WEBVTT - Mornings with Thom Brennaman 1/21/2026 0:00:00.200 --> 0:00:03.480 Honey money, Money Now a financial dispatch from a season 0:00:03.680 --> 0:00:08.760 economic professional. This is the Bloomberg Money Minute on seven 0:00:08.880 --> 0:00:10.160 hundred WLW. 0:00:10.280 --> 0:00:13.240 Alrighty, we say good morning once more to Denise Pelagreni 0:00:13.320 --> 0:00:16.320 from the Bloomberg newsroom in New York City. A very 0:00:16.360 --> 0:00:21.320 good news for tens of millions of Americans. Mortgage rates drop. 0:00:22.320 --> 0:00:26.079 Yeah, this is really igniting a new buying spree. Here's 0:00:26.120 --> 0:00:30.160 what we know. Mortgage applications for home purchases jumped last 0:00:30.160 --> 0:00:33.680 week to the hydas since January of twenty twenty three. 0:00:34.159 --> 0:00:36.240 So that's more than three years, right, according to the 0:00:36.320 --> 0:00:40.960 Mortgage Bankers Association, and the reason, as you mentioned, contract 0:00:41.040 --> 0:00:43.840 rate on a thirty year fixed rate mortgage slip two 0:00:43.880 --> 0:00:47.800 basis points, putting it closer and closer, though not quite 0:00:47.880 --> 0:00:51.080 under six percent. The rate this past week six point 0:00:51.080 --> 0:00:53.680 one six percent. We've seen all these surveys showing if 0:00:53.760 --> 0:00:57.120 rates were to actually drop under six percent, that could 0:00:57.200 --> 0:01:00.520 ignite a just a huge wave by but we're all 0:01:00.600 --> 0:01:02.120 starting to see maybe that happening. 0:01:02.360 --> 0:01:03.480 Yeah. 0:01:03.520 --> 0:01:07.840 Meanwhile, speaking of home buyers, President Trump is expected to 0:01:07.920 --> 0:01:11.280 unveil plans the deal with the fact that so many 0:01:11.360 --> 0:01:14.800 people can't afford to buy a home right he's. 0:01:14.640 --> 0:01:18.400 In Switzerland, he's touched down. Finally, he's expected to deliver 0:01:18.560 --> 0:01:22.600 a major address in the coming hours. Housing affordability and 0:01:22.760 --> 0:01:26.560 plans to ease the affordability crisis as something he has 0:01:26.640 --> 0:01:29.399 said that he will include as part of his comments 0:01:29.480 --> 0:01:33.720 during his travels in Switzerland this week. The President also 0:01:34.280 --> 0:01:38.600 intends to expand his domestic travel ahead of November's midterm elections. 0:01:38.800 --> 0:01:41.680 He'll be touting his economic agenda all over the place. 0:01:41.720 --> 0:01:44.080 According to AIDS, housing is expected to be a big 0:01:44.120 --> 0:01:46.360 part of this, and the AIDS say the President will 0:01:46.360 --> 0:01:49.880 be traveling every week. Cabinet members will focus on domestic stops, 0:01:49.920 --> 0:01:53.160 making fewer international trips. We've seen a lot of things 0:01:53.600 --> 0:01:56.920 floated as part of this housing affordability plan, whether it 0:01:56.960 --> 0:02:02.640 comes to mortgage rates, new building, you know, maybe curbing investors' 0:02:03.000 --> 0:02:07.120 ability to buy single family homes themselves, maybe being able 0:02:07.160 --> 0:02:08.760 to take some money out of your four oh one 0:02:08.840 --> 0:02:11.840 K with new rules surrounding that to use as a 0:02:11.880 --> 0:02:14.280 down payment. Just a lot going on. No one is 0:02:14.320 --> 0:02:17.360 sure exactly what he's going to say about housing, but 0:02:17.440 --> 0:02:19.760 that is just being watched very very closely and should 0:02:19.800 --> 0:02:22.359 be especially among consumers. Hoping to buy. 0:02:22.280 --> 0:02:25.720 Home absolutely without all that in mind. What about the 0:02:25.760 --> 0:02:27.679 futures this morning, Yeah. 0:02:27.480 --> 0:02:31.720 They flipped negative after the president