1 00:00:00,520 --> 00:00:05,560 Speaker 1: As night Side with Dan Ray. I'm WBS Costin's new radio. 2 00:00:06,559 --> 00:00:09,000 Speaker 2: All right, Well, we didn't solve all the problems of 3 00:00:09,080 --> 00:00:11,680 Speaker 2: the m bt A in that hour, but I just 4 00:00:11,760 --> 00:00:14,240 Speaker 2: talked with Brian off here and we will do something 5 00:00:14,600 --> 00:00:16,439 Speaker 2: on the ride in the next month or so, Joe, 6 00:00:16,440 --> 00:00:18,919 Speaker 2: and I expect you to remind me and bother me 7 00:00:18,960 --> 00:00:21,759 Speaker 2: about it, which is fine, and I actually would appreciate 8 00:00:22,040 --> 00:00:25,360 Speaker 2: the reminder. Joe. We got to get the ride squared away, 9 00:00:25,360 --> 00:00:27,120 Speaker 2: and we have some we would just come up with 10 00:00:27,160 --> 00:00:31,440 Speaker 2: some ideas. I'll explain them when we have Brian Kane 11 00:00:31,800 --> 00:00:36,519 Speaker 2: back on. Brian, the executive director of the MBTA Advisory Board. Now, 12 00:00:37,040 --> 00:00:40,760 Speaker 2: since this is a holiday night, we've taken on some 13 00:00:40,800 --> 00:00:46,239 Speaker 2: subjects that I think are great and nine years ago. Well, 14 00:00:46,280 --> 00:00:49,040 Speaker 2: first let me strike that I'm reading the Boston Globe 15 00:00:49,080 --> 00:00:55,200 Speaker 2: today and I read an article by Shira Schoenberg about 16 00:00:55,440 --> 00:00:59,680 Speaker 2: why more patients are paying doctors directly and what it 17 00:00:59,760 --> 00:01:02,520 Speaker 2: says about our health system. And as I read the article, 18 00:01:02,640 --> 00:01:06,640 Speaker 2: in the first paragraph, there's a reference to family physician 19 00:01:06,800 --> 00:01:12,760 Speaker 2: Jeffrey gold Well. That rang a bell because back in 20 00:01:13,040 --> 00:01:17,240 Speaker 2: March of twenty and seventeen was the last time I 21 00:01:17,280 --> 00:01:21,160 Speaker 2: had doctor Gold on my program, and at the time, 22 00:01:22,720 --> 00:01:26,160 Speaker 2: doctor Gold, we were talking about a new type of 23 00:01:26,360 --> 00:01:29,760 Speaker 2: medical practice that you were opening up. Believe it was 24 00:01:29,800 --> 00:01:32,640 Speaker 2: in marbleheaded if I'm correct. Welcome back to night Side. 25 00:01:32,680 --> 00:01:33,839 Speaker 2: It's been way too long. 26 00:01:35,120 --> 00:01:39,039 Speaker 3: Well, it's great to be back. And I don't know 27 00:01:39,040 --> 00:01:41,640 Speaker 3: what we're going to fix first, the MBTA or healthcare, 28 00:01:41,760 --> 00:01:45,800 Speaker 3: but hope its healthcare. We'll give it a go. But 29 00:01:45,959 --> 00:01:48,560 Speaker 3: thank you so much for having me back on. It 30 00:01:48,960 --> 00:01:52,480 Speaker 3: has been too long, and certainly a lot has changed 31 00:01:52,520 --> 00:01:56,840 Speaker 3: since we last spoke, and hopefully we can do it 32 00:01:56,880 --> 00:01:57,600 Speaker 3: more regularly. 33 00:01:57,920 --> 00:02:00,920 Speaker 2: You bet you. I'm looking forward to it. You are. 34 00:02:01,440 --> 00:02:07,800 Speaker 2: You provide what is called direct primary care. Now. Look, 35 00:02:07,920 --> 00:02:11,320 Speaker 2: I think we all can agree, and I hope people 36 00:02:13,720 --> 00:02:21,040 Speaker 2: agree with consensus that our healthcare system in America needs 37 00:02:21,080 --> 00:02:24,880 Speaker 2: improvement a lot in a lot of ways. That is 38 00:02:24,880 --> 00:02:28,839 Speaker 2: that a fair way to start the conversation. 39 00:02:29,680 --> 00:02:33,600 Speaker 3: Oh, without a doubt. You know. The statement I hear 40 00:02:33,639 --> 00:02:36,560 Speaker 3: a lot from people is that the healthcare system has broken. 41 00:02:36,960 --> 00:02:40,760 Speaker 3: And my response to them is it's actually not. It's 42 00:02:40,880 --> 00:02:44,840 Speaker 3: working exactly the way. The people that are extracting a 43 00:02:44,840 --> 00:02:49,400 Speaker 3: lot of money but providing very little value want the 44 00:02:49,440 --> 00:02:53,760 Speaker 3: system to be and I think that the only way 45 00:02:53,800 --> 00:02:56,960 Speaker 3: we fix it and correct the things that are wrong 46 00:02:57,000 --> 00:02:59,760 Speaker 3: with it, which really is we have a sick care 47 00:03:00,280 --> 00:03:03,560 Speaker 3: not a healthcare system. And I think you know, the 48 00:03:03,639 --> 00:03:09,160 Speaker 3: other issue when you listen to policymakers or you read 49 00:03:09,320 --> 00:03:13,240 Speaker 3: on the media or watch the news, is that over decades, 50 00:03:13,320 --> 00:03:18,320 Speaker 3: people have equated health insurance to healthcare, and they're two 51 00:03:18,480 --> 00:03:25,440 Speaker 3: very different things, and unfortunately they've been kind of misconstrued 52 00:03:25,480 --> 00:03:29,040 Speaker 3: to be the same. So I do think there is 53 00:03:29,080 --> 00:03:32,840 Speaker 3: a lot that needs to be done differently, but I 54 00:03:32,840 --> 00:03:35,680 Speaker 3: think it's going to be up to the people that 55 00:03:35,760 --> 00:03:41,560 Speaker 3: are actually providing the care, whether it's doctors, nurses, therapists, 56 00:03:41,600 --> 00:03:47,400 Speaker 3: and patients and constituents. You know, anything good that's really 57 00:03:47,400 --> 00:03:51,760 Speaker 3: ever changed in this country has been because there's been 58 00:03:51,800 --> 00:03:56,040 Speaker 3: a few crazy people like myself that have decided, you know, 59 00:03:56,600 --> 00:04:00,840 Speaker 3: we're going to rebuild something different because what we're doing 60 00:04:00,960 --> 00:04:02,560 Speaker 3: is just not working. 61 00:04:02,920 --> 00:04:08,920 Speaker 2: You're not crazy whatsoever. Look, I believe that the biggest 62 00:04:09,000 --> 00:04:13,320 Speaker 2: problem we have right now is that the health insurance 63 00:04:13,360 --> 00:04:18,560 Speaker 2: companies own the politicians. Correct As a consequence of that, 64 00:04:19,360 --> 00:04:23,680 Speaker 2: the group of people who are benefiting most from you know, 65 00:04:23,720 --> 00:04:27,640 Speaker 2: the American medical system are not the doctors, they're not 66 00:04:27,680 --> 00:04:30,960 Speaker 2: certainly the patients out are the insurance companies. How do 67 00:04:31,040 --> 00:04:35,600 Speaker 2: we unwind that? If the analysis and that shorthand analysis, 68 00:04:36,040 --> 00:04:37,800 Speaker 2: and I believe that when I talk to you in 69 00:04:37,920 --> 00:04:41,560 Speaker 2: twenty seventeen, and I believe it today, I probably believe 70 00:04:41,600 --> 00:04:44,600 Speaker 2: it more today, and I can explain to you that. 71 00:04:44,760 --> 00:04:49,600 Speaker 2: But do you buy into that shorthand quick analysis. 72 00:04:50,279 --> 00:04:53,440 Speaker 3: Well, one hundred percent, because I think the main way 73 00:04:53,480 --> 00:04:56,920 Speaker 3: that you fix it is you stop feeding the beast. 74 00:04:57,600 --> 00:05:01,680 Speaker 3: And you know this is really a David versus Goliath's situation. 