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Speaker 1: Honey money, Money Now a financial dispatch from a season

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Speaker 1: economic professional. This is the Bloomberg Money Minute on seven

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Speaker 1: hundred WLW.

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Speaker 2: Alrighty, we say good morning once more to Denise Pelagreni

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Speaker 2: from the Bloomberg newsroom in New York City. A very

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Speaker 2: good news for tens of millions of Americans. Mortgage rates drop.

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Speaker 3: Yeah, this is really igniting a new buying spree. Here's

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Speaker 3: what we know. Mortgage applications for home purchases jumped last

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Speaker 3: week to the hydas since January of twenty twenty three.

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Speaker 3: So that's more than three years, right, according to the

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Speaker 3: Mortgage Bankers Association, and the reason, as you mentioned, contract

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Speaker 3: rate on a thirty year fixed rate mortgage slip two

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Speaker 3: basis points, putting it closer and closer, though not quite

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Speaker 3: under six percent. The rate this past week six point

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Speaker 3: one six percent. We've seen all these surveys showing if

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Speaker 3: rates were to actually drop under six percent, that could

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Speaker 3: ignite a just a huge wave by but we're all

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Speaker 3: starting to see maybe that happening.

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Speaker 4: Yeah.

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Speaker 2: Meanwhile, speaking of home buyers, President Trump is expected to

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Speaker 2: unveil plans the deal with the fact that so many

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Speaker 2: people can't afford to buy a home right he's.

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Speaker 3: In Switzerland, he's touched down. Finally, he's expected to deliver

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Speaker 3: a major address in the coming hours. Housing affordability and

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Speaker 3: plans to ease the affordability crisis as something he has

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Speaker 3: said that he will include as part of his comments

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Speaker 3: during his travels in Switzerland this week. The President also

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Speaker 3: intends to expand his domestic travel ahead of November's midterm elections.

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Speaker 3: He'll be touting his economic agenda all over the place.

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Speaker 3: According to AIDS, housing is expected to be a big

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Speaker 3: part of this, and the AIDS say the President will

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Speaker 3: be traveling every week. Cabinet members will focus on domestic stops,

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Speaker 3: making fewer international trips. We've seen a lot of things

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Speaker 3: floated as part of this housing affordability plan, whether it

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Speaker 3: comes to mortgage rates, new building, you know, maybe curbing investors'

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Speaker 3: ability to buy single family homes themselves, maybe being able

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Speaker 3: to take some money out of your four oh one

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Speaker 3: K with new rules surrounding that to use as a

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Speaker 3: down payment. Just a lot going on. No one is

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Speaker 3: sure exactly what he's going to say about housing, but

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Speaker 3: that is just being watched very very closely and should

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Speaker 3: be especially among consumers. Hoping to buy.

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Speaker 2: Home absolutely without all that in mind. What about the

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Speaker 2: futures this morning, Yeah.

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Speaker 3: They flipped negative after the president touchdown. There's just a

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Speaker 3: lot of tension about Greenland, right, and also the President

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Speaker 3: is threatening what eight European nations with new tariffs because

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Speaker 3: of their views opposing his view on green On. So

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Speaker 3: Doubt futures down one on one, s and P futures

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Speaker 3: down one, NASDA futures down twenty one. And this is

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Speaker 3: all after just that huge route we had yesterday for

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Speaker 3: a stocks. The big winner today is gold hitting a

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Speaker 3: new record high this morning from Bloomberg. I'm Denise Pelgriny

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Speaker 3: News Radio seven hundred WLW.

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Speaker 2: Always enjoy getting together with our business insider. You can

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Speaker 2: follow Greg Stebben on Bluesky at Greg g r e

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Speaker 2: gg Steben s t e b as in boy b

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Speaker 2: as in boy e n.

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Speaker 4: And today we're going to break this down.

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Speaker 2: We're going to dumb this down a little bit today

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Speaker 2: because we've been talking so much Greg about AI. You know,

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Speaker 2: what is it? How exactly does it work? I mean,

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Speaker 2: is it some giant computer that knows everything about everything

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Speaker 2: that's ever been on the Internet or in the world,

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Speaker 2: or in the news or anything else. Let's break it

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Speaker 2: down to this very simple question, what is a I?

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Speaker 2: And a follow up, how exactly does AI work?

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Speaker 5: Well, I'm glad you started with what I think most

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Speaker 5: people think it is and how it works, which is

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Speaker 5: this giant computer system that has read everything on the

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Speaker 5: Internet and the minute you ask a question can access

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Speaker 5: it all, order it, make sense of it, and write

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Speaker 5: a solution for you or an answer for you. That's

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Speaker 5: part of how A work. There's another part, which may

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Speaker 5: be news to you, and that is there are companies

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Speaker 5: like one called Mercore, and let's just single Mercore out

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Speaker 5: here for a minute. Mercore has hired tens of thousands

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Speaker 5: of people who are teaching the Internet what they know.

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Speaker 5: We're talking astronomers, psychologists, industrial engineers, filmmakers, comedians, lawyers, doctors, poets.

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Speaker 5: They're paying people. If you were a dermatologist, for instance,

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Speaker 5: you might get two hundred and fifty dollars an hour

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Speaker 5: to teach AI about dermatology. If you were a poet,

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Speaker 5: you might make one hundred and fifty dollars an hour

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Speaker 5: teaching AI how to be poetic. I don't know about you,

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Speaker 5: but if this thing could read all the information in

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Speaker 5: the world and spew it out in a brilliant, artificially

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Speaker 5: intelligent Why does it need humans to tell it what

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Speaker 5: to do? To me? It's beginning to sound like the

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Speaker 5: Wizard of Oz.

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Speaker 2: Well, that's where I was going. It's funny you said

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Speaker 2: Wizard of Oz, because I mean does that I mean,

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Speaker 2: at the end of the day, is AI really that

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Speaker 2: smart or as smart as we are told? Or like

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Speaker 2: the Wizard of Oz with a human and a brain

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Speaker 2: hiding nearby, somewhere behind the proverbial curtain.

