1 00:00:00,480 --> 00:00:04,800 Speaker 1: It's Night's Eyes with Dan Ray. I'm gugging easy Boston's 2 00:00:04,840 --> 00:00:05,960 Speaker 1: News Radio. 3 00:00:06,440 --> 00:00:10,559 Speaker 2: Ooh Kyle, that's a Ohio. That's a tough one to see. 4 00:00:10,800 --> 00:00:16,520 Speaker 2: Riffsnin resnydergo, good guy, good bat off the bench. That's 5 00:00:16,560 --> 00:00:19,400 Speaker 2: one that should not have happened. But they'll still be 6 00:00:19,440 --> 00:00:22,919 Speaker 2: able to. I'm sure have a good season next season, hopefully. 7 00:00:22,920 --> 00:00:25,079 Speaker 2: My name is Dan Ray, and we are coming towards 8 00:00:25,079 --> 00:00:29,880 Speaker 2: the end of our season. Tonight is my ultimate night 9 00:00:29,960 --> 00:00:33,800 Speaker 2: Side for twenty twenty five. One more program. We have 10 00:00:33,800 --> 00:00:36,120 Speaker 2: a great show lined up for you tonight. We've got 11 00:00:36,120 --> 00:00:40,320 Speaker 2: four really interesting guests during the first hour and at 12 00:00:40,400 --> 00:00:44,080 Speaker 2: nine o'clock once Rob Brooks starts to take phone calls. 13 00:00:44,560 --> 00:00:48,560 Speaker 2: Really good article again today in the Boston Globe, John 14 00:00:48,680 --> 00:00:52,199 Speaker 2: Hilliard is following the case of Lens Joseph, little five 15 00:00:52,280 --> 00:00:56,120 Speaker 2: year old boy who was killed by his own bus 16 00:00:56,560 --> 00:00:58,880 Speaker 2: right after he got off that bus last April. 17 00:00:58,960 --> 00:01:01,960 Speaker 3: We'll talk talk about. 18 00:01:01,600 --> 00:01:06,480 Speaker 2: That and really a complete failure totally here in Boston 19 00:01:06,520 --> 00:01:08,520 Speaker 2: on that, which is really frustrating. Then we'll talk with 20 00:01:08,560 --> 00:01:13,760 Speaker 2: doctor Bronwin Carol. She's a pediatric emergency physician at Boston 21 00:01:13,800 --> 00:01:17,319 Speaker 2: Medical Center and she has a lot of experience in 22 00:01:17,400 --> 00:01:21,679 Speaker 2: dealing with children who are the victims of sexual abuse. 23 00:01:21,720 --> 00:01:23,360 Speaker 2: My name is Dan Ray and the host of Nightside, 24 00:01:23,840 --> 00:01:26,080 Speaker 2: heard here every Monday through Friday night. 25 00:01:26,120 --> 00:01:29,120 Speaker 3: Well this week just Monday and Tuesday. 26 00:01:29,120 --> 00:01:31,840 Speaker 2: Tomorrow night, I'll remind you is our Nightside Charity Combine, 27 00:01:31,880 --> 00:01:35,040 Speaker 2: in which we will profile between ten and midnight tomorrow 28 00:01:35,120 --> 00:01:38,640 Speaker 2: night in my broadcast year twenty great charity, some big, 29 00:01:38,720 --> 00:01:39,279 Speaker 2: some small. 30 00:01:39,360 --> 00:01:40,479 Speaker 3: Some you've heard of, some. 31 00:01:40,480 --> 00:01:43,120 Speaker 2: You haven't heard of, but you should be aware of 32 00:01:43,200 --> 00:01:45,000 Speaker 2: all of them. Maybe some of you at the end 33 00:01:45,000 --> 00:01:47,000 Speaker 2: of the year would like to make a contribution with charity. 34 00:01:47,040 --> 00:01:48,480 Speaker 2: Maybe some of you at the end of the year 35 00:01:48,760 --> 00:01:51,360 Speaker 2: would like to find a charity to become a volunteer 36 00:01:51,560 --> 00:01:54,800 Speaker 2: with during twenty twenty six. So we have lots going 37 00:01:54,840 --> 00:01:58,880 Speaker 2: on in these two final nights of night Side with 38 00:01:58,960 --> 00:02:02,560 Speaker 2: Dan Ray. I'll be back after the first of the 39 00:02:02,640 --> 00:02:06,640 Speaker 2: year into twenty twenty six. Now we're going to start 40 00:02:06,720 --> 00:02:10,919 Speaker 2: off tonight with a philanthropist, as a matter of fact, 41 00:02:11,000 --> 00:02:13,359 Speaker 2: going to talk about We're going to speak with the 42 00:02:13,360 --> 00:02:19,400 Speaker 2: philanthropist of the year down on Cape cod the gentlemen 43 00:02:19,480 --> 00:02:23,200 Speaker 2: who we're talking to. His name is Adrian Umer. He 44 00:02:23,320 --> 00:02:27,320 Speaker 2: began giving to the Homeless Prevention Council on the Cape 45 00:02:27,360 --> 00:02:33,440 Speaker 2: in twenty twenty two, when he was in the second grade. However, 46 00:02:34,400 --> 00:02:38,639 Speaker 2: after learning there were people on Cape cod whose circumstances 47 00:02:38,680 --> 00:02:43,800 Speaker 2: put them in danger of losing their homes. In grade five, 48 00:02:43,840 --> 00:02:47,240 Speaker 2: at age ten, he's running a pop up kitchen. 49 00:02:47,880 --> 00:02:49,960 Speaker 3: Logo Dose is the name of it. 50 00:02:51,960 --> 00:02:58,040 Speaker 2: Unbelievable activity for anyone, never mind a tenth grade. And 51 00:02:58,040 --> 00:03:01,280 Speaker 2: we're delighted to have Adrian with us tonight. He might 52 00:03:01,400 --> 00:03:04,920 Speaker 2: very well be the youngest person who has ever appeared 53 00:03:04,919 --> 00:03:08,639 Speaker 2: in the night Side News Update. Adrian, welcome to Nightside. 54 00:03:08,639 --> 00:03:09,359 Speaker 2: How are you tonight? 55 00:03:10,440 --> 00:03:11,440 Speaker 4: I'm good. How are you? 56 00:03:11,960 --> 00:03:14,560 Speaker 2: I'm doing great and I'm doing better now that I've 57 00:03:14,560 --> 00:03:15,359 Speaker 2: had a chance. 58 00:03:15,160 --> 00:03:16,560 Speaker 3: To talk with you. 59 00:03:17,320 --> 00:03:21,680 Speaker 2: Tell us about this pop up kitchen. Local Dose my 60 00:03:21,800 --> 00:03:25,200 Speaker 2: Spanish is a little not as good as it should be. 61 00:03:26,440 --> 00:03:28,320 Speaker 2: Local Dose, give us what does that mean? 62 00:03:28,440 --> 00:03:29,040 Speaker 3: In English? 63 00:03:30,200 --> 00:03:35,680 Speaker 4: It means crazy number two And I got it from 64 00:03:36,840 --> 00:03:41,680 Speaker 4: a restaurant in Boston called Logo, and that's my favorite 65 00:03:41,760 --> 00:03:44,760 Speaker 4: lest one, clearly enough that I wanted to make a 66 00:03:44,840 --> 00:03:48,240 Speaker 4: second version. I basically taste my name off of. 67 00:03:48,600 --> 00:03:50,160 Speaker 1: Loco Local Dose. 68 00:03:50,280 --> 00:03:51,320 Speaker 3: Oh, I see it now. 69 00:03:51,600 --> 00:03:54,480 Speaker 2: So this was when you were growing up Logo was 70 00:03:54,520 --> 00:03:59,040 Speaker 2: your favorite restaurant in Boston. You're still growing up, I guess, 71 00:03:59,080 --> 00:04:03,360 Speaker 2: but you are a person who is wise beyond your 72 00:04:04,160 --> 00:04:09,440 Speaker 2: years and generous beyond your years. What got you in? 73 00:04:09,800 --> 00:04:14,520 Speaker 2: What got you involved in all of this activity? I 74 00:04:14,560 --> 00:04:17,320 Speaker 2: mean a lot of kids at ten o'clock at the 75 00:04:17,360 --> 00:04:20,719 Speaker 2: age of ten are not doing things you know, as 76 00:04:20,760 --> 00:04:24,560 Speaker 2: ambitious as you have done to help other people. How 77 00:04:24,600 --> 00:04:26,960 Speaker 2: did you get involved in all of this? What kicked 78 00:04:27,000 --> 00:04:28,000 Speaker 2: it off in your mind? 79 00:04:29,640 --> 00:04:34,520 Speaker 4: So in second age had assembly at our school and 80 00:04:34,600 --> 00:04:37,720 Speaker 4: the guy came in and talked about homelessness, and I 81 00:04:37,880 --> 00:04:42,480 Speaker 4: never realized that people didn't have homes and their basic 82 00:04:42,600 --> 00:04:46,039 Speaker 4: need won't being met. Are really sad. And I came 83 00:04:46,080 --> 00:04:48,839 Speaker 4: home and wanted to donate on my Christmas money and 84 00:04:49,279 --> 00:04:50,120 Speaker 4: birthday money. 