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Speaker 1: Now your host Ken Brew on News Radio seven hundred

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Speaker 1: w welw.

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Speaker 2: Yeah, all right, we.

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Speaker 3: Pay the guy. You might as well show up, right.

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Speaker 3: He might have been out partying this week too, You

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Speaker 3: never know. Welcome on in. It's this Saturday extravaganza. We

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Speaker 3: are here till three o'clock. Yes, it is going to

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Speaker 3: be near sixty degrees tomorrow, maybe not by that Bengals game,

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Speaker 3: but certainly through the Bengals game. It's going to be

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Speaker 3: you know, mid late upper fifties in late Jane, in

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Speaker 3: late December, and then of course all hell breaks loose

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Speaker 3: again on Monday, the temperatures plummet. But nevertheless, savor this

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Speaker 3: while you can. Welcome on. And we got a lot

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Speaker 3: to get to between now and three o'clock. And one

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Speaker 3: of the things I wanted to touch on because I

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Speaker 3: was out and about last night after the show, I

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Speaker 3: wanted to fill my car up with gas because it

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Speaker 3: was run and low, and I noticed the price of

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Speaker 3: gallon of gasoline around here, somewhere south of three dollars.

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Speaker 3: It's like where I bought it. It was, I believe

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Speaker 3: two seventy eight. There are places, according to gasbuddy dot com,

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Speaker 3: in places like Middletown, up in Sydney, in that area,

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Speaker 3: down around the Louisville area, there are places, within the

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Speaker 3: sound of my voice, well, you can find gasoline hovering

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Speaker 3: just above two dollars a gallon, two dollars and seven,

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Speaker 3: two dollars and eight cents. You got to know where

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Speaker 3: to go. Go to gas buddy. They'll tell you exactly

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Speaker 3: where they are. But those prices are out there. And

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Speaker 3: President Trump, when he campaigned last year and when he

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Speaker 3: was inaugurated earlier this year, he said his goal was

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Speaker 3: to drill, baby, drill again and get gas prices down

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Speaker 3: to two dollars a gallon. And so not just in

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Speaker 3: local places around here in the greater Cincinnati area, but

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Speaker 3: if you go to let's say Colorado, Kansas, Oklahoma, Texas,

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Speaker 3: you will find gas prices hovering around two dollars a gallon, Missouri, Tennessee,

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Speaker 3: South Dakota. Now, okay, we're not anywhere near there, But

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Speaker 3: as I said, there are places around here where you

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Speaker 3: can find similar pricing, particularly if you're out on the

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Speaker 3: road on I seventy one, I seventy five, coming home

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Speaker 3: perhaps from a lot of revelry during the Christmas break.

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Speaker 3: When do we get close to two dollars a gallon,

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Speaker 3: I mean all over, when do we get close? Standing

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Speaker 3: by is somebody who thinks he knows it's gonna be

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Speaker 3: great talking to RT. Travino from Peko's Country Energy. You've

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Speaker 3: seen the TV show Land Man. I believe that the

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Speaker 3: chief character in Land Man, that Tommy whatever his name is,

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Speaker 3: the Billy Bob Thornton character. I believe he was based

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Speaker 3: off RT. Travino. I'm going to try and confirm this

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Speaker 3: right now when we get Urt on the horn, But

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Speaker 3: I believe that there was some sort of partnership. Maybe

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Speaker 3: he was shadowing RT or something like that. I don't

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Speaker 3: know why. I want to get to the bottom of that.

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Speaker 3: And when we get to two dollars a gallon of

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Speaker 3: gasoline right here all over the tri State. So let's

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Speaker 3: bring him on in from Peko's Country Energy standing by

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Speaker 3: and flashing euphemistically, speaking of course online one is our buddy,

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Speaker 3: ARTI Travino. How are you on this glorious Saturday.

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Speaker 2: Oh my gosh, I'm doing very well.

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Speaker 4: Marry Christmas is very Christmas to.

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Speaker 5: You and everyone out there, and think you always with

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Speaker 5: wonderful introdiction.

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Speaker 3: Now, is it true that you're the character on Landman,

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Speaker 3: the Tommy, the guy that Billy Bob Thornton plays. Is

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Speaker 3: it true that he actually spent time with you down

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Speaker 3: there in the premium basis to understand what the oil

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Speaker 3: industry is all about? Can you confirm that?

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Speaker 5: I cannot confirm that when they cannot confirm.

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Speaker 2: But man, what an action packed show.

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Speaker 3: That is what it is. I mean, we're like four

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Speaker 3: episodes into the new season. It's unbelievable. It seems like

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Speaker 3: all hell breaks loose down there in oil country. They

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Speaker 3: keep saying, this is a tough business. This is a

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Speaker 3: tough business. People are getting shot, people are dying on

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Speaker 3: heart attacks, They're getting blown up on oil rigs. Now

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Speaker 3: there's some sort of crap in the air, some sort

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Speaker 3: of gas that's killing people. Is it really like that

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Speaker 3: down there in the permium basin?

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Speaker 5: You know, I will say this safety is number one

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Speaker 5: in the real life oil and.

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Speaker 2: Gas industry, and that H two S gas.

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Speaker 5: Yes, that is a major risk and extremely dangerous, so

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Speaker 5: that they did definitely get right.

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Speaker 2: It's so dangerous.

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Speaker 5: That you can't even smell it, and that's why it

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Speaker 5: is so dangerous.

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Speaker 3: So is that all over the place down there literally

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Speaker 3: when you go out on the field in the morning,

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Speaker 3: and I mean very early in the morning, like at

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Speaker 3: three or four o'clock, do you have to take make

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Speaker 3: a gas mask with you to survive?

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Speaker 5: Well, that gas is usually coming up out of the ground.

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Speaker 5: There's pockets of it as are either drilling or after

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Speaker 5: we've drilled, and then that's how that gas comes out

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Speaker 5: of out of there and all of the take batteries

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Speaker 5: and with the oil itself.

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Speaker 3: Wow, man, I can't I can't imagine it. RT. I mean,

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Speaker 3: you are really one of the real crusaders down there. Now,

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Speaker 3: let me ask you about this. I'm reading this on

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Speaker 3: gas Buddy, the nation's average gas A price of a

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Speaker 3: gallon of gasoline has fallen about six cents over the

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Speaker 3: last week. Fourth straight week the national average price of

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Speaker 3: gasoline has declined. I don't know what it's like down

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Speaker 3: by you. Up here in the greater Cincinnati area, we're

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Speaker 3: still paying close to three dollars. It's like two seventy

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Speaker 3: five to eighty two eighty five in some places out

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Speaker 3: away from the downtown area here, there's reports on gas

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Speaker 3: Buddy of gasoline being sold for two dollars and seven

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Speaker 3: two dollars and eight. I'm just wondering, is this in

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Speaker 3: an or do you sense like you told us the

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Speaker 3: last time you were on that we're eventually going to

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Speaker 3: get to two dollars a gallon?

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Speaker 5: It is it is creeping closer to two dollars a gallon.

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Speaker 5: As you mentioned, the national average is now below two

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Speaker 5: ninety nine, and just like in Ohio, here.

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Speaker 2: In the great State of Texas, we are seeing those lower.

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Speaker 4: Prices, and even diesel is.

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Speaker 5: Now below three dollars a gallon, and we will continue

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Speaker 5: to see that, just especially during the rest of this holiday,

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Speaker 5: but probably going to at least the first quarter of

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Speaker 5: twenty twenty six.

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Speaker 2: Our nation has once again, you know.

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Speaker 5: The number one producer in the world, and with all

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Speaker 5: of the refineries already being switched over to the winter blends,

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Speaker 5: all refineries are back at full capacity of what they're producing.

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Speaker 5: And as we continue to have the drill Baby, drill

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Speaker 5: mantra from this president, we will continue to see these.

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Speaker 2: Lower gas prices. Just as an American, I'm.

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Speaker 5: Proud of it because we're really getting that US economy

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Speaker 5: back into action with these lower prices.

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Speaker 3: Right now, Well, let me ask you about that, because

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Speaker 3: there's something called the Energy Information Administration the EIA. Are

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Speaker 3: you familiar with that?

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Speaker 6: The EIA, Yes, very familiar with the EI al right.

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Speaker 3: So they've got numbers out now that show that at

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Speaker 3: the time Trump was inaugurated, the US had five hundred

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Speaker 3: and eighty two oil and national and natural gas rigs

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Speaker 3: in operation, but in August of this past year, the

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Speaker 3: number dropped to five thirty eight. So why are the

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Speaker 3: number of rigs going down if we're drill baby, drill.

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Speaker 2: Well right now.

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Speaker 5: The number of rigs that are going down is obviously

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Speaker 5: obviously due to the fact that we are producing so

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Speaker 5: much oil right now, and also to the fact that

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Speaker 5: oil and gas rigs are getting more and more efficient.

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Speaker 5: Can For example, when we used to drill a well

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Speaker 5: that might be ten thousand feet straight down and then

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Speaker 5: ten thousand feet horizontally, we're now drilling these wells ten thousand.

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Speaker 7: Feet down and maybe thirty thousand feet or bowing.

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Speaker 5: And then that's a little bit of a deggeration. But

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Speaker 5: we're drilling now four mile laterals into the ground, and

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Speaker 5: so these wells are producing even more oil. So basically,

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Speaker 5: what used to take three or four wells to drill

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Speaker 5: without doing.

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Speaker 3: It in two now you raised an interesting point just

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Speaker 3: a few minutes ago. It's not just what you and

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Speaker 3: I pay at the pump, it's also diesel. Diesel moves

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Speaker 3: this country. The trucks that carry the goods and services

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Speaker 3: to the stores around here like Kroger and various other places.

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Speaker 3: It's trucks like that that bring the food to the store.

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Speaker 3: And if their diesel prices are down, chances are the

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Speaker 3: prices on those goods and services will go down. To

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Speaker 3: Diesel is almost, if not more important than what you

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Speaker 3: and I pay at the pump.

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Speaker 2: Right. Oh. Absolutely.

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Speaker 5: First of all, anybody out there that is just driving

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Speaker 5: a big ring today, I want to say thank you

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Speaker 5: very much for can you continue hard work in service

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Speaker 5: to this country. But yes, no, diesel is very key

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Speaker 5: to everything going on.

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Speaker 4: And what I.

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Speaker 5: Understand, a lot of big truck operators and owners really

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Speaker 5: like prices to be up a little bit more just

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Speaker 5: so that they're able to maintain a better cash flow

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Speaker 5: for their individuals, and actually it provides better service for

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Speaker 5: the for the customer to honors.

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Speaker 3: Okay, okay, so that's good. That's good. Now let's talk

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Speaker 3: about Venezuela. We got a blockade down there. As you

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Speaker 3: well know, and we've been seizing oil tankers, blown up

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Speaker 3: drug boats along the way. But the fact of the

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Speaker 3: matter is we've got them blockaded down there, and we're

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Speaker 3: going on these ghost tankers and seizing them and the

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Speaker 3: oil they're carrying the places like China and other places

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Speaker 3: where we don't necessarily do business with. There are rigs,

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Speaker 3: there are drills down there. They're obviously oil down there

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Speaker 3: in the hills and valleys of Venezuela that were left

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Speaker 3: behind by major oil companies who are either forced out

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Speaker 3: by the Venezuelan government Hugo Chavez and now his successor Maduro,

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Speaker 3: or they just turned everything over and got the hell out.

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Speaker 3: And Trump wants to go in there and he wants

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Speaker 3: to get those assets back and seize those things. So

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Speaker 3: if there's any oil coming out of there, it's controlled

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Speaker 3: by the United States. Is that is that tension down there?

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Speaker 3: Is that driving prices up? Or have they not affected

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Speaker 3: anything yet at the pump?

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Speaker 5: Well, right now, those prices actually are effect.

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Speaker 2: Excuse me, that action.

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Speaker 4: Down there does affect the price of oil.

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Speaker 2: And it does it like this.

