1 00:00:00,120 --> 00:00:02,200 Speaker 1: Are six thirty on a Friday, and a happy one 2 00:00:02,240 --> 00:00:03,960 Speaker 1: to you. Love this time of the morning on a 3 00:00:03,960 --> 00:00:05,720 Speaker 1: Friday because you get to talk to tech Friday's Dave 4 00:00:05,760 --> 00:00:07,600 Speaker 1: Hat or his company interest i t which you can 5 00:00:07,600 --> 00:00:10,720 Speaker 1: find online at interest it dot com. Business career says 6 00:00:10,760 --> 00:00:12,800 Speaker 1: they are the absolute best in the business. So if 7 00:00:12,800 --> 00:00:15,080 Speaker 1: you've got a company, you got computers, you got issues, 8 00:00:15,120 --> 00:00:17,959 Speaker 1: you got concerns, you want best practices, you need to 9 00:00:17,960 --> 00:00:21,040 Speaker 1: be rescued, get in trusted with interrust i dot com. Right, 10 00:00:21,120 --> 00:00:23,640 Speaker 1: Dave Hatter, welcome back, my friend, Happy Friday. 11 00:00:24,360 --> 00:00:25,320 Speaker 2: Happy Friday, Brian. 12 00:00:25,360 --> 00:00:27,760 Speaker 1: Always good to be here, always good to talk to you. 13 00:00:28,160 --> 00:00:30,080 Speaker 1: Let's start with this local fan. You get a local 14 00:00:30,080 --> 00:00:33,280 Speaker 1: story on a Venmo scam. I don't do Venmo, so 15 00:00:34,760 --> 00:00:36,400 Speaker 1: I guess I'm in a probably a good place for 16 00:00:36,479 --> 00:00:40,040 Speaker 1: staying the hell away from those types of software apps, 17 00:00:41,520 --> 00:00:42,400 Speaker 1: you know, Brian. 18 00:00:42,400 --> 00:00:44,280 Speaker 2: That's a I think that's a good place to be. 19 00:00:44,520 --> 00:00:48,279 Speaker 2: I don't use for any of these things either, And 20 00:00:48,360 --> 00:00:51,480 Speaker 2: I want to start out and just tell people when 21 00:00:51,520 --> 00:00:54,080 Speaker 2: you use any of these sort of apps, right, especially 22 00:00:54,080 --> 00:00:57,560 Speaker 2: if you don't understand the terms of service, and you 23 00:00:57,600 --> 00:01:00,720 Speaker 2: know those are usually difficult to understand. Kind of confused 24 00:01:00,720 --> 00:01:03,800 Speaker 2: opoly and that sort of thing. You are putting yourself 25 00:01:03,840 --> 00:01:08,000 Speaker 2: at substantial risk because in most cases you have little 26 00:01:08,360 --> 00:01:12,880 Speaker 2: and or no protection whatsoever. You know, when you use 27 00:01:12,920 --> 00:01:15,839 Speaker 2: a credit card, there's some consumer protections around that. That's why, 28 00:01:16,080 --> 00:01:18,640 Speaker 2: you know, people that understand finance will usually tell you, 29 00:01:19,400 --> 00:01:21,840 Speaker 2: even though you have to be concerned about the debt component, 30 00:01:21,920 --> 00:01:24,280 Speaker 2: you know, don't overspend. It's better to shop with a 31 00:01:24,280 --> 00:01:26,959 Speaker 2: credit card because you have some consumer protection versus a 32 00:01:26,959 --> 00:01:31,760 Speaker 2: debit card. With these digital payment apps, you off zero 33 00:01:31,840 --> 00:01:35,080 Speaker 2: consumer protection whatsoever. And you know, many many people have 34 00:01:35,200 --> 00:01:39,840 Speaker 2: lost enormous amounts of money. So my advice is always 35 00:01:39,840 --> 00:01:42,920 Speaker 2: to folcus and I get you know, my kids love 36 00:01:43,000 --> 00:01:45,039 Speaker 2: this stuff. I try to talk them out of using it. 37 00:01:46,200 --> 00:01:48,640 Speaker 2: Have very little luck there, Brian. And I'm sure you 38 00:01:48,720 --> 00:01:51,120 Speaker 2: might might know when you when you talk to your 39 00:01:51,160 --> 00:01:53,920 Speaker 2: kids about these things. Although I know your son is 40 00:01:53,960 --> 00:01:56,120 Speaker 2: fairly technical, can handle it. 41 00:01:56,200 --> 00:01:59,560 Speaker 1: Yeah, I just have to interject because she is listening, 42 00:01:59,600 --> 00:02:02,640 Speaker 1: and good luck mom. Mom will be taking her first 43 00:02:02,880 --> 00:02:07,080 Speaker 1: Uber ride today that she arranged for to her lunch appointment, 44 00:02:07,200 --> 00:02:10,480 Speaker 1: so or she will be right. Yep, she's not nervous 45 00:02:10,480 --> 00:02:12,720 Speaker 1: about the ride itself. She's not worried for her safety. 46 00:02:12,760 --> 00:02:16,960 Speaker 1: But this is her very first foray into the into uber. 47 00:02:17,000 --> 00:02:18,920 Speaker 1: But that involves an app which she of course had 48 00:02:18,960 --> 00:02:20,480 Speaker 1: to put on her phone. I think my son put 49 00:02:20,520 --> 00:02:21,840 Speaker 1: the app on her phone for her. 50 00:02:23,720 --> 00:02:26,880 Speaker 2: Well. And you know, the thing is, Brian, if you 51 00:02:26,919 --> 00:02:29,040 Speaker 2: don't understand how to configure these things. And there was 52 00:02:29,080 --> 00:02:33,400 Speaker 2: some issue with Venmo years ago where like every transaction 53 00:02:33,480 --> 00:02:35,919 Speaker 2: you made was public by default, so someone knew what 54 00:02:35,960 --> 00:02:38,240 Speaker 2: they were looking for. You know, they could find pretty 55 00:02:38,280 --> 00:02:40,880 Speaker 2: much all the money you spent. Right. I'm not saying 56 00:02:40,919 --> 00:02:44,760 Speaker 2: that's necessarily bad, but do you really want that information 57 00:02:44,840 --> 00:02:46,840 Speaker 2: out there? And you know, could that be valuable to 58 00:02:46,919 --> 00:02:49,200 Speaker 2: bad guys in some way to say, Okay, you regularly 59 00:02:49,280 --> 00:02:52,240 Speaker 2: do this thing, We're going to send you an email, 60 00:02:52,880 --> 00:02:56,519 Speaker 2: carefully crafted phishing email or text that's designed to look 61 00:02:56,600 --> 00:02:59,200 Speaker 2: like you came from this place that you you know, 62 00:02:59,280 --> 00:03:02,680 Speaker 2: interact with regular basis. Oh there's a problem with your account. 