WEBVTT - 10-14-25 Sloan with Michele Grim

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<v Speaker 1>Do you want to be an American?

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<v Speaker 2>Idio Scott's longshow back on seven hundred WLW fun fat.

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<v Speaker 1>Here's a fun fact to start your busy day.

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<v Speaker 2>The amount of money that we spend in healthcare in

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<v Speaker 2>the United States has tripled since two thousand, So in

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<v Speaker 2>less than a quarter century, less than twenty five years,

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<v Speaker 2>the amount of money we spend on healthcare has tripled.

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<v Speaker 2>So one point four trillion to five trillion, pretty close

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<v Speaker 2>to triple, right. More than third of Ohio and struggled

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<v Speaker 2>play her medical bills last month, the city of Cincinnati,

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<v Speaker 2>and this is kind of like a side eye to

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<v Speaker 2>Aftab who's running for mayor, So yeah, that's probably why.

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<v Speaker 2>But gave a million and a half to nonprofit that

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<v Speaker 2>buy his medical debt from hospitals. That wiped out some

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<v Speaker 2>two hundred twenty million dollars in debt for about twelve

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<v Speaker 2>thousand Cincinnati. So next up those state wide is Ohio's

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<v Speaker 2>Medical Debt Fairness Act.

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<v Speaker 1>What is that?

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<v Speaker 2>Well, Ohio Representative Michelle Grimm out of Toledo, out of

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<v Speaker 2>the Glass Cities here, she is a sponsor of House

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<v Speaker 2>Bill two fifty seven.

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<v Speaker 1>Michelle, how are you?

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<v Speaker 3>I'm great, how are you Scott.

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<v Speaker 1>I'm doing fine. All is well in the glass sit I.

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<v Speaker 3>Presume, yeah, all as well?

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<v Speaker 1>All right?

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<v Speaker 2>I had I think Gary Jeff Walker, one of our

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<v Speaker 2>guys at work here, was driving through Toledo, was thinking

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<v Speaker 2>to me, said I stopped and had a Pacos honky dog.

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<v Speaker 2>And let me tell you something, if you're passing through

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<v Speaker 2>child to stop at Tony Paco's and get some chili,

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<v Speaker 2>get a honky dog. Much different than Cincinnati style, but

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<v Speaker 2>pleasing none theless, all right, so medical debt has I

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<v Speaker 2>think it's the still the leading source and has been

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<v Speaker 2>for a while leading source on paid bills and credit

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<v Speaker 2>reports for a long time now. In medical debt's like

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<v Speaker 2>sixty percent of consumer debt on credit reports, which is incredible.

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<v Speaker 2>So that those that's the rail that we're facing here.

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<v Speaker 2>So what does House Bill two fifty seven do? What's

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<v Speaker 2>your proposal to do?

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<v Speaker 3>Sure? So House Still two fifty seven would do three

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<v Speaker 3>key things. It would prohibit hospitals debt collectors from reporting

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<v Speaker 3>on credit reports, it would ban wage gurnishment, and it

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<v Speaker 3>would tap interest of medical debt ode to three percent,

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<v Speaker 3>because right now we have a statutory eight percent interest,

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<v Speaker 3>so that would cap that at three percent.

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<v Speaker 2>Okay, So let's start with a three percent medical to

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<v Speaker 2>The interest that you would pay right now on any

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<v Speaker 2>medical bill is certainly higher than three percent, and that

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<v Speaker 2>keeps up with inflation, presumably tied to maybe tied to

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<v Speaker 2>inflation here, but typically how much of that debt?

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<v Speaker 1>Are we talking? How much should people just paying interest

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<v Speaker 1>on medical debt? Now?

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<v Speaker 3>So I, you know, I think it's hard to gauge,

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<v Speaker 3>but I would say that the average person has about

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<v Speaker 3>the average person has medical debt has about twelve hundred dollars,

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<v Speaker 3>and while we don't report under five hundred dollars and

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<v Speaker 3>credit reports right now, that's taking away about the majority

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<v Speaker 3>of people who have medical debt and not giving them

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<v Speaker 3>a chance to repair their credit or purchase a home

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<v Speaker 3>or even get a job, because credit reports are they

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<v Speaker 3>continder people getting a job or getting an apartment, or

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<v Speaker 3>getting a mortgage. So so that that leads a lot

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<v Speaker 3>of people out.

