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Speaker 1: You're listening to KFI AM sixty on demand.

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Speaker 2: On there, I'm Chris Merrill. More stimulating talk on demand

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Speaker 2: anytime and the Ihard Radio app. All right, we'll talk

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Speaker 2: to you. We talk h start over.

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Speaker 1: HI.

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Speaker 2: Now skip all that crap. We're gonna talk a danger

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Speaker 2: zone dust up. All right, this coming up here after

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Speaker 2: Mark's little news headliner in about ten minutes. First, though,

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Speaker 2: the entertainment industry is shaking things up again. Two thousand

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Speaker 2: jobs is what Paramount Skydands say they're gonna cut. Now,

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Speaker 2: Oh man, that's not just a that is not just

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Speaker 2: a a right sizing. That is not a reduction in force.

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Speaker 2: That is a slaughter. That is an absolute massacre. They

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Speaker 2: say we're gonna get two billion dollars in savings by

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Speaker 2: cutting two thousand jobs. Paramount has just under nineteen thousand employees,

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Speaker 2: so they're cutting more than ten percent of their workforce.

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Speaker 2: They did do a round of layoffs in the merger

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Speaker 2: with sky Dance. Back in June, they cut three and

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Speaker 2: a half percent of their global staff. Skydance reported that

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Speaker 2: they had cut more than five hundred employees before the merger,

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Speaker 2: and now they're gonna cut out another two thousand good lord.

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Speaker 2: If you are somebody who is going to be victim

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Speaker 2: to that, I am so so sorry. That is never

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Speaker 2: fun being right sized. Hopefully you had a heads up,

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Speaker 2: Hopefully you were being proactive. It is no way on

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Speaker 2: my friends. But then this, this is where things get weird. Man.

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Speaker 2: So you've got Paramount that's going to drop two thousand

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Speaker 2: people to save a couple billion dollars. Then there's another

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Speaker 2: media conglomerate that is now talking about selling themselves off.

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Speaker 2: Warner Brothers. Discovery is for sale, and evidently lots of

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Speaker 2: different places are interested. Strategic options, according to Highwood Reporter,

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Speaker 2: include continuing with the previously announced split and spin which

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Speaker 2: is the NBC Universal in Versanta's where they spend some

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Speaker 2: of the stuff off which is a transaction for the

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Speaker 2: entire company, or a separate transaction for its Warner Brothers

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Speaker 2: and or Discovery Global business. Okay, then they say that

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Speaker 2: there's an alternative separation structure that would enable a merger

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Speaker 2: of Warner Brothers, and it's been off Discovery Global to shareholders,

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Speaker 2: So they say everything's on the table. But now New

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Speaker 2: York Times is reporting that Paramount may be interested in

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Speaker 2: acquiring Warner Brothers Discovery, So Warner has acknowledged those discussions.

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Speaker 2: They didn't name any specifics. If the deal with Paramount

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Speaker 2: reaches fruition, it would create a news and entertainment behemoth

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Speaker 2: that would rival streaming juggernauts like Netflix and Disney. So

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Speaker 2: that would mean that Mission Impossible and Superman would both

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Speaker 2: be on the same platform. It's Star Trek and Batman

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Speaker 2: are on the same platform. Top Gun and Harry Potter

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Speaker 2: same platform. You could also potentially see streaming services that

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Speaker 2: would merge, including Paramount Plus and HBO Max. So what

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Speaker 2: does that What does that do? Then? Well, if you

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Speaker 2: are a Paramount Plus subscriber, you might have access to

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Speaker 2: Max for a nominal amount more. If you're an if

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Speaker 2: you're an HBO Max subscriber, you may have access to

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Speaker 2: Paramount Plus rhenomenal amount more. It would also potentially merge

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Speaker 2: paramounts CBS News with Warner Brothers CNN. How does that

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Speaker 2: play out? Roner, did you have thoughts on what might

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Speaker 2: happen with CBS News in charge?

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Speaker 3: I've been having little fantasy scenarios of Barry Weiss encountering

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Speaker 3: the late Morley Safer and trying to tell him how

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Speaker 3: to report a story or something.

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Speaker 2: She has no idea what she's doing. I am. I

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Speaker 2: would be very curious to see what would happen if

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Speaker 2: there would be autonomy between those two, or if they

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Speaker 2: would merge the brands so that you've have a CNN,

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Speaker 2: CBS News, you know, mix, and then they put one

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Speaker 2: person over the top of all of it, or would

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Speaker 2: they allow them to maintain autonomy. Very curious to see

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Speaker 2: how that would shake out.

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Speaker 3: I think CBS News it's done. Put a fork in it.

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Speaker 3: I mean, I mean to imagine working and being a professional,

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Speaker 3: a career professional in that newsroom and taking orders from

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Speaker 3: somebody who has no reporting experience.

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Speaker 2: Here. I hear everything you're saying. However, we are seeing

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Speaker 2: that experience doesn't seem to matter in today's day and age.

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Speaker 2: I would like to give you example a the cabinet

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Speaker 2: where we can simply pluck someone from Fox News and

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Speaker 2: they are now the secretary of insert name of department. Here.

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Speaker 2: Turns out there's repercussions for that. Well, I mean you

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Speaker 2: say that, but they're still in charge. There are repercussions

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Speaker 2: for you and I, but the people are hag Seth

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Speaker 2: is still in charge, Cash Bettel is still in charge.

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Speaker 2: Janine Piro is still a judge, right, Caroline Levitt is

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Speaker 2: still sending your mom text messages back to reporters who

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Speaker 2: are saying, what was the thought process behind this? Who

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Speaker 2: thought this was a good idea? Your mom? Ye, don't

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Speaker 2: forget Sean Duffy, Oh, thank you Sean Duffy. Another great example,

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Speaker 2: because as we all know, the trains are running on time,

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Speaker 2: aren't they? They are not. Now, if Paramount and Warner

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Speaker 2: do merge, then you would potentially see a combination of

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Speaker 2: Showtime and HBO. How does that play out? And would

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Speaker 2: they maintain separate subscription models for those two those two bohemos.