touchdown. There's just a 0:02:31.720 --> 0:02:34.440 lot of tension about Greenland, right, and also the President 0:02:34.560 --> 0:02:38.920 is threatening what eight European nations with new tariffs because 0:02:38.919 --> 0:02:42.640 of their views opposing his view on green On. So 0:02:42.720 --> 0:02:45.200 Doubt futures down one on one, s and P futures 0:02:45.240 --> 0:02:47.519 down one, NASDA futures down twenty one. And this is 0:02:47.560 --> 0:02:50.040 all after just that huge route we had yesterday for 0:02:50.080 --> 0:02:52.800 a stocks. The big winner today is gold hitting a 0:02:52.840 --> 0:02:56.040 new record high this morning from Bloomberg. I'm Denise Pelgriny 0:02:56.040 --> 0:02:59.400 News Radio seven hundred WLW. 0:03:00.639 --> 0:03:04.040 Always enjoy getting together with our business insider. You can 0:03:04.120 --> 0:03:08.080 follow Greg Stebben on Bluesky at Greg g r e 0:03:08.440 --> 0:03:12.359 gg Steben s t e b as in boy b 0:03:12.480 --> 0:03:13.920 as in boy e n. 0:03:14.760 --> 0:03:16.639 And today we're going to break this down. 0:03:16.639 --> 0:03:18.560 We're going to dumb this down a little bit today 0:03:18.560 --> 0:03:21.680 because we've been talking so much Greg about AI. You know, 0:03:22.080 --> 0:03:25.000 what is it? How exactly does it work? I mean, 0:03:25.080 --> 0:03:28.080 is it some giant computer that knows everything about everything 0:03:29.000 --> 0:03:30.880 that's ever been on the Internet or in the world, 0:03:31.000 --> 0:03:33.280 or in the news or anything else. Let's break it 0:03:33.320 --> 0:03:36.800 down to this very simple question, what is a I? 0:03:37.200 --> 0:03:40.800 And a follow up, how exactly does AI work? 0:03:42.640 --> 0:03:45.040 Well, I'm glad you started with what I think most 0:03:45.080 --> 0:03:47.360 people think it is and how it works, which is 0:03:48.160 --> 0:03:50.960 this giant computer system that has read everything on the 0:03:50.960 --> 0:03:53.480 Internet and the minute you ask a question can access 0:03:53.520 --> 0:03:56.240 it all, order it, make sense of it, and write 0:03:56.240 --> 0:03:58.880 a solution for you or an answer for you. That's 0:03:59.040 --> 0:04:03.280 part of how A work. There's another part, which may 0:04:03.320 --> 0:04:06.560 be news to you, and that is there are companies 0:04:06.680 --> 0:04:10.240 like one called Mercore, and let's just single Mercore out 0:04:10.280 --> 0:04:16.560 here for a minute. Mercore has hired tens of thousands 0:04:16.839 --> 0:04:21.960 of people who are teaching the Internet what they know. 0:04:22.640 --> 0:04:33.240 We're talking astronomers, psychologists, industrial engineers, filmmakers, comedians, lawyers, doctors, poets. 0:04:34.120 --> 0:04:37.640 They're paying people. If you were a dermatologist, for instance, 0:04:38.040 --> 0:04:40.480 you might get two hundred and fifty dollars an hour 0:04:40.920 --> 0:04:44.480 to teach AI about dermatology. If you were a poet, 0:04:45.000 --> 0:04:47.360 you might make one hundred and fifty dollars an hour 0:04:47.800 --> 0:04:52.560 teaching AI how to be poetic. I don't know about you, 0:04:52.839 --> 0:04:56.000 but if this thing could read all the information in 0:04:56.040 --> 0:04:59.480 the world and spew it out in a brilliant, artificially 0:04:59.520 --> 0:05:03.760 intelligent Why does it need humans to tell it what 0:05:03.880 --> 0:05:06.560 to do? To me? It's beginning to sound like the 0:05:06.600 --> 0:05:07.400 Wizard of Oz. 0:05:07.720 --> 0:05:09.760 Well, that's where I was going. It's funny you said 0:05:09.800 --> 0:05:13.040 Wizard of Oz, because I mean does that I mean, 0:05:13.160 --> 0:05:15.359 at the end of the day, is AI really that 0:05:15.680 --> 0:05:19.080 smart or as smart as we are told? Or like 0:05:19.120 --> 0:05:22.880 the Wizard of Oz with a human and a brain 0:05:23.080 --> 0:05:26.400 hiding nearby, somewhere behind the proverbial curtain. 