

0:27:47.200 --> 0:27:48.480
<v Speaker 1>want to go on speaker. You want to go the

0:27:48.520 --> 0:27:53.160
<v Speaker 1>other way, Gloria, take you take go off speaker and

0:27:53.600 --> 0:27:55.240
<v Speaker 1>use the phone without the speaker.

0:27:55.280 --> 0:27:58.000
<v Speaker 2>Okay, okay, thank you, there you go.

0:27:58.119 --> 0:27:59.000
<v Speaker 3>Could you hear me now?

0:27:59.160 --> 0:27:59.800
<v Speaker 2>I can now?

0:28:01.080 --> 0:28:04.120
<v Speaker 12>Okay, Sorry, I have.

0:28:05.640 --> 0:28:10.560
<v Speaker 3>My granddaughter on my life insurance. It's not that much, but.

0:28:12.960 --> 0:28:15.480
<v Speaker 1>Okay, you know what, Gloria, I don't know who's asking

0:28:15.520 --> 0:28:18.280
<v Speaker 1>that question in the background, but I have to talk

0:28:18.320 --> 0:28:20.840
<v Speaker 1>to someone who actually is asking the question.

0:28:23.080 --> 0:28:23.840
<v Speaker 3>I'm sorry.

0:28:24.119 --> 0:28:24.680
<v Speaker 2>I have to you.

0:28:24.920 --> 0:28:27.440
<v Speaker 1>Every time I ask you a question, I hear someone

0:28:27.440 --> 0:28:30.680
<v Speaker 1>in the background telling you either the what question you're asking?

0:28:31.920 --> 0:28:33.360
<v Speaker 12>Do you have nobody here?

0:28:33.760 --> 0:28:34.160
<v Speaker 8>Nobody?

0:28:34.160 --> 0:28:37.920
<v Speaker 1>Okay, I'm hearing something going on. All right, then I'm

0:28:37.920 --> 0:28:39.320
<v Speaker 1>going deaf. I'm going deaf.

0:28:39.360 --> 0:28:41.440
<v Speaker 12>All right, you know what, I'm going to turn off

0:28:41.440 --> 0:28:41.880
<v Speaker 12>the radio.

0:28:42.320 --> 0:28:45.400
<v Speaker 1>That would be helpful, Yeah, because you're hearing in delay.

0:28:45.760 --> 0:28:49.479
<v Speaker 2>Yeah, I'm sorry, that's okay, don't worry about it, all right?

0:28:49.920 --> 0:28:53.800
<v Speaker 2>All right, so you have a life insurance policy. Hey, fie,

0:28:53.920 --> 0:28:57.239
<v Speaker 2>I am six forty will handle here Saturday morning. This

0:28:57.320 --> 0:28:58.920
<v Speaker 2>is our last segment.

0:28:59.000 --> 0:29:03.560
<v Speaker 1>However, I will continue taking the phone calls off the

0:29:03.600 --> 0:29:08.160
<v Speaker 1>air as rich tomorrow comes in and I will be

0:29:08.360 --> 0:29:12.760
<v Speaker 1>doing it pretty quickly because as you can expect, or

0:29:12.840 --> 0:29:14.840
<v Speaker 1>I'll tell you that there are no breaks at all.

0:29:14.880 --> 0:29:18.160
<v Speaker 1>We zip right through and between, no breaks and no

0:29:18.280 --> 0:29:19.600
<v Speaker 1>patients usually on my part.

0:29:20.040 --> 0:29:20.520
<v Speaker 2>What do you have?

0:29:21.240 --> 0:29:23.000
<v Speaker 1>You have a lot of phone calls going through and

0:29:23.040 --> 0:29:25.560
<v Speaker 1>the number is eight hundred five to zero one five

0:29:25.680 --> 0:29:31.040
<v Speaker 1>three four eight hundred five two zero one five three

0:29:31.240 --> 0:29:33.680
<v Speaker 1>four That is the number two.

0:29:33.880 --> 0:29:37.760
<v Speaker 2>Call a miya hi mia.