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Speaker 2: But again, all of this would come as a result

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Speaker 2: of a multi billion dollar merger. And now you might say, well,

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Speaker 2: where they going to come up with a billion dollars

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Speaker 2: maybe from the two billion that they say they're saving

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Speaker 2: by firing two thousand people. And if they do that,

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Speaker 2: how many more people get canned? If you're at Warner

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Speaker 2: right now, just like your brother in at Paramount, I

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Speaker 2: think you probably ought to start considering how much value

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Speaker 2: you present to the company. And if you need to,

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Speaker 2: is it time to dust off the resume? And I

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Speaker 2: don't say that to be alarmist. I say that simply

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Speaker 2: is a cautionary tale. And for many of you, you're

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Speaker 2: safe again. If Paramount is canning more than ten percent

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Speaker 2: of their staff, that means nearly ninety percent or not

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Speaker 2: being fired. But I've been a part of that. I've

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Speaker 2: been a part of the calling before when I thought

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Speaker 2: my job was safe, and then I get the call

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Speaker 2: that says, hey, can we see in the office as

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Speaker 2: I'm watching my longtime colleagues being marched out of the

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Speaker 2: building with their banker's boxes full of personal belongings, And

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Speaker 2: I know when I go into that office why I'm

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Speaker 2: going into that office. It is a miserable feeling. So

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Speaker 2: just talk to your unions, talk to your agents, whoever

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Speaker 2: you got to talk to. Just make sure everything is

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Speaker 2: everything is tracking the way you want it to. There

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Speaker 2: is good news, though I don't want to be able

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Speaker 2: to doom and gloom. There is good news, and by

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Speaker 2: good news, I mean really good news because there is

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Speaker 2: some hope finally in the California production business. You're gonna

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Speaker 2: find out what that hope is here. And just a

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Speaker 2: few moments and a rock legend says that his biggest

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Speaker 2: hit just got dragged somewhere it doesn't belong. Will he

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Speaker 2: be able to drag it back? That's next. I'm Chris

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Speaker 2: Merril k I AM six forty were live everywhere in

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Speaker 2: the iHeart Radio. I have Chris Merril. It's KFI AM

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Speaker 2: six forty. More stimulating talk coming up here after Mark's

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Speaker 2: nine thirty news. You're get a chance to buy now.

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Speaker 2: Panic later and we we'll find out why that is

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Speaker 2: in the meantime. Oh, hang on, I should have thought

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Speaker 2: ahead on this one. I don't know if I have this. No,

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Speaker 2: I don't. Hey, uh Sam, we please pull up Kenny

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Speaker 2: Log's danger Zone. We're gonna need that here in a minute.

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Speaker 2: Will do give me one moment? I appreciate that. That's

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Speaker 2: called producing on the air. I have good news in

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Speaker 2: the entertainment realm. I just give you bad news. Paramounts

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Speaker 2: canning another two thousand people. Bad HBO is selling so

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Speaker 2: HBO Max and HBO or I guess it'd be Warner

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Speaker 2: Warner Brothers Discovery. There they say, you know what we're

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Speaker 2: for sale? They put them for sale, sign up front, Okay,

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Speaker 2: we'll get it. I'll let you know one so. Oh

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Speaker 2: and then I also got this notice today hang on,

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Speaker 2: I got this straight from my email. Mark.

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Speaker 3: Do you do you have a max subscription? A max subscription? Yeah,

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Speaker 3: hbo max oh max max, Yeah we do yeah.

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Speaker 2: Yeah. So the email today, I got it ten twenty

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Speaker 2: eight this morning. We want to let you know about

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Speaker 2: an upcoming change to your subscription. I got a monthly plan.

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Speaker 2: You got it too, Standard monthly plan will increase to

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Speaker 2: eighteen forty nine a month. It was sixteen ninety nine

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Speaker 2: a month. And that's the one with the commercials, right,

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Speaker 2: That is the no, I don't have commercials, but I

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Speaker 2: also don't have four K. I think I can only

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Speaker 2: do two screens in high DEPF not four K or

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Speaker 2: something like that. It's the middle I have the middle

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Speaker 2: plan standard monthly. They call it. Okay, okay, So anyway,

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Speaker 2: it's going up a buck and a half. If you've

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Speaker 2: got the high end plan, that goes up two dollars.

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Speaker 2: So there it is. They say, don't worry, you don't

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Speaker 2: have to do anything. Your subscription will automatically renew at

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Speaker 2: the new rate using the payment method we have on file.

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Speaker 2: So no worries. Turds. They just they just raised that.

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Speaker 2: When did they raise that June or something last year.

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Speaker 2: I think, didn't you have that in your story? Mark,

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Speaker 2: didn't you have one of those stories on that earlier tonight?

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Speaker 2: I thought I heard you saying that I did.

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Speaker 3: And there are three tiers, and I was curious what

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Speaker 3: the third super tier gets you?

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Speaker 2: Like, Okay, yeah, So they have ads supported that goes

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Speaker 2: up to ten ninety nine. They have Standard that's what

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Speaker 2: I have, that's going up from sixteen ninety nine to

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Speaker 2: eighteen forty, so basically seventeen dollars to eighteen fifty. And

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Speaker 2: they have the Premium, which is going up from twenty

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Speaker 2: one dollars to twenty three dollars. Right, it gives you.

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Speaker 2: I think it's more screens and more logins. I think

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Speaker 2: you can have like you can share your log in.