63 00:03:02,919 --> 00:03:06,240 Speaker 2: You know, it's so important for people to remember the 64 00:03:06,280 --> 00:03:09,120 Speaker 2: bad actors in almost all of these cases are really 65 00:03:09,160 --> 00:03:12,359 Speaker 2: just professional con artists who are now reaching you through technology. 66 00:03:12,880 --> 00:03:15,480 Speaker 2: They'll tell you any lie, they'll say whatever they have 67 00:03:15,600 --> 00:03:18,280 Speaker 2: to say. You know, they'll in some cases, at lease 68 00:03:18,360 --> 00:03:20,600 Speaker 2: search you so they know what to say, they know 69 00:03:20,680 --> 00:03:23,080 Speaker 2: how to say it, They'll pivot to any topic. As 70 00:03:23,080 --> 00:03:26,640 Speaker 2: soon as you try to you start to question what 71 00:03:26,680 --> 00:03:30,760 Speaker 2: they're telling you. So, you know, I understand the convenience 72 00:03:30,760 --> 00:03:35,360 Speaker 2: of something like VENMO, I really do. However, I just 73 00:03:35,720 --> 00:03:38,200 Speaker 2: there's so much risk because people don't understand how to 74 00:03:38,200 --> 00:03:41,360 Speaker 2: configure these things correctly. They don't understand what they're up 75 00:03:41,400 --> 00:03:43,320 Speaker 2: against in terms of the con artists that are out 76 00:03:43,360 --> 00:03:46,360 Speaker 2: there constantly scamming people for this stuff. And again, you 77 00:03:46,440 --> 00:03:50,120 Speaker 2: have little to no consumer protection. So if you somehow 78 00:03:50,120 --> 00:03:52,840 Speaker 2: make a mistake and your money is gone, I can 79 00:03:52,880 --> 00:03:55,000 Speaker 2: almost guarantee you when you call your bank are going 80 00:03:55,040 --> 00:03:57,080 Speaker 2: to say, so let me get let me see if 81 00:03:57,080 --> 00:04:00,880 Speaker 2: I understand this correctly, you authorize this transaction. 82 00:04:01,440 --> 00:04:03,880 Speaker 1: Sorry, you're out of luck period, end of story. 83 00:04:04,040 --> 00:04:08,520 Speaker 2: Yes, yeah, it's really you know, until this stuff gets 84 00:04:08,520 --> 00:04:12,080 Speaker 2: a lot more mature, and until people are much more 85 00:04:12,120 --> 00:04:14,320 Speaker 2: knowledgeable about the scams that are out there and how 86 00:04:14,400 --> 00:04:17,480 Speaker 2: these things work, and or until there are more consumer 87 00:04:17,560 --> 00:04:22,400 Speaker 2: protections when you use these types of payments, I would 88 00:04:22,400 --> 00:04:25,839 Speaker 2: strongly encourage you to stay away from these things. 89 00:04:25,880 --> 00:04:29,960 Speaker 1: Well real quick here, Yeah, I stay away from them 90 00:04:30,000 --> 00:04:33,040 Speaker 1: to avoid the scams that can go along with them. Briefly, 91 00:04:33,040 --> 00:04:35,559 Speaker 1: because in the interest of time, how exactly were people 92 00:04:35,560 --> 00:04:36,360 Speaker 1: scammed on this. 93 00:04:38,200 --> 00:04:42,760 Speaker 2: In this In this particular case, somebody's house burned down 94 00:04:43,279 --> 00:04:46,440 Speaker 2: and then scammers set up take profiles and sent out 95 00:04:47,320 --> 00:04:51,080 Speaker 2: you know, hey, help this family, and you know the 96 00:04:51,120 --> 00:04:52,480 Speaker 2: money went somewhere else. 97 00:04:52,480 --> 00:04:56,640 Speaker 1: Oh, using a Venmo mechanism to make the donation. 98 00:04:58,040 --> 00:05:00,240 Speaker 2: Yes, so I wanted the tips there. You know, you 99 00:05:00,279 --> 00:05:02,599 Speaker 2: donate to Venmo Charity Council, which have been vetted and 100 00:05:02,720 --> 00:05:05,680 Speaker 2: verified and they actually have a site Benmo dot com 101 00:05:05,720 --> 00:05:09,520 Speaker 2: slash charity. But you know even that, if you don't 102 00:05:09,520 --> 00:05:13,279 Speaker 2: know about that site, anyone can can create fake reviews. Sure, 103 00:05:13,360 --> 00:05:16,000 Speaker 2: anyone can claim to be a charity. You know, anyone 104 00:05:16,040 --> 00:05:20,719 Speaker 2: can copy something that looks realistic. So folks just be 105 00:05:20,800 --> 00:05:23,400 Speaker 2: careful and or you know, don't use it. If you 106 00:05:23,440 --> 00:05:25,640 Speaker 2: want to donate to a charity, go through someone like 107 00:05:25,880 --> 00:05:27,839 Speaker 2: the Better Business Ger to look it up and say 108 00:05:27,960 --> 00:05:32,840 Speaker 2: is this legitimate charity? You know, scams are everywhere, especially 109 00:05:32,839 --> 00:05:33,640 Speaker 2: this time of year. 110 00:05:33,520 --> 00:05:37,280 Speaker 1: Brian, especially this time of the year tech scams and 111 00:05:37,320 --> 00:05:40,400 Speaker 1: you know, as well as just simple porch pirate scams, 112 00:05:40,400 --> 00:05:41,880 Speaker 1: this has gone through the roof as well. I don't 113 00:05:41,880 --> 00:05:44,120 Speaker 1: know how you avoid that, but I mean, if you 114 00:05:44,160 --> 00:05:45,800 Speaker 1: have a video set of system set up in your 115 00:05:45,800 --> 00:05:47,960 Speaker 1: house like we do, you're going to have obviously the 116 00:05:48,040 --> 00:05:52,240 Speaker 1: video of someone stealing it off your porch, but you're 117 00:05:52,279 --> 00:05:54,000 Speaker 1: going to be able to find them, identify them, and 118 00:05:54,040 --> 00:05:56,120 Speaker 1: get your property back and just report it to the police. 