1 00:00:00,680 --> 00:00:04,120 Speaker 1: You're listening to KFI AM six forty wake Up Call 2 00:00:04,240 --> 00:00:08,440 Speaker 1: with Me Amy King on demand on the iHeartRadio apps. 3 00:00:12,240 --> 00:00:30,360 Speaker 2: KFI hand KOST HD two Los Angeles, Orange County KFI Radio. 4 00:00:30,480 --> 00:00:31,920 Speaker 1: This is Mission Control Houston. 5 00:00:32,080 --> 00:00:33,880 Speaker 3: Please call station for a voice check. 6 00:00:39,040 --> 00:00:41,559 Speaker 1: Station. This is Amy King with kfi's wake up Call. 7 00:00:41,680 --> 00:00:46,600 Speaker 4: How do you hear me? I can hear you loud 8 00:00:46,640 --> 00:00:51,280 Speaker 4: and clear. It's time for your morning wake up call, 9 00:00:54,560 --> 00:01:02,160 Speaker 4: Amy k. Here's Amy King. This is not. 10 00:01:05,560 --> 00:01:05,880 Speaker 5: Good. 11 00:01:06,200 --> 00:01:08,480 Speaker 1: It is five o'clock, straight up. This is your wake 12 00:01:08,560 --> 00:01:15,120 Speaker 1: up call for Tuesday, November eleventh, Veterans Day. Good morning, 13 00:01:15,160 --> 00:01:18,320 Speaker 1: I'm Amy King. Bad to have you along for the 14 00:01:18,400 --> 00:01:21,319 Speaker 1: ride today. Gonna be a busy one, so much going 15 00:01:21,360 --> 00:01:25,560 Speaker 1: on as always, Forty four days till Christmas. And guess what. 16 00:01:26,200 --> 00:01:28,440 Speaker 1: One in four Americans think they're on the naughty list 17 00:01:28,560 --> 00:01:34,800 Speaker 1: this year. Will not meme on. I'm on the nice list. 18 00:01:37,160 --> 00:01:39,800 Speaker 1: Here's what's ahead on wake Up Call. The government shutdown 19 00:01:39,959 --> 00:01:43,280 Speaker 1: is another step closer to ending. The Senate passed a 20 00:01:43,319 --> 00:01:47,559 Speaker 1: funding bill last night with the help of eight Democratic senators. 21 00:01:47,760 --> 00:01:50,240 Speaker 1: The vote sixty to forty. That's enough to break that. 22 00:01:50,320 --> 00:01:53,280 Speaker 1: Fellow buster ABC's Stephen Portnoy's going to join us in 23 00:01:53,320 --> 00:01:55,280 Speaker 1: just a couple of minutes. He'll let us know when 24 00:01:55,320 --> 00:01:57,960 Speaker 1: the bill or what the bill does and doesn't do, 25 00:01:58,120 --> 00:01:59,960 Speaker 1: and whether the House is going to pass it and when. 26 00:02:00,800 --> 00:02:04,720 Speaker 1: Air travelers can expect more cancelations and delays this week. 27 00:02:04,800 --> 00:02:07,680 Speaker 1: Even if the government shut down ends, The FAA cut 28 00:02:07,680 --> 00:02:11,119 Speaker 1: an additional twenty two hundred flights Monday. There's another thousand 29 00:02:11,240 --> 00:02:15,280 Speaker 1: expected to be cut today. Shortages led to average five 30 00:02:15,400 --> 00:02:19,799 Speaker 1: hour delays at Chicago's o Haare Airport yesterday. This summer 31 00:02:19,880 --> 00:02:22,280 Speaker 1: like weather not going to be around much longer. Rain 32 00:02:22,360 --> 00:02:25,359 Speaker 1: and cooler temperatures are rolling into southern California, with rain 33 00:02:25,560 --> 00:02:29,520 Speaker 1: expected by tomorrow night. The heaviest rains expected Thursday could 34 00:02:29,560 --> 00:02:32,480 Speaker 1: see four inches in some areas, highs just in the 35 00:02:32,480 --> 00:02:35,639 Speaker 1: fifties and sixties. Snows also expected to fall Lake Tahoe 36 00:02:35,639 --> 00:02:38,560 Speaker 1: and in the Sierra Lots of people are feeling the 37 00:02:38,600 --> 00:02:43,040 Speaker 1: pinch of higher prices, but still record spending is expected 38 00:02:43,040 --> 00:02:45,760 Speaker 1: this holiday season. ABC's Jim Ryan's going to join us 39 00:02:45,760 --> 00:02:48,160 Speaker 1: at five pot twenty to tell us how much we're 40 00:02:48,200 --> 00:02:51,480 Speaker 1: going to be spending and how much should you spend 41 00:02:51,760 --> 00:02:54,120 Speaker 1: and should you have a plan for your Christmas spending. 42 00:02:54,760 --> 00:02:57,320 Speaker 1: The host of How the Money on KFI, Joel Larsgard says, 43 00:02:57,760 --> 00:03:00,720 Speaker 1: of course, yes, he's going to help create a plan 44 00:03:00,760 --> 00:03:04,040 Speaker 1: to make sure we don't overspend this holiday season. Let's 45 00:03:04,040 --> 00:03:05,600 Speaker 1: get started with some of the stories coming out of 46 00:03:05,639 --> 00:03:08,560 Speaker 1: the KFI twenty four hour newsroom. Veterans are being honored 47 00:03:08,560 --> 00:03:11,440 Speaker 1: all over Southern California this Veterans Day. A lot of 48 00:03:11,480 --> 00:03:16,079 Speaker 1: cities are hosting commemorative events, including Pasadena. It will honor 49 00:03:16,120 --> 00:03:20,480 Speaker 1: the Late Medal of Honor recipient US Army Lieutenant Raymond G. Harvey. 50 00:03:20,880 --> 00:03:23,480 Speaker 1: He served in World War II. During the Korean War, 51 00:03:23,560 --> 00:03:28,639 Speaker 1: he commanded the Infantry Division's Company C, seventeenth Infantry Regiment 52 00:03:29,200 --> 00:03:33,200 Speaker 1: when the division landed at Incheon, South Korea in nineteen fifty. 53 00:03:34,000 --> 00:03:36,800 Speaker 1: The San Fernando Valley Veterans Day Parade will start at 54 00:03:36,840 --> 00:03:41,080 Speaker 1: eleven eleven on Laurel Canyon Boulevard, and veterans and active 55 00:03:41,240 --> 00:03:44,160 Speaker 1: military members will get free meals and ride tickets to 56 00:03:44,280 --> 00:03:46,960 Speaker 1: Pacific Park at the Veterans Day Ceremony on the Santa 57 00:03:47,000 --> 00:03:50,440 Speaker 1: Monica Peer Veterans, active duty military and their families also 58 00:03:50,440 --> 00:03:53,040 Speaker 1: get free admission to the Queen Mary Today. So Much 59 00:03:53,160 --> 00:03:57,320 Speaker 1: to Do News brought to you by Ruderhroo dot Com. 60 00:03:57,360 --> 00:04:00,200 Speaker 1: A man killed when his tesla crashed into a utility 61 00:04:00,200 --> 00:04:03,080 Speaker 1: pull in Santa Clarita has been identified as an off 62 00:04:03,160 --> 00:04:08,560 Speaker 1: duty LAPD officer. Firefighters pronounced Officer Bailey mcgana dead at 63 00:04:08,600 --> 00:04:11,680 Speaker 1: the scene early Saturday morning. He was twenty five years 64 00:04:11,680 --> 00:04:14,880 Speaker 1: old and was assigned to the LAPD's mission Area. Elie 65 00:04:14,920 --> 00:04:18,440 Speaker 1: Kenny Sheriff's Department is investigating the crash. A judge has 66 00:04:18,480 --> 00:04:21,480 Speaker 1: rejected an effort to dismiss murder charges against a man 67 00:04:21,520 --> 00:04:25,760 Speaker 1: accused of killing four Sorority sisters during a crash along 68 00:04:25,800 --> 00:04:30,279 Speaker 1: pch in Malibu. Lawyers for Fraser Boehm says or say 69 00:04:30,320 --> 00:04:33,640 Speaker 1: they planned to appeal. Attorney Alan Jackson says Boom is 70 00:04:33,680 --> 00:04:34,479 Speaker 1: not a murderer. 71 00:04:34,600 --> 00:04:37,359 Speaker 6: He did not intentionally or with any kind of an 72 00:04:37,400 --> 00:04:39,760 Speaker 6: implied malice, take any lives. 73 00:04:39,880 --> 00:04:42,120 Speaker 4: This was a tragedy. It's a tragic accident. 74 00:04:42,240 --> 00:04:44,800 Speaker 1: Prosecutors A Bohm was speeding in twenty twenty three when 75 00:04:44,800 --> 00:04:48,120 Speaker 1: he crashed into three parked cars, killing the four Pepperdine 76 00:04:48,200 --> 00:04:52,080 Speaker 1: University students who were walking on the road. LA maybe 77 00:04:52,480 --> 00:04:55,680 Speaker 1: may place a new cap on rent increases at rent 78 00:04:55,760 --> 00:04:56,680 Speaker 1: stabilized department. 79 00:04:56,800 --> 00:04:59,320 Speaker 6: The City Council Committee has already approved a three percent 80 00:04:59,360 --> 00:05:02,680 Speaker 6: cap on rent increases, down from the current eight percent allowance. 81 00:05:02,880 --> 00:05:06,960 Speaker 6: Councilwoman Nythia Rammins says tenants of rent stabilized units are struggling. 82 00:05:07,000 --> 00:05:09,119 Speaker 7: Our rent cap of eight percent is higher than almost 83 00:05:09,160 --> 00:05:12,200 Speaker 7: any other jurisdiction in California. The RSO also includes additional 84 00:05:12,279 --> 00:05:14,840 Speaker 7: charges that landlords can charge for utilities, even when those 85 00:05:14,880 --> 00:05:15,760 Speaker 7: utilities cost. 86 00:05:15,600 --> 00:05:16,520 Speaker 1: Much less to provide. 87 00:05:16,520 --> 00:05:19,440 Speaker 6: Many property owners disagree, saying the cap would kneecap their 88 00:05:19,480 --> 00:05:21,800 Speaker 6: ability to take care of their buildings. The full city 89 00:05:21,839 --> 00:05:25,160 Speaker 6: Council takes up the issue tomorrow. Michael Monks KFI. 90 00:05:24,920 --> 00:05:28,919 Speaker 1: News eight percent, that's a lot. That's a lot. City 91 00:05:28,920 --> 00:05:31,320 Speaker 1: of Pasadena and the operators of the Rose Bowl have 92 00:05:31,400 --> 00:05:34,360 Speaker 1: filed court papers to keep UCLA from leaving the Rose 93 00:05:34,360 --> 00:05:37,520 Speaker 1: Bowl to play at football games at SOFI Stadium. They're 94 00:05:37,520 --> 00:05:39,480 Speaker 1: looking to go before I Judge tomorrow to seek a 95 00:05:39,520 --> 00:05:43,160 Speaker 1: restraining order that would prevent UCLA from leaving. UCLA says 96 00:05:43,160 --> 00:05:46,680 Speaker 1: it hasn't made any final decisions regarding the football team. 97 00:05:46,960 --> 00:05:51,080 Speaker 1: Let's say good morning now too. ABC's Steven Portnoy. Stephen 98 00:05:51,120 --> 00:05:53,000 Speaker 1: looks like We're making some good progress. I'm getting the 99 00:05:53,120 --> 00:05:54,560 Speaker 1: government reopened. 