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Speaker 2: Oh that was good. That's Sam telling me to get

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Speaker 2: onto the next topic. I will thank you very much. No, no, no,

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Speaker 2: you said you're good. No, you're good. I loved it.

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Speaker 2: You said logins. So that's funny, multiple logins. No, hit

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Speaker 2: it again. That was perfect. That's hilarious. That is so funny.

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Speaker 2: This is a bet stand that is so hilarious. All right.

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Speaker 2: The song danger Zone shout out archer from a top

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Speaker 2: gun of course has been used in Trump campaign videos.

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Speaker 2: And one thing I know about artists, they love their

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Speaker 2: music being used in Republican propaganda. At this point, if

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Speaker 2: you're a Republican, there are artists you can use, many

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Speaker 2: country artists and kid rock. You have card Blow, oh

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Speaker 2: and Ted NuGen, card Blunch, use all those songs that

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Speaker 2: you want pretty much anybody else. Yeah, nobody likes that.

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Speaker 2: So Trump's been using danger Zone for campaign videos. I

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Speaker 2: don't know why Trump needs a campaign video anymore, because

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Speaker 2: you know he's not running, but by god, he's still

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Speaker 2: making campaign stops. Last reporting that Login's rep said the

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Speaker 2: campaign never sought or received any rights. Logins is now

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Speaker 2: joining a long list of musicians that are objecting to

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Speaker 2: political use of their songs. It was circulating widely online

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Speaker 2: before takedown requests where filed. And then, of course there

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Speaker 2: are always those questions about copyright consent and then political messaging.

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Speaker 2: My understanding on these on the use of the license

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Speaker 2: music is this, if you pay for the license, you

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Speaker 2: can use the music. The artists can request that you

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Speaker 2: stop using that, but it's nothing more than a courtesy

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Speaker 2: that you would have to say, sure, out of respect

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Speaker 2: for this artist, and because you don't want the artists

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Speaker 2: running around saying I don't want him using my song.

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Speaker 2: I disagree with this person, and then it kind of

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Speaker 2: makes you look like a chump doing it. But my

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Speaker 2: understanding is you don't have to stop if you've paid

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Speaker 2: for the license. That's how licensing music works, So, because

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Speaker 2: you are licensing your music out to anywhere, if someone's

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Speaker 2: paying for the rights to play your music, they can

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Speaker 2: play your music. That's my understanding on it.

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Speaker 4: Well, yeah, no, Usually, whenever a band says something to

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Speaker 4: the nature of please don't use my music and your

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Speaker 4: campaign stops, or don't use it on TikTok, there's blanket

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Speaker 4: licensing that covers all of that stuff. So basically like

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Speaker 4: anything that's played in an arena is already is covered

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Speaker 4: in that blanket. And so whenever a band steps up

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Speaker 4: and says, hey, don't use my music, it's really performative,

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Speaker 4: they're not.

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Speaker 2: They don't.

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Speaker 4: Whoever's using the music doesn't actually have to do anything.

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Speaker 2: Oh got it, Okay, you and I That's exactly all

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Speaker 2: I understood it too, Sam. This is I feel so

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Speaker 2: good when Sam validates my points because he's much smarter.

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Speaker 2: He's just a smart guy. I fooled you. Yeah, it's

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Speaker 2: pretty pretty sad that the dumbest guy on the show

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Speaker 2: is the one hosting you. That's that's pretty miserable. That's uh,

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Speaker 2: that's this a real uh fault of leadership if you

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Speaker 2: ask me. Uh So, here's where here's where President Trump

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Speaker 2: could say, I'm gonna do whatever I want. I'm not

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Speaker 2: gonna let the woke left push me around. I'm gonna

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Speaker 2: do anything. I'm gonna steal their stuff. It's mine now,

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Speaker 2: which is kind of what he did. When it comes

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Speaker 2: to AI copyrights. He says, it's more important AI training

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Speaker 2: is more important than your copyrights. It's more important than

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Speaker 2: you getting paid for your work. Right, That's exactly what happened.

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Speaker 2: And now he could say, I'm just gonna keep using

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Speaker 2: whatever I want to use. But then you could have

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Speaker 2: the artists that continue to throw a fit, and they

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Speaker 2: could probably make a mockery of the president too, and

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Speaker 2: make their own little counter ads if they wanted to.

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Speaker 2: Would they? I don't know how much they want to

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Speaker 2: get into it. Yeah, there's no telling. And then I

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Speaker 2: had one more store. I don't know that's all that

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Speaker 2: interesting though. You see that the succession house is consider

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Speaker 2: like a public nuisance. Now, so the mansion from Succession

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Speaker 2: the show, which that was an HBO show too, wasn't it?

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Speaker 2: I think it was so anyway, this mansion is declared

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Speaker 2: a public nuisance because it's one of the Pacific Palisades

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Speaker 2: homes that got toasty. So now as a result of that,

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Speaker 2: the important Building Safety Commissioners declaring properties public nuisances after

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Speaker 2: they missed the deadline, a cleanup has was to breathe

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Speaker 2: after the Palisades fired. So now I'd basically say it's

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Speaker 2: an eyesore. So what would Brian Cox say?

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Speaker 3: He probably wouldn't care, and nothing we could broadcast on

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Speaker 3: the radio.

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Speaker 2: Nothing. He would cut it all off. Yes, enough of this,

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Speaker 2: it's my company. I'll do what I want with it.

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Speaker 2: I will not tell anyone checking auditorial control. Gre I

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Speaker 2: don't know, turns into a pirate.

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Speaker 3: Uh.

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Speaker 2: You probably already clicked it, maybe last week, maybe this morning.

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Speaker 2: That tiny little button makes you feel like you're getting

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Speaker 2: away with something, but you're not going to know exactly

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Speaker 2: what it is that you're getting away with until you

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Speaker 2: see how much it's hurting your net worth. That's next.

