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Speaker 1: Don't want to be an American idiot.

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Speaker 2: In one of the final after President Joe Biden way

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Speaker 2: student loans about one hundred and fifty thousand people, you know,

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Speaker 2: just kind of a little tip of the hat is

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Speaker 2: he headed out of office about a year ago on

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Speaker 2: that though, It's not like, you know, the Trump administration

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Speaker 2: has righted a lot of those wrongs, which is simply

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Speaker 2: have forgotten about this meant, the total US debt is

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Speaker 2: almost two trillion dollars in student loans, the average borrow

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Speaker 2: ohs over thirty nine thousand dollars per person, and so

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Speaker 2: many more have defaulted on those loans as well.

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Speaker 3: Delinquency rates are high, the repayment timelines are question well

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Speaker 3: at this point, where do things stay in relative this

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Speaker 3: and how do we solve this? Allen Clinch is the

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Speaker 3: founder of Studentloan Justice dot org.

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Speaker 4: Ellen.

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Speaker 3: Welcome back, Ay.

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Speaker 5: Ben, Good morning, Scott.

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Speaker 3: We saw default rates spike after COVID and then once

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Speaker 3: we return to payment or try to anyway, where are

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Speaker 3: we headed to now relative to the default cliff?

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Speaker 5: Yeah, that's right, Yeah, we are headed for a mass default.

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Speaker 5: People are just done. People. You know, so many people

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Speaker 5: have been paying for years and years and years under

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Speaker 5: any one of the alphabet soup of already existing income

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Speaker 5: driven repayment plans. There's been four since nineteen ninety five,

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Speaker 5: and the disqualification rate for these IDR programs is upwards

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Speaker 5: of ninety percent. And so.

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Speaker 3: It is a huge crisis. Yeah, there's no I mean,

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Speaker 3: if you don't have the money, you don't have the money.

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Speaker 3: I get that. And it's it's easy to wag your

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Speaker 3: finger at young people and say it's your fault. But

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Speaker 3: and I get that too, But I'll be honest with you,

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Speaker 3: the plans that I've seen from both Trump and Biden

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Speaker 3: don't really address the issue. I mean, for giving a

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Speaker 3: loan during COVID, I guess we can suspend that. That's

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Speaker 3: all fine, But there's no accountability here for universities. That's

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Speaker 3: why I don't like the entire ballout system. The way

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Speaker 3: it's been proposed and structured is so what happens is, fine,

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Speaker 3: we're gonna we're gonna wind up wiping all this debt out,

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Speaker 3: all right, Well, what then happens, Well, universities will raise

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Speaker 3: their prices even more because students will have that extra

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Speaker 3: money to pay students who took on huge levels of

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Speaker 3: debt will be able to you know, turn that towards

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Speaker 3: the government, meaning me and you to pay that pick

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Speaker 3: up the tab and politicians score points with young voters

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Speaker 3: who seldom turn out in order to get elected or reelected.

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Speaker 3: So it serves all those interests, but it doesn't solve

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Speaker 3: the problem.

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Speaker 4: Right.

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Speaker 3: The problem is you keep subsidizing college, you get more

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Speaker 3: and more and more expensive. That's really the problem here,

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Speaker 3: and it's not addressed in any of these plans.

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Speaker 5: I actually almost completely agree with you. I mean, the

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Speaker 5: lending system is a large catastrophic failure at this point,

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Speaker 5: but the loans will not be paid. So ultimately the loans,

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Speaker 5: at this late day, they will be canceled. But you

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Speaker 5: raise excellent points. You know, canceling student loans solves nothing

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Speaker 5: the price for all.

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Speaker 6: The reasons that you mentioned, and you.

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Speaker 5: Know, the core of this problem, Scott, why is in

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Speaker 5: the fact that, unlike every loan in this country, student

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Speaker 5: loans have been uniquely stripped of the most fundamental consumer

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Speaker 5: protections you can imagine, mainly bankruptcy rights. So the family

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Speaker 5: Father has called for bankruptcy rights, uniform bankruptcy rights in

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Speaker 5: the constitution ahead of the power to you know, raise

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Speaker 5: an army and declare war. And this has been stripped

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Speaker 5: uniquely from student loans. And this really is the lynchpin

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Speaker 5: that is enabled this runaway spending, run well, runaway charging

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Speaker 5: tuition prices and so court by the colleges, no accountability.

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Speaker 5: And you know, counseling loans is all good and well,

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Speaker 5: but if you don't change the underlying system, then we're

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Speaker 5: going to be right back where we are now in

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Speaker 5: a few years.

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Speaker 3: The system, the system from top to bottom has messed up.

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Speaker 3: I mean, if you go back to the nineteen sixties, seventies,

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Speaker 3: I think it was eighteen percent of family income is

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Speaker 3: what tuition was, which is manageable sixty five. That's when

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Speaker 3: the government says, hey, you know what, we're going to

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Speaker 3: guarantee student loans now. And then Sally May gets involved.

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Speaker 3: And by seventy eight, as all these government programs, more

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Speaker 3: government gets involved, the more they screw things up. Tuition

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Speaker 3: and fees crept up to what almost fifty percent of

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Speaker 3: a family income today. It's a totally government controlled problem.

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Speaker 3: Because they stepped in guaranteed, subsidized for gave loans. They

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Speaker 3: have the power of the pen, and all it does

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Speaker 3: is encourage universities and colleges to hike their prices up

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Speaker 3: because they're getting free money. It's a simple solution if

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Speaker 3: you've got government out of this, because I'm guessing back

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Speaker 3: in the sixties and seventies, you take out a private

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Speaker 3: loan like you would for anything else, or you simply

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Speaker 3: the cost to be affordable for a family to pay

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Speaker 3: out of pocket. That's not true.

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Speaker 5: Anymore, No, that's exactly right. And you know, in some states,

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Speaker 5: particularly a lot of the Southern states, average student loan

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Speaker 5: that in those states exceeds the yearly earnings of the

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Speaker 5: average earners there in those states. But you know, Ohio

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Speaker 5: is actually terrible as well, seventy five billion dollars in

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Speaker 5: mostly federal student loan debt across the country. And it's

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Speaker 5: this sort of rampant inflation that just can't be allowed

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Speaker 5: to continue. Now, we as a group student on Justice

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Speaker 5: dot Org, we've been pushing probably eighty percent of our

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Speaker 5: our efforts have been towards getting the right of bankruptcy

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Speaker 5: returned to these loans, not so that everybody can run

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Speaker 5: out and file. That won't happen. Nobody wants to foilve

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Speaker 5: for bankruptcy but rather because bankruptcy serves to constrain the

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Speaker 5: lending side, it makes it ensures good faith in the

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Speaker 5: lending relationship. But more, maybe more importantly, it guarantees rational

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Speaker 5: sort of market based prices. You know, it prevents the

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Speaker 5: price of the commodity being purchased from getting out of control.

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Speaker 5: And so if there is even to be a federal

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Speaker 5: student owned program, I'm going forward, and I'm not sure

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Speaker 5: the government really is I should be in.

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Speaker 6: The lending business at this point.

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Speaker 3: Not very good consider consider our federal debt right now.

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Speaker 7: Yeah.

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Speaker 8: Yeah, but if they are, at a minimum, whatever loans

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Speaker 8: that they want to use to fund higher education in

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Speaker 8: this country, they've got to have all the consumer protections,

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Speaker 8: most notably bankruptcy rights that every.

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Speaker 5: Other loan for every other borrower has. We think that's

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Speaker 5: really the core of the problem. And you know, if

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Speaker 5: they had returned bankruptcy to student loans back when we

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Speaker 5: started our group eighteen long years ago, there would be.

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Speaker 6: No student loan crisis today.

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Speaker 5: The Department of Education in Congress would be very much

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Speaker 5: more judicious in how much they lend out and maybe

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Speaker 5: even for what sort of programs.

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Speaker 3: Well, I think that's interesting. You bring that by the ways,

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Speaker 3: Allen Collin, jac president of Student Loan Justice at organ

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Speaker 3: normally we probably we actually are agreeing on a lot

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Speaker 3: of stuff here because I hear a student loan justice

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Speaker 3: and think, well, you know, we're just gonna get free

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Speaker 3: money away, make college free. That's not really what you're saying.

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Speaker 3: And I agree on some points there's no way these

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Speaker 3: young people are generally young people going to be able

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Speaker 3: to pay these loans back. We're seeing a seventy five

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Speaker 3: percent default rate that is just catastrophic. But I guess

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Speaker 3: when I think about bankruptcy, which you're right, it does

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Speaker 3: keep the lenders in check, going okay, is this a

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Speaker 3: good risk? But here's what's going to happen, right, And

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Speaker 3: it's two sides of the same coin. There's gonna be

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Speaker 3: arguments and going, well, now you're stifling you know, higher

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Speaker 3: institutions of higher learning and what people are going to

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Speaker 3: study and career paths and things like that, which I

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Speaker 3: say good because you know, if the argument is that

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Speaker 3: if we forgive all this money or make college free,

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Speaker 3: it results in a better educated population, it's got to

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Speaker 3: be worth the cost. But it's not because what happens

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Speaker 3: is you get a whole bunch of students majoring and

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Speaker 3: I'm sorry bs that the market doesn't value and other

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Speaker 3: people simply just you know, showing up going out. I

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Speaker 3: guess I'll go to school because someone else is paying

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Speaker 3: for it, So if it's for free, it's for me.

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Speaker 3: And then it doesn't even discount all the ones that

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Speaker 3: go to college who fail and still have to pay

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Speaker 3: the loans and drop out for whatever reason. Graduates need

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Speaker 3: marketable skills going and we know this right now, and

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Speaker 3: so I think the bankruptcy thing, in a way would

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Speaker 3: eliminate all these fluffy programs and education in the Ivory Tower.

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Speaker 3: Allen would have finally have to come around and go, hey,

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Speaker 3: guess what, we're in a market too. Here, We're not

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Speaker 3: in a bubble. This is a market economy. Teach the

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Speaker 3: jobs and teach the skills that people need to make

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Speaker 3: money to service their loans, and the rest will take

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Speaker 3: care of itself.

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Speaker 5: Yeah, that's right. You know, there's a very good reason

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Speaker 5: the founders called for bankruptcy ahead of the power to

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Speaker 5: raise an army and declare war in the Constitution. And

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Speaker 5: I think this student loan behemoth is precisely the sort

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Speaker 5: of thing that they wanted to avoid. Yeah, and you know,

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Speaker 5: we're all.

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Speaker 6: For having educated citizenry. And you know, maybe there's a value.

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Speaker 5: To a philosophy degree or something that maybe may not

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Speaker 5: be necessarily marketable, but it's got to be done in

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Speaker 5: the context of fiscality.

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Speaker 3: And well, as I've been saying, don't confuse a hobby

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Speaker 3: with a career. So if you want to study philosophy,

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Speaker 3: you can do that in your own time. You don't

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Speaker 3: need to go to school for it.

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Speaker 5: Yeah, you know, it's hard to say what all what

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Speaker 5: all reform might happen when you know, at least the

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Speaker 5: accountability that comes with having to contend with bankruptcy laws

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Speaker 5: will compel, but certainly lower prices, smarter degrees. And I

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Speaker 5: might also add, you know, the colleges are now it's

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Speaker 5: taking an average of six.

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Speaker 6: Point two years to get a four year degree, and so.

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Speaker 5: The colleges have really got to be arranged in And

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Speaker 5: you know, we're looking at people like Jim Jordan. Quite frankly,

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Speaker 5: he becomes very important in this whole discussion. He runs

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Speaker 5: the Judiciary Committee where our bankruptcy legislation is likely to

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Speaker 5: come from, if it comes from anywhere in the House,

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Speaker 5: of represent is and so we're hoping very much that

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Speaker 5: Jim Jordan will look to people like, look to other

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Speaker 5: Republicans actually.

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Speaker 6: Like why not just called for the return.

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Speaker 5: Of bankruptcy rights to student loans with a caveat that

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Speaker 5: the colleges should be held at least somewhat financially accountable

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Speaker 5: absolutely for bankruptcy discharges. And we think that's exactly the

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Speaker 5: way go. It's a lot like Dick Durbins bill from

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Speaker 5: last year as twenty five ninety eight. We think Jim

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Speaker 5: Jordan could get that sucker passed to the House in

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Speaker 5: no time on a bipartisan basis, and that would that

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Speaker 5: would really be the first thing that needed to happen

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Speaker 5: if we want to see sanity, sanity.

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Speaker 6: And you know, fiscal prudence returned to.

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Speaker 3: Is I guess because the federal since we federalized student

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Speaker 3: loans back in the seventies. Though, and okay, I can

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Speaker 3: file bankruptcy now, but based on the way our government

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Speaker 3: spends and how much debt we're in right now, Allen,

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Speaker 3: do they even care? Would they just go, okay, well,

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Speaker 3: we're not going to really change, you know, this is

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Speaker 3: not going to make coll just tighten their belt I

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Speaker 3: mean the private market. Yeah, but we're talking about federally

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Speaker 3: subsidized student loans here. Do they even care?

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Speaker 5: Well, you know, they don't.

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Speaker 8: They don't.

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Speaker 5: The government does not act, you know, like a business

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Speaker 5: for example. That's true, but the Department of Education they

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Speaker 5: guard their nest egg, They guard their agency funding very carefully.

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Speaker 5: They run the Department of Education as if it were

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Speaker 5: a business. So you know, one would hope that they

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Speaker 5: would care, but that sort of remains to be seen.

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Speaker 3: Well, here's here's what happens is you yeah, here's a

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Speaker 3: interrupt a second. Here's what happens as you know though, right,

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Speaker 3: so we'll get this will go through rest like, Hey,

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Speaker 3: it makes sense. They're tight to their belts. We're not

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Speaker 3: going to hand out money for programs that you're not

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Speaker 3: gonna make a lot of money at, and it's gonna

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Speaker 3: bring the cut. And then you're gonna hear the cries

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Speaker 3: from people who are lobbying their lawmakers and saying it's unfair,

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Speaker 3: it's racist, it's sexist, it's this, it's that, And then lawmakers,

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Speaker 3: of course will kowtow to that contingent and you know,

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Speaker 3: break it and it'll probably worse than it was before

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Speaker 3: they did bankruptcy.

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Speaker 6: Well, yeah, that remains a be seen.

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Speaker 3: That's the problem with it.

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Speaker 5: But generally you can pick a random college funding scheme

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Speaker 5: out of a hat at this.

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Speaker 6: Point and I can almost guarantee.

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Speaker 5: You that whatever they get will be far better than

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Speaker 5: what we have today. So you know, it's it's always

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Speaker 5: a balancing act with condres. Different spirit interests will have

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Speaker 5: their say, But at the end of the day, you know,

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Speaker 5: we can't be financially ruining eighty five percent of the

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Speaker 5: people who take out student loans and leaving them with

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Speaker 5: you know, predatory, untaable debt for the rest of their lives.

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Speaker 5: I mean that does not serve the country.

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Speaker 3: Yeah, I mean I look at it and go, well, okay,

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Speaker 3: mom and dad. In the equation, they should kind of

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Speaker 3: know better about how much money they're borrowing because you're

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Speaker 3: old enough to know how that works. But if you're young,

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Speaker 3: and you're you know, sixteen, seventeen years old, and you're

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Speaker 3: applying for colleges and it's all all well and good,

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Speaker 3: you don't have an idea what that's like, what servicing

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Speaker 3: a loan is. And I think they keep kids financially

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Speaker 3: ignorant from the beginning for a reason, because at the

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Speaker 3: end of the day, it's mana from heaven for the

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Speaker 3: federal government. They're just going to keep getting their money.

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Speaker 3: How when you can go after mom and dad social

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Speaker 3: Security because the kid doesn't have a job that's going

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Speaker 3: to pay anything and can't serve us a loan. I

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Speaker 3: think that's just speaks volumes about where we are right now.

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Speaker 3: And the sickening part is, I honestly, I mean outside

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Speaker 3: of Jim Jordan, as you said, both sides to be

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Speaker 3: complicit in just basically doing the dirty work for colleges

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Speaker 3: and universities. It's insane that someone has not called us

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Speaker 3: out sooner, rather than just going, yeah, we're gonna just

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Speaker 3: give you free money, and uh, well what about next

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Speaker 3: year's class? They're gonna want. And once it starts, of course,

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Speaker 3: once you say we're gonna give forgive loan debt each

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Speaker 3: twenty three, twenty four, twenty five, twenty six, twenty twenty seven,

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Speaker 3: every class is gonna want basically a bailout. And if

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Speaker 3: the idea is we forgive loans to stimulate the economy, well,

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Speaker 3: I don't know about you. I got a mortgage that'd

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Speaker 3: be great. Imagine how much money I'd spend on liquor

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Speaker 3: and hot tubs and strippers and coke.

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Speaker 5: Well, I would.

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Speaker 6: Actually disagree with you on not so.

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Speaker 5: Much what you just said, but sort of the underlying

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Speaker 5: premise here and that and the important point here that

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Speaker 5: I haven't brought up yet is the federal government, believe

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Speaker 5: it or not, the Department of Education, they have been

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Speaker 5: making a king's ransome in profit on this federal student

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Speaker 5: loans program, certainly since Obama federalized in twenty ten. You know,

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Speaker 5: in nineteen sixty five the President LBJ declared that these

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Speaker 5: student loans would be free of interest. Well today over

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Speaker 5: one hundred billion dollars a year in interest, really, and

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Speaker 5: it accrues to the books of the Department of Education.

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Speaker 5: And so the Department of Education is this is really

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Speaker 5: a cash cow for the people in Washington. People don't

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Speaker 5: quite understand how incredibly profitable this thing has been for

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Speaker 5: the taxpayer.

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Speaker 3: And out of that, I mean, think of it. There's

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Speaker 3: no you know, you can't discharge it, you don't put

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Speaker 3: a collateral up. They can garnish your wages, they can

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Speaker 3: go after your mom and dad social Security, they can

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Speaker 3: do all these horrific things that that you know in

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Speaker 3: the private sector, you can't do it all al and

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Speaker 3: all the best. Thanks again.

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Speaker 5: Well, it's been about.

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Speaker 3: I think almost exactly a year since Biden and is

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Speaker 3: one of the last gasps of his presidency wave the

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Speaker 3: magic wind would come to student loans. I haven't heard

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Speaker 3: a lot in last year with Trump on that one guard.

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Speaker 3: But the problem is still there, still exists, can be fixed,

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Speaker 3: but they refuse to address the issue. And it's a problem.

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Speaker 3: It's a big press as what college looks like is

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Speaker 3: being changed by AI for example. We'll get a news

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Speaker 3: update in and more ahead. It's a Scott Sloman Show

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Speaker 3: on seven hundred WLW My Scott on seven hundred w

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Speaker 3: WELW short week, Ready for Christmas, winding it down, Ready

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Speaker 3: to eat some good food and a lot of that.

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Speaker 3: By good food, I mean food that's not good for you.

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Speaker 3: A lot of sugar this time here, a lot of candy,

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Speaker 3: a lot of pie, a lot of cake, all that stuff, cookies,

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Speaker 3: you name it. I am down for it. Over a

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Speaker 3: word of the wise here. Nicole Avina joins the show again.

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Speaker 3: She wrote writes a book called Sugarless about the I

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Speaker 3: don't know if it's the dangers of sugar, but we

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Speaker 3: didn't like some sugar from time to time. Nicole, welcome, good.

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Speaker 9: Morning, good morning.

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Speaker 4: Good when's the.

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Speaker 3: Last time you had sugar?

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Speaker 9: Well, you know, I have I have to say I

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Speaker 9: can have it in moderation. I have it, you know now,

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Speaker 9: and then I have it under control. But I have

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Speaker 9: very little compared to most Americans.

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Speaker 3: I would say, yeah, I'm more of a savory person.

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Speaker 3: I like the savory stuff I'll have, don't get me wrong,

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Speaker 3: A good dessert or something like that, or a piece

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Speaker 3: of candy. But I'm not I'm not a sugar feen.

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Speaker 1: Now.

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Speaker 3: I have a friend of mine about the same age,

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Speaker 3: and he has the diet of an eight year old.

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Speaker 3: He'll drink like three of those blue slushies a day,

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Speaker 3: and yeah, he's a mess.

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Speaker 7: Yeah.

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Speaker 9: I think there's a lot of people that sort of

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Speaker 9: fall into one of either camp right where it's you

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Speaker 9: have that sweet tooth and you crave it all the time,

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Speaker 9: or you're more of like a savory chips and cheese

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Speaker 9: type person.

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Speaker 3: He has the you know, if you go to a

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Speaker 3: hotel and they have these real dispenser it's got three

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Speaker 3: things and you turn the crank and at ceral comes out,

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Speaker 3: he's got one of those in front of his TV.

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Speaker 8: Oh.

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Speaker 9: I think that's definitely the sign of a sugar addict

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Speaker 9: in one of those devices.

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Speaker 1: Yeah.

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Speaker 3: I was like, okay, skittles all over the place, Like

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Speaker 3: it's like Willy Wonka in his basement. It's it's something else.

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Speaker 3: Some guys have bars. He has unlimited sugar, all right,

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Speaker 3: And it's why is sugar so easy to I guess

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Speaker 3: to abuse. I don't want to see abuse. It's not

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Speaker 3: a fair term because everything in moderation, as you said,

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Speaker 3: is fine. I'm glad you're not like, oh you can't

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Speaker 3: had sugar at all ever. I mean, sugar is it's good,

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Speaker 3: you just can't make it a steady part of your diet.

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Speaker 7: Yeah.

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Speaker 9: But I think that's really the issue that a lot

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Speaker 9: of people are struggling with because although we want to

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Speaker 9: do it in moderation, most of us have a really

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Speaker 9: hard time doing that because it's so pervated. If you

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Speaker 9: think about it, you know, everywhere you go in the

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Speaker 9: grocery store, if you go to restaurants, most of the

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Speaker 9: dishes that we order when we eat out have sugar

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Speaker 9: added to them. And so even if you're trying to

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Speaker 9: cut back, and or even if you don't really have

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Speaker 9: a big eat tooth and you think you're not eating

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Speaker 9: a lot of sugar, odds are that you probably are

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Speaker 9: eating more than what is recommended.

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Speaker 7: By the guideline.

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Speaker 3: What are the guidelines? I have no idea.

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Speaker 9: Well, you know, it's funny because for the longest time,

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Speaker 9: we did not have government guidelines about sugar. We had

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Speaker 9: guidelines about everything else in terms of vitamins and you know,

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Speaker 9: how many calories you should eat to have a healthy diet,

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Speaker 9: but we didn't have it for sugar. Now we do,

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Speaker 9: and it's recommended that you have no more than six

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Speaker 9: to eight teaspoons of sugar a day, which sounds great,

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Speaker 9: but the problem is the average American has twenty two

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Speaker 9: teaspoons or sugar a day. So yeah, we're all eating

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Speaker 9: weight too much of it. And you know, it's not

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Speaker 9: just about obesity or being overweat. There's so much research

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Speaker 9: out that's come out. I talk about it in my

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Speaker 9: new book, Sugar Lists, about how sugar can impact your

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Speaker 9: physical health. It can also impact your mental health too,

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Speaker 9: So it's a really good idea to cut back. Even

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Speaker 9: if you're not struggling with your body weat and.

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Speaker 3: I think it's important too. You go, well, wait a minute,

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Speaker 3: I don't eat a lot of sugary food. How can

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Speaker 3: I have twenty two teaspoons or tablespoons of a sugar

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Speaker 3: a day. Well, it's hidden. And so the formula for

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Speaker 3: really really good food. If you want to make food

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Speaker 3: taste well, you've got to have savory, you got to

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Speaker 3: have sweet, you got to have you got to have

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Speaker 3: a fat, you got to have those things in it,

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Speaker 3: and tart. Every good dish like wh it's a secret. Agree,

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Speaker 3: there's probably most people don't use enough acid in their cooking,

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Speaker 3: like lemon or something like that. But the big one

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Speaker 3: is sugar. And if you get that balance right between sweet,

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Speaker 3: fat and salty, you're gonna This is why you can

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Speaker 3: sit down and get a whole sleeve of oreos and

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Speaker 3: not be satisfied for that reason. But sugar is a

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Speaker 3: big and it'shidden in you know, pasta sauces and everything

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Speaker 3: is sugar in it.

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Speaker 9: It does and I think that's really, you know, the

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Speaker 9: tricky part. So it's really important to take a look

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Speaker 9: at the nutrition fact labels on the foods that you're purchasing,

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Speaker 9: and really, you know, look at the ingredients, you'd be surprised.

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Speaker 9: So many things that you wouldn't expect to see sugar

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Speaker 9: in you'll find that, you know, sugar's listed as one

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Speaker 9: of those ingredients. And again, you know, even if you're

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Speaker 9: thinking that maybe you are consuming too much of it,

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Speaker 9: it's not about you know, completely cutting it out of

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Speaker 9: your life. And I really make a point of this

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Speaker 9: in my new book, because that's just not sustainable, and

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Speaker 9: you know that's going to set people up for failure.

