Speaker 1: Now your host Ken Brew on News Radio seven hundred
Speaker 1: w welw.
Speaker 2: Yeah, all right, we.
Speaker 3: Pay the guy. You might as well show up, right.
Speaker 3: He might have been out partying this week too, You
Speaker 3: never know. Welcome on in. It's this Saturday extravaganza. We
Speaker 3: are here till three o'clock. Yes, it is going to
Speaker 3: be near sixty degrees tomorrow, maybe not by that Bengals game,
Speaker 3: but certainly through the Bengals game. It's going to be
Speaker 3: you know, mid late upper fifties in late Jane, in
Speaker 3: late December, and then of course all hell breaks loose
Speaker 3: again on Monday, the temperatures plummet. But nevertheless, savor this
Speaker 3: while you can. Welcome on. And we got a lot
Speaker 3: to get to between now and three o'clock. And one
Speaker 3: of the things I wanted to touch on because I
Speaker 3: was out and about last night after the show, I
Speaker 3: wanted to fill my car up with gas because it
Speaker 3: was run and low, and I noticed the price of
Speaker 3: gallon of gasoline around here, somewhere south of three dollars.
Speaker 3: It's like where I bought it. It was, I believe
Speaker 3: two seventy eight. There are places, according to gasbuddy dot com,
Speaker 3: in places like Middletown, up in Sydney, in that area,
Speaker 3: down around the Louisville area, there are places, within the
Speaker 3: sound of my voice, well, you can find gasoline hovering
Speaker 3: just above two dollars a gallon, two dollars and seven,
Speaker 3: two dollars and eight cents. You got to know where
Speaker 3: to go. Go to gas buddy. They'll tell you exactly
Speaker 3: where they are. But those prices are out there. And
Speaker 3: President Trump, when he campaigned last year and when he
Speaker 3: was inaugurated earlier this year, he said his goal was
Speaker 3: to drill, baby, drill again and get gas prices down
Speaker 3: to two dollars a gallon. And so not just in
Speaker 3: local places around here in the greater Cincinnati area, but
Speaker 3: if you go to let's say Colorado, Kansas, Oklahoma, Texas,
Speaker 3: you will find gas prices hovering around two dollars a gallon, Missouri, Tennessee,
Speaker 3: South Dakota. Now, okay, we're not anywhere near there, But
Speaker 3: as I said, there are places around here where you
Speaker 3: can find similar pricing, particularly if you're out on the
Speaker 3: road on I seventy one, I seventy five, coming home
Speaker 3: perhaps from a lot of revelry during the Christmas break.
Speaker 3: When do we get close to two dollars a gallon,
Speaker 3: I mean all over, when do we get close? Standing
Speaker 3: by is somebody who thinks he knows it's gonna be
Speaker 3: great talking to RT. Travino from Peko's Country Energy. You've
Speaker 3: seen the TV show Land Man. I believe that the
Speaker 3: chief character in Land Man, that Tommy whatever his name is,
Speaker 3: the Billy Bob Thornton character. I believe he was based
Speaker 3: off RT. Travino. I'm going to try and confirm this
Speaker 3: right now when we get Urt on the horn, But
Speaker 3: I believe that there was some sort of partnership. Maybe
Speaker 3: he was shadowing RT or something like that. I don't
Speaker 3: know why. I want to get to the bottom of that.
Speaker 3: And when we get to two dollars a gallon of
Speaker 3: gasoline right here all over the tri State. So let's
Speaker 3: bring him on in from Peko's Country Energy standing by
Speaker 3: and flashing euphemistically, speaking of course online one is our buddy,
Speaker 3: ARTI Travino. How are you on this glorious Saturday.
Speaker 2: Oh my gosh, I'm doing very well.
Speaker 4: Marry Christmas is very Christmas to.
Speaker 5: You and everyone out there, and think you always with
Speaker 5: wonderful introdiction.
Speaker 3: Now, is it true that you're the character on Landman,
Speaker 3: the Tommy, the guy that Billy Bob Thornton plays. Is
Speaker 3: it true that he actually spent time with you down
Speaker 3: there in the premium basis to understand what the oil
Speaker 3: industry is all about? Can you confirm that?
Speaker 5: I cannot confirm that when they cannot confirm.
Speaker 2: But man, what an action packed show.
Speaker 3: That is what it is. I mean, we're like four
Speaker 3: episodes into the new season. It's unbelievable. It seems like
Speaker 3: all hell breaks loose down there in oil country. They
Speaker 3: keep saying, this is a tough business. This is a
Speaker 3: tough business. People are getting shot, people are dying on
Speaker 3: heart attacks, They're getting blown up on oil rigs. Now
Speaker 3: there's some sort of crap in the air, some sort
Speaker 3: of gas that's killing people. Is it really like that
Speaker 3: down there in the permium basin?
Speaker 5: You know, I will say this safety is number one
Speaker 5: in the real life oil and.
Speaker 2: Gas industry, and that H two S gas.
Speaker 5: Yes, that is a major risk and extremely dangerous, so
Speaker 5: that they did definitely get right.
Speaker 2: It's so dangerous.
Speaker 5: That you can't even smell it, and that's why it
Speaker 5: is so dangerous.
Speaker 3: So is that all over the place down there literally
Speaker 3: when you go out on the field in the morning,
Speaker 3: and I mean very early in the morning, like at
Speaker 3: three or four o'clock, do you have to take make
Speaker 3: a gas mask with you to survive?
Speaker 5: Well, that gas is usually coming up out of the ground.
Speaker 5: There's pockets of it as are either drilling or after
Speaker 5: we've drilled, and then that's how that gas comes out
Speaker 5: of out of there and all of the take batteries
Speaker 5: and with the oil itself.
Speaker 3: Wow, man, I can't I can't imagine it. RT. I mean,
Speaker 3: you are really one of the real crusaders down there. Now,
Speaker 3: let me ask you about this. I'm reading this on
Speaker 3: gas Buddy, the nation's average gas A price of a
Speaker 3: gallon of gasoline has fallen about six cents over the
Speaker 3: last week. Fourth straight week the national average price of
Speaker 3: gasoline has declined. I don't know what it's like down
Speaker 3: by you. Up here in the greater Cincinnati area, we're
Speaker 3: still paying close to three dollars. It's like two seventy
Speaker 3: five to eighty two eighty five in some places out
Speaker 3: away from the downtown area here, there's reports on gas
Speaker 3: Buddy of gasoline being sold for two dollars and seven
Speaker 3: two dollars and eight. I'm just wondering, is this in
Speaker 3: an or do you sense like you told us the
Speaker 3: last time you were on that we're eventually going to
Speaker 3: get to two dollars a gallon?
Speaker 5: It is it is creeping closer to two dollars a gallon.
Speaker 5: As you mentioned, the national average is now below two
Speaker 5: ninety nine, and just like in Ohio, here.
Speaker 2: In the great State of Texas, we are seeing those lower.
Speaker 4: Prices, and even diesel is.
Speaker 5: Now below three dollars a gallon, and we will continue
Speaker 5: to see that, just especially during the rest of this holiday,
Speaker 5: but probably going to at least the first quarter of
Speaker 5: twenty twenty six.
Speaker 2: Our nation has once again, you know.
Speaker 5: The number one producer in the world, and with all
Speaker 5: of the refineries already being switched over to the winter blends,
Speaker 5: all refineries are back at full capacity of what they're producing.
Speaker 5: And as we continue to have the drill Baby, drill
Speaker 5: mantra from this president, we will continue to see these.
Speaker 2: Lower gas prices. Just as an American, I'm.
Speaker 5: Proud of it because we're really getting that US economy
Speaker 5: back into action with these lower prices.
Speaker 3: Right now, Well, let me ask you about that, because
Speaker 3: there's something called the Energy Information Administration the EIA. Are
Speaker 3: you familiar with that?
Speaker 6: The EIA, Yes, very familiar with the EI al right.
Speaker 3: So they've got numbers out now that show that at
Speaker 3: the time Trump was inaugurated, the US had five hundred
Speaker 3: and eighty two oil and national and natural gas rigs
Speaker 3: in operation, but in August of this past year, the
Speaker 3: number dropped to five thirty eight. So why are the
Speaker 3: number of rigs going down if we're drill baby, drill.
Speaker 2: Well right now.
Speaker 5: The number of rigs that are going down is obviously
Speaker 5: obviously due to the fact that we are producing so
Speaker 5: much oil right now, and also to the fact that
Speaker 5: oil and gas rigs are getting more and more efficient.
Speaker 5: Can For example, when we used to drill a well
Speaker 5: that might be ten thousand feet straight down and then
Speaker 5: ten thousand feet horizontally, we're now drilling these wells ten thousand.
Speaker 7: Feet down and maybe thirty thousand feet or bowing.
Speaker 5: And then that's a little bit of a deggeration. But
Speaker 5: we're drilling now four mile laterals into the ground, and
Speaker 5: so these wells are producing even more oil. So basically,
Speaker 5: what used to take three or four wells to drill
Speaker 5: without doing.
Speaker 3: It in two now you raised an interesting point just
Speaker 3: a few minutes ago. It's not just what you and
Speaker 3: I pay at the pump, it's also diesel. Diesel moves
Speaker 3: this country. The trucks that carry the goods and services
Speaker 3: to the stores around here like Kroger and various other places.
Speaker 3: It's trucks like that that bring the food to the store.
