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Speaker 1: Do you want to be in a Manican idiot?

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Speaker 2: It's a Scott Flown show on seven hundred WLW. Our

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Speaker 2: time is still compressed these days. Everybody and everything wants

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Speaker 2: so much of us at all times. I don't care

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Speaker 2: what kind of job you have, if you're a high

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Speaker 2: flying CEO C suite type of person, Hell, you could

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Speaker 2: be a guy dude driving to travel a gravel truck

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Speaker 2: right and somewhere in between, high or lower, whatever it

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Speaker 2: might be, whatever your station in life is, we all

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Speaker 2: know that we are Our time has demanded so much

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Speaker 2: and it just stretched so thinly, and how do we

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Speaker 2: back off of that? I think that's a really valid

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Speaker 2: question to ask, because it's too much. I'm doing way too

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Speaker 2: many things I have, and I think a lot of

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Speaker 2: us are wired to please, and so you don't want

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Speaker 2: to tell people no, hey, can you do this? Can

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Speaker 2: you do this? Can you? And you just add more

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Speaker 2: and more and more on your plate and nothing goes away.

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Speaker 2: How do you stop the madness? Julia Vincent Gambudo is here.

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Speaker 2: Please don't subscribe. He is a master of saying no

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Speaker 2: with something that most people are bad at. Welcome to

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Speaker 2: the show. Are you?

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Speaker 3: Thanks so much? Thank for having me. I'm good. I

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Speaker 3: guessed that fatly.

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Speaker 2: Yeah, why are you saying yes to me? That would

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Speaker 2: be the ultimate. It's like, hey, you want to get

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Speaker 2: on and talk about you know, unsubscribed. No, I'm good,

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Speaker 2: I've got too much, got too much going on, kind

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Speaker 2: of self defeating. You pick the important stuff, and I

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Speaker 2: think that's true though. We all have to. Man, I

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Speaker 2: guess I need to do this in order to fulfill

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Speaker 2: some sort of goal that I have, which would be

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Speaker 2: to sell books. I appreciate that, and I appreciate taking time.

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Speaker 2: I've come on, But so, yeah, why say, where do

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Speaker 2: you draw a line of things? How do you how

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Speaker 2: do you determine what's in and what's out? In some days?

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Speaker 2: I think for most of us, it depends on how

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Speaker 2: we feel at that exact moment in time. Do you

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Speaker 2: catch me the right time? I might say yes, you

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Speaker 2: catch me the wrong time, I'm probably going to say no.

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Speaker 4: Yeah, And you know what, either way is okay, the

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Speaker 4: kind of first the first and important part of saying

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Speaker 4: no right is understanding that it's okay. We've all been

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Speaker 4: really really conditioned, and souls are really sexy. Story, you know,

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Speaker 4: in America, in the last twenty years that we've got

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Speaker 4: to say yes right, say you know, Carpa diam say

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Speaker 4: yes to the dress right like you know, yes is

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Speaker 4: the answer to everything we've always wanted. And I think

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Speaker 4: we live in a different time now right where your

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Speaker 4: work constantly bombarded left, right and center with messages, with information,

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Speaker 4: with things to process, not only just commitments and requests,

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Speaker 4: but just you know, life is overwhelming, and so learning

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Speaker 4: how to be savvy about saying.

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Speaker 3: No really really really is important.

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Speaker 4: But the first step really is to understand that you

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Speaker 4: can say it right without without without sort of losing

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Speaker 4: losing at all, which is I think the fear that

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Speaker 4: we have.

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Speaker 2: Well and the message bombarding it doesn't begin and end

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Speaker 2: with it. But it's the mobile device. It's a text,

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Speaker 2: it's something on social media, it's a direct message, it's

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Speaker 2: an email, it's a call. It's we are bombarded NonStop

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Speaker 2: with asks that large. Is the I think the tipping

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Speaker 2: point for this conversation isn't it is? If we got

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Speaker 2: rid of our mobile device and just didn't respond, we'd

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Speaker 2: be in much better headspace.

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Speaker 4: Yeah, I think it's really important, you know. I mean,

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Speaker 4: these times, this technology, it calls for us to be

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Speaker 4: you know, really really specific and intentional about how we

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Speaker 4: use these devices. I mean, you know, the companies that

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Speaker 4: sell them, they want us to use it in a

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Speaker 4: certain way. And we've got to sort of wake up

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Speaker 4: to the fact that that way is not serving us well. Right,

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Speaker 4: being connected twenty four hours a day, being always on,

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Speaker 4: being accessible, having no boundaries, right, these things are not

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Speaker 4: serving us. They's not helping life be better, rich or deeper,

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Speaker 4: more satisfying. And so, you know, from.

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Speaker 3: A very very.

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Speaker 4: Surface level logistically, right, we've got to make decisions about

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Speaker 4: how we use these devices. My laptop is for this,

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Speaker 4: my soulness for that. I'm gonna set some rules and

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Speaker 4: parameters for myself.

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Speaker 1: Uh.

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Speaker 4: You know, those are the things that have been eroded,

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Speaker 4: and they've been eroded on professe, right, so that we

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Speaker 4: just feel constantly connected and on. Uh and uh and

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Speaker 4: and it's really kind of time in the in a

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Speaker 4: large scale or in a large view here, uh, to

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Speaker 4: just get some some clearer and clearer boundaries.

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Speaker 2: Yeah, well, let's talk about taking back our time. How

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Speaker 2: do we set those boundaries? I It's easier said than done.

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Speaker 2: And I think in particular, and and I'm generalizing here,

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Speaker 2: of course maybe stereotyping, but it seems like women have

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Speaker 2: much more difficulty men and saying no. They want to

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Speaker 2: try to be everything to everybody. They don't want to

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Speaker 2: disappoint if kids and husbands, spouses, or certainly their girlfriends

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Speaker 2: and people at work, and so they try to do

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Speaker 2: everything all the time. And there's plenty of guys that

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Speaker 2: do that. Don't get me wrong, A lot of us

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Speaker 2: do that. But generally you look at this and go, wow,

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Speaker 2: that's that that hits women on the head. And I

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Speaker 2: think that is why women feel so compromise these days.

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Speaker 2: But all right, so how do I begin by saying no?

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Speaker 2: How do you train someone to say no? Who's the

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Speaker 2: programmed to say yes?

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Speaker 3: Yeah?

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Speaker 4: I mean, you know, it is a question of our time.

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Speaker 4: I think that that all starts. It all starts on

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Speaker 4: the surface, right, I think, and I like to look

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Speaker 4: at all of this through the through the lens of

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Speaker 4: a sort of three places that we can look at

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Speaker 4: and target in our lives. One being the surface, right,

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Speaker 4: all the screens, everything that we're touching all day long,

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Speaker 4: our digital life.

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Speaker 2: Uh.

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Speaker 4: Second being our social networks, both on and off, right,

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Speaker 4: sort of learning to speak to them and defy some

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Speaker 4: of the narratives that we have and that we share

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Speaker 4: that somehow, you know, succept is being busy constantly and

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Speaker 4: that you know, we we we sort of parent these

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Speaker 4: beliefs around to one another all day long, right, and

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Speaker 4: kind of learning to say, you know what, I don't

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Speaker 4: believe that, I don't think that's true. I think I

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Speaker 4: have to sort of create a different space for myself

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Speaker 4: and for my family. And then that sort of third

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Speaker 4: level which I talk about in my book really is

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Speaker 4: sort of these underlying subscriptions. What does that mean? It

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Speaker 4: just sort of means like the beliefs that we hold

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Speaker 4: really really pearly, you know, about our identity and who

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Speaker 4: we are. I you know, certainly before the pandemic, which

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Speaker 4: was a really big turning point for me. I know

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Speaker 4: we're all sick of talking about it, but you know this,

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Speaker 4: it was sort of the genesis of my work. Was

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Speaker 4: my life was just constant, right, It was just on

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Speaker 4: the go all the time, always everywhere. And I can't

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Speaker 4: speak to women specifically, but I can speak from my perspective,

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Speaker 4: which is that you know, I was feeling like, oh

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Speaker 4: my god, I have been trained to be this upwardly mobile,

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Speaker 4: successful type a person. And I never stopped back to

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Speaker 4: question any of it. So, you know, yes, absolutely, I

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Speaker 4: think there are things we can do on the surface,

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Speaker 4: but so much of this is about digging even deeper

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Speaker 4: to understand, you know, why are why do we feel

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Speaker 4: the need to people please, Why do we feel the

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Speaker 4: need to always link success with being busy? Why do

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Speaker 4: we feel the need constantly to be accessible to everyone

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Speaker 4: or to not find the words to politely say, you

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Speaker 4: know what, my time, attention, money, cash, all those things

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Speaker 4: are super important to me and have to take precedence

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Speaker 4: right now. And I don't necessarily mean it, you know,

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Speaker 4: one to one with everyone, but I do mean when

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Speaker 4: you look at the whole of life, right how can

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Speaker 4: I be how can I be a little bit more

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Speaker 4: selfish in how I spend my time and where I've

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Speaker 4: put my focus, so anyway to be practical about it.

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Speaker 4: One of the things that I you know, suggest people

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Speaker 4: take a look at is not even necessarily you know,

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Speaker 4: do this or do that, but take a step back

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Speaker 4: and ask the question, you know, how can I slow

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Speaker 4: this down? How can I put more structure in? And

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Speaker 4: how can I make this more human? And I think

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Speaker 4: those are the three things that have happened in the

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Speaker 4: last ten and twenty years in our country because of

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Speaker 4: all of this tech, because of how wired we are,

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Speaker 4: we have sped it all up. We have taken the

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Speaker 4: parameters and the boundaries away, and we've made it less human.

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Speaker 4: And so, you know, from a just practical perspective, if

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Speaker 4: we can stop in any given moment that's overwhelming to

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Speaker 4: us and ask those questions, I think people you know,

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Speaker 4: can find the answers that are specific to their lives

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Speaker 4: and helpful to them by by sort of taking that break.

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Speaker 3: Yeah.

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Speaker 2: By the way, it's Julia Vincent Gambudo on the show

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Speaker 2: this morning. Please unsubscribe. Thanks taking back our time, attention

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Speaker 2: and purpose and world designed to bury us and bs,

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Speaker 2: which is largely true. It just we piled on pilot

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Speaker 2: on pilod on. Although I just had this conversation with

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Speaker 2: a buddy of mine and he's a guy gen X

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Speaker 2: are like me and raised by parents and there and

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Speaker 2: also grandparents too, where work was everything for man, Right,

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Speaker 2: It's like, okay, you go when you work, you work

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Speaker 2: your work, your work, you work all day, you work hard,

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Speaker 2: you work smart, you make your money and then hopefully

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Speaker 2: at the end you start to cash out and enjoy

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Speaker 2: the fruits of your labor. I think that models change

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Speaker 2: because we have seen and a lot of people are

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Speaker 2: as older certainly would look at it and go, oh

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Speaker 2: my god, nobody wants to work anymore. And I know

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Speaker 2: it's partly true, and it looks and appears that way,

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Speaker 2: but you know, look at it this way. When you

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Speaker 2: were working when you were younger, Hey can we go

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Speaker 2: and we're gonna want a family vacation. How much time

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Speaker 2: did you spend working while on vacation because things were

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Speaker 2: expected you at work or weekends or nights, or you

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Speaker 2: may be distracted by different projects and things you had

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Speaker 2: to get done. And so you know, kids absorbed that

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Speaker 2: like a sponge and they say, all right, well, you know,

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Speaker 2: we live a nice life. I guess relatively speaking, we

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Speaker 2: always want more as a kid. But at the same time,

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Speaker 2: you know, I saw what work has done to my parents.

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Speaker 2: I saw the two thousand and eight housing collapse, what

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Speaker 2: that did to a lot of people. We saw what

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Speaker 2: happened during the pandemic and people losing their jobs, like

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Speaker 2: and I think you're people look at that and said,

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Speaker 2: you know, what, tomorrow is not given. I'm an enjoy

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Speaker 2: life in the moment, at the moment right now.

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Speaker 1: Now.

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Speaker 2: Do they want nice things without putting that kind of

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Speaker 2: effort in Absolutely, But you can choose to have you

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Speaker 2: can choose to live that life where you're not consumed

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Speaker 2: with work and not consumed with burning the mid not

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Speaker 2: all and doing those things at previous generations, But you're

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Speaker 2: probably not going to have as much at the end,

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Speaker 2: So that is a choice that you will make. I

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Speaker 2: respect that out of today said that they literally, hey,

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Speaker 2: I'm going on vacation now. I'm not waiting until I'm

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Speaker 2: in my sixties to travel. I think that's an awesome thing.

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Speaker 2: But you're doing at the expense of future comfort, and

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Speaker 2: that's a trade off you have to accept.

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Speaker 3: Yeah, I mean I agree with you.

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Speaker 4: I think well, first, I think our generation I'm a sennial.

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Speaker 4: I guess they call us these folks who were born,

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Speaker 4: you know, late seventies, early eighties, and we're sort of

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Speaker 4: sandwiched in the middle.

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Speaker 3: We grew up.

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Speaker 4: Without email and without tech, and then graduated college and

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Speaker 4: suddenly all you know, so we went out into the

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Speaker 4: professional world really on equipped, really uh to to understand

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Speaker 4: what it's all meant and what it what it asks

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Speaker 4: of us. But to your point, you know, I think

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Speaker 4: this generation, the younger generation, is seeing these things, but

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Speaker 4: they're also seeing that the mass doesn't add up, right

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Speaker 4: and without without stoking a political fire, I mean, the

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Speaker 4: truth is that you know, the numbers just do not

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Speaker 4: support working at that kind of level. You know that

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Speaker 4: that past generations did, right, We're we're seeing that we're

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Speaker 4: getting less for our money. We're seeing that prices for

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Speaker 4: even homes, right, which is like this major symbol of

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Speaker 4: our financial and material success, right, that is a different

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Speaker 4: proportion of our income. It is a much much larger

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Speaker 4: buy in than it has ever been before. We're seeing

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Speaker 4: that even the cost of vacations right, proportional to what

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Speaker 4: people make per year, has gone up. So all those things,

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Speaker 4: I mean, those are small examples, but there are plenty

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Speaker 4: in a list as long of sort of where the

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Speaker 4: math isn't masthing right.

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Speaker 3: Now.

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Speaker 2: I hate the fact by the way that older people

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Speaker 2: in particular and maybe but you know, you can work

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Speaker 2: hard to or three or four jobs, but that's not

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Speaker 2: the same as it was when we were young, when

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Speaker 2: you were when I was young, certainly, and for you

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Speaker 2: and if you're older, if you know, in your sixties, seventies,

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Speaker 2: eighties or whatever, it's a whole different dynamic.

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Speaker 5: Now.

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Speaker 2: You could work, you know, four different full time jobs

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Speaker 2: and still have a hard time servicing your debt. There's inflation.

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Speaker 2: Inflation has got up and wages have not kept up.

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Speaker 2: And we've seen the gap between GDP and wages just

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Speaker 2: continue to grow further and further apart. It's a real deal.

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Speaker 2: Don't be dismissive of younger people say, Man, I'm working,

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Speaker 2: you know, I just I can't get ahead. Well, you

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Speaker 2: need to work harder. Well, you know, if you're up

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Speaker 2: there in age, yeah, maybe you worked hard, but your

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Speaker 2: money went a lot fur than today. And we're not

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Speaker 2: even talking about getting buried in college debt and stuff

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Speaker 2: like that. And so I think that work is becoming

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Speaker 2: less important to individual But I would say that work

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Speaker 2: is the the business of the United States, the business

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Speaker 2: of America's business, and that means people have to work.

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Speaker 2: And so if you're not willing to do that at

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Speaker 2: some point, are you going to do it less? And

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Speaker 2: God bless you if you that's your choice, but you

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Speaker 2: stand a high likelihood that AI is going to come

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Speaker 2: in and fill that void.

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Speaker 4: Well, I think now it is it is going to

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Speaker 4: not only fill the void, it's going to blow the

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Speaker 4: void to miery is here. And I think where we are, uh,

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Speaker 4: you know, not necessarily completely emotionally prepared for what's about

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Speaker 4: to happen, for the losses that we're going to see.

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Speaker 4: Not to be doomsday about it, because I think there's

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Speaker 4: there is a scenario where this can be helpful to humanity.

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Speaker 4: This can be helpful to UH, to the economy, and

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Speaker 4: also to our to our day to day. But we've

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Speaker 4: got to have really, really much larger conversations and at

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Speaker 4: the highest levels.

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Speaker 3: Of power about how we use.

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Speaker 4: AI in order to benefit the masses. Right and right

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Speaker 4: now it's in the hands of a handful of corporations

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Speaker 4: that are only going to use it for their specific

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Speaker 4: gain and goal, and so it's it's really, you know,

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Speaker 4: now is the time to be having a conversation, to

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Speaker 4: be pushing back and to.

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Speaker 3: Be speaking to power to say, hey, you.

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Speaker 4: Know, while this is going to change humanity, how is

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Speaker 4: everyone going to benefit?

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Speaker 3: Right?

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Speaker 4: And I don't think everyone needs to necessarily. I'm not

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Speaker 4: talking about you know, outright socialism. I'm talking about having

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Speaker 4: conversations about how we fuel capitalism with things like AI. Right,

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Speaker 4: this is world changing, This is life altering for all

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Speaker 4: of humanity. And I think we've got to wake up

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Speaker 4: to how significant a change is coming and start to

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Speaker 4: really have serious conversations about how that gets spread out,

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Speaker 4: right among among three hundred million people here in the

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Speaker 4: US and obviously more across the world.

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Speaker 3: But how do you bring that benefit?

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Speaker 4: And I'm not an AI specialist, but the question to

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Speaker 4: be asked is how do you bring that benefit to

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Speaker 4: as many people as possible?

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Speaker 2: Probably going to make things worse where it's like, oh, yeah,

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Speaker 2: you know, look at the ads for everything. That's technologys

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Speaker 2: just going to make your life so much either, No,

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Speaker 2: it's not just going to make it more complex. I'll

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Speaker 2: have more different things to do and more passwords to

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Speaker 2: remember and crap like that. And I get why younger

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Speaker 2: people are checking out. And maybe we've peaked at that too,

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Speaker 2: because how much of this do you think we had

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Speaker 2: a glimpse of life when COVID went on. I mean,

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Speaker 2: we look back at COVID. It was a scary time.

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Speaker 2: For sure, we didn't know where this thing was headed.

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Speaker 2: But for a lot of people listening to the early

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Speaker 2: days anyway, it was like, wait a minute, hold on

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Speaker 2: a second, I can work from home. I can work remotely.

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Speaker 2: I don't have that now if you lost your job

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Speaker 2: obviously because of that's a different story or a riff.

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Speaker 2: But for most people it's like, Okay, I can work

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Speaker 2: from home. What does that look like? I'm in my

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Speaker 2: pajamas and it's like, you know what, nothing that we're

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Speaker 2: not going to go out and socialize because everything's closed.

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Speaker 2: It's amazing how in just a few years we've gotten

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Speaker 2: way far away from that we had to take of

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Speaker 2: like slowing life down. But clearly those Americans we don't

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Speaker 2: want that we've real returned to office is the thing.

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Speaker 2: We've ramped it all up, and I think we exceeded

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Speaker 2: where we were in twenty twenty before COVID really hit.

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Speaker 4: I mean, so many of the numbers are bearing out

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Speaker 4: that we are back with a vention.

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Speaker 2: Yeah, no doubt, you.

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Speaker 3: Know, And I think part of that.

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Speaker 4: You know, there's a lot of reasons you could point

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Speaker 4: to for why we went back to normal, but one

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Speaker 4: of the things I think that's really important is that

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Speaker 4: we were committed to it.

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Speaker 5: Right.

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Speaker 4: We we had we had a thirty year mortgage, right,

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Speaker 4: not a five or ten year or fifteen, Right, we

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Speaker 4: had a we had jobs that all of it. I'm

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Speaker 4: not ever saying that, you know, people don't have to

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Speaker 4: go and work and make a living, but I do

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Speaker 4: think that we went back very easily, and we went

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Speaker 4: back sort of because the story was sold to us

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Speaker 4: that you know, normal is normal is good, Normal.

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Speaker 3: Is what we need in our lives.

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Speaker 4: And we've got to get back to the over consumption

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Speaker 4: and we've got to get back.

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Speaker 3: To the go, go go and the run gun run,

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Speaker 3: you know.

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Speaker 4: And I think it just behooves all of us to

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Speaker 4: kind of just remember that in those moments when the

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Speaker 4: chips were down and things looked really dark, you know

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Speaker 4: what was important to us? Right?

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Speaker 3: What did we run to? Who are the people we

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Speaker 3: turned to? What are the things that we did?

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Speaker 4: I mean, there's no way to recreate that moment, and

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Speaker 4: I wouldn't want to, but there was a great value

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Speaker 4: in it, right, There was great value in sort of

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Speaker 4: understanding like, oh wow, my life actually boiled down to.

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Speaker 5: These ten fifteen people, like these.

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Speaker 3: Few things that I love to do, these people that

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Speaker 3: I love, this recipe that I like to make.

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Speaker 4: Whatever it is right and tearying that forward can be

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Speaker 4: a difficult process, but I think you know, the first

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Speaker 4: step that sort of recognizing it, even writing it down,

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Speaker 4: being really aware of kind of you know, what was

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Speaker 4: it in that moment that I ran to that was

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Speaker 4: valuable to me and meaningful for me? And how can

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Speaker 4: I bring that forward in my life? But I think

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Speaker 4: you're totally right at COVID with this weird exercise and

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Speaker 4: anti socialism.

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Speaker 2: Right guys, and we went we really don't want this

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Speaker 2: or that's not expected of us anymore. It's it is fascinating.

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Speaker 2: Please don't subscribe. Thanks. It's Julio Vincent Cambudo on the

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Speaker 2: Scotts slun Show seven hundred WW taking back your time

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Speaker 2: and attention and purpose in this world, in this crazy,

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Speaker 2: crazy world. Thanks for coming on the show.

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Speaker 3: All the best, thanks for having me you well.

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Speaker 2: Thanks man. News in just minutes here including the forecast

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Speaker 2: as well. The stuff should be out of here and

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Speaker 2: well next few minutes. Not already for you, but man,

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Speaker 2: the wall of snow was no joke this morning, was it?

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Speaker 2: Full details and the aftermath and minutes here on seven

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Speaker 2: hundred WLWT. It's a Scott Sloan show on seven hundred

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Speaker 2: WLW welcome to it. You know, if anything I try

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Speaker 2: to be I don't know, consistent, Consistency's apartment and we

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Speaker 2: lose it. We live in a world where we're very inconsistent.

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Speaker 2: People are very inconsistent with what they believe, and they

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Speaker 2: ascribe to one of you, and if anything challenges that,

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Speaker 2: they hated or just simply ignored and go give you

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Speaker 2: the yeah butt. It's like, look, if you're gonna you're

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Speaker 2: gonna think what way, Here's what I stand for. And

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00:19:15,720 --> 00:19:18,280
Speaker 2: regardless of who else thinks that way. We had a

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Speaker 2: political party, religion, whatever it might be, like, yeah, I

404
00:19:22,160 --> 00:19:23,840
Speaker 2: like to call out bs. I'm just tired of being

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Speaker 2: smoke blowing up. May you know what? So typically when

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Speaker 2: we have weather events like we just experienced right now,

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Speaker 2: which is a wall of snow, I would call out

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Speaker 2: the TV climate terrorists for trying to scare us and

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Speaker 2: work us up into a froth and lather about the

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Speaker 2: fact that we've got some snow flags flying around. And

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Speaker 2: in that regard, you know, it's not like this is

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Speaker 2: Atlanta or Houston or Phoenix. You get snow there, that's

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Speaker 2: a crisis, right, We're not prepared to deal with that. Sure,

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Speaker 2: we saw what happened to wear an old miss right

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Speaker 2: where they got the storm came in. The weren't prepared there.

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Speaker 2: They would add plows. Here in Cincinnati, we get snow.

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Speaker 2: It's not like this is Michigan. We get snow. Man,

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Speaker 2: we're kind of used to. We got a little more

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Speaker 2: snow this year than we have in years past. CBG.

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Speaker 2: I think thirty six inches of snow. Normally they get

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Speaker 2: fifteen or eighteen. It's like, okay, almost double. It's that's

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Speaker 2: a bit of snow. But we deal. We deal. And

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Speaker 2: so when they come on and you know, they're driving

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Speaker 2: around in their cars and showing you the live view

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Speaker 2: even though it's not snowing out, it's like what you're

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Speaker 2: driving around showing me a live view of nothing. It's

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Speaker 2: a road and you're driving like sixty five miles an hour,

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Speaker 2: So it's not a problem. Or standing up by the

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Speaker 2: salt dome with a ruler. So I said, I always turned,

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Speaker 2: you know, pull the curtain back and turn the camera

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Speaker 2: around on us because we are guilty here at this

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Speaker 2: radio station, seven hundred W is long always made fun

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Speaker 2: of climate terrorism. That for the first time I can remember,

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Speaker 2: we are now turning that accusation, that sticky finger towards us.

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Speaker 2: We're looking in the mirror going we are guilty of it.

436
00:20:55,440 --> 00:20:59,880
Speaker 2: Here at the big one here is seven hundred WW

437
00:21:01,320 --> 00:21:01,919
Speaker 2: matt Reese.

438
00:21:02,160 --> 00:21:06,200
Speaker 6: Big snowflakes falling, no breeze, looks like a holiday movie set.

439
00:21:06,240 --> 00:21:09,919
Speaker 6: You almost welcome snowfalls like this. They're friendly. A crunch

440
00:21:10,000 --> 00:21:16,119
Speaker 6: underfoot here on my deck, but melts on the driveway.

441
00:21:16,160 --> 00:21:18,239
Speaker 6: This is the way we live in Cincinnati. Yesterday it

442
00:21:18,280 --> 00:21:21,320
Speaker 6: was a spring forward kind of a day with warmer

443
00:21:21,359 --> 00:21:24,280
Speaker 6: weather today, back to winter, which comes to an end

444
00:21:24,359 --> 00:21:26,879
Speaker 6: three weeks from tomorrow. Here on the west side, the

445
00:21:27,000 --> 00:21:29,800
Speaker 6: ruler is out and it measures two inches of snow

446
00:21:30,240 --> 00:21:34,600
Speaker 6: from Green Township. Matt Reeese News Radio seven hundred wlubs.