100 00:05:55,120 --> 00:05:58,520 Speaker 8: Yeah, and perhaps forty eight hours from now will be 101 00:05:58,600 --> 00:06:01,440 Speaker 8: reporting the federal workers are expected back at their desks. 102 00:06:01,560 --> 00:06:06,000 Speaker 8: The Senate last night voted forty sorry sixty to forty 103 00:06:06,440 --> 00:06:10,080 Speaker 8: to open the government and fund it through the end 104 00:06:10,120 --> 00:06:14,600 Speaker 8: of January. Now, this goes to the House for final passage. 105 00:06:14,839 --> 00:06:17,880 Speaker 8: Today's Veterans Day, so there's no action on Capitol Hill today. 106 00:06:17,960 --> 00:06:20,680 Speaker 4: Tomorrow, about midday. 107 00:06:20,320 --> 00:06:23,320 Speaker 8: I'd say your time, we expect the House to begin voting, 108 00:06:23,960 --> 00:06:26,320 Speaker 8: and this shutdown could be over with the stroke of 109 00:06:26,360 --> 00:06:31,560 Speaker 8: the President's signature sometime Monday night here in Washington. And 110 00:06:31,680 --> 00:06:34,760 Speaker 8: ultimately the question becomes, all right, how soon can the 111 00:06:34,839 --> 00:06:37,520 Speaker 8: operations of the federal government get back up to speed, 112 00:06:37,600 --> 00:06:40,240 Speaker 8: How soon can the paychecks go out to those workers 113 00:06:40,240 --> 00:06:42,920 Speaker 8: who've been at their desks and at their duty stations 114 00:06:43,320 --> 00:06:46,960 Speaker 8: for the last six weeks? And how soon might all 115 00:06:47,040 --> 00:06:51,599 Speaker 8: the ripple effects affecting snap recipients and everybody else, How 116 00:06:51,640 --> 00:06:54,599 Speaker 8: soon will that be resolved? We don't know, but the 117 00:06:54,640 --> 00:06:57,000 Speaker 8: fact that the Senate has now approved a government funding 118 00:06:57,040 --> 00:06:59,440 Speaker 8: bill really means that this is about. 119 00:06:59,120 --> 00:07:04,320 Speaker 1: To end, okay, And are there any possible roadblocks? To 120 00:07:04,600 --> 00:07:06,840 Speaker 1: the House passing it, or does it look like it's 121 00:07:06,960 --> 00:07:08,400 Speaker 1: kind of smooth sailing from here. 122 00:07:08,520 --> 00:07:09,680 Speaker 4: Well, anything can happen. 123 00:07:09,720 --> 00:07:12,480 Speaker 8: I mean, look, what you have to acknowledge is the 124 00:07:12,480 --> 00:07:15,560 Speaker 8: fact that there are a lot of Democrats, most Democrats, 125 00:07:15,640 --> 00:07:19,240 Speaker 8: who are really upset about the fact that this is 126 00:07:19,320 --> 00:07:23,080 Speaker 8: ending the way it appears to be ending. They wanted 127 00:07:23,160 --> 00:07:27,440 Speaker 8: the Democrats to hold fast and demand some sort of 128 00:07:27,880 --> 00:07:30,560 Speaker 8: heart firm concession from Republicans when it comes to the 129 00:07:30,560 --> 00:07:33,600 Speaker 8: expiration of these tax subsidies that have made the Affordable 130 00:07:33,600 --> 00:07:36,440 Speaker 8: Care Act exchange plans more affordable for the last several years. 131 00:07:36,440 --> 00:07:41,640 Speaker 8: That was a COVID era thing initiated under the Biden presidency. 132 00:07:41,960 --> 00:07:45,800 Speaker 8: That's expiring, and President Trump as late as last night 133 00:07:45,880 --> 00:07:49,080 Speaker 8: said an interview on Fox that he believes that Americans 134 00:07:49,080 --> 00:07:51,960 Speaker 8: ought to be holding onto more of their own money 135 00:07:52,160 --> 00:07:55,440 Speaker 8: and using those savings to pay for health insurance. Well, 136 00:07:55,520 --> 00:07:57,880 Speaker 8: that doesn't solve the problem, because the problem is that 137 00:07:57,960 --> 00:08:01,600 Speaker 8: medicine is costing more money, and all insurance is as 138 00:08:01,600 --> 00:08:05,560 Speaker 8: a way of masking and covering and shifting and spreading 139 00:08:05,840 --> 00:08:09,680 Speaker 8: those costs across, and no one's talking about anyway to 140 00:08:09,760 --> 00:08:12,440 Speaker 8: lower those costs. Just a matter of well, who does 141 00:08:12,440 --> 00:08:14,880 Speaker 8: it affect most and how much can the government pick 142 00:08:14,960 --> 00:08:19,640 Speaker 8: up the tab And that's where ultimately this conversation always 143 00:08:19,680 --> 00:08:22,200 Speaker 8: seems to land, and where it's probably going to land here. 144 00:08:22,600 --> 00:08:25,520 Speaker 8: The Senate leaders have agreed to put some kind of 145 00:08:25,520 --> 00:08:27,880 Speaker 8: measure on the floor next month. We don't know what 146 00:08:27,920 --> 00:08:30,200 Speaker 8: that measure would be. We also don't know whether it's 147 00:08:30,200 --> 00:08:31,559 Speaker 8: going to see the light of day in the House 148 00:08:32,120 --> 00:08:34,560 Speaker 8: or whether Americans who are on the exchange plans will 149 00:08:34,640 --> 00:08:36,800 Speaker 8: just have to suck it up and figure out a 150 00:08:36,840 --> 00:08:40,680 Speaker 8: way however they can do it to afford health insurance 151 00:08:40,679 --> 00:08:44,600 Speaker 8: into twenty twenty six given the increasing cost of these plants. 152 00:08:45,040 --> 00:08:47,040 Speaker 1: Okay, and then real quick Stephen, because I know you 153 00:08:47,160 --> 00:08:49,520 Speaker 1: have to go. There were a couple of other things 154 00:08:50,000 --> 00:08:52,319 Speaker 1: in the bill that passed in the Senate that got 155 00:08:52,320 --> 00:08:54,800 Speaker 1: those Democrats to sign on board with it, right like that, 156 00:08:54,880 --> 00:08:56,959 Speaker 1: all right, restoring the furloughs. 157 00:08:56,480 --> 00:08:59,360 Speaker 8: And yeah, so there are eight Democrats who voted with 158 00:08:59,440 --> 00:09:03,400 Speaker 8: Republicans yesterday to get this across the fish line into 159 00:09:03,480 --> 00:09:06,560 Speaker 8: the House. The key provision you're talking about is one 160 00:09:06,600 --> 00:09:11,040 Speaker 8: that requires the administration to reverse any furlough excuse me, 161 00:09:11,280 --> 00:09:13,920 Speaker 8: any layoffs that have been undertaken over the course of 162 00:09:13,960 --> 00:09:16,360 Speaker 8: the shutdown. The President was asked by my colleague Karen 163 00:09:16,400 --> 00:09:18,560 Speaker 8: Travers yesterday if he's going to abide by that. He 164 00:09:18,640 --> 00:09:19,719 Speaker 8: signaled he would. 165 00:09:19,800 --> 00:09:22,280 Speaker 1: Okay, and also that they will pay all the back 166 00:09:22,320 --> 00:09:24,720 Speaker 1: pay for anybody who was furlowed, which. 167 00:09:24,520 --> 00:09:27,479 Speaker 8: Has been federal low since twenty eighteen, since the last shutdown. 168 00:09:27,640 --> 00:09:30,319 Speaker 8: And for whatever reason, there were there were a lot 169 00:09:30,320 --> 00:09:34,319 Speaker 8: of rumblings here that perhaps the administration wouldn't honor that law. 170 00:09:35,120 --> 00:09:38,079 Speaker 4: And I don't know how, but that was the conversation. 171 00:09:38,320 --> 00:09:41,000 Speaker 8: And so this bill makes it clear that the funds 172 00:09:41,000 --> 00:09:44,720 Speaker 8: appropriated are meant to go and shall be paid to 173 00:09:44,760 --> 00:09:45,920 Speaker 8: those workers who were furloughed. 174 00:09:45,960 --> 00:09:48,440 Speaker 1: All right, Stephen Portinoy, ABC, thanks so much for the info. 175 00:09:48,520 --> 00:09:49,679 Speaker 1: We appreciate it as always. 176 00:09:49,800 --> 00:09:50,160 Speaker 4: You bet. 177 00:09:50,480 --> 00:09:52,000 Speaker 1: Let's get back to some of the stories coming out 178 00:09:52,040 --> 00:09:53,800 Speaker 1: of the KFI twenty four hour news room. Of state 179 00:09:53,840 --> 00:09:56,760 Speaker 1: judge in West Virginia has allowed the continued deployment of 180 00:09:56,800 --> 00:10:00,000 Speaker 1: more than three hundred West Virginia National Guard members to Washington, 181 00:10:00,160 --> 00:10:03,520 Speaker 1: d The judge heard arguments yesterday from a civic group 182 00:10:03,600 --> 00:10:06,880 Speaker 1: that had argued the governor exceeded his authority with the deployment. 183 00:10:07,280 --> 00:10:10,040 Speaker 1: The Governor's office argued it is authorized to do so 184 00:10:10,160 --> 00:10:13,160 Speaker 1: under federal law. President Trump issued the executive order in 185 00:10:13,200 --> 00:10:17,160 Speaker 1: August declaring a crime emergency in DC. Some people in 186 00:10:17,240 --> 00:10:20,920 Speaker 1: Chicago have criticized federal immigration agents for allegedly pepper spraying 187 00:10:20,960 --> 00:10:24,360 Speaker 1: people in a car, including a little girl. DHS says 188 00:10:24,360 --> 00:10:27,720 Speaker 1: no pepper spray was used Saturday, but Chicago Mayor Brandon 189 00:10:27,800 --> 00:10:28,880 Speaker 1: Johnson says otherwise. 