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Speaker 5: If you ever follow any of my information on the

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Speaker 5: crude true substack or another Goodwin of energynewsbeat dot com.

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Speaker 5: We have been talking what we call the dark fleet

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Speaker 5: for about six years now, and that is tankers across

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Speaker 5: the world that go across that sale and.

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Speaker 2: The seas with oil that is not registered.

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Speaker 5: So basically we have oil going across the globe that's

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Speaker 5: not part of the actual supply count. Which guess what

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Speaker 5: that means that in some ways our supply is lower

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Speaker 5: because we have more oil that's being sold than what

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Speaker 5: is accounted for now. The reason for the sanctions is basically,

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Speaker 5: you know, Venezuela is not playing nice and they need

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Speaker 5: to get back in check. And I just want to

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Speaker 5: say on a side note that I want everybody to

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Speaker 5: take a look at Venezuela as a pure exampleful of

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Speaker 5: what communism truly does to a great country.

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Speaker 4: Like that in less than thirty years.

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Speaker 5: And went from a thriving tourist destination to basically everybody

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Speaker 5: is now poor except for the president of that country.

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Speaker 5: But there's so much more to unpack your cans. So

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Speaker 5: it all started out with US blowing up by US,

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Speaker 5: I mean our US military up these drug boats and

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Speaker 5: ken there is absolutely nothing this has absolutely nothing.

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Speaker 2: To do with the drug boats. What is going on

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Speaker 2: right now, is that there is a true.

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Speaker 5: Russia and Chinese present presence, a heavy presence in Venezuela,

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Speaker 5: and that is what needs to be removed.

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Speaker 2: Believe we're not moving a.

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Speaker 5: Fleet of shifts over to the Caribbean for drug boats.

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Speaker 5: And this all has to go back to the Monroe doctrine,

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Speaker 5: which states of the United States controls our hemisphere and

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Speaker 5: the British control There's and so on and so forth.

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Speaker 5: And so with Chinese Chinese presence there in South America,

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Speaker 5: we really need to get our backyard cleaned up.

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Speaker 3: So why are we blowing up drug boats? That the

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Speaker 3: real issue is oil.

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Speaker 2: The real exactly the real issue is oil.

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Speaker 5: And so I'm sure that there's the planned attack or

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Speaker 5: plan is to try to get them to stop sooner

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Speaker 5: than later somehow.

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Speaker 3: All right, So I was always told, I think you

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Speaker 3: were the one that told me initially that Venezuelan oil,

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Speaker 3: the stuff that comes out of the ground in Venezuela

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Speaker 3: is quote unquote dirty oil. That is not really good oil.

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Speaker 3: It's just oil. Now is that because it's not refined properly?

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Speaker 3: Or is it just bad stuff and not as good

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Speaker 3: stuff as we have underneath our feet here.

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Speaker 2: That's correct, It's just not as good as what we

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Speaker 2: have here.

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Speaker 5: It's funny we do have when we talk about the

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Speaker 5: sleep Texas tea and the Sweet Texas crude oil, it

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Speaker 5: does come out of the ground a lot cleaner than

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Speaker 5: other places around the world, and so when we do that,

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Speaker 5: it actually is.

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Speaker 2: Refined a lot smoother.

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Speaker 5: However, here in America we do not have the capacity

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Speaker 5: at refineries to actually refine all.

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Speaker 2: Of our oil that we produce.

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Speaker 3: So so play this out a little bit. Our tea.

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Speaker 3: So the Venezuela thing is is down there and it's percolating.

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Speaker 3: If it becomes a full fledged hot zone and we

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Speaker 3: start shooting shells in and missiles and whatnot into Venezuela

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Speaker 3: and then well hell breaks loose and who knows what happens.

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Speaker 3: But let's just let's just talk about this. If Venezuela

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Speaker 3: kind of stays the way it is and we're doing

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Speaker 3: other things to get the Russian and China influence out

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Speaker 3: of there, do we get to two dollars a gallon?

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Speaker 3: And if so, how soon? I mean, I'm just I'm

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Speaker 3: just trying to figure out with you know, oil and

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Speaker 3: for that matter, anything else that's a traded commodity the

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Speaker 3: stock market, but oil especially, which is so dependent on

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Speaker 3: world and geopolitical politics. I'm just wondering, is it a

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Speaker 3: realistic thing to say two dollars a gallons for everybody

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Speaker 3: by the summer.

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Speaker 5: We'll see I don't know if the summertime. It might

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Speaker 5: be sooner than that, and it might be back up

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Speaker 5: by the summertime. You know, some some people are predicting

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Speaker 5: that we'll be at sixty dollars oil.

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Speaker 4: Prices here by summer.

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Speaker 2: With two means that we'd be above two dollars for sure,

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Speaker 2: But to the.

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Speaker 5: Others they saying that we may be even lower than

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Speaker 5: fifty five. So I think if we actually had an

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Speaker 5: opportunity to see two dollars gasoline prices here in America again,

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Speaker 5: it would be in the first quarter of twenty twenty six, right,

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Speaker 5: were the second or third?

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Speaker 3: So so WTI, which is West Texas Intermediate, you know

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Speaker 3: West Texas Crewed, it was at fifty eight dollars and

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Speaker 3: forty cents a barrel when the market's closed right before Christmas.

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Speaker 3: So I mean, we're we're under sixty right now, right.

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Speaker 5: That is correct, and I do expect it to stay there.

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Speaker 5: So companies like us and Excellent are doing what we

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Speaker 5: can to be as efficient as we can with our

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Speaker 5: lease operating expenses so we can continue to get profits.

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Speaker 2: To our shareholders and in our investers all the time.

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Speaker 3: All right, RT for Banio Peko's Country Energy. Here is

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Speaker 3: the big question. Are you ready for the big question

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Speaker 3: that you're going to get in this interview?

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Speaker 6: Come on, bring it out, ken Head and.

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Speaker 2: Brew number one.

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Speaker 3: That that that well that rig that we got down

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Speaker 3: there that was just spitting out oil like it was

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Speaker 3: hitting Jed Clamping in the face in West Virginia. I'm

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Speaker 3: just wondering, how is that? How is that doing right now?

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Speaker 5: You know, I'm glad you asked. Kim Brew number one

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Speaker 5: is doing excellent. We had to go down hole and

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Speaker 5: do some work to it a couple of weeks ago.

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Speaker 5: But you know what, that will has been staying steady

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Speaker 5: and it declined and so we had, like I said,

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Speaker 5: go down hole and get some working.

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Speaker 2: It came right back up.

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Speaker 5: So kim Brew number one is doing well and is

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Speaker 5: looking pretty Yeah.

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Speaker 3: That's kind of like me. I went. I was steady

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Speaker 3: there for a while, then I went in decline and

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Speaker 3: they had a drill deeper into me, and all of

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Speaker 3: a sudden, I'm back in my feet. Now, how many

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Speaker 3: gallons a day are we getting out of that? How many?

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Speaker 3: How many gallons of war? Would you say? How many

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Speaker 3: barrels of oil are we getting out everyday?

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Speaker 2: Oh?

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Speaker 5: My gosh, we're somewhere probably around about a hundred barrel

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Speaker 5: of the day.

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Speaker 3: KI at fifty eight dollars a barrel, Yes, sir, Okay,

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Speaker 3: why am I going to see a check up here? Rtie?

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Speaker 3: You got my address?

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Speaker 5: Oh?

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Speaker 3: I need to get to my Joe.

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Speaker 4: Wait, wait, we got a communication break down here.

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Speaker 3: Our teacher radio Pinkoa's Country Energy. He knows all, seesell

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Speaker 3: and can tell you anything you want about oil and

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Speaker 3: natural gas. Rt You have a happy new year, and

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Speaker 3: you know you and I are gonna be talking when

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Speaker 3: we get into twenty twenty six. Thank you.

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Speaker 2: I'll look forward to it.

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Speaker 4: Thank you, Kennedy. Everybody out there having successful twenty twenty six.

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Speaker 3: Man, send that check up here. Well it's doing great. Okay,

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Speaker 3: where's my money? No, I'm on gas buddy right now,

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Speaker 3: Lewis Center, Ohio. Not quite sure where that is, but

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Speaker 3: two dollars and five cents a gallon that was reported

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Speaker 3: two minutes ago, Union City two dollars and seven cents,

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Speaker 3: Sydney two dollars and seven cents, Sheets two dollars and

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Speaker 3: seven cents. All up in Sydney Franklin are reporting two

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Speaker 3: dollars and seven cents a gallon. So it looks like

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Speaker 3: in that area of the world, it's it's doing pretty

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Speaker 3: danged well. Now as we get closer here to Cincinnati

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Speaker 3: and northern Kentucky, it's certainly it's it's a lot higher.

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Speaker 3: But one would think that if it's that way in

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Speaker 3: other places, and if there are other states where it

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Speaker 3: is just above two dollars again, and it's got to

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Speaker 3: be coming here. But again, you know, we go into

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Speaker 3: Venezuela and all hell breaks loose down there and then

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Speaker 3: there's a completely different story, and we'll see what OPEK

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Speaker 3: does because they always react to whatever we do. So

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Speaker 3: but it is trending that way. It is trending that

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Speaker 3: way again. I'm getting that off gasbuddy dot com easy

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Speaker 3: to access, and that was RT. Travino, who is one

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Speaker 3: of the best in the oil and gas business. We're

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Speaker 3: coming up on twelve twenty five. It's Saturday afternoon on

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Speaker 3: seven hundred w l W. Hey now twelve thirty nine

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Speaker 3: on this Saturday, good afternoon, seven hundred w LW. I

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Speaker 3: am Ken Brow A lot to get to on the

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Speaker 3: show today. Northern Kentucky schools have benefited atially with money

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Speaker 3: from Billy Joel. Yeah, that Billy Joel. Anyway, we're going

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Speaker 3: to talk about that and how all that money wound

364
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Speaker 3: up with so many arts programs in the Northern Kentucky

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Speaker 3: school districts. Brian Diardo, cbssports dot com. What nuked the

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Speaker 3: Bengals this season? Is it too really simple to say

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Speaker 3: that it was all Joe Burrow's injury? I think it is. Anyway,

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Speaker 3: we'll get into that as we look ahead to the

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Speaker 3: Bengals in the Arizona Diamond Arizona Arizona Cardinals tomorrow at

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Speaker 3: Paykhorse Stadium, and then a few other twists and turns

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Speaker 3: along the way. You know, I mentioned that it was

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Speaker 3: twelve thirty nine, but as you and I both know,

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Speaker 3: it's five o'clock somewhere. There's one for you, one for me. Well,

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00:19:52,640 --> 00:19:54,920
Speaker 3: that's just the way it is. Now we're moving past

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Speaker 3: college football or into like the winter months. We still

376
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Speaker 3: have college football today because out in is it Arizona? Yeah,

377
00:20:04,560 --> 00:20:11,240
Speaker 3: the Snoop Dog Bowl. It's the Miami RedHawks against Fresno State.

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00:20:11,320 --> 00:20:15,080
Speaker 3: That's at four point thirty. Snoop Dogg's got his own bowl. Well,

379
00:20:15,119 --> 00:20:18,360
Speaker 3: Barstool Sports had their own bowl game right at one point.

