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Speaker 1: Hey friends, welcome. After Show podcast is on. It is

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Speaker 1: a Wednesday. It is January fourteenth, not the thirteenth, as

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Speaker 1: Billy said on the show today, it's the fourteenth, and

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Speaker 1: this is gonna be a special one first time ever

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Speaker 1: on the after Show. I have a guest that I

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Speaker 1: just pulled in here, and that would be Max done

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Speaker 1: of In, Lisa's son. What up, dude, what's up? Justin?

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Speaker 1: I'm doing good. Thank you for joining.

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Speaker 2: Of course.

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Speaker 1: So you were on the show a couple of minutes ago,

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Speaker 1: and then you know, I don't know what you have

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Speaker 1: planned you have to go anywhere or anything or.

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Speaker 2: I'm good, I'm gonna break. I have nothing going on.

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Speaker 1: Yeah, so I want to continue the fitness conversation. Yeah,

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Speaker 1: as you can tell, I'm a little bit obsessed. Which

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Speaker 1: is funny because we did that segment before you came

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Speaker 1: in about traits that we don't like about each other

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Speaker 1: or ourselves, and that was mine, is that I'm so

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Speaker 1: obsessive about things, and fitness and exercise is something I'm

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Speaker 1: truly truly obsessed with. If you couldn't tell, I can tell.

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Speaker 1: But it's a good thing.

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Speaker 2: You can never truly exceed it if you're not obsessed

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Speaker 2: with it, right.

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Speaker 1: Yeah, yeah, So it started because Lisa, call your mom,

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Speaker 1: and you called me a couple of weeks ago, and

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Speaker 1: you know, told me that you were getting into fitness,

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Speaker 1: tanting to work out, you wanted to put on some

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Speaker 1: muscle and ask my advice, and I told you a

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Speaker 1: couple of things to do. But inside, you have to

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Speaker 1: understand I was so excited because how old are you?

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Speaker 2: Eightem?

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Speaker 1: Okay, So I didn't step foot into a gym until

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Speaker 1: I was thirty. Yeah. So I never exercised, and I

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Speaker 1: never knew anybody that exercised. I never had anybody to

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Speaker 1: push me. And one of the biggest regrets I have,

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Speaker 1: not really a regret, but when I look back at

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Speaker 1: my life and things that I wish I had done differently,

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Speaker 1: it was join a gym. It was like learning about

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Speaker 1: exercise and working out because if I did, imagine what

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Speaker 1: I'd look like now. And so that's why it warms

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Speaker 1: my heart because I'm like, if you do it now

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Speaker 1: and you're consistent, you're gonna it's gonna be great. Like

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Speaker 1: you're gonna get in shape, You're gonna live a much

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Speaker 1: not a better life, but maybe a more fulfilling life,

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Speaker 1: I don't know, and.

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Speaker 2: Make you feel better. You do look great. You pull

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Speaker 2: your pants down for me.

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Speaker 1: Yeah, okay, Well I am proud of the leg development.

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Speaker 1: You know. It's dude, it's not easy to get legs,

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Speaker 1: not at all. It isn't. I mean half your friends

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Speaker 1: skip legs, you told me. Yeah, yeah, yeah, okay, So

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Speaker 1: let's get right into it. So how long have you

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Speaker 1: been working out for?

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Speaker 2: Okay, So I've been going to the gym. And when

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Speaker 2: I say go to the gym, like once or twice

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Speaker 2: a week, not that committed to it since my sophomore year.

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Speaker 1: So weight tan cardio or just cardio.

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Speaker 2: Most of my cardio has been through tennis, maybe some

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Speaker 2: occasional runs once a week maybe, and then the rest

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Speaker 2: is weightlifting. But I've never really pushed myself with the gym.

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Speaker 2: I'm so scared to max out.

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Speaker 1: Yeah yeah, yeah, no, I get that. I get that.

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Speaker 1: But you can also you don't have to max out

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Speaker 1: to build muscle. You can also, you know, lift slower.

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Speaker 1: There's a thing called time under tension, meaning like if

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Speaker 1: you do a bicep curl or something you can do,

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Speaker 1: you can lift the weight up and you can count

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Speaker 1: maybe four seconds on the way down. Okay, that's a

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Speaker 1: trick that people, you especially as they get older, where

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Speaker 1: their bodies are kind of beat up, you know, and

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Speaker 1: they have things like tendonitis, they can slow down the

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Speaker 1: reps and it's a trick to not go so heavy.