0:29:39.000 --> 0:29:42.800
<v Speaker 13>Oh hi, I'm so excited. Okay, I got into a

0:29:42.840 --> 0:29:47.400
<v Speaker 13>car accident. It was like six years ago. My long

0:29:47.440 --> 0:29:50.840
<v Speaker 13>story short here. Then the insurance was going to settle

0:29:50.840 --> 0:29:53.560
<v Speaker 13>with me, but the guy that was helping me turned

0:29:53.560 --> 0:29:55.960
<v Speaker 13>out to be an insurance adgester. He said, no, don't

0:29:56.000 --> 0:29:59.440
<v Speaker 13>take the five thousand, wait and I'll get you fifty thousand. Well,

0:29:59.560 --> 0:30:02.000
<v Speaker 13>a couple of later, two detectives show up with my

0:30:02.080 --> 0:30:05.520
<v Speaker 13>door and want to know how I know this this

0:30:05.640 --> 0:30:08.240
<v Speaker 13>guy did? He claim to be an attorney and I

0:30:08.280 --> 0:30:11.760
<v Speaker 13>said no, And long story short again. So then the

0:30:11.800 --> 0:30:14.400
<v Speaker 13>next day, all the papers that he had been working

0:30:14.400 --> 0:30:16.480
<v Speaker 13>on for me, he just dropped them off in front

0:30:16.520 --> 0:30:18.600
<v Speaker 13>of my door. So I didn't follow through with it.

0:30:18.600 --> 0:30:21.600
<v Speaker 13>Am I too late? To collect the first five thousand.

0:30:21.640 --> 0:30:23.000
<v Speaker 13>It was Mercury insurance.

0:30:23.520 --> 0:30:28.880
<v Speaker 1>Way too late, way way too late. Should have gone

0:30:28.880 --> 0:30:33.040
<v Speaker 1>to another lawyer instantly. As soon as the police showed up.

0:30:33.760 --> 0:30:36.400
<v Speaker 1>It looks like you had a decent case. And unfortunately,

0:30:36.840 --> 0:30:41.520
<v Speaker 1>oh yeah everything Now you're past the statute. Yeah, there's

0:30:41.560 --> 0:30:44.720
<v Speaker 1>no place to go. That's always fun when you have

0:30:44.760 --> 0:30:47.000
<v Speaker 1>a good case. And I've talked to people who have

0:30:47.640 --> 0:30:53.240
<v Speaker 1>great cases for big money. I happened five years ago,

0:30:53.280 --> 0:30:56.560
<v Speaker 1>Bill statues, four years I happened four years ago, Bill

0:30:56.720 --> 0:31:02.840
<v Speaker 1>statues three years And what do you do, llo, John?

0:31:03.400 --> 0:31:05.080
<v Speaker 2>Welcome, you're up?

0:31:05.280 --> 0:31:11.960
<v Speaker 6>Yeah, hi Bill. I bought a car from a company

0:31:11.960 --> 0:31:16.720
<v Speaker 6>in Texas for twenty five thousand dollars. They sent the

0:31:16.800 --> 0:31:17.760
<v Speaker 6>car out.

0:31:18.040 --> 0:31:19.080
<v Speaker 2>Everybody was fine.

0:31:19.560 --> 0:31:24.440
<v Speaker 6>I mean I registered, I have been paying the fees

0:31:24.560 --> 0:31:28.760
<v Speaker 6>on the new license every year. And then now I

0:31:28.800 --> 0:31:32.280
<v Speaker 6>got a call from the Department of Motor Vehicles for

0:31:32.400 --> 0:31:36.120
<v Speaker 6>me to take the car into Highway Patrol, the highway

0:31:36.120 --> 0:31:40.200
<v Speaker 6>Patrol because they said there was something wrong with the VN. Well,

0:31:40.240 --> 0:31:43.920
<v Speaker 6>the Highway Patrol says that the car had been stolen,

0:31:44.880 --> 0:31:49.960
<v Speaker 6>and so they're holding onto the car and I don't

0:31:50.000 --> 0:31:51.520
<v Speaker 6>know where I'll ever get the car back.

