WEBVTT - 11-17-25 Scott Sloan Show 0:00:00.200 --> 0:00:02.080 Do you want to be in a Man County? 0:00:02.759 --> 0:00:05.440 All right, here we go at this Bengals Hangover Monday 0:00:05.440 --> 0:00:08.200 on seven hundred WLW. 0:00:08.560 --> 0:00:10.000 Awful, right, awful. 0:00:11.320 --> 0:00:13.720 There's the old adage about, hey, you get enough crumbs, 0:00:13.800 --> 0:00:15.840 you make a loaf, and that's true a lot of things, 0:00:15.880 --> 0:00:18.640 especially money, enough crumbs you make a loaf. So Hamlin 0:00:18.680 --> 0:00:21.960 County is considering a one mill increase in the real 0:00:22.040 --> 0:00:23.880 estate transfer text the hold on second, I have no 0:00:23.920 --> 0:00:27.200 idea what this means. So a millage basically is a 0:00:27.240 --> 0:00:30.479 dollar for every thousand dollars that your purchase price is. 0:00:30.560 --> 0:00:33.240 So you know, you buy three hundred thousand dollars house 0:00:33.240 --> 0:00:36.000 every thousand dollars. Do the math, and that's paid by 0:00:36.040 --> 0:00:39.240 the subtle closing. So you already have a transfer tax 0:00:39.280 --> 0:00:42.200 in Warren County, Butler Count's about three dollars per thousand. 0:00:43.040 --> 0:00:46.040 In Clare Mountain, Hamlin County it's four dollars per thousand, 0:00:46.720 --> 0:00:50.319 and now Hamlin County wants to add another buck to that. 0:00:50.440 --> 0:00:53.599 Joining the show this morning on seven hundred WLW is 0:00:54.360 --> 0:00:57.760 Commissioner Elesa Reese Hope, trust you ad a good weekend? 0:00:57.800 --> 0:00:58.680 Alicia? How are you? 0:01:00.480 --> 0:01:04.479 I'm doing good but not good about this proposal. It's 0:01:04.520 --> 0:01:08.679 been a rough a rough month, a rough year. You know, 0:01:08.720 --> 0:01:10.200 I was young the last time I was on. We 0:01:10.200 --> 0:01:14.800 were talking about the affordability, the snap benefits, and I've 0:01:14.840 --> 0:01:18.120 been out there, you know, trying to help people. Of course, 0:01:18.440 --> 0:01:21.760 the government's opening back up, but they didn't cash at 0:01:21.840 --> 0:01:23.960 us the money. You know, we don't have it right now. 0:01:24.560 --> 0:01:28.800 We're still operating, you know, on a skeleton. And so 0:01:28.840 --> 0:01:31.039 we've got the five one to three relief bus out there. 0:01:31.080 --> 0:01:31.839 I've been out there. 0:01:32.400 --> 0:01:36.280 We've we've we've had the bus and cleeves. We're getting ready. 0:01:36.280 --> 0:01:38.759 We've been in Mount Healthy, We're going to we're getting 0:01:38.760 --> 0:01:40.920 ready to go to a new Hope and Avendale this 0:01:41.040 --> 0:01:44.360 week in Bethel and Wanner Hills food deserts. But I've 0:01:44.400 --> 0:01:47.000 been seeing and talking to people, you know, just middle 0:01:47.040 --> 0:01:50.840 class family's, even veterans who've been there. And while we're 0:01:50.920 --> 0:01:54.720 helping them with food, at the same time, they're still saying, hey, 0:01:54.760 --> 0:01:59.520 you know, there's still affordability because everything is going up 0:02:00.040 --> 0:02:03.440 and it's just making it harder and harder to afford anything. 0:02:03.480 --> 0:02:05.680 And so now we're getting ready to do the county 0:02:05.680 --> 0:02:10.560 budget and we get the proposed budget from the administrator. 0:02:10.600 --> 0:02:13.040 That's how it goes. He gives us his budget and. 0:02:13.040 --> 0:02:14.919 Then we've got to go in and look at it. 0:02:15.040 --> 0:02:17.680 And the thing that stuck out to me, I'm looking 0:02:17.720 --> 0:02:20.079 at the budget because I'm trying to figure out how 0:02:20.120 --> 0:02:23.000 can we make it affordable for folks who are out 0:02:23.000 --> 0:02:27.520 here struggling in Hamilton County. You know, the homeowners and 0:02:27.560 --> 0:02:29.600 you know me, I'm trying to help grandma and grandpa 0:02:29.720 --> 0:02:33.160 hold onto their house too. When we talk about we 0:02:33.200 --> 0:02:36.520 say we want to have affordable housing. Affordable housing is 0:02:36.560 --> 0:02:40.040 not just new housing. It's helping people hold on to 0:02:40.120 --> 0:02:43.120 the house they already have. And as you know on 0:02:43.160 --> 0:02:46.280 this show, I've been with you. We've been fighting on 0:02:46.360 --> 0:02:50.120 these property taxes. And while you know, the state has 0:02:50.320 --> 0:02:52.520 you know, the ultimate power, they've got to come up 0:02:52.560 --> 0:02:56.880 with a better formula, and how they fund public education 0:02:57.040 --> 0:02:59.720 can't be on the backs of property taxes. But at 0:02:59.720 --> 0:03:02.600 the same same time, the county has some things that 0:03:02.639 --> 0:03:05.680 they can do, and I wanted to look everything we've doing. 0:03:05.760 --> 0:03:08.399 One of those things was the thirty percent they promised. 0:03:08.400 --> 0:03:11.440 The voters went out voted for two stadiums. Is the 0:03:11.480 --> 0:03:13.880 only time the voters got to vote on this, and 0:03:13.919 --> 0:03:15.959 they voted and they were told that they would get 0:03:16.000 --> 0:03:21.000 thirty percent property texts rollbacks for the county's portion. And 0:03:21.400 --> 0:03:24.560 since I've been there, this is my fifth year, my 0:03:24.639 --> 0:03:27.720 only my second term, I've been able to get it done, 0:03:28.840 --> 0:03:32.919 you know, a couple times, but every year we got 0:03:32.919 --> 0:03:36.400 a fight for it. And then this new Bingle deal. Yeah, 0:03:36.440 --> 0:03:41.040 this new Bengal deal. You know, three hundred million dollars 0:03:41.120 --> 0:03:46.120 guarantee to the Bengals, but in there, there's no guarantee 0:03:46.120 --> 0:03:48.760 to the homeowners, as I was telling you, And in 0:03:48.760 --> 0:03:54.160 this budget, the administrator only recommends for about four point 0:03:54.240 --> 0:03:57.560 five percent rollback. Now we went from thirty to now 0:03:57.600 --> 0:04:00.920 he's recommending single digits for the peace people. And then 0:04:00.960 --> 0:04:03.920 on top of that, if you try to sell your house, 0:04:04.760 --> 0:04:08.520 then they want to add add another tax to the 0:04:08.560 --> 0:04:12.360 clothing toss. So you know, this is just the craziest thing. 0:04:12.640 --> 0:04:15.680 And then we talk about taking a million that would 0:04:15.720 --> 0:04:20.400 be generated from this extra dollar per thousand, which is 0:04:20.760 --> 0:04:22.560 you know, that's a lot of money. That's not a 0:04:22.600 --> 0:04:25.760 small chunk, and we already had four. Now we're going 0:04:25.800 --> 0:04:28.560 to go to five. And that extra he said, put 0:04:28.640 --> 0:04:33.240 toward CDF. Who does affordable housing. We did sixty million 0:04:33.360 --> 0:04:37.719 dollars toward affordable housing when we had the American Rescue money. 0:04:37.760 --> 0:04:41.520 That was a one time thing, and we've been doing 0:04:41.760 --> 0:04:44.440 a lot of good things with housing. We just broke 0:04:44.480 --> 0:04:47.640 your ground on one of my major initiatives with also 0:04:47.680 --> 0:04:51.520 having housing for people with disabilities. We broke ground just 0:04:52.000 --> 0:04:55.800 last week at Coloring Township, which I'm happy about with 0:04:55.960 --> 0:04:59.680 lad who where we're gonna have smart homes, but we 0:04:59.720 --> 0:05:03.799 want to make sure that again affordability is also new homes, 0:05:03.839 --> 0:05:06.640 which we've supported, but now we've got to make sure 0:05:06.680 --> 0:05:09.799 also that the people who already have a home able 0:05:09.839 --> 0:05:11.839 to keep their home. And I saw the Inquire doing 0:05:11.839 --> 0:05:14.880 a series, and I know some of these faces of 0:05:15.120 --> 0:05:18.480 men who own their homes. One of them is in Madisonville. 0:05:19.240 --> 0:05:23.800 Worked pages dues, he retired, and now he's going to 0:05:23.920 --> 0:05:27.120 lose his home because the property tax is about to 0:05:27.240 --> 0:05:30.920 make him lose his home. Being Yeah, it's horrible, isn't it. 0:05:31.279 --> 0:05:34.160 So we have to be mindful as we're going into 0:05:34.200 --> 0:05:38.000 this budget. We can't be robbing Peter to pay Paul, 0:05:38.520 --> 0:05:39.800 robing the homeowners. 0:05:39.920 --> 0:05:41.040 Yeah, let me. 0:05:40.960 --> 0:05:41.520 Shut this up. 0:05:42.560 --> 0:05:44.920 Alicia Race Hamilin County can let this up because at 0:05:44.920 --> 0:05:47.880 the intro I said, you know you already have you 0:05:47.920 --> 0:05:50.640 already have property tax valuation in skyrocket. He mentioned the 0:05:50.720 --> 0:05:52.719 rollback got it this year. Who knows it's going happened 0:05:52.720 --> 0:05:55.680 next year? Probably not, we'll see. H but Warren County, 0:05:55.720 --> 0:05:58.440 Baller County about three dollars per thousand dollars worth of house. 0:05:58.720 --> 0:06:00.920 So three hundred dollars three in a thousand dollars house. Right, 0:06:00.920 --> 0:06:03.960 that's how millage work, called millage Claremont County and Hamlin County, 0:06:03.960 --> 0:06:06.600 not four. Y'all want to add another buck, so it'd 0:06:06.600 --> 0:06:10.560 be five. Would be the highest tax around in the 0:06:10.600 --> 0:06:13.400 Tri state. And so that three hundred thousand dollars home 0:06:13.640 --> 0:06:16.360 will cost about fifteen hundred dollars at closing. Same house 0:06:16.360 --> 0:06:19.200 in Warner Butler County is nine hundred dollars on top 0:06:19.240 --> 0:06:22.040 of the property taxes as we've been talking about here. 0:06:22.120 --> 0:06:24.839 So what am I getting in Hamlin County that would 0:06:24.880 --> 0:06:26.600 cost me two thirds more in taxes? 0:06:28.640 --> 0:06:30.880 Well? I think you raised a great question. I mean 0:06:30.880 --> 0:06:34.279 that is a great question. And when this came out, 0:06:34.279 --> 0:06:37.080 I've been getting calls from people saying, well, wait a minute, 0:06:37.400 --> 0:06:41.120 you know, how how is this affordable because some people 0:06:41.520 --> 0:06:43.760 will sell their homes trying to you know, some of 0:06:43.800 --> 0:06:46.200 them sell homes trying to make the ends meet. And 0:06:46.279 --> 0:06:48.479 now we're talking about it's going to be hier to sell. 0:06:48.600 --> 0:06:51.599 But we can't be the champion in Hamilton County that 0:06:51.960 --> 0:06:55.839 everything is higher. We can't be the county whereas it's 0:06:55.880 --> 0:06:58.560 hard to live here. It's hard to sell a house, 0:06:59.520 --> 0:07:02.520 it's hard to you know, to be able to live. 0:07:02.720 --> 0:07:06.040 And again, we can't have you know, I was telling 0:07:06.040 --> 0:07:10.360 the administrator and and and open forum, we have to 0:07:10.400 --> 0:07:12.760 have the theme. We can't have the theme that we're 0:07:12.880 --> 0:07:17.680 broke when it's time for the homeowners and the taxpayers 0:07:18.200 --> 0:07:21.880 and let's just keep putting extra burden on them. And 0:07:21.960 --> 0:07:24.760 then in the same meeting, we'll have a big idea 0:07:24.880 --> 0:07:26.880 come in and we say, oh my god, we can 0:07:27.000 --> 0:07:29.800 find the money. We can find this. And I told him, 0:07:29.840 --> 0:07:33.320 I said, let's think a lot more creative, but we 0:07:33.360 --> 0:07:35.920 can't keep taxing the homeowners. And then on the other hand, 0:07:36.040 --> 0:07:38.160 I said, well, let's give the home owner thirty percent break. 0:07:38.200 --> 0:07:40.440 Oh no, we can't afford that. Oh no, we can't 0:07:40.480 --> 0:07:42.760 give them a break. We can't give them a break 0:07:42.800 --> 0:07:43.120 at all. 0:07:43.440 --> 0:07:45.600 And so let you have money to do the stadium. 0:07:45.600 --> 0:07:47.480 And I think the way this team is this year, 0:07:47.560 --> 0:07:48.680 that's just bad optics. 0:07:50.320 --> 0:07:53.160 Well, yeah, we're giving them guaranteed, which you say, three 0:07:53.240 --> 0:07:55.520 hundred million guaranteed. And when you look at some of 0:07:55.520 --> 0:07:58.560 these other deals, I'm starting to see you see Denver, 0:07:58.680 --> 0:08:01.000 you see some of these other the trend is not 0:08:01.120 --> 0:08:04.720 the trend we have. The trend of these NFL stadiums. 0:08:05.120 --> 0:08:08.240 The owners are putting in a lot more money because 0:08:08.280 --> 0:08:10.600 they know that the taxpayers are not putting up with it. 0:08:10.760 --> 0:08:11.120 You see it. 0:08:11.200 --> 0:08:13.240 You saw that in Kansas City. They put it they 0:08:13.240 --> 0:08:15.360 want to do, they put it on the ballot and 0:08:15.400 --> 0:08:17.880 the people said, we'll give you a parade, but we're 0:08:17.880 --> 0:08:20.800 not going to tax We're not going to increase our taxes. 0:08:20.840 --> 0:08:23.120 We'll give you a parade, though, And so if you 0:08:23.160 --> 0:08:25.600 look at Denver, you look at all these other teams 0:08:25.920 --> 0:08:30.760 when they're doing these new deals, they're including the taxpayers 0:08:30.760 --> 0:08:32.960 that they're in terms of a break for the taxpayers, 0:08:32.960 --> 0:08:36.320 they're putting up their private You look at you know, 0:08:36.440 --> 0:08:38.920 some of these other teams, and you look at us, 0:08:39.120 --> 0:08:41.440 and we're still stuck in the old way where the 0:08:41.480 --> 0:08:45.520 taxpayers are on the hook bear the brunt, and we 0:08:45.559 --> 0:08:48.000 don't even have to guarantee. They don't even have to 0:08:48.040 --> 0:08:52.160 guarantee a winning product. So three hundred million guaranteed in 0:08:52.240 --> 0:08:55.560 the budget, and the administrator will say we have to 0:08:55.640 --> 0:08:57.720 do that. And then when I said, well what about 0:08:57.760 --> 0:08:59.959 the homeowns, well no we can't. We're only gonna do 0:09:00.160 --> 0:09:02.640 four percent when we were we were supposed to get 0:09:02.760 --> 0:09:05.760 thirty percent. And then they say, well, that's not fiscally 0:09:06.320 --> 0:09:08.959 uh you know, responsible. But I said, well, why is 0:09:09.000 --> 0:09:13.120 it not fistically responsible for the homeowners to get a break? 0:09:13.160 --> 0:09:16.360 I mean, we are in affordability fight right now, and Sloan, 0:09:16.440 --> 0:09:18.880 like you said, all these things come together. It's not 0:09:18.920 --> 0:09:21.400 like a one thing. Now you're talking about if a 0:09:21.480 --> 0:09:25.040 Selma house, I got to pay more more than like 0:09:25.080 --> 0:09:26.000 you said, other. 0:09:25.920 --> 0:09:28.959 Counting countries, right, and it's people go around three hundred 0:09:28.960 --> 0:09:31.880 thousand dollars house. Not okay, it's a but again, enough 0:09:31.920 --> 0:09:34.640 crumbs you make a loaf. And I get we're Jeff 0:09:34.640 --> 0:09:37.720 Aluto County administrators. He's that's a difficult budget to balance. 0:09:37.760 --> 0:09:38.120 For sure. 0:09:38.120 --> 0:09:40.640 You got a budget that's going to be about three 0:09:40.760 --> 0:09:43.600 point three percent from this past year, just north of 0:09:43.640 --> 0:09:47.679 four hundred million dollars is the number. And you know, 0:09:47.720 --> 0:09:50.920 when you have expenditures growing just the rate of inflation 0:09:51.160 --> 0:09:53.920 and the growth and revenue is not there. You got 0:09:53.920 --> 0:09:56.400 to look at getting other income sources in there too, 0:09:56.480 --> 0:09:58.800 because you have it's mandated you balance a budget. So 0:09:59.559 --> 0:10:01.600 in your world, Alisha Rees said, what do you do? 0:10:02.000 --> 0:10:04.240 How do you balance a budget and get the same 0:10:04.280 --> 0:10:05.920 time without sticking to the taxpayers? 0:10:07.200 --> 0:10:10.760 Yeah? Well, I think number one, you look at all funds. 0:10:10.840 --> 0:10:13.559 You don't look at each deal as a separate deal. 0:10:13.760 --> 0:10:15.600 And that's what we've been doing. We should have been 0:10:15.720 --> 0:10:17.719 saying that when we had the Bengals deal, we need 0:10:17.760 --> 0:10:19.840 to look at everything and say, well wait a minute, 0:10:19.960 --> 0:10:22.839 if we do this, it's going to hurt over here. 0:10:23.120 --> 0:10:26.160 We need to be looking at all things. But we 0:10:26.200 --> 0:10:28.680 don't do that. We look at a big deal comes 0:10:28.720 --> 0:10:31.120 in and we find money, and then we come back 0:10:31.160 --> 0:10:33.439 and now say, oh we can't balance the budget. Now 0:10:33.840 --> 0:10:35.920 we won't be able to. I think you start off 0:10:36.000 --> 0:10:39.280 with who you know, who are we supposed to be representing? 0:10:39.280 --> 0:10:41.400 Who are our shareholders? And you go and say, okay, 0:10:41.400 --> 0:10:44.400 our shareholders are taxpayers of Hamilton County. So we got 0:10:44.480 --> 0:10:48.560 the number one, keep that first and foremost in the forefront, 0:10:48.800 --> 0:10:53.360 and as you saw in that article, they'll be taken 0:10:53.720 --> 0:10:56.000 right If the person can't afford it, they're going to 0:10:56.040 --> 0:10:59.240 take that home, say maybe a port authority for example. 0:10:59.440 --> 0:11:01.240 But when they take the home, they don't have to 0:11:01.320 --> 0:11:03.360 maybe pay the clothes and costs because they're gonna they 0:11:03.360 --> 0:11:05.240 don't have to pay the taxes. They're gonna put it 0:11:05.240 --> 0:11:08.800 in a land bank. So the homeowner, the gentleman that 0:11:08.920 --> 0:11:11.800 owns the house, he had to pay taxes, but now 0:11:11.840 --> 0:11:14.240 we're gonna take his same house and put it in 0:11:14.280 --> 0:11:17.240 a land bank for a couple of years and there's 0:11:17.280 --> 0:11:20.319 no tax getting collected on it. So that's another thing. 0:11:20.520 --> 0:11:22.600 The other thing, I have an idea. It's time for 0:11:22.679 --> 0:11:26.679 us to look at everything creatively. I've asked jeff A Luto, 0:11:26.760 --> 0:11:28.920 because when we get the budget, you know, we just 0:11:28.960 --> 0:11:32.120 get these you know, buckets in high level. That's great, 0:11:32.480 --> 0:11:34.800 but where I come from, we gotta have line items. 0:11:34.800 --> 0:11:36.160 And I told him, I said, I need to know 0:11:36.280 --> 0:11:40.600 every account that the county has and what's inch because 0:11:40.679 --> 0:11:44.480 what happens is maybe we can think of something more creative. 0:11:45.160 --> 0:11:47.600 The last thing I'll tell you that I am proposing 0:11:47.720 --> 0:11:51.600 that we look at is the liquor license. Now at 0:11:51.640 --> 0:11:54.360 the state, we can't come and just add a tax 0:11:54.400 --> 0:11:57.600 to the liquor license. But what we could possibly do, 0:11:57.920 --> 0:12:01.360 For example, that site where the Millennium was, and they're 0:12:01.360 --> 0:12:06.120 gonna make that ice skating of you know, free entertainment 0:12:06.160 --> 0:12:08.640 and all that, we don't get any money off of it. 0:12:08.800 --> 0:12:11.560 I said, why don't we get the liquor license as 0:12:11.559 --> 0:12:15.280 a county, which we can do, and then we sub 0:12:16.080 --> 0:12:18.320 lease it and people do this all the time, and 0:12:18.360 --> 0:12:21.440 then that can bring in additional revenues, not just at 0:12:21.480 --> 0:12:23.400 that site, but look at other things that we own, 0:12:23.880 --> 0:12:26.320 and let's come in through that. We've got to instead 0:12:26.320 --> 0:12:30.960 of taxing the homeowner, we could come in with those 0:12:31.040 --> 0:12:34.480 kind of things. We spent fifty something million dollars to 0:12:34.559 --> 0:12:37.160 buy it before I got there, and we're not making 0:12:37.200 --> 0:12:39.760 one dime off of it. It was just an open space. 0:12:40.120 --> 0:12:42.080 So that's one of the ideas. I said, we got 0:12:42.080 --> 0:12:45.840 to think creatively. Don't tell me what will you bring something. 0:12:46.040 --> 0:12:47.600 Don't bring it to me and say, oh, we've just 0:12:47.720 --> 0:12:50.679 never done it. First of all, let's see can we 0:12:50.720 --> 0:12:54.240 do it. We've got to do We're in some desperate times, 0:12:54.240 --> 0:12:56.520 and we need to be thinking a lot more creatives 0:12:56.800 --> 0:12:59.800 and not just giving away the house on all these 0:13:00.000 --> 0:13:03.080 different deals, because if you look at it, some of 0:13:03.080 --> 0:13:06.720 the new housing that comes in there's a tax abatement, 0:13:06.800 --> 0:13:09.640 but the person that's been there twenty years, they get 0:13:09.640 --> 0:13:13.679 a tax increase and they're getting ready to do another reevaluation, 0:13:14.240 --> 0:13:16.680 and they said taxes, probably taxes are going to go 0:13:16.760 --> 0:13:19.880 through the roof. So I'm saying, all hands on. 0:13:19.840 --> 0:13:20.400 It, oky good. 0:13:20.840 --> 0:13:23.000 It's not good to get more people or people who 0:13:23.000 --> 0:13:25.360 would sell normally move and get new blood in there. 