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Speaker 1: You're listening to KFI AM six forty wake Up Call

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Speaker 1: with me Amy King on demand on the iHeartRadio app.

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Speaker 2: KFI and KOST HD two Los Angeles, Orange County.

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Speaker 1: It's time for your morning wake up call.

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Speaker 3: Here's Amy Ki.

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Speaker 1: Well, hello there, it's five o'clock, straight up. This is

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Speaker 1: your wake up call for Tuesday, February seventeenth. Oh, I

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Speaker 1: need to check my birthday calendar. It's somebody's birthday today,

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Speaker 1: a friend from a high school. I can't remember if

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Speaker 1: it's Wanda's. I'll have to look into that. I'm Amy King.

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Speaker 1: Good morning. We're live everywhere on the iHeartRadio app. It's

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Speaker 1: fat Tuesday, the way I've been feeling these days. It's

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Speaker 1: fat every day. Sorry, I cracked myself up. It's also

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Speaker 1: Chinese New Year. We have some fun facts about it.

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Speaker 1: Before you jump in the shower. You got to listen

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Speaker 1: to what we have to say about the Chinese New Year.

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Speaker 1: So go get your coffee. Just don't jump in the shower.

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Speaker 4: Just jack.

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Speaker 1: Here's what the head on wake up call. The second

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Speaker 1: of three storms rolls into southern California later today after

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Speaker 1: torrential downpours yesterday. My goodness, it was raining hard. Flash

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Speaker 1: flooding left roads underwater and cars submerged in Burbank, Long Beach, Hollywood,

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Speaker 1: North Hollywood and other areas. At least one person had

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Speaker 1: to be rescued from a car that became stranded in

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Speaker 1: rising water. Reverend Jesse Jackson has died. The civil rights

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Speaker 1: leader who had suffered from a degenerative neurological disease for

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Speaker 1: the last decade, was eighty four. Apparently died overnight. Robert Duval,

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Speaker 1: being remembered by fellow actors, is Godfather. Co star Al

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Speaker 1: Pacino said he had a phenomenal gift that will always

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Speaker 1: be remembered. Robert Duval, who was a San Diego native,

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Speaker 1: Sunday at his home in Virginia. He was ninety five.

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Speaker 1: A partial government shutdown is in effect and no one's

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Speaker 1: currently working on stopping it. We're gonna find out what's

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Speaker 1: up with that and what's shutting down with ABC's Karen Travers.

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Speaker 1: That's coming up in just a couple of minutes. Carrying

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Speaker 1: credit card debt misdipayment. You're not alone. The host of

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Speaker 1: How the Money on KFI, Joel Larsgard's gonna talk credit

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Speaker 1: delinquencies and how to avoid them. Also, Team USA wins

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Speaker 1: gold in the Mono Bob, which I wouldn't have even

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Speaker 1: known about unless Bill Handle was talking about it yesterday.

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Speaker 1: Mono Bob and yeah, a woman wins gold. I love it.

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Speaker 1: And a controversy in curling of all things. We're talking

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Speaker 1: Olympics with ABC's Jim Ryan coming up before the bottom

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Speaker 1: of the hor let's get started with some of the

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Speaker 1: stories coming out of the KFI twenty four hour newsroom.

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Speaker 1: Of course, the big news the storm, and it poured yesterday,

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Speaker 1: and we've got a second storm heading towards southern California.

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Speaker 1: The rain yesterday, more than two inches fell in some

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Speaker 1: areas in the La Basin, and eleven inches of snow

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Speaker 1: fell in Big Bear Mountain or on Big Bear Mountain.

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Speaker 1: The second storm isn't expected to be as strong, but

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Speaker 1: could still mean thunderstorms, high winds, and heavy mountain snow.

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Speaker 1: Meteorologist Katrina Hand with the National Weather Service says this

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Speaker 1: week's storm won't be the end of it.

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Speaker 5: The Climate Prediction Centers eight to fourteen day outlook is

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Speaker 5: favoring above normal precipitation to continue through the end of

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Speaker 5: February and into early Mark.

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Speaker 1: Cal Oes emergency officials are sending extra help to areas

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Speaker 1: likely to see flooding and mudslides. ABC's Rob Hayes's people

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Speaker 1: in Alta Dina are watching out for debris flows.

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Speaker 6: And the good news is in the burn areas that

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Speaker 6: was a year ago, a lot of these sales sides

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Speaker 6: are now green, which means vegetation is growing back.

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Speaker 1: He says. The hope is that the roots are growing

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Speaker 1: into the soil and anchoring it. Mayor Bass is urging

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Speaker 1: the chairman of the LA Organizing Committee for the twenty

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Speaker 1: twenty eight Olympic and Paralympic Games does step down.

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Speaker 5: Mayor Bass has now joined other Democratic elected officials who

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Speaker 5: are calling for Casey Wasserman to resign due to salacious

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Speaker 5: emails he exchanged years ago with Jeffrey Epstein's associate, Gallaine Maxwell.

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Speaker 5: Mayor Bass has stayed away from taking a stand on

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Speaker 5: the issue till now. Now, she says, while she can't

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Speaker 5: fire Wasserman from the committee, her opinion is that he

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Speaker 5: should step down. Eileen Gonzalez Kafi News.

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Speaker 1: And Warner Brothers Discovery is rekindling Paramount Skydance's bid to

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Speaker 1: buy the company. The studio got a seven day waiver

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Speaker 1: from Netflix, giving Paramount until February twenty third to submit

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Speaker 1: its best and final proposal. In a bidding war with Netflix,

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Speaker 1: the streaming site would be allowed to match any offer

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Speaker 1: as part of a pending merger agreement. Warner Brothers says

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Speaker 1: the special meeting of shareholders will be held on March

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Speaker 1: twentieth time to say good morning to ABC's Karen Travers

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Speaker 1: at the White House. Karin that we have a partial

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Speaker 1: shutdown in effect, and nobody's working to fix it.

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Speaker 4: Well, I mean, they're on recess right now. Congress is

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Speaker 4: out until February twenty third, but there are proposals being

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Speaker 4: passed back and forth. Democrats sent counterproposal last night. It's

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Speaker 4: unclear exactly what has changed from previous rounds of this.

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Speaker 4: The details of that are not yet known. But Democrats

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Speaker 4: have significant demands and they have been consistent on this

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Speaker 4: since the fatal shootings of Alex Pretty and Renee Good

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Speaker 4: by federal officers in Minneapolis last month.

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Speaker 7: They want to.

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Speaker 4: See federal agents wear body cameras. They want to ban

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Speaker 4: them from wearing masks. They want to have warrants obtained

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Speaker 4: and signed by a judge before making arrests. For these

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Speaker 4: law enforcement operations and this they say are what they

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Speaker 4: are calling common sense proposals. The White House is pushed

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Speaker 4: back saying that they're not willing to agree to some

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Speaker 4: of these demands, including the removal of masks. Tom Holman

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Speaker 4: was pretty clear about that over the weekend. The President

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Speaker 4: last night said he would sit down with Democrats to

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Speaker 4: negotiate on this funding issue and these reforms, but he

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Speaker 4: didn't give a timeline on when these talks could happen.

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Speaker 6: As they noted, they're.

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Speaker 4: All on recess, the broader lawmakers out on recess. But

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Speaker 4: you know, negotiators are continuing to talk behind the scenes,

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Speaker 4: but it's not clear if there's been any movement though

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Speaker 4: in the last twenty four to forty eight hours.

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Speaker 1: Okay, well, good to say that they're at least working

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Speaker 1: on it, but they just can't vote on it. Not

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Speaker 1: that there's anything to vote on yet, but they couldn't

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Speaker 1: until at least next week. Is that when they come back.