190 00:10:28,960 --> 00:10:34,679 Speaker 9: I was certainly disturbed as many Chicagoans were, to see 191 00:10:34,679 --> 00:10:37,839 Speaker 9: the video of a one year old child who was 192 00:10:37,920 --> 00:10:39,400 Speaker 9: hit with a pepper spray ball. 193 00:10:40,200 --> 00:10:43,000 Speaker 1: Johnson says it happened in a Sam's Club parking lot. 194 00:10:43,040 --> 00:10:46,240 Speaker 1: The family says they were not protesting, honking their horns 195 00:10:46,240 --> 00:10:49,960 Speaker 1: to warn others, or trying to interfere with immigration officials. 196 00:10:50,600 --> 00:10:54,040 Speaker 1: Pakistan's Interior minister says a suicide bomber set off his 197 00:10:54,120 --> 00:10:57,719 Speaker 1: explosives outside the gate of a district court in Islamabad, 198 00:10:58,080 --> 00:11:01,760 Speaker 1: killing twelve people. Dozens more were hurt. The official says 199 00:11:01,800 --> 00:11:04,439 Speaker 1: the bomber tried to get into the court property but couldn't, 200 00:11:04,440 --> 00:11:07,800 Speaker 1: so he targeted a police vehicle instead. No group immediately 201 00:11:07,840 --> 00:11:11,480 Speaker 1: has claimed responsibility for the Midday attack. The FDA is 202 00:11:11,520 --> 00:11:15,040 Speaker 1: removing a warning from hormone based menopause drug. 203 00:11:14,880 --> 00:11:17,320 Speaker 7: The change is a break for more than twenty years 204 00:11:17,360 --> 00:11:20,920 Speaker 7: of FDA policy in which the drugs carried the agency's 205 00:11:20,960 --> 00:11:24,280 Speaker 7: most severe warning label. The FDA Commissioner and some other 206 00:11:24,360 --> 00:11:28,000 Speaker 7: doctors have long criticized the current warning label as outdated 207 00:11:28,040 --> 00:11:31,640 Speaker 7: and unnecessary. They say it discourages some women from seeking 208 00:11:31,679 --> 00:11:35,640 Speaker 7: treatment that can help with hot flashes and other uncomfortable symptoms. 209 00:11:35,960 --> 00:11:39,160 Speaker 7: Other experts have said the warning carries important information about 210 00:11:39,240 --> 00:11:42,720 Speaker 7: risks of stroke, heart attack, and breast cancer. Deborah mark 211 00:11:43,000 --> 00:11:43,920 Speaker 7: KFI News. 212 00:11:44,000 --> 00:11:46,520 Speaker 1: And uptick in measles cases in Canada over the past 213 00:11:46,559 --> 00:11:49,880 Speaker 1: year has resulted in the country officially using its Measles 214 00:11:50,000 --> 00:11:53,679 Speaker 1: elimination status. ABC's Michelle frans And says there has been 215 00:11:53,720 --> 00:11:55,560 Speaker 1: sustained transmission of the virus. 216 00:11:55,600 --> 00:11:59,160 Speaker 10: Since October twenty twenty four. Canada has recorded more than 217 00:11:59,200 --> 00:12:02,520 Speaker 10: fifty one hundred cases of measles. The US is also 218 00:12:02,559 --> 00:12:06,120 Speaker 10: on track to possibly lose its elimination status early next year. 219 00:12:06,320 --> 00:12:09,640 Speaker 1: If one country in a region loses elimination status, the 220 00:12:09,800 --> 00:12:15,280 Speaker 1: entire region loses it. Jeffrey Epstein's former confidante Glaine Maxwell, 221 00:12:15,480 --> 00:12:18,520 Speaker 1: could be getting some soft treatment in prison. Abc'sper Thomas's 222 00:12:18,559 --> 00:12:21,520 Speaker 1: her critics claim she is benefiting from alleged perps. 223 00:12:21,559 --> 00:12:24,480 Speaker 11: Maxwell was sent to a minimum security camp in Texas 224 00:12:24,600 --> 00:12:28,640 Speaker 11: days after that controversial meeting with Deputy Attorney General Todd Blinch. 225 00:12:28,960 --> 00:12:31,880 Speaker 11: In that meeting, Maxwell claimed that President Trump was not 226 00:12:31,960 --> 00:12:34,760 Speaker 11: involved in any illegal activity with Epstein. 227 00:12:35,200 --> 00:12:38,080 Speaker 1: He says, her critics claim Maxwell is being rewarded for 228 00:12:38,160 --> 00:12:42,040 Speaker 1: that interview. The latest work trend needs to be said 229 00:12:42,320 --> 00:12:43,359 Speaker 1: very carefully. 230 00:12:43,800 --> 00:12:46,680 Speaker 12: Micro shifting is about people getting their work done in 231 00:12:46,800 --> 00:12:50,120 Speaker 12: short blocks and on their own timeline. Recent data says 232 00:12:50,160 --> 00:12:52,280 Speaker 12: nearly two thirds of workers believe there should be more 233 00:12:52,280 --> 00:12:55,760 Speaker 12: flexibility for people who have other responsibilities, including child or 234 00:12:55,760 --> 00:12:57,960 Speaker 12: elder care, or who just work better. 235 00:12:57,760 --> 00:12:59,040 Speaker 4: In the morning or at night. 236 00:12:59,320 --> 00:13:01,640 Speaker 12: The growing presence of gen Z in the workforce is 237 00:13:01,640 --> 00:13:03,720 Speaker 12: a big reason for the push, as the youngest generation 238 00:13:03,960 --> 00:13:07,760 Speaker 12: emphasizes mental health and flexible work schedules. Multiple jobs or 239 00:13:07,880 --> 00:13:10,600 Speaker 12: side hustles are also a big reason for micro shifting, 240 00:13:10,720 --> 00:13:12,800 Speaker 12: as people look to make more money or pursue their 241 00:13:12,840 --> 00:13:15,240 Speaker 12: true passion outside of their regular job. 242 00:13:15,640 --> 00:13:16,959 Speaker 4: Michael Krozier kf. 243 00:13:16,720 --> 00:13:20,680 Speaker 1: I News micro shifting, Okay, we will be very Careful. 244 00:13:21,160 --> 00:13:24,120 Speaker 1: Flight delays and cancelations expected to ramp up today as 245 00:13:24,160 --> 00:13:28,160 Speaker 1: the FAA mandated flight reductions increase from four to six percent. 246 00:13:29,480 --> 00:13:31,440 Speaker 1: They'll go up to ten percent Friday. If the government 247 00:13:31,440 --> 00:13:35,360 Speaker 1: shutdown hasn't been resolved. Southwest had almost forty percent of 248 00:13:35,400 --> 00:13:38,680 Speaker 1: its flights delayed yesterday. A woman accused of stealing a 249 00:13:38,679 --> 00:13:42,520 Speaker 1: minivan on Thousand Oaks has escaped into Mexico. Police say 250 00:13:42,600 --> 00:13:45,520 Speaker 1: the woman led police on a three hour chase from 251 00:13:45,600 --> 00:13:48,880 Speaker 1: Ventura into La County south on the four h five 252 00:13:48,960 --> 00:13:51,840 Speaker 1: and five freeways into San Diego County, and that's where 253 00:13:51,880 --> 00:13:55,319 Speaker 1: she reached and crossed the border into Mexico. She has 254 00:13:55,360 --> 00:13:59,040 Speaker 1: not been taken into custody. Wendy's is planning to close 255 00:13:59,080 --> 00:14:01,760 Speaker 1: three hundred restaurants in the US in the next few months. 256 00:14:01,960 --> 00:14:04,319 Speaker 1: It says the cuts are twofold to increase profits and 257 00:14:04,360 --> 00:14:07,800 Speaker 1: to make its remaining restaurants more profitable. The closures are 258 00:14:07,840 --> 00:14:10,760 Speaker 1: expected to begin anytime. Wendy's has more than six thousand 259 00:14:10,800 --> 00:14:13,520 Speaker 1: restaurants in the US. And I love a good Wendy's burger, 260 00:14:13,600 --> 00:14:16,440 Speaker 1: and I love a good frosty Frosty. Let's say good 261 00:14:16,440 --> 00:14:20,600 Speaker 1: morning now to ABC's Jim Ryan, So, Jim, Christmas is 262 00:14:20,640 --> 00:14:24,240 Speaker 1: coming either there. The chili is great too, Yeah, absolutely, 263 00:14:24,800 --> 00:14:28,040 Speaker 1: so Christmas is coming. The goose is getting fat. What's 264 00:14:28,080 --> 00:14:29,960 Speaker 1: the outlook for this Christmas season. 265 00:14:30,200 --> 00:14:31,480 Speaker 4: Depends upon who you're asking. 266 00:14:31,720 --> 00:14:35,800 Speaker 5: National Retail Federation says it expects holiday sales to rise 267 00:14:36,200 --> 00:14:38,960 Speaker 5: up to four point two percent this year over last year. 268 00:14:39,040 --> 00:14:41,000 Speaker 1: That's a pretty big increase, it is. 269 00:14:41,400 --> 00:14:45,800 Speaker 5: That'll be the first trillion dollars spending season in American history. 270 00:14:45,840 --> 00:14:49,080 Speaker 5: So yeah, National Retail Federation is really optimistic about where 271 00:14:49,400 --> 00:14:54,200 Speaker 5: things are headed into the holidays. But Price Waterhouse Cooper's 272 00:14:54,240 --> 00:14:58,240 Speaker 5: PwC has been surveying consumers about what their expectations are, 273 00:14:58,960 --> 00:15:02,040 Speaker 5: and that's survey comes out with a five percent drop 274 00:15:02,560 --> 00:15:06,000 Speaker 5: in average holiday spending. So somewhere in the middle you're 275 00:15:06,120 --> 00:15:09,160 Speaker 5: likely to get the accurate number, and we probably won't 276 00:15:09,160 --> 00:15:11,280 Speaker 5: know until after it's all over. But I mean, the 277 00:15:11,320 --> 00:15:13,760 Speaker 5: economy the way it is right now, with the tariffs, 278 00:15:13,760 --> 00:15:16,600 Speaker 5: with the stock market going up and going down, with 279 00:15:16,800 --> 00:15:19,680 Speaker 5: travel sort of up in the air, it's it's really 280 00:15:19,760 --> 00:15:21,400 Speaker 5: hard to get a firm gauge on what's going to 281 00:15:21,400 --> 00:15:23,280 Speaker 5: happen in the next month, month and a half. 282 00:15:23,760 --> 00:15:26,000 Speaker 1: Although when you say the stock market's going down, it's 283 00:15:26,280 --> 00:15:29,640 Speaker 1: up trading over forty seven thousand. I mean it's been 284 00:15:29,640 --> 00:15:30,840 Speaker 1: going up and up and up. 285 00:15:31,800 --> 00:15:32,360 Speaker 4: Well, it happened. 