0:13:25.360 --> 0:13:26.199 That's not happening. 0:13:27.240 --> 0:13:30.880 But relative to this, and by increasing the millage to 0:13:30.960 --> 0:13:33.720 five dollars per thousand, Hamlin County making by far the 0:13:33.760 --> 0:13:38.080 most expensive in our region. You mentioned affordable housing, but 0:13:38.120 --> 0:13:40.640 only like a million dollars of the almost five million 0:13:40.679 --> 0:13:42.960 dollars generated goes to affordable housing. So is that just 0:13:42.960 --> 0:13:44.520 the way to sell us and go, hey, we're trying 0:13:44.520 --> 0:13:46.959 to help. I mean, a million dollars is not all 0:13:47.000 --> 0:13:49.160 that much money when you consider how big this budget is. 0:13:50.679 --> 0:13:54.280 No, it's not much money. And I think that maybe 0:13:54.320 --> 0:13:56.720 it sounds good, but we got to read through the 0:13:56.720 --> 0:13:59.520 fab front. You can't Rob Peter to pay Paul No, 0:13:59.679 --> 0:14:03.440 you know, make it unaffordable. Some people are forced to sell, 0:14:03.520 --> 0:14:06.320 or some people are selling because this is an asset. 0:14:06.360 --> 0:14:08.920 They got to sell it because they got to downsize. 0:14:08.960 --> 0:14:12.599 Some people say, hey, I got I got a downsize 0:14:13.120 --> 0:14:15.640 so I can afford to live. And now you're going 0:14:15.720 --> 0:14:19.440 to make it even tougher for the person to even 0:14:19.960 --> 0:14:22.680 downsized and be able to sell the house because the 0:14:22.720 --> 0:14:25.360 market will say, well, I'll go somewhere else and buy. 0:14:25.560 --> 0:14:29.840 The bottom line is we just can't keep adding to 0:14:30.680 --> 0:14:35.120 the consumers. You know, we're talking buyer consumer. We're adding there. 0:14:35.520 --> 0:14:39.160 And again a million dollars is not going to not 0:14:39.200 --> 0:14:42.720 going to get us. We put sixty million dollars and 0:14:42.760 --> 0:14:45.040 it's a one time. I mean some stuff we did 0:14:45.120 --> 0:14:47.680 was the one time, and we did sixty million. We 0:14:47.840 --> 0:14:50.760 did it with CDs. They were able to stretch as 0:14:50.880 --> 0:14:54.320 much as possible. But you can't make it affordable on 0:14:54.320 --> 0:14:57.080 one hand and then on the other hand make it unaffordable. 0:14:57.120 --> 0:14:58.880 And at the end of the day, a lot of 0:14:58.880 --> 0:15:02.680 people they negotiate closing costs when they get ready to 0:15:02.720 --> 0:15:05.520 sign the deals. They try to negotiate somewhere can I 0:15:05.520 --> 0:15:08.480 can negotiate. What can I do? Uh, And so on one 0:15:08.400 --> 0:15:12.000 hand we're saying we want more affordable, but on the 0:15:12.000 --> 0:15:15.920 other hand, we're always adding and they always say, always 0:15:16.160 --> 0:15:20.320 just one dollar, always just two dollars, you know, and 0:15:20.320 --> 0:15:22.560 then when you add it up like a second, you 0:15:22.600 --> 0:15:24.960 know it's going up. You know. I tell people all 0:15:24.960 --> 0:15:26.640 the time, they say, oh, they're only going to get 0:15:26.640 --> 0:15:29.120 two hundred dollars. That's two hundred dollars. It's some medicine 0:15:29.120 --> 0:15:31.640 somebody can get, or two hundred dollars worth of grocery 0:15:31.760 --> 0:15:35.120 somebody can get, right, and so all these things. Sloan, 0:15:35.640 --> 0:15:38.320 I'm fighting it, but keep your eyes open. So closing 0:15:38.360 --> 0:15:42.080 costs they want to go up. Uh, property tax rollback 0:15:42.120 --> 0:15:45.520 we're going from a thirty percent now down to only 0:15:45.560 --> 0:15:50.400 four point five percent roll back. And then MSD in 0:15:50.520 --> 0:15:55.200 the budget they're going with an increase of that for 0:15:54.400 --> 0:15:56.080 four percent. 0:15:56.360 --> 0:15:59.000 It doesn't make it attractive to want to, you know, 0:15:59.120 --> 0:16:02.360 do business or of her work in Cincinnati, but in 0:16:02.360 --> 0:16:05.560 particular in Hamlin County. She's Commissioner Alisha Reese all over 0:16:05.600 --> 0:16:07.760 this one. I know it's kind of a minor point. 0:16:07.840 --> 0:16:10.720 It's kind of a little bit of real estate wonkiness 0:16:10.760 --> 0:16:14.120 going on here when you talk about these tax transfer taxes. 0:16:14.160 --> 0:16:16.880 But uh, you know, again, as we've been saying, enough 0:16:16.920 --> 0:16:19.120 crumbs make a loaf. All the basketball chat again soon 0:16:19.240 --> 0:16:19.840 be well. 0:16:20.880 --> 0:16:25.080 Okay, all adds up, Sloan. And at the end of 0:16:25.120 --> 0:16:28.360 the day, the consumer, the taxpayer, is the one is 0:16:28.400 --> 0:16:30.840 getting all these bills and everything's going up. So thank 0:16:30.960 --> 0:16:33.320 you for having me on. And keep your eyes. We 0:16:33.400 --> 0:16:36.040 got to keep your eyes on this before the bull 0:16:36.080 --> 0:16:38.520 comes to people or before they try to close on 0:16:38.520 --> 0:16:38.880 a house. 0:16:38.960 --> 0:16:41.520 You're a fiscal pit bull. Reese, You're a fiscal pit bull. 0:16:44.560 --> 0:16:46.240 All right, take care of there you go. We got 0:16:46.280 --> 0:16:48.480 news on the way, pitbull. We need a pit bull 0:16:48.520 --> 0:16:51.520 in there. Just I think the thing that rubs you 0:16:51.560 --> 0:16:53.800 to in Hamlin County is effect. And you look at 0:16:53.840 --> 0:16:56.080 the what we did for the Bengals and how bad 0:16:56.120 --> 0:16:59.320 that product is and refuse to change. And then the 0:16:59.360 --> 0:17:01.520 news is hey bye, by the way, uh, you're gonna 0:17:01.560 --> 0:17:03.480 have to pay more when you want to sell your house. 0:17:03.760 --> 0:17:06.640 So we got that going on, which is terrible. Sloany 0:17:06.640 --> 0:17:08.640 here seven hundred ww we. 0:17:08.440 --> 0:17:18.720 Built this city, We built this city. This we built 0:17:18.800 --> 0:17:19.920 this city. 0:17:24.640 --> 0:17:25.600 Forty years ago. 0:17:25.920 --> 0:17:29.639 Today this song by Starship number one of the Billboard 0:17:29.720 --> 0:17:34.719 Hot one hundred music charts and has since been voted 0:17:35.560 --> 0:17:38.440 and it has a distinction of the worst song ever. 0:17:41.320 --> 0:17:41.760 Oxact. 0:17:42.480 --> 0:17:45.640 I think Billboard said worst song ever, you'd be the judge. 0:17:46.000 --> 0:17:49.400 Forty years ago. This song was interesting because this band, 0:17:50.040 --> 0:17:51.680 it's fund like said ken Brew. Here by the way, 0:17:51.720 --> 0:17:57.119 still ken Brew's act. This band, though, it embodied like 0:17:57.200 --> 0:18:04.879 the progressive San Francisco Go Height Ashbury sixties progressive. 0:18:04.400 --> 0:18:07.600 Movement, right the hippie movement, and a couple. 0:18:07.520 --> 0:18:11.800 Decades later, after it become Jefferson Air Plet became Jefferson 0:18:11.840 --> 0:18:15.120 Starship and then just Starship. They turned this thing out 0:18:15.160 --> 0:18:19.200 and the far cry from where they're where they began 0:18:19.600 --> 0:18:22.800 just straight up pop. Some people say pop crap. I 0:18:22.800 --> 0:18:24.920 don't know that. The people I know that actually like 0:18:25.000 --> 0:18:27.280 the song, don't mind the song. But forty years ago, 0:18:27.359 --> 0:18:33.440 worst song ever was recorded by Starship. Worst team ever 0:18:33.840 --> 0:18:36.960 looking like the Cincinnati Bengals right now, the worst defense 0:18:37.000 --> 0:18:39.720 of all time certainly on pace for that, although yesterday 0:18:40.520 --> 0:18:42.640 that was not what held them. It's the fact that 0:18:43.480 --> 0:18:47.680 you're coming off of bye week, you have one focus 0:18:47.720 --> 0:18:53.720 and has beat the Steelers and the Steelers defense I 0:18:53.720 --> 0:18:56.440 think twenty seven eight twenty at right around there. Certainly 0:18:56.480 --> 0:18:58.320 not as bad as the Bengals, but I mean, you know, 0:18:58.440 --> 0:19:03.160 there's two teams still pretty bad. And then for the 0:19:03.200 --> 0:19:07.159 second half crunch time, you get their backup quarterback in 0:19:07.280 --> 0:19:11.760 Mason Rudolph, who was terrible the first time there left, 0:19:11.800 --> 0:19:14.919 came back as the backup and looked like the second 0:19:14.920 --> 0:19:23.200 coming of Ben Roethlisberger. Uh it just you lose by 0:19:23.280 --> 0:19:29.200 three touchdowns. Who is that on? And that is magnified 0:19:29.200 --> 0:19:31.120 by the fact, of course Jamar Chase is now looking 0:19:31.160 --> 0:19:35.240 at a suspension. When we left the game yesterday, we thought, okay, 0:19:35.280 --> 0:19:38.120 Jalen Ramsey's going to get a suspension for punching, and 0:19:38.160 --> 0:19:40.800 then we saw the video later on somebody did some 0:19:41.880 --> 0:19:44.560 focusing and heading it saw that it was Jamar Chase 0:19:44.600 --> 0:19:48.159 that clearly spit on Jalen Ramsey, which caused him to 0:19:48.200 --> 0:19:52.560 then punch Jamar Chase, which makes sense. That's a punchable offense. 0:19:52.560 --> 0:19:54.439 I don't know what guys was spitting in the NFL 0:19:54.480 --> 0:19:56.800 this year, but here we go, and now Chase is 0:19:56.800 --> 0:19:59.840 looking at least a game suspension, and with New England 0:20:00.080 --> 0:20:03.119 in a town on Sunday. So can you beat the 0:20:03.160 --> 0:20:08.360 New England Patriots with Jamar Chase? Probably not without him, 0:20:08.560 --> 0:20:11.320 definitely not. And it wasn't really a factor yesterday. So 0:20:11.680 --> 0:20:13.560 the frustration, the spinning and everything else. They had what 0:20:13.720 --> 0:20:16.960 three catches for thirty yards yesterday after he had sixteen 0:20:17.040 --> 0:20:19.000 the first time they met. And you look at this 0:20:19.560 --> 0:20:25.360 the what's ailed the defense has now transferred over to 0:20:25.400 --> 0:20:28.120 the offense to some degree. Joe Flacco looked like, well, 0:20:28.240 --> 0:20:32.280 Joe Flacco backup quarterback after that first week, and we thought, wow, 0:20:32.320 --> 0:20:33.520 man high flying Joe Flacco. 0:20:33.680 --> 0:20:34.480 Man not so much. 0:20:34.760 --> 0:20:37.359 And you know, you learn how to other teams watch film, 0:20:37.600 --> 0:20:39.439 they learn how to game plan against this guy, and 0:20:39.480 --> 0:20:43.439 this is what you get. So in that regard, you 0:20:43.600 --> 0:20:46.639 just wonder if this whole thing is collapsing in on itself. 0:20:46.720 --> 0:20:49.960 Joe Burrow aside, and now at this point, with them 0:20:50.000 --> 0:20:52.560 being three and seven, does it make any sense? What's 0:20:52.560 --> 0:20:55.800 however to bring him back anytime in the season. And 0:20:55.840 --> 0:20:57.920 who would be the one to tell Joe Burrow, guess 0:20:58.000 --> 0:21:01.440 what you're the future year, we still have a window. 0:21:02.000 --> 0:21:04.280 Offense is still fairly solid despite we're seeing here. We 0:21:04.359 --> 0:21:07.240 got to rework the defense, get some help. It's going 0:21:07.320 --> 0:21:09.320 to be a project. Be patient. But we built this 0:21:09.359 --> 0:21:11.639 whole thing around you. Does it make sense to thrust 0:21:11.680 --> 0:21:14.680 this guy in a losing situation. We're in a chance. 0:21:14.680 --> 0:21:17.480 You could reregorate the turf tost something else could happen. 0:21:17.760 --> 0:21:21.480 You could wind up screwing your offseason regiment up getting 0:21:21.480 --> 0:21:24.280 ready for twenty twenty six. Because twenty twenty five is over. 0:21:25.880 --> 0:21:28.080 You'd have to win what six or last seven to 0:21:28.119 --> 0:21:31.600 get to nine, and that's what it's gonna take. The 0:21:31.600 --> 0:21:34.440 win the division, probably get the playoffs, and you've got 0:21:34.440 --> 0:21:38.119 New England at home, You've got two games more against 0:21:38.160 --> 0:21:42.520 Baltimore with Lamar Beck, and you've got Buffalo and Miami 0:21:42.600 --> 0:21:46.320 down the stretch. That's man, that's not gonna It's not 0:21:46.359 --> 0:21:46.879 gonna happen. 0:21:47.040 --> 0:21:47.800 It is over. 0:21:47.880 --> 0:21:50.000 And so bringing Joe Burrow back right now it doesn't 0:21:50.000 --> 0:21:52.399 make any sense whatsoever. I know that while the fans 0:21:52.480 --> 0:21:54.760 wont and Joe Burrow wants to it, at some point 0:21:54.760 --> 0:21:57.119 there's gonna be some leadership, and that is the I 0:21:57.119 --> 0:21:59.159 think that's inpe in On Zach Taynlor. Is he the 0:21:59.160 --> 0:22:01.919 guy that's gonna be able to tell Joe Burrow no, 0:22:02.760 --> 0:22:06.439 And to a degree. Also, it's Duke Tobin because it's 0:22:06.520 --> 0:22:09.640 just incapable of getting anyone on defense it can perform. 0:22:10.440 --> 0:22:12.440 At some point, you've got to change the regime here. 0:22:12.520 --> 0:22:15.080 And you know, if you don't do it after you 0:22:15.119 --> 0:22:17.760 lose to your division foe in the Pittsburgh Steels, do 0:22:17.800 --> 0:22:20.560 you do it after the New England loss, because that's 0:22:20.600 --> 0:22:23.159 going to happen. I don't see how New England. I mean, 0:22:23.160 --> 0:22:26.119 they're kind of due, but is this a team to 0:22:26.200 --> 0:22:28.320 knock off New England? I don't think so. You can 0:22:28.440 --> 0:22:31.520 feel good about Baltimore. Buffalo seems like a coin toss, 0:22:31.520 --> 0:22:34.000 and Miami is also a coin toss. But by then 0:22:34.080 --> 0:22:38.280 it may be over. If it's not over today, we'll 0:22:38.280 --> 0:22:40.600 talk to James Repeen later, like eleven thirty five on 0:22:40.640 --> 0:22:43.400 this on seven hundred WLW. It just feels like, yeah, 0:22:43.440 --> 0:22:45.000 you watch this and go, my god, you just find 0:22:45.040 --> 0:22:45.800 new ways to lose. 0:22:46.080 --> 0:22:46.240 You know. 0:22:46.400 --> 0:22:47.720 Was the the defense played? 0:22:47.880 --> 0:22:51.360 Okay, say, maybe like Gino Stone and some other guys 0:22:51.400 --> 0:22:53.600 are terrible, but they hung in there for most of 0:22:53.600 --> 0:22:55.560 the game first half of the game, and of Mason 0:22:55.640 --> 0:22:57.960 Rover comes in and now the offense gives up fourteen 0:22:58.000 --> 0:22:59.960 points the offense gave up fourteen. 0:23:00.320 --> 0:23:04.160 It's insane. I'm banking on the some. 0:23:04.119 --> 0:23:06.639 Sort of special teams collapse next week and you know, 0:23:07.119 --> 0:23:10.200 three fumbles on kickoffs or something like that. Who knows, 0:23:10.480 --> 0:23:12.399 we'll come up with We'll come up with new schemes 0:23:12.400 --> 0:23:14.560 to lose here in Cincinnati, Ohio. 0:23:16.240 --> 0:23:17.959 How the stuff going on? Do you agree with this? 0:23:18.040 --> 0:23:21.840 Michelle Obama believes that Americans are not ready to elect 0:23:21.840 --> 0:23:25.359 a female to the White House, and that, in her opinion, 0:23:25.400 --> 0:23:27.760 is evidenced by Kamala Harris's loss in the twenty twenty 0:23:27.760 --> 0:23:31.600 four presidential election. She's pushing another book of the books 0:23:31.640 --> 0:23:34.480 she has. She's got to lead the I think the 0:23:34.520 --> 0:23:40.159 all time first lady team in books. Published one of 0:23:40.160 --> 0:23:42.320 her books you can crank out, But none of saying 0:23:42.320 --> 0:23:43.240 you're not ready for a woman. 0:23:43.320 --> 0:23:43.639 You're not. 0:23:44.880 --> 0:23:46.479 And this is the same thing what happened when Hillary 0:23:46.480 --> 0:23:49.560 could win. It is the fact she's a woman, or 0:23:49.640 --> 0:23:52.320 is the fact that you're just a flawed candidate. Now, 0:23:52.359 --> 0:23:54.560 some people may say the left rood's, oh yeah, we 0:23:54.600 --> 0:23:56.879 turn around elected Trump. Well, it's kind of the devil 0:23:56.920 --> 0:23:58.640 you know versus the devil you don't know. I don't 0:23:58.640 --> 0:24:01.720 think anyone really felt confident, especially in the eleventh hour 0:24:01.800 --> 0:24:05.000 that Kamala Harris and based on what she said in 0:24:05.040 --> 0:24:08.280 her performance that she just seemed like she was empty, 0:24:08.359 --> 0:24:13.480 like an empty suit, And so people voted ay that 0:24:13.560 --> 0:24:16.359 somehow it's every time a female loses, it's got to 0:24:16.400 --> 0:24:19.159 be sexism, much like someone of color loses, it's got 0:24:19.200 --> 0:24:20.800 to be racism, or it could just be they just 0:24:21.160 --> 0:24:24.800 people don't agree with their policies. Like it's not like 0:24:24.840 --> 0:24:27.080 the Democrats are sitting in the world on fire right now. 0:24:27.560 --> 0:24:30.240 That's a party that is completely out of control, like 0:24:30.240 --> 0:24:34.080 a leadership. I mean, Chuck Schumer is on the hot seat, 0:24:34.119 --> 0:24:35.440 if not on the way out at this point, he 0:24:35.520 --> 0:24:37.760 may be gone before Zach Taylor, by the way. 0:24:40.119 --> 0:24:40.920 So yeah, the. 0:24:40.920 --> 0:24:43.720 Idea that it's not like we don't have female governors 0:24:43.720 --> 0:24:47.159 and other females and leadership positions around, Like if that 0:24:47.200 --> 0:24:50.280 were true, then you wouldn't have female governors and at 0:24:50.280 --> 0:24:52.760 some point will it lacked a female president. We will, 0:24:53.840 --> 0:24:56.080 But you know you can't just simply so what you're 0:24:56.080 --> 0:24:58.240 saying is, you know, if you want to stamp out sexism, 0:24:58.600 --> 0:25:00.920 the way to do that is to vote for someone 0:25:00.960 --> 0:25:03.960 because of their gender. Skin color. That's the exactly opposite 0:25:03.960 --> 0:25:06.959 of why I should vote for one. I don't get it. 0:25:09.359 --> 0:25:11.960 We're seeing a number of young women now expressing it 0:25:11.960 --> 0:25:14.119 as especially young women, to move out of the United 0:25:14.119 --> 0:25:16.800 States because of this. Over the last two decades, in 0:25:16.840 --> 0:25:18.600 the fifteen to forty four year old age group, forty 0:25:18.600 --> 0:25:20.880 percent of women expressed a desire to immigrate. That's four 0:25:20.880 --> 0:25:23.160 times higher than it was ten years ago. Nineteen percent 0:25:23.200 --> 0:25:25.840 of men in the same group expressed a desire to 0:25:25.880 --> 0:25:30.000 move top countries Canada, New Zealand, Italy, and Japan. The 0:25:30.080 --> 0:25:33.080 fascination in Italy is incredible to me. Just love the 0:25:33.119 --> 0:25:35.000 talking one of these people going, okay, so what is 0:25:35.040 --> 0:25:37.960 it about Italy? Well, yeah they have if you think 0:25:38.040 --> 0:25:42.960 the nepotism or nepotism, but also the sexism and racism 0:25:43.119 --> 0:25:47.520 is worse here, pretty bad in Italy. I was talking 0:25:47.560 --> 0:25:51.600 to someone who friends of theirs had moved to Spain 0:25:51.680 --> 0:25:54.879 their expats. So they moved to Spain two months ago, 0:25:55.119 --> 0:25:56.439 and Okay, we got to get out of here. This 0:25:56.520 --> 0:25:59.439 climate is too much, The political climate is terrible. Trump's 0:25:59.480 --> 0:26:01.040 running things the ground. We gotta get out. We're going 0:26:01.040 --> 0:26:02.879 to We're gonna be we're gonna keep our American citizen. 0:26:03.000 --> 0:26:06.880 We're moving to Spain. Guess who's coming back to two 0:26:06.920 --> 0:26:09.840 months later? Because all the things you take for granted 0:26:10.480 --> 0:26:14.080 they don't have in Spain. One of the ones is 0:26:14.400 --> 0:26:18.960 that I heard was having a having a dryer, Like 0:26:19.000 --> 0:26:20.040 I don't know if that was like one of the 0:26:20.040 --> 0:26:22.439 big things, but you go, what they don't have dryer. No, 0:26:22.600 --> 0:26:24.639 everyone hangs their laundry out, I guess, And it was 0:26:24.680 --> 0:26:28.080 like I missed my dryer. Yeah, it's you're gonna a 0:26:28.080 --> 0:26:30.960 lot of things you take for granted in America and 0:26:31.080 --> 0:26:33.359 you go abroad. It's different when you're on vacation, traveling, 0:26:33.359 --> 0:26:34.960 I guess, looks great because you're you know, you're in 0:26:34.960 --> 0:26:37.600 a hotel, Airbnb or whatever. It's fine, but living there 0:26:37.680 --> 0:26:39.680 is a different toury entirely. And so it was two 0:26:39.680 --> 0:26:43.560 months going, uh, yeah, you know what, we made a mistake. 