75 00:05:02,160 --> 00:05:06,040 Speaker 3: And I think the way that we do that, and 76 00:05:06,400 --> 00:05:08,800 Speaker 3: you know a lot of my colleagues across the country 77 00:05:08,880 --> 00:05:13,040 Speaker 3: doing this model feel the same way, is why are 78 00:05:13,080 --> 00:05:17,120 Speaker 3: we using health insurance as a payment model for every 79 00:05:17,240 --> 00:05:21,400 Speaker 3: single thing we do in healthcare? We don't use our 80 00:05:21,400 --> 00:05:24,440 Speaker 3: home insurance to fix a window. We don't use car 81 00:05:24,480 --> 00:05:30,240 Speaker 3: insurance to get gasoline. If we used insurance the right way, 82 00:05:31,040 --> 00:05:34,719 Speaker 3: meaning I get cancer, I have a stroke, I'm having 83 00:05:34,760 --> 00:05:37,080 Speaker 3: a heart attack, I need the emergency room, I'm in 84 00:05:37,080 --> 00:05:41,560 Speaker 3: a major car accident. Those are all insurable events. But 85 00:05:42,080 --> 00:05:45,080 Speaker 3: coming in to see me for a half hour to 86 00:05:45,120 --> 00:05:49,800 Speaker 3: talk about your diabetes, your high blood pressure. What is 87 00:05:49,839 --> 00:05:55,320 Speaker 3: insurable about that? We should ensure that every American with 88 00:05:55,440 --> 00:05:58,560 Speaker 3: an E, not insure with an I insure with an E, 89 00:05:58,839 --> 00:06:04,200 Speaker 3: that every again has access to control over their healthcare 90 00:06:04,279 --> 00:06:08,960 Speaker 3: and their healthcare dollar and right now. And it's happened 91 00:06:09,000 --> 00:06:13,520 Speaker 3: unfortunately for decades is people have given the control and 92 00:06:13,600 --> 00:06:18,159 Speaker 3: the money to the insurance companies and the government and 93 00:06:18,200 --> 00:06:20,880 Speaker 3: then including doctors too. And then we sit there and 94 00:06:20,920 --> 00:06:23,560 Speaker 3: we wonder, you know, why is this not working the 95 00:06:23,600 --> 00:06:26,599 Speaker 3: way we want? Well, it's not working the way you 96 00:06:26,640 --> 00:06:29,719 Speaker 3: want because you're letting the wrong people have control. 97 00:06:30,279 --> 00:06:32,800 Speaker 2: Okay, So I want to carry your analogy because I 98 00:06:32,839 --> 00:06:36,680 Speaker 2: think it's a brilliant analogy. If you own a home, 99 00:06:36,720 --> 00:06:38,719 Speaker 2: and there's a lot of people in our audience who 100 00:06:38,720 --> 00:06:41,279 Speaker 2: don't own homes, so they may never have owned home. 101 00:06:41,320 --> 00:06:44,240 Speaker 2: Maybe they have no clue what we're talking about. But 102 00:06:44,320 --> 00:06:47,720 Speaker 2: if you own a home, you'd be a fool if 103 00:06:47,800 --> 00:06:51,479 Speaker 2: you don't have home insurance. And the most important thing 104 00:06:52,040 --> 00:06:54,080 Speaker 2: and if I'm wrong here, doctor Goll, please tell me 105 00:06:54,920 --> 00:06:59,000 Speaker 2: that you want to ensure against is some cataclysmus event. 106 00:07:00,360 --> 00:07:01,560 Speaker 2: The one that you think of. 107 00:07:01,640 --> 00:07:07,960 Speaker 4: Is a fire. Very few homes have fires, but when 108 00:07:07,960 --> 00:07:10,800 Speaker 4: a home has a fire. If it's not put out quickly, 109 00:07:12,240 --> 00:07:15,680 Speaker 4: the home can be destroyed or virtually destroyed, which is 110 00:07:15,680 --> 00:07:20,760 Speaker 4: the similar to a medical emergency, as you said, cancer, 111 00:07:20,840 --> 00:07:21,520 Speaker 4: a stroke. 112 00:07:21,360 --> 00:07:25,080 Speaker 2: Or whatever. And one of the ways you don't, as 113 00:07:25,120 --> 00:07:29,560 Speaker 2: you said, ensure if you break a window, if you 114 00:07:30,000 --> 00:07:34,040 Speaker 2: scratch your door carrying something out of there, you get 115 00:07:34,040 --> 00:07:38,080 Speaker 2: the door of repainted maybe, or if you need to 116 00:07:38,160 --> 00:07:42,000 Speaker 2: fix a broken stare, you don't go to the insurance company. 117 00:07:42,240 --> 00:07:45,400 Speaker 2: And one of the ways you lower your insurance cost 118 00:07:45,800 --> 00:07:50,280 Speaker 2: is you have a high deductible on your home insurance. 119 00:07:50,320 --> 00:07:53,680 Speaker 2: So you may say, okay, I have a deductible of 120 00:07:53,960 --> 00:07:57,480 Speaker 2: ten thousand or twenty thousand dollars, so it makes the 121 00:07:57,520 --> 00:08:04,280 Speaker 2: home insurance policy that prevents that protects you from a 122 00:08:04,360 --> 00:08:08,320 Speaker 2: cataclysmic event in your home. Why can't we do something 123 00:08:08,440 --> 00:08:13,120 Speaker 2: like that in terms of medical insurance, if we need medical. 124 00:08:12,680 --> 00:08:17,480 Speaker 3: Insurance, we could, you know, It's it's the reality, though, 125 00:08:17,920 --> 00:08:22,360 Speaker 3: is you know no one ever stops and says, why 126 00:08:22,480 --> 00:08:26,640 Speaker 3: is my three dollars generic prescription covered under insurance? Why 127 00:08:26,680 --> 00:08:29,120 Speaker 3: do they cover that? But then when I need a 128 00:08:29,160 --> 00:08:32,920 Speaker 3: life saving drug, you know, my doctor and me have 129 00:08:32,960 --> 00:08:37,200 Speaker 3: to jump through multiple hoops to get it covered and 130 00:08:37,240 --> 00:08:39,880 Speaker 3: The reason is it's because of what they call the 131 00:08:39,920 --> 00:08:44,400 Speaker 3: medical loss ratio, which basically is for every hundred dollars 132 00:08:44,440 --> 00:08:48,080 Speaker 3: a premium you pay an insurance company, eighty of that 133 00:08:48,720 --> 00:08:52,400 Speaker 3: hundred has to go to claims, twenty can go to 134 00:08:52,440 --> 00:08:56,360 Speaker 3: their administrative cost. But the issue, the issue is it's 135 00:08:56,360 --> 00:09:02,640 Speaker 3: a percentage. So the more claims that they file and process, 136 00:09:04,320 --> 00:09:05,959 Speaker 3: the more money they make, the bigger. 137 00:09:05,679 --> 00:09:08,880 Speaker 5: Their pie is. So if we stop. 138 00:09:08,760 --> 00:09:14,560 Speaker 3: Using insurance as a form of payment and actually use 139 00:09:14,640 --> 00:09:18,679 Speaker 3: it for what it really was intended for. I always 140 00:09:18,760 --> 00:09:22,640 Speaker 3: laugh when people say catastrophic insurance, I'm like, that's redundant. 141 00:09:22,840 --> 00:09:25,760 Speaker 3: That's what insurance is for. It's supposed to make sure 142 00:09:25,840 --> 00:09:29,720 Speaker 3: that you're protected, you know, if the crap hits the fans, 143 00:09:29,760 --> 00:09:33,880 Speaker 3: so that you don't go broke. And unfortunately, what's happening 144 00:09:34,000 --> 00:09:38,280 Speaker 3: is people have become so addicted to this insurance model that, well, 145 00:09:38,280 --> 00:09:40,839 Speaker 3: my insurance doesn't cover it. Well, what do you do 146 00:09:41,000 --> 00:09:42,680 Speaker 3: when you go to a restaurant and they don't take 147 00:09:42,840 --> 00:09:47,120 Speaker 3: ms use a different form of payment. So people have 148 00:09:47,400 --> 00:09:52,440 Speaker 3: just become so brainwashed, and it's not their fault, you know, 149 00:09:52,480 --> 00:09:55,080 Speaker 3: this is I was one of them, you know. I 150 00:09:55,080 --> 00:09:59,720 Speaker 3: always say I'm a recovering health insurance addict. You know, 151 00:10:00,120 --> 00:10:04,840 Speaker 3: it's the only service industry in the country where the 152 00:10:04,960 --> 00:10:07,920 Speaker 3: provider and the consumer at the time of service had 153 00:10:08,000 --> 00:10:09,640 Speaker 3: no idea what anything costs. 154 00:10:09,840 --> 00:10:14,520 Speaker 2: Well, okay, so here's a question. Here's a question. Most companies, 155 00:10:15,280 --> 00:10:18,560 Speaker 2: when you seek employment, they'll tell you one of the 156 00:10:18,600 --> 00:10:24,439 Speaker 2: great benefits that they provide you is health insurance when 157 00:10:24,480 --> 00:10:27,000 Speaker 2: you work for major company. And most people look at 158 00:10:27,040 --> 00:10:31,640 Speaker 2: it and say, wow, I'm going to get health insurance free. Well, 159 00:10:31,840 --> 00:10:36,640 Speaker 2: health insurance is not for free because the company calculates 160 00:10:36,679 --> 00:10:39,959 Speaker 2: into what they pay you for your salary how much 161 00:10:40,000 --> 00:10:42,080 Speaker 2: they're going to pay for your insurance. So you might 162 00:10:42,160 --> 00:10:47,880 Speaker 2: make seventy thousand dollars a year as a school teacher, hypothetically, 163 00:10:50,040 --> 00:10:54,719 Speaker 2: and the company is also paying thirty thousand dollars a 164 00:10:54,840 --> 00:10:59,200 Speaker 2: year to cover you know, your health insurance, so they're 165 00:10:59,240 --> 00:11:01,400 Speaker 2: carrying you on the books. Is a one hundred thousand 166 00:11:01,440 --> 00:11:03,360 Speaker 2: dollars a year employee. 