447
00:21:34,080 --> 00:21:37,960
Speaker 2: Too much the friendly snow for it's like a friendly snow.

448
00:21:38,000 --> 00:21:40,600
Speaker 2: It is pretty out there. I'll give him that. You

449
00:21:40,640 --> 00:21:42,359
Speaker 2: look outside, I look it melted on the roads, but

450
00:21:42,440 --> 00:21:44,200
Speaker 2: stuck on the trees. It's like cleans things up a

451
00:21:44,200 --> 00:21:47,160
Speaker 2: little bit, sout that gray salty nastiness pretty for a minute,

452
00:21:47,200 --> 00:21:49,200
Speaker 2: all starts melting and then we're back to that again.

453
00:21:49,240 --> 00:21:53,840
Speaker 2: But you know, I attack the climbate terists on our

454
00:21:53,880 --> 00:21:56,080
Speaker 2: local news because you know, they're out there. They're driving

455
00:21:56,119 --> 00:21:58,560
Speaker 2: around and trying to work hip in a fraud. We're

456
00:21:58,600 --> 00:22:00,560
Speaker 2: going to go to Kroger, see if milk and bread,

457
00:22:00,560 --> 00:22:01,920
Speaker 2: and that's why we do that. You know, if people

458
00:22:01,960 --> 00:22:04,239
Speaker 2: watch that and get a stream of that and then

459
00:22:04,240 --> 00:22:06,280
Speaker 2: they lose their mind thinking, wow, this is a real crisis.

460
00:22:06,280 --> 00:22:09,680
Speaker 2: One it's not, but I would live. I'll give the

461
00:22:10,119 --> 00:22:12,679
Speaker 2: folks on TV, our friends and TV a lot of

462
00:22:12,720 --> 00:22:15,119
Speaker 2: credit because at least they will get in their company

463
00:22:15,200 --> 00:22:19,720
Speaker 2: owned vehicle and drive to where the perceived problem is.

464
00:22:19,760 --> 00:22:23,800
Speaker 2: I'll actually drive to the salt dome with a ruler.

465
00:22:25,840 --> 00:22:28,520
Speaker 2: Our guy is Reeses out on his own deck. I

466
00:22:28,560 --> 00:22:32,600
Speaker 2: mean the courage that he has to face the inclement weather,

467
00:22:32,640 --> 00:22:36,439
Speaker 2: this last dash of severe weather we had this morning,

468
00:22:36,760 --> 00:22:39,280
Speaker 2: to go out on the deck of his home in

469
00:22:39,359 --> 00:22:42,320
Speaker 2: Green Township. To actually walk on the deck. That takes

470
00:22:42,400 --> 00:22:47,480
Speaker 2: real journalistic courage. To hold the microphone down and hear

471
00:22:47,520 --> 00:22:50,600
Speaker 2: the sounds of a grown man walking on his deck.

472
00:22:51,760 --> 00:22:57,400
Speaker 2: It's unprecedented journalism, is what That is unprecedented. And he's

473
00:22:57,440 --> 00:22:59,359
Speaker 2: never going to talk to me again, ultimately, that is

474
00:22:59,359 --> 00:23:05,280
Speaker 2: the goldless thing. Never never to talk to me. There

475
00:23:05,280 --> 00:23:08,280
Speaker 2: he is, there's Matt braving the elements. Boy, I hope

476
00:23:08,320 --> 00:23:10,000
Speaker 2: to god you put a coat on? Did you leave?

477
00:23:10,200 --> 00:23:12,280
Speaker 2: Did you like run a string from the door to

478
00:23:12,400 --> 00:23:14,240
Speaker 2: the deck so you could find your way back during

479
00:23:14,240 --> 00:23:16,800
Speaker 2: the blizzard? Did you did you like bread crumbs down?

480
00:23:16,840 --> 00:23:19,160
Speaker 2: Did you have what about you should have brought out

481
00:23:19,200 --> 00:23:21,360
Speaker 2: with you, matt on your back deck a Saint Bernard,

482
00:23:21,359 --> 00:23:24,080
Speaker 2: because that way if they hurt, I mean, God forbid.

483
00:23:24,119 --> 00:23:25,879
Speaker 2: We just had that tragedy with the avalanche. But the

484
00:23:25,920 --> 00:23:28,200
Speaker 2: snow happens, you snow could have fallen off his roof

485
00:23:28,240 --> 00:23:32,399
Speaker 2: and I mean absolutely just flowed down a from her

486
00:23:32,480 --> 00:23:35,280
Speaker 2: from high and probably you know, went down his collar.

487
00:23:35,320 --> 00:23:37,359
Speaker 2: And that's just uncomfortable. You get that snow down your collar,

488
00:23:37,400 --> 00:23:39,120
Speaker 2: it's like, oh, it's like an ice cream headache. It's

489
00:23:39,160 --> 00:23:42,119
Speaker 2: it's a terrible thing. Maybe running the house, Get have

490
00:23:42,200 --> 00:23:47,720
Speaker 2: some tea in advil for that. The braveness and they

491
00:23:47,760 --> 00:23:50,640
Speaker 2: say journalism, they say boots on the ground, journalism. Herd

492
00:23:50,680 --> 00:23:53,080
Speaker 2: enting journalist said, nope, not here, not not with our

493
00:23:53,080 --> 00:23:59,919
Speaker 2: good friend Matthew Reese. The latest on the Savannah Guthrie tragedy. Uh,

494
00:24:00,119 --> 00:24:02,440
Speaker 2: because there's another turn in this thing. It's certainly it's

495
00:24:02,480 --> 00:24:04,360
Speaker 2: just not good if you look at it. Obviously, we'll

496
00:24:04,359 --> 00:24:05,960
Speaker 2: get that in right after a quick time out slowly

497
00:24:06,000 --> 00:24:10,800
Speaker 2: back on seven hundred w W Slooney seven hundred w

498
00:24:10,840 --> 00:24:16,040
Speaker 2: welw who moment last night with Jack Hughes, the Star,

499
00:24:16,200 --> 00:24:21,560
Speaker 2: the game winner, the man himself in New Jersey, NHL

500
00:24:21,600 --> 00:24:23,320
Speaker 2: opens the second one I second half of the season.

501
00:24:23,320 --> 00:24:25,879
Speaker 2: I should say about twenty five games left. Play started

502
00:24:25,960 --> 00:24:28,040
Speaker 2: last night after the heroes welcome it's a State of

503
00:24:28,080 --> 00:24:31,639
Speaker 2: the Union standing ovation or he and the Sabers. My

504
00:24:31,640 --> 00:24:34,400
Speaker 2: Sabers are in town. There Jersey and th Thompson, also

505
00:24:34,400 --> 00:24:37,040
Speaker 2: in the US men's gold winning team, were there and

506
00:24:37,080 --> 00:24:38,960
Speaker 2: the crowd gave them both the standing ovation. Really really

507
00:24:39,000 --> 00:24:43,280
Speaker 2: cool moment in the return of the NHL. Thanks for

508
00:24:43,320 --> 00:24:46,040
Speaker 2: our friends at Dorothy Lane Market of course the original

509
00:24:46,119 --> 00:24:49,240
Speaker 2: location in Dayton, but also the new one in Mason,

510
00:24:49,240 --> 00:24:51,960
Speaker 2: I guess the newer one in Mason anyway, and drop

511
00:24:52,000 --> 00:24:53,920
Speaker 2: some food off for us. And you know, I'm I'm

512
00:24:53,960 --> 00:24:56,399
Speaker 2: absolutely crazy for Italian food, and I will say there

513
00:24:56,480 --> 00:25:00,639
Speaker 2: lasagna Is was absolutely incredibly adressing Lasagna off and they

514
00:25:00,640 --> 00:25:02,399
Speaker 2: did it right too. They had the bechamel in their

515
00:25:02,440 --> 00:25:05,480
Speaker 2: little white sauce along with the Marinara and the little

516
00:25:05,520 --> 00:25:07,560
Speaker 2: sausage in there in the right number of layers is

517
00:25:07,600 --> 00:25:11,080
Speaker 2: absolutely perfect. Chef Tommy crushing it Italian meatballs Maide in

518
00:25:11,160 --> 00:25:15,560
Speaker 2: house too, the Rosemary Ficasha Tiremasu absolutely fantastic, all made

519
00:25:15,600 --> 00:25:20,000
Speaker 2: fresh and always absolutely top quality. I mean again, the

520
00:25:20,000 --> 00:25:21,840
Speaker 2: street continues. I've had to have some and I tell

521
00:25:21,840 --> 00:25:23,480
Speaker 2: you if I had something like, eh, it wasn't for me.

522
00:25:23,640 --> 00:25:25,760
Speaker 2: You have to have anything in there that hasn't been

523
00:25:25,800 --> 00:25:28,440
Speaker 2: absolutely lights out. So if you're in the neighbor who

524
00:25:28,520 --> 00:25:30,080
Speaker 2: out that way even been there yet, or you have

525
00:25:30,240 --> 00:25:31,600
Speaker 2: to say, hey, maybe you happen to be up in

526
00:25:31,640 --> 00:25:34,880
Speaker 2: Mason or in the original location of Dayton swinging by

527
00:25:34,880 --> 00:25:38,280
Speaker 2: Dorothy Lane Market. There gourmet takeaway stuff is absolutely fantastic

528
00:25:38,320 --> 00:25:40,199
Speaker 2: and in most cases is better than you could make

529
00:25:40,240 --> 00:25:42,560
Speaker 2: it home. And I know that goes saleon typically he

530
00:25:42,600 --> 00:25:44,199
Speaker 2: picks up up at a store, grocery store and hey,

531
00:25:44,240 --> 00:25:46,879
Speaker 2: it's okay, this is it's better than you can make

532
00:25:46,880 --> 00:25:48,760
Speaker 2: it home. Trusting me. Thanks again our friends at Dorothy

533
00:25:49,119 --> 00:25:52,720
Speaker 2: Lane Market. So we have movement here in the United States.

534
00:25:52,760 --> 00:25:58,640
Speaker 2: After what happened to well in the UK, we now

535
00:25:58,680 --> 00:26:02,879
Speaker 2: have movement here with the Epstein case, Larry Summers resigning

536
00:26:02,960 --> 00:26:05,160
Speaker 2: from his role at Harvard because of his ties there.

537
00:26:05,440 --> 00:26:08,200
Speaker 2: Hillary and Bill Clinton's depositions are being held in New York.

538
00:26:08,200 --> 00:26:11,280
Speaker 2: In connection with that, the former Secretary of State Hillary

539
00:26:11,280 --> 00:26:15,560
Speaker 2: Clinton gives her interview today Bill Clinton. President Clinton is

540
00:26:15,600 --> 00:26:18,840
Speaker 2: set to sit in tomorrow and according to the House

541
00:26:18,880 --> 00:26:22,240
Speaker 2: Deposition rules, both interviews will be videotaped and transcribed and

542
00:26:22,240 --> 00:26:25,119
Speaker 2: hopefully that will be released as opposed to what we

543
00:26:25,160 --> 00:26:26,920
Speaker 2: didn't get so far. And you talk to the folks

544
00:26:26,960 --> 00:26:30,040
Speaker 2: who you know the Epstein Justice, folks like Peach Chin

545
00:26:30,080 --> 00:26:31,720
Speaker 2: who had on the show number of times, probably have

546
00:26:31,720 --> 00:26:35,879
Speaker 2: them on in the near future. That you've got literally

547
00:26:35,920 --> 00:26:39,560
Speaker 2: six million pages, only three have been released, and all

548
00:26:39,560 --> 00:26:43,080
Speaker 2: of those heavily redacted. And even if you remember Congress,

549
00:26:43,080 --> 00:26:44,640
Speaker 2: the idea is, well, if you're Congress, you can see

550
00:26:44,640 --> 00:26:47,119
Speaker 2: the stuff, sure you can, but the redacted stuff you

551
00:26:47,160 --> 00:26:50,400
Speaker 2: can't see. So there's a lot of names in there.

552
00:26:50,440 --> 00:26:54,119
Speaker 2: Now I get trying to protect individuals from being falsely

553
00:26:54,160 --> 00:26:56,520
Speaker 2: accused and being docked because they're in here. I mean,

554
00:26:56,880 --> 00:26:58,800
Speaker 2: I bring that life touch thing up. That star has

555
00:26:58,840 --> 00:27:00,840
Speaker 2: gone from Kentucky to a high now where parents are

556
00:27:00,880 --> 00:27:02,760
Speaker 2: going well, a minute. I don't know if I want

557
00:27:02,760 --> 00:27:05,280
Speaker 2: this outfit taking pictures of my kid because they're ties

558
00:27:05,320 --> 00:27:08,480
Speaker 2: to Epstein and even though it's twice removed from any

559
00:27:08,520 --> 00:27:10,960
Speaker 2: money that may him involved with him, we tend to

560
00:27:11,320 --> 00:27:12,919
Speaker 2: lose our minds when it comes to issues like is

561
00:27:12,920 --> 00:27:13,359
Speaker 2: that rightly?

562
00:27:13,400 --> 00:27:13,480
Speaker 7: So?

563
00:27:14,280 --> 00:27:14,560
Speaker 2: Rightly?

564
00:27:14,640 --> 00:27:14,720
Speaker 5: So?

565
00:27:15,600 --> 00:27:17,080
Speaker 2: You just hope something is going to come in this

566
00:27:17,400 --> 00:27:19,720
Speaker 2: and it's not just Hillary and Billy. I mean, you

567
00:27:19,800 --> 00:27:20,960
Speaker 2: go to be fair, and I know a lot of

568
00:27:21,000 --> 00:27:23,840
Speaker 2: Republicans would love to see nothing more than Hillary and

569
00:27:24,119 --> 00:27:27,160
Speaker 2: Bill Clinton get jammed up. But it then means there's

570
00:27:27,160 --> 00:27:32,199
Speaker 2: more victims and that's horrible. But you know, politics aside,

571
00:27:32,200 --> 00:27:34,720
Speaker 2: and again back to the consistency thing. It should be

572
00:27:34,760 --> 00:27:37,720
Speaker 2: anyone involved with this, do we deserve to know names?

573
00:27:37,720 --> 00:27:40,040
Speaker 2: And how far do you go to protect them? Interesting question.

574
00:27:40,280 --> 00:27:42,480
Speaker 2: It's along the lines of my guest at eleven o

575
00:27:42,520 --> 00:27:44,760
Speaker 2: seven today, Jack Ryner, a long time first amendm attorney

576
00:27:44,760 --> 00:27:46,600
Speaker 2: here in Cincinnati. My buddy Jack will come on to

577
00:27:46,640 --> 00:27:50,359
Speaker 2: talk about the serious threat of deep fake porn. I

578
00:27:50,359 --> 00:27:52,520
Speaker 2: don't know if you've heard this story or not, and

579
00:27:52,680 --> 00:27:55,600
Speaker 2: it made a lot of headlines I think over Christmas,

580
00:27:55,840 --> 00:27:57,480
Speaker 2: and maybe didn't hear too much about it. But what

581
00:27:57,600 --> 00:28:01,320
Speaker 2: happened with the Grock chat box. So Groc is elon

582
00:28:01,400 --> 00:28:05,040
Speaker 2: Muck's AI client and they have it on X and

583
00:28:05,080 --> 00:28:07,720
Speaker 2: you can go on Twitter X and put an image

584
00:28:07,720 --> 00:28:10,159
Speaker 2: in there and go, okay, make this person, you know,

585
00:28:10,200 --> 00:28:13,639
Speaker 2: standing on top of Careu tower and it well generate

586
00:28:13,680 --> 00:28:16,359
Speaker 2: it for you. Well literally, when the first nine days

587
00:28:16,600 --> 00:28:20,160
Speaker 2: of that going, that feature going active on X, people

588
00:28:20,240 --> 00:28:24,680
Speaker 2: were uploading images and generated and posted publicly about two

589
00:28:24,760 --> 00:28:29,320
Speaker 2: million sexualized images of women and children in just nine days.

590
00:28:29,359 --> 00:28:32,719
Speaker 2: We're talking four and a half million AI generated images overall.

591
00:28:33,119 --> 00:28:36,879
Speaker 2: Almost half of those involved nudity in this case women

592
00:28:36,960 --> 00:28:39,920
Speaker 2: and children and some men for that matter. And all

593
00:28:39,920 --> 00:28:41,760
Speaker 2: you do is you put the image and say, hey, Groc,

594
00:28:42,160 --> 00:28:45,520
Speaker 2: take off their clothing and these are pick pictures of

595
00:28:45,520 --> 00:28:48,840
Speaker 2: real people, I mean real children. And the bot did

596
00:28:48,840 --> 00:28:51,960
Speaker 2: that and posted it publicly. Horrible. You mean to tell

597
00:28:51,960 --> 00:28:53,800
Speaker 2: me that, like the Groc people didn't see that coming.

598
00:28:54,680 --> 00:28:57,200
Speaker 2: That's a huge issue. But you know, we're back to that.

599
00:28:57,280 --> 00:28:58,760
Speaker 2: It's like, Okay, if you're gonna do that kind of stuff,

600
00:28:58,760 --> 00:29:01,840
Speaker 2: there should be some accountability. Are the laws say? And

601
00:29:02,680 --> 00:29:04,800
Speaker 2: this is not happening in a vacuum, by the way,

602
00:29:04,840 --> 00:29:07,680
Speaker 2: this one off story because their ties to us. What's

603
00:29:07,720 --> 00:29:09,600
Speaker 2: happening in Lawrenceburg. I'm sure you hear that story. In

604
00:29:09,640 --> 00:29:12,520
Speaker 2: middle and high school, there where kids who are wrapped

605
00:29:12,600 --> 00:29:15,640
Speaker 2: up in sextortion cases. And so I'm killing themselves because

606
00:29:16,080 --> 00:29:18,520
Speaker 2: you know, they sent someone a picture of themselves naked

607
00:29:18,560 --> 00:29:20,520
Speaker 2: and the person or the individual they sent it to

608
00:29:20,880 --> 00:29:22,920
Speaker 2: turned out not to be who they thought it was.

609
00:29:23,520 --> 00:29:25,400
Speaker 2: And then they turn around and blackmail the kids, saying,

610
00:29:25,400 --> 00:29:26,920
Speaker 2: we're going to put this all over the place and

611
00:29:27,000 --> 00:29:28,920
Speaker 2: ruin your life unless you send us a gift card

612
00:29:28,960 --> 00:29:30,800
Speaker 2: or money. And these kids wind up doing that or

613
00:29:30,880 --> 00:29:33,720
Speaker 2: killing themselves. The case may be a horrible thing, and

614
00:29:33,760 --> 00:29:36,320
Speaker 2: I think that that's from the same cloth. Those two

615
00:29:36,400 --> 00:29:39,400
Speaker 2: stories kind of work together and it's just awful. But

616
00:29:39,440 --> 00:29:41,400
Speaker 2: the times in which we live, I think AIS we

617
00:29:41,440 --> 00:29:43,960
Speaker 2: know we're worried about it taking our jobs. We're worrying

618
00:29:43,960 --> 00:29:46,280
Speaker 2: about a lot of things with AI. This is another

619
00:29:46,280 --> 00:29:48,200
Speaker 2: one to worry about. As much as it's going to

620
00:29:48,240 --> 00:29:50,520
Speaker 2: make our lives easier, there's a threat there and this

621
00:29:50,560 --> 00:29:51,840
Speaker 2: is a big one. We'll get to that eleven oh

622
00:29:51,920 --> 00:29:57,080
Speaker 2: seventh day on the show on seven hundred WLW. For

623
00:29:57,080 --> 00:29:59,920
Speaker 2: almost a month now, the search for Nancy Nancy Guthrie's

624
00:30:00,040 --> 00:30:02,560
Speaker 2: and it's been dragging on for a while, thousands of leads,

625
00:30:02,600 --> 00:30:05,120
Speaker 2: and you just have a sense this isn't going anywhere.

626
00:30:06,040 --> 00:30:09,040
Speaker 2: And now it's it's pretty clear. You know, someone brought

627
00:30:09,120 --> 00:30:10,440
Speaker 2: up yesterday. I think on the show, you hear this

628
00:30:10,520 --> 00:30:12,080
Speaker 2: is Look, well, why are they just doing a million

629
00:30:12,120 --> 00:30:17,040
Speaker 2: dollars now? Is the reward goes? I think that's basically

630
00:30:17,040 --> 00:30:19,000
Speaker 2: because if you start with too much money, you're going

631
00:30:19,080 --> 00:30:20,800
Speaker 2: to get way much more noise. So many more people

632
00:30:20,800 --> 00:30:25,520
Speaker 2: are out there to go and simply fabricated reason or

633
00:30:25,640 --> 00:30:27,320
Speaker 2: lead in order to get the money that they wouldn't

634
00:30:27,320 --> 00:30:30,280
Speaker 2: for the fifty grand, but it's less likely, and I

635
00:30:30,280 --> 00:30:32,520
Speaker 2: think when they go, hey, we're doing a million dollars

636
00:30:32,520 --> 00:30:35,560
Speaker 2: a million dollar reward now fifty one hundred and hour

637
00:30:35,560 --> 00:30:39,320
Speaker 2: a million, like now, it's about trying to get the

638
00:30:39,360 --> 00:30:43,520
Speaker 2: people around the individual or individuals responsible for her abduction

639
00:30:43,760 --> 00:30:47,640
Speaker 2: and kidnapping and presumably murder, to get them to turn

640
00:30:47,680 --> 00:30:50,040
Speaker 2: on the people they know, that's what this is. At

641
00:30:50,040 --> 00:30:52,360
Speaker 2: fifty grand, they're like, I don't know, maybe he gets

642
00:30:52,400 --> 00:30:55,840
Speaker 2: the ransom or whatever's going on, but for a million dollars,

643
00:30:56,360 --> 00:30:58,080
Speaker 2: you know, you may have a family member that rolls

644
00:30:58,120 --> 00:31:01,440
Speaker 2: on you. You know, Ted Kazinski is where he is

645
00:31:01,480 --> 00:31:04,120
Speaker 2: now because of a family member rolling on for I

646
00:31:04,160 --> 00:31:05,720
Speaker 2: don't think for a roar and maybe did get a reward,

647
00:31:05,720 --> 00:31:08,960
Speaker 2: I don't remember. But you know, the investigators now think

648
00:31:09,000 --> 00:31:13,120
Speaker 2: that the profile here of this individual is not a

649
00:31:13,160 --> 00:31:17,160
Speaker 2: typical kidnapping, ransom suspect and it's more of a personal

650
00:31:17,280 --> 00:31:19,160
Speaker 2: or revenge driven type of thing. But some of the

651
00:31:19,200 --> 00:31:21,840
Speaker 2: characteristics there, and there may be a connection to a

652
00:31:21,880 --> 00:31:25,240
Speaker 2: family member. Now the family has been vindicated at this point,

653
00:31:26,240 --> 00:31:28,640
Speaker 2: but there could be a tie to Savannah's father died

654
00:31:28,640 --> 00:31:30,800
Speaker 2: in nineteen eighty eight. But that's where they're going now.

655
00:31:30,800 --> 00:31:32,280
Speaker 2: But the one million dollars is going to get a

656
00:31:32,280 --> 00:31:34,360
Speaker 2: ton more leads. But it's about trying to get the

657
00:31:34,360 --> 00:31:38,360
Speaker 2: individuals around that person or persons who abducted her to

658
00:31:38,480 --> 00:31:40,920
Speaker 2: roll on them. That's I think that's what that is

659
00:31:40,920 --> 00:31:43,920
Speaker 2: about right there. But now we're almost whatt a month

660
00:31:43,960 --> 00:31:46,080
Speaker 2: into this thing. It's it's clearly and I think you know,

661
00:31:46,160 --> 00:31:49,280
Speaker 2: based on Savannah Guthrie's last video, she knows that public

662
00:31:49,280 --> 00:31:53,320
Speaker 2: interurce is waning on this and you know, eventually the

663
00:31:53,360 --> 00:31:55,080
Speaker 2: law enforcements. We have to focus on some other things

664
00:31:55,080 --> 00:31:57,600
Speaker 2: because crime never sleeps. There's gonna be more cases to

665
00:31:57,600 --> 00:31:59,200
Speaker 2: solve out there. And you just wonder if this turns

666
00:31:59,200 --> 00:32:01,160
Speaker 2: into a cold case. And I don't even know what

667
00:32:01,200 --> 00:32:04,200
Speaker 2: that period is actually how long before they consider a

668
00:32:04,240 --> 00:32:05,880
Speaker 2: case cold. I don't think they're anywhere near that at

669
00:32:05,880 --> 00:32:08,520
Speaker 2: this point. Similar it's all high profile, but at eighty

670
00:32:08,560 --> 00:32:11,520
Speaker 2: four needing medication. You know, one of the working out

671
00:32:11,600 --> 00:32:15,840
Speaker 2: my working theory is this individual. You know, this was

672
00:32:15,840 --> 00:32:18,280
Speaker 2: in a you know, like adjacent Stay Them thriller where

673
00:32:18,280 --> 00:32:21,400
Speaker 2: they're kidnapping you know, they're kidnapping a loved one and

674
00:32:21,440 --> 00:32:23,360
Speaker 2: he's got to go and find them, and you know,

675
00:32:23,400 --> 00:32:26,280
Speaker 2: that's that's movies. This is more like you know, I

676
00:32:26,280 --> 00:32:28,640
Speaker 2: think the thing that got me was when the individual

677
00:32:28,680 --> 00:32:32,160
Speaker 2: showed up to her door, took leaves and tried to

678
00:32:33,240 --> 00:32:35,200
Speaker 2: match the camera with that. That's not like a well

679
00:32:35,240 --> 00:32:38,280
Speaker 2: throught out type of you know, you think you'd scope

680
00:32:38,320 --> 00:32:40,760
Speaker 2: the property, go there's a ring camera there, and then

681
00:32:40,760 --> 00:32:42,800
Speaker 2: come back and you know, either disabled knock it off

682
00:32:42,840 --> 00:32:44,480
Speaker 2: or spray paint on something like that. But you know,

683
00:32:44,520 --> 00:32:46,320
Speaker 2: trying to cover it up with leaves is like you

684
00:32:46,360 --> 00:32:49,800
Speaker 2: didn't think of that, so I guess that's my experts

685
00:32:49,840 --> 00:32:52,680
Speaker 2: think this is kind of amateurish that way, and why

686
00:32:52,760 --> 00:32:55,400
Speaker 2: maybe but her personal connection opposed to doing it for money,

687
00:32:55,440 --> 00:32:57,840
Speaker 2: because the ransom thing just dried up right away. We

688
00:32:57,840 --> 00:32:59,800
Speaker 2: thought initially it's like okay, holder for rams, and that

689
00:32:59,880 --> 00:33:02,480
Speaker 2: just it went away and makes you think that, okay, there,

690
00:33:02,800 --> 00:33:07,200
Speaker 2: that was never ever in play, and so why did

691
00:33:07,240 --> 00:33:09,680
Speaker 2: they capture It has to be almost a personal connection, right,

692
00:33:11,240 --> 00:33:14,320
Speaker 2: And just the way that they took her away, I

693
00:33:14,320 --> 00:33:16,920
Speaker 2: guess is and not knowing that she needed medicine. I

694
00:33:16,920 --> 00:33:20,600
Speaker 2: think maybe it's like, okay, I kidnapped her and then

695
00:33:20,640 --> 00:33:24,720
Speaker 2: she needs medicine which you're unaware of, and she dies

696
00:33:24,760 --> 00:33:28,360
Speaker 2: because she has never medicine. And now it's like, oh, okay,

697
00:33:28,360 --> 00:33:30,200
Speaker 2: now what do we do or what do I do?