0:31:51.760 --> 0:31:52.800
<v Speaker 2>Oh, you'll get it back.

0:31:53.120 --> 0:31:57.840
<v Speaker 1>You'll get it back unfortunately, or you won't because if

0:31:57.840 --> 0:32:00.600
<v Speaker 1>it was stolen, they can't find whoever it is. At

0:32:00.600 --> 0:32:07.240
<v Speaker 1>some point you'll get it back, won't. Well, well I disagree.

0:32:07.320 --> 0:32:09.600
<v Speaker 1>I think you will, but that's my take on it.

0:32:09.760 --> 0:32:13.520
<v Speaker 1>But either way, yeah, it's gonna take a while. Either way,

0:32:13.560 --> 0:32:16.920
<v Speaker 1>it's gonna take a while. And I hope I'm right too,

0:32:18.360 --> 0:32:22.840
<v Speaker 1>although you probably have better information than I do. So

0:32:23.880 --> 0:32:24.520
<v Speaker 1>what can I do?

0:32:26.240 --> 0:32:30.440
<v Speaker 2>Jeffrey, Hi, Jeffrey welcome, Yes.

0:32:30.360 --> 0:32:33.959
<v Speaker 5>I welcome. My question is to you today. Can I

0:32:34.000 --> 0:32:37.120
<v Speaker 5>have a trust because I have real estate? Can somebody

0:32:37.200 --> 0:32:39.360
<v Speaker 5>sue a trust?

0:32:40.600 --> 0:32:40.920
<v Speaker 3>Well?

0:32:41.600 --> 0:32:45.280
<v Speaker 1>Yeah, because the trust is a revocable trust, is really

0:32:45.360 --> 0:32:51.520
<v Speaker 1>you that that's only for disbursement of property. So let's

0:32:51.560 --> 0:32:55.680
<v Speaker 1>say I have a trust, Well, it's really my money.

0:32:56.520 --> 0:33:01.360
<v Speaker 1>It's not a separate entity. Now, A a non revocable

0:33:01.400 --> 0:33:04.360
<v Speaker 1>trust you have nothing to do with you know, Then

0:33:04.800 --> 0:33:07.680
<v Speaker 1>you're fine because you no longer own anything but a

0:33:07.720 --> 0:33:08.600
<v Speaker 1>revocable trust.

0:33:08.640 --> 0:33:11.600
<v Speaker 2>It's all yours. By the way, why wouldn't you have

0:33:11.640 --> 0:33:13.239
<v Speaker 2>insurance that takes care of all of that?

0:33:15.280 --> 0:33:19.320
<v Speaker 5>The insurance only takes let's say the insurance pays out

0:33:19.320 --> 0:33:23.280
<v Speaker 5>one hundred thousand or whatever, and it goes over the amount.

0:33:23.680 --> 0:33:24.800
<v Speaker 2>Yeah, that's pretty rare.

0:33:24.960 --> 0:33:27.320
<v Speaker 1>When it goes over the amount, you've got to have

0:33:27.400 --> 0:33:31.239
<v Speaker 1>some pretty serious assets. And from one hundred thousand, so

0:33:31.400 --> 0:33:33.760
<v Speaker 1>you got one hundred three hundred thousand, one hundred thousand

0:33:33.840 --> 0:33:39.200
<v Speaker 1>per per episode or per incident, and then you can

0:33:39.240 --> 0:33:42.719
<v Speaker 1>go up to three hundred thousand with multiple plaintiffs. Would I,

0:33:42.720 --> 0:33:46.880
<v Speaker 1>if you've got serious assets, what I would do is

0:33:47.120 --> 0:33:49.880
<v Speaker 1>yank it up to two fifty five hundred. It isn't

0:33:49.920 --> 0:33:53.840
<v Speaker 1>that much more money. That's how you protect yourself. I mean,

0:33:53.880 --> 0:33:56.280
<v Speaker 1>the last thing you want to do is deal with

0:33:56.320 --> 0:34:01.960
<v Speaker 1>someone suing you. The insurance company pays off, and you're

0:34:02.000 --> 0:34:06.400
<v Speaker 1>still there on the hook or uh. The insurance company says,

0:34:06.440 --> 0:34:08.839
<v Speaker 1>I want you to waive liability and and the other

0:34:08.920 --> 0:34:10.680
<v Speaker 1>driver says, no, thank you.

