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Speaker 1: Seven six on a Fuesday.

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Speaker 2: Happy when Brian Thomas always appreciate when Dave Williams the

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Speaker 2: Taxpayer protect slights choice the program. You can find him

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Speaker 2: online Protecting Taxpayers dot org. Outstanding sight it is. You know,

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Speaker 2: they're they're basically they work to educate lawmakers in the

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Speaker 2: public about the effects of taxation, fiscal policy, and regulatory

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Speaker 2: policy on the economy. Good Man, he is, Welcome back,

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Speaker 2: Dave Williams. How you doing today, my friend?

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Speaker 3: Good morning, Brian. And I can tell when the current

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Speaker 3: mayor is not running for reelection is that the streets

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Speaker 3: aren't plowed. I mean, we still have like six inches

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Speaker 3: of snow on the streets. And you know it's always

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Speaker 3: when someone runs for a re election, they always keep

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Speaker 3: the streets clear. But you can really tell that Mayor

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Speaker 3: Bowser here in DC not running because they've done nothing

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Speaker 3: to the streets.

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Speaker 1: Yeah.

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Speaker 2: I was glad you pointed out as Marabouser and that

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Speaker 2: you are in d C because you know, we've we've

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Speaker 2: had problems with snow removal here in the City of

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Speaker 2: Cincinnati recently, and I'm not quite sure the jury is

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Speaker 2: still out on yesterday's snow removal efforts. Although it looked

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Speaker 2: like they at least did a measurably better job with

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Speaker 2: this huge It was a record snowfall. It was like

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Speaker 2: the largest snowfall in twenty years here. So I will

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Speaker 2: acknowledge that their job was much a little bit more

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Speaker 2: difficult than normal. But failure in DC comes as no

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Speaker 2: surprise to my listening audience.

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Speaker 3: Dave Williams, Dave, they deployed the streetcar to play snow

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Speaker 3: in the.

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Speaker 2: I really would you said you started out your sentence

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Speaker 2: day I I really thought you were going to say

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Speaker 2: something about the trolley music not playing in the background.

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Speaker 2: Is the intro to your your segment here on the

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Speaker 2: Morning Show?

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Speaker 1: Anyhow?

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Speaker 2: Yeah, well, I'm sure someday you and I will be

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Speaker 2: talking about Leg two of the Cincinnati Streetcar.

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Speaker 1: But not today.

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Speaker 3: Is this?

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Speaker 2: I know one of the one of the topics of

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Speaker 2: conversation is the D banking crisis. Is this D banking crisis?

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Speaker 2: The same thing is Eric Holder's Operation Choke Point, where

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Speaker 2: legitimate businesses were targeted because the government didn't like them

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Speaker 2: gun manufacturers and things like that, payday lenders, and then

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Speaker 2: just denying them the opportunity to bank simply because they

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Speaker 2: ran a foul of the administration's policies or ideas or

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Speaker 2: thoughts on matters like that.

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Speaker 3: Actually is an absolutely this has been happening for decades,

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Speaker 3: is that the government says, we don't like a particular business,

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Speaker 3: so we're not going to allow them to bank, hence

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Speaker 3: the d banking. And this is again, this is weaponization

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Speaker 3: of the federal government. It's happening in both administrations or

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Speaker 3: all administrations, i should say, and it's really frustrating because

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Speaker 3: what happens is you have the banks that you know, listen,

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Speaker 3: you think what you want to think about about banks

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Speaker 3: and big banks. But the fact of the matter is

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Speaker 3: we need these financial institutions and we don't get to

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Speaker 3: pick and choose, like the government shouldn't be picking and

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Speaker 3: choosing saying this is an activity we like, this is

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Speaker 3: an activity we don't like, and that's the problem. And

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Speaker 3: then what they'll do is they'll go after the banks

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Speaker 3: and they will you know, not allow them to merge.

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Speaker 3: They'll have all sorts of regulations. And you know, this

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Speaker 3: is happening not just from Democrats, also Republicans. You have

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Speaker 3: Roger Marshall from Kansas who is trying to take away

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Speaker 3: rewards programs for banks, and these are the travel rewards,

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Speaker 3: the cash back rewards. So there's a lot going on

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Speaker 3: in the banking industry, and it's one of the most

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Speaker 3: heavily regulated industries in this country, going back to twenty

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Speaker 3: ten Dodds Frank which really completely changed the banking landscape

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Speaker 3: of this country.