Speaker 3: And if their diesel prices are down, chances are the
Speaker 3: prices on those goods and services will go down. To
Speaker 3: Diesel is almost, if not more important than what you
Speaker 3: and I pay at the pump.
Speaker 2: Right. Oh. Absolutely.
Speaker 5: First of all, anybody out there that is just driving
Speaker 5: a big ring today, I want to say thank you
Speaker 5: very much for can you continue hard work in service
Speaker 5: to this country. But yes, no, diesel is very key
Speaker 5: to everything going on.
Speaker 4: And what I.
Speaker 5: Understand, a lot of big truck operators and owners really
Speaker 5: like prices to be up a little bit more just
Speaker 5: so that they're able to maintain a better cash flow
Speaker 5: for their individuals, and actually it provides better service for
Speaker 5: the for the customer to honors.
Speaker 3: Okay, okay, so that's good. That's good. Now let's talk
Speaker 3: about Venezuela. We got a blockade down there. As you
Speaker 3: well know, and we've been seizing oil tankers, blown up
Speaker 3: drug boats along the way. But the fact of the
Speaker 3: matter is we've got them blockaded down there, and we're
Speaker 3: going on these ghost tankers and seizing them and the
Speaker 3: oil they're carrying the places like China and other places
Speaker 3: where we don't necessarily do business with. There are rigs,
Speaker 3: there are drills down there. They're obviously oil down there
Speaker 3: in the hills and valleys of Venezuela that were left
Speaker 3: behind by major oil companies who are either forced out
Speaker 3: by the Venezuelan government Hugo Chavez and now his successor Maduro,
Speaker 3: or they just turned everything over and got the hell out.
Speaker 3: And Trump wants to go in there and he wants
Speaker 3: to get those assets back and seize those things. So
Speaker 3: if there's any oil coming out of there, it's controlled
Speaker 3: by the United States. Is that is that tension down there?
Speaker 3: Is that driving prices up? Or have they not affected
Speaker 3: anything yet at the pump?
Speaker 5: Well, right now, those prices actually are effect.
Speaker 2: Excuse me, that action.
Speaker 4: Down there does affect the price of oil.
Speaker 2: And it does it like this.
Speaker 5: If you ever follow any of my information on the
Speaker 5: crude true substack or another Goodwin of energynewsbeat dot com.
Speaker 5: We have been talking what we call the dark fleet
Speaker 5: for about six years now, and that is tankers across
Speaker 5: the world that go across that sale and.
Speaker 2: The seas with oil that is not registered.
Speaker 5: So basically we have oil going across the globe that's
Speaker 5: not part of the actual supply count. Which guess what
Speaker 5: that means that in some ways our supply is lower
Speaker 5: because we have more oil that's being sold than what
Speaker 5: is accounted for now. The reason for the sanctions is basically,
Speaker 5: you know, Venezuela is not playing nice and they need
Speaker 5: to get back in check. And I just want to
Speaker 5: say on a side note that I want everybody to
Speaker 5: take a look at Venezuela as a pure exampleful of
Speaker 5: what communism truly does to a great country.
Speaker 4: Like that in less than thirty years.
Speaker 5: And went from a thriving tourist destination to basically everybody
Speaker 5: is now poor except for the president of that country.
Speaker 5: But there's so much more to unpack your cans. So
Speaker 5: it all started out with US blowing up by US,
Speaker 5: I mean our US military up these drug boats and
Speaker 5: ken there is absolutely nothing this has absolutely nothing.
Speaker 2: To do with the drug boats. What is going on
Speaker 2: right now, is that there is a true.
Speaker 5: Russia and Chinese present presence, a heavy presence in Venezuela,
Speaker 5: and that is what needs to be removed.
Speaker 2: Believe we're not moving a.
Speaker 5: Fleet of shifts over to the Caribbean for drug boats.
Speaker 5: And this all has to go back to the Monroe doctrine,
Speaker 5: which states of the United States controls our hemisphere and
Speaker 5: the British control There's and so on and so forth.
Speaker 5: And so with Chinese Chinese presence there in South America,
Speaker 5: we really need to get our backyard cleaned up.
Speaker 3: So why are we blowing up drug boats? That the
Speaker 3: real issue is oil.
Speaker 2: The real exactly the real issue is oil.
Speaker 5: And so I'm sure that there's the planned attack or
Speaker 5: plan is to try to get them to stop sooner
Speaker 5: than later somehow.
Speaker 3: All right, So I was always told, I think you
Speaker 3: were the one that told me initially that Venezuelan oil,
Speaker 3: the stuff that comes out of the ground in Venezuela
Speaker 3: is quote unquote dirty oil. That is not really good oil.
Speaker 3: It's just oil. Now is that because it's not refined properly?
Speaker 3: Or is it just bad stuff and not as good
Speaker 3: stuff as we have underneath our feet here.
Speaker 2: That's correct, It's just not as good as what we
Speaker 2: have here.
Speaker 5: It's funny we do have when we talk about the
Speaker 5: sleep Texas tea and the Sweet Texas crude oil, it
Speaker 5: does come out of the ground a lot cleaner than
Speaker 5: other places around the world, and so when we do that,
Speaker 5: it actually is.
Speaker 2: Refined a lot smoother.
Speaker 5: However, here in America we do not have the capacity
Speaker 5: at refineries to actually refine all.
Speaker 2: Of our oil that we produce.
Speaker 3: So so play this out a little bit. Our tea.
Speaker 3: So the Venezuela thing is is down there and it's percolating.
Speaker 3: If it becomes a full fledged hot zone and we
Speaker 3: start shooting shells in and missiles and whatnot into Venezuela
Speaker 3: and then well hell breaks loose and who knows what happens.
Speaker 3: But let's just let's just talk about this. If Venezuela
Speaker 3: kind of stays the way it is and we're doing
Speaker 3: other things to get the Russian and China influence out
Speaker 3: of there, do we get to two dollars a gallon?
Speaker 3: And if so, how soon? I mean, I'm just I'm
Speaker 3: just trying to figure out with you know, oil and
Speaker 3: for that matter, anything else that's a traded commodity the
Speaker 3: stock market, but oil especially, which is so dependent on
Speaker 3: world and geopolitical politics. I'm just wondering, is it a
Speaker 3: realistic thing to say two dollars a gallons for everybody
Speaker 3: by the summer.
Speaker 5: We'll see I don't know if the summertime. It might
Speaker 5: be sooner than that, and it might be back up
Speaker 5: by the summertime. You know, some some people are predicting
Speaker 5: that we'll be at sixty dollars oil.
Speaker 4: Prices here by summer.
Speaker 2: With two means that we'd be above two dollars for sure,
Speaker 2: But to the.
Speaker 5: Others they saying that we may be even lower than
Speaker 5: fifty five. So I think if we actually had an
Speaker 5: opportunity to see two dollars gasoline prices here in America again,
Speaker 5: it would be in the first quarter of twenty twenty six, right,
Speaker 5: were the second or third?
Speaker 3: So so WTI, which is West Texas Intermediate, you know
Speaker 3: West Texas Crewed, it was at fifty eight dollars and
Speaker 3: forty cents a barrel when the market's closed right before Christmas.
Speaker 3: So I mean, we're we're under sixty right now, right.
Speaker 5: That is correct, and I do expect it to stay there.
Speaker 5: So companies like us and Excellent are doing what we
Speaker 5: can to be as efficient as we can with our
Speaker 5: lease operating expenses so we can continue to get profits.
Speaker 2: To our shareholders and in our investers all the time.
Speaker 3: All right, RT for Banio Peko's Country Energy. Here is
Speaker 3: the big question. Are you ready for the big question
Speaker 3: that you're going to get in this interview?
Speaker 6: Come on, bring it out, ken Head and.
Speaker 2: Brew number one.
Speaker 3: That that that well that rig that we got down
Speaker 3: there that was just spitting out oil like it was
Speaker 3: hitting Jed Clamping in the face in West Virginia. I'm
Speaker 3: just wondering, how is that? How is that doing right now?
Speaker 5: You know, I'm glad you asked. Kim Brew number one
Speaker 5: is doing excellent. We had to go down hole and
Speaker 5: do some work to it a couple of weeks ago.
Speaker 5: But you know what, that will has been staying steady
Speaker 5: and it declined and so we had, like I said,
Speaker 5: go down hole and get some working.
Speaker 2: It came right back up.
Speaker 5: So kim Brew number one is doing well and is
Speaker 5: looking pretty Yeah.
Speaker 3: That's kind of like me. I went. I was steady
Speaker 3: there for a while, then I went in decline and
Speaker 3: they had a drill deeper into me, and all of
Speaker 3: a sudden, I'm back in my feet. Now, how many
Speaker 3: gallons a day are we getting out of that? How many?
Speaker 3: How many gallons of war? Would you say? How many
Speaker 3: barrels of oil are we getting out everyday?
Speaker 2: Oh?
Speaker 5: My gosh, we're somewhere probably around about a hundred barrel
Speaker 5: of the day.
Speaker 3: KI at fifty eight dollars a barrel, Yes, sir, Okay,
Speaker 3: why am I going to see a check up here? Rtie?
Speaker 3: You got my address?
Speaker 5: Oh?
Speaker 3: I need to get to my Joe.
Speaker 4: Wait, wait, we got a communication break down here.