85 00:04:50,360 --> 00:04:57,799 Speaker 2: I did, so you made a donation in twenty twenty two, which, yes, 86 00:04:58,080 --> 00:05:01,799 Speaker 2: which is very generous. I mean, most kids are holding 87 00:05:01,880 --> 00:05:04,840 Speaker 2: their Christmas money and their birthday money so they can 88 00:05:05,160 --> 00:05:09,360 Speaker 2: buy some some new game or something like that. So 89 00:05:09,440 --> 00:05:12,719 Speaker 2: you gave that up. But you also, as I understand 90 00:05:12,760 --> 00:05:16,280 Speaker 2: that you have a love of cooking. Most kids at 91 00:05:16,320 --> 00:05:18,960 Speaker 2: the age of ten love to eat, but very few 92 00:05:19,000 --> 00:05:20,960 Speaker 2: of them love to cook. How did you develop a 93 00:05:21,000 --> 00:05:21,680 Speaker 2: love to cook? 94 00:05:21,800 --> 00:05:22,279 Speaker 3: To cook? 95 00:05:24,000 --> 00:05:27,760 Speaker 4: Well, I started helping out in the kitchen when I 96 00:05:27,800 --> 00:05:30,880 Speaker 4: was five, but we do you think it started when 97 00:05:30,920 --> 00:05:34,920 Speaker 4: I was in front camp when I at the age 98 00:05:34,960 --> 00:05:38,400 Speaker 4: of a peace schooler in Boston, and I learned all 99 00:05:38,480 --> 00:05:43,640 Speaker 4: about anything that candy grown, and they said a few 100 00:05:43,800 --> 00:05:48,719 Speaker 4: goats and seconds and learned how to grow fast, produce. 101 00:05:49,839 --> 00:05:50,359 Speaker 3: Interesting. 102 00:05:51,600 --> 00:06:00,120 Speaker 2: So last summer you basically the way it worked. You're 103 00:06:00,120 --> 00:06:02,880 Speaker 2: in Brewster. I know where Brewster is. Brewster has some 104 00:06:03,320 --> 00:06:06,240 Speaker 2: great restaurants. There's a favorite restaurant in mine and Brewster 105 00:06:06,360 --> 00:06:09,360 Speaker 2: called the Spinnaker. I don't know if you know where 106 00:06:09,400 --> 00:06:12,640 Speaker 2: that is, but that's a really nice restaurant. There's probably 107 00:06:12,640 --> 00:06:16,000 Speaker 2: a lot of nice restaurants down on the Cape and 108 00:06:16,120 --> 00:06:19,839 Speaker 2: certainly in Brewster. So you did all the cooking in 109 00:06:19,880 --> 00:06:24,880 Speaker 2: the summer of twenty twenty five, and you donated. You 110 00:06:25,040 --> 00:06:29,520 Speaker 2: charged ten dollars, which is a really reasonable reasonable price, 111 00:06:30,040 --> 00:06:34,960 Speaker 2: and people would order in advance and then they would 112 00:06:34,960 --> 00:06:38,760 Speaker 2: come and pick up and pay for their meals, and 113 00:06:38,800 --> 00:06:43,240 Speaker 2: then that money you gave to the to the charity. 114 00:06:43,480 --> 00:06:46,120 Speaker 2: So tell us how did it work. How did you 115 00:06:46,240 --> 00:06:52,120 Speaker 2: publicize that, Hey, locals, Dose is open? And looking for customers. 116 00:06:52,120 --> 00:06:54,600 Speaker 2: You're in but I guess they call a pop up 117 00:06:54,680 --> 00:06:59,040 Speaker 2: restaurant out of your parents brewster kitchen. So how did 118 00:06:59,080 --> 00:07:01,400 Speaker 2: you publicize it and how'd you get it going? 119 00:07:03,279 --> 00:07:08,200 Speaker 4: So in twenty twenty three, we created a website for 120 00:07:08,320 --> 00:07:12,240 Speaker 4: Loco Dells and we put our story on it and 121 00:07:12,320 --> 00:07:17,400 Speaker 4: our menu of the week, so then people could sit 122 00:07:17,480 --> 00:07:22,000 Speaker 4: out form DIGI literally go to my dad's email and 123 00:07:22,040 --> 00:07:24,960 Speaker 4: send it and then we at the end of the 124 00:07:25,000 --> 00:07:29,320 Speaker 4: week we had tick bye about like Friday, no Wednesday, 125 00:07:29,880 --> 00:07:33,120 Speaker 4: we would dic tarry up the orders and they decide 126 00:07:33,840 --> 00:07:36,800 Speaker 4: what we needed from the grocery store. One do we 127 00:07:36,920 --> 00:07:42,640 Speaker 4: cook and then it's usually this Sunday after they order 128 00:07:45,240 --> 00:07:49,080 Speaker 4: from twelve at twelve to come pick up. So we 129 00:07:49,160 --> 00:07:54,240 Speaker 4: have to sit in time from that from Wednesday to Sunday. 130 00:07:54,560 --> 00:07:56,680 Speaker 2: So you had you had to Yeah, you got you 131 00:07:56,760 --> 00:07:59,040 Speaker 2: had to plan it, and I guess you probably got 132 00:07:59,080 --> 00:08:00,800 Speaker 2: a little bit of help from you mom and dad. 133 00:08:01,840 --> 00:08:02,640 Speaker 3: You planned it. 134 00:08:02,760 --> 00:08:05,120 Speaker 2: You you figured out the menu, you figured out what 135 00:08:05,200 --> 00:08:10,360 Speaker 2: you needed. You folks bought that bought the supplies, and 136 00:08:10,440 --> 00:08:13,560 Speaker 2: then you did all you did the cooking and then 137 00:08:13,640 --> 00:08:16,240 Speaker 2: the meals were ready to be picked up on Sunday, 138 00:08:16,400 --> 00:08:22,080 Speaker 2: So you had people coming over and uh uh you 139 00:08:22,080 --> 00:08:24,480 Speaker 2: you did a lot of great work. I'm told that 140 00:08:24,680 --> 00:08:28,400 Speaker 2: meatballs were one of your specialties. What what would they 141 00:08:28,400 --> 00:08:31,520 Speaker 2: get with meatballs? Did you do meat spaghetti and meatballs? 142 00:08:31,520 --> 00:08:34,559 Speaker 2: Who just do meatballs and let them do the sides? 143 00:08:36,240 --> 00:08:41,679 Speaker 4: So usually I what do meatballs with a fried rice 144 00:08:42,640 --> 00:08:46,560 Speaker 4: on the bottom and then the meatballs. I put about 145 00:08:46,600 --> 00:08:47,640 Speaker 4: six on the top. 146 00:08:48,800 --> 00:08:51,880 Speaker 2: Well, it sounds like it sounds like a great deal. 147 00:08:52,080 --> 00:08:55,520 Speaker 2: All the all the money went. Mindus standing is that 148 00:08:56,080 --> 00:09:00,640 Speaker 2: w BC TV named you one of their Chaine makers 149 00:09:00,679 --> 00:09:02,880 Speaker 2: in twenty twenty four, which is quite an honor. 150 00:09:03,280 --> 00:09:05,920 Speaker 3: But I'll tell you it's a real honor to be 151 00:09:06,360 --> 00:09:09,000 Speaker 3: named the philanthropist of the year. 152 00:09:09,920 --> 00:09:11,559 Speaker 2: Where do you think this is going to lead? Do 153 00:09:11,600 --> 00:09:14,160 Speaker 2: you think that maybe someday you'll run a restaurant on 154 00:09:14,200 --> 00:09:16,599 Speaker 2: your own after you, you know, finished with school and 155 00:09:17,640 --> 00:09:20,280 Speaker 2: open up a restaurant full time or where do you 156 00:09:20,320 --> 00:09:22,280 Speaker 2: think this might lead you in your life? 157 00:09:23,320 --> 00:09:23,480 Speaker 3: Well? 158 00:09:23,480 --> 00:09:27,040 Speaker 4: I don't think I could run restaurants with me. I 159 00:09:27,120 --> 00:09:32,800 Speaker 4: definitely need some help from other sets and people. But 160 00:09:34,720 --> 00:09:38,360 Speaker 4: I do hope that Local Doos gets big enough that 161 00:09:38,440 --> 00:09:46,240 Speaker 4: we can eventually have a tangible restaurant building. And I 162 00:09:46,320 --> 00:09:49,920 Speaker 4: also hope we will grow big enough that even the 163 00:09:49,960 --> 00:09:54,520 Speaker 4: basic needs are being met, and I think there's a 164 00:09:54,600 --> 00:09:56,079 Speaker 4: happy and joyful life. 165 00:09:56,400 --> 00:09:57,120 Speaker 3: Yeah, well that's great. 166 00:09:57,160 --> 00:10:00,280 Speaker 2: So what I'm saying is that this idea you might 167 00:10:00,320 --> 00:10:05,880 Speaker 2: become a restaurant owner Sunday. Obviously there are people who do. 168 00:10:05,120 --> 00:10:07,160 Speaker 3: They open restaurants. 169 00:10:07,200 --> 00:10:10,360 Speaker 2: They rent buildings or they buy a building, and then 170 00:10:10,440 --> 00:10:12,040 Speaker 2: they hire a staff. 171 00:10:12,120 --> 00:10:17,760 Speaker 3: You'd have cooks in chefs, and you'd have. 172 00:10:17,720 --> 00:10:22,080 Speaker 2: Waiters and waitresses and staff, and you know, I'm sure 173 00:10:22,679 --> 00:10:25,840 Speaker 2: could you see yourself owning a restaurant. You know, I'm 174 00:10:25,840 --> 00:10:28,360 Speaker 2: not saying when you're eleven or twelve, but maybe when 175 00:10:28,360 --> 00:10:31,320 Speaker 2: you're thirty or thirty five, you think that that might 176 00:10:31,400 --> 00:10:37,240 Speaker 2: be the thing that drives you. Whatever you have, whatever 177 00:10:37,320 --> 00:10:40,640 Speaker 2: you have a passion about is what's important. Obviously, sounds 178 00:10:40,640 --> 00:10:42,520 Speaker 2: like to me like you have a passion about cooking 179 00:10:42,760 --> 00:10:46,400 Speaker 2: and you have a passion about helping people, and restaurant 180 00:10:46,600 --> 00:10:50,120 Speaker 2: is just the perfect opportunity to do both of those 181 00:10:50,120 --> 00:10:50,840 Speaker 2: things together. 