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Speaker 1: You're listening to KFI AM six forty wake Up Call

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Speaker 1: with me Amy King on demand on the iHeartRadio app.

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Speaker 2: KFI and KOST HD two Los Angeles, Orange County.

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Speaker 3: It's time for your morning wake up call.

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Speaker 4: Good morning.

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Speaker 5: It is five o'clock on your wake up call for Tuesday,

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Speaker 5: December thirtieth.

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Speaker 4: I'm Heather Brooker in for any King.

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Speaker 5: I hope you're all nice and caffeated or on your

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Speaker 5: way to some caffeine.

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Speaker 4: I know I am getting there, getting there.

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Speaker 5: Good morning to Will, good morning, Good morning. To Kono,

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Speaker 5: Good morning. And then Matt is Matt on the mic morning,

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Speaker 5: good morning. I love Matt's soft voice. He's like, don't

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Speaker 5: talk to me. I'm still waking up. Matt and I

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Speaker 5: were both here bright and early this morning getting the

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Speaker 5: news together.

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Speaker 4: So it's it's always nice to have somebody here do

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Speaker 4: what I did today that.

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Speaker 5: I don't know if anybody else has ever done this,

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Speaker 5: but I have like a little piece of chocolate with

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Speaker 5: my coffee, and it added like an almost chocolate flavor

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Speaker 5: to the coffee without making it a chocolate sweet coffee

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Speaker 5: because I don't like sweet coffees. Yeah, but maybe just

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Speaker 5: a little bite of chocolate before does that like? Am

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Speaker 5: I just a fat patat for doing that?

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Speaker 3: Or can I a good way to answer that you got.

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Speaker 6: It or not?

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Speaker 5: I'm just having a little bit of chocolate at five

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Speaker 5: in the morning.

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Speaker 4: I got We gotta do what we gotta do. All right,

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Speaker 4: let's go ahead and dive in today. Here's what's ahead

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Speaker 4: on wake up Call.

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Speaker 5: A security hold is now stealing records in the murders

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Speaker 5: of director Rob Reiner and his wife Michelle at the

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Speaker 5: request of LAPD. Investigators say the move is meant to

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Speaker 5: protect the case, not transparency. The couple's son faces two

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Speaker 5: murder charges and returns to court in January. A stretch

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Speaker 5: of Angela's Crest Highway remains closed after a powerful winter

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Speaker 5: storm sent boulders crashing under the road last week. State

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Speaker 5: Route two is shutting down east of Newcombe Ranch to

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Speaker 5: State Route one thirty eight as crews continue to clean up.

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Speaker 5: Two people were killed when the US military conducted a

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Speaker 5: strike against an alleged drug trafficking vessel in the Eastern

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Speaker 5: Pacific Ocean on Monday evening. And here's what we've got

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Speaker 5: cooking on wake up Call. Another but five oh five.

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Speaker 5: Another funding deadline is looming on Capitol Hill and the

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Speaker 5: threat of a government shutdown is back. We're going to

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Speaker 5: talk about what's at stake and who will feel it

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Speaker 5: first if it happens. Then A five twenty new court

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Speaker 5: filings are shedding light on the motive behind the pipe

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Speaker 5: bomb placed outside the DNC and rn C ahead of

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Speaker 5: January sixth, twenty twenty one. We'll tell you who the

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Speaker 5: suspect now claims was the target.

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Speaker 4: And a five P thirty five.

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Speaker 5: A stolen shipment of lobsters may sound odd, but it

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Speaker 5: points to a billion dollar crime problem hitting supply chains

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Speaker 5: across the country. And a five point fifty Would you

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Speaker 5: sign up for a one hundred month car loan? We're

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Speaker 5: going to tell you Will says, I don't think so.

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Speaker 5: We'll tell you why this trend could cost drivers far

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Speaker 5: more than they realize, so you definitely want to stick

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Speaker 5: around for that. Also, got the talkback button If you

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Speaker 5: want to say hello, say good morning, tell us what

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Speaker 5: your new year's plans are, you can do that on

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Speaker 5: the iHeartRadio app six.

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Speaker 4: ZH five handle.

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Speaker 5: On the news, President Trump has issued a warning for

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Speaker 5: Hamas and Aron. We're going to tell you what he

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Speaker 5: said and who's listening. Let's start with some of the

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Speaker 5: stories coming out of the KFI twenty four hour newsroom.

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Speaker 5: The La County DA's office has charged a woman with

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Speaker 5: murder for allegedly driving drunk and hitting and killing a

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Speaker 5: high school senior. LA City Councilwoman Tracy Park says the

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Speaker 5: death of eighteen year old Braun Levy could have been prevented.

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Speaker 7: When someone with a known history of impaired driving takes

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Speaker 7: a life, accountability can't be optional, especially when the loss

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Speaker 7: is so devastating and the warning signs were already there.

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Speaker 5: Jeniah Belt was allegedly driving drunk in May on a

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Speaker 5: suspended license from a previous DUI, which she hit Levy

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Speaker 5: in Manhattan Beach. His family lost their home in the

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Speaker 5: Palisades Fire and had relocated to the South Bay. Singer

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Speaker 5: David May be about to face murder charges for the

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Speaker 5: death of Celesterevas Hernandez, whose body was found in his

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Speaker 5: car in September.

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Speaker 8: According to TMZ, a grand jury is currently hearing the

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Speaker 8: case and expected to vote on indictments. Initially, it was

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Speaker 8: reported that the grand jury was only investigative, meant to

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Speaker 8: gather evidence without indicting whoever. It's now understood that the

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Speaker 8: grand jury will decide on indictments. This development follows testimony

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Speaker 8: from David's manager, Robert morgan Roth, who reportedly faced intents

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Speaker 8: questioning about why he didn't contact the police. Morgan Roth

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Speaker 8: said that his focus was on maintaining David's tour schedule

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Speaker 8: and that it wasn't his responsibility. Tammy Trihio kfi Knews.

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Speaker 5: Well, with another federal funding deadline approaching just weeks into

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Speaker 5: the new year, Washington is once again racing against the

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Speaker 5: clock to avoid a government shutdown. Joining us now is

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Speaker 5: NBC News National correspondent Rory O'Neil, who's tracking negotiations from

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Speaker 5: Capitol Hill.

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Speaker 4: Good morning, Rory, Hey there, Heather, Good morning.

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Speaker 3: All right.

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Speaker 5: So how close are we right now to an actual shutdown?

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Speaker 3: Well, look, it's about twelve days worth of work that

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Speaker 3: Congress has, but time between the time they actually return

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Speaker 3: and that January thirtieth deadline when we face the government

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Speaker 3: shutdown again, question is there much of an appetite for one?

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Speaker 3: You know, we went through that record breaking shutdown a

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Speaker 3: short time ago that ended just before Thanksgiving, and it

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Speaker 3: seems like Americans don't want to do that dance let's

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Speaker 3: see if Congress you know, puts if one side or

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Speaker 3: another digs in its heels, or if they agreed to

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Speaker 3: some sort of a compromise with at least a continuing

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Speaker 3: resolution to say, all right, let's just kick the can

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Speaker 3: and avoid a shutdown this time around.

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Speaker 5: So what are the biggest sticking points then that might

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Speaker 5: prevent a deal from happening.

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Speaker 3: Well, those subsidies that were approved under COVID or during

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Speaker 3: COVID for the Obamacare plans. Those subsidies are again the

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Speaker 3: focus of a lot of attention. You know, a lot

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Speaker 3: of Americans now have that bill. They saw if they

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Speaker 3: have those Obamacare plans, how much their expenses are going

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Speaker 3: up in the new year. So let's see if they've

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Speaker 3: picked up their phone or sent an email to their

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Speaker 3: representative and put more pressure on them to continue those subsidies.

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Speaker 3: So that's one issue. Another one is this proposal that

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Speaker 3: would ban lawmakers from trading individual stocks. You know, there

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Speaker 3: are lots of accusations that some members of Congress with

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Speaker 3: inside information, have profited significantly on some of their stock trades.

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Speaker 3: No specific reference to a former House speaker, but you

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Speaker 3: get the idea where there's this allegation that hey, these

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Speaker 3: guys have inside knowledge and they're trading on stocks and

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Speaker 3: making big profits as a result.

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Speaker 4: Okay, so that's a good point.

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Speaker 5: What lessons, if any, have lawmakers learned from previous shutdowns

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Speaker 5: and this most recent shutdown or are we going to

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Speaker 5: see the same sort of political playbook again.

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Speaker 3: Well weok's a couple of things there. One, they always

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Speaker 3: knew that these shutdowns hurt both sides, so Democrats lose

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Speaker 3: faith in Democrats, Republicans lose faith and Republicans. It really

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Speaker 3: does hurt both sides to have these shutdowns, and it

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Speaker 3: erodes overall confidence in Washington. So they've learned that lesson before,

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Speaker 3: but they still go through these dances. But what also

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Speaker 3: doesn't exist this time around is the looming deadline. You know,

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Speaker 3: when we had the last government shutdown, they wanted to

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Speaker 3: rush to get the government back open before the big

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Speaker 3: Thanksgiving travel surge. Well, we're not going to have that

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Speaker 3: in January or February, in March, so that pressure isn't

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Speaker 3: there or that sort of suggested deadline. So we'll see again.