Speaker 3: Our teacher radio Pinkoa's Country Energy. He knows all, seesell
Speaker 3: and can tell you anything you want about oil and
Speaker 3: natural gas. Rt You have a happy new year, and
Speaker 3: you know you and I are gonna be talking when
Speaker 3: we get into twenty twenty six. Thank you.
Speaker 2: I'll look forward to it.
Speaker 4: Thank you, Kennedy. Everybody out there having successful twenty twenty six.
Speaker 3: Man, send that check up here. Well it's doing great. Okay,
Speaker 3: where's my money? No, I'm on gas buddy right now,
Speaker 3: Lewis Center, Ohio. Not quite sure where that is, but
Speaker 3: two dollars and five cents a gallon that was reported
Speaker 3: two minutes ago, Union City two dollars and seven cents,
Speaker 3: Sydney two dollars and seven cents, Sheets two dollars and
Speaker 3: seven cents. All up in Sydney Franklin are reporting two
Speaker 3: dollars and seven cents a gallon. So it looks like
Speaker 3: in that area of the world, it's it's doing pretty
Speaker 3: danged well. Now as we get closer here to Cincinnati
Speaker 3: and northern Kentucky, it's certainly it's it's a lot higher.
Speaker 3: But one would think that if it's that way in
Speaker 3: other places, and if there are other states where it
Speaker 3: is just above two dollars again, and it's got to
Speaker 3: be coming here. But again, you know, we go into
Speaker 3: Venezuela and all hell breaks loose down there and then
Speaker 3: there's a completely different story, and we'll see what OPEK
Speaker 3: does because they always react to whatever we do. So
Speaker 3: but it is trending that way. It is trending that
Speaker 3: way again. I'm getting that off gasbuddy dot com easy
Speaker 3: to access, and that was RT. Travino, who is one
Speaker 3: of the best in the oil and gas business. We're
Speaker 3: coming up on twelve twenty five. It's Saturday afternoon on
Speaker 3: seven hundred w l W. Hey now twelve thirty nine
Speaker 3: on this Saturday, good afternoon, seven hundred w LW. I
Speaker 3: am Ken Brow A lot to get to on the
Speaker 3: show today. Northern Kentucky schools have benefited atially with money
Speaker 3: from Billy Joel. Yeah, that Billy Joel. Anyway, we're going
Speaker 3: to talk about that and how all that money wound
Speaker 3: up with so many arts programs in the Northern Kentucky
Speaker 3: school districts. Brian Diardo, cbssports dot com. What nuked the
Speaker 3: Bengals this season? Is it too really simple to say
Speaker 3: that it was all Joe Burrow's injury? I think it is. Anyway,
Speaker 3: we'll get into that as we look ahead to the
Speaker 3: Bengals in the Arizona Diamond Arizona Arizona Cardinals tomorrow at
Speaker 3: Paykhorse Stadium, and then a few other twists and turns
Speaker 3: along the way. You know, I mentioned that it was
Speaker 3: twelve thirty nine, but as you and I both know,
Speaker 3: it's five o'clock somewhere. There's one for you, one for me. Well,
Speaker 3: that's just the way it is. Now we're moving past
Speaker 3: college football or into like the winter months. We still
Speaker 3: have college football today because out in is it Arizona? Yeah,
Speaker 3: the Snoop Dog Bowl. It's the Miami RedHawks against Fresno State.
Speaker 3: That's at four point thirty. Snoop Dogg's got his own bowl. Well,
Speaker 3: Barstool Sports had their own bowl game right at one point.
Speaker 3: I think all you got to do is probably put
Speaker 3: up like maybe one hundred and fifty two hundred grand
Speaker 3: and you could get your own bowl game. They would
Speaker 3: name it after you. That's how how desperate they are
Speaker 3: for money. See, these bowl games exist by and large
Speaker 3: for programming on ESPN. So ESPN puts up the money,
Speaker 3: then they get a sponsor to put up some more money,
Speaker 3: and then all of a sudden, you get these teams
Speaker 3: can fly here there and play these bowl games that
Speaker 3: with each passing year become less significant. Everybody is wrapped
Speaker 3: up in the college football playoff because that determines who
Speaker 3: the national champion is. So if you're not in the playoff,
Speaker 3: then you're basically just playing out games or one extra
Speaker 3: game this year. I don't mean to diminish it. I
Speaker 3: watched some of these bowl games. Watch the terrific one
Speaker 3: last night that New Mexico was involved with with Minnesota
Speaker 3: was wonderful. It's an exciting game. But by and large,
Speaker 3: these games, these bowl games, have lost their significance for
Speaker 3: a couple of reasons. One, there is the College Football Playoff,
Speaker 3: and two, a lot of the players, the bigger name
Speaker 3: players on these teams don't always participate. Some skip just
Speaker 3: to get ready for the NFL, and some are in
Speaker 3: what's known now is the transfer portal going to other schools.
Speaker 3: You can do that obviously in college football, and other
Speaker 3: schools will offer infinitely more money with nil payments, among
Speaker 3: other things to the bigger names on these teams. For example,
Speaker 3: the University of Cincinnati is going to play in the
Speaker 3: Liberty Bowl, They're not going to have their best player
Speaker 3: on offense. Their quarterback, Brendon Soorsby is in the portal.
Speaker 3: He's going somewhere and for significant money. I've heard four
Speaker 3: five million dollars. The possibility of him going back to
Speaker 3: Indiana he was there before Signetti took over as head coach,
Speaker 3: or maybe going to Texas Tech. That's that's another rumor.
Speaker 3: And a lot of these teams that play they don't
Speaker 3: have they're stellar. They're stellar performers. Now sometimes it's fun
Speaker 3: to watch, you'll be able to see what a team
Speaker 3: will look like next year or the year after for
Speaker 3: whatever reason, when younger players play. But the luster has
Speaker 3: left a lot of this. And so when we've got
Speaker 3: Penn State and Clemson, what are they in the it's
Speaker 3: the It's it's the pin Stripe Bowl, right because they
Speaker 3: play at Yankee Stadium. But of course you have to
Speaker 3: have a sponsor, the bad Boy Movers pin Stripe Bowl,
Speaker 3: all right. You know they never have a bowl game
Speaker 3: called the Broken Water Main Bowl or the Sewage Treatment Bowl.
Speaker 3: Never have those cons of bowls. Anyway, Penn State leads
Speaker 3: Clemson three nothing after one halftime, pit seven Eastern Carolina three,
Speaker 3: and then you've got Yukon and Army and Georgia Tech
Speaker 3: and BYU and then Miami and Fresno and it goes
Speaker 3: on into the evening. So I mean, if you're into it,
Speaker 3: if you're watching it, God bless you. I'll watch it
Speaker 3: if it's on, but I ain't running in my television
Speaker 3: set to see the bad Boy Movers Pinstripe Bowl. Oh,
Speaker 3: we have NFL football today. We have the Texans at
Speaker 3: the Chargers. Texans are ten and five, and yes they
Speaker 3: are playoff bound and the Chargers are eleven and four,
Speaker 3: and they are too. Baltimore desperately needs a win right
Speaker 3: now tonight against Green Bay. They're playing the Packers in
Speaker 3: Wisconsin tonight. Down to the final couple of weeks in
Speaker 3: the NFL, and there are still a number of playoff
Speaker 3: spots that are still in play. Let's just just line
Speaker 3: it up for you. The Broncos are in, the Patriots
Speaker 3: are in Jacksonville's in. Steelers are fighting with the Ravens
Speaker 3: to try and get that AFC Nord championship. And that's
Speaker 3: what's at Bay right now. Houston is right now in
Speaker 3: the in the seventh slot at ten and five. The
Speaker 3: first wild card are the Chargers. They're eleven and four.
Speaker 3: I shouldn't have gotten ahead of myself. The Texans aren't
Speaker 3: in yet. They're ten and five, so they still need
Speaker 3: to win. And on the other side of the equation
Speaker 3: in the NFC Conference Seahawks in, Bears in, Eagles in
Speaker 3: the last is the NFC South and it's Carolina at
Speaker 3: eight and seven, battling with a Tampa team that is
Speaker 3: in a free fall. They're seven and eight. They play
Speaker 3: next week, but both teams would stand to do well
Speaker 3: if they won today or tomorrow. In the case of
Speaker 3: the NFC, South Rams are in. They've qualified as a
Speaker 3: wild card right now, but wait and see, there's still
Speaker 3: a fight for that division title with Seattle. The Packers
Speaker 3: are barely in at nine to five and one, Vikings eliminated,
Speaker 3: Lions eliminated, Cowboys eliminated, and every other team except Tampa
Speaker 3: and Carolina have been eliminated. So there's a lot going
Speaker 3: on that can transpire beginning tonight in the National Football League,
Speaker 3: So all of that is in play. The Bengals play
Speaker 3: the Arizona Cardinals tomorrow. The Cardinals are not good. I mean,
Speaker 3: it's just they're just not good. The Cardinals are three
Speaker 3: and twelve, They've lost seven in a row. They're just
Speaker 3: a team. They've lost Kyler Murray for the year. They
Speaker 3: were even kind of a little bit of a suspect
Speaker 3: team going into the season. Their best player is their
Speaker 3: tight end Trey McBride. He's making big money. He's caught
Speaker 3: ten touchdown passes this year, one hundred and nine total receptions,
Speaker 3: and uh, you know, the guy's not happy. I wouldn't
Speaker 3: be happy. The team has lost seven in a row
Speaker 3: and you're getting slapped upside the head with a skillet.