182 00:10:53,080 --> 00:10:56,800 Speaker 4: Yeah, So I definitely can pixture myself owning a restaurant, 183 00:10:57,400 --> 00:11:04,360 Speaker 4: make enough money to donate, and I think that will 184 00:11:04,440 --> 00:11:07,680 Speaker 4: help support everyone basic needs. 185 00:11:07,800 --> 00:11:10,160 Speaker 2: Oh, that's great. So what grade are you now? I'm 186 00:11:10,160 --> 00:11:12,200 Speaker 2: guessing fourth grade when you're ten years old. 187 00:11:14,160 --> 00:11:18,360 Speaker 4: Now, I was born in August and I didn't do 188 00:11:18,480 --> 00:11:21,240 Speaker 4: kindergarten twice simon this glade. 189 00:11:21,880 --> 00:11:25,760 Speaker 2: Wow, wow, boy, you're you're moving right along there. Next thing, 190 00:11:25,800 --> 00:11:29,240 Speaker 2: you'll be in high school and college. Well, Adrian on 191 00:11:29,280 --> 00:11:32,160 Speaker 2: behalf of everybody who's listening tonight. Thank you for being 192 00:11:32,200 --> 00:11:34,480 Speaker 2: who you are. Thank you for doing what you do. 193 00:11:35,160 --> 00:11:40,079 Speaker 2: Very few young youngsters your age have accomplished what you've 194 00:11:40,080 --> 00:11:43,200 Speaker 2: already accomplished in the first decade of your life. It's 195 00:11:43,200 --> 00:11:45,840 Speaker 2: going to be amazing to watch and see what you 196 00:11:45,960 --> 00:11:49,040 Speaker 2: do in your next decade or decades in your life. 197 00:11:49,040 --> 00:11:51,520 Speaker 2: You're going to be a great success or whatever you try. 198 00:11:51,559 --> 00:11:54,520 Speaker 2: And also you seem to be a great member of 199 00:11:54,559 --> 00:11:58,880 Speaker 2: the community. And congratulations. The Philanthropist of the Year honored 200 00:11:58,880 --> 00:12:04,160 Speaker 2: by the Philanthropy Partners of the Cape and Islands. Thanks Adrian, 201 00:12:04,280 --> 00:12:07,120 Speaker 2: We'll keep in touch, Okay, Thank you so much. And 202 00:12:07,160 --> 00:12:09,439 Speaker 2: I hope you and your family have great holidays. 203 00:12:09,440 --> 00:12:10,960 Speaker 3: Okay, so do. 204 00:12:11,320 --> 00:12:14,520 Speaker 4: I hope you have great holidays and even out there 205 00:12:15,040 --> 00:12:16,200 Speaker 4: has the best New Year. 206 00:12:16,600 --> 00:12:17,120 Speaker 3: All right. 207 00:12:17,160 --> 00:12:20,080 Speaker 2: Thanks Thanks Adrian, Thank you so much. Appreciate your time 208 00:12:20,120 --> 00:12:23,480 Speaker 2: to me. Not a great story, all right, we have 209 00:12:23,640 --> 00:12:26,160 Speaker 2: three more great stories as well. That's going to be 210 00:12:26,160 --> 00:12:28,720 Speaker 2: a tough, as we would say, a tough act to follow, 211 00:12:28,760 --> 00:12:31,360 Speaker 2: But in Adrian's case, it is not an act at all. 212 00:12:31,800 --> 00:12:34,559 Speaker 2: He is the real deal. Week go back on a 213 00:12:34,600 --> 00:12:37,760 Speaker 2: talk with Sarah Rathners. She's a credit card expert and 214 00:12:37,840 --> 00:12:42,920 Speaker 2: senior writer for Nerd Wallet. We'll be back as we 215 00:12:42,960 --> 00:12:47,480 Speaker 2: continue along on this Monday night. It is December twenty second. 216 00:12:47,480 --> 00:12:51,079 Speaker 2: We're getting very close to Christmas, very very close to 217 00:12:51,240 --> 00:12:54,120 Speaker 2: the to the beginning to the end of twenty five 218 00:12:54,240 --> 00:12:58,480 Speaker 2: and the start of twenty twenty six. Some of our 219 00:12:58,559 --> 00:13:04,319 Speaker 2: Jewish members in our audience are wrapping up Honukkah celebrations 220 00:13:04,360 --> 00:13:05,439 Speaker 2: as well, so there's a. 221 00:13:05,360 --> 00:13:06,520 Speaker 3: Lot going on. 222 00:13:06,559 --> 00:13:10,280 Speaker 2: Whatever you celebrate, we wish you the best holidays possible 223 00:13:10,480 --> 00:13:12,760 Speaker 2: and the most success in the new year. Back on Nightside, 224 00:13:12,760 --> 00:13:14,719 Speaker 2: my name is Dan Ray. Rob Brooks is back in 225 00:13:14,800 --> 00:13:16,560 Speaker 2: the control room. He'll get you going. 226 00:13:16,679 --> 00:13:20,679 Speaker 1: Right after nine o'clock, It's Night Side with Dan Ray 227 00:13:20,840 --> 00:13:23,800 Speaker 1: on Boston's news radio. 228 00:13:25,240 --> 00:13:28,920 Speaker 2: All right, well, that's a tough act to follow. Young 229 00:13:29,000 --> 00:13:33,600 Speaker 2: man ten year old feeding raising money his home kitchen 230 00:13:33,880 --> 00:13:37,200 Speaker 2: helping homeless people on the Cape. However, joining us now 231 00:13:37,320 --> 00:13:40,760 Speaker 2: is Sarah Rathner. Sarah's a credit card expert senior writer 232 00:13:40,880 --> 00:13:44,760 Speaker 2: for nerd Wallet. I think most of us, probably except 233 00:13:44,800 --> 00:13:48,800 Speaker 2: for me, have holiday shopping done, but that may become 234 00:13:48,920 --> 00:13:52,080 Speaker 2: the least of your worries come January, because the reality 235 00:13:52,120 --> 00:13:56,319 Speaker 2: of January, besides the fact that the holidays were over, 236 00:13:56,840 --> 00:14:00,720 Speaker 2: is you have to pay for your holiday spending. I 237 00:14:00,760 --> 00:14:04,480 Speaker 2: got any tips that people. You are a senior writer 238 00:14:04,600 --> 00:14:05,479 Speaker 2: for Nerdwallet. 239 00:14:05,559 --> 00:14:06,320 Speaker 3: I am not a. 240 00:14:07,880 --> 00:14:11,160 Speaker 2: Reader of nerdwallet, but it sounds like something I should 241 00:14:11,240 --> 00:14:12,000 Speaker 2: be reading here. 242 00:14:12,600 --> 00:14:15,400 Speaker 5: You're a credit cards hope hopefully hopefully from here on out, 243 00:14:15,400 --> 00:14:17,720 Speaker 5: you check us out online nerdwallet dot com. 244 00:14:17,800 --> 00:14:19,560 Speaker 6: Sure, yeah, and those of you. 245 00:14:19,560 --> 00:14:22,360 Speaker 5: Listening right now might be frantically out in your cars, 246 00:14:22,800 --> 00:14:25,560 Speaker 5: hopping from store to store getting those last minute Christmas 247 00:14:25,600 --> 00:14:29,360 Speaker 5: related errands done and spending more money on top of 248 00:14:29,400 --> 00:14:32,760 Speaker 5: what you've already spent. And not only are you buying gifts, 249 00:14:32,800 --> 00:14:36,320 Speaker 5: but the cost of entertaining your loved ones is so expensive. 250 00:14:36,360 --> 00:14:39,200 Speaker 5: You're buying tons of groceries to cook a huge festive meal, 251 00:14:39,880 --> 00:14:43,040 Speaker 5: maybe more than one, maybe hosting relatives for several days 252 00:14:43,040 --> 00:14:44,640 Speaker 5: on ends. That's a lot of money to spend, and 253 00:14:44,680 --> 00:14:48,400 Speaker 5: so a lot of holiday shoppers are going to be 254 00:14:48,480 --> 00:14:53,400 Speaker 5: carrying credit card debt not just for the next couple 255 00:14:53,360 --> 00:14:55,760 Speaker 5: of months, but sometimes for the next year, maybe even 256 00:14:55,880 --> 00:14:56,720 Speaker 5: multiple years. 257 00:14:56,560 --> 00:14:57,240 Speaker 7: Into the future. 258 00:14:57,240 --> 00:14:59,440 Speaker 5: And so it is really important as we head into 259 00:14:59,520 --> 00:15:00,200 Speaker 5: January and. 260 00:15:00,280 --> 00:15:01,880 Speaker 6: Set those years revolutions. 261 00:15:02,120 --> 00:15:04,720 Speaker 5: You sit down, you look at your recent credit card statements, 262 00:15:04,800 --> 00:15:07,600 Speaker 5: you see where you are today, and you make a 263 00:15:07,640 --> 00:15:10,200 Speaker 5: plan for getting out of this debt as quickly as 264 00:15:10,240 --> 00:15:11,040 Speaker 5: you possibly can. 265 00:15:11,280 --> 00:15:12,760 Speaker 3: Okay, so what is the plan? 266 00:15:12,960 --> 00:15:17,000 Speaker 2: I mean, let's assume that you come January, your normal 267 00:15:17,040 --> 00:15:19,840 Speaker 2: credit card debt every month is three four hundred dollars. 268 00:15:20,360 --> 00:15:25,960 Speaker 2: And now this January, when you get that check that 269 00:15:26,040 --> 00:15:29,120 Speaker 2: bill in the mail or online, instead of being three 270 00:15:29,200 --> 00:15:33,800 Speaker 2: or four hundred, it's like two thousand or twenty two hundred. 271 00:15:34,680 --> 00:15:36,040 Speaker 3: That's a big dut to crack. 