380
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Speaker 3: I think all you got to do is probably put

381
00:20:21,560 --> 00:20:23,919
Speaker 3: up like maybe one hundred and fifty two hundred grand

382
00:20:24,800 --> 00:20:26,680
Speaker 3: and you could get your own bowl game. They would

383
00:20:26,800 --> 00:20:30,200
Speaker 3: name it after you. That's how how desperate they are

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Speaker 3: for money. See, these bowl games exist by and large

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Speaker 3: for programming on ESPN. So ESPN puts up the money,

386
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Speaker 3: then they get a sponsor to put up some more money,

387
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Speaker 3: and then all of a sudden, you get these teams

388
00:20:45,680 --> 00:20:48,119
Speaker 3: can fly here there and play these bowl games that

389
00:20:48,200 --> 00:20:54,080
Speaker 3: with each passing year become less significant. Everybody is wrapped

390
00:20:54,119 --> 00:20:57,480
Speaker 3: up in the college football playoff because that determines who

391
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Speaker 3: the national champion is. So if you're not in the playoff,

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00:21:00,680 --> 00:21:04,720
Speaker 3: then you're basically just playing out games or one extra

393
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Speaker 3: game this year. I don't mean to diminish it. I

394
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Speaker 3: watched some of these bowl games. Watch the terrific one

395
00:21:10,800 --> 00:21:16,159
Speaker 3: last night that New Mexico was involved with with Minnesota

396
00:21:16,240 --> 00:21:20,320
Speaker 3: was wonderful. It's an exciting game. But by and large,

397
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Speaker 3: these games, these bowl games, have lost their significance for

398
00:21:23,160 --> 00:21:25,880
Speaker 3: a couple of reasons. One, there is the College Football Playoff,

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00:21:25,960 --> 00:21:29,600
Speaker 3: and two, a lot of the players, the bigger name

400
00:21:29,720 --> 00:21:34,960
Speaker 3: players on these teams don't always participate. Some skip just

401
00:21:35,000 --> 00:21:38,439
Speaker 3: to get ready for the NFL, and some are in

402
00:21:38,560 --> 00:21:42,480
Speaker 3: what's known now is the transfer portal going to other schools.

403
00:21:43,040 --> 00:21:46,920
Speaker 3: You can do that obviously in college football, and other

404
00:21:47,000 --> 00:21:53,000
Speaker 3: schools will offer infinitely more money with nil payments, among

405
00:21:53,040 --> 00:21:56,880
Speaker 3: other things to the bigger names on these teams. For example,

406
00:21:58,040 --> 00:21:59,919
Speaker 3: the University of Cincinnati is going to play in the

407
00:22:00,040 --> 00:22:03,399
Speaker 3: Liberty Bowl, They're not going to have their best player

408
00:22:03,440 --> 00:22:07,320
Speaker 3: on offense. Their quarterback, Brendon Soorsby is in the portal.

409
00:22:07,400 --> 00:22:10,280
Speaker 3: He's going somewhere and for significant money. I've heard four

410
00:22:10,400 --> 00:22:15,119
Speaker 3: five million dollars. The possibility of him going back to

411
00:22:15,160 --> 00:22:18,760
Speaker 3: Indiana he was there before Signetti took over as head coach,

412
00:22:18,920 --> 00:22:21,760
Speaker 3: or maybe going to Texas Tech. That's that's another rumor.

413
00:22:23,000 --> 00:22:26,520
Speaker 3: And a lot of these teams that play they don't

414
00:22:26,600 --> 00:22:30,280
Speaker 3: have they're stellar. They're stellar performers. Now sometimes it's fun

415
00:22:30,280 --> 00:22:32,080
Speaker 3: to watch, you'll be able to see what a team

416
00:22:32,160 --> 00:22:35,679
Speaker 3: will look like next year or the year after for

417
00:22:35,760 --> 00:22:40,240
Speaker 3: whatever reason, when younger players play. But the luster has

418
00:22:40,320 --> 00:22:44,040
Speaker 3: left a lot of this. And so when we've got

419
00:22:44,119 --> 00:22:47,360
Speaker 3: Penn State and Clemson, what are they in the it's

420
00:22:47,400 --> 00:22:50,679
Speaker 3: the It's it's the pin Stripe Bowl, right because they

421
00:22:50,680 --> 00:22:52,480
Speaker 3: play at Yankee Stadium. But of course you have to

422
00:22:52,480 --> 00:22:57,640
Speaker 3: have a sponsor, the bad Boy Movers pin Stripe Bowl,

423
00:22:57,720 --> 00:23:01,440
Speaker 3: all right. You know they never have a bowl game

424
00:23:01,480 --> 00:23:07,720
Speaker 3: called the Broken Water Main Bowl or the Sewage Treatment Bowl.

425
00:23:09,119 --> 00:23:13,480
Speaker 3: Never have those cons of bowls. Anyway, Penn State leads

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Speaker 3: Clemson three nothing after one halftime, pit seven Eastern Carolina three,

427
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Speaker 3: and then you've got Yukon and Army and Georgia Tech

428
00:23:22,440 --> 00:23:25,800
Speaker 3: and BYU and then Miami and Fresno and it goes

429
00:23:25,840 --> 00:23:28,359
Speaker 3: on into the evening. So I mean, if you're into it,

430
00:23:28,480 --> 00:23:30,679
Speaker 3: if you're watching it, God bless you. I'll watch it

431
00:23:30,720 --> 00:23:33,400
Speaker 3: if it's on, but I ain't running in my television

432
00:23:33,400 --> 00:23:38,000
Speaker 3: set to see the bad Boy Movers Pinstripe Bowl. Oh,

433
00:23:38,000 --> 00:23:41,560
Speaker 3: we have NFL football today. We have the Texans at

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00:23:41,600 --> 00:23:45,400
Speaker 3: the Chargers. Texans are ten and five, and yes they

435
00:23:45,400 --> 00:23:48,120
Speaker 3: are playoff bound and the Chargers are eleven and four,

436
00:23:48,160 --> 00:23:52,960
Speaker 3: and they are too. Baltimore desperately needs a win right

437
00:23:53,000 --> 00:23:57,199
Speaker 3: now tonight against Green Bay. They're playing the Packers in

438
00:23:57,280 --> 00:24:00,439
Speaker 3: Wisconsin tonight. Down to the final couple of weeks in

439
00:24:00,480 --> 00:24:04,640
Speaker 3: the NFL, and there are still a number of playoff

440
00:24:04,680 --> 00:24:07,760
Speaker 3: spots that are still in play. Let's just just line

441
00:24:07,760 --> 00:24:10,800
Speaker 3: it up for you. The Broncos are in, the Patriots

442
00:24:10,800 --> 00:24:15,639
Speaker 3: are in Jacksonville's in. Steelers are fighting with the Ravens

443
00:24:15,680 --> 00:24:20,880
Speaker 3: to try and get that AFC Nord championship. And that's

444
00:24:20,920 --> 00:24:23,920
Speaker 3: what's at Bay right now. Houston is right now in

445
00:24:24,040 --> 00:24:27,920
Speaker 3: the in the seventh slot at ten and five. The

446
00:24:27,960 --> 00:24:31,080
Speaker 3: first wild card are the Chargers. They're eleven and four.

447
00:24:32,240 --> 00:24:35,320
Speaker 3: I shouldn't have gotten ahead of myself. The Texans aren't

448
00:24:35,359 --> 00:24:38,280
Speaker 3: in yet. They're ten and five, so they still need

449
00:24:38,320 --> 00:24:41,520
Speaker 3: to win. And on the other side of the equation

450
00:24:41,640 --> 00:24:45,760
Speaker 3: in the NFC Conference Seahawks in, Bears in, Eagles in

451
00:24:47,080 --> 00:24:50,320
Speaker 3: the last is the NFC South and it's Carolina at

452
00:24:50,320 --> 00:24:53,600
Speaker 3: eight and seven, battling with a Tampa team that is

453
00:24:53,600 --> 00:24:56,200
Speaker 3: in a free fall. They're seven and eight. They play

454
00:24:56,600 --> 00:25:00,160
Speaker 3: next week, but both teams would stand to do well

455
00:25:00,240 --> 00:25:02,840
Speaker 3: if they won today or tomorrow. In the case of

456
00:25:03,240 --> 00:25:07,480
Speaker 3: the NFC, South Rams are in. They've qualified as a

457
00:25:08,640 --> 00:25:11,480
Speaker 3: wild card right now, but wait and see, there's still

458
00:25:11,880 --> 00:25:16,760
Speaker 3: a fight for that division title with Seattle. The Packers

459
00:25:16,840 --> 00:25:21,040
Speaker 3: are barely in at nine to five and one, Vikings eliminated,

460
00:25:21,160 --> 00:25:25,040
Speaker 3: Lions eliminated, Cowboys eliminated, and every other team except Tampa

461
00:25:25,720 --> 00:25:28,480
Speaker 3: and Carolina have been eliminated. So there's a lot going

462
00:25:28,520 --> 00:25:34,760
Speaker 3: on that can transpire beginning tonight in the National Football League,

463
00:25:34,760 --> 00:25:39,560
Speaker 3: So all of that is in play. The Bengals play

464
00:25:39,600 --> 00:25:43,800
Speaker 3: the Arizona Cardinals tomorrow. The Cardinals are not good. I mean,

465
00:25:43,840 --> 00:25:48,320
Speaker 3: it's just they're just not good. The Cardinals are three

466
00:25:48,359 --> 00:25:51,800
Speaker 3: and twelve, They've lost seven in a row. They're just

467
00:25:52,560 --> 00:25:55,800
Speaker 3: a team. They've lost Kyler Murray for the year. They

468
00:25:55,880 --> 00:25:58,440
Speaker 3: were even kind of a little bit of a suspect

469
00:25:58,480 --> 00:26:03,680
Speaker 3: team going into the season. Their best player is their

470
00:26:03,720 --> 00:26:09,280
Speaker 3: tight end Trey McBride. He's making big money. He's caught

471
00:26:09,400 --> 00:26:14,879
Speaker 3: ten touchdown passes this year, one hundred and nine total receptions,

472
00:26:15,400 --> 00:26:18,480
Speaker 3: and uh, you know, the guy's not happy. I wouldn't

473
00:26:18,480 --> 00:26:21,560
Speaker 3: be happy. The team has lost seven in a row

474
00:26:21,760 --> 00:26:24,320
Speaker 3: and you're getting slapped upside the head with a skillet.

475
00:26:24,359 --> 00:26:27,840
Speaker 3: It seems like every week, here's mc here's McBride. I

476
00:26:27,880 --> 00:26:30,879
Speaker 3: don't think this, No, I feel like we're right there.

477
00:26:31,640 --> 00:26:35,840
Speaker 8: We just got to play better as a team collectively, offense, defense,

478
00:26:35,880 --> 00:26:40,240
Speaker 8: special teams. We're not playing, you know, complimentary football at all.

479
00:26:40,320 --> 00:26:43,040
Speaker 8: We gotta we gotta play as a team, and we're

480
00:26:43,040 --> 00:26:46,320
Speaker 8: not right now. But no, there's no concern. I have

481
00:26:46,320 --> 00:26:47,440
Speaker 8: full faith in our team.

482
00:26:47,800 --> 00:26:51,959
Speaker 3: Bengals, of course eliminated. Uh So, the hot topic this

483
00:26:52,040 --> 00:26:55,040
Speaker 3: week was like Christmas gifts, and what Joe Burrow got

484
00:26:55,080 --> 00:26:57,480
Speaker 3: is offensive line. By the way, it was fossils. He's

485
00:26:57,760 --> 00:27:00,320
Speaker 3: he's in the fossils now, so all the offensive i'man't

486
00:27:00,320 --> 00:27:03,560
Speaker 3: got fossils. Some of those are pretty cool, like mastodon

487
00:27:03,760 --> 00:27:06,680
Speaker 3: skulls and things like that. And of course the topic

488
00:27:06,720 --> 00:27:09,160
Speaker 3: with him is always as toe. It feels good.

489
00:27:09,760 --> 00:27:12,840
Speaker 9: Certainly, not as mobile as I have been in the past,

490
00:27:12,920 --> 00:27:16,960
Speaker 9: but mobile enough to make a couple of plays every game.

491
00:27:17,359 --> 00:27:18,639
Speaker 9: Certain we're not going to make a living doing it

492
00:27:18,680 --> 00:27:22,080
Speaker 9: right now, but I've been able to be effective in spots.

493
00:27:22,160 --> 00:27:25,160
Speaker 3: There's seven point favorite, bet a seven point favorite tomorrow.