698
00:33:30,240 --> 00:33:32,880
Speaker 2: If it's an individual and God knows where the bodies

699
00:33:32,920 --> 00:33:36,360
Speaker 2: At this point, I mean, you want to hope against

700
00:33:36,360 --> 00:33:39,880
Speaker 2: all odds that she's still alive, but that's that's been

701
00:33:39,960 --> 00:33:43,080
Speaker 2: less likely for a long time now. It's such a

702
00:33:43,080 --> 00:33:46,040
Speaker 2: sad thing too, because it's fading away now as we speak.

703
00:33:46,080 --> 00:33:47,920
Speaker 2: But you know, the idea of due of people are going, well,

704
00:33:47,920 --> 00:33:49,719
Speaker 2: why why didn't you just give a million to begin with, well,

705
00:33:49,760 --> 00:33:51,720
Speaker 2: because you get too many lunatics coming out to try

706
00:33:51,760 --> 00:33:54,160
Speaker 2: and get the million dollars. We saw that with a

707
00:33:54,560 --> 00:33:57,000
Speaker 2: fifty grand, although on one hundred grand, a million grand,

708
00:33:57,640 --> 00:34:00,720
Speaker 2: a million, it's a million grand. It's a new number.

709
00:34:02,480 --> 00:34:04,880
Speaker 2: So yeah, in that regard, I think it's just trying

710
00:34:04,920 --> 00:34:07,280
Speaker 2: to get people to flip on the individual who did this,

711
00:34:07,440 --> 00:34:10,600
Speaker 2: because can you actually do without telling anyone? That's really

712
00:34:10,600 --> 00:34:12,680
Speaker 2: the hard part, you know. We thought cameras are everywhere

713
00:34:12,719 --> 00:34:15,960
Speaker 2: and they may have more video evidence here but that

714
00:34:16,400 --> 00:34:18,600
Speaker 2: they're leading on to. But at the same time, it's

715
00:34:18,640 --> 00:34:20,960
Speaker 2: like it's awfully tough to get away with things with

716
00:34:21,000 --> 00:34:23,680
Speaker 2: all the cameras around, but at the same time, to

717
00:34:23,800 --> 00:34:29,040
Speaker 2: do something like this and not tell anyone as almost

718
00:34:29,040 --> 00:34:36,240
Speaker 2: an impossibility. Sadly unfortunately, seven hundred ww iHeart Media, Solute,

719
00:34:36,280 --> 00:34:38,239
Speaker 2: Cincinnati's own Procter and Gamble. If you've got someone there

720
00:34:38,280 --> 00:34:40,319
Speaker 2: you'd like for us to recognize on the air, text

721
00:34:40,320 --> 00:34:42,480
Speaker 2: as their name to five one, eight eight one and

722
00:34:42,600 --> 00:34:44,840
Speaker 2: be listening. We'll get a news update in here. The

723
00:34:44,920 --> 00:34:47,400
Speaker 2: snow appears to be over. According to Matt Reeves, it's

724
00:34:47,440 --> 00:34:50,160
Speaker 2: a pretty snow it's very theatrical as what this is.

725
00:34:51,280 --> 00:34:53,200
Speaker 2: Hopefully we'll play that audio with him walking on his

726
00:34:53,280 --> 00:34:56,920
Speaker 2: decking en. It's very brave anyway, very gent very gentle.

727
00:34:56,960 --> 00:35:00,600
Speaker 2: Snow I believe too. I was just try your boy

728
00:35:00,640 --> 00:35:03,120
Speaker 2: Reese by the way, minutes ago here for being what

729
00:35:03,320 --> 00:35:05,160
Speaker 2: having the break? It's being so brave as to walk

730
00:35:05,160 --> 00:35:06,960
Speaker 2: out on his own deck and file this report about

731
00:35:07,160 --> 00:35:09,960
Speaker 2: crashing my lead man, Oh, you're gonna play it?

732
00:35:10,040 --> 00:35:10,239
Speaker 4: Yes?

733
00:35:10,360 --> 00:35:12,040
Speaker 2: Okay, good, you gotta he If you just tuned in,

734
00:35:12,040 --> 00:35:13,840
Speaker 2: you got to hear this. I make fun of climate

735
00:35:13,880 --> 00:35:15,800
Speaker 2: terrists all the time on TV when they try to

736
00:35:15,800 --> 00:35:18,719
Speaker 2: scare about the weather. Our own Matt Reeves is exceeded.

737
00:35:19,000 --> 00:35:22,160
Speaker 2: He's like, literally broke through that wall right now. I mean,

738
00:35:22,200 --> 00:35:23,680
Speaker 2: how brave is it to go on your own deck

739
00:35:23,840 --> 00:35:26,040
Speaker 2: and file a report on the radio. It's incredible. We'll

740
00:35:26,080 --> 00:35:28,120
Speaker 2: do that and when we return on Hi, Rep. Dave

741
00:35:28,160 --> 00:35:31,160
Speaker 2: Thomas from up in North should Ohio and property taxes

742
00:35:31,200 --> 00:35:35,240
Speaker 2: all together? Yay, okay, well, how are we gonna fund stuff?

743
00:35:36,000 --> 00:35:36,160
Speaker 4: Wait?

744
00:35:36,200 --> 00:35:38,560
Speaker 2: Do you hear what they think the sales tax would

745
00:35:38,560 --> 00:35:40,319
Speaker 2: be if we got rid of property tax? Next on

746
00:35:40,360 --> 00:35:42,960
Speaker 2: the Scott Slone Show, Home of the reds seven hundred

747
00:35:42,960 --> 00:35:44,399
Speaker 2: ww sincent Do you.

748
00:35:44,360 --> 00:35:45,759
Speaker 1: Want to be an American?

749
00:35:47,200 --> 00:35:50,400
Speaker 2: Scott Flum show back on seven hundred w welw. Ohio

750
00:35:50,440 --> 00:35:55,400
Speaker 2: activists want to eliminate your property build tax entirely. Sound good? Okay,

751
00:35:55,400 --> 00:35:56,880
Speaker 2: well wait do they hear what it could do to

752
00:35:56,920 --> 00:35:59,960
Speaker 2: the sales tax? Right? So, rising property taxes are pricing

753
00:36:00,080 --> 00:36:02,560
Speaker 2: a lot homeowners out of their homes. We've seen increases

754
00:36:03,120 --> 00:36:04,719
Speaker 2: mile of twenty eight percent, but all the way up

755
00:36:04,719 --> 00:36:08,600
Speaker 2: to one hundred and thirty percent across southwest Ohio here,

756
00:36:08,800 --> 00:36:12,239
Speaker 2: and the Committee to Abolished Property Taxes is gathering signatures

757
00:36:12,280 --> 00:36:14,719
Speaker 2: or a constitutional amendment that they want to put on

758
00:36:14,800 --> 00:36:17,400
Speaker 2: the November ballots. So what's the good, the bad, and

759
00:36:17,400 --> 00:36:20,560
Speaker 2: the ugly of this? Ohio Representative David Thomas out of Jefferson,

760
00:36:20,600 --> 00:36:23,520
Speaker 2: I said, Jefferson, not Jeffersonville. That's in the now up

761
00:36:23,520 --> 00:36:26,480
Speaker 2: here Ashtra Bulah Warren, Northeast Ohio. David, welcome to the show.

762
00:36:26,520 --> 00:36:26,880
Speaker 2: How are you?

763
00:36:27,600 --> 00:36:27,799
Speaker 4: Oh?

764
00:36:27,840 --> 00:36:29,120
Speaker 7: Thank you so much for having me one.

765
00:36:29,120 --> 00:36:32,960
Speaker 2: I appreciate it. Governor de Wine warned about abolishing taxes

766
00:36:33,000 --> 00:36:34,960
Speaker 2: and we'd see the tax rate jump up to twenty

767
00:36:34,960 --> 00:36:37,919
Speaker 2: percent from the five point seventy five now and other

768
00:36:37,920 --> 00:36:40,520
Speaker 2: people say they're full of it. So, uh, do you

769
00:36:40,520 --> 00:36:42,560
Speaker 2: agree with the math? Is the math math on this one?

770
00:36:42,600 --> 00:36:45,400
Speaker 2: And even if it's close to accurate, can you justify

771
00:36:45,440 --> 00:36:46,080
Speaker 2: that trade off?

772
00:36:47,360 --> 00:36:49,440
Speaker 7: Yeah, that's a great question. I think this shows just

773
00:36:49,480 --> 00:36:53,120
Speaker 7: how upset and frustrated people are with the property tax system.

774
00:36:53,600 --> 00:36:57,120
Speaker 7: But the math math if you do essentially a one

775
00:36:57,120 --> 00:37:00,720
Speaker 7: for one, so right now, roughly twenty four billion dollars

776
00:37:01,040 --> 00:37:04,359
Speaker 7: is how much property taxes collect in every year, and

777
00:37:04,480 --> 00:37:07,040
Speaker 7: all of that money stays the local level that funds

778
00:37:07,080 --> 00:37:10,920
Speaker 7: your local services. And if you were to eliminate that

779
00:37:11,000 --> 00:37:13,879
Speaker 7: twenty four billion, you would have to and I would

780
00:37:13,880 --> 00:37:16,760
Speaker 7: assume most people would still want their local police departments

781
00:37:16,800 --> 00:37:20,400
Speaker 7: to fire, their road services, all those different types of things,

782
00:37:20,680 --> 00:37:24,120
Speaker 7: and so you'd have to pull that revenue from somewhere else. Now,

783
00:37:24,160 --> 00:37:27,920
Speaker 7: many folks who are very strong behind abolishing you know, say, hey,

784
00:37:27,960 --> 00:37:30,360
Speaker 7: I'm perfectly fine to have a much much higher sales

785
00:37:30,400 --> 00:37:32,680
Speaker 7: tax if that means I no longer have it on

786
00:37:32,719 --> 00:37:34,920
Speaker 7: the property tax side, right, And so's that's kind of

787
00:37:34,960 --> 00:37:36,880
Speaker 7: one of the trade offs that people have to think about.

788
00:37:37,320 --> 00:37:41,920
Speaker 7: But twenty percent, you know, that is essentially yes, that

789
00:37:41,920 --> 00:37:43,920
Speaker 7: that's the number that we would likely have to get

790
00:37:43,960 --> 00:37:48,440
Speaker 7: to because areas like yours down in southwest Ohio, areas

791
00:37:48,520 --> 00:37:52,120
Speaker 7: like mine in northeast Ohio, we have other states around us,

792
00:37:52,480 --> 00:37:54,440
Speaker 7: and so you're going to have people who leave the

793
00:37:54,480 --> 00:37:57,520
Speaker 7: state to buy things. You're going to have less activity

794
00:37:57,520 --> 00:37:59,480
Speaker 7: because things are going to be much more expensive. So

795
00:37:59,560 --> 00:38:01,640
Speaker 7: you have to the sales tax even higher than what

796
00:38:01,960 --> 00:38:05,399
Speaker 7: you would directly need to replace that about twenty four

797
00:38:05,440 --> 00:38:06,080
Speaker 7: billion dollars.

798
00:38:06,520 --> 00:38:09,960
Speaker 2: That's a question. So let's say, just for giggles here,

799
00:38:10,160 --> 00:38:12,399
Speaker 2: that they're successful. I get on the ballot, people okay, great,

800
00:38:12,640 --> 00:38:14,120
Speaker 2: I don't have to pay any more proper dexts my

801
00:38:14,160 --> 00:38:15,840
Speaker 2: home and are great, I don't have to pay this anymore.

802
00:38:16,840 --> 00:38:19,320
Speaker 2: They came out and said, look, it's not our responsibility

803
00:38:19,400 --> 00:38:21,439
Speaker 2: to figure out how to replace that twenty plus billion

804
00:38:21,480 --> 00:38:24,160
Speaker 2: dollars in annual revenue that falls on the General Assembly.

805
00:38:24,200 --> 00:38:27,919
Speaker 2: People like yourself, David Thomas. What's your answer? Where would

806
00:38:27,920 --> 00:38:29,520
Speaker 2: even begin to look for that kind of money? I mean,

807
00:38:29,800 --> 00:38:32,600
Speaker 2: you're saying the twenty percent tax wouldn't work, but what

808
00:38:32,680 --> 00:38:33,640
Speaker 2: other options are there?

809
00:38:34,600 --> 00:38:37,920
Speaker 7: Yeah, they are correct, and that's kind of the I

810
00:38:38,040 --> 00:38:41,719
Speaker 7: think the committee quite often, I know the leadership personally

811
00:38:42,120 --> 00:38:43,920
Speaker 7: they've allowed us to do a lot of the reform

812
00:38:43,920 --> 00:38:46,360
Speaker 7: bills that we've done this past year because people now

813
00:38:46,480 --> 00:38:50,279
Speaker 7: realize just holp set folks are a property taxes, but

814
00:38:51,000 --> 00:38:54,520
Speaker 7: essentially it is our responsibility. There's actually a constitutional amendment

815
00:38:55,000 --> 00:38:58,600
Speaker 7: two years ago in North Dakota that very similar abolish everything.

816
00:38:58,640 --> 00:39:01,799
Speaker 7: It failed because it put in essentially the replacement revenue,

817
00:39:02,080 --> 00:39:04,440
Speaker 7: and I think people then saw in the ballot, WHOA,

818
00:39:04,480 --> 00:39:07,319
Speaker 7: this will happen if the abolished and so they said no.

819
00:39:08,160 --> 00:39:12,520
Speaker 7: But there's no way, no physical way that Ohio would

820
00:39:12,520 --> 00:39:15,600
Speaker 7: go up to a twenty percent sales tax. It'd be impossible. Right,

821
00:39:15,840 --> 00:39:18,600
Speaker 7: So then you have to look at essentially cutting costs.

822
00:39:18,920 --> 00:39:21,000
Speaker 7: You've got to decrease how much money you're actually going

823
00:39:21,000 --> 00:39:23,600
Speaker 7: to need for those services.

824
00:39:23,920 --> 00:39:26,640
Speaker 2: Yeah, you know, I tend to lean more libertarian all

825
00:39:26,719 --> 00:39:28,279
Speaker 2: this stuff, but in the way I look at it

826
00:39:28,360 --> 00:39:30,880
Speaker 2: is looks it's the least bad tax in the world.

827
00:39:31,800 --> 00:39:33,320
Speaker 2: In this group in Midlely a way, we don't like

828
00:39:33,360 --> 00:39:36,080
Speaker 2: property taxes, but we don't really want to cut services

829
00:39:36,120 --> 00:39:38,799
Speaker 2: that they fund. Despite going you know, government's bloated and

830
00:39:38,840 --> 00:39:40,760
Speaker 2: fat and dozed and all that stuff, which I get,

831
00:39:41,320 --> 00:39:43,840
Speaker 2: But when it comes to services, that you use are available,

832
00:39:43,880 --> 00:39:46,359
Speaker 2: then we don't want to do that. So it's contradictory

833
00:39:46,360 --> 00:39:49,680
Speaker 2: on our part for sure. And I think property taxes

834
00:39:49,800 --> 00:39:53,480
Speaker 2: just are generally less Distortionay. You know you can, as

835
00:39:53,520 --> 00:39:56,120
Speaker 2: you mentioned being in northeast Ohio and us here in

836
00:39:56,160 --> 00:39:58,000
Speaker 2: southwest Ohio. Well, you know, if you don't like the

837
00:39:58,000 --> 00:40:00,600
Speaker 2: prices because the sales tax is twenty percent, you can

838
00:40:00,680 --> 00:40:03,600
Speaker 2: choose to do business in India and Kentucky. Well, the

839
00:40:03,600 --> 00:40:05,239
Speaker 2: same is true with property tax. A lot of people

840
00:40:05,320 --> 00:40:08,880
Speaker 2: I work with live in Kentucky for that reason. So

841
00:40:08,920 --> 00:40:11,000
Speaker 2: you can move to places where you're less heavily taxed

842
00:40:11,000 --> 00:40:14,279
Speaker 2: with what the local sales tax and income taxes. I mean,

843
00:40:14,320 --> 00:40:16,040
Speaker 2: real estate generally has to stay put. If you're a

844
00:40:16,040 --> 00:40:17,799
Speaker 2: business owner, you can choose where you live. But I

845
00:40:17,840 --> 00:40:20,239
Speaker 2: guess you know that this is the Hey, I don't

846
00:40:20,239 --> 00:40:21,880
Speaker 2: want to pay taxes, but I want someone else to

847
00:40:21,920 --> 00:40:23,360
Speaker 2: pay for it. Well, who's that going to be?

848
00:40:24,640 --> 00:40:26,560
Speaker 7: Yeah, And that's a very interesting point you s brought

849
00:40:26,640 --> 00:40:30,200
Speaker 7: up about the business side. So businesses currently pay about

850
00:40:30,200 --> 00:40:32,840
Speaker 7: a third to a half, depending on your local area

851
00:40:33,040 --> 00:40:36,799
Speaker 7: and what kind of makes up the community, they pay

852
00:40:36,800 --> 00:40:38,600
Speaker 7: a third to a half of the property tax bill.

853
00:40:39,160 --> 00:40:41,240
Speaker 7: So one of the I guess the issues of concerns

854
00:40:41,239 --> 00:40:43,600
Speaker 7: that I have is if you abolish and get rid

855
00:40:43,640 --> 00:40:46,759
Speaker 7: of all property taxation, you're also been getting rid of

856
00:40:47,000 --> 00:40:51,160
Speaker 7: property taxes on your walmarts and on your manufacturing and

857
00:40:51,200 --> 00:40:54,799
Speaker 7: your your data centers. Bring up that fun topic, and

858
00:40:55,360 --> 00:40:58,200
Speaker 7: you know then what happens when you have to move

859
00:40:58,239 --> 00:41:00,600
Speaker 7: it over the income and sales tax are actually shifting

860
00:41:00,600 --> 00:41:02,920
Speaker 7: that over to the individual as opposed to have in

861
00:41:02,960 --> 00:41:05,560
Speaker 7: the business pay. So there's a lot of kind of

862
00:41:05,600 --> 00:41:08,719
Speaker 7: philosophical questions about what could happen and what's a better

863
00:41:08,760 --> 00:41:11,080
Speaker 7: way to do this, And I think it just brings

864
00:41:11,160 --> 00:41:13,799
Speaker 7: up the whole idea that we can't We've not done

865
00:41:14,120 --> 00:41:17,480
Speaker 7: any type of major changes on a property tax system

866
00:41:17,840 --> 00:41:20,399
Speaker 7: in fifty years. Nineteen seventy six was the last time.

867
00:41:20,920 --> 00:41:24,760
Speaker 7: So it just really shows, you know, we've been overdue,

868
00:41:24,920 --> 00:41:28,600
Speaker 7: and last year we've passed five strong bills plus was

869
00:41:28,640 --> 00:41:31,240
Speaker 7: in the budget to really kind of correct what happened.

870
00:41:32,560 --> 00:41:36,160
Speaker 7: And in my mind, we've essentially now said that the

871
00:41:36,200 --> 00:41:39,879
Speaker 7: frustration that voters have, which is their tax bill goes up,

872
00:41:40,040 --> 00:41:41,719
Speaker 7: they never had to say on it, and it's all

873
00:41:41,760 --> 00:41:45,680
Speaker 7: because of the value spiking local government's getting unvoted wmfalls

874
00:41:45,760 --> 00:41:48,600
Speaker 7: that they just didn't really need. We've essentially stopped that.

875
00:41:48,800 --> 00:41:52,000
Speaker 7: Moving forward, that will not continue. So voters now have

876
00:41:52,080 --> 00:41:54,440
Speaker 7: a lot more of that control with what levees are

877
00:41:54,480 --> 00:41:56,480
Speaker 7: on the ballot, what do they actually want to pay

878
00:41:56,480 --> 00:41:59,759
Speaker 7: for and support. But you know what percentage of levees

879
00:41:59,800 --> 00:42:04,840
Speaker 7: pass a last year in November? Okay, eighty seven percent.

880
00:42:06,280 --> 00:42:09,040
Speaker 7: So despite there being hundreds of thousand centatures being collected

881
00:42:09,440 --> 00:42:12,439
Speaker 7: a lot of people angry at property taxes, voters still

882
00:42:12,440 --> 00:42:16,799
Speaker 7: approved eighty seven percent of the levees across Ohio. And

883
00:42:16,880 --> 00:42:18,640
Speaker 7: there's a disconnect there. But there's also a thing of

884
00:42:18,719 --> 00:42:20,800
Speaker 7: sense that if you're asked, hey, do you want to

885
00:42:20,800 --> 00:42:23,279
Speaker 7: support your local fire department with this levee for a

886
00:42:23,280 --> 00:42:26,120
Speaker 7: fire truck, typically you're going to say yes, yeah. But

887
00:42:26,280 --> 00:42:29,200
Speaker 7: if you're forced to pay over five hundred or one

888
00:42:29,200 --> 00:42:31,560
Speaker 7: thousand dollars more year tax bill and you had no

889
00:42:31,640 --> 00:42:34,120
Speaker 7: say over that, that's when you get really upset, and

890
00:42:34,160 --> 00:42:37,520
Speaker 7: rightfully so, because that shouldn't happen. So we're correcting that

891
00:42:37,560 --> 00:42:38,200
Speaker 7: moving forward.

892
00:42:39,680 --> 00:42:42,480
Speaker 2: He is Ohio represent of David Thomas, and he is

893
00:42:42,520 --> 00:42:44,640
Speaker 2: the foremost expert in the General Assembly when it comes

894
00:42:44,640 --> 00:42:46,319
Speaker 2: to this property tax you should. I'm having them on

895
00:42:47,120 --> 00:42:49,840
Speaker 2: because they're trying to get this on the ball. A

896
00:42:49,880 --> 00:42:53,360
Speaker 2: group called Abolish Ohio Property Taxes gathering signatures for a

897
00:42:53,400 --> 00:42:57,640
Speaker 2: constitutional amendment in November that would eliminate our property taxes.

898
00:42:57,680 --> 00:42:59,520
Speaker 2: The problem is they're like, well, we don't know how

899
00:42:59,560 --> 00:43:01,880
Speaker 2: to replace it. That's y'all's job at the In Columbus,

900
00:43:02,320 --> 00:43:04,400
Speaker 2: we just don't want any more. Property taxes could be

901
00:43:04,440 --> 00:43:06,920
Speaker 2: as high as twenty percent or more the sales tax

902
00:43:06,960 --> 00:43:09,440
Speaker 2: we pay in Ohio, which would be devastating to border

903
00:43:09,520 --> 00:43:13,240
Speaker 2: cities like Cincinnati, for example. We already cut the local

904
00:43:13,280 --> 00:43:16,360
Speaker 2: government fund I think back in twenty thirteen, and that

905
00:43:16,520 --> 00:43:19,960
Speaker 2: FOS forced local communities to engage these levies in the

906
00:43:20,000 --> 00:43:22,960
Speaker 2: first place. So if you push to abolish property taxes

907
00:43:23,040 --> 00:43:25,960
Speaker 2: now the state, I mean, the finish what they started, right,

908
00:43:26,120 --> 00:43:28,120
Speaker 2: Aren't you just shifting the burden rather reducing it.

909
00:43:29,480 --> 00:43:32,439
Speaker 7: That's a great question. I get asked a lot your

910
00:43:32,719 --> 00:43:36,919
Speaker 7: state tax dollars pre twenty thirteen per twenty ten used

911
00:43:36,920 --> 00:43:39,280
Speaker 7: to send a ton. I think we had eight income

912
00:43:39,320 --> 00:43:42,200
Speaker 7: tax brackets used to send a ton down to Columbus.

913
00:43:42,520 --> 00:43:45,040
Speaker 7: And then it was Columbus deciding Okay, who's the winners,

914
00:43:45,040 --> 00:43:46,160
Speaker 7: who's the losers, and.

915
00:43:46,120 --> 00:43:47,719
Speaker 3: How much do local communities get?

916
00:43:48,360 --> 00:43:51,319
Speaker 7: And the philosophy from twenty ten to now has been

917
00:43:52,000 --> 00:43:54,239
Speaker 7: you should be sending a whole lot less to Columbus

918
00:43:54,480 --> 00:43:56,880
Speaker 7: and then you have more money to decide do I

919
00:43:56,920 --> 00:43:59,680
Speaker 7: want to support that fire department or the library or whatever,

920
00:43:59,719 --> 00:44:02,640
Speaker 7: look levee, and it's it's kind of local communities than

921
00:44:02,960 --> 00:44:06,520
Speaker 7: picking what type of services they want versus that money

922
00:44:06,560 --> 00:44:08,800
Speaker 7: going on to Columbus and then hoping to come back.

923
00:44:09,080 --> 00:44:11,600
Speaker 7: Because you're absolutely right, we have cut the little government

924
00:44:11,680 --> 00:44:13,760
Speaker 7: fund that's the money that Columbus sends the local government

925
00:44:14,640 --> 00:44:17,360
Speaker 7: in twenty ten. Now every year since then we've actually

926
00:44:17,360 --> 00:44:21,120
Speaker 7: been increased in that percentage and now it's it's not

927
00:44:21,440 --> 00:44:24,440
Speaker 7: that to where it wasn't twenty ten, but it's pretty close. However,

928
00:44:24,560 --> 00:44:28,200
Speaker 7: what is absolutely different than is our income tax rate.