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Speaker 4: You know, they're told lawmakers have been told to be

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Speaker 4: prepared to come back to DC on forty eight hours

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Speaker 4: notice if there's a deal. So if something is reached,

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Speaker 4: they would say you all have to be back in

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Speaker 4: town and they could get everybody back and vote on it.

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Speaker 4: So it's not like if there was an agreement reached

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Speaker 4: this morning, they would wait until the twenty third to

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Speaker 4: vote on it, Okay.

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Speaker 1: And the body cams issue, didn't Christy Nome come out

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Speaker 1: and say, yeah, we're going to we'll do the body cams.

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Speaker 4: I don't know specifically on her quotes on that.

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Speaker 6: I'd have to go back and look at.

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Speaker 1: That, okay. And is there any sign that anybody's backing

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Speaker 1: down on either their demands or their resistance to the demands.

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Speaker 4: Not really, And they're not really playing this out in public.

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Speaker 4: You mean, last night the Democrats said they had sent

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Speaker 4: over a counter proposal, but they weren't clear on what

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Speaker 4: the details were of that. The White House has said

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Speaker 4: that some of the things the Democrats have put on

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Speaker 4: the table they would move forward with, but others are

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Speaker 4: non starters. But when we've asked the questions as to

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Speaker 4: which are which, they say they will not negotiate this

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Speaker 4: in public. The President has been asked numerous questions about

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Speaker 4: this to try to get him to be specific, and

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Speaker 4: he notably has been pretty tight left on the actual details.

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Speaker 1: Okay. And then for this shutdown. Karen, We've heard that

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Speaker 1: FEMA's affected, that TSA is affected, and the Coastguards affected.

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Speaker 1: But so TSA isn't shutting down. They are they doing

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Speaker 1: what they were doing during the last shutdown, and that

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Speaker 1: is basically working without pay during the shutdown. Then they'll

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Speaker 1: get it when they Yeah.

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Speaker 4: About ninety yeah, ninety percent of the employees are working

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Speaker 4: right now without pay, including TSAG and STEAMA, the Coastguard, ICE,

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Speaker 4: and Customs and Border Protection are also staying on the

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Speaker 4: job about ninety three percent. Notably, ICE keeps operating because

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Speaker 4: they're funded. Even though there's this shutdown. ICE was funded

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Speaker 4: with seventy five billion dollars last year from the one

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Speaker 4: Big Beautiful bill, the President's major policy bill last year.

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Speaker 4: They got that big bucket of cash. So even though

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Speaker 4: DHS isn't funded, ICE has money from that last year.

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Speaker 1: Okay, so if you're traveling, you're probably not going to

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Speaker 1: feel any major effects because the TSA checkpoints and all

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Speaker 1: that are still open.

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Speaker 4: Still open. I mean, it would have to be if

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Speaker 4: people miss a paycheck in two weeks and maybe start

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Speaker 4: calling out, but right now, they did get paid last week,

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Speaker 4: So so far things seems to be Okay, all.

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Speaker 1: Right, thank you so much for the updates and the clarifications.

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Speaker 1: We appreciate it as always. Karen Travers at the White House.

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Speaker 1: All right, let's get back to some of the stories

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Speaker 1: coming out of the KFI twenty four hour newsroom. The

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Speaker 1: sheriff in Pima County, Arizona says the adult children of

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Speaker 1: Nancy Guthrie and their spouses are not suspects in Guthrie's disappearance.

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Speaker 1: He says any suggestion otherwise is cruel. Sheriff Chris Nanos

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Speaker 1: says the family has been nothing but gracious and cooperative

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Speaker 1: since Guthrie disappeared on February first. ABC's Aaron Katirski says

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Speaker 1: investigators are using DNA found on a glove a couple

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Speaker 1: of miles from Guthrie's home to try to find her kidnapper.

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Speaker 1: They will now put that DNA into a national database,

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Speaker 1: comparing it to more than twenty two million samples, most

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Speaker 1: from criminals. Investigators are also trying to figure out why

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Speaker 1: the eighty four old eighty four year old woman was taken.

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Speaker 1: The backpack worn by a masked man seen on Nancy

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Speaker 1: Guthrie's doorbell video could help retired FBI agent Richard Frankel

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Speaker 1: says the fact that it's only sold at Walmart helps

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Speaker 1: in the case.

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Speaker 7: There is something that would read the normal person to

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Speaker 7: think that possibly that person who was purchasing items out

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Speaker 7: of Walmart is connected to this case.

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Speaker 1: He says that's probably the reason a lot of tips

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Speaker 1: are coming in. Two people have been killed in a

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Speaker 1: shooting at an ice rink in Rhode Island during a

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Speaker 1: youth hockey game. Pawtucket Police Chief Tina Gonzalvez said last

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Speaker 1: night that three more people were in the hospital in

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Speaker 1: critical condition.

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Speaker 8: I can identify that there was one loan suspect, that

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Speaker 8: this was a target event.

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Speaker 3: It looked like it was a family dispute, and there

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Speaker 3: was one individual that was a family friend.

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Speaker 1: She says. Someone stepped in yesterday and tried to stop

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Speaker 1: the shooter, who ended up killing himself. Police identified him

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Speaker 1: as Robert Dorgan and say he also went by the

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Speaker 1: name ROBERTA. Posts on social media say he was transgender.

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Speaker 1: Iran has begun live fire exercises towards the Strait of Hormuz.

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Speaker 1: Multiple semi official Iranian news agencies say missiles launched inside

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Speaker 1: Iran and along its coast and island struck their targets.

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Speaker 1: Iran had announced that its paramilitary Revolutionary Guards started to

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Speaker 1: drill early Monday morning in the Strait of Hormuz, the

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Speaker 1: Persian Gulf, and the Gulf of Oman. Those waterways are

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Speaker 1: crucial international trade routes through which twenty percent of the

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Speaker 1: world's oil passes. The next round of indirect nuclear talks

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Speaker 1: between the US and Iran are due to get underway

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Speaker 1: today in Geneva. President Trump says he'll be involved in them,

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Speaker 1: though not directly specifically.

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Speaker 9: Rants are very tough negotiator, the good negotiators or bad.

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Speaker 10: I would say they're band negotiators.

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Speaker 1: He says he doesn't know how the talks are likely

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Speaker 1: to come out. A federal judge is ordered an exhibit

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Speaker 1: about nine people enslaved by George Washington to be restored

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Speaker 1: at his former home in Philadelphia. The order came on

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Speaker 1: President's Day. The city of Philadelphia sued last month after

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Speaker 1: the National Park Service removed the panels from the Independence

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Speaker 1: National Historical Park. The removal followed an executive order from

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Speaker 1: President Trump on restoring true ruth and sanity to American

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Speaker 1: history at the nation's museums, parks, and landmarks. The judge

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Speaker 1: said all materials must be restored while a lawsuit challenging

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Speaker 1: the removal plays out in court. A popular fast food

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Speaker 1: chain is closing hundreds of restaurants.

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Speaker 11: Wendy's is planning to close several hundred restaurants in the

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Speaker 11: US in the first half of this year. The food

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Speaker 11: chain says it wants to focus on new menu items,

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Speaker 11: as well as spend more toward digital, social and streaming platforms.

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Speaker 11: Wendy's interim CEO says the closures are based on underperforming locations,

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Speaker 11: with no specific places provided yet. Deborah mark Kfi News, Well,

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Speaker 11: that's a bummer.

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Speaker 1: I like me some Wendy's.

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Speaker 2: Oh, frosty sounds so good right now.

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Speaker 1: Wendy's. Frosty's are so delicious and you just can't beat

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Speaker 1: that quarter pounds single, you know. I used to work

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Speaker 1: at Wendy's.

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Speaker 10: No, of course, the red hair.

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Speaker 1: Yes, No, I was not Wendy. I started making sandwitches

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Speaker 1: because they have the lineups, because everything's made fresh and

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Speaker 1: to order. At least it was. I haven't been in

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Speaker 1: a backroom of Wendy's for one hundred years, but I

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Speaker 1: started making sandwiches and then I worked up to front register.

