1 00:00:00,680 --> 00:00:04,640 Speaker 1: Boston's Bulldozer never sleeps The Kooner Report weekend edition on 2 00:00:04,720 --> 00:00:06,840 Speaker 1: the Voice of Boston WRKO. 3 00:00:07,520 --> 00:00:11,960 Speaker 2: Joining us now as she always does at this time. 4 00:00:12,440 --> 00:00:17,160 Speaker 2: She is the co founder, CEO, and president of Kelly 5 00:00:17,280 --> 00:00:23,120 Speaker 2: Financial Services, and yes, that is her wonderful name, Kelly 6 00:00:23,480 --> 00:00:26,960 Speaker 2: Kelly Kelly, How. 7 00:00:26,760 --> 00:00:31,480 Speaker 3: Are you good morning, Jeff, I am good. We've been 8 00:00:31,560 --> 00:00:36,480 Speaker 3: talking about something many retirees don't notice right away, how 9 00:00:36,600 --> 00:00:41,199 Speaker 3: falling interest rates can quietly change the way retirement feels. 10 00:00:41,600 --> 00:00:44,880 Speaker 3: For many people, the income they rely on comes from 11 00:00:45,000 --> 00:00:49,839 Speaker 3: saving CDs or bonds, and when interest rates decline, that 12 00:00:50,000 --> 00:00:54,560 Speaker 3: income can shrink faster than expected. Suddenly the nest egg 13 00:00:54,600 --> 00:00:57,680 Speaker 3: they work so hard to build may not generate the 14 00:00:57,720 --> 00:01:01,840 Speaker 3: same monthly support it once did. That doesn't necessarily mean 15 00:01:01,880 --> 00:01:05,360 Speaker 3: your retirement is in trouble, but it does mean retirees 16 00:01:05,520 --> 00:01:09,600 Speaker 3: need clarity and thoughtful planning. That's why we're sharing one 17 00:01:09,600 --> 00:01:13,399 Speaker 3: of our investor guides called Guard your Golden Years. It 18 00:01:13,520 --> 00:01:17,919 Speaker 3: explains some of the challenges retirees face when interest rates 19 00:01:18,040 --> 00:01:22,000 Speaker 3: change and offers insights designed to help you protect your 20 00:01:22,160 --> 00:01:26,240 Speaker 3: income and lifestyle in the years ahead. If you'd like 21 00:01:26,280 --> 00:01:30,120 Speaker 3: a complimentary copy, give us a call. Or email Kelly 22 00:01:30,160 --> 00:01:35,360 Speaker 3: at Kellyfinancial dot org. Jeff. I'll continue this conversation tomorrow 23 00:01:35,400 --> 00:01:39,760 Speaker 3: morning at nine am on Safe Money Strategies Radio. Do 24 00:01:39,880 --> 00:01:42,480 Speaker 3: tune in or go to our website for the radio 25 00:01:42,640 --> 00:01:46,560 Speaker 3: rewind Jeff, have a wonderful weekend. My best, a, Grace 26 00:01:46,640 --> 00:01:47,360 Speaker 3: and the kiddos. 27 00:01:47,800 --> 00:01:50,600 Speaker 2: Thank you, Kelly, all the best to you and everyone 28 00:01:50,680 --> 00:01:54,320 Speaker 2: at Kelly Financial to get a free copy of that guide, 29 00:01:54,360 --> 00:01:56,080 Speaker 2: and I urge all of you, if you can do 30 00:01:56,200 --> 00:02:00,640 Speaker 2: get it call now eight eighty eight hundred eighteen eighty 31 00:02:00,680 --> 00:02:04,720 Speaker 2: one eight eighty eight eight hundred eighteen eighty one, or 32 00:02:05,080 --> 00:02:10,480 Speaker 2: you can actually email Kelly herself personally Kelly at Kellyfinancial 33 00:02:10,520 --> 00:02:17,040 Speaker 2: dot org. That's Kelly at Kelly Financial dot org. Six 34 00:02:17,160 --> 00:02:20,679 Speaker 2: one seven two six six sixty eight sixty eight is 35 00:02:20,720 --> 00:02:25,600 Speaker 2: the number. Okay, CNN now in a shock poll. I'm 36 00:02:25,639 --> 00:02:27,760 Speaker 2: sure all of you have heard it. It is everywhere 37 00:02:28,440 --> 00:02:31,240 Speaker 2: says that Trump has now done something no one