272 00:15:37,200 --> 00:15:40,240 Speaker 8: Absolutely, and you know, think about all the other financial 273 00:15:40,240 --> 00:15:42,920 Speaker 8: obligations you have over the course of a month, your 274 00:15:42,960 --> 00:15:47,800 Speaker 8: housing costs, transportation, childcare, medical expenses, health insurance premiums. 275 00:15:48,160 --> 00:15:52,160 Speaker 5: When your credit card bills go way up, that's money 276 00:15:52,360 --> 00:15:55,840 Speaker 5: that you no longer have to meet those other needs. 277 00:15:56,200 --> 00:15:59,440 Speaker 5: And so that's why it's really important to as quickly 278 00:15:59,480 --> 00:16:02,480 Speaker 5: as your buddy. It allows chip away the credit card debt, 279 00:16:02,560 --> 00:16:05,640 Speaker 5: but not just that, look for ways to lower the 280 00:16:05,760 --> 00:16:08,120 Speaker 5: interest rate you're paying on your credit cards because average 281 00:16:08,120 --> 00:16:11,720 Speaker 5: credit card interest rates are over twenty two percent APR. 282 00:16:12,040 --> 00:16:14,640 Speaker 5: That's high, and that's just the average, so you could 283 00:16:14,640 --> 00:16:17,200 Speaker 5: be paying close to thirty percent APR depending on which 284 00:16:17,200 --> 00:16:21,200 Speaker 5: cards you carry, and so you want to find ways 285 00:16:21,320 --> 00:16:24,640 Speaker 5: to lower that interest payment so you save money while 286 00:16:24,680 --> 00:16:25,920 Speaker 5: you pay off this debt, and there are a couple 287 00:16:25,960 --> 00:16:28,320 Speaker 5: of different ways you can do that. The first is 288 00:16:28,320 --> 00:16:31,080 Speaker 5: with a balance transfer credit card. That's a credit card 289 00:16:31,080 --> 00:16:34,360 Speaker 5: that offers is zero percent interest promotion. We've seen long 290 00:16:34,400 --> 00:16:37,200 Speaker 5: periods of time twelve months, eighteen months, even close to 291 00:16:37,280 --> 00:16:41,000 Speaker 5: two years with no interest, and if you can time 292 00:16:41,080 --> 00:16:44,280 Speaker 5: your payments so that you are debt free by the 293 00:16:44,280 --> 00:16:47,240 Speaker 5: time that promotion ends, you could save hundreds or potentially 294 00:16:47,320 --> 00:16:50,120 Speaker 5: thousands of dollars on interest, depending on the size of 295 00:16:50,160 --> 00:16:53,560 Speaker 5: the balance you started with. But the paviat is that 296 00:16:53,600 --> 00:16:55,920 Speaker 5: you typically need good or excellent credit to qualify for 297 00:16:56,000 --> 00:16:58,320 Speaker 5: these cards. So if those if they're not an option 298 00:16:58,400 --> 00:17:00,400 Speaker 5: for you, or you simply just don't feel comfortable applying 299 00:17:00,400 --> 00:17:03,080 Speaker 5: for another credit card. You could also look into a 300 00:17:03,120 --> 00:17:06,040 Speaker 5: personal loan. It's not going to be zero percent interest, 301 00:17:06,320 --> 00:17:08,199 Speaker 5: but depending on what you qualify for, it could be 302 00:17:08,200 --> 00:17:10,640 Speaker 5: a lower interest rate than what you're paying on your 303 00:17:10,640 --> 00:17:11,240 Speaker 5: credit cards. 304 00:17:12,000 --> 00:17:12,160 Speaker 3: Yeah. 305 00:17:12,200 --> 00:17:13,800 Speaker 2: I mean if you go to your bank and somehow 306 00:17:13,880 --> 00:17:16,199 Speaker 2: could get a loan. I mean, first of all, I 307 00:17:16,240 --> 00:17:19,520 Speaker 2: thought they were usery laws, US U R Y laws 308 00:17:19,840 --> 00:17:22,280 Speaker 2: in America, but I guess credit companies have worked the 309 00:17:22,359 --> 00:17:23,200 Speaker 2: way around those. 310 00:17:23,800 --> 00:17:25,479 Speaker 3: Uh and and you look at the fees. 311 00:17:25,680 --> 00:17:28,280 Speaker 2: I'm one who never wants to pay any money to 312 00:17:28,359 --> 00:17:30,160 Speaker 2: a credit card. I want my credit card, I want 313 00:17:30,200 --> 00:17:31,960 Speaker 2: to have it available, but I want to pay it off. 314 00:17:32,200 --> 00:17:33,240 Speaker 3: I don't overspend. 315 00:17:33,440 --> 00:17:35,879 Speaker 2: You know all of the disciplines that we that you 316 00:17:36,040 --> 00:17:39,520 Speaker 2: have to engage in. But I you know, you can 317 00:17:39,560 --> 00:17:41,080 Speaker 2: go to your bank and you can get a loan, 318 00:17:41,160 --> 00:17:45,000 Speaker 2: even if it's an eight or nine percent. And I 319 00:17:45,040 --> 00:17:47,120 Speaker 2: don't know if there were banks that I have never 320 00:17:47,160 --> 00:17:49,520 Speaker 2: had to do this before. What would a bank loan 321 00:17:49,560 --> 00:17:51,040 Speaker 2: If you went to a bank and you had pretty 322 00:17:51,040 --> 00:17:53,120 Speaker 2: good credit and said, look, I got myself in over 323 00:17:53,200 --> 00:17:57,080 Speaker 2: my head, I got three thousand dollars in debt. What 324 00:17:57,080 --> 00:17:59,879 Speaker 2: what what would the would the bank? What would they 325 00:17:59,880 --> 00:18:01,920 Speaker 2: give you, I mean, would they give you six months 326 00:18:02,000 --> 00:18:04,000 Speaker 2: free of charge and get it done at that point 327 00:18:04,080 --> 00:18:06,520 Speaker 2: or what's the I mean that would be the best scenario. 328 00:18:07,680 --> 00:18:11,440 Speaker 5: Well, basically, typically personal loans, they'll charge a set interest 329 00:18:11,520 --> 00:18:14,680 Speaker 5: rate for a defined period of time, and your monthly 330 00:18:14,720 --> 00:18:17,640 Speaker 5: payments are the same every month. And so let's say 331 00:18:17,680 --> 00:18:21,840 Speaker 5: you take out a three year loan at nine percent APR. 332 00:18:22,400 --> 00:18:24,720 Speaker 5: You are making equal monthly payments for three years and 333 00:18:24,720 --> 00:18:27,679 Speaker 5: then you are done because you can't add to the 334 00:18:27,760 --> 00:18:30,280 Speaker 5: debt while you have it, Unlike with credit cards, where 335 00:18:30,480 --> 00:18:32,359 Speaker 5: if you get into credit card debt, you can keep 336 00:18:32,440 --> 00:18:34,520 Speaker 5: spending money on the card as long as you make 337 00:18:34,560 --> 00:18:37,240 Speaker 5: at least the minimum payment every month. Your accounts in 338 00:18:37,320 --> 00:18:39,080 Speaker 5: good standing and you can keep spending up to the 339 00:18:39,119 --> 00:18:42,199 Speaker 5: credit limits, so your debt can grow and grow. But 340 00:18:42,320 --> 00:18:45,760 Speaker 5: an installment loan, like a personal loan, functions much like 341 00:18:45,880 --> 00:18:48,240 Speaker 5: your auto loan or mortgage does, where it is a 342 00:18:48,280 --> 00:18:50,800 Speaker 5: fixed amount of money that you've borrowed, it is a 343 00:18:50,840 --> 00:18:52,880 Speaker 5: fixed amount of time that you have to pay it back, 344 00:18:52,920 --> 00:18:55,439 Speaker 5: it's an interest rate that's not changing, and then you 345 00:18:55,520 --> 00:18:57,320 Speaker 5: make those payments until you're done. 346 00:18:57,600 --> 00:19:00,000 Speaker 2: Sarah, this is all great advice. How can folks get 347 00:19:00,080 --> 00:19:03,119 Speaker 2: in touch you to give us that nerd wallet website again. 348 00:19:04,040 --> 00:19:06,440 Speaker 5: Yes, you can find me and all of my colleagues 349 00:19:06,480 --> 00:19:09,840 Speaker 5: work at nerdwallet dot com. You can also comparison shops 350 00:19:09,880 --> 00:19:13,320 Speaker 5: for different financial products like credit cards and personal loans, 351 00:19:13,480 --> 00:19:16,239 Speaker 5: and if you have financial questions, come find us and 352 00:19:16,359 --> 00:19:18,840 Speaker 5: hopefully we can help answer them, so the next time 353 00:19:18,840 --> 00:19:21,639 Speaker 5: you're making a financial decision, you can move forward and 354 00:19:21,720 --> 00:19:24,000 Speaker 5: know that you are making the best decision for you. 355 00:19:24,720 --> 00:19:27,280 Speaker 2: Sounds great, Sarah Rather, thank you very much for your 356 00:19:27,320 --> 00:19:30,440 Speaker 2: time tonight. You gave a lot of great advice, clearly 357 00:19:30,760 --> 00:19:34,000 Speaker 2: and concisely, and hopefully you've made things a little help 358 00:19:34,119 --> 00:19:37,120 Speaker 2: a little easier for some of our listeners. I appreciate 359 00:19:37,160 --> 00:19:38,320 Speaker 2: your time. Thank you so much. 360 00:19:38,400 --> 00:19:39,840 Speaker 5: Thank you, thank you. 361 00:19:39,840 --> 00:19:40,720 Speaker 3: You're very welcome. 