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Speaker 2: Well, isn't that where the power comes from. I mean,

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Speaker 2: you know, if you're a business out of the world

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Speaker 2: and you're getting prior your bank is getting pressure from

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Speaker 2: the federal government, the natural logical response will be like

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Speaker 2: my dad to say, I got two words for and

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Speaker 2: they ain't happy birthday. This is a lawful business. I

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Speaker 2: can bank with them. They're not engaged in criminal activity

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Speaker 2: the best of my knowledge, so screw you. But that's

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Speaker 2: not what happens. It's the regulatory sort of damicles that

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Speaker 2: they threaten banks with. It's the fact that there is

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Speaker 2: no way in hell, given the regulatory nightmare you just mentioned,

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Speaker 2: could ever possibly have every I dotted and t's cross.

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Speaker 2: And so they threaten to come in and do an audit,

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Speaker 2: a compliance audit to see if you're in compliance with

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Speaker 2: all the federal rules. That means the banks have to

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Speaker 2: lawyer up dedicate entire legal departments to dealing with the

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Speaker 2: document requests from the government. It's expensive, time consuming, and

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Speaker 2: it might result in them being fine. So yeah, okay,

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Speaker 2: we won't do business with you anymore.

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Speaker 3: And here's the result is that you have these heavy

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Speaker 3: handed regulations. Who's able to comply? Who has the money?

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Speaker 3: The larger banks, yep, right, they're able to comply with this,

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Speaker 3: and the smaller banks they go away. I mean banks

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Speaker 3: have closed. Realize how many smaller banks and community banks

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Speaker 3: have closed over the last ten, fifteen, twenty years because

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Speaker 3: of this. And they're saying that they want to go

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Speaker 3: after the big banks. Well you're not. You are not

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Speaker 3: going after the big banks.

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Speaker 1: They're the ones that.

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Speaker 3: Are surviving these regulations as the exact opposite of what

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Speaker 3: we should be doing. And listen, I'm not saying it's

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Speaker 3: the wild wild West of banking and financial institutions. But

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Speaker 3: you know, the government needs to chill and they really

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Speaker 3: need to, you know, pair back some of these regulations,

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Speaker 3: and especially Dodd Frank, I mean, people don't understand that

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Speaker 3: twenty ten really just set this country on a really

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Speaker 3: bad path of financial regulation. And now they're trying to

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Speaker 3: look at crypto and regulate cryptos. So I don't trust

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Speaker 3: the government, you know, with anything when it comes to

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Speaker 3: financial regulation. I mean the government's thirty eight trillion dollars

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Speaker 3: in debt. This is not an entity that I trust

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Speaker 3: making decisions about anybody's money.

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Speaker 2: That's a good point. Made me think of the US

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Speaker 2: postal system there when you talk entities that aren't run

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Speaker 2: very well, but you know, pivoting over as we try

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Speaker 2: to unpackage the reason our medical bills are so high.

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Speaker 2: Do you think the regulatory nightmare that is hospital and

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Speaker 2: medicine regulations generally speaking, have anything to do with that.

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Speaker 2: Dave Williams from the Taxpayer Protection Lines.

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Speaker 1: Yeah, boy.

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Speaker 3: You know medical insurance medical coverage is so messed up

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Speaker 3: in this country. Is that you go to an emergency

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Speaker 3: room and you have no idea how much a service costs,

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Speaker 3: right because it's taken care of through the insurance. And

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Speaker 3: then you have the three forty B prescription program. You

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Speaker 3: have all these different layers of burocracy, and I know

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Speaker 3: I've probably tripped a wire inside your brainway you mentioned that.

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Speaker 2: My wife is now laughing right out loud right now.

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Speaker 2: She wanted to get three forty B is her license

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Speaker 2: plate one time. She knows about that stuff. That's our job.

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Speaker 3: Yeah, and we are so far away from what a

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Speaker 3: free market or you know, capitalism is when it comes

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Speaker 3: to healthcare, and at the center of it is the

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Speaker 3: government always right, the government is always at the center

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Speaker 3: of this, and they're always instituting new rules, new regulations,

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Speaker 3: and we're not embracing technology and innovation. And there's so

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Speaker 3: many ways we can do this. Tell them medicine, you know,

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Speaker 3: we're using it more, but the government still stands in

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Speaker 3: the way of it. Smoking cessation, you know, we have

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Speaker 3: these new products that are helping people that the FDA

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Speaker 3: is standing, you know, in the middle of that. We

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Speaker 3: can't use these products. Consumers don't have access to products

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Speaker 3: that they should have other countries. You look at Sweden

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Speaker 3: and I'm going to go off on a little bit

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Speaker 3: of tangent here, but Sweden has been using pouches and

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Speaker 3: snooze for hundreds of years and they are smoke free.