119 00:05:56,120 --> 00:05:57,560 Speaker 1: And that's probably going to be end of that too. 120 00:05:58,279 --> 00:06:01,680 Speaker 2: Can keep your eyes have the resources to go after 121 00:06:01,720 --> 00:06:01,960 Speaker 2: all of it? 122 00:06:02,200 --> 00:06:04,080 Speaker 1: No, of course not if they can't go after people 123 00:06:04,080 --> 00:06:06,520 Speaker 1: who violated the terms of their ankle monitoring. I doubt 124 00:06:06,520 --> 00:06:08,520 Speaker 1: they're going after the guy who's the porch pirate for 125 00:06:08,600 --> 00:06:11,560 Speaker 1: your Amazon delivery Tech Friday's Dave Hatter is going to 126 00:06:11,600 --> 00:06:14,159 Speaker 1: tell us to avoid again AI toys for your kids. 127 00:06:14,160 --> 00:06:16,839 Speaker 1: That'll be next six point thirty six fifty five krs 128 00:06:17,000 --> 00:06:21,600 Speaker 1: detog station. I love it. USA Insallation another product I love. 129 00:06:21,640 --> 00:06:23,679 Speaker 1: I do have USA insulation in my home. I rarely 130 00:06:23,720 --> 00:06:27,120 Speaker 1: mentioned that, but actually we got it real early on. 131 00:06:27,200 --> 00:06:29,800 Speaker 1: Our home did not have any insulation between the bedroom 132 00:06:29,839 --> 00:06:32,320 Speaker 1: walls when it was built. Builder special Ye know that 133 00:06:32,400 --> 00:06:36,000 Speaker 1: goes you might want some insulation. It does provide great 134 00:06:36,040 --> 00:06:39,200 Speaker 1: soundproofing or sound deadening effect. You will notice that when 135 00:06:39,200 --> 00:06:41,359 Speaker 1: they insulate your home. But the reason you are getting 136 00:06:41,400 --> 00:06:45,359 Speaker 1: the insulation is for energy savings and comfort, and that 137 00:06:45,480 --> 00:06:47,719 Speaker 1: comfort that brings them that is brought about, you know, 138 00:06:47,800 --> 00:06:50,479 Speaker 1: even distribution of the heated air for your ear heater. 139 00:06:50,640 --> 00:06:54,680 Speaker 1: This year or any time of year with the HVAC system, 140 00:06:54,800 --> 00:06:56,520 Speaker 1: you'll notice the home will be a lot quieter. It's 141 00:06:56,520 --> 00:06:59,600 Speaker 1: another benefit of USA. Another benefit of USA is tremendous 142 00:06:59,720 --> 00:07:04,279 Speaker 1: energy savings, savings guaranteed and oftentimes savings that will exceed 143 00:07:04,480 --> 00:07:07,839 Speaker 1: the cost of the monthly payment, which is still just 144 00:07:07,960 --> 00:07:10,800 Speaker 1: ninety nine dollars a month interest free. And it's not 145 00:07:10,840 --> 00:07:12,480 Speaker 1: too late to get it done this year. If you 146 00:07:12,520 --> 00:07:14,920 Speaker 1: get done this year the foam of the Indian exterior 147 00:07:14,960 --> 00:07:16,480 Speaker 1: walls of your home, you're going to be eligible for 148 00:07:16,480 --> 00:07:19,120 Speaker 1: the twelve hundred dollars energy tax credits. So call them up. 149 00:07:19,520 --> 00:07:21,760 Speaker 1: No obligation, you just get a free inspection in a 150 00:07:21,760 --> 00:07:24,680 Speaker 1: free quote. You may be under insulated, you may have 151 00:07:24,720 --> 00:07:27,720 Speaker 1: no insulation, but it's worth the call because if you're 152 00:07:27,760 --> 00:07:29,360 Speaker 1: in either of those two places, you're going to get 153 00:07:29,360 --> 00:07:33,240 Speaker 1: a tremendous benefit. It's been around for a lot of years, decades. 154 00:07:33,280 --> 00:07:35,840 Speaker 1: In fact, thousands and thousands of homes insulated, and they're 155 00:07:35,840 --> 00:07:38,080 Speaker 1: all happy with the great savings and the great comfort 156 00:07:38,120 --> 00:07:40,640 Speaker 1: three eight one three sixty two six again free inspection 157 00:07:40,720 --> 00:07:44,080 Speaker 1: and pre quote three point eight one FOAM five one 158 00:07:44,080 --> 00:07:50,760 Speaker 1: three online USA Insallation, dot net fifty five krc's forty 159 00:07:51,200 --> 00:07:54,400 Speaker 1: fifty five parro scene via cook station. By the time 160 00:07:54,400 --> 00:07:56,480 Speaker 1: it's with Dave had Er interest I dot COM's Dave 161 00:07:56,480 --> 00:07:59,240 Speaker 1: had Or. Appreciate your sponsoring segment. Appreciate the saves wisdom 162 00:07:59,240 --> 00:08:03,320 Speaker 1: and information, your encouragement for people to well save themselves 163 00:08:03,360 --> 00:08:06,200 Speaker 1: and from themselves by avoiding a lot of things including 164 00:08:06,280 --> 00:08:09,640 Speaker 1: let us repeat for the umpteenth time, Dave Hatter says, 165 00:08:09,720 --> 00:08:12,320 Speaker 1: don't give your kids AI toys. But now you've got 166 00:08:12,320 --> 00:08:16,200 Speaker 1: some really high level support here, including a coalition of 167 00:08:16,280 --> 00:08:19,280 Speaker 1: leading child development specialists, which you're saying the same thing, 168 00:08:19,360 --> 00:08:20,200 Speaker 1: Dave Hatter. 