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Speaker 3: It seems like we just went through this that there's

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Speaker 3: not a lot of an appetite there but it's an

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Speaker 3: awful lot of work that has to be done in

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Speaker 3: order to keep the government open. By the thirtieth, They've

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Speaker 3: got twelve spending bills. Three of them have been approved.

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Speaker 3: So you want Congress to pass nine of these major

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Speaker 3: spending bills in twelve days, that's a tall order.

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Speaker 4: What kind of pressure is coming from the White House

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Speaker 4: on this next go around?

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Speaker 3: Yeah, I don't think President Trump has an appetite for

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Speaker 3: this either, of course speculation from me, but you know, look,

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Speaker 3: he's been dealing with issues about Israel and Ukraine while

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Speaker 3: on vacation at mar A Lago, a working vacation at best,

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Speaker 3: So I think the President has been sort of dug

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Speaker 3: in on a lot of foreign policy issues. And we're

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Speaker 3: waiting on that ruling from the Supreme Court on tariffs,

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Speaker 3: so there's a lot of balls in the air right now.

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Speaker 3: I don't think the President wants to be distracted by

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Speaker 3: another kind of government shutdown that Americans don't want.

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Speaker 5: So when we're talking about the shutdowns when they actually happen,

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Speaker 5: who feels that impact first? As a federal workers, travelers,

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Speaker 5: the general public.

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Speaker 4: Who's going to feel it the most if it happens again?

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Speaker 3: Yeah, they have been expanding things in the definition of

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Speaker 3: who's essential. So it does take a little bit longer

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Speaker 3: to feel the effects of these shutdowns. That has changed

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Speaker 3: because well, we've gotten pretty good at shutdowns. They've become

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Speaker 3: so freak. But then we also see where there are

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Speaker 3: cracks in the system. It was the Snap benefit program.

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Speaker 3: It was payment for soldiers. You know, they had to

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Speaker 3: move money around to make that happen in sort of

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Speaker 3: an emergency way. May not really have been legal, but

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Speaker 3: everyone agreed with the outcome. So you know, there are

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Speaker 3: these moving goalposts when it comes to shutdowns. As again,

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Speaker 3: as I said, we're getting better and better at it.

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Speaker 3: They become so.

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Speaker 5: Frequent, so as we sort of keep an eye over

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Speaker 5: the next few weeks, in the next month or so

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Speaker 5: as to you know, what's going to happen with this shutdown?

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Speaker 5: Off another shutdown is eminent. You know, I know there's

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Speaker 5: a lot of people who feel like maybe their voice

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Speaker 5: isn't heard, and you know, their feelings are not heard.

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Speaker 5: But what is something they can do to say we

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Speaker 5: don't we don't want to shut down. It is reaching

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Speaker 5: out to your congressman. Still a valuable thing to do.

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Speaker 3: It is and really you know that's the way the

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Speaker 3: system is supposed to work. Either make that call or

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Speaker 3: send that email. If you typically go to a member

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Speaker 3: of Congress or this Senate and see their web page,

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Speaker 3: there'll be ways to contact that representative. And you know

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Speaker 3: you're encouraged to do that and make your feelings known

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Speaker 3: because you know this last shutdown, which set the record

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Speaker 3: more than forty four days, you know that frustrated a

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Speaker 3: whole lot of Americans, and it did. It was felt

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Speaker 3: in more ways than you expect. It's it's the person

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Speaker 3: trying to get a flood insurance and they couldn't get

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Speaker 3: flood insurance because that office of FEMA was closed, or

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Speaker 3: it was federal food inspections in some cases were delayed

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Speaker 3: or didn't happen. So it really does catch up on you,

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Speaker 3: to sneak up on you in some very unexpected ways,

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Speaker 3: and you realize how many ways the government it factors

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Speaker 3: into our lives. And again, as I said before, I

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Speaker 3: just don't think there's much of an appetite and there's

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Speaker 3: really not much of a political upside for a shutdown

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Speaker 3: at this point.

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Speaker 5: No, absolutely not. Well, we will be watching and waiting

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Speaker 5: right along with you. Roy O'Neil, Thank you so much.

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Speaker 3: Thanks Ether, happy to me here, Thank you too.

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Speaker 5: Aria les back to some of the stories coming out

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Speaker 5: of the KFI twenty four hour newsroom. Santa Ana wins

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Speaker 5: are expected to continue across SoCal for another day as

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Speaker 5: the next storm moves in. The National Weather Service has

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Speaker 5: extended wind advisories for the LA area until three o'clock today.

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Speaker 5: The rain is expected to start tomorrow and stick around

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Speaker 5: into Saturday. Forecasters say we're going to get about one

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Speaker 5: to three inches of rain. In California's high speed rail

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Speaker 5: project is moving forward, but it's causing massive confusion for drivers.

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Speaker 2: Right now. Construction crews are working on building a new

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Speaker 2: overpass in the Fresno portion of the high speed rail

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Speaker 2: project near Highway ninety nine. It's said to be causing

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Speaker 2: a maze of detours and massive confusion for drivers in

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Speaker 2: the area. The High speed Rail Authority says the new

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Speaker 2: overpass project will create new traffic signals at three new intersections,

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Speaker 2: along with four thousand feet of new sidewalks and three

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Speaker 2: thousand feet of new bike lanes. They also say the

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Speaker 2: projected construction deadlines are subject to change. Jason Campedonia KFI News.

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Speaker 5: The HP officers are planning to ramp up operations again

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Speaker 5: in LA and Orange Counties and statewide to crack down

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Speaker 5: on drunk and drug impaired drivers as part of a

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Speaker 5: New Year's anti DUI campaign. The holiday enforcement period starts

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Speaker 5: at six o'clock tomorrow, when all available officers will be

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Speaker 5: out to catch impaired drivers. Federal investigators are reportedly looking

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Speaker 5: into possible fraud involving diversity initiatives at some major companies

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Speaker 5: in the US.

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Speaker 9: The Wall Street Journal reports Google and Verizon are among

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Speaker 9: a list of companies that have received Justice Department demands

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Speaker 9: for documents and information about their workplace programs. The investigations

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Speaker 9: are being conducted under the False Claims Act, using the

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Speaker 9: theory that companies with federal contracts that are still considering

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Speaker 9: diversity while hiring are committing fraud. Since taking office in January,

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Speaker 9: President Trump has moved to get rid of federal DEI

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Speaker 9: programs and discourage them in the private sector and education

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Speaker 9: debor Mark KFI News.

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Speaker 5: Murder charges have been filed in the DUI hit and

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Speaker 5: run death of eighteen year old tennis star bron Levy.

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Speaker 5: Prosecutors say the suspect was driving drunk on a suspended license.

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Speaker 5: Levy's mother is now calling for tougher DUI laws to

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Speaker 5: prevent future tragedies. Mexican authorities have seized about forty million

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Speaker 5: dollars worth of motorcycles linked to accused drug kingpin and

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Speaker 5: former Olympian Ryan Wedding and CHP officials will ramp up

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Speaker 5: operations again in LA and Orange counties and statewide starting

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Speaker 5: tomorrow to crack down on drunk driving for New Year's Eve.

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Speaker 5: So don't do it then. At six oh five, it's

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Speaker 5: handled on the news. The LPD has requested to stop

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Speaker 5: the release of the autopsy report for Rob and Michelle Reiner.

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Speaker 5: We're going to tell you why they're saying what they're

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Speaker 5: saying about transparency. New court filings are shedding fresh light

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Speaker 5: on the pipe bombs planted outside the DNC and RNC

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Speaker 5: ahead of January sixth, twenty twenty one. Prosecutors say the

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Speaker 5: suspect now claims Congress was not the intended target. Joining

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Speaker 5: us now is ABC's Peter harral Lamboosts with the latest.

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Speaker 6: Good morning, Peter, good morning, thanks so much for having me.

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Speaker 5: So what exactly does the suspect claim in this new

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Speaker 5: confession about his motive for placing the pipe bombs.

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Speaker 6: According to federal prosecutors, the suspect here, Brian Cole Junior,

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Speaker 6: allegedly told investigators that it was not his intention to

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Speaker 6: target the joint cessation of Congress that day or anything

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Speaker 6: along those lines. He simply that this was kind of

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Speaker 6: an unrelated event that he was basically trying to send message.

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Speaker 6: He claimed that he was set up with both political

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Speaker 6: parties Democrats and Republicans after the twenty twenty election, and

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Speaker 6: that he effectively wanted to send the message with his actions.

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Speaker 6: This comes after a massive break in that case, five

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Speaker 6: years without a suspect, and Brian Cole was arrested earlier

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Speaker 6: this month. He's due back in court this afternoon, and

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Speaker 6: we're expecting at some point over the coming weeks a

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Speaker 6: superseding indictment with further charges filed against them.

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Speaker 5: So, if he's saying that Congress wasn't the target, what was,

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Speaker 5: and so how are prosecute it?

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Speaker 3: Was?

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Speaker 4: Then responding to that explanation.