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Speaker 9: It's really more about reducing it and doing more to

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Speaker 9: try to replace it with healthier alternatives so you could

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Speaker 9: still enjoy the foods and have them, but just without

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Speaker 9: all that added sugar.

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Speaker 3: Yeah, big holidays roll along or occasions whatever, and you

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Speaker 3: have some sugar, or somebody brings some cookies and you know,

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Speaker 3: I'll have one. You have a couple, and you know,

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Speaker 3: you feel great, and then all of a sudden, like

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Speaker 3: minutes left for me, minutes later, maybe like an hour later.

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Speaker 3: I want to kill myself. What is that?

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Speaker 9: Well, you know what the problem with sugar is is

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Speaker 9: that it affects our brain in so many strange ways.

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Speaker 9: It can affect the brain in a way that leads

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Speaker 9: us to be addicted. It can release dopamat and these

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Speaker 9: other neuro transmitters, and that's what leads people to crave

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Speaker 9: it and want more and more of it. But it

437
00:20:49,119 --> 00:20:51,640
Speaker 9: also does so many things to mess with our mind.

438
00:20:51,720 --> 00:20:54,080
Speaker 9: It causes us to feel guilty after we eat it.

439
00:20:54,080 --> 00:20:56,440
Speaker 9: It causes us to have these, you know, rapid spikes

440
00:20:56,480 --> 00:20:58,960
Speaker 9: in our blood sugar levels that then lead us to

441
00:20:59,040 --> 00:21:01,160
Speaker 9: then have these crash is in our blood sugar levels

442
00:21:01,200 --> 00:21:04,359
Speaker 9: that can impact our mood. So when people start to

443
00:21:04,400 --> 00:21:07,399
Speaker 9: reduce the sugar in their diet, they really start to

444
00:21:07,400 --> 00:21:09,760
Speaker 9: get in touch with those feelings and see that, Wow,

445
00:21:09,800 --> 00:21:11,840
Speaker 9: you know, this stuff is really making me feel strange

446
00:21:11,880 --> 00:21:13,719
Speaker 9: and act funny when I eat a lot of it.

447
00:21:13,800 --> 00:21:16,080
Speaker 9: So if you stay away from it, then you really

448
00:21:16,119 --> 00:21:18,040
Speaker 9: can get a better control on what it's doing to

449
00:21:18,080 --> 00:21:19,080
Speaker 9: your brain and your body.

450
00:21:19,200 --> 00:21:21,040
Speaker 3: Yeah, what does it do to your Is it more

451
00:21:21,080 --> 00:21:22,600
Speaker 3: of a physical thing or a mental thing or is

452
00:21:22,640 --> 00:21:23,000
Speaker 3: it both?

453
00:21:23,920 --> 00:21:26,600
Speaker 9: Well, it's both. I mean, you know, when you consume sugar,

454
00:21:26,720 --> 00:21:29,720
Speaker 9: it's affecting your blood sugar levels, which then in turn

455
00:21:29,800 --> 00:21:33,720
Speaker 9: affects your neurotransmitter levels, and so it's affecting your brain.

456
00:21:34,320 --> 00:21:36,560
Speaker 9: And I think you know, we have this physical change

457
00:21:36,560 --> 00:21:38,960
Speaker 9: that occurs in response to that, right we react to it.

458
00:21:39,000 --> 00:21:41,080
Speaker 9: Our brain tells us, you know, how to react and

459
00:21:41,119 --> 00:21:44,040
Speaker 9: how to feel. But there is also this psychological piece

460
00:21:44,040 --> 00:21:45,879
Speaker 9: of it too, and I think that goes along with

461
00:21:45,920 --> 00:21:48,679
Speaker 9: the fact that you know, it is so pervasive in

462
00:21:48,720 --> 00:21:52,480
Speaker 9: our society and it's sort of this forbidden thing in

463
00:21:52,520 --> 00:21:53,159
Speaker 9: many ways.

464
00:21:53,200 --> 00:21:53,760
Speaker 4: You know, we know.

465
00:21:53,800 --> 00:21:55,760
Speaker 9: Sugar's bad for us, you know, we shouldn't have too

466
00:21:55,840 --> 00:21:58,840
Speaker 9: much of it, and then when we do indulge, we

467
00:21:58,920 --> 00:22:01,399
Speaker 9: get that psychologic guilt. And I think this is what

468
00:22:01,440 --> 00:22:03,520
Speaker 9: happens with a lot of people who were dieting right

469
00:22:03,720 --> 00:22:05,679
Speaker 9: around this time of year. Everybody's you know, trying to

470
00:22:05,680 --> 00:22:07,919
Speaker 9: clean up their diet and maybe lose a couple pounds,

471
00:22:07,920 --> 00:22:10,040
Speaker 9: like you said in the beginning, Yeah, and you know

472
00:22:10,080 --> 00:22:12,239
Speaker 9: you get that guilt if you gave in and you know,

473
00:22:12,760 --> 00:22:15,879
Speaker 9: ate that giant slap cake, then you feel bad about it.

474
00:22:15,920 --> 00:22:18,360
Speaker 9: You feel like you let yourself down. So that's important

475
00:22:18,400 --> 00:22:20,000
Speaker 9: to avoid and I talk about that in my new

476
00:22:20,040 --> 00:22:22,640
Speaker 9: book Sugarless, about how you know, you want to change

477
00:22:22,640 --> 00:22:24,719
Speaker 9: your relationship with food. You don't want to, you know,

478
00:22:24,800 --> 00:22:27,560
Speaker 9: have this unhealthy relationship with the things that we're eating.

479
00:22:27,680 --> 00:22:29,920
Speaker 9: It's got to be a healthy dynamic, all.

480
00:22:29,920 --> 00:22:31,760
Speaker 3: Right, Nicole Vina is here. Sugar List is the book,

481
00:22:31,760 --> 00:22:34,200
Speaker 3: and it's the big problem for people, and that is

482
00:22:34,280 --> 00:22:35,920
Speaker 3: kicking the sugar hat. But if you want to lose weight,

483
00:22:35,960 --> 00:22:39,399
Speaker 3: sugar is definitely going to add some hidden calories and

484
00:22:39,440 --> 00:22:41,800
Speaker 3: it does a lot. One of the issues that came

485
00:22:41,880 --> 00:22:43,800
Speaker 3: up and this is totally wow, it's kind of related.

486
00:22:43,800 --> 00:22:45,199
Speaker 3: Now I won't know how to get in this is

487
00:22:45,920 --> 00:22:49,160
Speaker 3: we just legalized not long ago for recreational use. Ohio

488
00:22:49,160 --> 00:22:53,840
Speaker 3: did recreational marijuana, and the opponents of it to always

489
00:22:53,840 --> 00:22:56,400
Speaker 3: talk about how it's a gateway drug. You smoke some weed,

490
00:22:56,440 --> 00:22:59,240
Speaker 3: it's gonna next thing you'd be shooting heroin. You get blasts,

491
00:22:59,280 --> 00:23:02,800
Speaker 3: you get a cocaine nipple, bumps, everything right, And I

492
00:23:02,960 --> 00:23:06,240
Speaker 3: never I think that's a bunch of bunk. And I

493
00:23:06,640 --> 00:23:09,400
Speaker 3: basically my counter to this was, well, if that's the case,

494
00:23:09,440 --> 00:23:12,639
Speaker 3: if that's the gateway, is the real gateway drug caffeine

495
00:23:12,720 --> 00:23:15,880
Speaker 3: or in this case, sugar is sugar gateway drugged other things?

496
00:23:16,880 --> 00:23:19,480
Speaker 9: Absolutely, I think sugar is a gate I think it's

497
00:23:19,520 --> 00:23:20,800
Speaker 9: the original gateway drug.

498
00:23:20,920 --> 00:23:25,240
Speaker 3: So right, Halloween comes along the holidays. Whatever you pack

499
00:23:25,280 --> 00:23:27,800
Speaker 3: your kid full of candy Easter and they lose their

500
00:23:27,840 --> 00:23:29,880
Speaker 3: mind and their mounds off the walls. They're like, wow,

501
00:23:29,920 --> 00:23:32,679
Speaker 3: I feel great after each sugar. That's that's a drug.

502
00:23:33,359 --> 00:23:35,879
Speaker 9: Yeah, And you know, we've actually conducted research studies in

503
00:23:35,920 --> 00:23:38,879
Speaker 9: my laboratory looking at that, looking at the relationship between

504
00:23:38,960 --> 00:23:42,239
Speaker 9: sugar and then behavior later on and proclivity to use

505
00:23:42,320 --> 00:23:45,320
Speaker 9: drugs and alcohol. And for sure, if you have experience

506
00:23:45,359 --> 00:23:47,520
Speaker 9: with sugar, you're more likely to use drugs for alcohol.

507
00:23:47,600 --> 00:23:50,360
Speaker 9: So yeah, I think that's that's really the bigger problem.

508
00:23:50,400 --> 00:23:53,159
Speaker 9: It's you know, it's not about recreational marijuana. I think

509
00:23:53,160 --> 00:23:55,280
Speaker 9: it's about getting to the root of the problem, which

510
00:23:55,280 --> 00:23:57,160
Speaker 9: is sugar. And it starts, you know, in kids when

511
00:23:57,160 --> 00:23:58,600
Speaker 9: they're three, four or five years old.

512
00:23:59,040 --> 00:24:01,440
Speaker 3: It's crazy you have a a few years later, you're

513
00:24:01,480 --> 00:24:03,760
Speaker 3: doing lines off the near end of a hooker. It's

514
00:24:03,880 --> 00:24:07,280
Speaker 3: it's it's a town, it's a slippery slope, nicole, it

515
00:24:07,640 --> 00:24:08,080
Speaker 3: sure is.

516
00:24:08,160 --> 00:24:11,040
Speaker 4: It really is, all.

517
00:24:11,000 --> 00:24:13,560
Speaker 3: Right, So sugar, there's just sugar addiction and drug dependency.

518
00:24:13,600 --> 00:24:15,520
Speaker 3: And there certainly is a link there too, because you

519
00:24:15,560 --> 00:24:18,040
Speaker 3: get that. It's it's that feeling that you wind up getting,

520
00:24:18,080 --> 00:24:20,760
Speaker 3: go wow, the sugar high. This is this is really cool,

521
00:24:21,440 --> 00:24:23,639
Speaker 3: and then later on you're looking for that maybe in

522
00:24:23,640 --> 00:24:27,320
Speaker 3: different ways. So it makes sense. But again, it's it's moderation,

523
00:24:27,440 --> 00:24:29,359
Speaker 3: it's tolerance, it's a bunch of other things too. And

524
00:24:29,359 --> 00:24:31,600
Speaker 3: we also have a culture in our society too, this

525
00:24:31,800 --> 00:24:35,359
Speaker 3: diet culture. You know, there's a gym I drive by,

526
00:24:36,240 --> 00:24:38,360
Speaker 3: uh near my house, it's the gym, and then right

527
00:24:38,400 --> 00:24:41,080
Speaker 3: next door is like a cookie place, So it's you

528
00:24:41,119 --> 00:24:43,400
Speaker 3: can't even get past the gym without being tempted by

529
00:24:43,600 --> 00:24:45,480
Speaker 3: by cookies. And I think we have a thing where, hey,

530
00:24:45,480 --> 00:24:48,720
Speaker 3: if I work out, I can treat myself to a

531
00:24:48,800 --> 00:24:51,840
Speaker 3: cookie or sweets later in the day. And the problem

532
00:24:51,880 --> 00:24:53,000
Speaker 3: is you just eat too many of them.

533
00:24:53,800 --> 00:24:55,760
Speaker 9: Yeah, what is that? That's happening where I live in

534
00:24:55,760 --> 00:24:57,600
Speaker 9: New Jersey too. I feel like that there must be

535
00:24:57,600 --> 00:25:00,520
Speaker 9: something going on with like the planning boards of you

536
00:25:00,600 --> 00:25:02,480
Speaker 9: have to put a cookie joint next to the gym,

537
00:25:02,520 --> 00:25:05,919
Speaker 9: because I've seen neither myself. Yeah, I think you know,

538
00:25:05,960 --> 00:25:07,879
Speaker 9: you're so right that it's sort of part of this

539
00:25:07,960 --> 00:25:11,280
Speaker 9: culture of like rewarding ourselves. If we do something good

540
00:25:11,840 --> 00:25:14,439
Speaker 9: like workout, right, then we're supposed to reward ourselves with

541
00:25:14,480 --> 00:25:17,639
Speaker 9: a cookie. And I think that happens on multiple levels

542
00:25:17,640 --> 00:25:19,520
Speaker 9: throughout the day for a lot of people when you

543
00:25:19,560 --> 00:25:21,840
Speaker 9: know they do a good job at work, or let's

544
00:25:21,840 --> 00:25:24,080
Speaker 9: go out and you know, celebrate by getting ice cream,

545
00:25:24,119 --> 00:25:26,040
Speaker 9: if you've got a good grade on your test. You know,

546
00:25:26,240 --> 00:25:29,400
Speaker 9: it just happens throughout the day in multiple ways where

547
00:25:29,400 --> 00:25:32,040
Speaker 9: people reward themselves with food. And that's fine, But the

548
00:25:32,119 --> 00:25:34,880
Speaker 9: problem is, you know, if you're rewarding every little thing

549
00:25:34,920 --> 00:25:37,040
Speaker 9: that you do right with food, then that's where people

550
00:25:37,040 --> 00:25:41,280
Speaker 9: start to get into problems with you know, health issues, diabetes.

551
00:25:40,840 --> 00:25:41,560
Speaker 7: Being over weed.

552
00:25:41,920 --> 00:25:44,760
Speaker 3: Yeah, yeah, and I in our household, we had to

553
00:25:44,760 --> 00:25:46,520
Speaker 3: fight that. I mean, if me and my two brothers

554
00:25:46,560 --> 00:25:48,480
Speaker 3: would have stayed at home and lived at home, God

555
00:25:48,480 --> 00:25:50,680
Speaker 3: would probably be four thousand pounds by now. My mom

556
00:25:50,720 --> 00:25:52,600
Speaker 3: and you know, hey, you're having a bad day, have

557
00:25:52,640 --> 00:25:55,200
Speaker 3: a meatball. You're having a good day. Here, have two meatballs.

558
00:25:56,160 --> 00:25:59,200
Speaker 3: Gonna be one of those one of those Italian mom situations.

559
00:26:00,240 --> 00:26:03,200
Speaker 3: What about withdrawal, We mentioned the connection between sugar is

560
00:26:03,240 --> 00:26:05,960
Speaker 3: a gateway drug and a full dependency on sugar later

561
00:26:06,000 --> 00:26:09,000
Speaker 3: in life. And like anything that means there's withdrawal symptoms.

562
00:26:09,119 --> 00:26:11,639
Speaker 3: We know what it is for other hard street drugs

563
00:26:11,640 --> 00:26:14,600
Speaker 3: which are much more serious and sugar certainly, but are

564
00:26:14,600 --> 00:26:16,720
Speaker 3: there withdraw symptoms and how do you combat that?

565
00:26:17,480 --> 00:26:17,720
Speaker 7: Yeah?

566
00:26:17,760 --> 00:26:20,080
Speaker 9: Absolutely, And so I think this is one of the

567
00:26:20,119 --> 00:26:22,879
Speaker 9: main reasons why people end up going back on sugar

568
00:26:23,040 --> 00:26:25,200
Speaker 9: is because of the withdrawal. We see this this time

569
00:26:25,240 --> 00:26:26,919
Speaker 9: of year where people say, Okay, I'm going to cut

570
00:26:26,960 --> 00:26:29,439
Speaker 9: back on sugar, and then all of a sudden, they

571
00:26:29,480 --> 00:26:33,520
Speaker 9: get irritable, and they get lethargic and cranky and crabby,

572
00:26:33,560 --> 00:26:36,720
Speaker 9: and you know, maybe they're tired a lot and a

573
00:26:36,720 --> 00:26:39,560
Speaker 9: lot of times people will misattribute that and say, oh,

574
00:26:39,600 --> 00:26:41,639
Speaker 9: it must be that I have low blood sugar, so

575
00:26:41,680 --> 00:26:44,159
Speaker 9: I better eat more sugar so that I can make

576
00:26:44,160 --> 00:26:47,800
Speaker 9: sure I don't pass out. Well, the reality is it's withdrawal.

577
00:26:47,960 --> 00:26:50,240
Speaker 9: That's what sugar withdrawal looks like. It's you know, these

578
00:26:50,280 --> 00:26:52,680
Speaker 9: feelings that are similar to what would happen if you

579
00:26:52,760 --> 00:26:56,240
Speaker 9: try to quit smoking cigarettes. That's really been the one

580
00:26:56,280 --> 00:26:59,600
Speaker 9: that seems to parallel at most. And again, you know,

581
00:26:59,680 --> 00:27:01,800
Speaker 9: it's not going to kill you. You're not going to

582
00:27:01,920 --> 00:27:04,840
Speaker 9: you know, die from the withdrawal, but it's uncomfortable, and

583
00:27:04,920 --> 00:27:06,880
Speaker 9: you know, a lot of times it's enough for people

584
00:27:06,960 --> 00:27:09,280
Speaker 9: to then say you know what, forget it. I'm just

585
00:27:09,280 --> 00:27:12,040
Speaker 9: going to have some sugar so I feel better. But

586
00:27:12,080 --> 00:27:14,600
Speaker 9: then that starts to pull vicious cycle all over again.

587
00:27:14,680 --> 00:27:16,919
Speaker 9: Of you know, Okay, now I'm overeating sugar, and then

588
00:27:16,920 --> 00:27:18,919
Speaker 9: I try to quick and I wink to withdrawal, and

589
00:27:18,920 --> 00:27:21,320
Speaker 9: then I crave it, and so it's this non stop

590
00:27:21,400 --> 00:27:22,320
Speaker 9: cycle that emerges.

591
00:27:22,600 --> 00:27:26,560
Speaker 3: Where are you on artificial sweeteners, That's a good question.

592
00:27:26,680 --> 00:27:29,760
Speaker 9: So I look at them as kind of like the

593
00:27:29,840 --> 00:27:34,640
Speaker 9: methadone to heroin, right. I mean, they're better than sugar,

594
00:27:35,240 --> 00:27:37,000
Speaker 9: but you don't want to stay on it for the

595
00:27:37,000 --> 00:27:39,440
Speaker 9: rest of your life. And so what I usually recommend

596
00:27:39,520 --> 00:27:42,080
Speaker 9: is that if you are really struggling to get the

597
00:27:42,080 --> 00:27:44,480
Speaker 9: added sugar out of your diet, if you need to

598
00:27:44,560 --> 00:27:47,520
Speaker 9: rely on some of these artificial sweeteners or these alternative

599
00:27:47,560 --> 00:27:50,600
Speaker 9: sweeteners as a crutch to kind of bridge you away

600
00:27:50,600 --> 00:27:54,159
Speaker 9: from it, then that's fine. But the ultimate goal should

601
00:27:54,160 --> 00:27:57,159
Speaker 9: really be to reduce the dependence on the sweeteners in

602
00:27:57,200 --> 00:27:59,240
Speaker 9: our diet. You know, we don't need to add sugar

603
00:27:59,280 --> 00:28:02,840
Speaker 9: to everything we have. Coffee is a perfect example. And

604
00:28:02,840 --> 00:28:04,560
Speaker 9: I've been talking about this a lot because I think

605
00:28:04,600 --> 00:28:06,359
Speaker 9: about it more and more when I go to a

606
00:28:06,359 --> 00:28:08,800
Speaker 9: coffee shop anymore, it's more like going into a sugar shop.

607
00:28:08,840 --> 00:28:10,560
Speaker 9: I mean there's more sugar in the store that.

608
00:28:10,600 --> 00:28:11,639
Speaker 7: There is coffee.

609
00:28:12,640 --> 00:28:15,200
Speaker 9: So again, we have to, I think, really just focus

610
00:28:15,280 --> 00:28:18,119
Speaker 9: on reducing the dependence on sweetness and think about, you know,

611
00:28:18,320 --> 00:28:20,240
Speaker 9: why do we have to have sugar in all these

612
00:28:20,280 --> 00:28:22,399
Speaker 9: different things that maybe doesn't really belong there in the

613
00:28:22,440 --> 00:28:22,880
Speaker 9: first place.

614
00:28:22,920 --> 00:28:24,520
Speaker 3: Yeah, I got a little cream in my coffee. That's

615
00:28:24,520 --> 00:28:26,280
Speaker 3: about it, just to you know, get that little balance

616
00:28:26,320 --> 00:28:28,040
Speaker 3: going on. But black is fine too.

617
00:28:28,080 --> 00:28:28,280
Speaker 4: Yeah.

618
00:28:28,760 --> 00:28:31,280
Speaker 3: You know, you go to a place and it's kind

619
00:28:31,280 --> 00:28:33,760
Speaker 3: of frightening actually that some of these drinks. I don't

620
00:28:33,800 --> 00:28:36,280
Speaker 3: want to vilify any coffee chain, Starbucks, but you go

621
00:28:36,359 --> 00:28:38,320
Speaker 3: in there and one of their drinks is the same

622
00:28:38,400 --> 00:28:40,400
Speaker 3: number of calories as a big Mac. That's a problem.

623
00:28:41,040 --> 00:28:43,320
Speaker 9: Oh yeah, and they're desserts. I mean, I don't even

624
00:28:43,320 --> 00:28:46,200
Speaker 9: know how they can be considered coffees anymore. I mean

625
00:28:46,200 --> 00:28:49,280
Speaker 9: they're like literally desserts. I think I could probably find

626
00:28:50,000 --> 00:28:52,800
Speaker 9: fewer calories at the ice cream store than I could

627
00:28:53,080 --> 00:28:55,600
Speaker 9: from you know, many of these coffee chains. So you

628
00:28:55,640 --> 00:28:57,640
Speaker 9: do need to be mindful of that. And the marketing

629
00:28:57,720 --> 00:28:59,360
Speaker 9: is a big part of it. I mean they're marketed

630
00:28:59,400 --> 00:29:02,800
Speaker 9: as being you know, coffee drinks and you're getting your

631
00:29:02,880 --> 00:29:05,440
Speaker 9: energy and getting it through that three pm slump, But

632
00:29:05,880 --> 00:29:07,920
Speaker 9: the reality is, you know you're going to hit a

633
00:29:08,000 --> 00:29:10,880
Speaker 9: huge crash when that sugar wears off, and it's going

634
00:29:10,960 --> 00:29:13,920
Speaker 9: to be compounded by you know the fact that your

635
00:29:14,040 --> 00:29:15,400
Speaker 9: craffein's wearing off as well.

636
00:29:15,600 --> 00:29:17,360
Speaker 3: Right, get caffeine and the sugar at the same time.

637
00:29:17,400 --> 00:29:19,200
Speaker 3: You put two or three of those down to some

638
00:29:19,200 --> 00:29:20,920
Speaker 3: people do a day, and you're talking a full day

639
00:29:21,000 --> 00:29:22,960
Speaker 3: amount of calories just in your liquids on top of

640
00:29:22,960 --> 00:29:24,800
Speaker 3: everything else. And you wonder why, you know, we're a

641
00:29:24,840 --> 00:29:27,920
Speaker 3: little heavy. So uh, people concerned about maybe dropping a

642
00:29:27,920 --> 00:29:30,520
Speaker 3: few LB's and getting right as we as. We have

643
00:29:30,560 --> 00:29:32,200
Speaker 3: those cycles every year and this would be one of

644
00:29:32,240 --> 00:29:34,960
Speaker 3: those cycles. A good idea would be looking at how

645
00:29:35,000 --> 00:29:37,240
Speaker 3: much sugar you're getting in your diet. Sugarless is the

646
00:29:37,320 --> 00:29:38,280
Speaker 3: name of the book. It's Nicole A.

647
00:29:38,320 --> 00:29:38,480
Speaker 4: Vine.

648
00:29:38,520 --> 00:29:40,080
Speaker 3: I know you have some strategies in there too for

649
00:29:40,440 --> 00:29:42,120
Speaker 3: trying to wing yourself off the sugar.

650
00:29:41,920 --> 00:29:45,200
Speaker 9: Right, Yeah, absolutely, I have a whole seven step plan

651
00:29:45,280 --> 00:29:47,560
Speaker 9: that talks about how you can figure out where the

652
00:29:47,600 --> 00:29:49,280
Speaker 9: sugar is in your diet. Because a lot of people

653
00:29:49,400 --> 00:29:52,080
Speaker 9: just don't know right, kind of hidden in many places.