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Speaker 1: Another one and a half to three inches of rains

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Speaker 1: expected as a second of three storms rolls into the

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Speaker 1: Southland later today. High surf advisories are in effect for

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Speaker 1: the coast, with six to ten foot waves and dangerous

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Speaker 1: rip currents possible. Minor coastal flooding is possible also today

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Speaker 1: and tomorrow. LA County Health officials say for this week,

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Speaker 1: stay out of the water at the ocean, especially near

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Speaker 1: storm drains, creeks and rivers, because of potentially higher bacteria

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Speaker 1: levels as a series of storms moves through the ocean.

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Speaker 1: Water quality rain advisory is in effect until at least

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Speaker 1: Saturday morning. It could be extended depending on rainfall. A

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Speaker 1: former assistant to Fast and Furious star Vin Diesel is

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Speaker 1: appealing a judge's twenty twenty five dismissal of her claims

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Speaker 1: that the actor sexually assaulted her in a hotel room

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Speaker 1: in Atlanta in twenty ten. She says after the assault

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Speaker 1: she got fired. Diesel has categorically denied all of the

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Speaker 1: woman's claims. Time to say good morning now to our

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Speaker 1: Olympics expert Jim Ryan Okay, commentator know person with the input, officionado,

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Speaker 1: aficionado I like it. That's mean, I like it, Okay,

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Speaker 1: So it is so much fun to watch. I was

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Speaker 1: watching yesterday. Team USA isn't leading by any stretch, but

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Speaker 1: they're doing okay in the medal count yere they are.

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Speaker 9: Yeah, I mean for Winter Olympics when you've got scanned

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Speaker 9: avian teams out there that are used to this cold

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Speaker 9: weather and used to competing. Yeah, we're doing okay. Norway's

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Speaker 9: in first place in the medals hunt with twenty nine

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Speaker 9: right now, including thirteen gold. Italy, the host country, twenty

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Speaker 9: three medals overall. The United States has nineteen right now,

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Speaker 9: so four behind Italy, but only two behind in the

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Speaker 9: gold medal count TMISA has six gold medals right now,

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Speaker 9: eight silver and five bronze.

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Speaker 1: And one of those golds was picked up yesterday in

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Speaker 1: the mono bob events.

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Speaker 9: Which is amazing. That's one of those things the US

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Speaker 9: wasn't expected to do well in but somehow did very

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Speaker 9: well in Elena Meers Taylor forty one years old and

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Speaker 9: Kelly Armbruster got gold and bronze respectively in the women's

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Speaker 9: mono bob, and man, they are flying down that course

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Speaker 9: in those blue sleighs. Those sleds and yeah, so they

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Speaker 9: picked up the gold and they picked up the bronze.

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Speaker 9: So it wasn't expected, but I mean, you can't. Nothing

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Speaker 9: is guaranteed at the limpits. We learned that if we've

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Speaker 9: learned anything Amy, Yeah, with Ilium Molena the quad got

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Speaker 9: expected to take gold and sweep the whole thing, falling

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Speaker 9: down twice during his competition and knocked off the podium altogether.

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Speaker 9: You can't expect anything out of this. Nothing is sure anyway.

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Speaker 1: No, no, And it was so fun to watch, especially

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Speaker 1: because you know she's not a kid. She's not a kid.

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Speaker 1: She's forty one years old and like to be competing

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Speaker 1: at that level at that age is just phenomenal. Women's

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Speaker 1: hockey they're still killing it.

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Speaker 9: Oh yeah. I don't think they've allowed a single goal,

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Speaker 9: maybe one goal during this whole competition. They won yesterday

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Speaker 9: five to nothing and now are advancing to the metal

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Speaker 9: round against Canada. Same situation or similar situation for the

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Speaker 9: men's team. They too have essentially swept all their competitors

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Speaker 9: this year and will be going up against Team Canada

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Speaker 9: as well.

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Speaker 1: Okay, and well, the men's hockey team they have NHL

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Speaker 1: players right, Oh.

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Speaker 9: Yeah, well, yeah, I mean they're kind of scattered across

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Speaker 9: the world too. Right now, you know, we're watching Italy

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Speaker 9: play Switzerland in hockey and one of the stars of

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Speaker 9: the Italian team is a Canadian guy, Matthew Bradley, So yeah,

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Speaker 9: it's kind of the NHL. This is the first time

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Speaker 9: in I think eight years that they've been allowed to play,

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Speaker 9: maybe ten, that they've been competing at the Olympic level,

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Speaker 9: and so here they are, okay.

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Speaker 1: And then yesterday was the pairs free skate for figure

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Speaker 1: skating and Team USA no medals.

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Speaker 9: No, no medals, but they didn't me that direction though,

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Speaker 9: expect and don't expect, but.

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Speaker 1: We know because you just mentioned Ilia. Yeah, sorry, okay.

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Speaker 9: But the Blade Angels Amberg, Glynn, Alissa lou and Isabella

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Speaker 9: Levido they're competing in the women's singles short program today

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Speaker 9: and that may lead them into the gold medal round

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Speaker 9: in singles on Thursday, but they've got twenty three other

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Speaker 9: competitors in this event today that they have to overcome.

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Speaker 9: So yeah, the Blade Angels. They've gotten some props from

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Speaker 9: Taylor Swift, who was giving them a shout out on

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Speaker 9: social media and celebrating their name their self named the

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Speaker 9: Blade Angels too fun?

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Speaker 1: Okay? And then who'd thought there'd be a big controversy

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Speaker 1: in curling of all things?

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Speaker 9: What double touch? Give your hands to yourself. Let's not

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Speaker 9: have double touch?

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Speaker 1: Okay, So explain what happened, be runny.

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Speaker 11: Okay.

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Speaker 6: Yeah.

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Speaker 9: So, if you watch curling, if you're even familiar you

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Speaker 9: know a little bit with it, you watch as one

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Speaker 9: player slides, you know, they slide forward, and then they

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Speaker 9: push that stone forty four pound granite stone with a

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Speaker 9: handle on top. They push it forward and it slides

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Speaker 9: down to the other end of the ice, and they

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Speaker 9: shoot for this circle down there, try to knock out

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Speaker 9: of the players, you know.

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Speaker 10: So, but you.

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Speaker 9: Can't touch after you've let it go. But the Canadian teams,

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Speaker 9: both men and women, are accused of double touching, pushing

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Speaker 9: the pushing it with the handle, letting it go, and

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Speaker 9: then touching it, giving it a little index finger nudge,

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Speaker 9: if you will. And so now the World Authority on

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Speaker 9: Curling is going to send extra officials down to the

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Speaker 9: curling ice to monitor future games, especially those involving the Canadians.

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Speaker 1: I think it's hysterical that there's a World Authority on curling.

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Speaker 9: Well, there's no instant replay either. I mean, who would

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Speaker 9: have thought you would need instant replay on a game

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Speaker 9: that moves at that speed. I can understand it how

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Speaker 9: or you know, basketball whatever, but in curling they need

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Speaker 9: to get instant replayed.

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Speaker 1: Okay. And then one last thing. In curling, are the

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Speaker 1: women still in it or did they get knocked out yesterday?

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Speaker 9: Or they are still in it?

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Speaker 1: They're doing a round robin or something, and I can't

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Speaker 1: remember how it scored, but I think that Team USA

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Speaker 1: was still doing pretty good.

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Speaker 9: Yeah, the women, they they're in round robin, wound robbin

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Speaker 9: session nine. They go up against Denmark later today.

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Speaker 1: Okay. ABC's Jim Ryan, thank you so much for our

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Speaker 1: Olympic update.

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Speaker 9: See Amy.