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Speaker 2: I'm Chris Merril kfi Am six forty. We're live everywhere

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Speaker 2: in the iHeart Radio ABB.

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Speaker 1: You're listening to KFI AM six forty on demand.

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Speaker 2: Sor caf I brought to you by Fiber Fiber, Keeping

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Speaker 2: me going, keeping me up, keeping regular, Chris merrilf I

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Speaker 2: AM six forty more stimulating talk. Listen anytime on demand

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Speaker 2: in the iHeart Radio app. I was staking away one

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Speaker 2: of those mark you'ren old man, You ever get the

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Speaker 2: careful you ever do the little metamucial fiber crackers. I'm

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Speaker 2: not that old, and no you should. It's good, good

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Speaker 2: for gut health fiber crackers. Yeah. So there's like there's

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Speaker 2: snacks to make you Yeah, I'm eating a mine as

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Speaker 2: a cinnamon spice. I'm doing it now to let it

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Speaker 2: work overnight.

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Speaker 3: That really sounds delicious, it is. What kind of wine

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Speaker 3: would you drink with those crackers? M Maybe something with

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Speaker 3: a cap oh.

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Speaker 2: Yeah yeah, oh, something with a cardboard wrapper. Yeah yeah,

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Speaker 2: I'm trying to think. Do I want something sweet or no?

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Speaker 2: Not too sweet? No, because it's already sweet. Also, perhaps

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Speaker 2: a nice velveta to go with it? Oh? Very good? Yeah,

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Speaker 2: the fanciest of the cheeses. Uh huh, yeah, very good

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Speaker 2: I like where you're going with this. I like it. No,

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Speaker 2: I recommend it. It's good, it's great for gut health.

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Speaker 2: I love it. I love it, and it's easy and

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Speaker 2: just get stuck in your teeth. When you're trying to

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Speaker 2: do a radio show. The last thing you want is

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Speaker 2: crap stuck in your teeth.

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Speaker 3: I'm sure people understand. Yeah, they love a little cracker

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Speaker 3: as mr. Okay, no, no, no, no, all right.

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Speaker 2: Very good. You know how I could have bought this

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Speaker 2: because I I like to do a lot of shopping

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Speaker 2: online and I like to do I don't know. I'm

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Speaker 2: torn between the whole delivery thing because I'm cheap and

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Speaker 2: I don't want to have to pay people to do

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Speaker 2: something I'm perfectly capable of doing myself, is to go

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Speaker 2: down to the store it's two miles away and pick

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Speaker 2: up my food. But also, I hate people, so it's

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Speaker 2: not that I hate individuals. I just don't like Crowns

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Speaker 2: and I don't like going to the store. I get anxious.

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Speaker 2: I just get a lot of anxiety when I go

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Speaker 2: into the stores. Right Costco is like a it's I

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Speaker 2: have to my wife literally will psych me out, psych

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Speaker 2: me up. I guess to go to cos. She goes,

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Speaker 2: We're gonna go to Costco and I'm like, okay, she goes,

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Speaker 2: I just want you to be ready, Okay, all right?

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Speaker 2: And I have to think about it and it gives me,

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Speaker 2: gives me anxiety, but I do it. But man, if

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Speaker 2: I could just pay somebody to deliver things to me,

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Speaker 2: then I wouldn't have to when I have to go

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Speaker 2: deal with it. Right when I have to pack myself up,

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Speaker 2: anxiety be gone. But then I worry about how much

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Speaker 2: i've I've paid, and they try to make it even

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Speaker 2: easier too, when I go to Amazon Now anytime I

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Speaker 2: buy something that says, do you want to use our

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Speaker 2: buy now pay later program? It's interest free, and I'm

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Speaker 2: like interest free? Interest free is like using somebody else's money.

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Speaker 2: That seems like a great idea. No, it's actually not.

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Speaker 2: It's not a great idea. Your financial advisor would tell

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Speaker 2: you that if you can't pay for I don't buy it.

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Speaker 2: But the buy now pay later is basically like payday

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Speaker 2: loans with better branding, so they the buy out pay later.

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Speaker 2: If you're unfamiliar that you can use it for just

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Speaker 2: about anything now, whether it's Klarna or a firm or

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Speaker 2: one called after pay. When you check out on Amazon,

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Speaker 2: you get this option. This is do you want to

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Speaker 2: use you know, the the Amazon thing and make this

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Speaker 2: into x amount of easy payments? That sounds tempting.

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Speaker 3: Afterpay sounds kind of gross. Who came up with that?

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Speaker 3: The focus group? Did that come out of napkin for this? Yeah?

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Speaker 2: Wipe up all this afterpay? Okay, all right, let's see

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Speaker 2: where you're going. Hippies will try to dry it, turn

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Speaker 2: it into a powder, and then make it into a pill. Yeah,

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Speaker 2: of course they will. Where was that mark? Oh? Yes.

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Speaker 2: The concern with the buy now, pay later is that

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Speaker 2: you've got regulators that are worried. Wait a minute, you're

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Speaker 2: basically like a credit card, but you're not playing by

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Speaker 2: the same credit card rules. So let's suppose that you're

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Speaker 2: looking at something and it's eight hundred dollars and you go, who,

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Speaker 2: I don't have eight hundred dollars. Well, that's no problem.

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Speaker 2: Could you do two hundred dollars four times? And you're like,

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Speaker 2: you know, you're making a lot of sense all of

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Speaker 2: a sudden. What's happening is, especially with the younger generation,

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Speaker 2: and I think there are a couple of reasons that's

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Speaker 2: happened to the younger generation. I'll tell you that here

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Speaker 2: in a second. But they're going, oh, I can do that.

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Speaker 2: I can cash flow two hundred dollars a month. I

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Speaker 2: don't have eight hundred dollars, but I want it now.