167 00:11:02,720 --> 00:11:07,880 Speaker 3: Correct, correct? And they get tax benefits for, you know, 168 00:11:07,960 --> 00:11:12,360 Speaker 3: providing you know, insurance options. And the reality is, and 169 00:11:12,440 --> 00:11:15,320 Speaker 3: a lot of my friends will probably you know, spear 170 00:11:15,400 --> 00:11:17,640 Speaker 3: me for saying this, but I think one of the 171 00:11:17,640 --> 00:11:20,800 Speaker 3: best things that could happen to our system is getting 172 00:11:21,000 --> 00:11:24,280 Speaker 3: employers out of health insurance. I mean, they don't pay 173 00:11:24,320 --> 00:11:27,079 Speaker 3: for my car insurance, they don't pay, you know, for 174 00:11:27,200 --> 00:11:31,520 Speaker 3: my home insurance. I'd rather see the money in the 175 00:11:31,520 --> 00:11:35,560 Speaker 3: paycheck and give people the ability to have a market 176 00:11:35,600 --> 00:11:39,440 Speaker 3: for insurance that they want and need, and a public 177 00:11:39,480 --> 00:11:43,880 Speaker 3: option for the people who you know, really really struggle 178 00:11:43,960 --> 00:11:47,440 Speaker 3: financially that they could get. You know, we give EBT 179 00:11:47,679 --> 00:11:52,000 Speaker 3: cards for food and groceries, which I would argue is 180 00:11:52,040 --> 00:11:55,640 Speaker 3: even more important to someone's health than anything I do. 181 00:11:56,400 --> 00:12:00,560 Speaker 3: And yet we regulate, you know, healthcare to the point 182 00:12:00,640 --> 00:12:05,400 Speaker 3: that why can't we give people an HSA card with 183 00:12:05,600 --> 00:12:08,800 Speaker 3: taxpayer dollars to say, hey, if you want to go 184 00:12:08,840 --> 00:12:11,839 Speaker 3: to a community health center, great, if you're happy there, 185 00:12:11,880 --> 00:12:13,960 Speaker 3: you like your doctor, here's your card. You can use 186 00:12:14,000 --> 00:12:18,240 Speaker 3: it for any medical expense. I don't understand why it's 187 00:12:18,280 --> 00:12:23,360 Speaker 3: the only thing that people think we can't that patients 188 00:12:23,400 --> 00:12:26,280 Speaker 3: can't make choices for themselves based on what they need. 189 00:12:27,040 --> 00:12:29,760 Speaker 3: The hard part for patients is right now, there is 190 00:12:29,880 --> 00:12:33,320 Speaker 3: no transparency. You know, you need gas, you can drive 191 00:12:33,360 --> 00:12:36,520 Speaker 3: by a gas station and see what cost what sure 192 00:12:36,640 --> 00:12:41,440 Speaker 3: in healthcare and healthcare you need a doctor like mirror 193 00:12:41,679 --> 00:12:45,240 Speaker 3: a colleagues of mine that are not only going to 194 00:12:45,320 --> 00:12:48,280 Speaker 3: take care of you, you know, based on our oath, 195 00:12:48,480 --> 00:12:50,760 Speaker 3: but also take care of you in a way to 196 00:12:50,800 --> 00:12:54,240 Speaker 3: do no financial harm. You know, if I order a 197 00:12:54,280 --> 00:12:57,880 Speaker 3: test or a medication that someone can't afford because they're 198 00:12:57,880 --> 00:13:00,559 Speaker 3: on a three thousand dollars deductible and they're playing against 199 00:13:00,600 --> 00:13:04,640 Speaker 3: the casino and the house always wins. Are they going 200 00:13:04,720 --> 00:13:06,160 Speaker 3: to go do it or are they not going to 201 00:13:06,240 --> 00:13:07,920 Speaker 3: do it? Is that going to end up in a 202 00:13:07,920 --> 00:13:08,679 Speaker 3: bad outcome? 203 00:13:09,280 --> 00:13:09,480 Speaker 5: You know? 204 00:13:09,559 --> 00:13:14,480 Speaker 3: We help people navigate the complexity of this system by 205 00:13:14,520 --> 00:13:16,400 Speaker 3: getting insurance out of our practice. 206 00:13:17,559 --> 00:13:19,800 Speaker 2: Okay, and when we get back, I want to talk 207 00:13:19,840 --> 00:13:23,480 Speaker 2: about your practice, and I want to talk about what 208 00:13:23,720 --> 00:13:29,000 Speaker 2: you call direct primary care. It is a totally different model. 209 00:13:29,080 --> 00:13:32,439 Speaker 2: It was a different model in twenty seventeen when we 210 00:13:32,480 --> 00:13:36,400 Speaker 2: talked last, and it's a different model certainly today from 211 00:13:36,400 --> 00:13:40,880 Speaker 2: what it was then. But people can't get a doctor anymore. 212 00:13:41,440 --> 00:13:45,040 Speaker 2: They may have all the health insurance that they can find, 213 00:13:45,280 --> 00:13:48,680 Speaker 2: but they can't find a primary care physician. We'll get 214 00:13:48,720 --> 00:13:52,360 Speaker 2: to all of this with doctor Jeffrey Gold. We need 215 00:13:52,400 --> 00:13:55,400 Speaker 2: a revolution in this area, and I mean that seriously, 216 00:13:55,679 --> 00:14:00,120 Speaker 2: the uber wealthy can pay so called concierge doctors. You 217 00:14:00,160 --> 00:14:02,200 Speaker 2: pay a lot of money and they're they're at your 218 00:14:02,240 --> 00:14:05,760 Speaker 2: back and call. You have a situation where with direct 219 00:14:05,800 --> 00:14:09,840 Speaker 2: primary care that's not involved nearly as much money as 220 00:14:09,880 --> 00:14:15,120 Speaker 2: a concierge doctor, but provides very much a similar service. 221 00:14:15,200 --> 00:14:18,440 Speaker 2: They need to be more direct primary care doctors, in 222 00:14:18,520 --> 00:14:21,640 Speaker 2: my opinion, Doctor Jeffrey Gold, Back on night Side, if 223 00:14:21,680 --> 00:14:24,920 Speaker 2: you like to join the conversation six one, seven, two, five, four, ten, 224 00:14:25,000 --> 00:14:28,720 Speaker 2: thirty six, one seven nine Back on Nightside with doctor 225 00:14:28,800 --> 00:14:29,960 Speaker 2: Jeffrey Gold. 226 00:14:31,080 --> 00:14:35,520 Speaker 1: Night Side with Dan Ray. I'm telling you BZ Boston's 227 00:14:35,600 --> 00:14:38,880 Speaker 1: news Radio with us with. 228 00:14:38,720 --> 00:14:42,440 Speaker 2: Us as doctor Jeffrey Gold. Doctor Gold was a guest 229 00:14:42,480 --> 00:14:45,960 Speaker 2: in this program several years ago, almost nine years ago, 230 00:14:46,400 --> 00:14:49,680 Speaker 2: and he was probably mentioned today in an op ed 231 00:14:49,720 --> 00:14:54,520 Speaker 2: piece by Shier Schoenenberg in the Boston Globe, why more 232 00:14:54,560 --> 00:14:57,640 Speaker 2: patients are paying doctors directly? In what it says about 233 00:14:57,720 --> 00:15:03,600 Speaker 2: our health system? Doctor, if you could, if you could 234 00:15:03,600 --> 00:15:08,120 Speaker 2: explain to us as simply as possible, how your office works. 235 00:15:08,200 --> 00:15:11,800 Speaker 2: It's a direct what you call direct primary care. How 236 00:15:11,920 --> 00:15:16,800 Speaker 2: is it different from we'll certainly cost year's doctors. How 237 00:15:16,840 --> 00:15:20,560 Speaker 2: it's different from any other form of direct of primary 238 00:15:20,600 --> 00:15:24,720 Speaker 2: care PCPs. Primary care physicians feel free go right. 239 00:15:24,680 --> 00:15:31,080 Speaker 3: In sure, So the typical primary care practice, most of 240 00:15:31,120 --> 00:15:35,840 Speaker 3: them right now are owned by big hospital systems. The 241 00:15:35,920 --> 00:15:41,760 Speaker 3: doctors are employed. They're expected to usually see about eighteen 242 00:15:41,920 --> 00:15:46,280 Speaker 3: to twenty people a day and code and bill for 243 00:15:46,840 --> 00:15:50,960 Speaker 3: you know, to insurance for every visit, interaction, that type 244 00:15:50,960 --> 00:15:54,720 Speaker 3: of stuff. Most of them, whether they admit it or not, 245 00:15:55,040 --> 00:16:00,160 Speaker 3: or not happy they don't get to spend time with patients. 