1 00:00:00,080 --> 00:00:02,400 Speaker 1: Right now, let's say good morning to the host of 2 00:00:02,440 --> 00:00:04,720 Speaker 1: How to Money on KFI. It's are very own Joel 3 00:00:04,800 --> 00:00:09,200 Speaker 1: lars Guard. So Joel, let's talk about today, including how 4 00:00:09,240 --> 00:00:12,559 Speaker 1: you can now get prescriptions at vending machines. 5 00:00:14,200 --> 00:00:16,919 Speaker 2: Yeah, so that's a super that's a really interesting one, right, 6 00:00:17,000 --> 00:00:20,640 Speaker 2: And this is happening specifically in Los Angeles. It's a 7 00:00:20,640 --> 00:00:25,920 Speaker 2: trial from Amazon and One Medical who have a partnership together. 8 00:00:26,520 --> 00:00:30,080 Speaker 2: And I think this is great. Think about how annoying 9 00:00:30,120 --> 00:00:33,400 Speaker 2: it can be to get prescriptions filled. A massive chunk 10 00:00:33,520 --> 00:00:38,080 Speaker 2: of prescriptions that are made don't get picked up by people. 11 00:00:38,320 --> 00:00:40,280 Speaker 2: Lots of times it gets lost in the shuffle. You 12 00:00:40,479 --> 00:00:43,560 Speaker 2: realize how much it's going to cost, and or you're 13 00:00:43,600 --> 00:00:46,560 Speaker 2: just like I don't know the scheduling and actually making 14 00:00:46,600 --> 00:00:48,720 Speaker 2: it out to the pharmacy. You just don't do it. 15 00:00:48,760 --> 00:00:50,720 Speaker 2: And so you're like, I'll just get better over time, 16 00:00:50,720 --> 00:00:53,160 Speaker 2: and you grin and bear it. And so I think 17 00:00:53,200 --> 00:00:56,440 Speaker 2: these these pharmacy vending machines are going to do a 18 00:00:56,480 --> 00:00:58,640 Speaker 2: couple things. I think one, people are actually going to 19 00:00:59,040 --> 00:01:02,360 Speaker 2: get their prescriptions because it's going to be so much easier, 20 00:01:02,600 --> 00:01:05,200 Speaker 2: so much more convenient, and the cost is going to 21 00:01:05,280 --> 00:01:08,600 Speaker 2: come down with some of these pharmacy venting machines. So 22 00:01:08,959 --> 00:01:12,200 Speaker 2: it's not going to be for like everything, but it 23 00:01:12,319 --> 00:01:15,400 Speaker 2: is going to be neat to see how these impact 24 00:01:16,000 --> 00:01:19,039 Speaker 2: the prescription game, which is changing a lot. Like it's. 25 00:01:19,959 --> 00:01:22,039 Speaker 2: While these vending machines are great, I think actually, if 26 00:01:22,080 --> 00:01:24,759 Speaker 2: you want to save the most money still, it's worth 27 00:01:24,840 --> 00:01:29,960 Speaker 2: checking online, in particular at places like cost plus Drugs 28 00:01:30,000 --> 00:01:33,080 Speaker 2: dot com. I think that's the best place right now 29 00:01:33,120 --> 00:01:34,360 Speaker 2: to save money on prescriptions. 30 00:01:34,520 --> 00:01:36,920 Speaker 1: Okay, so if you go to your doctor and they 31 00:01:36,959 --> 00:01:41,120 Speaker 1: say here's a prescription for a maxicillin or something, you 32 00:01:41,160 --> 00:01:44,080 Speaker 1: don't have to go to a regular old pharmacy and 33 00:01:44,120 --> 00:01:45,959 Speaker 1: go to cost plus drug and get it filled. 