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Speaker 2: So they go, look, this is interest free. But what

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Speaker 2: happens if you miss it? They go, well, I'm gonna

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Speaker 2: miss it. I've got two hundred dollars. I've already budgeted that. Sure,

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Speaker 2: until you see the next thing that you want, and

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Speaker 2: then you're using that, you're using the buy and out

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Speaker 2: pay later for that, and then the next thing, and

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Speaker 2: then the next thing. And what's happening is people are

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Speaker 2: getting stuck in this cycle. They're getting caught in this

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Speaker 2: they're calling a cycle of micro debt. And retailers love

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Speaker 2: it because if you have the impulse to purchase it now,

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Speaker 2: they're lubricating the sale. They're making it even easier to

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Speaker 2: purchase that product. And the retailers don't care because the

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Speaker 2: retailer are not the ones dealing with the debt. And

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Speaker 2: the same way the retailers don't care what your credit

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Speaker 2: card balance is before you come in and try to

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Speaker 2: purchase something. They're perfectly fine with making that sale. They're

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Speaker 2: gonna get their money out of it. The risk is

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Speaker 2: on the part of these companies. The clarina of the

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Speaker 2: affirm the afterpays. But what's happening is when people default,

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Speaker 2: it's no longer no interest. Now all of a sudden,

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Speaker 2: you're getting smacked with like thirty percent interest. I mean,

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Speaker 2: you are getting slammed with it. They say that millennials

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Speaker 2: and gen Z have used nearly half of millennials and

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Speaker 2: gen Z have used the buy now, pay later the

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Speaker 2: clarina of the affirm the after pay, which I believe

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Speaker 2: Clarna teamed up with. Correct me if I'm wrong here, guys,

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Speaker 2: was a door dash. So now you can actually do

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Speaker 2: a buy now, pay later for you know, your five

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Speaker 2: guys or your burrito. That's a great sign for the economy.

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Speaker 2: It's not. I love your sarcasm, it is just not. OK,

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Speaker 2: my god. I think that the younger generations are susceptible

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Speaker 2: to this because not because gen Z dumb. I have

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Speaker 2: plenty of reasons to bag on gen Z, But more

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Speaker 2: often than not, what I find is people that are

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Speaker 2: critical of gen Z are simply critical of that age,

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Speaker 2: not this particular generation, just anyone in that age range.

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Speaker 2: They like said, the kids these days, the kids these

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Speaker 2: days are lazy. Nobody wants to work anymore. This is

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Speaker 2: a tale as old as is employment itself. But what

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Speaker 2: we run into is in that age you're at a

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Speaker 2: point where one you have limited impulse control because you're

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Speaker 2: being run largely by hormones. Right, this is how the

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Speaker 2: reproductive system works. Your hormones tell you what to do.

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Speaker 2: And then the other thing, too, is that you're also

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Speaker 2: at a point where you don't have very much, and

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00:23:40,840 --> 00:23:45,480
Speaker 2: because you don't have very much, attaining certain things can

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00:23:45,600 --> 00:23:50,200
Speaker 2: feel impossible. And someone just made it possible. So they

404
00:23:50,359 --> 00:23:54,760
Speaker 2: just made the impossible tangible, and you have limited impulse control.

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Speaker 2: Throw into that, you're also at the age where you

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Speaker 2: are probably starting a family, or you've got young family,

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00:24:01,600 --> 00:24:04,080
Speaker 2: and you've got extra needs, and suddenly you get hit

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Speaker 2: with all these Well, I have an emergency, I have

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00:24:06,680 --> 00:24:08,280
Speaker 2: to have breaks on my car, I have to get

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Speaker 2: to work, so well, look this is a way for

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Speaker 2: me to finance it. The buy now, pay later is

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Speaker 2: an easy way again to lubricate that sale, and it

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Speaker 2: is preying on our younger generations. And I know you're

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Speaker 2: gonna have people arguing, like, wait a minute, you can't

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Speaker 2: limit this. How could you possibly limit this? You can't

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Speaker 2: limit the free market. It's buy or beware, and if

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Speaker 2: they're not aware, then it's on them. At what point

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Speaker 2: does the free market turn into predatory lending. That's the

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Speaker 2: question that the regulators are gonna have to figure out

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Speaker 2: right now. Because we do have rules around credit cards,

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Speaker 2: we do have certain rules around payday loans. At some

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Speaker 2: point we're gonna have take a look at the rules

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Speaker 2: around the buy now pay laters. All right, think about

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00:24:56,560 --> 00:24:59,119
Speaker 2: your spouse for a moment. You probably fight about a

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Speaker 2: lot of things, right, kids in laws, whoever lift the

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00:25:01,280 --> 00:25:04,680
Speaker 2: dishes in the sink, all these different things. My wife

427
00:25:04,720 --> 00:25:06,480
Speaker 2: and I got in argument today because I said that

428
00:25:06,960 --> 00:25:09,640
Speaker 2: her family doesn't like me. They just tolerate me. They

429
00:25:09,840 --> 00:25:12,560
Speaker 2: like you, they like I got nah. They always refer

430
00:25:12,600 --> 00:25:14,560
Speaker 2: to me as your husband. I'm just they look. I

431
00:25:14,600 --> 00:25:17,000
Speaker 2: appreciate that they tolerate me, but I'm not an I'm

432
00:25:17,040 --> 00:25:17,960
Speaker 2: nobody's buddy.

433
00:25:18,040 --> 00:25:20,480
Speaker 1: Yeah, David, this you are around on that.

434
00:25:20,480 --> 00:25:23,640
Speaker 2: That was our fight today, the dumbest fight ever. There's

435
00:25:23,760 --> 00:25:26,080
Speaker 2: new data that says there is one fight that is

436
00:25:26,119 --> 00:25:28,399
Speaker 2: a bigger threat to your marriage than anything that you

437
00:25:28,440 --> 00:25:30,440
Speaker 2: assumed before. I will tell you what it is next.