362 00:19:41,000 --> 00:19:42,680 Speaker 2: When we get back, we're going to talk with doctor 363 00:19:42,760 --> 00:19:44,760 Speaker 2: Ray Dorsey. He's the director of the Center for the 364 00:19:44,760 --> 00:19:48,400 Speaker 2: Brain and the Environment at the atrea health and research institute, 365 00:19:48,560 --> 00:19:51,680 Speaker 2: and we're going to talk about a tough disease, Parkinson's disease. 366 00:19:52,440 --> 00:19:56,720 Speaker 2: We have members of the bs family and specifically Jordan 367 00:19:56,840 --> 00:20:00,560 Speaker 2: Rich who is dealing with Parkinson's disease and find out 368 00:20:00,680 --> 00:20:03,879 Speaker 2: what's new and what you can do to take to 369 00:20:03,960 --> 00:20:08,040 Speaker 2: diminish the likelihood that you might develop this disease. And 370 00:20:08,280 --> 00:20:11,240 Speaker 2: that's what we will talk with doctor ray Dorsey amount 371 00:20:11,359 --> 00:20:13,720 Speaker 2: about right after the news at the bottom of the art. 372 00:20:13,760 --> 00:20:15,760 Speaker 2: We are a couple of minutes later. I apologize for. 373 00:20:15,720 --> 00:20:22,679 Speaker 1: That with Dan Ray on Boston's News radio. 374 00:20:24,040 --> 00:20:25,880 Speaker 3: All right, welcome back. 375 00:20:27,160 --> 00:20:32,840 Speaker 2: If there is a more difficult disease then Parkinson's disease. 376 00:20:33,119 --> 00:20:35,720 Speaker 2: I don't know what it is. Which disease that would 377 00:20:35,720 --> 00:20:38,760 Speaker 2: be with me? Is doctor ray Dorsey, He's the director 378 00:20:38,760 --> 00:20:40,879 Speaker 2: of the Center for the Brain and the Environment at 379 00:20:40,880 --> 00:20:47,680 Speaker 2: the atrea Health and Research institute, doctor Dorsey. Is the 380 00:20:47,720 --> 00:20:52,879 Speaker 2: incidence of parkinson increasing over time? That is my sense? 381 00:20:53,440 --> 00:20:57,600 Speaker 2: Or is it just the incidence of diagnosis that is increasing. 382 00:20:58,400 --> 00:21:00,480 Speaker 7: Thank you very much for having me delights with you 383 00:21:00,520 --> 00:21:04,119 Speaker 7: and with all your listeners. So when parkinsicus first described, 384 00:21:04,359 --> 00:21:07,359 Speaker 7: a sixty one year old physician in London noticed something 385 00:21:07,400 --> 00:21:10,280 Speaker 7: new on the streets and he described six individuals with 386 00:21:10,320 --> 00:21:14,760 Speaker 7: a rest tremor shuffling gate in a tendency to walk 387 00:21:14,800 --> 00:21:18,000 Speaker 7: forward and fall forward. When he saw this disease, he 388 00:21:18,160 --> 00:21:22,399 Speaker 7: said it was a described the medical literature, and he 389 00:21:22,520 --> 00:21:28,520 Speaker 7: described six individuals with it two years later, Oh. 390 00:21:28,400 --> 00:21:31,479 Speaker 2: We got a bad connellion. People talked a whole up 391 00:21:31,480 --> 00:21:33,639 Speaker 2: for one second. We lost you there for a second. 392 00:21:34,080 --> 00:21:36,480 Speaker 3: Sure, So I don't know if you're moving around. 393 00:21:36,520 --> 00:21:38,959 Speaker 2: I hope you're not in a car, because sometimes we 394 00:21:39,040 --> 00:21:43,159 Speaker 2: get we get interruption of service. I think that you 395 00:21:43,280 --> 00:21:48,119 Speaker 2: were talking about the doctor in London who discovered this 396 00:21:48,200 --> 00:21:51,720 Speaker 2: two hundred years ago, and he had a phrase for 397 00:21:51,840 --> 00:21:56,520 Speaker 2: it which was instinctively, I guess, very descriptive. 398 00:21:56,560 --> 00:21:57,439 Speaker 3: What was it called? 399 00:21:58,119 --> 00:22:02,320 Speaker 7: He called it a shaking palsy. And then two hundred 400 00:22:02,400 --> 00:22:04,800 Speaker 7: years after he described the condition that he said had 401 00:22:04,840 --> 00:22:07,680 Speaker 7: not been describing in medical literature, you had an estimated 402 00:22:07,760 --> 00:22:10,760 Speaker 7: six million people have the disease. So how do you 403 00:22:10,760 --> 00:22:13,560 Speaker 7: go from a rare disease affecting six people in London 404 00:22:13,920 --> 00:22:16,760 Speaker 7: to one affecting over six million people worldwide in two 405 00:22:16,800 --> 00:22:20,639 Speaker 7: hundred years. It's not just diagnosis. It's not due to 406 00:22:20,720 --> 00:22:23,720 Speaker 7: changes in our genetics. It's principally due to changes in 407 00:22:23,760 --> 00:22:27,280 Speaker 7: our environment. The principal causes of parkincas do not lie 408 00:22:27,320 --> 00:22:29,960 Speaker 7: within us, but they're outside of us, and chemicals in 409 00:22:30,000 --> 00:22:31,280 Speaker 7: our food, water and air. 410 00:22:32,560 --> 00:22:38,600 Speaker 2: Is everyone equally susceptible, depending upon their diet, or are 411 00:22:38,640 --> 00:22:42,000 Speaker 2: there a certain group of people who are who are 412 00:22:42,080 --> 00:22:47,680 Speaker 2: who are greaterly inclined if they happen to have that diet. 413 00:22:49,200 --> 00:22:52,919 Speaker 7: Is the principal known susceptibilities is there are a small 414 00:22:53,000 --> 00:22:55,720 Speaker 7: number of people who carry a genetic risk factor and 415 00:22:55,840 --> 00:22:59,479 Speaker 7: mutation in a gene called GBA. It turns out that 416 00:22:59,520 --> 00:23:02,680 Speaker 7: those into viduals who are exposed to pesticides, for example, 417 00:23:02,720 --> 00:23:05,399 Speaker 7: appear to be have a heightened risk of Parkinsons disease, 418 00:23:06,080 --> 00:23:09,000 Speaker 7: and family members appear to be have about twice the 419 00:23:09,240 --> 00:23:13,199 Speaker 7: risk of developing parkinson disease. But for the vast majority 420 00:23:13,240 --> 00:23:15,639 Speaker 7: of Americans, the vast majority of people around the world 421 00:23:15,640 --> 00:23:19,400 Speaker 7: with Parkinson's disease, they have no family history, they have 422 00:23:19,480 --> 00:23:25,000 Speaker 7: no underlying genetic predecision to the disease. They're just principally 423 00:23:25,080 --> 00:23:27,000 Speaker 7: exposed to chemicals that are okay. 424 00:23:27,640 --> 00:23:30,760 Speaker 2: So what can people do who are listening to my 425 00:23:30,840 --> 00:23:36,480 Speaker 2: show tonight, whether they're you know, teenagers or people who 426 00:23:36,480 --> 00:23:40,879 Speaker 2: are octogenarians, what can they do to reduce the chances 427 00:23:40,920 --> 00:23:44,560 Speaker 2: that they would develop I assume that that you know, 428 00:23:44,600 --> 00:23:48,119 Speaker 2: if you're working with high dose chemicals, but most people 429 00:23:48,160 --> 00:23:50,960 Speaker 2: aren't working with high dose chemicals but all of us 430 00:23:51,040 --> 00:23:52,200 Speaker 2: have chemicals in our home. 431 00:23:52,240 --> 00:23:53,200 Speaker 3: What could be done? 432 00:23:53,840 --> 00:23:56,080 Speaker 7: Sure, So in our book, we give you the Parkinson's 433 00:23:56,160 --> 00:23:59,360 Speaker 7: twenty five. Twenty five actions individuals can take in their 434 00:23:59,359 --> 00:24:03,000 Speaker 7: everyday life to reduce their risk of Parkinson's. Number one 435 00:24:03,119 --> 00:24:06,000 Speaker 7: is to wash your produce, even your organic ones. It 436 00:24:06,040 --> 00:24:08,879 Speaker 7: turns out that residues of pesticides are found on twenty 437 00:24:08,880 --> 00:24:12,600 Speaker 7: percent of common foods. Organic produce and dairy products have 438 00:24:12,920 --> 00:24:15,960 Speaker 7: lower levels of these pesticides, but it's still important to 439 00:24:16,080 --> 00:24:19,159 Speaker 7: wash your fruits and vegetables with water and perhaps a 440 00:24:19,160 --> 00:24:22,480 Speaker 7: little bit of soap or a vegetable wash. Other things 441 00:24:22,480 --> 00:24:24,359 Speaker 7: people can do. They can put a water filter on 442 00:24:24,440 --> 00:24:27,520 Speaker 7: their water, especially if they get their water from a well, 443 00:24:27,560 --> 00:24:30,240 Speaker 7: a private well, and the residents really critical because those 444 00:24:30,280 --> 00:24:33,520 Speaker 7: wells aren't regulated by the Safe Drinking Water Act, tend 445 00:24:33,600 --> 00:24:35,959 Speaker 7: to be in rural areas, tend to be near farms 446 00:24:35,960 --> 00:24:39,640 Speaker 7: that often use pesticides that can contaminate the underlying groundwater. 