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Speaker 5: Well, so let's ask your question in a different way.

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Speaker 5: Why would AI companies want us to believe it's the

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Speaker 5: smartest thing ever and soon it will be smarter than us,

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Speaker 5: when perhaps it's really more like the Wizard of Oz.

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Speaker 5: Can we think of a business reason for that? I can,

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Speaker 5: And the business reason for that is, Oh, if we

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Speaker 5: if we five companies build up this illusion of brilliance

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Speaker 5: and we sell everybody on it, and by I mean

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Speaker 5: mostly businesses, and then we as individuals follow in the governments,

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Speaker 5: and then everybody, governments, businesses and individuals begin using this

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Speaker 5: instead of the old way of getting information like Google. Well,

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Speaker 5: we've killed our competition and we now own how people

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Speaker 5: do things before they figured out that what we sold

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Speaker 5: them was actually an illusion, and they may hate us

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Speaker 5: for selling them on something that's an illusion, but they

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Speaker 5: can't go back to the old thing because that whole system,

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Speaker 5: and maybe even some of those companies that make it possible,

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Speaker 5: is gone. I mean, we've seen this in the tech

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Speaker 5: business over and over again. You kill your competition. This

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Speaker 5: is how Microsoft became Microsoft. You kill your competition, or

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Speaker 5: you buy your competition and you run them out of business.

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Speaker 5: And then if people discover later that what you were

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Speaker 5: actually selling was inferior, doesn't really matter because there's no

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Speaker 5: old way to go back to, you know.

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Speaker 2: Before I shift this in a different direction, which I

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Speaker 2: want to get to in a second, when you were

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Speaker 2: using the example of a poet or an astronomer or

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Speaker 2: any walk of life, these people come into All of

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Speaker 2: us come into a situation like that where we might

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Speaker 2: be teaching it something, but then our personal sort of

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Speaker 2: slant comes into it. Has that become an issue at all?

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Speaker 2: From what you've been able to tell or hear in

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Speaker 2: the AI world, have you heard.

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Speaker 5: Any issues with AI getting people incorrect accurate?

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Speaker 2: You and I were talking tragically about you know, teens

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Speaker 2: that have basically been talked into and given ways to

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Speaker 2: go about committing suicide.

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Speaker 5: Well, I think that might be a case where more

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Speaker 5: into human intervention would have been better, because I don't

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Speaker 5: think there's a lot of people that would have coached.

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Speaker 6: AI to do that.

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Speaker 5: I mean, I think there are places where human intervention

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Speaker 5: is going to be necessary, but not tens of thousands

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Speaker 5: of people teaching it to be poetic, not teaching it

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Speaker 5: about astronomy. You would think that just like you and

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Speaker 5: I read a textbook to read things, or now we

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Speaker 5: go to YouTube. But you know, just like if it

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Speaker 5: had greater than human intelligence or equal to human intelligence,

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Speaker 5: that it could learn the same way we do, which

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Speaker 5: is by watching a YouTube video or reading something. But

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Speaker 5: apparently that's not good enough because it then needs us

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Speaker 5: as coaches as well.

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Speaker 2: Okay, I want to go in a little bit different direction,

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Speaker 2: if you don't mind on the premise here that we

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Speaker 2: know if it takes tens of thousands of people every

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Speaker 2: day to teach AI how to do things, and maybe

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Speaker 2: I have lost my job to AI, or think I

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Speaker 2: might lose my job to AI, should I be considering

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Speaker 2: going to work for one of these companies as you

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Speaker 2: alluded to a minute ago. And then I'm the one

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Speaker 2: who teaches people every day and teaches Ai how to

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Speaker 2: do things.

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Speaker 5: Well, that's a tough question, right, I mean I'm listening

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Speaker 5: to you, and I'm thinking it's kind of like answering

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Speaker 5: an ad in the paper. Let's say a chef and

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Speaker 5: you get a job or to go live with and

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Speaker 5: cook for Hannibal lector Okay, right, it's gonna in the end,

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Speaker 5: You're going to finish your job and then it's going

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Speaker 5: to eat you. So it may be that you don't

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Speaker 5: have a choice. I mean the people that are interviewed

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Speaker 5: in this article I read in the Wall Street Journal,

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Speaker 5: I mean some of them like the work. You know,

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Speaker 5: there's one guy who is who wrote about cars as

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Speaker 5: a journalist for his entire career. Well, I can tell

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Speaker 5: you as a journalist that's not a great career to

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Speaker 5: be in anymore. So now he's teaching Ai how to

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Speaker 5: write and evaluating pieces of journalism that Ai is writing.

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Speaker 5: I think he'd rather be a journalist, but he also

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Speaker 5: wants to put food on the table and make his

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Speaker 5: car payment or his mortgage, So I think stepping into

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Speaker 5: that is tricky. It is. If you need the money

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Speaker 5: and you can get the job, you may do it.

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Speaker 5: But just remember, Hannibal Lecture's coming for you too.

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Speaker 2: Well that's a hasn't thought to end on for crying

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Speaker 2: out loud, Greg, We always love the time getting together

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Speaker 2: with you, my friend. I hope you have a great

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Speaker 2: rest of your weekend weekend, and we'll look forward to

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Speaker 2: catching up again next week.

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Speaker 4: Thank you, sir, you bet.

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Speaker 6: It's great to be here, all.

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Speaker 2: Right, Greg, Great to have you with us. Love have

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Speaker 2: an guy on every single week. He is just a

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Speaker 2: fascinating dude, smart beyond belief speaking, a smart good chance.

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Speaker 2: out there, Chuck, how we rolling along this morning?

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Speaker 7: Not too terribly bad. I mean, things could be a

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Speaker 7: whole lot worse. The further south you go, you start

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Speaker 7: to get into some weather issues, and it could be

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Speaker 7: a while before a person gets here if you're expecting

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Speaker 7: them from Louisvara, Lexington because of that snow and ice

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Speaker 7: that's moving through here southbound seventy five that continues to

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Speaker 7: run a bit slow through Westchester and through Lochland, and

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Speaker 7: crews continue to work with a wreck on southbound seventy

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Speaker 7: one below fields Irdle that's on the left hand side.