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Speaker 6: Yeah, prosecutors are saying that this spite what Cole has said,

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Speaker 6: this is still a very serious crime and it's still

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Speaker 6: something if that requires he be detained during the pre

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Speaker 6: trial process. According to Cole, his goal really was targeting

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Speaker 6: both political parties, and he was really frustrated because he

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Speaker 6: believed something had to be done and that the people

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Speaker 6: from both those parties were the ones who were in

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Speaker 6: charge at the time. He said, quote you know someone

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Speaker 6: up top, you know, just at least to calm things down,

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Speaker 6: that he quote just snapped after watching everything related to

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Speaker 6: the twenty twenty election, and that he didn't really like

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Speaker 6: either party at that point. That's why he did did

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Speaker 6: plan explosives at both the RNC and C that morning.

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Speaker 6: He also claimed that he planted those bombs in the

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Speaker 6: early morning hours because he didn't actually want to kill anyone.

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Speaker 6: Prosecutors have pushed back against that claim, saying that, you know,

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Speaker 6: these explosives were alive. It's it's sheer luck that they

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Speaker 6: didn't go off, and that they had they done so

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Speaker 6: they had the potential to take away, you know, do

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Speaker 6: serious harm, kill individuals, including even the vice president at

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Speaker 6: the time, Kamala Harris, who was within feet of one

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Speaker 6: of these bombs.

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Speaker 5: So this confession reportedly came after hours of questioning and

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Speaker 5: an initial denial from Cole. How significant is that going

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Speaker 5: to be legally.

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Speaker 6: Yeah, this could really be the turning point in the case,

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Speaker 6: especially given the fact that you know, this was someone

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Speaker 6: who you know, came out of this investigation after five years.

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Speaker 6: There wasn't a massive, you know, new tip in the

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Speaker 6: case or new witness. This is someone that, according to

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Speaker 6: the Attorney General, they came across after just taking a

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Speaker 6: really hard look at all the evidence in the case.

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Speaker 6: Having a confession is really a game changer. It turns

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Speaker 6: this from what some people looked at it looked like

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Speaker 6: as they potentially shaky case, into something that could be

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Speaker 6: rock solid. It's important to note though, that he's not

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Speaker 6: leaded guilty in this case, even though there's a part

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Speaker 6: of the confession, and we'll really just have to see

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Speaker 6: what happens in court today whether this signals that we're

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Speaker 6: moving towards plea talks or whether his defense attorney has

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Speaker 6: some kind of other tactic here separate in part from

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Speaker 6: this confession that, according to prosecutors, really locks up the case.

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Speaker 5: So does this new filing effect sort of the broader

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Speaker 5: understanding of the event surrounding January sixth and any security

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Speaker 5: threats from that night.

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Speaker 6: I think that's exactly the case. I think It really

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Speaker 6: clarifies what happened here. There was always a great mystery

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Speaker 6: in terms of these two separate events, the planting of

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Speaker 6: these pipe binds and the riots on January sixth. This confession,

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Speaker 6: in a way, and for the first time, definitively shows

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Speaker 6: that these were unrelated things, at least if we're believing

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Speaker 6: mister Cole. And beyond that, it also shows how exactly

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Speaker 6: he was able to evade justice for so long. He

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Speaker 6: told investigators that once he got home and he saw

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Speaker 6: the fact that his video of him planning the bombs

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Speaker 6: was on television, he very quickly destroyed the bomb making materials,

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Speaker 6: He wiped his phone, according to investigators, nearly a thousand times,

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Speaker 6: and he never told a single soul about his actions

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Speaker 6: that day. He went back to living a very normal

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Speaker 6: life in suburban Virginia. And that's how he was able

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Speaker 6: to stay under the radar for five years. Were now

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Speaker 6: for the first time getting a bit of an understanding

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Speaker 6: about how this was able to go on for so long.

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Speaker 4: And there's a hearing scheduled for today. Is that right?

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Speaker 6: That's exactly right, And we couldn't see a superseding invitment

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Speaker 6: in this case. Some point over the next few weeks.

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Speaker 6: To this point, he only faces federal explosives charges. We'll

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Speaker 6: see if they're able to up those charges now that

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Speaker 6: we're getting a more clear picture of the allegations in

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Speaker 6: this case.

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Speaker 4: Okay, we'll be keeping close eye on at Peter Harrol Lambooth.

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Speaker 4: Thank you so much, Thanks all t having me.

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Speaker 5: Let's get some of the stories coming out of the

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Speaker 5: KFI twenty four hour newsroom. The La County DA's office

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Speaker 5: has charged a woman with murder for allegedly driving drunk

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Speaker 5: and hitting and killing a high school senior. LA City

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Speaker 5: Councilwoman Tracy Park says the death of eighteen year old

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Speaker 5: Braun Levy could have been prevented.

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Speaker 7: When someone with a known history of impaired driving takes

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Speaker 7: a life, accountability can't be optional, especially when the loss

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Speaker 7: is so devastating and the warning signs were already there.

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Speaker 5: Jania Belt was allegedly driving drunk in May on a

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Speaker 5: suspended license from a previous DUI when she hit Levy

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Speaker 5: in Manhattan Beach. His family lost their home in the

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Speaker 5: Palisades fire and had relocated to the South Bay. Bron

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Speaker 5: Levy's death brought his family out in support of tougher

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Speaker 5: penalties for people convicted of DUI.

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Speaker 10: Bron Levey's mother joined local and state leaders at the

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Speaker 10: news conference announcing the criminal charges. State Senator Bob Archiletta

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Speaker 10: says he has legislation ready to go.

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Speaker 3: We're going to do it together.

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Speaker 11: Let's make that our promise to everyone in California.

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Speaker 3: Let's save lives.

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Speaker 10: Arche Letta says he lost his granddaughter last year to

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Speaker 10: a drunk driver. He has a bill in Sacramento to

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Speaker 10: require breathalyzers or ignition lock devices for people convicted of

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Speaker 10: deuis before they could start their cars. Michael Monks KFI News.

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Speaker 5: New public safety laws covering e bikes, school zones, speed limits,

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Speaker 5: and hazard lights are about to go into effect in

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Speaker 5: California on January first. One new law means e bikes

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Speaker 5: will need a red reflector or light on at old times.

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Speaker 5: Under the law, miners can clear helmet violations fines by

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Speaker 5: taking a CHP safety course. Another law lets authorities lower

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Speaker 5: school zone speed limits to twenty miles per hour until

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Speaker 5: twenty thirty one, after which the speed limit becomes automatic.

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Speaker 5: And a new law for twenty twenty six will require

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Speaker 5: tortillas sold in California to contain fullic acid.

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Speaker 12: The law taking effect Thursday, also applies to most other

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Speaker 12: corn massa products sold in the state. Full of cast

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Speaker 12: that is a vitamin important to infant health. The changes

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Speaker 12: designed to reduce the risk of life altering birth defects.

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Speaker 12: State data shows Latinas are far less likely than women

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Speaker 12: of other ethnicities to get enough full of acid early

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Speaker 12: on in pregnancy. Daniel Martindale KFI News.

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Speaker 5: New data shows Americans aren't watching as many brand new

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Speaker 5: shows because they're spending more time watching free, ad supported TV.

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Speaker 5: Nielsen's viewing data shows more people are choosing platforms like YouTube,

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Speaker 5: tub and Roku instead of paid streaming services because streaming costs.

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Speaker 4: Keep going up. Ain't that the truth?

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Speaker 5: The US has carried out its first drone strike on

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Speaker 5: a port facility on the coast of Venezuela. The CIA

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Speaker 5: confirmed the attack happened earlier this month on a doc

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Speaker 5: they believe was being used by the trend de Aragua

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Speaker 5: gang to move drugs. President Trump is warning Hamas it

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Speaker 5: needs to disarm. Trump says there will be quote hell

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Speaker 5: to pay if it doesn't, and has called for phase

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Speaker 5: two of the ceasefire with Israel. New data shows Americans

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Speaker 5: aren't watching as many brand new shows because they're spending

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Speaker 5: more time watching free ad supported TV. At six so five,

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Speaker 5: it's handled on the news, the Santa Ana Wins are

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Speaker 5: causing trouble in so cal We're going to tell you

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Speaker 5: where some major damage was done. And cargo theft has

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Speaker 5: exploded in twenty twenty five. It's driven by organized crime

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Speaker 5: and it could cost you more at the checkout line.

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Speaker 4: ABC's Jim Ryan joins us with details. Good morning, Jim,

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Speaker 4: Morning Heather.

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Speaker 11: Yeah, it stands to reason if a company is having

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Speaker 11: to pay more because it's cargo is being stolen in transit,

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Speaker 11: that at some point they're probably going to have to

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Speaker 11: pass that cost on to us. And the insurance covers

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Speaker 11: a lot of this, but then the insurance company is

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Speaker 11: going to boost the rates that those retailers have to pay,

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Speaker 11: and so yeah, it'll be cost eventually passed down to

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Speaker 11: you and me. The highest profile case in the last

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Speaker 11: week or so has been the theft of a truckload

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Speaker 11: of lobsters live lobsters from a shipping facility in Massachusetts.

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Speaker 11: But weeks before that, that same facility was hit by

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Speaker 11: the theft of a truckload.

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Speaker 3: Of crab meat.

439
00:23:05,800 --> 00:23:09,800
Speaker 11: So it's not unheard, but it does highlight this bigger problem.

440
00:23:10,400 --> 00:23:13,560
Speaker 11: People in the trucking industry say that it's costing the

441
00:23:13,760 --> 00:23:18,280
Speaker 11: US economy eighteen million dollars every single day heather.

442
00:23:18,560 --> 00:23:22,320
Speaker 4: Every day, every day. Wow, that's a tremendous amount.