has 38 00:02:31,280 --> 00:02:35,560 Speaker 2: ever done in politics. He has a one hundred percent 39 00:02:35,800 --> 00:02:41,000 Speaker 2: approval from MAGA those who self identify as MAGA voters 40 00:02:41,120 --> 00:02:46,640 Speaker 2: or Trump supporters or MAGA MAGA supporters give his presidency 41 00:02:47,360 --> 00:02:53,720 Speaker 2: one hundred percent approval. Agree, disagree, I can tell you 42 00:02:53,840 --> 00:02:55,680 Speaker 2: right now the poll is fake because I don't know 43 00:02:55,680 --> 00:02:58,239 Speaker 2: how many calls we've taken, never mind the emails I'm getting. 44 00:02:59,080 --> 00:03:03,160 Speaker 2: It's overwhelmingly positive. But you're giving him eighty five percent, 45 00:03:03,320 --> 00:03:07,480 Speaker 2: ninety percent, ninety one percent, ninety five percent, you know 46 00:03:08,680 --> 00:03:10,480 Speaker 2: so far. Actually, I don't think anyone's giving him one 47 00:03:10,560 --> 00:03:14,040 Speaker 2: hundred percent. And many of you are saying, Jeff, it's 48 00:03:14,080 --> 00:03:18,040 Speaker 2: obviously a fake poll. I agree, and like Mary Anne 49 00:03:18,080 --> 00:03:20,600 Speaker 2: in Florida, it's to try to make us look like 50 00:03:20,680 --> 00:03:26,520 Speaker 2: this blind, stupid cult where you know everything he does unquestioningly. 51 00:03:26,639 --> 00:03:30,280 Speaker 2: Ah yeah, yeah. So anyway, but that's a theory. Some 52 00:03:30,360 --> 00:03:33,799 Speaker 2: of you have whatever it is, others think that, and 53 00:03:34,080 --> 00:03:36,400 Speaker 2: many of you are saying, Jeff, it's to try to 54 00:03:36,440 --> 00:03:39,440 Speaker 2: give Trump a sense of false security, a sense of 55 00:03:39,520 --> 00:03:44,440 Speaker 2: absolute invincibility, so the Democrats can lure him into thinking 56 00:03:44,880 --> 00:03:49,400 Speaker 2: he's got the midterms wrapped up when he doesn't. So anyway, 57 00:03:49,440 --> 00:03:52,400 Speaker 2: whatever it is, most of you aren't buying the pole 58 00:03:52,920 --> 00:03:57,480 Speaker 2: and you think CNN has nefarious, evil motives for doing it, 59 00:03:58,120 --> 00:04:01,520 Speaker 2: and whatever the motives are, you don't trust CNN, and 60 00:04:01,600 --> 00:04:05,760 Speaker 2: I agree with you. I don't trust CNN. Dave in 61 00:04:05,880 --> 00:04:08,960 Speaker 2: pops Field. Thanks for holding Dave, and welcome. 62 00:04:11,480 --> 00:04:14,320 Speaker 4: Well. I just got a three three quick points and 63 00:04:14,000 --> 00:04:16,560 Speaker 4: I'll let you get back to it. Number one, I 64 00:04:16,600 --> 00:04:19,520 Speaker 4: agree that the pole is fake. I don't even approve 65 00:04:19,560 --> 00:04:22,080 Speaker 4: of myself one hundred percent, never mind anybody else. And 66 00:04:22,120 --> 00:04:26,400 Speaker 4: I'm Paul Mataga. Number two. All these people who say 67 00:04:26,720 --> 00:04:29,360 Speaker 4: you know they're going to vote libertarian and not vote well, 68 00:04:29,640 --> 00:04:31,320 Speaker 4: if you think things are bad, now wait till the 69 00:04:31,360 --> 00:04:34,120 Speaker 4: Democrats get back in. In a quick example, they they 70 00:04:34,160 --> 00:04:38,000 Speaker 4: talk about, you know, the taxes on overtime, blah blah. Example, 71 00:04:38,320 --> 00:04:41,280 Speaker 4: if you make thirty dollars an hour, forty five is overtime, 72 00:04:41,520 --> 00:04:43,960 Speaker 4: you get the deduction on the fifteen, not the full 73 00:04:44,040 --> 00:04:47,040 Speaker 4: forty five. So I did thirty five thousand in overtime. 