0:05:28.360 --> 0:05:31.680 Well, so let's ask your question in a different way. 0:05:32.680 --> 0:05:36.800 Why would AI companies want us to believe it's the 0:05:36.880 --> 0:05:40.839 smartest thing ever and soon it will be smarter than us, 0:05:41.400 --> 0:05:44.120 when perhaps it's really more like the Wizard of Oz. 0:05:44.160 --> 0:05:47.279 Can we think of a business reason for that? I can, 0:05:48.160 --> 0:05:51.240 And the business reason for that is, Oh, if we 0:05:51.480 --> 0:05:56.560 if we five companies build up this illusion of brilliance 0:05:57.279 --> 0:06:00.720 and we sell everybody on it, and by I mean 0:06:00.760 --> 0:06:04.360 mostly businesses, and then we as individuals follow in the governments, 0:06:04.800 --> 0:06:10.039 and then everybody, governments, businesses and individuals begin using this 0:06:10.080 --> 0:06:14.039 instead of the old way of getting information like Google. Well, 0:06:14.080 --> 0:06:19.400 we've killed our competition and we now own how people 0:06:19.480 --> 0:06:23.760 do things before they figured out that what we sold 0:06:23.800 --> 0:06:27.000 them was actually an illusion, and they may hate us 0:06:27.000 --> 0:06:29.680 for selling them on something that's an illusion, but they 0:06:29.680 --> 0:06:32.720 can't go back to the old thing because that whole system, 0:06:32.760 --> 0:06:35.800 and maybe even some of those companies that make it possible, 0:06:35.880 --> 0:06:37.960 is gone. I mean, we've seen this in the tech 0:06:38.040 --> 0:06:41.159 business over and over again. You kill your competition. This 0:06:41.320 --> 0:06:44.760 is how Microsoft became Microsoft. You kill your competition, or 0:06:44.800 --> 0:06:47.479 you buy your competition and you run them out of business. 0:06:47.480 --> 0:06:49.840 And then if people discover later that what you were 0:06:49.839 --> 0:06:53.120 actually selling was inferior, doesn't really matter because there's no 0:06:53.520 --> 0:06:55.320 old way to go back to, you know. 0:06:55.680 --> 0:06:57.760 Before I shift this in a different direction, which I 0:06:57.800 --> 0:07:00.120 want to get to in a second, when you were 0:07:00.279 --> 0:07:04.039 using the example of a poet or an astronomer or 0:07:04.279 --> 0:07:07.640 any walk of life, these people come into All of 0:07:07.680 --> 0:07:11.000 us come into a situation like that where we might 0:07:11.080 --> 0:07:14.240 be teaching it something, but then our personal sort of 0:07:14.880 --> 0:07:18.920 slant comes into it. Has that become an issue at all? 0:07:19.000 --> 0:07:21.360 From what you've been able to tell or hear in 0:07:21.400 --> 0:07:24.880 the AI world, have you heard. 0:07:24.680 --> 0:07:28.280 Any issues with AI getting people incorrect accurate? 0:07:28.560 --> 0:07:31.200 You and I were talking tragically about you know, teens 0:07:31.400 --> 0:07:35.320 that have basically been talked into and given ways to 0:07:35.400 --> 0:07:37.400 go about committing suicide. 0:07:38.520 --> 0:07:40.400 Well, I think that might be a case where more 0:07:40.440 --> 0:07:43.760 into human intervention would have been better, because I don't 0:07:43.760 --> 0:07:46.120 think there's a lot of people that would have coached. 