0:34:10.760 --> 0:34:13.000
<v Speaker 2>Now you've got a problem. Just get well.

0:34:13.080 --> 0:34:14.839
<v Speaker 1>Let me ask you this. How rich are you are?

0:34:14.840 --> 0:34:20.120
<v Speaker 1>You just asking hypothetically, Yeah, I.

0:34:20.040 --> 0:34:24.080
<v Speaker 5>Have you know, a duplex that's worth you know, some

0:34:24.200 --> 0:34:27.800
<v Speaker 5>money and so on. But so you're saying always because

0:34:27.800 --> 0:34:29.640
<v Speaker 5>I've been lowering my library.

0:34:29.760 --> 0:34:31.359
<v Speaker 2>Yeah, and that's you don't want to lower you want

0:34:31.400 --> 0:34:31.880
<v Speaker 2>to raise it.

0:34:31.960 --> 0:34:34.719
<v Speaker 1>So in terms of how rich are you If you

0:34:34.719 --> 0:34:37.359
<v Speaker 1>put all your assets together the home, which is uh,

0:34:37.560 --> 0:34:39.040
<v Speaker 1>you know, and that's kind of out of the way.

0:34:39.040 --> 0:34:43.279
<v Speaker 1>But if you put stocks, bonds, money, property, what kind

0:34:43.320 --> 0:34:43.960
<v Speaker 1>of money do you have?

0:34:44.520 --> 0:34:46.920
<v Speaker 5>Maybe about two to two and a half million.

0:34:47.200 --> 0:34:51.239
<v Speaker 1>Okay, I would get some more insurance, okay, and on

0:34:51.280 --> 0:34:53.080
<v Speaker 1>top of that, I'd get and on top of that

0:34:53.200 --> 0:34:58.040
<v Speaker 1>an umbrella policy, which is very cheap. And what umbrella

0:34:58.120 --> 0:35:04.120
<v Speaker 1>policies do is you take the top tier of the insurance.

0:35:04.120 --> 0:35:05.960
<v Speaker 1>So let's say you have two fifty let's say you

0:35:05.960 --> 0:35:08.640
<v Speaker 1>have one hundred three hundred, Well, you buy an insurance

0:35:08.680 --> 0:35:11.279
<v Speaker 1>policy that starts at three hundred and goes up to

0:35:11.320 --> 0:35:14.440
<v Speaker 1>a million. So now you have a million dollars of insurance,

0:35:14.920 --> 0:35:17.759
<v Speaker 1>but the first hundred thousand is covered by your own

0:35:17.800 --> 0:35:23.920
<v Speaker 1>insurance company. Obviously, the bigger your own insurance company is paying,

0:35:23.960 --> 0:35:29.120
<v Speaker 1>the bigger that policy is, the less the umbrella policy costs.

0:35:29.160 --> 0:35:31.919
<v Speaker 1>I'm a big fan of insurance, I really am.

0:35:32.200 --> 0:35:33.319
<v Speaker 2>It's hard not.

0:35:33.320 --> 0:35:38.000
<v Speaker 1>To be over insured, and certainly in my opinion, Okay,

0:35:38.920 --> 0:35:42.640
<v Speaker 1>we're done. Before we leave, I want to tell you

0:35:42.719 --> 0:35:45.040
<v Speaker 1>about Zelman's minty mouth.

0:35:45.560 --> 0:35:48.279
<v Speaker 2>You know, bad breath is an absolute killer.