443
00:23:22,359 --> 00:23:24,720
Speaker 5: I was going to ask how widespread this is or

444
00:23:24,760 --> 00:23:28,439
Speaker 5: if it's just focused in one area, is it across

445
00:23:28,480 --> 00:23:29,000
Speaker 5: the country?

446
00:23:29,720 --> 00:23:30,160
Speaker 3: It is.

447
00:23:30,720 --> 00:23:33,600
Speaker 11: But if you look at that, and the industry looks

448
00:23:33,640 --> 00:23:36,600
Speaker 11: at the holiday window the December twenty sixth to through

449
00:23:36,640 --> 00:23:40,479
Speaker 11: December thirtieth, which is today, and because that's when we

450
00:23:40,520 --> 00:23:43,800
Speaker 11: see this amazing surge in the number of cargo thefts,

451
00:23:43,840 --> 00:23:46,600
Speaker 11: because you know, shippers are trying to get goods there

452
00:23:46,760 --> 00:23:48,639
Speaker 11: in time. You know they're trying to get there as

453
00:23:48,680 --> 00:23:53,239
Speaker 11: fast as possible. And according to one estimate, California had

454
00:23:53,240 --> 00:23:56,680
Speaker 11: the highest number of holiday window events in a five

455
00:23:56,760 --> 00:24:00,719
Speaker 11: year review. At the county level, San Bernardino and La

456
00:24:00,800 --> 00:24:02,720
Speaker 11: County had the highest numbers.

457
00:24:03,359 --> 00:24:07,160
Speaker 5: Wow, Okay, that's interesting. What kind of organized crime networks

458
00:24:07,160 --> 00:24:10,280
Speaker 5: are behind these steps? Do we know how sophisticated they are.

459
00:24:11,000 --> 00:24:11,359
Speaker 6: Used to be?

460
00:24:11,480 --> 00:24:14,560
Speaker 11: That you know you'd have strong arm robberies or hijackings

461
00:24:14,600 --> 00:24:17,360
Speaker 11: of trucks, or people breaking into trailers that were left

462
00:24:17,359 --> 00:24:20,360
Speaker 11: parked or maybe even unlocked and stealing the cargo out

463
00:24:20,359 --> 00:24:22,800
Speaker 11: of there. Sort of the proverbial TV set that fell

464
00:24:22,800 --> 00:24:24,240
Speaker 11: off the back of a truck right and then is

465
00:24:24,240 --> 00:24:27,400
Speaker 11: sold on the black marketers sold to somebody. Now it's

466
00:24:27,440 --> 00:24:29,719
Speaker 11: done in a much more sophisticated way. It's a cyber

467
00:24:29,760 --> 00:24:35,160
Speaker 11: crime essentially, so people can break into the hack into

468
00:24:35,240 --> 00:24:40,159
Speaker 11: the systems that control shipping right specific loads, so they

469
00:24:40,200 --> 00:24:43,200
Speaker 11: know what is a specific trailer, a specific load that's

470
00:24:43,200 --> 00:24:48,000
Speaker 11: set to go. They will spoof a legitimate trucking company

471
00:24:48,119 --> 00:24:51,560
Speaker 11: using its actual letterhead, using its good name, to set

472
00:24:51,640 --> 00:24:53,640
Speaker 11: up a driver to come and pick that load up.

473
00:24:54,480 --> 00:24:57,640
Speaker 11: The load pulls away, the driver vanishes with the trailer,

474
00:24:57,760 --> 00:25:01,160
Speaker 11: and that's how it's done. Now, this stuff eventually does

475
00:25:01,280 --> 00:25:03,400
Speaker 11: end up on the black market. The lobsters, for example,

476
00:25:03,480 --> 00:25:06,960
Speaker 11: maybe sold at a discount rate to mom and pop

477
00:25:07,200 --> 00:25:09,720
Speaker 11: seafood shops or mom and pop restaurants that may or

478
00:25:09,760 --> 00:25:13,120
Speaker 11: may not know that this was a stolen load of lobsters.

479
00:25:13,640 --> 00:25:16,439
Speaker 5: Well, they're probably looking at the price, because I know,

480
00:25:16,520 --> 00:25:19,879
Speaker 5: whenever people are looking for a deal, they generally don't

481
00:25:19,920 --> 00:25:23,800
Speaker 5: care where it comes from. So what can we do

482
00:25:23,840 --> 00:25:26,760
Speaker 5: as the everyday consumer to be aware of this and

483
00:25:26,800 --> 00:25:30,719
Speaker 5: maybe protect ourselves and from you know, buying stolen goods.

484
00:25:32,040 --> 00:25:34,359
Speaker 11: Well, it's a good question. I think a lot of people,

485
00:25:34,400 --> 00:25:37,439
Speaker 11: do you know, they may look the other way when

486
00:25:37,440 --> 00:25:39,640
Speaker 11: the minks and they say, wow, that is super cheap.

487
00:25:39,680 --> 00:25:41,840
Speaker 4: Could attend save my ten bucks?

488
00:25:43,119 --> 00:25:47,120
Speaker 11: Exactly right? Well, there is legislation making its way through Congress,

489
00:25:47,119 --> 00:25:50,720
Speaker 11: the Combating Organized Retail Crime Act, which would set up

490
00:25:50,760 --> 00:25:53,399
Speaker 11: kind of a unified response to this and offers to

491
00:25:53,560 --> 00:25:57,520
Speaker 11: investigate this kind of crime, working with local and state

492
00:25:57,560 --> 00:25:59,960
Speaker 11: officials around the country to try to get a handle

493
00:26:00,040 --> 00:26:03,520
Speaker 11: on it. But I mean, we're talking about a growing problem.

494
00:26:03,520 --> 00:26:06,760
Speaker 11: It's skyrocketed in just the last few years. Has more

495
00:26:06,800 --> 00:26:08,520
Speaker 11: of this business is done online?

496
00:26:09,160 --> 00:26:12,479
Speaker 5: That's so interesting that it's happening in such a like

497
00:26:12,520 --> 00:26:15,800
Speaker 5: a large scale. I had no idea. Are there any

498
00:26:15,880 --> 00:26:18,480
Speaker 5: specific types of goods that are being targeted?

499
00:26:19,280 --> 00:26:20,680
Speaker 4: Is it just everyday items?

500
00:26:21,680 --> 00:26:21,880
Speaker 13: Yeah?

501
00:26:21,960 --> 00:26:25,320
Speaker 11: Well it runs the gamut. Electronics are always popular because

502
00:26:25,359 --> 00:26:28,200
Speaker 11: you know, they're easy to fence, easy to get rid

503
00:26:28,240 --> 00:26:31,040
Speaker 11: of right on the black market. Clothing is another one.

504
00:26:31,520 --> 00:26:34,560
Speaker 11: Why would somebody steal a truckload of lobster. Well, I

505
00:26:34,600 --> 00:26:38,880
Speaker 11: mean four hundred thousand dollars worth of goods in lobster specifically.

506
00:26:39,480 --> 00:26:41,640
Speaker 11: What's more, a TV set might have a serial number

507
00:26:41,680 --> 00:26:44,080
Speaker 11: on it, lobsters don't, so they're harder to track.

508
00:26:44,880 --> 00:26:47,160
Speaker 5: You know, some people might say this is sort of

509
00:26:47,200 --> 00:26:49,159
Speaker 5: the or maybe they might look the other way and

510
00:26:49,160 --> 00:26:52,480
Speaker 5: say this is sort of a stealing from the rich

511
00:26:52,640 --> 00:26:55,560
Speaker 5: to help the poor, and you know, or you know,

512
00:26:55,680 --> 00:26:59,560
Speaker 5: robbing Peter to say Paul kind of a thing. But

513
00:26:59,600 --> 00:27:02,560
Speaker 5: the real the case is it ultimately will trickle back

514
00:27:02,640 --> 00:27:04,240
Speaker 5: down to the consumer.

515
00:27:04,320 --> 00:27:04,800
Speaker 4: Is that right?

516
00:27:05,920 --> 00:27:06,480
Speaker 3: Absolutely?

517
00:27:06,560 --> 00:27:06,720
Speaker 6: Yeah.

518
00:27:06,760 --> 00:27:08,760
Speaker 11: I was listening to a testimony a minute ago from

519
00:27:09,200 --> 00:27:12,720
Speaker 11: the supply chain officer at Academy Sports and Outdoors, and

520
00:27:13,160 --> 00:27:16,400
Speaker 11: their trucks are hit frequently by this kind of crime, right,

521
00:27:17,119 --> 00:27:20,400
Speaker 11: misrouted deliveries that end up in the hands of criminals

522
00:27:20,520 --> 00:27:25,000
Speaker 11: or hijacked trucks. And yeah, the chief supply chain officer

523
00:27:25,040 --> 00:27:27,639
Speaker 11: says that there's no getting around it that at some

524
00:27:27,720 --> 00:27:29,959
Speaker 11: point you're gonna have to pay more for goods at

525
00:27:29,960 --> 00:27:33,160
Speaker 11: Academy Sports and Outdoors because of goods that never made

526
00:27:33,200 --> 00:27:33,800
Speaker 11: it to the store.

527
00:27:34,119 --> 00:27:35,800
Speaker 4: And it's not just trucks, right, is it?