246 00:16:00,200 --> 00:16:03,600 Speaker 3: You know, they're making a decent living, but at what cost, 247 00:16:04,840 --> 00:16:07,800 Speaker 3: you know it just I was in it for the 248 00:16:07,840 --> 00:16:12,480 Speaker 3: first part of my career. And then there's concierge medicine, 249 00:16:12,520 --> 00:16:16,240 Speaker 3: which you know again, I don't begrudge patients or doctors 250 00:16:16,280 --> 00:16:18,480 Speaker 3: that do this because I think anything is better than 251 00:16:18,720 --> 00:16:24,960 Speaker 3: the current model. But basically, you pay an annual membership 252 00:16:24,960 --> 00:16:27,800 Speaker 3: fee to be a member of the practice, which is 253 00:16:27,920 --> 00:16:31,240 Speaker 3: usually smaller, you know about I mean, the doctors in 254 00:16:31,240 --> 00:16:35,360 Speaker 3: the system carry about two to three thousand patients on 255 00:16:35,400 --> 00:16:39,440 Speaker 3: their panel. The concierge doc, depending on what they charge annually, 256 00:16:39,640 --> 00:16:43,280 Speaker 3: can get away with a couple hundred patients, but they 257 00:16:43,320 --> 00:16:48,600 Speaker 3: also still bill insurance, so for every visit interaction you have, 258 00:16:48,760 --> 00:16:51,320 Speaker 3: they're also filing a claim. So if you have a 259 00:16:51,360 --> 00:16:56,440 Speaker 3: high deductible health plan or co pays co insurance, you're 260 00:16:56,520 --> 00:17:00,040 Speaker 3: going to get billed on top of the fee. The 261 00:17:00,080 --> 00:17:03,240 Speaker 3: way that we work in direct primary care is again 262 00:17:03,640 --> 00:17:05,960 Speaker 3: getting back to the principle of why are we using 263 00:17:06,000 --> 00:17:10,840 Speaker 3: insurance to pay for the most affordable, routine part of healthcare, 264 00:17:10,880 --> 00:17:14,680 Speaker 3: which is primary care. It's the foundation of our system, 265 00:17:15,200 --> 00:17:18,199 Speaker 3: which unfortunately a lot of people don't know. Out of 266 00:17:18,200 --> 00:17:21,680 Speaker 3: the whole healthcare spend in the US, whether you look 267 00:17:21,720 --> 00:17:26,000 Speaker 3: at private insurance or public, about six percent of the 268 00:17:26,040 --> 00:17:29,280 Speaker 3: spend is on primary care mental health, and then we 269 00:17:29,320 --> 00:17:31,439 Speaker 3: wonder why our system is broken. 270 00:17:32,520 --> 00:17:33,720 Speaker 2: That's only six. 271 00:17:35,240 --> 00:17:35,600 Speaker 3: Percent. 272 00:17:35,880 --> 00:17:39,359 Speaker 2: Yep, that's increable. I thought you were going to say sixty. 273 00:17:40,600 --> 00:17:43,400 Speaker 3: No, So when you're valued at six percent of the spend, 274 00:17:44,160 --> 00:17:48,879 Speaker 3: you have to see more and more people, order more tests, 275 00:17:49,040 --> 00:17:53,440 Speaker 3: refer to more specialists, because that's how the system makes 276 00:17:53,480 --> 00:17:56,720 Speaker 3: money or your employer makes money. With direct primary care, 277 00:17:56,840 --> 00:18:00,239 Speaker 3: what we do is we see people regardless of their 278 00:18:00,280 --> 00:18:02,960 Speaker 3: insurance status. We have people that are uninsured, we have 279 00:18:03,040 --> 00:18:06,199 Speaker 3: people on Medicare, we have a handful of people that 280 00:18:06,240 --> 00:18:09,840 Speaker 3: are even on Medicaid that you know want better care 281 00:18:09,920 --> 00:18:14,480 Speaker 3: and better access. And the analogy I use is like 282 00:18:14,560 --> 00:18:18,200 Speaker 3: we're a combination of Netflix and Costco. For primary care, 283 00:18:18,640 --> 00:18:21,680 Speaker 3: you pay a flat monthly fee, which we do age 284 00:18:21,680 --> 00:18:25,000 Speaker 3: based pricing on a family dot so I take care 285 00:18:25,040 --> 00:18:29,640 Speaker 3: of newborns all the way up to geriatrix. Our average 286 00:18:29,640 --> 00:18:33,280 Speaker 3: monthly fee is about ninety dollars a month, and that 287 00:18:33,359 --> 00:18:38,560 Speaker 3: includes all of their primary care, so telehealth in person visits, 288 00:18:38,720 --> 00:18:42,760 Speaker 3: annual check up, any procedure we do in the office, 289 00:18:42,800 --> 00:18:46,960 Speaker 3: like a skin biopsy EKG. All of that is included 290 00:18:46,960 --> 00:18:49,920 Speaker 3: in the monthly fee. My patients get my direct email 291 00:18:50,960 --> 00:18:54,000 Speaker 3: where they can you know, email a question and I 292 00:18:54,040 --> 00:18:57,680 Speaker 3: get back to them. They have access to my work cell, 293 00:18:57,800 --> 00:19:01,480 Speaker 3: and nights and weekends. If anything urgent comes up, if 294 00:19:01,480 --> 00:19:04,440 Speaker 3: I can prevent them from going to an emergency room 295 00:19:04,640 --> 00:19:08,560 Speaker 3: or an urgent care safely, I do it. And then 296 00:19:08,600 --> 00:19:10,879 Speaker 3: we're like Costco in the sense that by being a 297 00:19:10,920 --> 00:19:13,679 Speaker 3: member of the practice, we get people access to what 298 00:19:13,840 --> 00:19:17,600 Speaker 3: things in healthcare actually costs. So you know, for example, 299 00:19:17,880 --> 00:19:20,880 Speaker 3: our lab work a guy at my age, I'm fifty 300 00:19:21,320 --> 00:19:23,960 Speaker 3: for an annual set of labs, it's about fifty bucks total, 301 00:19:24,880 --> 00:19:27,800 Speaker 3: where if you go to the hospital, you may get 302 00:19:27,880 --> 00:19:31,280 Speaker 3: hit with a bill for six hundred. But we tell 303 00:19:31,320 --> 00:19:35,480 Speaker 3: people right up front. We're very transparent about everything we do. 304 00:19:35,560 --> 00:19:40,840 Speaker 3: There's no hidden seas and unfortunately, you know, well fortunately, 305 00:19:40,840 --> 00:19:44,240 Speaker 3: because we don't take insurance and bill insurance, we do 306 00:19:44,320 --> 00:19:47,840 Speaker 3: have to carry a little higher of a panel to 307 00:19:47,880 --> 00:19:51,119 Speaker 3: make the economics work compared to a concierge physician. So 308 00:19:51,280 --> 00:19:55,480 Speaker 3: right now I'm about you know, six hundred and eighty 309 00:19:55,480 --> 00:19:59,240 Speaker 3: seven hundred patients is kind of you know, the happy spot, 310 00:19:59,280 --> 00:20:01,960 Speaker 3: because if I get greedy and I take more on, 311 00:20:02,560 --> 00:20:05,280 Speaker 3: then I end up going right back to what I 312 00:20:05,320 --> 00:20:08,920 Speaker 3: was doing before, and I can't give people the access 313 00:20:08,960 --> 00:20:12,760 Speaker 3: and time they need. Our annual physicals or an hour 314 00:20:13,600 --> 00:20:15,840 Speaker 3: we spend an hour with patients. They can go over 315 00:20:16,000 --> 00:20:19,640 Speaker 3: whatever they want. They don't have to worry about, oh 316 00:20:19,680 --> 00:20:22,040 Speaker 3: if I bring up an issue, am I going to 317 00:20:22,080 --> 00:20:26,320 Speaker 3: get hit with another bill? You know, we see people 318 00:20:27,600 --> 00:20:32,040 Speaker 3: same day, next day, latest for urgent issues, and we 319 00:20:32,240 --> 00:20:36,080 Speaker 3: just try to take care of people is individuals and 320 00:20:36,600 --> 00:20:38,600 Speaker 3: based on what their needs are. 321 00:20:40,280 --> 00:20:44,320 Speaker 2: This sounds like you're doing what the family physician of 322 00:20:44,520 --> 00:20:49,360 Speaker 2: old dead. I can still remember doctors making house house calls, 323 00:20:49,600 --> 00:20:50,640 Speaker 2: so when you say tell. 324 00:20:50,520 --> 00:20:50,919 Speaker 5: We do that. 325 00:20:51,160 --> 00:20:53,919 Speaker 3: We do that too if needed. 