447 00:24:40,359 --> 00:24:43,560 Speaker 7: An air purifier for almost all Americans is really helpful 448 00:24:43,560 --> 00:24:46,840 Speaker 7: in terms of decreasing exposure to high levels of air 449 00:24:46,840 --> 00:24:49,359 Speaker 7: pollution that are in many parts of the country. There's 450 00:24:49,400 --> 00:24:51,359 Speaker 7: twenty two other recommendations in the book. 451 00:24:51,680 --> 00:24:54,240 Speaker 2: Okay, so let's see how people can get the book. 452 00:24:55,200 --> 00:25:00,000 Speaker 2: The book is Ending Parkinson's Disease and The Parkinson's Place 453 00:25:00,200 --> 00:25:03,360 Speaker 2: in twenty twenty five. I think there's two books here. 454 00:25:03,200 --> 00:25:06,480 Speaker 7: Correct, Yes, the first book is The Ending Parkins's a 455 00:25:06,480 --> 00:25:08,680 Speaker 7: new book which has the twenty five recommendations. It's called 456 00:25:08,720 --> 00:25:12,280 Speaker 7: The Parkinson's Plan. It can be got Amazon or wherever 457 00:25:12,320 --> 00:25:15,200 Speaker 7: people like to get their books. And again the name 458 00:25:15,240 --> 00:25:17,520 Speaker 7: of the book is The Parkinson's Plan and people can 459 00:25:17,600 --> 00:25:20,720 Speaker 7: learn more about it on Amazon or on our website 460 00:25:20,800 --> 00:25:22,280 Speaker 7: Pdplan dot org. 461 00:25:22,600 --> 00:25:23,879 Speaker 3: Okay, let me ask you a question. 462 00:25:24,040 --> 00:25:26,760 Speaker 2: I see ads on television on some of the cable 463 00:25:26,760 --> 00:25:29,600 Speaker 2: network channels where they have a woman who says, you've 464 00:25:29,600 --> 00:25:32,040 Speaker 2: got to wash your vegetables and wash your fruit, which 465 00:25:32,080 --> 00:25:35,880 Speaker 2: sounds to me like what you're saying. Do you suggest 466 00:25:35,960 --> 00:25:38,760 Speaker 2: that people wash the fruit and wash the vegetables with 467 00:25:38,920 --> 00:25:43,600 Speaker 2: water or I forget what the product is, but I'm 468 00:25:43,640 --> 00:25:46,199 Speaker 2: sure most of my audience have seen it. At some 469 00:25:46,320 --> 00:25:50,199 Speaker 2: point she would run the vegetables under some water, and 470 00:25:50,280 --> 00:25:54,600 Speaker 2: then should spray whatever the item is and then run 471 00:25:54,640 --> 00:25:57,879 Speaker 2: it underwater and then see more stuff. Is there stuff 472 00:25:59,119 --> 00:26:01,880 Speaker 2: on the market that you would recommend that would be 473 00:26:01,960 --> 00:26:05,560 Speaker 2: safe and effective, or is it just wash them with water? 474 00:26:05,640 --> 00:26:08,720 Speaker 7: In your opinion, So, the Department of Agriculture, when it 475 00:26:08,760 --> 00:26:12,080 Speaker 7: measures the residues of pesticides on an apple, for example, 476 00:26:12,119 --> 00:26:14,320 Speaker 7: if they do so after they've held the apple under 477 00:26:14,359 --> 00:26:18,719 Speaker 7: cold water for fifteen to twenty seconds. So that's what 478 00:26:18,760 --> 00:26:21,320 Speaker 7: the federal government does. I suggest people what I do 479 00:26:21,440 --> 00:26:23,680 Speaker 7: is I have a glass bowl. I put my organic 480 00:26:23,680 --> 00:26:25,520 Speaker 7: apples into the bowl. I fill it with water, and 481 00:26:25,560 --> 00:26:27,240 Speaker 7: I put it with a little bit of vegetable wash, 482 00:26:27,359 --> 00:26:29,840 Speaker 7: just like we wash ourselves with water and soap. Some 483 00:26:29,920 --> 00:26:33,280 Speaker 7: of the pesticides that are used on fruit because are 484 00:26:33,359 --> 00:26:35,439 Speaker 7: fat loving, so they only come off when you use 485 00:26:35,440 --> 00:26:38,119 Speaker 7: a little bit of vegetable wash. I buy a bottle 486 00:26:38,200 --> 00:26:40,160 Speaker 7: for four dollars at the grocery store and it lasts 487 00:26:40,200 --> 00:26:43,080 Speaker 7: me six months. Other studies have looked at vinegar and 488 00:26:43,160 --> 00:26:45,720 Speaker 7: salt solutions and they can be effective as well. 489 00:26:46,160 --> 00:26:50,600 Speaker 2: So vinegar wash is I'm going to get you time. 490 00:26:50,800 --> 00:26:54,800 Speaker 2: I'm a big apple guy, and I tend to rinse, 491 00:26:55,280 --> 00:26:57,880 Speaker 2: rinse it like within two seconds, so I'm wasting my time. 492 00:26:57,960 --> 00:26:59,520 Speaker 2: It sounds to me when I do that. 493 00:26:59,800 --> 00:27:02,159 Speaker 7: It's a start. It's a start, and one of the 494 00:27:02,200 --> 00:27:05,320 Speaker 7: most common pesticides sprayed on apple orchards is a pest 495 00:27:05,320 --> 00:27:09,600 Speaker 7: acidity called color purifoss. It's estimated to cost twenty six 496 00:27:09,720 --> 00:27:14,760 Speaker 7: million American children seventeen million IQ points. The EPA banned 497 00:27:14,800 --> 00:27:18,680 Speaker 7: it in twenty twenty one, but it's manufacturers successfully sue 498 00:27:18,720 --> 00:27:22,680 Speaker 7: to overturn that ban, allowing a pesticide that kills dope 499 00:27:22,760 --> 00:27:25,440 Speaker 7: be producing nerve cells in the lab to be used 500 00:27:25,600 --> 00:27:28,639 Speaker 7: once again on apple orchards across the United States. 501 00:27:28,840 --> 00:27:31,959 Speaker 2: Well, I wish that I had this conversation with you 502 00:27:32,040 --> 00:27:36,320 Speaker 2: about thirty or forty years ago. Probably this this knowledge 503 00:27:36,440 --> 00:27:39,400 Speaker 2: was not available at the time. So if you're out 504 00:27:39,400 --> 00:27:42,879 Speaker 2: there and you've heard what doctor Dorsey said, the book 505 00:27:43,040 --> 00:27:46,639 Speaker 2: is the Parkinson's Plan. You co wrote it with doctor 506 00:27:46,680 --> 00:27:50,639 Speaker 2: Michael Oakham. And I'll tell you this sounds to me 507 00:27:51,400 --> 00:27:55,520 Speaker 2: just so necessary for every family, every person to get 508 00:27:55,520 --> 00:27:58,000 Speaker 2: this book. And I don't say that I say that 509 00:27:58,240 --> 00:28:02,840 Speaker 2: very rarely, but knowing the devastation of Parkinson's disease. 510 00:28:03,359 --> 00:28:05,919 Speaker 7: And so I think your listeners need to understand that 511 00:28:05,960 --> 00:28:09,720 Speaker 7: Parkins's is not an inevitable consequence of aging. This is 512 00:28:09,760 --> 00:28:14,400 Speaker 7: a preventable disease. The disease you know, rose from almost 513 00:28:14,440 --> 00:28:16,879 Speaker 7: a non existent two hundred years ago to the world's 514 00:28:16,920 --> 00:28:21,080 Speaker 7: fastest growing brain diseases. There are diseases, have causes, and 515 00:28:21,160 --> 00:28:23,840 Speaker 7: the principal causes of Parkins These are chemicals in our fruit, 516 00:28:23,880 --> 00:28:26,560 Speaker 7: water and air. If your listeners stopped getting exposed to 517 00:28:26,560 --> 00:28:29,000 Speaker 7: those chemicals, they can reduce their risk of Parkinson's and 518 00:28:29,040 --> 00:28:31,240 Speaker 7: slow their rate of progression if they're already affected. 519 00:28:32,119 --> 00:28:35,800 Speaker 2: So it's it's conceivable that you can reverse this process. 520 00:28:35,880 --> 00:28:36,359 Speaker 3: I mean, if you. 521 00:28:36,600 --> 00:28:39,680 Speaker 7: Can slow, you can slow it. Just like if you're 522 00:28:39,680 --> 00:28:41,760 Speaker 7: a smoker and you get diagnosed with lung cancer, what's 523 00:28:41,800 --> 00:28:43,400 Speaker 7: the first thing the doctor's going to tell you to do. 524 00:28:43,680 --> 00:28:47,480 Speaker 7: Stop smoking? If you're diagnosed with Parkin's disease. We need 525 00:28:47,520 --> 00:28:51,720 Speaker 7: to stop having people get exposed to pesticide in their food, 526 00:28:52,120 --> 00:28:55,080 Speaker 7: dry cleaning chemicals in their water, and outdoor air pollution. 527 00:28:55,320 --> 00:28:58,560 Speaker 2: Great great advice, Doctor Dorsey. Thank you so much. We'd 528 00:28:58,600 --> 00:29:01,960 Speaker 2: love to have you back and this maybe every every 529 00:29:02,160 --> 00:29:04,160 Speaker 2: three or four months, just to help people. Thank you 530 00:29:04,240 --> 00:29:06,960 Speaker 2: so much tonight for your time. I really appreciate it. 531 00:29:07,200 --> 00:29:09,200 Speaker 7: My pleasure and happy to holidays you and your listener. 