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<v Speaker 2>Well getting getting insurance for that met like car insurance

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<v Speaker 2>for example.

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<v Speaker 1>Everybody pulls your credit report.

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<v Speaker 3>Now, yeah, for sure, And so our bill would prohibit

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<v Speaker 3>any type of credit reporting and medical.

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<v Speaker 2>Debt all right, So on that one of the one

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<v Speaker 2>of the complaints you hear from the debt collection industry,

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<v Speaker 2>which I can't imagine a lot of people siding with

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<v Speaker 2>the debt collection industry, but it says, hey, listen, you're

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<v Speaker 2>essentially encouraging people to be dead beats.

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<v Speaker 1>Basically, what they're saying is that.

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<v Speaker 2>If you take the conscious consequences away from people for

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<v Speaker 2>non payment, that's going to lead the higher healthcare costs

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<v Speaker 2>for everyone because people look at it going, well, I

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<v Speaker 2>don't have to pay it. The government's going to and

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<v Speaker 2>you know there's a moral hazard there obviously too, And

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<v Speaker 2>that's that's a problem with universal healthcare is you know,

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<v Speaker 2>well people just simply go to the emergency. If I

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<v Speaker 2>don't have to pay for it, I'll overuse it. That's

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<v Speaker 2>a theory.

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<v Speaker 3>So you would still have to pay your bills, of course,

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<v Speaker 3>because it would just not be on your credit report.

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<v Speaker 3>But I would also argue that there's been studies that

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<v Speaker 3>said medical debt is a poor indicator of paying other

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<v Speaker 3>types of credit. So if you had credit cards or

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<v Speaker 3>paying your mortgage, or paying your light bill, your electric bill,

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<v Speaker 3>but if you have medical debt, that's a poor indicator

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<v Speaker 3>whether you're going to pay other debts back. And people

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<v Speaker 3>do you want to pay off their medical bills. Medical

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<v Speaker 3>bills can be medical debt can be embarrassing, but it's

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<v Speaker 3>not their fault. It's really a fault of a broken system.

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<v Speaker 3>It's not a debt of luxury, is a debt of necessity.

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<v Speaker 3>So that's what I would a viewback is that people

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<v Speaker 3>people do want to pay their bills back, and putting

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<v Speaker 3>these creditory practices in place hinders a lot of people

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<v Speaker 3>from doing that.

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<v Speaker 2>In that regard, Michelle Grim, is there a means test

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<v Speaker 2>or income requirement? I mean, you know, it sounds all

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<v Speaker 2>well and good that people do want to pay their

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<v Speaker 2>debts off generally speaking, but how do we separate people

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<v Speaker 2>who generally can't afford to pay versus those who simply

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<v Speaker 2>say I'm not going to pay or choose not to pay.

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<v Speaker 3>So I think that there when you look at the studies,

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<v Speaker 3>it's a lot of people who cannot afford to pay,

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<v Speaker 3>a lot of people do want to pay their bills,

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<v Speaker 3>but they simply can't afford it. They're they're choosing between

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<v Speaker 3>putting food on the table, or paying their their electric bill,

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<v Speaker 3>or paying their mortgage, or paying their medical debt off.

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<v Speaker 3>So it's it is a lot of people who don't

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<v Speaker 3>have any savings or anything like that. A lot of

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<v Speaker 3>people don't have a thousand dollars for emergency and that's

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<v Speaker 3>why we're putting people in a bind with medical debt.

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<v Speaker 3>But we want to help people with House book fifty seven.

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<v Speaker 2>Yeah, this is Michelle Grim she's out of Toledo. House

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<v Speaker 2>Bill two fifty seven. She's go sponsoring this one to

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<v Speaker 2>help people with medical debt because one in three Ohioans

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<v Speaker 2>carry some sort of medical debts and number one cause

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<v Speaker 2>of bankrow. I think we're the top two costs of

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<v Speaker 2>bankruptcy in the United States, but one drives the other.

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<v Speaker 2>Joblessness would be number one, and health insurance bankruptcy is

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<v Speaker 2>another one, and I think those two go hand in

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<v Speaker 2>hand because for a lot of people, their jobs and

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<v Speaker 2>healthcare a tied together, which is part of the problem.