326 00:20:54,119 --> 00:20:59,080 Speaker 2: Yeah. So so, so let's assume that someone needs to 327 00:20:59,080 --> 00:21:02,159 Speaker 2: get an appointment with you. Uh, and not everybody's going 328 00:21:02,240 --> 00:21:04,840 Speaker 2: to live. You're based in Salem, as I understand it, 329 00:21:05,720 --> 00:21:10,639 Speaker 2: but you have a broad range of patients geographically. So 330 00:21:10,720 --> 00:21:14,040 Speaker 2: if someone wants to check in with you, because I 331 00:21:14,040 --> 00:21:18,480 Speaker 2: don't know they have they have a sty in their 332 00:21:18,520 --> 00:21:22,800 Speaker 2: eye or something like that, you can do a if 333 00:21:22,800 --> 00:21:25,520 Speaker 2: they're set up for it, you can do a zoom call. 334 00:21:25,760 --> 00:21:28,439 Speaker 3: I assume yeah, or they can even take a picture, 335 00:21:28,560 --> 00:21:31,520 Speaker 3: you know, have their family member take a picture of it, 336 00:21:31,920 --> 00:21:34,760 Speaker 3: send me a text or an email. And if it's 337 00:21:34,800 --> 00:21:38,280 Speaker 3: a sty, I'm going to treat the sky. Why the 338 00:21:38,320 --> 00:21:41,919 Speaker 3: only reason people are made to come in in the 339 00:21:41,960 --> 00:21:47,840 Speaker 3: current system is so that insurance can be built. It's ridiculous. 340 00:21:48,040 --> 00:21:51,119 Speaker 3: The only time we bring people in is if it 341 00:21:51,160 --> 00:21:53,800 Speaker 3: is medically necessary for me to see them, or they 342 00:21:53,840 --> 00:21:56,119 Speaker 3: want to come in, you know, if they prefer to 343 00:21:56,119 --> 00:21:58,880 Speaker 3: do a face to face, we do it and you. 344 00:21:58,880 --> 00:22:03,639 Speaker 2: Do as part part of that that monthly fee. Annually, 345 00:22:04,040 --> 00:22:07,720 Speaker 2: everybody is scheduled for annual physical which I think is 346 00:22:07,800 --> 00:22:11,480 Speaker 2: critical for healthy as well as people who are not 347 00:22:11,920 --> 00:22:12,720 Speaker 2: all that healthy? 348 00:22:13,840 --> 00:22:14,240 Speaker 3: Correct? 349 00:22:14,960 --> 00:22:15,160 Speaker 5: Yep? 350 00:22:15,400 --> 00:22:19,560 Speaker 3: And it basically it's it's Netflix. It's you know, there 351 00:22:19,560 --> 00:22:23,040 Speaker 3: may be a month where you don't need anything, you know, 352 00:22:23,160 --> 00:22:25,920 Speaker 3: but you pay, you pay the monthly fee. Sure, there 353 00:22:25,960 --> 00:22:27,800 Speaker 3: may be a month where you need to interact with 354 00:22:27,880 --> 00:22:30,720 Speaker 3: us five times and is the same. 355 00:22:30,920 --> 00:22:34,080 Speaker 2: Okay? What about if let's say someone says they have 356 00:22:34,160 --> 00:22:37,040 Speaker 2: some sort of a circumstance and they say, well, I 357 00:22:37,119 --> 00:22:38,920 Speaker 2: need an annual physical, but i'd like to get a 358 00:22:39,000 --> 00:22:41,960 Speaker 2: quick check up with you six months, you know at 359 00:22:42,000 --> 00:22:45,159 Speaker 2: halfway point. Is that an additional cost? 360 00:22:45,640 --> 00:22:45,680 Speaker 5: No? 361 00:22:46,280 --> 00:22:49,840 Speaker 3: No, we you know some of our you know, older 362 00:22:49,920 --> 00:22:53,520 Speaker 3: patients that have a lot of chronic, you know issues, 363 00:22:53,680 --> 00:22:56,520 Speaker 3: they can come in you know, once a month, or 364 00:22:56,640 --> 00:22:58,600 Speaker 3: check in with me over email once a month and 365 00:22:58,720 --> 00:23:03,160 Speaker 3: let me know how things they're doing. You know, it's 366 00:23:03,280 --> 00:23:06,639 Speaker 3: really this isn't rocket science. You know, it doesn't have 367 00:23:06,680 --> 00:23:07,520 Speaker 3: to be this complicated. 368 00:23:07,560 --> 00:23:10,600 Speaker 2: Sounds it sounds quite simplified. So let me ask you 369 00:23:10,640 --> 00:23:12,480 Speaker 2: and then we we got to take a quick news 370 00:23:12,480 --> 00:23:14,640 Speaker 2: break here I'm actually passing. We'll open up phone lines 371 00:23:14,680 --> 00:23:19,200 Speaker 2: and people have questions. So what percentage if you know 372 00:23:19,720 --> 00:23:25,080 Speaker 2: of people in America today are small enough or adept 373 00:23:25,240 --> 00:23:30,280 Speaker 2: enough to have to be benefiting from direct primary care. 374 00:23:30,320 --> 00:23:34,560 Speaker 2: How many other doctors like you are around America today? 375 00:23:34,640 --> 00:23:40,120 Speaker 2: Is there a growing number of providers? Oh? 376 00:23:40,200 --> 00:23:43,840 Speaker 3: Yeah, it's I mean since we last spoke. At the time, 377 00:23:43,960 --> 00:23:46,439 Speaker 3: I think there were only maybe you know, five of 378 00:23:46,560 --> 00:23:48,600 Speaker 3: us in the state that we're doing it, and now 379 00:23:48,640 --> 00:23:51,720 Speaker 3: there's about twenty to twenty five across the state, and 380 00:23:51,800 --> 00:23:56,000 Speaker 3: I'd say nationally it's probably up to about four or 381 00:23:56,040 --> 00:24:00,720 Speaker 3: five thousand. It's still a very small, you know, percentage 382 00:24:00,760 --> 00:24:04,640 Speaker 3: compared to the regular, you know, insurance based primary care doctor. 383 00:24:05,240 --> 00:24:08,840 Speaker 3: But I think primary care, if it continues the way 384 00:24:08,880 --> 00:24:12,400 Speaker 3: it is, is going to be extinct. You know, it's 385 00:24:12,440 --> 00:24:15,520 Speaker 3: going to be all urgent cares and you're not gonna 386 00:24:15,560 --> 00:24:18,240 Speaker 3: You're not gonna have a primary care physician and urgent. 387 00:24:18,680 --> 00:24:22,560 Speaker 2: Urgent care is fine. If you wake up someday and 388 00:24:22,640 --> 00:24:25,560 Speaker 2: you're not near your doctor and I don't know, you 389 00:24:25,600 --> 00:24:27,880 Speaker 2: have a rash, well you could still do a ration 390 00:24:28,280 --> 00:24:31,320 Speaker 2: and tell do it. Tell. Yeah. It seems to me 391 00:24:31,440 --> 00:24:34,280 Speaker 2: that that you're the future of medicine. I don't know 392 00:24:34,320 --> 00:24:36,600 Speaker 2: how else to describe it. My guest is doctor Jeffrey 393 00:24:36,600 --> 00:24:40,280 Speaker 2: Gold phone call six one seven two five four ten 394 00:24:40,359 --> 00:24:43,520 Speaker 2: thirty six, one seven nine three, one ten thirty. Here 395 00:24:43,600 --> 00:24:45,640 Speaker 2: comes the news. We're a little bit late. I think 396 00:24:45,680 --> 00:24:51,119 Speaker 2: this is an extraordinarily exciting form of medicine and practice. 397 00:24:51,760 --> 00:24:56,320 Speaker 2: Uh and I hope you appreciate the time that doctor 398 00:24:56,359 --> 00:24:59,840 Speaker 2: Gold is giving us tonight, explaining it simply and clearly 399 00:25:00,119 --> 00:25:02,760 Speaker 2: that all of us can understand it. Back on Nightside 400 00:25:02,800 --> 00:25:03,480 Speaker 2: right after. 401 00:25:03,280 --> 00:25:09,639 Speaker 1: This, You're on Night Side with Dan Ray on w BZ, 402 00:25:10,000 --> 00:25:11,280 Speaker 1: Boston's news radio. 403 00:25:12,160 --> 00:25:16,439 Speaker 2: All right, my guest is doctor Jeffrey Gold. He's based 404 00:25:16,480 --> 00:25:22,199 Speaker 2: in Salem. However, he has been a pioneer in the 405 00:25:22,240 --> 00:25:26,480 Speaker 2: concept of direct primary care, which costs the patients less 406 00:25:26,520 --> 00:25:31,880 Speaker 2: money and basically sidelines the insurance companies that are basically 407 00:25:31,960 --> 00:25:36,439 Speaker 2: running the American medical system today. I would suggest you 408 00:25:36,520 --> 00:25:39,840 Speaker 2: read an op ed piece in Today's Boston Globe by 409 00:25:39,880 --> 00:25:44,399 Speaker 2: Shirah Schoenberg, why more patients are paying doctors directly and 410 00:25:44,440 --> 00:25:47,240 Speaker 2: what it says about our health system. It's a great article. 