494
00:27:25,400 --> 00:27:28,400
Speaker 3: Some houses have them at seven and a half. We'll

495
00:27:28,400 --> 00:27:30,920
Speaker 3: be on the air previewing the game beginning at nine

496
00:27:30,960 --> 00:27:33,000
Speaker 3: am tomorrow at the Holy Grail. But you know what

497
00:27:33,119 --> 00:27:38,560
Speaker 3: part of the season we've entered, the draft season? Right

498
00:27:39,560 --> 00:27:41,880
Speaker 3: now we can start talking about the draft. And Mike

499
00:27:41,960 --> 00:27:45,679
Speaker 3: Renner from CBS Sports on my show last Sunday and

500
00:27:45,720 --> 00:27:48,000
Speaker 3: we talked about the draft, and I asked him, Okay,

501
00:27:48,080 --> 00:27:51,520
Speaker 3: for the moment, you're the Bengals day facto general manager,

502
00:27:52,480 --> 00:27:56,199
Speaker 3: where do you start during the draft season? How do

503
00:27:56,240 --> 00:27:59,800
Speaker 3: you begin rebuilding a defense that, quite frankly, even with

504
00:28:00,280 --> 00:28:02,680
Speaker 3: what has happened in the last couple of weeks, has

505
00:28:02,760 --> 00:28:05,160
Speaker 3: just been awful this year. Here's what he had to say.

506
00:28:05,720 --> 00:28:06,959
Speaker 6: I think defensive tackle.

507
00:28:07,680 --> 00:28:10,800
Speaker 7: I think getting a real impact guy there to make

508
00:28:10,880 --> 00:28:14,480
Speaker 7: the linebackers look better, secondary look better. If you can

509
00:28:14,560 --> 00:28:18,879
Speaker 7: rush the passer, you know, ideally you want edge help too,

510
00:28:19,440 --> 00:28:22,400
Speaker 7: But you've used first rounders there to the last three years,

511
00:28:22,400 --> 00:28:24,919
Speaker 7: so it'd be hard to say, let's go address that

512
00:28:25,000 --> 00:28:28,840
Speaker 7: again in the first round. But defensive tackles where it's like, Okay,

513
00:28:29,600 --> 00:28:33,720
Speaker 7: if we've invested some draft apital, not a whole lot,

514
00:28:33,960 --> 00:28:36,520
Speaker 7: we have some that they're kind of aging out.

515
00:28:36,920 --> 00:28:39,120
Speaker 6: I think that's where one.

516
00:28:39,440 --> 00:28:43,200
Speaker 7: Certified dude would really make this whole defense look a

517
00:28:43,240 --> 00:28:46,240
Speaker 7: lot better and probably where I would look first to address.

518
00:28:46,360 --> 00:28:49,120
Speaker 3: Yeah, they've tried, right, I mean Chris Jenkins, they tried

519
00:28:49,160 --> 00:28:53,040
Speaker 3: with him, McKinley Jackson, they brought bj Hilliback, but that

520
00:28:53,440 --> 00:28:56,680
Speaker 3: has been a chronic problem for them. They also need

521
00:28:56,800 --> 00:29:00,120
Speaker 3: edge rusher who knows if Joseph Osaiah is coming back.

522
00:29:00,120 --> 00:29:03,920
Speaker 3: And Trey Hendrickson I think confirmed at least in the

523
00:29:03,960 --> 00:29:07,840
Speaker 3: in the the Browns family's mind that you don't invest

524
00:29:07,880 --> 00:29:11,040
Speaker 3: in players heavily after they turn thirty. Whether that's right

525
00:29:11,120 --> 00:29:13,640
Speaker 3: or wrong, that theory for them, I think has been

526
00:29:13,680 --> 00:29:17,320
Speaker 3: certified with what happened this year with the Trey Hendrickson.

527
00:29:17,440 --> 00:29:22,320
Speaker 3: But ken, if you've got an I at edge that's

528
00:29:22,360 --> 00:29:25,520
Speaker 3: available when you pick, and right now you have them

529
00:29:25,560 --> 00:29:30,120
Speaker 3: picking top ten in this upcoming draft, what an edge

530
00:29:30,120 --> 00:29:33,680
Speaker 3: guy trump an interior guy. Even if the edge guy

531
00:29:33,760 --> 00:29:35,080
Speaker 3: is a little bit of a reach.

532
00:29:37,760 --> 00:29:40,479
Speaker 6: I don't think so. I think I still look at her.

533
00:29:40,560 --> 00:29:43,880
Speaker 7: But out in this class specifically, there are going to

534
00:29:43,920 --> 00:29:46,440
Speaker 7: be more edge gaps, and then this class actually there's

535
00:29:46,480 --> 00:29:50,320
Speaker 7: a lot of what I call edge hybrids. There's a

536
00:29:50,320 --> 00:29:53,280
Speaker 7: lot of guys who are edge players in college, but

537
00:29:53,320 --> 00:29:55,640
Speaker 7: they're like two hundred and seventy five two and eighty

538
00:29:55,680 --> 00:29:59,600
Speaker 7: five pounds that in the NFL that's the defensive tackle nowadays,

539
00:29:59,640 --> 00:30:02,840
Speaker 7: so a lot and they sometimes moonlight there, whether it's

540
00:30:02,880 --> 00:30:06,200
Speaker 7: Ruben Bain from Miami, whether it's Keldric Fall from Auburn,

541
00:30:06,280 --> 00:30:08,600
Speaker 7: that those guys could be NFL dps. And I don't

542
00:30:08,600 --> 00:30:11,480
Speaker 7: think anyone bad and I given their body types, so

543
00:30:12,200 --> 00:30:14,280
Speaker 7: that would be an interesting thought for them. Is a

544
00:30:14,320 --> 00:30:16,840
Speaker 7: guy who could kind of do both, who could really

545
00:30:16,880 --> 00:30:20,040
Speaker 7: bridge that gap, and especially with the way defensive fronts

546
00:30:20,080 --> 00:30:23,520
Speaker 7: are going in the NFL, you want flexibility from those guys.

547
00:30:23,520 --> 00:30:25,640
Speaker 7: Shamar Stewart kind of has a little bit of that.

548
00:30:25,680 --> 00:30:29,320
Speaker 7: I don't think Boles Murphy does, but like that's an

549
00:30:29,360 --> 00:30:31,640
Speaker 7: addition that you can get all three of them on

550
00:30:31,680 --> 00:30:33,680
Speaker 7: the field. Then at that point, all three of those

551
00:30:33,680 --> 00:30:34,440
Speaker 7: former first hunres.

552
00:30:35,280 --> 00:30:38,560
Speaker 3: You know, like anything in life, in football, you never

553
00:30:38,640 --> 00:30:42,000
Speaker 3: stop paying for a mistake. And they paid for a

554
00:30:42,080 --> 00:30:44,920
Speaker 3: very long time to try and find an answer to

555
00:30:45,000 --> 00:30:48,040
Speaker 3: Andrew Whitworth, whom they let go, and we saw what

556
00:30:48,120 --> 00:30:52,120
Speaker 3: happened after they let him go. Jesse Bates. They have

557
00:30:52,320 --> 00:30:55,680
Speaker 3: tried to figure out a way to replace Jesse Bates

558
00:30:55,760 --> 00:30:57,720
Speaker 3: when it would have been just more prudent to hang

559
00:30:57,720 --> 00:31:00,640
Speaker 3: on to Jesse Bates right now. And you're mock draft

560
00:31:00,680 --> 00:31:02,680
Speaker 3: and I know these things are fluid and we're still

561
00:31:02,680 --> 00:31:05,000
Speaker 3: months away from the draft. But you have the Bengals

562
00:31:05,040 --> 00:31:08,040
Speaker 3: picking ninth overall in round one, and you have Caleb Downs,

563
00:31:08,760 --> 00:31:11,520
Speaker 3: the great safety from Ohio State. And I don't emphasize

564
00:31:11,520 --> 00:31:14,280
Speaker 3: the words a great enough when we talk about this guy.

565
00:31:14,320 --> 00:31:17,680
Speaker 3: He is. He is the real deal. If Caleb Downs

566
00:31:17,880 --> 00:31:21,080
Speaker 3: falls to the Bengals and they are indeed picking ninth overall,

567
00:31:21,480 --> 00:31:23,240
Speaker 3: to me, that's a no brainer. Is it a no

568
00:31:23,320 --> 00:31:23,880
Speaker 3: brainer to you?

569
00:31:25,120 --> 00:31:26,440
Speaker 6: I think it's pretty much a no brainer.

570
00:31:26,640 --> 00:31:29,040
Speaker 7: The only way again I by change that is if

571
00:31:29,960 --> 00:31:32,440
Speaker 7: the either addressed safety and free agency or if you know,

572
00:31:32,520 --> 00:31:36,040
Speaker 7: a different need position falls to them and something that

573
00:31:36,080 --> 00:31:39,479
Speaker 7: you didn't expect. But to me, he's a top ten

574
00:31:39,520 --> 00:31:42,360
Speaker 7: pick sort of safety. Those don't come around every year.

575
00:31:42,680 --> 00:31:45,480
Speaker 7: Probably last one was Kyle Hamilton, and he even did

576
00:31:45,640 --> 00:31:48,160
Speaker 7: go top ten, even though I could call him top

577
00:31:48,200 --> 00:31:48,480
Speaker 7: ten pick.

578
00:31:48,560 --> 00:31:51,080
Speaker 6: But like those guys, you know it when you.

579
00:31:51,040 --> 00:31:54,240
Speaker 7: See it, and a lot of Bengals fans probably familiar

580
00:31:54,280 --> 00:31:57,120
Speaker 7: with Ohio State as well. It's like he has transformed

581
00:31:57,120 --> 00:32:00,479
Speaker 7: that defense since he transferred from Alabama. Is ability to

582
00:32:00,480 --> 00:32:04,640
Speaker 7: just cover grounds, tackle, be reliable. It's like all the

583
00:32:04,680 --> 00:32:08,240
Speaker 7: things we lament this sangle secondary for not being able

584
00:32:08,280 --> 00:32:08,480
Speaker 7: to do.

585
00:32:09,080 --> 00:32:11,320
Speaker 6: He is that guy, Mike.

586
00:32:11,200 --> 00:32:14,320
Speaker 3: Renner that was a week ago on Sunday Morning Sports Talk.

587
00:32:14,440 --> 00:32:18,200
Speaker 3: But it's a long way away. Everything changes, as you

588
00:32:18,240 --> 00:32:20,360
Speaker 3: well know. But they got to change the way they

589
00:32:20,440 --> 00:32:22,360
Speaker 3: do business. They got to change. The Bengals need to

590
00:32:22,400 --> 00:32:24,520
Speaker 3: change the way they do business. And free agency, they

591
00:32:24,520 --> 00:32:28,239
Speaker 3: can't bottom feed on free agents that are you know,

592
00:32:28,600 --> 00:32:30,600
Speaker 3: the good ones go on Day one and two. You've

593
00:32:30,600 --> 00:32:32,240
Speaker 3: got to get in there and you've got to get

594
00:32:32,240 --> 00:32:35,760
Speaker 3: impact players on that defense, particularly in the front seven

595
00:32:36,200 --> 00:32:39,880
Speaker 3: or the whatever it may be. Linebacker, defensive line. That's

596
00:32:39,960 --> 00:32:43,560
Speaker 3: where you've got to get the impact player. They need

597
00:32:43,600 --> 00:32:47,440
Speaker 3: an LB linebacker one. They need a guy that they

598
00:32:47,480 --> 00:32:52,040
Speaker 3: thought they had in Logan Wilson. They need somebody like

599
00:32:52,120 --> 00:32:55,000
Speaker 3: that far too young. Roll the dice on the young guys.

600
00:32:55,040 --> 00:32:57,560
Speaker 3: Young guys getting better, but they roll the dice. It

601
00:32:57,600 --> 00:33:01,040
Speaker 3: didn't work. And then in the secondary they gotta fix

602
00:33:01,600 --> 00:33:06,320
Speaker 3: They got to fix safety. So anyway, a lot of

603
00:33:06,360 --> 00:33:08,120
Speaker 3: time to chew on that between now and the draft.