0:35:48.600 --> 0:35:51.560
<v Speaker 1>I mean, you know, try to go to someone you

0:35:51.640 --> 0:35:54.560
<v Speaker 1>have bad breath and they start reeling and you know

0:35:54.680 --> 0:35:56.879
<v Speaker 1>something's wrong, and so what do you do? You take

0:35:56.920 --> 0:36:02.959
<v Speaker 1>a mint? Okay, and we're for an hour less or more,

0:36:03.480 --> 0:36:05.279
<v Speaker 1>and then what happens, Well, you still have bad breath.

0:36:05.360 --> 0:36:07.520
<v Speaker 1>How does that work well? Because the food that gave

0:36:07.560 --> 0:36:09.560
<v Speaker 1>you the bad breath, the onions, the garlic, and the

0:36:09.560 --> 0:36:12.400
<v Speaker 1>morning breath, particularly the garlic and onions and food go

0:36:12.440 --> 0:36:15.840
<v Speaker 1>into your stomach and it burns and it turns the

0:36:15.880 --> 0:36:19.160
<v Speaker 1>acids happening and guess what the food is being digested

0:36:19.239 --> 0:36:23.479
<v Speaker 1>there too, And where do you think the breath comes out? Well,

0:36:23.840 --> 0:36:26.719
<v Speaker 1>usually through your mouth. And this is where Zelmans comes in.

0:36:27.400 --> 0:36:31.840
<v Speaker 1>Zelmans is beyond a breath mint. It is both a mint.

0:36:32.440 --> 0:36:35.840
<v Speaker 1>It's this capsule, little capsule of partially seed oil. You

0:36:35.880 --> 0:36:37.600
<v Speaker 1>pop two or three in your mouth, coated with a

0:36:37.680 --> 0:36:38.600
<v Speaker 1>nice strong coating.

0:36:38.920 --> 0:36:39.840
<v Speaker 2>Also has spearmint.

0:36:39.920 --> 0:36:43.200
<v Speaker 1>By the way, they just introduce a spearmint flavor and

0:36:43.239 --> 0:36:46.040
<v Speaker 1>then you either bite into them or you swallow them

0:36:46.520 --> 0:36:49.320
<v Speaker 1>and they go to work in your gut. And now

0:36:49.360 --> 0:36:52.160
<v Speaker 1>you've got a double hit and no mint out there?

0:36:52.280 --> 0:36:52.719
<v Speaker 2>Does that?

0:36:52.920 --> 0:36:57.879
<v Speaker 1>Go to Zelmons dot com. Zelmans dot com. Also, I

0:36:57.920 --> 0:37:00.919
<v Speaker 1>am wrapping it up. For those of you that are

0:37:01.040 --> 0:37:04.319
<v Speaker 1>on the phone, stay put. I will get to you

0:37:04.600 --> 0:37:08.799
<v Speaker 1>off the air. Also, I'll be doing that for about

0:37:08.880 --> 0:37:11.799
<v Speaker 1>half an hour forty minutes, give or take. And so

0:37:11.880 --> 0:37:13.719
<v Speaker 1>if you want to call in and you happen to

0:37:13.760 --> 0:37:16.240
<v Speaker 1>be listening and you want to come in with a question,

0:37:16.440 --> 0:37:18.960
<v Speaker 1>you can dial it and I will answer it because,

0:37:19.000 --> 0:37:22.200
<v Speaker 1>as I said earlier, there are no interruptions.

0:37:22.239 --> 0:37:25.160
<v Speaker 2>There are no news, no weather, no traffic, no.

0:37:25.200 --> 0:37:31.799
<v Speaker 1>Commercials, just me and you and no patience either. And

0:37:31.840 --> 0:37:34.799
<v Speaker 1>the number is eight hundred five two zero one five

0:37:34.920 --> 0:37:39.600
<v Speaker 1>three four eight hundred five two zero one five three four.

0:37:40.280 --> 0:37:43.440
<v Speaker 1>This is Handle on the Law.

0:37:43.960 --> 0:37:47.840
<v Speaker 11>You're listening to Bill Handle on demand from KFI AM

0:37:47.840 --> 0:37:50.080
<v Speaker 11>six forty