438
00:25:30,480 --> 00:25:33,760
Speaker 2: I'm Chris Merril kfi AM six forty. We're live everywhere

439
00:25:33,760 --> 00:25:36,680
Speaker 2: on the iHeartRadio. They handle it over there. I'm Chris

440
00:25:36,680 --> 00:25:40,160
Speaker 2: marylkfi AM six forty. More stimulating talk and you are

441
00:25:40,400 --> 00:25:43,080
Speaker 2: just ten minutes away from Coast to Coast with the

442
00:25:43,720 --> 00:25:47,200
Speaker 2: Hall of Famer George Nori, my friend, welcome to the program.

443
00:25:47,240 --> 00:25:52,200
Speaker 2: Great to hear from you. Hey, doing real well there.

444
00:25:52,359 --> 00:25:55,000
Speaker 2: I'm a man, and I see that that three I

445
00:25:55,320 --> 00:25:58,960
Speaker 2: Atlas is sneaking around the Sun here and probably gonna,

446
00:25:59,320 --> 00:26:03,400
Speaker 2: you know, shower us with a bunch of aliens.

447
00:26:02,080 --> 00:26:04,760
Speaker 5: Whatever that thing may be. And they also discover the

448
00:26:04,840 --> 00:26:09,359
Speaker 5: second moon around Earth that'll be here until twenty eighty three.

449
00:26:09,440 --> 00:26:13,160
Speaker 2: They said, Oh my, this is why I listened. I mean,

450
00:26:13,440 --> 00:26:15,400
Speaker 2: where else am I going to get this information from? Then?

451
00:26:15,520 --> 00:26:18,600
Speaker 5: From you on the show tonight, We've got the folks

452
00:26:18,600 --> 00:26:21,280
Speaker 5: from Critical Health News dot Com coming to give us

453
00:26:21,320 --> 00:26:25,480
Speaker 5: some health tips. And then later on Magic in the

454
00:26:25,560 --> 00:26:27,560
Speaker 5: Occult on Coast to Coast.

455
00:26:27,440 --> 00:26:30,600
Speaker 2: Ah good stuff every night. Coast to Coast George Noring,

456
00:26:31,200 --> 00:26:35,399
Speaker 2: Magic and the Occult that fascinating. That's good stuff, all right, George,

457
00:26:35,480 --> 00:26:38,200
Speaker 2: have a great show there, my friend. Thank you. Uh

458
00:26:38,240 --> 00:26:40,959
Speaker 2: it is till debt do us part? New national survey

459
00:26:41,000 --> 00:26:44,400
Speaker 2: from a place called debt dot com, which obviously you've

460
00:26:44,400 --> 00:26:47,760
Speaker 2: probably bookmarked. It shows that credit card debt is now

461
00:26:47,840 --> 00:26:55,000
Speaker 2: a leading factor in divorce. Yeah, so top driver. In

462
00:26:55,040 --> 00:26:59,800
Speaker 2: some cases it surpasses infidelity. People would rather stick around

463
00:26:59,840 --> 00:27:03,400
Speaker 2: with you're cheating ways then stick around with your broke ass.

464
00:27:03,560 --> 00:27:06,960
Speaker 2: Rising interest rates, inflation, hidden debt disclosures adding to stress

465
00:27:07,080 --> 00:27:10,919
Speaker 2: in couples relationships. There are fights over spending habits and

466
00:27:11,200 --> 00:27:15,640
Speaker 2: secret credit card use. Yeah. I don't do the secret

467
00:27:15,640 --> 00:27:18,480
Speaker 2: credit cards. And honestly, it's easier than ever to have

468
00:27:18,520 --> 00:27:21,080
Speaker 2: a secret credit card. Why did I think of this?

469
00:27:22,359 --> 00:27:24,960
Speaker 2: So dumb? Okay, how do you get away with a

470
00:27:25,000 --> 00:27:27,240
Speaker 2: secret credit card? I'm glad you asked.

471
00:27:27,840 --> 00:27:27,959
Speaker 5: Now.

472
00:27:28,040 --> 00:27:29,959
Speaker 2: The old days, you'd get a credit card and then

473
00:27:30,000 --> 00:27:31,880
Speaker 2: the statement would show up in the mail, which meant

474
00:27:31,880 --> 00:27:33,720
Speaker 2: that you always had to get to the mailbox before

475
00:27:33,760 --> 00:27:35,880
Speaker 2: your spouse did because you didn't want that credit card

476
00:27:35,880 --> 00:27:37,920
Speaker 2: statement to show up when they're picking up the mail.

477
00:27:37,960 --> 00:27:39,879
Speaker 2: And then, of course there might be some month that

478
00:27:39,960 --> 00:27:41,639
Speaker 2: you don't do it, or you're out of town and

479
00:27:41,720 --> 00:27:43,720
Speaker 2: your spouse is there, or whatever it is. Your spouse

480
00:27:43,760 --> 00:27:47,000
Speaker 2: gets it and goes, that's weird. I didn't know we

481
00:27:47,080 --> 00:27:50,800
Speaker 2: had a capital one card. What are all these charges

482
00:27:50,840 --> 00:27:55,199
Speaker 2: on here? Right? People try to get away with that

483
00:27:55,200 --> 00:27:58,600
Speaker 2: in the past, the same way that you know, men

484
00:27:58,680 --> 00:28:01,159
Speaker 2: used to try to have subscription the Playboy after they

485
00:28:01,200 --> 00:28:03,160
Speaker 2: got married, and they had to get to the mailbox first.