169 00:08:20,080 --> 00:08:25,080 Speaker 3: Haha, Yeah, I'm sure this is a shocker. And you know, Brian, 170 00:08:25,160 --> 00:08:28,160 Speaker 3: I would go a step further than just the AI toys. 171 00:08:28,200 --> 00:08:30,120 Speaker 3: Oh that's in the headlines now, and I know we've 172 00:08:30,120 --> 00:08:31,680 Speaker 3: talked about this recently. 173 00:08:31,280 --> 00:08:35,360 Speaker 2: But the whole idea of Internet connected toys are not new, 174 00:08:35,480 --> 00:08:38,680 Speaker 2: and I mean digital slash electronic toys have been around 175 00:08:38,720 --> 00:08:40,720 Speaker 2: for a long time, you know, as a kids from 176 00:08:40,760 --> 00:08:43,000 Speaker 2: the late seventies and early eighties, I can remember like 177 00:08:43,200 --> 00:08:47,160 Speaker 2: Teddy Ruckspin and the Little Professor and all these, you know, 178 00:08:47,640 --> 00:08:51,880 Speaker 2: toys that were digital. But obviously there was no practical 179 00:08:51,920 --> 00:08:54,440 Speaker 2: Internet for the average person at that time, so you 180 00:08:54,440 --> 00:08:56,560 Speaker 2: didn't have to worry about is your kid in their 181 00:08:56,640 --> 00:08:59,199 Speaker 2: room talking to some stranger halfway across the world. 182 00:08:59,280 --> 00:09:01,880 Speaker 1: Yeah, well, all right, age, Remember the the g I 183 00:09:02,000 --> 00:09:05,040 Speaker 1: Joe's and the six million Dollar Man figures. You had 184 00:09:05,080 --> 00:09:09,040 Speaker 1: to pull a chord, pull a cord and it had 185 00:09:09,040 --> 00:09:12,160 Speaker 1: a recording inside it that would play, Yeah, okay, like 186 00:09:12,160 --> 00:09:14,280 Speaker 1: to reveal my age, Go ahead, Dave. I'm sorry. 187 00:09:15,400 --> 00:09:19,640 Speaker 2: Quite the advanced tech back then, but you know when 188 00:09:19,720 --> 00:09:22,000 Speaker 2: your kid was using one of these, like I had 189 00:09:22,000 --> 00:09:23,880 Speaker 2: this thing. You may remember this. It looked like a 190 00:09:23,880 --> 00:09:26,480 Speaker 2: little robotton I think it was called XL eight or something, 191 00:09:27,240 --> 00:09:30,600 Speaker 2: and it played educational eight tracks where it would it 192 00:09:30,640 --> 00:09:32,679 Speaker 2: had like four buttons and it would ask you a 193 00:09:32,760 --> 00:09:34,520 Speaker 2: question you would pick from one of these buttons, but 194 00:09:34,520 --> 00:09:36,600 Speaker 2: it would also play regular eight tracks. I can remember 195 00:09:36,640 --> 00:09:41,360 Speaker 2: playing the Geene Simmons solo album on it. But anyway, yeah, 196 00:09:41,400 --> 00:09:44,000 Speaker 2: I mean it was. It was very advanced for its time, 197 00:09:44,120 --> 00:09:47,080 Speaker 2: especially for like an educational toy. But again it couldn't 198 00:09:47,080 --> 00:09:50,520 Speaker 2: connect to anything else exact content that you could access to. 199 00:09:50,640 --> 00:09:53,280 Speaker 2: It was limited to whatever content was on these tapes. 200 00:09:54,200 --> 00:09:56,839 Speaker 2: And you didn't have strangers halfway across the world watching 201 00:09:56,880 --> 00:09:59,400 Speaker 2: your kid at night through the camera and listening to 202 00:09:59,400 --> 00:10:05,000 Speaker 2: your kids microphone. And so you know, these IoT internet 203 00:10:05,000 --> 00:10:08,280 Speaker 2: of things, so called smart devices have been embedded in 204 00:10:08,320 --> 00:10:11,160 Speaker 2: toys now for probably a good decade. There was a 205 00:10:11,200 --> 00:10:14,560 Speaker 2: big kerfluffl over like an Internet connected Barbie at one point, 206 00:10:15,200 --> 00:10:17,679 Speaker 2: and you know, there had been numerous examples. If you 207 00:10:17,760 --> 00:10:19,439 Speaker 2: go out and looks of all kinds of toys, some 208 00:10:19,960 --> 00:10:23,520 Speaker 2: fairly well in the manufacturers that were Internet capable that 209 00:10:23,600 --> 00:10:29,040 Speaker 2: have had issues. But whether it has AI in or not, 210 00:10:29,080 --> 00:10:31,320 Speaker 2: I would just rely folks, if you give your kids 211 00:10:31,320 --> 00:10:34,600 Speaker 2: some kind of toy like this, a your ability to 212 00:10:34,720 --> 00:10:37,480 Speaker 2: control what they do through it versus let's say a 213 00:10:37,480 --> 00:10:40,040 Speaker 2: phone or a table or a computer is probably little 214 00:10:40,040 --> 00:10:43,880 Speaker 2: to none. The ability to understand what they have done 215 00:10:43,960 --> 00:10:47,840 Speaker 2: on it previously probably little to none. Do you know 216 00:10:47,880 --> 00:10:49,200 Speaker 2: how to set it up? Do you know how to 217 00:10:49,200 --> 00:10:52,240 Speaker 2: make sure it's getting software updates so that in the future, 218 00:10:52,320 --> 00:10:56,320 Speaker 2: bad guys can't explode some sort of utter ability that 219 00:10:56,400 --> 00:10:59,280 Speaker 2: either affects your kid or potentially affect you, because let's 220 00:10:59,320 --> 00:11:02,840 Speaker 2: say you might be working from home and these devices 221 00:11:02,840 --> 00:11:05,120 Speaker 2: are connected to the same network, and they could perhaps 222 00:11:05,240 --> 00:11:10,200 Speaker 2: be exploited to get to your devices. So that all 223 00:11:10,240 --> 00:11:12,360 Speaker 2: of that stuff is not new. Right now, you're throwing 224 00:11:12,440 --> 00:11:14,800 Speaker 2: the angle that some of these toys. You know, it 225 00:11:14,880 --> 00:11:17,160 Speaker 2: might look like a Teddy bear or something. It's the 226 00:11:17,200 --> 00:11:20,360 Speaker 2: modern version of the Teddy ruckspin. And now it connects 227 00:11:20,360 --> 00:11:22,679 Speaker 2: to some AI chatbot or something, and your kid can 228 00:11:22,720 --> 00:11:25,440 Speaker 2: interact with us, name, talk to it, you know whatever. 229 00:11:25,679 --> 00:11:29,160 Speaker 2: Do you really want the conversations your kid is having 230 00:11:29,200 --> 00:11:33,760 Speaker 2: with this thing permanently recorded? If you are a neighbor, 231 00:11:34,040 --> 00:11:36,160 Speaker 2: do you want your kid going to the neighbor's house 232 00:11:36,280 --> 00:11:38,800 Speaker 2: and having a conversation with the kid. Now your kid's 233 00:11:38,800 --> 00:11:43,600 Speaker 2: conversation is recorded, The parents' conversations are recorded, you know. 234 00:11:43,880 --> 00:11:46,680 Speaker 2: And when I see recorded, I'm not saying the audio necessarily, 235 00:11:46,720 --> 00:11:50,240 Speaker 2: although that might be, but certainly the interaction is going 236 00:11:50,240 --> 00:11:53,439 Speaker 2: into the LLM model somewhere. And then there's the whole, 237 00:11:53,520 --> 00:11:56,840 Speaker 2: as these consumer advocates put it out issue of Okay, 238 00:11:57,360 --> 00:11:59,800 Speaker 2: you know, the kids starts asking about things you'd rather 239 00:11:59,800 --> 00:12:02,280 Speaker 2: than not asked about, and you're not going to have 240 00:12:02,280 --> 00:12:05,880 Speaker 2: any visibility into this over time like you might if 241 00:12:05,880 --> 00:12:09,400 Speaker 2: they were on a computer. Maybe, And you know, as 242 00:12:09,440 --> 00:12:11,720 Speaker 2: researchers have seen now, many of them have tried to 243 00:12:11,720 --> 00:12:13,960 Speaker 2: push the limits to see what these things would say. 244 00:12:13,960 --> 00:12:17,360 Speaker 2: But you know, they talk about sex. In one case, 245 00:12:17,400 --> 00:12:19,120 Speaker 2: I think we talked about this last week. The guy 246 00:12:19,240 --> 00:12:21,080 Speaker 2: was purposely trying to see what it would tell him, 247 00:12:21,080 --> 00:12:24,200 Speaker 2: and they started asking about vives. Anything is telling what 248 00:12:24,360 --> 00:12:28,040 Speaker 2: he the AI thinks. It's talking to the extended things. 249 00:12:28,400 --> 00:12:29,840 Speaker 2: It's talking to a kid and telling them, you know 250 00:12:29,840 --> 00:12:32,880 Speaker 2: where to get knives in their house. So you know, 251 00:12:32,960 --> 00:12:35,080 Speaker 2: the idea that you're going to buy these things and 252 00:12:35,120 --> 00:12:39,240 Speaker 2: give them to children, to me just seems completely insane. 253 00:12:40,559 --> 00:12:46,760 Speaker 2: The job, it's all of the other smart smart device, 254 00:12:46,880 --> 00:12:49,280 Speaker 2: Internet of things risks that come along with it, and 255 00:12:49,360 --> 00:12:52,320 Speaker 2: now you're going to add in the potential airis on 256 00:12:52,400 --> 00:12:54,959 Speaker 2: top of it. I think it's just it's crazy. There 257 00:12:55,000 --> 00:12:56,920 Speaker 2: is no chance, you know, I don't have kids or 258 00:12:56,960 --> 00:12:58,839 Speaker 2: grandkids that would be in an age range where I 259 00:12:58,840 --> 00:13:02,520 Speaker 2: would buy something like this, but there I would not 260 00:13:02,600 --> 00:13:05,960 Speaker 2: even consider it, and I would as again we are today. 261 00:13:06,000 --> 00:13:07,640 Speaker 2: I'm trying to talk to people out of or at 262 00:13:07,720 --> 00:13:12,199 Speaker 2: least you should vet something like this incredibly carefully right 263 00:13:12,280 --> 00:13:14,280 Speaker 2: by it, but I would tell you no chance, do not. 264 00:13:14,240 --> 00:13:16,960 Speaker 1: Buy something well, and given the knowledge you passed along, 265 00:13:17,080 --> 00:13:20,199 Speaker 1: all of it very factually based and well documented, with 266 00:13:20,440 --> 00:13:24,600 Speaker 1: incident after incident after incident of perverts out there telling 267 00:13:24,600 --> 00:13:28,560 Speaker 1: your children to cut themselves or film themselves naked or whatever, 268 00:13:29,200 --> 00:13:32,400 Speaker 1: I would think it's it is, you know, undeniably an 269 00:13:32,440 --> 00:13:35,400 Speaker 1: act of negligence to give your children access to one 270 00:13:35,400 --> 00:13:36,800 Speaker 1: of these types of devices. 