654
00:29:52,320 --> 00:29:55,080
Speaker 9: And then also dealing with you know, the cravings. That's

655
00:29:55,080 --> 00:29:57,120
Speaker 9: really a big thing. And I think that's a hard

656
00:29:57,280 --> 00:30:00,800
Speaker 9: problem for a lot of people because you know, everywhere

657
00:30:00,800 --> 00:30:02,880
Speaker 9: we got ads for it all the time. You're you know,

658
00:30:02,920 --> 00:30:05,760
Speaker 9: being offered it basically everywhere you go. And so how

659
00:30:05,760 --> 00:30:07,960
Speaker 9: do you cope with that? And you know, really just

660
00:30:08,200 --> 00:30:13,040
Speaker 9: reevaluating your relationship with food and really just basically retooling

661
00:30:13,080 --> 00:30:15,320
Speaker 9: yourself so that you can eat things alike, but just

662
00:30:15,520 --> 00:30:17,360
Speaker 9: not have them have so much control over you.

663
00:30:17,640 --> 00:30:19,280
Speaker 3: Yeah, And I think it's the thing. We all have

664
00:30:19,280 --> 00:30:22,160
Speaker 3: our food triggers. I guess I'm a savory person, lesson

665
00:30:22,160 --> 00:30:23,600
Speaker 3: more than a sweet one. You know, put up pizza

666
00:30:23,600 --> 00:30:25,480
Speaker 3: in front of me, I'll kill it. But yeah, you know,

667
00:30:26,000 --> 00:30:28,160
Speaker 3: an entire cake or I may have a cupcake, but

668
00:30:28,160 --> 00:30:30,520
Speaker 3: I'm going to eat twelve of them. But everyone has

669
00:30:30,520 --> 00:30:32,840
Speaker 3: their own triggers. But if here's a sugar Sugar list

670
00:30:32,880 --> 00:30:34,400
Speaker 3: is the name of the book, and it's Nicole Avina.

671
00:30:34,560 --> 00:30:38,400
Speaker 3: She's a PhD but also a world renowned neuroscientist. So

672
00:30:38,760 --> 00:30:40,440
Speaker 3: great having on the show this morning. Thanks for the.

673
00:30:40,360 --> 00:30:42,080
Speaker 6: Info, all right, Thank you.

674
00:30:42,600 --> 00:30:44,880
Speaker 3: Yeah, you lean into it, and then after the holidays

675
00:30:44,880 --> 00:30:47,320
Speaker 3: hopefully you're back off unless you've got that elf diet

676
00:30:47,880 --> 00:30:50,680
Speaker 3: or everything you eat is sugar. I know people like that.

677
00:30:50,960 --> 00:30:53,080
Speaker 3: So there you go. All right, we're winding it down

678
00:30:53,120 --> 00:30:56,280
Speaker 3: for twenty twenty five and we'll get news here in

679
00:30:56,320 --> 00:30:58,680
Speaker 3: just a few minutes. Traffick other all that just ahead.

680
00:30:58,680 --> 00:31:01,000
Speaker 3: Scott's Loan Show seven HLW.

681
00:31:01,640 --> 00:31:03,680
Speaker 1: Do you want to be an americanity?

682
00:31:12,040 --> 00:31:12,440
Speaker 4: Here we go.

683
00:31:12,480 --> 00:31:15,640
Speaker 3: It's a Scott's Loan Show Monday more seven hundred ww.

684
00:31:15,760 --> 00:31:18,960
Speaker 3: Here we go from the Big Bengals win yesterday, enjoying life.

685
00:31:19,040 --> 00:31:21,360
Speaker 3: What is not to love about this time of the year.

686
00:31:21,400 --> 00:31:23,840
Speaker 3: I got something for you because it's all not you know,

687
00:31:23,880 --> 00:31:26,240
Speaker 3: happy holidays, even though that's most of the show today.

688
00:31:26,640 --> 00:31:30,080
Speaker 3: I don't know if you caught this, but seven on Friday,

689
00:31:30,120 --> 00:31:34,480
Speaker 3: Ohio Governor Mike DeWine shockingly line item vetoed a provision

690
00:31:34,480 --> 00:31:37,520
Speaker 3: of the state CB law which will now effectively ban

691
00:31:37,720 --> 00:31:40,800
Speaker 3: the sale of something a lot of o'hon wands enjoy

692
00:31:40,840 --> 00:31:44,000
Speaker 3: and that would be the hemp derived THC beverages that

693
00:31:44,080 --> 00:31:46,720
Speaker 3: you can get in bars and restaurants and other similar

694
00:31:46,720 --> 00:31:49,640
Speaker 3: products from General e taylers in the state, not necessarily

695
00:31:49,680 --> 00:31:52,120
Speaker 3: carry outs and Lifebo're talking about bars, and we're talking

696
00:31:52,160 --> 00:31:55,760
Speaker 3: about bars that have spent a fortune to try and

697
00:31:55,800 --> 00:32:00,320
Speaker 3: stay alive because the craft industry is fading, anda and

698
00:32:00,320 --> 00:32:02,480
Speaker 3: fused beverages of the future, and they've been embraced by

699
00:32:02,520 --> 00:32:04,800
Speaker 3: millions of Ohios. And with one stroke with pen, the

700
00:32:04,880 --> 00:32:09,040
Speaker 3: governor overrode that and the band means these beverages that

701
00:32:09,280 --> 00:32:11,640
Speaker 3: millions and enjoy can no longer be sold in locations

702
00:32:11,640 --> 00:32:15,280
Speaker 3: like convenience stores, bars, breweries or general stores. And these

703
00:32:15,280 --> 00:32:17,840
Speaker 3: restrictions will take effect in mid March. I cannot believe

704
00:32:18,520 --> 00:32:21,600
Speaker 3: that it's come to this. Ohio State Senator Steve Hopman

705
00:32:21,720 --> 00:32:23,680
Speaker 3: from Just the Tipsity joining the show this morning on

706
00:32:23,680 --> 00:32:25,800
Speaker 3: seven hundred w W Steve, I wish I wish you

707
00:32:25,800 --> 00:32:27,640
Speaker 3: a good morning. It doesn't feel like a good morning

708
00:32:27,720 --> 00:32:30,400
Speaker 3: based on what feels like a good part of your

709
00:32:30,440 --> 00:32:32,840
Speaker 3: life's work here. I mean, you've spent so much time

710
00:32:32,880 --> 00:32:35,040
Speaker 3: on Senate Bill fifty six, being the author of it,

711
00:32:35,440 --> 00:32:37,640
Speaker 3: and this is like the fifteenth time we've had this

712
00:32:37,720 --> 00:32:39,400
Speaker 3: conversation about stuff getting changed.

713
00:32:40,640 --> 00:32:44,400
Speaker 10: Well, you're right now, We're done with it. There's a

714
00:32:44,440 --> 00:32:48,240
Speaker 10: couple of House members that have already introduced some other

715
00:32:48,320 --> 00:32:53,040
Speaker 10: things that they'd like to see change. But overall it

716
00:32:53,080 --> 00:32:55,920
Speaker 10: was a good bill. But unfortunately the governor saw differently

717
00:32:55,960 --> 00:32:57,320
Speaker 10: on this one subject.

718
00:32:58,480 --> 00:33:01,480
Speaker 3: Did he explain his reasoning why and please just don't

719
00:33:01,480 --> 00:33:03,000
Speaker 3: tell me because it's about the children.

720
00:33:06,160 --> 00:33:10,920
Speaker 10: Yes, So whenever he line item vetos, he has a

721
00:33:11,160 --> 00:33:13,480
Speaker 10: you know, the reason for doing it, And basically he

722
00:33:13,520 --> 00:33:17,520
Speaker 10: said that there would be confusion because you know in

723
00:33:17,560 --> 00:33:22,680
Speaker 10: the bill, you know, we got rid of gummies, different

724
00:33:22,720 --> 00:33:25,960
Speaker 10: things like that, especially for children. So we got rid

725
00:33:26,000 --> 00:33:29,080
Speaker 10: of that, but then we carved out the beverages until

726
00:33:29,160 --> 00:33:32,400
Speaker 10: November because we're following the federal law. And he said

727
00:33:32,400 --> 00:33:36,760
Speaker 10: there would be too much confusion with the beverages being

728
00:33:36,800 --> 00:33:39,240
Speaker 10: outlawed before the you know, after the other one. So

729
00:33:39,280 --> 00:33:41,200
Speaker 10: we're just going to outlaw everything all at once in

730
00:33:41,320 --> 00:33:41,920
Speaker 10: ninety days.

731
00:33:43,280 --> 00:33:46,280
Speaker 3: Okay, Well, if it's the federal legislation is the root

732
00:33:46,360 --> 00:33:48,840
Speaker 3: cause of these problems, and giving this Congress just banned

733
00:33:48,840 --> 00:33:51,560
Speaker 3: certain THT products when you know they reopened the government,

734
00:33:51,960 --> 00:33:53,880
Speaker 3: why did we need Why would the governor have to

735
00:33:53,880 --> 00:33:56,600
Speaker 3: act more aggressively than federal rock requires rather than just

736
00:33:56,600 --> 00:33:58,120
Speaker 3: simply mirroring federal standards.

737
00:33:59,480 --> 00:34:02,920
Speaker 10: Well, I mean in the bill we did because we

738
00:34:03,480 --> 00:34:05,480
Speaker 10: in Ohio wanted to get rid of the gummies and

739
00:34:05,520 --> 00:34:08,839
Speaker 10: stuff that underage kids were getting. And we were doing

740
00:34:08,880 --> 00:34:13,399
Speaker 10: that in ninety days. I'm not sure that there would

741
00:34:13,400 --> 00:34:16,560
Speaker 10: be confusion among the consumers, at least for the you know,

742
00:34:16,640 --> 00:34:19,640
Speaker 10: over the next year. It would give people to finish

743
00:34:19,680 --> 00:34:24,400
Speaker 10: their you know, whatever allotment that they currently have. But

744
00:34:24,760 --> 00:34:27,640
Speaker 10: also in the bill, it would allow them to continue

745
00:34:27,719 --> 00:34:31,480
Speaker 10: to process. We were at five milligrams, so that was

746
00:34:31,680 --> 00:34:34,600
Speaker 10: you know, your six percent, like a six percent beer,

747
00:34:36,280 --> 00:34:39,920
Speaker 10: but would allow was going to allow Ryan Geist and

748
00:34:40,719 --> 00:34:43,719
Speaker 10: fifty West to process at ten or twenty so that

749
00:34:43,760 --> 00:34:46,080
Speaker 10: they could sell out a state, make money, keep people

750
00:34:46,120 --> 00:34:49,799
Speaker 10: employed that has gone away in ninety days.

751
00:34:49,800 --> 00:34:50,520
Speaker 5: Also, does the.

752
00:34:50,520 --> 00:34:53,520
Speaker 3: Governor realize how many millions of Ohioans not only enjoy this,

753
00:34:53,680 --> 00:34:56,759
Speaker 3: but how many thousands of people of employees? Does he

754
00:34:56,840 --> 00:34:58,399
Speaker 3: understand the business dynamic here?

755
00:34:59,440 --> 00:35:02,640
Speaker 10: I you know, that would have to be a question

756
00:35:02,719 --> 00:35:05,759
Speaker 10: for him. My understanding in the state of Ohio this

757
00:35:05,880 --> 00:35:09,760
Speaker 10: year it is a seventy five million dollar business, mostly

758
00:35:10,400 --> 00:35:17,080
Speaker 10: in the craft industries. You know, recently Cores and Anheuser

759
00:35:17,080 --> 00:35:21,560
Speaker 10: Busch is starting to get into the industry. But basically

760
00:35:21,600 --> 00:35:24,959
Speaker 10: it's a something that you find in the craft.

761
00:35:25,320 --> 00:35:28,240
Speaker 3: Yeah, and as I talked to purveyors of craft beer,

762
00:35:28,600 --> 00:35:31,279
Speaker 3: the taste for craft beer has ebbed. I mean, we

763
00:35:31,360 --> 00:35:33,360
Speaker 3: hit a peak. Everything has a business cyclist, you know,

764
00:35:33,960 --> 00:35:37,680
Speaker 3: Steve Hoffman, and now we're starting to be like the

765
00:35:37,800 --> 00:35:41,040
Speaker 3: post you know, select beer kind of thing. A lot

766
00:35:41,080 --> 00:35:42,440
Speaker 3: of people still enjoy it. I don't think it's going

767
00:35:42,520 --> 00:35:45,440
Speaker 3: to go away, but it's pretty clear that people are

768
00:35:45,440 --> 00:35:48,400
Speaker 3: switching to other beverages. Seltzer's are big, and certainly THC

769
00:35:48,440 --> 00:35:51,160
Speaker 3: beverages are big too. So my concern is you don't

770
00:35:51,200 --> 00:35:54,240
Speaker 3: give people that option. Do they go back to drinking

771
00:35:54,280 --> 00:35:56,640
Speaker 3: craft beer? Probably not, They'll find something else. I would

772
00:35:56,640 --> 00:36:00,000
Speaker 3: imagine that these breweries aren't selling, doesn't that mean jobs

773
00:36:00,120 --> 00:36:01,719
Speaker 3: and some of these breweries closing up?

774
00:36:02,960 --> 00:36:06,080
Speaker 10: I would think so, you know, you know, the statistics

775
00:36:06,120 --> 00:36:11,160
Speaker 10: I see is that people under thirty drink more of

776
00:36:11,920 --> 00:36:15,000
Speaker 10: the THHC drinks than they do than they do beer.

777
00:36:15,440 --> 00:36:18,279
Speaker 10: And you know, seventy five million dollar industry in the

778
00:36:18,280 --> 00:36:21,279
Speaker 10: state of Ohio, that seems to be a good number

779
00:36:21,320 --> 00:36:25,000
Speaker 10: of jobs that ultimately would be lost. And do they

780
00:36:25,040 --> 00:36:29,480
Speaker 10: go to beer or something else or do they just

781
00:36:29,680 --> 00:36:32,880
Speaker 10: they want the THCHC effect and do they just start

782
00:36:33,120 --> 00:36:33,680
Speaker 10: smoking it?

783
00:36:34,880 --> 00:36:35,080
Speaker 4: Yeah?

784
00:36:35,200 --> 00:36:37,560
Speaker 3: Right, and kind of cut the middle man out entirely.

785
00:36:37,640 --> 00:36:41,080
Speaker 3: And you know what, I cringe every time. And you know,

786
00:36:41,120 --> 00:36:43,160
Speaker 3: Mike the Wine is a Republican, and I hear about

787
00:36:43,200 --> 00:36:46,399
Speaker 3: how Republicans are pro business, pro small business, pro growth,

788
00:36:46,480 --> 00:36:49,480
Speaker 3: proll is and they do things like this that completely

789
00:36:49,760 --> 00:36:53,440
Speaker 3: lead me scratching my head. Is Mike the Wine turning

790
00:36:53,480 --> 00:36:55,839
Speaker 3: his back on what used to be conservative values? There

791
00:36:55,880 --> 00:36:56,719
Speaker 3: has always been this way?

792
00:36:58,200 --> 00:37:01,960
Speaker 10: Well, I mean, I again, you need to talk to

793
00:37:02,040 --> 00:37:04,200
Speaker 10: him about it, but I think he is more concerned

794
00:37:04,239 --> 00:37:07,640
Speaker 10: about safety of people and health of people, and I

795
00:37:07,760 --> 00:37:13,720
Speaker 10: believe that's in conflict of of what other people are

796
00:37:13,840 --> 00:37:15,879
Speaker 10: thinking that these things do for him.

797
00:37:16,719 --> 00:37:19,440
Speaker 3: Mike the Wine is a lawyer. He's not a physician. You,

798
00:37:19,520 --> 00:37:22,440
Speaker 3: Steve Hoffman, are a physician. What's your physician's take on

799
00:37:22,480 --> 00:37:25,400
Speaker 3: this stuff? Are people killing themselves when they sip THHD

800
00:37:25,520 --> 00:37:26,400
Speaker 3: and fuse beverages?

801
00:37:28,680 --> 00:37:32,799
Speaker 10: You know, I think, like any other intoxicating substances, it's

802
00:37:32,840 --> 00:37:36,319
Speaker 10: within reason. So if you're within reason and you're not

803
00:37:36,440 --> 00:37:41,560
Speaker 10: going out and driving after taking large quantities of them, No,

804
00:37:42,160 --> 00:37:44,920
Speaker 10: I don't think we know the long term health effects

805
00:37:44,960 --> 00:37:48,320
Speaker 10: of these things. But you know, the early science says,

806
00:37:48,680 --> 00:37:51,760
Speaker 10: you know, it's not that bad. You know, maybe beer

807
00:37:51,800 --> 00:37:54,799
Speaker 10: and whiskey in the long term might be even worse

808
00:37:54,880 --> 00:37:58,680
Speaker 10: for you, but you know, no real big negative effects

809
00:37:59,280 --> 00:37:59,879
Speaker 10: currently known.

810
00:38:00,120 --> 00:38:01,239
Speaker 3: Yeah, that we currently know.

811
00:38:01,320 --> 00:38:01,480
Speaker 7: Now.

812
00:38:01,520 --> 00:38:04,600
Speaker 3: The future is always you know, always changes, science always improves,

813
00:38:04,600 --> 00:38:06,680
Speaker 3: and we listen to that science. But at the same time,

814
00:38:07,560 --> 00:38:10,160
Speaker 3: I have a definitive right by God to put whatever

815
00:38:10,160 --> 00:38:13,600
Speaker 3: it is on why my body. Plenty of people abuse substances, food,

816
00:38:13,719 --> 00:38:16,200
Speaker 3: whatever it might be. I mean, you name me something

817
00:38:16,840 --> 00:38:18,759
Speaker 3: in the world and I'll find somebody who abuses it.

818
00:38:18,760 --> 00:38:20,720
Speaker 3: And you see that all the time in your practice, Steve,

819
00:38:21,000 --> 00:38:22,839
Speaker 3: and have to deal with those kinds of things for sure,

820
00:38:22,840 --> 00:38:25,200
Speaker 3: And you see the effects of people not taking care

821
00:38:25,200 --> 00:38:27,960
Speaker 3: of their bodies and neglecting their health and focusing on

822
00:38:28,000 --> 00:38:30,200
Speaker 3: too many vices. And when we say that declined. But

823
00:38:30,239 --> 00:38:33,200
Speaker 3: again we all know that today. We know that cigarettes

824
00:38:33,200 --> 00:38:35,839
Speaker 3: are carcinogen, We know that smoking is not good for you.

825
00:38:35,880 --> 00:38:38,240
Speaker 3: We know about popcorn lung now with vaping and things

826
00:38:38,280 --> 00:38:40,920
Speaker 3: like that. But again, you could do things in moderation,

827
00:38:41,040 --> 00:38:44,279
Speaker 3: and it's fine to me. It just seems to not

828
00:38:44,320 --> 00:38:46,480
Speaker 3: only be left to the adults to make a decision.

829
00:38:46,480 --> 00:38:50,000
Speaker 3: Not kids, of course, but adults. And we know what

830
00:38:50,040 --> 00:38:53,200
Speaker 3: we put in our bodies. I mean, it's not I

831
00:38:53,239 --> 00:38:55,319
Speaker 3: don't think an exaggeration and think, okay, should there be

832
00:38:55,400 --> 00:38:58,880
Speaker 3: a I don't know the side. Remember when more liberal

833
00:38:58,880 --> 00:39:01,879
Speaker 3: states we're talking about banning the size of sodas, we're

834
00:39:01,880 --> 00:39:04,080
Speaker 3: going to talk about regulating the fast food industry and

835
00:39:04,200 --> 00:39:06,399
Speaker 3: only being allowed to get McDonald's once a month as

836
00:39:06,400 --> 00:39:08,440
Speaker 3: I mean, how far does the government go. I hear

837
00:39:08,520 --> 00:39:10,760
Speaker 3: these things, and you know, damnit, I'm a grown person.

838
00:39:11,400 --> 00:39:13,359
Speaker 3: I can make an informed decision is what I want

839
00:39:13,360 --> 00:39:15,480
Speaker 3: to consume and put in my own body. It should

840
00:39:15,520 --> 00:39:17,080
Speaker 3: not be up to the governor with the stroke of

841
00:39:17,080 --> 00:39:19,680
Speaker 3: a pen to undermine that. Because I think, in your

842
00:39:19,680 --> 00:39:23,840
Speaker 3: opinion on this, Steve, does this at some level go

843
00:39:23,960 --> 00:39:26,280
Speaker 3: against the will of the voters. Let's not forget almost

844
00:39:26,360 --> 00:39:29,799
Speaker 3: six and ten people supported recreational marijuana and Ohio we

845
00:39:29,920 --> 00:39:32,399
Speaker 3: generated over seven hundred million in the first year. At

846
00:39:32,400 --> 00:39:35,680
Speaker 3: what point does the legislative modification of a voter approved

847
00:39:35,680 --> 00:39:38,280
Speaker 3: citizen and it should have crossed the line from reasonable

848
00:39:38,280 --> 00:39:41,040
Speaker 3: regulation and define the clear will of what people want.

849
00:39:42,400 --> 00:39:46,640
Speaker 10: Well, I don't disagree with that a lot of that.

850
00:39:46,800 --> 00:39:50,440
Speaker 10: But the beverages had nothing to do with the ballot

851
00:39:50,440 --> 00:39:54,000
Speaker 10: initiative because we're talking hemp and the ballot initiative was

852
00:39:54,040 --> 00:39:59,600
Speaker 10: strictly concerning marijuana. Yeah so, but you should, within reason,

853
00:39:59,680 --> 00:40:01,920
Speaker 10: have the uh the right to do, you know. In

854
00:40:01,960 --> 00:40:06,160
Speaker 10: the same for however you feel about tradum. You know,

855
00:40:06,520 --> 00:40:11,640
Speaker 10: his pharmacy board last week is going to outlaw that,

856
00:40:11,880 --> 00:40:14,880
Speaker 10: and many people feel that is of benefit for their

857
00:40:14,880 --> 00:40:15,440
Speaker 10: own health.

858
00:40:17,120 --> 00:40:18,799
Speaker 3: Yeah, let's say. I mean, I don't go the weave

859
00:40:18,840 --> 00:40:20,759
Speaker 3: on that, but I think it's an excellent point. Stamfuffman

860
00:40:21,000 --> 00:40:23,000
Speaker 3: is is creative. A lot of people know what that is.

861
00:40:23,040 --> 00:40:26,719
Speaker 3: I mean I I personally don't use it. I don't

862
00:40:26,719 --> 00:40:29,480
Speaker 3: really know anyone that does. It's been around for what's

863
00:40:29,520 --> 00:40:31,200
Speaker 3: the substance what's a concern with cretum?

864
00:40:33,040 --> 00:40:36,280
Speaker 10: Creative is something kind of like a t from East

865
00:40:36,320 --> 00:40:39,759
Speaker 10: Asia that that many that that people use and they

866
00:40:39,800 --> 00:40:42,920
Speaker 10: feel that it helps with anxiety and sleep and a

867
00:40:42,920 --> 00:40:46,359
Speaker 10: lot of things that that that the hamp people do.

868
00:40:46,880 --> 00:40:50,919
Speaker 10: But in that end, there there's a substance. The intoxicating

869
00:40:51,000 --> 00:40:54,640
Speaker 10: substance is known as seven oh H and it is

870
00:40:55,400 --> 00:40:58,200
Speaker 10: at a very very low level, so it's really not

871
00:40:58,320 --> 00:41:03,640
Speaker 10: thought to be intoxicating. But just like camp they manufacturers

872
00:41:03,680 --> 00:41:06,480
Speaker 10: will concentrate seven O H and put a large amount

873
00:41:06,560 --> 00:41:09,640
Speaker 10: in there and then makes it dangerous, makes it makes

874
00:41:09,640 --> 00:41:14,359
Speaker 10: it intoxicating, and and so that's uh, you know, we're

875
00:41:15,080 --> 00:41:19,879
Speaker 10: you know, the pharmacy board is gonna band all of it.

876
00:41:20,000 --> 00:41:22,759
Speaker 3: So but at the same time, we live in a

877
00:41:22,760 --> 00:41:25,640
Speaker 3: country where you could get you know, an intoxicating marshroom

878
00:41:25,680 --> 00:41:28,120
Speaker 3: tea or so some of those lines where you know,

879
00:41:28,280 --> 00:41:31,600
Speaker 3: a tribal ancestors been using that for for eons, right

880
00:41:32,080 --> 00:41:33,960
Speaker 3: and seemingly I don't know if there's all effects to

881
00:41:34,000 --> 00:41:37,279
Speaker 3: that or not, but for some people they feel that

882
00:41:37,320 --> 00:41:38,120
Speaker 3: it's therapeutic.