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Speaker 7: This all from the UC Help Traffic Center. U See

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Speaker 7: Cancer Center offers advanced surgical options for complex liver and

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Speaker 7: Get a second opinion now called five one three, five

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Speaker 7: eight five u SECC. The latest accident is westbound on

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Speaker 7: seventy four. They're on the right hand side, just after

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Speaker 7: you get passed. Harris and Ryebolt Chuck Ingram News Radio

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Speaker 7: seven hundred walw our.

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Speaker 2: WCPO nine, first twenty four cast presented by Jennifer ketch Mark.

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Speaker 2: We're gonna start seeing some snow here in the Try State.

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Speaker 2: Maybe some in our listening area already getting some snow.

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Speaker 2: As Chuck just mentioned, we're looking at roughly an inch

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Speaker 2: some areas a little more. Some a little bit less

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Speaker 2: and that will go until about one o'clock today. So

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Speaker 2: you know, the temperatures being what they are, there could

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Speaker 2: be some slick roads or some slick spots possible out there.

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Speaker 2: Tonight we're dried down to twenty seven. Tomorrow, mix of

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Speaker 2: sun and clouds up to thirty four, but with a

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Speaker 2: wind chill it won't be above freezing. Then tomorrow night

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Speaker 2: we're down to fifteen, wind chill in the single digits.

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Speaker 2: And the big, big question is where is the try

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Speaker 2: state in relation to this massive storm that is moving

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Speaker 2: west to east across America and to hit areas that rarely,

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Speaker 2: if ever gets no and now they're staring down the

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Speaker 2: barrel at anywhere from four to twelve to eighteen inches

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Speaker 2: in place like Texas, Oklahoma, Tennessee, Kentucky, Georgia, North Carolina,

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Speaker 2: South Carolina, Virginia. Eight twenty three, we got the news

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Speaker 2: around the corner on seven hundred WL, and we've got

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Speaker 2: the news coming up in forty five seconds.

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Speaker 4: Coming up at eight thirty eight.

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Speaker 2: Our visit with Pastor Chad Joven and our four week

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Speaker 2: series continues the me I want to be We've talked about,

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Speaker 2: you know, are you really too busy or are you

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Speaker 2: really not making certain things a priority. We talked about

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Speaker 2: making a to B list rather than a to do list.

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Speaker 2: Today we're going to talk about making a hierarchy of needs,

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Speaker 2: where my needs where I need to be on multiple fronts,

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Speaker 2: not just mentally, physically and spiritually. But what about as

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Speaker 2: a father? What about is a husband? What about as

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Speaker 2: a worker? That's coming up next on the Nation station

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Speaker 2: seven UNDREWLW Cincinnati, Money become.

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Speaker 4: A financial Ninja. Your next is about to begin.

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Speaker 1: This is the Bloomberg Money Minute on seven hundred WLW.

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Speaker 3: Good Morning. Investors this morning. Are keeping a very close

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Speaker 3: eye on President Trump and what he says in Davos

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Speaker 3: about Greenland, also about trade with the European Union, and

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Speaker 3: also about the US housing market and the problem of affordability. Meantime,

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Speaker 3: gold glittering this morning, hitting new record highs as the

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Speaker 3: US threatens tariffs on European nations that oppose the President's

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Speaker 3: plans to take over Greenland. Natural gas futures surging as

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Speaker 3: people across the East and the South duck and cover

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Speaker 3: ahead of a big storm coming this weekend that could

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Speaker 3: not only dump a lot of snow on some areas.

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Speaker 3: Could also hurt Texas, where a lot of the natural

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Speaker 3: gas is processed and remembered. Natgas is also used to

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Speaker 3: generate electricity, so any snarls in net guest delivery can

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Speaker 3: also mean potential problems with electric supply. Netflix shares plunging

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Speaker 3: this morning. It plans to boost program spending this year

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Speaker 3: that could hurt profits, and United Airlines trading higher in

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Speaker 3: the early going after coming out with better than expected

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Speaker 3: quarterly results. The airline also adding by flat seats, startling

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Speaker 3: internet service, and spending one hundred and fifty million dollars

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Speaker 3: to improve in flight catering. From Bluebirg, I'm Denise Pelygrinnian

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Speaker 3: News Radio, seven hundred wlw AH.

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Speaker 2: Yes when you hear it, don't stop believing. That means

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Speaker 2: it's time for our weekly get together with Pastor Chad

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Speaker 2: Hovin from the Horizon Community Church right there in Newtown, Ohio,

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Speaker 2: right along the bank to the Little Miami River.

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Speaker 4: Beautiful setting over there lake right out the back of

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Speaker 4: the church. All right.

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Speaker 2: We decided three weeks ago, and Chad came up with

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Speaker 2: the title of our four part series. A lot of

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Speaker 2: people like to make New Year's resolutions and so maybe

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Speaker 2: different than your say, physical health or whatever it might be.

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Speaker 2: He calls this series the me I Want to be

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Speaker 2: Today is part three, but Chad, for those that may

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Speaker 2: have missed parts one and two, let's start with number

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Speaker 2: one if you can just you know, sort of prioritize

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Speaker 2: or summarize more accurately. Number one, I'm not too busy.

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Speaker 2: It's just not a priority.

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Speaker 8: Yeah, say that phrase to yourself is really helpful because

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Speaker 8: it helps you remember that when you choose not to

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Speaker 8: do something, it's because you're choosing not to do something,

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Speaker 8: the kind of false belief that we're too busy, we're

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Speaker 8: going to fill our life with things that are important

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Speaker 8: to us, and so if you're not prioritizing something, it's

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Speaker 8: because you're not prioritizing something.

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Speaker 6: So phrase is really helpful.

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Speaker 8: In aligning what it is you're really choosing to do

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Speaker 8: and choosing not to do.