74 00:04:47,080 --> 00:04:51,159 Speaker 4: That's eleven thousand something on my example, I average a 75 00:04:51,200 --> 00:04:54,080 Speaker 4: return of fifteen to eighteen hundred dollars. This year, I'm 76 00:04:54,080 --> 00:04:57,560 Speaker 4: getting over fifty five hundred dollars. Wow. And number three 77 00:04:57,800 --> 00:05:00,640 Speaker 4: and number three I'm going from job fields. I live 78 00:05:00,640 --> 00:05:02,880 Speaker 4: in New Hampshire. If they're going to come and persecute 79 00:05:02,960 --> 00:05:04,800 Speaker 4: us and come after us, that is what the Second 80 00:05:04,839 --> 00:05:07,480 Speaker 4: Amendment is for. Folks. Be ready to be prepared. I 81 00:05:07,520 --> 00:05:09,800 Speaker 4: am fifty five, I am an ex ranger. I know 82 00:05:09,839 --> 00:05:12,280 Speaker 4: how to fight, and I will fight if they want 83 00:05:12,320 --> 00:05:14,000 Speaker 4: to come get me. I'm not fool enough to think 84 00:05:14,040 --> 00:05:16,440 Speaker 4: that I can win against them, but they will pay 85 00:05:16,480 --> 00:05:19,360 Speaker 4: a high price to do so. So remember that, all 86 00:05:19,400 --> 00:05:21,360 Speaker 4: you folks that say I'm not going to vote and everything, 87 00:05:21,440 --> 00:05:24,080 Speaker 4: you're giving it back to the people who made it 88 00:05:24,120 --> 00:05:27,680 Speaker 4: this way. And if you'll wish for these days, if 89 00:05:27,720 --> 00:05:28,400 Speaker 4: you think these are. 90 00:05:28,360 --> 00:05:32,120 Speaker 2: Bad, I agree. Oh, Dave, I so agree. You're committing suicide. 91 00:05:32,160 --> 00:05:36,640 Speaker 2: That's you're committing political and economic and cultural and social suicide. 92 00:05:36,640 --> 00:05:39,600 Speaker 2: You're right, Dave. Again, I'm sorry, I don't mean to pry. 93 00:05:40,240 --> 00:05:42,680 Speaker 2: So your return this year is going to be five 94 00:05:43,160 --> 00:05:44,520 Speaker 2: five hundred dollars. 95 00:05:44,120 --> 00:05:47,839 Speaker 4: Correct a little over. It's like fifty five thirty something 96 00:05:47,920 --> 00:05:50,880 Speaker 4: like that. Yeah, so yeah, it's like triple what my 97 00:05:51,000 --> 00:05:53,920 Speaker 4: normal is, because, like I said, I did like thirty 98 00:05:53,920 --> 00:05:56,360 Speaker 4: five thousand in overtime. But you've got to remember that's 99 00:05:56,400 --> 00:05:58,840 Speaker 4: actually a third of that is what you don't get 100 00:05:58,839 --> 00:06:01,279 Speaker 4: the tax on. So you get that twelve five, you 101 00:06:01,279 --> 00:06:03,760 Speaker 4: can max out at twelve five. Even with thirty five, 102 00:06:03,800 --> 00:06:07,719 Speaker 4: I matched out at eleven seven or whatever. But with 103 00:06:07,839 --> 00:06:11,200 Speaker 4: that deduction alone, it added, you know, about three thousand 104 00:06:11,279 --> 00:06:13,640 Speaker 4: dollars to my return. And like I said, I normally 105 00:06:13,680 --> 00:06:16,760 Speaker 4: get fifteen to eighteen hundred, so fifty five hundred is uh. 106 00:06:17,040 --> 00:06:19,080 Speaker 4: I'll take that as a win. Okay, is all? 107 00:06:20,000 --> 00:06:23,040 Speaker 2: And like you know, Dave, I'm with you, Dave. Before 108 00:06:23,040 --> 00:06:25,159 Speaker 2: I let you go, I want to ask you what 109 00:06:25,320 --> 00:06:29,039 Speaker 2: percentage would you give him? In other words, they're saying, 110 00:06:29,080 --> 00:06:31,240 Speaker 2: you know, one hundred percent everybody gets giving him one 111 00:06:31,279 --> 00:06:34,160 Speaker 2: hundred percent. You're