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<v Speaker 2>This would limit medical interest to what you say, three

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<v Speaker 2>percent a year. You can't guard someone's wages for medical

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<v Speaker 2>debt collection, and hospitals and providers can't report medical debt

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<v Speaker 2>to credit agencies right now, and I think in the

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<v Speaker 2>last few years were reformed.

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<v Speaker 1>It used to be.

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<v Speaker 2>I believe Michelle, unpaid medical bills were kicked over to

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<v Speaker 2>credit reporting agencies after like sixty or on hundred and

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<v Speaker 2>twenty days and now it's a full year.

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<v Speaker 1>Correct, correct?

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<v Speaker 2>Yeah, So, I mean even the credit industry has said, hey,

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<v Speaker 2>you know, we've got to we've got we've got to

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<v Speaker 2>ease back a little bit here, mean after a full year.

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<v Speaker 2>Now does that mean that people aren't making any payments whatsoever?

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<v Speaker 2>If you pay a little bit of money, does that

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<v Speaker 2>keep you from being reported to credit agencies? How does

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<v Speaker 2>that work?

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<v Speaker 1>Or is that what this what two fifty seven seeks

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<v Speaker 1>to do.

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<v Speaker 3>So I think it depends. I think typically I think

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<v Speaker 3>if you're making payments that it would not be reported.

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<v Speaker 3>But I think in some instances you will see reports

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<v Speaker 3>that like people are making payments or maybe they fell

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<v Speaker 3>behind so and you know what I was talking about before,

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<v Speaker 3>they maybe sell behind one or two months and then

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<v Speaker 3>it gets reported on the credit report. So you know,

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<v Speaker 3>the system isn't really fair for consumers, and we want

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<v Speaker 3>to make it a little fair for people to get ahead,

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<v Speaker 3>for people to have a fighting chance. So you know,

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<v Speaker 3>I think that a lot of the arguments against this

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<v Speaker 3>too is we around wage garnishments. I do want your

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<v Speaker 3>listeners to look up this article from Signal, Ohio about

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<v Speaker 3>a rural hospital of Logan County who has who has

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<v Speaker 3>sued twenty seven hundred patients in the last two years. Yeah,

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<v Speaker 3>and a lot of their a lot of the judgments

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<v Speaker 3>in court were wage gardishments. So people are paying up

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<v Speaker 3>to twenty five percent of their They're getting up to

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<v Speaker 3>twenty five percent of their checks garnished their payroll checks,

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<v Speaker 3>plus they're paying that eight percent interest.

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<v Speaker 1>So that's that's pretty cool.

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<v Speaker 2>I think most people listening, Wow, Okay, I'm not quite

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<v Speaker 2>sure I want the state medical bills. At the same time, like,

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<v Speaker 2>how am I supposed to live if i'm that's almost

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<v Speaker 2>like child support? Right in child support, you had a

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<v Speaker 2>conscious shod have a child, and you provide for your child.

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<v Speaker 2>That's a different matter than Hey, I just got sick,

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<v Speaker 2>and maybe I got sick because it's something at work

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<v Speaker 2>or I fell or something along the way, and it

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<v Speaker 2>happens all of us at some point or another. And

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<v Speaker 2>now we're taking a quarter of your wages. That seems confiscate.

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<v Speaker 2>How can you live on the other seventy five percent?

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<v Speaker 3>And can I go back to what you just said?

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<v Speaker 3>So we're not again, we're not suggesting that the state

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<v Speaker 3>is paying medical bills. We're just saying we're going to

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<v Speaker 3>have these parameters of credit reports, wage garnership, and interest rates.

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<v Speaker 3>So I just wanted to kind of, yeah.

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<v Speaker 1>That's fair.

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<v Speaker 3>I was.

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<v Speaker 2>I was referring more to what we did in Cincinnati

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<v Speaker 2>not long ago when council approved a million and a

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<v Speaker 2>half to a nonprofit that collected money and wiped out

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<v Speaker 2>about two hundred twenty million debt for twelve thousand Cincinnatians

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<v Speaker 2>and just buying the debt from the credit companies.