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Speaker 4: Okay, So the.

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Speaker 8: First week and the second week we talked about to

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Speaker 8: B list should be what drive your to do list,

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Speaker 8: which is who do you want to be, who you're becoming,

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Speaker 8: who you're forming yourself into. Then how do you make

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Speaker 8: sure that what you're choosing to prioritize or engage in,

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Speaker 8: or when life kind of comes at you and you

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Speaker 8: can't choose it, how do I use this to become

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Speaker 8: a more generous person, to become a less worryful person,

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Speaker 8: How do I become more courageous person? And that can

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Speaker 8: really bring meaning and purpose even when you're underdress.

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Speaker 2: You know, I loved as part of that second part

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Speaker 2: of our series about where you talked about making a

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Speaker 2: list of character qualities that you saw in those that

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Speaker 2: you have respect for. It could be a loved one

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Speaker 2: in your case, it was a grandfather for some others,

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Speaker 2: it could be somebody you work with. It could be

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Speaker 2: a friend, It could be one of your children. Something

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Speaker 2: you look at them and you're like, man, I wish

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Speaker 2: I were more like that in that way, right.

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Speaker 6: Without a doubt.

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Speaker 8: Yeah, in fact, and I think it actually infused it

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Speaker 8: with meaning because you're like, it's not just a theoretical idea.

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Speaker 8: I've seen this lived out. I've seen this personalized in someone,

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Speaker 8: and this is what a life well lived can look like.

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Speaker 8: And obviously no one is perfect. That you might say, Hey,

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Speaker 8: that particular quality of that person, I like, yeah, I

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Speaker 8: want to leave the other things behind on that person.

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Speaker 8: This other person I want to pick up what their

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Speaker 8: strengths are. So it really gives you a vision for

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Speaker 8: what living in a profoundly human way looks like. And

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Speaker 8: you start seeing that there's almost intangible, immaterial, almost supernatural

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Speaker 8: qualities behind that, and you're like, man, I want to

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Speaker 8: partner with that.

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Speaker 2: We call it plain glass, stained glass. We do it

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Speaker 2: every Wednesday with Pastor Chadholven from the Horizon Community Church. Okay,

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Speaker 2: now we get to part three in our series of

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Speaker 2: the me I want to be make a hierarchy of needs?

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Speaker 4: What does that need?

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Speaker 8: Yeah, well you mean remember from psychology class If not,

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Speaker 8: there is a gun named Maslov who create a hierarchy

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Speaker 8: of neats and thinking it like the food pyramid. At

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Speaker 8: the bottom, he said, our foundational need is a biological neats,

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Speaker 8: food and water. Then on top of that is the

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Speaker 8: next most important thing safety. Then the third thing is

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Speaker 8: love and belonging. The way towards the top of the

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Speaker 8: pyramid is esteem. And then lastly at the very top,

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Speaker 8: if you really have time for or self actualization, spiritual.

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Speaker 6: Values, etc.

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Speaker 8: I'd like to propose that you should actually turn those

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Speaker 8: values upside down and inside out, which is what if

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Speaker 8: you know a lot of people have their physical needs

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Speaker 8: mets and their safety needs met, and yet they're discouraged,

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Speaker 8: they're depressed, they're not happy. And it's not to say

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Speaker 8: the food and water and safety is important. But what

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Speaker 8: if the focus is to turn that upside down. I'm

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Speaker 8: always focusing on my externals, not focused on my internals.

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Speaker 8: I need to turn inside out, which is what's really

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Speaker 8: going on inside of me. There's an old French philosopher,

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Speaker 8: Pierre I can't Rember's last name, but he says man

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Speaker 8: is not primarily a human being having a spiritual experience.

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Speaker 8: Mankind is primarily a spiritual being having a human experience.

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Speaker 8: You think of it this way, like every human being

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Speaker 8: you feel it, I feel it everyone you know? Humans

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Speaker 8: are obsessed with finding.

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Speaker 6: Meaning and purpose.

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Speaker 8: Like why would that be except that we are created

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Speaker 8: from a meaningful I mean, if the whole world was

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Speaker 8: created in a random, meaningless way, it would not create

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Speaker 8: creatures that are obsessed with meaning. So in saying that, say,

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Speaker 8: then okay, then what are my self actualization one of

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Speaker 8: my core values? What are the things I really need

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Speaker 8: to focus on that hierarchy of needs? And when you

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Speaker 8: know that, you start realizing you come to decisions. I

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Speaker 8: know what to say yes to and what to say

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Speaker 8: no to. For many of us, we focus on staying busy,

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Speaker 8: being productive, and I love staying busy, and I love

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Speaker 8: being productive. What if instead, you said, while I'm doing that,

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Speaker 8: the real hierarchy is I need to go deep. I

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Speaker 8: need to pay attention to my body. My body is

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Speaker 8: telling me right now, I'm discouraged. My body's telling me

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Speaker 8: right now, I am stressed. My mind is racing. What

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Speaker 8: if I was focused on I need to prioritize that, Yes,

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Speaker 8: I want to work hard.

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Speaker 6: Yes, I want to be the best employee I can.

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Speaker 8: Yes, I want to provide for my financial needs. For

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Speaker 8: my goodness, I've been ignoring my body.

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Speaker 6: I've been ignoring my mind racing.

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Speaker 8: I've been ignoring that, whether it's depression, or whether it's anxiety,

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Speaker 8: or whether it's worry or maybe I saw on my parents, man,

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Speaker 8: they were so fearful their whole life. I've now inherited

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Speaker 8: some of that. I need to go deep. I need

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Speaker 8: to get to the bottom of this. I need to

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Speaker 8: what I'm doing, why I'm doing it, how I do it,

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Speaker 8: why I think that's going to force you to keep

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Speaker 8: being good at what you do, but not ignore the

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Speaker 8: symptoms all around you that you said, Ah, that's the

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Speaker 8: top of the pyramid. What a luxury to think about

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Speaker 8: that kind of stuff versus that might be your body

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Speaker 8: and mind really crying out to you about what really matters.