0:26:43.600 --> 0:26:44.240 We're coming back. 0:26:44.760 --> 0:26:46.760 You hear about the people leaving the United States, but 0:26:46.840 --> 0:26:50.440 you wonder about those who do it and go Either 0:26:50.480 --> 0:26:53.040 they come back or they begrudgingly go, Okay, this is 0:26:53.080 --> 0:26:57.600 not what I expected it to be. But I can't 0:26:57.640 --> 0:26:59.960 come back as I lose face. I just you just wonder. 0:27:00.119 --> 0:27:02.080 I'm sure there's some people that move in abroad it 0:27:02.080 --> 0:27:05.440 are totally happy and confident, but you know people coming back. 0:27:05.520 --> 0:27:08.120 You hear about them leaving, but you don't hear stories 0:27:08.119 --> 0:27:11.280 about how many people go. I made a mistake, Yes, 0:27:11.520 --> 0:27:13.359 is not what I thought it is. Yeah, we've got 0:27:13.400 --> 0:27:16.880 some problems, but it's good to be home. Just something 0:27:16.880 --> 0:27:19.200 to be said about that. And then that group coming 0:27:19.240 --> 0:27:21.320 up at eleven, I'm sorry to eleven. How about ten 0:27:21.359 --> 0:27:24.000 oh seven? Greg mursaid, is here. Have you heard about this? 0:27:25.480 --> 0:27:28.760 There's a debate now and I'll have some lawmakers on 0:27:28.800 --> 0:27:30.960 about this at some point in the near future for sure. 0:27:32.320 --> 0:27:36.760 And the debate is over teenagers working. So it's I 0:27:36.760 --> 0:27:38.920 think send Bill fifty. I want to say something along 0:27:38.960 --> 0:27:42.680 those lines. It'll allow teenagers who are fourteen years old 0:27:42.720 --> 0:27:45.200 fifteen years old to work until nine o'clock throughout the 0:27:45.200 --> 0:27:49.840 school year. As it stands right now, the law says 0:27:49.880 --> 0:27:51.720 that you can work till nine during the summer or 0:27:51.800 --> 0:27:54.480 during a school holiday or maybe on the weekends, but 0:27:54.520 --> 0:27:58.320 you can't work past seven on a school night, and 0:27:58.359 --> 0:28:03.600 they want to change that to nine pm. So letting 0:28:03.640 --> 0:28:05.760 a teenager younger than sixteen or per seven and nine. 0:28:06.320 --> 0:28:08.240 As long as the teen has the permission of the 0:28:08.320 --> 0:28:11.479 parent or guardian, that's what they want to do. And 0:28:11.520 --> 0:28:13.639 it seems to me like, you know, if you're fourteen fifteen, 0:28:13.720 --> 0:28:16.280 you work in your hustland working an extra hour or 0:28:16.320 --> 0:28:19.119 two if at a grocery store or busting tables or 0:28:19.160 --> 0:28:22.160 working at fast food, whatever it might be, and there's 0:28:22.240 --> 0:28:23.960 limited things you can do there as well, it seem 0:28:23.960 --> 0:28:28.320 seems like a good thing. And there's a representative Lauren 0:28:28.400 --> 0:28:32.000 McNally out of Youngstown Democrat says that she was shocked 0:28:32.160 --> 0:28:34.199 about this. How dare we pretend that putting fourteen year 0:28:34.200 --> 0:28:37.080 olds on late night shifts in dangerous workplaces is somehow 0:28:37.080 --> 0:28:45.080 helping families. It's not helping anyone. It's exploitation, plain and simple. Well, 0:28:45.200 --> 0:28:48.640 mom and dad are signing off on that it's not exploitation. 0:28:49.240 --> 0:28:54.040 It's parental choice. Secondly, nine o'clock is not exactly a 0:28:54.160 --> 0:28:57.560 late night shift. Like if you know your typical fourteen 0:28:57.720 --> 0:29:02.240 fifteen to mid twenties thirty, you know they are nocturnal creatures. 0:29:02.280 --> 0:29:02.360 You know. 0:29:02.480 --> 0:29:04.520 The whole thing is when you're older now, you go 0:29:04.560 --> 0:29:06.760 to bed about the time somebody young is getting up, 0:29:07.160 --> 0:29:09.040 And it's true. 0:29:10.280 --> 0:29:11.840 It's your body clock. 0:29:11.920 --> 0:29:14.640 Your body clock's just different at that age, right, you're 0:29:14.640 --> 0:29:15.240 more nocturnal. 0:29:15.280 --> 0:29:16.280 You want to stay up all night. 0:29:16.320 --> 0:29:18.680 And that's why I think kids have trouble in schooling, like, 0:29:18.760 --> 0:29:20.440 is because you're trying to force into the daytime ours 0:29:20.440 --> 0:29:25.320 for obvious reasons, when in fact they're more nocturnal. You know, hell, 0:29:25.920 --> 0:29:28.480 now I'm going home at ten o'clock. And when I was, 0:29:28.520 --> 0:29:32.040 you know, thirty years ago, you'd be going out at 0:29:32.040 --> 0:29:36.560 ten o'clock. But fourteen fifteen year old's say, how many 0:29:36.600 --> 0:29:39.000 are staying up gaming, how many are going to I 0:29:39.000 --> 0:29:41.080 don't know sports practices, and things like why is that 0:29:41.120 --> 0:29:43.280 any different? Like why would it be different if you're 0:29:43.320 --> 0:29:47.440 up studying or gaming or at practice or whatever it is, 0:29:47.640 --> 0:29:50.120 you're still at past nine o'clock, Like, well, what is 0:29:50.160 --> 0:29:52.240 the bedtime of your typical fourteen fifteen year old? 0:29:52.240 --> 0:29:53.200 It's not nine. 0:29:53.240 --> 0:29:56.920 It might be ten o'clock, maybe eleven o'clock, but certainly 0:29:56.960 --> 0:29:59.440 not nine o'clock gives you an extra hour. It sounds like, 0:30:00.080 --> 0:30:02.040 you know, they're forcing I could see or it's like, hey, 0:30:02.040 --> 0:30:03.400 you know what, we're just getting rid of the rules 0:30:03.480 --> 0:30:04.800 entire that you can work till you can do an 0:30:04.800 --> 0:30:06.800 overnight shift if you want, you know, work it to 0:30:06.800 --> 0:30:09.200 work till two in the morning or midnight. It's fill extreme, 0:30:09.200 --> 0:30:12.200 but nine o'clock doesn't seem unreasonable at all. And the 0:30:12.280 --> 0:30:15.600 idea that this is somehow exploiting kids. Yeah, if the 0:30:15.640 --> 0:30:18.720 parents are consenting to this and sign off, that's not exploitation. 0:30:19.440 --> 0:30:21.240 That's the parents going, yeah, I want my kid to 0:30:21.280 --> 0:30:23.600 work and have a job if maybe the household needs 0:30:23.600 --> 0:30:25.160 some money, or maybe they should have their own money, 0:30:25.280 --> 0:30:28.040 or maybe you have a strong work ethic at that age. 0:30:28.680 --> 0:30:32.440 And the idea that somehow work and work is a 0:30:32.480 --> 0:30:34.600 bad thing, it's look this, my god, it's it's slave. 0:30:35.080 --> 0:30:38.040 You're indenturing these kids in the servitude and now it's 0:30:38.120 --> 0:30:39.880 just working. You learn at an early age how to 0:30:39.920 --> 0:30:42.040 hustle for a buck. You learn and the host of 0:30:42.080 --> 0:30:44.440 problem things. Now i'll get in this with my guest, 0:30:44.840 --> 0:30:46.600 but you learn so many things in your first job. 0:30:47.880 --> 0:30:52.320 You know, setting expectations and budgeting and being accountable and 0:30:52.400 --> 0:30:55.600 managing people and managing and dealing with superiors and all 0:30:55.640 --> 0:30:57.480 the headaches of working in the in the real world. 0:30:57.560 --> 0:31:00.440 You learn how to solve conflict in real time too. 0:31:00.480 --> 0:31:02.080 By the way, I think that's a great lesson for 0:31:02.360 --> 0:31:04.680 any kid, but certainly by the time you're fourteen fifteen 0:31:04.720 --> 0:31:06.800 it seems to work out. So anyway, that's what they 0:31:06.840 --> 0:31:09.120 want to pass in Ohio. And there's some pushback on 0:31:09.160 --> 0:31:13.160 this one, not from all, but the idea here is 0:31:13.200 --> 0:31:16.040 that you know, it's fourteen fifteen year olds also make 0:31:16.120 --> 0:31:18.600 a federal minimum wages seven twenty five an hour, which 0:31:18.640 --> 0:31:21.400 is less than ten seventy because well, your skill set 0:31:21.440 --> 0:31:23.400 is less than that. When you're fourteen or fifteen and 0:31:23.440 --> 0:31:26.760 you start somewhere, you start at the bottom. Is that exploitative? No, 0:31:26.840 --> 0:31:29.480 you're you're probably producing less. And also the idea that 0:31:29.520 --> 0:31:33.000 somehow this is more dangerous, this dangerous environment they're working in. 0:31:34.440 --> 0:31:36.080 I don't know, are you out there, you're work in 0:31:36.080 --> 0:31:38.320 a nuclear facility? Are you what do you do when 0:31:38.320 --> 0:31:39.240 you butcher in hogs? 0:31:40.000 --> 0:31:40.120 Like? 0:31:40.360 --> 0:31:42.120 I don't know about other states, but I was pretty 0:31:42.120 --> 0:31:44.560 strict about what they can do and what they can have. 0:31:44.760 --> 0:31:46.280 I think, even like the work in the fast foods, 0:31:46.280 --> 0:31:48.160 they can only work some certain things. If I'm not 0:31:48.200 --> 0:31:51.360 mistaken anyway. More in this after a ten o'clock here 0:31:51.400 --> 0:31:55.360 with gregmor sat here on seven hundred WW Scott Sloan Show, 0:31:56.200 --> 0:31:58.560 also happening today. We I hadn't a chance to maybe 0:31:58.560 --> 0:31:59.960 I'll save this for tomorrow a little bit more about 0:32:01.160 --> 0:32:02.680 I had a chance to look through some of the 0:32:02.720 --> 0:32:03.760 Epstein stuff as well. 0:32:03.800 --> 0:32:04.280 It's not good. 0:32:04.320 --> 0:32:08.800 I think it's fascinating the breakup though between between Donald 0:32:08.840 --> 0:32:13.480 Trump and uh MTG and him going after her calling 0:32:13.720 --> 0:32:17.880 a range, a ranting lunatic and a trader. Somehow, Boy 0:32:18.680 --> 0:32:21.120 a lot of people who stood by Trump even when 0:32:21.160 --> 0:32:23.920 it's inexplicable, and she would be one of those people. 0:32:24.000 --> 0:32:26.400 But somehow now she's a trader. And even now they're 0:32:26.400 --> 0:32:28.960 going to turn around and they're going to release, allegedly 0:32:29.000 --> 0:32:29.760 release all this stuff. 0:32:29.760 --> 0:32:30.600 And why would they do that? 0:32:30.640 --> 0:32:32.600 Well, because I think they also know that there are 0:32:32.600 --> 0:32:34.640 things that they can resist and hopefully get a vote against. 0:32:34.640 --> 0:32:37.280 We'll find out probably pick this up more, but one 0:32:37.280 --> 0:32:40.720 of the more fascinating stories over the weekend watching that 0:32:40.720 --> 0:32:44.160 that whole thing play out. Get the popcorn right news 0:32:44.200 --> 0:32:46.280 on the way. We'll get you updated roads, traffic, weather, 0:32:46.320 --> 0:32:49.160 all that stuff, and Mortifile coming up here ten six 0:32:49.200 --> 0:32:52.120 today with Greg Marsett and teenage work rules about to 0:32:52.160 --> 0:32:58.440 change in Ohio seven hundred WWT Cincinnati slowly on seven 0:32:58.520 --> 0:33:02.640 hundred WLW. There's a new piece of legislation working his 0:33:02.640 --> 0:33:05.080 way through the house. They want to increase the work 0:33:05.160 --> 0:33:08.680 hours for teenagers up to a certain age till nine 0:33:08.680 --> 0:33:11.440 o'clock PM. And there's a fight against us saying, you know, 0:33:11.480 --> 0:33:14.200 it's indentured servitude, and you're going to ruin kids' lives 0:33:14.240 --> 0:33:17.680 and just what we need more people than the workforce, 0:33:17.840 --> 0:33:21.960 and granted, kids like money, and we miss out on 0:33:22.000 --> 0:33:26.120 the value of working at a young age. You know, 0:33:26.200 --> 0:33:28.320 nine o'clock doesn't on the school night, doesn't seem that 0:33:28.400 --> 0:33:31.640 light quite honestly, considering kids and athletics and everything else 0:33:31.680 --> 0:33:35.040 will stay up till well pass that because well, athletics, 0:33:35.640 --> 0:33:37.680 if you want to work, I think that should be encouraged, 0:33:37.720 --> 0:33:41.160 certainly at midnight one am. But nine o'clock seems reasonable 0:33:41.160 --> 0:33:44.120 for teenagers, don't you. And then the question is, well, 0:33:44.160 --> 0:33:46.920 how young is too young for a kid to do something, 0:33:46.960 --> 0:33:49.560 to do a test, to do something age appropriate and work. 0:33:50.000 --> 0:33:51.560 And that's where my guest comes it to him is 0:33:51.560 --> 0:33:54.760 Greg Mercaid. He's a financial planner locally here in Cincinnati, 0:33:55.520 --> 0:33:58.520 and it developed an app to help kids sort through this. Greg, welcome, 0:33:58.560 --> 0:33:58.840 how are you. 0:34:00.160 --> 0:34:02.120 I'm doing great, Thanks for having me on, sir. 0:34:03.080 --> 0:34:05.120 Let's start at the beginning here, and that is the 0:34:05.160 --> 0:34:08.080 age old question. Why don't we talk to kids about 0:34:08.160 --> 0:34:10.480 money earlier in life? Why does it seem like, I 0:34:10.480 --> 0:34:12.640 don't know, you know, it's like sex. In a lot 0:34:12.640 --> 0:34:15.320 of cases, let the streets raise them. No one talks 0:34:15.360 --> 0:34:18.240 about money. It's a taboo subject. And a lot of houses, 0:34:18.280 --> 0:34:20.760 you don't talk about finances, you don't talk about budgets. 0:34:21.120 --> 0:34:24.200 You go to school, you don't really get taught it 0:34:24.239 --> 0:34:26.960 in high school. Maybe you go on to college, and 0:34:27.000 --> 0:34:28.720 if you don't, of course you got to learn it firsthand. 0:34:28.719 --> 0:34:30.440 But you go to college, they don't talk about it 0:34:30.440 --> 0:34:32.680 all that much. You get credit card debt, you get 0:34:32.680 --> 0:34:34.799 in trouble, you get upside down, you get student loans, 0:34:34.840 --> 0:34:37.640 and we have all these issues of bailing student loan 0:34:38.200 --> 0:34:40.319 recipients out in the like, And it seems like if 0:34:40.320 --> 0:34:43.279 we taught people earlier, that would be the best way 0:34:43.320 --> 0:34:43.759 to do it. 0:34:44.880 --> 0:34:50.279 Absolutely, geez, now I'm depressed, right. This is one of 0:34:50.360 --> 0:34:53.359 those things that I think the reason why we don't 0:34:53.400 --> 0:34:56.239 talk about it very much is I think is is 0:34:56.280 --> 0:34:58.600 that we're not all that great out of ourselves. And 0:34:58.640 --> 0:35:02.040 it's just like, I think avoid that topic because I'm 0:35:02.040 --> 0:35:04.960 not super good at it myself. I think it's the 0:35:05.000 --> 0:35:07.960 complete opposite of what we should be doing. We should 0:35:07.960 --> 0:35:11.600 be talking to this about kids early and often. We 0:35:11.640 --> 0:35:15.640 should be putting them to work. Like you said, fifteen 0:35:15.680 --> 0:35:19.560 hours a week in a summer job, I'm thinking sixty. 0:35:19.840 --> 0:35:23.000 That's what I'm talking about. I think that that kids 0:35:23.000 --> 0:35:26.840 should be here's a good example. Okay, I had a 0:35:26.880 --> 0:35:29.920 backyard that was just a mess, right, It just wasn't 0:35:29.920 --> 0:35:32.120 where I wanted it to be. So what did I do? 0:35:32.400 --> 0:35:35.640 I went around and I took pictures of everything that 0:35:35.680 --> 0:35:37.880 I would like to do myself but I never have 0:35:38.040 --> 0:35:40.880 time to do. And I put it together and I 0:35:40.960 --> 0:35:42.960 gave it to one of my sons and said, this 0:35:43.160 --> 0:35:46.160 is now your job. Isn't this wonderful? And I took 0:35:46.200 --> 0:35:49.880 my pencil, you know, my Apple pencil, and I literally 0:35:49.920 --> 0:35:53.440 wrote exactly what I wanted him to do on every picture. 0:35:54.280 --> 0:35:57.520 And guess what, in two weeks it was all done. 0:35:58.400 --> 0:35:59.880 Like that is amazing to me. 0:36:01.000 --> 0:36:02.319 Did you did you pay? 0:36:02.440 --> 0:36:02.520 Oh? 0:36:02.560 --> 0:36:04.239 Okay, you paid him for it? Well, normally'd be like, 0:36:04.280 --> 0:36:07.319 oh damn, this is stupid. Right, And that's large of 0:36:07.360 --> 0:36:09.680 the problem. It's just easier to play cake kids and 0:36:09.680 --> 0:36:11.760 and not put them to work. But they're quite capable. 0:36:11.800 --> 0:36:14.759 It gives them a sense of accomplishment and money and 0:36:14.760 --> 0:36:16.600 and so much more. Right And and you may you 0:36:16.640 --> 0:36:18.960 mentioned a second ago, Greg that you know, if you're 0:36:19.000 --> 0:36:20.680 not good with money, your kid's not good with money. 0:36:20.719 --> 0:36:23.440 It's a cyclical thing. And it's because you know, we 0:36:23.440 --> 0:36:25.880 don't do it early enough in life. Someone's got to 0:36:25.920 --> 0:36:28.560 start this process and go early on. They need to 0:36:28.640 --> 0:36:29.600 learn about money. 0:36:30.400 --> 0:36:30.560 You know. 0:36:30.640 --> 0:36:33.960 On that point, I had my my grandson in law 0:36:35.280 --> 0:36:37.640 is eight years old, nine years old, and uh, it 0:36:37.719 --> 0:36:39.160 was it was all looking for money. He's like, oh, 0:36:39.200 --> 0:36:40.360 I want to I want to buy Well what do 0:36:40.440 --> 0:36:41.600 you need the money for? I want to buy this 0:36:41.880 --> 0:36:44.080 video game or whatever. It is, like, well, can I 0:36:44.120 --> 0:36:45.799 have money? I'm like, it doesn't work that way. 0:36:45.880 --> 0:36:47.560 So I'll know. He'll come over. 0:36:47.600 --> 0:36:49.000 I'll put him to work and he want, you know, 0:36:49.040 --> 0:36:50.960 he'll and his kid's a great worker. 0:36:50.960 --> 0:36:51.440 I love it. 0:36:51.480 --> 0:36:53.719 But you know, rather than just giving it to them, 0:36:53.800 --> 0:36:56.200 it's got to be earned. When you get to the 0:36:56.239 --> 0:36:58.120 teen years. Now, it seems like a lot of parents 0:36:58.200 --> 0:37:01.239 in suburbia anyway where I live, and you know the drill, right, 0:37:01.280 --> 0:37:04.800 you're more worried about taking maybe some classes or remedial 0:37:04.840 --> 0:37:08.120 work in the summer, or sports or just relaxing whatever 0:37:08.160 --> 0:37:10.560 it might be, as opposed to work. I think that's 0:37:10.560 --> 0:37:13.640 an important component of summer, especially for a teenager, is 0:37:13.640 --> 0:37:14.239 to have a job. 0:37:15.400 --> 0:37:18.520 Absolutely, if they're sitting around and doing nothing, that actually 0:37:18.680 --> 0:37:21.840 drives me crazy. And I think the worst thing you 0:37:21.880 --> 0:37:24.640 can do as a parent is to just hand them 0:37:24.760 --> 0:37:27.960 over money. Hey, I want to go to the movies, Boom, 0:37:28.000 --> 0:37:30.200 you give them twenty bucks? Are you kidding me? That's 0:37:30.239 --> 0:37:33.760 the worst thing you could do, because then that cycle 0:37:33.800 --> 0:37:38.520 perpetuates itself. And to your point, that kind of this 0:37:38.680 --> 0:37:40.200 kind of is a repeating cycle. 0:37:40.280 --> 0:37:41.520 If you're not good at it, kids. 0:37:41.400 --> 0:37:44.240 Won't be all that good at it. That is absolutely true. 0:37:44.280 --> 0:37:46.880 And the way you break that cycle, in my opinion, 0:37:47.440 --> 0:37:51.520 is to be more transparent with what this stuff really means. 0:37:51.560 --> 0:37:54.759 So let me give you a really simple example. You're 0:37:54.800 --> 0:37:57.200 sitting on the couch, your kids next to you. You 0:37:57.200 --> 0:38:01.879 guys are doing essentially nothing right Netflix or something, and 0:38:02.160 --> 0:38:05.319 your phone buzzes and it's your electric bill, or it's 0:38:05.320 --> 0:38:08.200 your insurance bill, or it's your whatever bill. This is 0:38:08.320 --> 0:38:10.640 a perfect opportunity for you to say, hey, come here, 0:38:10.880 --> 0:38:12.799 I want you to see this. I just got an 0:38:12.840 --> 0:38:16.439 electric bill. I live in Phoenix. It's August. It's five 0:38:16.520 --> 0:38:19.520 hundred and fifty dollars. Like that is where you need 0:38:19.560 --> 0:38:21.799 to expose them to that and say this is what's 0:38:21.800 --> 0:38:24.520 going on. And even better, let them help you pay 0:38:24.560 --> 0:38:28.080 it so they can see how that all works. And 0:38:28.120 --> 0:38:31.239 you can do that so easily with the electric bill. 0:38:32.040 --> 0:38:34.560 Next time you pull into the gas station, you can 0:38:34.560 --> 0:38:37.799 have a little conversation, have them stand out there with 0:38:37.880 --> 0:38:40.480 you when you're pumping the gas and let them realize 0:38:40.520 --> 0:38:43.279 that it costs eighty bucks, yeah, to fill up your car. 0:38:43.440 --> 0:38:45.440 Good point, like this is how you do it. Just 0:38:45.560 --> 0:38:48.160 be a little bit more transparent and they're going to 0:38:48.239 --> 0:38:52.040 realize really quickly. Holy smokes, this is what it takes 0:38:52.080 --> 0:38:53.160 to make this all happen. 