WEBVTT - Banned From The Bank 

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<v Speaker 1>It's Mojoe in the Morning show. Is this possible? Did

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<v Speaker 1>you guys know that Bianca is banned somewhere? Like literally,

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<v Speaker 1>she just walks out of a place, depends on what

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<v Speaker 1>it is, and they banned her. Now And this is

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<v Speaker 1>here's the wildest part about where she was banned. She

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<v Speaker 1>was banned at a place as a very reputable business.

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<v Speaker 1>Bianca is walking in, walking in here, getting here in

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<v Speaker 1>front of the microphone. I'm going to ban you from

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<v Speaker 1>our studio. The way that you slow walk to the

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<v Speaker 1>studio used to run Bianca.

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<v Speaker 2>What happened?

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<v Speaker 3>Are we saying the institution or no?

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<v Speaker 2>Is it? It's true? Right? You were banned?

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<v Speaker 1>Yeah, you can say, just listen. They may have a

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<v Speaker 1>good reason. I'm I don't know.

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<v Speaker 4>I said, I hope it wasn't a good reason because

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<v Speaker 4>I was bawl my eyes out of a Chase Bank.

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<v Speaker 3>So on Friday, Well here's the thing. So I got

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<v Speaker 3>a new.

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<v Speaker 4>Chase Bank account just to have all my subscriptions on it, right,

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<v Speaker 4>so car payment, MSU, debt, whatever. So I wanted to

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<v Speaker 4>be financially smart, put all my stuff in one account,

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<v Speaker 4>and I wanted to link my external accounts that I

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<v Speaker 4>have now to it so you can transfer funds, right,

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<v Speaker 4>that's the thing.

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<v Speaker 1>So, yes, I think that actually sounds honestly very organized.

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<v Speaker 2>Yeah.

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<v Speaker 4>So then in order to confirm the account, you need

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<v Speaker 4>to put they have two micro deposits they put into

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<v Speaker 4>the account. They would draw it you put the amount

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<v Speaker 4>on the app. So I got my two deposits, I

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<v Speaker 4>went to go put it on the app, and then

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<v Speaker 4>it said I'm locked out a Chase bank and I

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<v Speaker 4>can't go on the app.

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<v Speaker 3>So I call customer service.

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<v Speaker 4>They're telling me, yeah, we canceled your account because of

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<v Speaker 4>fraud activity. I was like, man, I started this account

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<v Speaker 4>a week ago. I don't know what fraud activity is

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<v Speaker 4>on this account. There's no money on the account yet, Like,

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<v Speaker 4>I don't know what's going on. She said, we have

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<v Speaker 4>to cancel your acount because of fraud activity. You have

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<v Speaker 4>to go to a branch to go get your account fixed.

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<v Speaker 4>So I go to a branch. I go to one

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<v Speaker 4>by my house. I walk in there. The guy is

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<v Speaker 4>like really confused and he's on the phone with customer

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<v Speaker 4>service again.

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<v Speaker 3>Gets off the phone and now he looks.

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<v Speaker 4>Really scared, like he acts like I'm like some criminal

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<v Speaker 4>or something. And he's like yeah, we closed your account

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<v Speaker 4>due to fraud. I was like, great, let's.

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<v Speaker 3>Set up another account. Then perfect.

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<v Speaker 4>He goes, no, we're terminating your relationship with Chase Bake.

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<v Speaker 2>We're gonna have to ask you to leave right now.

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<v Speaker 2>I'm like what.

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<v Speaker 4>This man literally gets up walks me out of Chase Bank.

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<v Speaker 4>He's like, thank you so much for your time, but

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<v Speaker 4>we cannot bank with you any longer.

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<v Speaker 1>So so you wait so they and they escorted you out.

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<v Speaker 4>Escort walked me out of the door. He's like, no problem,

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<v Speaker 4>no problem. And this is the point where I can

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<v Speaker 4>feel like with my tears like building up, you know,

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<v Speaker 4>and I don't want to cry in there. And I

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<v Speaker 4>just started bawling my eyes out when I get in

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<v Speaker 4>my car because they treated me like I was some criminal.

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<v Speaker 3>I was doing something.

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<v Speaker 2>Well, you felt like they were treating you like a criminal, right,

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<v Speaker 2>that's yeah.

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<v Speaker 4>And I'm like, out of all the times I do

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<v Speaker 4>these Amazon returns and stuff, I've never felt like this, but.

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<v Speaker 2>Wait, what does that mean? What do you mean?

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<v Speaker 4>Do it?