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Speaker 2: You know, I'm kind of curious. It's sparked the question

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Speaker 2: I've often wondered. And you talked to so many people

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Speaker 2: on so many different levels of things they're going through.

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Speaker 2: It could be a breakup of a marriage, it could

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Speaker 2: be the loss of a loved one, grief, etc. All

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Speaker 2: kinds of deal issues with a child who perhaps has

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Speaker 2: gone astray. One thing that made me wonder when you

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Speaker 2: were just talking about something there about for us to

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Speaker 2: go deep. Okay, do you think and based on your experience,

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Speaker 2: do you think that a person, if they really want

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Speaker 2: to go deep, that they have to resolve some issues

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Speaker 2: of maybe some things in their past that they've never

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Speaker 2: dealt with. And I'm not talking here now about serious trauma.

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Speaker 2: I'm not talking about someone who is physically or sexually

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Speaker 2: of you. It's a whole different level and there's no

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Speaker 2: doubt about the answer to that question. But I'm talking

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Speaker 2: you know, maybe your parents had a terrible divorce, maybe

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Speaker 2: you and your sister, whatever it could be. Is it

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Speaker 2: important for you to go deep as you just made

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Speaker 2: reference to, do you have to be able to put

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Speaker 2: some of those other things to bed that may have

436
00:23:43,160 --> 00:23:46,880
Speaker 2: happened five years ago, forty years ago before you can

437
00:23:46,960 --> 00:23:47,760
Speaker 2: go deep.

438
00:23:49,640 --> 00:23:51,680
Speaker 8: Well, yeah, I think it might be the very definition

439
00:23:51,720 --> 00:23:53,480
Speaker 8: of going deep as a deal with those things. It's

440
00:23:53,520 --> 00:23:55,880
Speaker 8: how did I become who I am? And what part

441
00:23:55,880 --> 00:23:58,480
Speaker 8: of that is me reacting to the past. What part

442
00:23:58,480 --> 00:24:00,800
Speaker 8: of that is me repeating the past? And how do

443
00:24:00,840 --> 00:24:02,760
Speaker 8: I move to a place where I'm responding to the past.

444
00:24:02,840 --> 00:24:06,159
Speaker 8: What's the difference responding is I know what happened, I

445
00:24:06,200 --> 00:24:08,560
Speaker 8: know what part of it I'm choosing to leave behind.

446
00:24:08,920 --> 00:24:11,280
Speaker 6: I know what part of it is I have healed from.

447
00:24:12,080 --> 00:24:15,840
Speaker 8: There's a there's a psychology called love attachment theory, and

448
00:24:15,880 --> 00:24:18,040
Speaker 8: it says that the problems in your marriage didn't begin

449
00:24:18,080 --> 00:24:20,640
Speaker 8: in your marriage. And you think, if only my spouseuld

450
00:24:20,640 --> 00:24:23,239
Speaker 8: blah blah blah, But really you've picked up patterns from

451
00:24:23,280 --> 00:24:27,199
Speaker 8: the past. You're still caring wounds or wounded miss and

452
00:24:27,880 --> 00:24:28,280
Speaker 8: you know this.

453
00:24:28,440 --> 00:24:30,840
Speaker 6: We all know this. No matter how wonderful your life is.

454
00:24:30,760 --> 00:24:33,000
Speaker 8: And here in America I'm living in twenty twenty six.

455
00:24:33,119 --> 00:24:36,080
Speaker 8: You know, we all are very, very blessed. However, life

456
00:24:36,160 --> 00:24:40,359
Speaker 8: is brutal, and it is hostile often and the things

457
00:24:40,359 --> 00:24:44,560
Speaker 8: we endured, the difficulties, and sometimes that's expectations to for

458
00:24:44,680 --> 00:24:47,879
Speaker 8: many of us. Often you can't enjoy the life you

459
00:24:47,920 --> 00:24:48,919
Speaker 8: could have until you.

460
00:24:48,920 --> 00:24:50,399
Speaker 6: Have to grieve the life you should have.

461
00:24:50,920 --> 00:24:53,159
Speaker 8: And many of us had expectations, my life should be

462
00:24:53,280 --> 00:24:56,119
Speaker 8: like this. I'm now forty years old, I'm now sixty

463
00:24:56,160 --> 00:24:58,960
Speaker 8: years old. I should be X, Y and Z. And

464
00:24:59,000 --> 00:25:02,479
Speaker 8: because of some brutal part of your life, something that happened,

465
00:25:02,560 --> 00:25:04,640
Speaker 8: it was beyond your control or you know, we all

466
00:25:04,640 --> 00:25:06,880
Speaker 8: make bone headed decisions too. We go, then we beat

467
00:25:06,880 --> 00:25:09,680
Speaker 8: ourselves up over if only I hadn't done that, said

468
00:25:09,720 --> 00:25:12,399
Speaker 8: that been there across that line. So a lot of

469
00:25:12,400 --> 00:25:14,119
Speaker 8: times it's grieving, and I don't think a lot of

470
00:25:14,200 --> 00:25:16,080
Speaker 8: us know how to grieve. And grieving is saying, man,

471
00:25:16,119 --> 00:25:19,359
Speaker 8: I know what happened, I know what I wanted to happen.

472
00:25:20,160 --> 00:25:21,320
Speaker 6: I did my darkness.

473
00:25:21,520 --> 00:25:24,160
Speaker 8: I mean there's times like I remember my book came out,

474
00:25:24,160 --> 00:25:25,200
Speaker 8: I did my darkness to.

475
00:25:25,600 --> 00:25:25,960
Speaker 4: Kind of.

476
00:25:27,520 --> 00:25:30,439
Speaker 8: Check every dot, every eye across every tee to make

477
00:25:30,480 --> 00:25:32,320
Speaker 8: sure I had done my part to make it successful.

478
00:25:32,359 --> 00:25:34,760
Speaker 8: And it was moderately successful, but not at the level

479
00:25:34,840 --> 00:25:37,119
Speaker 8: I hoped for, and you know, I had to grieve that.