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Speaker 3: This is a country that has been determined to be

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Speaker 3: smoke free because they are embracing alternatives to traditional cigarettes.

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Speaker 2: Nicotine delivery systems that don't require combustion, are non carcinogenic,

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Speaker 2: and no, nicotine will not kill you. Maybe if you

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Speaker 2: have high blood pressure, it might be bad for you,

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Speaker 2: but it is not in and of itself a carcinogen.

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Speaker 2: That's why a little zin pouch or a vape or

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Speaker 2: something that delivers without smoking does not cause cancer, should

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Speaker 2: be embraced in an effort to just get people to

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Speaker 2: quit smoking. That's your father, Am I right? And you've

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Speaker 2: heard from you before on that.

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Speaker 3: You're absolutely right. Three and a half packs a day

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Speaker 3: back in the seventies. I wish zin, I wish all

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Speaker 3: these other products were available in the mid nineteen seventies.

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Speaker 3: They weren't. They are now, So let's embrace them. Let's

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Speaker 3: make them available to the general public.

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Speaker 2: Amen, brother, Ah, something inside me wants to go down

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Speaker 2: the road of eliminating carbon dioxide. But I'm not going

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Speaker 2: to subject my listening audience that. Don't go away. Dave oneings.

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Speaker 2: We're going to talk about more regulations on housing artificial intelligence.

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Speaker 2: And here's what I want to start with this one

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Speaker 2: sports betting sevent fifeen right now. If you have KSD

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Speaker 2: talk station, I hope you were able to enjoy a warm,

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Speaker 2: comfortable fire in your fireplace over the last several days.

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Speaker 2: I know I did, But did you do it knowing

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Speaker 2: you are completely safe? Wood burners heard me say it before,

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Speaker 2: Say it again. Chimneycare, fireplace and stove is a call

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Speaker 2: you need to make. When's the last time you had

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Speaker 2: your chimney inspected and or swept? Over time that kreosoap

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Speaker 2: builds up, it's a fire hazard. Not only will it

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Speaker 2: crack your lining, which could really be a problem. Next

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Speaker 2: time you have a fire in chimney fire, you won't

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Speaker 2: even know you had a chimney fire. The smoke goes

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Speaker 2: up and out like regular burning wood, but the fire

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Speaker 2: itself cracks the lining, and the next one may bring

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Speaker 2: your house down.

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Speaker 1: Don't let that happen. Do you have any water damage

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Speaker 1: in your chimney?

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Speaker 3: Do you know?

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Speaker 2: I would have no idea. That's what the Chimneycare fireplace

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Speaker 2: in stove is all about. Video camera inspections, certified chimney sweeps,

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Speaker 2: making sure that you are safe, whether it's a free

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Speaker 2: standing stove or free standing fireplace, or would any type

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Speaker 2: of wood burner. So get in touch with them, schedule

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Speaker 2: the appointment and give yourself some peace of mind while

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Speaker 2: you enjoy that gorgeous fire this winter. Aplus with a

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Speaker 2: they do all of the servicing, relining, cap and dample replacement, waterproofing.

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Speaker 2: owned and operated since nineteen eighty eight, serving the Tri State.

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Speaker 2: Here's the number five one three two four eight ninety

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Speaker 2: Chimneycareco dot com.

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Speaker 3: This is fifty five karc an iHeartRadio station Lowmore.

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Speaker 2: Sometimes that happens, Sean, even when Joe Strecker's on the watch,

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Speaker 2: it does happen. Sean McMahon covering for Joe's Ttrekker and

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Speaker 2: the telephone from the Taxpayer Protect Alliance, which you can

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Speaker 2: find online and I recommend you do Protecting Taxpayers dot org.

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Speaker 2: Dave Williams, Dave this you can see it coming a

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Speaker 2: mile away. Sports wagering, I mean, if they were getting

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Speaker 2: ready to talk about legalizing sports betting, you and I

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Speaker 2: could sit down and come up with an entire list

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Speaker 2: of reasons why it might be a bad idea. Most

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Speaker 2: notably that now we've got college basketball players making gazillions

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Speaker 2: of dollars by shaving points. You didn't see that coming,

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Speaker 2: did you, Dave. So, of course a problem demands legislative response.