532 00:29:09,320 --> 00:29:10,280 Speaker 3: Same to you as well. 533 00:29:10,640 --> 00:29:12,560 Speaker 2: When we get back We're going to talk about another 534 00:29:12,640 --> 00:29:16,240 Speaker 2: problem with the holidays and also with artificial intelligence, and 535 00:29:16,320 --> 00:29:17,720 Speaker 2: that is identity theft. 536 00:29:17,960 --> 00:29:19,000 Speaker 3: Going to talk with James Lee. 537 00:29:19,040 --> 00:29:22,280 Speaker 2: He's the president of the Identity Theft Resource Center. Right 538 00:29:22,320 --> 00:29:24,320 Speaker 2: here on Nightside, coming back right after the break. 539 00:29:25,200 --> 00:29:29,480 Speaker 1: You're on Night Side with Dan Ray on WBZ, Boston's 540 00:29:29,520 --> 00:29:30,160 Speaker 1: news radio. 541 00:29:31,760 --> 00:29:32,960 Speaker 3: Joining us is James Lee. 542 00:29:32,960 --> 00:29:37,360 Speaker 2: He's the president of the Identity Theft Resource Center. I 543 00:29:37,440 --> 00:29:41,440 Speaker 2: got a feeling that the Identity Theft Resource Center is 544 00:29:41,480 --> 00:29:44,960 Speaker 2: going to become a much busier place in the years ahead. 545 00:29:44,960 --> 00:29:46,600 Speaker 3: How are you, James Lee? 546 00:29:47,120 --> 00:29:48,680 Speaker 6: I am doing well. How are you, Knight Dan? 547 00:29:49,200 --> 00:29:50,080 Speaker 3: I'm doing fine. 548 00:29:50,960 --> 00:29:55,320 Speaker 2: Look, everybody is aware of artificial intelligence, which can be 549 00:29:55,440 --> 00:29:56,520 Speaker 2: used for the good. 550 00:29:56,680 --> 00:29:58,440 Speaker 3: But it also can be used for the negative. 551 00:29:58,440 --> 00:30:02,160 Speaker 2: It apparently has the ability to power cyber attacks hitting 552 00:30:02,200 --> 00:30:05,480 Speaker 2: small businesses, and of course that cost gets passed on 553 00:30:05,560 --> 00:30:09,000 Speaker 2: to people. But are we more and more exposed to 554 00:30:09,120 --> 00:30:11,840 Speaker 2: identity theft in our lives? No matter what we do? 555 00:30:11,920 --> 00:30:18,160 Speaker 2: I mean, all of us have you know, twenty five passwords? 556 00:30:17,400 --> 00:30:21,400 Speaker 2: So you know, I mean all of us assume that 557 00:30:21,640 --> 00:30:27,200 Speaker 2: we are all target rich environments. Give me some good 558 00:30:27,240 --> 00:30:30,200 Speaker 2: news if you got any. 559 00:30:29,520 --> 00:30:33,240 Speaker 6: Well, well, I guess The good news is there's a 560 00:30:33,280 --> 00:30:37,200 Speaker 6: lot we could actually do to help protect ourselves. But 561 00:30:37,800 --> 00:30:40,560 Speaker 6: you're right, You're absolutely right. We are all at risk, 562 00:30:40,640 --> 00:30:43,360 Speaker 6: and we're all at risk in ways we didn't really 563 00:30:43,440 --> 00:30:46,120 Speaker 6: think of necessarily, even just a couple of years ago. 564 00:30:46,680 --> 00:30:49,960 Speaker 6: And and it really is everybody. It's not a matter 565 00:30:50,000 --> 00:30:52,280 Speaker 6: of old people, young people, people in the middle of 566 00:30:52,320 --> 00:30:54,920 Speaker 6: the country, people on the coast, people in the cities, 567 00:30:54,960 --> 00:30:58,600 Speaker 6: people in the country. Everybody. Everybody is a target. 568 00:30:59,360 --> 00:31:00,800 Speaker 3: So what can we do? 569 00:31:00,960 --> 00:31:03,959 Speaker 2: I mean, all of us had bank accounts. Everybody is 570 00:31:04,040 --> 00:31:07,880 Speaker 2: migrating away from I actually went to the bank today 571 00:31:07,920 --> 00:31:10,840 Speaker 2: and cashed at check, I should say, deposited a check. 572 00:31:11,360 --> 00:31:13,200 Speaker 2: I thought to myself, when was the last time I 573 00:31:13,320 --> 00:31:16,680 Speaker 2: deposited a check? Is it's all now done electronically? The 574 00:31:16,720 --> 00:31:19,200 Speaker 2: government makes you do it electronically if you have any 575 00:31:19,240 --> 00:31:22,200 Speaker 2: sort of or your employer makes you start to do 576 00:31:22,240 --> 00:31:27,000 Speaker 2: it electronically. Are they just pushing us off a cliff? 577 00:31:29,240 --> 00:31:32,080 Speaker 6: You know, in some respects, they're a lot more secure 578 00:31:32,760 --> 00:31:36,959 Speaker 6: if people followed you know, some good basic I've developed 579 00:31:36,960 --> 00:31:39,760 Speaker 6: some good basic habits. You know, it is actually more 580 00:31:39,840 --> 00:31:44,560 Speaker 6: secure in most every way now cash is still the 581 00:31:44,680 --> 00:31:49,000 Speaker 6: absolute most secure way, But you know, cash is something 582 00:31:49,080 --> 00:31:51,400 Speaker 6: that we don't see very often anymore, and in fact, 583 00:31:51,400 --> 00:31:55,120 Speaker 6: some places won't even take it. So the thing that 584 00:31:55,240 --> 00:31:57,560 Speaker 6: most people have to to kind of get in their 585 00:31:57,600 --> 00:32:01,560 Speaker 6: head is there's really two First one is they are 586 00:32:01,640 --> 00:32:04,920 Speaker 6: at target. This idea that I don't have anything anyone 587 00:32:04,960 --> 00:32:08,200 Speaker 6: would want is wrong. So once you kind of get 588 00:32:08,200 --> 00:32:10,880 Speaker 6: that in your head that I have to protect myself, 589 00:32:12,280 --> 00:32:15,360 Speaker 6: then there are certain things you have to do. Starting 590 00:32:15,440 --> 00:32:19,400 Speaker 6: with you have to ask a question every time, is 591 00:32:19,440 --> 00:32:23,040 Speaker 6: this really who I'm doing business with? Is it really 592 00:32:23,080 --> 00:32:26,120 Speaker 6: who I think they are? And do some basic due 593 00:32:26,120 --> 00:32:30,240 Speaker 6: diligence before you engage in any kind of transaction with somebody. 594 00:32:30,400 --> 00:32:31,720 Speaker 6: Don't click on that link. 595 00:32:31,760 --> 00:32:32,600 Speaker 1: We all know that. 596 00:32:32,920 --> 00:32:36,200 Speaker 6: Don't respond to that text. We should know that. And 597 00:32:36,360 --> 00:32:40,360 Speaker 6: if we think that really is our bank, don't reply online. 598 00:32:40,920 --> 00:32:43,160 Speaker 6: Look at that phone number on the back of your card. 599 00:32:43,600 --> 00:32:46,640 Speaker 6: Call that number, ask for the fraud department and say 600 00:32:46,680 --> 00:32:51,800 Speaker 6: did you really contact me? Did I really win that 601 00:32:51,920 --> 00:32:54,680 Speaker 6: new car? Whatever it is that you know that somebody's 602 00:32:54,720 --> 00:32:57,800 Speaker 6: trying to get me to do, just take a beat 603 00:32:58,120 --> 00:32:59,120 Speaker 6: and use my question. 604 00:32:59,240 --> 00:33:01,680 Speaker 2: You say, a great guy to ask this question, Okay, 605 00:33:01,720 --> 00:33:05,640 Speaker 2: And I'm being honest with you. I was on the 606 00:33:05,680 --> 00:33:10,600 Speaker 2: phone today trying to order a gift for some friends 607 00:33:10,640 --> 00:33:13,200 Speaker 2: of mine who live a couple thousand miles away. And 608 00:33:13,280 --> 00:33:16,000 Speaker 2: so I call up this company and I'll tell you 609 00:33:16,080 --> 00:33:19,440 Speaker 2: the name of the company, Harry David. Okay, they advertise 610 00:33:19,600 --> 00:33:23,160 Speaker 2: like hell, and you couldn't get through to a person. 611 00:33:23,760 --> 00:33:27,680 Speaker 2: And I started to read the reviews of people. This 612 00:33:27,880 --> 00:33:31,240 Speaker 2: was a big company, and the reviews are just awful. 613 00:33:31,840 --> 00:33:34,160 Speaker 2: I mean I read the reviews that I said to myself, 614 00:33:34,640 --> 00:33:37,920 Speaker 2: I'm not dealing with this company because the reviews were horrible. 