929
00:44:28,480 --> 00:44:31,520
Speaker 7: You know, we're now the lowest flat income tax in

930
00:44:31,560 --> 00:44:33,640
Speaker 7: the nation at two point seventy five percent. Then we're

931
00:44:33,640 --> 00:44:36,200
Speaker 7: going to keep decreasing that. So there's there's trade ops

932
00:44:36,239 --> 00:44:39,680
Speaker 7: with that. But in my mind, less of Columbus more

933
00:44:39,680 --> 00:44:42,040
Speaker 7: in your pocket to the side you might be paying

934
00:44:42,040 --> 00:44:44,520
Speaker 7: more because you're being asked, and you want to support

935
00:44:44,520 --> 00:44:47,359
Speaker 7: those local services. I'd rather that money stay there than

936
00:44:47,600 --> 00:44:48,840
Speaker 7: they come down to the Statehouse.

937
00:44:48,920 --> 00:44:51,320
Speaker 2: Yeah, I mean this is the cost of that local

938
00:44:51,360 --> 00:44:53,000
Speaker 2: money not coming back as well. We have to add

939
00:44:53,000 --> 00:44:55,480
Speaker 2: more and more levees and now we're seeing property tax

940
00:44:55,560 --> 00:44:57,839
Speaker 2: values go up and like and people are now I

941
00:44:57,880 --> 00:45:00,600
Speaker 2: get it, but we we still have to on government.

942
00:45:01,600 --> 00:45:04,800
Speaker 2: Property tax is fun like sixty five percent of local

943
00:45:05,200 --> 00:45:10,319
Speaker 2: government revenue. So school fire police ems? What for you

944
00:45:10,600 --> 00:45:14,560
Speaker 2: in northeast Ohio? What do you tell your constitions if

945
00:45:14,600 --> 00:45:17,239
Speaker 2: this happens and those things will have to reduce? I mean,

946
00:45:17,239 --> 00:45:19,120
Speaker 2: which one do you pick? Can you do without schools,

947
00:45:19,160 --> 00:45:21,200
Speaker 2: fire police or emas well?

948
00:45:21,239 --> 00:45:24,640
Speaker 7: And that's a great point too, so you know, essentially

949
00:45:25,040 --> 00:45:27,920
Speaker 7: less money from Columbus to lower governments. Your comment of

950
00:45:28,160 --> 00:45:30,440
Speaker 7: they've essentially moved over the levees to help make the

951
00:45:30,480 --> 00:45:33,240
Speaker 7: difference up, but that didn't actually have to be the case.

952
00:45:33,800 --> 00:45:36,920
Speaker 7: And my main kind of comments to my constituents, especially

953
00:45:37,040 --> 00:45:39,719
Speaker 7: my local governments, have been we have to change that

954
00:45:39,800 --> 00:45:44,200
Speaker 7: mindset that's always the property owner that we go to. Counties,

955
00:45:44,239 --> 00:45:47,560
Speaker 7: for example, have a sales tax option already. We actually

956
00:45:47,600 --> 00:45:51,760
Speaker 7: see Montgomery County funding their social services, not through property

957
00:45:51,760 --> 00:45:56,520
Speaker 7: taxes but through sales tax or Washington County actually decreasing

958
00:45:56,560 --> 00:45:59,160
Speaker 7: their township property taxes and making it up in a

959
00:45:59,200 --> 00:46:02,160
Speaker 7: sales tax. That's one option at the county level. And

960
00:46:02,239 --> 00:46:05,640
Speaker 7: obviously cities and villages they should have the lowest property

961
00:46:05,680 --> 00:46:08,040
Speaker 7: taxes in the state because they have the income tax

962
00:46:08,080 --> 00:46:11,320
Speaker 7: locally and that can vary as well. And schools actually

963
00:46:11,360 --> 00:46:14,680
Speaker 7: have an income tax option also, So there are other

964
00:46:14,719 --> 00:46:17,720
Speaker 7: ways to fund our local governments. We've given different options

965
00:46:17,760 --> 00:46:19,720
Speaker 7: besides just the property needs.

966
00:46:19,920 --> 00:46:21,440
Speaker 3: Yeah, and you know that's.

967
00:46:21,320 --> 00:46:24,440
Speaker 7: One thing now, but then abolish happens, I would envision

968
00:46:24,440 --> 00:46:30,920
Speaker 7: I kind of tell folks whatever other option that community has, city, village, township, county,

969
00:46:31,320 --> 00:46:36,640
Speaker 7: they'll likely just increase and move up tremendously that.

970
00:46:35,719 --> 00:46:36,879
Speaker 8: That tax revenue.

971
00:46:37,040 --> 00:46:40,920
Speaker 2: He's Ohio represent David Thomas up in the Ashtabulah Warren area,

972
00:46:41,000 --> 00:46:43,840
Speaker 2: and he is the guy who is the it is

973
00:46:43,880 --> 00:46:45,680
Speaker 2: the foremost expert, I would say in the General Assembly

974
00:46:45,680 --> 00:46:48,120
Speaker 2: on property tax because we're all sweating right now. We're

975
00:46:48,120 --> 00:46:49,719
Speaker 2: seeing rates go up as high as one hundred and

976
00:46:49,719 --> 00:46:52,479
Speaker 2: thirty percent here in southwest Ohio. A lot of people

977
00:46:52,600 --> 00:46:54,799
Speaker 2: just screaming, stop the pain. And there's a group out

978
00:46:54,800 --> 00:46:57,719
Speaker 2: there that's trying to get on the ballot November. Just

979
00:46:57,800 --> 00:47:02,439
Speaker 2: that a constitutional amendment that would eliminate Ohio's property tax.

980
00:47:02,480 --> 00:47:04,680
Speaker 2: But we got to pay for fiery ms, school police,

981
00:47:04,680 --> 00:47:06,560
Speaker 2: all that stuff. You'll get in your roope. But we

982
00:47:06,640 --> 00:47:08,200
Speaker 2: had rough winner here. I know you had a rough

983
00:47:08,239 --> 00:47:11,319
Speaker 2: winner too, especially up north. We got hammer down here

984
00:47:11,320 --> 00:47:13,520
Speaker 2: in Cincinnati, and uh, hey, you know'd be nice if

985
00:47:13,560 --> 00:47:15,840
Speaker 2: we can get some plows out there. That's a question

986
00:47:15,880 --> 00:47:18,840
Speaker 2: as well. So you know, even and you're a Republican.

987
00:47:19,680 --> 00:47:22,840
Speaker 2: Hamlet County Auditor Jessica Miranda is a Democrat, says called

988
00:47:22,880 --> 00:47:25,080
Speaker 2: I had around on a year or so ago talking

989
00:47:25,120 --> 00:47:27,239
Speaker 2: about this, and she said, it's it's tax shifting, not

990
00:47:27,400 --> 00:47:31,760
Speaker 2: tax relief. That we keep cutting its obligations to locals

991
00:47:31,800 --> 00:47:34,239
Speaker 2: from the state and it appears to help taxpayers, but

992
00:47:34,320 --> 00:47:36,359
Speaker 2: it just kicks the can down to a different area.

993
00:47:36,360 --> 00:47:39,000
Speaker 2: It's not really it's just tax shifting. It's not like, wow,

994
00:47:39,080 --> 00:47:41,160
Speaker 2: I got my taxes, go hey, this is great. Yeah,

995
00:47:41,160 --> 00:47:42,600
Speaker 2: but we still got to pay for stuff. How do

996
00:47:42,640 --> 00:47:45,279
Speaker 2: you do that? It's aid And when you Democrats and

997
00:47:45,320 --> 00:47:48,279
Speaker 2: Republicans agree, it sounds like there's impetus to maybe make

998
00:47:48,360 --> 00:47:48,920
Speaker 2: some change.

999
00:47:50,160 --> 00:47:53,160
Speaker 7: Yeah, and that that sels a question is what level

1000
00:47:53,160 --> 00:47:56,120
Speaker 7: of government is actually the largest and what is actual

1001
00:47:56,320 --> 00:48:00,400
Speaker 7: tax reform? In my mind, actual tax reform is the

1002
00:48:00,400 --> 00:48:04,160
Speaker 7: taxpayer paying less overall, and it's the government getting less

1003
00:48:04,200 --> 00:48:08,480
Speaker 7: than overall. And if we continue to essentially prompt up

1004
00:48:08,600 --> 00:48:12,080
Speaker 7: and make larger one area of government, which would then

1005
00:48:12,120 --> 00:48:15,160
Speaker 7: be for example, local government, all that really does is

1006
00:48:15,239 --> 00:48:19,600
Speaker 7: actually take your tax money. It doesn't relieve you or

1007
00:48:19,680 --> 00:48:24,080
Speaker 7: decrease your burden. It just actually is increasing and almost

1008
00:48:24,400 --> 00:48:27,600
Speaker 7: promoting larger growth. A perfect example of that, I say,

1009
00:48:27,680 --> 00:48:31,480
Speaker 7: is the school systems. So you've probably heard and everyone

1010
00:48:31,560 --> 00:48:33,880
Speaker 7: says all of the state's cutting school funding, the state's

1011
00:48:33,880 --> 00:48:38,000
Speaker 7: cutting school funding. We have actually been increasing your tax

1012
00:48:38,040 --> 00:48:42,520
Speaker 7: dollars to public schools since twenty twenty, for example, every

1013
00:48:42,600 --> 00:48:46,000
Speaker 7: year almost a billion to two billion dollars and so

1014
00:48:46,719 --> 00:48:50,560
Speaker 7: tremendous amounts more in taxpayer dollars going to local schools.

1015
00:48:51,200 --> 00:48:54,000
Speaker 7: And if that theory were correct, that essentially the statements

1016
00:48:54,160 --> 00:48:57,400
Speaker 7: needs to pay more to local governments, then our school

1017
00:48:57,400 --> 00:49:00,279
Speaker 7: system should not need as much property tax money. But

1018
00:49:00,440 --> 00:49:03,480
Speaker 7: what actually happened over the last five years as the

1019
00:49:03,520 --> 00:49:07,759
Speaker 7: state has increased school funding tremendously. Schools have received, asked for,

1020
00:49:08,080 --> 00:49:13,280
Speaker 7: taken even more on the property tax side, and essentially

1021
00:49:13,320 --> 00:49:16,200
Speaker 7: the philosophy that more is never enough, and so there

1022
00:49:16,239 --> 00:49:18,439
Speaker 7: has to be some type of limit, some type of

1023
00:49:19,120 --> 00:49:22,400
Speaker 7: control over that government size of government spending, and that's

1024
00:49:22,640 --> 00:49:24,840
Speaker 7: essentially trying to decrease in taxes.

1025
00:49:26,000 --> 00:49:27,960
Speaker 2: And you mentioned school funding there. That was ruled on

1026
00:49:28,000 --> 00:49:30,920
Speaker 2: constitual health. I think even before I was doing talk

1027
00:49:31,000 --> 00:49:32,600
Speaker 2: rated for goodness sake back in the nineties, and the

1028
00:49:32,640 --> 00:49:36,040
Speaker 2: state still has yeah fully implemented fair school funding. So

1029
00:49:36,120 --> 00:49:39,719
Speaker 2: if that disappears, that's a whole other crisis there isn't it.

1030
00:49:41,160 --> 00:49:44,400
Speaker 7: The ninety seven decision, and that's the Draff decision. It

1031
00:49:44,480 --> 00:49:48,240
Speaker 7: didn't actually say that property taxes were unconstitutional for schools,

1032
00:49:48,360 --> 00:49:53,239
Speaker 7: or that it was the taxpayer who was being served unduly.

1033
00:49:53,640 --> 00:49:56,479
Speaker 7: It was actually more on the student. So we were

1034
00:49:56,719 --> 00:49:59,600
Speaker 7: back then essentially giving a whole bunch of money to

1035
00:50:00,040 --> 00:50:04,200
Speaker 7: wealthy areas, wealthy school districts and helping them wealthy kids

1036
00:50:04,280 --> 00:50:07,640
Speaker 7: versus your poor kids were really being left out. And

1037
00:50:07,719 --> 00:50:10,160
Speaker 7: so now what we essentially do. We've had eight different

1038
00:50:10,160 --> 00:50:14,680
Speaker 7: funding formulas since nineteen ninety seven, and we kind of

1039
00:50:14,719 --> 00:50:18,120
Speaker 7: balance out the playing fields. So your wealthier areas, your

1040
00:50:18,160 --> 00:50:21,080
Speaker 7: state tax dollars still go to those schools, but a

1041
00:50:21,280 --> 00:50:25,080
Speaker 7: very smaller amount than your poorer areas. Think of in

1042
00:50:25,120 --> 00:50:28,360
Speaker 7: my neck of the woods, East Cleveland's Youngstown City schools,

1043
00:50:29,040 --> 00:50:33,120
Speaker 7: those schools receive almost thirty thousand dollars per kid from

1044
00:50:33,160 --> 00:50:37,719
Speaker 7: your state tax dollars. Versus your wealthier school districts, those

1045
00:50:37,840 --> 00:50:41,960
Speaker 7: received tremendously less. And that's essentially what that constitutional decision

1046
00:50:42,080 --> 00:50:44,799
Speaker 7: said we had to move towards, is trying to give

1047
00:50:44,840 --> 00:50:47,880
Speaker 7: an equal opportunity for each of those kids, regardless of

1048
00:50:48,640 --> 00:50:53,720
Speaker 7: wealthier or poor. But using property taxes or local revenue,

1049
00:50:54,040 --> 00:50:55,840
Speaker 7: I think has to be a piece of that school

1050
00:50:55,840 --> 00:50:58,680
Speaker 7: funding size. When I tell folks that we spend over

1051
00:50:58,800 --> 00:51:03,120
Speaker 7: thirty billion dollars on public schools, their eyes should just

1052
00:51:03,120 --> 00:51:06,799
Speaker 7: get wide because that that is over a third to

1053
00:51:06,840 --> 00:51:08,400
Speaker 7: almost half of our state budget.

1054
00:51:09,640 --> 00:51:11,360
Speaker 2: And look at the results we get. That's a separate

1055
00:51:11,400 --> 00:51:12,120
Speaker 2: argument entirely.

1056
00:51:12,160 --> 00:51:17,160
Speaker 6: David, Oh, all right, that's insane.

1057
00:51:18,360 --> 00:51:21,000
Speaker 2: So I talked to I lot Bill Sites. Bill Sites

1058
00:51:21,000 --> 00:51:23,879
Speaker 2: when he was in office, he was part of Mike

1059
00:51:23,920 --> 00:51:26,279
Speaker 2: Dewines working group, and they came up with I believe

1060
00:51:26,320 --> 00:51:32,560
Speaker 2: twenty targeted relief recommendations, homestead exemptions, deferrals, levy reform, inflation caps. Well,

1061
00:51:32,600 --> 00:51:34,680
Speaker 2: why didn't that fix the problem. Why shouldn't have to

1062
00:51:34,680 --> 00:51:36,439
Speaker 2: fix the problem. I mean, you put the smartest minds

1063
00:51:36,480 --> 00:51:38,640
Speaker 2: out there. They said, Okay, here's the plan, and here

1064
00:51:38,640 --> 00:51:38,960
Speaker 2: we are.

1065
00:51:40,160 --> 00:51:40,440
Speaker 8: Yeah.

1066
00:51:40,480 --> 00:51:43,600
Speaker 7: So I joke, I'm the most vetoed legislator right now.

1067
00:51:44,640 --> 00:51:47,120
Speaker 7: A lot of these different reforms were actually in the

1068
00:51:47,160 --> 00:51:51,239
Speaker 7: state budget last year. The governor vetoed almost all of

1069
00:51:51,280 --> 00:51:54,360
Speaker 7: them and then formed his working group to say, okay,

1070
00:51:54,440 --> 00:51:57,000
Speaker 7: what what should we do? What if these policies are good,

1071
00:51:57,080 --> 00:52:00,000
Speaker 7: bad and you know bill sites. The working group actually

1072
00:52:00,200 --> 00:52:02,800
Speaker 7: backed up most of those policies that were in the budget,

1073
00:52:02,840 --> 00:52:05,760
Speaker 7: and then other ones too, So we passed five different

1074
00:52:05,760 --> 00:52:10,360
Speaker 7: bills this past year. Those bills essentially stop them voted spikes,

1075
00:52:10,719 --> 00:52:14,480
Speaker 7: they give a lot more clarity on the ballot voter control,

1076
00:52:14,920 --> 00:52:18,080
Speaker 7: and they actually start decreasing tax bills starting second half

1077
00:52:18,080 --> 00:52:21,800
Speaker 7: of this year. So those were essentially the biggest changes

1078
00:52:21,840 --> 00:52:24,320
Speaker 7: we've made to the property tax system in fifty years.

1079
00:52:24,680 --> 00:52:26,400
Speaker 7: We still have a ton more to do, but we

1080
00:52:26,480 --> 00:52:30,440
Speaker 7: actually hit almost half of the recommendations of that study

1081
00:52:30,440 --> 00:52:34,080
Speaker 7: committee just last year alone. In those five different bills.

1082
00:52:34,320 --> 00:52:37,239
Speaker 2: Finally, David should voter listening to this thing, but four

1083
00:52:37,520 --> 00:52:40,600
Speaker 2: or against the proposal, maybe getting on the belt in November.

1084
00:52:40,960 --> 00:52:43,399
Speaker 7: So I don't think that this is the right thing

1085
00:52:43,440 --> 00:52:47,320
Speaker 7: to do. I think that there's a lot of validity,

1086
00:52:47,560 --> 00:52:52,200
Speaker 7: and I would not begrudge anyone from voting yes because

1087
00:52:52,200 --> 00:52:56,040
Speaker 7: of just how bad the system has gotten. I think

1088
00:52:56,080 --> 00:52:57,960
Speaker 7: that we can do a lot of good and a

1089
00:52:57,960 --> 00:53:01,040
Speaker 7: lot of changes that does not blow up the system

1090
00:53:01,280 --> 00:53:05,520
Speaker 7: and cause us to essentially have to redo everything, because unfortunately,

1091
00:53:05,680 --> 00:53:08,920
Speaker 7: there's about a month turnaround from when folks vote to

1092
00:53:08,920 --> 00:53:12,920
Speaker 7: when this happens, and you're talking about the largest change

1093
00:53:12,920 --> 00:53:16,279
Speaker 7: in Ohio structure in our history happening in about one month.

1094
00:53:17,480 --> 00:53:20,880
Speaker 7: I'd rather do that more planned out or kind of

1095
00:53:21,000 --> 00:53:24,400
Speaker 7: long term and have those changes actually help an impact

1096
00:53:24,520 --> 00:53:27,040
Speaker 7: versus what could happen in that part amount of time.

1097
00:53:27,080 --> 00:53:29,200
Speaker 2: Well, we've seen this before. Rests with the marijuana thing

1098
00:53:29,280 --> 00:53:32,320
Speaker 2: is that people want something and the legislature doesn't do anything,

1099
00:53:32,320 --> 00:53:33,960
Speaker 2: and then they come up with a grassroots effort in

1100
00:53:33,960 --> 00:53:36,040
Speaker 2: the legislature steps and said, well, well hold on a second,

1101
00:53:36,200 --> 00:53:38,359
Speaker 2: that's kind of what's happening here. We'll find out how

1102
00:53:38,360 --> 00:53:41,200
Speaker 2: it plays out again. Ohio represent David Thomas up in

1103
00:53:41,400 --> 00:53:43,520
Speaker 2: Jefferson in Northeast ohioh thanks for coming on the show

1104
00:53:43,560 --> 00:53:44,640
Speaker 2: this morning. I really appreciate it.

1105
00:53:45,239 --> 00:53:46,160
Speaker 7: Oh, thank you so much.

1106
00:53:46,480 --> 00:53:49,560
Speaker 2: Be well, it's a Scott's Loan show. Yeah, it's like,

1107
00:53:49,560 --> 00:53:51,200
Speaker 2: careful what you wish for, you might just get it.

1108
00:53:51,360 --> 00:53:51,480
Speaker 3: You know.

1109
00:53:51,520 --> 00:53:53,759
Speaker 2: It's America and we want everyone else to pay for

1110
00:53:53,800 --> 00:53:56,799
Speaker 2: what we want. I want something, but you should pay

1111
00:53:56,800 --> 00:53:59,360
Speaker 2: for it. Welcome to the United States News and seconds

1112
00:53:59,360 --> 00:54:06,040
Speaker 2: here seven hundred ww So is that price Boodashie bottled

1113
00:54:06,040 --> 00:54:08,200
Speaker 2: water actually better for you just paying for the label.

1114
00:54:08,239 --> 00:54:10,720
Speaker 2: And there's a new trend when it comes to hydration.

1115
00:54:11,280 --> 00:54:14,759
Speaker 2: People are drinking hot water. I don't know why we're

1116
00:54:14,840 --> 00:54:18,920
Speaker 2: drinking hot water to hydrate themselves. But Sonjay Shaperkrimani's here.

1117
00:54:18,960 --> 00:54:23,280
Speaker 2: He is our resident emergency medicine physician, health, food, fitness,

1118
00:54:23,280 --> 00:54:25,120
Speaker 2: It all comes together. You can find him at Revives

1119
00:54:25,160 --> 00:54:29,000
Speaker 2: Strength in Oakley and his handle is at Dinewell Dock. Sonjay, Welcome,

1120
00:54:29,000 --> 00:54:30,759
Speaker 2: How are you brother? Thank you? Son? I'm great. How

1121
00:54:30,760 --> 00:54:33,120
Speaker 2: are you. I'm doing FINA A little dehydrated right now.

1122
00:54:34,560 --> 00:54:37,000
Speaker 2: I think it's a great topic because most people who

1123
00:54:37,000 --> 00:54:40,120
Speaker 2: don't drink it off water to start with, and we

1124
00:54:40,400 --> 00:54:43,200
Speaker 2: don't do that now. Typically, Okay, it's a it's thirty

1125
00:54:43,239 --> 00:54:45,359
Speaker 2: five eight ounce glasses a day, but I can carry

1126
00:54:45,400 --> 00:54:47,440
Speaker 2: around a twenty four onns water bottle and I have

1127
00:54:47,520 --> 00:54:49,120
Speaker 2: a couple of those a day. Usually if I'm doing

1128
00:54:49,160 --> 00:54:51,400
Speaker 2: a little more physical activity, I might have more. Some

1129
00:54:51,560 --> 00:54:53,960
Speaker 2: days I forget and have less. What's the number?

1130
00:54:54,239 --> 00:54:56,640
Speaker 9: So that's the hard part, right, because we don't think

1131
00:54:56,680 --> 00:54:58,720
Speaker 9: in ounces a lot of the time. Sometimes our bottles

1132
00:54:58,760 --> 00:55:00,879
Speaker 9: which you just took us just make be thirsty talking

1133
00:55:00,880 --> 00:55:05,160
Speaker 9: about it. Well, it's the numbers if we really want

1134
00:55:05,160 --> 00:55:07,360
Speaker 9: to go with something. And something easy to remember is

1135
00:55:07,400 --> 00:55:09,279
Speaker 9: you take your weight and you divide it by two,

1136
00:55:09,320 --> 00:55:11,440
Speaker 9: and that's how many ounces you should have. And then

1137
00:55:11,480 --> 00:55:13,120
Speaker 9: knowing that there's eight ounces in a cup, that you

1138
00:55:13,120 --> 00:55:15,680
Speaker 9: can divide it another way would be you know, just

1139
00:55:15,960 --> 00:55:18,000
Speaker 9: just for me a fair example, I'm just over two

1140
00:55:18,080 --> 00:55:20,640
Speaker 9: hundred pounds, that's about one hundred ounces, which would be

1141
00:55:20,680 --> 00:55:23,200
Speaker 9: about twelve cups of water as opposed to the eight

1142
00:55:23,360 --> 00:55:27,000
Speaker 9: cups of water that is usually recommended. So usually it's

1143
00:55:27,080 --> 00:55:30,160
Speaker 9: it's about total fluid intake in a day for a

1144
00:55:30,200 --> 00:55:32,799
Speaker 9: guy should be around three and a half liters and

1145
00:55:32,840 --> 00:55:35,080
Speaker 9: for a woman should be about two and a half

1146
00:55:35,120 --> 00:55:35,720
Speaker 9: to three lids.

1147
00:55:35,840 --> 00:55:39,240
Speaker 2: Okay, And most people go, wow, two hundred hundred ounces.

1148
00:55:39,239 --> 00:55:40,800
Speaker 2: I'm like, I don't turk anywhere near one hundred. I

1149
00:55:40,800 --> 00:55:43,520
Speaker 2: thought it was pretty good with water, But should you all?

1150
00:55:43,560 --> 00:55:45,560
Speaker 2: Do you also include things like coffee or if you

1151
00:55:45,640 --> 00:55:48,360
Speaker 2: drink pop or other form because food has liquid in

1152
00:55:48,400 --> 00:55:50,040
Speaker 2: it too, does that count tours?

1153
00:55:50,080 --> 00:55:53,120
Speaker 9: That does count towards your your overall So for men,

1154
00:55:53,440 --> 00:55:56,480
Speaker 9: three point seven liters is what's recommended, a really easy

1155
00:55:56,560 --> 00:56:00,520
Speaker 9: number to remember, but that's total fluid that you take in,

1156
00:56:00,719 --> 00:56:03,600
Speaker 9: So that does include all of the liquid, even the

1157
00:56:03,640 --> 00:56:05,440
Speaker 9: liquid in your food, so you know a lot of

1158
00:56:05,560 --> 00:56:07,040
Speaker 9: vegetables or water, et cetera.

1159
00:56:07,280 --> 00:56:08,480
Speaker 2: So that counts towards it.

1160
00:56:08,560 --> 00:56:09,960
Speaker 9: So at the end of the day, that's why I

1161
00:56:10,239 --> 00:56:12,080
Speaker 9: go with the weight thing, and that's that is the

1162
00:56:12,120 --> 00:56:14,880
Speaker 9: water intake you want. So again, for me, two hundred

1163
00:56:14,880 --> 00:56:18,280
Speaker 9: pounds becomes one hundred ounces, and that's how much water

1164
00:56:18,560 --> 00:56:19,640
Speaker 9: or fluids I wanted.

1165
00:56:19,680 --> 00:56:21,080
Speaker 2: Okay, So how good are you doing?

1166
00:56:21,200 --> 00:56:21,359
Speaker 5: That?

1167
00:56:21,480 --> 00:56:21,920
Speaker 2: Horrible?