528
00:27:35,880 --> 00:27:38,960
Speaker 5: Cargoes like shipping containers, because that's immediately what I thought

529
00:27:38,960 --> 00:27:41,120
Speaker 5: of as giant shipping container cargo.

530
00:27:42,080 --> 00:27:43,960
Speaker 11: Well this was and then many of those, even the

531
00:27:44,000 --> 00:27:47,480
Speaker 11: shipping containers that come across on a ship, end up

532
00:27:47,480 --> 00:27:52,600
Speaker 11: being the multimodal transportation. They may then be pulled by

533
00:27:52,600 --> 00:27:55,960
Speaker 11: a trailer somewhere, taken to a distribution center, and then

534
00:27:56,119 --> 00:28:00,200
Speaker 11: shipped out to the final recipient, the buyer. So it's

535
00:28:00,240 --> 00:28:03,760
Speaker 11: all interconnected, you know, train freight and ship freight and

536
00:28:03,760 --> 00:28:08,399
Speaker 11: then cargo being loaded onto trucks for destinations that we

537
00:28:08,600 --> 00:28:09,960
Speaker 11: hope they're intended for.

538
00:28:10,320 --> 00:28:11,520
Speaker 4: Wow, that's so fascinating.

539
00:28:11,560 --> 00:28:14,399
Speaker 5: It's a crime that you wouldn't normally think of, but

540
00:28:14,520 --> 00:28:19,320
Speaker 5: ultimately will end up having to cost the consumer extra money.

541
00:28:19,359 --> 00:28:21,960
Speaker 5: So Jim, thank you so much for bringing light to

542
00:28:22,080 --> 00:28:23,159
Speaker 5: this story for us today.

543
00:28:23,800 --> 00:28:24,280
Speaker 3: Thanks Heather.

544
00:28:24,600 --> 00:28:26,359
Speaker 5: All right, let's get back to some of the stories

545
00:28:26,400 --> 00:28:29,679
Speaker 5: coming out of the KFI twenty four hour newsroom. Democrats

546
00:28:29,720 --> 00:28:33,120
Speaker 5: in California may be trying to out Democrat other Democrats.

547
00:28:33,400 --> 00:28:35,800
Speaker 2: A Democrat party civil war is said to be happening

548
00:28:35,880 --> 00:28:39,440
Speaker 2: between moderates and progressives. Some political experts have pointed out

549
00:28:39,480 --> 00:28:43,240
Speaker 2: that a candidate in Central California, using Democratic socialist and

550
00:28:43,360 --> 00:28:46,800
Speaker 2: current New York Mayor Zoron Mondami's lead media strategist in

551
00:28:46,840 --> 00:28:49,360
Speaker 2: a recent ad has started an internal debate of what

552
00:28:49,440 --> 00:28:52,200
Speaker 2: type of Democrats should be leading the charge. Right now,

553
00:28:52,240 --> 00:28:55,040
Speaker 2: a three judge panel is deciding the fate of Prop fifty,

554
00:28:55,200 --> 00:28:58,200
Speaker 2: which was the Democrat led initiative making the state more

555
00:28:58,200 --> 00:29:02,480
Speaker 2: competitive for the party. Jason in Campedonia KFI News.

556
00:29:02,240 --> 00:29:05,720
Speaker 5: A former city council member in Stanton, has been sentenced

557
00:29:05,720 --> 00:29:10,800
Speaker 5: for election fraud. Hong Alice Van will serve informal probation

558
00:29:11,040 --> 00:29:13,800
Speaker 5: and complete one hundred and sixty hours of community service

559
00:29:14,080 --> 00:29:18,640
Speaker 5: after pleading guilty to filing fraudulent nomination papers. Prosecutors say

560
00:29:18,720 --> 00:29:21,720
Speaker 5: she moved out of the district she was elected to represent.

561
00:29:22,560 --> 00:29:25,440
Speaker 5: A man accused of throwing a Molotov cocktail into the

562
00:29:25,440 --> 00:29:29,040
Speaker 5: Federal Building in downtown LA in protest of immigration raids

563
00:29:29,240 --> 00:29:35,000
Speaker 5: has pleted not guilty. Jose Hovel is facing five felony charges,

564
00:29:35,320 --> 00:29:39,080
Speaker 5: including attempted malicious damage of federal property, carrying an explosive

565
00:29:39,160 --> 00:29:42,800
Speaker 5: during the commission of a felony, and possession of unregistered

566
00:29:42,880 --> 00:29:46,880
Speaker 5: destructive devices. His trial is set for February. In the

567
00:29:46,920 --> 00:29:51,280
Speaker 5: growing investigation into a fraud scheme involving taxpayer money that

568
00:29:51,360 --> 00:29:54,240
Speaker 5: was supposed to be spent on social services in Minnesota.

569
00:29:54,760 --> 00:29:57,680
Speaker 5: Some claim the fraud in the state could total more

570
00:29:57,680 --> 00:29:58,880
Speaker 5: than a billion dollars.

571
00:29:59,000 --> 00:30:02,960
Speaker 14: Minnesota Governor Timp Walls, pushing back his office, insists he

572
00:30:03,000 --> 00:30:05,880
Speaker 14: worked for years to crack down on fraud, saying he

573
00:30:05,960 --> 00:30:11,120
Speaker 14: has strengthened oversight, including launching investigations into these specific facilities,

574
00:30:11,440 --> 00:30:13,280
Speaker 14: one of which was already closed.

575
00:30:13,440 --> 00:30:17,160
Speaker 5: ABC Sophie Flay says dozens of people have been convicted

576
00:30:17,200 --> 00:30:21,080
Speaker 5: in what prosecutors have called the largest COVID nineteen fraud

577
00:30:21,080 --> 00:30:24,400
Speaker 5: scheme in the United States, a case in which defendants

578
00:30:24,400 --> 00:30:27,040
Speaker 5: were charged with stealing taxpayer dollars to meant to feed

579
00:30:27,120 --> 00:30:31,480
Speaker 5: children and using it to enrich themselves. A strengthening bomb

580
00:30:31,600 --> 00:30:35,520
Speaker 5: cyclone is barely across the northern United States, causing severe

581
00:30:35,600 --> 00:30:38,760
Speaker 5: winter weather in the Midwest and aiming at the East Coast.

582
00:30:39,200 --> 00:30:42,959
Speaker 5: The storm produced blizzard conditions yesterday and patting travel and

583
00:30:43,000 --> 00:30:46,520
Speaker 5: causing widespread power outages across the Plains and Great Lakes.

584
00:30:46,960 --> 00:30:50,240
Speaker 5: The sharp cold front left parts of the central US

585
00:30:50,560 --> 00:30:53,840
Speaker 5: waking up to temperatures of fifty degrees or colder than

586
00:30:53,880 --> 00:30:57,040
Speaker 5: the day before fifty degrees colder than the day before. Rather,

587
00:30:57,360 --> 00:31:01,080
Speaker 5: the National Weather Service had warned of white conditions beginning

588
00:31:01,120 --> 00:31:04,920
Speaker 5: Sunday that could make travel impossible. President Trump is warning

589
00:31:04,920 --> 00:31:07,480
Speaker 5: a moss that it needs to disarm. Trump says there

590
00:31:07,480 --> 00:31:10,080
Speaker 5: will be hell to pay if it doesn't. As called

591
00:31:10,200 --> 00:31:12,960
Speaker 5: on for phase two of the ceasefire with Israel.

592
00:31:13,120 --> 00:31:13,880
Speaker 3: They were for the.

593
00:31:13,800 --> 00:31:17,479
Speaker 2: Deal based in the fact that AMAS pledged. They swore

594
00:31:18,080 --> 00:31:19,120
Speaker 2: that they were going to de sound.

595
00:31:19,920 --> 00:31:20,320
Speaker 4: He says.

596
00:31:20,400 --> 00:31:24,560
Speaker 5: Other nations that sign the agreement will step in. A

597
00:31:24,640 --> 00:31:30,240
Speaker 5: powerful bomb, psycho bomb, psycho, oh my goodness, bomb. Cyclone

598
00:31:30,280 --> 00:31:33,040
Speaker 5: there we Go is sweeping across the northern US. It

599
00:31:33,120 --> 00:31:37,680
Speaker 5: is bringing blizzard conditions, dangerous travel, and power outages from

600
00:31:37,680 --> 00:31:41,440
Speaker 5: the Midwest to the east coast. Arizona investigators say they're

601
00:31:41,480 --> 00:31:44,040
Speaker 5: not releasing a motive in the shooting death of carry

602
00:31:44,080 --> 00:31:48,040
Speaker 5: Anne a body, but confirm her long running divorce came

603
00:31:48,120 --> 00:31:53,920
Speaker 5: up repeatedly during the investigation. Forbes says Beyonce has officially

604
00:31:53,960 --> 00:31:58,520
Speaker 5: become a billionaire, making her just the fifth musician to

605
00:31:58,600 --> 00:32:02,360
Speaker 5: reach the milestone. Her blo Blockbuster Renaissance store alone pulled

606
00:32:02,360 --> 00:32:05,360
Speaker 5: in more than five hundred million dollars and drew in

607
00:32:05,400 --> 00:32:08,560
Speaker 5: millions of fans worldwide, and we're just minutes away from handle.