883
00:41:40,440 --> 00:41:43,680
Speaker 10: I agree. I just you know, it's a scheduled uh

884
00:41:43,760 --> 00:41:46,160
Speaker 10: it's not scheduled one, but he wants to make the

885
00:41:46,160 --> 00:41:48,440
Speaker 10: scheduled one drugs so we can get rid of it.

886
00:41:49,040 --> 00:41:52,000
Speaker 10: But there's no real scientific research, you know, a high

887
00:41:52,040 --> 00:41:55,520
Speaker 10: state and you see and other highly academic places aren't

888
00:41:55,560 --> 00:41:59,880
Speaker 10: really doing the research or haven't done the research to

889
00:42:00,000 --> 00:42:01,759
Speaker 10: tell us this is good for you, and this is

890
00:42:01,800 --> 00:42:03,960
Speaker 10: what it's it's you know, this is why it's mad.

891
00:42:04,080 --> 00:42:06,279
Speaker 3: The cat's catch twenty two. It's a schedule one, so

892
00:42:06,320 --> 00:42:08,600
Speaker 3: they can't research it. And then they people who made

893
00:42:08,640 --> 00:42:11,200
Speaker 3: us schedule one say well there's not research. Yeah, because

894
00:42:11,239 --> 00:42:13,759
Speaker 3: you made a schedule one. We can't do research on

895
00:42:13,880 --> 00:42:16,080
Speaker 3: something that's that's that controlled. It's simple.

896
00:42:17,120 --> 00:42:21,839
Speaker 10: Yeah. You know, how how about the great news from

897
00:42:21,840 --> 00:42:23,759
Speaker 10: Donald Trump last week on marijuana?

898
00:42:23,800 --> 00:42:26,400
Speaker 3: Really good? This is an odd game, isn't it. I

899
00:42:26,480 --> 00:42:30,160
Speaker 3: mean you mentioned, okay, yeah, the Sistanist initiative and sixty

900
00:42:30,200 --> 00:42:34,439
Speaker 3: percent of people wanting recreacial THC marijuana. You got, Well,

901
00:42:34,480 --> 00:42:38,759
Speaker 3: that doesn't this this THHC, the CBD, THHG derivative liquids

902
00:42:39,080 --> 00:42:42,040
Speaker 3: and the alcohol well not alcohols but the beverages. It's

903
00:42:42,040 --> 00:42:44,720
Speaker 3: not really what the vote. But I get that argument

904
00:42:44,840 --> 00:42:46,480
Speaker 3: the same time, it's I think the spirit of it

905
00:42:46,520 --> 00:42:48,640
Speaker 3: is going, hey, you know what if I can smoke THC?

906
00:42:49,480 --> 00:42:51,600
Speaker 3: What is it that far reach to think that that

907
00:42:51,640 --> 00:42:55,759
Speaker 3: would include CBD derived beverages like this? And now that

908
00:42:55,800 --> 00:42:57,600
Speaker 3: Trump is doing what he's doing, I think that's even

909
00:42:58,160 --> 00:43:01,360
Speaker 3: more against what what Mike Line thanks with this vetout.

910
00:43:02,440 --> 00:43:05,640
Speaker 10: No, I don't, I don't disagree. You know, when when

911
00:43:05,680 --> 00:43:07,399
Speaker 10: Trump said that you know, I'm going to speed up

912
00:43:07,760 --> 00:43:14,480
Speaker 10: the process of making the marijuana THHC a Scheduled three

913
00:43:14,520 --> 00:43:17,920
Speaker 10: drug and Schedule one. It will be great for the

914
00:43:17,960 --> 00:43:21,440
Speaker 10: banking industry. We can't you know, can't bank. It's all

915
00:43:21,520 --> 00:43:24,040
Speaker 10: cash business in the dispensaries and in everything.

916
00:43:24,640 --> 00:43:24,799
Speaker 7: Uh.

917
00:43:24,880 --> 00:43:28,160
Speaker 10: And it'll provide the ability to do scientific research. And

918
00:43:28,239 --> 00:43:32,600
Speaker 10: I am I'm hoping that, uh, the academic institutes in

919
00:43:32,640 --> 00:43:34,360
Speaker 10: the state of Ohio will jump on it and be

920
00:43:34,400 --> 00:43:36,480
Speaker 10: able to go out and get federal funding to say

921
00:43:37,040 --> 00:43:39,120
Speaker 10: marijuana is good for you or it's bad for you,

922
00:43:39,200 --> 00:43:41,799
Speaker 10: and let's settle this for you know, what type and

923
00:43:41,840 --> 00:43:43,879
Speaker 10: how and what conditions.

924
00:43:44,280 --> 00:43:46,720
Speaker 3: Steve another, by the way, that's the Ohio State Senator

925
00:43:46,760 --> 00:43:49,000
Speaker 3: Steve Huffman on the show on seven hundred w OLW.

926
00:43:49,080 --> 00:43:52,280
Speaker 3: I'm sure you heard Mike the line shockingly line item

927
00:43:52,400 --> 00:43:55,239
Speaker 3: vetoed a provision in our state CBD law. You know,

928
00:43:55,280 --> 00:43:58,880
Speaker 3: the the CBD slash THHD infused beverages that a lot

929
00:43:58,880 --> 00:44:02,720
Speaker 3: of people enjoy. That's spurned an entire industry that's rapidly

930
00:44:02,760 --> 00:44:05,840
Speaker 3: growing as big as a craft bret beer industry. And

931
00:44:05,840 --> 00:44:07,320
Speaker 3: it was I think in a few years of clips

932
00:44:07,360 --> 00:44:09,120
Speaker 3: that because so many people want this stuff. Mke the

933
00:44:09,239 --> 00:44:12,040
Speaker 3: wine ban that in Ohio. So all these companies that

934
00:44:12,160 --> 00:44:14,680
Speaker 3: leaned in and invested the small brewers, the rhyin geis

935
00:44:14,719 --> 00:44:17,600
Speaker 3: the fifty west of the world and others are no

936
00:44:17,680 --> 00:44:19,560
Speaker 3: longer in ninety days going to be able to sell

937
00:44:19,600 --> 00:44:23,120
Speaker 3: and produce that stuff. And so six thousand plus people

938
00:44:23,120 --> 00:44:26,200
Speaker 3: and so six thousand small businesses alone, by the way, businesses,

939
00:44:26,239 --> 00:44:30,040
Speaker 3: not people, but six thousand businesses are no longer going

940
00:44:30,080 --> 00:44:31,799
Speaker 3: to be able to compete in the sphere, despite the

941
00:44:31,960 --> 00:44:36,040
Speaker 3: massive demand by millions of adult Ohioans that want this stuff.

942
00:44:36,800 --> 00:44:38,800
Speaker 3: The other element here too, we had talked about, I

943
00:44:38,840 --> 00:44:43,480
Speaker 3: think last time around Steve about protections for housing, employment,

944
00:44:43,640 --> 00:44:46,520
Speaker 3: organ donation, stuff like that. Is that been removed by

945
00:44:46,520 --> 00:44:47,640
Speaker 3: the governors. That's still in there.

946
00:44:49,080 --> 00:44:54,000
Speaker 10: It's still in there. Basically, those things are things that

947
00:44:55,680 --> 00:44:59,960
Speaker 10: mere previous laws. I don't believe there was anything really

948
00:45:00,840 --> 00:45:03,560
Speaker 10: new in there. I mean, if you're a smoker, you

949
00:45:03,600 --> 00:45:08,600
Speaker 10: can be banned from an organ transplant because of scientific

950
00:45:08,640 --> 00:45:12,520
Speaker 10: studies that show that you and so that's why it

951
00:45:12,560 --> 00:45:15,319
Speaker 10: was the you know, the organ band is still has

952
00:45:15,400 --> 00:45:17,560
Speaker 10: been included in there.

953
00:45:17,840 --> 00:45:20,880
Speaker 3: Is there a connection medically, Steve, between the organ donation

954
00:45:21,040 --> 00:45:23,320
Speaker 3: and marijuana. Why would you be excluded.

955
00:45:22,920 --> 00:45:28,080
Speaker 10: From that, if I remember right, the law doesn't say

956
00:45:28,080 --> 00:45:31,600
Speaker 10: that you are excluded. It says if there's a scientific basis,

957
00:45:31,640 --> 00:45:37,080
Speaker 10: you can be excluded if if they feel hey, look

958
00:45:37,120 --> 00:45:40,680
Speaker 10: if if if science shows that if you smoke marijuana

959
00:45:40,719 --> 00:45:44,120
Speaker 10: and you get a liver transplant plant, your likelihood of

960
00:45:44,239 --> 00:45:48,200
Speaker 10: rejection as higher. If the science is there, then we

961
00:45:48,239 --> 00:45:51,040
Speaker 10: should should stick by it. But we shouldn't just totally

962
00:45:51,560 --> 00:45:56,200
Speaker 10: get rid of that not based on science.

963
00:45:56,440 --> 00:45:58,480
Speaker 3: Yeah, I mean, if it's science says that you have

964
00:45:58,520 --> 00:46:01,839
Speaker 3: a higher rate of not not being able to get

965
00:46:01,840 --> 00:46:03,360
Speaker 3: the organ, so it's kind of a waste of that

966
00:46:03,360 --> 00:46:05,719
Speaker 3: pressure tree. So I kind of get that element. One

967
00:46:05,719 --> 00:46:07,960
Speaker 3: of the thing I saw too was allowing police to

968
00:46:08,040 --> 00:46:10,920
Speaker 3: establish probable cause during traffic stops because someone is a

969
00:46:11,000 --> 00:46:13,360
Speaker 3: known user of marijuana. Is that still part of this.

970
00:46:15,560 --> 00:46:19,279
Speaker 10: I can't remember, but again I think that was you know,

971
00:46:20,320 --> 00:46:26,680
Speaker 10: restated from previously that you know, when we initially did

972
00:46:27,840 --> 00:46:31,480
Speaker 10: the medical marijuana law back in twenty sixteen, most of

973
00:46:31,480 --> 00:46:34,360
Speaker 10: the drug dogs in the state were became obsolete because

974
00:46:34,360 --> 00:46:37,200
Speaker 10: when they smelled marijuana, they would have hit and they

975
00:46:37,400 --> 00:46:39,239
Speaker 10: you couldn't tell if it was a legal substance or

976
00:46:39,239 --> 00:46:42,239
Speaker 10: an illegal substance or where they derived it from. So

977
00:46:42,880 --> 00:46:45,520
Speaker 10: that caused a lot of a lot of trouble. But

978
00:46:46,160 --> 00:46:48,600
Speaker 10: you know they if they still have probable cause not

979
00:46:48,640 --> 00:46:53,120
Speaker 10: because you're smoking, because they feel you're impaired, they would

980
00:46:53,160 --> 00:46:56,080
Speaker 10: be able to do a field sobriety test.

981
00:46:56,160 --> 00:46:58,520
Speaker 3: Yeah, a lot of contradictions here. It just leads one scratching.

982
00:46:58,520 --> 00:47:01,080
Speaker 3: There is there any remedy here for manufacturers? And I'll

983
00:47:01,080 --> 00:47:03,160
Speaker 3: try to get somebody on maybe from Ryan Guister fifty

984
00:47:03,160 --> 00:47:07,600
Speaker 3: West to talk about this later on. Is this fight

985
00:47:07,640 --> 00:47:10,560
Speaker 3: completely over to this? In the overturned.

986
00:47:11,200 --> 00:47:13,760
Speaker 10: Well, in the original bill, the House and the Senate

987
00:47:13,760 --> 00:47:16,520
Speaker 10: and had an agreement that we would, you know, the

988
00:47:16,560 --> 00:47:18,480
Speaker 10: Feds are going to get rid of it in a

989
00:47:18,560 --> 00:47:21,920
Speaker 10: year in November twenty six if they change things, that

990
00:47:22,000 --> 00:47:26,080
Speaker 10: we would look at that and see because we didn't

991
00:47:26,080 --> 00:47:29,600
Speaker 10: have time to put taxes on as regulations in the

992
00:47:29,600 --> 00:47:33,520
Speaker 10: whole scheme of things, so we kept the plan was

993
00:47:33,520 --> 00:47:36,200
Speaker 10: to keep it till November, so we can re look

994
00:47:36,280 --> 00:47:39,560
Speaker 10: at it from that. But from that aspect and see

995
00:47:39,560 --> 00:47:43,719
Speaker 10: if Governor DeWine has a different view of it, we

996
00:47:43,760 --> 00:47:47,359
Speaker 10: could look at a veto override it would take two

997
00:47:47,400 --> 00:47:50,880
Speaker 10: thirds of each each body so there are some things

998
00:47:51,719 --> 00:47:55,640
Speaker 10: we could reintroduce this, you know, when there's a new governor.

999
00:47:56,280 --> 00:47:59,239
Speaker 3: Well that won't be long, that won't be much either year,

1000
00:47:59,239 --> 00:48:02,520
Speaker 3: but still ramping down production, ramping it back up. I

1001
00:48:02,520 --> 00:48:05,160
Speaker 3: don't know what to tell the six thousand small businesses

1002
00:48:05,160 --> 00:48:06,719
Speaker 3: out that have invested in this stuff when it was

1003
00:48:06,719 --> 00:48:09,719
Speaker 3: illegal yesterday, now it's illegal today or ninety days. I

1004
00:48:09,719 --> 00:48:13,400
Speaker 3: should say, Steve, my head is scratching. You're you're scratching

1005
00:48:13,440 --> 00:48:15,560
Speaker 3: your head, I'm sure, but we'll leave it at that,

1006
00:48:15,800 --> 00:48:17,920
Speaker 3: and you have a merry Christmas. Thanks again for a

1007
00:48:18,040 --> 00:48:19,880
Speaker 3: joining the show and keep us updated and what the

1008
00:48:19,880 --> 00:48:20,520
Speaker 3: future holds for this.

1009
00:48:21,600 --> 00:48:24,040
Speaker 10: Yeah, Merry Christmas to you and your family and all

1010
00:48:24,080 --> 00:48:24,520
Speaker 10: your listeners.

1011
00:48:24,600 --> 00:48:28,280
Speaker 3: You take care of Scott. Thanks against Steve. That's Ohio

1012
00:48:28,360 --> 00:48:30,920
Speaker 3: State Senator Steve Hoffman from just the Tips city just

1013
00:48:30,960 --> 00:48:36,640
Speaker 3: north of Dayton and Mike to wine again allegedly pro business.

1014
00:48:36,680 --> 00:48:38,839
Speaker 3: I don't know how this is pro business, pro pro

1015
00:48:39,280 --> 00:48:43,600
Speaker 3: consumer because it goes against the face of the hottest

1016
00:48:43,600 --> 00:48:48,759
Speaker 3: growing beverage. I guess niche in the state right now,

1017
00:48:48,800 --> 00:48:50,480
Speaker 3: if not the country, for that manner, we don't want

1018
00:48:50,480 --> 00:48:52,920
Speaker 3: any part of it. Why it's about the children oh

1019
00:48:52,960 --> 00:48:58,040
Speaker 3: my god. Stop seven hundred w welw. Everyone needs help

1020
00:48:58,080 --> 00:49:01,000
Speaker 3: every now and then, and it's easier to help us

1021
00:49:01,040 --> 00:49:04,160
Speaker 3: get our heads right. This is Mental Health Monday with

1022
00:49:04,239 --> 00:49:07,120
Speaker 3: mental health expert Julie Hettershire. All right, it's hard to

1023
00:49:07,160 --> 00:49:10,200
Speaker 3: believe that twenty twenty five is coming to a close

1024
00:49:11,120 --> 00:49:14,160
Speaker 3: and the end of the year calendar. You know, we've

1025
00:49:14,200 --> 00:49:16,520
Speaker 3: got a lot crammed in there, lots go on, lots

1026
00:49:16,560 --> 00:49:18,640
Speaker 3: to do, a lot of things to wrap up at

1027
00:49:18,680 --> 00:49:19,399
Speaker 3: the end of the year.

1028
00:49:19,440 --> 00:49:19,640
Speaker 10: You know.

1029
00:49:19,719 --> 00:49:21,840
Speaker 3: One of the things we'll talk later is about credit

1030
00:49:21,880 --> 00:49:24,360
Speaker 3: reports and pulling those look at those, you know, financial

1031
00:49:24,360 --> 00:49:27,719
Speaker 3: advice Andy Schaeffer tomorrow. Beyond talking about that in one

1032
00:49:27,800 --> 00:49:30,960
Speaker 3: area though people often don't think about it, and that

1033
00:49:31,239 --> 00:49:33,840
Speaker 3: is what Julie's here to talk about this morning on

1034
00:49:33,840 --> 00:49:36,720
Speaker 3: seven hundred WW Julie hat to share our licensed mental

1035
00:49:36,760 --> 00:49:39,520
Speaker 3: health expert. It's Mental Health Monday on the Scotsland Show. Welcome.

1036
00:49:39,560 --> 00:49:41,160
Speaker 3: How are you hey?

1037
00:49:41,200 --> 00:49:41,640
Speaker 10: I great?

1038
00:49:41,640 --> 00:49:41,920
Speaker 11: Thanks?

1039
00:49:41,920 --> 00:49:42,200
Speaker 8: Helly?

1040
00:49:42,200 --> 00:49:42,719
Speaker 7: You good?

1041
00:49:42,800 --> 00:49:44,440
Speaker 3: Ready for the holidays? Ready for the what do you

1042
00:49:44,520 --> 00:49:46,040
Speaker 3: got gone for the holidays?

1043
00:49:47,040 --> 00:49:49,439
Speaker 12: We're having family over on Christmas and then a couple

1044
00:49:49,520 --> 00:49:51,520
Speaker 12: of days later we're taking off for a week going

1045
00:49:51,560 --> 00:49:52,760
Speaker 12: someplace warm and beachy.

1046
00:49:52,800 --> 00:49:53,640
Speaker 7: It's going to be lovely.

1047
00:49:53,760 --> 00:49:56,920
Speaker 3: Oh nice, good time to get away, all right. So

1048
00:49:57,440 --> 00:49:59,960
Speaker 3: this one weird trick for your mental health would be what.

1049
00:50:01,600 --> 00:50:03,360
Speaker 12: Well, this is something that I've been doing for a

1050
00:50:03,400 --> 00:50:05,880
Speaker 12: few years. I didn't invent it. Lots of people do it,

1051
00:50:05,920 --> 00:50:08,320
Speaker 12: and it's called sort of a year end life review.

1052
00:50:08,880 --> 00:50:12,000
Speaker 12: And you know, businesses do year end reviews. You if

1053
00:50:12,040 --> 00:50:14,120
Speaker 12: you're an employee of a business, you very often get

1054
00:50:14,160 --> 00:50:17,880
Speaker 12: a performance review annually. But we don't often take a

1055
00:50:17,880 --> 00:50:21,080
Speaker 12: look at our own lives in a holistic way and

1056
00:50:21,320 --> 00:50:24,719
Speaker 12: ask ourselves some questions and reflect on what went well

1057
00:50:24,760 --> 00:50:26,960
Speaker 12: and what didn't go as well over the course of

1058
00:50:27,000 --> 00:50:28,799
Speaker 12: the year so that we can set ourselves up for

1059
00:50:28,880 --> 00:50:31,680
Speaker 12: success going into the following year. And I think I've

1060
00:50:31,680 --> 00:50:33,719
Speaker 12: been doing this about four or five years now, and

1061
00:50:33,880 --> 00:50:36,320
Speaker 12: I love it. I love the whole process.

1062
00:50:36,600 --> 00:50:38,040
Speaker 11: So I thought we could talk about.

1063
00:50:37,800 --> 00:50:40,440
Speaker 12: It as a way to close out twenty five and

1064
00:50:40,480 --> 00:50:42,440
Speaker 12: set ourselves up for success.

1065
00:50:42,440 --> 00:50:45,879
Speaker 3: It's like a personal annual self review sort of thing.

1066
00:50:45,960 --> 00:50:48,839
Speaker 3: You got to tact grow. Most of us, though, tend

1067
00:50:48,880 --> 00:50:51,040
Speaker 3: to yeah, people like, hey, you know something bad, I

1068
00:50:51,040 --> 00:50:53,279
Speaker 3: don't want to talk about it, ignore it. But there

1069
00:50:53,280 --> 00:50:54,880
Speaker 3: are those of us that tend to just focus on

1070
00:50:54,920 --> 00:50:56,960
Speaker 3: the future because you know, I can't change what happened.

1071
00:50:57,160 --> 00:50:58,839
Speaker 3: I can learn from it and move forward. I don't

1072
00:50:58,840 --> 00:51:01,040
Speaker 3: really want to look back. Is that flawed thinking?

1073
00:51:02,200 --> 00:51:04,719
Speaker 12: Well, you can learn from it and move forward, but

1074
00:51:04,800 --> 00:51:07,080
Speaker 12: only if you take the time to reflect on not

1075
00:51:07,160 --> 00:51:10,840
Speaker 12: only what happened, but what it meant and why it happened,

1076
00:51:11,320 --> 00:51:14,880
Speaker 12: and how maybe to prevent what you didn't like, and

1077
00:51:15,040 --> 00:51:18,799
Speaker 12: to optimize for and maximize what you did like. So

1078
00:51:18,960 --> 00:51:21,239
Speaker 12: if business has just closed out their books at the

1079
00:51:21,320 --> 00:51:24,520
Speaker 12: end of the year and started fresh the following year

1080
00:51:24,520 --> 00:51:27,840
Speaker 12: without learning lessons positive or negative from what happened in

1081
00:51:27,880 --> 00:51:30,640
Speaker 12: the prior year, they wouldn't have the level of success

1082
00:51:30,800 --> 00:51:33,799
Speaker 12: that they do. If they do a comprehensive review, what

1083
00:51:33,840 --> 00:51:35,839
Speaker 12: were our hits, what were our this is what went well,

1084
00:51:35,920 --> 00:51:38,680
Speaker 12: what didn't and why, and move forward from that. So

1085
00:51:38,719 --> 00:51:41,319
Speaker 12: it's not really dwelling in the past. It's learning from

1086
00:51:41,360 --> 00:51:44,320
Speaker 12: your year to set yourself up for an even better

1087
00:51:44,400 --> 00:51:45,279
Speaker 12: year to come.

1088
00:51:45,400 --> 00:51:48,000
Speaker 3: All right, So seven point maintenance check. You're like your car,

1089
00:51:48,000 --> 00:51:48,520
Speaker 3: what do you got?

1090
00:51:49,520 --> 00:51:49,960
Speaker 11: Yeah?

1091
00:51:50,000 --> 00:51:53,880
Speaker 12: So the first one is and I don't didn't do

1092
00:51:53,920 --> 00:51:56,200
Speaker 12: this when this article that I we are going to

1093
00:51:56,239 --> 00:51:58,279
Speaker 12: list in the show notes is one that I really liked.

1094
00:51:58,320 --> 00:52:00,279
Speaker 12: And the first question that the guy asked is what

1095
00:52:00,320 --> 00:52:03,440
Speaker 12: did I change my mind about this year? What did

1096
00:52:03,480 --> 00:52:06,240
Speaker 12: I think I knew, or what did I think was true?

1097
00:52:06,680 --> 00:52:08,320
Speaker 12: Or what did I think was right.

1098
00:52:08,560 --> 00:52:10,200
Speaker 11: That I learned wasn't.

1099
00:52:10,600 --> 00:52:13,120
Speaker 12: Because one of the things that we know about mental

1100
00:52:13,200 --> 00:52:18,200
Speaker 12: well being, both cognitive and emotional into old age is

1101
00:52:18,200 --> 00:52:22,120
Speaker 12: that cognitive flexibility is really important. Being able to think

1102
00:52:22,200 --> 00:52:25,520
Speaker 12: something is true and then being able to find evidence

1103
00:52:25,560 --> 00:52:28,560
Speaker 12: that indicates it's not, being able to consider that evidence

1104
00:52:28,600 --> 00:52:32,360
Speaker 12: and maybe change your mind. This mental and cognitive flexibility

1105
00:52:32,760 --> 00:52:36,600
Speaker 12: is really important for emotional well being but also cognitive

1106
00:52:36,600 --> 00:52:40,080
Speaker 12: health as you enter later into life, and so being

1107
00:52:40,120 --> 00:52:44,640
Speaker 12: able to take a look at what you believed and

1108
00:52:44,760 --> 00:52:47,400
Speaker 12: what you might have changed your mind about and how

1109
00:52:47,480 --> 00:52:50,399
Speaker 12: cognitively flexible you were over the course of the year,

1110
00:52:50,520 --> 00:52:54,120
Speaker 12: and then also what those changes meant. So you may

1111
00:52:54,160 --> 00:52:57,040
Speaker 12: have thought A was true, you realize at that point

1112
00:52:57,040 --> 00:52:58,920
Speaker 12: A is not true for you. I mean, it may

1113
00:52:58,960 --> 00:53:01,160
Speaker 12: be factually true, but it doesn't work for you anymore.