1168
00:56:23,000 --> 00:56:25,279
Speaker 9: But better than I used to be. And that's all

1169
00:56:25,320 --> 00:56:28,960
Speaker 9: I chase every day. And so I've I've done some

1170
00:56:29,040 --> 00:56:32,680
Speaker 9: things to help. But you actually mentioned something, which is coffee.

1171
00:56:33,320 --> 00:56:36,400
Speaker 9: There was a long standing thing that says that coffee

1172
00:56:36,400 --> 00:56:39,840
Speaker 9: actually dehydrates you, and we all hear it. So coffee

1173
00:56:39,960 --> 00:56:41,200
Speaker 9: tea that dehydrates you.

1174
00:56:41,239 --> 00:56:42,000
Speaker 2: It doesn't count.

1175
00:56:42,440 --> 00:56:44,960
Speaker 9: Coffee and tea actually do hydrate you, not as much

1176
00:56:45,040 --> 00:56:47,319
Speaker 9: because you know, coffee and tea are diuretics, so there

1177
00:56:47,320 --> 00:56:50,200
Speaker 9: are off sat a little bit. But the overall net

1178
00:56:50,400 --> 00:56:53,080
Speaker 9: is still hydration when you have coffee or tea, so

1179
00:56:53,680 --> 00:56:56,640
Speaker 9: it doesn't count like as well as water does. But

1180
00:56:56,680 --> 00:56:58,400
Speaker 9: it's pretty it's pretty good still.

1181
00:56:58,239 --> 00:57:00,480
Speaker 2: Okay, fair enough, and if you eat fruits and bad too,

1182
00:57:00,480 --> 00:57:02,680
Speaker 2: you're probably getting more than most people don't get the

1183
00:57:02,719 --> 00:57:04,839
Speaker 2: factor that as well. But okay, two hundred pounds, shoot

1184
00:57:04,880 --> 00:57:07,879
Speaker 2: for one hundred hundred. Yeah, either drink more water, lose weight.

1185
00:57:07,920 --> 00:57:11,000
Speaker 9: That's that's your That's why not both because it's too

1186
00:57:11,080 --> 00:57:11,600
Speaker 9: much to do.

1187
00:57:12,440 --> 00:57:14,319
Speaker 2: Yeah, I used to be horrible at it. How are

1188
00:57:14,360 --> 00:57:15,000
Speaker 2: you with the water?

1189
00:57:15,040 --> 00:57:15,319
Speaker 3: I see?

1190
00:57:16,840 --> 00:57:18,680
Speaker 2: I tried to to too, Like I think like two

1191
00:57:18,760 --> 00:57:20,600
Speaker 2: maybe three of those a day, but now I'm like, well, crap,

1192
00:57:20,600 --> 00:57:22,560
Speaker 2: I need drink four of those bare minimum, right.

1193
00:57:22,920 --> 00:57:25,160
Speaker 9: I mean, like, you know, we can all do a

1194
00:57:25,240 --> 00:57:27,600
Speaker 9: little bit better. As far as drinking the water, sleep

1195
00:57:27,600 --> 00:57:29,600
Speaker 9: over it though, because I have some other things. I mean,

1196
00:57:29,600 --> 00:57:31,240
Speaker 9: if you drink too much water, you would lose sleep

1197
00:57:31,240 --> 00:57:32,360
Speaker 9: because you'd have to get up to peak.

1198
00:57:32,840 --> 00:57:35,960
Speaker 2: Well, that's another part of the problem right there. And

1199
00:57:35,960 --> 00:57:38,240
Speaker 2: of course you can drink too much water and it's toxic.

1200
00:57:38,640 --> 00:57:39,360
Speaker 2: It is toxic.

1201
00:57:39,400 --> 00:57:43,040
Speaker 9: But those doses are like fraternity hazing doses of water

1202
00:57:43,680 --> 00:57:46,479
Speaker 9: water boarded exactly you were. You know, it's it's hard

1203
00:57:46,480 --> 00:57:48,920
Speaker 9: to make yourself toxic on water, but it is possible.

1204
00:57:49,000 --> 00:57:51,480
Speaker 2: So you know, as always consult with your physicians. You

1205
00:57:51,520 --> 00:57:54,400
Speaker 2: see people walking around Sarah least she's got I know,

1206
00:57:54,480 --> 00:57:57,520
Speaker 2: purified water is stilled water, this dn I deionized water.

1207
00:57:57,680 --> 00:58:01,160
Speaker 2: You've got alkaline water, electrolyte in handants, water, vitamin water,

1208
00:58:01,280 --> 00:58:06,240
Speaker 2: hydrogen water, fluoridated water, water with water, water, crispy water,

1209
00:58:06,360 --> 00:58:10,680
Speaker 2: water fed, bacon flavored water, caffeine water actually sounds great bacon.

1210
00:58:11,280 --> 00:58:14,880
Speaker 2: I'm in all right, Are you getting anything out of that? Yeah?

1211
00:58:14,920 --> 00:58:16,840
Speaker 2: So I got a smart I only drink smart water.

1212
00:58:16,840 --> 00:58:20,640
Speaker 2: It's like you're dumb in the af you needed drink

1213
00:58:20,640 --> 00:58:21,360
Speaker 2: seven gallons.

1214
00:58:21,400 --> 00:58:21,600
Speaker 6: Yeah.

1215
00:58:21,600 --> 00:58:23,439
Speaker 9: There are a lot of a lot of things out there,

1216
00:58:23,600 --> 00:58:25,280
Speaker 9: and a lot of options, and at the end of

1217
00:58:25,280 --> 00:58:27,600
Speaker 9: the day, for most of us, at most times of

1218
00:58:27,640 --> 00:58:31,640
Speaker 9: the day, just normal water is as good as anything else.

1219
00:58:32,080 --> 00:58:34,320
Speaker 9: Uh you know, we can we can start with well,

1220
00:58:34,400 --> 00:58:37,920
Speaker 9: you mentioned the trend on TikTok, which is, you know,

1221
00:58:38,000 --> 00:58:41,360
Speaker 9: from the becoming Chinese trend, which is encouraging everyone to

1222
00:58:41,440 --> 00:58:45,040
Speaker 9: drink hot water in the morning, which actually has no

1223
00:58:45,040 --> 00:58:49,360
Speaker 9: no basis. Really, it doesn't help detoxify your gut or

1224
00:58:49,400 --> 00:58:51,680
Speaker 9: anything when you really think about it, you put anything

1225
00:58:51,800 --> 00:58:54,320
Speaker 9: in your stomach, Yeah, whatever the water is, it's going

1226
00:58:54,400 --> 00:58:56,680
Speaker 9: to go to the to the same temperature your body

1227
00:58:56,760 --> 00:59:00,680
Speaker 9: is pretty quickly, so it's not doing anything for you.

1228
00:59:00,840 --> 00:59:05,760
Speaker 9: Maybe helping your gut motility the smallest amount, but really hot, cold,

1229
00:59:05,840 --> 00:59:07,320
Speaker 9: room temp it's all the same.

1230
00:59:07,760 --> 00:59:11,520
Speaker 2: Uh So it's just a livestalle it's Eastern medicine kind

1231
00:59:11,520 --> 00:59:11,760
Speaker 2: of like.

1232
00:59:12,200 --> 00:59:12,560
Speaker 8: Yeah.

1233
00:59:12,600 --> 00:59:16,000
Speaker 9: And you know the thing about anything, any of these

1234
00:59:16,000 --> 00:59:17,920
Speaker 9: things we're talking about, as long as they're not toxic,

1235
00:59:18,080 --> 00:59:21,320
Speaker 9: is whatever helps you drink more water, that's good.

1236
00:59:22,160 --> 00:59:24,800
Speaker 2: It can't chug hot water, so I think I can

1237
00:59:24,800 --> 00:59:27,080
Speaker 2: probably drink to challenge me like that, I can try.

1238
00:59:27,560 --> 00:59:30,920
Speaker 9: Uh No, it's it makes it harder and water at

1239
00:59:31,000 --> 00:59:33,320
Speaker 9: very high temperatures so greater than one hundred and forty

1240
00:59:33,320 --> 00:59:37,200
Speaker 9: degrees can cause burns hirosophagus, sure, and also can cause

1241
00:59:37,320 --> 00:59:40,280
Speaker 9: it's been linked to causing cancer. And so you definitely

1242
00:59:40,320 --> 00:59:43,000
Speaker 9: don't want to have your water too hot, too much

1243
00:59:43,040 --> 00:59:46,280
Speaker 9: hot coffee, hot tea drinking can actually be harmful.

1244
00:59:45,960 --> 00:59:47,760
Speaker 2: All right, So don't drink all your water hot. I

1245
00:59:47,800 --> 00:59:49,680
Speaker 2: don't assure the game, but I've heard too it's like

1246
00:59:49,720 --> 00:59:51,400
Speaker 2: if you if you drink a lot of drink ice

1247
00:59:51,400 --> 00:59:54,240
Speaker 2: wor chrug ice water, it will cause your metabolism to

1248
00:59:54,280 --> 00:59:58,120
Speaker 2: speed up, but probably maybe a couple calories really not ADATs.

1249
00:59:58,200 --> 01:00:00,480
Speaker 9: Yeah, if that again, it'll warm up to your body

1250
01:00:00,480 --> 01:00:03,640
Speaker 9: temperature in second, so by the time it hits your stomach,

1251
01:00:03,840 --> 01:00:06,800
Speaker 9: you're good. And speaking of which, you know your stomach

1252
01:00:06,920 --> 01:00:09,000
Speaker 9: is the other part. So there's all the alkali water

1253
01:00:09,080 --> 01:00:13,000
Speaker 9: out there that basically is a base. So if we

1254
01:00:13,040 --> 01:00:16,680
Speaker 9: go back to chemistry, pH is being zero to fourteen.

1255
01:00:17,160 --> 01:00:20,680
Speaker 9: Seven is the middle. Less than seven is an acid.

1256
01:00:20,760 --> 01:00:23,880
Speaker 9: Your stomach is at one to three for a pH

1257
01:00:24,320 --> 01:00:28,760
Speaker 9: that's just over battery acid. So it is it's as

1258
01:00:29,080 --> 01:00:30,760
Speaker 9: it's as acidic as it can get. And then you

1259
01:00:30,800 --> 01:00:32,800
Speaker 9: put a little bit of alkali in there, and with water,

1260
01:00:33,320 --> 01:00:35,840
Speaker 9: it's being in the ocean, so it's not doing much

1261
01:00:35,880 --> 01:00:39,080
Speaker 9: at all, and so it's not something that is actually

1262
01:00:39,160 --> 01:00:42,479
Speaker 9: going to make a real world impact. So I would

1263
01:00:42,560 --> 01:00:43,920
Speaker 9: recommend not wasting your money on.

1264
01:00:43,920 --> 01:00:47,400
Speaker 2: Aline alkaline water. What about what about electrolyte in him?

1265
01:00:47,600 --> 01:00:50,040
Speaker 2: Does every Because you know, you kind of lost me

1266
01:00:50,120 --> 01:00:52,880
Speaker 2: when you go into Taco Bell and they've got a

1267
01:00:52,960 --> 01:00:54,840
Speaker 2: power aid coming out of the fountain next to coke.

1268
01:00:54,880 --> 01:00:58,120
Speaker 2: I'm like, I don't know, I'm too Any professional athletes

1269
01:00:58,160 --> 01:01:00,440
Speaker 2: are coming in, you know after two a days going yeah,

1270
01:01:00,440 --> 01:01:03,640
Speaker 2: I'm gonna get the I'm going to get a chiloupa

1271
01:01:03,880 --> 01:01:06,560
Speaker 2: and oh I've got power Now. It's just become like

1272
01:01:06,840 --> 01:01:07,920
Speaker 2: you don't need that, do you?

1273
01:01:08,240 --> 01:01:10,000
Speaker 9: Most of the time you don't need it. That being

1274
01:01:10,000 --> 01:01:13,480
Speaker 9: said again, if it's helping you drink water, by all means,

1275
01:01:14,400 --> 01:01:18,080
Speaker 9: but it really isn't needed. So all the supplements, all

1276
01:01:18,120 --> 01:01:20,640
Speaker 9: the gatorades and power raids, they do have their place.

1277
01:01:20,800 --> 01:01:21,800
Speaker 2: You know, they were invented.

1278
01:01:21,840 --> 01:01:25,360
Speaker 9: Gatorade was originally invented for the University of Florida, you know,

1279
01:01:25,400 --> 01:01:25,920
Speaker 9: the Gators.

1280
01:01:26,440 --> 01:01:28,800
Speaker 2: It was invented there and where you're playing football in

1281
01:01:28,880 --> 01:01:31,320
Speaker 2: full pads and one hundred and bleep degrees outside. You

1282
01:01:31,440 --> 01:01:34,040
Speaker 2: need the exactly you need to replace those salts. You

1283
01:01:34,040 --> 01:01:36,360
Speaker 2: need that in Cincinnati in February. Probably not.

1284
01:01:36,720 --> 01:01:38,959
Speaker 9: I mean the way the weather's going. Maybe later today

1285
01:01:38,960 --> 01:01:41,080
Speaker 9: there'll be ninety and you'll need it. Who knows, but yeah,

1286
01:01:41,160 --> 01:01:43,360
Speaker 9: if you're sweating a lot, if you're a person you

1287
01:01:43,400 --> 01:01:45,840
Speaker 9: know who in general sweats, if you've had a you know,

1288
01:01:45,920 --> 01:01:49,000
Speaker 9: sixty minute workout in the day and you're drenched with sweat, sure,

1289
01:01:49,320 --> 01:01:51,480
Speaker 9: but most of the time, plain water is going to

1290
01:01:51,520 --> 01:01:52,800
Speaker 9: be your friend, and there's nothing wrong with it.

1291
01:01:52,840 --> 01:01:54,160
Speaker 2: There's also hydrogen water.

1292
01:01:54,240 --> 01:01:58,680
Speaker 9: What's that Hydrogen water has just got so this is

1293
01:01:58,720 --> 01:02:02,600
Speaker 9: the one that might actually have the H the H

1294
01:02:02,720 --> 01:02:06,000
Speaker 9: the H two is it's like all the hs you want.

1295
01:02:06,120 --> 01:02:09,800
Speaker 9: It's as crazy H two O two exactly. Well, that's

1296
01:02:09,840 --> 01:02:12,120
Speaker 9: hydrogen proxide, Scott, we won't. You don't want to drink

1297
01:02:12,120 --> 01:02:18,200
Speaker 9: that at all? Breath It's gonna smell great, yes, but no,

1298
01:02:18,520 --> 01:02:20,080
Speaker 9: do not drink hydrogen proxide.

1299
01:02:21,840 --> 01:02:24,000
Speaker 2: This is the biggest thing you can learn from this episode.

1300
01:02:24,400 --> 01:02:28,400
Speaker 9: Please don't. But the hydrogen water is the Chinese are

1301
01:02:28,440 --> 01:02:30,440
Speaker 9: doing it and they're.

1302
01:02:30,280 --> 01:02:33,280
Speaker 2: Living one year longer. Than we are, so there must know.

1303
01:02:33,920 --> 01:02:37,240
Speaker 9: So hydrogen water actually has some promise, especially in the lab.

1304
01:02:37,360 --> 01:02:39,439
Speaker 9: So what it does is that the thought is it's

1305
01:02:39,480 --> 01:02:42,440
Speaker 9: helping with the what we call free radicals of oxygen

1306
01:02:42,520 --> 01:02:46,120
Speaker 9: in your body, and it's actually been shown to help.

1307
01:02:46,200 --> 01:02:49,600
Speaker 9: The problem is it's a kind of unstable thing. The

1308
01:02:49,640 --> 01:02:51,760
Speaker 9: second you open a bottle, most of your hydrogen is

1309
01:02:51,800 --> 01:02:53,960
Speaker 9: going to escape out of the bottle, and so you're

1310
01:02:54,000 --> 01:02:56,520
Speaker 9: not going to really absorb a lot. So in theory

1311
01:02:56,560 --> 01:02:59,160
Speaker 9: it's great, and the studies are still coming out. So

1312
01:02:59,480 --> 01:03:01,080
Speaker 9: this is one that's in the balance. But if you're

1313
01:03:01,080 --> 01:03:03,760
Speaker 9: paying ten times more for that, it's probably not going

1314
01:03:03,840 --> 01:03:06,920
Speaker 9: to be worth it. But it doesn't seem to be harmful.

1315
01:03:06,960 --> 01:03:10,640
Speaker 9: At the same time, with the way things are. We're

1316
01:03:10,720 --> 01:03:17,040
Speaker 9: the debate with RFK Junior over think of floride and water.

1317
01:03:17,400 --> 01:03:21,360
Speaker 9: Where are you in that? I'm okay with it. I

1318
01:03:21,400 --> 01:03:23,880
Speaker 9: think I probably did and I turned out relatively okay.

1319
01:03:24,640 --> 01:03:27,200
Speaker 9: I mean it's questionable. Ask my what's the concern.

1320
01:03:26,920 --> 01:03:29,160
Speaker 2: Of the what's the danger and what's the perceived danger

1321
01:03:29,200 --> 01:03:30,480
Speaker 2: with flora in the water, what's the.

1322
01:03:30,960 --> 01:03:33,120
Speaker 9: I'd have to look into that one more. Scott, I

1323
01:03:33,160 --> 01:03:35,920
Speaker 9: can't remember all the details. I can't either, but I know,

1324
01:03:36,280 --> 01:03:37,919
Speaker 9: well the floor we shouldn't. You should have a choice

1325
01:03:37,960 --> 01:03:38,840
Speaker 9: as to what's in your water.

1326
01:03:39,040 --> 01:03:41,440
Speaker 2: I mean, I guess, but you know, it's the evidence

1327
01:03:41,520 --> 01:03:43,280
Speaker 2: is pretty the date, it's pretty good. Since we've been

1328
01:03:43,280 --> 01:03:45,800
Speaker 2: doing this as long is you know the amount of

1329
01:03:46,000 --> 01:03:48,400
Speaker 2: people whose teeth are riding and you don't see people

1330
01:03:48,400 --> 01:03:51,120
Speaker 2: wearing dentures anymore, right, Yeah, because.

1331
01:03:51,320 --> 01:03:53,680
Speaker 9: Yeah, the drinking part of is protective. It's also the

1332
01:03:53,760 --> 01:03:56,120
Speaker 9: quality of the water we're drinking. Where Cincinnati is one

1333
01:03:56,160 --> 01:03:58,760
Speaker 9: of the best in the country, so that actually brings

1334
01:03:58,840 --> 01:04:01,080
Speaker 9: up another thing as far as like quality of the water.

1335
01:04:01,200 --> 01:04:03,880
Speaker 9: I know, I personally, you know, I start my day

1336
01:04:04,080 --> 01:04:05,880
Speaker 9: and this is how I start my count and make

1337
01:04:05,920 --> 01:04:07,400
Speaker 9: sure I drink enough water in the day. I have

1338
01:04:07,440 --> 01:04:10,120
Speaker 9: thirty ounces of water essentially first thing in the morning,

1339
01:04:10,160 --> 01:04:12,440
Speaker 9: and that's straight from the tap. I do have a

1340
01:04:12,440 --> 01:04:15,680
Speaker 9: filter on my fridge and we use that, you know sometimes,

1341
01:04:15,720 --> 01:04:17,520
Speaker 9: But I'm also okay with the tap water here. I

1342
01:04:17,560 --> 01:04:20,800
Speaker 9: believe in it. But that's that's personal preference. And it

1343
01:04:20,880 --> 01:04:23,680
Speaker 9: does get rid of some of the extra stuff if

1344
01:04:23,720 --> 01:04:26,000
Speaker 9: you have a filter on your fridge, but certainly nothing

1345
01:04:26,040 --> 01:04:28,200
Speaker 9: you need like a eight thousand dollars filter.

1346
01:04:27,960 --> 01:04:31,520
Speaker 2: For Yeah, yeah, reverse osmosis. I mean that might be

1347
01:04:31,560 --> 01:04:34,360
Speaker 2: coming to the house some of your pipes. But yeah,

1348
01:04:34,360 --> 01:04:35,960
Speaker 2: but you know, if you think the water tastes fine

1349
01:04:36,080 --> 01:04:37,840
Speaker 2: or something, you know, they have the ones in the

1350
01:04:37,880 --> 01:04:39,640
Speaker 2: tap or brit a picture or something like, and people

1351
01:04:39,680 --> 01:04:42,280
Speaker 2: do that. It's exactly and that's more than enough. Yeah yeah, yeah,

1352
01:04:42,280 --> 01:04:44,840
Speaker 2: but does that also take minerals out that you need

1353
01:04:45,040 --> 01:04:46,640
Speaker 2: so a little bit.

1354
01:04:46,480 --> 01:04:48,800
Speaker 9: But a negligible amount, and there's still plenty in there

1355
01:04:48,920 --> 01:04:49,680
Speaker 9: that that will.

1356
01:04:49,560 --> 01:04:52,320
Speaker 2: Get through people that have a water softener. Is that, Tommy,

1357
01:04:53,280 --> 01:04:55,880
Speaker 2: I'm not sure, but I don't think it does. Not

1358
01:04:55,920 --> 01:04:58,120
Speaker 2: like the salt adds. The salt goes into the water,

1359
01:04:58,160 --> 01:05:01,800
Speaker 2: you don't taste it correct, Yeah, excuse a filter? Okay again,

1360
01:05:01,840 --> 01:05:05,040
Speaker 2: Sanjay Shafercamani's here answer the questions about water. You think

1361
01:05:05,040 --> 01:05:07,280
Speaker 2: there'd be no questions about We have questions about water

1362
01:05:08,240 --> 01:05:10,880
Speaker 2: in this trend that's grown on TikTok as. My wife

1363
01:05:10,920 --> 01:05:12,760
Speaker 2: saw this the other day, pointed it out that people

1364
01:05:12,800 --> 01:05:14,440
Speaker 2: are drinking hot water. Now, what the hell is that

1365
01:05:14,480 --> 01:05:16,800
Speaker 2: doing for you? It's hot water, It's like drinking cold.

1366
01:05:16,800 --> 01:05:19,200
Speaker 2: It's water. Water's water, And is that pricey bottle of

1367
01:05:19,200 --> 01:05:21,160
Speaker 2: water that you get I don't know at the store,

1368
01:05:21,280 --> 01:05:22,960
Speaker 2: or you're like, I think I need this. You know

1369
01:05:23,560 --> 01:05:25,600
Speaker 2: that with the enhancements in it, you really don't. You

1370
01:05:25,680 --> 01:05:26,959
Speaker 2: just your your body needs water.

1371
01:05:27,160 --> 01:05:27,320
Speaker 3: You know.

1372
01:05:27,360 --> 01:05:28,800
Speaker 2: The other thing too, is you drink all those people,

1373
01:05:28,840 --> 01:05:30,920
Speaker 2: But well, I gotta I gotta do a cleanse. But

1374
01:05:31,040 --> 01:05:33,960
Speaker 2: isn't the job of those organs inside your body to

1375
01:05:34,120 --> 01:05:36,560
Speaker 2: do what it is you're trying to do? Like that,

1376
01:05:36,560 --> 01:05:38,880
Speaker 2: That's what the cleanse is. If your lover and your

1377
01:05:38,960 --> 01:05:39,960
Speaker 2: kidneys are doing the job.

1378
01:05:40,080 --> 01:05:42,040
Speaker 9: R If you want to sell anything today, just say

1379
01:05:42,200 --> 01:05:44,400
Speaker 9: it detoxifies and it will sell.

1380
01:05:44,560 --> 01:05:45,560
Speaker 2: And that's what you know.

1381
01:05:45,640 --> 01:05:48,960
Speaker 9: Water literally does that by helping your organs flush the

1382
01:05:49,000 --> 01:05:51,800
Speaker 9: stuff out. It's not like any specific water will do it.

1383
01:05:51,960 --> 01:05:54,040
Speaker 9: As long as you have water flowing through your organs

1384
01:05:54,080 --> 01:05:57,120
Speaker 9: to help the blood pump, you will detoxify yourself. So

1385
01:05:57,440 --> 01:05:59,160
Speaker 9: you know, it doesn't matter what you're putting in. Again,

1386
01:05:59,200 --> 01:06:02,360
Speaker 9: the stomach does a great job of neutral or actually

1387
01:06:02,360 --> 01:06:05,160
Speaker 9: acidifying everything that you know you're gonna get the same

1388
01:06:05,160 --> 01:06:07,680
Speaker 9: stuff that passes into your bowels and then gets absorbed.

1389
01:06:08,520 --> 01:06:10,480
Speaker 2: That that does also bring up one point.

1390
01:06:10,680 --> 01:06:12,240
Speaker 9: A lot of people are like oh, I shouldn't have

1391
01:06:12,320 --> 01:06:15,080
Speaker 9: sugar in my fluid, so you know, full sugar gatorade.

1392
01:06:15,160 --> 01:06:18,360
Speaker 9: But there's actually some use to having some sugar in

1393
01:06:18,400 --> 01:06:20,600
Speaker 9: your water. And this is not a time and so

1394
01:06:20,840 --> 01:06:23,080
Speaker 9: maybe a little bit of honey or a little bit

1395
01:06:23,120 --> 01:06:24,960
Speaker 9: of fruit juice, but maybe not to the degree that

1396
01:06:25,000 --> 01:06:27,520
Speaker 9: gatorade is. There's probably like twice as much sugar as

1397
01:06:27,520 --> 01:06:30,560
Speaker 9: you need in there. But that does help water go

1398
01:06:30,760 --> 01:06:33,800
Speaker 9: from your bowels or your intestines into your bloodstream. So

1399
01:06:34,080 --> 01:06:35,960
Speaker 9: it helps with the absorption of water to have a

1400
01:06:36,000 --> 01:06:37,120
Speaker 9: little bit of sugar, but not.

1401
01:06:37,120 --> 01:06:39,640
Speaker 2: Too much, okay, But there's these packets you put in.

1402
01:06:39,880 --> 01:06:41,680
Speaker 2: One is like for recovery. If you're a crushing at

1403
01:06:41,680 --> 01:06:43,520
Speaker 2: the night before like you do, you're you're the club.

1404
01:06:43,960 --> 01:06:45,960
Speaker 2: It's three four o'clock in the morning. I told you

1405
01:06:46,000 --> 01:06:48,120
Speaker 2: not to talk about that on air. You're gonna get

1406
01:06:48,120 --> 01:06:49,880
Speaker 2: the you know, it's gonna help you hydrate and halt

1407
01:06:49,880 --> 01:06:52,680
Speaker 2: your body hole much like garin. That's like a gator

1408
01:06:52,840 --> 01:06:56,000
Speaker 2: but just people won't drink wad unless it's flavored. Is

1409
01:06:56,040 --> 01:07:00,720
Speaker 2: that what's worse? The flavoring or the fact that you're drinking.