615 00:33:38,120 --> 00:33:40,880 Speaker 2: The bottom line is that in the old days, you'd 616 00:33:40,880 --> 00:33:44,760 Speaker 2: call someone, you talk with them on the phone, you'd execute, 617 00:33:45,600 --> 00:33:49,400 Speaker 2: you know, an agreement. And now we've moved into this 618 00:33:49,520 --> 00:33:52,680 Speaker 2: new world which is going to destroy all of us. 619 00:33:52,720 --> 00:33:54,920 Speaker 2: And I don't want to sound like a troglodyte, but 620 00:33:55,000 --> 00:33:57,120 Speaker 2: I guess I am. 621 00:33:57,240 --> 00:33:59,480 Speaker 6: Well, you know, every now and then I do think 622 00:33:59,480 --> 00:34:02,960 Speaker 6: that that I should I should just move back into 623 00:34:02,960 --> 00:34:03,920 Speaker 6: a cave and. 624 00:34:05,240 --> 00:34:06,920 Speaker 3: Cave no, I don't want to go. Look. 625 00:34:06,960 --> 00:34:12,800 Speaker 2: I can remember as a young man, every Saturday I 626 00:34:12,840 --> 00:34:16,080 Speaker 2: was working in television in the mid seventies, and to 627 00:34:16,160 --> 00:34:19,960 Speaker 2: take my paycheck to this bank, I knew that I 628 00:34:20,000 --> 00:34:21,560 Speaker 2: had put that paycheck. 629 00:34:21,080 --> 00:34:21,600 Speaker 3: In the bank. 630 00:34:21,960 --> 00:34:25,040 Speaker 2: Why have we decided to get away from that? Because 631 00:34:25,360 --> 00:34:28,839 Speaker 2: it's cost people's jobs. They were no longer bank tellers 632 00:34:28,960 --> 00:34:31,080 Speaker 2: unless you have a great bank like the bank I 633 00:34:31,160 --> 00:34:33,720 Speaker 2: go to Eastern Bank. But a lot of the banks, 634 00:34:34,320 --> 00:34:37,479 Speaker 2: I mean it's it's they're trying to put they're trying 635 00:34:37,480 --> 00:34:39,920 Speaker 2: to lay people off, whether it's at the grocery store. 636 00:34:40,480 --> 00:34:42,440 Speaker 2: I talk about this a lot, James, And as you 637 00:34:42,480 --> 00:34:44,120 Speaker 2: can tell, I'm not a I am not a fan 638 00:34:44,160 --> 00:34:44,360 Speaker 2: of the. 639 00:34:44,360 --> 00:34:45,520 Speaker 3: Direction of which we're headed. 640 00:34:46,760 --> 00:34:47,000 Speaker 1: Yeah. 641 00:34:47,080 --> 00:34:49,120 Speaker 6: Well, you know, a lot of that was was all 642 00:34:49,160 --> 00:34:52,560 Speaker 6: about convenience and and reality is a lot of people 643 00:34:52,680 --> 00:34:54,759 Speaker 6: like it, but a lot of and the same thing 644 00:34:54,800 --> 00:34:57,920 Speaker 6: when we when we introduced online commerce, you know, we 645 00:34:58,200 --> 00:35:01,800 Speaker 6: started doing everything over the internet. That was all about convenience. 646 00:35:02,200 --> 00:35:06,319 Speaker 6: And now to go back the other way would be 647 00:35:06,520 --> 00:35:11,359 Speaker 6: so disruptive that you talk about people losing their jobs. 648 00:35:11,400 --> 00:35:14,480 Speaker 6: You'd have almost the same level disruption going back the 649 00:35:14,520 --> 00:35:17,280 Speaker 6: other way. And the simple fact that this usually blows 650 00:35:17,320 --> 00:35:20,520 Speaker 6: people's mind when I say this, We literally do not 651 00:35:20,719 --> 00:35:23,920 Speaker 6: have room to put all the paper forms we used 652 00:35:23,960 --> 00:35:28,080 Speaker 6: to generate. So if we went back to using paper 653 00:35:28,280 --> 00:35:30,719 Speaker 6: and we save things on paper instead of saving them 654 00:35:30,800 --> 00:35:32,719 Speaker 6: to the cloud, or saving them to some sort of 655 00:35:32,719 --> 00:35:35,920 Speaker 6: hard drive. We went back to paper. There's literally not 656 00:35:36,040 --> 00:35:40,160 Speaker 6: enough storage base, there's literally not enough paper manufacturing capacity. 657 00:35:40,600 --> 00:35:44,279 Speaker 6: So we're in this place where we have put ourselves, 658 00:35:44,520 --> 00:35:49,799 Speaker 6: where convenience is the most important, and unfortunately security has 659 00:35:49,920 --> 00:35:53,239 Speaker 6: become an afterthought, not forethought. 660 00:35:53,640 --> 00:35:55,600 Speaker 2: Let me tell you, if you're going for a walk 661 00:35:55,600 --> 00:35:57,879 Speaker 2: in the woods alone sometime and after about an hour, 662 00:35:57,960 --> 00:36:00,640 Speaker 2: you get this bad feeling that maybe you're in an 663 00:36:00,680 --> 00:36:03,400 Speaker 2: area where you're in over your head. It may be 664 00:36:03,440 --> 00:36:05,719 Speaker 2: inconvenient to back out of the woods, but at least 665 00:36:05,760 --> 00:36:06,240 Speaker 2: it's safe. 666 00:36:06,320 --> 00:36:08,560 Speaker 3: I really mean this seriously. 667 00:36:08,719 --> 00:36:13,120 Speaker 2: What happens when there's some sort of electro magnetic impulse 668 00:36:13,320 --> 00:36:15,000 Speaker 2: that takes the banking system down. 669 00:36:15,000 --> 00:36:15,719 Speaker 3: And I'm not some. 670 00:36:15,840 --> 00:36:19,280 Speaker 2: Crazy person who's got key and beans in my cellar 671 00:36:19,560 --> 00:36:22,240 Speaker 2: waiting for the end of the world, but I'm telling 672 00:36:22,280 --> 00:36:27,200 Speaker 2: you there's a real problem here, and we're heading towards 673 00:36:27,200 --> 00:36:29,520 Speaker 2: the cliff. We're heading to a cliff, and there's some 674 00:36:29,880 --> 00:36:32,000 Speaker 2: group of people who are going to benefit from this, 675 00:36:32,239 --> 00:36:36,240 Speaker 2: and it's not you and me, James telling you. 676 00:36:36,840 --> 00:36:38,960 Speaker 6: Well, and that's a little bit of this report we 677 00:36:39,000 --> 00:36:43,080 Speaker 6: put out is trying to let people, especially small businesses know, 678 00:36:43,400 --> 00:36:46,440 Speaker 6: as if they didn't know already, they're a target and 679 00:36:46,560 --> 00:36:51,320 Speaker 6: they need to be preparing for their business for how 680 00:36:51,400 --> 00:36:54,160 Speaker 6: to respond when somebody attacks them. 681 00:36:54,239 --> 00:36:56,600 Speaker 2: Okay, so maybe help them real quickly. How can they 682 00:36:56,640 --> 00:36:59,000 Speaker 2: get your report? Because I've gone on a little bit 683 00:36:59,000 --> 00:37:00,319 Speaker 2: too long to go. 684 00:37:00,920 --> 00:37:02,760 Speaker 3: But how can you get the report? 685 00:37:02,920 --> 00:37:05,680 Speaker 6: The easiest way is they just come to our website, 686 00:37:05,719 --> 00:37:10,160 Speaker 6: and that's id Theftcenter dot org. So we're a nonprofit, 687 00:37:10,960 --> 00:37:14,960 Speaker 6: we're not we and our services are free to individuals 688 00:37:15,440 --> 00:37:18,560 Speaker 6: and if and for small businesses, we have some very 689 00:37:18,600 --> 00:37:21,640 Speaker 6: low cost things that help them protect their business. But 690 00:37:22,040 --> 00:37:25,239 Speaker 6: come to id Theftcenter dot org and we can you 691 00:37:25,239 --> 00:37:28,600 Speaker 6: can download our reports. We have the Small Business Report, 692 00:37:28,640 --> 00:37:31,480 Speaker 6: We have one on consumers too, how consumers are impacted, 693 00:37:31,800 --> 00:37:35,160 Speaker 6: and there's always free information on that site to help 694 00:37:35,200 --> 00:37:36,360 Speaker 6: you protect yourself. 695 00:37:36,400 --> 00:37:38,400 Speaker 3: All right, James, thank you very much. Hope you have 696 00:37:38,520 --> 00:37:40,120 Speaker 3: a great Do you celebrate Christmas? 697 00:37:40,960 --> 00:37:42,840 Speaker 6: I do celebrate christ well, I say. 698 00:37:42,719 --> 00:37:45,640 Speaker 2: Merry Christmas, because if I knew you sell it whatever 699 00:37:45,719 --> 00:37:48,120 Speaker 2: you say. If you told me you celebrated Kwanza, I'd 700 00:37:48,120 --> 00:37:51,440 Speaker 2: wish you happy Kwanza or happy Festives or whatever. But 701 00:37:51,640 --> 00:37:54,279 Speaker 2: if you celebrate Christmas. Merry Christmas. 702 00:37:54,760 --> 00:37:56,680 Speaker 6: Well, thank you very much, and the same to you. 703 00:37:56,719 --> 00:38:00,360 Speaker 6: If you celebrate Christmas, I do, I do well you 704 00:38:00,400 --> 00:38:01,360 Speaker 6: and your family, Thank. 705 00:38:01,239 --> 00:38:01,719 Speaker 3: You very much. 706 00:38:01,800 --> 00:38:05,280 Speaker 2: James talk again, thank you very much. When we get back, 707 00:38:05,600 --> 00:38:11,000 Speaker 2: we're going to talk about the death of Lens Joseph 708 00:38:11,160 --> 00:38:15,320 Speaker 2: and how this could have been foreseen and avoided. Coming 709 00:38:15,360 --> 00:38:17,840 Speaker 2: back right after the nine o'clock news on a Monday 710 00:38:17,880 --> 00:38:19,120 Speaker 2: night edition of Nightside,