271 00:13:38,600 --> 00:13:43,120 Speaker 2: Yeah, it's nontheless so called smart devices you have in 272 00:13:43,160 --> 00:13:46,280 Speaker 2: your environment for people in any age, the better because 273 00:13:47,120 --> 00:13:51,079 Speaker 2: the incentives to the consumer are completely backwards. These things 274 00:13:51,120 --> 00:13:53,680 Speaker 2: are made to be easy to use. You know, the 275 00:13:53,760 --> 00:13:56,520 Speaker 2: manufacturers want speed to market, they want market share, they 276 00:13:56,559 --> 00:13:59,480 Speaker 2: want revenue. They're not focused on your privacy and security, 277 00:13:59,480 --> 00:14:03,320 Speaker 2: and in many you know, your privacy is being violated, 278 00:14:03,760 --> 00:14:06,040 Speaker 2: at least in a general sense, because they want to 279 00:14:06,040 --> 00:14:09,000 Speaker 2: collect as much data from you to monetize it because 280 00:14:09,000 --> 00:14:11,280 Speaker 2: that helps offset the cost of the product and creates 281 00:14:11,320 --> 00:14:15,079 Speaker 2: ongoing revenue, you know, above and beyond whatever you paid 282 00:14:15,080 --> 00:14:15,680 Speaker 2: for the device. 283 00:14:15,760 --> 00:14:19,080 Speaker 1: Yeah, collateral damage to your children, be damned. We want 284 00:14:19,080 --> 00:14:21,600 Speaker 1: our data. We don't care about you know, perverts out there, 285 00:14:21,640 --> 00:14:24,440 Speaker 1: getting in touch with them. Moving Dave back. Apparently Apple 286 00:14:24,600 --> 00:14:28,760 Speaker 1: is warning its iPhone users about some well calls that 287 00:14:28,840 --> 00:14:31,720 Speaker 1: you shouldn't be taking. So we'll bring that back next 288 00:14:31,920 --> 00:14:34,240 Speaker 1: Gate of Having Cemetery. Tonight's to night fifth annual Tidings 289 00:14:34,240 --> 00:14:36,080 Speaker 1: of Comfort and Enjoy starts at seven pm at Gate 290 00:14:36,120 --> 00:14:39,000 Speaker 1: of Having Cemetery located eleven thousand Montgomery Road, real close 291 00:14:39,040 --> 00:14:41,800 Speaker 1: to the Montgomery Road two seventy five exchange there, so 292 00:14:41,840 --> 00:14:44,720 Speaker 1: real short jog off of that. But it's a special event. 293 00:14:45,120 --> 00:14:49,960 Speaker 1: They'll have an Advent concert featuring Advent and Christmas music 294 00:14:50,000 --> 00:14:53,720 Speaker 1: going on throughout the night, people enjoying each other's fellowship 295 00:14:53,720 --> 00:14:56,800 Speaker 1: and getting you know, in the holiday mood. You're going 296 00:14:56,880 --> 00:14:58,800 Speaker 1: to have our deerubs and refreshments that are provided to 297 00:14:58,800 --> 00:15:01,320 Speaker 1: all guests. And this is a free, three family friendly 298 00:15:01,320 --> 00:15:03,480 Speaker 1: event and a wonderful way to begin the Advents season. 299 00:15:03,560 --> 00:15:06,000 Speaker 1: Get in the holiday spirit tonight, beginning at seven pm 300 00:15:06,040 --> 00:15:07,880 Speaker 1: Gate of Heaven Cemetery. To learn more, about the a 301 00:15:08,280 --> 00:15:11,960 Speaker 1: cemetery itself and this event go to Gateoheaven dot org. 302 00:15:12,000 --> 00:15:17,160 Speaker 1: That's gateof Heaven dot org. Fifty five card talk station 303 00:15:17,840 --> 00:15:20,480 Speaker 1: chix TIF you want to think about krcdtalkstation interest it 304 00:15:20,760 --> 00:15:22,480 Speaker 1: dot com find Dave out and the crew for your 305 00:15:22,520 --> 00:15:25,480 Speaker 1: business computer need sponsors of this segment, we call it 306 00:15:26,000 --> 00:15:27,960 Speaker 1: tech Pride with Dave had or Dave had or one 307 00:15:27,960 --> 00:15:30,560 Speaker 1: more conversation we need to have in this segment about Apple, 308 00:15:30,600 --> 00:15:33,960 Speaker 1: which is normally a higher level security thing. But I 309 00:15:34,040 --> 00:15:36,960 Speaker 1: just wish these criminals would put as much effort toward 310 00:15:37,080 --> 00:15:39,920 Speaker 1: legitimate enterprise as they do to ripping us all off, 311 00:15:39,920 --> 00:15:43,160 Speaker 1: but apparently ripping us off as far more lucrative. What's 312 00:15:43,240 --> 00:15:46,160 Speaker 1: the This is a pretty complicated one from my perspective. There, Dave, 313 00:15:46,200 --> 00:15:48,960 Speaker 1: so explain this to us, this targeted attack thing. 314 00:15:50,360 --> 00:15:54,200 Speaker 2: Yeah, so Forbes recently reported on this, and they're not 315 00:15:54,240 --> 00:15:56,680 Speaker 2: the only ones. Again, Apple has put out warnings and 316 00:15:56,720 --> 00:16:00,720 Speaker 2: it's it's so important because this is a turning theme. 317 00:16:00,880 --> 00:16:03,520 Speaker 2: I mean, as far back as I can remember, these 318 00:16:03,600 --> 00:16:06,160 Speaker 2: kind of scams have been rampant, but apparently now they're 319 00:16:06,320 --> 00:16:09,880 Speaker 2: targeted towards Apple users. Saw this read real quick from 320 00:16:09,920 --> 00:16:12,360 Speaker 2: the Forbes article a new alert an issued a attackers 321 00:16:12,440 --> 00:16:17,200 Speaker 2: unleashed quote and ingenious Apple service HOSS unquote, convincing users 322 00:16:17,200 --> 00:16:19,400 Speaker 2: that account is under attacked. This came to light via 323 00:16:19,440 --> 00:16:22,680 Speaker 2: Apple Insider and a guy who reported on it there, 324 00:16:23,040 --> 00:16:26,040 Speaker 2: who said he quote almost lost everything for those