608
00:32:08,600 --> 00:32:10,320
Speaker 5: On the news this morning, we're going to talk about

609
00:32:10,320 --> 00:32:14,480
Speaker 5: Trump issuing a warning to Iran and Hamas after meeting

610
00:32:14,480 --> 00:32:17,120
Speaker 5: with net and Yahoo in Florida. Stay tuned for that,

611
00:32:18,000 --> 00:32:21,080
Speaker 5: but for now, we're going to talk about jaw dropping

612
00:32:21,120 --> 00:32:25,719
Speaker 5: car loans and smart ways students can boost career prospects

613
00:32:26,080 --> 00:32:29,480
Speaker 5: personal finance decisions. They are getting more and more complicated

614
00:32:29,520 --> 00:32:33,160
Speaker 5: and more important. Joining us now is Joel Larsguard, co

615
00:32:33,240 --> 00:32:33,840
Speaker 5: host of the.

616
00:32:33,760 --> 00:32:35,920
Speaker 4: How to Money podcast, to help us make sense of

617
00:32:35,920 --> 00:32:38,280
Speaker 4: it all. Good morning, Joel, morning Heather.

618
00:32:38,600 --> 00:32:43,080
Speaker 5: All right, let's start with the headline grabbing one hundred

619
00:32:43,360 --> 00:32:47,160
Speaker 5: month car loans. How did we get here? And why

620
00:32:47,200 --> 00:32:49,000
Speaker 5: are lenders even offering them?

621
00:32:49,320 --> 00:32:51,640
Speaker 15: Oh my gosh, Yeah, how did we get Here's the question?

622
00:32:51,760 --> 00:32:52,200
Speaker 3: It's been.

623
00:32:52,560 --> 00:32:55,720
Speaker 15: It's been slowly but surely, just like eking out more

624
00:32:55,800 --> 00:32:58,080
Speaker 15: months into car loans over the course of the last

625
00:32:58,120 --> 00:33:02,080
Speaker 15: few years in particular. And just because something's offered to

626
00:33:02,120 --> 00:33:03,520
Speaker 15: you doesn't mean you should take it.

627
00:33:03,600 --> 00:33:03,760
Speaker 3: Right.

628
00:33:03,800 --> 00:33:08,000
Speaker 15: If someone's like handing you your own death sentence, you're like, no,

629
00:33:08,120 --> 00:33:10,600
Speaker 15: you run away, And that's kind of what these hundred

630
00:33:10,640 --> 00:33:13,120
Speaker 15: month car loans are. Like, I was shocked to see

631
00:33:13,120 --> 00:33:15,040
Speaker 15: seven year car loans, and now we're talking about eight

632
00:33:15,040 --> 00:33:18,800
Speaker 15: plus year car loans. And I get why, right, I

633
00:33:18,800 --> 00:33:20,600
Speaker 15: get why lenders are offering them, and I get why

634
00:33:20,920 --> 00:33:25,200
Speaker 15: individuals are taking these longer, these longer loans. And the

635
00:33:25,240 --> 00:33:28,040
Speaker 15: truth is it's because it makes the payment more affordable.

636
00:33:28,280 --> 00:33:31,640
Speaker 15: But kind of like with the new proposed fifty year mortgage,

637
00:33:31,720 --> 00:33:33,959
Speaker 15: it's one of those things where like, yeah, it lowers

638
00:33:34,000 --> 00:33:36,040
Speaker 15: the payments a bit, but you're talking about being in

639
00:33:36,080 --> 00:33:38,440
Speaker 15: debt for twenty more years and you're talking about a

640
00:33:38,480 --> 00:33:41,640
Speaker 15: whole lot more in interest. And so as the price

641
00:33:41,840 --> 00:33:45,520
Speaker 15: of cars and trucks has like gone haywire, people are saying, well,

642
00:33:45,520 --> 00:33:47,000
Speaker 15: the only way I'm be able to buy that fancy

643
00:33:47,040 --> 00:33:50,080
Speaker 15: new thing is if I finance it for even longer.

644
00:33:50,280 --> 00:33:52,440
Speaker 15: And we see this cycle too, where people finance a

645
00:33:52,480 --> 00:33:54,720
Speaker 15: really long loan on a vehicle and then they're like

646
00:33:54,800 --> 00:33:56,440
Speaker 15: get tired of it after a few years, they trade

647
00:33:56,480 --> 00:33:59,160
Speaker 15: it in, they're upside down, they take out a new loan, right,

648
00:33:59,280 --> 00:34:01,760
Speaker 15: and they are or underwater on that new loan, the

649
00:34:02,000 --> 00:34:03,959
Speaker 15: terms are even worse. They have to make it an

650
00:34:03,960 --> 00:34:06,560
Speaker 15: even longer loan after that. So people are staying in

651
00:34:06,640 --> 00:34:11,279
Speaker 15: perpetual debt for vehicles, and that's the exact opposite of

652
00:34:11,320 --> 00:34:14,440
Speaker 15: what it takes to become financially free. Really, you have

653
00:34:14,480 --> 00:34:19,239
Speaker 15: to focus on buying less expensive vehicles used right, that

654
00:34:19,320 --> 00:34:23,279
Speaker 15: are in solid shape, so that you can avoid loans altogether.

655
00:34:23,360 --> 00:34:26,560
Speaker 15: These one hundred month car loans are just like the

656
00:34:26,600 --> 00:34:27,560
Speaker 15: bane of my existence.

657
00:34:27,680 --> 00:34:31,200
Speaker 5: Well, Manngel, I need to hear this because I am

658
00:34:31,360 --> 00:34:36,200
Speaker 5: a chronic leaser. I lease my cars every two to

659
00:34:36,280 --> 00:34:38,880
Speaker 5: three years. I get a new one, and I know

660
00:34:39,000 --> 00:34:42,000
Speaker 5: it's bad, and I know that I'm losing money and

661
00:34:42,040 --> 00:34:46,000
Speaker 5: not making smart decisions, but I like driving a nice new.

662
00:34:45,920 --> 00:34:48,560
Speaker 4: Car every couple of years. Is that bad? Is that Terry?

663
00:34:48,640 --> 00:34:51,520
Speaker 15: Okay, So that's a great question. I have multiple few

664
00:34:51,560 --> 00:34:54,040
Speaker 15: thoughts on this, and I will say I'm not I'm

665
00:34:54,120 --> 00:34:56,960
Speaker 15: personally not a big fan of leasing cars.

666
00:34:56,800 --> 00:34:59,160
Speaker 4: But most if you are people are not.

667
00:35:00,760 --> 00:35:03,160
Speaker 15: But if you are the kind of person who says,

668
00:35:03,280 --> 00:35:05,280
Speaker 15: you know what this, I call it the craft beer equivalent.

669
00:35:05,320 --> 00:35:07,000
Speaker 15: This is something I'm more than willing to spend money

670
00:35:07,000 --> 00:35:09,719
Speaker 15: on because I'm doing smart stuff with my finances in

671
00:35:09,840 --> 00:35:12,200
Speaker 15: other areas, like hey, I'm contributing to my roth ira,

672
00:35:12,360 --> 00:35:14,480
Speaker 15: I've got savings, I'm putting money into my four O

673
00:35:14,600 --> 00:35:16,959
Speaker 15: and K. If you're doing all those things and you're like, listen,

674
00:35:17,040 --> 00:35:19,480
Speaker 15: this is a luxury that I care about. Well, it's

675
00:35:19,600 --> 00:35:22,440
Speaker 15: probably smarter to lease, especially if you want a new

676
00:35:22,480 --> 00:35:24,560
Speaker 15: car every two to three years, than it is to

677
00:35:24,600 --> 00:35:27,600
Speaker 15: buy and then sell. Right, So, if if you find

678
00:35:27,600 --> 00:35:30,200
Speaker 15: yourself in that camp, if you're if you're like, I'm

679
00:35:30,360 --> 00:35:33,040
Speaker 15: breaking the bank in order to lease the car and

680
00:35:33,080 --> 00:35:35,160
Speaker 15: I've got no savings on hand and I don't have

681
00:35:35,200 --> 00:35:37,000
Speaker 15: any money save for retirement, then I would say we

682
00:35:37,000 --> 00:35:39,520
Speaker 15: should reconsider. But if you're like, no, this is like

683
00:35:39,560 --> 00:35:42,280
Speaker 15: an expense that I have budgeted. I'm doing other smart

684
00:35:42,280 --> 00:35:43,879
Speaker 15: things with my money, and this is something I really

685
00:35:43,880 --> 00:35:45,160
Speaker 15: care about, I'm fine with it.

686
00:35:45,480 --> 00:35:47,400
Speaker 5: Okay, Well I may be more in the first camp

687
00:35:47,440 --> 00:35:52,240
Speaker 5: that you mentioned there, so maybe I should rethink my leading. Okay,

688
00:35:52,280 --> 00:35:55,279
Speaker 5: good advice, Good advice. Right, let's switch gears over to college.

689
00:35:55,600 --> 00:36:01,239
Speaker 5: How can double majoring expand career opportunities without significantly increasing costs?