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<v Speaker 3>So I actually did that in Toledo about it'll be

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<v Speaker 3>three years ago. So Toledo kind of led the way

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<v Speaker 3>for cities with the first one, and so we actually

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<v Speaker 3>eliminated debt for about one hundred and twelve thousand people

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<v Speaker 3>around the region, including forty three thousand Lucas County residents.

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<v Speaker 3>And that no profit is undo medical debt. They do

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<v Speaker 3>great work, so and they negotiate directly with the hospitals.

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<v Speaker 2>So yeah, I'd contemplate that one because this is outside

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<v Speaker 2>of your scope as a state lawmaker, Michelle Grimm. But

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<v Speaker 2>the beef I have, like, for example, the government shutdown

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<v Speaker 2>over Obamacare and the ACA, you know, we're fighting over subsidies.

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<v Speaker 2>The problem it's not not healthcare. We're so we're taking

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<v Speaker 2>money from a group of taxpayers and transferring it to

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<v Speaker 2>another money of pad taxpayers without addressing the problem in

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<v Speaker 2>Congress for a long time. And we would need all

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<v Speaker 2>this stuff if we would just reform healthcare properly instead

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<v Speaker 2>of having Democrats and Republicans fight each other and into

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<v Speaker 2>this insane stuff. I mean, Obamacare, it makes it doesn't

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<v Speaker 2>make get affordable. Uh, it's extremely expensive, is the problem?

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<v Speaker 2>Affism is no where you're just here, you're subsidizing something

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<v Speaker 2>that's extremely expended. Let let's figure out why we're paying

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<v Speaker 2>you know, three times more than most double what most

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<v Speaker 2>countries are for less health care doesn't make any sense.

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<v Speaker 3>Yeah, yeah, no, I would absolutely agree with that, and

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<v Speaker 3>I would I would say that a lot of people

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<v Speaker 3>in the healthcare space looking at the core problem, which

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<v Speaker 3>is our work at healthcare system which it would absolutely

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<v Speaker 3>agree with that. And so I know we're here not

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<v Speaker 3>to talk about and do. But what what what they're

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<v Speaker 3>able to do is they're able to purchase that pennies

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<v Speaker 3>on the dollar from hospital systems or second second, the

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<v Speaker 3>secondary market. But you know, people do uh people have

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<v Speaker 3>you know I've gotten I've gotten a lot of emails

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<v Speaker 3>and a lot of calls saying like I got a

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<v Speaker 3>letter from on new medical debt. Thank you very much.

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<v Speaker 3>It really did help a lot of people. But yes,

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<v Speaker 3>you are correct, it does not solve the broken healthcare system, right,

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<v Speaker 3>and you know that's what you know, that's what we

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<v Speaker 3>need to keep working on. And so bills like House

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<v Speaker 3>Bill to fifty seven, they make the rules a little

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<v Speaker 3>bit fairer, but we still have a lot of work

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<v Speaker 3>to do.

0:12:21.960 --> 0:12:25.360
<v Speaker 2>Yeah, you mentioned Logan County Small and Logan Counties right

0:12:25.360 --> 0:12:28.200
<v Speaker 2>in our listing areas in the I think around the

0:12:28.280 --> 0:12:32.200
<v Speaker 2>where the Armstrong Space, you know, WAPA Canetta up that way. Yeah, yeah,

0:12:32.240 --> 0:12:33.960
<v Speaker 2>about an hour an hour and a half hour forty

0:12:33.960 --> 0:12:36.240
<v Speaker 2>minutes from us here in Cincinnati, So Logan County pastor,

0:12:36.240 --> 0:12:37.920
<v Speaker 2>and if you're going up north to Toledo, for example,

0:12:39.360 --> 0:12:41.440
<v Speaker 2>so in that county you said that you know, they're

0:12:41.480 --> 0:12:43.840
<v Speaker 2>garnishing people's wages and like, and I kind of get

0:12:43.840 --> 0:12:45.360
<v Speaker 2>that in a sense is I don't know if they're

0:12:45.400 --> 0:12:49.160
<v Speaker 2>being confiscatory and it's you know, the evil capitalists twirling

0:12:49.240 --> 0:12:51.320
<v Speaker 2>his mustache in the corner lighting a cigar with one

0:12:51.320 --> 0:12:56.480
<v Speaker 2>thousand dollars bills. But in some sense, hospitals, and especially

0:12:56.520 --> 0:12:58.880
<v Speaker 2>rural hospitals are under struggles right now. We're having a

0:12:58.920 --> 0:13:01.040
<v Speaker 2>number of them closed as a result of the healthcare

0:13:01.080 --> 0:13:03.800
<v Speaker 2>system which is not going to serve anyone in those areas.