saying no, obviously, you're you know, you're 112 00:06:34,160 --> 00:06:37,320 Speaker 2: a hardcore maga. What would you give him? You know, 113 00:06:37,360 --> 00:06:42,000 Speaker 2: when you take all the issues the border, inflation, the economy, 114 00:06:42,080 --> 00:06:48,120 Speaker 2: foreign policy, crime, energy, tariffs, the Epstein files, all the 115 00:06:48,160 --> 00:06:50,360 Speaker 2: big issues of his first year in a couple months 116 00:06:50,360 --> 00:06:53,279 Speaker 2: in power, what would what would you give him? 117 00:06:53,520 --> 00:06:56,160 Speaker 4: I'd give him about eighty percent. I remember Biden, I 118 00:06:56,200 --> 00:06:58,560 Speaker 4: would have given him about two percent. So you know, 119 00:06:58,800 --> 00:07:01,400 Speaker 4: for no, man, I don't trump even a lot for 120 00:07:01,440 --> 00:07:03,040 Speaker 4: a lot of these things. Again, it comes down to 121 00:07:03,120 --> 00:07:06,400 Speaker 4: John soon. People like that. I mean, he cannot get 122 00:07:06,640 --> 00:07:09,080 Speaker 4: a lot of his agenda done. Yes, I wish, I'm 123 00:07:09,120 --> 00:07:11,400 Speaker 4: all for taking out I ran I'm not. I don't 124 00:07:11,400 --> 00:07:13,400 Speaker 4: think we need to do it right now. I'm not 125 00:07:13,440 --> 00:07:15,080 Speaker 4: against it, but I'm not really pooring, you know what 126 00:07:15,080 --> 00:07:17,520 Speaker 4: I mean. But i'd give him probably eighty percent anyways, 127 00:07:17,680 --> 00:07:19,560 Speaker 4: and that's a lot better than I've given any president 128 00:07:19,640 --> 00:07:23,320 Speaker 4: since Rage. So you know, you know, that's all I 129 00:07:23,360 --> 00:07:23,760 Speaker 4: got to say. 130 00:07:23,800 --> 00:07:26,480 Speaker 2: You're a tough grader, Dave. You're a tough well I 131 00:07:26,480 --> 00:07:31,120 Speaker 2: could tell your Army ranger you're a tough guy. You know, Dave? 132 00:07:31,160 --> 00:07:34,280 Speaker 2: What what? What? What would you give me as a host? 133 00:07:35,080 --> 00:07:37,720 Speaker 2: I'm setting myself up here, but because yeah, you know, 134 00:07:37,760 --> 00:07:39,360 Speaker 2: you're a tough grader, so I know you're going to 135 00:07:39,400 --> 00:07:41,840 Speaker 2: be really brutally honest. What would you give me, Dave? 136 00:07:42,680 --> 00:07:45,120 Speaker 4: I I would always give you about ninety percent yet, 137 00:07:45,360 --> 00:07:47,600 Speaker 4: but we have no offense for some of the negativity, 138 00:07:47,960 --> 00:07:49,640 Speaker 4: you know, like when you're talking about the war. I 139 00:07:49,640 --> 00:07:51,920 Speaker 4: feel like you're bringing people down, and those are the 140 00:07:51,960 --> 00:07:54,040 Speaker 4: people I'm afraid aren't going to vote. But I give 141 00:07:54,040 --> 00:07:54,800 Speaker 4: you a ninety percent? 142 00:07:55,280 --> 00:07:56,120 Speaker 2: Are you seriously? 143 00:07:57,120 --> 00:08:00,480 Speaker 4: Yeah? That's how I've been listened to it every day 144 00:08:00,520 --> 00:08:05,360 Speaker 4: for I don't know ten years. Anyway, I thank you. 145 00:08:06,920 --> 00:08:08,200 Speaker 2: I thought you were gonna give me, like, you know, 146 00:08:08,320 --> 00:08:10,760 Speaker 2: fifty You know what I mean like, okay, ye, well, 147 00:08:10,840 --> 00:08:17,480 Speaker 2: ever sixty you pass just barely, okay, I consider yourself lucky. Dave, 148 00:08:17,600 --> 00:08:19,640 Speaker 2: thank you for your service, Thank you for your call. 149 00:08:20,080 --> 00:08:23,600 Speaker 2: Of course, Mike is in the air, you know, zero zero, 150 00:08:26,120 --> 00:08:29,840 Speaker 2: Thanks Mike, I appreciate it. Six one. By the way, 151 00:08:29,920 --> 00:08:32,440 Speaker 2: Dave said he would give Biden two percent. I'm thinking, like, 152 00:08:32,480 --> 00:08:35,800 Speaker 2: I think two percent is too generous. I'd give him zero. 153 00:08:36,480 --> 00:08:39,040 Speaker 2: But anyway, let that go. I don't want to quibble. 