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Speaker 1: You don't really need to go that heavy. Okay, So

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Speaker 1: you were going once or twice a week, and then

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Speaker 1: when did the switch happen where you wanted to like,

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Speaker 1: did something specific happen? Yeah?

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Speaker 2: Actually, so when I was in Mexico with my family,

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Speaker 2: my uncle was a Navy doctor for thirty years. Not

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Speaker 2: Uncle Mark, No, Uncle Miguel, who lives in California. Mark

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Speaker 2: is not in the Navy, not at all, not at all,

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Speaker 2: maybe the opposite of the Navy. Yeah, but he was

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Speaker 2: kind of not shamming me, but pushing me. Hey, you're

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Speaker 2: eighteen years old. My uncle's fifty something and he's going

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Speaker 2: to gym almost every day. He's getting buff and fit,

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Speaker 2: and so he was kind of my inspiration. He was

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Speaker 2: pushing me, kind of teasing me. I'm like, okay, I

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Speaker 2: got to beat this old man. I can't not be

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Speaker 2: buffing eighteen years old and this guy's beating me and

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Speaker 2: he's fifty three.

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Speaker 1: I love your uncle Miguel. I've never met him, but

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Speaker 1: I love him. But I love him. So he put

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Speaker 1: the bug inside of you. Yeah.

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Speaker 2: And also I met this trainer at the gym at

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Speaker 2: hotel in Mexico. Who I mean, this guy was buff

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Speaker 2: and he had a similar story to you. He was

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Speaker 2: two hundred and eighty pounds. Yeah, and then he lost

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Speaker 2: it all, had no extra skin because he worked out

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Speaker 2: so much and with really good technique, and so he

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Speaker 2: was kind of telling me how to approach everything. Put

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Speaker 2: the protein to eat, the similar advice to what you

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Speaker 2: gave me, and all that, so you could be trainer.

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Speaker 2: You gave the same advice as this personal trainer from Atlanta,

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Speaker 2: Georgia gave me.

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Speaker 1: Yeah. Yeah, you know what, if it all goes to

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Speaker 1: shit radio, maybe I'll do that push people. I mean,

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Speaker 1: I know what it's like to be like obese, out

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Speaker 1: of overweight, not loving myself. But I also know what

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Speaker 1: it's like to start at the gym and not really

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Speaker 1: know what I'm doing and learning, you know, And I've

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Speaker 1: spent the last several years learning all of this stuff

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Speaker 1: and applying it. So it's a couple of things that

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Speaker 1: I told you one is you could hire a trainer,

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Speaker 1: or if there are people at your gym where you

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Speaker 1: work out with or near, you could ask them for advice.

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Speaker 1: Don't be afraid to ask people for help. If you

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Speaker 1: see someone doing an exercise, you don't know what it is,

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Speaker 1: way till they're down with the set, and then walk over,

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Speaker 1: like come out of your comfort zone and be like, hey,

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Speaker 1: I notice you're doing that, Like, you know, could you

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Speaker 1: help me with that? On the form, people like to

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Speaker 1: help others in the gym. That's what I found. The

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Speaker 1: other thing is, you know, watch YouTube videos, you know,

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Speaker 1: like go on there, watch some J Cutler videos or

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Speaker 1: you know, any body builder or fitness person and they'll

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Speaker 1: kind of walk you through what to do. That's another

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Speaker 1: good tip. Yeah, and you got to eat food. You

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Speaker 1: got to eat food. Yeah. So you weigh one hundred

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Speaker 1: and forty eight pounds.

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Speaker 2: That's what I was weighing at the doctor yesterday.

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Speaker 1: Yeah, okay, okay, So yeah, you're gonna have to eat

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Speaker 1: a lot Okay, a lot of protein, but a lot

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Speaker 1: of calories in general is gonna what's gonna get you there?

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Speaker 2: I can eat, I can eat dessert. Still, I think

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Speaker 2: you so once.

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Speaker 1: Yeah, okay, not no, I mean once a day. I

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Speaker 1: don't know. Well, look at this. This what's called a

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Speaker 1: clean bulk or a dirty bulk, right, clean bulk obviously

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Speaker 1: is all clean food. Dirty bulk is like just shit

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Speaker 1: food just to get calories in, which for you, I

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Speaker 1: wouldn't recommend a dirty bulk, but someone like you, I

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Speaker 1: would recommend a few cheat males a week. Cheat male

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Speaker 1: meaning cheeseburger and fries, pizza, Throw those in to get

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Speaker 1: the extra calories in. Because I can tell you know

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Speaker 1: you're on the thinner side, that you have a fast metabolism,

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Speaker 1: so I'm not worried about you really putting on too

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Speaker 1: much body fat, but protein lifting, some cardio. You do tennis, right,

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Speaker 1: I do? Yeah? Haven't you been playing tennis a long time.