411 00:25:49,080 --> 00:25:52,120 Speaker 2: I want to get to callers doctor Gold, and I'm 412 00:25:52,119 --> 00:25:54,280 Speaker 2: sure they have plenty of questions. So let's start off 413 00:25:54,320 --> 00:25:57,359 Speaker 2: with Wayne and Wooburn. Wayne, you were first this hour 414 00:25:57,440 --> 00:25:58,560 Speaker 2: with doctor Jeffrey Gold. 415 00:25:58,600 --> 00:26:02,919 Speaker 5: Go right ahead, Wayne, thanks Dan, in a healthcare system 416 00:26:03,000 --> 00:26:06,399 Speaker 5: that just makes so little sense, Thank you, doctor Gold, 417 00:26:06,400 --> 00:26:11,040 Speaker 5: because you are making so much sense. And thank you 418 00:26:10,160 --> 00:26:13,440 Speaker 5: you just said that there have been there were five 419 00:26:14,080 --> 00:26:17,880 Speaker 5: direct primary care docs and now increased fivefold to twenty five, 420 00:26:17,920 --> 00:26:22,480 Speaker 5: which is amazing, except we need more like several thousand 421 00:26:22,520 --> 00:26:27,919 Speaker 5: direct primary care family docs. Are you familiar with the 422 00:26:27,960 --> 00:26:32,080 Speaker 5: primary care legislation called primary Care for You that essentially 423 00:26:32,280 --> 00:26:35,439 Speaker 5: is a direct primary care for all model in the 424 00:26:35,480 --> 00:26:37,840 Speaker 5: state of Massachusetts. 425 00:26:38,160 --> 00:26:43,040 Speaker 3: I one hundred percent m and I am very dear 426 00:26:43,119 --> 00:26:48,160 Speaker 3: friends and colleagues with the person who initiated the bill, 427 00:26:49,800 --> 00:26:56,680 Speaker 3: doctor Wayne Altman, And it is based basically on a 428 00:26:56,760 --> 00:27:03,000 Speaker 3: direct primary care type of chassis, where you know, it's 429 00:27:03,040 --> 00:27:07,800 Speaker 3: a flat sea to take care of people. Now, the 430 00:27:08,280 --> 00:27:12,560 Speaker 3: pushback I always give and is you know, the money 431 00:27:12,600 --> 00:27:17,320 Speaker 3: coming directly from the patient, and in that model it's not. 432 00:27:17,840 --> 00:27:23,720 Speaker 3: But it is certainly better than what the current established 433 00:27:23,800 --> 00:27:28,640 Speaker 3: system is because it allows physicians, particularly primary care physicians, 434 00:27:29,240 --> 00:27:32,320 Speaker 3: to practice at the extent of their training, and have 435 00:27:32,400 --> 00:27:37,320 Speaker 3: time with patients, and have the resources for mental health, nutrition, 436 00:27:39,200 --> 00:27:42,800 Speaker 3: you know, all the things that really make up effective 437 00:27:43,160 --> 00:27:49,639 Speaker 3: primary care. And as you know, the dollar amount that 438 00:27:49,680 --> 00:27:52,639 Speaker 3: we spend on primary care is just not acceptable. No 439 00:27:53,119 --> 00:27:56,480 Speaker 3: one would build a house and spend that little on 440 00:27:56,520 --> 00:27:59,640 Speaker 3: their foundation, but yet. 441 00:27:59,400 --> 00:28:00,320 Speaker 2: We do it day. 442 00:28:00,560 --> 00:28:06,240 Speaker 3: So I really appreciate the work you do and your 443 00:28:06,280 --> 00:28:07,920 Speaker 3: comments as well. Thank you. 444 00:28:11,119 --> 00:28:14,680 Speaker 2: Wayne and Woolburn. Are you the doctor that that doctor 445 00:28:14,720 --> 00:28:15,600 Speaker 2: Waters referring to. 446 00:28:16,720 --> 00:28:21,040 Speaker 5: Yes, I am, yes, Well you know what. 447 00:28:21,200 --> 00:28:26,120 Speaker 2: Somenight, Rob will give you my direct line, Doctor Altman, 448 00:28:26,320 --> 00:28:29,480 Speaker 2: and we will. I we'd love to have you on 449 00:28:29,600 --> 00:28:32,159 Speaker 2: as well, because I want to get people thinking about 450 00:28:32,160 --> 00:28:34,880 Speaker 2: this system. I mean, doctor Gold has made so much 451 00:28:34,920 --> 00:28:38,600 Speaker 2: sense tonight in terms of when you compare it to 452 00:28:38,760 --> 00:28:44,920 Speaker 2: auto insurance and health insurance and all sorts of insurance 453 00:28:44,960 --> 00:28:48,400 Speaker 2: systems that we know about. You know, it just makes 454 00:28:48,440 --> 00:28:52,120 Speaker 2: all the sense in the world. And I, for one, 455 00:28:53,120 --> 00:28:57,400 Speaker 2: I had a personal care physician for many years thirty 456 00:28:57,440 --> 00:29:00,600 Speaker 2: five years who was an extraordinary doctor, Doctor and Cole 457 00:29:00,680 --> 00:29:03,560 Speaker 2: out of Natick, and at the beginning of COVID he 458 00:29:03,720 --> 00:29:08,920 Speaker 2: chose to end his practice, which I understood, But it's 459 00:29:09,000 --> 00:29:16,320 Speaker 2: been to try to find a PCP today is almost 460 00:29:16,320 --> 00:29:23,040 Speaker 2: impossible for the average person, and I think there are 461 00:29:23,080 --> 00:29:25,240 Speaker 2: a lot of people out there who are relying upon 462 00:29:25,440 --> 00:29:28,280 Speaker 2: urgent care and not seeing doctors on a regular basis. 463 00:29:28,680 --> 00:29:33,120 Speaker 2: Can either of you comment on that belief? That's what 464 00:29:33,160 --> 00:29:35,680 Speaker 2: my sense tells me that the situation is so confusing. 465 00:29:37,320 --> 00:29:41,000 Speaker 5: Well, Dan, one thing, primary care doctors in Massachusetts are 466 00:29:41,040 --> 00:29:44,000 Speaker 5: over the age of sixty and likely to retire soon. 467 00:29:44,640 --> 00:29:51,400 Speaker 5: And the primary care access issue is horrendous and it's shameful. 468 00:29:51,440 --> 00:29:55,880 Speaker 5: We can do better, and we don't need to vilify 469 00:29:57,640 --> 00:30:00,680 Speaker 5: insurance health insurance, and doctor Gold was not doing that. 470 00:30:01,160 --> 00:30:03,400 Speaker 5: But what he's saying, and what I'm saying, is that 471 00:30:03,520 --> 00:30:06,880 Speaker 5: health insurance does not belong with primary care. It doesn't 472 00:30:06,880 --> 00:30:10,920 Speaker 5: make any sense. Insurance is for unexpected and catastrophic results. 473 00:30:11,120 --> 00:30:13,600 Speaker 5: Primary care is neither unexpected nor catastrophic. 474 00:30:16,160 --> 00:30:20,720 Speaker 2: Doctor goldquick comment on my observation that things are so 475 00:30:20,840 --> 00:30:24,600 Speaker 2: confusing that my suspicion is, I mean, the people who 476 00:30:24,680 --> 00:30:28,560 Speaker 2: are on Medicaid are pretty much taking care of in 477 00:30:28,600 --> 00:30:31,000 Speaker 2: this country, I guess in Medicare, but I think the 478 00:30:31,080 --> 00:30:34,200 Speaker 2: average person who's trying to to raise a family, work 479 00:30:34,360 --> 00:30:37,120 Speaker 2: work out, you know, work for a living. I think 480 00:30:37,160 --> 00:30:39,120 Speaker 2: they're the ones who are who are paying the worst 481 00:30:39,120 --> 00:30:39,880 Speaker 2: price right now. 482 00:30:41,680 --> 00:30:44,600 Speaker 3: Yeah, and I completely agree with doctor Altman, and I 483 00:30:44,640 --> 00:30:47,440 Speaker 3: think that the issue and he and I have spoken 484 00:30:47,480 --> 00:30:52,520 Speaker 3: about this numerous times, is how do we build a 485 00:30:53,160 --> 00:31:00,640 Speaker 3: system starting with medical education, that encourages and leads people 486 00:31:01,320 --> 00:31:07,200 Speaker 3: to pick primary care as their career. And right now 487 00:31:07,360 --> 00:31:12,840 Speaker 3: the system encourages people to go into specialty care. There's 488 00:31:12,920 --> 00:31:17,280 Speaker 3: more money, they've got student loans to pay back. They 489 00:31:17,440 --> 00:31:22,640 Speaker 3: see more value and prestige in it than being, you know, 490 00:31:22,720 --> 00:31:25,600 Speaker 3: the primary care doc like the two of us are. 491 00:31:25,880 --> 00:31:30,600 Speaker 3: And I think we need to start educating medical students 492 00:31:30,600 --> 00:31:34,360 Speaker 3: from day one of medical school that there are other 493 00:31:34,480 --> 00:31:38,640 Speaker 3: viable options for primary care out there. It's not going 494 00:31:38,720 --> 00:31:43,040 Speaker 3: to happen overnight, but I think the urgent care stuff, 495 00:31:43,080 --> 00:31:46,800 Speaker 3: it's just the systems completely fragmented and no one talks 496 00:31:46,800 --> 00:31:51,920 Speaker 3: to each other. It it just doesn't work. It just 497 00:31:52,000 --> 00:31:53,040 Speaker 3: works with the wrong people. 