286 00:15:32,360 --> 00:15:34,760 Speaker 5: I mean last week we saw it drop what fifteen 287 00:15:34,840 --> 00:15:36,320 Speaker 5: hundred points, the doubt did and. 288 00:15:36,440 --> 00:15:39,400 Speaker 1: It's now still trading up over forty seven thousand. 289 00:15:39,440 --> 00:15:40,360 Speaker 4: I mean it is. 290 00:15:40,520 --> 00:15:40,920 Speaker 1: Yeah. 291 00:15:41,000 --> 00:15:43,760 Speaker 5: Right, So on the whole you're right, and things are 292 00:15:43,800 --> 00:15:46,240 Speaker 5: generally looking up, and it all depends upon what happens 293 00:15:46,280 --> 00:15:48,680 Speaker 5: with AI stocks that seems to be driving the whole 294 00:15:48,720 --> 00:15:52,640 Speaker 5: market right now. You know, if if AI stocks suddenly 295 00:15:52,640 --> 00:15:56,520 Speaker 5: seem overvalued. Boy, we're getting way off topic here, Amy, 296 00:16:00,240 --> 00:16:03,680 Speaker 5: I thought this was interesting, this part of the PwC survey. 297 00:16:03,760 --> 00:16:10,680 Speaker 5: Here it compared age groups or generations gen Z, they 298 00:16:10,920 --> 00:16:14,800 Speaker 5: anticipate spending twenty three percent less this year on the 299 00:16:14,840 --> 00:16:18,040 Speaker 5: holidays than they did last year. And for the plan 300 00:16:18,200 --> 00:16:22,920 Speaker 5: to spend on they plan to buy dupes. That is, 301 00:16:23,000 --> 00:16:25,960 Speaker 5: instead of the real coach bag or the Loui of Baton, 302 00:16:26,000 --> 00:16:28,760 Speaker 5: they'll buy something that looks like a coach bag or 303 00:16:28,760 --> 00:16:31,160 Speaker 5: a Loui of Aton and give that as a gift. Millennials, 304 00:16:31,320 --> 00:16:34,600 Speaker 5: gen X and baby mooarries expend to maintain or even 305 00:16:34,840 --> 00:16:36,320 Speaker 5: increase their holiday spending. 306 00:16:36,960 --> 00:16:39,720 Speaker 1: That's kind of an interesting breakout when you think about gender. 307 00:16:40,080 --> 00:16:43,520 Speaker 1: Is Gen Z less materialistic than the older generation or 308 00:16:43,520 --> 00:16:46,080 Speaker 1: are they just used to not having as much extra 309 00:16:46,120 --> 00:16:46,760 Speaker 1: spending cash. 310 00:16:47,680 --> 00:16:50,960 Speaker 5: Well, they're dealing with big life transitions right now. They're 311 00:16:51,000 --> 00:16:54,640 Speaker 5: early in their careers. The job market is very tough. 312 00:16:54,680 --> 00:16:56,760 Speaker 5: It's hard to get a real handle on what's happening 313 00:16:56,800 --> 00:16:59,600 Speaker 5: and employment out there, and they don't have a lot 314 00:16:59,600 --> 00:17:03,160 Speaker 5: in safe and so they're going to anticipate spending less 315 00:17:03,520 --> 00:17:06,520 Speaker 5: in their holiday budgets this year than any other generation. 316 00:17:07,080 --> 00:17:09,160 Speaker 1: See, if they have less, they should spend less. That's 317 00:17:09,200 --> 00:17:11,840 Speaker 1: actually pent kind of smart. Maybe they're a smarter generation. 318 00:17:12,640 --> 00:17:13,800 Speaker 4: Could be also. 319 00:17:13,560 --> 00:17:17,480 Speaker 1: Wondering about the National Retail Federation is saying that they 320 00:17:17,560 --> 00:17:22,040 Speaker 1: expect like a four plus percent increase. Wondering is that 321 00:17:22,160 --> 00:17:24,800 Speaker 1: just because the costs are higher or they're buying four 322 00:17:24,840 --> 00:17:26,800 Speaker 1: points four percent more stuff? 323 00:17:27,280 --> 00:17:29,600 Speaker 5: I think you're onto something there, because the National Retail 324 00:17:29,640 --> 00:17:33,840 Speaker 5: Federation survey is a survey of retailers. So the stores 325 00:17:33,880 --> 00:17:36,600 Speaker 5: that are running out there, the retailers online and the 326 00:17:36,600 --> 00:17:38,639 Speaker 5: brick and mortars, they're the ones who are asked about 327 00:17:38,640 --> 00:17:40,639 Speaker 5: that and coming up with this number that. Yeah, we 328 00:17:40,640 --> 00:17:42,000 Speaker 5: think it's going to be a pretty good year. 329 00:17:42,160 --> 00:17:42,640 Speaker 4: And you're right. 330 00:17:43,080 --> 00:17:47,919 Speaker 5: Part of it maybe because of the tariffs, of the 331 00:17:47,960 --> 00:17:51,960 Speaker 5: additional costs inflation. So even if they're not getting as 332 00:17:52,080 --> 00:17:54,920 Speaker 5: much of a profit on that stuff, the sales may 333 00:17:54,960 --> 00:17:57,679 Speaker 5: be through the roof, and yet they're still not seeing 334 00:17:57,880 --> 00:17:59,160 Speaker 5: as much as they would have otherwise. 335 00:17:59,480 --> 00:18:01,639 Speaker 1: Okay, and we're going to be talking with the host 336 00:18:01,680 --> 00:18:04,600 Speaker 1: of How to Money Are Joel Larscard about who to 337 00:18:04,640 --> 00:18:08,000 Speaker 1: buy for and how to budget for holiday spending this year. 338 00:18:08,040 --> 00:18:10,520 Speaker 1: So we get great information from you, and then we'll 339 00:18:10,600 --> 00:18:11,399 Speaker 1: be getting. 340 00:18:11,520 --> 00:18:12,479 Speaker 5: I ought to tune in for that. 341 00:18:12,520 --> 00:18:13,320 Speaker 4: I think, well you can. 342 00:18:13,440 --> 00:18:14,960 Speaker 1: That would be great. You can listen any time on 343 00:18:15,000 --> 00:18:16,159 Speaker 1: the iHeartRadio app, you know. 344 00:18:16,680 --> 00:18:18,520 Speaker 5: Okay, I will den it. 345 00:18:19,400 --> 00:18:22,600 Speaker 1: Thanks, Jim Ryan, appreciate it. All right, let's get back 346 00:18:22,640 --> 00:18:24,160 Speaker 1: to some of the stories coming out of the KFI 347 00:18:24,240 --> 00:18:27,159 Speaker 1: twenty four hour newsroom. Governor Newsom is in Brazil. He's 348 00:18:27,240 --> 00:18:32,000 Speaker 1: speaking at a symposium on climate change. He says California 349 00:18:32,000 --> 00:18:34,959 Speaker 1: has been leading the way in climate initiatives since Ronald 350 00:18:35,000 --> 00:18:37,120 Speaker 1: Reagan was governor in the nineteen sixties. 351 00:18:37,160 --> 00:18:38,640 Speaker 5: It's been part of our legacy. 352 00:18:38,920 --> 00:18:42,880 Speaker 9: A bipartisan legacy going back a half century. 353 00:18:43,040 --> 00:18:46,480 Speaker 1: Newsom says California's leaders, regardless of their political party, have 354 00:18:46,520 --> 00:18:49,200 Speaker 1: been in support of clean air and improving the climate. 355 00:18:49,560 --> 00:18:52,160 Speaker 1: He says President Trump is trying to undo the progress 356 00:18:52,200 --> 00:18:56,480 Speaker 1: made by California on climate initiatives. Five MS thirteen gang 357 00:18:56,520 --> 00:18:58,920 Speaker 1: members in LA have been found guilty in a federal 358 00:18:59,040 --> 00:19:02,240 Speaker 1: racketeering case that included a string of killings in the 359 00:19:02,600 --> 00:19:05,800 Speaker 1: Angelus National Forest and shootings in the San Fernando Valley 360 00:19:06,000 --> 00:19:09,800 Speaker 1: from twenty seventeen to nineteen the La Kenny DIA's offices. 361 00:19:09,840 --> 00:19:13,920 Speaker 1: In some cases, gang members kidnapped, tortured, and murdered victims 362 00:19:14,000 --> 00:19:17,639 Speaker 1: in a ritualistic manner to elevate their membership status in 363 00:19:17,680 --> 00:19:21,400 Speaker 1: the gang. The trial lasted nine weeks. Sentencing is set 364 00:19:21,440 --> 00:19:26,280 Speaker 1: for July. A seventy nine year old Vietnam veteran who 365 00:19:26,440 --> 00:19:29,840 Speaker 1: shot and killed a naked intruder in studio said City, 366 00:19:29,920 --> 00:19:32,080 Speaker 1: said he knew he had to do something when he 367 00:19:32,080 --> 00:19:34,080 Speaker 1: heard his female tenant screaming, but. 368 00:19:34,400 --> 00:19:38,560 Speaker 5: I need protection. I got to get aggressed, so I 369 00:19:38,680 --> 00:19:41,240 Speaker 5: ran into the house and got my gun. 370 00:19:41,560 --> 00:19:45,240 Speaker 1: George Carcas tells Kate La he confronted the intruder last 371 00:19:45,240 --> 00:19:48,040 Speaker 1: week and pleaded with him to stop where he was, 372 00:19:48,119 --> 00:19:50,480 Speaker 1: but he says the man rushed him and body slammed him, 373 00:19:50,800 --> 00:19:55,240 Speaker 1: breaking both of the veteran's legs. That's when Carcas fired, 374 00:19:55,400 --> 00:19:58,879 Speaker 1: hitting the intruder three times. Carcos needed surgery and is 375 00:19:58,920 --> 00:20:02,720 Speaker 1: in the hospital recovering from his injuries. Representative Linda Sanchez 376 00:20:02,760 --> 00:20:04,840 Speaker 1: says she's going to be running for reelection in the 377 00:20:04,880 --> 00:20:09,760 Speaker 1: newly drawn forty first congressional district. The passage of Proposition 378 00:20:09,920 --> 00:20:14,159 Speaker 1: fifty split Sanchez's current district in two. She'll run in 379 00:20:14,200 --> 00:20:16,800 Speaker 1: the district that includes her hometown of Whittier. She's been 380 00:20:16,840 --> 00:20:20,359 Speaker 1: in House since two thousand and three. A political adversary 381 00:20:20,359 --> 00:20:22,920 Speaker 1: of President Trump is looking to beef up his war chest. 