1410
01:07:00,720 --> 01:07:02,640
Speaker 2: I mean, it seems like if that helps you get

1411
01:07:02,680 --> 01:07:04,840
Speaker 2: more water. That's a good thing, right in general.

1412
01:07:04,920 --> 01:07:08,200
Speaker 9: Yes, I'm I'm a big fan of flavored water just

1413
01:07:08,200 --> 01:07:10,800
Speaker 9: because I just don't enjoy flat water. So I like

1414
01:07:10,840 --> 01:07:13,680
Speaker 9: bubbles in my water, and I like, you know, stuff

1415
01:07:13,720 --> 01:07:16,200
Speaker 9: that I actually know what it is. So there's this

1416
01:07:16,240 --> 01:07:18,840
Speaker 9: big thing as far as like anything that says natural flavors.

1417
01:07:18,880 --> 01:07:21,320
Speaker 9: You can't really count on what that is, but I

1418
01:07:21,440 --> 01:07:24,439
Speaker 9: promise I'm not sponsored by them. But spin Drift has

1419
01:07:24,760 --> 01:07:27,400
Speaker 9: you know, bubble carbonated water that just said real few

1420
01:07:27,400 --> 01:07:29,280
Speaker 9: fruit juice in it, and that's it, and so you

1421
01:07:29,360 --> 01:07:32,560
Speaker 9: know what you're getting. It's minimal calories. It's just a

1422
01:07:32,560 --> 01:07:34,680
Speaker 9: little bit of extra sugar to help with that absorption.

1423
01:07:34,840 --> 01:07:37,000
Speaker 9: So that's what I go with. But again to your point,

1424
01:07:37,120 --> 01:07:39,000
Speaker 9: anything that makes you drink more water, even if it

1425
01:07:39,040 --> 01:07:42,120
Speaker 9: has natural flavors, If you're drinking more water, that's a

1426
01:07:42,240 --> 01:07:43,439
Speaker 9: good thing in the long run.

1427
01:07:43,520 --> 01:07:45,520
Speaker 2: Yeah, And most of those things are you know, you

1428
01:07:45,560 --> 01:07:47,120
Speaker 2: got to watch. So I think you know, there's certain

1429
01:07:47,120 --> 01:07:49,240
Speaker 2: a lot of pop have chemicals in it, and that's

1430
01:07:49,240 --> 01:07:52,320
Speaker 2: a concern if that's your primary source of hydration. What

1431
01:07:52,400 --> 01:07:55,240
Speaker 2: does that do for you outside the chemicals, I.

1432
01:07:55,160 --> 01:07:57,920
Speaker 9: Mean, from a hydration standpoint, you're going to be hydrating

1433
01:07:57,960 --> 01:08:00,840
Speaker 9: at least a little bit. Again, the caffeine a mild diuretic,

1434
01:08:00,920 --> 01:08:02,360
Speaker 9: so it's gonna make you peel a little bit more

1435
01:08:02,400 --> 01:08:04,760
Speaker 9: than water would, and you get the chemicals in there,

1436
01:08:04,800 --> 01:08:06,840
Speaker 9: and you know there's other stuff. But I love a

1437
01:08:06,880 --> 01:08:09,040
Speaker 9: coke zero at the same time, I'm just not making

1438
01:08:09,080 --> 01:08:12,080
Speaker 9: not my primary source of intake as I'm drinking as

1439
01:08:12,080 --> 01:08:14,120
Speaker 9: celsius at the same time while looking at it.

1440
01:08:14,240 --> 01:08:16,120
Speaker 2: Yeah, a water in a five way don't go together.

1441
01:08:16,160 --> 01:08:20,599
Speaker 2: You need to, I mean teach through a five way.

1442
01:08:20,600 --> 01:08:24,559
Speaker 2: I'm gonna have a cog with it. Sanjay Shaver Krimani,

1443
01:08:24,600 --> 01:08:26,960
Speaker 2: our air physician on the show This Smart Little Food

1444
01:08:27,000 --> 01:08:28,920
Speaker 2: Health Fitness, we talk all that. We're talking about water

1445
01:08:28,960 --> 01:08:30,760
Speaker 2: in the myth of water, and you just need to

1446
01:08:30,800 --> 01:08:32,960
Speaker 2: drink water. Tap water is fine. You know, if you

1447
01:08:32,960 --> 01:08:36,080
Speaker 2: want to spend money on pH enhanced that's your money.

1448
01:08:36,080 --> 01:08:37,320
Speaker 2: You do what you want with it, but you're not

1449
01:08:37,360 --> 01:08:40,439
Speaker 2: getting any benefit. It's the thing, and tap is now

1450
01:08:40,560 --> 01:08:42,400
Speaker 2: you know, bottle water sin, I've got bottles of water

1451
01:08:42,439 --> 01:08:44,479
Speaker 2: in my fridge. And if you know a company comes

1452
01:08:44,560 --> 01:08:46,680
Speaker 2: to company water, you know I had somebody glass of

1453
01:08:46,720 --> 01:08:49,479
Speaker 2: water here. Any water. Get a bottle of water, show

1454
01:08:49,560 --> 01:08:52,040
Speaker 2: some class at least have a six pack of Desgani

1455
01:08:52,120 --> 01:08:53,639
Speaker 2: or some Kroger water, something like.

1456
01:08:53,560 --> 01:08:55,639
Speaker 9: It's cheap, may as well use a glass then at

1457
01:08:55,640 --> 01:08:58,519
Speaker 9: that point, like a glass bottle that would be really classy.

1458
01:08:58,640 --> 01:09:00,600
Speaker 2: Yeah, I would be. Well, there's some of the bougie

1459
01:09:01,280 --> 01:09:03,160
Speaker 2: mineral water. I mean perry A right, that was the

1460
01:09:03,200 --> 01:09:05,400
Speaker 2: first when we started. That was back in the seventies

1461
01:09:05,479 --> 01:09:07,040
Speaker 2: or eighties. I guess when they came out, it's like, oh,

1462
01:09:07,080 --> 01:09:10,240
Speaker 2: you got this bougie French water. Now look at well

1463
01:09:10,240 --> 01:09:11,439
Speaker 2: you're drinking celsias. What's that?

1464
01:09:11,760 --> 01:09:16,479
Speaker 9: How many chemicals earned that? Only about eighty seven? Yeah,

1465
01:09:16,680 --> 01:09:18,800
Speaker 9: give or take. There's a lot of letters on it.

1466
01:09:18,880 --> 01:09:21,040
Speaker 2: I love it because you keep it real. It's like, yeah,

1467
01:09:21,040 --> 01:09:23,320
Speaker 2: I'm as bad as anybody else about all this stuff.

1468
01:09:23,439 --> 01:09:25,599
Speaker 2: So it's fine. Everything you need to know about water.

1469
01:09:25,640 --> 01:09:27,240
Speaker 2: You do not need to drink hot water. You don't

1470
01:09:27,240 --> 01:09:30,559
Speaker 2: need to just drink water. Drink again. Divide your weight

1471
01:09:30,600 --> 01:09:32,000
Speaker 2: in half and that's how the ounces you should have.

1472
01:09:32,000 --> 01:09:33,800
Speaker 2: You got easy math. Even I can do that, and

1473
01:09:33,880 --> 01:09:37,559
Speaker 2: I suck it math. Sanjay Shaved CARMANI is here jumps

1474
01:09:37,600 --> 01:09:41,040
Speaker 2: on the show every Thursday morning, we talk food, fitness, health.

1475
01:09:41,080 --> 01:09:43,800
Speaker 2: He's a emergency medicine physician. You can find him at

1476
01:09:43,880 --> 01:09:47,759
Speaker 2: Dinewell Dock or his place at Revived Strength in Okley.

1477
01:09:47,760 --> 01:09:49,880
Speaker 2: Appreciate your brother, Thanks again, thank you. So we'll get

1478
01:09:49,920 --> 01:09:52,120
Speaker 2: news on the way in just minutes. Jack Render's here.

1479
01:09:52,280 --> 01:09:55,120
Speaker 2: Horrible story involving Grock, the AI client that's on x

1480
01:09:55,160 --> 01:09:58,200
Speaker 2: slash Twitter, where you can, you know, upload an image

1481
01:09:58,200 --> 01:09:59,760
Speaker 2: and go, hey, make this person have no clothes on,

1482
01:09:59,800 --> 01:10:02,240
Speaker 2: and they do this and we've got four i think

1483
01:10:02,280 --> 01:10:05,200
Speaker 2: four plus million images that came out in nine days,

1484
01:10:05,720 --> 01:10:07,960
Speaker 2: and almost two million of those were of women and children.

1485
01:10:07,960 --> 01:10:10,640
Speaker 2: It's really interesting and what can the law do to

1486
01:10:10,720 --> 01:10:15,080
Speaker 2: protect kids and everyone else from AI. We'll get into

1487
01:10:15,120 --> 01:10:17,160
Speaker 2: that next to the show Afternoons on the Home of

1488
01:10:17,160 --> 01:10:19,200
Speaker 2: the Red seven hundred WWT, Cincinnatis.

1489
01:10:19,280 --> 01:10:20,960
Speaker 1: Do you want to be an American?

1490
01:10:22,520 --> 01:10:25,400
Speaker 2: Scott Flues Show on seven hundred WLW. How about this

1491
01:10:25,520 --> 01:10:29,320
Speaker 2: happened a little while ago. Elon Musk's AI chatbot generated

1492
01:10:29,360 --> 01:10:32,360
Speaker 2: millions of sexualized images of real women and children and

1493
01:10:32,400 --> 01:10:35,080
Speaker 2: posted them publicly. And of course, at the same time

1494
01:10:35,120 --> 01:10:37,920
Speaker 2: in Lawrenceburg, we have this teen sex stortion case going

1495
01:10:37,920 --> 01:10:40,880
Speaker 2: on and it's disturbing, and so the next year is

1496
01:10:41,000 --> 01:10:44,000
Speaker 2: creating and disturbing this content is pretty easy now with AI.

1497
01:10:44,640 --> 01:10:46,920
Speaker 2: The question is, so what does the law do about it?

1498
01:10:47,080 --> 01:10:49,479
Speaker 2: Is enough? What about the First Amendment? Jack Ryners here

1499
01:10:49,600 --> 01:10:53,760
Speaker 2: a one a constitutional expert with Farouki here in Cincinnati. Jack,

1500
01:10:53,840 --> 01:10:56,600
Speaker 2: Welcome on this snowy Thursday morning. How are you.

1501
01:10:57,320 --> 01:10:58,000
Speaker 3: I'm doing well?

1502
01:10:58,040 --> 01:10:58,479
Speaker 5: Doing well?

1503
01:10:58,920 --> 01:11:01,679
Speaker 2: Okay, So the stories If you didn't hear this, so Grock,

1504
01:11:01,720 --> 01:11:05,120
Speaker 2: it's an AI chatbot that's on X and you can

1505
01:11:05,160 --> 01:11:07,880
Speaker 2: go in there if you're an ex user Twitter and

1506
01:11:08,400 --> 01:11:12,160
Speaker 2: generate these images. Right, So, people get on there and

1507
01:11:12,200 --> 01:11:15,760
Speaker 2: they generated and publicly posted about approximately two million sexualized

1508
01:11:15,760 --> 01:11:18,960
Speaker 2: images of women and children. In just nine days, there

1509
01:11:18,960 --> 01:11:22,400
Speaker 2: were more than four point four million AI generated images,

1510
01:11:22,439 --> 01:11:24,720
Speaker 2: and not all those were porn, but about half of

1511
01:11:24,760 --> 01:11:27,080
Speaker 2: them more so roughly two million. And all you do

1512
01:11:27,160 --> 01:11:29,160
Speaker 2: is you simply ask GROC to remove the clothing from

1513
01:11:29,160 --> 01:11:32,360
Speaker 2: photos of real people, including children, and the boch complied

1514
01:11:32,400 --> 01:11:36,760
Speaker 2: and posted all the stuff online. Not only is that

1515
01:11:37,080 --> 01:11:39,639
Speaker 2: a huge moral dilemma, but it's also a legal one

1516
01:11:39,680 --> 01:11:42,320
Speaker 2: at that. So we'll begin with the it's called the

1517
01:11:42,360 --> 01:11:44,679
Speaker 2: Take It Down Act, and that covered deep bit Congress pass.

1518
01:11:44,760 --> 01:11:47,240
Speaker 2: This covers deep fakes and people and intimate sexual acts.

1519
01:11:47,760 --> 01:11:48,559
Speaker 2: Does that cover this?

1520
01:11:54,000 --> 01:11:58,600
Speaker 5: I think it does? You know, I think really the

1521
01:11:58,720 --> 01:12:02,479
Speaker 5: question is is it a fish? It is it? Because

1522
01:12:02,520 --> 01:12:05,680
Speaker 5: my understanding to Take It Down Act is that it

1523
01:12:05,840 --> 01:12:09,200
Speaker 5: requires that it be literally taken down. I mean, you

1524
01:12:09,240 --> 01:12:11,080
Speaker 5: know that there can be a demand to take it down.

1525
01:12:11,160 --> 01:12:14,600
Speaker 5: I don't know that. I don't think that it provides

1526
01:12:14,760 --> 01:12:17,640
Speaker 5: for any really serious criminal penalty for it, which I

1527
01:12:17,680 --> 01:12:21,599
Speaker 5: think is the concern here. If I can do it,

1528
01:12:22,280 --> 01:12:24,479
Speaker 5: you know, if I'm one of those people that that's

1529
01:12:24,520 --> 01:12:27,600
Speaker 5: posting this stuff and the worst thing that happens to

1530
01:12:27,640 --> 01:12:29,880
Speaker 5: me is I get in order to take it down?

1531
01:12:30,439 --> 01:12:32,760
Speaker 5: All right, so what you know, move on to just

1532
01:12:32,840 --> 01:12:34,519
Speaker 5: want to do it again and get another one. So

1533
01:12:34,960 --> 01:12:37,559
Speaker 5: I think that the concern that people have, the rightful

1534
01:12:37,600 --> 01:12:41,960
Speaker 5: concern that people have, is whether or not there's sufficient

1535
01:12:42,080 --> 01:12:45,519
Speaker 5: keath in the law. And I think right now, no,

1536
01:12:45,840 --> 01:12:48,200
Speaker 5: I think that that needs to be revisited, and I

1537
01:12:48,240 --> 01:12:52,880
Speaker 5: think there has to be some consideration for you know,

1538
01:12:53,000 --> 01:12:54,680
Speaker 5: actually criminal counties.

1539
01:12:55,000 --> 01:12:56,640
Speaker 2: Well that's the thing, right, and typically the way the

1540
01:12:56,680 --> 01:12:58,439
Speaker 2: law works is if you do something like that, you

1541
01:12:58,520 --> 01:13:00,960
Speaker 2: get a C and D season desist and you have

1542
01:13:01,000 --> 01:13:03,000
Speaker 2: an opportunity to remedy it. And that's the way the

1543
01:13:03,040 --> 01:13:05,240
Speaker 2: law works. It's that's fairness. But the problem is is

1544
01:13:05,280 --> 01:13:08,000
Speaker 2: we know that that image has now been distributed, disseminated

1545
01:13:08,120 --> 01:13:11,519
Speaker 2: and duplicated countless times on the internet. Once it's out

1546
01:13:11,560 --> 01:13:13,200
Speaker 2: of the barn. I mean, it's really out of the barn.

1547
01:13:13,240 --> 01:13:15,040
Speaker 2: There's no one do feature on this one.

1548
01:13:15,760 --> 01:13:18,400
Speaker 5: No, there really isn't, you know. And if you say

1549
01:13:18,479 --> 01:13:22,080
Speaker 5: that can be that's fine. So the person who originally

1550
01:13:22,120 --> 01:13:27,200
Speaker 5: posted it, if you can find that person, that's an issue.

1551
01:13:27,240 --> 01:13:31,559
Speaker 5: But you know, if it's if it's posted, you really

1552
01:13:31,640 --> 01:13:35,240
Speaker 5: can't control who forwards it, who gets it, who who

1553
01:13:35,439 --> 01:13:40,960
Speaker 5: forged it again and again and again. So it would

1554
01:13:41,000 --> 01:13:46,080
Speaker 5: be good, I think, to have some method to try

1555
01:13:46,080 --> 01:13:51,360
Speaker 5: it innefit. But and again, you know, criminal law serves

1556
01:13:51,400 --> 01:13:54,360
Speaker 5: a couple of purposes. One is to punish the wrongdoer.

1557
01:13:54,600 --> 01:13:57,439
Speaker 5: Two is to deter other people from doing it. Right,

1558
01:13:57,560 --> 01:14:03,519
Speaker 5: So without a scient penalty, uh, you don't have much

1559
01:14:03,520 --> 01:14:04,240
Speaker 5: of turrence.

1560
01:14:05,000 --> 01:14:07,320
Speaker 2: Well. Also, I look at this Lawrenceburg High School middle

1561
01:14:07,320 --> 01:14:10,200
Speaker 2: school situation involving sex stortion cases, which is just a

1562
01:14:10,280 --> 01:14:14,040
Speaker 2: terrible story, and that involves minors being manipulated into producing

1563
01:14:14,080 --> 01:14:17,160
Speaker 2: their own images, because if they're extorted, they're saying, hey,

1564
01:14:17,160 --> 01:14:18,600
Speaker 2: send me a pay I'll send you a picture of me,

1565
01:14:18,640 --> 01:14:21,880
Speaker 2: which isn't a real person. They send something, and now

1566
01:14:21,960 --> 01:14:23,800
Speaker 2: they blackmail them as how this works. So if AI

1567
01:14:23,880 --> 01:14:25,920
Speaker 2: is now used to generate those images without the victim

1568
01:14:25,920 --> 01:14:29,719
Speaker 2: ever sending anything, does that fundamentally change the legal exposure

1569
01:14:29,720 --> 01:14:30,440
Speaker 2: for the perpetrator.

1570
01:14:33,479 --> 01:14:40,519
Speaker 5: Uh well, I think if if there's extortion involved, I

1571
01:14:40,560 --> 01:14:48,519
Speaker 5: think you probably existing laws can probably address that. Okay,

1572
01:14:48,920 --> 01:14:53,960
Speaker 5: not to say there's not a good reason to a

1573
01:14:54,080 --> 01:14:57,400
Speaker 5: man or an act and specific legislation, but if I

1574
01:14:57,760 --> 01:15:01,479
Speaker 5: am blackmailing you or story you, I think there is

1575
01:15:01,560 --> 01:15:09,559
Speaker 5: probably room under existing laws about victorian and blackmail that

1576
01:15:09,640 --> 01:15:13,400
Speaker 5: you could probably prosecute the person who is who is

1577
01:15:13,439 --> 01:15:15,600
Speaker 5: doing that. I do think if you noted, but I

1578
01:15:15,640 --> 01:15:21,600
Speaker 5: think it's worth emphasizing the cases of Lawrence Burg involved.

1579
01:15:22,320 --> 01:15:26,680
Speaker 5: Like you say, actual images, these were not AI generated

1580
01:15:26,800 --> 01:15:30,320
Speaker 5: or manipulated. These, But the problem here were younger people

1581
01:15:30,400 --> 01:15:36,280
Speaker 5: teenagers being pressured, pray enough pressure for manipulated into providing

1582
01:15:36,360 --> 01:15:43,000
Speaker 5: these these images. So, uh, you know, arguably it's worse

1583
01:15:43,320 --> 01:15:48,120
Speaker 5: because I think that if your images is AI uh

1584
01:15:50,040 --> 01:15:54,080
Speaker 5: generated you know, that's that's upsetting and that sort of thing,

1585
01:15:54,240 --> 01:15:57,719
Speaker 5: but you are not at least you don't probably blame

1586
01:15:57,800 --> 01:15:59,800
Speaker 5: yourself like the kids and.

1587
01:16:00,000 --> 01:16:02,439
Speaker 2: Wrensburg, you know what I mean, right, yeah, yeah, yeah, exactly.

1588
01:16:03,360 --> 01:16:07,080
Speaker 5: So I think that's a that's another consideration, Okay, I

1589
01:16:07,080 --> 01:16:09,160
Speaker 5: would think that there'd be you know. One of the

1590
01:16:09,240 --> 01:16:14,639
Speaker 5: things is, though, however, is that in the sex storishing cases.

1591
01:16:15,280 --> 01:16:17,760
Speaker 5: I think that you get, as you do in a

1592
01:16:17,800 --> 01:16:23,000
Speaker 5: lot of sexually oriented crimes, can you get the victim

1593
01:16:23,040 --> 01:16:27,920
Speaker 5: to come forward and you know, testify and participate because

1594
01:16:28,000 --> 01:16:31,160
Speaker 5: of the embarrassment, and you know, that's the shame and

1595
01:16:31,520 --> 01:16:35,040
Speaker 5: that's that's unfortunate and sadly.

1596
01:16:34,800 --> 01:16:36,800
Speaker 2: The problem is that these kids are taking their own lives.

1597
01:16:36,800 --> 01:16:39,000
Speaker 2: It's a you know, long term, permanent solution to a

1598
01:16:39,040 --> 01:16:42,120
Speaker 2: temporary problems. The old adage goes, and you just can't

1599
01:16:42,160 --> 01:16:45,080
Speaker 2: reason with them, and they feel alone and isolated and victimized,

1600
01:16:45,120 --> 01:16:46,760
Speaker 2: and and they want to take their lives. It's just

1601
01:16:46,760 --> 01:16:49,160
Speaker 2: a horrible, horrible thing. Uh But I look at this

1602
01:16:49,200 --> 01:16:51,439
Speaker 2: and now there's a movement underway here. Jack. By the way,

1603
01:16:51,479 --> 01:16:53,439
Speaker 2: Jack Grinder on the show, he's a First Amendment attorney

1604
01:16:53,439 --> 01:16:57,200
Speaker 2: here in Cincinnati, and so the problem was with Grock,

1605
01:16:57,200 --> 01:16:59,880
Speaker 2: which is an al chat bot on x So they

1606
01:17:00,080 --> 01:17:01,960
Speaker 2: released this and said, hey, you upload a photo and

1607
01:17:01,960 --> 01:17:03,640
Speaker 2: you can do whatever you want. You could have you know,

1608
01:17:03,680 --> 01:17:04,519
Speaker 2: you standing on the moon?

1609
01:17:04,520 --> 01:17:04,720
Speaker 4: What it?

1610
01:17:04,760 --> 01:17:07,400
Speaker 2: It's okay? Great? But now well literally when the first

1611
01:17:07,479 --> 01:17:10,080
Speaker 2: nine days of it, people uploaded images and said take

1612
01:17:10,120 --> 01:17:11,880
Speaker 2: the clothes off these people, and some of them were

1613
01:17:11,920 --> 01:17:15,320
Speaker 2: women and children. In nine days, four point four million

1614
01:17:15,400 --> 01:17:18,599
Speaker 2: AI generated images did just that, and half of those

1615
01:17:18,640 --> 01:17:21,160
Speaker 2: were pornographic or in this violation. And there's no law

1616
01:17:21,240 --> 01:17:25,280
Speaker 2: dealing with this. That's the issue. So moving forward with law,

1617
01:17:26,600 --> 01:17:30,519
Speaker 2: if you misappropriate someone's likeness, name, images and likeness not privacy,

1618
01:17:30,600 --> 01:17:33,880
Speaker 2: law is a do we need a new hook for

1619
01:17:33,920 --> 01:17:36,840
Speaker 2: a new statue? So how would you how would the

1620
01:17:36,920 --> 01:17:38,120
Speaker 2: legislature go about doing this?

1621
01:17:39,760 --> 01:17:42,320
Speaker 5: I think that it could take some of the existing

1622
01:17:42,400 --> 01:17:47,280
Speaker 5: trame work. There are Ohio has a statute that deals

1623
01:17:47,960 --> 01:17:51,720
Speaker 5: with misappropriate to the name, image and likeness. It's more

1624
01:17:51,760 --> 01:17:55,160
Speaker 5: of it, but it's a civil remedy. It gives you

1625
01:17:55,320 --> 01:17:58,280
Speaker 5: a right to proceed in a law to an under

1626
01:17:58,280 --> 01:18:02,160
Speaker 5: trademark law. You know there's that you would have a

1627
01:18:02,320 --> 01:18:05,920
Speaker 5: right because if your image is misused. So there's lots

1628
01:18:05,920 --> 01:18:11,160
Speaker 5: of uh, remedies. I guess on the civil side, I

1629
01:18:11,200 --> 01:18:17,200
Speaker 5: would think you could take that and rework that language

1630
01:18:17,720 --> 01:18:21,840
Speaker 5: into a criminal into some sort of criminal statue.

1631
01:18:22,200 --> 01:18:22,439
Speaker 3: Uh.

1632
01:18:22,800 --> 01:18:25,120
Speaker 5: And I don't think that would be a First Amendment problem.

1633
01:18:25,120 --> 01:18:29,040
Speaker 5: I think you have to carve out exceptions for political

1634
01:18:29,120 --> 01:18:34,040
Speaker 5: commentary or parody. Uh, you know, and that gets a

1635
01:18:34,040 --> 01:18:36,880
Speaker 5: little murky, but I think that you'd have to do

1636
01:18:36,960 --> 01:18:42,960
Speaker 5: that because you know, it's tricky. But I think that uh,

1637
01:18:43,479 --> 01:18:47,679
Speaker 5: if you're substituting somebody's likeness on a naked body or whatever,

1638
01:18:49,240 --> 01:18:51,440
Speaker 5: that you could you could somehow work into the statue

1639
01:18:51,479 --> 01:18:56,559
Speaker 5: to sexualized use of the photo so that legitimate paroity.

1640
01:18:56,600 --> 01:19:00,280
Speaker 5: If somebody takes Trump's face and puts it on what ever,

1641
01:19:01,240 --> 01:19:04,599
Speaker 5: probably and that you know, in a way that's legitimate

1642
01:19:04,600 --> 01:19:08,840
Speaker 5: political correntary. I think that that probably ought to be

1643
01:19:09,240 --> 01:19:12,640
Speaker 5: carved out some somehow or another. I think there's probably a

1644
01:19:12,680 --> 01:19:14,519
Speaker 5: way to do it. I mean, I think I need

1645
01:19:14,560 --> 01:19:15,360
Speaker 5: a little bit of time.