0:38:53.280 --> 0:38:55.120 Yeah, you have no idea how much a dolo a 0:38:55.120 --> 0:38:57.400 gas will. You may drive by the signs, but okay, 0:38:57.400 --> 0:38:59.759 it's four bucks a gal, three bucks a gal, whatever 0:38:59.760 --> 0:39:01.439 it is, and you look at it, you go, okay, 0:39:01.400 --> 0:39:02.960 that's isn't gonna affect on me. But if you look 0:39:02.960 --> 0:39:05.120 at it and go, okay, here's this and this is 0:39:05.160 --> 0:39:06.040 how much it costs. 0:39:06.040 --> 0:39:07.920 But we all pay with a credit card. 0:39:08.880 --> 0:39:10.880 Is there somebody said about not paying with a credit 0:39:10.880 --> 0:39:13.360 card when you're teaching, because now, if you're a kid, 0:39:13.640 --> 0:39:15.279 you can touch it, you can only can feel it. 0:39:15.320 --> 0:39:18.080 Here's you know, as you said, here's eighty bucks, right, 0:39:19.719 --> 0:39:20.640 I got four twenties. 0:39:20.680 --> 0:39:21.120 Here you go. 0:39:22.000 --> 0:39:24.319 And it's a different thing rather than just swiping the car. 0:39:24.400 --> 0:39:25.880 And I think that's also part of the problem, right, 0:39:25.960 --> 0:39:28.120 is if it's plastic, we don't realize the. 0:39:28.120 --> 0:39:28.680 Value of it. 0:39:29.760 --> 0:39:32.520 This is called what I what I call invisible money. 0:39:32.920 --> 0:39:35.960 Money is just little numbers on a screen now and 0:39:36.000 --> 0:39:39.200 they just change. And so you have to teach your 0:39:39.280 --> 0:39:41.480 kids in a different way. Listen, we're not going to 0:39:41.560 --> 0:39:43.520 go back in time and say, well, if I'm going 0:39:43.560 --> 0:39:46.439 to teach little Johnny about money, I'm going to carry 0:39:46.440 --> 0:39:49.479 around five hundred dollars and twenties in my pocket because 0:39:49.520 --> 0:39:51.840 it's not going to work. You're not going to do it. 0:39:51.840 --> 0:39:55.200 It's annoying, it's not convenient. So you have to teach 0:39:55.239 --> 0:39:57.640 them about invisible money. And this is the way I 0:39:57.680 --> 0:39:59.520 think you should do it. I think you should get 0:39:59.520 --> 0:40:02.680 them there card. And then all of a sudden they 0:40:02.840 --> 0:40:05.719 realized when they swiped their card at the at the 0:40:05.840 --> 0:40:09.480 movie theater and it cost them, you know, thirteen dollars 0:40:09.560 --> 0:40:12.560 to get into the movie. And they think, oh my goodness, 0:40:12.600 --> 0:40:14.680 I had to scoop dog poop, I had to wash 0:40:14.800 --> 0:40:17.640 my mom's vand I had to mow the lawn and 0:40:17.719 --> 0:40:20.920 that's all I had to do to pay the thirteen 0:40:20.960 --> 0:40:24.360 bucks to movies and boom, if you use they swipe 0:40:24.400 --> 0:40:27.480 it and it happened, and all of a sudden, it clicks. 0:40:28.000 --> 0:40:31.839 So let them do it. Because kids learn best by 0:40:32.120 --> 0:40:35.120 doing this stuff, not by you know, anything else. 0:40:35.200 --> 0:40:36.839 And there's some kids you see you just go they're 0:40:36.840 --> 0:40:40.080 gonna be fine. Example, I was at a a charity 0:40:40.080 --> 0:40:42.239 golf outing and my buddy Daneal I was golf with 0:40:42.320 --> 0:40:44.480 him and he has two beautiful daughters. 0:40:44.520 --> 0:40:45.360 And you know what they did. 0:40:45.400 --> 0:40:47.720 They want to because they're they're kind of he's a hustler, 0:40:47.920 --> 0:40:49.279 and he teach him how to hustle. 0:40:49.360 --> 0:40:49.480 Right. 0:40:49.480 --> 0:40:51.120 It is like, hey, you gotta work, you gotta you 0:40:51.160 --> 0:40:53.000 gotta you want to make money, you want stuff you got, 0:40:53.400 --> 0:40:55.359 So they sat out in front they went to Big 0:40:55.400 --> 0:40:58.000 Lots or something and bought a ten dollars box of beads, 0:40:58.400 --> 0:41:01.759 and we're making bracelets for people and then selling to 0:41:01.800 --> 0:41:04.400 the people after they got through the line check in 0:41:04.400 --> 0:41:04.960 at the golf trip. 0:41:05.000 --> 0:41:07.240 But guess what they made? Over one hundred bucks? 0:41:08.200 --> 0:41:09.120 Yeah, how about that? 0:41:09.200 --> 0:41:09.359 Right? 0:41:10.400 --> 0:41:12.760 I love it. I love that kind of other girls 0:41:12.800 --> 0:41:14.120 with a very bright future. 0:41:14.239 --> 0:41:16.520 There's no question about it. I'll be working for them someday. 0:41:16.719 --> 0:41:19.640 Greg Murson's on the show certified Financial Planner CEO of 0:41:19.719 --> 0:41:23.359 Busy Kid, which is a product that's going to help 0:41:23.440 --> 0:41:26.960 parents hire their own kids and teach them the stuff. 0:41:26.960 --> 0:41:27.480 How's it work? 0:41:28.880 --> 0:41:31.759 Okay, So Busy Kids an app that gives kids real 0:41:31.840 --> 0:41:36.680 life experiences not only earning money, but managing money. So 0:41:36.719 --> 0:41:41.359 the earning part is really important. It's work, it's fundamental, right. 0:41:41.440 --> 0:41:43.520 But once you get the money, what in the world 0:41:43.520 --> 0:41:46.000 do you do with it? I always say, if you 0:41:46.120 --> 0:41:48.399 let your kids just earn it and burn it and 0:41:48.560 --> 0:41:51.120 you're not doing much other than you're making it easier 0:41:51.360 --> 0:41:53.919 for them to spend it, you have to teach them 0:41:53.920 --> 0:41:57.360 a very balanced approach. And this is not hard. Okay. 0:41:57.840 --> 0:41:59.880 The money goes in when you use busy kids, you 0:42:00.080 --> 0:42:03.040 earn the money and it goes into three big buckets. Okay, 0:42:03.320 --> 0:42:06.160 the first bucket is saving and investing, where they can 0:42:06.239 --> 0:42:09.919 literally learn about how investing in stock works, amazing, eye 0:42:09.960 --> 0:42:14.319 opening stuff. The second pieces is you can teach them 0:42:14.320 --> 0:42:18.000 how to share and give to charity, which teaches them 0:42:18.040 --> 0:42:20.799 that the world is a bigger place than just them, 0:42:21.239 --> 0:42:24.000 which is very important. And then lastly, the money can 0:42:24.040 --> 0:42:26.880 go into spend where they can have their own cards, 0:42:27.080 --> 0:42:29.120 they can load it, and they can spend like the 0:42:29.160 --> 0:42:32.440 rest of us. So save and invest, share and spend. 0:42:32.560 --> 0:42:35.880 These are the fundamentals of a balanced financial approach. 0:42:37.000 --> 0:42:38.280 And it's such a simple concept. 0:42:38.320 --> 0:42:39.920 If you're an adult, you get that right as I 0:42:40.000 --> 0:42:42.200 have money, that I have my needs, I have my wants, 0:42:42.239 --> 0:42:44.480 i have charity, and then I've got investments. 0:42:44.880 --> 0:42:46.680 And those are the four buckets to say what we 0:42:46.800 --> 0:42:47.920 do as adults right. 0:42:47.880 --> 0:42:49.400 Right, or should be doing it. So if you're not 0:42:49.440 --> 0:42:51.319 doing that, going, wait, let me write this down in 0:42:53.160 --> 0:42:54.920 you got problems. But if you look at I mean, 0:42:54.920 --> 0:42:57.320 look at credit card debt in America. We're seeing incredibly 0:42:57.360 --> 0:43:01.080 high numbers right now. And look at the United States 0:43:01.080 --> 0:43:03.000 and the debt sealing crisis, right, I mean, we're a 0:43:03.080 --> 0:43:04.560 nation of dead beats. 0:43:05.280 --> 0:43:08.879 Oh, it's out of control. Debt is at an all 0:43:08.920 --> 0:43:12.520 time high, national debt thirty two trillion dollars. I mean, 0:43:12.520 --> 0:43:13.400 I don't even know how many. 0:43:13.320 --> 0:43:15.279 Zeros out of control? 0:43:15.440 --> 0:43:19.239 Right, Consumer debt all time high, student loan debt all 0:43:19.280 --> 0:43:22.480 time high. So, yes, you're exactly right. It's out of control. 0:43:22.840 --> 0:43:24.200 And if we think we. 0:43:24.160 --> 0:43:26.279 Can just kind of keep going down this path, we're 0:43:26.320 --> 0:43:29.200 tricking ourselves. We have to stop, and we have to 0:43:29.280 --> 0:43:31.000 change it. I think we need to change it with 0:43:31.040 --> 0:43:34.800 this next generation. Yeah, if they're smarter with their money, 0:43:35.200 --> 0:43:37.280 then hopefully they can turn it around. 0:43:37.880 --> 0:43:40.319 Now, you as a certified financial planner, though, Greg, you 0:43:40.360 --> 0:43:42.480 know you hear the thing is well, Okay, when you 0:43:42.520 --> 0:43:44.120 were coming up, when you were young my age, it 0:43:44.160 --> 0:43:46.879 was a lot easier, you know, And now it's so hard. 0:43:46.880 --> 0:43:48.600 I have to have two or three or four more 0:43:48.680 --> 0:43:51.120 jobs and service all my debt and all the things. 0:43:51.160 --> 0:43:52.160 Oh is that true? 0:43:52.280 --> 0:43:54.919 I mean I have an appreciation for younger people now 0:43:54.960 --> 0:43:57.399 because there are a lot more things coming at them. 0:43:57.960 --> 0:44:00.319 Is there less opportunity than we had and the less 0:44:00.320 --> 0:44:01.200 opportunity to make money? 0:44:01.239 --> 0:44:01.359 Though? 0:44:01.520 --> 0:44:05.640 Yet I think there's more opportunity. Frankly, I mean, it's 0:44:05.680 --> 0:44:06.440 an amazing thing. 0:44:06.520 --> 0:44:06.719 I have. 0:44:07.360 --> 0:44:10.279 I have six kids, okay, five have left the nets, 0:44:10.440 --> 0:44:13.120 and all five of the ones that have left the 0:44:13.120 --> 0:44:15.879 nests that's had more than ten grand sads before they left, 0:44:15.920 --> 0:44:18.720 which I think is an amazing thing. And listen, Scott, 0:44:18.719 --> 0:44:21.960 I'm not paying them two hundred dollars to wash the car. Okay. 0:44:23.040 --> 0:44:26.680 They have so many opportunities. You can jump on, you know, 0:44:26.719 --> 0:44:28.759 when you're when you're an eighteen year old, you can 0:44:28.840 --> 0:44:33.040 jump on and you could be delivering you know, food 0:44:33.280 --> 0:44:37.319 to people in like twenty minutes. It's an amazing if 0:44:37.360 --> 0:44:40.760 you go door dashing or uber eat in twenty minutes 0:44:41.160 --> 0:44:43.560 like and you can go drive an uber like. You 0:44:43.600 --> 0:44:47.040 could do so many things these days. And you know, 0:44:47.040 --> 0:44:48.880 well that's for the older kids, But what about the 0:44:48.920 --> 0:44:52.280 younger kids. They can mowd lawns, they can tutor people, 0:44:52.480 --> 0:44:55.480 they can walk somebody's dog, they can do all this stuff. 0:44:55.640 --> 0:44:59.760 We created busy pape, which is literally a QR code 0:44:59.800 --> 0:45:02.640 that kids can have and the person that you know 0:45:02.760 --> 0:45:05.239 hires them to go walk my dog and then I 0:45:05.320 --> 0:45:07.560 just scan your two R cards code and I pay 0:45:07.600 --> 0:45:09.800 you ten bucks, Like it's that easy. 0:45:10.000 --> 0:45:10.600 Yeah, like that. 0:45:10.640 --> 0:45:13.200 Seems like a very easy thing to right, Right, you 0:45:13.280 --> 0:45:14.520 go out and figure stuff out. 0:45:14.600 --> 0:45:16.239 Yeah, you have Busy Kid, which is the app that 0:45:16.280 --> 0:45:18.040 you have, But I mean things like venmo, right, just 0:45:18.120 --> 0:45:20.000 venmo me the money? I got an account? Okay, boom, 0:45:20.040 --> 0:45:22.360 it's right there. It's it's easier than ever zeal it 0:45:22.480 --> 0:45:24.880 or it's easy to ever before to transfer money, but 0:45:24.920 --> 0:45:28.440 also to develop side hustles in your downtime. 0:45:28.680 --> 0:45:30.640 So yeah, you may have to. 0:45:31.000 --> 0:45:33.760 You know, the days of having a goal plated pension 0:45:33.760 --> 0:45:35.880 are long since gone. God knows, I've never seen that, 0:45:36.000 --> 0:45:38.200 but you know, love saving for a four long kid 0:45:38.280 --> 0:45:39.839 and start to my thirties because I'm like, I don't 0:45:39.840 --> 0:45:41.640 have that kind of money. Yeah, you know, and then 0:45:41.680 --> 0:45:44.560 all of a sudden you start realizing it's important and 0:45:44.640 --> 0:45:46.960 you've got to start You got to start paying yourself 0:45:47.000 --> 0:45:49.600 a little bit here too. But learning that at age 0:45:50.520 --> 0:45:52.880 at age five is a lot easier than learning that 0:45:52.920 --> 0:45:53.640 at age fifty. 0:45:54.360 --> 0:45:57.759 Yeah, oh my goodness. And just think of the trajectory 0:45:57.880 --> 0:46:01.880 that changes if you start doing that balance financial pros 0:46:01.920 --> 0:46:04.360 and not just wasting all your money early in life. 0:46:04.520 --> 0:46:06.920 You you turn eighteen and you got ten grand, you 0:46:06.960 --> 0:46:09.640 leave the house like that's what happened. It's an amazing 0:46:09.680 --> 0:46:12.640 thing if you if you start to see that early 0:46:12.800 --> 0:46:13.360 in life. 0:46:13.640 --> 0:46:13.799 Yeah. 0:46:13.920 --> 0:46:15.840 So, if your kids or grandkids are tripping at you 0:46:15.840 --> 0:46:19.040 because they want money, download the busy kid app busy 0:46:19.160 --> 0:46:21.840 kid and put them on the right path here and 0:46:21.880 --> 0:46:23.600 it's a it's a good lesson. They can actually see 0:46:23.600 --> 0:46:26.120 the money that they earn as opposed to just having 0:46:26.120 --> 0:46:26.839 it given to them. 0:46:28.160 --> 0:46:32.399 Absolutely, if they learn how to work early and get 0:46:32.480 --> 0:46:34.759 some money, you watch out, they're gonna they're going to 0:46:34.800 --> 0:46:36.920 figure out some amazing things. I had a kid tell 0:46:36.960 --> 0:46:40.120 me the other day that he was so excited because 0:46:40.160 --> 0:46:44.000 he had earned some money. Then he had learned to invest. 0:46:44.239 --> 0:46:46.759 He bought some stock and the next thing you know, 0:46:46.960 --> 0:46:49.719 he got a dividend. What in the world is a dividend? 0:46:49.960 --> 0:46:52.640 And he was so excited to learn that a dividend 0:46:52.880 --> 0:46:55.120 is just money that the company that you invested in 0:46:55.280 --> 0:46:58.640 gave you for nothing. And all of a sudden, it 0:46:58.719 --> 0:47:02.120 was an eye opening the experience. Wait, I can invest 0:47:02.160 --> 0:47:05.560 in a company they pay me to do nothing. Wow, 0:47:05.880 --> 0:47:09.120 that's an amazing Thingah So let your money work for your. 0:47:09.239 --> 0:47:11.920 So now basically The way I explained is you're a bank, right, 0:47:11.960 --> 0:47:14.919 you're loaning money and the dividends kind of like interest. 0:47:15.560 --> 0:47:16.360 It's amazing. 0:47:16.400 --> 0:47:17.040 It's amazing. 0:47:17.120 --> 0:47:20.120 Right. Rather, I would much rather do that than have 0:47:20.280 --> 0:47:22.759 to tho more dog coop in the backyard. 0:47:23.760 --> 0:47:26.279 Yeah right, Well I got to get going, Greg, because 0:47:26.280 --> 0:47:27.439 I got to go scoop dog poop. 0:47:27.600 --> 0:47:28.480 That's my side hustle. 0:47:28.560 --> 0:47:34.040 So thanks for demeaning me, Greg Murce, certified Financial Planner. 0:47:33.960 --> 0:47:35.359 CEO of Busy Kid. 0:47:35.400 --> 0:47:38.160 That is the app and it's how you you can 0:47:38.200 --> 0:47:40.359 basically how your own kids during summer break. And we're 0:47:40.360 --> 0:47:42.640 not talking about teenagers here. We're talking about young kids. 0:47:42.719 --> 0:47:46.320 And this gives them the experience and know how to 0:47:46.520 --> 0:47:49.440 get to get money and doing hands on work and 0:47:49.640 --> 0:47:52.160 and yeah, whatever you have them do is age appropriate 0:47:52.239 --> 0:47:55.400 chores or whatever it is, but that this helps bridge 0:47:55.400 --> 0:47:57.840 the conversation we don't have and that is about kids 0:47:57.840 --> 0:47:59.960 and money. And this is why we're so lost by 0:48:00.000 --> 0:48:02.640 financially in this country, I think because we never learned 0:48:02.640 --> 0:48:05.160 it growing up. And here's an opportunity to do that. Greg, 0:48:05.200 --> 0:48:06.440 all the best, thanks for coming on the show. I 0:48:06.480 --> 0:48:07.960 appreciate it. 0:48:08.040 --> 0:48:09.080 Good be with you, Scott. 0:48:09.440 --> 0:48:12.000 Yeah, I bring up the work issue because Ohio it's 0:48:12.000 --> 0:48:14.880 center pill fifty. I believe right now, if you're in Ohio, 0:48:15.120 --> 0:48:17.959 fourteen fifteen year olds can work till nine o'clock during 0:48:17.960 --> 0:48:21.000 the summer school holiday, can't work past seven pm during 0:48:21.000 --> 0:48:22.440 school nights, and they want to extend that. They want 0:48:22.480 --> 0:48:24.640 to change it to make it nine pm during the 0:48:24.640 --> 0:48:29.040 school year for obvious reasons. Of course, the outrage machine 0:48:29.120 --> 0:48:32.480 is full going here, Democrats and Columbus saying it's not 0:48:32.560 --> 0:48:36.279 about filling workforce gaps, it's about filling corporate pockets. I 0:48:36.280 --> 0:48:38.560 don't know if kids fourteen fifty year old's getting seven 0:48:38.560 --> 0:48:40.600 to twenty five an hour, that seems like a pretty 0:48:40.600 --> 0:48:43.080 good deal for the kid. It's minimum wage, and you 0:48:43.200 --> 0:48:45.839 learn how to manage money, work with people, how to 0:48:45.880 --> 0:48:50.319 problem solve, all that good stuff. One lawmaker from Youngstown said, 0:48:50.320 --> 0:48:52.320 how dare we pretend that putting fourteen year olds on 0:48:52.440 --> 0:48:55.680 late night shifts and dangerous workplaces is somehow helping families. 0:48:55.760 --> 0:48:58.880 It's not helping. Its exploitation. So what we need more 0:48:58.960 --> 0:49:02.719 programs to give people money? It's fourteen year olds aren't 0:49:02.719 --> 0:49:05.520 working in dangerous workplaces. We have laws against that. In 0:49:05.640 --> 0:49:08.040 late night shift nine o'clock is not late. If you're 0:49:08.080 --> 0:49:11.200 fourteen fifteen, you scream at your fourteen fifteen year old 0:49:11.200 --> 0:49:13.840 it's time to go to bed because they're nocturnal. 0:49:13.880 --> 0:49:14.800 What world do you live in? 0:49:14.920 --> 0:49:19.120 Lady Scott Flowing seven hundred w al the Everyone needs 0:49:19.120 --> 0:49:19.840 help every. 0:49:19.600 --> 0:49:22.480 Now and then, and she's here to help us get 0:49:22.520 --> 0:49:23.359 our heads right. 0:49:24.200 --> 0:49:27.680 This is Mental Health Monday with mental health expert Julie Hattershire. 0:49:28.600 --> 0:49:32.440 Something like seventy percent of all Americans engage in some 0:49:32.719 --> 0:49:34.880 form of infidelity at some point in life. And that 0:49:34.920 --> 0:49:39.080 could mean intellectual, it could mean emotional, online, financial, physical, 0:49:39.120 --> 0:49:40.800 There's a whole bunch of different ways. 0:49:41.200 --> 0:49:43.120 But twenty forty percent. 0:49:42.800 --> 0:49:44.759 Of married men in twenty to twenty five percent of 0:49:44.760 --> 0:49:46.600 married women in the US will have a sexual affair 0:49:46.640 --> 0:49:50.879 bonafide adultery in their lifetime. And typically you hear about 0:49:50.920 --> 0:49:53.359 how healing together in couple's therapy is the right way 0:49:53.360 --> 0:49:56.400 to go. But my guest here and for Julie Hattersh 0:49:56.440 --> 0:49:58.680 here here on Mental Health Money. Julie's got the week 0:49:58.719 --> 0:50:02.920 office doctor all a seem and he says, not always 0:50:03.000 --> 0:50:06.719 is that the case? Sometimes you shouldn't fix a relationship 0:50:06.760 --> 0:50:09.600 broken by infidelity good morning, doctor. 0:50:09.640 --> 0:50:10.040 How are you. 0:50:10.840 --> 0:50:12.520 I'm doing fine things for having in the show. 0:50:12.600 --> 0:50:16.520 Yeah, interesting, because you know, I think conventional wisdom is 0:50:16.560 --> 0:50:20.960 that that healing together is always the right path. And 0:50:21.000 --> 0:50:22.680 I have friends that have been through this before, and 0:50:22.719 --> 0:50:25.799 it's always tragic and heartbreaking. And yet you're kind of 0:50:25.840 --> 0:50:28.439 like the salmon swimming upstream on this one saying, well, 0:50:28.480 --> 0:50:31.480 you know what, maybe you're better off not repairing the relationship. 0:50:33.080 --> 0:50:36.359 That was importunate that we've been socialized that the only 0:50:36.400 --> 0:50:38.719 way to go from a fidelity by repairing the relationship. 0:50:38.760 --> 0:50:40.719 The fact of the matter is that that's not attainable 0:50:40.719 --> 0:50:43.799 for everybody. Sometimes infidelity is actually the wake up call 0:50:43.880 --> 0:50:46.680 that people need to know that this relationship shouldn't have 0:50:46.680 --> 0:50:47.520 been in the first place. 