Speaker 3: It seems like every week, here's mc here's McBride. I
Speaker 3: don't think this, No, I feel like we're right there.
Speaker 8: We just got to play better as a team collectively, offense, defense,
Speaker 8: special teams. We're not playing, you know, complimentary football at all.
Speaker 8: We gotta we gotta play as a team, and we're
Speaker 8: not right now. But no, there's no concern. I have
Speaker 8: full faith in our team.
Speaker 3: Bengals, of course eliminated. Uh So, the hot topic this
Speaker 3: week was like Christmas gifts, and what Joe Burrow got
Speaker 3: is offensive line. By the way, it was fossils. He's
Speaker 3: he's in the fossils now, so all the offensive i'man't
Speaker 3: got fossils. Some of those are pretty cool, like mastodon
Speaker 3: skulls and things like that. And of course the topic
Speaker 3: with him is always as toe. It feels good.
Speaker 9: Certainly, not as mobile as I have been in the past,
Speaker 9: but mobile enough to make a couple of plays every game.
Speaker 9: Certain we're not going to make a living doing it
Speaker 9: right now, but I've been able to be effective in spots.
Speaker 3: There's seven point favorite, bet a seven point favorite tomorrow.
Speaker 3: Some houses have them at seven and a half. We'll
Speaker 3: be on the air previewing the game beginning at nine
Speaker 3: am tomorrow at the Holy Grail. But you know what
Speaker 3: part of the season we've entered, the draft season? Right
Speaker 3: now we can start talking about the draft. And Mike
Speaker 3: Renner from CBS Sports on my show last Sunday and
Speaker 3: we talked about the draft, and I asked him, Okay,
Speaker 3: for the moment, you're the Bengals day facto general manager,
Speaker 3: where do you start during the draft season? How do
Speaker 3: you begin rebuilding a defense that, quite frankly, even with
Speaker 3: what has happened in the last couple of weeks, has
Speaker 3: just been awful this year. Here's what he had to say.
Speaker 6: I think defensive tackle.
Speaker 7: I think getting a real impact guy there to make
Speaker 7: the linebackers look better, secondary look better. If you can
Speaker 7: rush the passer, you know, ideally you want edge help too,
Speaker 7: But you've used first rounders there to the last three years,
Speaker 7: so it'd be hard to say, let's go address that
Speaker 7: again in the first round. But defensive tackles where it's like, Okay,
Speaker 7: if we've invested some draft apital, not a whole lot,
Speaker 7: we have some that they're kind of aging out.
Speaker 6: I think that's where one.
Speaker 7: Certified dude would really make this whole defense look a
Speaker 7: lot better and probably where I would look first to address.
Speaker 3: Yeah, they've tried, right, I mean Chris Jenkins, they tried
Speaker 3: with him, McKinley Jackson, they brought bj Hilliback, but that
Speaker 3: has been a chronic problem for them. They also need
Speaker 3: edge rusher who knows if Joseph Osaiah is coming back.
Speaker 3: And Trey Hendrickson I think confirmed at least in the
Speaker 3: in the the Browns family's mind that you don't invest
Speaker 3: in players heavily after they turn thirty. Whether that's right
Speaker 3: or wrong, that theory for them, I think has been
Speaker 3: certified with what happened this year with the Trey Hendrickson.
Speaker 3: But ken, if you've got an I at edge that's
Speaker 3: available when you pick, and right now you have them
Speaker 3: picking top ten in this upcoming draft, what an edge
Speaker 3: guy trump an interior guy. Even if the edge guy
Speaker 3: is a little bit of a reach.
Speaker 6: I don't think so. I think I still look at her.
Speaker 7: But out in this class specifically, there are going to
Speaker 7: be more edge gaps, and then this class actually there's
Speaker 7: a lot of what I call edge hybrids. There's a
Speaker 7: lot of guys who are edge players in college, but
Speaker 7: they're like two hundred and seventy five two and eighty
Speaker 7: five pounds that in the NFL that's the defensive tackle nowadays,
Speaker 7: so a lot and they sometimes moonlight there, whether it's
Speaker 7: Ruben Bain from Miami, whether it's Keldric Fall from Auburn,
Speaker 7: that those guys could be NFL dps. And I don't
Speaker 7: think anyone bad and I given their body types, so
Speaker 7: that would be an interesting thought for them. Is a
Speaker 7: guy who could kind of do both, who could really
Speaker 7: bridge that gap, and especially with the way defensive fronts
Speaker 7: are going in the NFL, you want flexibility from those guys.
Speaker 7: Shamar Stewart kind of has a little bit of that.
Speaker 7: I don't think Boles Murphy does, but like that's an
Speaker 7: addition that you can get all three of them on
Speaker 7: the field. Then at that point, all three of those
Speaker 7: former first hunres.
Speaker 3: You know, like anything in life, in football, you never
Speaker 3: stop paying for a mistake. And they paid for a
Speaker 3: very long time to try and find an answer to
Speaker 3: Andrew Whitworth, whom they let go, and we saw what
Speaker 3: happened after they let him go. Jesse Bates. They have
Speaker 3: tried to figure out a way to replace Jesse Bates
Speaker 3: when it would have been just more prudent to hang
Speaker 3: on to Jesse Bates right now. And you're mock draft
Speaker 3: and I know these things are fluid and we're still
Speaker 3: months away from the draft. But you have the Bengals
Speaker 3: picking ninth overall in round one, and you have Caleb Downs,
Speaker 3: the great safety from Ohio State. And I don't emphasize
Speaker 3: the words a great enough when we talk about this guy.
Speaker 3: He is. He is the real deal. If Caleb Downs
Speaker 3: falls to the Bengals and they are indeed picking ninth overall,
Speaker 3: to me, that's a no brainer. Is it a no
Speaker 3: brainer to you?
Speaker 6: I think it's pretty much a no brainer.
Speaker 7: The only way again I by change that is if
Speaker 7: the either addressed safety and free agency or if you know,
Speaker 7: a different need position falls to them and something that
Speaker 7: you didn't expect. But to me, he's a top ten
Speaker 7: pick sort of safety. Those don't come around every year.
Speaker 7: Probably last one was Kyle Hamilton, and he even did
Speaker 7: go top ten, even though I could call him top
Speaker 7: ten pick.
Speaker 6: But like those guys, you know it when you.
Speaker 7: See it, and a lot of Bengals fans probably familiar
Speaker 7: with Ohio State as well. It's like he has transformed
Speaker 7: that defense since he transferred from Alabama. Is ability to
Speaker 7: just cover grounds, tackle, be reliable. It's like all the
Speaker 7: things we lament this sangle secondary for not being able
Speaker 7: to do.
Speaker 6: He is that guy, Mike.
Speaker 3: Renner that was a week ago on Sunday Morning Sports Talk.
Speaker 3: But it's a long way away. Everything changes, as you
Speaker 3: well know. But they got to change the way they
Speaker 3: do business. They got to change. The Bengals need to
Speaker 3: change the way they do business. And free agency, they
Speaker 3: can't bottom feed on free agents that are you know,
Speaker 3: the good ones go on Day one and two. You've
Speaker 3: got to get in there and you've got to get
Speaker 3: impact players on that defense, particularly in the front seven
Speaker 3: or the whatever it may be. Linebacker, defensive line. That's
Speaker 3: where you've got to get the impact player. They need
Speaker 3: an LB linebacker one. They need a guy that they
Speaker 3: thought they had in Logan Wilson. They need somebody like
Speaker 3: that far too young. Roll the dice on the young guys.
Speaker 3: Young guys getting better, but they roll the dice. It
Speaker 3: didn't work. And then in the secondary they gotta fix
Speaker 3: They got to fix safety. So anyway, a lot of
Speaker 3: time to chew on that between now and the draft.
Speaker 3: But that was Mike Renner about a week ago. All right,
Speaker 3: straight ahead, Are you cheating financially on your significant other?
Speaker 3: Believe it or not. A lot of people are, and
Speaker 3: a lot of people that are fall into one specific
Speaker 3: age group. We'll do a deep dive into that. It's
Speaker 3: Saturday afternoon that you and me seven hundred w WELW.
Speaker 1: Now your host Ken Brew on news radio seven hundred WLWE.
Speaker 3: Oh, the excitement is building. Well, I think it is.
Speaker 3: I don't know. Maybe not for you, but it is
Speaker 3: for me. We're back talking to each other. This is
Speaker 3: wonderful on this Saturday afternoon, after Christmas and right before
Speaker 3: the first of the year. A lot going on in
Speaker 3: the world, lot going on in the world of sports,
Speaker 3: and a lot going on apparently in and around you
Speaker 3: and your finances. I don't know. I don't make judgments,
Speaker 3: so I don't do anything like that. What happens inside
Speaker 3: your house and how you discuss it and how you
Speaker 3: resolve it is you between whomever you're talking and resolving.
Speaker 3: But I do know this. There was a company called
Speaker 3: Mortar Research Mortar Mortar Research, and they lined up about
Speaker 3: two thousand thousand people and guess what they found out
Speaker 3: about nine to ten. More than ninety percent of gen Zers,
Speaker 3: people aged eighteen to twenty eight say they have argued
Speaker 3: with their partner about finances, and that is up significantly
Speaker 3: where it occurs on other age groups, not saving them
Speaker 3: up enough money, spending too much on non essentials. This
Speaker 3: age group was found to be the most likely of
Speaker 3: all generations surveyed to keep financial secrets from their partner.