0:07:45.880 --> 0:07:46.640 AI to do that. 0:07:47.520 --> 0:07:50.240 I mean, I think there are places where human intervention 0:07:50.720 --> 0:07:53.600 is going to be necessary, but not tens of thousands 0:07:53.600 --> 0:07:57.320 of people teaching it to be poetic, not teaching it 0:07:57.360 --> 0:08:00.640 about astronomy. You would think that just like you and 0:08:00.720 --> 0:08:02.800 I read a textbook to read things, or now we 0:08:02.880 --> 0:08:05.360 go to YouTube. But you know, just like if it 0:08:05.760 --> 0:08:09.880 had greater than human intelligence or equal to human intelligence, 0:08:10.120 --> 0:08:12.200 that it could learn the same way we do, which 0:08:12.240 --> 0:08:15.000 is by watching a YouTube video or reading something. But 0:08:15.040 --> 0:08:17.720 apparently that's not good enough because it then needs us 0:08:17.720 --> 0:08:18.800 as coaches as well. 0:08:19.080 --> 0:08:21.520 Okay, I want to go in a little bit different direction, 0:08:21.600 --> 0:08:24.000 if you don't mind on the premise here that we 0:08:24.080 --> 0:08:26.240 know if it takes tens of thousands of people every 0:08:26.280 --> 0:08:30.640 day to teach AI how to do things, and maybe 0:08:30.720 --> 0:08:34.800 I have lost my job to AI, or think I 0:08:34.920 --> 0:08:39.080 might lose my job to AI, should I be considering 0:08:39.800 --> 0:08:42.440 going to work for one of these companies as you 0:08:42.520 --> 0:08:45.880 alluded to a minute ago. And then I'm the one 0:08:46.040 --> 0:08:50.240 who teaches people every day and teaches Ai how to 0:08:50.280 --> 0:08:51.319 do things. 0:08:52.400 --> 0:08:55.839 Well, that's a tough question, right, I mean I'm listening 0:08:55.920 --> 0:08:58.240 to you, and I'm thinking it's kind of like answering 0:08:58.240 --> 0:09:01.720 an ad in the paper. Let's say a chef and 0:09:01.760 --> 0:09:03.880 you get a job or to go live with and 0:09:03.960 --> 0:09:11.079 cook for Hannibal lector Okay, right, it's gonna in the end, 0:09:11.200 --> 0:09:13.000 You're going to finish your job and then it's going 0:09:13.080 --> 0:09:17.080 to eat you. So it may be that you don't 0:09:17.080 --> 0:09:18.960 have a choice. I mean the people that are interviewed 0:09:18.960 --> 0:09:21.520 in this article I read in the Wall Street Journal, 0:09:21.520 --> 0:09:25.360 I mean some of them like the work. You know, 0:09:25.400 --> 0:09:27.920 there's one guy who is who wrote about cars as 0:09:27.960 --> 0:09:30.240 a journalist for his entire career. Well, I can tell 0:09:30.280 --> 0:09:32.240 you as a journalist that's not a great career to 0:09:32.240 --> 0:09:35.960 be in anymore. So now he's teaching Ai how to 0:09:36.000 --> 0:09:39.559 write and evaluating pieces of journalism that Ai is writing. 0:09:40.000 --> 0:09:43.040 I think he'd rather be a journalist, but he also 0:09:43.200 --> 0:09:45.000 wants to put food on the table and make his 0:09:45.080 --> 0:09:49.120 car payment or his mortgage, So I think stepping into 0:09:49.200 --> 0:09:52.760 that is tricky. It is. If you need the money 0:09:52.840 --> 0:09:54.760 and you can get the job, you may do it. 0:09:55.080 --> 0:09:57.800 But just remember, Hannibal Lecture's coming for you too. 0:09:58.520 --> 0:10:01.679 Well that's a hasn't thought to end on for crying 0:10:01.720 --> 0:10:05.000 out loud, Greg, We always love the time getting together 0:10:05.040 --> 0:10:06.520 with you, my friend. I hope you have a great 0:10:06.520 --> 0:10:09.160 rest of your weekend weekend, and we'll look forward to 0:10:09.200 --> 0:10:10.400 catching up again next week. 0:10:10.440 --> 0:10:12.440 Thank you, sir, you bet. 0:10:12.440 --> 0:10:18.880 It's great to be here, all. 0:10:18.840 --> 0:10:21.240 Right, Greg, Great to have you with us. Love have 0:10:21.320 --> 0:10:24.640 an guy on every single week. 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Provider Prescription required. 