0:13:04.440 --> 0:13:06.480
<v Speaker 2>How do you ensure they still get fair payment while

0:13:06.520 --> 0:13:09.719
<v Speaker 2>protecting the patients from excessive debt collection practices.

0:13:11.040 --> 0:13:15.000
<v Speaker 3>So I think what's going to hurt our rule hospitals

0:13:15.080 --> 0:13:17.480
<v Speaker 3>in the long run is the cuts to Medicaid and

0:13:17.559 --> 0:13:25.719
<v Speaker 3>Medicare and also the increased costs because the aca of

0:13:25.760 --> 0:13:28.760
<v Speaker 3>the subsidies may go away. So that's going to be

0:13:29.040 --> 0:13:31.560
<v Speaker 3>really where they're going to hit get hit the hardest.

0:13:32.240 --> 0:13:33.920
<v Speaker 3>It's not gonna be because they can't put it on

0:13:33.920 --> 0:13:36.560
<v Speaker 3>our current report or they can't garnish wages. A lot

0:13:36.600 --> 0:13:40.600
<v Speaker 3>of hospitals actually don't garnish wages or soothe their patients.

0:13:40.920 --> 0:13:45.120
<v Speaker 3>This is actually a pretty aggressive practice with this one hospital,

0:13:45.559 --> 0:13:49.040
<v Speaker 3>because actually a lot of hospitals don't do that. They

0:13:49.320 --> 0:13:51.440
<v Speaker 3>you know, tend to try to work with the patient

0:13:51.920 --> 0:13:54.520
<v Speaker 3>or they or they send it to debt collection. But

0:13:54.559 --> 0:13:58.480
<v Speaker 3>not every but not every hospital does that. A couple

0:13:58.559 --> 0:14:02.080
<v Speaker 3>of the hospitals in the area in the state have

0:14:02.240 --> 0:14:05.360
<v Speaker 3>said that this doesn't this build has two fifty seven

0:14:05.440 --> 0:14:10.120
<v Speaker 3>doesn't really affect us. It doesn't affect our operations. So

0:14:10.920 --> 0:14:14.079
<v Speaker 3>but so yeah, that's what I would say, is.

0:14:14.040 --> 0:14:17.320
<v Speaker 2>That maybe it's just maybe more like the rural I mean,

0:14:17.440 --> 0:14:21.000
<v Speaker 2>because you look at rural areas that are losing population

0:14:21.280 --> 0:14:23.720
<v Speaker 2>and they've got one hospital or clinic and now you've

0:14:23.720 --> 0:14:25.400
<v Speaker 2>got fewer people in there. So I get the model.

0:14:25.400 --> 0:14:30.040
<v Speaker 2>Whereas in Cincinnati and Dayton, Toledo, in bigger cities, you

0:14:30.120 --> 0:14:32.160
<v Speaker 2>can absorb those costs, but better you have more people

0:14:32.200 --> 0:14:32.520
<v Speaker 2>to draw.

0:14:33.960 --> 0:14:38.880
<v Speaker 3>Yeah, but again, I think that what's coming down the

0:14:38.920 --> 0:14:42.880
<v Speaker 3>pipeline here is our cuts to Medicaid and our cuts

0:14:42.920 --> 0:14:47.440
<v Speaker 3>to Medicare and the AC subsidies going away is really

0:14:47.440 --> 0:14:52.480
<v Speaker 3>going to hurt our rural hospital systems. Not prohibiting putting

0:14:52.560 --> 0:14:53.440
<v Speaker 3>medical debta credible.