Speaker 3: Forty five percent admitted it forty five percent. And that
Speaker 3: lead me to It led me to wonder, do you
Speaker 3: keep financial secrets from your wife, your spouse, your significant other,
Speaker 3: whomever it went may be. Do you have a hidden account,
Speaker 3: you know, one of those little go to places when
Speaker 3: you've got to go to it to get what you
Speaker 3: want to get. Seems to me there are a lot
Speaker 3: of people like that, male and female, And I'm just wondering, why,
Speaker 3: why does it have to be that way? Are you
Speaker 3: doing something the farious or you know, maybe just you know,
Speaker 3: you want to have a little time out with the
Speaker 3: fellaws or the gals, and you don't want anybody to
Speaker 3: know about it, least of all someone that you're partnering with. Yes,
Speaker 3: is your honey, hiding money, because apparently that is the
Speaker 3: second most common reason why marriages end financial and financial secrets,
Speaker 3: arguing about money or hiding money. What's number one? You
Speaker 3: got to ask that? Come on now? Anyway, Apparently it's
Speaker 3: going on through all generations, not just gen Z, but
Speaker 3: most frequently with gen Z. So what's going on here
Speaker 3: and why is this a problem? And is there a
Speaker 3: way around the problem? I think there might be, and
Speaker 3: there's got to be some red flags when it is
Speaker 3: going on that maybe the one partner could say, hey,
Speaker 3: wait a minute, now, what's going on here? Maybe we
Speaker 3: should talk about this.
Speaker 5: Thing.
Speaker 3: Standing by is Steve Cotton. I've had Steve on the
Speaker 3: show before. He is president of Cotton Wealth Management Associates,
Speaker 3: and he's had a terrific career, it spanned more than
Speaker 3: forty eight years, and I wanted to get him on
Speaker 3: the show today to talk a little bit about this
Speaker 3: because maybe we can all make a resolution as we
Speaker 3: head into the new year that we can actually attain
Speaker 3: and that is more open communication and more less deception,
Speaker 3: which then would think would keep more partnerships or marriages
Speaker 3: or whatever is going on inside your house more intact
Speaker 3: and happier. How about that for a project. Hey, let's
Speaker 3: bring them in. Steve Cotton, how are you on this
Speaker 3: glorious Saturday?
Speaker 6: Hey, I am doing great.
Speaker 10: Hello to all my friends in Cincinnati.
Speaker 3: I love it. Now. Did your honey ever hide money
Speaker 3: from you?
Speaker 2: Steve?
Speaker 10: Well, I'm gonna have to. I'm gonna have to say
Speaker 10: that classified information.
Speaker 6: It's sure.
Speaker 3: I will not say anything that may incriminate me.
Speaker 10: I've been married before and divorced, and I'm married to
Speaker 10: the woman of my dreams now, so we have none
Speaker 10: of those kinds of issues.
Speaker 3: Good good.
Speaker 6: But I think where gen.
Speaker 4: Z is concerned, I think there can.
Speaker 10: Be lots of different reasons why gen Zers and people
Speaker 10: you know, eighteen to twenty eight might be a little
Speaker 10: less forthcoming about their financial activities.
Speaker 11: You know.
Speaker 10: One reason sometimes is that in a couple, both parties
Speaker 10: want to maintain some semblance of some kind of independence.
Speaker 10: And that's not bad in and of itself. You know,
Speaker 10: sometimes that gets colored if one partner is extremely controlling,
Speaker 10: and you know, instead of a team team partnership, it's
Speaker 10: more of a dominating kind of thing. Sometimes people will
Speaker 10: react by hiding things for that reason. Sometimes you've got
Speaker 10: people who are mismatched. You've got a saber and a spender,
Speaker 10: and the saber wants to be more frugal and the
Speaker 10: spender just spends money freely without any discipline, and that
Speaker 10: creates tension in the relationship and can often cause one
Speaker 10: partner to do things a little differently and high things.
Speaker 10: But I'm with you, Ken, I think keeping taker's, certainly
Speaker 10: in a marriage, financial secrets especially, is not a good thing.
Speaker 10: It's not a good practice, and I recommend something very
Speaker 10: different from my clients and friends.
Speaker 3: Yeah, you know, the thing is you have to obviously
Speaker 3: know what you're doing and who you're going to do
Speaker 3: it with when you go into a marriage. But I
Speaker 3: don't want to say it's a generational thing. I'm not
Speaker 3: sure that's completely fair. But it does seem to me
Speaker 3: that people marry later in life now than they did
Speaker 3: maybe when I got married, maybe when you got married,
Speaker 3: And because of that, they build up some sort of
Speaker 3: wealth themselves. They have a career, they have money, and
Speaker 3: then all of a sudden they come together and instead
Speaker 3: of dumping all that money into one pool, they're very
Speaker 3: protective of the money that they came into the relationship with,
Speaker 3: and it wasn't that way all those years ago, those
Speaker 3: many many years ago when I first got married, And
Speaker 3: I'm guessing it's changed over the course of time. But
Speaker 3: I think, Steve, it's really something that just came to
Speaker 3: the forefront here with gen Z and I think that's
Speaker 3: more has to do with why it's this way than
Speaker 3: I think anything else. And am I wrong or is
Speaker 3: that just some anecdote that I believe in that's not true.
Speaker 4: I think there's a lot of that.
Speaker 10: But I also think it's you know, with people that
Speaker 10: are eighteen to twenty eight, they may not have had
Speaker 10: that much experience yet working as a financial teammate with
Speaker 10: a partner. So some of it may just be a
Speaker 10: lack of experience, some of it may be extreme caution.
Speaker 10: You know, when I'm counseling young professionals that just get married,
Speaker 10: one of the things that I recommend is that they
Speaker 10: continue to keep their investments, their retirement funds separate that day.
Speaker 10: But in terms of bank account activity, he should have
Speaker 10: his own accounts, she should have her own account, and
Speaker 10: then they should have a joint account for joint expenses,
Speaker 10: like if they're living together, they have a house. If
Speaker 10: they're legitimate joint expenses, they should share in underwriting those.
Speaker 10: But that both people in a relationship, whether it's day
Speaker 10: strait doesn't matter. Both people in a relationship should have
Speaker 10: a small account that they don't have to account to
Speaker 10: anybody for. And if they want to buy Chump the
Speaker 10: Chip cookies or comic books or you know, a jet ski,
Speaker 10: well that's kind of expensive.
Speaker 4: But if they want to you know, get their hair done.
Speaker 10: Or go play golf, did not have to account to
Speaker 10: their partner for every time they spend. They need their
Speaker 10: own accounts, but they also need a team account.
Speaker 3: You know, in a bad old day years ago, it
Speaker 3: was probably thought of, well, if you're doing that, you're
Speaker 3: expecting the marriage to fail. And that's a way of
Speaker 3: protecting yourself. And it may be a residual of what
Speaker 3: you're talking about, but it just sounds like what you're
Speaker 3: talking about is good business.
Speaker 4: Well it is. I saw a situation.
Speaker 2: I had a client one.
Speaker 10: Time who she was the saverer and her husband was
Speaker 10: a spend thrift, and he wanted her to put all
Speaker 10: of their money in one account and there were going
Speaker 10: to be no constraints, and he also wanted her to
Speaker 10: pay off you know, an eighty thousand dollars worth the
Speaker 10: death that he had and she had credit card debt,
Speaker 10: and so I counseled caution on this kind of situation
Speaker 10: where there are lots of fact, there's lots of variables,
Speaker 10: and where people have two distinctly different spending patent patterns
Speaker 10: and habits. You know, people in a relationship have to
Speaker 10: be prudent and they have to be protective of themselves
Speaker 10: and the money they saved.
Speaker 4: But you see these situations.
Speaker 10: Sometimes when you have two different people with two different,
Speaker 10: radically different sets of spending values and habits.
Speaker 3: Eighteen twenty eight is the gen Z group, and again
Speaker 3: the sort of I said around nine to ten about
Speaker 3: ninety one percent say they have argued with their partner
Speaker 3: about finances, compared to seventy six across all age groups.
Speaker 3: I think those numbers are low. I'm sure, if not
Speaker 3: an argument, serious discussions have occurred within every marriage about
Speaker 3: finances at some time or another. But one of the
Speaker 3: things I did see Steve this week that I was
Speaker 3: encouraged by bankrate dot com. I released a survey and
Speaker 3: of the outlook of they have for twenty twenty six,
Speaker 3: and one of the things that was in that survey
Speaker 3: was that one of the financial goals for all age groups,
Speaker 3: but particularly for gen Z is to buy down debt,
Speaker 3: just pay off debt. And I think one of the
Speaker 3: things that a lot of people, particularly the younger folks,
Speaker 3: get into, is this spiral of debt that just absolutely
Speaker 3: sinks them financially and in turn probably sinks their marriage.
Speaker 3: So I'm encouraged by that. If people really are past
Speaker 3: kicking debt down the road and want to buy down
Speaker 3: debt and get rid of it, or least most of it,
Speaker 3: I think much of what you and I are talking
Speaker 3: about right here probably goes away.
Speaker 2: Well.
Speaker 10: I think that's right. I think that is a wonderful objective.