480
00:25:37,520 --> 00:25:39,080
Speaker 8: You know, I thought that would be you know, A

481
00:25:39,160 --> 00:25:41,200
Speaker 8: B and C. And it was, you know, maybe better

482
00:25:41,240 --> 00:25:43,760
Speaker 8: than others. Other times it's more deeper stuff. You're looking

483
00:25:43,800 --> 00:25:47,879
Speaker 8: at past and saying, my goodness, I'm still carrying the

484
00:25:47,960 --> 00:25:51,600
Speaker 8: wounds of you know, needing to be a mediator between.

485
00:25:51,240 --> 00:25:53,400
Speaker 6: My mom and my dad, you might think.

486
00:25:53,520 --> 00:25:55,320
Speaker 8: Or growing up, you might say, I had a very

487
00:25:55,400 --> 00:25:58,199
Speaker 8: volatile childhood and because of that, it just bread a

488
00:25:58,200 --> 00:26:00,840
Speaker 8: lot of worry or anxiety in me. And if I

489
00:26:00,880 --> 00:26:04,520
Speaker 8: don't consciously deal with that, I probably already bread some

490
00:26:04,600 --> 00:26:06,760
Speaker 8: of that into my kids. You might say, Man, I

491
00:26:06,840 --> 00:26:09,040
Speaker 8: want to show them, even as an adult, now that

492
00:26:09,040 --> 00:26:12,000
Speaker 8: they're in the twenties or thirties, that data is still growing.

493
00:26:12,600 --> 00:26:14,399
Speaker 8: And there's a tendency I think in all of us

494
00:26:14,440 --> 00:26:17,920
Speaker 8: to think chronological time is going to magically heal the

495
00:26:17,960 --> 00:26:21,200
Speaker 8: stuff inside you. Yet we all know that you can

496
00:26:21,560 --> 00:26:24,720
Speaker 8: be chronologically getting older, and you can be developmentally getting

497
00:26:25,000 --> 00:26:27,959
Speaker 8: more and more immature, or more and more grumpy, or

498
00:26:28,000 --> 00:26:31,000
Speaker 8: more and more self focused. So if you're not intentional

499
00:26:31,000 --> 00:26:34,159
Speaker 8: about it, the current of life, the current of your

500
00:26:34,160 --> 00:26:37,720
Speaker 8: own trajectory, is to often take you towards more self centeredness,

501
00:26:38,119 --> 00:26:43,400
Speaker 8: more miism, and those sestering wounds. In last week of church,

502
00:26:43,440 --> 00:26:45,760
Speaker 8: I talked about Mount Saint Helen's and what made Mount

503
00:26:45,760 --> 00:26:48,399
Speaker 8: Saint Helens so devastating is when the explosion went off

504
00:26:48,440 --> 00:26:50,520
Speaker 8: of that cryptodoom dome off the side of the mountain

505
00:26:51,200 --> 00:26:54,840
Speaker 8: a thousand years earlier. All these sulphuric gases underneath the

506
00:26:54,920 --> 00:26:58,920
Speaker 8: mountain and basically create a teflon plate. So about third

507
00:26:58,960 --> 00:27:01,199
Speaker 8: of the mountain is just ready to slide off. So

508
00:27:01,240 --> 00:27:04,760
Speaker 8: that explosion triggered a slide that went back to one

509
00:27:04,760 --> 00:27:07,760
Speaker 8: thousand years older, and many geologists called it a sick mountain.

510
00:27:08,040 --> 00:27:10,399
Speaker 8: It looked beautiful on the outside, but inside there was

511
00:27:10,440 --> 00:27:11,240
Speaker 8: just some sickness.

512
00:27:11,280 --> 00:27:12,600
Speaker 6: There was some there was.

513
00:27:12,760 --> 00:27:17,119
Speaker 8: Unresolved sulfuric acid that had basically created a slide plane

514
00:27:17,400 --> 00:27:20,359
Speaker 8: that created devastation later. So it often it says, I

515
00:27:20,400 --> 00:27:22,960
Speaker 8: need to drill down, figure out what smells the matter.

516
00:27:23,040 --> 00:27:25,720
Speaker 8: I'm here, I got the superior acid.

517
00:27:25,920 --> 00:27:26,920
Speaker 4: Yeah smell yeah.

518
00:27:27,040 --> 00:27:29,000
Speaker 6: Some area of my life I need to stop ignoring

519
00:27:29,000 --> 00:27:29,320
Speaker 6: that thing.

520
00:27:29,480 --> 00:27:32,040
Speaker 2: Yeah, give me an example before I let you go.

521
00:27:32,560 --> 00:27:35,919
Speaker 2: We're talking about making a hierarchy of needs, and you

522
00:27:36,040 --> 00:27:39,680
Speaker 2: made the comment, look, something is going to be quote

523
00:27:39,760 --> 00:27:43,440
Speaker 2: unquote cheated right when your time, your energy, maybe your

524
00:27:43,440 --> 00:27:44,440
Speaker 2: money is limited.

525
00:27:45,200 --> 00:27:46,080
Speaker 4: And how important.

526
00:27:46,119 --> 00:27:50,280
Speaker 2: I've often said, the most powerful or one of the

527
00:27:50,280 --> 00:27:54,000
Speaker 2: most powerful words in the English language is two simple letters.

528
00:27:54,200 --> 00:27:54,240
Speaker 5: No.

529
00:27:54,760 --> 00:27:58,520
Speaker 2: You just said the ability sometimes to say no. Give

530
00:27:58,600 --> 00:28:01,800
Speaker 2: us an example of something that if you're making a

531
00:28:01,960 --> 00:28:05,760
Speaker 2: hierarchy of needs, that you might find yourself having to

532
00:28:05,800 --> 00:28:09,640
Speaker 2: say no to where you weren't before.

533
00:28:10,400 --> 00:28:10,600
Speaker 5: Well.