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<v Speaker 3>But I buy my am.

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<v Speaker 1>When you've done so, By the way, I'd leave that

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<v Speaker 1>out of your complaint to Chase. Out of all the

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<v Speaker 1>times that I have been a criminal. I wasn't even

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<v Speaker 1>treated like thatsically a criminal.

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<v Speaker 4>But honestly think the reason why they probably did not

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<v Speaker 4>want me banking with them was because I went home

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<v Speaker 4>told my dead about the situation, and my dad's like, yeah,

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<v Speaker 4>I was in argument with that guy a long time

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<v Speaker 4>ago too.

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<v Speaker 3>I was screaming. I was screaming at him and cussing

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<v Speaker 3>him out at Chase Bank.

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<v Speaker 2>Wait, so you think that they've got a thing by

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<v Speaker 2>your do that.

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<v Speaker 4>I definitely saw my last name because he asked me

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<v Speaker 4>about my last name when I got there. He's like,

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<v Speaker 4>where's your last name from? Like, I've seen this last

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<v Speaker 4>name before, what's your name? So he definitely probably correlated.

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<v Speaker 1>Did you call like the national account or national people

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<v Speaker 1>and what do they say?

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<v Speaker 3>They couldn't help me? And they said they can't help allowed.

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<v Speaker 2>To do that?

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<v Speaker 1>And there hasn't been any kind of a situation where

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<v Speaker 1>you have done anything at all.

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<v Speaker 3>No, unless his Amazon returns are catching up.

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<v Speaker 2>That's it. That's all. You should call it. A lady

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<v Speaker 2>with the cannons you she can help them, that's right.

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<v Speaker 2>I wonder if she is in charge of this, can

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<v Speaker 2>you imagine that?

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<v Speaker 1>But I don't know that's Has anybody ever had this

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<v Speaker 1>happen to them where they've been like told they can't

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<v Speaker 1>they can't do business with somebody escorting. I got kicked

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<v Speaker 1>out like a week ago of a bar, and I

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<v Speaker 1>felt so like honestly dirty, Like I felt dirty. I

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<v Speaker 1>couldn't imagine being escorted out of a bank, like they're

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<v Speaker 1>escorting you.

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<v Speaker 3>My life choices.

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<v Speaker 1>Luckily they had security come escort you, because that would

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<v Speaker 1>have been a little crazy.

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<v Speaker 2>They grabbed you by that fat party.

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<v Speaker 4>But I posted this on TikTok and a lot of

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<v Speaker 4>people are saying they've had a lot of issues with Chase,

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<v Speaker 4>like they just closed the account for no reason. And

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<v Speaker 4>then I got a letter in the mail a couple

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<v Speaker 4>of days ago saying that they just restricted my account

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<v Speaker 4>and they just locked it and I need to go

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<v Speaker 4>back in there.

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<v Speaker 1>They want you to come back. I'm not going. If

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<v Speaker 1>if I were you, i'd go to a different branch.

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<v Speaker 1>I would not be going to that guy with the

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<v Speaker 1>you know, no.

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<v Speaker 4>I opened up account with Huntington. I'm scared to go back.

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<v Speaker 2>What's going on? Seana Hi Hi?

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<v Speaker 5>So I banked with Chase about ten years ago. Me

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<v Speaker 5>and my husband at the time he got sick. I

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<v Speaker 5>had to cash his athlet checks. He was like deathly

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<v Speaker 5>sick and almost didn't make it. So I was cashing

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<v Speaker 5>his athlet checks for me and my two kids and

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<v Speaker 5>to keep our house going. And they called me into

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<v Speaker 5>the bank and said that there was fraud and that

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<v Speaker 5>I had to come into the branch.

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<v Speaker 2>I go in. There's an officer there.

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<v Speaker 5>They needed me to contact my mom to send me

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<v Speaker 5>proof of marriage that I was cashing his checks. And

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<v Speaker 5>then even though I had proof with everything and I

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<v Speaker 5>was able to get my husband at the time to

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<v Speaker 5>sign something, they banned.

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<v Speaker 2>Me from it. Again.

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<v Speaker 1>I wonder why they got suspicious or they got suspicious.

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<v Speaker 1>Was it because of obviously his name wasn't on there

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<v Speaker 1>and you were.

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<v Speaker 2>Going in for him.

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<v Speaker 5>His name's on the check, he was signing the checks

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<v Speaker 5>that I was signing him under him and we had

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<v Speaker 5>a joint account.

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<v Speaker 2>Yeah.