1646
01:19:15,680 --> 01:19:15,760
Speaker 1: Uh.

1647
01:19:17,080 --> 01:19:19,720
Speaker 2: I'm not asking for a court rolling here, Senator.

1648
01:19:23,120 --> 01:19:25,800
Speaker 5: I'm good, but yeah, yeah, yeah.

1649
01:19:25,320 --> 01:19:27,640
Speaker 2: But you know you're you're talking about this and what

1650
01:19:27,840 --> 01:19:29,559
Speaker 2: just came into my mind this is also outside your

1651
01:19:29,560 --> 01:19:32,240
Speaker 2: scope here. But you're saying, hey, you know, basically you

1652
01:19:32,280 --> 01:19:34,639
Speaker 2: own your your your image, your name, image and likeness.

1653
01:19:34,920 --> 01:19:37,040
Speaker 2: Could this argument, if this is codified in the law,

1654
01:19:37,120 --> 01:19:39,559
Speaker 2: could could that undermine the whole high school and I

1655
01:19:39,600 --> 01:19:41,839
Speaker 2: all think we're talking about here saying well, you, according

1656
01:19:41,840 --> 01:19:43,639
Speaker 2: to this, you own your enn image of the likeness

1657
01:19:43,640 --> 01:19:44,760
Speaker 2: and you can do what you want with it.

1658
01:19:46,560 --> 01:19:49,080
Speaker 5: Well, yeah, but that's from the perspective of the person

1659
01:19:49,080 --> 01:19:51,559
Speaker 5: who owns the name image of Like, we're not talking

1660
01:19:51,600 --> 01:19:56,840
Speaker 5: here about somebody if manipulating for their own namas. We're

1661
01:19:56,840 --> 01:19:59,560
Speaker 5: talking about a third party, sure, manipulating.

1662
01:19:59,720 --> 01:20:02,120
Speaker 2: Yeah, but you're saying you own it, not someone else

1663
01:20:02,160 --> 01:20:03,600
Speaker 2: can't do what they want with it. So it's like

1664
01:20:03,600 --> 01:20:07,720
Speaker 2: if I own it, then I can monetize it. Oh sure, yeah, yeah,

1665
01:20:07,720 --> 01:20:09,320
Speaker 2: this could be it's gonna be sticky for them for

1666
01:20:09,360 --> 01:20:10,960
Speaker 2: the I mean, that's a separate argument. I don't want

1667
01:20:10,960 --> 01:20:12,840
Speaker 2: to get off on the weeds here. So the First

1668
01:20:12,840 --> 01:20:15,800
Speaker 2: Amendment protects a lot of uncomfortable speech. So what's the

1669
01:20:15,800 --> 01:20:18,719
Speaker 2: competition line between protected expression and what rock.

1670
01:20:18,640 --> 01:20:25,200
Speaker 5: Produced political commentary or true parity. I mean, it's distasteful

1671
01:20:25,439 --> 01:20:30,640
Speaker 5: as the thing with the Obama on the eighth bodies, right,

1672
01:20:30,880 --> 01:20:34,560
Speaker 5: I don't think that should be a crime. Okay, yeah,

1673
01:20:34,680 --> 01:20:37,920
Speaker 5: because I think that in those sort of you know,

1674
01:20:38,600 --> 01:20:44,080
Speaker 5: cruel way was probably some sort of political commentary. Uh

1675
01:20:44,360 --> 01:20:46,559
Speaker 5: So I think there has to be some carve out there.

1676
01:20:46,600 --> 01:20:49,200
Speaker 5: I'm not sure that you know, if you if you

1677
01:20:49,400 --> 01:20:53,240
Speaker 5: put I don't know. You know, if you just having fun,

1678
01:20:53,320 --> 01:20:55,840
Speaker 5: you take some high school athletes space and you want

1679
01:20:55,840 --> 01:20:59,559
Speaker 5: to show a powerful, you know, wrestler. This guy is

1680
01:21:00,000 --> 01:21:03,719
Speaker 5: clopping on top of the Hulk's body. Again, I don't

1681
01:21:03,720 --> 01:21:07,960
Speaker 5: think that's criminal. Uh you know, I think there has

1682
01:21:08,040 --> 01:21:11,040
Speaker 5: to be some sort of the sexual dacent I think

1683
01:21:11,200 --> 01:21:14,120
Speaker 5: is probably the issue that you know what I'm wondering about,

1684
01:21:14,160 --> 01:21:20,200
Speaker 5: is is it? And again I do not understand or

1685
01:21:20,320 --> 01:21:24,439
Speaker 5: know anything about how you do coding COMPUTERIVI why did

1686
01:21:24,880 --> 01:21:31,400
Speaker 5: why somebody provided this mechanism on rock or you know,

1687
01:21:31,479 --> 01:21:34,719
Speaker 5: like the say, manipulating those so I could be standing

1688
01:21:34,720 --> 01:21:40,000
Speaker 5: on the moon or whatever. I'm wondering why the option

1689
01:21:40,080 --> 01:21:43,760
Speaker 5: even existed for removing clothing, you know what I mean?

1690
01:21:43,960 --> 01:21:46,519
Speaker 2: Yeah, why would you do that? Make them naked? I

1691
01:21:46,520 --> 01:21:48,040
Speaker 2: can't believe that they didn't think of that when they

1692
01:21:48,040 --> 01:21:49,400
Speaker 2: were writing the code you know what I mean, you'd

1693
01:21:49,400 --> 01:21:51,000
Speaker 2: have to go, hey, I can use this to you know,

1694
01:21:51,160 --> 01:21:53,479
Speaker 2: like the old X ray glasses thing in the back

1695
01:21:53,520 --> 01:21:56,160
Speaker 2: of you know, boys life and tray glasses on. What

1696
01:21:56,160 --> 01:21:58,519
Speaker 2: are you going to do with those? Of course they

1697
01:21:58,520 --> 01:22:02,160
Speaker 2: didn't work. This does.

1698
01:22:03,000 --> 01:22:05,000
Speaker 5: Order you have to work for?

1699
01:22:05,120 --> 01:22:05,280
Speaker 4: Yeah?

1700
01:22:05,320 --> 01:22:07,240
Speaker 2: Yeah, yeah, yeah. And I wonder if those X ray

1701
01:22:07,240 --> 01:22:11,240
Speaker 2: glasses I actually work now They probably don't. Yeah, And

1702
01:22:11,520 --> 01:22:13,479
Speaker 2: I guess there's another element here too, is that that

1703
01:22:13,600 --> 01:22:16,599
Speaker 2: GROC put this publicly on X. Is does xpair legal

1704
01:22:16,640 --> 01:22:18,920
Speaker 2: liability under the law or is you know, we always

1705
01:22:18,920 --> 01:22:21,400
Speaker 2: talk about section two thirty. It seems like that that

1706
01:22:21,439 --> 01:22:23,960
Speaker 2: would provide cover for this whole thing.

1707
01:22:25,320 --> 01:22:28,439
Speaker 5: Not necessarily be so the idea of second two thirty

1708
01:22:28,560 --> 01:22:33,400
Speaker 5: is that in an internet service provider, it is not

1709
01:22:34,320 --> 01:22:39,040
Speaker 5: liable for third party content. Okay, however, there is a

1710
01:22:39,080 --> 01:22:46,360
Speaker 5: card out for uh intellectual property uh court, so uh

1711
01:22:47,120 --> 01:22:50,840
Speaker 5: there may potential gotcha?

1712
01:22:51,000 --> 01:22:55,519
Speaker 2: Could could someone sue Grock or X under existing common law?

1713
01:22:55,600 --> 01:22:59,479
Speaker 2: Mean there's intentional inflection, emotional distress would come top of

1714
01:22:59,520 --> 01:23:01,200
Speaker 2: mind probate to see stuff like that. What would they

1715
01:23:01,200 --> 01:23:01,679
Speaker 2: need to prove?

1716
01:23:03,439 --> 01:23:09,000
Speaker 5: Well? I think again, I think the the uh intencial

1717
01:23:09,080 --> 01:23:14,200
Speaker 5: infliction probably is covered by the the section two thirty

1718
01:23:14,200 --> 01:23:19,320
Speaker 5: immunity because that's not an intellectual property claim that would

1719
01:23:19,320 --> 01:23:21,759
Speaker 5: be that would be based on the third party content.

1720
01:23:21,840 --> 01:23:23,760
Speaker 5: But again I think I think you could make a

1721
01:23:23,840 --> 01:23:30,360
Speaker 5: claim potentially for it's called a right of publicity, the

1722
01:23:30,400 --> 01:23:33,080
Speaker 5: violation of the right of publicity. In other words, I've

1723
01:23:33,120 --> 01:23:37,160
Speaker 5: got the right to choose how money images us. I

1724
01:23:37,280 --> 01:23:41,960
Speaker 5: also have the right to receive monetary compensation for the

1725
01:23:42,040 --> 01:23:47,960
Speaker 5: use of it. There's debate the language of section two thirty.

1726
01:23:47,960 --> 01:23:49,599
Speaker 5: I'm getting in the wheeze a little bit here, especially

1727
01:23:50,400 --> 01:23:53,800
Speaker 5: the language of section two thirty says that there's a

1728
01:23:53,840 --> 01:23:58,839
Speaker 5: carve out from the immunity for intellectual property towards UH.

1729
01:23:58,920 --> 01:24:01,880
Speaker 5: And there's some debate eight about whether right of publicity

1730
01:24:02,000 --> 01:24:06,439
Speaker 5: is technically an intellectual property UH court a different courts

1731
01:24:06,439 --> 01:24:09,320
Speaker 5: to go on different ways. Yeah, but so so that's

1732
01:24:09,360 --> 01:24:11,439
Speaker 5: that's why I said there could be rather than there is.

1733
01:24:11,479 --> 01:24:13,920
Speaker 5: I mean, there definitely could be, but it would depend

1734
01:24:14,000 --> 01:24:14,960
Speaker 5: on you know what court you're in.

1735
01:24:15,560 --> 01:24:19,000
Speaker 2: Jack Reiner. Unlike what's happening in Lawrenceburg with that store

1736
01:24:19,040 --> 01:24:22,280
Speaker 2: that that's real in this case, when a miner's images

1737
01:24:22,360 --> 01:24:25,639
Speaker 2: used to generate a sexualized image on AI with Grock.

1738
01:24:25,920 --> 01:24:29,600
Speaker 2: Does that trigger existing federal child pornography statute or is

1739
01:24:29,600 --> 01:24:33,120
Speaker 2: there a loophole because no actual child was photographed the act,

1740
01:24:33,160 --> 01:24:35,600
Speaker 2: it's the head, but it's imaginary.

1741
01:24:36,400 --> 01:24:42,839
Speaker 5: The recollection is that the Supreme Court dealt with that issue,

1742
01:24:43,120 --> 01:24:49,120
Speaker 5: you know, the the uh fake child born and I think,

1743
01:24:49,240 --> 01:24:52,160
Speaker 5: if my memory serves, if they found that that was

1744
01:24:52,200 --> 01:24:58,959
Speaker 5: not violation of child pornography. Wow, now that was however

1745
01:25:00,080 --> 01:25:06,519
Speaker 5: completely uh uh. The entire image was generated by a

1746
01:25:06,920 --> 01:25:13,000
Speaker 5: here if you're using a real faith and a fake body,

1747
01:25:13,040 --> 01:25:15,160
Speaker 5: that would be an interesting question. And I think that

1748
01:25:15,280 --> 01:25:17,559
Speaker 5: might be that seems like a different set of back.

1749
01:25:17,800 --> 01:25:20,120
Speaker 2: Okay, really really interesting. Where do you think this goes

1750
01:25:20,160 --> 01:25:22,240
Speaker 2: in the next I don't know if there's a big

1751
01:25:22,240 --> 01:25:24,680
Speaker 2: impetus to get this change, but my god, you know,

1752
01:25:24,760 --> 01:25:27,479
Speaker 2: you're talking about millions and millions of images of people,

1753
01:25:27,520 --> 01:25:29,400
Speaker 2: and you know, you could be on social or or

1754
01:25:29,439 --> 01:25:30,880
Speaker 2: you could be on and all of a sudden, you know,

1755
01:25:31,160 --> 01:25:32,960
Speaker 2: six months later, said hey did you see this? It's

1756
01:25:32,960 --> 01:25:34,960
Speaker 2: a naked picture of you, and especially if you're a

1757
01:25:34,960 --> 01:25:38,040
Speaker 2: woman or child, really really disturbined. Not only that, but

1758
01:25:38,080 --> 01:25:39,679
Speaker 2: I'm you know, someone says it to me, Hey, here's

1759
01:25:39,680 --> 01:25:42,519
Speaker 2: a heads up. You know that now you're teetering on

1760
01:25:42,600 --> 01:25:44,599
Speaker 2: child pornography here. This is going to be a really

1761
01:25:44,600 --> 01:25:46,040
Speaker 2: difficult thing for the courts to navigate.

1762
01:25:47,000 --> 01:25:50,599
Speaker 5: Yeah, I think I don't know if Congress will get

1763
01:25:50,600 --> 01:25:52,479
Speaker 5: around to it. I wouldn't.

1764
01:25:52,640 --> 01:25:54,280
Speaker 2: Well I got to show up, Jack, for that to

1765
01:25:54,320 --> 01:25:57,720
Speaker 2: actually happen. So the answer, there's no, But.

1766
01:25:57,760 --> 01:26:01,439
Speaker 5: I think different state legislation. I would look for efforts

1767
01:26:01,680 --> 01:26:05,200
Speaker 5: in state to deal with it before I suspect Congress

1768
01:26:05,240 --> 01:26:05,760
Speaker 5: will get her ask.

1769
01:26:06,200 --> 01:26:08,120
Speaker 2: Yeah, but then, of course, you know, you have offshore,

1770
01:26:08,200 --> 01:26:10,880
Speaker 2: you have different states, you have jurisdiction, and that's the

1771
01:26:10,920 --> 01:26:13,479
Speaker 2: whole mess entirely. There's really interesting and scary at the

1772
01:26:13,479 --> 01:26:16,840
Speaker 2: same time. Jack Reiner, first Amendment expert at Farruki here

1773
01:26:16,920 --> 01:26:19,080
Speaker 2: in Cincinnati. Always appreciate the time, brother, Thanks again.

1774
01:26:19,240 --> 01:26:20,599
Speaker 5: All right, man, there you go.

1775
01:26:20,680 --> 01:26:23,000
Speaker 2: News is on the way in just minutes. More stuff

1776
01:26:23,040 --> 01:26:25,360
Speaker 2: to worry about there, right, Why that looks like it's

1777
01:26:25,400 --> 01:26:27,160
Speaker 2: behind us. So that's good. That's good, that's good. And

1778
01:26:27,240 --> 01:26:28,960
Speaker 2: maybe this is it for winter? What do you say?

1779
01:26:29,280 --> 01:26:32,160
Speaker 2: Fingers crossed? Right just ahead? My wife is here and

1780
01:26:32,280 --> 01:26:35,280
Speaker 2: another in my opinion thing, I'm going to be forced

1781
01:26:35,280 --> 01:26:36,680
Speaker 2: as a husband to do that I want to do,

1782
01:26:37,560 --> 01:26:41,479
Speaker 2: and it evolves being smarter, allegedly getting smarter seven hundred

1783
01:26:41,560 --> 01:26:44,719
Speaker 2: She's next, Well, fight next on seven hunderd WLW.

1784
01:26:45,680 --> 01:26:48,920
Speaker 8: Take a look at your watch. It's Real Estate Time

1785
01:26:49,000 --> 01:26:54,400
Speaker 8: with Michelle Sloan Remax time agent straordinaire from Sloan sellshomes

1786
01:26:54,479 --> 01:26:58,639
Speaker 8: dot com. Now pay attention, then take notes. There might

1787
01:26:58,680 --> 01:27:02,920
Speaker 8: be a pop quiz at the on seven hundred job.

1788
01:27:03,320 --> 01:27:05,360
Speaker 2: Well, the worst thing in the world happened to you today,

1789
01:27:05,360 --> 01:27:05,720
Speaker 2: didn't it?

1790
01:27:06,880 --> 01:27:11,160
Speaker 10: I am naked and at work. What Yeah, I don't

1791
01:27:11,160 --> 01:27:12,200
Speaker 10: have my phone with me.

1792
01:27:13,120 --> 01:27:16,519
Speaker 2: I thought there are two things you forgot today. I

1793
01:27:16,600 --> 01:27:19,719
Speaker 2: forgot my clothes and I forgot my Which one's worse

1794
01:27:21,200 --> 01:27:24,840
Speaker 2: for you? You have that nightmare that you're going to that

1795
01:27:25,000 --> 01:27:25,599
Speaker 2: is a nightmare.

1796
01:27:25,640 --> 01:27:28,880
Speaker 10: But actually not having your phone at work is not

1797
01:27:29,400 --> 01:27:30,360
Speaker 10: great at all.

1798
01:27:32,840 --> 01:27:35,559
Speaker 2: Yeah, I've done that before here and they're like our

1799
01:27:35,600 --> 01:27:37,920
Speaker 2: phones are used to open doors, log on the like.

1800
01:27:37,960 --> 01:27:40,160
Speaker 2: If you lose it, your screwgeer, you cannot function. I

1801
01:27:40,200 --> 01:27:42,479
Speaker 2: would I have said this many times. I'd rather lose

1802
01:27:42,520 --> 01:27:44,800
Speaker 2: my wallet than my phone.

1803
01:27:45,360 --> 01:27:48,320
Speaker 10: You're not wrong, I think, Yeah, I mean I'm still

1804
01:27:48,360 --> 01:27:50,800
Speaker 10: a nightmare. All of it the whole darn thing my day.

1805
01:27:50,880 --> 01:27:53,519
Speaker 10: Thankfully I had the keys to get into the office,

1806
01:27:53,560 --> 01:27:55,240
Speaker 10: to get into the studio so I could talk to

1807
01:27:55,280 --> 01:27:57,800
Speaker 10: you this morning. But I was juggling a whole lot

1808
01:27:57,800 --> 01:27:59,960
Speaker 10: of things. I brought Brandon to work with me today

1809
01:28:01,560 --> 01:28:04,880
Speaker 10: because on Thursdays he likes to come with mom to work.

1810
01:28:05,439 --> 01:28:09,439
Speaker 10: Bring your puppy to work day. And then yeah, I

1811
01:28:09,439 --> 01:28:11,519
Speaker 10: had my material that I was going to talk about.

1812
01:28:11,600 --> 01:28:13,800
Speaker 2: I had my hands full. I took the garbage out,

1813
01:28:13,880 --> 01:28:16,000
Speaker 2: I did all these things. How are you gonna scroll

1814
01:28:16,040 --> 01:28:18,800
Speaker 2: TikTok for hours? Now? It's a big question that's gonna

1815
01:28:18,840 --> 01:28:21,439
Speaker 2: happen to something you had brought up to me, and

1816
01:28:21,520 --> 01:28:24,720
Speaker 2: I tease this coming in as you wanted to. I

1817
01:28:24,720 --> 01:28:26,880
Speaker 2: don't know why you suggested this, or I don't know

1818
01:28:26,880 --> 01:28:28,599
Speaker 2: if it's one of your friends who suggested this, but

1819
01:28:29,200 --> 01:28:31,519
Speaker 2: something about getting it. You floated the blue the other

1820
01:28:31,600 --> 01:28:34,439
Speaker 2: day about a getting into a book club.

1821
01:28:37,040 --> 01:28:39,960
Speaker 10: Well, you know, in my old age, I'm trying to

1822
01:28:40,000 --> 01:28:44,680
Speaker 10: find make make friends, be and be part of different.

1823
01:28:44,400 --> 01:28:45,920
Speaker 2: I gotta be honest with you, that's some old white

1824
01:28:45,960 --> 01:28:49,120
Speaker 2: stuff you got going on earth there? What about Majong?

1825
01:28:49,479 --> 01:28:51,600
Speaker 10: That's the thing that I keep hearing is they have

1826
01:28:51,680 --> 01:28:54,800
Speaker 10: these majog clubs. No, I'm probably not a book club

1827
01:28:54,920 --> 01:28:57,320
Speaker 10: kind of gal, I will be honest with you.

1828
01:28:57,720 --> 01:29:00,960
Speaker 2: But to me, it's like just I read, try to

1829
01:29:00,960 --> 01:29:02,320
Speaker 2: read a book every night. I've been reading the same

1830
01:29:02,320 --> 01:29:04,080
Speaker 2: book for sixty years because I'll fall asleep. But that's

1831
01:29:04,080 --> 01:29:06,639
Speaker 2: the whole point of it right before bed to kind

1832
01:29:06,640 --> 01:29:09,080
Speaker 2: of you know, shut things down. But and I still

1833
01:29:09,080 --> 01:29:10,479
Speaker 2: don't know what the book is about at this point.

1834
01:29:10,520 --> 01:29:12,439
Speaker 2: I just read about a couple of sentence, same sentence,

1835
01:29:12,439 --> 01:29:15,880
Speaker 2: over and over because I'm dumb. It just here's the

1836
01:29:15,920 --> 01:29:19,000
Speaker 2: thing with it, Michelle, I love you, but I do

1837
01:29:19,080 --> 01:29:20,240
Speaker 2: not want to be in a book club for the

1838
01:29:20,280 --> 01:29:22,760
Speaker 2: simple reason is this. It feels like work to me,

1839
01:29:23,160 --> 01:29:25,360
Speaker 2: Like if you really re want a book, read a book.

1840
01:29:25,400 --> 01:29:28,040
Speaker 2: I just yeah, it's like school, Like I know how

1841
01:29:28,080 --> 01:29:30,479
Speaker 2: I was in school years and years and years ago,

1842
01:29:30,520 --> 01:29:33,120
Speaker 2: and that's where we met. In school, and you know

1843
01:29:33,200 --> 01:29:34,960
Speaker 2: kind of student. I was a terrible student, and I

1844
01:29:35,000 --> 01:29:37,720
Speaker 2: would I'd cram the night before. I feel like on

1845
01:29:37,800 --> 01:29:40,559
Speaker 2: the way to the book club meeting that I'd be

1846
01:29:40,600 --> 01:29:42,400
Speaker 2: looking at my ID at the stop of the store

1847
01:29:42,479 --> 01:29:44,800
Speaker 2: or download of cliffs notes, so I knew what I

1848
01:29:44,880 --> 01:29:46,559
Speaker 2: was talking about with the book because I don't really

1849
01:29:46,560 --> 01:29:48,719
Speaker 2: want to read this stupid book. But at the same time,

1850
01:29:48,960 --> 01:29:51,439
Speaker 2: and then there's this pressure, and I'm wondering if I'm

1851
01:29:51,439 --> 01:29:53,400
Speaker 2: going to have the nightmares that I can't get to

1852
01:29:53,439 --> 01:29:56,080
Speaker 2: book club and people are preventing me from getting there

1853
01:29:56,080 --> 01:29:58,400
Speaker 2: and taking the exam. It's like an episode of Seinfeld,

1854
01:29:59,040 --> 01:30:00,960
Speaker 2: it is, but it's not got a study for the

1855
01:30:01,000 --> 01:30:08,080
Speaker 2: book club. Yeah, I don't need pressure. There's a lot

1856
01:30:08,120 --> 01:30:10,240
Speaker 2: of pressure. Yeah, I you know.

1857
01:30:10,240 --> 01:30:13,960
Speaker 10: I was invited to participate in the book club.

1858
01:30:14,000 --> 01:30:15,800
Speaker 2: I thought about it for about three point five O.

1859
01:30:16,080 --> 01:30:17,960
Speaker 2: Thank god because you asked me about them, Like, oh,

1860
01:30:18,000 --> 01:30:20,000
Speaker 2: here we go. This is how you plant that seed.

1861
01:30:20,040 --> 01:30:22,080
Speaker 2: You know what you're doing. There's a seed planet here,

1862
01:30:22,120 --> 01:30:24,000
Speaker 2: here we go. You're not going to join the book

1863
01:30:24,000 --> 01:30:28,160
Speaker 2: club with me. I know better than that. Here's the thing.

1864
01:30:28,320 --> 01:30:29,880
Speaker 2: We read all the time.

1865
01:30:29,960 --> 01:30:33,040
Speaker 10: I mean we're always reading about I'm reading about real

1866
01:30:33,160 --> 01:30:35,840
Speaker 10: estate and things that are going on in my little world.

1867
01:30:35,920 --> 01:30:39,799
Speaker 10: You're reading about all the things, and we're constantly reading.

1868
01:30:39,880 --> 01:30:43,200
Speaker 10: But we don't have a lot of time for just yeah,

1869
01:30:43,240 --> 01:30:47,320
Speaker 10: I don't know, reading reading just for the fun of it. Eventually,

1870
01:30:47,400 --> 01:30:49,280
Speaker 10: AI is going to do this with stupid. We don't

1871
01:30:49,320 --> 01:30:50,160
Speaker 10: need to read anymore.

1872
01:30:52,800 --> 01:30:55,360
Speaker 2: Kids. Kids, if you're listening and you're going to school,

1873
01:30:56,520 --> 01:30:58,679
Speaker 2: you know what di plumbers are stupid. They don't mean anything.

1874
01:31:00,439 --> 01:31:02,000
Speaker 2: This is a great topic. I want to get it

1875
01:31:02,280 --> 01:31:04,080
Speaker 2: because we had a conversation with some friend of ours

1876
01:31:04,120 --> 01:31:05,840
Speaker 2: the other night about this, and it has to do

1877
01:31:05,920 --> 01:31:09,040
Speaker 2: with fires. And we just had a story from Cincinnati

1878
01:31:09,040 --> 01:31:11,920
Speaker 2: Fire Department. Nearly two dozen residential fires. We had what's

1879
01:31:11,920 --> 01:31:14,439
Speaker 2: six or seven fatals there, and it's a usually high,

1880
01:31:14,439 --> 01:31:16,720
Speaker 2: non presented number of this early and it obviously has

1881
01:31:16,720 --> 01:31:18,160
Speaker 2: to do with the cold weather and I imagine too

1882
01:31:18,200 --> 01:31:21,160
Speaker 2: people trying to stay warm. There's a huge increase in

1883
01:31:21,160 --> 01:31:23,720
Speaker 2: the number of fires and fatal fires for this, so

1884
01:31:24,840 --> 01:31:27,400
Speaker 2: the numbers are elevated compared to recent years. So what

1885
01:31:27,439 --> 01:31:29,799
Speaker 2: do you need to know about that? Relative to insurance

1886
01:31:29,800 --> 01:31:31,160
Speaker 2: and documentation and all that.