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Speaker 1: All right, talk to you soon. The rain's been causing

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Speaker 1: all kinds of problems. It flooded freeways and streets in

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Speaker 1: the LA area, caused flight delays at Lax there was

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Speaker 1: a ground stop for a while. It also closed Six

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Speaker 1: Flags Magic Mountain. They were also evacuation warnings after mudslide

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Speaker 1: worries and fire burn zones. National Weather Service meteorologist Andrew

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Speaker 1: Rison says it'll be an issue all week.

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Speaker 6: There will continue to be that threat for some of

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Speaker 6: those wild problems and getting potensil for some of those

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Speaker 6: burn scar impact.

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Speaker 1: With the first of the storms moving out, two more

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Speaker 1: storms are on the way, the first of those expected

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Speaker 1: to roll in later today. Tipenga Canyon Boulevard remains closed

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Speaker 1: in both directions from pch to Grandview Drive until further

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Speaker 1: notice because of the storms. Caltran says there are several

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Speaker 1: mud and debris flows within the closure area. Kevinor Newsom

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Speaker 1: is being called out for his trip overseas to Munich.

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Speaker 1: One lawmaker wondering why Newsom hasn't been handling problems here

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Speaker 1: at home in California.

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Speaker 2: Newsom was it the Munich Security Conference the past few days,

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Speaker 2: talking about climate change, bashing President Trump. But US Senator

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Speaker 2: Rick Scott from Florida says Newsom has his priorities in

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Speaker 2: the wrong place.

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Speaker 9: Kevin, I hope you're having fun in Munich. I don't

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Speaker 9: understand why you go to Munich. Andre now going to

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Speaker 9: the Palisads and talk to the victims.

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Speaker 2: Scott is part of the congressional group charge with investigating

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Speaker 2: the Palisades fire. Newsom was in London signing a clean

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Speaker 2: energy agreement between the UK and California, posting on x

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Speaker 2: that he refuses to sit back and watch the climate

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Speaker 2: crisis destroy our planet. Jason Nathanson KFI News, have.

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Speaker 1: You noticed the huge swing in gas prices? Gas prices

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Speaker 1: in California have gone up forty cents a gallon in

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Speaker 1: two weeks as refineries closed and supplies drop.

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Speaker 3: The state is relying more and more unimported fuel.

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Speaker 6: It could cause gas prices despike even more dramatically than

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Speaker 6: they have in the past.

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Speaker 3: That's Patrick de'han with gas Buddy. The average price is

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Speaker 3: four fifty eight per gallon, a dollar fifty more than

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Speaker 3: the national average. Fleerro's Benicio Refinery, a major player in

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Speaker 3: California's fuel supply, is in the process of closing. This

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Speaker 3: follows the closure of Phillips sixty six Los Angeles refinery.

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Speaker 3: A recent uc DAVIA studies suggests gas prices could go

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Speaker 3: up another dollar twenty one per gallon by August. Tammy

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Speaker 3: Trio KFI News.

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Speaker 1: Buck twenty one. The national average is like around two

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Speaker 1: dollars or something crazy. What is going on with our state?

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Speaker 1: All right? Second storm is expected to move into southern

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Speaker 1: California tonight and into tomorrow, bringing older temperatures and the

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Speaker 1: potential for additional rain, and it's mountain snow forecasters say

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Speaker 1: snow levels could fall as low as twenty five to

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Speaker 1: twenty five hundred to three thousand feet at times, creating

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Speaker 1: possible travel hazards on mountain roads. Will was just saying

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Speaker 1: the grape vines looking good now, but tomorrow morning could

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Speaker 1: be a different story. LA Mayor Bass has called on

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Speaker 1: LA twenty eight Olympic Organizing Committee chair Casey Wasserman to resign.

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Speaker 1: On CNN, Mayor Bass edge, you can't fire Wasserman, but

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Speaker 1: in the wake of the release of salacious emails he

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Speaker 1: exchanged years ago with Glaine Maxwell, he should step down.

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Speaker 1: The LA twenty eight Executive Committee and the International Olympic

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Speaker 1: Committee have said they support Wasserman staying. Warner Brothers Discovery

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Speaker 1: is rekindling Paramount sky Dance's bid to buy the company.

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Speaker 1: The studio got a seven day waiver from Netflix that

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Speaker 1: gives Paramount until February twenty third to submit its best

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Speaker 1: and final proposal in a bidding war with Netflix. Reverend

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Speaker 1: Jesse Jackson has died at six o foss Handle on

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Speaker 1: the news, Handle's gonna have more to say about that

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Speaker 1: Chinese New Year starts today. It's been going on. The

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Speaker 1: Lunar New Year's been going on to Disneyland for a while,

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Speaker 1: but the actual Chinese New Year starts today. It's also

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Speaker 1: called Spring Festival. And I was kind of interested, like,

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Speaker 1: what's the deal about Chinese New Year because I know

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Speaker 1: last week we were talking about scams because people are

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Speaker 1: taking cash out of ATMs and so to be careful

436
00:23:29,560 --> 00:23:34,560
Speaker 1: for robbers, because apparently it's a tradition to give cash

437
00:23:34,600 --> 00:23:37,080
Speaker 1: to people, you put it in a red envelope. Maybe

438
00:23:37,080 --> 00:23:39,400
Speaker 1: that's a sign of good luck or something. I would

439
00:23:39,440 --> 00:23:42,680
Speaker 1: be happy to accept any red envelopes that people care

440
00:23:42,760 --> 00:23:48,080
Speaker 1: to give. But so here's a very important thing to know.

441
00:23:48,240 --> 00:23:50,320
Speaker 1: I told you not to jump in the shower just yet.

442
00:23:50,640 --> 00:23:56,520
Speaker 1: It is considered bad luck to shower, clean, wash your hair,

443
00:23:57,520 --> 00:24:03,520
Speaker 1: use scissors, or throw out garbage today. Why it's to

444
00:24:03,560 --> 00:24:06,600
Speaker 1: make sure you don't wash away the good luck. So

445
00:24:06,680 --> 00:24:08,159
Speaker 1: I don't have to clean the house today. I was

446
00:24:08,160 --> 00:24:11,200
Speaker 1: going to vacuum, but I'm not going to I don't

447
00:24:11,200 --> 00:24:13,320
Speaker 1: have to shower, and the whole showering thing, yep, put

448
00:24:13,320 --> 00:24:16,399
Speaker 1: it off for a day. But don't forget the deodorant. Okay,

449
00:24:16,400 --> 00:24:19,320
Speaker 1: here's what's coming out of the KFI twenty four hour newsroom.

450
00:24:19,520 --> 00:24:20,359
Speaker 10: Keep Hope alive.

451
00:24:21,880 --> 00:24:24,400
Speaker 1: The Reverend Jesse Jackson has died. He had been dealing

452
00:24:24,480 --> 00:24:29,640
Speaker 1: with a progressive neurodegenerative disease for the past decade. Jackson

453
00:24:29,680 --> 00:24:33,720
Speaker 1: was a protege of Reverend Martin Luther King and became

454
00:24:33,760 --> 00:24:35,880
Speaker 1: a leader of the civil rights movement for decades. After

455
00:24:36,000 --> 00:24:39,720
Speaker 1: King was assassinated in nineteen sixty eight. Jackson ran for

456
00:24:39,960 --> 00:24:44,120
Speaker 1: president twice and led various political crusades in his lifetime.

457
00:24:44,200 --> 00:24:47,600
Speaker 1: He used his Rainbow Push coalition to pressure executives to

458
00:24:47,640 --> 00:24:51,760
Speaker 1: make America a more open and equitable society. Jesse Jackson

459
00:24:51,880 --> 00:24:56,199
Speaker 1: was eighty four. The LAPD is asking students not to

460
00:24:56,200 --> 00:24:58,360
Speaker 1: skip school for anti ice walkouts.