0:14:54.120 --> 0:14:57.640
<v Speaker 2>It's a hospital two fifty seven, and medical debt is

0:14:57.720 --> 0:14:59.760
<v Speaker 2>a crisis in America, has been for a long time

0:15:00.040 --> 0:15:02.360
<v Speaker 2>of about sixty percent of our consumer debt. This would

0:15:02.360 --> 0:15:04.920
<v Speaker 2>limit the interest on that to three percent, a heared

0:15:04.920 --> 0:15:08.320
<v Speaker 2>capit of three percent interest, ban wage garnishment for medical

0:15:08.320 --> 0:15:12.040
<v Speaker 2>debt collections, and stop hospitals and providers and debt collectors

0:15:12.040 --> 0:15:15.720
<v Speaker 2>from reporting that debt to credit agencies provided you're paying something.

0:15:15.760 --> 0:15:17.720
<v Speaker 2>I mean, isn't it safe to say In the end,

0:15:18.160 --> 0:15:21.600
<v Speaker 2>most hospitals gey, hey, listen, I owe all this money

0:15:21.640 --> 0:15:23.760
<v Speaker 2>and here's what I make. We've got to work on

0:15:23.840 --> 0:15:25.880
<v Speaker 2>a payment plan, whether it's you know, twenty bucks a

0:15:25.880 --> 0:15:27.680
<v Speaker 2>month or something like that, which you'll never touch it,

0:15:27.760 --> 0:15:30.720
<v Speaker 2>but at least I'm giving you something. Does that satisfy

0:15:30.800 --> 0:15:32.359
<v Speaker 2>most hospitals if put the effort.

0:15:32.120 --> 0:15:35.480
<v Speaker 3>In so, you know, I think I can't speak for

0:15:35.520 --> 0:15:39.000
<v Speaker 3>the hospital systems, but certainly a lot of the hospital

0:15:39.120 --> 0:15:43.240
<v Speaker 3>systems do you work out payment plans. They also offer

0:15:44.680 --> 0:15:49.120
<v Speaker 3>charity care options. People can ask for charity care options,

0:15:49.120 --> 0:15:53.960
<v Speaker 3>and I would really encourage folks to do that. Just

0:15:54.120 --> 0:15:55.600
<v Speaker 3>kind of look at all of your options. So if

0:15:56.000 --> 0:15:58.920
<v Speaker 3>you do have medical debt or bills you can't pay,

0:16:00.040 --> 0:16:03.120
<v Speaker 3>ask questions. So this is kind of my call to

0:16:03.160 --> 0:16:06.560
<v Speaker 3>action for everybody. Ask questions. Ask you know, hey, why

0:16:06.720 --> 0:16:08.920
<v Speaker 3>was I charged this? Or can I set up a

0:16:08.920 --> 0:16:12.480
<v Speaker 3>paynut plan? Or hey, I can't afford this right now?

0:16:12.680 --> 0:16:15.560
<v Speaker 3>So I would say keep you know, negotiate with the

0:16:15.600 --> 0:16:22.760
<v Speaker 3>hospital or the deck collection agency, and just make sure

0:16:22.760 --> 0:16:26.880
<v Speaker 3>that you're uh negotiating that way because you you do

0:16:27.080 --> 0:16:31.880
<v Speaker 3>have negotiating power and you can work on uh making

0:16:31.880 --> 0:16:34.400
<v Speaker 3>sure that you you do you do keep up with

0:16:34.440 --> 0:16:36.640
<v Speaker 3>your bills and you don't fall behind and it does

0:16:36.720 --> 0:16:40.840
<v Speaker 3>go on your credit report until you know, until just pass.

0:16:41.280 --> 0:16:44.880
<v Speaker 3>So so so yeah, I would say, like, you know,

0:16:45.360 --> 0:16:49.160
<v Speaker 3>just work, you know, talk, talk to the hospitals, look

0:16:49.160 --> 0:16:53.600
<v Speaker 3>at your medical bills, ask questions, and you know the

0:16:53.680 --> 0:16:56.120
<v Speaker 3>hospitals should be happy to work with you.

0:16:56.320 --> 0:16:56.480
<v Speaker 1>Right.

0:16:56.840 --> 0:16:59.680
<v Speaker 2>Uh, Michelle, you have biopartian sport for those a bipartsionation.