1887
01:31:31,120 --> 01:31:34,760
Speaker 10: Stuff, there's certainly a lot to think about. Insurance is

1888
01:31:34,760 --> 01:31:37,160
Speaker 10: the big thing, But if let's start with the basics,

1889
01:31:37,560 --> 01:31:40,840
Speaker 10: you need to have smoke detectors, working smoke detectors. A

1890
01:31:40,840 --> 01:31:44,160
Speaker 10: couple of those fatal fires they did not have working

1891
01:31:44,200 --> 01:31:47,799
Speaker 10: smoke detectors. And I find when I'm going through people's homes.

1892
01:31:47,880 --> 01:31:50,639
Speaker 10: A lot of people who love to cook will take

1893
01:31:50,840 --> 01:31:54,200
Speaker 10: these smoke detectors or unhook them because they're a pain

1894
01:31:54,240 --> 01:31:56,360
Speaker 10: in the butt because if you cook a lot, and

1895
01:31:56,400 --> 01:32:00,599
Speaker 10: you cook and you create you know, some smoke as

1896
01:32:00,640 --> 01:32:04,240
Speaker 10: it were, they go off all the time and they're

1897
01:32:04,280 --> 01:32:07,320
Speaker 10: quite sensitive. We have that problem in our house and

1898
01:32:07,400 --> 01:32:11,680
Speaker 10: scarce the daylights out of the dog. But smoke detectors.

1899
01:32:12,000 --> 01:32:15,120
Speaker 10: You have to have working smoke detectors. And there's a

1900
01:32:15,200 --> 01:32:18,920
Speaker 10: nice thing you can add on carbon monoxide detectors as well.

1901
01:32:19,360 --> 01:32:21,680
Speaker 2: Recommend cheap too. That is the big thing you can

1902
01:32:21,680 --> 01:32:23,960
Speaker 2: do is car Well, let me rewind at a second

1903
01:32:24,000 --> 01:32:26,280
Speaker 2: for and I'll put my you know, remodeler hat on here.

1904
01:32:26,320 --> 01:32:28,680
Speaker 2: Typically people will not think about their especially if you

1905
01:32:28,680 --> 01:32:30,880
Speaker 2: a house where it's wired in or writing their daisy chain,

1906
01:32:30,920 --> 01:32:32,599
Speaker 2: meaning they all work together, one goes off, they all

1907
01:32:32,600 --> 01:32:35,080
Speaker 2: go off. That's been code for a while now, and

1908
01:32:35,400 --> 01:32:37,599
Speaker 2: people who have homes in the last number of years

1909
01:32:37,640 --> 01:32:40,240
Speaker 2: have those and they generally don't check them and test

1910
01:32:40,280 --> 01:32:41,800
Speaker 2: them or anything. No one does that. No one's going

1911
01:32:41,840 --> 01:32:43,880
Speaker 2: to get up. And if you have higher ceiling old homes,

1912
01:32:44,200 --> 01:32:47,280
Speaker 2: the time change happen in a wee. No one's doing that.

1913
01:32:48,120 --> 01:32:50,120
Speaker 2: The newer ones actually have a default battery of the

1914
01:32:50,240 --> 01:32:51,800
Speaker 2: last about ten years, which is nice. But if you

1915
01:32:51,840 --> 01:32:53,360
Speaker 2: have the old ones, no one checks them and they're

1916
01:32:53,360 --> 01:32:56,240
Speaker 2: only good for you know, actually maybe ten years, and

1917
01:32:56,280 --> 01:32:58,160
Speaker 2: no one's if your house is twenty thirty years old,

1918
01:32:58,160 --> 01:33:00,759
Speaker 2: you're probably not checking that, and and things like cooking

1919
01:33:00,800 --> 01:33:02,760
Speaker 2: will trigger them. You're like this, stupid, Well, you need

1920
01:33:02,760 --> 01:33:04,280
Speaker 2: a new smoke detector. And the new ones are a

1921
01:33:04,320 --> 01:33:06,400
Speaker 2: little bit more sensitive or less sensitive, I guess I

1922
01:33:06,400 --> 01:33:08,840
Speaker 2: should say, And you'd be doing yourself a favor there,

1923
01:33:08,840 --> 01:33:11,040
Speaker 2: But no one's doing this, and I think that's the problem.

1924
01:33:12,000 --> 01:33:15,080
Speaker 10: Absolutely, So smoke detectors number one. I mean, you want

1925
01:33:15,120 --> 01:33:18,160
Speaker 10: to save lives inside of your home, you have to

1926
01:33:18,200 --> 01:33:20,719
Speaker 10: have them. The other thing is, when our kids were little,

1927
01:33:20,760 --> 01:33:22,960
Speaker 10: we always talk to them about having an escape route

1928
01:33:23,320 --> 01:33:25,920
Speaker 10: and a meeting place. If you have never talked to

1929
01:33:25,960 --> 01:33:28,920
Speaker 10: your kids about that, you know, it's a conversation. You

1930
01:33:28,920 --> 01:33:30,920
Speaker 10: don't want to scare them, but at the same time,

1931
01:33:30,960 --> 01:33:34,000
Speaker 10: it's knowledge that they need to have in their little brains. Also,

1932
01:33:34,240 --> 01:33:36,960
Speaker 10: when you're buying a home, if you think you're going

1933
01:33:37,000 --> 01:33:43,120
Speaker 10: to use a lower level room without an egress, meaning

1934
01:33:43,160 --> 01:33:45,760
Speaker 10: a way to get out during a fire. You know,

1935
01:33:46,040 --> 01:33:50,080
Speaker 10: that's that's a danger. That's a dangerous situation. And you're

1936
01:33:50,080 --> 01:33:53,320
Speaker 10: not supposed to have a bedroom. There's reason why I

1937
01:33:53,360 --> 01:33:55,680
Speaker 10: can't say there's a bedroom in the basement, even though

1938
01:33:55,720 --> 01:33:57,759
Speaker 10: somebody puts a bed in a room in a basement.

1939
01:33:57,840 --> 01:33:58,040
Speaker 2: Yep.

1940
01:33:59,000 --> 01:34:01,800
Speaker 10: So you need to have a lower level egress in

1941
01:34:01,920 --> 01:34:07,400
Speaker 10: order to claim a lower level bedroom as an actual bedroom.

1942
01:34:08,600 --> 01:34:12,400
Speaker 10: Need to be smart about The next step is documentation.

1943
01:34:12,760 --> 01:34:15,719
Speaker 10: And we were talking about our friends had a fire

1944
01:34:16,280 --> 01:34:20,280
Speaker 10: several years ago, and they were talking about just the

1945
01:34:20,400 --> 01:34:23,600
Speaker 10: nightmare that is remembering what was in your house.

1946
01:34:24,760 --> 01:34:27,320
Speaker 2: Before, you know, after the fire. Yeah, they had a

1947
01:34:27,360 --> 01:34:30,479
Speaker 2: fire in their garage and you know, paper's caught on fire,

1948
01:34:30,520 --> 01:34:32,000
Speaker 2: and then you have cars in there. They caught on

1949
01:34:32,000 --> 01:34:34,479
Speaker 2: fire and next thing that was fully involved and literally

1950
01:34:34,800 --> 01:34:37,720
Speaker 2: everything was gone. And then they're like, well, we got

1951
01:34:37,720 --> 01:34:39,880
Speaker 2: to go back from memory to try and document what

1952
01:34:39,920 --> 01:34:42,000
Speaker 2: we had for the insurance company said even today. That

1953
01:34:42,080 --> 01:34:44,960
Speaker 2: was years ago. So they're out shopping they see something going,

1954
01:34:45,000 --> 01:34:46,559
Speaker 2: oh man, yeah we had one of those and I

1955
01:34:46,600 --> 01:34:49,320
Speaker 2: forgot I have that. Yeah yeah, yeah, yeah, I'll tell

1956
01:34:49,320 --> 01:34:51,599
Speaker 2: you it's wild too. I had no idea this existed.

1957
01:34:51,640 --> 01:34:54,840
Speaker 2: So the insurance companies have this the software's AI and

1958
01:34:55,000 --> 01:34:57,839
Speaker 2: they'll take in like an image of something that's melted

1959
01:34:58,200 --> 01:34:59,880
Speaker 2: and you look at it, go, I have no idea

1960
01:34:59,880 --> 01:35:01,200
Speaker 2: what this was, trying to think where it was in

1961
01:35:01,240 --> 01:35:02,920
Speaker 2: the house or whatever. They'll take an image of it,

1962
01:35:03,360 --> 01:35:06,320
Speaker 2: and I don't what the reliability rate is, but it'll say, oh,

1963
01:35:06,360 --> 01:35:08,840
Speaker 2: this is a like she I think your friend had

1964
01:35:08,880 --> 01:35:13,120
Speaker 2: a water pick in the bathroom and could believe you forgot.

1965
01:35:13,160 --> 01:35:14,760
Speaker 2: You know, you don't think of those things. And they

1966
01:35:14,760 --> 01:35:16,120
Speaker 2: took a page. She said, I have no idea what

1967
01:35:16,120 --> 01:35:17,840
Speaker 2: this hunk of plastic is and it said, oh, yeah,

1968
01:35:17,840 --> 01:35:20,160
Speaker 2: I was a water pick. That's really really cool. But

1969
01:35:20,400 --> 01:35:22,680
Speaker 2: it's not going to catch everything. No it's not.

1970
01:35:22,880 --> 01:35:26,760
Speaker 10: And so the thought is, and again you never want

1971
01:35:27,240 --> 01:35:30,200
Speaker 10: or a fire to happen, but if something does happen,

1972
01:35:30,400 --> 01:35:32,880
Speaker 10: you have to be prepared, so you want it. The

1973
01:35:32,960 --> 01:35:37,000
Speaker 10: simple room, simple, simple thing is to document what you

1974
01:35:37,080 --> 01:35:40,679
Speaker 10: have in your house, especially if you have jewelry. And again,

1975
01:35:40,840 --> 01:35:43,680
Speaker 10: in your insurance policy you should be stating some of

1976
01:35:43,720 --> 01:35:46,360
Speaker 10: these things. But if you're going to everybody's got a

1977
01:35:46,400 --> 01:35:50,760
Speaker 10: phone except for me today, walk around your house room

1978
01:35:50,800 --> 01:35:52,960
Speaker 10: by room and take a video on your phone. It's

1979
01:35:53,000 --> 01:35:57,120
Speaker 10: definitely any open drawers and closets and take pictures, narrate

1980
01:35:57,240 --> 01:36:01,760
Speaker 10: like brand names of items that you own. Maybe you

1981
01:36:01,840 --> 01:36:04,680
Speaker 10: want to put some estimated value something like that and

1982
01:36:04,720 --> 01:36:07,880
Speaker 10: then store it, email a copy of it to yourself,

1983
01:36:07,960 --> 01:36:11,200
Speaker 10: to an external hard drive. Just anything that you can

1984
01:36:11,400 --> 01:36:13,960
Speaker 10: so that you have the documentation of what's in your home.

1985
01:36:14,240 --> 01:36:17,040
Speaker 10: And don't forget the garage, don't forget the lower level,

1986
01:36:17,040 --> 01:36:19,760
Speaker 10: the basement where you have you know, piled up all

1987
01:36:19,840 --> 01:36:22,400
Speaker 10: kinds of stuff. So you want to think about that

1988
01:36:22,600 --> 01:36:28,000
Speaker 10: because when it comes time to make a claim, you

1989
01:36:28,040 --> 01:36:31,040
Speaker 10: want to know exactly what you're having to claim. The

1990
01:36:31,120 --> 01:36:33,160
Speaker 10: other thing is too and I don't you know this

1991
01:36:33,320 --> 01:36:37,080
Speaker 10: is something that doing a little research about this. I'm

1992
01:36:37,080 --> 01:36:39,800
Speaker 10: not an insurance agent, so that's not my thing, but

1993
01:36:39,960 --> 01:36:42,519
Speaker 10: you definitely want to talk to your insurance agent about

1994
01:36:42,560 --> 01:36:46,799
Speaker 10: all of these things, like the difference between replacement cost

1995
01:36:47,200 --> 01:36:48,960
Speaker 10: and actual cash value.

1996
01:36:49,040 --> 01:36:50,920
Speaker 2: O what is that you know that? I'm like, I

1997
01:36:50,960 --> 01:36:52,320
Speaker 2: always get confused, what does that mean?

1998
01:36:52,400 --> 01:36:52,559
Speaker 3: Right?

1999
01:36:52,640 --> 01:36:53,840
Speaker 4: The home? You know?

2000
01:36:53,920 --> 01:36:56,200
Speaker 10: Basically, if you say you're the value of your home.

2001
01:36:56,240 --> 01:36:58,880
Speaker 10: If I come in as your real estate agents, I say, okay,

2002
01:36:59,040 --> 01:37:01,680
Speaker 10: your home is worth five ndred thousand dollars. That is

2003
01:37:01,800 --> 01:37:04,800
Speaker 10: not the same as what it would cost to rebuild

2004
01:37:04,840 --> 01:37:09,120
Speaker 10: your home. So replacement cost pays what it costs today

2005
01:37:09,760 --> 01:37:13,479
Speaker 10: to replace an item, no deduction, no depreciation. You have

2006
01:37:13,560 --> 01:37:17,880
Speaker 10: higher premiums for a replacement cost for better protection. Got

2007
01:37:17,880 --> 01:37:20,160
Speaker 10: it okay, So if you want replacement costs, it's going

2008
01:37:20,200 --> 01:37:23,080
Speaker 10: to cost you a little bit more on your insurance policy.

2009
01:37:23,720 --> 01:37:29,080
Speaker 10: Then the actual cash value pays the replacement cost minus depreciation.

2010
01:37:29,280 --> 01:37:31,880
Speaker 10: So if you're looking at things like your roof, if

2011
01:37:31,880 --> 01:37:34,400
Speaker 10: your roof is twenty years old, you're not going to

2012
01:37:34,439 --> 01:37:37,360
Speaker 10: get the same as a replacement new roof. You're not

2013
01:37:37,400 --> 01:37:39,920
Speaker 10: going to get the full whatever it is fifteen twenty

2014
01:37:39,960 --> 01:37:44,160
Speaker 10: thousand dollars. So your actual cash value, your premiums may

2015
01:37:44,200 --> 01:37:48,000
Speaker 10: be lower, but you're not going to get everything to

2016
01:37:48,120 --> 01:37:49,720
Speaker 10: rebuild what you have.

2017
01:37:50,040 --> 01:37:52,439
Speaker 2: So that's a tough decision. If your homeowners have cost

2018
01:37:52,479 --> 01:37:54,479
Speaker 2: everything's going up, and maybe you're new a you're like, okay,

2019
01:37:54,520 --> 01:37:57,880
Speaker 2: God for allow, hord, Well, I can't afford the replacement cost.

2020
01:37:57,880 --> 01:38:00,920
Speaker 2: I'll do ACV, but God forbid, if something happens, you're

2021
01:38:00,920 --> 01:38:01,960
Speaker 2: going to be out of pocket a lot.

2022
01:38:02,479 --> 01:38:05,640
Speaker 10: It's a lower premium much smaller payout. So if you

2023
01:38:05,760 --> 01:38:08,000
Speaker 10: have the ACB and you're like, oh, my insurance rate

2024
01:38:08,000 --> 01:38:11,639
Speaker 10: it's really really good, Well, you're probably looking at actual

2025
01:38:11,720 --> 01:38:15,800
Speaker 10: cash value rather than replacement costs. So that's something you

2026
01:38:16,040 --> 01:38:19,040
Speaker 10: absolutely need to think about. It's part of that self decision,

2027
01:38:19,280 --> 01:38:22,639
Speaker 10: the big picture. When you're buying a home. How do

2028
01:38:22,680 --> 01:38:25,320
Speaker 10: you ensure yourself and how do you make sure that

2029
01:38:25,320 --> 01:38:29,000
Speaker 10: that investment, no matter what happens, if there's a tragedy

2030
01:38:29,040 --> 01:38:31,160
Speaker 10: of some kind, you are prepared.

2031
01:38:31,840 --> 01:38:31,960
Speaker 1: Uh.

2032
01:38:32,120 --> 01:38:33,880
Speaker 2: The other thing is you know real quick. I will

2033
01:38:33,920 --> 01:38:35,240
Speaker 2: say this, So if thank you and you're like, hey,

2034
01:38:35,280 --> 01:38:37,400
Speaker 2: I can only afford ACV, I get it. But you

2035
01:38:37,439 --> 01:38:40,160
Speaker 2: should be more diligent about making sure that the smoke

2036
01:38:40,200 --> 01:38:42,680
Speaker 2: detectors are up to date. There's carbon monoxide detectors, that

2037
01:38:43,280 --> 01:38:45,240
Speaker 2: you know that the sump pump is working, and you

2038
01:38:45,240 --> 01:38:47,680
Speaker 2: put a battery back up in because you're going to

2039
01:38:47,720 --> 01:38:50,280
Speaker 2: be out a lot of money if something like that happens.

2040
01:38:50,800 --> 01:38:54,559
Speaker 10: Absolutely, here's something I never even thought of either. If

2041
01:38:54,600 --> 01:38:57,080
Speaker 10: you have a major upgrade, I'm always talking about, make

2042
01:38:57,120 --> 01:38:59,640
Speaker 10: sure that you update your kitchens, your bathrooms. If you

2043
01:38:59,720 --> 01:39:03,719
Speaker 10: add you're gonna do have an EV charger in the garage.

2044
01:39:03,800 --> 01:39:07,080
Speaker 10: Whatever you're gonna do, make sure that your insurance carrier

2045
01:39:07,240 --> 01:39:10,519
Speaker 10: knows because if you didn't disclose that you have a

2046
01:39:10,520 --> 01:39:14,280
Speaker 10: new fifty thousand dollars kitchen, okay, they're just gonna go

2047
01:39:14,320 --> 01:39:16,960
Speaker 10: on the value of what you know, an old kitchen,

2048
01:39:17,000 --> 01:39:19,639
Speaker 10: They're not going to give you that upgrade. So when

2049
01:39:19,680 --> 01:39:22,800
Speaker 10: you have major upgrades, make sure that you're telling and

2050
01:39:22,880 --> 01:39:26,000
Speaker 10: talking to your insurance agent. A lot of people and

2051
01:39:26,360 --> 01:39:29,880
Speaker 10: you know, our brother in law used to be my

2052
01:39:29,960 --> 01:39:32,840
Speaker 10: brother in law. Your brother was an insurance agent for

2053
01:39:32,880 --> 01:39:35,240
Speaker 10: a long time, and you know we talked to him

2054
01:39:35,240 --> 01:39:39,200
Speaker 10: all the time, but you don't usually talk to your

2055
01:39:39,240 --> 01:39:42,240
Speaker 10: insurance agent. If you talk to your insurance agent once

2056
01:39:42,280 --> 01:39:46,519
Speaker 10: a year, that's probably good enough. But at the same time,

2057
01:39:46,560 --> 01:39:48,559
Speaker 10: you should be if you haven't talked to your insurance

2058
01:39:48,600 --> 01:39:51,200
Speaker 10: agent for five years or more, maybe you need to

2059
01:39:51,200 --> 01:39:53,120
Speaker 10: make a phone call. Or if you have no idea

2060
01:39:53,120 --> 01:39:56,519
Speaker 10: who your insurance agent is, again, you could be setting

2061
01:39:56,520 --> 01:39:58,960
Speaker 10: yourself up because if you have to make a claim

2062
01:39:59,400 --> 01:40:01,640
Speaker 10: and you have no not reviewed your policy for a

2063
01:40:01,680 --> 01:40:04,840
Speaker 10: long time, chances are you are not going to have

2064
01:40:04,880 --> 01:40:08,599
Speaker 10: the coverage that you need to really replace what you

2065
01:40:08,680 --> 01:40:11,200
Speaker 10: have in your home. So that's really important.

2066
01:40:10,800 --> 01:40:13,720
Speaker 2: Okay, gotcha? Bottom line here, what should you do at

2067
01:40:13,800 --> 01:40:14,479
Speaker 2: least once a year.

2068
01:40:15,160 --> 01:40:17,400
Speaker 10: At least once a year, you want to go through

2069
01:40:17,439 --> 01:40:20,360
Speaker 10: your deck page, the page that says you know how

2070
01:40:20,439 --> 01:40:22,960
Speaker 10: much the value is on your home? Are you doing

2071
01:40:23,040 --> 01:40:26,080
Speaker 10: replacement cost? What do you have in your home, what

2072
01:40:26,160 --> 01:40:28,879
Speaker 10: kind of protections are in your home? How many updates

2073
01:40:28,920 --> 01:40:31,599
Speaker 10: you've done? So talk to your real estate Yeah, talk

2074
01:40:31,640 --> 01:40:33,479
Speaker 10: to your real estate agent. No, talk to your insurance

2075
01:40:33,479 --> 01:40:38,040
Speaker 10: agent at least once a year and review your policy.

2076
01:40:37,640 --> 01:40:38,920
Speaker 2: So you know what you've got.

2077
01:40:38,960 --> 01:40:41,120
Speaker 10: And it is important because if you have a and

2078
01:40:41,160 --> 01:40:45,439
Speaker 10: we talked about subpump failure, know what you have, know

2079
01:40:45,520 --> 01:40:47,720
Speaker 10: what the add ons are, because you know, you may

2080
01:40:47,760 --> 01:40:50,040
Speaker 10: get all of these documents and I know we're probably

2081
01:40:50,080 --> 01:40:52,639
Speaker 10: running against the clock here, but you may be getting

2082
01:40:52,760 --> 01:40:56,679
Speaker 10: like piles and piles of documents in the mail. Your

2083
01:40:56,680 --> 01:41:00,479
Speaker 10: insurance company is making changes to your policy. And if

2084
01:41:00,520 --> 01:41:02,880
Speaker 10: you just say, oh, it's just another it's another it's

2085
01:41:02,960 --> 01:41:06,680
Speaker 10: junk mail, it's just another bs whatever, pay attention to

2086
01:41:06,720 --> 01:41:09,839
Speaker 10: that because they could be changing the way that they're

2087
01:41:10,080 --> 01:41:13,439
Speaker 10: doing business, therefore affecting your bottom line.

2088
01:41:13,960 --> 01:41:16,160
Speaker 2: Gotcha, So make sure you do that. And also the

2089
01:41:16,200 --> 01:41:19,160
Speaker 2: documentation thing. You know, get your everyone's got a camera

2090
01:41:19,240 --> 01:41:20,920
Speaker 2: on their phone, no excuses. You go in your video

2091
01:41:21,000 --> 01:41:22,880
Speaker 2: and then you're probably going to take that and if

2092
01:41:22,880 --> 01:41:24,800
Speaker 2: you can get out on the flash drive and store

2093
01:41:24,800 --> 01:41:27,160
Speaker 2: it somewhere out of your house or somewhere where if

2094
01:41:27,200 --> 01:41:29,040
Speaker 2: God forbid there is a fire or something like that,

2095
01:41:29,400 --> 01:41:32,519
Speaker 2: you have access to it at work. Maybe you know

2096
01:41:32,560 --> 01:41:34,040
Speaker 2: you're going to be able to get into your email

2097
01:41:34,200 --> 01:41:36,080
Speaker 2: put it in a cloud. Be the other thing too,

2098
01:41:36,120 --> 01:41:38,960
Speaker 2: but you know, and you know we haven't done it yet,

2099
01:41:39,000 --> 01:41:40,800
Speaker 2: so or just as guilty. At some point I'm going

2100
01:41:40,880 --> 01:41:43,000
Speaker 2: to do that. So maybe next big rainy day I'll

2101
01:41:43,040 --> 01:41:45,280
Speaker 2: walk through and document everything. But the other thing too

2102
01:41:45,320 --> 01:41:47,200
Speaker 2: is you probably got updated a lot because you are

2103
01:41:47,280 --> 01:41:51,320
Speaker 2: always getting stuff and stuff's going out, So it'd probably

2104
01:41:51,320 --> 01:41:52,720
Speaker 2: save a lot of time, a lot of headache and

2105
01:41:52,720 --> 01:41:55,559
Speaker 2: heartache later on. God forbid, something always has happened, especially

2106
01:41:55,560 --> 01:41:57,760
Speaker 2: with the rash of fires we've had this year or

2107
01:41:57,760 --> 01:42:01,160
Speaker 2: so far. My wife, Michelle Sloanan sales Holmes dot Com

2108
01:42:01,160 --> 01:42:03,720
Speaker 2: open House show that is via the iHeartRadio app on

2109
01:42:03,760 --> 01:42:06,760
Speaker 2: the podcasts as well as on YouTube as well. She's

2110
01:42:06,760 --> 01:42:08,960
Speaker 2: a run main flip Remax time all right, love you,

2111
01:42:08,960 --> 01:42:10,920
Speaker 2: go go. Why don't you do this? If you really

2112
01:42:10,920 --> 01:42:12,240
Speaker 2: want to get in the book club, why don't you

2113
01:42:12,240 --> 01:42:18,200
Speaker 2: start reading a book and see how they about the

2114
01:42:18,200 --> 01:42:21,000
Speaker 2: whole book club thing. They tell me what I'm supposed

2115
01:42:21,040 --> 01:42:24,240
Speaker 2: to read. Come on, come on, man, all right, I'm

2116
01:42:24,240 --> 01:42:26,559
Speaker 2: glad we're united Fineland. I was sweating it for a second.

2117
01:42:26,720 --> 01:42:28,479
Speaker 2: Oh my god, she's gonna get me sign up for

2118
01:42:28,479 --> 01:42:31,120
Speaker 2: something else. I don't want to do. My wife, I

2119
01:42:31,120 --> 01:42:34,120
Speaker 2: love dearly, but try to avoid because of things like this.

2120
01:42:34,200 --> 01:42:37,439
Speaker 2: I'll see you later. You have a great day. Go

2121
01:42:37,479 --> 01:42:39,840
Speaker 2: find your phone, go hit my find my phone feature.

2122
01:42:39,840 --> 01:42:41,960
Speaker 2: Worst feeling in the world. Right, Willie is on the

2123
01:42:42,000 --> 01:42:44,080
Speaker 2: way Next Afternoons on the Home of the Red seven

2124
01:42:44,160 --> 01:42:45,640
Speaker 2: hundred w W Cincinnati,