1114
00:53:01,200 --> 00:53:03,680
Speaker 12: So you change your mind about it, And what does

1115
00:53:03,719 --> 00:53:05,919
Speaker 12: that do for you during the rest of the year,

1116
00:53:05,960 --> 00:53:07,439
Speaker 12: How does that impact your life?

1117
00:53:07,480 --> 00:53:08,160
Speaker 11: Going forward.

1118
00:53:08,440 --> 00:53:10,000
Speaker 12: So being able to take a look at that is

1119
00:53:10,040 --> 00:53:10,720
Speaker 12: really important.

1120
00:53:10,800 --> 00:53:13,239
Speaker 3: Okay, we're in the post truth world, though, and many

1121
00:53:13,239 --> 00:53:17,000
Speaker 3: more people would rather be right than finding the truth.

1122
00:53:18,280 --> 00:53:21,000
Speaker 12: Well, in that case, then this question may not appeal

1123
00:53:21,040 --> 00:53:22,160
Speaker 12: to them, but I.

1124
00:53:22,080 --> 00:53:22,600
Speaker 11: Look at it.

1125
00:53:23,840 --> 00:53:25,560
Speaker 12: I look at it at it as sort of you know,

1126
00:53:25,640 --> 00:53:28,640
Speaker 12: software updates for your brain. You know, you update your phones,

1127
00:53:28,719 --> 00:53:31,840
Speaker 12: you update your computer. Things that used to work didn't

1128
00:53:31,880 --> 00:53:35,080
Speaker 12: work anymore, lands that you tried. So, for example, I

1129
00:53:35,120 --> 00:53:38,319
Speaker 12: tried to scheduling tactic with some of my clients over

1130
00:53:38,320 --> 00:53:39,600
Speaker 12: the last couple of months of the year.

1131
00:53:39,960 --> 00:53:41,960
Speaker 11: Wasn't a huge hit. Not going to do it anymore.

1132
00:53:42,040 --> 00:53:44,160
Speaker 12: Thought it would be. Tried it, it wasn't. I'm not

1133
00:53:44,200 --> 00:53:46,080
Speaker 12: going to do it anymore. It doesn't have to.

1134
00:53:46,000 --> 00:53:47,080
Speaker 11: Be actual facts.

1135
00:53:47,120 --> 00:53:49,719
Speaker 12: It can just be I tried this, it didn't work,

1136
00:53:49,760 --> 00:53:52,040
Speaker 12: I changed my mind. I did something else. But how

1137
00:53:52,080 --> 00:53:53,480
Speaker 12: cognitively flexible are you?

1138
00:53:53,560 --> 00:53:54,120
Speaker 3: Okay? Good?

1139
00:53:54,520 --> 00:53:54,960
Speaker 5: Next up?

1140
00:53:56,880 --> 00:53:58,120
Speaker 11: What gave you energy?

1141
00:53:58,719 --> 00:54:00,640
Speaker 12: What we energy you?

1142
00:54:01,000 --> 00:54:03,280
Speaker 11: Whether it's physical energy from.

1143
00:54:03,120 --> 00:54:06,600
Speaker 12: Working out, sleeping more, and eating better, whether it's energy

1144
00:54:06,640 --> 00:54:09,520
Speaker 12: from being with different kinds of people, whether you started

1145
00:54:09,560 --> 00:54:12,759
Speaker 12: a new hobby or a new project.

1146
00:54:12,280 --> 00:54:16,359
Speaker 11: That really really got you juiced. What gave you energy.

1147
00:54:16,040 --> 00:54:18,200
Speaker 12: This year and take a look not only at the

1148
00:54:18,280 --> 00:54:21,160
Speaker 12: thing itself, but sort of a larger theme and see

1149
00:54:21,160 --> 00:54:25,440
Speaker 12: how you can incorporate more energy promoting things into your

1150
00:54:25,480 --> 00:54:26,480
Speaker 12: life going forward.

1151
00:54:26,520 --> 00:54:27,600
Speaker 11: So, if you did a.

1152
00:54:27,520 --> 00:54:29,799
Speaker 12: Home reno project for the first time and you found

1153
00:54:29,840 --> 00:54:32,480
Speaker 12: you really liked it, are there more things like that

1154
00:54:32,480 --> 00:54:37,920
Speaker 12: that you can do to create positive, generative, life affirming

1155
00:54:38,080 --> 00:54:42,840
Speaker 12: energy in your world? And what really got you turned

1156
00:54:42,880 --> 00:54:45,520
Speaker 12: on and got you juiced this year is another really

1157
00:54:45,560 --> 00:54:46,360
Speaker 12: good question.

1158
00:54:46,120 --> 00:54:48,080
Speaker 3: To ask, gotcha all right that? No, that makes a

1159
00:54:48,120 --> 00:54:50,520
Speaker 3: lot of sense and find that and then maximize that

1160
00:54:50,640 --> 00:54:53,000
Speaker 3: for the next year, obviously would be the suggestion there.

1161
00:54:53,640 --> 00:54:56,239
Speaker 12: Yes, maximize that for the next year. If being with

1162
00:54:56,360 --> 00:54:59,200
Speaker 12: certain types of people really work, do more of that?

1163
00:54:59,480 --> 00:54:59,600
Speaker 10: Right?

1164
00:54:59,680 --> 00:54:59,879
Speaker 8: Good?

1165
00:55:00,280 --> 00:55:02,759
Speaker 12: And then and then the flip of that is what

1166
00:55:02,880 --> 00:55:06,759
Speaker 12: drained your energy? What were the vampires? What sucked your

1167
00:55:06,840 --> 00:55:10,479
Speaker 12: energy this year? Was it people that you spent time

1168
00:55:10,520 --> 00:55:13,719
Speaker 12: with certain people? Was it activities or projects that you

1169
00:55:13,760 --> 00:55:16,839
Speaker 12: were involved in. Was it staying up too late if

1170
00:55:16,840 --> 00:55:19,200
Speaker 12: we're talking about physical well being, was it staying up

1171
00:55:19,239 --> 00:55:23,080
Speaker 12: too late? What really sucked your energy this year? And

1172
00:55:23,520 --> 00:55:25,560
Speaker 12: if you can take a look again at the overall

1173
00:55:25,600 --> 00:55:29,040
Speaker 12: themes of that, then you can try to minimize those

1174
00:55:29,440 --> 00:55:32,520
Speaker 12: and optimize for the things that at least or neutral,

1175
00:55:32,560 --> 00:55:34,680
Speaker 12: if not create energy in your life.

1176
00:55:35,000 --> 00:55:37,799
Speaker 3: Okay, yeah, it makes sense. You got a look at

1177
00:55:37,800 --> 00:55:42,040
Speaker 3: the it's yin and yang understandably, Julie Hatter's here the

1178
00:55:42,200 --> 00:55:44,319
Speaker 3: term boat anchor. We know a boat anchor is, but

1179
00:55:44,400 --> 00:55:46,360
Speaker 3: how does it apply to what we're talking about here.

1180
00:55:47,320 --> 00:55:49,560
Speaker 12: Well, for all of us, we have some things in

1181
00:55:49,600 --> 00:55:51,719
Speaker 12: our life that kind of hold us back. They don't

1182
00:55:51,760 --> 00:55:54,080
Speaker 12: necessarily prevent us from getting where we want to go,

1183
00:55:54,120 --> 00:55:56,759
Speaker 12: but they make it harder. So, you know, we have

1184
00:55:56,920 --> 00:55:59,800
Speaker 12: maybe an unsupportive spouse if we're trying to get healthier,

1185
00:56:00,160 --> 00:56:02,400
Speaker 12: or we have a boss who doesn't really seem to

1186
00:56:03,239 --> 00:56:06,000
Speaker 12: put our ideas forward. We have to work really hard

1187
00:56:06,040 --> 00:56:09,640
Speaker 12: to get anywhere with that person. Or we have some

1188
00:56:09,880 --> 00:56:13,760
Speaker 12: beliefs that seem to hold us back from doing our best,

1189
00:56:13,800 --> 00:56:17,719
Speaker 12: like women can't be successful, or I shouldn't make too

1190
00:56:17,800 --> 00:56:20,560
Speaker 12: much money or whatever.

1191
00:56:20,280 --> 00:56:21,840
Speaker 11: That can kind of hold us back.

1192
00:56:23,280 --> 00:56:25,920
Speaker 12: And so just taking a look at what those things

1193
00:56:26,000 --> 00:56:29,800
Speaker 12: might be that aren't necessarily preventing you from getting somewhere,

1194
00:56:29,800 --> 00:56:31,520
Speaker 12: but are making it harder.

1195
00:56:31,160 --> 00:56:32,880
Speaker 11: For you to get where you want to go. You

1196
00:56:32,920 --> 00:56:34,719
Speaker 11: have to work twice as hard to get half as far.

1197
00:56:35,120 --> 00:56:37,240
Speaker 11: Those are boat anchors, and just kind.

1198
00:56:37,120 --> 00:56:40,799
Speaker 12: Of understanding in your own life what those are and

1199
00:56:40,840 --> 00:56:46,640
Speaker 12: then minimizing, eliminating if you can, or figuring out how

1200
00:56:46,640 --> 00:56:50,960
Speaker 12: to work around them so that you can maximize your

1201
00:56:51,000 --> 00:56:53,560
Speaker 12: success and your potential and your happiness in the new

1202
00:56:53,640 --> 00:56:55,640
Speaker 12: year can be really impactful.

1203
00:56:55,680 --> 00:56:56,560
Speaker 11: We tend to look at the.

1204
00:56:56,520 --> 00:56:59,200
Speaker 12: Things that stop us, but we don't necessarily tend to

1205
00:56:59,200 --> 00:57:01,000
Speaker 12: look at the things that flow us down or make

1206
00:57:01,040 --> 00:57:02,360
Speaker 12: things harder than they ought to be.

1207
00:57:02,680 --> 00:57:04,799
Speaker 3: Yeah, because you're dragging that anchor, is what you're doing.

1208
00:57:05,440 --> 00:57:07,279
Speaker 3: But for many people, isn't that going to be your

1209
00:57:07,360 --> 00:57:09,359
Speaker 3: career or your job? And what does that mean?

1210
00:57:10,440 --> 00:57:12,680
Speaker 12: Well, it might be for sure. And one of the

1211
00:57:12,719 --> 00:57:15,000
Speaker 12: things that this life review can let you do is

1212
00:57:15,080 --> 00:57:17,080
Speaker 12: if you are in a career a job that you

1213
00:57:17,200 --> 00:57:19,760
Speaker 12: really don't like and that really is an energy suck

1214
00:57:19,840 --> 00:57:23,240
Speaker 12: for you, then you can take a look at maximizing

1215
00:57:23,320 --> 00:57:26,680
Speaker 12: the positives in other areas of your life to sort

1216
00:57:26,720 --> 00:57:31,280
Speaker 12: of balance out the negative of the work. I realize

1217
00:57:31,320 --> 00:57:33,920
Speaker 12: not everybody loves their work like I do, and so

1218
00:57:34,200 --> 00:57:38,040
Speaker 12: being able to maximize the positives the projects, the hobbies,

1219
00:57:38,080 --> 00:57:42,960
Speaker 12: the people. The activities, the habits that really build your

1220
00:57:43,120 --> 00:57:46,240
Speaker 12: energy and build the positivity in your life can work

1221
00:57:46,240 --> 00:57:49,880
Speaker 12: to offset some of the negativity around maybe your job,

1222
00:57:50,080 --> 00:57:52,680
Speaker 12: maybe a family situation that you can't get out of,

1223
00:57:52,800 --> 00:57:55,480
Speaker 12: maybe a health situation that you can't get out of.

1224
00:57:55,520 --> 00:57:58,360
Speaker 12: I mean, boat anchors can certainly be poor health. That

1225
00:57:58,480 --> 00:58:01,360
Speaker 12: doesn't prevent you something, but it just makes it harder.

1226
00:58:01,680 --> 00:58:06,240
Speaker 12: You're in pain or movement is hard. So maximizing the

1227
00:58:06,320 --> 00:58:09,560
Speaker 12: positive can help offset some of the negative or minimize

1228
00:58:09,560 --> 00:58:11,440
Speaker 12: the impact of some of the negatives.

1229
00:58:12,120 --> 00:58:13,920
Speaker 3: It's mental Health Money and the Scott's Loan Show on

1230
00:58:13,960 --> 00:58:17,040
Speaker 3: seven hundred WLW. She's July how to share local licensed

1231
00:58:17,040 --> 00:58:20,320
Speaker 3: mental health therapist and the Personal Annual Review, which very

1232
00:58:20,320 --> 00:58:24,160
Speaker 3: few people do, and it certainly is it has great appeal.

1233
00:58:24,280 --> 00:58:25,760
Speaker 3: I think you know you want to be a better

1234
00:58:25,800 --> 00:58:27,560
Speaker 3: version of yourself in twenty twenty six and you were

1235
00:58:27,680 --> 00:58:29,840
Speaker 3: twenty five. And there are seven things you should do

1236
00:58:29,880 --> 00:58:33,160
Speaker 3: if you do your own self analysis mental health analysis,

1237
00:58:33,200 --> 00:58:35,960
Speaker 3: one being what did I change my mind on this year?

1238
00:58:36,000 --> 00:58:39,479
Speaker 3: The second one is what created energy? Then what took

1239
00:58:39,520 --> 00:58:42,800
Speaker 3: my energy away? Number four is what are the boat

1240
00:58:42,840 --> 00:58:45,000
Speaker 3: anchors in my life? And that brings us to number five.

1241
00:58:45,960 --> 00:58:48,400
Speaker 12: Yeah, what could I not do because I was afraid?

1242
00:58:48,600 --> 00:58:50,560
Speaker 12: What did I want to do but I didn't do?

1243
00:58:50,720 --> 00:58:52,000
Speaker 12: Because I was afraid?

1244
00:58:52,680 --> 00:58:53,920
Speaker 11: For me? That would be skiing.

1245
00:58:54,000 --> 00:58:57,360
Speaker 12: Skiing terrifies me. I'd really like to I'd really like

1246
00:58:57,440 --> 00:59:00,080
Speaker 12: to learn, but I get so freaked out about that.

1247
00:59:00,280 --> 00:59:01,440
Speaker 12: There's no way I think I'll.

1248
00:59:01,320 --> 00:59:03,640
Speaker 3: Ever be able to scary about skiing.

1249
00:59:05,160 --> 00:59:09,520
Speaker 12: I can't stop, and stopping is a really important part.

1250
00:59:09,640 --> 00:59:15,680
Speaker 3: You can trust me, you can stop. It may not

1251
00:59:15,800 --> 00:59:18,720
Speaker 3: be pretty, but you can stop yourself.

1252
00:59:18,520 --> 00:59:21,440
Speaker 12: It may be a freaking yard sale when I stop,

1253
00:59:21,560 --> 00:59:23,280
Speaker 12: and I may take others down with me.

1254
00:59:23,360 --> 00:59:24,400
Speaker 11: It could be really ugly.

1255
00:59:24,560 --> 00:59:26,160
Speaker 3: I'm gonna take you ski and that you know what

1256
00:59:26,200 --> 00:59:28,760
Speaker 3: I'm gonna let's do that. We should make a play day.

1257
00:59:28,920 --> 00:59:30,600
Speaker 3: I'm gonna take you ski date.

1258
00:59:30,720 --> 00:59:31,040
Speaker 7: All right.

1259
00:59:31,080 --> 00:59:32,120
Speaker 3: You've never skied before.

1260
00:59:33,280 --> 00:59:35,120
Speaker 11: I have, and I'm really bad.

1261
00:59:34,880 --> 00:59:35,560
Speaker 7: At it, all right.

1262
00:59:35,600 --> 00:59:36,480
Speaker 3: I haven't scanned.

1263
00:59:36,360 --> 00:59:37,960
Speaker 12: You many times and I'm really bad.

1264
00:59:38,080 --> 00:59:39,760
Speaker 3: Okay, all right, we may have to do that and

1265
00:59:39,800 --> 00:59:42,160
Speaker 3: break your fear of that. So I'll go out to

1266
00:59:42,160 --> 00:59:44,680
Speaker 3: perfect North, all right. So what did I not do?

1267
00:59:44,760 --> 00:59:46,800
Speaker 3: Because of fear? And a lot of people have move

1268
00:59:46,800 --> 00:59:48,960
Speaker 3: There's some people that are extremely brave, they'll do anything.

1269
00:59:49,320 --> 00:59:52,120
Speaker 3: But man, you don't fear. It gets in your head

1270
00:59:52,120 --> 00:59:53,680
Speaker 3: and that's a huge problem.

1271
00:59:54,600 --> 00:59:58,520
Speaker 12: Yeah it is, and you know, you can take a

1272
00:59:58,520 --> 01:00:00,280
Speaker 12: look at it. I didn't do this thing becau as I

1273
01:00:00,320 --> 01:00:02,720
Speaker 12: was afraid. What would have been the upsides if I

1274
01:00:02,800 --> 01:00:04,720
Speaker 12: had done it? What would have been the downsides?

1275
01:00:04,800 --> 01:00:05,520
Speaker 11: Now that it's.

1276
01:00:05,360 --> 01:00:07,680
Speaker 12: Past and I'm looking at it in the rear view mirror,

1277
01:00:07,840 --> 01:00:10,480
Speaker 12: I can maybe take a more clear eyed look at

1278
01:00:10,520 --> 01:00:14,200
Speaker 12: it and recognize where the fear came from. And fear

1279
01:00:14,320 --> 01:00:17,160
Speaker 12: comes from being new at something, from not knowing how

1280
01:00:17,200 --> 01:00:20,480
Speaker 12: to do it, from being inexperienced. Very often, it doesn't

1281
01:00:20,520 --> 01:00:24,680
Speaker 12: come from being incompetent. It usually comes from being inexperienced

1282
01:00:24,720 --> 01:00:27,120
Speaker 12: and new, and the only way to get experience is

1283
01:00:27,160 --> 01:00:27,880
Speaker 12: to do things.

1284
01:00:28,240 --> 01:00:29,920
Speaker 11: So there's a really.

1285
01:00:29,680 --> 01:00:31,800
Speaker 12: Great book out there called Feel the Fear and Do

1286
01:00:31,880 --> 01:00:33,960
Speaker 12: It Anyway. I can't remember who wrote it, but it's

1287
01:00:34,040 --> 01:00:36,400
Speaker 12: a classic. It's been around for a long time, and

1288
01:00:36,480 --> 01:00:39,360
Speaker 12: it talks about how fear can actually motivate and energize

1289
01:00:39,360 --> 01:00:40,280
Speaker 12: you to do things if.

1290
01:00:40,200 --> 01:00:41,280
Speaker 11: You harness it correctly.

1291
01:00:41,600 --> 01:00:43,680
Speaker 12: But I think taking a look at our year and saying,

1292
01:00:43,800 --> 01:00:46,280
Speaker 12: what did I not do because I was afraid can

1293
01:00:46,360 --> 01:00:48,960
Speaker 12: set us up to be braver going into the new

1294
01:00:49,040 --> 01:00:55,000
Speaker 12: year and to really more clearly analyze the risks and benefits.

1295
01:00:55,440 --> 01:00:58,480
Speaker 3: Yeah, yeah, and that's true. The fear thing is true,

1296
01:00:58,600 --> 01:01:03,640
Speaker 3: especially the more of a competitor or someone who's a perfectionist,

1297
01:01:03,640 --> 01:01:05,520
Speaker 3: because that fear gets in your head and it'll prevent

1298
01:01:05,520 --> 01:01:07,240
Speaker 3: you from doing things in life that you enjoy. And

1299
01:01:07,240 --> 01:01:08,200
Speaker 3: that's a whole different matter.

1300
01:01:09,200 --> 01:01:10,240
Speaker 11: Yeah, it really can.

1301
01:01:10,720 --> 01:01:13,479
Speaker 3: Yeah. Yeah. Greatest hits and worst missus number six.

1302
01:01:14,600 --> 01:01:17,240
Speaker 11: Yeah, So I think it's important to take a look.

1303
01:01:17,040 --> 01:01:20,480
Speaker 12: At what went well, really well, and what didn't go

1304
01:01:20,600 --> 01:01:23,840
Speaker 12: so well and optimized for what did go well. We

1305
01:01:23,920 --> 01:01:26,680
Speaker 12: learn as much from analyzing what works as we do

1306
01:01:26,760 --> 01:01:30,200
Speaker 12: from analyzing what doesn't work, because sometimes we think it

1307
01:01:30,280 --> 01:01:32,160
Speaker 12: worked and we don't need to pay attention to it,

1308
01:01:32,240 --> 01:01:35,720
Speaker 12: but oftentimes the reasons why it worked, the ingredients for

1309
01:01:35,800 --> 01:01:39,160
Speaker 12: the hit are replicable if we understand what they are,

1310
01:01:39,480 --> 01:01:42,080
Speaker 12: so we tend to take apart the missus the things

1311
01:01:42,120 --> 01:01:45,680
Speaker 12: that didn't work and really analyze those deeply. It's also

1312
01:01:45,760 --> 01:01:48,400
Speaker 12: important to analyze what did go well and understand why,

1313
01:01:48,440 --> 01:01:50,600
Speaker 12: so you can do more of what works, which is

1314
01:01:50,640 --> 01:01:55,440
Speaker 12: a great, great tactic, and it's important to do a balance,

1315
01:01:55,520 --> 01:01:57,480
Speaker 12: not just look at the things that didn't go well,

1316
01:01:57,600 --> 01:02:00,440
Speaker 12: because the pessimist tends to do that. Optimists to look

1317
01:02:00,480 --> 01:02:03,120
Speaker 12: at what worked, but take a balanced view what worked

1318
01:02:03,120 --> 01:02:05,919
Speaker 12: and what didn't, and understand a little bit about why

1319
01:02:05,920 --> 01:02:09,000
Speaker 12: that is, so that going forward you can optimize for

1320
01:02:09,080 --> 01:02:10,920
Speaker 12: the positives and minimize the negatives.

1321
01:02:11,320 --> 01:02:13,640
Speaker 3: All right, So Albert Einstein famous you said, when you

1322
01:02:13,640 --> 01:02:16,200
Speaker 3: stop learning, you start dying, and that would be number seven.

1323
01:02:16,280 --> 01:02:17,520
Speaker 3: What did you learn this year?

1324
01:02:18,360 --> 01:02:21,320
Speaker 12: Yeah? What did you learn? What new thing did you learn?

1325
01:02:21,600 --> 01:02:24,320
Speaker 12: It might be something you changed your mind about, as

1326
01:02:24,320 --> 01:02:26,840
Speaker 12: in question one, it might be a whole new thing

1327
01:02:26,920 --> 01:02:28,920
Speaker 12: you learned. Did you learn to play piano? Did you

1328
01:02:29,000 --> 01:02:31,080
Speaker 12: learn that you like spicy food when you didn't think

1329
01:02:31,080 --> 01:02:33,160
Speaker 12: you did. Did you learn how to ski? Maybe that's

1330
01:02:33,160 --> 01:02:35,600
Speaker 12: me next year with you. But what did you learn

1331
01:02:35,640 --> 01:02:38,760
Speaker 12: this year? What new thing did you try? What were

1332
01:02:38,760 --> 01:02:41,440
Speaker 12: you willing to be a beginner at? What did you

1333
01:02:41,480 --> 01:02:44,360
Speaker 12: allow life to surprise you with? What did you learn

1334
01:02:44,440 --> 01:02:48,040
Speaker 12: this year? Because we really are creatures that are meant

1335
01:02:48,040 --> 01:02:50,680
Speaker 12: to grow and learn until the day we die, and

1336
01:02:50,800 --> 01:02:54,440
Speaker 12: oftentimes we get stuck in our bubbles of competence.

1337
01:02:54,440 --> 01:02:55,439
Speaker 11: We know how to do this.

1338
01:02:55,400 --> 01:02:57,560
Speaker 12: We know we like this, we know we like to

1339
01:02:57,600 --> 01:02:59,720
Speaker 12: go there, and we keep doing the same thing over

1340
01:02:59,760 --> 01:03:03,120
Speaker 12: and over. So did you expand your horizons in any way?

1341
01:03:03,160 --> 01:03:05,880
Speaker 12: Did you broaden your world and make it bigger and richer?

1342
01:03:05,920 --> 01:03:06,439
Speaker 11: In any way?

1343
01:03:06,440 --> 01:03:09,240
Speaker 12: Did you learn something new? And what was that and

1344
01:03:09,280 --> 01:03:12,120
Speaker 12: what impacts that have on you? And how can you

1345
01:03:12,160 --> 01:03:14,400
Speaker 12: maybe do more of that going into the future.

1346
01:03:15,000 --> 01:03:18,440
Speaker 3: Okay, makes sense. Julie Hatter Share a licensed mental health therapist.