0:50:49.480 --> 0:50:50.880 So how do you determine that. Let's go in the 0:50:50.880 --> 0:50:53.439 way back machine. But before we do that, let's let's 0:50:53.440 --> 0:50:57.879 define that. So there's is infidelity in an adultery exchangeable 0:50:57.960 --> 0:51:02.120 terms or are their nuanced? Is the distinction between the two. 0:51:03.520 --> 0:51:06.160 I'm a big fir, a firm believer in the connotation 0:51:06.239 --> 0:51:08.880 of the words adult rereasently tend to have spiritual connotation. 0:51:09.040 --> 0:51:11.919 Infidelity tends to be a little bit more, a little 0:51:11.960 --> 0:51:15.560 bit more neutral, regardless of people spiritual belief system. Okay, 0:51:15.880 --> 0:51:17.880 actually one, I'll go ahead. 0:51:17.880 --> 0:51:18.680 No, say so. 0:51:19.000 --> 0:51:21.960 The sexual act itself crosses the line from infidelity to 0:51:22.000 --> 0:51:22.680 full on adultry. 0:51:22.719 --> 0:51:23.800 Okay, So that's the distinction. 0:51:24.960 --> 0:51:29.319 So really, infidelity is the breach of contract of exclusivity 0:51:29.360 --> 0:51:32.640 that people have from one another, whether it's emotional exclusivity 0:51:32.719 --> 0:51:36.960 or sexual exclusivity, and infidelity needs something different based on 0:51:37.000 --> 0:51:40.719 everybody's relationship and the type of cultural belief system that 0:51:40.800 --> 0:51:43.799 they have. For example, flirting with others in some relationship 0:51:43.880 --> 0:51:46.440 might see it might be be considered as a harmless behavior. 0:51:46.520 --> 0:51:49.000 Another relationship, it might be seen a form of infidelity. 0:51:49.120 --> 0:51:52.320 Same thing with pornography. So that's one of the challenging 0:51:52.640 --> 0:51:54.880 things of treating infidelity is that most of the time 0:51:54.960 --> 0:51:57.200 people don't even have the same reference point on what 0:51:57.280 --> 0:51:57.880 to define it. 0:51:58.640 --> 0:51:59.720 Yeah, what do we call agree? 0:51:59.800 --> 0:52:04.040 The physical exchange, that's where adultery comes in adults, is 0:52:04.040 --> 0:52:04.360 what it is. 0:52:04.400 --> 0:52:05.279 But infidelity is there. 0:52:05.320 --> 0:52:08.239 But but we also had things like would you consider uh, 0:52:08.360 --> 0:52:12.160 you mentioned digital cheating or pornography, but like financial for example, 0:52:12.280 --> 0:52:15.399 or emotional cheating, those that that's infidelity as well, Right, 0:52:15.440 --> 0:52:18.440 and and how many different types of forms of infidelity 0:52:18.440 --> 0:52:19.240 are there in that regard. 0:52:20.320 --> 0:52:21.600 Well, I think you. 0:52:21.560 --> 0:52:23.640 Know, you can't have infidelity without. 0:52:23.480 --> 0:52:26.680 Dishonesty, but none every dishonest behaviors, you know, fill that 0:52:26.760 --> 0:52:30.600 up infidelity it's really uh. And you can also argue that, 0:52:30.600 --> 0:52:33.120 you know, betraying somebody's trusts as a form of infidelity. 0:52:33.719 --> 0:52:36.720 To me, it's you know, how often people are clear 0:52:36.760 --> 0:52:39.880 with one another about when they expect but also treating 0:52:39.960 --> 0:52:43.319 that virtual world like you deal with the physical world, right, 0:52:43.440 --> 0:52:45.319 you know, anything that you do virtually, yeah, this you 0:52:45.320 --> 0:52:46.759 should have the same roles that if you do it 0:52:46.800 --> 0:52:48.360 virtually or you do it in person. And that's not 0:52:48.920 --> 0:52:52.000 so sometimes you'll kind of whitewash it and justify this because. 0:52:51.719 --> 0:52:53.600 It's virtual, all right. 0:52:54.360 --> 0:52:57.480 And doctor al Saline, now that we've set what the 0:52:57.520 --> 0:53:00.600 definitions are here, let's get into the realist. And this 0:53:00.680 --> 0:53:02.359 is where you're a little bit different than a lot 0:53:02.360 --> 0:53:04.640 of therapists I think. And I got to get Julie's 0:53:04.640 --> 0:53:06.240 take on here, but you're in for her this morning. 0:53:06.960 --> 0:53:10.640 And that is when you can't fix this thing when 0:53:10.800 --> 0:53:12.879 it's irreparable. And a lot of people spend a lot 0:53:12.880 --> 0:53:16.040 of time effort and emotion trying to fix something that 0:53:16.080 --> 0:53:19.040 can't be fixed in the first place. What are the 0:53:19.080 --> 0:53:21.600 signs that something like this is unfixable if you should 0:53:21.640 --> 0:53:23.640 just maybe you were with the wrong person to begin with. 0:53:25.440 --> 0:53:28.279 Well, a clear sign of that if you have an 0:53:28.360 --> 0:53:32.839 unfaithful partner who is lacking empathy, who is not having 0:53:32.920 --> 0:53:35.360 the feeling that you're expected to have want somebody discover 0:53:35.440 --> 0:53:39.200 in fidelity, somebody who blame you for that there, So 0:53:39.400 --> 0:53:42.279 think of it this way. Infidelity doesn't always happen for 0:53:42.320 --> 0:53:45.520 a relationship deficits, but a lot of times where infidelity happened, 0:53:45.880 --> 0:53:47.600 what having to do with the relationship has to do 0:53:47.640 --> 0:53:51.000 with unfaithful partner and individually to deal with whether it's 0:53:51.040 --> 0:53:53.640 it's a big shit personality disorder or something along those lines. 0:53:53.680 --> 0:53:56.879 And sometimes we have environmental factors that lead to infidelity. 0:53:57.440 --> 0:54:00.319 So you know, when you have an unfaithful partner will 0:54:00.320 --> 0:54:03.840 blame you for the affair. That's problematic because ire is 0:54:03.840 --> 0:54:06.040 supposed to be a building a relationship with somebody who 0:54:06.120 --> 0:54:06.840 blame you. 0:54:06.760 --> 0:54:07.560 For with their action. 0:54:08.000 --> 0:54:09.840 And I was the example. You could have the worst 0:54:09.840 --> 0:54:12.160 partner in the universe. You have options, and then they 0:54:12.400 --> 0:54:14.719 can drag with the counseling and takes those issues or 0:54:14.840 --> 0:54:18.120 and the relationship before you cross those lines of fidelity. 0:54:18.480 --> 0:54:20.920 So when you're dealing with somebody who's lacking contrition, that's 0:54:21.160 --> 0:54:23.640 a difficult person to work with. When you're dealing with 0:54:23.640 --> 0:54:25.480 somebody who is not even willing to give you the 0:54:25.520 --> 0:54:29.120 story of what happened, why it happened, that's a problematic behavior. 0:54:30.600 --> 0:54:32.799 Yeah, uh no, that makes sense. 0:54:32.840 --> 0:54:35.600 But be saying there, I mean, blame is to share, 0:54:35.640 --> 0:54:37.720 There's no doubt about it. You wouldn't seek something else 0:54:38.360 --> 0:54:40.920 somewhere else for that matter, if there wasn't a void 0:54:40.920 --> 0:54:41.879 in that relationship. 0:54:42.040 --> 0:54:44.080 Does that mean that's victim blaming them? 0:54:45.800 --> 0:54:47.960 I believe so, because, like I said, you know, as 0:54:48.000 --> 0:54:50.359 them faithful partner, you have options in terms of how 0:54:50.440 --> 0:54:52.960 do you act on that relationship deficit. Ale I said, 0:54:52.960 --> 0:54:56.040 there's seen the hundreds of relationship where that person actually 0:54:56.040 --> 0:54:58.160 with a partner who is ready and willing to meet 0:54:58.160 --> 0:55:00.560 all their needs. But it's like a say things. So, 0:55:00.600 --> 0:55:03.400 for example, if you're dealing with somebody with narcissistic personality disorder, 0:55:03.760 --> 0:55:05.479 they could have the perfect partner of us whore filling 0:55:05.520 --> 0:55:07.600 all their needs, but it doesn't matter they need more 0:55:07.640 --> 0:55:09.960 than one person. They need that constant attention. So it's 0:55:10.000 --> 0:55:11.640 not always about relationship beficit. 0:55:12.160 --> 0:55:12.760 I understand. 0:55:12.840 --> 0:55:14.760 So what you should be doing is going to your 0:55:15.120 --> 0:55:16.960 significant other. In this case, the person you've had a 0:55:17.000 --> 0:55:19.839 relationship is Hey, listen, here's my thoughts. 0:55:19.880 --> 0:55:20.959 There's what's going through my head. 0:55:21.120 --> 0:55:24.760 And maybe it's narcissism, or embarrassment or fear of rejection, 0:55:24.960 --> 0:55:26.520 could be a lot of things. Is the reason why 0:55:26.600 --> 0:55:29.359 someone would turn somewhere else to their needs met? 0:55:30.360 --> 0:55:31.000 Absolutely? 0:55:31.040 --> 0:55:33.640 Sometimes the seasons in fidelity been planned a long time ago. 0:55:33.640 --> 0:55:35.200 There's a lot of folks who have self as being 0:55:35.239 --> 0:55:38.279 a selfworth issues, or somebody who had traumatic event and 0:55:38.360 --> 0:55:41.839 being abused actually when they were a child, and they 0:55:41.880 --> 0:55:43.960 developed this idea of themselves that the only thing they 0:55:43.960 --> 0:55:46.520 can offer to the world is their sexuality. So sometimes 0:55:46.560 --> 0:55:48.839 I said, it has nothing to do with the relationship. 0:55:49.440 --> 0:55:51.640 It's mental health Monday in the Scotsland shown seven hundred 0:55:51.680 --> 0:55:55.120 WW Julie Hattershare, our regular license mental health therapist has 0:55:55.200 --> 0:55:58.160 day off Todays, taking a little vacation much deserved and 0:55:58.360 --> 0:56:01.719 sitting in this morning is doctor Tallala Sleam, unfaithful and 0:56:01.800 --> 0:56:04.719 unrepentant affairs be on the hope of repairent infidelity. So 0:56:05.200 --> 0:56:07.000 he's kind of a little bit different when it comes 0:56:07.000 --> 0:56:09.800 to therapy and saying that not all relationships are fixable, 0:56:10.520 --> 0:56:13.719 which is kind of refreshing but also depressing in the way, 0:56:14.200 --> 0:56:17.600 meaning that can I look at this and go, well, 0:56:17.640 --> 0:56:21.239 if you tell me what categories or what are the 0:56:21.239 --> 0:56:24.360 red flags here, that's indicators I shouldn't get in a 0:56:24.400 --> 0:56:26.960 relationship with this person in the first place, because I 0:56:26.960 --> 0:56:29.000 would think by the time you get in a relationship, 0:56:29.400 --> 0:56:32.719 all of those markers, all of those bad habits are 0:56:32.840 --> 0:56:35.680 already set in stone. So you know, love kind of 0:56:35.680 --> 0:56:39.280 glosses over that. But after a year or more of marriage, 0:56:39.320 --> 0:56:41.600 maybe things start to change and water gets back to 0:56:41.640 --> 0:56:44.239 self leveling and things get back to your normal in 0:56:44.280 --> 0:56:47.040 that regard, can I spot these trends before I get 0:56:47.040 --> 0:56:49.040 in a serious relationship with someone that's going to wind 0:56:49.080 --> 0:56:50.680 up ultimately breaking my heart? 0:56:51.760 --> 0:56:54.120 Great question, Scott. I always tell people that, you know, 0:56:54.920 --> 0:56:56.480 if you want to be in a healthy relationship, you 0:56:56.480 --> 0:56:58.640 have to have relationship maturity. What does that mean? That 0:56:58.719 --> 0:57:00.840 means that you need to know who you are, the 0:57:00.880 --> 0:57:02.760 kind of qualities that you're looking for in a partner 0:57:02.760 --> 0:57:05.799 and the type of relationship that works for you. But 0:57:05.920 --> 0:57:08.560 also when you find that person and this person is 0:57:08.600 --> 0:57:11.560 meeting all your needs, the relationship needs to be maintained. 0:57:12.440 --> 0:57:14.440 A lot of the times when people have more conflict 0:57:14.440 --> 0:57:17.040 resolution and communication skills, they're going to struggle one having 0:57:17.080 --> 0:57:19.480 their needsments in their relationship, which is the fastest way 0:57:19.480 --> 0:57:23.520 to have a relationship deficit, which would lead to infidelity. Also, 0:57:23.600 --> 0:57:26.080 other things to look for is how invested the person 0:57:26.160 --> 0:57:28.720 that you are trying to let into your life, and 0:57:28.800 --> 0:57:31.880 are they willing to talk about parameters of exclusivity, what 0:57:32.040 --> 0:57:35.640 is their idea of privacy versus transparency. I really believe 0:57:35.640 --> 0:57:37.440 if you're in a healthy relationship and you're not doing 0:57:37.480 --> 0:57:40.360 anything creating, there shouldn't be this sense of, you know, 0:57:40.400 --> 0:57:43.120 there's something for my eyes only. Oftentimes when people hide 0:57:43.120 --> 0:57:45.760 things from their partner, it's either because they don't trust 0:57:45.760 --> 0:57:47.880 their partner with that information or they doing something that 0:57:47.920 --> 0:57:50.280 they're not supposed to. And also, you want to be 0:57:50.360 --> 0:57:52.640 with somebody who is invested in somebody who's willing to 0:57:52.640 --> 0:57:56.000 reciveticate your effort, because incited relationships often fail. 0:57:57.920 --> 0:58:01.000 Is part of this to the person may adrenaline junkie 0:58:01.040 --> 0:58:02.919 that there's a thrill of the pursuit and the catch. 0:58:02.960 --> 0:58:04.160 I mean, let's face it, if you've been in a 0:58:04.160 --> 0:58:06.440 relationship for a long time, and that's the news you 0:58:06.480 --> 0:58:08.160 have to those who are newly marriage, Hey, the honeymoon 0:58:08.200 --> 0:58:09.920 doesn't last forever. It's supposed to ebb and flow, and 0:58:09.920 --> 0:58:11.960 it's a different relationship the older you get, but you 0:58:12.000 --> 0:58:14.160 still love each other. Where is there a people out 0:58:14.160 --> 0:58:16.640 there looking for that adrenaline rush that they're not getting 0:58:16.680 --> 0:58:17.920 from a stable relationship. 0:58:19.640 --> 0:58:21.480 There is an aspect of that for people who had 0:58:21.600 --> 0:58:24.640 limited the relationships experience. So a lot of times people 0:58:25.000 --> 0:58:27.520 maybeing them in a relationship and escalated their commitment because 0:58:27.560 --> 0:58:30.080 somebody got pregnant or maybe they were young, and then 0:58:30.160 --> 0:58:32.840 know what they're looking for, and you know, there's an 0:58:32.840 --> 0:58:35.560 excitement of you know, the thrill of a hunt for 0:58:35.640 --> 0:58:39.440 a lot of better work. But oftentimes also it's an 0:58:39.520 --> 0:58:42.200 issue of people have the capacity of doing this in 0:58:42.240 --> 0:58:44.520 their marriage and their relationship, but they just don't take 0:58:44.560 --> 0:58:47.560 the time. Unfortunately. You know, people work all the time 0:58:47.640 --> 0:58:50.040 and they take their partner for granted and sometimes school, 0:58:50.120 --> 0:58:52.360 you know, make all these excuse and dollar way till 0:58:52.360 --> 0:58:53.920 the kids grow out and go out to college, and 0:58:54.000 --> 0:58:56.040 that point of time, their relationship is already strained. 0:58:56.120 --> 0:58:56.360 Yes. 0:58:57.360 --> 0:59:00.480 And also sometimes let's say somebody who actually cheat because 0:59:00.480 --> 0:59:03.560 of the relationship deficit, and their relationship somehow got fixed 0:59:03.560 --> 0:59:05.840 because their partners showing up and meeting their needs. Now 0:59:05.880 --> 0:59:08.680 they have this thing extra on the side, right, So 0:59:08.920 --> 0:59:11.240 what might have started with a deficit, now they're going 0:59:11.240 --> 0:59:13.480 to be struggled with giving this thing as starting the side. 0:59:14.040 --> 0:59:16.360 No, that makes makes perfect sense because there's a thrill 0:59:16.480 --> 0:59:19.760 of a new attraction, a new conquest, or the thrill 0:59:19.800 --> 0:59:23.960 of a new relationship in getting to know someone intimately 0:59:24.040 --> 0:59:26.720 as well as physically and emotionally, all those factors as well, 0:59:27.040 --> 0:59:28.960 kind of like when you were pursuing the person you're 0:59:29.000 --> 0:59:32.280 cheating on. But do you in your practice, doctor Auslin, 0:59:32.360 --> 0:59:34.400 you tend to see that's when someone cheats, they they 0:59:34.560 --> 0:59:36.160 cheat in the future. I mean, can is that someone 0:59:36.200 --> 0:59:38.040 who can't be trusted from that point forward? 0:59:38.800 --> 0:59:40.840 You know that that isn't the once a futer all 0:59:40.880 --> 0:59:43.160 with a tutor. Those people do exist, but it's a 0:59:43.240 --> 0:59:46.480 smaller segment of the population. Oftentimes when encounter that is 0:59:46.520 --> 0:59:49.960 when people have personality disorders such as antisocial personalit disorder 0:59:50.080 --> 0:59:53.479 or personality disorder, because we have to remind ourselves people 0:59:53.600 --> 0:59:56.360 cheat for different reasons. So even if you are with 0:59:56.480 --> 0:59:59.000 somebody who cheated in their past relationship, it doesn't mean 0:59:59.040 --> 1:00:01.640 all the reasons for the fidelity was the same. So 1:00:01.800 --> 1:00:04.240 we have to be looking at each incident in case 1:00:04.320 --> 1:00:07.520 by case and identify those factors, because if you understand 1:00:07.720 --> 1:00:11.520 why then fidelity happens, those reasons don't help you decide 1:00:11.520 --> 1:00:13.400 whether or not you want to rebuild with this individual 1:00:13.600 --> 1:00:15.720 and what not. That individual is willing to work on 1:00:15.800 --> 1:00:16.760 those issues, all. 1:00:16.720 --> 1:00:18.680 Right, So give me an idea here, Give me reasons 1:00:18.800 --> 1:00:21.720 which and let's start with this one. Give me reasons 1:00:21.720 --> 1:00:23.880 that you hear in your practice as to why people 1:00:24.040 --> 1:00:27.240 are unfaithful and commit acts of adultery or in fidelity. 1:00:27.920 --> 1:00:30.320 And we'll start with the ones that are fixable, the 1:00:30.400 --> 1:00:31.920 ones you go, okay, we can work on this. 1:00:33.560 --> 1:00:37.800 I would say the relationship deficit. When somebody is having 1:00:37.840 --> 1:00:39.920 these are unbaked man in relationship. I would say these 1:00:39.920 --> 1:00:42.520 are the most common ones, and oftentimes it's because either 1:00:42.600 --> 1:00:45.479 people are not good about figuring out what their needs 1:00:45.520 --> 1:00:49.000 at or being able to express them effectively to their 1:00:49.040 --> 1:00:52.480 partner because that one becomes an easier one to fix 1:00:52.600 --> 1:00:55.080 because when we identify those needs though these are healthy, 1:00:55.160 --> 1:00:58.240 are compatible, then we can help the couples actually identify 1:00:58.280 --> 1:01:00.680 their barriers for meeting those needs and get better in 1:01:00.800 --> 1:01:04.320 conflict resolution and communication. Because it's a cause and effect, 1:01:04.920 --> 1:01:07.680 I would say the most challenging one to fix or 1:01:07.720 --> 1:01:11.560 the ones are caused by personality disorders, because personalit disorders 1:01:11.640 --> 1:01:14.720 tend to be you have fancy ten dollar word egosyntnics, 1:01:15.520 --> 1:01:18.880 meaning that people are aokay with those behaviors. There is 1:01:18.920 --> 1:01:21.840 no clinical distress. So if I'm not having a problem 1:01:21.880 --> 1:01:24.160 with my behavior, I'm going to be less likely to 1:01:24.200 --> 1:01:24.680 seek help. 1:01:25.400 --> 1:01:26.600 All right, Yeah, that makes sense. 1:01:26.680 --> 1:01:29.800 Is that the underlying cause is mental deficiency or an 1:01:29.800 --> 1:01:33.520 incompetency or a clinical diagnosis that you could give. You're 1:01:33.560 --> 1:01:35.240 never going to be able to have a stable relationship 1:01:35.280 --> 1:01:35.960 if you don't treat that. 1:01:37.320 --> 1:01:39.640 Right what I'm saying, and not all individual mental health 1:01:39.720 --> 1:01:42.640 issues are going to be having a good prognosis because 1:01:43.200 --> 1:01:45.880 if you are not having if you don't see the 1:01:45.960 --> 1:01:48.320 problem with your behavior, you're going to be willing to 1:01:48.360 --> 1:01:50.520 seek treatment and you're going to be resist central the 1:01:50.520 --> 1:01:50.919 all time. 1:01:51.960 --> 1:01:55.040 All right, how long typically do you see therapy working 1:01:55.160 --> 1:01:58.439 for someone like that, though you're talking about probably years. 