534
00:28:10,640 --> 00:28:13,600
Speaker 8: I think sometimes as hobbies during this particular season, I

535
00:28:13,720 --> 00:28:16,680
Speaker 8: love this hobby, but it's not as important as whatever

536
00:28:16,840 --> 00:28:20,080
Speaker 8: my health. It's as important as my marriage's not important

537
00:28:20,119 --> 00:28:22,600
Speaker 8: to my times with my kids. It might be, Man,

538
00:28:22,680 --> 00:28:24,840
Speaker 8: I've been really good at managing controlling things.

539
00:28:25,000 --> 00:28:25,679
Speaker 5: Man, it has.

540
00:28:25,920 --> 00:28:29,200
Speaker 8: Really caused all kinds of anxiety and pressure because I've

541
00:28:29,240 --> 00:28:32,200
Speaker 8: deluded myself into thinking I can control people in circumstances,

542
00:28:32,680 --> 00:28:36,280
Speaker 8: and I need to start prioritizing surrender, letting go, reallying

543
00:28:36,320 --> 00:28:39,360
Speaker 8: I can't control things. It also could be as simple

544
00:28:39,440 --> 00:28:42,959
Speaker 8: as do you know I was talking to an executive

545
00:28:43,360 --> 00:28:45,880
Speaker 8: about four months ago, and she was saying to me

546
00:28:46,000 --> 00:28:50,480
Speaker 8: that I only take certain requests for speaking engagements and

547
00:28:50,520 --> 00:28:53,720
Speaker 8: for priorities, things that are related to these topics. And

548
00:28:54,160 --> 00:28:58,760
Speaker 8: she's very well known, she's very sought after. What she says,

549
00:28:58,880 --> 00:29:01,320
Speaker 8: of the hundred things I can could do, I say

550
00:29:01,360 --> 00:29:03,840
Speaker 8: no to things that are not this passion point related

551
00:29:03,880 --> 00:29:07,760
Speaker 8: to specific coaching for companies and related to this specific

552
00:29:07,800 --> 00:29:10,320
Speaker 8: thing relate to marriages, because my husband and I went.

553
00:29:10,240 --> 00:29:11,000
Speaker 6: To a difficult thing.

554
00:29:11,040 --> 00:29:12,680
Speaker 8: We wrote a book about it, and we want to

555
00:29:12,720 --> 00:29:15,280
Speaker 8: help other marriages do what we did. So that person

556
00:29:15,320 --> 00:29:18,960
Speaker 8: knew their mission, they were qualified to do a thousand things.

557
00:29:19,160 --> 00:29:21,400
Speaker 8: What they said, I only say yes to speak engagements

558
00:29:21,480 --> 00:29:24,040
Speaker 8: relate to A or B. I talked to a church

559
00:29:24,080 --> 00:29:27,640
Speaker 8: recently who they say yes to everything. The whole staff

560
00:29:27,640 --> 00:29:30,880
Speaker 8: has overwhelmed, all the organizations overwhelmed because I say yes

561
00:29:30,880 --> 00:29:32,760
Speaker 8: to everything, and I say, listen, you don't really have

562
00:29:32,800 --> 00:29:35,720
Speaker 8: a mission statement for your company or for yourself if

563
00:29:35,760 --> 00:29:38,719
Speaker 8: you don't know what you say no to. Because when

564
00:29:38,760 --> 00:29:40,560
Speaker 8: you know what you're good at, what you're focused on.

565
00:29:40,720 --> 00:29:42,840
Speaker 8: And even as a person like for me, I could

566
00:29:42,840 --> 00:29:45,440
Speaker 8: do a lot of things. I'm a generalist very much so,

567
00:29:45,520 --> 00:29:48,200
Speaker 8: and I enjoy that. But I'm trying to organize my

568
00:29:48,280 --> 00:29:51,160
Speaker 8: business life around what are the things only I can

569
00:29:51,240 --> 00:29:53,920
Speaker 8: do for the company. One of the things I uniquely

570
00:29:53,960 --> 00:29:56,720
Speaker 8: can do to advances forward? Then how do I delegate

571
00:29:56,760 --> 00:29:59,040
Speaker 8: the things that I could do but other people are

572
00:29:59,040 --> 00:30:02,000
Speaker 8: better at? So do you know what you uniquely can do?

573
00:30:02,160 --> 00:30:04,920
Speaker 8: And say I want to prioritize what I uniquely can

574
00:30:05,000 --> 00:30:07,680
Speaker 8: do for my family, for my company, for my kids.

575
00:30:07,840 --> 00:30:09,720
Speaker 8: No one else could be my kid's dad but me,

576
00:30:10,400 --> 00:30:12,600
Speaker 8: no one else can may be maybe the strategic thinker.

577
00:30:12,760 --> 00:30:14,640
Speaker 8: You've got to be putting more and more time into

578
00:30:14,640 --> 00:30:17,520
Speaker 8: the strategic thinking and get out of the bureaucracy you're doing.

579
00:30:17,800 --> 00:30:19,880
Speaker 8: I'm a creative teacher. I need to spend lots of

580
00:30:19,920 --> 00:30:22,320
Speaker 8: time creating and focusing on that. So I got to

581
00:30:22,320 --> 00:30:24,240
Speaker 8: say no to a lot of meetings I might want

582
00:30:24,280 --> 00:30:26,240
Speaker 8: to be part of, might want to be important, but

583
00:30:26,360 --> 00:30:28,240
Speaker 8: it's not going to help me do what I uniquely

584
00:30:28,280 --> 00:30:29,320
Speaker 8: can do for the sake.

585
00:30:29,160 --> 00:30:29,760
Speaker 6: Of my company.

586
00:30:29,800 --> 00:30:32,760
Speaker 2: Great stuff, Pastor, Chad Hobn, thank you so much, as

587
00:30:32,760 --> 00:30:35,280
Speaker 2: always for your time. We'll get to part four in

588
00:30:35,280 --> 00:30:38,600
Speaker 2: our series. Than me I want to be next week.