604
00:33:08,160 --> 00:33:10,720
Speaker 3: But that was Mike Renner about a week ago. All right,

605
00:33:10,760 --> 00:33:17,040
Speaker 3: straight ahead, Are you cheating financially on your significant other?

606
00:33:17,520 --> 00:33:20,680
Speaker 3: Believe it or not. A lot of people are, and

607
00:33:20,720 --> 00:33:24,040
Speaker 3: a lot of people that are fall into one specific

608
00:33:24,240 --> 00:33:27,840
Speaker 3: age group. We'll do a deep dive into that. It's

609
00:33:27,840 --> 00:33:31,240
Speaker 3: Saturday afternoon that you and me seven hundred w WELW.

610
00:33:37,000 --> 00:33:42,360
Speaker 1: Now your host Ken Brew on news radio seven hundred WLWE.

611
00:33:42,400 --> 00:33:45,600
Speaker 3: Oh, the excitement is building. Well, I think it is.

612
00:33:45,640 --> 00:33:46,960
Speaker 3: I don't know. Maybe not for you, but it is

613
00:33:47,000 --> 00:33:49,640
Speaker 3: for me. We're back talking to each other. This is

614
00:33:49,680 --> 00:33:52,520
Speaker 3: wonderful on this Saturday afternoon, after Christmas and right before

615
00:33:52,560 --> 00:33:55,000
Speaker 3: the first of the year. A lot going on in

616
00:33:55,040 --> 00:33:57,160
Speaker 3: the world, lot going on in the world of sports,

617
00:33:57,240 --> 00:34:01,080
Speaker 3: and a lot going on apparently in and around you

618
00:34:01,240 --> 00:34:03,840
Speaker 3: and your finances. I don't know. I don't make judgments,

619
00:34:03,840 --> 00:34:07,160
Speaker 3: so I don't do anything like that. What happens inside

620
00:34:07,160 --> 00:34:09,600
Speaker 3: your house and how you discuss it and how you

621
00:34:09,680 --> 00:34:13,080
Speaker 3: resolve it is you between whomever you're talking and resolving.

622
00:34:13,880 --> 00:34:16,879
Speaker 3: But I do know this. There was a company called

623
00:34:17,000 --> 00:34:22,600
Speaker 3: Mortar Research Mortar Mortar Research, and they lined up about

624
00:34:22,600 --> 00:34:26,719
Speaker 3: two thousand thousand people and guess what they found out

625
00:34:27,680 --> 00:34:34,080
Speaker 3: about nine to ten. More than ninety percent of gen Zers,

626
00:34:34,320 --> 00:34:38,400
Speaker 3: people aged eighteen to twenty eight say they have argued

627
00:34:38,520 --> 00:34:43,160
Speaker 3: with their partner about finances, and that is up significantly

628
00:34:44,120 --> 00:34:48,600
Speaker 3: where it occurs on other age groups, not saving them

629
00:34:48,640 --> 00:34:52,839
Speaker 3: up enough money, spending too much on non essentials. This

630
00:34:52,920 --> 00:34:55,200
Speaker 3: age group was found to be the most likely of

631
00:34:55,280 --> 00:35:00,680
Speaker 3: all generations surveyed to keep financial secrets from their partner.

632
00:35:01,040 --> 00:35:05,400
Speaker 3: Forty five percent admitted it forty five percent. And that

633
00:35:05,520 --> 00:35:09,640
Speaker 3: lead me to It led me to wonder, do you

634
00:35:09,760 --> 00:35:13,640
Speaker 3: keep financial secrets from your wife, your spouse, your significant other,

635
00:35:13,680 --> 00:35:17,160
Speaker 3: whomever it went may be. Do you have a hidden account,

636
00:35:17,560 --> 00:35:19,440
Speaker 3: you know, one of those little go to places when

637
00:35:19,480 --> 00:35:20,920
Speaker 3: you've got to go to it to get what you

638
00:35:20,960 --> 00:35:23,640
Speaker 3: want to get. Seems to me there are a lot

639
00:35:23,680 --> 00:35:28,880
Speaker 3: of people like that, male and female, And I'm just wondering, why,

640
00:35:28,719 --> 00:35:31,799
Speaker 3: why does it have to be that way? Are you

641
00:35:31,880 --> 00:35:35,759
Speaker 3: doing something the farious or you know, maybe just you know,

642
00:35:35,840 --> 00:35:38,680
Speaker 3: you want to have a little time out with the

643
00:35:38,760 --> 00:35:41,719
Speaker 3: fellaws or the gals, and you don't want anybody to

644
00:35:41,760 --> 00:35:48,000
Speaker 3: know about it, least of all someone that you're partnering with. Yes,

645
00:35:48,239 --> 00:35:52,960
Speaker 3: is your honey, hiding money, because apparently that is the

646
00:35:53,000 --> 00:36:02,160
Speaker 3: second most common reason why marriages end financial and financial secrets,

647
00:36:02,360 --> 00:36:09,960
Speaker 3: arguing about money or hiding money. What's number one? You

648
00:36:10,000 --> 00:36:13,960
Speaker 3: got to ask that? Come on now? Anyway, Apparently it's

649
00:36:14,040 --> 00:36:17,600
Speaker 3: going on through all generations, not just gen Z, but

650
00:36:17,800 --> 00:36:20,479
Speaker 3: most frequently with gen Z. So what's going on here

651
00:36:20,960 --> 00:36:22,840
Speaker 3: and why is this a problem? And is there a

652
00:36:22,840 --> 00:36:25,880
Speaker 3: way around the problem? I think there might be, and

653
00:36:25,880 --> 00:36:28,640
Speaker 3: there's got to be some red flags when it is

654
00:36:28,719 --> 00:36:31,680
Speaker 3: going on that maybe the one partner could say, hey,

655
00:36:31,680 --> 00:36:33,279
Speaker 3: wait a minute, now, what's going on here? Maybe we

656
00:36:33,280 --> 00:36:34,080
Speaker 3: should talk about this.

657
00:36:34,160 --> 00:36:34,319
Speaker 5: Thing.

658
00:36:35,640 --> 00:36:37,880
Speaker 3: Standing by is Steve Cotton. I've had Steve on the

659
00:36:37,880 --> 00:36:43,120
Speaker 3: show before. He is president of Cotton Wealth Management Associates,

660
00:36:43,560 --> 00:36:47,120
Speaker 3: and he's had a terrific career, it spanned more than

661
00:36:47,160 --> 00:36:49,759
Speaker 3: forty eight years, and I wanted to get him on

662
00:36:49,800 --> 00:36:51,799
Speaker 3: the show today to talk a little bit about this

663
00:36:51,880 --> 00:36:55,600
Speaker 3: because maybe we can all make a resolution as we

664
00:36:55,719 --> 00:36:58,880
Speaker 3: head into the new year that we can actually attain

665
00:36:59,239 --> 00:37:03,920
Speaker 3: and that is more open communication and more less deception,

666
00:37:04,840 --> 00:37:08,120
Speaker 3: which then would think would keep more partnerships or marriages

667
00:37:08,239 --> 00:37:12,440
Speaker 3: or whatever is going on inside your house more intact

668
00:37:13,000 --> 00:37:16,680
Speaker 3: and happier. How about that for a project. Hey, let's

669
00:37:16,680 --> 00:37:18,680
Speaker 3: bring them in. Steve Cotton, how are you on this

670
00:37:18,760 --> 00:37:19,719
Speaker 3: glorious Saturday?

671
00:37:20,239 --> 00:37:21,960
Speaker 6: Hey, I am doing great.

672
00:37:22,040 --> 00:37:23,920
Speaker 10: Hello to all my friends in Cincinnati.

673
00:37:24,080 --> 00:37:26,680
Speaker 3: I love it. Now. Did your honey ever hide money

674
00:37:26,719 --> 00:37:27,000
Speaker 3: from you?

675
00:37:27,160 --> 00:37:27,440
Speaker 2: Steve?

676
00:37:28,680 --> 00:37:31,520
Speaker 10: Well, I'm gonna have to. I'm gonna have to say

677
00:37:31,520 --> 00:37:33,000
Speaker 10: that classified information.

678
00:37:35,160 --> 00:37:36,160
Speaker 6: It's sure.

679
00:37:37,640 --> 00:37:40,040
Speaker 3: I will not say anything that may incriminate me.

680
00:37:42,200 --> 00:37:45,439
Speaker 10: I've been married before and divorced, and I'm married to

681
00:37:44,840 --> 00:37:48,439
Speaker 10: the woman of my dreams now, so we have none

682
00:37:48,480 --> 00:37:49,560
Speaker 10: of those kinds of issues.

683
00:37:49,680 --> 00:37:50,919
Speaker 3: Good good.

684
00:37:51,000 --> 00:37:52,760
Speaker 6: But I think where gen.

685
00:37:52,680 --> 00:37:55,200
Speaker 4: Z is concerned, I think there can.

686
00:37:55,080 --> 00:37:59,640
Speaker 10: Be lots of different reasons why gen Zers and people

687
00:37:59,680 --> 00:38:03,440
Speaker 10: you know, eighteen to twenty eight might be a little

688
00:38:04,239 --> 00:38:07,200
Speaker 10: less forthcoming about their financial activities.

689
00:38:07,719 --> 00:38:07,920
Speaker 11: You know.

690
00:38:08,040 --> 00:38:13,200
Speaker 10: One reason sometimes is that in a couple, both parties

691
00:38:13,239 --> 00:38:16,480
Speaker 10: want to maintain some semblance of some kind of independence.

692
00:38:17,520 --> 00:38:21,680
Speaker 10: And that's not bad in and of itself. You know,

693
00:38:21,840 --> 00:38:25,600
Speaker 10: sometimes that gets colored if one partner is extremely controlling,

694
00:38:26,800 --> 00:38:30,359
Speaker 10: and you know, instead of a team team partnership, it's

695
00:38:30,400 --> 00:38:34,000
Speaker 10: more of a dominating kind of thing. Sometimes people will

696
00:38:34,040 --> 00:38:38,320
Speaker 10: react by hiding things for that reason. Sometimes you've got

697
00:38:38,880 --> 00:38:41,840
Speaker 10: people who are mismatched. You've got a saber and a spender,

698
00:38:42,560 --> 00:38:45,440
Speaker 10: and the saber wants to be more frugal and the

699
00:38:45,480 --> 00:38:49,560
Speaker 10: spender just spends money freely without any discipline, and that

700
00:38:49,600 --> 00:38:53,439
Speaker 10: creates tension in the relationship and can often cause one

701
00:38:53,480 --> 00:38:56,640
Speaker 10: partner to do things a little differently and high things.

702
00:38:56,640 --> 00:39:00,680
Speaker 10: But I'm with you, Ken, I think keeping taker's, certainly

703
00:39:00,680 --> 00:39:04,960
Speaker 10: in a marriage, financial secrets especially, is not a good thing.

704
00:39:06,000 --> 00:39:10,080
Speaker 10: It's not a good practice, and I recommend something very

705
00:39:10,120 --> 00:39:11,920
Speaker 10: different from my clients and friends.