email, 325 00:16:26,160 --> 00:16:29,520 Speaker 2: entire digital life to the most sophisticated fishing attack he'd 326 00:16:29,560 --> 00:16:32,960 Speaker 2: ever seen. So basically what happened is he got a 327 00:16:33,080 --> 00:16:38,080 Speaker 2: text that appears to be from an Apple. Now I've 328 00:16:38,120 --> 00:16:40,120 Speaker 2: said this a million times to you and anyone that 329 00:16:40,160 --> 00:16:43,800 Speaker 2: will listen, Brian, it is incredibly simple to create a 330 00:16:43,880 --> 00:16:47,280 Speaker 2: spoofed text. When you hear the term spoofing in this context, 331 00:16:47,320 --> 00:16:49,920 Speaker 2: it means creating something could be an email, could be 332 00:16:49,920 --> 00:16:52,480 Speaker 2: a website, could be a text message, could be a 333 00:16:52,480 --> 00:16:55,080 Speaker 2: call from a phone number. It looks legitimate to the 334 00:16:55,160 --> 00:16:57,960 Speaker 2: naked eye, but it's fake. So he gets a text 335 00:16:58,000 --> 00:17:01,680 Speaker 2: that looks like an MFA to right. Then he gets 336 00:17:01,720 --> 00:17:05,000 Speaker 2: another text, and then he gets a phone call claiming 337 00:17:05,040 --> 00:17:07,880 Speaker 2: to be from Apple. So these look like someone's trying 338 00:17:07,920 --> 00:17:10,800 Speaker 2: to log into his account. So that's the first angle, right, 339 00:17:10,840 --> 00:17:14,520 Speaker 2: the spooping. Now the second angle, social engineering. Hey, it 340 00:17:14,600 --> 00:17:16,600 Speaker 2: looks like someone might be trying to log into your 341 00:17:16,600 --> 00:17:20,880 Speaker 2: account because you're getting these multi factor authentication codes. Yeah, 342 00:17:20,960 --> 00:17:26,120 Speaker 2: you did not initiate. So the setting you up to say, well, 343 00:17:26,200 --> 00:17:29,000 Speaker 2: yeah I saw these codes. Well, this is Apple Support. 344 00:17:29,080 --> 00:17:31,960 Speaker 2: Looks like someone's trying to hack your account. We want 345 00:17:31,960 --> 00:17:32,399 Speaker 2: to help you. 346 00:17:32,880 --> 00:17:36,920 Speaker 1: Okay, well pause, pause, pause, okay, real quick. First off, 347 00:17:37,160 --> 00:17:39,680 Speaker 1: if I got that the code that I didn't ask for, 348 00:17:40,040 --> 00:17:42,080 Speaker 1: I got the code, which meaning the bad guys didn't 349 00:17:42,080 --> 00:17:44,600 Speaker 1: get it, it's on my phone. I would just delete 350 00:17:44,640 --> 00:17:46,960 Speaker 1: that and move on with my day. Second, to your point, 351 00:17:47,080 --> 00:17:50,119 Speaker 1: you get a call from Apple, Dave. How many people 352 00:17:50,160 --> 00:17:52,560 Speaker 1: do you think have an Apple device in the world? 353 00:17:53,960 --> 00:17:55,960 Speaker 2: Oh? Billion plus? 354 00:17:56,000 --> 00:17:58,160 Speaker 1: And do you think they have a support staff, whether 355 00:17:58,200 --> 00:18:01,000 Speaker 1: it's in pun Job or Quilam or anyplace else in 356 00:18:01,000 --> 00:18:05,080 Speaker 1: the world that can handle calling each individual Apple phone 357 00:18:05,160 --> 00:18:08,760 Speaker 1: user to let them know that there's a problem. 358 00:18:08,880 --> 00:18:10,000 Speaker 2: No, no, they don't. 359 00:18:10,080 --> 00:18:12,800 Speaker 1: Are they monitoring it real time? On our behalf? Would 360 00:18:12,840 --> 00:18:15,160 Speaker 1: they ever make a phone call to you or I? Right? 361 00:18:17,000 --> 00:18:18,919 Speaker 2: You know, Brian, you asked the question, are they monitoring 362 00:18:18,920 --> 00:18:22,679 Speaker 2: at real time? Maybe? Are they absolutely not? 363 00:18:23,080 --> 00:18:23,960 Speaker 1: Absolutely not? 364 00:18:25,880 --> 00:18:29,240 Speaker 2: And you know Apple has said, as has Google and 365 00:18:29,359 --> 00:18:34,240 Speaker 2: Microsoft and others. You know, so from an Apple press release. 366 00:18:34,320 --> 00:18:38,159 Speaker 2: Apple says, don't answer suspicious calls or messages claiming to 367 00:18:38,160 --> 00:18:41,400 Speaker 2: be from Apple. Instead contact Apple directly to our official 368 00:18:41,440 --> 00:18:44,679 Speaker 2: support channel. Google has said the same thing. Microsoft has 369 00:18:44,680 --> 00:18:47,119 Speaker 2: said the same thing. You know, the FBI will tell 370 00:18:47,119 --> 00:18:48,679 Speaker 2: you the same thing. In fact, again this is from 371 00:18:48,720 --> 00:18:50,720 Speaker 2: the Spots article. The FBI is very clear on this 372 00:18:50,760 --> 00:18:53,680 Speaker 2: as well. Quote. Know the legitimate companies will never call 373 00:18:53,720 --> 00:18:55,600 Speaker 2: you and offer you tech support out of the blue. 374 00:18:55,760 --> 00:18:59,080 Speaker 2: If you get a call like this, hang up. No, 375 00:18:59,280 --> 00:19:02,600 Speaker 2: they don't have the resources to do this. They're not 376 00:19:03,720 --> 00:19:06,480 Speaker 2: You're not going to get a call out of the blue. 377 00:19:06,480 --> 00:19:09,240 Speaker 2: Now again, this has this extra twist. It's not just 378 00:19:09,280 --> 00:19:11,520 Speaker 2: a phone call telling you there's a problem with your computer, 379 00:19:11,600 --> 00:19:17,000 Speaker 2: your phone, or whatever. They have sent text legitimate messages 380 00:19:17,520 --> 00:19:20,320 Speaker 2: with security codes from Apple or Google fill in the 381 00:19:20,320 --> 00:19:23,520 Speaker 2: blank right in this case to catch you off guard. 