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Speaker 2: Long time since I was five years old?

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Speaker 1: Golf too?

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Speaker 2: Or no, I mean not not right now? It's the wind,

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Speaker 2: not competitively.

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Speaker 1: Now, your brother Riley is the golfer. Does he play tennis? No,

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Speaker 1: not at all. Okay, So you've done tennis throughout school

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Speaker 1: and everything. So his thing is golf, yours is tennis

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Speaker 1: base basically, yeah, okay, he'll be better at golf than

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Speaker 1: I or was the tennis. But yeah, he had that

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Speaker 1: kid has a knack. He's going to act for it, right,

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Speaker 1: he's great. I'm not into golf at all. I literally

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Speaker 1: know nothing about it. So he really is nasty right

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Speaker 1: for his age, for his age, Yeah, Like do you

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Speaker 1: watch him play him? Like Jesus, I play with.

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Speaker 2: Him all the time on vacation especially. Yeah, he up

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Speaker 2: drives me really.

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Speaker 1: Yeah. He can hit it further, Yeah.

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Speaker 2: By probably ten of fifteen yards. His form is so perfect.

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Speaker 2: He takes it back the perfect way and then comes

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Speaker 2: down with the perfect swing speed.

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Speaker 1: Do you think that Riley is eventually going to be

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Speaker 1: a professional. Do you think he's a at one level? Oh?

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Speaker 1: He doesn't.

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Speaker 2: Well, could he become He could play maybe one of

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Speaker 2: the Tier two tours, But he doesn't want to do that.

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Speaker 1: He doesn't What does he want to do?

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Speaker 2: College golf and try to get a scholarship somewhere great,

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Speaker 2: have one of those big golf schools that are greatest,

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Speaker 2: great at golf, and then do whatever.

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Speaker 1: What's the golf school? What would be like?

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Speaker 2: Okay, well, the dream golf school for anybody. Stanford. Oh,

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Speaker 2: it's just they have the best golf program in the country.

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Speaker 2: You're one of the best, best school in the country. Yeah,

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Speaker 2: arguably that's the dream. He that's that's a reach for anybody. Yeah,

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Speaker 2: but you know, Clemson, Indiana, Michigan, if he's good enough,

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Speaker 2: those big schools, I think he'd loved those. Notre Dame.

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Speaker 1: Yeah, you know, I love about your family. What I

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Speaker 1: love that, like with my kids, My son's in baseball

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Speaker 1: and everything. And I see with you and your brother

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Speaker 1: and your parents and you know, getting you in sports

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Speaker 1: early on, right, and really pushing you guys to stick

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Speaker 1: with it and do good in school. And I don't know,

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Speaker 1: I just feel like that's such an important thing to

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Speaker 1: do for your children. I mean, not all kids are

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Speaker 1: going to be into sports, but I'm sure. Let me

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Speaker 1: ask you this, you've been playing sports your whole life.

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Speaker 1: Do you have a lot of the same friends from

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Speaker 1: when you were younger that you met in sports that

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Speaker 1: are still your friends?

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Speaker 2: Oh yeah, I mean we kind of grew up together,

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Speaker 2: that's what I mean, camp together, clinics together, dur in

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Speaker 2: the week.

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Speaker 1: Yeah. Yeah, oh yeah. And there was your mom too

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Speaker 1: and around bringing you here, bringing you there kind of mom.

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Speaker 1: And I think didn't she carry Riley's clubs a bag

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Speaker 1: before on the course. She told me that before too,

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Speaker 1: So yeah, all right, so now you are here on break,

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Speaker 1: but you're going back to school at Brown yep next tuesday,

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Speaker 1: Next Tuesday. How's that? Going school?

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Speaker 2: School has been great?

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Speaker 1: Besides obviously the tragedy that happens.

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Speaker 2: Besides that, I mean, obviously it's a step up academically

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Speaker 2: from high school. I expected that you work a lot,

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Speaker 2: but it's kind of work hard, play.

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Speaker 1: Hard, a lot of homework. Yeah, what are you studying.

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Speaker 2: I'm doing a double major in applied math, economics and

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Speaker 2: climate physics.