706
00:39:12,280 --> 00:39:16,360
Speaker 3: Yeah, you know, the thing is you have to obviously

707
00:39:16,440 --> 00:39:19,160
Speaker 3: know what you're doing and who you're going to do

708
00:39:19,239 --> 00:39:22,000
Speaker 3: it with when you go into a marriage. But I

709
00:39:22,040 --> 00:39:24,080
Speaker 3: don't want to say it's a generational thing. I'm not

710
00:39:24,080 --> 00:39:26,960
Speaker 3: sure that's completely fair. But it does seem to me

711
00:39:27,040 --> 00:39:29,839
Speaker 3: that people marry later in life now than they did

712
00:39:29,960 --> 00:39:32,680
Speaker 3: maybe when I got married, maybe when you got married,

713
00:39:32,960 --> 00:39:35,799
Speaker 3: And because of that, they build up some sort of

714
00:39:36,120 --> 00:39:39,560
Speaker 3: wealth themselves. They have a career, they have money, and

715
00:39:39,560 --> 00:39:42,560
Speaker 3: then all of a sudden they come together and instead

716
00:39:42,600 --> 00:39:44,920
Speaker 3: of dumping all that money into one pool, they're very

717
00:39:44,960 --> 00:39:47,719
Speaker 3: protective of the money that they came into the relationship with,

718
00:39:47,840 --> 00:39:52,360
Speaker 3: and it wasn't that way all those years ago, those

719
00:39:52,480 --> 00:39:54,799
Speaker 3: many many years ago when I first got married, And

720
00:39:55,320 --> 00:39:57,680
Speaker 3: I'm guessing it's changed over the course of time. But

721
00:39:57,760 --> 00:40:01,759
Speaker 3: I think, Steve, it's really something that just came to

722
00:40:01,800 --> 00:40:05,000
Speaker 3: the forefront here with gen Z and I think that's

723
00:40:05,360 --> 00:40:07,920
Speaker 3: more has to do with why it's this way than

724
00:40:07,960 --> 00:40:10,239
Speaker 3: I think anything else. And am I wrong or is

725
00:40:10,239 --> 00:40:13,280
Speaker 3: that just some anecdote that I believe in that's not true.

726
00:40:14,120 --> 00:40:15,640
Speaker 4: I think there's a lot of that.

727
00:40:15,760 --> 00:40:18,320
Speaker 10: But I also think it's you know, with people that

728
00:40:18,360 --> 00:40:20,799
Speaker 10: are eighteen to twenty eight, they may not have had

729
00:40:20,880 --> 00:40:25,400
Speaker 10: that much experience yet working as a financial teammate with

730
00:40:25,480 --> 00:40:28,400
Speaker 10: a partner. So some of it may just be a

731
00:40:28,480 --> 00:40:33,760
Speaker 10: lack of experience, some of it may be extreme caution.

732
00:40:34,560 --> 00:40:39,360
Speaker 10: You know, when I'm counseling young professionals that just get married,

733
00:40:39,920 --> 00:40:42,640
Speaker 10: one of the things that I recommend is that they

734
00:40:43,480 --> 00:40:48,359
Speaker 10: continue to keep their investments, their retirement funds separate that day.

735
00:40:48,480 --> 00:40:53,160
Speaker 10: But in terms of bank account activity, he should have

736
00:40:53,239 --> 00:40:56,160
Speaker 10: his own accounts, she should have her own account, and

737
00:40:56,200 --> 00:40:59,040
Speaker 10: then they should have a joint account for joint expenses,

738
00:40:59,120 --> 00:41:03,440
Speaker 10: like if they're living together, they have a house. If

739
00:41:03,480 --> 00:41:07,360
Speaker 10: they're legitimate joint expenses, they should share in underwriting those.

740
00:41:08,080 --> 00:41:12,920
Speaker 10: But that both people in a relationship, whether it's day

741
00:41:12,960 --> 00:41:16,839
Speaker 10: strait doesn't matter. Both people in a relationship should have

742
00:41:17,160 --> 00:41:20,400
Speaker 10: a small account that they don't have to account to

743
00:41:20,480 --> 00:41:23,160
Speaker 10: anybody for. And if they want to buy Chump the

744
00:41:23,280 --> 00:41:27,880
Speaker 10: Chip cookies or comic books or you know, a jet ski,

745
00:41:29,160 --> 00:41:30,520
Speaker 10: well that's kind of expensive.

746
00:41:30,560 --> 00:41:33,719
Speaker 4: But if they want to you know, get their hair done.

747
00:41:33,760 --> 00:41:37,160
Speaker 10: Or go play golf, did not have to account to

748
00:41:37,239 --> 00:41:39,880
Speaker 10: their partner for every time they spend. They need their

749
00:41:39,920 --> 00:41:42,760
Speaker 10: own accounts, but they also need a team account.

750
00:41:42,800 --> 00:41:45,799
Speaker 3: You know, in a bad old day years ago, it

751
00:41:45,880 --> 00:41:48,120
Speaker 3: was probably thought of, well, if you're doing that, you're

752
00:41:48,160 --> 00:41:51,480
Speaker 3: expecting the marriage to fail. And that's a way of

753
00:41:51,520 --> 00:41:54,560
Speaker 3: protecting yourself. And it may be a residual of what

754
00:41:54,600 --> 00:41:56,759
Speaker 3: you're talking about, but it just sounds like what you're

755
00:41:56,760 --> 00:41:59,000
Speaker 3: talking about is good business.

756
00:41:59,400 --> 00:42:00,960
Speaker 4: Well it is. I saw a situation.

757
00:42:01,000 --> 00:42:02,080
Speaker 2: I had a client one.

758
00:42:01,920 --> 00:42:07,160
Speaker 10: Time who she was the saverer and her husband was

759
00:42:07,239 --> 00:42:11,759
Speaker 10: a spend thrift, and he wanted her to put all

760
00:42:11,800 --> 00:42:14,759
Speaker 10: of their money in one account and there were going

761
00:42:14,800 --> 00:42:16,880
Speaker 10: to be no constraints, and he also wanted her to

762
00:42:16,880 --> 00:42:20,480
Speaker 10: pay off you know, an eighty thousand dollars worth the

763
00:42:20,600 --> 00:42:23,640
Speaker 10: death that he had and she had credit card debt,

764
00:42:24,360 --> 00:42:28,160
Speaker 10: and so I counseled caution on this kind of situation

765
00:42:28,760 --> 00:42:30,960
Speaker 10: where there are lots of fact, there's lots of variables,

766
00:42:31,360 --> 00:42:34,600
Speaker 10: and where people have two distinctly different spending patent patterns

767
00:42:34,800 --> 00:42:38,040
Speaker 10: and habits. You know, people in a relationship have to

768
00:42:38,080 --> 00:42:41,400
Speaker 10: be prudent and they have to be protective of themselves

769
00:42:41,480 --> 00:42:43,520
Speaker 10: and the money they saved.

770
00:42:43,640 --> 00:42:47,880
Speaker 4: But you see these situations.

771
00:42:47,200 --> 00:42:50,280
Speaker 10: Sometimes when you have two different people with two different,

772
00:42:50,440 --> 00:42:54,440
Speaker 10: radically different sets of spending values and habits.

773
00:42:55,680 --> 00:42:59,560
Speaker 3: Eighteen twenty eight is the gen Z group, and again

774
00:42:59,600 --> 00:43:01,560
Speaker 3: the sort of I said around nine to ten about

775
00:43:01,600 --> 00:43:04,040
Speaker 3: ninety one percent say they have argued with their partner

776
00:43:04,080 --> 00:43:07,720
Speaker 3: about finances, compared to seventy six across all age groups.

777
00:43:08,160 --> 00:43:10,400
Speaker 3: I think those numbers are low. I'm sure, if not

778
00:43:10,440 --> 00:43:14,160
Speaker 3: an argument, serious discussions have occurred within every marriage about

779
00:43:14,200 --> 00:43:17,719
Speaker 3: finances at some time or another. But one of the

780
00:43:17,719 --> 00:43:19,759
Speaker 3: things I did see Steve this week that I was

781
00:43:19,840 --> 00:43:23,759
Speaker 3: encouraged by bankrate dot com. I released a survey and

782
00:43:24,160 --> 00:43:26,680
Speaker 3: of the outlook of they have for twenty twenty six,

783
00:43:27,239 --> 00:43:29,440
Speaker 3: and one of the things that was in that survey

784
00:43:29,840 --> 00:43:34,680
Speaker 3: was that one of the financial goals for all age groups,

785
00:43:34,680 --> 00:43:38,600
Speaker 3: but particularly for gen Z is to buy down debt,

786
00:43:38,640 --> 00:43:41,279
Speaker 3: just pay off debt. And I think one of the

787
00:43:41,320 --> 00:43:43,640
Speaker 3: things that a lot of people, particularly the younger folks,

788
00:43:44,400 --> 00:43:47,520
Speaker 3: get into, is this spiral of debt that just absolutely

789
00:43:47,600 --> 00:43:51,080
Speaker 3: sinks them financially and in turn probably sinks their marriage.

790
00:43:51,120 --> 00:43:55,040
Speaker 3: So I'm encouraged by that. If people really are past

791
00:43:55,239 --> 00:43:58,120
Speaker 3: kicking debt down the road and want to buy down

792
00:43:58,239 --> 00:44:00,759
Speaker 3: debt and get rid of it, or least most of it,

793
00:44:01,560 --> 00:44:03,760
Speaker 3: I think much of what you and I are talking

794
00:44:03,760 --> 00:44:05,440
Speaker 3: about right here probably goes away.

795
00:44:06,600 --> 00:44:06,799
Speaker 2: Well.

796
00:44:06,840 --> 00:44:09,680
Speaker 10: I think that's right. I think that is a wonderful objective.

797
00:44:10,239 --> 00:44:14,320
Speaker 10: I recommend that highly to the people that I counsel, because,

798
00:44:14,719 --> 00:44:17,000
Speaker 10: and you know, we're swimming upstream a little bit. We're

799
00:44:17,200 --> 00:44:21,480
Speaker 10: swimming in a culture that is by now instant gratification,

800
00:44:21,680 --> 00:44:24,600
Speaker 10: don't wait, don't say if you want to now, get

801
00:44:24,640 --> 00:44:29,759
Speaker 10: it now, and that runs contrary to good prudent fiscal management.

802
00:44:30,480 --> 00:44:33,440
Speaker 10: And the credit card companies take advantage of this. I

803
00:44:33,520 --> 00:44:37,239
Speaker 10: call them financial vampires, because if you're an hour or

804
00:44:37,239 --> 00:44:41,000
Speaker 10: a day late in making your credit card payment on time,

805
00:44:42,040 --> 00:44:45,919
Speaker 10: they will jack you up automatically with their algorithms into

806
00:44:45,960 --> 00:44:49,600
Speaker 10: a penalty rate, a penalty interest rate two to twenty

807
00:44:49,719 --> 00:44:54,799
Speaker 10: nine percent. It's absurd, And under the law they do

808
00:44:54,920 --> 00:44:58,279
Speaker 10: not have to lower your rate until you've made at

809
00:44:58,360 --> 00:45:01,960
Speaker 10: least six months of long time payment, So they count

810
00:45:02,000 --> 00:45:05,640
Speaker 10: on people being late. They want people to carry huge

811
00:45:05,640 --> 00:45:09,640
Speaker 10: balances because they make a killing when they can jack

812
00:45:09,680 --> 00:45:12,120
Speaker 10: you up into a penalty rate and you're carrying a

813
00:45:12,160 --> 00:45:16,840
Speaker 10: big balance. So if you know best practice is to

814
00:45:17,239 --> 00:45:20,920
Speaker 10: limit your credit card spending, pay off that balance every

815
00:45:21,000 --> 00:45:24,919
Speaker 10: month in full, and do it on time, and then

816
00:45:25,120 --> 00:45:26,879
Speaker 10: I guarantee you they will hate you.

817
00:45:28,520 --> 00:45:33,120
Speaker 3: Well, too bad for them, right. Steve Cotton's our guest.

818
00:45:33,160 --> 00:45:37,000
Speaker 3: He's president of Cottonwealth Management Associates. And we're talking about

819
00:45:37,520 --> 00:45:41,239
Speaker 3: financial infidelity among couples, among people that are in a

820
00:45:41,280 --> 00:45:43,879
Speaker 3: relationship or a marriage together. You know, we talk about

821
00:45:43,920 --> 00:45:46,960
Speaker 3: the solutions. What are the red flags? I mean, how

822
00:45:46,960 --> 00:45:50,920
Speaker 3: would you know in a relationship if there is some

823
00:45:51,000 --> 00:45:54,000
Speaker 3: sort of financial infidelity going on?