461
00:24:58,400 --> 00:25:01,320
Speaker 5: In a statement, the department has that a city curfew makes

462
00:25:01,359 --> 00:25:04,119
Speaker 5: it unlawful for miners to be in public during school

463
00:25:04,119 --> 00:25:07,200
Speaker 5: hours without a parent or for an emergency. It also

464
00:25:07,280 --> 00:25:10,120
Speaker 5: noted that middle and high school students are legally permitted

465
00:25:10,240 --> 00:25:13,399
Speaker 5: one excused absence per calendar year to participate in a

466
00:25:13,440 --> 00:25:16,840
Speaker 5: civic or political event with advanced notice. Police also warned

467
00:25:16,840 --> 00:25:20,040
Speaker 5: that adults who helped miners participate in illegal activities, may

468
00:25:20,119 --> 00:25:22,960
Speaker 5: be responsible for contributing to the delinquency of a miner,

469
00:25:23,160 --> 00:25:26,640
Speaker 5: and could be subject to arrest. Eileen Gonzalez Ka Fine News.

470
00:25:26,800 --> 00:25:29,119
Speaker 1: Three people, including the shooter, have been killed in a

471
00:25:29,240 --> 00:25:32,560
Speaker 1: shooting at an indoor ice rink in Rhode Island. It

472
00:25:32,720 --> 00:25:36,840
Speaker 1: happened in Pawtucket during the high school boys hockey tournament yesterday.

473
00:25:37,240 --> 00:25:39,560
Speaker 1: The shooter shot and killed himself. A thirty say it

474
00:25:39,560 --> 00:25:43,560
Speaker 1: may have been a family dispute. California surfing legend Kurt

475
00:25:43,800 --> 00:25:46,359
Speaker 1: Vandyke has been killed at his home in Costa Resa,

476
00:25:46,760 --> 00:25:50,199
Speaker 1: Costa Rica. Local reports say he was found dead in

477
00:25:50,320 --> 00:25:55,639
Speaker 1: his house in Kahuita Saturday. He'd apparently been stabbed and strangled.

478
00:25:56,240 --> 00:25:58,840
Speaker 1: His girlfriend was tied up and robbed by two men,

479
00:25:58,880 --> 00:26:02,280
Speaker 1: but she survived. The robbers got away with valuables, including

480
00:26:02,320 --> 00:26:06,040
Speaker 1: the couple's car. Van Dyke, who was from Santa Cruz,

481
00:26:06,119 --> 00:26:09,840
Speaker 1: owned a hotel in Costa Rica. At least one California

482
00:26:09,840 --> 00:26:13,399
Speaker 1: congressman will not be attending President Trump's State of the Union.

483
00:26:13,920 --> 00:26:17,480
Speaker 10: Democratic Congressman Almi Ba from Sacramento County wrote an op

484
00:26:17,640 --> 00:26:20,840
Speaker 10: ed for the news site Midas Touch urging his colleagues

485
00:26:20,880 --> 00:26:23,200
Speaker 10: on both sides of the political aisle not to attend.

486
00:26:23,320 --> 00:26:27,080
Speaker 10: He says attending legitimizes what he calls the president's political theater.

487
00:26:27,280 --> 00:26:29,920
Speaker 10: Barra goes on to say that Trump is openly engaging

488
00:26:29,960 --> 00:26:33,040
Speaker 10: in corruption and that's tarnishing the country that he loves.

489
00:26:33,200 --> 00:26:36,080
Speaker 10: State of the Union is scheduled for February twenty fourth.

490
00:26:36,240 --> 00:26:39,520
Speaker 10: Jason Campedonia at KFI News, come to get in.

491
00:26:39,480 --> 00:26:41,480
Speaker 1: Your business now, as we do every weekday morning with

492
00:26:41,520 --> 00:26:45,879
Speaker 1: Bloomberg's Denise Pelgrine. Good morning, Denise, Good morning Amy. Okay,

493
00:26:45,920 --> 00:26:49,720
Speaker 1: So we were talking that in LA Casey Wasserman's getting

494
00:26:49,760 --> 00:26:52,600
Speaker 1: a lot of pressure to step down from the LA

495
00:26:52,720 --> 00:26:56,600
Speaker 1: twenty eight organizing committee, but so far hasn't. And now

496
00:26:56,640 --> 00:26:59,840
Speaker 1: we've got someone at Hyatt Hotels who's being affected by this.

497
00:27:00,560 --> 00:27:02,879
Speaker 8: Yeah, there's a lot of hubbub at the Hyatt Hub

498
00:27:03,040 --> 00:27:06,880
Speaker 8: in Chicago, that's for sure. Because Hyatt Hotels executive Chairman

499
00:27:07,560 --> 00:27:11,919
Speaker 8: Tom Pritzker is retiring from his position and won't stand

500
00:27:11,960 --> 00:27:14,520
Speaker 8: for re election to the board, citing an association with

501
00:27:14,560 --> 00:27:18,159
Speaker 8: the late sex offender Jeffrey Epstein. Pritzker says he deeply

502
00:27:18,200 --> 00:27:21,920
Speaker 8: regrets his association with Epstein and Glenn Maxwell and says

503
00:27:21,920 --> 00:27:25,359
Speaker 8: he condemns their actions and feels sorrow for the pain

504
00:27:25,400 --> 00:27:27,960
Speaker 8: they inflicted on their victims. And the board is named

505
00:27:27,960 --> 00:27:32,080
Speaker 8: someone else, Mark Hopplomacy, and he's Hyatt's president and CEO

506
00:27:32,160 --> 00:27:35,919
Speaker 8: to succeed Pritzker as chair, effective immediately. And this is

507
00:27:35,960 --> 00:27:37,639
Speaker 8: the cousin of Illinois Governor J. B.

508
00:27:37,720 --> 00:27:38,200
Speaker 10: Pritzker.

509
00:27:38,240 --> 00:27:40,800
Speaker 1: That's what I was just going to ask you. There's

510
00:27:40,880 --> 00:27:45,000
Speaker 1: an AI company called Anthropic, and it wants to know

511
00:27:45,640 --> 00:27:48,080
Speaker 1: how the Pentagon wants to use its technology.

512
00:27:48,520 --> 00:27:52,119
Speaker 8: Yes, San Francisco based company. It's in these talks to

513
00:27:52,240 --> 00:27:55,600
Speaker 8: extend a contract with the Pentagon. And these talks, according

514
00:27:55,600 --> 00:27:58,879
Speaker 8: to sources to Bloomberg, are being held up over additional

515
00:27:58,960 --> 00:28:02,159
Speaker 8: protections that the company is asking for to put on

516
00:28:02,240 --> 00:28:06,680
Speaker 8: its Claud AI tool, with sources saying Anthropic wants guardrails

517
00:28:06,720 --> 00:28:10,400
Speaker 8: in place amy to stop Claude from being used by

518
00:28:10,440 --> 00:28:13,919
Speaker 8: the Pentagon for things like mass surveillance of Americans or

519
00:28:14,040 --> 00:28:18,000
Speaker 8: to develop weapons that can be deployed without a human involved. Ah,

520
00:28:18,080 --> 00:28:20,399
Speaker 8: this is all kind of unusual, the report says. Sources

521
00:28:20,400 --> 00:28:22,439
Speaker 8: say the Pentagon wants to be able to use claud

522
00:28:22,960 --> 00:28:25,800
Speaker 8: as long as its deployment doesn't break the law. And

523
00:28:25,880 --> 00:28:28,080
Speaker 8: it's also kind of colored because on the other side,

524
00:28:28,080 --> 00:28:31,520
Speaker 8: many defense officials view anthropic as a kind of a

525
00:28:31,560 --> 00:28:35,199
Speaker 8: supply chain risk, according to a senior Defense official, and

526
00:28:35,800 --> 00:28:39,520
Speaker 8: the Defense Department is considering requiring vendors to certify that

527
00:28:39,600 --> 00:28:41,440
Speaker 8: they don't use anthropics models.