0:12:05.800 --> 0:12:12.160 See website for details. All right, let's check the roadways 0:12:12.200 --> 0:12:14.560 out there, Chuck, how we rolling along this morning? 0:12:14.720 --> 0:12:17.439 Not too terribly bad. I mean, things could be a 0:12:17.480 --> 0:12:20.360 whole lot worse. The further south you go, you start 0:12:20.400 --> 0:12:22.800 to get into some weather issues, and it could be 0:12:22.840 --> 0:12:26.000 a while before a person gets here if you're expecting 0:12:26.040 --> 0:12:29.720 them from Louisvara, Lexington because of that snow and ice 0:12:29.800 --> 0:12:34.040 that's moving through here southbound seventy five that continues to 0:12:34.120 --> 0:12:37.000 run a bit slow through Westchester and through Lochland, and 0:12:37.040 --> 0:12:39.840 crews continue to work with a wreck on southbound seventy 0:12:39.880 --> 0:12:43.120 one below fields Irdle that's on the left hand side. 0:12:43.240 --> 0:12:46.640 This all from the UC Help Traffic Center. U See 0:12:46.679 --> 0:12:50.720 Cancer Center offers advanced surgical options for complex liver and 0:12:50.840 --> 0:12:55.079 pancreas cancers and clinical trials you won't find anywhere else. 0:12:55.520 --> 0:12:57.920 Get a second opinion now called five one three, five 0:12:58.000 --> 0:13:02.400 eight five u SECC. The latest accident is westbound on 0:13:02.559 --> 0:13:05.560 seventy four. They're on the right hand side, just after 0:13:05.600 --> 0:13:08.880 you get passed. Harris and Ryebolt Chuck Ingram News Radio 0:13:08.920 --> 0:13:11.840 seven hundred walw our. 0:13:11.800 --> 0:13:15.320 WCPO nine, first twenty four cast presented by Jennifer ketch Mark. 0:13:15.360 --> 0:13:17.920 We're gonna start seeing some snow here in the Try State. 0:13:17.960 --> 0:13:20.520 Maybe some in our listening area already getting some snow. 0:13:20.559 --> 0:13:23.640 As Chuck just mentioned, we're looking at roughly an inch 0:13:23.880 --> 0:13:26.160 some areas a little more. Some a little bit less 0:13:26.600 --> 0:13:29.160 and that will go until about one o'clock today. So 0:13:30.679 --> 0:13:33.040 you know, the temperatures being what they are, there could 0:13:33.040 --> 0:13:37.240 be some slick roads or some slick spots possible out there. 0:13:37.280 --> 0:13:41.040 Tonight we're dried down to twenty seven. Tomorrow, mix of 0:13:41.080 --> 0:13:42.920 sun and clouds up to thirty four, but with a 0:13:42.920 --> 0:13:45.720 wind chill it won't be above freezing. Then tomorrow night 0:13:45.760 --> 0:13:48.640 we're down to fifteen, wind chill in the single digits. 0:13:49.000 --> 0:13:52.360 And the big, big question is where is the try 0:13:52.360 --> 0:13:56.480 state in relation to this massive storm that is moving 0:13:56.840 --> 0:14:02.280 west to east across America and to hit areas that rarely, 0:14:02.360 --> 0:14:05.200 if ever gets no and now they're staring down the 0:14:05.200 --> 0:14:10.160 barrel at anywhere from four to twelve to eighteen inches 0:14:10.200 --> 0:14:18.640 in place like Texas, Oklahoma, Tennessee, Kentucky, Georgia, North Carolina, 0:14:18.920 --> 0:14:23.960 South Carolina, Virginia. Eight twenty three, we got the news 0:14:24.000 --> 0:14:26.880 around the corner on seven hundred WL, and we've got 0:14:26.920 --> 0:14:29.520 the news coming up in forty five seconds. 0:14:29.560 --> 0:14:30.720 Coming up at eight thirty eight. 