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<v Speaker 5>Interesting, I wasn't allowed to cash his checks. Even though I.

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<v Speaker 2>Would like to get my bank to ban my wife

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<v Speaker 2>from using our.

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<v Speaker 1>Credit cards if they cared for like a week or so,

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<v Speaker 1>see if there's any way that they can do that.

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<v Speaker 1>I'm sorry, but you've been banned. Why you've even banned

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<v Speaker 1>excessive use. What's up, Toya high.

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<v Speaker 4>Hey, y'all, What's what's up?

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<v Speaker 2>Toya?

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<v Speaker 1>Be careful. We've got a criminal in the studio with

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<v Speaker 1>us here right now.

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<v Speaker 5>She is, you know what.

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<v Speaker 6>I was about to drive down there to come save

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<v Speaker 6>y'all and rescue y'all.

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<v Speaker 2>But I figures out what was the movie?

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<v Speaker 1>What was the movie where there was a what's the

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<v Speaker 1>name Leonardo DiCaprio where he was writing all the bad

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<v Speaker 1>checks and no, no, no, no no. He was like flyer

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<v Speaker 1>planes and do all that stuff. Face catch it. That's

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<v Speaker 1>new movie with a female lead. Bianca Kaji is gonna

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<v Speaker 1>be the one.

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<v Speaker 6>But hey, you know, I just wanted to say real

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<v Speaker 6>quick two things. So one, I work for a financial

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<v Speaker 6>institution anonymous, but they financial institutions have the right to

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<v Speaker 6>technically ban your or closure accounts without any explanation. It's

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<v Speaker 6>part of the depositive agreement that you don't read essentially

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<v Speaker 6>when you open an account, So if they feel that

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<v Speaker 6>the account is at any risk, they will close it

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<v Speaker 6>if they don't have to give you a full explanation.

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<v Speaker 6>And then the second thing is that those deposits that's

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<v Speaker 6>actually a known fraud technique, even though in this case, Bianca,

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<v Speaker 6>that you were saying it was a legit transaction. But

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<v Speaker 6>moving forward, probably wait until after you have the account

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<v Speaker 6>open for a little bit and then set those things up,

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<v Speaker 6>or it set up like an automatic deposit something so

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<v Speaker 6>they can see that you're automatically putting money and you're

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<v Speaker 6>using the account, and then set those things up.

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<v Speaker 1>This is all good advice, Toya, where were you a

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<v Speaker 1>week ago before Bonca had handcuffs on her?

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<v Speaker 3>For real? You don't to get to contact with.

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<v Speaker 1>Me if listen, listen, if you were going to say

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<v Speaker 1>that any member of the show was the person that

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<v Speaker 1>was banned from the bank, we got to call this,

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<v Speaker 1>by the way, uh Zach banned from the bank.

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<v Speaker 2>I want this to be that title got banned from

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<v Speaker 2>the bank.

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<v Speaker 3>My mom used to work at a bank too. Someone

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<v Speaker 3>this is embarrassing.

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<v Speaker 2>Which bank did you work at? Another rip but you.

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<v Speaker 4>Know it's crazy. I even told the guy at the

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<v Speaker 4>the bank teller. Dude, he was like, what do you

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<v Speaker 4>do for work?

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<v Speaker 3>I'm like, I'm a moch of the morning. It's a great.

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<v Speaker 2>Jeezus dropped us. I thought that more Incredible was going

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<v Speaker 2>to be banned by the way. I would like to

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<v Speaker 2>just tell everybody a chase, I love you.

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<v Speaker 1>Everything's good. You guys have been good to us, whatever,

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<v Speaker 1>But I also want you to know I have no

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<v Speaker 1>dealings with this girl. Wouldn't it wouldn't it be wild

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<v Speaker 1>like if you found out that the person that you

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<v Speaker 1>least expected to be like one of those people that

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<v Speaker 1>is involved than some kind of big fraud, would be

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<v Speaker 1>the person that you work with or somebody that you

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<v Speaker 1>work though.

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<v Speaker 2>I could see sweet Shannon, she's supposed to be Smith.

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<v Speaker 3>But if Ronda is doing something crazy right now.

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<v Speaker 2>I believe that that would not be a surprise.

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<v Speaker 1>But guys, you be the beastand a band, if beyond,

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<v Speaker 1>if beyond, here's the deal. If anybody was going to

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<v Speaker 1>get banned for their mouth, it would definitely be Rondo.

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<v Speaker 2>She'd be yelling at them somehow. We love you, Randa,

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<v Speaker 2>all right,