528
00:28:41,440 --> 00:28:44,880
Speaker 1: So sort of a war of words here, all right.

529
00:28:44,960 --> 00:28:47,520
Speaker 1: I just think the Pentagon and this supplier. I just

530
00:28:47,560 --> 00:28:51,040
Speaker 1: don't understand why more people aren't making the terminator correlation.

531
00:28:51,200 --> 00:28:53,160
Speaker 1: That's all I think about every time I think about

532
00:28:53,240 --> 00:28:58,600
Speaker 1: great movie. Yeah, great movie. Okay, talk about Coca Cola

533
00:28:59,320 --> 00:29:03,440
Speaker 1: being response for people thinking that cows are treated nicely?

534
00:29:03,800 --> 00:29:05,000
Speaker 1: But is up with that?

535
00:29:05,840 --> 00:29:09,520
Speaker 8: Well, this is a California lawsuit. It's a proposed class

536
00:29:09,560 --> 00:29:13,120
Speaker 8: action lawsuit, but a judge in California has now limited

537
00:29:13,200 --> 00:29:17,040
Speaker 8: this suit against Coca Cola and its dairy unit, fair Life.

538
00:29:17,640 --> 00:29:21,360
Speaker 8: The suit claims that Coca Cola and its holy owned

539
00:29:21,360 --> 00:29:25,600
Speaker 8: subsidiary fair Life misled consumers about animal abuse and its

540
00:29:25,640 --> 00:29:29,800
Speaker 8: facilities with a name and logo that implied the cows

541
00:29:29,800 --> 00:29:34,880
Speaker 8: live fairly. Because they impose this fair Life logo, get

542
00:29:34,920 --> 00:29:38,480
Speaker 8: it over the cow, and apparently the cows don't live

543
00:29:38,520 --> 00:29:42,080
Speaker 8: that fairly. The judge didn't buy it. He's dismissed Coca

544
00:29:42,120 --> 00:29:45,440
Speaker 8: Cola from the suit, but the false advertising part of

545
00:29:45,440 --> 00:29:48,080
Speaker 8: the suit in California against fair Life remains live.

546
00:29:48,120 --> 00:29:52,160
Speaker 1: That could be a powerful kind of suit, as you know. Okay, advertising,

547
00:29:52,200 --> 00:29:55,360
Speaker 1: all right, and before we go, another chance for free

548
00:29:55,360 --> 00:29:58,320
Speaker 1: donuts from our buddies at Krispy Kreme's who don't spend

549
00:29:58,320 --> 00:30:00,280
Speaker 1: a dime on advertising but get a lit a lot

550
00:30:00,280 --> 00:30:00,720
Speaker 1: of press.

551
00:30:01,240 --> 00:30:03,520
Speaker 8: Yes they do, and who doesn't want a free donut?

552
00:30:03,560 --> 00:30:08,920
Speaker 8: This fact Tuesday, right, Krispy Kreme says, anyone who wears

553
00:30:09,040 --> 00:30:12,479
Speaker 8: Marty Grub beads to its stores today can get an

554
00:30:12,480 --> 00:30:15,800
Speaker 8: original glazed donut free of charge. Enemy This is different

555
00:30:15,840 --> 00:30:17,680
Speaker 8: from a lot of specials. You do not have to

556
00:30:17,720 --> 00:30:20,800
Speaker 8: buy anything, so this is not a bogo and you

557
00:30:20,840 --> 00:30:23,680
Speaker 8: don't even have to register for the app or do

558
00:30:23,800 --> 00:30:26,360
Speaker 8: anything like that. You just walk in with your Marty

559
00:30:26,400 --> 00:30:28,920
Speaker 8: Grub beads and get your free glazed donut.

560
00:30:29,160 --> 00:30:31,760
Speaker 1: Okay, so you get your beads, but you don't have

561
00:30:31,880 --> 00:30:34,440
Speaker 1: to do what you did to get the beads. When

562
00:30:34,440 --> 00:30:37,280
Speaker 1: you go to Christma Creame, you just have to grab

563
00:30:37,320 --> 00:30:41,040
Speaker 1: those old love beads off the shelf, all right, getting

564
00:30:41,040 --> 00:30:43,719
Speaker 1: in your business with Bloomberg's Denise Pelgreney like we do everyday.

565
00:30:43,720 --> 00:30:46,840
Speaker 1: Thanks Denise. The second of three storms rolls into southern

566
00:30:46,920 --> 00:30:51,880
Speaker 1: California later today after torrential downpourge yesterday, flash flooding left

567
00:30:51,960 --> 00:30:55,640
Speaker 1: roads underwater and cars submerged in Burbank, Long Beach, Hollywood,

568
00:30:55,680 --> 00:30:58,320
Speaker 1: North Hollywood, and other areas. At least one person in

569
00:30:58,320 --> 00:31:00,840
Speaker 1: Sawtail had to be rescued from a car that became

570
00:31:00,960 --> 00:31:04,720
Speaker 1: stranded in rising water. Guthrie family members have been ruled

571
00:31:04,720 --> 00:31:08,040
Speaker 1: out as suspects in the disappearance of Nancy Guthrie. Pima

572
00:31:08,080 --> 00:31:11,920
Speaker 1: County Sheriff Chris Nanos released a statement saying all siblings

573
00:31:11,960 --> 00:31:14,840
Speaker 1: and spouses have been cleared and that the family's been

574
00:31:15,080 --> 00:31:19,080
Speaker 1: nothing but cooperative and gracious. Earlier in the day, President

575
00:31:19,120 --> 00:31:22,360
Speaker 1: Trump said Guthrie's kidnappers could face the death penalty if

576
00:31:22,400 --> 00:31:25,840
Speaker 1: she's found dead. The US women's ice hockey team is

577
00:31:25,880 --> 00:31:29,080
Speaker 1: going for gold. The team USA beat Sweden five nothing

578
00:31:29,160 --> 00:31:32,240
Speaker 1: yesterday to advance to the gold medal round in women's hockey.

579
00:31:32,680 --> 00:31:36,480
Speaker 1: The US last one gold in twenty eighteen. We're just

580
00:31:36,520 --> 00:31:39,160
Speaker 1: minutes away from Handle on the news this morning. Iran

581
00:31:39,240 --> 00:31:43,479
Speaker 1: has been filing off firing off missiles as talks are

582
00:31:43,520 --> 00:31:48,120
Speaker 1: scheduled to start between the US and Iran. Today, let's

583
00:31:48,160 --> 00:31:50,360
Speaker 1: say good morning to the host of How to Money

584
00:31:50,360 --> 00:31:52,440
Speaker 1: on KFI, Joel Larsgard.

585
00:31:52,480 --> 00:31:54,840
Speaker 6: Morning Joel, morning. Aby.

586
00:31:55,080 --> 00:31:58,800
Speaker 1: Okay, so you've got some credit card debt and maybe

587
00:31:58,840 --> 00:32:02,320
Speaker 1: you've missed a payment and maybe you're racking it up,

588
00:32:02,360 --> 00:32:03,560
Speaker 1: and well you're not alone.