0:14:30.880 --> 0:14:34.280 Our visit with Pastor Chad Joven and our four week 0:14:34.440 --> 0:14:39.360 series continues the me I want to be We've talked about, 0:14:39.560 --> 0:14:41.600 you know, are you really too busy or are you 0:14:41.680 --> 0:14:45.680 really not making certain things a priority. We talked about 0:14:45.720 --> 0:14:50.640 making a to B list rather than a to do list. 0:14:51.200 --> 0:14:56.000 Today we're going to talk about making a hierarchy of needs, 0:14:56.520 --> 0:15:01.120 where my needs where I need to be on multiple fronts, 0:15:01.160 --> 0:15:03.680 not just mentally, physically and spiritually. But what about as 0:15:03.720 --> 0:15:06.760 a father? What about is a husband? What about as 0:15:06.800 --> 0:15:09.760 a worker? That's coming up next on the Nation station 0:15:09.920 --> 0:15:14.080 seven UNDREWLW Cincinnati, Money become. 0:15:13.680 --> 0:15:17.480 A financial Ninja. Your next is about to begin. 0:15:18.520 --> 0:15:22.680 This is the Bloomberg Money Minute on seven hundred WLW. 0:15:22.920 --> 0:15:25.760 Good Morning. Investors this morning. Are keeping a very close 0:15:25.800 --> 0:15:28.160 eye on President Trump and what he says in Davos 0:15:28.200 --> 0:15:31.840 about Greenland, also about trade with the European Union, and 0:15:31.880 --> 0:15:36.000 also about the US housing market and the problem of affordability. Meantime, 0:15:36.080 --> 0:15:39.440 gold glittering this morning, hitting new record highs as the 0:15:39.520 --> 0:15:43.479 US threatens tariffs on European nations that oppose the President's 0:15:43.520 --> 0:15:47.120 plans to take over Greenland. Natural gas futures surging as 0:15:47.160 --> 0:15:49.360 people across the East and the South duck and cover 0:15:49.440 --> 0:15:51.640 ahead of a big storm coming this weekend that could 0:15:51.680 --> 0:15:53.960 not only dump a lot of snow on some areas. 0:15:54.160 --> 0:15:56.800 Could also hurt Texas, where a lot of the natural 0:15:56.880 --> 0:16:00.000 gas is processed and remembered. Natgas is also used to 0:16:00.200 --> 0:16:04.120 generate electricity, so any snarls in net guest delivery can 0:16:04.160 --> 0:16:08.600 also mean potential problems with electric supply. Netflix shares plunging 0:16:08.640 --> 0:16:11.520 this morning. It plans to boost program spending this year 0:16:11.640 --> 0:16:14.840 that could hurt profits, and United Airlines trading higher in 0:16:14.880 --> 0:16:17.080 the early going after coming out with better than expected 0:16:17.160 --> 0:16:20.760 quarterly results. The airline also adding by flat seats, startling 0:16:20.880 --> 0:16:23.640 internet service, and spending one hundred and fifty million dollars 0:16:23.680 --> 0:16:27.239 to improve in flight catering. From Bluebirg, I'm Denise Pelygrinnian 0:16:27.280 --> 0:16:30.120 News Radio, seven hundred wlw AH. 0:16:30.240 --> 0:16:32.360 Yes when you hear it, don't stop believing. That means 0:16:32.400 --> 0:16:35.040 it's time for our weekly get together with Pastor Chad 0:16:35.080 --> 0:16:39.520 Hovin from the Horizon Community Church right there in Newtown, Ohio, 0:16:39.640 --> 0:16:42.280 right along the bank to the Little Miami River. 0:16:42.360 --> 0:16:45.720 Beautiful setting over there lake right out the back of 0:16:45.760 --> 0:16:47.520 the church. All right. 0:16:48.360 --> 0:16:51.880 We decided three weeks ago, and Chad came up with 0:16:52.040 --> 0:16:54.560 the title of our four part series. A lot of 0:16:54.600 --> 0:16:58.440 people like to make New Year's resolutions and so maybe 0:16:58.480 --> 0:17:03.760 different than your say, physical health or whatever it might be. 0:17:04.600 --> 0:17:07.840 He calls this series the me I Want to be 0:17:08.240 --> 0:17:11.480 Today is part three, but Chad, for those that may 0:17:11.520 --> 0:17:14.520 have missed parts one and two, let's start with number 0:17:14.560 --> 0:17:17.320 one if you can just you know, sort of prioritize 0:17:17.440 --> 0:17:21.719 or summarize more accurately. Number one, I'm not too busy. 0:17:22.000 --> 0:17:23.679 It's just not a priority. 