498 00:31:54,240 --> 00:31:58,640 Speaker 2: You know. I recently had the dean of the University 499 00:31:58,680 --> 00:32:02,840 Speaker 2: of Michigan Medical School law because I am convinced, to 500 00:32:02,920 --> 00:32:10,080 Speaker 2: be really honest with you, that the AMA has tried 501 00:32:10,120 --> 00:32:13,719 Speaker 2: to keep down the number of medical schools in this country. 502 00:32:13,760 --> 00:32:19,280 Speaker 2: I know a lot of really good physicians across Massachusetts 503 00:32:19,400 --> 00:32:23,240 Speaker 2: who have gone to so called offshore medical schools, and 504 00:32:23,280 --> 00:32:28,200 Speaker 2: they're great doctors, but there aren't enough seats at medical 505 00:32:28,200 --> 00:32:31,560 Speaker 2: schools in Massachusetts, we only have one hundred and twenty seats. 506 00:32:31,960 --> 00:32:35,360 Speaker 2: Speaking to doctor Albman's comment about people retiring in the 507 00:32:35,680 --> 00:32:39,440 Speaker 2: over the age of sixty, why in Massachusetts we in 508 00:32:39,480 --> 00:32:41,520 Speaker 2: our state medical school do we only have one hundred 509 00:32:41,560 --> 00:32:47,000 Speaker 2: and twenty seats for medical students school students. They are 510 00:32:47,000 --> 00:32:49,160 Speaker 2: a lot of bright college kids who would love to 511 00:32:49,160 --> 00:32:52,200 Speaker 2: become doctors. They can't get into medical schools in the US. 512 00:32:52,280 --> 00:32:54,160 Speaker 2: They're going off offshore. 513 00:32:56,280 --> 00:32:59,880 Speaker 3: Yeah, I wish I could tell you the answer to that. 514 00:33:00,000 --> 00:33:06,080 Speaker 3: At I think it's a lot of bureaucracy and money. 515 00:33:07,440 --> 00:33:10,960 Speaker 3: But you know, I I don't I'm not really in 516 00:33:11,240 --> 00:33:15,960 Speaker 3: any organized type of medicine medical group other than the 517 00:33:16,000 --> 00:33:20,200 Speaker 3: American Academy of Family Physicians and mass Academy of Family Physicians, 518 00:33:21,280 --> 00:33:24,239 Speaker 3: So I don't really follow the AMA closely. But I 519 00:33:24,280 --> 00:33:27,520 Speaker 3: know I know people that are members of the AMA 520 00:33:27,920 --> 00:33:32,120 Speaker 3: that are really trying hard to fix these issues. But 521 00:33:32,480 --> 00:33:37,000 Speaker 3: overall as a group, I don't know, you know what 522 00:33:37,160 --> 00:33:39,080 Speaker 3: what they do or don't do, to be honest with you, 523 00:33:39,160 --> 00:33:39,640 Speaker 3: so I'll. 524 00:33:39,920 --> 00:33:43,200 Speaker 2: Please Doman, Do you want to comment on that observation 525 00:33:43,320 --> 00:33:45,520 Speaker 2: or know? Sure? 526 00:33:46,280 --> 00:33:49,240 Speaker 5: So, there's four medical schools in Massachusetts, each have about 527 00:33:49,480 --> 00:33:52,400 Speaker 5: two hundred students per class plus minus. 528 00:33:52,680 --> 00:33:56,040 Speaker 2: So there's you mass is one twenty. Doctor. 529 00:33:56,480 --> 00:33:59,480 Speaker 5: I know that it's increased. It's recently increased. 530 00:34:00,120 --> 00:34:00,760 Speaker 2: That's good to hear. 531 00:34:01,280 --> 00:34:05,800 Speaker 5: Ad and and toughs where I'm chair of the Department 532 00:34:05,840 --> 00:34:09,920 Speaker 5: of Family Medicine has also has a class size of 533 00:34:10,360 --> 00:34:15,520 Speaker 5: over two hundred and would love to increase, except you 534 00:34:15,640 --> 00:34:19,680 Speaker 5: have to have enough teaching sites hospitals and primary care 535 00:34:19,760 --> 00:34:23,600 Speaker 5: sites to teach the students, and that's kind of the 536 00:34:23,680 --> 00:34:25,840 Speaker 5: rate limiting step. Your theory about the A M A 537 00:34:26,440 --> 00:34:28,440 Speaker 5: may be true. I don't know anything about that. 538 00:34:28,800 --> 00:34:31,759 Speaker 2: Okay, fair enough, all right, gentlemen, thank you so much, 539 00:34:32,640 --> 00:34:35,040 Speaker 2: doctor Albman. We'll have you on tonight if you'd be 540 00:34:35,160 --> 00:34:37,960 Speaker 2: if you'd be interested, because I think this is an 541 00:34:37,960 --> 00:34:39,520 Speaker 2: important conversation to have. 542 00:34:40,440 --> 00:34:42,560 Speaker 5: I'm a longtime fan of hers and I'd be honored. 543 00:34:42,840 --> 00:34:46,160 Speaker 2: Well, thank you very much. I'm gonna have Rob leave 544 00:34:46,239 --> 00:34:49,720 Speaker 2: you my direct number. Rob give them, uh, Doc Alban 545 00:34:49,840 --> 00:34:53,239 Speaker 2: my cell phone number. Please, we'll be back finish up 546 00:34:53,239 --> 00:34:56,520 Speaker 2: our conversation with doctor Jeffrey Gold. This is important if 547 00:34:56,560 --> 00:35:02,120 Speaker 2: you are in the need of medical care. You don't 548 00:35:02,120 --> 00:35:06,960 Speaker 2: want to end up in emergency rooms. You know intensive 549 00:35:07,000 --> 00:35:11,319 Speaker 2: care units, you need to have a doctor, and the 550 00:35:11,400 --> 00:35:14,120 Speaker 2: system makes it difficult for people to get doctors. At 551 00:35:14,120 --> 00:35:16,360 Speaker 2: this point, we'll take a break. Coming back on Nightside 552 00:35:16,360 --> 00:35:17,359 Speaker 2: with doctor Jeffrey Gold. 553 00:35:19,040 --> 00:35:23,680 Speaker 1: It's Night's Eye with Boston's News Radio. 554 00:35:23,760 --> 00:35:25,600 Speaker 2: I'm gonna get one more caller in here, Bob and 555 00:35:25,640 --> 00:35:29,880 Speaker 2: Cambridge for doctor Jeffrey Gold. Bob and Cambridge next with 556 00:35:29,960 --> 00:35:30,520 Speaker 2: doctor Gold. 557 00:35:30,520 --> 00:35:34,400 Speaker 6: Go right ahead, Hello Dan, Hello doctor Gold. 558 00:35:34,680 --> 00:35:36,120 Speaker 5: Thank you for taking my call. 559 00:35:36,280 --> 00:35:36,760 Speaker 2: You're welcome. 560 00:35:37,160 --> 00:35:42,440 Speaker 6: My course to both of you is, do either one 561 00:35:42,480 --> 00:35:45,200 Speaker 6: of you know anything about what's called the hill Burton Act. 562 00:35:46,480 --> 00:35:49,080 Speaker 2: I'm not familiar with that, doctor Gold. I am not 563 00:35:50,360 --> 00:35:51,239 Speaker 2: explain it to us. 564 00:35:52,160 --> 00:35:54,960 Speaker 7: Okay, I can explain it to you. He is back 565 00:35:55,280 --> 00:35:59,600 Speaker 7: when I didn't have insurance in my younger days. Uh, 566 00:35:59,760 --> 00:36:03,400 Speaker 7: and I have to go from any care medical care 567 00:36:04,080 --> 00:36:06,200 Speaker 7: from Cambridge. I used to go to the Model and 568 00:36:06,280 --> 00:36:09,920 Speaker 7: Hospital and in the emergency room there was a plaque 569 00:36:10,000 --> 00:36:12,360 Speaker 7: right on the wall that said what the hill Burton 570 00:36:12,440 --> 00:36:16,960 Speaker 7: Act was. The hill Burton Act is some sort of 571 00:36:17,040 --> 00:36:20,600 Speaker 7: compensation that your bill gets paid in the emergency room 572 00:36:20,640 --> 00:36:22,040 Speaker 7: if you don't have any insurance. 