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Speaker 2: They have allowed sports gambling. I see, Dave. I don't

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Speaker 2: engage in it. My dad taught me a valuable lesson

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Speaker 2: on gambling. I believe it was in nineteen seventy two

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Speaker 2: Kentucky Derby. He took secretariat and gave me the entire

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Speaker 2: field beyond secretariat, and he took fifty cents from my

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Speaker 2: seven year old hand.

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Speaker 1: You can't afford to lose it. Don't bet it.

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Speaker 2: So I don't bet on sports, But this is, I mean,

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Speaker 2: it almost is really really appealing because if you're watching

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Speaker 2: the game and you can place a bet on something

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Speaker 2: that's gonna happen, like in thirty seconds, that really does

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Speaker 2: elevate your interest in your interaction with the game, Like, yes,

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Speaker 2: he's gonna make the field goal, No, he's going to

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Speaker 2: miss a field goal. There's odds on that you can

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Speaker 2: place an instant bet, boom, the kicks over, and you've

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Speaker 2: automatically know whether you want or lost. That's kind of

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Speaker 2: interactive and exciting but what is this legislation that you're

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Speaker 2: against this or urging amendments to house build twenty two five.

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Speaker 3: Well, first let me say I have a kind of

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Speaker 3: similar experience with gambling, is that I don't and that

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Speaker 3: doesn't mean I don't you know, other people can gamble.

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Speaker 2: Yeah, yeah, yeah, yeah, yeah. I'm a libertary man, you know,

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Speaker 2: knock yourself out exactly.

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Speaker 3: So you know, my whole philosophy at gambling is I

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Speaker 3: don't want some twenty two year old kid who might

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Speaker 3: be going through a breakup with his girlfriend to determine

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Speaker 3: whether I have more money or not in my pocket.

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Speaker 3: You know, I like to control my own destiny when

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Speaker 3: it comes to when it comes to my finances. So

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Speaker 3: you know, listen, I get uplight enough about about sports.

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Speaker 3: I don't need the added thrill quote thrill of losing money. Yeah,

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Speaker 3: when it comes to when it comes to this and

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Speaker 3: what's happening really across the country is there they're doing

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Speaker 3: two things. They want to limit the sports gambling. They

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Speaker 3: either want to just make it illegal or raise the tax.

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Speaker 3: And they say, you know, you raise a tax on something,

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Speaker 3: people are going to do less of it. Well, with

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Speaker 3: with gambling, people are going to go offshore. We have

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Speaker 3: seen this time and time again where the illicit market

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Speaker 3: just will explode if you don't have a you know,

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Speaker 3: regulated market here in the US. And all these warnings

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Speaker 3: about well people are losing their houses, their cars, the

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Speaker 3: average bet is like fifteen or twenty dollars a month.

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Speaker 3: I mean, listen, there are people who spend a lot more.

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Speaker 3: I'm not saying that there aren't, but if you use

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Speaker 3: at the averages, it is not outrageous. It is not

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Speaker 3: something that is uh, you know, is sweeping the country

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Speaker 3: and it's making you know, people lose their houses. And again,

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Speaker 3: just because it's something that I don't like doesn't mean

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Speaker 3: that other people can't partake it. I think that's what

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Speaker 3: happens is that so many government officials say, I don't

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Speaker 3: like this activity, so I'm going to ban it. That

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Speaker 3: is the absolute wrong way of doing this. And yes, Brian,

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Speaker 3: you and I are libertarians, you know, to the core.

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Speaker 3: And if people want to want to gamble, it's their money.

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Speaker 3: They can gamble taking you know, as they want.

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Speaker 1: Amen. So what's this bill's aimed at doing?

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Speaker 3: Well, the bill is really trying and this is going

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Speaker 3: from state to state. You know, saying that you're gonna

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Speaker 3: rest ripped gambling and online sports betting.

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Speaker 1: Just outright restricted.

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Speaker 2: Yeah, yeah, I mean, I my understanding, it allows sports

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Speaker 2: betting on apps that are at on site at existing

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Speaker 2: betting facilities, so that I guess it controls that sort

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Speaker 2: of you know, operating outside the US market that you referenced.

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Speaker 3: Yeah, And what they're trying to do is they're trying

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Speaker 3: to limit it so much and has so many rules

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Speaker 3: and regulations that you know, it's going to be impossible

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Speaker 3: for there to be any sort of you know, apps

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Speaker 3: that you can use in your in your house, right

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Speaker 3: and listen, this is this is being done by a

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Speaker 3: lot of the larger casinos because they want the business.

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Speaker 3: They hate the competition.

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Speaker 2: Oh sure, of course, and anything that would guarantee the

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Speaker 2: state getting its fair share of the revenue or it's

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Speaker 2: share of whatever they think is fair of the revenue.