382 00:20:23,040 --> 00:20:26,040 Speaker 13: Senator Adam Schiff is reportedly asking for cash for a 383 00:20:26,119 --> 00:20:28,840 Speaker 13: legal defense fund and building what some are calling an 384 00:20:28,840 --> 00:20:32,920 Speaker 13: expansive political operation prepared to do damage control around any 385 00:20:32,920 --> 00:20:36,840 Speaker 13: potential charges. Trump administration has floated the idea of charging 386 00:20:36,920 --> 00:20:40,800 Speaker 13: Shiff with mortgage fraud, saying he lives in Maryland, not California. 387 00:20:40,880 --> 00:20:44,080 Speaker 13: Schiff handled the president's first impeachment trial, and Trump has 388 00:20:44,119 --> 00:20:47,720 Speaker 13: recently secured indictments for former FBI Director James Comy and 389 00:20:47,800 --> 00:20:51,000 Speaker 13: New York Attorney General Letitia James. Some sources say the 390 00:20:51,000 --> 00:20:56,400 Speaker 13: investigation into Shiff has stalled out. Jason Campedonia KFI News. 391 00:20:56,160 --> 00:20:59,680 Speaker 1: A Republican state lawmakers pushing a plan to split California 392 00:20:59,800 --> 00:21:04,360 Speaker 1: in two. Assembly Joint Resolution twenty three, introduced by Assembly 393 00:21:04,359 --> 00:21:07,480 Speaker 1: Member James Gallagher, would create a new state made up 394 00:21:07,520 --> 00:21:11,280 Speaker 1: of thirty five inland counties, including most of northern California, 395 00:21:11,359 --> 00:21:14,280 Speaker 1: the Sierra Nevada, the Central Valley, and the Inland Empire. 396 00:21:14,800 --> 00:21:19,119 Speaker 1: Gallagher says under California's current structure, the coastal regions have 397 00:21:19,280 --> 00:21:22,320 Speaker 1: the most of the population and most of the power. 398 00:21:22,720 --> 00:21:25,040 Speaker 1: He said during a meeting in Shasta County last week 399 00:21:25,080 --> 00:21:27,720 Speaker 1: that when those regions vote, they vote for their own 400 00:21:27,760 --> 00:21:32,040 Speaker 1: interests and disregard inland California. During the Civil War, differences 401 00:21:32,040 --> 00:21:35,600 Speaker 1: in religion, politics, and views on slavery led to Virginia 402 00:21:35,680 --> 00:21:39,800 Speaker 1: splitting into two states. Veterans are being honored all over 403 00:21:39,840 --> 00:21:43,480 Speaker 1: southern California with celebrations and events, including at the Santa 404 00:21:43,520 --> 00:21:46,040 Speaker 1: Monica Pier, which is going to include a flyover by 405 00:21:46,080 --> 00:21:49,720 Speaker 1: a Shuno calicopter. The Fullerton Veterans Day parade, which gets 406 00:21:49,760 --> 00:21:52,240 Speaker 1: under way at nine this morning, and there's also the 407 00:21:52,240 --> 00:21:56,920 Speaker 1: Forest Lawn sixty six annual Veterans Day ceremony, which starts 408 00:21:56,920 --> 00:21:59,840 Speaker 1: at eleven. A judge has denied a request to dism 409 00:22:00,400 --> 00:22:03,600 Speaker 1: for the man accused of killing four Pepperdine University students 410 00:22:03,680 --> 00:22:07,440 Speaker 1: on pch in Malibu. The new lawyers for now twenty 411 00:22:07,440 --> 00:22:10,600 Speaker 1: four year old Fraser Bom argued that there wasn't enough 412 00:22:10,600 --> 00:22:13,240 Speaker 1: evidence to tryum for murder in the depths in twenty 413 00:22:13,240 --> 00:22:15,479 Speaker 1: twenty three, but a judge in Van Nis disagreed and 414 00:22:15,520 --> 00:22:18,840 Speaker 1: said the case against him can proceed. La County health 415 00:22:18,840 --> 00:22:20,600 Speaker 1: officials have worn the public to stay out of the 416 00:22:20,600 --> 00:22:24,119 Speaker 1: water at beaches because of elevated bacteria levels in the 417 00:22:24,160 --> 00:22:27,800 Speaker 1: ocean water. The affected beaches include Santa Monica Beach, Inner 418 00:22:27,880 --> 00:22:32,679 Speaker 1: Cabrio Beach in San Pedro, Paradise Cove, Mother's Beach in 419 00:22:32,800 --> 00:22:36,640 Speaker 1: Marina del Rey. Signs are posted on the affected beaches. 420 00:22:37,320 --> 00:22:39,879 Speaker 1: At six oh five, it's handle on the news. The 421 00:22:39,920 --> 00:22:44,439 Speaker 1: government is one step closer to ending that shutdown. Bill's 422 00:22:44,440 --> 00:22:46,119 Speaker 1: going to get to the latest on that. Here's what 423 00:22:46,200 --> 00:22:49,120 Speaker 1: we're following in the KFI twenty four hour newsroom. 424 00:22:49,240 --> 00:22:52,040 Speaker 4: The eyes are sixty, the nays are forty. 425 00:22:52,200 --> 00:22:54,399 Speaker 11: The bill as amended has passed. 426 00:22:55,960 --> 00:22:58,600 Speaker 1: Seven Democrats and an independent in the Senate have joined 427 00:22:58,640 --> 00:23:01,480 Speaker 1: with Republicans on the vote to reopen the government. Senate 428 00:23:01,520 --> 00:23:04,600 Speaker 1: majority leader John Thune says it's been a long road, 429 00:23:04,720 --> 00:23:09,280 Speaker 1: quite literally, the longest shutdown in history. I am very very. 430 00:23:09,080 --> 00:23:11,560 Speaker 5: Happy to be able to say that we are coming 431 00:23:11,600 --> 00:23:12,960 Speaker 5: to the end. 432 00:23:13,520 --> 00:23:15,679 Speaker 1: The bill now heads to the House. The government's been 433 00:23:15,680 --> 00:23:20,040 Speaker 1: shut down since October first, after Democrats demanded an extension 434 00:23:20,160 --> 00:23:23,760 Speaker 1: of expiring Obamacare's subsidies. They did not get that in 435 00:23:23,800 --> 00:23:26,879 Speaker 1: the bill approved last night. Republicans promised to take up 436 00:23:26,880 --> 00:23:29,720 Speaker 1: the issue next month. A lot of Democrats are furious 437 00:23:29,760 --> 00:23:33,399 Speaker 1: over the compromise. The Supreme Courts expected to decide today 438 00:23:33,440 --> 00:23:37,240 Speaker 1: whether the Trump administration must comply with lower court orders 439 00:23:37,600 --> 00:23:41,480 Speaker 1: to fully fund SNAP food benefits. November payments were stopped 440 00:23:41,520 --> 00:23:44,919 Speaker 1: because the government's shut down. The administration has accepted a 441 00:23:44,960 --> 00:23:47,719 Speaker 1: pair of earlier rulings that said it must provide at 442 00:23:47,800 --> 00:23:50,760 Speaker 1: least partial benefits, but then a judge ruled that full 443 00:23:51,240 --> 00:23:55,960 Speaker 1: funding was required. The new bill passed by the Senate 444 00:23:56,400 --> 00:24:01,040 Speaker 1: includes funding for SNAP until next September. Federal officials say 445 00:24:01,080 --> 00:24:03,800 Speaker 1: a woman in Santa Anna who complained about an ICE 446 00:24:03,880 --> 00:24:06,600 Speaker 1: agent pulling a gun on her, tried to cause a 447 00:24:06,600 --> 00:24:09,840 Speaker 1: crash after screaming at federal officers. Video shows an ICE 448 00:24:09,880 --> 00:24:13,199 Speaker 1: agent stopping his car Sunday and getting out while holding 449 00:24:13,240 --> 00:24:16,359 Speaker 1: his gun chest high. A Fullerton police officer saw the 450 00:24:16,400 --> 00:24:20,119 Speaker 1: confrontation and stopped the agent, showed him his identification and 451 00:24:20,160 --> 00:24:23,760 Speaker 1: explained that the woman was following and recording him. The 452 00:24:23,840 --> 00:24:26,600 Speaker 1: officer told the agent he couldn't help if no crime 453 00:24:26,680 --> 00:24:30,080 Speaker 1: was committed. The woman left the area shortly after the exchange, 454 00:24:30,160 --> 00:24:34,560 Speaker 1: before police arrived. A former Baldwin Park Police officer has 455 00:24:34,600 --> 00:24:37,000 Speaker 1: been charged with stealing more than one hundred thousand dollars 456 00:24:37,000 --> 00:24:40,240 Speaker 1: from the Baldwin Park Police Association while serving as the 457 00:24:40,400 --> 00:24:45,040 Speaker 1: union's treasurer. Andre Via Lobos pleaded not guilty yesterday to 458 00:24:45,200 --> 00:24:48,439 Speaker 1: twenty nine felony counts of grand theft, two felony accounts 459 00:24:48,440 --> 00:24:51,359 Speaker 1: of possession of a destructive device or of explosive and 460 00:24:51,440 --> 00:24:55,080 Speaker 1: one felony account of commercial robbery. He's being held on 461 00:24:55,080 --> 00:24:58,639 Speaker 1: one point six million dollars bail. An atmospheric river is 462 00:24:58,680 --> 00:25:01,640 Speaker 1: set to hit northern in central California tomorrow and last 463 00:25:01,720 --> 00:25:04,880 Speaker 1: through Friday. Meteorologist Michelle Meade with the National Weather Service 464 00:25:04,920 --> 00:25:07,440 Speaker 1: says the storm is going to bring heavy periods of rain. 465 00:25:07,880 --> 00:25:10,320 Speaker 3: It is a colder storm with snow levels down to 466 00:25:10,359 --> 00:25:14,639 Speaker 3: five thousand feet, causing travel impacts from heavywet snow and wind, 467 00:25:15,359 --> 00:25:18,600 Speaker 3: and we also have some showers and thunderstorms anticipated. 468 00:25:18,800 --> 00:25:21,399 Speaker 1: She says a sudden burst of rain Thursday morning is 469 00:25:21,600 --> 00:25:25,560 Speaker 1: likely to cause problems. Wizard of Oz fans will soon 470 00:25:25,600 --> 00:25:27,919 Speaker 1: have the chance to own some pieces of Hollywood history. 