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Speaker 1: Okay, so translate that. What the fuck do you want

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Speaker 1: to do? So?

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Speaker 2: Applied math econright, is kind of the finance path you

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Speaker 2: do that if you want to go in the finance,

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Speaker 2: you're recruit for high finance roles, investment banking, in private equity,

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Speaker 2: and then the climate side of things. I've always been

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Speaker 2: in weather. If you're listening to this, you probably know

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Speaker 2: that if you've been listening.

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Speaker 1: For a lot. Didn't you intern at Channel seven? Yeah?

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Speaker 2: I shadowed Germany Ryder there for a day and then

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Speaker 2: I worked at the weather observatory at Blue Hill. Okay, yeah,

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Speaker 2: so just kind of continuing that at some point maybe

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Speaker 2: integrate those two things. So the climate side and the

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Speaker 2: finance side, it's tough to have that integrated role at first.

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Speaker 2: You kind of have to start in pure finance and

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Speaker 2: maybe naked opportunities to go in.

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Speaker 1: Like what would be a job that would combine both

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Speaker 1: of those.

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Speaker 2: Sure, well you can do. There's a lot of stuff

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Speaker 2: going on right now. It's brand new basically. So there's

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Speaker 2: this lady at JP Morgan. Her name is Sarah Kapnick.

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Speaker 2: She works in the investment banking division, but she works

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Speaker 2: specifically with catastrophe bonds, the kinds of things where you're

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Speaker 2: ensuring you're preparing for climate disasters, very insurance based. There's

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Speaker 2: also venture capital you can invest in climate tech startups. Sorry,

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Speaker 2: and that kind of thing.

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Speaker 1: Oh okay, I gotcha. Wow, okay. But you never want

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Speaker 1: to be just a meteorologist.

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Speaker 2: Probably not.

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Speaker 1: No, you just have an interest in it. Yeah, yeah,

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Speaker 1: And you have an interest in finance obviously.

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Speaker 2: I do, and you know it's it's yeah, it's I'm

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Speaker 2: in the finance club and everything, and I'm getting more

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Speaker 2: of an act for it.

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Speaker 1: Now, do you have a savings account? I do.

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Speaker 2: I don't have much in it. Yeah, I mean I'm

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Speaker 2: not have enough money to exist in college and be fine.

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Speaker 1: Do you have any investments yet? You do? Yeah?

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Speaker 2: Okay, five percent of my portfolio's investments.

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Speaker 1: Oh really, yeah, didn't. I didn't. I don't think if

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Speaker 1: I made this up. Didn't a family member gift you

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Speaker 1: an investment or something?

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Speaker 2: I mean, my grandfather set up and account for that.

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Speaker 2: That's what it was when I was when I got

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Speaker 2: my first hole communion in second grade.

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Speaker 1: Yeah, I remember that.

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Speaker 2: Yeah, and it's grown. It's grown like four hundred percent

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Speaker 2: since then.

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Speaker 1: Really. Yeah, So if I have any finance questions, I

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Speaker 1: can ask you. Yeah.

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Speaker 2: I might not be able to answer everything right now,

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Speaker 2: but eventually I'll be a answer.

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Speaker 1: Well, this guy, my Jim told has been like hounding

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Speaker 1: me in the last couple of weeks to invest in bitcoin.

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Speaker 2: Okay, I don't invest in bitcoin risky, I think, so

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Speaker 2: I just invest in traditional stocks.

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Speaker 1: And yeah, no crypto? No is it? Now? Is that

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Speaker 1: because you think it's too risky or because you're not

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Speaker 1: really you don't know enough about it.

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Speaker 2: I don't know enough about it?

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Speaker 1: Okay, Yeah, okay, But stock's okay.

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Speaker 2: Stock's great. I mean I would advise against investing in

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Speaker 2: individual stocks. That's a mistake I've done. They can generate

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Speaker 2: great upside, you can make three hundred percent on them,

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Speaker 2: but then they can also crash it. Right, That brings

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Speaker 2: down your entire portfolio. The market is always kind of

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Speaker 2: going to go up. That's seven percent a year. So

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Speaker 2: if you're fine making seven percent a year, like when

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Speaker 2: I'm this age, I'm eighteen seven percent a year, compounds

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Speaker 2: every single year. It turns into like a million plus

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Speaker 2: dollars by the time I'm fifty sixty years old. Even

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Speaker 2: just investing ten thousand dollars now turn into a million

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Speaker 2: in forty.