0:17:25.520 --> 0:17:28.360 Yeah, say that phrase to yourself is really helpful because 0:17:28.680 --> 0:17:30.800 it helps you remember that when you choose not to 0:17:30.840 --> 0:17:33.479 do something, it's because you're choosing not to do something, 0:17:34.200 --> 0:17:37.920 the kind of false belief that we're too busy, we're 0:17:37.920 --> 0:17:39.840 going to fill our life with things that are important 0:17:39.880 --> 0:17:43.040 to us, and so if you're not prioritizing something, it's 0:17:43.080 --> 0:17:44.480 because you're not prioritizing something. 0:17:44.520 --> 0:17:46.200 So phrase is really helpful. 0:17:46.080 --> 0:17:48.919 In aligning what it is you're really choosing to do 0:17:48.960 --> 0:17:49.800 and choosing not to do. 0:17:50.119 --> 0:17:50.679 Okay, So the. 0:17:50.680 --> 0:17:53.200 First week and the second week we talked about to 0:17:53.320 --> 0:17:55.640 B list should be what drive your to do list, 0:17:56.119 --> 0:17:58.400 which is who do you want to be, who you're becoming, 0:17:58.480 --> 0:18:01.040 who you're forming yourself into. Then how do you make 0:18:01.080 --> 0:18:05.160 sure that what you're choosing to prioritize or engage in, 0:18:05.359 --> 0:18:06.920 or when life kind of comes at you and you 0:18:07.000 --> 0:18:09.439 can't choose it, how do I use this to become 0:18:09.480 --> 0:18:13.800 a more generous person, to become a less worryful person, 0:18:14.040 --> 0:18:16.560 How do I become more courageous person? And that can 0:18:16.600 --> 0:18:19.040 really bring meaning and purpose even when you're underdress. 0:18:19.320 --> 0:18:23.640 You know, I loved as part of that second part 0:18:23.680 --> 0:18:26.080 of our series about where you talked about making a 0:18:26.160 --> 0:18:29.399 list of character qualities that you saw in those that 0:18:29.440 --> 0:18:31.120 you have respect for. It could be a loved one 0:18:31.119 --> 0:18:34.160 in your case, it was a grandfather for some others, 0:18:34.160 --> 0:18:35.879 it could be somebody you work with. It could be 0:18:35.920 --> 0:18:38.359 a friend, It could be one of your children. Something 0:18:38.560 --> 0:18:40.160 you look at them and you're like, man, I wish 0:18:40.200 --> 0:18:43.040 I were more like that in that way, right. 0:18:43.680 --> 0:18:44.360 Without a doubt. 0:18:44.440 --> 0:18:46.639 Yeah, in fact, and I think it actually infused it 0:18:46.640 --> 0:18:49.400 with meaning because you're like, it's not just a theoretical idea. 0:18:49.520 --> 0:18:52.679 I've seen this lived out. I've seen this personalized in someone, 0:18:52.960 --> 0:18:55.240 and this is what a life well lived can look like. 0:18:55.320 --> 0:18:57.880 And obviously no one is perfect. That you might say, Hey, 0:18:57.880 --> 0:19:00.560 that particular quality of that person, I like, yeah, I 0:19:00.600 --> 0:19:02.560 want to leave the other things behind on that person. 0:19:02.720 --> 0:19:04.159 This other person I want to pick up what their 0:19:04.200 --> 0:19:06.560 strengths are. So it really gives you a vision for 0:19:07.359 --> 0:19:10.840 what living in a profoundly human way looks like. And 0:19:10.920 --> 0:19:16.280 you start seeing that there's almost intangible, immaterial, almost supernatural 0:19:16.320 --> 0:19:18.080 qualities behind that, and you're like, man, I want to 0:19:18.119 --> 0:19:18.840 partner with that. 0:19:20.320 --> 0:19:22.760 We call it plain glass, stained glass. We do it 0:19:22.760 --> 0:19:26.800 every Wednesday with Pastor Chadholven from the Horizon Community Church. Okay, 0:19:26.840 --> 0:19:29.919 now we get to part three in our series of 0:19:30.000 --> 0:19:35.000 the me I want to be make a hierarchy of needs? 