471 00:25:28,000 --> 00:25:30,880 Speaker 14: Margaret Hamilton's original Wicked Witch of the West black hat 472 00:25:30,920 --> 00:25:32,920 Speaker 14: will go up for auction next month. It'll be part 473 00:25:32,960 --> 00:25:36,240 Speaker 14: of Heritage Auctions December, Hollywood's Signature auction. The auction will 474 00:25:36,240 --> 00:25:39,359 Speaker 14: also include Judy Garland's red Rehearsal slipper and a cast 475 00:25:39,400 --> 00:25:42,040 Speaker 14: signed copy of L. Frank Baum's The Wonderful World of 476 00:25:42,080 --> 00:25:44,000 Speaker 14: Oz book. Other items that will be part of the 477 00:25:44,040 --> 00:25:47,719 Speaker 14: auction include Elvis Presley's nineteen seventy six Harley Davidson, Marilyn 478 00:25:47,760 --> 00:25:51,760 Speaker 14: Monroe's Cleopatrick costume, and artwork from Star Wars. Mark Ronner, 479 00:25:51,920 --> 00:25:54,480 Speaker 14: There's no place like KFI news Ah. 480 00:25:55,960 --> 00:25:58,720 Speaker 1: That just reminds me, along with giving me a little 481 00:25:58,800 --> 00:26:01,080 Speaker 1: laugh Wicked for good comes out. I think it's like 482 00:26:01,080 --> 00:26:04,960 Speaker 1: a week away. I gotta go get my tickets. Oh yeah, okay, 483 00:26:05,080 --> 00:26:06,959 Speaker 1: I think it's going to be good time to get 484 00:26:06,960 --> 00:26:11,040 Speaker 1: in your business now with Bloomberg's Denise Pellegrine. Good morning Denise, Hey, 485 00:26:11,240 --> 00:26:13,560 Speaker 1: good morning Amy. All right, let's talk pasta and why 486 00:26:13,600 --> 00:26:17,760 Speaker 1: am I not be able to get my favorite pasta anymore? Yeah? 487 00:26:18,000 --> 00:26:19,480 Speaker 1: This is really painful. 488 00:26:19,880 --> 00:26:23,919 Speaker 15: The Commerce Department has announced a ninety two percent anti 489 00:26:24,080 --> 00:26:28,119 Speaker 15: dumping duty on pasta made in Italy by La Molasina 490 00:26:28,320 --> 00:26:30,560 Speaker 15: twelve other companies, and that is on top of the 491 00:26:30,600 --> 00:26:35,359 Speaker 15: Trump administration's fifteen percent tariff on imports from the European Union. 492 00:26:35,840 --> 00:26:39,240 Speaker 15: The US government says that the Italian pasta makers this 493 00:26:39,320 --> 00:26:45,399 Speaker 15: also includes pasta Garofalo, Rumo, a whole bunch of them, Aldno, Groupo, Milo, 494 00:26:45,560 --> 00:26:49,440 Speaker 15: like all of them that you love, because they've been 495 00:26:49,480 --> 00:26:51,679 Speaker 15: selling them too cheaply in the US. So now the 496 00:26:51,720 --> 00:26:54,400 Speaker 15: price on that is going to more than double. This 497 00:26:54,440 --> 00:26:55,399 Speaker 15: is going into effect. 498 00:26:55,400 --> 00:26:55,560 Speaker 2: Now. 499 00:26:56,320 --> 00:26:58,120 Speaker 15: I was thinking, you know, you really could go and 500 00:26:58,320 --> 00:27:01,320 Speaker 15: buy a whole bunch of pasta stock. It doesn't go 501 00:27:01,400 --> 00:27:02,480 Speaker 15: bad for years. 502 00:27:02,240 --> 00:27:05,240 Speaker 1: Right, Okay, So and you call it an anti dumping duty. 503 00:27:05,359 --> 00:27:08,560 Speaker 1: It sounds like what China is doing with steel. It is, 504 00:27:08,840 --> 00:27:12,960 Speaker 1: but yeah, and the thing is in Italy. They're really 505 00:27:13,040 --> 00:27:17,240 Speaker 1: upset about this because pasta isn't just pasta. Pasta is Italy, right, 506 00:27:17,280 --> 00:27:21,200 Speaker 1: so this is a national affront. Okay, well, I hope 507 00:27:21,200 --> 00:27:25,159 Speaker 1: that I can still get good pasta. We've got Christmas 508 00:27:25,200 --> 00:27:27,719 Speaker 1: around the corner. Small businesses a big part of that, 509 00:27:27,760 --> 00:27:29,800 Speaker 1: but apparently they're not feeling so good. 510 00:27:30,480 --> 00:27:33,960 Speaker 15: National Federation of Independent Business Sentiment AMY among US small 511 00:27:34,000 --> 00:27:36,639 Speaker 15: businesses has fallen to a six month flow. That's on 512 00:27:36,720 --> 00:27:40,639 Speaker 15: a deterioration in earnings, less optimism about the economy. You know, 513 00:27:40,680 --> 00:27:43,680 Speaker 15: more than sixty two million Americans work for small businesses, 514 00:27:43,720 --> 00:27:45,600 Speaker 15: So do not take this lightly. 515 00:27:45,960 --> 00:27:50,600 Speaker 1: Okay. Target is lowering prices. That's good news. Yeah, this 516 00:27:50,640 --> 00:27:54,359 Speaker 1: is amazing. Three thousand items. The prices are coming down 517 00:27:54,359 --> 00:27:58,160 Speaker 1: and this includes on food and other household staples at Target. 518 00:27:58,720 --> 00:27:59,639 Speaker 1: They also have their. 519 00:27:59,480 --> 00:28:02,600 Speaker 15: Thanksgiving meal to complete holiday dinner less than five bucks, 520 00:28:02,640 --> 00:28:06,120 Speaker 15: and they're also donating to various food banks and highlighting 521 00:28:06,119 --> 00:28:06,720 Speaker 15: that as well. 522 00:28:06,880 --> 00:28:11,560 Speaker 1: Okay, well, we passed Halloween, but people are already planning 523 00:28:11,600 --> 00:28:15,560 Speaker 1: for next year. And Giant pumpkins, and that's apparently it's 524 00:28:15,560 --> 00:28:16,520 Speaker 1: a very popular thing. 525 00:28:17,240 --> 00:28:20,560 Speaker 15: Yeah, and the thing about pumpkins, we were talking about 526 00:28:20,560 --> 00:28:22,840 Speaker 15: this before, and you brought up that not only is 527 00:28:22,840 --> 00:28:25,119 Speaker 15: it a Halloween thing, right, but you can keep the 528 00:28:25,160 --> 00:28:29,760 Speaker 15: pumpkin decoration up for Thanksgiving. That's probably part of what's 529 00:28:29,800 --> 00:28:32,439 Speaker 15: behind this obsession. People are trying to grow these giant 530 00:28:32,480 --> 00:28:36,359 Speaker 15: pumpkins for social media attention. They spent hours trying to 531 00:28:36,400 --> 00:28:38,840 Speaker 15: trace the lineage of these pumpkins so they can get 532 00:28:38,840 --> 00:28:41,080 Speaker 15: the best seeds, and the Wall Street Journal now says 533 00:28:41,080 --> 00:28:43,920 Speaker 15: individuals and businesses are selling these seeds for as much 534 00:28:43,960 --> 00:28:47,280 Speaker 15: as a thousand dollars each. You only get a couple 535 00:28:47,320 --> 00:28:51,160 Speaker 15: thousand dollars if you win the prize for the biggest pumpkins. 536 00:28:51,200 --> 00:28:53,040 Speaker 15: So people aren't in it for the money. They are 537 00:28:53,080 --> 00:28:54,400 Speaker 15: obsessed with this thing. 538 00:28:54,920 --> 00:28:58,320 Speaker 1: Here's what I'm thinking, Denise, Why don't they just clone them, 539 00:28:59,400 --> 00:29:04,360 Speaker 1: clone them, clone the gi or pumpkins, right, or just. 540 00:29:04,320 --> 00:29:08,040 Speaker 15: Go to the store and buy some canned pumpkin and skip. 541 00:29:07,840 --> 00:29:13,000 Speaker 1: The whole Okay, we had the Paramount stock was up yesterday, 542 00:29:13,120 --> 00:29:15,880 Speaker 1: But it's not all good news if you work for Paramount. 543 00:29:16,920 --> 00:29:19,840 Speaker 15: Yeah, they're talking about even deeper cost cuts. This is 544 00:29:20,360 --> 00:29:24,920 Speaker 15: pretty dark than expected at Paramount Skuidance sixteen hundred additional 545 00:29:24,960 --> 00:29:27,440 Speaker 15: workforce reduction being talked about. You remember they already cut 546 00:29:27,440 --> 00:29:29,240 Speaker 15: a thousand jobs. At least they want to save three 547 00:29:29,320 --> 00:29:32,040 Speaker 15: billion dollars. That's more than they talked about. They also 548 00:29:32,040 --> 00:29:35,400 Speaker 15: want to increase spending though on Paramount Plus streaming service UFC, 549 00:29:35,560 --> 00:29:39,640 Speaker 15: third party licensing, and bolster their film slate as well. 550 00:29:39,680 --> 00:29:43,080 Speaker 15: So they're trying to emphasize their in cost savings mode, 551 00:29:43,200 --> 00:29:45,040 Speaker 15: not shrinking their business, they hope. 552 00:29:45,120 --> 00:29:47,040 Speaker 1: As long as they don't cut Tulsa King, I'm okay 553 00:29:47,040 --> 00:29:50,520 Speaker 1: with it. And then it's Veterans Day. We got some 554 00:29:50,560 --> 00:29:52,000 Speaker 1: freebees going before we let you go. 555 00:29:52,600 --> 00:29:57,000 Speaker 15: Applebe's, Arbi's, Wendy's, Yogurt Land all offering free food for veterans. 556 00:29:57,000 --> 00:30:00,800 Speaker 15: Starbucks Amy has free coffee for veterans and for military 557 00:30:00,840 --> 00:30:03,760 Speaker 15: service members, current ones and for their spouses. Oh and 558 00:30:04,280 --> 00:30:07,240 Speaker 15: this isn't free vote. McDonald's is bringing back the mcribbins 559 00:30:07,280 --> 00:30:08,880 Speaker 15: some Los Angeles locations. 560 00:30:08,960 --> 00:30:12,320 Speaker 1: That's that time of years starting today, All right, getting 561 00:30:12,360 --> 00:30:14,520 Speaker 1: in your business like we do every weekday with Bloomberg's 562 00:30:14,520 --> 00:30:17,600 Speaker 1: Denise Pellegrinny. Thanks Denise, talk to you tomorrow, all right. 563 00:30:17,720 --> 00:30:20,800 Speaker 1: The government shutdown is another step closer to ending the 564 00:30:20,840 --> 00:30:24,080 Speaker 1: Senate pass to funding bill, with eight Democratic senators signing 565 00:30:24,160 --> 00:30:26,960 Speaker 1: on last night. The vote was sixty to forty. The 566 00:30:27,000 --> 00:30:29,040 Speaker 1: House could vote on the measure as soon as tomorrow. 