Speaker 10: I recommend that highly to the people that I counsel, because,
Speaker 10: and you know, we're swimming upstream a little bit. We're
Speaker 10: swimming in a culture that is by now instant gratification,
Speaker 10: don't wait, don't say if you want to now, get
Speaker 10: it now, and that runs contrary to good prudent fiscal management.
Speaker 10: And the credit card companies take advantage of this. I
Speaker 10: call them financial vampires, because if you're an hour or
Speaker 10: a day late in making your credit card payment on time,
Speaker 10: they will jack you up automatically with their algorithms into
Speaker 10: a penalty rate, a penalty interest rate two to twenty
Speaker 10: nine percent. It's absurd, And under the law they do
Speaker 10: not have to lower your rate until you've made at
Speaker 10: least six months of long time payment, So they count
Speaker 10: on people being late. They want people to carry huge
Speaker 10: balances because they make a killing when they can jack
Speaker 10: you up into a penalty rate and you're carrying a
Speaker 10: big balance. So if you know best practice is to
Speaker 10: limit your credit card spending, pay off that balance every
Speaker 10: month in full, and do it on time, and then
Speaker 10: I guarantee you they will hate you.
Speaker 3: Well, too bad for them, right. Steve Cotton's our guest.
Speaker 3: He's president of Cottonwealth Management Associates. And we're talking about
Speaker 3: financial infidelity among couples, among people that are in a
Speaker 3: relationship or a marriage together. You know, we talk about
Speaker 3: the solutions. What are the red flags? I mean, how
Speaker 3: would you know in a relationship if there is some
Speaker 3: sort of financial infidelity going on?
Speaker 10: I think if you discover your partner has accounts that
Speaker 10: you were in a aware of, if you discover your
Speaker 10: partner is squirreling money away, you know, you get a
Speaker 10: paycheck of X, and yet you know only why seems
Speaker 10: to get deposited in a joint account. If your partner
Speaker 10: suddenly starts, you know, suddenly has a lot of new
Speaker 10: clothes or lots of toys, or is you know, coming
Speaker 10: up with excuses why they can't spend money on joint purposes,
Speaker 10: and yet they don't seem to have any restraints on
Speaker 10: their personal spending on themselves. Those are all red flags.
Speaker 10: I'm a big advocate ken of being honest and transparent
Speaker 10: in a marriage or really in a relationship. If you've
Speaker 10: got two people who've been dating a while and they're
Speaker 10: very close and they are committed to each other, transparency
Speaker 10: is always good. Now there's an asterisk on that if
Speaker 10: one is a big saver and one is a big spender.
Speaker 10: The big spender isn't really always going to want to
Speaker 10: tell his partner at all he went out and spent
Speaker 10: some more money. But I'm a big believer in and
Speaker 10: you don't have to get pre clearance on the tiny expenditures,
Speaker 10: but on the major expenditures you should always talk to
Speaker 10: your partner and get there buy in because you want
Speaker 10: to operate as a financial team. You're no longer on
Speaker 10: an island by yourself. Hey, financial visions, especially on big things,
Speaker 10: will impact your partner, and you need your partner to
Speaker 10: be a teammate, not a victim.
Speaker 3: Right, everybody on the same page, no question about it.
Speaker 3: I can't let you go without asking you this twenty
Speaker 3: twenty six. I see a lot of mixed reports as
Speaker 3: to what twenty twenty six is going to look like
Speaker 3: from personal wealth point of view, and certainly from how
Speaker 3: this country will do as a whole. In twenty twenty six.
Speaker 3: We know the big beautiful bill kicks in and that
Speaker 3: will be I think a financial boom to a lot
Speaker 3: of different areas of the world, not the least of
Speaker 3: which is those that wait on tables, those in the
Speaker 3: food service industry, things like that. But I also know
Speaker 3: that we're not just a US economy. We're a world economy,
Speaker 3: and if somebody, for example, burps in South Africa, the
Speaker 3: repercussions are felt all over the world. So I'm just
Speaker 3: wondering what your outlook is for twenty twenty six. Is
Speaker 3: it robust, is it bust or is it something in between?
Speaker 10: No, I am cautiously very optimistic about next year, and
Speaker 10: I'll tell you fly I was in Washington and working
Speaker 10: on Capitol Hill in nineteen eighty through nineteen eighty six
Speaker 10: during the eight years of the Reagan administration, and I
Speaker 10: watched him cut taxes, I watched him rebuild the defense budget.
Speaker 10: I watched him trim regulations, and that led to the
Speaker 10: longest peacetime economic expansion in US history that went all
Speaker 10: the way into the Clinton years. I will tell you
Speaker 10: with what Trump is doing to reduce trade barriers to
Speaker 10: our companies, to reduce tariffs on our goods and services,
Speaker 10: to attract eighteen trillion dollars of new foreign investment into
Speaker 10: the United States. What he's done with no tax on tips,
Speaker 10: no tax on overtime, you pay no interest if you
Speaker 10: buy a car it's a US made car, and a
Speaker 10: six thousand dollars tax credit for people on Social Security.
Speaker 10: You put all of this together and his de regulatory efforts,
Speaker 10: what he is doing is one hundred times bigger than
Speaker 10: what Ronald Reagan ever did.
Speaker 2: Well. I am optimistic. Now.
Speaker 10: Market volatility is normal, it's healthy, but I think this
Speaker 10: economy is going to be poised for expansion. And you've
Speaker 10: also got the FED rolling interest rates, which will pull
Speaker 10: win into those wings. So I am very very cautious,
Speaker 10: but very bullish about twenty twenty six and beyond.
Speaker 3: Love to hear that, Steve Cotton. He is with Cotton
Speaker 3: WMA that stands for Wealth Management Associates COTTONWMA dot com. Steve,
Speaker 3: it's always good to hear your voice. Merry Christmas to
Speaker 3: you and yours and for your time today. We appreciate it.
Speaker 3: Thank you so much.
Speaker 4: Thank you, God bless everybody. I'm simple.
Speaker 3: Love to hear that. Absolutely love to hear that. Thank you, Steve. Yeah,
Speaker 3: it's like anything else in any other relationship. If there's
Speaker 3: no communication, chances are there are going to be problems
Speaker 3: on a number of different levels. So people, can't we
Speaker 3: just all get along, particularly with somebody you allegedly love,
Speaker 3: Just be upfront about this stuff. Ninety one percent of
Speaker 3: gen zers say they have argued with their partner, and
Speaker 3: that same age group say they have kept financial secrets
Speaker 3: from said partner. Of them said so. More to research,
Speaker 3: more than two thousand people surveyed Get Rid of the
Speaker 3: Stash one News Radio seven hundred wl W.
Speaker 1: Now your host Ken Brew on news Radio seven hundred WLW.
Speaker 3: Welcome back, two six two o seven, Maybe like two
Speaker 3: eleven but we're back, and that's all that matters is
Speaker 3: we're back. One big more hour to go and then
Speaker 3: Stirling comes in to create havoc on the world, but
Speaker 3: he'll solve all of those problems before he's done. So
Speaker 3: tomorrow the Patriots play at the Jets. The Jets are
Speaker 3: a thirteen and a half point underdog. They're starting a
Speaker 3: rookie quarterback, Brady Cook, who in the last eleven quarters
Speaker 3: has been sacked seventeen times, has thrown six interceptions, and
Speaker 3: has fumbled the ball away three times. What a franchise
Speaker 3: And now this The Jets are taking heat for yanking
Speaker 3: an invitation to a fan who won the right to
Speaker 3: try the team's one hundred thousand dollars field goal challenge
Speaker 3: after they've found out the woman is a soccer coach.
Speaker 3: Oh yeah, season ticket holder too. Ashley Castagno Gervasi said
Speaker 3: that she could not participate in this, she was told
Speaker 3: because she coaches high school soccer. She said, this would
Speaker 3: be a life changing money for me. I was confident
Speaker 3: I couldn't make it. I could make it. Why would
Speaker 3: they do they judge? So she's a soccer coach, so
Speaker 3: what she's a season ticket holder? One of the worst
Speaker 3: franchises in the National Football League traditionally, and that happened
Speaker 3: to be her purpose. It's not like she's a professional placekicker. Man,
Speaker 3: it's a twenty yard challenge. Okay, you got to kick
Speaker 3: the ball through the uprights from twenty yards away. I mean,
Speaker 3: it's a chip shot for any high school kicker. But
Speaker 3: she's not a high school kicker. It's a soccer coach.
Speaker 3: You're kicking a soccer ball that high up, that close
Speaker 3: to words supposed to go, then you've got problems the Jets.
Speaker 3: The Bengals play the Cardinals tomorrow here at pay Corpse Stadium.
Speaker 3: They're five and ten, the Bengals are The Cardinals are worse.
Speaker 3: They're three and twelve. Nevertheless, that's their problem. The Bengals
Speaker 3: problem is rebuilding a defense and how do they go
Speaker 3: about that in one off season? Standing by the way
Speaker 3: in on that topic is a guy I have on
Speaker 3: the show a lot. I like Brian Diardo. I think
Speaker 3: he's a terrific football writer. Writes for cbssports dot com.
Speaker 3: And I asked Brian to comby today, maybe tee this
Speaker 3: thing up and see what can be done in one
Speaker 3: off season to make all of this better, and he's
Speaker 3: flashing euphemistically speaking of course, on line one, Brian, how
Speaker 3: are you on this glorious Saturday.
Speaker 6: Well, I'm doing well, Ken here. The last time we spoke,
Speaker 6: it was.