824
00:45:55,400 --> 00:45:59,440
Speaker 10: I think if you discover your partner has accounts that

825
00:45:59,480 --> 00:46:02,919
Speaker 10: you were in a aware of, if you discover your

826
00:46:02,960 --> 00:46:06,400
Speaker 10: partner is squirreling money away, you know, you get a

827
00:46:06,440 --> 00:46:10,280
Speaker 10: paycheck of X, and yet you know only why seems

828
00:46:10,320 --> 00:46:14,400
Speaker 10: to get deposited in a joint account. If your partner

829
00:46:14,440 --> 00:46:18,160
Speaker 10: suddenly starts, you know, suddenly has a lot of new

830
00:46:18,239 --> 00:46:22,960
Speaker 10: clothes or lots of toys, or is you know, coming

831
00:46:23,040 --> 00:46:27,640
Speaker 10: up with excuses why they can't spend money on joint purposes,

832
00:46:28,280 --> 00:46:30,279
Speaker 10: and yet they don't seem to have any restraints on

833
00:46:30,320 --> 00:46:33,800
Speaker 10: their personal spending on themselves. Those are all red flags.

834
00:46:34,040 --> 00:46:38,719
Speaker 10: I'm a big advocate ken of being honest and transparent

835
00:46:38,840 --> 00:46:41,719
Speaker 10: in a marriage or really in a relationship. If you've

836
00:46:41,719 --> 00:46:43,759
Speaker 10: got two people who've been dating a while and they're

837
00:46:43,800 --> 00:46:48,120
Speaker 10: very close and they are committed to each other, transparency

838
00:46:48,280 --> 00:46:52,239
Speaker 10: is always good. Now there's an asterisk on that if

839
00:46:52,280 --> 00:46:54,560
Speaker 10: one is a big saver and one is a big spender.

840
00:46:55,560 --> 00:46:57,840
Speaker 10: The big spender isn't really always going to want to

841
00:46:57,880 --> 00:46:59,600
Speaker 10: tell his partner at all he went out and spent

842
00:46:59,680 --> 00:47:04,960
Speaker 10: some more money. But I'm a big believer in and

843
00:47:05,120 --> 00:47:09,000
Speaker 10: you don't have to get pre clearance on the tiny expenditures,

844
00:47:09,560 --> 00:47:12,680
Speaker 10: but on the major expenditures you should always talk to

845
00:47:12,719 --> 00:47:15,960
Speaker 10: your partner and get there buy in because you want

846
00:47:16,000 --> 00:47:19,759
Speaker 10: to operate as a financial team. You're no longer on

847
00:47:19,800 --> 00:47:25,680
Speaker 10: an island by yourself. Hey, financial visions, especially on big things,

848
00:47:26,160 --> 00:47:29,400
Speaker 10: will impact your partner, and you need your partner to

849
00:47:29,440 --> 00:47:31,800
Speaker 10: be a teammate, not a victim.

850
00:47:32,680 --> 00:47:35,200
Speaker 3: Right, everybody on the same page, no question about it.

851
00:47:35,440 --> 00:47:38,320
Speaker 3: I can't let you go without asking you this twenty

852
00:47:38,360 --> 00:47:41,399
Speaker 3: twenty six. I see a lot of mixed reports as

853
00:47:41,400 --> 00:47:43,360
Speaker 3: to what twenty twenty six is going to look like

854
00:47:43,480 --> 00:47:47,640
Speaker 3: from personal wealth point of view, and certainly from how

855
00:47:47,680 --> 00:47:50,640
Speaker 3: this country will do as a whole. In twenty twenty six.

856
00:47:51,239 --> 00:47:54,239
Speaker 3: We know the big beautiful bill kicks in and that

857
00:47:54,280 --> 00:47:56,640
Speaker 3: will be I think a financial boom to a lot

858
00:47:56,680 --> 00:48:00,440
Speaker 3: of different areas of the world, not the least of

859
00:48:00,480 --> 00:48:03,319
Speaker 3: which is those that wait on tables, those in the

860
00:48:03,360 --> 00:48:07,000
Speaker 3: food service industry, things like that. But I also know

861
00:48:07,080 --> 00:48:10,360
Speaker 3: that we're not just a US economy. We're a world economy,

862
00:48:10,440 --> 00:48:14,680
Speaker 3: and if somebody, for example, burps in South Africa, the

863
00:48:14,760 --> 00:48:18,000
Speaker 3: repercussions are felt all over the world. So I'm just

864
00:48:18,040 --> 00:48:20,719
Speaker 3: wondering what your outlook is for twenty twenty six. Is

865
00:48:20,760 --> 00:48:24,240
Speaker 3: it robust, is it bust or is it something in between?

866
00:48:25,160 --> 00:48:28,640
Speaker 10: No, I am cautiously very optimistic about next year, and

867
00:48:28,640 --> 00:48:34,200
Speaker 10: I'll tell you fly I was in Washington and working

868
00:48:34,239 --> 00:48:38,560
Speaker 10: on Capitol Hill in nineteen eighty through nineteen eighty six

869
00:48:39,120 --> 00:48:43,200
Speaker 10: during the eight years of the Reagan administration, and I

870
00:48:43,360 --> 00:48:47,760
Speaker 10: watched him cut taxes, I watched him rebuild the defense budget.

871
00:48:48,160 --> 00:48:52,160
Speaker 10: I watched him trim regulations, and that led to the

872
00:48:52,200 --> 00:48:56,640
Speaker 10: longest peacetime economic expansion in US history that went all

873
00:48:56,680 --> 00:49:00,000
Speaker 10: the way into the Clinton years. I will tell you

874
00:49:00,600 --> 00:49:05,400
Speaker 10: with what Trump is doing to reduce trade barriers to

875
00:49:05,480 --> 00:49:09,279
Speaker 10: our companies, to reduce tariffs on our goods and services,

876
00:49:09,880 --> 00:49:14,040
Speaker 10: to attract eighteen trillion dollars of new foreign investment into

877
00:49:14,080 --> 00:49:17,720
Speaker 10: the United States. What he's done with no tax on tips,

878
00:49:18,000 --> 00:49:22,640
Speaker 10: no tax on overtime, you pay no interest if you

879
00:49:22,719 --> 00:49:26,680
Speaker 10: buy a car it's a US made car, and a

880
00:49:26,719 --> 00:49:30,000
Speaker 10: six thousand dollars tax credit for people on Social Security.

881
00:49:30,480 --> 00:49:34,279
Speaker 10: You put all of this together and his de regulatory efforts,

882
00:49:34,719 --> 00:49:38,080
Speaker 10: what he is doing is one hundred times bigger than

883
00:49:38,120 --> 00:49:39,640
Speaker 10: what Ronald Reagan ever did.

884
00:49:40,719 --> 00:49:42,880
Speaker 2: Well. I am optimistic. Now.

885
00:49:43,640 --> 00:49:48,560
Speaker 10: Market volatility is normal, it's healthy, but I think this

886
00:49:48,719 --> 00:49:52,160
Speaker 10: economy is going to be poised for expansion. And you've

887
00:49:52,160 --> 00:49:56,479
Speaker 10: also got the FED rolling interest rates, which will pull

888
00:49:56,480 --> 00:50:00,320
Speaker 10: win into those wings. So I am very very cautious,

889
00:50:00,880 --> 00:50:03,960
Speaker 10: but very bullish about twenty twenty six and beyond.

890
00:50:04,000 --> 00:50:07,120
Speaker 3: Love to hear that, Steve Cotton. He is with Cotton

891
00:50:07,360 --> 00:50:13,720
Speaker 3: WMA that stands for Wealth Management Associates COTTONWMA dot com. Steve,

892
00:50:13,760 --> 00:50:17,080
Speaker 3: it's always good to hear your voice. Merry Christmas to

893
00:50:17,120 --> 00:50:20,640
Speaker 3: you and yours and for your time today. We appreciate it.

894
00:50:20,680 --> 00:50:21,520
Speaker 3: Thank you so much.

895
00:50:22,000 --> 00:50:23,840
Speaker 4: Thank you, God bless everybody. I'm simple.

896
00:50:24,840 --> 00:50:30,279
Speaker 3: Love to hear that. Absolutely love to hear that. Thank you, Steve. Yeah,

897
00:50:30,320 --> 00:50:33,239
Speaker 3: it's like anything else in any other relationship. If there's

898
00:50:33,239 --> 00:50:37,040
Speaker 3: no communication, chances are there are going to be problems

899
00:50:37,080 --> 00:50:40,680
Speaker 3: on a number of different levels. So people, can't we

900
00:50:40,840 --> 00:50:44,640
Speaker 3: just all get along, particularly with somebody you allegedly love,

901
00:50:45,360 --> 00:50:49,279
Speaker 3: Just be upfront about this stuff. Ninety one percent of

902
00:50:49,320 --> 00:50:53,120
Speaker 3: gen zers say they have argued with their partner, and

903
00:50:53,160 --> 00:50:56,799
Speaker 3: that same age group say they have kept financial secrets

904
00:50:57,440 --> 00:51:05,600
Speaker 3: from said partner. Of them said so. More to research,

905
00:51:05,760 --> 00:51:10,200
Speaker 3: more than two thousand people surveyed Get Rid of the

906
00:51:10,239 --> 00:51:14,719
Speaker 3: Stash one News Radio seven hundred wl W.

907
00:51:20,280 --> 00:51:26,240
Speaker 1: Now your host Ken Brew on news Radio seven hundred WLW.

908
00:51:25,880 --> 00:51:29,359
Speaker 3: Welcome back, two six two o seven, Maybe like two

909
00:51:29,400 --> 00:51:32,040
Speaker 3: eleven but we're back, and that's all that matters is

910
00:51:32,080 --> 00:51:36,839
Speaker 3: we're back. One big more hour to go and then

911
00:51:36,880 --> 00:51:39,480
Speaker 3: Stirling comes in to create havoc on the world, but

912
00:51:39,560 --> 00:51:42,960
Speaker 3: he'll solve all of those problems before he's done. So

913
00:51:43,000 --> 00:51:45,640
Speaker 3: tomorrow the Patriots play at the Jets. The Jets are

914
00:51:46,000 --> 00:51:48,200
Speaker 3: a thirteen and a half point underdog. They're starting a

915
00:51:48,280 --> 00:51:52,200
Speaker 3: rookie quarterback, Brady Cook, who in the last eleven quarters

916
00:51:52,200 --> 00:51:56,279
Speaker 3: has been sacked seventeen times, has thrown six interceptions, and

917
00:51:56,360 --> 00:51:59,960
Speaker 3: has fumbled the ball away three times. What a franchise

918
00:52:00,400 --> 00:52:03,320
Speaker 3: And now this The Jets are taking heat for yanking

919
00:52:03,360 --> 00:52:06,120
Speaker 3: an invitation to a fan who won the right to

920
00:52:06,160 --> 00:52:09,880
Speaker 3: try the team's one hundred thousand dollars field goal challenge

921
00:52:10,400 --> 00:52:12,800
Speaker 3: after they've found out the woman is a soccer coach.