0:17:01.080 --> 0:17:05.680
<v Speaker 3>Yes, yeah, absolutely. It touches every So my my joint

0:17:05.720 --> 0:17:11.960
<v Speaker 3>sponsor is Representative Jean Schmidt. So, uh, you know it

0:17:12.080 --> 0:17:18.280
<v Speaker 3>touches everybody's district, everybody's district. Yeah, so you know it's

0:17:18.320 --> 0:17:22.320
<v Speaker 3>not just rural districts or urban districts or suburban district

0:17:22.440 --> 0:17:27.520
<v Speaker 3>is everybody's district and everybody everybody knows someone who has

0:17:27.640 --> 0:17:31.920
<v Speaker 3>had medical debt or has medical debt currently. And you know, again,

0:17:31.960 --> 0:17:35.359
<v Speaker 3>you want to make sure that the playing field is

0:17:35.359 --> 0:17:37.280
<v Speaker 3>a little fair for people, and we want to make

0:17:37.280 --> 0:17:40.320
<v Speaker 3>sure people get ahead and not keep them down. And

0:17:40.359 --> 0:17:42.960
<v Speaker 3>I think the House will two fifty seven. Uh. While

0:17:42.960 --> 0:17:45.919
<v Speaker 3>it doesn't fix everything, it makes us a little bit

0:17:45.960 --> 0:17:50.000
<v Speaker 3>closer to uh a fair system.

0:17:50.520 --> 0:17:51.240
<v Speaker 1>Yeah, it makes sense.

0:17:51.640 --> 0:17:54.240
<v Speaker 2>Jeene Schmid in the sixty second district, so you know,

0:17:54.320 --> 0:17:57.439
<v Speaker 2>fairly rural area is there too, Claremont County, So it

0:17:57.480 --> 0:17:59.439
<v Speaker 2>has urban and rural support.

0:17:59.520 --> 0:18:01.720
<v Speaker 1>And it's bipartisan, which I like a lot.

0:18:01.840 --> 0:18:04.000
<v Speaker 2>And it also helps people and it doesn't seem to

0:18:04.840 --> 0:18:08.240
<v Speaker 2>unfairly incentivize someone not to pay their bills, which which

0:18:08.320 --> 0:18:10.840
<v Speaker 2>I like. She is Michelle Grimm, Democrat at Toledo House

0:18:10.920 --> 0:18:14.359
<v Speaker 2>Bill fifty spence two fifty seven, along with Genie Schmidt

0:18:14.400 --> 0:18:16.440
<v Speaker 2>here in Claremont County, and I wish all the best.

0:18:16.480 --> 0:18:17.720
<v Speaker 2>Thanks again for coming on the show.

0:18:18.840 --> 0:18:20.200
<v Speaker 1>Thank you, Scott be Well.

0:18:21.080 --> 0:18:23.600
<v Speaker 2>Yeah, we can talk more about this too. And I

0:18:23.680 --> 0:18:25.399
<v Speaker 2>know there's people that just dig their heels and go,

0:18:25.640 --> 0:18:28.960
<v Speaker 2>oh my god, it's more it's more welfare for Yeah.

0:18:28.960 --> 0:18:31.920
<v Speaker 2>The problem is this. You know we have now double

0:18:32.000 --> 0:18:34.320
<v Speaker 2>we spend a triple rather the amount of money we

0:18:34.359 --> 0:18:37.960
<v Speaker 2>spend on healthcare. From two thousand to today, the number

0:18:38.000 --> 0:18:41.840
<v Speaker 2>has tripled. And you know when you have sixty percent

0:18:41.880 --> 0:18:44.240
<v Speaker 2>of consumer debt on credit reports, it is because of

0:18:44.280 --> 0:18:48.719
<v Speaker 2>medical issues medical bills that people can't pay, and a

0:18:48.800 --> 0:18:52.879
<v Speaker 2>declining number of businesses are offering health insurance that is

0:18:52.920 --> 0:18:55.600
<v Speaker 2>a catastrophe. Maybe you're feeling that yourself and your family,

0:18:55.600 --> 0:18:57.600
<v Speaker 2>your thoughts five one, three, seven, four nine, seven thousand

0:18:57.600 --> 0:18:59.720
<v Speaker 2>and eight on the Big One talk Back iHeartRadio app.

0:18:59.760 --> 0:19:02.080
<v Speaker 2>We will get your calls in and got more just

0:19:02.119 --> 0:19:03.719
<v Speaker 2>ahead here on the Scott Slan Show, right after the news,

0:19:03.760 --> 0:19:04.760
<v Speaker 2>I'm seven hundred double B