573 00:36:22,200 --> 00:36:24,920 Speaker 2: Yeah, any person can call it can show up at 574 00:36:24,920 --> 00:36:28,279 Speaker 2: an emergency room in any hospital in America, whether they 575 00:36:28,360 --> 00:36:32,040 Speaker 2: are a citizen here legally, illegally, or whatever, and they 576 00:36:32,080 --> 00:36:34,799 Speaker 2: have to be treated if they go to an emergency room. 577 00:36:34,880 --> 00:36:37,720 Speaker 2: They that's that's I think what you're talking about. 578 00:36:38,080 --> 00:36:40,120 Speaker 6: Yeah, that's what the Hillburton Act was. 579 00:36:40,520 --> 00:36:41,560 Speaker 2: Okay, so what's your point. 580 00:36:41,680 --> 00:36:44,600 Speaker 6: Well, my point is what all the problems about. I 581 00:36:44,640 --> 00:36:47,000 Speaker 6: have a primary care. Thank god, I've had her for years. 582 00:36:47,000 --> 00:36:50,640 Speaker 6: I hope she don't retire. My thing is this, then, right, 583 00:36:50,640 --> 00:36:53,719 Speaker 6: if you can't get a primary care, because you know 584 00:36:53,800 --> 00:36:55,960 Speaker 6: they are, you want five between, why don't people just 585 00:36:55,960 --> 00:36:58,319 Speaker 6: go there? And that's it is what it is. 586 00:36:59,640 --> 00:37:03,919 Speaker 2: Well, I don't have an answer for that. I can 587 00:37:03,960 --> 00:37:09,400 Speaker 2: only tell you that, in my opinion, most people in 588 00:37:09,480 --> 00:37:14,840 Speaker 2: this country assume that they want to have a doctor, 589 00:37:15,520 --> 00:37:19,680 Speaker 2: and I don't think people being in an emergency room, 590 00:37:19,880 --> 00:37:24,480 Speaker 2: particularly if you're there, it can be unpleasant to be 591 00:37:24,520 --> 00:37:27,120 Speaker 2: honest with you, by and you avoid going to emergency 592 00:37:27,200 --> 00:37:31,520 Speaker 2: rooms by having a regular doctor who has a relationship 593 00:37:31,600 --> 00:37:33,640 Speaker 2: with the doctor Gold I assume you'd agree with that. 594 00:37:34,840 --> 00:37:37,680 Speaker 3: Yeah, I think he's one hundred percent right, And sadly 595 00:37:37,920 --> 00:37:42,560 Speaker 3: that's part of the problem is you know, I can 596 00:37:42,600 --> 00:37:46,440 Speaker 3: take care of the UTI for you know, under fifty 597 00:37:46,520 --> 00:37:50,359 Speaker 3: bucks where if you go to an emergency room, god 598 00:37:50,360 --> 00:37:52,480 Speaker 3: only knows what the bill is for just walking in 599 00:37:52,520 --> 00:37:56,560 Speaker 3: the door, never mind the testing and the weight. And 600 00:37:56,680 --> 00:37:59,800 Speaker 3: I get it, you know that people feel they don't 601 00:38:00,120 --> 00:38:04,600 Speaker 3: have any other option. But I just say, for the 602 00:38:04,719 --> 00:38:07,399 Speaker 3: cost of a cell phone bill of months, which ninety 603 00:38:07,400 --> 00:38:10,560 Speaker 3: eight percent of Americans have a cell phone, they can 604 00:38:10,640 --> 00:38:13,920 Speaker 3: afford me if they want, if they see the value 605 00:38:13,920 --> 00:38:16,920 Speaker 3: in it. And I think you know the word you 606 00:38:17,000 --> 00:38:20,200 Speaker 3: just use, dan that I think is really important is 607 00:38:20,280 --> 00:38:26,040 Speaker 3: primary care is relationship based medicine. It's not transactional, using 608 00:38:26,080 --> 00:38:30,520 Speaker 3: the er as a transaction. You know, having a major 609 00:38:30,560 --> 00:38:32,840 Speaker 3: surgery as a transaction. You want it to go well, 610 00:38:33,480 --> 00:38:36,239 Speaker 3: but you don't want to be there again. You know, 611 00:38:36,360 --> 00:38:41,880 Speaker 3: we've turned primary care into this fragmented series of transactions, 612 00:38:42,200 --> 00:38:44,280 Speaker 3: and then we sit and wonder why it doesn't work. 613 00:38:44,400 --> 00:38:48,440 Speaker 3: And the reality is we have a very simple economic 614 00:38:48,480 --> 00:38:53,759 Speaker 3: issue of supplying demand. We have a growing population that 615 00:38:53,840 --> 00:38:57,799 Speaker 3: wants healthcare, needs health care, wants it when they want 616 00:38:57,840 --> 00:39:00,000 Speaker 3: it from who they want it from, and a huge 617 00:39:00,160 --> 00:39:03,319 Speaker 3: portion don't want to pay for it. But yet we 618 00:39:03,400 --> 00:39:06,560 Speaker 3: have a supply side that is dwindling and what is 619 00:39:06,600 --> 00:39:11,399 Speaker 3: there is hanging on by a threat. I mean ers 620 00:39:11,440 --> 00:39:16,600 Speaker 3: are overrun. The nurses' staff are completely overworked, the doctors 621 00:39:16,640 --> 00:39:20,640 Speaker 3: are overworked, and that's when mistakes happen and accidents. 622 00:39:21,200 --> 00:39:24,080 Speaker 2: Absolutely, Bob, thank you for your call. Unfortune, we're flat 623 00:39:24,080 --> 00:39:26,959 Speaker 2: out of time. I appreciate your question. It's a good one, Bob, 624 00:39:27,400 --> 00:39:32,040 Speaker 2: Thank you very much. I want to doctor Gold, thank 625 00:39:32,080 --> 00:39:34,080 Speaker 2: you very much. How can folks get in touch with 626 00:39:34,120 --> 00:39:37,600 Speaker 2: you if they're interested in getting more information on your 627 00:39:37,640 --> 00:39:39,920 Speaker 2: direct primary care practice. 628 00:39:40,480 --> 00:39:45,720 Speaker 3: Sure, they can go to my website www dot goldirectcare 629 00:39:45,840 --> 00:39:50,400 Speaker 3: dot com. All are pricing everything on there is transparent. 630 00:39:51,480 --> 00:39:54,440 Speaker 3: They can call the office. We have typical office hours 631 00:39:54,440 --> 00:39:57,319 Speaker 3: seven eight one, eight four two three nine six one, 632 00:39:58,280 --> 00:40:02,040 Speaker 3: or they can email me directly Doctor Gold, d R 633 00:40:02,160 --> 00:40:06,560 Speaker 3: G O L D at Goldirectcare dot com. And you know, 634 00:40:06,600 --> 00:40:10,560 Speaker 3: we do a free thirty minute info session for anybody 635 00:40:11,280 --> 00:40:13,879 Speaker 3: you know that's interested in learning more. We help them 636 00:40:13,880 --> 00:40:18,719 Speaker 3: with the insurance side of things. We explain everything and 637 00:40:18,800 --> 00:40:20,880 Speaker 3: then we leave it up to them to make a decision, 638 00:40:21,400 --> 00:40:22,719 Speaker 3: you know, if it's a good fit for them. But 639 00:40:22,800 --> 00:40:27,600 Speaker 3: at least ask, you know. But I really appreciate you 640 00:40:27,640 --> 00:40:29,000 Speaker 3: having me on again, Dan, and. 641 00:40:29,239 --> 00:40:32,080 Speaker 2: Have you back. We'll have you back. The email is time. 642 00:40:32,400 --> 00:40:37,520 Speaker 2: The email is Golddirectcare dot com. That's the most important one, 643 00:40:38,000 --> 00:40:40,440 Speaker 2: Doctor Gold. As always. Thanks, we'll talk so thank you 644 00:40:40,560 --> 00:40:41,200 Speaker 2: very very much. 645 00:40:41,840 --> 00:40:43,279 Speaker 3: All right, thanks Dan, have a good night. 646 00:40:43,480 --> 00:40:47,200 Speaker 2: You bet you you too. When we get back, we 647 00:40:47,239 --> 00:40:51,000 Speaker 2: will a couple of calls called in laid unfortunately changing topics. 648 00:40:51,400 --> 00:40:55,879 Speaker 2: Go to talk next hour about this demonstration in Minneapolis 649 00:40:55,920 --> 00:40:58,600 Speaker 2: that I watched over the weekend, which was quite troubling. 650 00:40:58,920 --> 00:41:04,839 Speaker 2: Demonstrators went in to a church and disrupted religious services 651 00:41:04,840 --> 00:41:08,160 Speaker 2: in a church thinking that the pastor of the church 652 00:41:08,360 --> 00:41:12,520 Speaker 2: was somehow an ice officer. It's getting crazy in Minneapolis, 653 00:41:12,520 --> 00:41:15,839 Speaker 2: and I think it's so crazy that the folks in Minneapolis, 654 00:41:15,880 --> 00:41:19,000 Speaker 2: the protesters, are losing their momentum. We'll be back on 655 00:41:19,080 --> 00:41:19,880 Speaker 2: night Side after this