382 00:19:23,640 --> 00:19:26,359 Speaker 2: So when you get that call from the continent artist 383 00:19:26,560 --> 00:19:28,960 Speaker 2: somewhere in a third world country who wants to get 384 00:19:29,000 --> 00:19:32,280 Speaker 2: into your Apple account, knowing that that will probably eventually 385 00:19:32,359 --> 00:19:34,800 Speaker 2: lead to your bank account and your entire digital life, 386 00:19:34,800 --> 00:19:37,000 Speaker 2: that that guy says, because you know, if I can 387 00:19:37,040 --> 00:19:38,840 Speaker 2: get your Apple ID, and I can take over your 388 00:19:38,840 --> 00:19:41,000 Speaker 2: Apple account, I can lock you out of it, and 389 00:19:41,000 --> 00:19:43,080 Speaker 2: then I essentially have unlimited time to try to get 390 00:19:43,080 --> 00:19:45,200 Speaker 2: into all your own accounts. Now I'm in there, we'll 391 00:19:45,280 --> 00:19:48,040 Speaker 2: send the reset code for email all that stuff, right, 392 00:19:48,359 --> 00:19:50,879 Speaker 2: because people will. I don't think they often connect the 393 00:19:50,960 --> 00:19:54,520 Speaker 2: dots that if I can an account like your Apple 394 00:19:54,520 --> 00:19:57,600 Speaker 2: account or your email account, once I'm in your email 395 00:19:57,600 --> 00:20:00,880 Speaker 2: account and lock you out, I can just go do it. Hey, look, 396 00:20:00,920 --> 00:20:03,639 Speaker 2: you got a password reset from Amazon, you got a 397 00:20:03,640 --> 00:20:06,600 Speaker 2: password reset from Fifth Third Bank. I'm going to ask 398 00:20:06,600 --> 00:20:09,359 Speaker 2: for a password reset. It's now coming to me because 399 00:20:09,359 --> 00:20:12,080 Speaker 2: I'm in control of your email account. Once I reset 400 00:20:12,119 --> 00:20:14,600 Speaker 2: the password on your bank account, guess what, I just 401 00:20:14,640 --> 00:20:18,359 Speaker 2: stole all your money. So again, I don't think people 402 00:20:18,400 --> 00:20:20,600 Speaker 2: often think far enough ahead to connect the dots of 403 00:20:20,640 --> 00:20:23,280 Speaker 2: what it would mean to have their email compromise in 404 00:20:23,320 --> 00:20:26,080 Speaker 2: today's world where everything is connected to that. It's one 405 00:20:26,080 --> 00:20:28,119 Speaker 2: of the reasons why it's better to have more than 406 00:20:28,160 --> 00:20:31,960 Speaker 2: one email account, so that maybe the stammy stuff, the 407 00:20:32,000 --> 00:20:34,199 Speaker 2: less important stuff, is going to a different account than 408 00:20:34,240 --> 00:20:37,199 Speaker 2: the really critical one so that you can protect it 409 00:20:37,400 --> 00:20:40,480 Speaker 2: very carefully. But again, they're setting you up here with 410 00:20:40,560 --> 00:20:43,440 Speaker 2: these fake texts. I can write a program that will 411 00:20:43,480 --> 00:20:46,760 Speaker 2: just generate fake messages like this all day long, billions 412 00:20:46,800 --> 00:20:47,440 Speaker 2: of people. 413 00:20:47,280 --> 00:20:52,680 Speaker 1: Day law well, hoping that day you've convinced me. I'm 414 00:20:52,720 --> 00:20:55,080 Speaker 1: just praying to God that at least one person today 415 00:20:55,119 --> 00:20:59,439 Speaker 1: got enlightenment from you and saves themselves from themselves and 416 00:20:59,520 --> 00:21:02,120 Speaker 1: doesn't all prey to these kind of crazy hoaxes because 417 00:21:02,119 --> 00:21:03,920 Speaker 1: there is a there are a multitude of them. Thank 418 00:21:04,000 --> 00:21:06,080 Speaker 1: you for bringing him to our attention every Friday on 419 00:21:06,119 --> 00:21:08,359 Speaker 1: Tech Friday, Dave Patter, Thank you to interust It, your 420 00:21:08,400 --> 00:21:11,720 Speaker 1: company for sponsoring the segment interest it dot Com to 421 00:21:11,800 --> 00:21:13,879 Speaker 1: each Dave, Dave, I'll look forward to having you back 422 00:21:13,920 --> 00:21:15,679 Speaker 1: on the show next Friday, and I hope you have 423 00:21:15,720 --> 00:21:16,840 Speaker 1: a fantastic weekend. 424 00:21:16,880 --> 00:21:20,240 Speaker 2: My friend, always my pleasure, Brian, send to you and 425 00:21:20,280 --> 00:21:22,160 Speaker 2: all your listeners, and I'll look forward to next week. 426 00:21:22,400 --> 00:21:25,320 Speaker 1: Take care. Brother in studio. I'm staring at him. The 427 00:21:25,320 --> 00:21:30,639 Speaker 1: return to Peter Bronson Magical History Tour, Murder Mystery, Buried History. 428 00:21:30,640 --> 00:21:32,000 Speaker 1: He's got a brand new book out. We're going to 429 00:21:32,000 --> 00:21:34,879 Speaker 1: talk about it. Excellent stocking stuff for for my listener friends. 430 00:21:35,440 --> 00:21:37,480 Speaker 1: Full Hour with Peter Bronson. You're gonna love it. I 431 00:21:37,520 --> 00:21:41,800 Speaker 1: know I will stick around today's top headlines, coming up 432 00:21:41,920 --> 00:21:44,880 Speaker 1: at the top of the hour because the news changes. 433 00:21:45,280 --> 00:21:49,919 Speaker 1: Fifty five KRC, the talk station. This report is sponsored 434 00:21:49,920 --> 00:21:50,080 Speaker 1: by