1347
01:03:18,520 --> 01:03:21,120
Speaker 3: Your own personal annual review in your head? What did

1348
01:03:21,120 --> 01:03:24,080
Speaker 3: you change your mind on this year? What created energy?

1349
01:03:24,160 --> 01:03:26,680
Speaker 3: What drained your energy? What are the boat anchors in

1350
01:03:26,720 --> 01:03:28,520
Speaker 3: your life? The things slowing you down? What did you

1351
01:03:28,560 --> 01:03:30,760
Speaker 3: do because of fear or did not do because of fear?

1352
01:03:31,400 --> 01:03:33,880
Speaker 3: Greatest hits worth, missus, and what you learned this year.

1353
01:03:34,000 --> 01:03:36,840
Speaker 3: I'll kind of center around the same theme. But and

1354
01:03:37,040 --> 01:03:39,120
Speaker 3: if you do this, you have a greater direction of

1355
01:03:39,160 --> 01:03:41,240
Speaker 3: what twenty twenty six is going to look for you.

1356
01:03:42,000 --> 01:03:44,320
Speaker 3: I appreciate you so much and thanks for joining the

1357
01:03:44,320 --> 01:03:46,200
Speaker 3: show every Monday all this year, and I look forward

1358
01:03:46,240 --> 01:03:49,560
Speaker 3: to meeting up with you and maybe skiing in twenty

1359
01:03:49,560 --> 01:03:50,240
Speaker 3: twenty sixth.

1360
01:03:50,120 --> 01:03:53,080
Speaker 11: Joly, it sounds great. We'll talk soon.

1361
01:03:53,120 --> 01:03:55,960
Speaker 3: Take care Merry Christmas. Be well, my friend, let's do

1362
01:03:56,000 --> 01:03:58,480
Speaker 3: a news update and boor to follow here it's a

1363
01:03:58,480 --> 01:04:01,880
Speaker 3: Scott's Loan show on the home of the best Bengals coverage,

1364
01:04:01,880 --> 01:04:05,480
Speaker 3: Big Dub Yesterday, Big Dub's Baby seven hundred WW Cincinnati.

1365
01:04:05,640 --> 01:04:06,240
Speaker 3: Do you want to.

1366
01:04:06,200 --> 01:04:07,880
Speaker 1: Be an Americans?

1367
01:04:08,720 --> 01:04:11,440
Speaker 3: Got flowing seven hundred W A guest the leads the

1368
01:04:11,520 --> 01:04:18,080
Speaker 3: nation in spam and scam messaging. This guy, Ohio, congratulations

1369
01:04:18,760 --> 01:04:21,320
Speaker 3: and study just came out and said, we get more

1370
01:04:21,400 --> 01:04:25,640
Speaker 3: junk mail, more phishing emails, more fake texts or tolls

1371
01:04:25,680 --> 01:04:29,160
Speaker 3: we never went through and have to pay. It's incredible.

1372
01:04:29,160 --> 01:04:30,520
Speaker 3: I don't know why that is. We're gonna find out.

1373
01:04:30,520 --> 01:04:32,840
Speaker 3: His name is Brian Cross. Brian lives in the realm

1374
01:04:32,880 --> 01:04:36,400
Speaker 3: of SMS messaging and he is one of the guys

1375
01:04:37,200 --> 01:04:39,720
Speaker 3: who follows this stuff on a very very close basis.

1376
01:04:39,920 --> 01:04:43,280
Speaker 3: And I guess, Brian, I've always said this, first of all, welcome. Secondly,

1377
01:04:43,440 --> 01:04:45,960
Speaker 3: if we didn't respond to the spam and the scams,

1378
01:04:46,160 --> 01:04:48,720
Speaker 3: they wouldn't send us as much stuff. It's our fault

1379
01:04:48,760 --> 01:04:51,080
Speaker 3: because clearly there are people who love junk mail.

1380
01:04:52,320 --> 01:04:55,880
Speaker 4: You know, That's exactly it. There's there's always the complaint

1381
01:04:55,920 --> 01:04:59,360
Speaker 4: of junk mail in the mailbox, and you know, the

1382
01:04:59,560 --> 01:05:01,840
Speaker 4: response always the junk maan would go away if it

1383
01:05:01,880 --> 01:05:06,440
Speaker 4: didn't work. These marketers have budgets and they've got ROI

1384
01:05:06,600 --> 01:05:10,400
Speaker 4: numbers to hit, and if a tactic isn't working, they're

1385
01:05:10,400 --> 01:05:13,600
Speaker 4: the first to stop it. So these things keep coming

1386
01:05:13,880 --> 01:05:15,880
Speaker 4: because they make money.

1387
01:05:16,520 --> 01:05:19,360
Speaker 3: It's an interesting study though, too, because I'm trying to

1388
01:05:19,360 --> 01:05:21,600
Speaker 3: think ten thousand ads a day. Do you think that

1389
01:05:21,720 --> 01:05:23,800
Speaker 3: is six to ten thousand ads a day is with

1390
01:05:23,880 --> 01:05:27,080
Speaker 3: the typical person faces And you're like, I don't really

1391
01:05:27,120 --> 01:05:29,480
Speaker 3: see that many. Well, I guess if you included billboards

1392
01:05:29,480 --> 01:05:32,520
Speaker 3: and radio and television typical broadcast, but then factor in

1393
01:05:33,000 --> 01:05:37,120
Speaker 3: you know, email, product placement, text messaging, things like that,

1394
01:05:37,720 --> 01:05:39,840
Speaker 3: maybe you're getting close to that mark. But that seems

1395
01:05:39,840 --> 01:05:41,120
Speaker 3: softly high.

1396
01:05:41,480 --> 01:05:44,760
Speaker 4: Ten thousand seems very high. I've you know, I've heard

1397
01:05:44,760 --> 01:05:47,880
Speaker 4: that number in terms of pieces of information things that

1398
01:05:47,960 --> 01:05:52,840
Speaker 4: we see, but an actual advert something like that, that

1399
01:05:53,280 --> 01:05:55,160
Speaker 4: does seem a bit high.

1400
01:05:55,200 --> 01:05:57,040
Speaker 3: Well, there's no doubt about it. You know, most people

1401
01:05:57,120 --> 01:05:58,840
Speaker 3: don't like this. I guess it would be that one

1402
01:05:58,920 --> 01:06:02,520
Speaker 3: third of consumers in the service, if sixty six percent

1403
01:06:02,560 --> 01:06:04,920
Speaker 3: surveyed said they want fewer marketing messages. That means a

1404
01:06:05,000 --> 01:06:07,480
Speaker 3: third are fine with them out there getting or don't

1405
01:06:07,520 --> 01:06:11,280
Speaker 3: think they're getting enough, which is driving this whole problem.

1406
01:06:11,440 --> 01:06:14,480
Speaker 4: Yeah, I'd be curious to break that one down. I've

1407
01:06:14,840 --> 01:06:17,440
Speaker 4: none of those people are saying I need more.

1408
01:06:18,200 --> 01:06:21,880
Speaker 3: But well, somebody is responding or clicking on this. I

1409
01:06:21,880 --> 01:06:24,240
Speaker 3: mean that's the thing with social anyway. If you click,

1410
01:06:24,280 --> 01:06:27,960
Speaker 3: even accidentally on something, that algorithm is going to force

1411
01:06:28,000 --> 01:06:30,480
Speaker 3: more of that type of product to your device. And

1412
01:06:30,520 --> 01:06:32,280
Speaker 3: not only that, it's also going to show them, hey,

1413
01:06:32,320 --> 01:06:34,600
Speaker 3: we've got to click through here, So that encourages more

1414
01:06:34,600 --> 01:06:36,720
Speaker 3: of the bad behavior it does.

1415
01:06:36,840 --> 01:06:41,120
Speaker 4: It does, and marketers have this thing. There's many different

1416
01:06:41,160 --> 01:06:44,320
Speaker 4: ways called three sixty cults around, sound caught, whatever, but

1417
01:06:44,760 --> 01:06:48,040
Speaker 4: they're basically starting from a point where they say, hey,

1418
01:06:48,400 --> 01:06:51,640
Speaker 4: if you know, there's there's information that says the average

1419
01:06:51,640 --> 01:06:56,280
Speaker 4: consumer makes the buying decision after being touched at least

1420
01:06:56,400 --> 01:06:58,600
Speaker 4: seven to twelve times, and there I think with gen

1421
01:06:58,760 --> 01:07:01,720
Speaker 4: why now I think that jumps up to like twenty,

1422
01:07:01,880 --> 01:07:03,920
Speaker 4: So it means I got to talk to you, you

1423
01:07:03,920 --> 01:07:06,920
Speaker 4: have to see something from me at least seven or

1424
01:07:06,960 --> 01:07:10,680
Speaker 4: eight times before you even start thinking of buying my products.

1425
01:07:10,720 --> 01:07:14,160
Speaker 4: So the three sixty the surround sound. You know, you think, okay,

1426
01:07:15,080 --> 01:07:17,200
Speaker 4: I need to surround the consumer. I need to touch

1427
01:07:17,200 --> 01:07:21,080
Speaker 4: you with its you know, TV radio, out of home Internet,

1428
01:07:21,160 --> 01:07:24,000
Speaker 4: where do you go like text message there. That's that's

1429
01:07:24,080 --> 01:07:27,400
Speaker 4: why we're seeing all of this because you know it's

1430
01:07:27,440 --> 01:07:30,960
Speaker 4: sort of I guess exasperates it, right, It's it's okay,

1431
01:07:31,040 --> 01:07:34,200
Speaker 4: if Jen why is twenty hits? You know this is

1432
01:07:34,280 --> 01:07:36,440
Speaker 4: gen Z going to be thirty five hits. So if

1433
01:07:36,880 --> 01:07:39,560
Speaker 4: the science so that have to touch you that many times,

1434
01:07:40,360 --> 01:07:42,680
Speaker 4: that's probably going to increase the amount of advertising you

1435
01:07:42,720 --> 01:07:45,080
Speaker 4: see from every brand that is out there.

1436
01:07:45,480 --> 01:07:50,040
Speaker 3: Yeah, because in order to I guess overwhelm your senses

1437
01:07:50,080 --> 01:07:51,800
Speaker 3: to put that to the top of your feed, so

1438
01:07:51,880 --> 01:07:53,880
Speaker 3: to speak, you've got to hit people more with your

1439
01:07:53,880 --> 01:07:55,480
Speaker 3: message in order to get through it.

1440
01:07:56,600 --> 01:08:01,040
Speaker 4: You do. Now, that's that's one theory, right. So you

1441
01:08:01,040 --> 01:08:03,320
Speaker 4: know there's there's there's lots to talk to you know,

1442
01:08:03,720 --> 01:08:07,080
Speaker 4: disruption and differentiation and things like that. You know, I mean,

1443
01:08:07,200 --> 01:08:09,920
Speaker 4: every everybody, every marketing school as a slide where you

1444
01:08:09,960 --> 01:08:13,400
Speaker 4: see like, you know, all these advertising you know, usually

1445
01:08:13,440 --> 01:08:15,560
Speaker 4: like in Times Square or something like that, but I

1446
01:08:15,560 --> 01:08:19,360
Speaker 4: mean you see billboard over billboard over billboard over billboard

1447
01:08:19,360 --> 01:08:21,360
Speaker 4: and things like that, and you're taught, Okay, you have

1448
01:08:21,400 --> 01:08:26,760
Speaker 4: to differentiate from this. Well, everyone's differentiating with quantity. But

1449
01:08:27,000 --> 01:08:30,280
Speaker 4: one of the things that kind of has been going away.

1450
01:08:30,680 --> 01:08:33,120
Speaker 4: You think I would say quality, right, so you can

1451
01:08:33,320 --> 01:08:38,320
Speaker 4: combat quantity. You do quality well, generally quality is a

1452
01:08:38,360 --> 01:08:42,320
Speaker 4: subjective term, but basically you know some sort of creativity,

1453
01:08:42,360 --> 01:08:44,879
Speaker 4: some sort of risker reward. One of the other problems

1454
01:08:44,920 --> 01:08:49,200
Speaker 4: that we have in marketing is not just the number,

1455
01:08:49,600 --> 01:08:53,000
Speaker 4: the sheer number of it, but everyone's doing the same thing.

1456
01:08:53,200 --> 01:08:56,040
Speaker 4: They all blend together. The reason why it takes eighteen hits,

1457
01:08:56,080 --> 01:08:58,679
Speaker 4: twenty hits whatever to find somebody is because they all

1458
01:08:58,680 --> 01:09:01,720
Speaker 4: look the same. Everybody is afraid of losing their job.

1459
01:09:01,840 --> 01:09:04,600
Speaker 4: CMO have this what I think it's sounded like an

1460
01:09:04,640 --> 01:09:08,479
Speaker 4: eighteen month average tenure at their company. So everybody's following

1461
01:09:08,520 --> 01:09:12,040
Speaker 4: the data trends. Everybody's following, you know, the best practices.

1462
01:09:12,120 --> 01:09:15,200
Speaker 4: Everybody's playing it safe. Well, the thing is is if

1463
01:09:15,240 --> 01:09:17,400
Speaker 4: you go down to the base core of marketing, it

1464
01:09:17,600 --> 01:09:20,080
Speaker 4: is to differentiate. So if you look like your competitor

1465
01:09:20,080 --> 01:09:22,639
Speaker 4: and everyone's doing the same thing and doing what data

1466
01:09:22,680 --> 01:09:25,640
Speaker 4: tells you to do, or gosh. Now, whatever the aipot

1467
01:09:25,720 --> 01:09:29,200
Speaker 4: tells you to do, you look the same. You're not differentiating.

1468
01:09:29,320 --> 01:09:31,920
Speaker 4: Quite frankly, you're not doing your job. And I think

1469
01:09:31,960 --> 01:09:35,200
Speaker 4: that that's why the majority of all this marketing that

1470
01:09:35,240 --> 01:09:38,880
Speaker 4: you're seeing is useless, because it's terrible. It's not the

1471
01:09:38,920 --> 01:09:39,360
Speaker 4: right stuff.

1472
01:09:39,400 --> 01:09:41,800
Speaker 3: Yeah, it's retally interesting. I mean, you know, having some

1473
01:09:41,880 --> 01:09:44,479
Speaker 3: experience in this to Brian and not certainly your level,

1474
01:09:44,479 --> 01:09:47,880
Speaker 3: but you know you watch I don't know, streaming or

1475
01:09:48,600 --> 01:09:50,960
Speaker 3: a regular broadcast television, let's say, because you know I

1476
01:09:50,960 --> 01:09:53,479
Speaker 3: get the the visual. Two is you know every car

1477
01:09:53,560 --> 01:09:55,640
Speaker 3: ad looks the same. And I always joke about it,

1478
01:09:55,720 --> 01:09:58,000
Speaker 3: is I just listen. I just need this suv or

1479
01:09:58,000 --> 01:10:01,360
Speaker 3: this truck to get me through the potholes in Cincinnati.

1480
01:10:01,400 --> 01:10:04,519
Speaker 3: I'm not driving up a mountain. I'm not towing the

1481
01:10:04,600 --> 01:10:06,800
Speaker 3: Queen Mary, I'm not trying to pull I don't know,

1482
01:10:06,880 --> 01:10:09,320
Speaker 3: some sort of it looks like a giant steel cover

1483
01:10:09,520 --> 01:10:12,719
Speaker 3: over the top of a nuclear missile silo or something,

1484
01:10:12,720 --> 01:10:15,200
Speaker 3: all right, And no one is driving their truck like that.

1485
01:10:15,360 --> 01:10:18,160
Speaker 3: And you know there's a new one the rendering the

1486
01:10:18,160 --> 01:10:20,479
Speaker 3: super Bowl, the Jeep one where there's a charging station

1487
01:10:20,600 --> 01:10:23,920
Speaker 3: on top of a Mountain. Yeah, no one's doing that.

1488
01:10:24,120 --> 01:10:27,559
Speaker 3: So but that's to your point, right, is that somebody

1489
01:10:27,560 --> 01:10:29,320
Speaker 3: will come up with that idea and everyone will rush

1490
01:10:29,320 --> 01:10:31,960
Speaker 3: to copy. We've seen I think the diversity thing in

1491
01:10:32,560 --> 01:10:35,720
Speaker 3: TV and also broadcast too, right, is if you look

1492
01:10:35,720 --> 01:10:40,400
Speaker 3: at your typical ad now, they're really I think I

1493
01:10:40,800 --> 01:10:42,439
Speaker 3: think a lot of these says are more diverse than

1494
01:10:42,479 --> 01:10:45,080
Speaker 3: what the that's reflective of the general population. I know

1495
01:10:45,160 --> 01:10:47,880
Speaker 3: someone may take that in a Dilbert kind of wrong way,

1496
01:10:47,920 --> 01:10:50,000
Speaker 3: but that's what I'm saying is you just have this

1497
01:10:50,120 --> 01:10:52,280
Speaker 3: rush to imitate that going Okay, well we need a

1498
01:10:52,360 --> 01:10:53,960
Speaker 3: lot more diversity, or we need a lot more of

1499
01:10:53,960 --> 01:10:56,680
Speaker 3: these the same thing over and over and over, and

1500
01:10:56,680 --> 01:10:58,360
Speaker 3: you just beat the you just beat it to death.

1501
01:11:00,280 --> 01:11:03,719
Speaker 4: We're taught about authenticity, and we're taught about you know, hey,

1502
01:11:03,840 --> 01:11:06,639
Speaker 4: if if you really want to consumers to pay attention

1503
01:11:06,680 --> 01:11:09,960
Speaker 4: to advertising, it needs to provide value. And and a

1504
01:11:10,000 --> 01:11:11,559
Speaker 4: lot of people scratch their head and they're like, how

1505
01:11:11,560 --> 01:11:14,960
Speaker 4: does it. How does the advertise that provide value? And sure,

1506
01:11:15,000 --> 01:11:16,960
Speaker 4: you can do things like hey, here's a you know,

1507
01:11:17,080 --> 01:11:20,400
Speaker 4: here's a recipe for my you know, liquor brand or

1508
01:11:20,400 --> 01:11:23,679
Speaker 4: whatever that provides value, but you know what what struck

1509
01:11:23,760 --> 01:11:25,760
Speaker 4: me is is when you were talking about driving the

1510
01:11:25,800 --> 01:11:29,599
Speaker 4: potholes of Cincinnati, and I was thinking about you know,

1511
01:11:29,960 --> 01:11:33,360
Speaker 4: if you think about a pizza commercial, right, every pizza

1512
01:11:33,360 --> 01:11:36,240
Speaker 4: commercial is a slice of pizza being pulled away from

1513
01:11:36,280 --> 01:11:42,160
Speaker 4: the main pie with this long the cheese pull. So

1514
01:11:42,280 --> 01:11:44,439
Speaker 4: that that's what all these marketers are rushing to. But

1515
01:11:44,520 --> 01:11:46,679
Speaker 4: there was a key study and a few years ago

1516
01:11:47,360 --> 01:11:51,439
Speaker 4: where Dominoes basically went and and and and put these

1517
01:11:51,479 --> 01:11:54,280
Speaker 4: trucks out on the street. You know, obviously branded them

1518
01:11:54,320 --> 01:11:56,960
Speaker 4: Domino and it was Balos and they were going through

1519
01:11:57,080 --> 01:12:00,360
Speaker 4: and they were filling in the potholes of people's and

1520
01:12:00,360 --> 01:12:02,479
Speaker 4: people were like, what the heck is going on here?

1521
01:12:02,680 --> 01:12:04,639
Speaker 4: Then they had a cute little tie in about making

1522
01:12:04,640 --> 01:12:07,000
Speaker 4: it safer for the pizza if you live at you

1523
01:12:07,080 --> 01:12:10,479
Speaker 4: faster or whatnot. But they were filling potholes that the

1524
01:12:10,640 --> 01:12:14,160
Speaker 4: city wasn't. So you talk about providing value and breaking

1525
01:12:14,200 --> 01:12:16,160
Speaker 4: through clutter and having a bunch of people go, man,

1526
01:12:16,240 --> 01:12:18,559
Speaker 4: you know when you see Dominoes fixing that potle you

1527
01:12:18,640 --> 01:12:21,320
Speaker 4: hit every night coming over from work, you you go,

1528
01:12:21,400 --> 01:12:24,160
Speaker 4: oh that's different, and you remember it, well, it's.

1529
01:12:24,040 --> 01:12:26,960
Speaker 3: A new one. So speaking of Dominoes is the one

1530
01:12:26,960 --> 01:12:29,759
Speaker 3: that advertises that they're going to not an all electric,

1531
01:12:29,800 --> 01:12:31,840
Speaker 3: but they're converting a lot of their cars to electric now,

1532
01:12:31,840 --> 01:12:33,640
Speaker 3: and I'm not quite sure that trends. I get what

1533
01:12:33,680 --> 01:12:35,439
Speaker 3: they're doing, and that's trying to appeal to a younger,

1534
01:12:36,320 --> 01:12:39,640
Speaker 3: environmentally conscious consumer, but I don't know if that's the

1535
01:12:39,720 --> 01:12:40,120
Speaker 3: right play.

1536
01:12:40,160 --> 01:12:40,280
Speaker 4: You know.

1537
01:12:40,280 --> 01:12:41,960
Speaker 3: What I'm saying is like, Okay, well, I just want

1538
01:12:42,000 --> 01:12:44,320
Speaker 3: my pizza to get their hot and fresh. You know,

1539
01:12:44,680 --> 01:12:47,479
Speaker 3: I'm assuming that some drivers are electric and some aren't.

1540
01:12:47,520 --> 01:12:49,360
Speaker 3: But well, why is this why is this part of

1541
01:12:49,360 --> 01:12:50,479
Speaker 3: a national marketing campign?

1542
01:12:51,240 --> 01:12:54,840
Speaker 4: Yeah exactly. So, yeah, no, the you're trying to hear

1543
01:12:54,880 --> 01:12:56,960
Speaker 4: all the things, so that one obviously would be, hey,

1544
01:12:57,040 --> 01:13:01,519
Speaker 4: let's show that we're you know, conscious mean corporation destroying

1545
01:13:01,520 --> 01:13:01,840
Speaker 4: the plan.

1546
01:13:02,320 --> 01:13:02,439
Speaker 1: Right.

1547
01:13:02,520 --> 01:13:05,120
Speaker 3: So Brian crossing the show. He's a marketing expert with

1548
01:13:05,240 --> 01:13:07,960
Speaker 3: Elasticity his name of his agency, and we're talking about

1549
01:13:07,960 --> 01:13:10,519
Speaker 3: a new study coming out two thirds of consumers want

1550
01:13:10,560 --> 01:13:13,840
Speaker 3: fewer marketing messages. Well know, duh, we're just we're inundated

1551
01:13:13,880 --> 01:13:16,800
Speaker 3: all the time, and it's working because there's a percentage

1552
01:13:16,840 --> 01:13:20,760
Speaker 3: that that will click and go through and actually use

1553
01:13:20,800 --> 01:13:23,040
Speaker 3: the product or service, and that'll drive more of this

1554
01:13:23,080 --> 01:13:25,200
Speaker 3: stuff too. And you know the one I thought would

1555
01:13:25,280 --> 01:13:27,599
Speaker 3: die by now, and I just thought this morning, the

1556
01:13:27,720 --> 01:13:31,280
Speaker 3: free newspaper. I live in suburbia, proud suburbanite, where once

1557
01:13:31,320 --> 01:13:34,040
Speaker 3: a week someone will drive through and throw a I

1558
01:13:34,120 --> 01:13:36,800
Speaker 3: don't know, some newspaper thin It's just like a big

1559
01:13:36,840 --> 01:13:39,519
Speaker 3: ad section in my driveway and a bag plastic bag,

1560
01:13:39,520 --> 01:13:41,639
Speaker 3: which I then promptly pick up and throw on my recycling.

1561
01:13:41,640 --> 01:13:44,439
Speaker 3: And I do this exercise every week. I'm surprised that's

1562
01:13:44,479 --> 01:13:45,360
Speaker 3: still around.