154 00:08:39,480 --> 00:08:43,080 Speaker 2: Six one seven two six six sixty eight sixty eight. 155 00:08:44,040 --> 00:08:48,760 Speaker 2: Anthony in New Hampshire. Thanks for holding, Anthony, and welcome. 156 00:08:51,080 --> 00:08:55,200 Speaker 5: Thank Jeff, thank you for having me. I give Mike 157 00:08:55,240 --> 00:08:57,240 Speaker 5: one hundred percent because I want to get on the air. 158 00:09:04,160 --> 00:09:06,839 Speaker 2: Anthony. What would you know? Your mega? There's no one 159 00:09:06,880 --> 00:09:09,920 Speaker 2: more mega than you, my friend. What would you give Trump? 160 00:09:11,440 --> 00:09:16,000 Speaker 5: I give him about a eighty five ninety. You can't 161 00:09:16,000 --> 00:09:20,200 Speaker 5: have everything in a president. And Jeff, I feel like 162 00:09:20,280 --> 00:09:25,359 Speaker 5: I'm back working for the campaign, back in twenty fifteen sixteen, 163 00:09:25,840 --> 00:09:29,000 Speaker 5: when I'd have to call all these Republicans and have 164 00:09:29,080 --> 00:09:31,800 Speaker 5: to listen to every last thing that they wanted to 165 00:09:31,840 --> 00:09:36,959 Speaker 5: whine and cry about, like Tony and Scott, and say 166 00:09:37,000 --> 00:09:40,400 Speaker 5: that they're not going to vote for anybody because of this. 167 00:09:40,559 --> 00:09:44,640 Speaker 5: And I I I I I I'm not getting me, me, me, 168 00:09:44,880 --> 00:09:50,320 Speaker 5: He's not getting So I'm done. Like, come on, people, 169 00:09:50,760 --> 00:09:54,439 Speaker 5: we don't have a king, we don't have a dictator. 170 00:09:54,760 --> 00:09:57,160 Speaker 5: You you kind of spoiled my thunder a little bit 171 00:09:57,200 --> 00:10:00,480 Speaker 5: with the last call. We've had two shut down of 172 00:10:00,520 --> 00:10:04,319 Speaker 5: our government in one year of his term by the Democrats. 173 00:10:04,679 --> 00:10:10,120 Speaker 5: We don't have the Republican in the Republican majority in 174 00:10:10,320 --> 00:10:13,440 Speaker 5: the House and in the Senate to push his agenda. 175 00:10:13,880 --> 00:10:17,200 Speaker 5: Everything that we asked for, everything that we were told 176 00:10:17,360 --> 00:10:20,360 Speaker 5: that this man was going to do, he's trying to do, 177 00:10:20,840 --> 00:10:21,560 Speaker 5: but he doesn't. 178 00:10:22,320 --> 00:10:25,240 Speaker 2: I'm Anthony, can you off, Anthony. I'm up against it. 179 00:10:25,320 --> 00:10:27,440 Speaker 2: I really want you to finish your point. So I'm 180 00:10:27,440 --> 00:10:30,760 Speaker 2: going to come back to Anthony. And Anthony's point is, look, 181 00:10:31,360 --> 00:10:34,040 Speaker 2: he's got to deal with Congress, he's got to deal 182 00:10:34,080 --> 00:10:38,040 Speaker 2: with all this opposition. It's not that he's not trying. 183 00:10:38,240 --> 00:10:41,040 Speaker 2: He's trying to fulfill every single promise. 184 00:10:43,400 --> 00:10:46,319 Speaker 1: Jeff doesn't get a day off. This request came from 185 00:10:46,360 --> 00:10:49,360 Speaker 1: his wife. The Kuna Report weekend edition on the Boys 186 00:10:49,360 --> 00:10:50,920 Speaker 1: of Boston w RKL