1:01:58.480 --> 1:02:00.520 I would think of therapy right before you can get 1:02:00.760 --> 1:02:02.880 before you can fix your relationship. You got to get 1:02:02.880 --> 1:02:04.760 yourself right. But that person probably is not going to 1:02:04.800 --> 1:02:06.960 hang around for you well. 1:02:07.320 --> 1:02:09.480 And I think when there is an individual issue in 1:02:09.560 --> 1:02:11.840 addition to the relationship issue that I've let to infidelity, 1:02:11.880 --> 1:02:13.880 I right, I recommend for people is engaged in couple 1:02:13.920 --> 1:02:16.920 counseling and individual counseling, and the type of disorders that 1:02:17.000 --> 1:02:19.880 the individual dealing with determined the treatment. So I can 1:02:19.960 --> 1:02:23.040 speak about infidelity recovery and what is the shortest and 1:02:23.080 --> 1:02:25.360 the longest time of recovery that I have seen. I 1:02:25.440 --> 1:02:28.040 would say that we're use in my model systematic affair 1:02:28.080 --> 1:02:30.480 recovery therapy. The shortest one for treatment I've seen what 1:02:30.640 --> 1:02:33.040 six months, and the longest was about two years and 1:02:33.080 --> 1:02:35.520 a half. And the start of the situation where everything 1:02:35.600 --> 1:02:37.640 goes wrong where somebody slept with someone in the work 1:02:37.720 --> 1:02:39.880 place and you know they have to go to court 1:02:39.960 --> 1:02:42.920 and testify and relive the trauma's And that's the other 1:02:43.000 --> 1:02:45.080 issue too, is that the type effectair department that you 1:02:45.200 --> 1:02:47.160 have could complicate your dealing journey as well. 1:02:48.200 --> 1:02:50.200 During that time, people hear this, Okay, I've been married 1:02:50.200 --> 1:02:51.920 a while, I have a lot at stake. Everyone I 1:02:52.040 --> 1:02:54.720 know who's been divorced and remarried is happier, But at 1:02:54.760 --> 1:02:57.280 the same time they lost a lot financially, emotionally and 1:02:57.320 --> 1:03:00.560 otherwise in the interim. Do you reckon how men people 1:03:00.680 --> 1:03:03.400 stay apart at that point, separate residences, things like that 1:03:03.600 --> 1:03:06.040 until this issues are resolved, if they ever can be resolved. 1:03:07.240 --> 1:03:10.520 I think if people are trying to engage in fidelity recovery, 1:03:10.600 --> 1:03:12.760 if they're able to be physically and emotionally safe in 1:03:12.840 --> 1:03:15.680 the same counsehole, it's important for them to be staying together. 1:03:15.920 --> 1:03:18.840 Why is that Because if you are the betrayed partner 1:03:18.840 --> 1:03:20.480 and you found out the partner has been shooting on 1:03:20.560 --> 1:03:22.720 you and now you're only separate houses, if your mind's 1:03:22.760 --> 1:03:24.720 going to be wondering are they seeing the fair partner? 1:03:25.080 --> 1:03:27.240 Are they impacted by this and they feel guilty? Do 1:03:27.320 --> 1:03:29.360 they feel ashamed? So you don't want the betrayed partners 1:03:29.360 --> 1:03:32.160 to feel alone and isolated in their trauma. But also 1:03:32.280 --> 1:03:35.400 they need to discover this together, right because it's a 1:03:35.440 --> 1:03:37.920 team decision. They have to figure out why this happened 1:03:37.960 --> 1:03:39.400 and decide whether or not they want to work in 1:03:39.480 --> 1:03:40.320 this relationship. 1:03:41.320 --> 1:03:44.040 And that's easier said than done because often cases we're 1:03:44.080 --> 1:03:45.800 not mature. We should be mature, but we're not. 1:03:47.200 --> 1:03:48.960 Absolutely And then that's one I always tell people, like 1:03:49.000 --> 1:03:51.400 you know, when you discover in fidelity, to come women 1:03:51.440 --> 1:03:53.560 to stake couple's make they involve their kids in this, 1:03:53.680 --> 1:03:56.200 and that's very tragic, right, And when I say kids, 1:03:56.240 --> 1:03:58.200 not just like you know, little ones and sometimes even 1:03:58.320 --> 1:04:01.960 you know, younger adults can be impacted by this because 1:04:02.040 --> 1:04:03.960 you know, if you see this happening here, you know 1:04:04.040 --> 1:04:07.000 you have siblings who end up choosing sides and their relationship. 1:04:07.040 --> 1:04:09.480 What could be impacted? You have that it's growing up 1:04:09.600 --> 1:04:12.200 not knowing what is healthy relationship look like, so can 1:04:12.280 --> 1:04:13.200 cause all this damage. 1:04:14.040 --> 1:04:15.040 Yeah, yeah, I understand that. 1:04:15.120 --> 1:04:18.240 And because you're trying to gain allies, and often with 1:04:18.280 --> 1:04:20.920 people who are divorced, right, you have the couples friends 1:04:20.960 --> 1:04:23.120 that you had before, and so they've got it. You 1:04:23.400 --> 1:04:25.240 have to friends to feel like they have to choose sides. 1:04:25.480 --> 1:04:27.000 I can't imagine being a family member. 1:04:27.920 --> 1:04:29.320 And I can't tell you this time that you know 1:04:29.400 --> 1:04:32.400 anybody can tell you from the from the sidelines how 1:04:32.480 --> 1:04:34.720 to live your life. Those people are going to move 1:04:34.800 --> 1:04:37.160 on and you're going to be dealing with the consequences 1:04:37.200 --> 1:04:39.600 of choices that you make. So people decision about the 1:04:39.720 --> 1:04:42.400 future should not be motivated by external factors. 1:04:42.680 --> 1:04:44.400 Yeah, but I'll tell you what, man, Yes, you look 1:04:44.400 --> 1:04:46.560 at all the problems. When you wide up sploit him, 1:04:46.560 --> 1:04:48.240 you may be happier and maybe in a better place 1:04:48.240 --> 1:04:50.160 at some point where there's a lot of things, a 1:04:50.240 --> 1:04:52.200 lot of baggage I know from folks who've been divorced 1:04:52.200 --> 1:04:54.040 that they still carry and had to go through to 1:04:54.080 --> 1:04:58.160 get where they are today. Doctor, I'll a seem unfaithful 1:04:58.160 --> 1:05:00.200 and unrepentant affairs to beyond the hope of a and 1:05:00.280 --> 1:05:03.040 in fidelity. In for Julie Hattershare this morning, it's Mental 1:05:03.080 --> 1:05:07.240 Health Monday, talking about some relationships can't possibly be resolved 1:05:08.160 --> 1:05:11.200 after being unfaithful, committing adulterer in fidelity. 1:05:11.440 --> 1:05:13.600 Thanks so much for joining the show. I appreciate it, 1:05:13.880 --> 1:05:14.440 my pleasure. 1:05:14.760 --> 1:05:18.040 Julie back next Monday, Mental Health Monday. Julie Hattershare at 1:05:18.240 --> 1:05:21.200 beconnected dot Care by the Way news update and then 1:05:21.240 --> 1:05:24.040 when return was a shutdown a breaking. 1:05:23.800 --> 1:05:24.640 Point for politics. 1:05:24.680 --> 1:05:27.160 You would hope so, because in about what ten weeks, 1:05:27.240 --> 1:05:29.560 we will do it all over again unless there's some 1:05:29.680 --> 1:05:34.040 sanity restored to our government. She's Victoria Churchill, and she 1:05:34.160 --> 1:05:36.320 has studied this issue. We'll find out exactly what the 1:05:36.480 --> 1:05:38.200 likelihood of doing this all over again in just a 1:05:38.280 --> 1:05:41.680 few short weeks is, like January thirtieth, so by February 1:05:41.760 --> 1:05:44.360 we could be doing this all over again. Sloaney home 1:05:44.400 --> 1:05:46.920 of the best Bengals coverage, win or lose or in 1:05:46.960 --> 1:05:49.440 this case loser lose? Seven hundred W Dowty, Cincinnata. 1:05:49.600 --> 1:05:51.120 Do you want to be in a mad. 1:05:52.680 --> 1:05:53.040 What's up? 1:05:53.080 --> 1:05:55.120 Floony? Back on seven hundred WLW. 1:05:55.360 --> 1:05:58.800 With the record forty three day federal shutdown behind us, 1:05:58.880 --> 1:06:01.720 we can look forward to about ten weeks from now 1:06:01.760 --> 1:06:04.800 when we do it all over again because we're stupid 1:06:04.960 --> 1:06:05.120 like that? 1:06:06.120 --> 1:06:08.200 Or will we? Hopefully some answers here. 1:06:08.320 --> 1:06:10.760 Victoria Churchill, political reporter for the US Daily Mail, also 1:06:10.800 --> 1:06:13.160 a contributor with The Young Voices. Welcome back, How. 1:06:13.080 --> 1:06:14.680 Are you hey? 1:06:14.800 --> 1:06:15.200 Doing well? 1:06:15.240 --> 1:06:15.720 Always great? 1:06:15.800 --> 1:06:17.120 About to be back on with you. 1:06:17.320 --> 1:06:20.960 Yeah, so handicapped for this this for me, Victoria, inside 1:06:21.000 --> 1:06:22.480 the Beltway, What are the odds are we going to 1:06:22.520 --> 1:06:24.680 do this again in ten weeks January thirtieth. 1:06:26.360 --> 1:06:29.280 Well, I will say I hope that senators and representatives 1:06:29.400 --> 1:06:31.680 are smarter than that, But that also means that we 1:06:31.760 --> 1:06:34.200 are expecting them to be smarter than that, which I 1:06:34.240 --> 1:06:35.320 think may be a little. 1:06:35.120 --> 1:06:39.080 Bit of a tall order. No, it's I We'll see 1:06:39.360 --> 1:06:40.439 it feels like a coin flat. 1:06:40.800 --> 1:06:42.520 You've felt though as long as this was, and how 1:06:42.560 --> 1:06:46.040 many people really felt it in the last few days 1:06:46.080 --> 1:06:49.400 of this thing. Look at airports, look at snap recipients. 1:06:49.440 --> 1:06:50.960 I mean a lot what's going on here? A lot 1:06:51.000 --> 1:06:54.280 of people already feeling the squeeze with the economy more 1:06:54.360 --> 1:06:57.360 so now with this. I get that it's palpable, and 1:06:57.480 --> 1:06:59.840 you think, hey, maybe we put a not a foot, 1:06:59.880 --> 1:07:01.200 but maybe a little toe over the line. 1:07:01.240 --> 1:07:02.240 With the forty three days. 1:07:02.840 --> 1:07:06.240 Doing it again so soon seems like an exercise not 1:07:06.360 --> 1:07:09.480 only in futility, but insanity. And yet it's set up 1:07:09.520 --> 1:07:13.800 to do that simply because well, let's start with it. 1:07:13.880 --> 1:07:16.400 Let let's get into the whys here. And of course 1:07:17.080 --> 1:07:19.240 I think you need two strong parties in order to 1:07:19.760 --> 1:07:22.560 come to some sort of compromise in terms, and right 1:07:22.600 --> 1:07:24.360 now the Democrats are very very. 1:07:24.280 --> 1:07:25.080 Weak in this regard. 1:07:26.560 --> 1:07:29.280 The Democrats are definitely very weak. And I mean, I'm 1:07:29.400 --> 1:07:31.520 sure you've talked with other guests on your show about 1:07:31.600 --> 1:07:34.320 just the failure of leadership from Chuck Schumer, the Senate 1:07:34.360 --> 1:07:39.560 minority leader. He's being you know, really reprimanded by members 1:07:39.760 --> 1:07:42.200 of his own party. There's kind of been some tensions 1:07:42.280 --> 1:07:45.960 really throughout the second Trump term where Democrats have been 1:07:46.040 --> 1:07:49.080 upset that he has caved to Trump and Republicans demands. 1:07:49.640 --> 1:07:51.760 But you know, this is just really the latest iteration 1:07:51.960 --> 1:07:55.360 of this. You've had groups like the Young Democrats in 1:07:55.480 --> 1:07:58.200 New York as well as nationwide calling for kind of 1:07:58.240 --> 1:08:01.960 a rebuke consumer but even groups like Our Revolution, you know, 1:08:02.040 --> 1:08:06.200 that's a Democrat, socialist, burning standards aligned grassroots group on 1:08:06.280 --> 1:08:08.640 the left, and they're calling for Schumer to go. You've 1:08:08.680 --> 1:08:12.280 also got other, you know, other members of his caucus 1:08:12.360 --> 1:08:14.840 and his party on Capitol Hill. You know, two of 1:08:14.880 --> 1:08:17.439 the more prominent ones that I can think of is definitely, 1:08:17.600 --> 1:08:20.880 for example, comic women Jasmine Crockett from Texas. She's been 1:08:20.920 --> 1:08:23.519 one to speak out against Schumer. And then I have 1:08:23.680 --> 1:08:26.880 even some of his Senate colleagues. So you know, as 1:08:26.960 --> 1:08:29.439 a minority leader, you're supposed to be able to hold 1:08:29.439 --> 1:08:32.080 your caucus together, and that's something that Schumer failed to do. 1:08:32.560 --> 1:08:35.799 I think definitely. Jeffries also in the House to an extent, 1:08:36.439 --> 1:08:38.479 because of course the House did have to vote to 1:08:38.600 --> 1:08:40.639 pass the Senate version of the package, but at least 1:08:40.640 --> 1:08:44.280 the initial passage of the funding bill. You know, no 1:08:44.400 --> 1:08:47.439 Democrats supported it in the initial stages in the House. 1:08:47.560 --> 1:08:48.840 So you know, I think. 1:08:48.720 --> 1:08:52.960 Schumer's really bearing the brand of this. And you know, 1:08:53.040 --> 1:08:54.320 at the end of the day, if he wanted to 1:08:54.439 --> 1:08:57.439 dig his the end and really at the end of 1:08:57.439 --> 1:09:00.800 the day, accomplished nothing for his party for American people, 1:09:00.960 --> 1:09:03.599 that's really what he won is accomplishing nothing. 1:09:04.520 --> 1:09:07.639 Yeah, and you look at the you know, the essentially 1:09:07.680 --> 1:09:09.880 the people are the party. But look at Mamdanie in 1:09:09.960 --> 1:09:12.439 New York and what just happened in Portland, but specifically 1:09:12.479 --> 1:09:14.559 in New York City is that you have a socialist 1:09:14.600 --> 1:09:15.840 who's going to be the next mayor of the City 1:09:15.880 --> 1:09:18.559 of New York. And all that is is it's it's 1:09:18.640 --> 1:09:21.439 the Democrats version of populist. It's the progressive populism, is 1:09:21.479 --> 1:09:26.400 what it is. Like Trump is a conservative populace sure, and. 1:09:26.479 --> 1:09:29.320 I mean here's the thing with Mom Donnie, right, something 1:09:29.439 --> 1:09:32.400 that actually sound quite interesting is that he actually lost 1:09:32.439 --> 1:09:35.439 the demographic of the poorest New Yorkers, which I think 1:09:35.560 --> 1:09:38.080 just goes to show that he is not going to 1:09:38.120 --> 1:09:40.240 be the mayor for the common man. He's going to 1:09:40.320 --> 1:09:44.080 be the mayor for you know, these Ivory Tower College 1:09:44.160 --> 1:09:46.800 graduatests that are just burdened with student debt and who 1:09:46.880 --> 1:09:49.000 think that life is just super unfair and that they 1:09:49.040 --> 1:09:51.439 should get handouts instead of a handout. 1:09:53.560 --> 1:09:55.360 But at the same time, I know he was rallying 1:09:55.439 --> 1:09:59.360 immigrants to his cause as well. And just the way 1:09:59.400 --> 1:10:02.519 he ran his CA campaign and very untraditional, totally social 1:10:02.600 --> 1:10:04.439 media and organic kind of thing, didn't he do well 1:10:04.479 --> 1:10:05.080 with immigrants? 1:10:06.720 --> 1:10:09.040 He did to an extent. I think it's also interesting 1:10:09.120 --> 1:10:11.200 to note that it's uh and you know, I think 1:10:11.200 --> 1:10:14.800 we've actually seen this in both parties. Is not your 1:10:14.880 --> 1:10:17.920 first generation immigrants, but your second generation immigrants and how 1:10:17.960 --> 1:10:22.400 they fall politically. And so I saw a report, I 1:10:22.479 --> 1:10:24.400 forget who's the news outlet. It might have even been 1:10:24.479 --> 1:10:26.160 up at the Daily Mail, but not not one hundred 1:10:26.200 --> 1:10:29.200 percent surround that. But I saw one report where you know, 1:10:29.280 --> 1:10:32.680 there was a Chinese mom a Chinese immigrant mom who 1:10:32.880 --> 1:10:36.679 was absolutely flabbergasted that her children had voted for Mom 1:10:36.760 --> 1:10:40.320 Doami because she came from communism, right, she knows that 1:10:40.479 --> 1:10:43.840 this government control of everything is a horrible idea. Yet 1:10:43.960 --> 1:10:46.960 just one generation later, living in America, her children have 1:10:47.080 --> 1:10:51.439 absolutely forgotten what you know, their parents fled and why 1:10:51.560 --> 1:10:54.120 their parents came to America to through the American dream 1:10:54.160 --> 1:10:57.200 and to know, participate in our system of democracy. And so, 1:10:58.320 --> 1:11:00.880 you know, I think you really say that split is 1:11:00.960 --> 1:11:04.479 that you know, for example, you had I thought clips 1:11:04.560 --> 1:11:06.360 like this all over social media. You know, you had 1:11:06.560 --> 1:11:10.160 a group of Muslims against mom Dommy. Yeah, uh, you know, 1:11:10.400 --> 1:11:13.240 speaking out saying, you know, he doesn't represent us. You 1:11:13.280 --> 1:11:15.760 know we we came from countries where shari Allah is 1:11:15.800 --> 1:11:17.800 a thing, and guess what this is why we live 1:11:17.840 --> 1:11:20.800 in America because we don't want this and we don't 1:11:20.840 --> 1:11:24.519 want these values to be you know, combined with government. 1:11:24.640 --> 1:11:27.640 And so I think it's really interesting to note, you know, 1:11:27.720 --> 1:11:30.320 there's I think it really is that you know, kind 1:11:30.360 --> 1:11:34.400 of second maybe even third generation of immigrants that maybe 1:11:34.520 --> 1:11:36.479 have kind of you know, my generation, and even jen 1:11:36.520 --> 1:11:38.320 AffA will play I think they've kind of lost the 1:11:38.360 --> 1:11:39.200 plot a little bit. 1:11:40.280 --> 1:11:42.640 Yeah, and Victoria on that too, you know, socialists in 1:11:42.680 --> 1:11:45.439 New York and Portland, and you know, giving more rise 1:11:45.520 --> 1:11:50.639 to AOC. That's not the solution though, for the top leadership, 1:11:50.680 --> 1:11:52.920 federal leadership anyway, simply because that is not going to 1:11:52.960 --> 1:11:55.760 play outside of those cities, outside urban areas. That's no 1:11:55.880 --> 1:11:58.559 way that's going to play, and that they're doomed if 1:11:58.600 --> 1:11:59.920 that's the direction they're at it, aren't they? 1:12:01.439 --> 1:12:02.120 You know, I think so. 1:12:02.320 --> 1:12:04.880 And I think it's interesting to note just yesterday on 1:12:05.080 --> 1:12:08.559 CNN rom Emmanuel of course, the Fromer mayor of Chicago, 1:12:08.760 --> 1:12:12.200 former Congressman Fromer Obama administration official. He's somebody that's really 1:12:12.240 --> 1:12:14.640 presenting himself as a potential candidate. 1:12:14.360 --> 1:12:15.920 For the Democrats in twenty twenty eight. 1:12:16.560 --> 1:12:19.160 And you know, even he said that his party needs 1:12:19.200 --> 1:12:22.400 to figure out what they're actually for versus just being 1:12:22.439 --> 1:12:24.720 against Donald Trump and against everything. 1:12:24.439 --> 1:12:25.120 That he stands for. 1:12:25.960 --> 1:12:27.800 And you know, I think that was honestly a little 1:12:27.840 --> 1:12:32.479 bit refreshing to hear that. And then also Gavin Newsom, 1:12:32.479 --> 1:12:36.600 of course, governor of California, he also said that, I 1:12:36.680 --> 1:12:39.400 think the exact line was that the Democrat Party needs 1:12:39.439 --> 1:12:42.800 to be a mansion to mom dommy party. So you know, 1:12:42.960 --> 1:12:47.080 he realizes that the coalition, if the Democrats want to 1:12:47.200 --> 1:12:49.640 win in twenty twenty eight, has to be big, it 1:12:49.760 --> 1:12:51.960 has to be broad, and so they can't have these 1:12:52.479 --> 1:12:58.400 ultra progressive, progressive populous that are gaining notoriety. I would 1:12:58.439 --> 1:13:01.800 even argue, not he's necessarily same, but just really true notoriety. 1:13:02.720 --> 1:13:04.719 They can't have them as a figurehead of their party 1:13:04.800 --> 1:13:06.800 because that's not going to play. And those you know, 1:13:06.880 --> 1:13:09.719 those you always talk about the swing states, that's primarily 1:13:09.800 --> 1:13:12.680 what I covered in the last election in twenty twenty four. 1:13:13.000 --> 1:13:15.040 That's not going to play in a bunch of those communities. 1:13:15.760 --> 1:13:19.439 Victoria Churchill's political report. Usaly Mail also contributed for Young Voices. 1:13:19.479 --> 1:13:21.360 Joined the show this morning and talking about the next 1:13:21.479 --> 1:13:26.000 shutdown in about ten weeks because obviously, as divide as 1:13:26.040 --> 1:13:29.960 we are, and what the the powers that be simply 1:13:30.040 --> 1:13:32.880 what happens, what happens with Schumer, we'll see who knows. 1:13:32.920 --> 1:13:35.600 At this point, you'd expect there'd be some change in 1:13:35.640 --> 1:13:39.800 the next few weeks, but that sets up another that's 1:13:39.800 --> 1:13:42.040 such another fight. And I look at this and go, 1:13:42.160 --> 1:13:44.160 I'm not quite sure who won the shutdown. It's it 1:13:44.240 --> 1:13:45.920 feels like a myth to me that both parties are 1:13:45.960 --> 1:13:48.880 claiming victory, but in blaming the other, what do you 1:13:48.920 --> 1:13:49.519 think people buy? 1:13:52.120 --> 1:13:55.679 Well, I think I heard this said quite well yesterday, 1:13:55.880 --> 1:14:00.360 is that the Republicans one in terms of pol seeds, 1:14:00.400 --> 1:14:04.080 but Democrats won very slightly in terms of public opinion. 