34 00:01:47,200 --> 00:01:49,640 Speaker 2: Well, yeah, so you can go to cost plus Drugs 35 00:01:49,640 --> 00:01:52,280 Speaker 2: like this is Actually we had a prescription for my 36 00:01:52,480 --> 00:01:55,520 Speaker 2: daughter recently. It's going to become a recurring prescription. And 37 00:01:55,640 --> 00:01:58,760 Speaker 2: when I was doing the doing digging into seeing well 38 00:01:58,760 --> 00:02:01,120 Speaker 2: how much does this cost? I was seeing a reasonable 39 00:02:01,160 --> 00:02:03,520 Speaker 2: prices at some of the big pharmacies or a grocery 40 00:02:03,560 --> 00:02:05,960 Speaker 2: sport chain pharmacy, and then I looked it up on 41 00:02:06,000 --> 00:02:07,800 Speaker 2: cost plus Drugs and I was like, oh my goodness, 42 00:02:07,880 --> 00:02:10,400 Speaker 2: it's half as much on cost plus drugs. And that's 43 00:02:10,400 --> 00:02:13,320 Speaker 2: because this is Mark Cuban's company, and they have a 44 00:02:13,360 --> 00:02:16,360 Speaker 2: model that's kind of actually like Costco's model, where the 45 00:02:16,400 --> 00:02:20,400 Speaker 2: markup is essentially fifteen percent on every drug that they sell, 46 00:02:20,960 --> 00:02:22,880 Speaker 2: and then there's like a five dollars shipping charge. So 47 00:02:22,960 --> 00:02:26,800 Speaker 2: in particular, if you're getting your prescription filled there and 48 00:02:26,840 --> 00:02:29,160 Speaker 2: you're also getting multiple months at the same time, let's 49 00:02:29,160 --> 00:02:31,720 Speaker 2: say getting a ninety day supply instead of thirty, you 50 00:02:31,840 --> 00:02:34,880 Speaker 2: can really cut that cost in half or maybe even more, 51 00:02:34,960 --> 00:02:38,560 Speaker 2: depending on what prescription you're getting. They've got instructions essentially 52 00:02:38,600 --> 00:02:41,119 Speaker 2: for how to tell your doctor to send your prescription 53 00:02:41,200 --> 00:02:44,200 Speaker 2: into cost Plus Drugs. But it's it's pretty easy, and 54 00:02:44,240 --> 00:02:45,840 Speaker 2: I think for a lot of people, especially people who 55 00:02:45,880 --> 00:02:48,600 Speaker 2: take medicine on a recurring basis, if that medicine's offered 56 00:02:48,600 --> 00:02:50,720 Speaker 2: on cost Plus Drugs, it's going to save them a ton. 57 00:02:50,919 --> 00:02:53,560 Speaker 1: Okay, good to know, Good to know. Okay, here's another 58 00:02:53,560 --> 00:02:57,600 Speaker 1: way you can save a ton. At Thanksgiving, there's turkey 59 00:02:57,600 --> 00:03:00,360 Speaker 1: baskets at a couple of different places that are really 60 00:03:00,440 --> 00:03:01,400 Speaker 1: quite economical. 61 00:03:02,880 --> 00:03:07,400 Speaker 2: Yeah, so all the and Walmart are essentially like vying 62 00:03:07,560 --> 00:03:10,560 Speaker 2: for the title of low cost leader when it comes 63 00:03:10,639 --> 00:03:14,320 Speaker 2: to groceries, and there's just so much competition in the 64 00:03:14,360 --> 00:03:18,079 Speaker 2: grocery space. It's a beautiful Behold doesn't mean food prices 65 00:03:18,120 --> 00:03:21,080 Speaker 2: haven't gone up obviously over the past five years in particular, 66 00:03:21,400 --> 00:03:25,960 Speaker 2: like we've seen inflation in that space, but we've seen 67 00:03:26,040 --> 00:03:30,359 Speaker 2: less inflation because of how much competition there really is. 68 00:03:30,400 --> 00:03:33,200 Speaker 2: And All The in particular has been at the forefront 69 00:03:33,240 --> 00:03:36,560 Speaker 2: of that has been basically holding other grocery store chained 70 00:03:36,560 --> 00:03:39,480 Speaker 2: feet to the fire. And so All the and Walmart 71 00:03:39,480 --> 00:03:42,880 Speaker 2: have both announced full Thanksgiving meals for forty bucks that 72 00:03:42,960 --> 00:03:45,200 Speaker 2: are going to say, are going to feed ten people. 