0:19:35.080 --> 0:19:36.160 What does that need? 0:19:38.160 --> 0:19:41.119 Yeah, well you mean remember from psychology class If not, 0:19:41.240 --> 0:19:43.560 there is a gun named Maslov who create a hierarchy 0:19:43.600 --> 0:19:45.760 of neats and thinking it like the food pyramid. At 0:19:45.760 --> 0:19:49.000 the bottom, he said, our foundational need is a biological neats, 0:19:49.000 --> 0:19:51.000 food and water. Then on top of that is the 0:19:51.000 --> 0:19:53.760 next most important thing safety. Then the third thing is 0:19:53.800 --> 0:19:56.240 love and belonging. The way towards the top of the 0:19:56.280 --> 0:19:58.880 pyramid is esteem. And then lastly at the very top, 0:19:58.960 --> 0:20:02.440 if you really have time for or self actualization, spiritual. 0:20:02.040 --> 0:20:02.560 Values, etc. 0:20:03.680 --> 0:20:07.320 I'd like to propose that you should actually turn those 0:20:07.359 --> 0:20:10.920 values upside down and inside out, which is what if 0:20:11.359 --> 0:20:13.359 you know a lot of people have their physical needs 0:20:13.400 --> 0:20:16.320 mets and their safety needs met, and yet they're discouraged, 0:20:16.359 --> 0:20:19.800 they're depressed, they're not happy. And it's not to say 0:20:19.840 --> 0:20:21.600 the food and water and safety is important. But what 0:20:21.640 --> 0:20:24.440 if the focus is to turn that upside down. I'm 0:20:24.440 --> 0:20:27.480 always focusing on my externals, not focused on my internals. 0:20:27.760 --> 0:20:29.920 I need to turn inside out, which is what's really 0:20:29.960 --> 0:20:33.240 going on inside of me. There's an old French philosopher, 0:20:33.960 --> 0:20:36.040 Pierre I can't Rember's last name, but he says man 0:20:36.119 --> 0:20:41.080 is not primarily a human being having a spiritual experience. 0:20:41.640 --> 0:20:45.760 Mankind is primarily a spiritual being having a human experience. 0:20:46.560 --> 0:20:48.840 You think of it this way, like every human being 0:20:48.880 --> 0:20:51.400 you feel it, I feel it everyone you know? Humans 0:20:51.400 --> 0:20:53.120 are obsessed with finding. 0:20:52.840 --> 0:20:53.600 Meaning and purpose. 0:20:54.600 --> 0:20:57.560 Like why would that be except that we are created 0:20:59.000 --> 0:21:01.879 from a meaningful I mean, if the whole world was 0:21:01.920 --> 0:21:04.360 created in a random, meaningless way, it would not create 0:21:04.440 --> 0:21:08.080 creatures that are obsessed with meaning. So in saying that, say, 0:21:08.119 --> 0:21:10.840 then okay, then what are my self actualization one of 0:21:10.880 --> 0:21:12.560 my core values? What are the things I really need 0:21:12.560 --> 0:21:15.280 to focus on that hierarchy of needs? And when you 0:21:15.359 --> 0:21:18.439 know that, you start realizing you come to decisions. I 0:21:18.520 --> 0:21:20.000 know what to say yes to and what to say 0:21:20.040 --> 0:21:22.879 no to. For many of us, we focus on staying busy, 0:21:23.000 --> 0:21:25.360 being productive, and I love staying busy, and I love 0:21:25.400 --> 0:21:28.840 being productive. What if instead, you said, while I'm doing that, 0:21:29.240 --> 0:21:31.919 the real hierarchy is I need to go deep. I 0:21:31.960 --> 0:21:34.560 need to pay attention to my body. My body is 0:21:34.640 --> 0:21:37.040 telling me right now, I'm discouraged. My body's telling me 0:21:37.119 --> 0:21:40.560 right now, I am stressed. My mind is racing. What 0:21:40.640 --> 0:21:43.600 if I was focused on I need to prioritize that, Yes, 0:21:43.640 --> 0:21:44.320 I want to work hard. 0:21:44.440 --> 0:21:46.000 Yes, I want to be the best employee I can. 0:21:46.280 --> 0:21:48.520 Yes, I want to provide for my financial needs. For 0:21:48.640 --> 0:21:50.600