690
00:36:01,520 --> 00:36:05,880
Speaker 15: Yeah, so this was really interesting. Some new data shows

691
00:36:06,000 --> 00:36:10,960
Speaker 15: that we're seeing a lot more students double majoring in school, right, now,

692
00:36:11,000 --> 00:36:14,400
Speaker 15: and I think it makes sense, especially when you're thinking

693
00:36:14,520 --> 00:36:18,239
Speaker 15: about a kind of stagnant job market and who knows

694
00:36:18,239 --> 00:36:20,400
Speaker 15: where twenty twenty six is going to take us and

695
00:36:20,760 --> 00:36:24,520
Speaker 15: how AI is going to continue to impact, especially those

696
00:36:24,880 --> 00:36:28,160
Speaker 15: entry level jobs. But double majoring, I think is going

697
00:36:28,239 --> 00:36:31,960
Speaker 15: to give at least whoever the young people who decide

698
00:36:31,960 --> 00:36:33,600
Speaker 15: to double major, it's going to give them a leg up.

699
00:36:33,920 --> 00:36:36,759
Speaker 15: And it does show there's more career opportunities for people

700
00:36:36,760 --> 00:36:39,560
Speaker 15: who double major. And the truth is, much of the time,

701
00:36:39,640 --> 00:36:41,400
Speaker 15: it's not like you have to stay at school an

702
00:36:41,400 --> 00:36:44,320
Speaker 15: extra two years or anything like that to double major.

703
00:36:44,920 --> 00:36:47,359
Speaker 15: But the stats show that people with double majors are

704
00:36:47,440 --> 00:36:49,200
Speaker 15: less likely to lose their job or to have their

705
00:36:49,239 --> 00:36:52,560
Speaker 15: pay cut. And it just also gives you more flexibility.

706
00:36:52,600 --> 00:36:54,840
Speaker 15: Let's say you major in business in Spanish, right, like

707
00:36:55,080 --> 00:36:57,600
Speaker 15: those are love that those are two really different things

708
00:36:57,600 --> 00:36:59,080
Speaker 15: in a lot of ways, like they might overlap, but

709
00:36:59,080 --> 00:37:02,080
Speaker 15: they also could take you completely different trajectories. And it

710
00:37:02,080 --> 00:37:04,440
Speaker 15: gives you options to be able to not just major

711
00:37:04,440 --> 00:37:06,600
Speaker 15: and minor, but double major in a couple of things

712
00:37:06,600 --> 00:37:09,719
Speaker 15: that you're interested in, especially when you think about the

713
00:37:09,760 --> 00:37:13,120
Speaker 15: fact that most colleges right they're they're not necessarily charging

714
00:37:13,160 --> 00:37:15,280
Speaker 15: by the hour. You have a certain amount of hours

715
00:37:15,320 --> 00:37:18,239
Speaker 15: you can take as a full time student that are

716
00:37:18,400 --> 00:37:20,240
Speaker 15: going to where you're going to be charged the same amount.

717
00:37:20,239 --> 00:37:21,680
Speaker 15: I remember going to school and I was taking like

718
00:37:21,719 --> 00:37:24,399
Speaker 15: twenty one hours one semester and people taking fifteen hours

719
00:37:24,440 --> 00:37:27,760
Speaker 15: of paying the exact same amount. So just it's something

720
00:37:27,840 --> 00:37:32,440
Speaker 15: worth considering double majoring, or talking to your high school

721
00:37:32,480 --> 00:37:34,319
Speaker 15: age kid like, hey, I don't know, are you what

722
00:37:34,360 --> 00:37:36,160
Speaker 15: are you interested in? Oh, you're interested in a couple

723
00:37:36,160 --> 00:37:38,719
Speaker 15: different things. Well, it might make sense to pursue both

724
00:37:38,719 --> 00:37:40,520
Speaker 15: of these routes because it's going to give you more

725
00:37:40,520 --> 00:37:41,960
Speaker 15: options and really it's not going to load you up

726
00:37:42,000 --> 00:37:42,640
Speaker 15: with any more debt.

727
00:37:42,800 --> 00:37:43,800
Speaker 4: I think that is so smart.

728
00:37:43,840 --> 00:37:46,080
Speaker 5: Those are conversations that we're having with my twelve year

729
00:37:46,160 --> 00:37:48,640
Speaker 5: old as she's sort of slowly starting to think about college,

730
00:37:48,960 --> 00:37:51,920
Speaker 5: about having two things that she's interested in and you know,

731
00:37:51,960 --> 00:37:55,960
Speaker 5: potentially majoring in. I majored in two things, in journalism

732
00:37:56,000 --> 00:37:59,000
Speaker 5: and in theater, and they both served me very well.

733
00:37:59,120 --> 00:38:00,759
Speaker 5: And I'm also, as you you mentioned that you know

734
00:38:00,800 --> 00:38:03,400
Speaker 5: a foreign language, A big fan of people learning a

735
00:38:03,400 --> 00:38:06,160
Speaker 5: foreign language, and I want to before we let you go,

736
00:38:06,200 --> 00:38:07,640
Speaker 5: I want to get to the other story that we

737
00:38:07,719 --> 00:38:11,000
Speaker 5: talked about today. So talk about using your FSA dollars

738
00:38:11,040 --> 00:38:12,000
Speaker 5: before the end of the year.

739
00:38:12,040 --> 00:38:12,719
Speaker 4: Is it too late?

740
00:38:13,320 --> 00:38:15,880
Speaker 3: So it's not too late. It's almost too late, but

741
00:38:15,960 --> 00:38:17,080
Speaker 3: it's not too late.

742
00:38:17,120 --> 00:38:18,959
Speaker 15: If you're listening now and you're like, yeah, I did

743
00:38:19,000 --> 00:38:21,080
Speaker 15: put money into my FSA with every paycheck.

744
00:38:21,360 --> 00:38:22,160
Speaker 3: What happened to that?

745
00:38:22,440 --> 00:38:24,920
Speaker 15: Well, if you haven't used it, you might have bills

746
00:38:24,920 --> 00:38:27,319
Speaker 15: that you've already incuraged that you need to just get

747
00:38:27,320 --> 00:38:30,400
Speaker 15: reimbursement before from the FSA plan. But if you haven't

748
00:38:30,520 --> 00:38:34,200
Speaker 15: used all of your health FSA money, it's user to

749
00:38:34,200 --> 00:38:36,400
Speaker 15: lose it. And there are some employers who offer at

750
00:38:36,480 --> 00:38:39,480
Speaker 15: least some carryover amount. I think the max is like

751
00:38:39,520 --> 00:38:41,279
Speaker 15: six hundred and sixty dollars or something like that. So

752
00:38:41,320 --> 00:38:43,799
Speaker 15: if you've got two thousand dollars in your FSA, you

753
00:38:43,840 --> 00:38:45,879
Speaker 15: need to spend like fourteen hundred of it real quick.

754
00:38:46,080 --> 00:38:48,799
Speaker 15: And many employers don't offer any grace period, so you

755
00:38:48,920 --> 00:38:51,200
Speaker 15: need to spend all of it. And yeah, you might

756
00:38:51,239 --> 00:38:52,680
Speaker 15: be like, oh, no, it wasn't planned on going on

757
00:38:52,719 --> 00:38:55,160
Speaker 15: a spending binge, But when it's literally the money is

758
00:38:55,200 --> 00:38:58,120
Speaker 15: going to evaporate in thin air. Go on a spending

759
00:38:58,160 --> 00:39:01,240
Speaker 15: binge and you'll be surprised, Like looked up what accounts

760
00:39:01,239 --> 00:39:04,359
Speaker 15: for FSA FSA dollars. Now you can like stock up

761
00:39:04,400 --> 00:39:08,319
Speaker 15: on i'd beprofen or prescription glasses, prescription sunglasses, stuff like

762
00:39:08,360 --> 00:39:11,000
Speaker 15: that sunscreen, like lip bomb. I mean, there's all sorts

763
00:39:11,040 --> 00:39:14,279
Speaker 15: of things you can buy with your FSA dollars and

764
00:39:14,600 --> 00:39:17,359
Speaker 15: better to pre buy things that you don't necessarily need

765
00:39:17,440 --> 00:39:19,680
Speaker 15: right now with money that's going to expire if you don't.

766
00:39:19,880 --> 00:39:26,480
Speaker 5: Okay, Joel, I am financially ridiculous and illiterate, So talking

767
00:39:26,520 --> 00:39:28,799
Speaker 5: to you and listening to your show is always so

768
00:39:28,920 --> 00:39:31,879
Speaker 5: helpful for me because I feel like I don't even

769
00:39:31,920 --> 00:39:35,560
Speaker 5: know if I have an FSA, Like that's how financial is.

770
00:39:35,719 --> 00:39:38,200
Speaker 5: So that's how bad I am. I'm gonna text my

771
00:39:38,280 --> 00:39:40,600
Speaker 5: husband and be like, do we have an FSA? Can

772
00:39:40,640 --> 00:39:41,840
Speaker 5: I buy some lipbomb?

773
00:39:42,520 --> 00:39:42,680
Speaker 4: Well?

774
00:39:42,719 --> 00:39:46,279
Speaker 15: Today is the day to check and see because if

775
00:39:46,280 --> 00:39:48,080
Speaker 15: you do, and you got money in it, you're going

776
00:39:48,160 --> 00:39:49,279
Speaker 15: to lose it if you don't spend it.