73 00:03:45,280 --> 00:03:49,760 Speaker 2: So this includes like the turkey, the sides of apple, 74 00:03:49,840 --> 00:03:53,320 Speaker 2: pumpkin pie, excuse me, all that kind of stuff. And 75 00:03:53,360 --> 00:03:57,000 Speaker 2: so I just I love this because it just goes 76 00:03:57,080 --> 00:04:01,040 Speaker 2: I mean, Thanksgiving can be a really inexpensive if you're smart, 77 00:04:01,680 --> 00:04:04,119 Speaker 2: and so yeah, if you're going to Aldi or Walmart, 78 00:04:04,120 --> 00:04:08,119 Speaker 2: I think it just reinforces how where you shop makes 79 00:04:08,160 --> 00:04:11,560 Speaker 2: a significant difference in what you end up paying. And 80 00:04:11,600 --> 00:04:15,080 Speaker 2: I love the low cost grocery stores because they just man, 81 00:04:15,120 --> 00:04:17,840 Speaker 2: they're all about making it. I mean, think about going 82 00:04:17,839 --> 00:04:20,720 Speaker 2: into all the there's all these cardboard boxes, like there's 83 00:04:20,800 --> 00:04:23,400 Speaker 2: just the shelves don't look as nice, there's fewer choices. 84 00:04:23,680 --> 00:04:25,560 Speaker 2: But all that means is that you're going to save 85 00:04:25,560 --> 00:04:26,720 Speaker 2: more money by shopping there. 86 00:04:26,839 --> 00:04:29,120 Speaker 1: Okay, perfect, and then we have like thirty seconds left. 87 00:04:29,120 --> 00:04:32,320 Speaker 1: But you said that people are not taking their vacations. 88 00:04:32,360 --> 00:04:37,600 Speaker 2: What oh man, Flex Jobs just did this study of 89 00:04:37,960 --> 00:04:42,680 Speaker 2: US workers and they found that about a quarter don't 90 00:04:42,800 --> 00:04:46,960 Speaker 2: take a single day of vacation over a whole entire year. 91 00:04:47,279 --> 00:04:49,520 Speaker 2: That shocked me. I'm like, I know we don't take 92 00:04:49,560 --> 00:04:51,960 Speaker 2: all our vacation, but to see that quarter people aren't 93 00:04:51,960 --> 00:04:55,320 Speaker 2: taking anything, like, I just don't under I don't understand. 94 00:04:55,360 --> 00:04:57,799 Speaker 2: And I realized that there's sometimes in some work environments 95 00:04:58,160 --> 00:05:02,240 Speaker 2: kind of an un unsaid rule, like we don't take 96 00:05:02,320 --> 00:05:05,039 Speaker 2: vacation here. But man, as vacation time is offered to you, 97 00:05:05,120 --> 00:05:06,880 Speaker 2: it's time to book that rule. You've got to take 98 00:05:06,880 --> 00:05:08,920 Speaker 2: that vacation. It's actually going to make you a better, 99 00:05:09,040 --> 00:05:09,960 Speaker 2: more productive worker. 100 00:05:10,200 --> 00:05:12,440 Speaker 1: See there you go. Host of how to Money is 101 00:05:12,560 --> 00:05:15,000 Speaker 1: Joel Larsgard, and you can listen to him every Sunday 102 00:05:15,000 --> 00:05:18,320 Speaker 1: from noon to two right here on KFI. Get lots 103 00:05:18,320 --> 00:05:20,760 Speaker 1: of great financial tips from him, and you can also 104 00:05:20,839 --> 00:05:22,440 Speaker 1: follow him if you want to give him more often 105 00:05:22,760 --> 00:05:24,840 Speaker 1: at how to Money Joel, Thank you, Joel Larsgard. 106 00:05:25,200 --> 00:05:25,760 Speaker 2: Thanks Amy,