589
00:30:38,640 --> 00:30:39,920
Speaker 2: Hope you have a great rest of your day and

590
00:30:39,960 --> 00:30:43,360
Speaker 2: a great weekend, my friend, you too, all right, Chad

591
00:30:43,400 --> 00:30:46,040
Speaker 2: Hoven kind enough to join us plain glass, stained glass

592
00:30:46,080 --> 00:30:49,360
Speaker 2: each and every Wednesday right here on the Morning show.

593
00:30:49,400 --> 00:30:51,800
Speaker 2: That's great stuff, I mean great stuff. You don't have

594
00:30:51,840 --> 00:30:56,680
Speaker 2: to be some you know, Jesus believer, you don't have

595
00:30:56,720 --> 00:31:01,920
Speaker 2: to be some fuck. These are very very simple sorts

596
00:31:01,960 --> 00:31:05,240
Speaker 2: of things that we can do to be the me

597
00:31:06,120 --> 00:31:09,959
Speaker 2: I want to be. All right, let's see what's happening

598
00:31:10,000 --> 00:31:12,920
Speaker 2: out on the roadways, Chuck Ingram. What is the very latest,

599
00:31:12,960 --> 00:31:16,360
Speaker 2: my friend, is the snow gets closer and closer allegedly.

600
00:31:16,760 --> 00:31:19,000
Speaker 7: Well, I think we're going to dodge the bullet there.

601
00:31:19,120 --> 00:31:22,400
Speaker 7: As far as the snow, I'm not seeing any weather

602
00:31:22,480 --> 00:31:25,560
Speaker 7: issues inside the two seventy five loop. Now you go

603
00:31:25,600 --> 00:31:27,880
Speaker 7: a little bit further south, they're having all kinds of

604
00:31:27,920 --> 00:31:31,640
Speaker 7: trouble at Louisville and also in Lexington, Frankfurt, those sort

605
00:31:31,680 --> 00:31:34,880
Speaker 7: of areas. Yeah, there's plenty of slick conditions there. But

606
00:31:35,000 --> 00:31:38,240
Speaker 7: here it's southbound seventy one that continues to struggle. This

607
00:31:38,400 --> 00:31:41,560
Speaker 7: from the UC held Traffic Center, you see cancer center

608
00:31:41,640 --> 00:31:46,880
Speaker 7: offers advanced surgical options for complex liver and pancreas cancers

609
00:31:47,120 --> 00:31:49,880
Speaker 7: and clinical trials you won't find anywhere else. Get a

610
00:31:49,920 --> 00:31:52,840
Speaker 7: second opinion now called five one three five eighty five.

611
00:31:52,960 --> 00:31:56,160
Speaker 7: U sec SE crews continue to work with an accident

612
00:31:56,320 --> 00:31:58,880
Speaker 7: just after you get past Fieldszerto. It's in the clean

613
00:31:58,960 --> 00:32:01,920
Speaker 7: up stages, but right now the left lane is still block.

614
00:32:02,040 --> 00:32:05,720
Speaker 7: Traffic is backing up to Western Row. Southbound seventy five

615
00:32:05,800 --> 00:32:08,920
Speaker 7: continues slow in and out of Lockland. Northbound seventy five

616
00:32:09,120 --> 00:32:12,160
Speaker 7: just about clear out of Erlinger into downtown. There's a

617
00:32:12,160 --> 00:32:15,600
Speaker 7: wreck on Tylersville at Butler Warren Chuck Ingram News Radio

618
00:32:15,640 --> 00:32:18,640
Speaker 7: seven hundred WLW all right our.

619
00:32:18,600 --> 00:32:22,160
Speaker 2: WCPO nine first Warning forecast, presented by Jennifer ketch Mark.

620
00:32:22,200 --> 00:32:25,320
Speaker 2: We are expecting that snow that Chuck was talking about.

621
00:32:25,840 --> 00:32:28,440
Speaker 2: Apparently he must be moving a little slower than perhaps

622
00:32:28,440 --> 00:32:31,479
Speaker 2: anticipated very early this morning. But we're looking at between

623
00:32:31,480 --> 00:32:34,960
Speaker 2: now and one o'clock roughly, and it could vary a

624
00:32:35,000 --> 00:32:37,440
Speaker 2: little more a little less roughly about an inch of

625
00:32:37,480 --> 00:32:40,560
Speaker 2: snow and it will stick, which could create some slick

626
00:32:40,640 --> 00:32:43,480
Speaker 2: spots in the road. So, especially on your way home

627
00:32:43,520 --> 00:32:46,480
Speaker 2: today as our temperatures begin to drop getting into close

628
00:32:46,520 --> 00:32:52,360
Speaker 2: to night time, be careful please Tonight down to twenty

629
00:32:52,400 --> 00:32:55,320
Speaker 2: seven were dry tomorrow, mix of sun and clouds thirty four,

630
00:32:55,400 --> 00:32:59,040
Speaker 2: but wind chill in the twenties Tomorrow night low of fifteen,

631
00:32:59,520 --> 00:33:02,160
Speaker 2: when chill in the single digits. And the big question

632
00:33:02,320 --> 00:33:06,040
Speaker 2: we're all asking, where are we as far as this

633
00:33:06,240 --> 00:33:09,520
Speaker 2: massive storm that is making its way across Middle America

634
00:33:10,200 --> 00:33:13,560
Speaker 2: as we get closer and closer to the weekend. Hey, look,

635
00:33:13,800 --> 00:33:15,960
Speaker 2: if you're thinking about a little more love in your house,

636
00:33:16,000 --> 00:33:19,120
Speaker 2: maybe a little more exercise, get you outside, go adopt

637
00:33:19,160 --> 00:33:22,800
Speaker 2: a shelter pet today. I promise you you'll be healthier,

638
00:33:23,000 --> 00:33:26,440
Speaker 2: you'll be happier, and more love in your household. Eight

639
00:33:26,480 --> 00:33:28,520
Speaker 2: fifty six Sloan. He's coming up next on the Big

640
00:33:28,560 --> 00:33:29,959
Speaker 2: One seven hundred WLW