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Speaker 1: Years in one not in one stock, in several stocks.

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Speaker 2: Well, yeah, an index is several stocks, so yes, and

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Speaker 2: p you know there's other less common funds.

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Speaker 1: So if I have five thousand dollars right now, you

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Speaker 1: would suggest investing it investing it in an index fund.

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Speaker 2: Primarily unless you do a lot of research on one

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Speaker 2: company and feel like you're comfortable investing in that company.

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Speaker 2: That's what I'm doing now. That's the practice work I'm

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Speaker 2: doing at school right.

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Speaker 1: Now is finding companies to invest in. Yeah.

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Speaker 2: Yeah, Like right now, I'm trying to create a pitch

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Speaker 2: ok researching companies which companies are good. You have to

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Speaker 2: look at all their baseline financial numbers, return on investing capital,

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Speaker 2: their EBITA earnings before interest, taxed appreciation, and the one

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Speaker 2: other thing.

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Speaker 1: Well, right now, I keep hearing about obviously this Venezuela

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Speaker 1: thing and oil in that people should be investing in

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Speaker 1: oil companies. I think so now, yes, I.

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Speaker 2: Mean depending on the oil company. Exon Mobile, I guess

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Speaker 2: isn't going to get a big steak in the Venezuelan

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Speaker 2: oil because they said it wasn't a lucrative offer. That's

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Speaker 2: what they said to Trump, and Trump's like, okay, we're

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Speaker 2: gonna cut you out. So maybe not Xon Mobile.

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Speaker 1: I keep hearing Chevron.

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Speaker 2: Chevron might be a good investment. I don't know the

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Speaker 2: company that well, but yeah, I think oil is a

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Speaker 2: good bet right now. It's also the Greenland thing. We

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Speaker 2: don't know what's going to go on with that. They

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Speaker 2: have a lot of resources up there.

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Speaker 1: But these are the things that you follow, that you

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Speaker 1: want to follow because this is this affects the market.

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Speaker 2: Yeah, you need to know a lot about the geopolitical

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Speaker 2: situations going on in the world. And I love following

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Speaker 2: that kind of thing.

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Speaker 1: Yeah, yeah, interesting. So in your classes that you're taking,

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Speaker 1: like these finance classes. You're interested in what you're learning.

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Speaker 2: Yeah, I mean right now, it's not really finance classes.

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Speaker 2: It's basic math, basicly home not basic, but you know

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Speaker 2: multi veriable calculus, linear algebra, statistics, and probability. You're setting

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Speaker 2: up the knowledge to be able to do the finance classes.

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Speaker 1: Leader And when does that come next year?

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Speaker 2: Probably next year or junior year. Again, I'm taking econ

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Speaker 2: right now, just basic theory. It's not that applicable in

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Speaker 2: the real world.

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Speaker 1: But follong.

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Speaker 2: The classes one semester, it's some of them are Monday, Wednesday,

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Speaker 2: Friday for fifteen minutes each and then some are Tuesday

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Speaker 2: Thursday for an hour and twenty minutes each. So it's

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Speaker 2: two hours forty minutes a week of class per class.

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Speaker 1: So it's five days a week.

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Speaker 2: Yeah, I mean you don't take each class five days

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Speaker 2: a week, but I have classes five days.

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Speaker 1: Yeah, every day you go to class. And what do

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Speaker 1: you do on the weekends?

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Speaker 2: You do work, you study, you go out with your.

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Speaker 1: Friends, parties. There are there parties, Oh they are.

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Speaker 2: Every week there's something going on every weekend. You have

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Speaker 2: you attended oh yeah, almost every weekend. It depends on

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Speaker 2: the weekend. At first, I think they were better At

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Speaker 2: the beginning of the year there was Harvard Brown where

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Speaker 2: the Brown played Harvard in the first out of league

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Speaker 2: football game of the year, and the entire school of

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Speaker 2: Brown University came up to Harvard and that.

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Speaker 1: Was a fun night.

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Speaker 2: Oh that's cool, yeah, because it putting into mit rats

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Speaker 2: and stuff.

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Speaker 1: So do you spend the majority of the weekends studying?

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Speaker 2: Probably studying or just not doing anything?

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Speaker 1: Yeah, just chilling. Did you have a roommate, Yeah, you

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Speaker 1: like him? Yeah? Where's he from La Area? And he's

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Speaker 1: studying the same as you.

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Speaker 2: You're doing physics, Oh, physics or engineering?