567 00:30:29,200 --> 00:30:32,959 Speaker 1: It includes providing full snap benefits through next September, an 568 00:30:33,040 --> 00:30:37,360 Speaker 1: agreement to rehire fired federal workers, all back pay for 569 00:30:37,440 --> 00:30:39,880 Speaker 1: fur load workers, and it keeps the government funded through 570 00:30:40,120 --> 00:30:45,320 Speaker 1: January thirtieth. Five members of the MS thirteen gang have 571 00:30:45,360 --> 00:30:48,120 Speaker 1: been convicted in downtown, a lay of carrying out sometimes 572 00:30:48,200 --> 00:30:52,360 Speaker 1: grizzly murders to advance their standing in the gang. Prosecutors 573 00:30:52,360 --> 00:30:56,280 Speaker 1: say some of the murder victims were beaten, stabbed, shot, strangled, 574 00:30:56,320 --> 00:30:59,840 Speaker 1: and even thrown off cliffs in the Angelus National Forest. 575 00:31:00,560 --> 00:31:03,680 Speaker 1: Veterans will be celebrated at events around the south Land 576 00:31:03,760 --> 00:31:07,120 Speaker 1: this Veterans Day. Pasadena will be honoring the Late Medal 577 00:31:07,120 --> 00:31:10,960 Speaker 1: of Honor recipient and former resident Raymond G. Harvey. The 578 00:31:11,000 --> 00:31:14,400 Speaker 1: San Fernando Valley Veterans Day Parade steps off at eleven 579 00:31:14,560 --> 00:31:18,400 Speaker 1: eleven this morning along Laurel Canyon Boulevard. We're just minutes 580 00:31:18,440 --> 00:31:20,680 Speaker 1: away from Handle on the news this morning, flight reductions 581 00:31:20,680 --> 00:31:25,040 Speaker 1: go from four to six percent. Today. Let's say good 582 00:31:25,040 --> 00:31:27,479 Speaker 1: morning now to the host of How to Money every 583 00:31:27,560 --> 00:31:30,280 Speaker 1: Sunday right here on KFI. It's Joel Larsgard. 584 00:31:30,320 --> 00:31:31,920 Speaker 4: Morning, Joel, Morning Amy. 585 00:31:32,000 --> 00:31:34,160 Speaker 1: Okay, so we're forty four days away from Christmas, and 586 00:31:34,200 --> 00:31:36,680 Speaker 1: it's time to start thinking about what you're going to 587 00:31:36,760 --> 00:31:39,160 Speaker 1: get for who and how much you're going to spend. 588 00:31:39,360 --> 00:31:41,520 Speaker 1: And I was thinking, and I know people say I 589 00:31:41,520 --> 00:31:43,040 Speaker 1: talk about Christmas too much, but I think you got 590 00:31:43,080 --> 00:31:45,080 Speaker 1: a plan for it this year, because you know, budgets 591 00:31:45,080 --> 00:31:45,680 Speaker 1: are tightening. 592 00:31:46,680 --> 00:31:51,280 Speaker 16: Yeah, and this is why my suggestion is always to 593 00:31:51,440 --> 00:31:53,680 Speaker 16: have a sinking fund and to start putting money in 594 00:31:53,800 --> 00:31:57,080 Speaker 16: at the beginning of the year. Right, So just a 595 00:31:57,080 --> 00:32:01,520 Speaker 16: little lesson upfront for Christmas twenty twenty six started in January, 596 00:32:01,560 --> 00:32:03,920 Speaker 16: truly starts saving for it. Because there's this new survey 597 00:32:03,960 --> 00:32:07,560 Speaker 16: from US News something like four and five Americans are 598 00:32:07,640 --> 00:32:10,320 Speaker 16: concerned they're not going to have enough money for gifts 599 00:32:10,320 --> 00:32:14,040 Speaker 16: this holiday season. And I know it's one of those 600 00:32:14,080 --> 00:32:17,200 Speaker 16: things that you don't necessarily want to set money aside 601 00:32:17,240 --> 00:32:19,760 Speaker 16: throughout the year because you're like, I'll figure it out 602 00:32:19,800 --> 00:32:22,000 Speaker 16: when the time comes. But when the time comes, you're 603 00:32:22,000 --> 00:32:23,800 Speaker 16: super tooper stressed and you're pulling out your hair because 604 00:32:23,800 --> 00:32:25,640 Speaker 16: you like, I don't have enough money to pay for 605 00:32:25,960 --> 00:32:27,720 Speaker 16: the gifts that I want to get for everybody, and 606 00:32:27,760 --> 00:32:31,600 Speaker 16: it's a really frustrating, tenuous situation. So the crucial thing 607 00:32:31,680 --> 00:32:33,560 Speaker 16: is to plan ahead so that you have the money 608 00:32:33,560 --> 00:32:36,840 Speaker 16: for the gifts. It's like saving four maintenance items for 609 00:32:36,880 --> 00:32:38,880 Speaker 16: your house, right you know they're going to come down 610 00:32:38,880 --> 00:32:39,160 Speaker 16: the pike. 611 00:32:39,240 --> 00:32:40,280 Speaker 4: You know what's going to happen. 612 00:32:40,520 --> 00:32:44,440 Speaker 16: Christmas comes every year, like it or not, and so yeah, 613 00:32:44,440 --> 00:32:46,880 Speaker 16: you're holiday spending, you need to be preparing for that. 614 00:32:47,120 --> 00:32:48,120 Speaker 4: I think it's a crucial thing. 615 00:32:48,480 --> 00:32:51,520 Speaker 16: Right now, we're getting really close to Christmas, and so 616 00:32:52,080 --> 00:32:54,880 Speaker 16: if you don't have the money to buy the gifts 617 00:32:54,880 --> 00:32:57,520 Speaker 16: that you typically buy for the people that you love, 618 00:32:58,120 --> 00:33:00,600 Speaker 16: now is the time. It's November eleventh, where we still 619 00:33:00,640 --> 00:33:02,880 Speaker 16: have enough time from Christmas where you can at least 620 00:33:02,880 --> 00:33:05,960 Speaker 16: have conversations with your family about, hey, here's my financial 621 00:33:06,000 --> 00:33:09,800 Speaker 16: priorities and actually buying it. Some of Christmas gifts isn't 622 00:33:09,800 --> 00:33:12,080 Speaker 16: going to fit into the budget this year. Can we 623 00:33:12,120 --> 00:33:14,880 Speaker 16: do some sort of secret standa for the adults? Can 624 00:33:14,920 --> 00:33:18,200 Speaker 16: we limit gifts in this way or that and or 625 00:33:18,320 --> 00:33:21,080 Speaker 16: dial back on the number of people you typically buy for. 626 00:33:21,680 --> 00:33:23,560 Speaker 4: There are ways to kind of make. 627 00:33:23,400 --> 00:33:27,280 Speaker 16: A pivot, but do it with an open conversation with 628 00:33:27,320 --> 00:33:29,320 Speaker 16: other members of your family, so you don't just show 629 00:33:29,360 --> 00:33:31,600 Speaker 16: up to Christmas empty handed and make everybody man okay. 630 00:33:31,640 --> 00:33:33,880 Speaker 1: But then Joel, then tell me what you do if 631 00:33:33,920 --> 00:33:35,680 Speaker 1: you run into what I just did with my brother. 632 00:33:35,960 --> 00:33:38,600 Speaker 1: I literally had this conversation with him. I was you, 633 00:33:38,800 --> 00:33:40,720 Speaker 1: I was channeling you, and I said, Rob, I think 634 00:33:40,720 --> 00:33:42,600 Speaker 1: we should kind of cut back this year a little bit, 635 00:33:42,840 --> 00:33:46,800 Speaker 1: and he goes, oh, shut up, We're not cutting back. Okay, 636 00:33:46,880 --> 00:33:47,640 Speaker 1: I guess I'll go. 637 00:33:47,640 --> 00:33:51,080 Speaker 4: Shop in to buy something nice for your brother at least. 638 00:33:50,960 --> 00:33:54,080 Speaker 1: Right, you know, right, well, you know, I think that 639 00:33:54,120 --> 00:33:56,760 Speaker 1: One of the other things that's kind of awkward about 640 00:33:56,840 --> 00:33:59,480 Speaker 1: Christmas sometimes is like you're like, well, did I spend 641 00:33:59,560 --> 00:34:01,720 Speaker 1: enough on that person? And did I spend the equal 642 00:34:01,760 --> 00:34:04,480 Speaker 1: amount on that person? And I kind of I don't 643 00:34:04,520 --> 00:34:07,040 Speaker 1: play the money game so much. It's more like, try 644 00:34:07,080 --> 00:34:09,000 Speaker 1: to find something that you think that they would like, 645 00:34:09,120 --> 00:34:11,239 Speaker 1: and if one of them costs fifty dollars and one 646 00:34:11,239 --> 00:34:14,160 Speaker 1: of them costs one hundred dollars, that's okay. They don't 647 00:34:14,200 --> 00:34:15,560 Speaker 1: have to all be equitable. 648 00:34:16,040 --> 00:34:18,080 Speaker 16: Yeah, and I think kind of what you're getting at 649 00:34:18,080 --> 00:34:20,839 Speaker 16: in that conversation is what you did was suggest hey, 650 00:34:20,840 --> 00:34:21,719 Speaker 16: maybe we should do this. 651 00:34:22,160 --> 00:34:24,839 Speaker 1: I think any shut me down, and he shut you down. 652 00:34:25,080 --> 00:34:29,080 Speaker 16: I think what people can really respond well to is saying, hey, listen, 653 00:34:29,680 --> 00:34:31,920 Speaker 16: I have these financial goals that I got to meet 654 00:34:31,960 --> 00:34:34,880 Speaker 16: and I cannot. I will not going to debt. I 655 00:34:34,960 --> 00:34:37,719 Speaker 16: do not want that credit card debt hangover in January. 656 00:34:37,760 --> 00:34:39,600 Speaker 4: I've done it before. It really stinks. 657 00:34:39,600 --> 00:34:41,799 Speaker 16: It takes months to get out of and twenty two 658 00:34:41,840 --> 00:34:44,600 Speaker 16: percent interest rates, Like, it's just not physically possible for me. 659 00:34:45,040 --> 00:34:48,120 Speaker 16: So can we shift in a way that allows me 660 00:34:48,600 --> 00:34:51,800 Speaker 16: to enjoy us, to enjoy Christmas together, but it prevents 661 00:34:51,840 --> 00:34:55,800 Speaker 16: me from going down that dark path of extensive debt 662 00:34:55,920 --> 00:34:57,920 Speaker 16: that I really don't need to be doing to make 663 00:34:57,960 --> 00:35:00,280 Speaker 16: this holiday season quote unquote great? 