1:14:04.600 --> 1:14:06.120 And I think that's the best way to sum it 1:14:06.200 --> 1:14:12.320 up is that Democrats caved on absolutely nothing. But also 1:14:12.400 --> 1:14:15.080 I think it's important to note that this continuing Resolution 1:14:15.280 --> 1:14:19.200 government funding package is actually not conservative in the slightest. 1:14:19.240 --> 1:14:21.600 It is a continuing resolution, so it is a continuing 1:14:21.800 --> 1:14:27.040 of Biden era federal spending. And another point that well, 1:14:27.120 --> 1:14:29.120 I guess i'll correct myself a little bit. The one 1:14:29.160 --> 1:14:31.960 thing that the Democrats did went on is that they 1:14:32.000 --> 1:14:35.120 are having the reversions of the reductions of force. So 1:14:35.280 --> 1:14:38.080 people that had their jobs cut over the course of 1:14:38.160 --> 1:14:42.360 the shutdowns, they now are getting those jobs back. And 1:14:42.439 --> 1:14:45.040 so you know, we've been talking about the throughout the 1:14:45.240 --> 1:14:48.840 entire Trumps administration so far about all these wonderful dog's 1:14:48.880 --> 1:14:51.640 cups and how that's going to save people money. Democrats 1:14:51.680 --> 1:14:53.439 were able to put their foot down and say we 1:14:53.520 --> 1:14:54.280 actually want these. 1:14:54.200 --> 1:14:55.760 People to keep their jobs, which I thought was a 1:14:55.800 --> 1:14:56.559 little bit interesting. 1:14:56.680 --> 1:14:59.879 Yeah, that is interesting. You know, federal workers alway support Democrats. 1:15:00.160 --> 1:15:03.879 Nothing new there in those big unions. But the subjects, 1:15:03.880 --> 1:15:05.720 the guarantees on subjects is what they gave up to me. 1:15:05.800 --> 1:15:08.240 That's the big one here, and I've talked about before, 1:15:08.320 --> 1:15:11.200 is that Democrats are taking money from a different pile 1:15:11.280 --> 1:15:14.000 than transferring it to make healthcare affordable, which it's not. 1:15:15.200 --> 1:15:17.960 But only if Republicans had a plan that would be great, 1:15:18.000 --> 1:15:19.840 because they just talk about how bad it is. But 1:15:20.000 --> 1:15:23.840 we've had what it's been ten fifteen years and they 1:15:23.920 --> 1:15:26.040 still want to repeal and replace, but they don't have 1:15:26.120 --> 1:15:27.600 a plan. I mean, how long does it take for 1:15:27.680 --> 1:15:29.639 the GOP to come up with a healthcare plan that's 1:15:29.680 --> 1:15:31.960 better than this? And why don't they do it? 1:15:32.080 --> 1:15:35.599 Yeah, you know, that's a great question, and that's definitely 1:15:35.600 --> 1:15:37.479 a debate that's going to be raging on top of 1:15:37.520 --> 1:15:39.519 the hill over the next few weeks. That's when I'm 1:15:39.520 --> 1:15:41.640 going to be falling very closely, so you know, for 1:15:41.720 --> 1:15:43.519 all your listeners, be sure to follow my work at 1:15:43.600 --> 1:15:45.880 Dailymail on that. But I actually do want to make 1:15:45.880 --> 1:15:47.960 a quick note on terms of the unions. I actually 1:15:48.000 --> 1:15:50.960 thought this was very interesting from the President with these signs, Yeah, 1:15:51.880 --> 1:15:53.439 you know, to build a reels in the government. It's 1:15:53.439 --> 1:15:56.040 he actually thinks the unions, he thinks the AFGE, the 1:15:56.080 --> 1:15:59.040 American Federation government employees, as well as groups like the 1:15:59.120 --> 1:16:02.160 police unions. He actually thanks them for putting pressure on 1:16:02.240 --> 1:16:04.320 Democrats reop in the government. So I thought that was 1:16:04.360 --> 1:16:06.360 a very interesting note from him, in a very interesting 1:16:06.439 --> 1:16:10.799 move from those groups previously, because again the AfD Government 1:16:10.880 --> 1:16:14.200 Workers Union, they were actually one of the major groups 1:16:14.240 --> 1:16:16.880 that started putting pressure on Democrats about a week to 1:16:17.040 --> 1:16:18.519 ten days before the shutdown ended. 1:16:20.160 --> 1:16:23.120 You know, the term unsustainable brinkmanship has been used here, 1:16:23.320 --> 1:16:26.000 and so what does a sustainable aproach look like? Is 1:16:26.080 --> 1:16:28.400 there any political incentive free the party at this point 1:16:28.479 --> 1:16:33.120 to pursue a long term budget entitlement reform revenue solutions 1:16:33.240 --> 1:16:34.439 or is this just the way it's going to be 1:16:34.520 --> 1:16:35.320 for the rest of our lives. 1:16:37.520 --> 1:16:39.680 Well, you know, I would hope that some of these 1:16:39.720 --> 1:16:43.240 guys in Washington would come to their senses, but they 1:16:43.280 --> 1:16:45.479 of course like yelling at each other. They like yelling 1:16:45.520 --> 1:16:47.880 at each other through the TV screens. So I'm not 1:16:47.960 --> 1:16:50.920 sure if we will actually get something like a long 1:16:51.000 --> 1:16:53.720 term budget. But I also do know that the Trump 1:16:53.760 --> 1:16:57.560 administration is looking and has again been talking about for 1:16:57.680 --> 1:17:01.320 the entirety of their time in office, about long term 1:17:01.479 --> 1:17:04.400 cuts that can lead to a balanced budget. You know, 1:17:04.479 --> 1:17:08.400 we've had talked about the you know, the tariff revenue 1:17:08.439 --> 1:17:10.759 potentially going to pay down some of the national debt. Personally, 1:17:10.880 --> 1:17:12.439 I would love to see if they've spent on that 1:17:12.680 --> 1:17:15.880 instead of those two thousand dollars tecks, even though you know, personally, 1:17:15.960 --> 1:17:17.840 of course I'd love the two thousand dollars tecks. But 1:17:18.680 --> 1:17:20.400 you know, I think long terms for the country, it 1:17:20.439 --> 1:17:23.800 would really, uh really set us up for success if 1:17:23.840 --> 1:17:25.559 we are able to pay down some of that debt. 1:17:26.479 --> 1:17:28.400 And you know, of course, I think the thing that's 1:17:28.439 --> 1:17:31.280 interesting to note is that lots of state governments actually 1:17:31.400 --> 1:17:33.200 do know how to pass balance budgets. 1:17:33.280 --> 1:17:34.600 So you know, it's not like the. 1:17:34.600 --> 1:17:37.800 American system is so terrible that nobody can figure out 1:17:37.920 --> 1:17:40.920 anywhere how to balance the budget. And you know, maybe 1:17:41.040 --> 1:17:43.760 maybe not in this current administration, but I'm sure in 1:17:43.840 --> 1:17:46.080 twenty twenty eight, on the Republican side, I'm sure we'll 1:17:46.120 --> 1:17:48.639 see a couple of governors running for office that actually say, hey, 1:17:49.000 --> 1:17:51.120 I know how to work with people that may not 1:17:51.280 --> 1:17:54.000 necessarily like me, but to actually have you know, that 1:17:54.120 --> 1:17:56.360 boon to the tax there. And you know, I think 1:17:56.439 --> 1:17:59.400 he's done somethings great, something's not so great. But Glenn Youngkin, 1:17:59.439 --> 1:18:01.760 my governor Virginia, I think he's actually a pretty good 1:18:01.800 --> 1:18:04.880 example of that. He's had to work with a legislature 1:18:05.760 --> 1:18:08.120 that at least expas at least a part of his 1:18:08.280 --> 1:18:11.280 term has you know, been a Democrat, right, but legislature 1:18:11.520 --> 1:18:13.719 as opposed to of course him being the Republican governor. 1:18:14.160 --> 1:18:18.679 And we've actually gotten rebate tech back into the pockets 1:18:18.720 --> 1:18:21.479 of Virginians with a balanced budget. So you know, maybe 1:18:21.560 --> 1:18:24.679 not an immediate term, but that's actually just an example 1:18:24.720 --> 1:18:26.280 of the fact that you actually can't have both. You 1:18:26.400 --> 1:18:29.720 can you know, fund your your state services, but you 1:18:29.800 --> 1:18:31.520 can also send money back to the factors. 1:18:31.800 --> 1:18:36.560 The shutdown all over ACA Affordable Care Act subsidies is 1:18:36.680 --> 1:18:39.720 ten weeks too short a period for the Republicans to 1:18:39.760 --> 1:18:41.360 come up with, Okay, fine, we're going to we're going 1:18:41.439 --> 1:18:43.000 to do this battle again. We're going to replay it 1:18:43.880 --> 1:18:46.280 and run it back. Is that enough time for them 1:18:46.320 --> 1:18:48.360 to actually come up with a plan that's a better alternative. 1:18:49.040 --> 1:18:51.200 If they couldn't do it in a decade decade and 1:18:51.240 --> 1:18:52.479 a half, could they do it now? 1:18:53.960 --> 1:18:56.080 Well exactly, I think you're hitting the nail on the 1:18:56.120 --> 1:18:58.479 head here. Why do something in ten weeks from you 1:18:58.520 --> 1:19:00.560 haven't done it in ten years? You know, if the 1:19:00.680 --> 1:19:03.760 only answer might be political pressure, is that going to 1:19:03.880 --> 1:19:04.240 be enough? 1:19:04.800 --> 1:19:05.400 I'm not sure. 1:19:05.520 --> 1:19:08.679 And again I don't know if the administration is willing 1:19:08.760 --> 1:19:10.519 to lead on this. At least the way that I'm 1:19:10.560 --> 1:19:14.600 seeing it is the legis the administration actually kind of 1:19:14.680 --> 1:19:16.160 took a back seat in. 1:19:16.240 --> 1:19:17.320 Terms of negotiations. 1:19:17.320 --> 1:19:19.920 At least I wasn't aware of them, you know, really 1:19:20.080 --> 1:19:23.200 pulling any lovers behind the strings. This really seemed to 1:19:23.320 --> 1:19:25.200 be the you know they call them the Big four, right, 1:19:25.280 --> 1:19:29.400 that's you know, Schumer, Soon, Jeff Brees, and Johnson. It 1:19:29.479 --> 1:19:31.080 really seemed like they were doing a lot of the 1:19:31.160 --> 1:19:36.120 negotiations as well as you know, I think maybe the 1:19:36.240 --> 1:19:39.799 administration did have some play in terms of for example, 1:19:39.880 --> 1:19:43.240 the I did here. For example, Senator Katie Britt of Alabama, 1:19:43.479 --> 1:19:46.360 she actually called the White House to get those those 1:19:46.439 --> 1:19:48.200 risks that we just talked about, to get those in 1:19:48.240 --> 1:19:50.280 the in the budget package to get people like Kim 1:19:50.320 --> 1:19:52.560 Kaine on board. So, you know, I think there was 1:19:52.600 --> 1:19:53.960 a little bit of that, but I think they were 1:19:54.040 --> 1:19:55.680 more of like a yeah, Okay, we can do this 1:19:55.920 --> 1:19:58.000 versus this is exactly what we want and these are 1:19:58.040 --> 1:20:01.120 the demands that we have. And so maybe if the 1:20:01.200 --> 1:20:04.120 administration is willing to kind of wheel and build behind 1:20:04.160 --> 1:20:06.320 the scenes, which you know, I think we know that 1:20:06.360 --> 1:20:08.120 they are able to do that. I think we saw that, 1:20:08.200 --> 1:20:10.960 for example with the Big Beautiful Bill. I think I 1:20:11.120 --> 1:20:13.479 had some lines that I've reported actually both out of 1:20:13.520 --> 1:20:15.920 the House and the Senate that you know, the White 1:20:15.960 --> 1:20:18.040 House was kind of the closer and the deal maker 1:20:18.160 --> 1:20:20.519 when it came to the Big Beautiful Billy. You know, 1:20:20.560 --> 1:20:22.640 I think they know how to be involved legislatively and 1:20:22.720 --> 1:20:24.880 know how to drive traffic, but I don't really think 1:20:24.880 --> 1:20:26.439 they did that on the shutdown. So I think if 1:20:26.720 --> 1:20:28.600 they're able to kind of get their demands and be 1:20:28.680 --> 1:20:31.360 in the room, maybe that's something that could actually leave 1:20:31.680 --> 1:20:35.040 lead Congress to get there, you know, get their ducks 1:20:35.080 --> 1:20:35.519 in a row. 1:20:35.439 --> 1:20:35.760 All right. 1:20:35.880 --> 1:20:40.320 Victoria Churchill, she's at USDLAIL Political Report also with Young Voices. 1:20:40.439 --> 1:20:42.320 And why don't we table it? And we'll have the 1:20:42.360 --> 1:20:44.760 same exact conversation about ten weeks. How's that sound. 1:20:46.439 --> 1:20:49.000 Well, yeah, absolutely, and hopefully let's say catch up sooner 1:20:49.160 --> 1:20:51.240 while I try and figure out what's going to happen. 1:20:51.240 --> 1:20:51.880 No care on capital. 1:20:51.880 --> 1:20:53.799 All right, I appreciate it. Thanks for the inside Victoria, 1:20:54.960 --> 1:20:55.280 Thank you. 1:20:55.439 --> 1:20:55.639 Great. 1:20:56.280 --> 1:20:57.760 We'll do a news in a few minutes here in 1:20:57.800 --> 1:21:00.320 the Big one seven hundred WLW, and then you heading 1:21:00.320 --> 1:21:02.000 to the lunch hour. He needs something to talk about. 1:21:02.720 --> 1:21:05.760 Arm yourself with the facts, the information. James Rapeene from 1:21:06.040 --> 1:21:09.800 Locked on Bengals and Bengals Talk dot com well rehashed 1:21:09.880 --> 1:21:13.240 the horrible lopsided loss yesterday when the by the way, 1:21:13.920 --> 1:21:17.320 with the Bengals, you've got you got the backup quarter 1:21:17.439 --> 1:21:20.240 ry back in for the second half in Mason Rudolph. 1:21:20.920 --> 1:21:23.280 You got a terrible Steelers defense. I mean they're they're 1:21:23.320 --> 1:21:27.080 really bad. Maybe not Bengals bad, but pretty close. And 1:21:27.400 --> 1:21:29.960 you still put that effort in that we saw yesterday. 1:21:30.080 --> 1:21:35.160 The offense gave up fourteen points. The defense played well decent, 1:21:35.640 --> 1:21:38.760 not great, but okay, and yet the offense is the 1:21:38.760 --> 1:21:41.639 one who gave up fourteen points. And at what point 1:21:41.680 --> 1:21:43.439 does this, you know, start looks like it's starting to 1:21:43.840 --> 1:21:46.519 the defense is starting to infect the offense. And at 1:21:46.560 --> 1:21:48.439 what point do you simply have to move on from 1:21:48.520 --> 1:21:51.320 Zach Taylor and Duke Tobin? And what about Joe Burrow? 1:21:52.200 --> 1:21:55.760 That's next seven hundred. It's the stats loan shows seven 1:21:55.880 --> 1:21:59.839 hundreds WLW licking our wounds after the beatdown yesterday administered 1:21:59.880 --> 1:22:03.679 that Hans the Pittsburgh Steelers thirty four to twelve. Bengals 1:22:03.760 --> 1:22:06.240 now sit at three and seven, meaning they've dropped seven 1:22:06.280 --> 1:22:08.519 of their last eight after that two game two and 1:22:08.600 --> 1:22:11.599 oh start and at next up back to pay Corps 1:22:11.640 --> 1:22:15.519 for Derek May and the first place New England Patriots. 1:22:15.560 --> 1:22:18.559 How we looking We're looking like it's over. James Repeat 1:22:18.680 --> 1:22:21.280 is here from Lockdown Bengals and Bengals Talk dot Com 1:22:21.320 --> 1:22:24.559 at s I. James, welcome. How's your head today? 1:22:29.560 --> 1:22:29.960 Not good? 1:22:30.040 --> 1:22:30.200 Right? 1:22:31.280 --> 1:22:31.679 Not good? 1:22:32.240 --> 1:22:34.760 No, it's of course, you caught me taking a drink 1:22:34.760 --> 1:22:37.479 of water, Scott. No, it's good, it's good. It's it's 1:22:37.560 --> 1:22:40.599 actually clear. And here's why we know who the twenty 1:22:40.680 --> 1:22:46.600 twenty five Bengals are. And when you know that, you 1:22:46.680 --> 1:22:49.360 can think pretty clearly. But yeah, it's obviously not the 1:22:49.400 --> 1:22:52.439 ault that a lot of people listening, were expecting to 1:22:53.680 --> 1:22:55.879 get this year or hoping to get yesterday. 1:22:56.280 --> 1:22:59.000 You come off the buy the Steelers d is, by 1:22:59.040 --> 1:23:01.120 the way, near the bottom in the average of the league. 1:23:01.120 --> 1:23:02.640 I think the twenty eight twenty nine do you get 1:23:02.720 --> 1:23:05.839 their backup quarterback for the second half and Mason Rudolph 1:23:05.880 --> 1:23:08.799 the cast off and you still lose by three touchdowns. 1:23:09.479 --> 1:23:13.040 You know, that's on Zach Taylor, and that's the lack 1:23:13.120 --> 1:23:16.040 of defensive talent, and that's on Duke Tobin. And yet 1:23:16.920 --> 1:23:19.920 at what point does this organization make a change? I 1:23:20.000 --> 1:23:22.120 feel it's there's no way they can lead this team 1:23:22.160 --> 1:23:22.880 in the future. 1:23:22.680 --> 1:23:22.880 Is there. 1:23:24.520 --> 1:23:27.760 It's a good point, the Mason Rudolph point. And I 1:23:27.840 --> 1:23:32.240 almost think there was so much that happened during that 1:23:32.400 --> 1:23:36.639 game that stood out that people forget. That wasn't Aaron 1:23:36.720 --> 1:23:39.960 Rodgers out there completing seventy five percent of his passes 1:23:40.000 --> 1:23:43.080 in the second half and marching up and down the field. 1:23:43.960 --> 1:23:47.960 And that's where it's just so unacceptable. Is Mason Rudolph. 1:23:48.000 --> 1:23:50.880 All he had to do was throw it two yards 1:23:50.920 --> 1:23:53.160 downfield and then whoever was catching it. But there was 1:23:53.200 --> 1:23:57.360 Kenneth Gangwell, Darnel Washington. It didn't matter guess what those 1:23:57.400 --> 1:24:00.959 guys were doing. They were breaking tackles, they were scoring touchdowns. 1:24:01.040 --> 1:24:05.560 In Kenneth Gainwolf's case, they were humiliating multiple members of 1:24:05.600 --> 1:24:09.120 your starting defense. And so the answer is, yes, everyone 1:24:09.160 --> 1:24:13.240 should be embarrassed. I think the seats are hot, or 1:24:13.439 --> 1:24:16.519 at least they should be hot. And in how do 1:24:16.600 --> 1:24:20.120 you readout? Because that was a must win game and 1:24:20.320 --> 1:24:24.320 not just they must win game for us, like something 1:24:24.479 --> 1:24:27.679 I said on my platforms. No, that's how the Bengals 1:24:27.680 --> 1:24:31.920 approached it internally. Hey, Joe Burrow's getting close. If we 1:24:32.040 --> 1:24:34.120 win this game, we're only a game back in the division. 1:24:34.160 --> 1:24:37.719 We have two matchups against Baltimore. Let's get this game. 1:24:38.400 --> 1:24:42.800 And they came out, scored twelve points, had far more 1:24:42.880 --> 1:24:45.200 than twelve miss tackles. And anytime you have more tax 1:24:45.240 --> 1:24:47.640 than miss tackle open points, guess what, you have no 1:24:47.800 --> 1:24:50.120 chance And they certainly had no chance. 1:24:50.560 --> 1:24:51.639 Yeah, and it's the deep. 1:24:51.680 --> 1:24:54.479 You look at the score, right, it's typically you go, okay, well, 1:24:54.600 --> 1:24:58.679 what did Pittsburgh change defensively in scheme and personnel and coverage? 1:24:58.680 --> 1:25:01.040 And they shut Ja March down more than that in 1:25:01.040 --> 1:25:04.160 the second with his suspension that he's probably facing. 1:25:04.280 --> 1:25:05.479 But I look at it. 1:25:05.680 --> 1:25:08.599 They allowed fourteen points on offense. It was the defense collapsing. 1:25:08.880 --> 1:25:11.240 That was the offense collapsing, which is well. 1:25:11.120 --> 1:25:11.519 That's new. 1:25:13.720 --> 1:25:18.080 It is new, and I'm not shocked. I'm not shocked. 