777
00:39:49,360 --> 00:39:51,920
Speaker 5: Okay, So that's good to know. Lots of good tips

778
00:39:51,920 --> 00:39:55,200
Speaker 5: from Joel. You can also find out more about how

779
00:39:55,320 --> 00:39:58,160
Speaker 5: too Money at howdomoney dot com and you can listen

780
00:39:58,200 --> 00:40:00,560
Speaker 5: to How to Money on Sundays from now into two

781
00:40:00,680 --> 00:40:01,960
Speaker 5: right here on KFI.

782
00:40:02,080 --> 00:40:04,439
Speaker 4: Joel, thank you so much, Thanks Heather.

783
00:40:04,680 --> 00:40:06,320
Speaker 5: All right, let's get back to some of the stories

784
00:40:06,360 --> 00:40:08,640
Speaker 5: coming out of the KFI twenty four hour news I'm

785
00:40:08,640 --> 00:40:10,480
Speaker 5: going to buy some lipom, I'm gonna calm.

786
00:40:10,520 --> 00:40:11,920
Speaker 4: I'm gonna text my husband after this.

787
00:40:13,000 --> 00:40:14,719
Speaker 5: All right, some of the stories coming out of the

788
00:40:14,760 --> 00:40:17,080
Speaker 5: KFI twenty four hour newsroom. A woman has been charged

789
00:40:17,080 --> 00:40:19,720
Speaker 5: with murder in LA for allegedly driving drunk and killing

790
00:40:19,719 --> 00:40:20,320
Speaker 5: a teenager.

791
00:40:20,440 --> 00:40:23,320
Speaker 10: The Only County DA's office says Jenia Rashaw Belt was

792
00:40:23,400 --> 00:40:26,880
Speaker 10: driving drunk on a suspended lescense from a previous DUI case.

793
00:40:27,200 --> 00:40:30,120
Speaker 10: DA Nathan Hoffman says Belt struck and killed eighteen year

794
00:40:30,120 --> 00:40:32,680
Speaker 10: old Bron Levy while the Loyola High School senior was

795
00:40:32,719 --> 00:40:33,959
Speaker 10: walking in Manhattan Beach.

796
00:40:34,120 --> 00:40:37,960
Speaker 3: Miss Belt will be looking at life imprisonment as a

797
00:40:38,000 --> 00:40:39,120
Speaker 3: maximum sentence.

798
00:40:39,280 --> 00:40:42,080
Speaker 10: Levy's family lost their home in the Palisades Fire in

799
00:40:42,160 --> 00:40:45,520
Speaker 10: January and relocated to Manhattan Beach. He was a standout

800
00:40:45,520 --> 00:40:48,560
Speaker 10: tennis player who was planning to attend the University of Virginia.

801
00:40:48,640 --> 00:40:50,280
Speaker 10: Michael Monks KFI News.

802
00:40:50,480 --> 00:40:53,520
Speaker 5: The Strong winds have caused several trees to fall in

803
00:40:53,600 --> 00:40:56,600
Speaker 5: southern California. This man in Silmar tell's NBC four a

804
00:40:56,680 --> 00:40:59,279
Speaker 5: large tree fell at his house yesterday while he and

805
00:40:59,320 --> 00:41:00,520
Speaker 5: his family were inside.

806
00:41:00,800 --> 00:41:02,800
Speaker 3: I jumped off my bed.

807
00:41:03,080 --> 00:41:04,400
Speaker 4: And when I jumped off my bed, asks when I

808
00:41:04,400 --> 00:41:06,960
Speaker 4: screamed for my sister, and then the second one. When

809
00:41:06,960 --> 00:41:08,640
Speaker 4: the second one hit, that's when I didn't hear nothing

810
00:41:08,640 --> 00:41:12,239
Speaker 4: from my sisters. I YO louder and then uh, that's

811
00:41:12,280 --> 00:41:13,000
Speaker 4: where she came out.

812
00:41:14,000 --> 00:41:16,040
Speaker 5: In Orange County, a tree fell on a car that

813
00:41:16,120 --> 00:41:18,720
Speaker 5: was stopped in traffic. One of the two women inside

814
00:41:18,800 --> 00:41:21,520
Speaker 5: was hurt. In Fanchuri County, the CHP shut down part

815
00:41:21,560 --> 00:41:23,600
Speaker 5: of the one to eighteen in Moore Park after a

816
00:41:23,640 --> 00:41:26,680
Speaker 5: tree fell on two power lines. Well, there's a lung

817
00:41:26,719 --> 00:41:29,040
Speaker 5: cancer warning for ultra processed foods.

818
00:41:29,120 --> 00:41:31,720
Speaker 13: Those make up about half the American diet and include

819
00:41:31,760 --> 00:41:35,760
Speaker 13: ice cream, salted snacks, breakfast cereals, instant noodles, pizza shop

820
00:41:35,840 --> 00:41:39,640
Speaker 13: or restaurant bought soups, sauces, hamburgers, hot dogs, and sweetened

821
00:41:39,640 --> 00:41:43,280
Speaker 13: fruit drinks. The World Cancer Research Fund says ultraprocessed foods,

822
00:41:43,360 --> 00:41:46,160
Speaker 13: or upfs, are now linked to lung cancer after already

823
00:41:46,200 --> 00:41:48,839
Speaker 13: being linked to heart disease and type two diabetes. A

824
00:41:48,880 --> 00:41:51,480
Speaker 13: new study in the respiratory journal Thorax says there are

825
00:41:51,480 --> 00:41:54,480
Speaker 13: more than two million new lung cancer cases worldwide each

826
00:41:54,560 --> 00:41:59,200
Speaker 13: year and nearly two million deaths. Mark Ronner KFI News La.

827
00:41:59,040 --> 00:42:01,120
Speaker 5: Has been ranked among the best cities in the US

828
00:42:01,160 --> 00:42:04,360
Speaker 5: for celebrating the New Year without breaking the bank. The

829
00:42:04,360 --> 00:42:08,960
Speaker 5: personal finance company wallet Hub report puts La at number five.

830
00:42:09,200 --> 00:42:12,240
Speaker 5: It's number one when it comes to affordable fine dining

831
00:42:12,320 --> 00:42:17,760
Speaker 5: and the likelihood of rain. Orlando, which is funny because

832
00:42:17,800 --> 00:42:23,160
Speaker 5: we're literally expecting a huge deluge of rain over the

833
00:42:23,200 --> 00:42:25,360
Speaker 5: next few days. Well, maybe not a huge one. Orlando

834
00:42:25,440 --> 00:42:27,640
Speaker 5: was ranked the best city to celebrate New Year's Eve.

835
00:42:27,880 --> 00:42:31,120
Speaker 4: I don't know about that. This has been a good time.

836
00:42:31,200 --> 00:42:33,520
Speaker 5: We've given a lot of information during wake up call

837
00:42:33,600 --> 00:42:37,120
Speaker 5: this week, everything from lobster thefts to checking it your

838
00:42:37,239 --> 00:42:40,840
Speaker 5: FSA and lots of good stuff. Will right, Yeah, Do

839
00:42:40,840 --> 00:42:43,400
Speaker 5: you feel like you need a chocolate a piece of

840
00:42:43,440 --> 00:42:44,200
Speaker 5: chocolate to start?

841
00:42:44,400 --> 00:42:45,799
Speaker 3: I just had a piece of chocolate cake.

842
00:42:45,880 --> 00:42:48,359
Speaker 4: Oh you did, ye? Chocolate cake?

843
00:42:48,600 --> 00:42:48,719
Speaker 6: Oh?

844
00:42:48,800 --> 00:42:51,799
Speaker 5: Yes, I think I brought it in all right. I'll

845
00:42:51,800 --> 00:42:52,800
Speaker 5: be waking up eventually.

846
00:42:52,840 --> 00:42:53,120
Speaker 4: Guys.

847
00:42:54,000 --> 00:42:56,600
Speaker 5: Thank you all as always for listening to wake Up Call,

848
00:42:56,960 --> 00:43:00,000
Speaker 5: and you can hit us up anytime on the iHeart

849
00:43:00,160 --> 00:43:02,799
Speaker 5: Radio app if you want to chime in. We've got

850
00:43:02,840 --> 00:43:05,120
Speaker 5: a lot more news for you coming up right now.

851
00:43:05,160 --> 00:43:06,879
Speaker 5: It's going to be handled on the news with Neil

852
00:43:06,960 --> 00:43:12,160
Speaker 5: Savandra and myself. This is KFI and KOSTHD two Los Angeles,

853
00:43:12,239 --> 00:43:15,719
Speaker 5: Orange County live from the KFI twenty four hour newsroom

854
00:43:15,920 --> 00:43:19,360
Speaker 5: for producer Matt Toffler and technical producer Cono and traffic

855
00:43:19,400 --> 00:43:22,600
Speaker 5: specialist Will. I'm Heather Brooker. This has been your wake

856
00:43:22,680 --> 00:43:24,560
Speaker 5: up call. If you missed any of wake Up Call,

857
00:43:24,600 --> 00:43:26,960
Speaker 5: you can listen any time on the iHeartRadio App.

858
00:43:27,360 --> 00:43:30,080
Speaker 1: You've been listening to wake Up Call with me Amy King.

859
00:43:30,320 --> 00:43:32,560
Speaker 1: You can always hear wake Up Call five to six

860
00:43:32,640 --> 00:43:35,960
Speaker 1: am Monday through Friday on KFI AM six forty and

861
00:43:36,160 --> 00:43:39,240
Speaker 1: anytime on demand on the iHeartRadio app.