589
00:32:05,480 --> 00:32:08,080
Speaker 6: Oh man, no you're not. This is this is a

590
00:32:08,120 --> 00:32:10,960
Speaker 6: great American way. It's an American tradition to have that

591
00:32:11,040 --> 00:32:13,320
Speaker 6: credit card debt, uh, and to not be able to

592
00:32:13,360 --> 00:32:17,480
Speaker 6: pay it off on time and in full. It's not

593
00:32:17,640 --> 00:32:19,520
Speaker 6: it's not one of my favorites, that's for sure. Like

594
00:32:19,560 --> 00:32:21,600
Speaker 6: there's a lot of other great ways to celebrate being

595
00:32:21,640 --> 00:32:24,480
Speaker 6: an American than having credit card debt. But it does

596
00:32:24,520 --> 00:32:27,040
Speaker 6: feel like credit card debt is as American as Apple

597
00:32:27,080 --> 00:32:29,840
Speaker 6: pied these days. Uh And and so like that headline

598
00:32:30,120 --> 00:32:32,560
Speaker 6: number of credit card debt, just I mean, how long

599
00:32:32,640 --> 00:32:35,240
Speaker 6: ago was it that we crossed the trillion dollar mark?

600
00:32:35,280 --> 00:32:38,480
Speaker 6: That felt like a watershed moment, and now we're at

601
00:32:38,520 --> 00:32:41,680
Speaker 6: almost fero point three trillion dollars in total credit card

602
00:32:41,680 --> 00:32:45,200
Speaker 6: debt much and I'm just hearing one point three trillion

603
00:32:46,240 --> 00:32:50,920
Speaker 6: rising fast. Yeah, it's a lot, and it's what I

604
00:32:50,920 --> 00:32:55,280
Speaker 6: think what we're what we're seeing is just an inability

605
00:32:55,680 --> 00:32:58,400
Speaker 6: for people to get caught up because when you look

606
00:32:58,520 --> 00:33:01,080
Speaker 6: like when you get your credit card statement in the

607
00:33:01,120 --> 00:33:04,000
Speaker 6: mail or in your email and it says, here's how

608
00:33:04,000 --> 00:33:05,360
Speaker 6: long it's going to take you to pay off that

609
00:33:05,400 --> 00:33:07,520
Speaker 6: balance if you're just paying the minimum. For a lot

610
00:33:07,520 --> 00:33:10,400
Speaker 6: of people, you're talking about multiple decades right of not

611
00:33:10,440 --> 00:33:12,400
Speaker 6: being able to pay off that balance if you're paying

612
00:33:12,440 --> 00:33:14,680
Speaker 6: just the minimums. And so I think that's where a

613
00:33:14,680 --> 00:33:17,960
Speaker 6: lot of people find themselves is during this perpetual debt cycle,

614
00:33:18,000 --> 00:33:21,600
Speaker 6: they're not making any progress, any meaningful progress on that

615
00:33:21,600 --> 00:33:24,160
Speaker 6: credit card debt. And then what we're seeing too is

616
00:33:24,200 --> 00:33:26,840
Speaker 6: people have gotten themselves into so much debt amy that

617
00:33:26,880 --> 00:33:29,560
Speaker 6: they're not able to even pay the minimums. And so

618
00:33:29,680 --> 00:33:33,000
Speaker 6: people are defaulting on their credit card debt at higher numbers.

619
00:33:33,000 --> 00:33:36,040
Speaker 6: And it's not just credit card debt, it is all

620
00:33:36,120 --> 00:33:40,320
Speaker 6: kinds of debt that we're seeing delinquencies and defaults rise

621
00:33:40,480 --> 00:33:42,360
Speaker 6: in the United States right now. So to me, this

622
00:33:42,520 --> 00:33:47,080
Speaker 6: is just a sign that people like the debt to

623
00:33:47,120 --> 00:33:50,320
Speaker 6: income ratios are rising quickly as well. Even people with

624
00:33:50,800 --> 00:33:53,560
Speaker 6: high incomes are having trouble paying off some of the

625
00:33:53,600 --> 00:33:56,480
Speaker 6: debts that they've taken on. And so, yeah, this just

626
00:33:56,560 --> 00:34:00,600
Speaker 6: feels like a moment that I'm a little bits about

627
00:34:00,680 --> 00:34:03,120
Speaker 6: and I just want to like sound the warning and

628
00:34:03,160 --> 00:34:06,160
Speaker 6: I want to talk to people about the importance of

629
00:34:06,680 --> 00:34:09,360
Speaker 6: reining in maybe a bare bones budget in order to

630
00:34:09,480 --> 00:34:11,920
Speaker 6: find ways to make some progress on that debt. So

631
00:34:11,960 --> 00:34:13,040
Speaker 6: it's not with you forever.

632
00:34:13,560 --> 00:34:16,760
Speaker 1: Yeah, And I'm curious too, because you know, we're racking

633
00:34:16,840 --> 00:34:19,440
Speaker 1: up all this debt and the big question is why

634
00:34:19,520 --> 00:34:22,759
Speaker 1: do we just not care? And some people are saying, well,

635
00:34:22,760 --> 00:34:25,600
Speaker 1: it's because we were having more trouble making ends meet.

636
00:34:25,640 --> 00:34:28,360
Speaker 1: But there's also reports out there that people are just

637
00:34:28,440 --> 00:34:32,040
Speaker 1: spending more and they're going on vacations. I know several

638
00:34:32,080 --> 00:34:34,880
Speaker 1: people who are doing major remodels to their home that

639
00:34:34,960 --> 00:34:37,720
Speaker 1: I'm like, what about the economy being you know, people

640
00:34:37,760 --> 00:34:40,520
Speaker 1: being skittish about the economy, and yet they're going out

641
00:34:40,560 --> 00:34:41,680
Speaker 1: and spending all this money.

642
00:34:43,080 --> 00:34:45,400
Speaker 6: Well, in some I think there's it's a mix of

643
00:34:45,400 --> 00:34:47,239
Speaker 6: a bunch of things, right, and part of it is

644
00:34:47,680 --> 00:34:50,000
Speaker 6: what's been referred to as the K shaped economy and

645
00:34:50,080 --> 00:34:53,800
Speaker 6: some people, Let's say some people who are completely redoing

646
00:34:53,800 --> 00:34:57,960
Speaker 6: their home. Maybe they've got they've been beneficiaries of a

647
00:34:58,080 --> 00:35:01,480
Speaker 6: rising stock market and they had significant investments that they

648
00:35:01,480 --> 00:35:04,040
Speaker 6: can tap in order to pay for that reno, or

649
00:35:04,200 --> 00:35:06,799
Speaker 6: there's all sorts of or their income has been rising

650
00:35:06,840 --> 00:35:09,040
Speaker 6: because they're in a sector that's been doing quite well well.

651
00:35:09,400 --> 00:35:13,960
Speaker 6: Other people are like almost no stock market exposure. I'm

652
00:35:14,040 --> 00:35:17,239
Speaker 6: not in an industry that is doing very well, and

653
00:35:17,280 --> 00:35:19,799
Speaker 6: so I feel like my my only way to get

654
00:35:19,880 --> 00:35:24,000
Speaker 6: through is to tap debt vehicles, uh, in order to

655
00:35:24,040 --> 00:35:26,520
Speaker 6: put food on the table every month. So I think

656
00:35:26,520 --> 00:35:29,400
Speaker 6: it really just depends on who we're talking about and

657
00:35:29,440 --> 00:35:30,239
Speaker 6: what position they're in.

658
00:35:30,440 --> 00:35:35,280
Speaker 1: Okay, so just say that people have they've gotten themselves

659
00:35:35,320 --> 00:35:37,520
Speaker 1: in a position where it's getting tougher and tougher to

660
00:35:37,520 --> 00:35:40,799
Speaker 1: make any progress on your on your on your debt.

661
00:35:41,080 --> 00:35:43,799
Speaker 1: If you are in that position, Joel, how do we

662
00:35:43,880 --> 00:35:44,799
Speaker 1: start getting out?