1563
01:13:46,240 --> 01:13:48,800
Speaker 4: You know. It's it's the exact same thing as the

1564
01:13:48,840 --> 01:13:51,400
Speaker 4: direct mail. There is a lot, you know. One of

1565
01:13:51,439 --> 01:13:53,200
Speaker 4: the things that we do when we bring you know,

1566
01:13:53,920 --> 01:13:57,960
Speaker 4: you know, new teammates on, you know, the younger employees

1567
01:13:58,040 --> 01:13:59,720
Speaker 4: right out of college and whatnot, we take them and

1568
01:14:00,200 --> 01:14:04,600
Speaker 4: sit them in focus groups. And what's interesting is is

1569
01:14:05,040 --> 01:14:08,080
Speaker 4: they go through school and and even you know, early

1570
01:14:08,200 --> 01:14:11,120
Speaker 4: two three, four years in the industry, they come out

1571
01:14:11,479 --> 01:14:13,840
Speaker 4: in this bubble thinking everybody does what they do, that's

1572
01:14:13,920 --> 01:14:16,439
Speaker 4: that the entire country is like them. And they stick

1573
01:14:16,479 --> 01:14:20,840
Speaker 4: them in in a focus group and they just scratch

1574
01:14:20,920 --> 01:14:23,120
Speaker 4: their head. They're like what, and we're like, yeah, these

1575
01:14:23,120 --> 01:14:25,600
Speaker 4: are the people you're marketing to this is this is

1576
01:14:25,640 --> 01:14:27,800
Speaker 4: what you need to think of. Like not everybody went

1577
01:14:27,920 --> 01:14:32,439
Speaker 4: to designed school and thinks exactly like, so no for

1578
01:14:32,439 --> 01:14:34,639
Speaker 4: for everyone. And I do the exact same thing, right,

1579
01:14:34,680 --> 01:14:36,559
Speaker 4: I take it, I lean over, I pick it up,

1580
01:14:36,600 --> 01:14:39,280
Speaker 4: I put it right into that trash can. But again,

1581
01:14:39,360 --> 01:14:42,840
Speaker 4: it's the same thing these newspapers. You know, it takes

1582
01:14:42,960 --> 01:14:46,720
Speaker 4: money for them to you know, write it, print it,

1583
01:14:47,160 --> 01:14:49,600
Speaker 4: produce it, stick it in the wrappers, stick it on

1584
01:14:49,720 --> 01:14:51,880
Speaker 4: a van, have that van drive around at four a m.

1585
01:14:52,080 --> 01:14:54,120
Speaker 4: Throw it around. That all takes money. And I mean

1586
01:14:54,120 --> 01:14:56,800
Speaker 4: they're not doing that just to burn money. They're doing

1587
01:14:56,800 --> 01:15:01,400
Speaker 4: it because the advertising and the things that paper made

1588
01:15:01,439 --> 01:15:04,080
Speaker 4: for all of that to happen. So there are enough

1589
01:15:04,080 --> 01:15:06,599
Speaker 4: people that don't throw it away, that do pick it up,

1590
01:15:06,640 --> 01:15:09,240
Speaker 4: that love it, and they're like, I want the local news.

1591
01:15:09,240 --> 01:15:10,760
Speaker 4: This is way better than what I get on the

1592
01:15:10,840 --> 01:15:12,599
Speaker 4: national CNN, Like I need to know.

1593
01:15:12,760 --> 01:15:16,519
Speaker 3: Yeah, this is a bad of ads, a bag of ads.

1594
01:15:16,360 --> 01:15:18,360
Speaker 3: It's not even like a paper, Yeah, it's just ads.

1595
01:15:18,360 --> 01:15:20,800
Speaker 3: I'm like, well, now I'm going to kick it out

1596
01:15:20,800 --> 01:15:22,960
Speaker 3: of the plastic wrap, and somebody's looking, and of course

1597
01:15:22,960 --> 01:15:25,840
Speaker 3: the ones in your mailbox, and I've got a I

1598
01:15:25,840 --> 01:15:29,160
Speaker 3: think it's a gutter or windows or something. Every week

1599
01:15:29,200 --> 01:15:31,080
Speaker 3: they send me something, I'm like, wow, that is an

1600
01:15:31,080 --> 01:15:33,479
Speaker 3: incredible a lout of money in markup that you have

1601
01:15:33,520 --> 01:15:35,160
Speaker 3: to add to the cost of your product in order

1602
01:15:35,200 --> 01:15:38,080
Speaker 3: to send me these unwanted messages. And it's a lot

1603
01:15:38,080 --> 01:15:40,679
Speaker 3: easier to just bombard people with the email. And that's

1604
01:15:40,720 --> 01:15:43,360
Speaker 3: the new frontier, right Brian. And maybe not that new,

1605
01:15:43,400 --> 01:15:46,640
Speaker 3: but texting now I get probably three or four day now,

1606
01:15:46,640 --> 01:15:48,320
Speaker 3: and I'm guessing that number is going to grow in

1607
01:15:48,360 --> 01:15:49,080
Speaker 3: the near future.

1608
01:15:50,479 --> 01:15:54,120
Speaker 4: It will until the numbers change. So again everything is

1609
01:15:54,560 --> 01:15:56,840
Speaker 4: when I talk about data driven, some of the data

1610
01:15:56,920 --> 01:15:59,400
Speaker 4: is good. So you know, we now know that hey

1611
01:15:59,439 --> 01:16:03,759
Speaker 4: if I it out through email, if if five percent

1612
01:16:03,880 --> 01:16:07,439
Speaker 4: opened my email, then man, I did good. Ninety percent

1613
01:16:07,680 --> 01:16:11,920
Speaker 4: of people with with phones they can't have an unread

1614
01:16:11,960 --> 01:16:14,519
Speaker 4: text message like like like if they get a text message,

1615
01:16:14,520 --> 01:16:18,160
Speaker 4: they have to read it. It's just it's behavior, whereas

1616
01:16:18,160 --> 01:16:21,040
Speaker 4: people are used to having these big, full fat you know,

1617
01:16:21,120 --> 01:16:25,120
Speaker 4: email and sys of unread things. So if you if

1618
01:16:25,120 --> 01:16:27,960
Speaker 4: someone comes and says, hey, if I send a text message,

1619
01:16:27,960 --> 01:16:30,720
Speaker 4: I have a ninety percent chance of them opening it. Well,

1620
01:16:30,720 --> 01:16:33,439
Speaker 4: I'm going to use the text message channel until that

1621
01:16:33,439 --> 01:16:36,559
Speaker 4: that that stat changes and that stack comes back to hey,

1622
01:16:36,680 --> 01:16:40,479
Speaker 4: most text messages are you know, getting bound, getting blocked,

1623
01:16:40,560 --> 01:16:44,280
Speaker 4: aren't being read. Then they'll start changing their tactics. So yeah,

1624
01:16:44,320 --> 01:16:46,960
Speaker 4: that number will go up as long as the stats

1625
01:16:47,000 --> 01:16:48,120
Speaker 4: are people read them.

1626
01:16:48,240 --> 01:16:50,559
Speaker 3: Yeah, your little balloon pops up says you know, one, two, three,

1627
01:16:50,600 --> 01:16:52,880
Speaker 3: or four messages and you click on it like other ads,

1628
01:16:52,880 --> 01:16:54,400
Speaker 3: but you click on it to get rid of that.

1629
01:16:55,280 --> 01:16:57,360
Speaker 3: Then the alert that tells you how many there are.

1630
01:16:57,520 --> 01:16:59,960
Speaker 3: I think the phone companies are going to start figuring

1631
01:17:00,040 --> 01:17:01,840
Speaker 3: that out pretty soon is a way to work around that.

1632
01:17:01,880 --> 01:17:04,320
Speaker 3: And then in addition, and we have the eight hundred

1633
01:17:04,320 --> 01:17:07,320
Speaker 3: pound gorilla, which is always and has been now the

1634
01:17:07,439 --> 01:17:09,439
Speaker 3: automated robo calls.

1635
01:17:09,520 --> 01:17:12,680
Speaker 4: Right, yeah, uh, there there's a there's an article. I

1636
01:17:12,680 --> 01:17:15,080
Speaker 4: wish I would have researched this, and I know where

1637
01:17:15,120 --> 01:17:16,519
Speaker 4: to go this way, but I was one of my

1638
01:17:16,560 --> 01:17:19,599
Speaker 4: favorite articles I've read, and I'd say the last moth

1639
01:17:19,840 --> 01:17:23,080
Speaker 4: was a guy there was They were interviewing a man

1640
01:17:23,479 --> 01:17:26,160
Speaker 4: who you know, because robo calls are illegal now and

1641
01:17:26,320 --> 01:17:28,080
Speaker 4: with fines of up to I think some of my

1642
01:17:28,160 --> 01:17:31,720
Speaker 4: fifty thousand per you know instance or something. He's he's

1643
01:17:31,720 --> 01:17:35,519
Speaker 4: made a side business of using that that that law

1644
01:17:35,560 --> 01:17:37,920
Speaker 4: because these robo calls is aren't following the law. So

1645
01:17:38,160 --> 01:17:40,080
Speaker 4: you know he's talking about you know, it's a job

1646
01:17:40,200 --> 01:17:43,439
Speaker 4: like it takes persistence and running papers and knowing the process,

1647
01:17:43,479 --> 01:17:46,080
Speaker 4: all these things. But apparently this guy makes like something

1648
01:17:46,120 --> 01:17:50,120
Speaker 4: like twenty twenty five thousand dollars a month in following

1649
01:17:50,200 --> 01:17:54,960
Speaker 4: up in charging the robo calls that are breaking the laws.

1650
01:17:55,240 --> 01:17:56,640
Speaker 3: Yeah, we all want to figure out a way to

1651
01:17:56,640 --> 01:18:00,000
Speaker 3: streamline that. I get that people continue. I think lonely people.

1652
01:18:00,040 --> 01:18:03,280
Speaker 3: We just want to talk to somebody when the telemarketers call,

1653
01:18:03,320 --> 01:18:06,680
Speaker 3: which is a sad indictment of our society, but it

1654
01:18:06,760 --> 01:18:08,120
Speaker 3: kind of ruins for the rest of us. So that's

1655
01:18:08,160 --> 01:18:11,840
Speaker 3: a getting texted and inundated with all these things. And

1656
01:18:12,040 --> 01:18:15,000
Speaker 3: then finally too, I look at this and go at

1657
01:18:15,040 --> 01:18:17,679
Speaker 3: some point, you know, all these cold and personal marketing

1658
01:18:17,720 --> 01:18:19,920
Speaker 3: messages you get get deleted. They're gonna have to fine

1659
01:18:19,920 --> 01:18:21,719
Speaker 3: tune that, aren't they. I mean, you mentioned the onset

1660
01:18:21,800 --> 01:18:25,639
Speaker 3: of this thing, Brian, that it's it's the different stuff

1661
01:18:25,640 --> 01:18:27,559
Speaker 3: that cuts through the clutter. Be a difference maker, make

1662
01:18:27,600 --> 01:18:29,439
Speaker 3: a change and don't do the same old, same hold

1663
01:18:29,479 --> 01:18:31,080
Speaker 3: but a lot of these are the same old, samehold

1664
01:18:31,320 --> 01:18:33,759
Speaker 3: that are getting I don't know, I guess marginal results.

1665
01:18:33,760 --> 01:18:37,559
Speaker 4: So it'll continue, it will and and that's the fine

1666
01:18:37,560 --> 01:18:41,040
Speaker 4: line though, right you said the cold and in personal

1667
01:18:41,080 --> 01:18:44,519
Speaker 4: conversation are the marketing message. Well, if you slip over

1668
01:18:44,560 --> 01:18:47,840
Speaker 4: the other side, you know, you know, marketing has the

1669
01:18:47,960 --> 01:18:50,679
Speaker 4: data and the ability to you know, say, hey, Scott,

1670
01:18:50,760 --> 01:18:54,160
Speaker 4: saw you just bought a glass of red wine at

1671
01:18:54,160 --> 01:18:57,640
Speaker 4: dinner last night. Hey, we were selling bread wine. And

1672
01:18:58,240 --> 01:19:00,280
Speaker 4: on that line, you have that that creepy like whoa

1673
01:19:00,400 --> 01:19:02,479
Speaker 4: wait a second, how do you know my name and

1674
01:19:02,520 --> 01:19:05,280
Speaker 4: what I bought what not. You're always trying to kind

1675
01:19:05,280 --> 01:19:08,160
Speaker 4: of thread that needle of how do I make it

1676
01:19:08,200 --> 01:19:12,599
Speaker 4: important to you and personalize to you? So that's not cold,

1677
01:19:12,600 --> 01:19:14,800
Speaker 4: but not like hey, creepy, you were tracking you a

1678
01:19:14,840 --> 01:19:17,599
Speaker 4: big brother kind of thing. So it's definitely a fine

1679
01:19:17,600 --> 01:19:18,400
Speaker 4: line to walk there.

1680
01:19:18,520 --> 01:19:20,679
Speaker 3: He is Brian Cross on the Scott Sloan Show this morning.

1681
01:19:21,080 --> 01:19:24,280
Speaker 3: Text marketing expert or communication expert. I guess the stuff

1682
01:19:24,280 --> 01:19:27,840
Speaker 3: that annoys you, Brian, with the news that Ohio leads

1683
01:19:27,880 --> 01:19:31,840
Speaker 3: the country when it comes to spam scam communications. I

1684
01:19:31,840 --> 01:19:34,360
Speaker 3: don't know why we're getting hit, maybe because so many

1685
01:19:34,360 --> 01:19:36,960
Speaker 3: Ohioans apparently like getting that kind of stuff and react

1686
01:19:37,000 --> 01:19:39,160
Speaker 3: to it all the best. Thanks again for joining the show.

1687
01:19:39,439 --> 01:19:41,400
Speaker 4: Well, I appreciate you having me. Thank you Mary.

1688
01:19:41,479 --> 01:19:43,360
Speaker 3: Christmas buddy, have a great holiday. Got to get to

1689
01:19:43,400 --> 01:19:46,599
Speaker 3: a news update, traffic, weather, all that and what lies

1690
01:19:46,640 --> 01:19:49,760
Speaker 3: ahead is Christmas here twenty twenty five. Hopefully I have

1691
01:19:49,760 --> 01:19:51,639
Speaker 3: some good time to sit down and relax and enjoy

1692
01:19:51,640 --> 01:19:55,360
Speaker 3: your holiday. Scott's Loan Show seven hundred w WELW Money Money,

1693
01:19:55,479 --> 01:19:58,519
Speaker 3: Scott's Sloan Show on seven hundred WLW. Not too many

1694
01:19:58,520 --> 01:20:01,960
Speaker 3: more of these left and the show. But Bengals football.

1695
01:20:02,000 --> 01:20:05,760
Speaker 3: Following last week's shutout embarrassment by Baltimore, the Bengals end

1696
01:20:05,800 --> 01:20:08,400
Speaker 3: a two games stead. They're up to what five and

1697
01:20:08,479 --> 01:20:11,479
Speaker 3: ten now, of course out of the playoffs. The team

1698
01:20:11,560 --> 01:20:14,920
Speaker 3: is healthy, they look dominant. They look pretty good for

1699
01:20:15,000 --> 01:20:17,759
Speaker 3: most of this game. James Rapeat is here with Bengals

1700
01:20:17,840 --> 01:20:20,240
Speaker 3: Talk dot Com and the Sports Illustrative of course and

1701
01:20:20,439 --> 01:20:25,479
Speaker 3: Lockdown Bengals Podcast. James, welcome, How are you. I'm doing well.

1702
01:20:25,479 --> 01:20:28,600
Speaker 3: I'm doing well. They look pretty good yesterday. As I

1703
01:20:28,640 --> 01:20:30,760
Speaker 3: said healthy. You know when they're healthy when you get

1704
01:20:30,760 --> 01:20:33,240
Speaker 3: tea and you get Jami Joe together, magic things happen.

1705
01:20:34,320 --> 01:20:36,120
Speaker 3: And if you looked at that, certainly you could always

1706
01:20:36,160 --> 01:20:38,280
Speaker 3: do the what if game? Uh, you know, if they

1707
01:20:38,320 --> 01:20:40,840
Speaker 3: stayed healthy this season? What now? Okay, Well that that

1708
01:20:40,880 --> 01:20:44,280
Speaker 3: didn't happen obviously, although I look at this and go,

1709
01:20:44,320 --> 01:20:47,120
Speaker 3: I've seen this movie before in previous lives, James and

1710
01:20:47,160 --> 01:20:49,120
Speaker 3: you have as well. In that the Bengals going they

1711
01:20:49,160 --> 01:20:51,599
Speaker 3: beat Baltimore and then they went out, let's say, their

1712
01:20:51,680 --> 01:20:53,160
Speaker 3: last two games, and now we're in a you know,

1713
01:20:53,200 --> 01:20:54,680
Speaker 3: we're on a three game heater right now.

1714
01:20:54,720 --> 01:20:55,000
Speaker 5: Great.

1715
01:20:55,439 --> 01:20:58,920
Speaker 3: What scares me about that is front office looks at

1716
01:20:58,920 --> 01:21:02,719
Speaker 3: it and goes, We're fine, everything's good. We've done that before.

1717
01:21:02,760 --> 01:21:05,040
Speaker 3: We've done that in previous seasons. Why would this time

1718
01:21:05,080 --> 01:21:05,519
Speaker 3: be different.

1719
01:21:07,080 --> 01:21:09,719
Speaker 7: I don't know that it is. And you're right, that's

1720
01:21:11,000 --> 01:21:14,360
Speaker 7: the scary part because what they may say is, oh,

1721
01:21:14,400 --> 01:21:18,479
Speaker 7: we're born too with healthy Joe, and we've found a

1722
01:21:18,520 --> 01:21:21,880
Speaker 7: way to build the momentum, and that momentum can carry

1723
01:21:21,880 --> 01:21:24,599
Speaker 7: into the offseason, which is completely fallow now. I think

1724
01:21:24,640 --> 01:21:28,800
Speaker 7: specific players can build momentum for themselves. Teams don't carry

1725
01:21:28,840 --> 01:21:31,960
Speaker 7: momentum to it from one year to another. It's not

1726
01:21:31,960 --> 01:21:36,479
Speaker 7: how it works. And so yeah, I think that is

1727
01:21:36,520 --> 01:21:40,559
Speaker 7: the major concern in the thought yesterday as we're starting

1728
01:21:40,560 --> 01:21:43,479
Speaker 7: to wrap the Dolphins and then you see the schedule

1729
01:21:43,520 --> 01:21:46,519
Speaker 7: and it's the Cardinals and the Browns who are both

1730
01:21:46,600 --> 01:21:49,160
Speaker 7: really bad and theoretically you should beat.

1731
01:21:51,720 --> 01:21:54,200
Speaker 3: Well, theoretically you should be able to be able to

1732
01:21:54,240 --> 01:21:57,280
Speaker 3: beat them. But again, let's just say they do. What

1733
01:21:57,960 --> 01:21:59,640
Speaker 3: changes then in the mind.

1734
01:21:59,400 --> 01:22:05,160
Speaker 7: Of the Blackburn I don't know if there's let's start big,

1735
01:22:05,320 --> 01:22:07,519
Speaker 7: big picture. I don't think Duke Tobin and Zach Taylor,

1736
01:22:07,560 --> 01:22:11,439
Speaker 7: I don't think that that is happening. And you go

1737
01:22:11,560 --> 01:22:15,760
Speaker 7: beyond that. Al Golden, the defensive coordinator. Yeah, his first

1738
01:22:15,840 --> 01:22:17,800
Speaker 7: year and they've had an up and down year, but

1739
01:22:17,840 --> 01:22:21,280
Speaker 7: that Zach Taylor Scott and I know he believes in

1740
01:22:21,360 --> 01:22:24,280
Speaker 7: now and so for keeping Zach, I always thought you're

1741
01:22:24,360 --> 01:22:27,120
Speaker 7: keeping up, and so I don't think that they're going

1742
01:22:27,200 --> 01:22:30,120
Speaker 7: to let out go. And so then what change do

1743
01:22:30,160 --> 01:22:34,120
Speaker 7: you want, like what major changes? You know, maybe you're saying,

1744
01:22:34,160 --> 01:22:36,599
Speaker 7: all right, you want them to add more scouts, which

1745
01:22:37,000 --> 01:22:39,360
Speaker 7: sounds great to me, or you want them to do

1746
01:22:39,479 --> 01:22:43,519
Speaker 7: organizational structural changes like that, and maybe some of that

1747
01:22:43,560 --> 01:22:46,439
Speaker 7: could happen. But from a coaching staff standpoint or a

1748
01:22:46,520 --> 01:22:49,599
Speaker 7: Duke Tobin standpoint, which those are the two areas that

1749
01:22:49,640 --> 01:22:53,400
Speaker 7: fans are frustrated with and calling for change. I just

1750
01:22:53,400 --> 01:22:55,559
Speaker 7: don't think you're going to see it, because you're right.

1751
01:22:55,600 --> 01:22:58,360
Speaker 7: I think they have a good shot to win these

1752
01:22:58,360 --> 01:23:00,519
Speaker 7: next two games, and even if they split that, I

1753
01:23:00,560 --> 01:23:02,519
Speaker 7: don't think Zach Taylor was necessarily in danger.

1754
01:23:04,040 --> 01:23:05,840
Speaker 3: I don't see that either, simply because they don't like

1755
01:23:05,880 --> 01:23:07,680
Speaker 3: to pay someone for not playing for them or not

1756
01:23:07,760 --> 01:23:10,000
Speaker 3: working for them mean part of the organization. They're extremely

1757
01:23:10,080 --> 01:23:13,080
Speaker 3: loyal to a fault, and I contend you knowose people.

1758
01:23:13,120 --> 01:23:17,519
Speaker 3: There's billboards up fire, Duke fire Zach. Okay, great, you

1759
01:23:17,520 --> 01:23:19,800
Speaker 3: could bring in I don't know. You could bring Bill

1760
01:23:19,840 --> 01:23:22,240
Speaker 3: Belichick in, You could bring Bill Cower in, You could

1761
01:23:22,240 --> 01:23:25,080
Speaker 3: bring in George Hallis. You can bring in Hall of

1762
01:23:25,080 --> 01:23:28,280
Speaker 3: Fame coaches if you want to. But the problem, to

1763
01:23:28,320 --> 01:23:31,760
Speaker 3: me and I think most fans, it's above them. It

1764
01:23:31,800 --> 01:23:34,599
Speaker 3: doesn't matter the coaching, it's the front office. And yeah,

1765
01:23:34,640 --> 01:23:36,800
Speaker 3: you've added more pieces to your scouting staff. Still, the

1766
01:23:36,800 --> 01:23:41,519
Speaker 3: smalle Cy NFL, they tend to be a pound foolish

1767
01:23:41,560 --> 01:23:45,320
Speaker 3: penny wise. But unless that attitude changes, it really doesn't

1768
01:23:45,360 --> 01:23:47,280
Speaker 3: matter who the coach and GM are. I mean, could

1769
01:23:47,320 --> 01:23:49,120
Speaker 3: Duke Tobin do his job if he had more tools?

1770
01:23:49,120 --> 01:23:52,160
Speaker 3: He says no. But like Zach being the spokesperson for

1771
01:23:52,200 --> 01:23:56,160
Speaker 3: the entire organization, if it continues to be that way,

1772
01:23:56,240 --> 01:23:58,080
Speaker 3: it doesn't really matter who you bring in. Am I right?

1773
01:24:00,640 --> 01:24:03,320
Speaker 7: I think to a degree, yeah, I think to a degree.

1774
01:24:03,439 --> 01:24:08,080
Speaker 7: It's at the same time I do things that certain

1775
01:24:08,120 --> 01:24:11,439
Speaker 7: things could change and matter, And the identity of the

1776
01:24:11,520 --> 01:24:15,960
Speaker 7: team and the players is as much as you put

1777
01:24:15,960 --> 01:24:18,040
Speaker 7: it on ownership, it certainly would be the head coach

1778
01:24:18,080 --> 01:24:21,200
Speaker 7: and you take the identity, and I think Zach would say, hey,

1779
01:24:22,280 --> 01:24:25,280
Speaker 7: we know what we need to do to get back

1780
01:24:25,479 --> 01:24:27,679
Speaker 7: to where we need to go. And I don't think

1781
01:24:27,720 --> 01:24:30,840
Speaker 7: they feel like that they're internally that they're super far

1782
01:24:30,880 --> 01:24:34,320
Speaker 7: off from doing that. Obviously part of that is Joe's health.

1783
01:24:34,920 --> 01:24:37,160
Speaker 7: But what I would say is you need to be

1784
01:24:37,240 --> 01:24:39,120
Speaker 7: able to find a way where Joe Burrow misses nine

1785
01:24:39,160 --> 01:24:42,120
Speaker 7: teams that the season doesn't just go completely down the drains. Yeah,

1786
01:24:42,160 --> 01:24:44,840
Speaker 7: And they would push back and say, well, that's our

1787
01:24:44,880 --> 01:24:46,920
Speaker 7: franchise quarterback, and it's really hard to win without your

1788
01:24:46,920 --> 01:24:49,519
Speaker 7: franchise quarter Fine, I am not saying it's not hard

1789
01:24:49,880 --> 01:24:52,400
Speaker 7: hard to win a super Bowl too, but that's the standard.