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Speaker 2: That that's why it's becoming a phenomenon. It's like, you know,

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Speaker 2: it's fifteen twenty years ago. The idea of having casinos

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Speaker 2: literally in every state was just sort of a pipe

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Speaker 2: dream for some next thing, you know, woke up with

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Speaker 2: the idea. Well, wait a minute, why are we letting

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Speaker 2: Las Vegas and Reno, Nevada gather all the money from

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Speaker 2: these gambling voids.

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Speaker 1: I want some of that.

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Speaker 2: Southeast Indiana had casinas long before Ohio did. Ohio saw

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Speaker 2: all the money going into Southeast Indiana thought maybe we

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Speaker 2: should legalize gambling here and get the money. Same thing

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Speaker 2: with this. Got to go for the money. Yeah, it's

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Speaker 2: like legalizing weed. People are gonna smoke it. Dave, may

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Speaker 2: as well get some taxes out of it. That's what

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Speaker 2: our government believes. Anyway. What about artificial intelligence regulation? This

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Speaker 2: sounds like a scary thing to me, simply because our

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Speaker 2: elected officials probably have absolutely no idea what they're legislating over.

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Speaker 3: What's scarier than AI is a fifty states legislating how

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Speaker 3: you can use artificial intelligence. Imagine trying to figure out

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Speaker 3: if you're a business trying to figure out a patchwork

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Speaker 3: of regulations of artificial intelligence saying that, well, Kentucky does

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Speaker 3: it one way, Ohio another. I mean, this is why

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Speaker 3: and people are afraid again. You know, I think of

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Speaker 3: the pitchforks right, is technology is bad. We can't you know,

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Speaker 3: embrace artificial intelligence. Well guess what spell check artificial intelligence

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Speaker 3: going to your banking app. Artificial intelligence. We're using it

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Speaker 3: day in and day out, and we can't. At last year,

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Speaker 3: fifteen hundred different bills were introduced in state legislatures for

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Speaker 3: artificial intelligence. Imagine if all those tolls were actually passed

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Speaker 3: and signed, this would be something that you know, no

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Speaker 3: business could really deal with. And that's why there has

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Speaker 3: to be a national framework here of you know, there

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Speaker 3: have to be consumer protections when it comes to AI,

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Speaker 3: like deep fakes, the deep porn fakes, that sort of thing.

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Speaker 3: But I'm concerned that we're going to lose the race

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Speaker 3: here when it comes to technology to other countries if

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Speaker 3: we start having these draconian regulations for artificial intelligence.

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Speaker 2: I couldn't agree more with you on that. Absolutely. I

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Speaker 2: am fearful of the future of our country and the

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Speaker 2: rest of the world. Honestly, with deep fakes, it's frightening stuff.

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Speaker 2: And most notably, and I've said it many times, within

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Speaker 2: the criminal justice, realm guilt beyond a reasonable doubt. You

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Speaker 2: can establish reasonable doubt pretty simply with an AI video

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Speaker 2: these days, because they look so damn real. I would

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Speaker 2: love to be able to identify fake easily and quickly

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Speaker 2: if they can come up with a law that requires

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Speaker 2: that or can enable us to know what we're looking

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Speaker 2: at a is fake or not. Please give us that

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Speaker 2: power and ability otherwise sticking your nose that it is

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Speaker 2: going to be a nightmare scenario. Just like you pointed out,

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Speaker 2: Dave Williams, appreciate what you do each and every day,

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Speaker 2: you and everybody else over at Taxpayer Protection Alliance. Check

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Speaker 2: it out online Protecting Taxpayers dot org. Stay warm, good

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Speaker 2: luck with the roads, Dave, and look forward to having

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Speaker 2: you back on the program real soon.

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Speaker 1: Man.

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Speaker 3: Thanks, Brian, have a great week.

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Speaker 2: You do the same seven twenty six, right now, stick around.

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Speaker 2: Tom's Awastowski returns. We the People Convention dot org. We're

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Speaker 2: talking about Minnesota, hioways fraud abuse.

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Speaker 3: Jay.

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Speaker 2: If you're out there and vote vvey, says Tom z Awastowski.

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Speaker 2: He'll join the program next. Well, at first, let us

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Speaker 2: see here QC Kinetics. Yeah, pain and this figure blew

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Speaker 2: my mind that you've heard me. Maybe do the commercial.

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Speaker 2: The forty thousand people have gotten relief from QC Kinetics.

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Speaker 2: these forty thousand people didn't go that route. What they

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