Speaker 11: Sold with a lot more optimism now where I'm looking
Speaker 11: at mob draft.
Speaker 6: So I gets that tells you where the Bengals season
Speaker 6: went until.
Speaker 3: Right, there's preseason, this is the typical Bengals season. This preseason,
Speaker 3: this exhibition season. There's the regular season, and then of
Speaker 3: course there's the mock draft season. And that seems to
Speaker 3: be what beguns now to inch closer and closer into
Speaker 3: the other two. All right, let's just take this season.
Speaker 3: I think it would be too easy and too convenient
Speaker 3: to say that this season went south when Joe Burrow
Speaker 3: got hurt. Surely it was a huge factor in it.
Speaker 3: But Joe Flacco came in and in several games games
Speaker 3: against the Steelers, against the Jets, against the Bears, he
Speaker 3: had quitted this team very well offensively. So Joe Burrow
Speaker 3: going down was big. Yeah, but I think it's too
Speaker 3: easy to say that that was the reason why this
Speaker 3: season went off the cliff, do you.
Speaker 11: I think it's somewhere in the middle, I think going
Speaker 11: in and I think what you're alluding to is this
Speaker 11: was a flat team with or without Burrow, and I
Speaker 11: woleheartily agree. I think for me, the season was went
Speaker 11: downhill when Brown and Cake Brian came in and he
Speaker 11: and provide them the adequate play at backup quarterback that
Speaker 11: they needed. And you know, when and three and those started,
Speaker 11: it was so bad that they had to figure out
Speaker 11: a way to get another quarterback and um announced everybody
Speaker 11: went and got Joe Flatto and kind of a shocking,
Speaker 11: you know, mid season trade. And to me, him not
Speaker 11: being ready to come in and go, I think it
Speaker 11: was a surprise to everybody. And he was four and three,
Speaker 11: as you know and your listeners know, as a starter
Speaker 11: a few years ago when Burrow got hurt, and there
Speaker 11: was no reason to believe that he wouldn't be as
Speaker 11: effective this time. And he was so bad that it
Speaker 11: compelled Zach Taylor to bench him and try to save
Speaker 11: the season with getting a forty year old quarterback. So,
Speaker 11: you know, to me, him not being able to come
Speaker 11: in right away and get a couple of wins, I mean,
Speaker 11: we're talking if they have two more wins right now,
Speaker 11: they're still in it. With the Steelers being where they
Speaker 11: are and the Ravens being where they are. To me,
Speaker 11: that right there was to me where the season ended.
Speaker 3: That trade told me two things. It told me. Number one,
Speaker 3: Jake Browning's days, regardless of contract, that are probably over
Speaker 3: at the end of this season here in Cincinnati. And
Speaker 3: two that that group up there in Cleveland. This is
Speaker 3: remember this is week seven, This is the middle of
Speaker 3: October when this trade was made. That group up in
Speaker 3: Cleveland front off of staff. I think they know they're
Speaker 3: gone after this year, and they figure, well, what the hell,
Speaker 3: maybe we'll help someone out that might help us out
Speaker 3: down the road. I know I can't prove that, but
Speaker 3: I mean that's the feeling I got.
Speaker 11: Well, I think, I mean, Mike tom Win agrees with
Speaker 11: you this seasons. The coach basically said it when when
Speaker 11: asked about it. I mean, and he usually doesn't say
Speaker 11: controversial things are critical things of other teams, let alone
Speaker 11: teams in their division.
Speaker 6: But I think no on really, it's been an enigma
Speaker 6: for them all year.
Speaker 11: I mean, to draft Hylan Gabriel, then draft your Door
Speaker 11: Sanders right away, then trade Kenny Pickett, who was supposed
Speaker 11: to be your start before the season started, then trade
Speaker 11: Joe Flacca, who was your starter when the season started,
Speaker 11: and then basically gave up on Gabriel to no fault
Speaker 11: of the don after he gets injured. It's been it's
Speaker 11: been a catastrophe up there. Plus they still have Deshaun
Speaker 11: Watson under contract. He came back in practice. It's been.
Speaker 6: It's been kind of a mess.
Speaker 11: And I think that the crazy part about it is,
Speaker 11: I really do think Kevin Stefanski is a good coach,
Speaker 11: and I think a lot of Brown fans agree. I
Speaker 11: just think at some point, you know, the Rubbers got
Speaker 11: to meet the road, and for him, despite two coaches
Speaker 11: of the years, it really hasn't. They've had more losing
Speaker 11: seasons than winning seasons since he's been there. But yeah,
Speaker 11: it's been. It's been quite the mess up there. But
Speaker 11: that's you know, we probably had the same conversation five years.
Speaker 6: Ago with them.
Speaker 3: Okay, So here's the issue. I think that this defense
Speaker 3: was grossly overvalued. In the offseason, the decision was, let's
Speaker 3: change coaches, change the coaching staff a little bit, changed
Speaker 3: the coordinator. All things are going to be fine. They
Speaker 3: give up five hundred and twelve at Denver. They give
Speaker 3: a five hundred and two at home against the Jets
Speaker 3: five hundred and seventy six at home against the Chicago Bears.
Speaker 3: This is one of two things. I suppose it's loudly
Speaker 3: drafting or lousy player development. It can't be anything else
Speaker 3: on defense.
Speaker 11: Ken Well, it's also the negotiating with contracts Shamar Stewart, right,
Speaker 11: I mean, because you know he was supposed to. I
Speaker 11: think when you draft, and you know, when you draft
Speaker 11: the guy in the first round, he's supposed to be
Speaker 11: an impact player right away, you know, I think, I mean,
Speaker 11: at least that's that's to be. Like when I'm looking
Speaker 11: at mock drafts and who I'd like to draft, my
Speaker 11: thought as always, who can we get plug in here
Speaker 11: and he can make an impact immediately Jamar Chase right away, right,
Speaker 11: rookie twenty one. And I think with Shamar with that
Speaker 11: weird clause in a contract that he wanted with guarantees
Speaker 11: that bled in, you know, bled into into training camp.
Speaker 6: And again Angle fans.
Speaker 11: Have to listen to an offseason or a summer or
Speaker 11: a training camp begin with contract arguments, right, And so
Speaker 11: they they didn't set themselves up well with him. And
Speaker 11: I'm not saying if he came in earlier he wouldn't
Speaker 11: have gotten injured and would have produced more, but it
Speaker 11: didn't help the situation.
Speaker 6: But yeah, to your point as well, I.
Speaker 11: Do think that there was some some maybe hope that
Speaker 11: they would or expectation that they would be better than
Speaker 11: they were. They clearly weren't. And then another issue too,
Speaker 11: was was Trey head. I mean, you bring him back again.
Speaker 11: That was another ugly contract situation and he's been hurt
Speaker 11: all year.
Speaker 6: And so you have Miles You know, you.
Speaker 11: Have Shamar Stewart who drafts first in the first round
Speaker 11: to produce get Stack Coles up.
Speaker 6: He doesn't.
Speaker 11: Trey Hendrickson, he re sign and mid again controversy with contract.
Speaker 6: He has him pretty seater.
Speaker 11: So you know, twenty four sacks. It's hard to win
Speaker 11: football game when you can't pressure the quarterback in Cincinnati
Speaker 11: struggle to do that all year.
Speaker 3: I'm looking I'm just looking at what they do going forward,
Speaker 3: and Miles Murphy has played better in the last several weeks.
Speaker 3: I don't know why it took so long for the
Speaker 3: light bulb to go on over his head, but okay,
Speaker 3: you could look at it and say Miles Murphy on
Speaker 3: one side, maybe they go out and sign Joseph Asaig
Speaker 3: again and bring him back. On the other side, they
Speaker 3: have Shamar Stewart who can also come in there and
Speaker 3: be part of the of the rotation, if not the
Speaker 3: starter at the right defensive end. But I'm looking at
Speaker 3: all levels of this defense that needs rebuilding. Defensive tackle
Speaker 3: mckin lee Jackson has not really lived up to what
Speaker 3: everybody thought he would be. I'm just looking at inside
Speaker 3: defensive line, inside safety, Gino Stone. I mean, there's got
Speaker 3: to be something done there. I guess my point in
Speaker 3: all of this is that you can't do what the
Speaker 3: Bengals need to do, I think, in one off season
Speaker 3: unless you're really fortunate in the draft and you really
Speaker 3: overspend in the free agent market. They've got money, I mean,
Speaker 3: they've caught tap space galore here. I think it's over
Speaker 3: one hundred million. But you're not going to get better
Speaker 3: overnight if you conduct business the same way you have
Speaker 3: conducted business over the last twenty five thirty some would
Speaker 3: say forty years. You really have to have a change
Speaker 3: in philosophy here, don't you.
Speaker 11: Yeah, right right? What you said at the end there
Speaker 11: is the Bengo. I believe they won't fix every hole.
Speaker 11: You're right, but giving the way for agency. Free agency
Speaker 11: works now in the league where teams can't keep go
Speaker 11: out of their rocks for a year and the year out.
Speaker 11: Given the drafty seven draft picks, including at this point
Speaker 11: ninth overall thick heading into the weekend, they have the
Speaker 11: ability to really turn this around in a year.
Speaker 6: They really do.
Speaker 11: And they have good as you alluded to Murphy, you know, Stuart.