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Speaker 1: Okay, and you get along and everything we do get

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Speaker 1: all in great, all right, no issues.

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Speaker 2: No issues, there's literally no issues so far.

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Speaker 1: So you're happy you chose Brown, Yeah, as the spot

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Speaker 1: and your dad went there, he did, so that's kind

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Speaker 1: of a special thing too, it is.

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Speaker 2: And so I do know some people there. I know

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Speaker 2: that the men's tennis coach.

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Speaker 1: Ah, yeah, well your dad works in tennis.

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Speaker 2: Yeah yeah.

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Speaker 1: So wait, so was your dad like kind of pushing

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Speaker 1: for Brown.

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Speaker 2: I mean he's never really pushed me in any one direction.

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Speaker 2: He gives suggestions I can take him or not.

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Speaker 1: Yeah.

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Speaker 2: I decided that with all the factors that play, it

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Speaker 2: was the best chuition me to apply early too.

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Speaker 1: And then I got in. What was the second school

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Speaker 1: you were thinking of?

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Speaker 2: I was debating between you know, Brown, Dartmouth, Princeton, you know,

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Speaker 2: to apply early. If I didn't get into Brown early,

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Speaker 2: I would have applied all eight IVY leagues, Stanford, Duke,

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Speaker 2: Michigan some safeties. Yeah you visited Duke, I did, didn't you. Well,

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Speaker 2: Duke's great, great school. Yeah, but again it's it's a game.

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Speaker 2: You have to beat the game somehow, and it's not

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Speaker 2: just okay, which school is the prettiest. You have to look, okay,

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Speaker 2: which school is going to fit my needs the best?

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Speaker 2: Which school don't have the best chance of getting into early?

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Speaker 2: So I don't have to worry about this over Christmas,

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Speaker 2: in New Year's and through the spring. That's a nightmare.

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Speaker 2: So I was very happy I was done December at

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Speaker 2: a place that I really enjoyed myself at.

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Speaker 1: Well. I also believe in life, you you end up

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Speaker 1: what you're supposed to end up. Yeah, that's I don't know.

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Speaker 1: I just feel like these doors open and you make

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Speaker 1: decisions and you know, you you hope that it's the

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Speaker 1: right decision. But a lot of times it's like, oh,

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Speaker 1: I was meant to go here, you.

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Speaker 2: Know, yeah, and I thought that at certain moments this year.

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Speaker 1: Yeah. And so they have a gym there, they do,

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Speaker 1: beautiful gym. It's a nice gym, beautiful gym you can

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Speaker 1: use really yeah, okay, all right, well, because you know,

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Speaker 1: if you want to get in shape, you need access

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Speaker 1: to a gym.

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Speaker 2: Yes, and they have every machine you could possibly think of.

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Speaker 2: They have more machines than my local Planet Finish.

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Speaker 1: Really. Yeah, Planetfinis is great. Planet Finnis is great because

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Speaker 1: it has like everything you need. I mean, the Dumbells

408
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Speaker 1: only go up to I think seventy five, but I'm.

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Speaker 2: Not worrying about Dumbell's.

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Speaker 1: Yeah, stay lighter, don't get injured, because if you get injured,

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Speaker 1: then you can't work out. You know that sucks, you know.

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Speaker 1: So all right, well, thank you Max, good luck. If

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Speaker 1: you have any questions, ask me, reach out to me.

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Speaker 1: I'm happy to help. Hope to get a workout in

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Speaker 1: some time.

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Speaker 2: Maybe sometime from down to Brown yeah, New Hampshire.

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Speaker 1: And just remember, like stay consistent, you know, go even

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Speaker 1: when you don't want to go. I know you're very

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Speaker 1: busy with studying and everything. You got to find the time.

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Speaker 1: And you seem like, you know, you're a very smart kid.

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Speaker 1: You do very well in school. I feel like you

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Speaker 1: can set a schedule and stick to it. So that's

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Speaker 1: what you don't want to do. You want to a

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Speaker 1: lot different times for different things, and the gym being

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Speaker 1: one of them. Be like, Okay, I'm going to go

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Speaker 1: at this time every day and stick with it and

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Speaker 1: you'll be very happy. I want to see you in

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Speaker 1: a year and see a noticeable difference even in six months.

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Speaker 2: Yeah, by the summer, I want to be looking a

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Speaker 2: little bit more defined, you know, a little bigger.

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Speaker 1: Thanks so much, justin all right man Later