486
00:28:03,200 --> 00:28:06,480
Speaker 2: But eventually she figured it out. She'd get to the

487
00:28:06,520 --> 00:28:08,800
Speaker 2: mailbox and go, why is there a Playboy in here?

488
00:28:09,200 --> 00:28:14,800
Speaker 2: That sob right. But now everything's online. You have paperless statements,

489
00:28:14,840 --> 00:28:17,399
Speaker 2: so you could go get a credit card, and unless

490
00:28:17,440 --> 00:28:22,480
Speaker 2: your spouse is checking your credit you're probably not gonna

491
00:28:22,480 --> 00:28:25,439
Speaker 2: get caught. How much trust do you have in your

492
00:28:25,440 --> 00:28:30,480
Speaker 2: spouse and how much did your spouse trust you? All Right?

493
00:28:30,520 --> 00:28:33,119
Speaker 2: The big deal breaker now in marriage is not necessarily cheating,

494
00:28:33,119 --> 00:28:36,520
Speaker 2: although I wouldn't recommend it. Money is the big one.

495
00:28:38,040 --> 00:28:40,720
Speaker 2: There is one group though, that is seeing an uptick

496
00:28:41,160 --> 00:28:48,760
Speaker 2: in divorce rates. It's the over fifties. Yeah, divorce rates

497
00:28:48,800 --> 00:28:54,480
Speaker 2: among people eligible for AARP, so called gray divorce, has

498
00:28:54,600 --> 00:28:59,240
Speaker 2: doubled since the nineteen nineties. Overall divorce rates declining but

499
00:28:59,320 --> 00:29:06,480
Speaker 2: the older divorce rates increasing. Why that's a good question.

500
00:29:08,440 --> 00:29:10,240
Speaker 2: First of all, this is the This is the group

501
00:29:10,280 --> 00:29:13,959
Speaker 2: of people who grow up with when when divorces were

502
00:29:14,000 --> 00:29:17,400
Speaker 2: at the highest in the nineteen eighties. Now here we

503
00:29:17,440 --> 00:29:20,960
Speaker 2: are forty years later, and they haven't experienced it yet.

504
00:29:20,960 --> 00:29:25,640
Speaker 2: So I think they're probably less hesitant to get divorced

505
00:29:25,680 --> 00:29:28,960
Speaker 2: because they saw it so much. However, we'll say this too,

506
00:29:30,000 --> 00:29:31,800
Speaker 2: There are a number of people who stick around in

507
00:29:31,840 --> 00:29:34,240
Speaker 2: a marriage and they go I just wanted to stay

508
00:29:34,280 --> 00:29:36,960
Speaker 2: there until the kids were grown, until the kids got

509
00:29:36,960 --> 00:29:40,320
Speaker 2: to college. Once the kids went away, that's when we

510
00:29:40,400 --> 00:29:43,360
Speaker 2: decided we were going to split. And I hear that

511
00:29:43,480 --> 00:29:47,120
Speaker 2: all too often in my cohort. And then they do

512
00:29:47,960 --> 00:29:49,360
Speaker 2: and I always wonder, what, you know, why do you

513
00:29:49,360 --> 00:29:51,680
Speaker 2: wait so long? Then well, we did it for the kids.

514
00:29:52,360 --> 00:29:55,920
Speaker 2: So the kid's example of a marriage was loveless. Feels

515
00:29:55,920 --> 00:29:59,760
Speaker 2: like that's not real healthy either. If you are thinking

516
00:29:59,800 --> 00:30:02,000
Speaker 2: that things are not going to work out, first step,

517
00:30:02,800 --> 00:30:05,800
Speaker 2: call Sam. I know it sounds like a commercial for

518
00:30:05,840 --> 00:30:09,720
Speaker 2: a bad lawyer, but Sam does a lot of couple's therapy.

519
00:30:09,800 --> 00:30:13,080
Speaker 4: That's yeah, oh yeah, that's what he does. I'm surprisingly

520
00:30:13,080 --> 00:30:13,640
Speaker 4: good at it.

521
00:30:14,240 --> 00:30:17,480
Speaker 2: And God bless you for it, but honestly, don't don't

522
00:30:17,480 --> 00:30:19,440
Speaker 2: stick around for the kid. That's my advice. Sam. Maybe

523
00:30:19,440 --> 00:30:21,120
Speaker 2: you disagree and go, no, no, the kids need that,

524
00:30:21,160 --> 00:30:23,200
Speaker 2: but I think that's I just think that you're setting

525
00:30:23,200 --> 00:30:25,760
Speaker 2: an example of what a loveless marriage looks like, and

526
00:30:25,800 --> 00:30:28,080
Speaker 2: then they don't know what a good marriage looks like,

527
00:30:28,160 --> 00:30:29,400
Speaker 2: and you need to lead by example.

528
00:30:29,480 --> 00:30:31,680
Speaker 4: Yeah, you kind of need to set an example for

529
00:30:31,760 --> 00:30:34,640
Speaker 4: your kids of what it's like to actually be happy,

530
00:30:35,240 --> 00:30:38,479
Speaker 4: and both of you encouraging each other's happiness even if

531
00:30:38,520 --> 00:30:39,959
Speaker 4: you guys aren't going to stay together.

532
00:30:40,960 --> 00:30:44,120
Speaker 2: I love that. The other thing that explains why we're

533
00:30:44,120 --> 00:30:46,720
Speaker 2: seeing an uptick is that we have more women over

534
00:30:46,720 --> 00:30:48,600
Speaker 2: the age of fifty now who have their own income,

535
00:30:48,720 --> 00:30:51,120
Speaker 2: and they have their own retirement savings more than ever before.