Speaker 11: They've got young guys that Demetrius Knight. You know another guy,
Speaker 11: Jordan Battle. They have guys on defense that are ascending,
Speaker 11: you know, great players, and they got the time, They
Speaker 11: got the number one question mark solved with Joe Burrow
Speaker 11: and then you've got his receivers back right. How they
Speaker 11: can duct business right there? That's that's a million dollar question.
Speaker 11: It has this front office, Has this ownership.
Speaker 6: Group learn from the mistakes of years past, and.
Speaker 11: Do free agents want to give them the benefit of
Speaker 11: that doubt because they got to acquire like like Orland
Speaker 11: and Brown, for example, came to Cincinnati fresh off the
Speaker 11: Super Bowl because he wanted to play there one is,
Speaker 11: and they obviously wanted to he he got his wish
Speaker 11: to play left tackle.
Speaker 6: But that just spoke to where they were at.
Speaker 11: That point in their history, attracting free agents for the
Speaker 11: first time when they really weren't in the past.
Speaker 6: Can they get back to that point?
Speaker 11: And I believe they've really got to aggressively work to
Speaker 11: make some good signings, to show some debase. And I
Speaker 11: think the biggest thing, can it be more the site
Speaker 11: of the decision making? Don't drag these things out and
Speaker 11: will SHIMR. Stewart that it never should have gotten to
Speaker 11: that point. Krey Andrickson never should have gotten to that point.
Speaker 11: The Higgins never should have gotten to that point. I
Speaker 11: do believe they can turn it around. And there's FRA
Speaker 11: agents out there. I'll give you one easy right now,
Speaker 11: get Kenneth Walker Seattle. Lets him go make you a
Speaker 11: nice power back guy. And they got bigger issues in
Speaker 11: running back. But just giving you an example, there's good
Speaker 11: phrases out there that they can get and it wouldn't
Speaker 11: cost them a lot of money. They have the money
Speaker 11: to do it. If you said, it comes down to
Speaker 11: that philosophical decision making that has to improve.
Speaker 3: But again, they've got to change the way they've done business.
Speaker 3: I mean, it's just it can't be. You know, we're
Speaker 3: going to let free agency day one, day two pass
Speaker 3: this by and will bottom feet after that. I mean
Speaker 3: that that works to a degree. But all right, we're
Speaker 3: satting with Brian Diardo cbssports dot Com. We got Arizona
Speaker 3: and the Bengals and this this is a game involving
Speaker 3: teams that are going nowhere. A lot of players in
Speaker 3: this game are playing for tape, see if they can
Speaker 3: get a job somehow somewhere or someplace else. I think
Speaker 3: the Cardinals are just I don't want to say that
Speaker 3: they're on the skids here, but they are. They've lost
Speaker 3: seven in a row and I'm not sure really what's
Speaker 3: left out there in Arizona. The Bengals look like they
Speaker 3: might be able to torch this defense. I mean, as
Speaker 3: bad as the Bengals defense has been, here are the
Speaker 3: Cardinals who have given up four hundred and fourteen yards
Speaker 3: so far this season. How do you see this playing out?
Speaker 3: Because this should be by all intents and purposes, given
Speaker 3: the Bengals offense a route, what do you think?
Speaker 2: Yeah?
Speaker 6: And Vegas agrees, because the over at this game is high.
Speaker 11: I think it's about fifty two and a half, so
Speaker 11: they're expected.
Speaker 6: From scoring here.
Speaker 11: I have looked at the weather yet for this game,
Speaker 11: but I don't know if it will necessarily be a factor.
Speaker 6: But no, I expect the.
Speaker 11: Bengals to win and continue to play the way they've
Speaker 11: played the last several weeks. I mean, really, since Joe's
Speaker 11: come back. The Ravens game game is really the only
Speaker 11: outlier there. Every other game, the offense is produced, and
Speaker 11: I really do believe even even in the Ravens game,
Speaker 11: this defense has continued to show signs of significant growth,
Speaker 11: and I think that's you know, there's been a lot
Speaker 11: of noise about Joe Burrows press conference in the last.
Speaker 6: Couple of weeks.
Speaker 11: I think the underlying thing there is disappointment in the
Speaker 11: fact that they're here.
Speaker 6: Right because he knew the schedule. He knew the end
Speaker 6: of the schedule they.
Speaker 11: Were going to have some some some some lower bottom
Speaker 11: feed are teams they could see stond uh. Because I
Speaker 11: do think that they're gonna win the last two games,
Speaker 11: get the seven and ten and then so I think
Speaker 11: that's the disappointment frame.
Speaker 6: But I still don't win this game.
Speaker 11: I means you said Arizona's I mean, they're they're coaches
Speaker 11: on the I don't know what's hotter than pot, but
Speaker 11: that's where their coach is. And I mean they started
Speaker 11: to and oh, they've won one game since.
Speaker 6: They lost a ton of one possession games.
Speaker 11: That's why I think you got to be careful if
Speaker 11: you're saying this is going to be a sure blowout,
Speaker 11: because again, Arizona does play a lot of one, one
Speaker 11: score games. But I think I just think with that,
Speaker 11: you know, with where they are with their defense and everything,
Speaker 11: and we're set the nice quarterback, but he's not mobile
Speaker 11: at all, and he'll throw the he'll he'll throw a
Speaker 11: lout pass, just like the Bengals. So I sent them
Speaker 11: to continue to play well. And if there's one encouraging
Speaker 11: thing I've seen from the Bengals the last couple of weeks,
Speaker 11: they're still playing very hard. And I do think that
Speaker 11: there's something to be said about that. I mean, I
Speaker 11: heard a few Bengal fans stay to need the last
Speaker 11: couple of days.
Speaker 6: Though I wish they would tank. I wish they would,
Speaker 6: and I wholeheartedly disagree with that.
Speaker 11: I think it's important to play hard, it's important to
Speaker 11: put good, good tape out there, like you said, and
Speaker 11: I think the Bengal fan, you know, hey, a couple
Speaker 11: more chances to watch your team play, any chance to
Speaker 11: get any communy chance to watch Yo Burrow, I say,
Speaker 11: I think you should take it. So I think they'll
Speaker 11: lend it should be another exciting game and hoping to
Speaker 11: see more encouraging signs from that defense.
Speaker 3: All right, there's one race that's left and it's in
Speaker 3: the NFC South and it's between Tampa and Carolina. Carolina's
Speaker 3: got Seattle at home this week, then they go to Tampa.
Speaker 3: Tampa is at Miami this week, and then they get
Speaker 3: Carolina back in their place. Carolina has got a one
Speaker 3: game edge. They're eight and seven, the Bank of the
Speaker 3: Buccaneers are seven and eight. How does that division play out?
Speaker 3: Who wins that division?
Speaker 11: In your opinion, I'm going against everything that I believe
Speaker 11: and I'm gonna take Caro the Tampa Bay even though
Speaker 11: they are a fading team. I mean they really are,
Speaker 11: and Carolina is ascending, and so you would think it'd
Speaker 11: be easy to go with Carolina. But I just like,
Speaker 11: I think Baker Mayfield's moxie if he's healthy, and what
Speaker 11: he can provide them on the field is kind of
Speaker 11: to me the X factor and I really like Bryce Young,
Speaker 11: but but there were at running team and if you
Speaker 11: can get them from behind, Bryce Young has to press
Speaker 11: and I think things can change for them. And the
Speaker 11: other thing, and this is the odd thing to me,
Speaker 11: can I can't understand. Maybe Pete Prisco could help me.
Speaker 11: I'm not sure another other writer out there, but they
Speaker 11: their running game has not been very good lately, and.
Speaker 6: That's you think of Carolina, you think ground and pound.
Speaker 11: Marico Dowdell hasn't been very good lately. Another free agent
Speaker 11: the Bengals could could get after. I'm ad so they
Speaker 11: haven't really done that great lately. I would say for
Speaker 11: them they should turn to chewb be Hubbard the last
Speaker 11: couple of weeks of the season. He was replaced by
Speaker 11: Donald in the starting lineup this year. But but Donald,
Speaker 11: like I said, hasn't been as good. But I like
Speaker 11: Tampa Bay. I think for them, they've dealt with a
Speaker 11: myriad of injuries this year, just like most teams do,
Speaker 11: and they haven't responded very well from it. But now
Speaker 11: Evan's back and godwe back, I think there's enough there
Speaker 11: for them to turn it around.
Speaker 6: The last two games to win that division.
Speaker 3: Well, we'll find out starting on Sunday. But for our
Speaker 3: time here, Brian, it's great catching up with you. I
Speaker 3: hope you have a merry Christmas. We probably won't talk
Speaker 3: again until the new year, so happy new year to you,
Speaker 3: and nothing but success in twenty twenty six And for
Speaker 3: your time today, we appreciate it. Thanks.
Speaker 6: I would appreciate it too, Ken, thank you.
Speaker 3: I know you do. I know you do. Betty, thank you. Currently,
Speaker 3: after the Christmas Day games, Bengals picked ninth overall in
Speaker 3: the twenty twenty sixth draft. That is subject to change,
Speaker 3: and hopefully they win tomorrow, and hopefully they went again
Speaker 3: next Sunday against the Browns and not only finish on
Speaker 3: a high note. Sure the draft pick would fall into
Speaker 3: the teams perhaps, but nevertheless, why do you play the games?
Speaker 3: You're right, you play the games to win. Two twenty
Speaker 3: seven News Radio seven hundred WYLW