1:25:18.160 --> 1:25:20.960 It was a really weird debate that I had to 1:25:21.000 --> 1:25:24.040 have last week with some Bengals fans, like, hey, Joe 1:25:24.120 --> 1:25:26.680 Burrow makes this team better. And I thought I was 1:25:26.760 --> 1:25:30.400 in weird, weird land that I had to say that 1:25:30.520 --> 1:25:33.720 to people, because I know how great Joe Burrow is 1:25:33.960 --> 1:25:36.799 and Joe Flacker has been good. But I also understand 1:25:36.840 --> 1:25:39.360 that he's Joe Flacmow and we have twenty years of 1:25:39.439 --> 1:25:41.760 what he is as a quarterback, and so yeah, he 1:25:41.840 --> 1:25:44.280 took a little bit of a step back yesterday. It 1:25:44.439 --> 1:25:48.160 wasn't just him, of course, I think the Jamar thing 1:25:48.280 --> 1:25:50.920 to me that speaking of stuff that falls on Dak, 1:25:51.600 --> 1:25:54.000 all right, well, what's your next pitch? If they do 1:25:54.120 --> 1:25:56.720 take Tamar Chapes away, Either find a way to get 1:25:56.800 --> 1:26:00.679 him the ball anyway, or two, make sure t Higgins 1:26:00.760 --> 1:26:05.759 or andre Yosabash or insert whoever else it is open 1:26:06.240 --> 1:26:08.800 and gives Joe Flacos some easy reads and easy ways 1:26:08.840 --> 1:26:11.200 to get the ball out of his hand. And they 1:26:11.320 --> 1:26:13.800 clearly didn't do that after that opening drive touchdown, and 1:26:13.880 --> 1:26:15.840 really for most of the second half, they could not 1:26:15.960 --> 1:26:18.599 get Mo rhythm on offense, and that's up to Zach 1:26:18.920 --> 1:26:22.599 to find those answers, and they weren't able to find 1:26:23.520 --> 1:26:25.640 the answers on offense. And I knew they would come 1:26:25.680 --> 1:26:27.599 back to earth a little bit on offense. But yeah, 1:26:27.760 --> 1:26:31.080 scoring twelve points, you have no chance to win many 1:26:31.120 --> 1:26:31.960 games in the NFL and. 1:26:32.120 --> 1:26:35.640 Losen to a backup and it's so disheartening, right, And 1:26:36.000 --> 1:26:38.120 so now the question is, Okay, you've got New England 1:26:38.160 --> 1:26:41.960 come of to town. Okay, you'd have to win six 1:26:42.040 --> 1:26:43.760 of your last seven for even a shot at the 1:26:43.840 --> 1:26:47.559 division title. And you've got New England, you got Baltimore twice, 1:26:47.640 --> 1:26:52.519 they're rolling Buffalo one yesterday. Miami has been playing much 1:26:52.560 --> 1:26:55.960 better than Miami has in years past. And so do 1:26:56.080 --> 1:26:57.639 you see a path here? Because I don't. 1:26:59.479 --> 1:27:03.400 No, No, yesterday was it. And I think internally they 1:27:03.520 --> 1:27:05.200 viewed it that way too. And the reason I keep 1:27:05.240 --> 1:27:07.160 saying that is because I really want to hammer home 1:27:08.240 --> 1:27:11.120 what they were, what they were preaching, and how they 1:27:11.160 --> 1:27:13.519 were preaching it Still alive, Let's get this game in 1:27:13.600 --> 1:27:17.479 Pittsburgh and see how it shakes out. Well, you never 1:27:17.520 --> 1:27:21.240 had a lead, you know, it was it was so bad. 1:27:21.320 --> 1:27:25.200 It was like to me after the game, Zack Taylor said, 1:27:25.240 --> 1:27:28.160 the score wasn't indicative of the game like and how 1:27:28.200 --> 1:27:30.599 the game went. And I thought about it, and yeah, 1:27:30.640 --> 1:27:32.640 there were times obviously there was seven to six at 1:27:32.680 --> 1:27:35.680 one point, ten to nine at one point. I never 1:27:35.760 --> 1:27:37.920 felt like the Bengals were in control. I never felt 1:27:37.960 --> 1:27:41.120 like they were the better team yesterday. And that doesn't 1:27:41.160 --> 1:27:42.920 mean that they weren't in it at point. That doesn't 1:27:42.960 --> 1:27:44.760 mean that they couldn't have found a way to get 1:27:44.800 --> 1:27:46.479 the lead at it and point. I get that, I 1:27:46.600 --> 1:27:48.880 understand that, but there's a difference between that and being 1:27:48.920 --> 1:27:51.639 in control, and they never were. And so I think 1:27:51.680 --> 1:27:55.320 the score certainly indicated how the game went and who 1:27:55.439 --> 1:28:00.560 was the better team for sixty minutes, And that's that's concerning. 1:28:02.080 --> 1:28:04.200 At least I would be concerned if I was ownership 1:28:04.240 --> 1:28:07.680 about that, because that was the game and that's the. 1:28:07.680 --> 1:28:09.800 Performance you got, you know it, it was a punt fest, 1:28:09.840 --> 1:28:11.840 and so it was I think the last drive of 1:28:11.880 --> 1:28:14.720 the first half, Washington's angry run with less than a 1:28:14.760 --> 1:28:17.400 minute in the first half, he leveled three Bengals for 1:28:17.520 --> 1:28:19.640 thirty one yards. That is, if you're to look at 1:28:19.640 --> 1:28:23.080 this season on microcosm of things, that was the inability 1:28:23.160 --> 1:28:26.200 to tackle and block is incredible at this level for 1:28:26.280 --> 1:28:29.360 this team. The pun ended with Pittsburgh down at there 1:28:29.400 --> 1:28:31.559 on seven yard lines and they were able to convert 1:28:31.640 --> 1:28:34.320 that move about eighty four yards and under two minutes 1:28:34.760 --> 1:28:36.240 and took a shot at the end zone before the 1:28:36.280 --> 1:28:38.599 field goal. Now it was what ten six at the half, 1:28:39.880 --> 1:28:42.760 Chase brown legs get them to ten to nine, and 1:28:42.840 --> 1:28:44.760 so for the longest time it felt, hey, this game 1:28:44.880 --> 1:28:47.000 is not a reach at all. And then the second 1:28:47.080 --> 1:28:49.920 half comes along and usually it's defensive collapse, but we 1:28:50.040 --> 1:28:53.479 saw a complete collapse of the offense in that regard, 1:28:53.600 --> 1:28:56.280 and so you wonder if what's going on in the 1:28:56.320 --> 1:28:59.960 football club the defense has now permeated to the offense. 1:29:01.000 --> 1:29:04.400 And look at this will time somewhat with Jamar Chase's actions, 1:29:04.840 --> 1:29:07.040 where now it looks like he's looking at at least 1:29:07.040 --> 1:29:10.439 a game suspension for the spit and getting physical with 1:29:10.760 --> 1:29:14.960 Jalen Ramsey. So does that attitude then transfer to now 1:29:15.040 --> 1:29:17.479 the offense. It's it's like an infection. It feels like, 1:29:17.600 --> 1:29:18.080 am I wrong? 1:29:20.320 --> 1:29:23.639 Well, no, losing is an infection, and when you're losing 1:29:23.680 --> 1:29:28.640 and you're frustrated and you look up and you're just 1:29:28.760 --> 1:29:32.679 not getting anything going, well, it is frustrating. I honestly 1:29:32.760 --> 1:29:37.320 don't know why Jamar gives Jalen the time of days. 1:29:38.360 --> 1:29:41.479 Jalen Ramsey is not as nearly the player that he 1:29:41.600 --> 1:29:44.720 used to be, and you had to switch positions, and 1:29:45.560 --> 1:29:47.080 all I would call him is an old man that 1:29:47.120 --> 1:29:49.280 had to switch positions, and that would be it. But 1:29:49.400 --> 1:29:52.600 they clearly got in his head, and that, to me, 1:29:54.479 --> 1:29:57.280 that's concerning because I think Jamar Chase is mentally tough, 1:29:57.520 --> 1:30:00.640 I really do. And so if you get in his 1:30:00.840 --> 1:30:07.320 head and what's going on where he's rattled that the 1:30:07.400 --> 1:30:10.160 team isn't moving the ball, like how bad is it? 1:30:10.360 --> 1:30:13.920 And so to your point, like, yeah, the defense finally 1:30:13.960 --> 1:30:15.920 shows up for a half, I'm not going to give 1:30:15.960 --> 1:30:17.519 them credit for not being able to stop me. Some 1:30:17.640 --> 1:30:20.040 Rudolf fish up for a half, they give up ten points, 1:30:20.640 --> 1:30:24.280 still can't tackle Scott Sloan, let alone start in Washington. 1:30:25.680 --> 1:30:28.160 And then on the other side you have a washed 1:30:28.240 --> 1:30:32.200 up Jalen Ramsey. And I'm not trying to say that, 1:30:32.479 --> 1:30:35.679 like the pick sides, I just mean going into Sunday's game, 1:30:35.760 --> 1:30:38.479 I really wasn't worried about Jalen and he shouldn't be 1:30:38.600 --> 1:30:40.960 good at He shouldn't be good enough to disrupt any 1:30:40.960 --> 1:30:44.160 game plan you have, right, Jamar Chasen C Higgins And 1:30:44.280 --> 1:30:47.280 so I don't know what the Steelers did to take 1:30:47.320 --> 1:30:50.400 those guys away, but that that really shouldn't happen, and 1:30:50.520 --> 1:30:52.360 yet it did because he didn't do much after his 1:30:52.560 --> 1:30:55.880 his touchdown catch either. But yeah, for for Jamar to 1:30:56.000 --> 1:31:02.920 be that rattled, that's that's the league guy that you 1:31:03.000 --> 1:31:08.000 were turning to. And it does show where his head 1:31:08.080 --> 1:31:11.080 at and probably where the team is that to a 1:31:11.200 --> 1:31:15.040 lesser extent, knowing what they they knew and by the way, 1:31:15.160 --> 1:31:17.240 in that moment, I did think, I was like, all right, 1:31:17.320 --> 1:31:21.639 well maybe this will be a turning point where you're down, 1:31:21.960 --> 1:31:24.360 You've been down through the office game. You get the 1:31:24.439 --> 1:31:27.920 fifteen yard penalty, you're in scoring range. And then they 1:31:27.960 --> 1:31:32.080 settled for a field and they had to take two timeouts, 1:31:32.120 --> 1:31:35.200 and they had analty in attack, and instead of going 1:31:35.240 --> 1:31:37.439 and getting a touchdown and goving some momentum with jam 1:31:37.439 --> 1:31:39.960 and Ramsey out, it was sort of the opposite. The 1:31:40.000 --> 1:31:43.640 Steelers defense was even better, even harder to deal with, 1:31:44.360 --> 1:31:48.200 and in the Bengals they could not could not get anything. 1:31:47.920 --> 1:31:51.439 Going on off of Pittsburgh converted seven to thirteen third downs, 1:31:51.479 --> 1:31:54.760 including multiple third and longs. And then Barrett Carter at 1:31:54.800 --> 1:31:56.960 the end talked about, well, this should be ended on defense. 1:31:57.000 --> 1:31:59.800 But I'll look at Barrett Carter. He got the green 1:31:59.840 --> 1:32:02.719 die for defensive calls after they got rid of Logan 1:32:02.760 --> 1:32:04.599 Wilson and has continued to struggle. 1:32:04.640 --> 1:32:05.320 So there's your core. 1:32:05.400 --> 1:32:07.599 And then you could talk about how bad Jordan battlings, 1:32:07.640 --> 1:32:10.679 you know, Stone look and the inability to tackle guys 1:32:10.760 --> 1:32:13.200 and yards after tackle, but it's all part of the 1:32:13.280 --> 1:32:13.720 same thing. 1:32:15.640 --> 1:32:16.720 Yeah, and it is. 1:32:17.160 --> 1:32:22.600 It's the the tackles. To me, like a lot of 1:32:22.640 --> 1:32:25.320 people are gonna say Darnel Washington, right, like, oh, he's 1:32:25.360 --> 1:32:28.320 such a big you can't tack Well, then why don't 1:32:28.320 --> 1:32:29.679 the Steelers throw to him every time? 1:32:30.280 --> 1:32:30.439 Right? 1:32:31.040 --> 1:32:34.360 It's because he can be tackled, right, And yeah, he's 1:32:34.400 --> 1:32:37.920 a really good athlete. Throw him out of back, like 1:32:37.960 --> 1:32:40.240 if he's near out of bounce, just make sure he 1:32:40.360 --> 1:32:44.680 gets out of bounce. And you know, Barrett Carter gets 1:32:44.720 --> 1:32:47.640 stiff armed into the ground, and then Gino Stone. It 1:32:47.760 --> 1:32:50.679 was the poorest tackle of I mean he was waiting 1:32:50.840 --> 1:32:55.639 and turning before even coming in contact with Washington. I look, 1:32:56.760 --> 1:32:59.840 I don't really understand why they continue to deal with 1:33:00.120 --> 1:33:05.439 Genos Stone lack of efforts in miss tackles. I think 1:33:05.520 --> 1:33:08.479 Barrett Carter is really searching here and he got shaken 1:33:08.479 --> 1:33:11.040 out of the shoes multiple times. Pat Fryar and Mouth 1:33:11.080 --> 1:33:14.519 got him. Kenneth Gainwell got him. Yeah, And that's what's 1:33:14.560 --> 1:33:18.120 wild is the two leading receivers for the Steelers. Wasn't 1:33:18.200 --> 1:33:23.200 dk Metcalf, it wasn't Calvin Austin. They're speeding young receiver 1:33:23.360 --> 1:33:26.760 and no, no, no, it's Kenneth Gainwell. They're backup running back. 1:33:27.240 --> 1:33:30.479 Seven catches eighty one yards, two touchdowns. And Darnell Washington, 1:33:30.960 --> 1:33:34.400 a tight end that really is kind of like another 1:33:34.439 --> 1:33:37.559 offensive tackle that they use for blocking purposes. But because 1:33:37.560 --> 1:33:41.000 you're so bad at miss tackles, you're so bad and 1:33:41.120 --> 1:33:44.519 not physical enough that that's what you had to deal 1:33:44.600 --> 1:33:47.240 with in Darnell Washington. In a game that had Jamar 1:33:47.320 --> 1:33:50.400 Chase dk Met, captain Te Kakings had the longest catch 1:33:50.439 --> 1:33:51.599 up the game, thirty one yards. 1:33:51.680 --> 1:33:54.559 You're making Dark Washington look like he's you know, prime 1:33:54.640 --> 1:33:56.920 Travis Kelsey or Gronk or something like that. 1:33:57.080 --> 1:33:57.599 That's not the cat. 1:33:57.720 --> 1:33:59.320 He's a good player, but that's not the case. And 1:34:00.080 --> 1:34:02.280 guys are bouncing off of him. And it makes no 1:34:02.520 --> 1:34:05.920 sense until you get back to the central thesis here, 1:34:05.960 --> 1:34:08.240 and that's Zach Taylor and that is certainly Duke Tobin. 1:34:08.920 --> 1:34:10.479 And you wonder how much long this goes on. Or 1:34:10.520 --> 1:34:12.600 let's say that the New England comes in and the 1:34:12.680 --> 1:34:15.160 game goes according to Hoyle and they get smoked. Then 1:34:15.240 --> 1:34:18.320 what I mean, what point do you go, Okay, We've 1:34:18.360 --> 1:34:20.920 got to stop the bleeding here because you're seeing season 1:34:20.960 --> 1:34:24.920 ticket holders jump off the cliff. The lack of interest 1:34:24.960 --> 1:34:27.000 in the football team. They just got the new stadium 1:34:27.720 --> 1:34:30.559 deal put together. It's not a good look that they 1:34:30.600 --> 1:34:31.080 even care. 1:34:34.080 --> 1:34:39.160 They better care because here's why they should care. Like 1:34:39.240 --> 1:34:41.800 if they called me, said James, why should we care, 1:34:41.920 --> 1:34:46.559 Joe Burrows hurt whatever? As someone that has I mean, 1:34:46.600 --> 1:34:48.280 I wrote a book, I wrote End of the Jungle 1:34:48.360 --> 1:34:51.680 Book about the history of the Bengals. They have, Their 1:34:51.800 --> 1:34:57.280 window to win a title should be the most open 1:34:57.520 --> 1:35:00.920 that it's ever been during any part of their franchise 1:35:01.439 --> 1:35:04.840 because right now when Joe Burrow and Jamar Chase and 1:35:04.880 --> 1:35:08.679 t Higgins John on the same team, and it obviously 1:35:08.760 --> 1:35:12.400 doesn't feel that way today, and so that one is 1:35:12.479 --> 1:35:17.479 embarrassing too. You can't screw up your chance to make 1:35:17.520 --> 1:35:21.679 a real run here and to get your Super Bowl 1:35:22.160 --> 1:35:24.200 because you know how hard it is to get and 1:35:24.320 --> 1:35:27.000 you have the quarterback to do it. You do, and 1:35:27.160 --> 1:35:28.439 so do you have the coach to do it? Do 1:35:28.479 --> 1:35:29.680 you have the front office to do it? Do you 1:35:29.720 --> 1:35:31.360 have the scouting part of the department to do it? 1:35:31.880 --> 1:35:33.800 And do you have the rest of the coaching stats 1:35:33.840 --> 1:35:35.840 to do it? Even before we get to all right, 1:35:35.880 --> 1:35:37.320 we'll clear you don't have the players to do it. 1:35:37.520 --> 1:35:39.680 I think you know Stone isn't a good player. I 1:35:39.680 --> 1:35:41.439 don't have to tell you that. Should you really be 1:35:41.560 --> 1:35:45.880 starting two rookie linebackers and Orenburg's probably not, you know, 1:35:46.280 --> 1:35:49.160 it doesn't take a football savant to see them, as 1:35:49.160 --> 1:35:54.680 he said, But the higher level discussions they need to 1:35:54.760 --> 1:35:58.679 be had now because it needs to get fixed. We've 1:35:58.720 --> 1:36:02.439 seen it get fixed in or her To twenty twenty one. 1:36:02.479 --> 1:36:05.760 Look how different they were different as a team, and 1:36:06.120 --> 1:36:09.599 that was without major coaching changes. Yeah, but I definitely 1:36:09.640 --> 1:36:11.640 think that that's something you have to consider as well 1:36:11.680 --> 1:36:15.720 as the coaching part of this, given where you're at 1:36:15.840 --> 1:36:19.439 and given the fact that you're more than likely going 1:36:19.520 --> 1:36:22.360 to go three years in a row now without making. 1:36:22.240 --> 1:36:23.120 It's not acceptable. 1:36:23.240 --> 1:36:25.840 It's not acceptable, and it doesn't even feel like you're 1:36:25.840 --> 1:36:27.680 gonna have a chance in December. Yeah, just to make 1:36:27.720 --> 1:36:28.000 a room. 1:36:28.120 --> 1:36:30.559 Yeah, and it's Taylor, but it's it's just as much, 1:36:30.600 --> 1:36:32.880 if not more, Duke Tobin with the personalities get on defense. 1:36:32.880 --> 1:36:34.880 It's just simply it's not working. What he sees is 1:36:35.040 --> 1:36:38.360 how to whack with what the NFL demands for your players. 1:36:38.479 --> 1:36:41.439 Final question for a James at this rate, what is 1:36:41.479 --> 1:36:42.800 the point of bringing Joe Burrow back? 1:36:45.479 --> 1:36:49.439 And that that's what if they get to three and eight? 1:36:49.520 --> 1:36:51.280 I said it lastly, if they called a three and eight, 1:36:51.320 --> 1:36:52.280 I would not bring him back. 1:36:52.640 --> 1:36:53.160 Why would you? 1:36:53.439 --> 1:36:57.320 And uh So, it's exactly right, And I get it. 1:36:57.360 --> 1:36:59.520 If he's healthy, he wants to play. He's a competitor 1:36:59.680 --> 1:37:04.560 that well. And I think there's one person in that 1:37:04.680 --> 1:37:09.640 building that can have that conversation, and that would be 1:37:09.720 --> 1:37:12.800 Mike Brown. I don't think Zach Taylor is capable of it. No, 1:37:13.800 --> 1:37:16.479 I don't think Dotoga is capable of it. I don't 1:37:16.520 --> 1:37:20.080 think Katie Blackburn or Towards Blackburn is capable. I think 1:37:20.240 --> 1:37:25.120 Mike Brown is someone that can say, look, Joe, you 1:37:26.160 --> 1:37:28.840 can play. We know it, We know you give us 1:37:29.240 --> 1:37:33.200 our best chance. But this is about the twenty twenty 1:37:33.240 --> 1:37:36.439 six Bengals. Now, you aren't going to play. We aren't 1:37:36.439 --> 1:37:39.599 going to activate you in your twenty one day window. 1:37:39.760 --> 1:37:41.680 We know you want to play, and we respect that, 1:37:42.920 --> 1:37:45.800 but this is a decision we have to make because 1:37:45.960 --> 1:37:48.240 we have to evaluate the rest of this rockter, yeah, 1:37:48.400 --> 1:37:51.160 this coaching staff, and see what other changes we have 1:37:51.200 --> 1:37:53.160 to make because we are not going to be We 1:37:53.240 --> 1:37:55.000 are not going to be sitting at home in January 1:37:55.040 --> 1:37:56.080 again next year, right. 1:37:56.040 --> 1:37:59.519 And God forbid, nothing season ending, career ending injury happens. 1:37:59.560 --> 1:38:01.519 I mean again, to look at Washington a couple of 1:38:01.520 --> 1:38:02.880 weeks ago and look what happened next. 1:38:03.000 --> 1:38:05.280 Yeah, and if he reaggravates his toe and it just 1:38:05.400 --> 1:38:07.560 drops his office in training, you just don't want to 1:38:07.600 --> 1:38:07.840 deal with. 1:38:07.960 --> 1:38:09.680 You don't want to do that. But now, what's the 1:38:09.800 --> 1:38:11.320 likelihood Mike Brown has that conversation. 1:38:12.320 --> 1:38:17.840 I think it's good. I do I think Mike. The 1:38:18.000 --> 1:38:21.479 thing that I think Mike is best at and it 1:38:21.600 --> 1:38:23.920 annoys a lot of people and sometimes annoys me when 1:38:23.920 --> 1:38:26.280 it comes to making moves and trades and stuff like that. 1:38:26.479 --> 1:38:31.720 But he does not act with emotion. He's very He's 1:38:31.760 --> 1:38:34.760 like a robot. And so he's not going to overreact. 1:38:35.479 --> 1:38:37.559 After you signed Joe bro to this record setting deal 1:38:37.600 --> 1:38:39.400 and now he's got a calf issue, He's not going 1:38:39.439 --> 1:38:40.640 to say, oh man, you got to get this guy 1:38:40.720 --> 1:38:42.639 on the field. He's not going to do that. He's 1:38:42.640 --> 1:38:45.720 going to do the opposite. He's not going to overreact 1:38:45.760 --> 1:38:48.479 after one loss because he knows it's a long season. 1:38:49.040 --> 1:38:51.120 He's not going to do and I think that's why 1:38:51.280 --> 1:38:54.160 a lot of people like him, and so I think 1:38:54.200 --> 1:38:57.280 he's going to look at this from a that type 1:38:57.320 --> 1:38:59.880 of perspective. Now, is there a chance Joe gets back 1:38:59.880 --> 1:39:01.559 on the field. Sure, you know why. He's even more 1:39:01.600 --> 1:39:03.560 important than Mike Brown. He's the most important person in 1:39:03.600 --> 1:39:05.640 the building, no question, And so could he get his 1:39:05.720 --> 1:39:09.439 way back on the field. Maybe the odds are greatest 1:39:09.520 --> 1:39:11.800 that that does happen. But if they're three and eight, 1:39:11.960 --> 1:39:15.320 I'm not chatting him out there on Thanksgiving and they 1:39:15.400 --> 1:39:17.559 fall to three and nine, and really, what is the point? 1:39:17.600 --> 1:39:19.160 And I do think they're going to be three and nine, 1:39:19.200 --> 1:39:21.599 by the way, maybe with or without Joe Burrow. I'm 1:39:21.600 --> 1:39:22.400 not sure it's gonna matter. 1:39:22.479 --> 1:39:24.639 Yeah, yeah, it's it's over at this point. Thirty four 1:39:24.640 --> 1:39:27.880 to twelve the final yesterday, Pittsburgh, James Rapeene. More on 1:39:28.000 --> 1:39:31.360 this at Bengals Talk dot com and the Daily podcast 1:39:31.479 --> 1:39:34.040 locks on Bengals James, all the best will chat again 1:39:34.160 --> 1:39:37.639 next week, as with the season, will never end. Appreciate 1:39:38.720 --> 1:39:41.360 Appreciate it, buddy, I have a good one, Thanks God, 1:39:41.400 --> 1:39:44.320 appreciate it. I've got to get to news update here momentarily, 1:39:44.360 --> 1:39:46.280 and Willie takes over at twelve oh six. Here, I'm 1:39:46.320 --> 1:39:47.960 the home of the best Bengals covered seven hundred w 1:39:48.200 --> 1:39:48.679 W system