664 00:35:00,360 --> 00:35:02,560 Speaker 4: What are other ways we can make this holiday season great? 665 00:35:02,600 --> 00:35:06,120 Speaker 16: So like put pin it on yourself and say I 666 00:35:06,120 --> 00:35:09,000 Speaker 16: can't do it like we've been doing it and I 667 00:35:09,040 --> 00:35:12,160 Speaker 16: love Christmas. There's other like, for instance, my siblings, we 668 00:35:12,200 --> 00:35:15,040 Speaker 16: go out to an inexpensive dinner like that is our 669 00:35:15,040 --> 00:35:17,880 Speaker 16: sibling Christmas hang We don't get each other gifts and 670 00:35:17,920 --> 00:35:20,919 Speaker 16: so it's much less expensive because it's just a cheap 671 00:35:20,960 --> 00:35:23,880 Speaker 16: dinner and it's a great way to be together. I 672 00:35:23,920 --> 00:35:26,240 Speaker 16: think there are lots of options like that, and honestly, 673 00:35:26,320 --> 00:35:29,040 Speaker 16: people appreciate the honesty and the humility to be like, 674 00:35:29,080 --> 00:35:30,160 Speaker 16: I just can't do it this year. 675 00:35:30,480 --> 00:35:33,200 Speaker 1: Yeah, okay, so be honest and have that tough conversation. 676 00:35:33,440 --> 00:35:35,759 Speaker 1: And one one quick question about you said, you know, 677 00:35:35,880 --> 00:35:38,200 Speaker 1: do that savings account which we're going to start in 678 00:35:38,280 --> 00:35:40,880 Speaker 1: January and set aside a little bit every month. Do 679 00:35:40,960 --> 00:35:42,880 Speaker 1: you need to have a dedicated account or do you 680 00:35:42,880 --> 00:35:44,279 Speaker 1: just keep track of it? Because I feel like if 681 00:35:44,320 --> 00:35:45,879 Speaker 1: I just put it in there and say it's there, 682 00:35:46,320 --> 00:35:49,600 Speaker 1: but it's intermixed with my other money, I might tap 683 00:35:49,640 --> 00:35:50,040 Speaker 1: into it. 684 00:35:50,480 --> 00:35:52,600 Speaker 4: Yeah. Yeah, yeah, So that's a great question. I think 685 00:35:52,760 --> 00:35:53,280 Speaker 4: you can. 686 00:35:53,880 --> 00:35:57,160 Speaker 16: If you're keeping a spreadsheet and you're keeping track of 687 00:35:57,200 --> 00:35:59,680 Speaker 16: your expenses and you're that dedicated, I think you can 688 00:35:59,760 --> 00:36:03,520 Speaker 16: keep it all in one place. One of my favorite things. 689 00:36:03,520 --> 00:36:05,640 Speaker 16: One of the reasons why I think Ally is actually 690 00:36:05,640 --> 00:36:08,480 Speaker 16: one of the best places to open a savings account 691 00:36:08,680 --> 00:36:10,879 Speaker 16: is because and a couple other people do this too, 692 00:36:10,960 --> 00:36:11,799 Speaker 16: but Ally does it well. 693 00:36:11,880 --> 00:36:13,000 Speaker 4: I think they might have been first. 694 00:36:13,320 --> 00:36:17,040 Speaker 16: The savings buckets that they offer are really great because 695 00:36:17,160 --> 00:36:22,400 Speaker 16: they allow you to toss money into certain certain buckets 696 00:36:22,440 --> 00:36:24,840 Speaker 16: that you have listed, like all, this is my vacation bucket, 697 00:36:24,840 --> 00:36:26,719 Speaker 16: and I'm putting one hundred and fifty dollars a month 698 00:36:26,760 --> 00:36:29,120 Speaker 16: into that. This is my Christmas bucket. I'm putting fifty 699 00:36:29,160 --> 00:36:30,879 Speaker 16: dollars a month into that. So I've got six hundred 700 00:36:30,920 --> 00:36:33,080 Speaker 16: bucks by the time Christmas rolls around, and I'm not 701 00:36:33,120 --> 00:36:34,880 Speaker 16: putting it on the credit card. So the buckets are 702 00:36:34,880 --> 00:36:38,000 Speaker 16: a great way to do it. There's also Monarch Money, 703 00:36:38,000 --> 00:36:40,160 Speaker 16: which is just recently changed our name to Monarch. It's 704 00:36:40,160 --> 00:36:44,440 Speaker 16: a great it's like Mint but for modern times, and 705 00:36:44,680 --> 00:36:48,759 Speaker 16: it's a great budgeting software that also simultaneously allows you 706 00:36:48,840 --> 00:36:54,239 Speaker 16: to kind of create those items the savings goals, but 707 00:36:54,680 --> 00:36:57,400 Speaker 16: it doesn't but you don't actually have to have an 708 00:36:57,440 --> 00:37:00,480 Speaker 16: account with buckets to take part in that. I like 709 00:37:00,560 --> 00:37:04,160 Speaker 16: that as a way to kind of mentally separate money 710 00:37:04,239 --> 00:37:05,160 Speaker 16: for different purposes. 711 00:37:05,280 --> 00:37:07,640 Speaker 1: Right, Okay, and then before we let you go, this 712 00:37:07,680 --> 00:37:09,799 Speaker 1: is sort of a bookkeeping thing, but you say it's 713 00:37:09,840 --> 00:37:14,160 Speaker 1: super important, and that is beneficiaries make sure that they're 714 00:37:14,200 --> 00:37:15,600 Speaker 1: listed and they're the right ones. 715 00:37:16,000 --> 00:37:18,960 Speaker 16: Oh, my goodness, this is so important. I can't even 716 00:37:19,000 --> 00:37:20,800 Speaker 16: tell you how important this is. And this is something 717 00:37:20,800 --> 00:37:23,759 Speaker 16: that we dealt with recently in my family with the 718 00:37:23,800 --> 00:37:26,439 Speaker 16: passing of my. 719 00:37:26,640 --> 00:37:30,040 Speaker 4: Stepfather or my wife's stepfather. 720 00:37:29,960 --> 00:37:34,000 Speaker 16: And he just the beneficiaries were listed incorrectly on some 721 00:37:34,040 --> 00:37:36,879 Speaker 16: really important policies like a life insurance policy. And this 722 00:37:37,040 --> 00:37:38,480 Speaker 16: is there was an article in the Wall Street Journal 723 00:37:38,520 --> 00:37:41,560 Speaker 16: about this just a couple of days ago. The beneficiaries 724 00:37:41,560 --> 00:37:44,400 Speaker 16: often who's listed as a beneficiary on your retirement account 725 00:37:44,480 --> 00:37:47,479 Speaker 16: or on your life insurance policy. It trumps what's in 726 00:37:47,560 --> 00:37:50,279 Speaker 16: your will, and most people they set it and forget it. 727 00:37:50,360 --> 00:37:53,440 Speaker 16: And maybe if they had if they opened this account 728 00:37:53,480 --> 00:37:56,400 Speaker 16: twenty thirty years ago, they haven't changed the beneficiary. They 729 00:37:56,400 --> 00:37:59,359 Speaker 16: haven't thought through who is should get this money if 730 00:37:59,400 --> 00:38:02,200 Speaker 16: I were to meet my untimely death. And so the 731 00:38:02,280 --> 00:38:05,239 Speaker 16: beneficiary is one of this crucial things. It takes a 732 00:38:05,320 --> 00:38:07,400 Speaker 16: couple of minutes to go in there and check and 733 00:38:07,440 --> 00:38:11,760 Speaker 16: to update if necessary, but make sure you know who's 734 00:38:11,800 --> 00:38:15,680 Speaker 16: listed as a beneficiar on all those accounts, insurance policies 735 00:38:15,719 --> 00:38:19,440 Speaker 16: and retirement accounts, so that, yeah, God forbid, if you 736 00:38:19,480 --> 00:38:21,759 Speaker 16: were to pass away prematurely, that money goes into the 737 00:38:21,840 --> 00:38:25,160 Speaker 16: right hands because if the beneficiary is listed incorrectly, it's 738 00:38:25,200 --> 00:38:27,600 Speaker 16: going to that person. Even if you're like, man, that 739 00:38:27,719 --> 00:38:29,680 Speaker 16: was my ex spouse. I didn't want them to get 740 00:38:29,680 --> 00:38:31,920 Speaker 16: the money. I wanted my current spouse to get the money. Sorry, 741 00:38:31,960 --> 00:38:33,680 Speaker 16: there's nothing you can really do about it after the 742 00:38:33,680 --> 00:38:34,560 Speaker 16: fact most of the time. 743 00:38:34,640 --> 00:38:37,840 Speaker 1: All right, great advice as always from the host of 744 00:38:37,880 --> 00:38:40,160 Speaker 1: how to Money on KFI. It's Joel Larsgard, and you 745 00:38:40,160 --> 00:38:43,399 Speaker 1: can listen to more great financial tips and tricks when 746 00:38:43,400 --> 00:38:47,000 Speaker 1: you listen to Joel this weekend. He's on Sundays from 747 00:38:47,080 --> 00:38:50,000 Speaker 1: noon to two right here at KFI, and you can 748 00:38:50,040 --> 00:38:54,560 Speaker 1: also follow him how to Money Joel at how to Money. Joel. 749 00:38:54,600 --> 00:38:56,279 Speaker 1: Thank you, Joel Larcus Larsgard. 750 00:38:56,800 --> 00:38:58,799 Speaker 4: Of course, thanks Amy, thank you. 751 00:38:59,080 --> 00:39:03,320 Speaker 1: Okay. This is KOST HD two Los Angeles, Orange County, 752 00:39:03,640 --> 00:39:06,879 Speaker 1: live from the KFI twenty four hour newsroom. I'm Amy King. 753 00:39:07,000 --> 00:39:09,160 Speaker 1: This has been your wake up call. If you missed 754 00:39:09,200 --> 00:39:11,040 Speaker 1: any wake up call, you can listen anytime we're on 755 00:39:11,040 --> 00:39:14,000 Speaker 1: the iHeartRadio app. You've been listening to wake Up Call 756 00:39:14,080 --> 00:39:16,799 Speaker 1: with me, Amy King. You can always hear wake Up 757 00:39:16,800 --> 00:39:19,680 Speaker 1: Call five to six am Monday through Friday on KFI 758 00:39:19,880 --> 00:39:24,360 Speaker 1: AM six forty and anytime on demand on the iHeartRadio app.