663
00:35:46,520 --> 00:35:49,440
Speaker 6: So I think first you have to decide whether or

664
00:35:49,480 --> 00:35:52,839
Speaker 6: not it's something you can tackle on your own. UH

665
00:35:53,520 --> 00:35:58,280
Speaker 6: is when when you add up your your debts. And

666
00:35:58,280 --> 00:35:59,920
Speaker 6: this is really important to face the facts because of

667
00:36:00,000 --> 00:36:02,920
Speaker 6: a lot of people and you don't understand or they

668
00:36:02,960 --> 00:36:06,080
Speaker 6: have kind of maybe a rough idea, a guestament of

669
00:36:06,080 --> 00:36:08,080
Speaker 6: how much they owe and who they owe and what

670
00:36:08,200 --> 00:36:11,160
Speaker 6: the payments are every month, and that's not good enough,

671
00:36:11,239 --> 00:36:15,479
Speaker 6: Like you need to actually find the paperwork. How much

672
00:36:15,560 --> 00:36:18,359
Speaker 6: total do I owe? What are my monthly payments do

673
00:36:18,400 --> 00:36:21,200
Speaker 6: I have? And then what's my income and what are

674
00:36:21,280 --> 00:36:24,279
Speaker 6: my total obligations? How much free cash do I have

675
00:36:24,680 --> 00:36:27,720
Speaker 6: to be able to toss at some of these debts

676
00:36:27,120 --> 00:36:31,080
Speaker 6: and make a plan. Because if you're not looking at

677
00:36:31,080 --> 00:36:33,520
Speaker 6: the facts, then you're just really you're going to keep

678
00:36:33,520 --> 00:36:35,759
Speaker 6: going down the same path you've been going down. And

679
00:36:36,120 --> 00:36:38,279
Speaker 6: if you're like, oh, I've got enough free cash where okay,

680
00:36:38,320 --> 00:36:40,440
Speaker 6: I could actually I could legitally get it rid of

681
00:36:40,480 --> 00:36:44,040
Speaker 6: at least this first credit card in six months, and

682
00:36:44,080 --> 00:36:45,960
Speaker 6: now would free me up to then get rid of

683
00:36:45,960 --> 00:36:50,120
Speaker 6: this car loan in fifteen months, And that's the start

684
00:36:50,120 --> 00:36:53,399
Speaker 6: of a plan, right. But if you're saying you add

685
00:36:53,400 --> 00:36:55,960
Speaker 6: it up and you're like, my goodness, it feels like

686
00:36:56,239 --> 00:36:58,680
Speaker 6: I still can't really make progress or I don't have

687
00:36:58,760 --> 00:37:02,520
Speaker 6: a good timeline to be able to pay off these debts,

688
00:37:02,680 --> 00:37:05,080
Speaker 6: then the key is really to find somebody who can help,

689
00:37:05,080 --> 00:37:08,360
Speaker 6: and that's somebody at a nonprofit debt counseling agency like

690
00:37:08,400 --> 00:37:11,960
Speaker 6: Money Management International or the National Foundation for Credit Counseling.

691
00:37:12,320 --> 00:37:14,200
Speaker 6: Those are There are a lot of other people who

692
00:37:14,200 --> 00:37:16,160
Speaker 6: will claim to help you and who will claim that

693
00:37:16,200 --> 00:37:19,920
Speaker 6: they can work with credit card companies on your behalf,

694
00:37:20,080 --> 00:37:24,239
Speaker 6: But truly, these are the two organizations who really can

695
00:37:24,320 --> 00:37:26,720
Speaker 6: help and who aren't going to fleece you in the process.

696
00:37:27,160 --> 00:37:30,719
Speaker 6: So consider a nonprofit debt counseling service as you feel

697
00:37:30,760 --> 00:37:32,399
Speaker 6: like you truly are in over your head after you've

698
00:37:32,400 --> 00:37:34,960
Speaker 6: added everything up and you're like, there's just not enough

699
00:37:35,000 --> 00:37:37,960
Speaker 6: income for me to pay anything more than the minimums

700
00:37:38,160 --> 00:37:39,680
Speaker 6: you might need to get on something like a debt

701
00:37:39,680 --> 00:37:41,400
Speaker 6: management plan with one of these agencies.

702
00:37:41,640 --> 00:37:43,680
Speaker 1: Yeah, and really important because you know, when you get

703
00:37:43,719 --> 00:37:45,759
Speaker 1: yourself in that position, you start to feel like you're

704
00:37:45,800 --> 00:37:48,279
Speaker 1: drowning and it's just not it's not good for your

705
00:37:48,400 --> 00:37:52,040
Speaker 1: mental health, it's not good for anything. So make the move,

706
00:37:52,520 --> 00:37:55,080
Speaker 1: make the call if you need to, and get it.

707
00:37:55,280 --> 00:37:57,200
Speaker 1: Get it done, just get or done.

708
00:37:57,400 --> 00:37:59,759
Speaker 6: Yeah, sometimes just being able to being able to talk

709
00:37:59,800 --> 00:38:02,440
Speaker 6: to somebody about it. That's the great thing about those

710
00:38:02,440 --> 00:38:05,359
Speaker 6: agencies too, is like that's a caring person. So many

711
00:38:05,480 --> 00:38:08,200
Speaker 6: people I know with those agencies, Amy, like they work

712
00:38:08,280 --> 00:38:12,000
Speaker 6: there because they went through something similar, Like they had

713
00:38:12,400 --> 00:38:16,480
Speaker 6: some awful experience in their life in regards to money,

714
00:38:16,480 --> 00:38:18,680
Speaker 6: not being able to pay their mortgage, racking up credit

715
00:38:18,680 --> 00:38:20,680
Speaker 6: card debt that was just over the top. It felt

716
00:38:20,680 --> 00:38:23,799
Speaker 6: like they were sinking underneath a weight of it. And

717
00:38:23,880 --> 00:38:26,040
Speaker 6: so that's the kind of help that you're going to

718
00:38:26,120 --> 00:38:29,400
Speaker 6: get at these places is often from people who totally

719
00:38:29,440 --> 00:38:31,640
Speaker 6: understand what you're going through, what you're going through because

720
00:38:31,680 --> 00:38:32,680
Speaker 6: they've been there, all right.

721
00:38:33,080 --> 00:38:35,719
Speaker 1: More great advice is always from our friend Joel Larsgard,

722
00:38:35,760 --> 00:38:37,600
Speaker 1: the host of how to Money on KFI. You can

723
00:38:37,600 --> 00:38:40,640
Speaker 1: follow him at how to Money Joel and listen to

724
00:38:40,719 --> 00:38:43,600
Speaker 1: him this Sunday from noon to too. Thank you, Joel Blarsguard.

725
00:38:44,800 --> 00:38:45,319
Speaker 6: Thanks Amy.

726
00:38:45,360 --> 00:38:47,680
Speaker 1: All right, have a great day, and with that, our

727
00:38:47,719 --> 00:38:50,279
Speaker 1: time is up, but we'll be back tomorrow morning. Hope

728
00:38:50,280 --> 00:38:53,839
Speaker 1: you'll join us again for the next audition of wake

729
00:38:53,960 --> 00:38:58,960
Speaker 1: Up Call. This is KFI and kost HD two Los Angeles,

730
00:38:58,960 --> 00:39:02,240
Speaker 1: Orange County, live from the KFI twenty four hour Newsroom.

731
00:39:02,280 --> 00:39:04,880
Speaker 1: I'm Amy King. This has been your wake up call.

732
00:39:04,920 --> 00:39:06,479
Speaker 1: If you missed any wake up Call, you can listen

733
00:39:06,520 --> 00:39:09,839
Speaker 1: anytime on the iHeartRadio app. You've been listening to Wake

734
00:39:09,920 --> 00:39:12,640
Speaker 1: Up Call with me Amy King. You can always hear

735
00:39:12,640 --> 00:39:15,280
Speaker 1: Wake Up Call five to six am Monday through Friday

736
00:39:15,320 --> 00:39:19,040
Speaker 1: on KFI AM six forty and anytime on demand on

737
00:39:19,120 --> 00:39:20,600
Speaker 1: the iHeartRadio app