536
00:30:51,160 --> 00:30:55,320
Speaker 2: They're not reliant on their husband's pensions from the factory

537
00:30:55,400 --> 00:30:57,480
Speaker 2: job or whatever else it might be, and so we're

538
00:30:57,520 --> 00:31:00,880
Speaker 2: seeing that happening. The other thing, too, is what do

539
00:31:00,920 --> 00:31:04,560
Speaker 2: I like to say, sixty is the new forty and

540
00:31:04,600 --> 00:31:07,360
Speaker 2: all that kind of stuff. Basically, if you're fifty, you

541
00:31:07,440 --> 00:31:10,080
Speaker 2: still have a lot of years ahead of you, and

542
00:31:10,120 --> 00:31:12,800
Speaker 2: so people are living longer and they go look I

543
00:31:12,960 --> 00:31:15,400
Speaker 2: did twenty years with this boob. I don't want to

544
00:31:15,440 --> 00:31:17,960
Speaker 2: do another twenty, and I'm gonna have at least another

545
00:31:17,960 --> 00:31:23,800
Speaker 2: twenty in me. Honestly, this is not a joke, and

546
00:31:23,840 --> 00:31:25,120
Speaker 2: it is one of the things I fear that one

547
00:31:25,200 --> 00:31:27,720
Speaker 2: day I'm gonna come home and my wife is gonna say, yeah,

548
00:31:27,800 --> 00:31:30,520
Speaker 2: I figured out you are actually the giant adult that

549
00:31:30,600 --> 00:31:33,440
Speaker 2: you keep talking about. You know, you keep calling yourself

550
00:31:33,440 --> 00:31:35,360
Speaker 2: on the radio. I always thought it was shtick. It's

551
00:31:35,400 --> 00:31:38,840
Speaker 2: actually true, and I'm out worries the hell out of me.

552
00:31:39,720 --> 00:31:42,440
Speaker 2: I had a buddy, it's been about ten years now,

553
00:31:42,720 --> 00:31:45,880
Speaker 2: and his parents were pit in their mid to late fifties,

554
00:31:46,520 --> 00:31:48,960
Speaker 2: and his mother came home one day when there was

555
00:31:49,000 --> 00:31:51,960
Speaker 2: a moving truck in the yard and his dad was

556
00:31:52,000 --> 00:31:57,120
Speaker 2: just packing everything up. I'm leaving just he goes. She goes,

557
00:31:57,120 --> 00:31:59,320
Speaker 2: what are you doing? He says, I'm leaving you was it?

558
00:31:59,360 --> 00:32:02,040
Speaker 2: They've been together over twenty years. He just said, I

559
00:32:02,080 --> 00:32:05,000
Speaker 2: can't do it anymore. I'm out. Two of the nicest

560
00:32:05,000 --> 00:32:07,040
Speaker 2: people you'd ever meet too. You never you would never

561
00:32:07,080 --> 00:32:08,720
Speaker 2: assume that this guy would do that, but he did.

562
00:32:10,360 --> 00:32:16,680
Speaker 4: And think about how much communication got missed between him,

563
00:32:17,160 --> 00:32:19,720
Speaker 4: Think deciding that it's time to go, and him actually

564
00:32:19,800 --> 00:32:22,000
Speaker 4: leaving lots, and.

565
00:32:21,960 --> 00:32:24,880
Speaker 2: I think, I mean, without getting too deep into it,

566
00:32:25,600 --> 00:32:27,360
Speaker 2: because we're short on time here, we gotta get we

567
00:32:27,360 --> 00:32:30,840
Speaker 2: gotta get away for Norrie. But I know that in

568
00:32:30,880 --> 00:32:32,960
Speaker 2: talking to my buddy, trying to trying to be there

569
00:32:32,960 --> 00:32:35,520
Speaker 2: for him, I know that his father had expressed concerns

570
00:32:35,520 --> 00:32:38,080
Speaker 2: and she kept saying everything's fine, everything's fine, everything's fine,

571
00:32:38,080 --> 00:32:40,680
Speaker 2: and just she never wanted to address it head on,

572
00:32:41,560 --> 00:32:46,480
Speaker 2: and finally he just said, I'm out. I think you

573
00:32:46,520 --> 00:32:48,920
Speaker 2: may have I think you may have wanted to start

574
00:32:48,920 --> 00:32:52,000
Speaker 2: another relationship too. I don't think he cheated on her,

575
00:32:52,000 --> 00:32:55,880
Speaker 2: but I think he probably had one of those emotional

576
00:32:55,960 --> 00:32:59,479
Speaker 2: affairs and was ready to jump ship. But I can

577
00:32:59,520 --> 00:33:03,560
Speaker 2: tell you that as my buddy's mom was devastated, just wrecked,

578
00:33:04,320 --> 00:33:09,360
Speaker 2: so really tough. Anyway, that's happening. Well. On that note,

579
00:33:10,080 --> 00:33:13,200
Speaker 2: George Norury is going to tell you about the occult.

580
00:33:13,720 --> 00:33:16,480
Speaker 2: That sounds fun. I'm back again tomorrow, Chris Merrill, have

581
00:33:16,480 --> 00:33:19,400
Speaker 2: a good way, Sam, love you, buddy, Nick, you did

582
00:33:19,440 --> 00:33:21,440
Speaker 2: a great job tonight. And Mark, I always love it

583
00:33:21,440 --> 00:33:23,600
Speaker 2: when I can get you fired up too, pal or

584
00:33:23,680 --> 00:33:27,760
Speaker 2: just fired. Nah, you're definitely at least a week to

585
00:33:27,840 --> 00:33:30,760
Speaker 2: you're away from that. Yeah, it's a great back again

586
00:33:30,760 --> 00:33:33,240
Speaker 2: tomorrow Chris Merril kf I AM six forty relive everywhere

587
00:33:33,240 --> 00:33:34,000
Speaker 2: in the iHeartRadio

588
00:33:34,000 --> 00:33:37,760
Speaker 1: App i kfi AM sixty on demand