1790
01:24:52,439 --> 01:24:57,200
Speaker 7: And so yeah, I think the entire organization should be

1791
01:24:57,240 --> 01:25:01,679
Speaker 7: looking at itself right now because Joe Burrow had missed

1792
01:25:01,680 --> 01:25:04,120
Speaker 7: the playoffs for three straight years and that should be

1793
01:25:04,200 --> 01:25:08,280
Speaker 7: damn near impossible, and yet they pulled that off. And yeah,

1794
01:25:08,600 --> 01:25:10,640
Speaker 7: twenty twenty three was the one that I'll give them

1795
01:25:10,640 --> 01:25:12,800
Speaker 7: them all against for, but this year I don't, and

1796
01:25:12,840 --> 01:25:14,400
Speaker 7: certainly last year whinjo without the.

1797
01:25:14,760 --> 01:25:16,200
Speaker 3: Yeah it's a down or trae director, you know, the

1798
01:25:16,600 --> 01:25:19,439
Speaker 3: AFC Championship appearance of Super Bowl appearance wre awhile pass

1799
01:25:19,479 --> 01:25:22,919
Speaker 3: that after three seasons something monument has to change. Nonetheless,

1800
01:25:22,960 --> 01:25:26,200
Speaker 3: let's not overshadow we win yesterday against a division rival

1801
01:25:26,200 --> 01:25:29,400
Speaker 3: in the Baltimore Ravens or Baltimore is Baltimore the week

1802
01:25:29,439 --> 01:25:32,600
Speaker 3: before they got got destroyed by them and ending the

1803
01:25:32,600 --> 01:25:35,799
Speaker 3: two game skit obviously five and ten. Now for the Bengals,

1804
01:25:35,800 --> 01:25:38,479
Speaker 3: Dolphins are a terrible team. Two it gets benched in

1805
01:25:38,520 --> 01:25:41,280
Speaker 3: favor of a rookie. Bengals had a at third quarter

1806
01:25:41,320 --> 01:25:44,160
Speaker 3: was unbelievable. Three takeaways a fourth down stop in the

1807
01:25:44,200 --> 01:25:47,439
Speaker 3: third quarter set up the offense for the forty five

1808
01:25:47,479 --> 01:25:49,880
Speaker 3: to twenty one win Ki, And you know, I watch

1809
01:25:49,960 --> 01:25:52,479
Speaker 3: that game and I went, well, that was kind of

1810
01:25:52,520 --> 01:25:54,920
Speaker 3: an unremarkable first half. I mean, Bengals on the first

1811
01:25:54,960 --> 01:25:57,080
Speaker 3: drive in Miami with a fumble caused by Battle and

1812
01:25:57,360 --> 01:25:59,880
Speaker 3: Miles Murphy scoops the ball up. Barrett Carter in her

1813
01:26:00,040 --> 01:26:02,200
Speaker 3: have some of the Dolphins next drive. Dolphins had a

1814
01:26:02,200 --> 01:26:04,040
Speaker 3: lot of big plays in the first and somewhat in

1815
01:26:04,080 --> 01:26:05,479
Speaker 3: the second half against the Bengals.

1816
01:26:07,160 --> 01:26:09,360
Speaker 7: Yeah, and they did, and it did feel like at

1817
01:26:09,360 --> 01:26:11,200
Speaker 7: one point it was going to be a shootout. And

1818
01:26:12,360 --> 01:26:14,439
Speaker 7: the Bengals go down, they score and take a lead,

1819
01:26:15,040 --> 01:26:19,120
Speaker 7: and then Devin Chan has his huge run where Geno

1820
01:26:19,280 --> 01:26:22,240
Speaker 7: Stone and you mentioned we only have a few games

1821
01:26:22,320 --> 01:26:24,880
Speaker 7: left of this, we better have only a few games.

1822
01:26:24,520 --> 01:26:30,040
Speaker 7: I think the I mean he's right in front of

1823
01:26:30,160 --> 01:26:32,280
Speaker 7: Devin Chan and he doesn't even get a finger on no,

1824
01:26:32,320 --> 01:26:35,960
Speaker 7: I don't think, goes off and scores a really long

1825
01:26:36,040 --> 01:26:38,240
Speaker 7: touchdown and you're like, all right, well, this is going

1826
01:26:38,280 --> 01:26:40,720
Speaker 7: to be a shootout. And obviously the Dolphins took the

1827
01:26:40,800 --> 01:26:45,360
Speaker 7: lead later in the half, but this this defense, they

1828
01:26:45,360 --> 01:26:49,280
Speaker 7: were opportunistic and they force the fumble and then they

1829
01:26:49,280 --> 01:26:51,800
Speaker 7: bat the ball up and it gets intercepted. And that's

1830
01:26:51,880 --> 01:26:55,680
Speaker 7: usually what happens when you're facing a rookie quarterback, a

1831
01:26:55,800 --> 01:26:58,400
Speaker 7: late round rookie quarterback making its first start, is you

1832
01:26:58,439 --> 01:27:01,280
Speaker 7: can force a couple of turn on. So that's a

1833
01:27:01,360 --> 01:27:03,639
Speaker 7: game they should have won. When you have Joe Burrow

1834
01:27:03,680 --> 01:27:05,240
Speaker 7: and you have Jamar and t and you have your

1835
01:27:05,240 --> 01:27:08,960
Speaker 7: fallout and the weapons and a defense that has shown

1836
01:27:09,560 --> 01:27:11,320
Speaker 7: as bad as they've been this year, they've shown that

1837
01:27:11,360 --> 01:27:16,439
Speaker 7: they can force turnovers in tee times and they did that.

1838
01:27:16,479 --> 01:27:18,479
Speaker 7: I mean, it was a crazy third quarter where the

1839
01:27:18,520 --> 01:27:20,280
Speaker 7: game just completely gets away from Miami. Yeah.

1840
01:27:20,280 --> 01:27:22,439
Speaker 3: I've never seen a melt down well, I mean Bengals

1841
01:27:22,520 --> 01:27:24,559
Speaker 3: opponent melt down lock that. Bengals have had plenty of

1842
01:27:24,560 --> 01:27:29,040
Speaker 3: that these days. And for sure, oh my god, it's

1843
01:27:29,040 --> 01:27:31,200
Speaker 3: good to say another the other team, the opponent actually

1844
01:27:31,240 --> 01:27:33,439
Speaker 3: had that. App James Rapeen from Bengals Talk dot Com

1845
01:27:33,439 --> 01:27:37,760
Speaker 3: and Lockdown Bengals podcast, chopping up the win yesterday, get

1846
01:27:37,840 --> 01:27:41,200
Speaker 3: right game for the Bengals. Certainly it looked on weak spots.

1847
01:27:41,200 --> 01:27:44,200
Speaker 3: You mentioned Genostone. He and all intensive purpose should not

1848
01:27:44,240 --> 01:27:45,800
Speaker 3: be in the league now. He shouldn't be on the

1849
01:27:45,800 --> 01:27:49,760
Speaker 3: team next season. If you're to restructure that defense next year.

1850
01:27:49,840 --> 01:27:53,639
Speaker 3: Who stays? Who do you like? DJ Turner? Obviously, Miles

1851
01:27:53,720 --> 01:27:58,120
Speaker 3: Murphy has surprisingly turned his game around. Shamar Stewart. I

1852
01:27:58,160 --> 01:28:00,360
Speaker 3: think the sample size is a rookie is just too small.

1853
01:28:00,400 --> 01:28:02,280
Speaker 3: With the injuries and the holdout and all the other stuff.

1854
01:28:02,280 --> 01:28:03,559
Speaker 3: You got to give them a little bit of time.

1855
01:28:04,040 --> 01:28:06,559
Speaker 3: But other than that, can you think of people who

1856
01:28:06,560 --> 01:28:09,800
Speaker 3: would be necessary and vital to building around on the

1857
01:28:09,800 --> 01:28:11,120
Speaker 3: defense for twenty twenty six?

1858
01:28:12,880 --> 01:28:17,839
Speaker 7: Oh it's tough, Like right.

1859
01:28:17,640 --> 01:28:18,400
Speaker 4: I'll just go to it.

1860
01:28:19,200 --> 01:28:21,360
Speaker 7: It's such a short list because I think that they're

1861
01:28:21,400 --> 01:28:23,400
Speaker 7: going to build around their young linebackers. But I'm not

1862
01:28:23,400 --> 01:28:25,640
Speaker 7: sure those guys are going to start next year. I

1863
01:28:25,680 --> 01:28:27,280
Speaker 7: just think they have three years left on their deal.

1864
01:28:27,680 --> 01:28:30,439
Speaker 7: Miles Murphy, I think has become a building block piece,

1865
01:28:30,880 --> 01:28:33,160
Speaker 7: But that doesn't mean you don't need another edge rusher

1866
01:28:33,240 --> 01:28:35,960
Speaker 7: like you still do, right, And that's what's really tough

1867
01:28:36,000 --> 01:28:38,880
Speaker 7: here is outside of Corner, And I feel pretty good

1868
01:28:38,880 --> 01:28:41,280
Speaker 7: about Corner. I think Dax Zille and DJ Turner, he

1869
01:28:41,360 --> 01:28:44,639
Speaker 7: saw Jalen Davis, Benball, but Dak Vielle and DJ Corner

1870
01:28:45,080 --> 01:28:47,959
Speaker 7: DJ Turner, I think those are two real building blocks.

1871
01:28:48,360 --> 01:28:50,360
Speaker 7: Jordan Battle I think he can start for you in

1872
01:28:50,400 --> 01:28:53,800
Speaker 7: his final year of his rookie rookie deal. Gino Stone

1873
01:28:53,840 --> 01:28:55,519
Speaker 7: has played his way out of Cincinnati. I would not

1874
01:28:56,120 --> 01:28:58,920
Speaker 7: I wouldn't have him play on Sunday this week, to

1875
01:28:58,960 --> 01:29:03,360
Speaker 7: be honest with you, I would try to get a

1876
01:29:03,400 --> 01:29:05,760
Speaker 7: look at some of these young defensive linemen. Obviously, he

1877
01:29:05,840 --> 01:29:07,760
Speaker 7: tells Famar Stewart out there, you need to get him

1878
01:29:07,800 --> 01:29:10,320
Speaker 7: as many looks as you can, m Kimley Jackson, as

1879
01:29:10,320 --> 01:29:12,479
Speaker 7: many looks as you can, just to see if there's

1880
01:29:12,479 --> 01:29:16,400
Speaker 7: anything there. But you're talking about all three levels. You're

1881
01:29:16,400 --> 01:29:19,040
Speaker 7: going to need to invest in your defensive line room

1882
01:29:19,320 --> 01:29:24,439
Speaker 7: and tactical linebacker and safety. And you still can use

1883
01:29:24,439 --> 01:29:27,640
Speaker 7: another corner, There's no doubt about it. So there's a

1884
01:29:27,640 --> 01:29:30,120
Speaker 7: lot of work to be done in my mind, specifically

1885
01:29:30,160 --> 01:29:33,160
Speaker 7: in free agency where you go get proven talent that

1886
01:29:33,560 --> 01:29:35,040
Speaker 7: can fill some of those needs.

1887
01:29:35,240 --> 01:29:37,600
Speaker 3: Yeah, and they did have a quarter for sure. I

1888
01:29:37,600 --> 01:29:40,600
Speaker 3: mean at halftime, I'm watching them interview Zach Taylor for

1889
01:29:40,640 --> 01:29:43,920
Speaker 3: the three questions he gets, and one of is he

1890
01:29:44,000 --> 01:29:46,040
Speaker 3: responded saying, you know, if we could win the turnover

1891
01:29:46,080 --> 01:29:49,719
Speaker 3: battle and sure enough to go out and get four

1892
01:29:50,040 --> 01:29:52,519
Speaker 3: just in the third quarter, alone. That was absolutely remarkable.

1893
01:29:52,560 --> 01:29:55,160
Speaker 3: Talk about calling your shot on the other side of

1894
01:29:55,160 --> 01:29:58,919
Speaker 3: the ball. Though offensively, Joe Burrow had the worst performance

1895
01:29:58,960 --> 01:30:01,799
Speaker 3: of his career last week against Baltimore. This week twenty

1896
01:30:01,800 --> 01:30:04,400
Speaker 3: five or thirty two, three hundred nine yards, four tds.

1897
01:30:04,960 --> 01:30:07,800
Speaker 3: He has surpassed twenty thousand career passing yards and one

1898
01:30:07,840 --> 01:30:11,240
Speaker 3: hundred and fifty touchdown passes. And they pulled him after

1899
01:30:11,280 --> 01:30:13,559
Speaker 3: Cincinnati was up by thirty one. That's a great comeback

1900
01:30:13,560 --> 01:30:15,160
Speaker 3: game for QB one.

1901
01:30:16,280 --> 01:30:21,559
Speaker 7: Yeah, it is, it is, and he's that's what you expect.

1902
01:30:21,800 --> 01:30:24,720
Speaker 7: Like I went and I was thinking about it going

1903
01:30:25,080 --> 01:30:27,160
Speaker 7: into the game, and certainly when I was driving to

1904
01:30:27,200 --> 01:30:29,000
Speaker 7: the game, and I'm like, man, I think Joe's just

1905
01:30:29,040 --> 01:30:31,800
Speaker 7: gonna play really well to it. Yeah, Like it's it's

1906
01:30:31,800 --> 01:30:35,680
Speaker 7: study out, it's Miami, and it kind of resets you.

1907
01:30:35,920 --> 01:30:37,800
Speaker 7: And he's playing against the team that he should be

1908
01:30:37,840 --> 01:30:41,599
Speaker 7: able to dispect and bounce back against, and he did that. Now,

1909
01:30:41,680 --> 01:30:44,120
Speaker 7: he was aided by some short fields, but you look

1910
01:30:44,200 --> 01:30:47,360
Speaker 7: at it as one forty six and a half quarterback

1911
01:30:47,400 --> 01:30:50,280
Speaker 7: graating passer rating is the second best of his career,

1912
01:30:50,840 --> 01:30:53,719
Speaker 7: and the four touchdowns, it just seemed like he got

1913
01:30:54,520 --> 01:30:57,400
Speaker 7: whatever he needed to, and early on it was t Higgins,

1914
01:30:57,720 --> 01:31:00,280
Speaker 7: and then it evolved into Jamar Chase, and then it

1915
01:31:00,360 --> 01:31:03,320
Speaker 7: was Chase Brown and andre Yosabash made a big play,

1916
01:31:03,560 --> 01:31:05,439
Speaker 7: and Drew Sample made some big plays, and then it

1917
01:31:05,439 --> 01:31:07,599
Speaker 7: was Nike get sticky with the touchdown and he just

1918
01:31:07,680 --> 01:31:09,960
Speaker 7: was able to spread the ball out. And so I

1919
01:31:10,880 --> 01:31:13,800
Speaker 7: the one takeaway I had from yesterday from a Joe

1920
01:31:13,800 --> 01:31:18,720
Speaker 7: Burrow perspective is it was just, at least for me,

1921
01:31:18,760 --> 01:31:20,879
Speaker 7: if I was in the organization, it would just remind

1922
01:31:20,960 --> 01:31:23,880
Speaker 7: you how close you can be when you have a

1923
01:31:23,960 --> 01:31:28,200
Speaker 7: franchise quarterback and all star quarterback like that, and how

1924
01:31:28,280 --> 01:31:31,080
Speaker 7: desperate and bad you look when you don't. Yeah, And

1925
01:31:31,120 --> 01:31:34,000
Speaker 7: so to me it should remind them that they need

1926
01:31:34,000 --> 01:31:37,320
Speaker 7: to be very aggressive this offseason. But you know, I'm

1927
01:31:37,320 --> 01:31:41,600
Speaker 7: not damn and they're not me, right exactly exactly.

1928
01:31:42,400 --> 01:31:45,839
Speaker 3: Chase Brown twelve carries, sixty six yards then and a touchdown.

1929
01:31:45,880 --> 01:31:48,400
Speaker 3: By the way, as a receiver, just four catches forty

1930
01:31:48,400 --> 01:31:52,320
Speaker 3: three and two touchdowns. That was a huge performance by

1931
01:31:52,320 --> 01:31:54,479
Speaker 3: the feature back. What three of those scores came in

1932
01:31:54,600 --> 01:31:57,160
Speaker 3: just over I think seven minutes of game time. Those

1933
01:31:57,200 --> 01:32:00,200
Speaker 3: of us rushing and receiving scores and you see that,

1934
01:32:00,240 --> 01:32:02,400
Speaker 3: you go, wow, why can't we have that nice thing

1935
01:32:02,439 --> 01:32:04,639
Speaker 3: all the time? And then you know, next two games

1936
01:32:04,680 --> 01:32:06,920
Speaker 3: maybe he rushes for inal fifty yards. I just I

1937
01:32:06,920 --> 01:32:07,679
Speaker 3: can't figure it out.

1938
01:32:09,439 --> 01:32:15,519
Speaker 7: Yeah, it's it is tough. I'll say this. I think

1939
01:32:16,240 --> 01:32:19,640
Speaker 7: the past two weeks, the Buffalo game, I felt like

1940
01:32:19,720 --> 01:32:24,000
Speaker 7: it was all snow and that was the issue. Last week,

1941
01:32:26,240 --> 01:32:28,200
Speaker 7: the offense was just so bad it was hard for

1942
01:32:28,240 --> 01:32:30,840
Speaker 7: me to put it on Chase. But he definitely has

1943
01:32:30,920 --> 01:32:32,840
Speaker 7: shown the series well over the twel hundred yards from

1944
01:32:32,840 --> 01:32:35,799
Speaker 7: scrimmage that last year and at the end of last season,

1945
01:32:35,840 --> 01:32:39,519
Speaker 7: wasn't a fluke. I mean the juke he put on

1946
01:32:39,600 --> 01:32:43,200
Speaker 7: that Dolphins defender in the third quarter when it's seventeen

1947
01:32:43,280 --> 01:32:46,880
Speaker 7: fourteen after catching the ball out of the backfield and

1948
01:32:47,160 --> 01:32:49,439
Speaker 7: I use number twenty. I forget exactly what which Dolphin's

1949
01:32:49,439 --> 01:32:52,919
Speaker 7: depender was, but to score the touchdown like that's special,

1950
01:32:52,960 --> 01:32:56,679
Speaker 7: Like that's that's a really high level play. And we've

1951
01:32:56,720 --> 01:32:58,519
Speaker 7: seen that where he just continues to rack u one

1952
01:32:58,560 --> 01:33:02,120
Speaker 7: hundred plus yards from scrim to China from I do

1953
01:33:02,200 --> 01:33:05,559
Speaker 7: think he's a building block and it's gonna be interesting

1954
01:33:05,560 --> 01:33:08,720
Speaker 7: because he's going into a sports season and end of

1955
01:33:08,760 --> 01:33:11,720
Speaker 7: his rookie contract next year? Is that a guy they

1956
01:33:11,720 --> 01:33:14,320
Speaker 7: tried to get ahead of with a team friendly deal.

1957
01:33:14,400 --> 01:33:16,599
Speaker 7: Do they draft a running back instead? I know everyone's

1958
01:33:16,640 --> 01:33:18,800
Speaker 7: focused on the defense. They're gonna have to spend some

1959
01:33:18,880 --> 01:33:22,880
Speaker 7: draft butts on offense to either start building the replacements

1960
01:33:22,920 --> 01:33:26,200
Speaker 7: Andre Joselvashkaian last year, next season, you know, like they

1961
01:33:26,840 --> 01:33:29,840
Speaker 7: start to do that now, and and so I do

1962
01:33:29,920 --> 01:33:32,120
Speaker 7: wonder what they'll do with a guy like Chase Brown

1963
01:33:32,200 --> 01:33:33,320
Speaker 7: has clearly been productive.

1964
01:33:34,120 --> 01:33:37,479
Speaker 3: Yeah, James Rapine, We've got two games up, both home games,

1965
01:33:37,520 --> 01:33:39,519
Speaker 3: so the road trips are over way to end in Miami.

1966
01:33:39,520 --> 01:33:41,760
Speaker 3: Well of the sunshine. It's nice and maybe that was

1967
01:33:41,800 --> 01:33:43,960
Speaker 3: the happy juice that Joe Borroniti. You see some fight

1968
01:33:44,040 --> 01:33:46,640
Speaker 3: him and d to quit tripping and just focus on

1969
01:33:46,680 --> 01:33:50,360
Speaker 3: the game. Home games against Arizona, they're fighting for a spot. Cleveland,

1970
01:33:50,439 --> 01:33:53,040
Speaker 3: of course, is out of it, and there are many

1971
01:33:53,080 --> 01:33:55,320
Speaker 3: in Cincinnati, and I think some people, even in the

1972
01:33:55,320 --> 01:33:58,000
Speaker 3: media and influencers, that think the Bengals should tank it

1973
01:33:58,720 --> 01:34:00,479
Speaker 3: in order to get a better draft. I don't think

1974
01:34:00,520 --> 01:34:02,880
Speaker 3: football's ever worked that way, nor should it work that way.

1975
01:34:02,920 --> 01:34:04,479
Speaker 3: And not only that, even if you did and the

1976
01:34:04,560 --> 01:34:06,920
Speaker 3: lost three instead of one three. What does that move

1977
01:34:06,960 --> 01:34:07,960
Speaker 3: you up a couple spots.

1978
01:34:09,840 --> 01:34:13,120
Speaker 7: Yeah, if they lost yesterday, the eighth instead of ninth. Late. Now,

1979
01:34:14,120 --> 01:34:16,479
Speaker 7: if they win the next two, there's a decent chance

1980
01:34:16,520 --> 01:34:20,360
Speaker 7: that they they dropped to the twelfth, the fourteenth pick

1981
01:34:21,000 --> 01:34:25,920
Speaker 7: like in that range. I think is realistic to expect.

1982
01:34:24,920 --> 01:34:30,080
Speaker 7: I did it. I do. I think it's It's really

1983
01:34:30,120 --> 01:34:32,200
Speaker 7: tough because you want to see Joe Burrow play football,

1984
01:34:32,560 --> 01:34:35,439
Speaker 7: and if he plays like he did yesterday, then that

1985
01:34:35,800 --> 01:34:39,840
Speaker 7: you live with it. But at the same time, they

1986
01:34:39,840 --> 01:34:44,120
Speaker 7: do need talent, man, and the earlier you pick, it's

1987
01:34:44,200 --> 01:34:46,479
Speaker 7: not just the first round. The earlier you pick in

1988
01:34:46,479 --> 01:34:48,360
Speaker 7: the first round, the earlier you pick in the second

1989
01:34:48,720 --> 01:34:54,519
Speaker 7: fourth different And so that is I'm not telling fans

1990
01:34:54,520 --> 01:34:56,120
Speaker 7: that they need to worry about that or should worry

1991
01:34:56,120 --> 01:34:58,679
Speaker 7: about that, because that's not their job. That is my job.

1992
01:34:58,960 --> 01:35:01,120
Speaker 7: So I do think about it. The good news is

1993
01:35:01,200 --> 01:35:04,519
Speaker 7: is their draft position was completely unchanged. They went into

1994
01:35:04,600 --> 01:35:08,240
Speaker 7: yesterday picking ninth, they're still picking ninth. I think if

1995
01:35:08,240 --> 01:35:10,360
Speaker 7: they win the final two, they'll be in the uh

1996
01:35:10,600 --> 01:35:12,719
Speaker 7: the low double digit, somewhere in the ten to fourteen.

1997
01:35:12,800 --> 01:35:15,800
Speaker 3: RAS gotcham uh James rapine. Let's catch up off this

1998
01:35:15,840 --> 01:35:18,639
Speaker 3: week obviously, but double catch up and do a post

1999
01:35:18,680 --> 01:35:20,160
Speaker 3: mortem on the season. What do you say after that

2000
01:35:20,200 --> 01:35:22,880
Speaker 3: Cleveland home game? Yeah, but it's it's over. It's over.

2001
01:35:22,920 --> 01:35:26,639
Speaker 3: There is no postseason. Hey, Merry Christmas, buddy, enjoy your time.

2002
01:35:26,479 --> 01:35:29,280
Speaker 7: Off, Mary Christmas. Time off.

2003
01:35:30,200 --> 01:35:32,680
Speaker 3: You got time off? Come on, you show up, you

2004
01:35:32,720 --> 01:35:34,679
Speaker 3: watch a football game, you write a couple of words,

2005
01:35:35,320 --> 01:35:37,800
Speaker 3: that's like four hours. That's like seven hours of work coming.

2006
01:35:39,640 --> 01:35:40,360
Speaker 7: I'm off.

2007
01:35:40,800 --> 01:35:44,240
Speaker 3: There's no time YouTube, buddy, Thanks again, I appreciate you.

2008
01:35:44,360 --> 01:35:48,640
Speaker 3: Merry Christmas. James repeat, talk about just just diminishing what

2009
01:35:48,680 --> 01:35:50,439
Speaker 3: he does for a living. Got to get to news

2010
01:35:50,439 --> 01:35:52,920
Speaker 3: and Willie on the way. Scott Sloan Hope the Best

2011
01:35:52,920 --> 01:35:54,960
Speaker 3: Bengals covered seven hundred w ol thebody since now