922
00:52:13,840 --> 00:52:19,439
Speaker 3: Oh yeah, season ticket holder too. Ashley Castagno Gervasi said

923
00:52:19,480 --> 00:52:22,000
Speaker 3: that she could not participate in this, she was told

924
00:52:22,040 --> 00:52:26,200
Speaker 3: because she coaches high school soccer. She said, this would

925
00:52:26,239 --> 00:52:30,200
Speaker 3: be a life changing money for me. I was confident

926
00:52:30,200 --> 00:52:33,200
Speaker 3: I couldn't make it. I could make it. Why would

927
00:52:33,200 --> 00:52:36,200
Speaker 3: they do they judge? So she's a soccer coach, so

928
00:52:36,239 --> 00:52:38,959
Speaker 3: what she's a season ticket holder? One of the worst

929
00:52:39,000 --> 00:52:43,720
Speaker 3: franchises in the National Football League traditionally, and that happened

930
00:52:43,719 --> 00:52:50,040
Speaker 3: to be her purpose. It's not like she's a professional placekicker. Man,

931
00:52:50,640 --> 00:52:52,719
Speaker 3: it's a twenty yard challenge. Okay, you got to kick

932
00:52:52,760 --> 00:52:54,920
Speaker 3: the ball through the uprights from twenty yards away. I mean,

933
00:52:54,960 --> 00:52:57,480
Speaker 3: it's a chip shot for any high school kicker. But

934
00:52:57,520 --> 00:52:59,520
Speaker 3: she's not a high school kicker. It's a soccer coach.

935
00:53:00,400 --> 00:53:03,520
Speaker 3: You're kicking a soccer ball that high up, that close

936
00:53:03,560 --> 00:53:09,120
Speaker 3: to words supposed to go, then you've got problems the Jets.

937
00:53:10,480 --> 00:53:14,680
Speaker 3: The Bengals play the Cardinals tomorrow here at pay Corpse Stadium.

938
00:53:15,160 --> 00:53:17,759
Speaker 3: They're five and ten, the Bengals are The Cardinals are worse.

939
00:53:17,800 --> 00:53:21,520
Speaker 3: They're three and twelve. Nevertheless, that's their problem. The Bengals

940
00:53:21,520 --> 00:53:24,799
Speaker 3: problem is rebuilding a defense and how do they go

941
00:53:24,840 --> 00:53:28,040
Speaker 3: about that in one off season? Standing by the way

942
00:53:28,080 --> 00:53:29,600
Speaker 3: in on that topic is a guy I have on

943
00:53:29,640 --> 00:53:31,560
Speaker 3: the show a lot. I like Brian Diardo. I think

944
00:53:31,600 --> 00:53:35,120
Speaker 3: he's a terrific football writer. Writes for cbssports dot com.

945
00:53:35,800 --> 00:53:38,040
Speaker 3: And I asked Brian to comby today, maybe tee this

946
00:53:38,120 --> 00:53:40,640
Speaker 3: thing up and see what can be done in one

947
00:53:40,680 --> 00:53:43,879
Speaker 3: off season to make all of this better, and he's

948
00:53:43,920 --> 00:53:47,600
Speaker 3: flashing euphemistically speaking of course, on line one, Brian, how

949
00:53:47,600 --> 00:53:49,120
Speaker 3: are you on this glorious Saturday.

950
00:53:49,719 --> 00:53:52,000
Speaker 6: Well, I'm doing well, Ken here. The last time we spoke,

951
00:53:52,040 --> 00:53:52,359
Speaker 6: it was.

952
00:53:52,280 --> 00:53:55,399
Speaker 11: Sold with a lot more optimism now where I'm looking

953
00:53:55,400 --> 00:53:56,080
Speaker 11: at mob draft.

954
00:53:56,120 --> 00:53:58,920
Speaker 6: So I gets that tells you where the Bengals season

955
00:53:58,920 --> 00:53:59,640
Speaker 6: went until.

956
00:54:00,440 --> 00:54:03,839
Speaker 3: Right, there's preseason, this is the typical Bengals season. This preseason,

957
00:54:04,120 --> 00:54:07,120
Speaker 3: this exhibition season. There's the regular season, and then of

958
00:54:07,160 --> 00:54:10,000
Speaker 3: course there's the mock draft season. And that seems to

959
00:54:10,040 --> 00:54:13,560
Speaker 3: be what beguns now to inch closer and closer into

960
00:54:13,560 --> 00:54:15,880
Speaker 3: the other two. All right, let's just take this season.

961
00:54:16,200 --> 00:54:19,560
Speaker 3: I think it would be too easy and too convenient

962
00:54:19,640 --> 00:54:22,440
Speaker 3: to say that this season went south when Joe Burrow

963
00:54:22,480 --> 00:54:25,920
Speaker 3: got hurt. Surely it was a huge factor in it.

964
00:54:26,280 --> 00:54:29,200
Speaker 3: But Joe Flacco came in and in several games games

965
00:54:29,200 --> 00:54:33,000
Speaker 3: against the Steelers, against the Jets, against the Bears, he

966
00:54:33,040 --> 00:54:36,320
Speaker 3: had quitted this team very well offensively. So Joe Burrow

967
00:54:36,320 --> 00:54:39,759
Speaker 3: going down was big. Yeah, but I think it's too

968
00:54:39,800 --> 00:54:41,719
Speaker 3: easy to say that that was the reason why this

969
00:54:41,760 --> 00:54:43,400
Speaker 3: season went off the cliff, do you.

970
00:54:45,080 --> 00:54:48,080
Speaker 11: I think it's somewhere in the middle, I think going

971
00:54:48,120 --> 00:54:50,160
Speaker 11: in and I think what you're alluding to is this

972
00:54:50,239 --> 00:54:52,600
Speaker 11: was a flat team with or without Burrow, and I

973
00:54:52,680 --> 00:54:56,640
Speaker 11: woleheartily agree. I think for me, the season was went

974
00:54:56,840 --> 00:54:59,840
Speaker 11: downhill when Brown and Cake Brian came in and he

975
00:55:00,080 --> 00:55:02,920
Speaker 11: and provide them the adequate play at backup quarterback that

976
00:55:02,960 --> 00:55:05,720
Speaker 11: they needed. And you know, when and three and those started,

977
00:55:05,800 --> 00:55:07,520
Speaker 11: it was so bad that they had to figure out

978
00:55:07,560 --> 00:55:10,160
Speaker 11: a way to get another quarterback and um announced everybody

979
00:55:10,280 --> 00:55:12,720
Speaker 11: went and got Joe Flatto and kind of a shocking,

980
00:55:13,000 --> 00:55:16,160
Speaker 11: you know, mid season trade. And to me, him not

981
00:55:16,239 --> 00:55:18,480
Speaker 11: being ready to come in and go, I think it

982
00:55:18,560 --> 00:55:20,520
Speaker 11: was a surprise to everybody. And he was four and three,

983
00:55:20,680 --> 00:55:22,680
Speaker 11: as you know and your listeners know, as a starter

984
00:55:23,080 --> 00:55:25,399
Speaker 11: a few years ago when Burrow got hurt, and there

985
00:55:25,440 --> 00:55:27,200
Speaker 11: was no reason to believe that he wouldn't be as

986
00:55:27,239 --> 00:55:30,319
Speaker 11: effective this time. And he was so bad that it

987
00:55:30,400 --> 00:55:32,919
Speaker 11: compelled Zach Taylor to bench him and try to save

988
00:55:32,960 --> 00:55:35,279
Speaker 11: the season with getting a forty year old quarterback. So,

989
00:55:35,800 --> 00:55:38,480
Speaker 11: you know, to me, him not being able to come

990
00:55:38,520 --> 00:55:40,759
Speaker 11: in right away and get a couple of wins, I mean,

991
00:55:40,760 --> 00:55:43,319
Speaker 11: we're talking if they have two more wins right now,

992
00:55:43,840 --> 00:55:46,680
Speaker 11: they're still in it. With the Steelers being where they

993
00:55:46,680 --> 00:55:48,640
Speaker 11: are and the Ravens being where they are. To me,

994
00:55:49,920 --> 00:55:53,040
Speaker 11: that right there was to me where the season ended.

995
00:55:53,200 --> 00:55:56,359
Speaker 3: That trade told me two things. It told me. Number one,

996
00:55:56,640 --> 00:55:59,959
Speaker 3: Jake Browning's days, regardless of contract, that are probably over

997
00:56:00,520 --> 00:56:02,520
Speaker 3: at the end of this season here in Cincinnati. And

998
00:56:02,560 --> 00:56:06,200
Speaker 3: two that that group up there in Cleveland. This is

999
00:56:06,360 --> 00:56:08,480
Speaker 3: remember this is week seven, This is the middle of

1000
00:56:08,520 --> 00:56:11,200
Speaker 3: October when this trade was made. That group up in

1001
00:56:11,239 --> 00:56:13,640
Speaker 3: Cleveland front off of staff. I think they know they're

1002
00:56:13,680 --> 00:56:15,799
Speaker 3: gone after this year, and they figure, well, what the hell,

1003
00:56:15,920 --> 00:56:18,160
Speaker 3: maybe we'll help someone out that might help us out

1004
00:56:18,200 --> 00:56:20,200
Speaker 3: down the road. I know I can't prove that, but

1005
00:56:20,239 --> 00:56:21,520
Speaker 3: I mean that's the feeling I got.

1006
00:56:22,600 --> 00:56:24,279
Speaker 11: Well, I think, I mean, Mike tom Win agrees with

1007
00:56:24,320 --> 00:56:26,359
Speaker 11: you this seasons. The coach basically said it when when

1008
00:56:26,400 --> 00:56:28,759
Speaker 11: asked about it. I mean, and he usually doesn't say

1009
00:56:28,760 --> 00:56:31,760
Speaker 11: controversial things are critical things of other teams, let alone

1010
00:56:31,760 --> 00:56:33,160
Speaker 11: teams in their division.

1011
00:56:33,200 --> 00:56:37,160
Speaker 6: But I think no on really, it's been an enigma

1012
00:56:37,239 --> 00:56:38,040
Speaker 6: for them all year.

1013
00:56:38,080 --> 00:56:40,560
Speaker 11: I mean, to draft Hylan Gabriel, then draft your Door

1014
00:56:40,640 --> 00:56:43,400
Speaker 11: Sanders right away, then trade Kenny Pickett, who was supposed

1015
00:56:43,440 --> 00:56:45,359
Speaker 11: to be your start before the season started, then trade

1016
00:56:45,400 --> 00:56:47,760
Speaker 11: Joe Flacca, who was your starter when the season started,

1017
00:56:48,719 --> 00:56:51,600
Speaker 11: and then basically gave up on Gabriel to no fault

1018
00:56:51,600 --> 00:56:54,319
Speaker 11: of the don after he gets injured. It's been it's

1019
00:56:54,360 --> 00:56:57,280
Speaker 11: been a catastrophe up there. Plus they still have Deshaun

1020
00:56:57,280 --> 00:56:59,879
Speaker 11: Watson under contract. He came back in practice. It's been.

1021
00:57:00,560 --> 00:57:01,520
Speaker 6: It's been kind of a mess.

1022
00:57:01,520 --> 00:57:04,080
Speaker 11: And I think that the crazy part about it is,

1023
00:57:04,120 --> 00:57:06,360
Speaker 11: I really do think Kevin Stefanski is a good coach,

1024
00:57:06,480 --> 00:57:08,319
Speaker 11: and I think a lot of Brown fans agree. I

1025
00:57:08,400 --> 00:57:10,920
Speaker 11: just think at some point, you know, the Rubbers got

1026
00:57:10,920 --> 00:57:13,200
Speaker 11: to meet the road, and for him, despite two coaches

1027
00:57:13,200 --> 00:57:15,680
Speaker 11: of the years, it really hasn't. They've had more losing

1028
00:57:15,680 --> 00:57:17,800
Speaker 11: seasons than winning seasons since he's been there. But yeah,

1029
00:57:17,800 --> 00:57:19,920
Speaker 11: it's been. It's been quite the mess up there. But

1030
00:57:19,960 --> 00:57:23,480
Speaker 11: that's you know, we probably had the same conversation five years.

1031
00:57:23,360 --> 00:57:23,880
Speaker 6: Ago with them.

1032
00:57:24,240 --> 00:57:29,120
Speaker 3: Okay, So here's the issue. I think that this defense

1033
00:57:29,920 --> 00:57:33,479
Speaker 3: was grossly overvalued. In the offseason, the decision was, let's

1034
00:57:33,560 --> 00:57:37,080
Speaker 3: change coaches, change the coaching staff a little bit, changed

1035
00:57:37,120 --> 00:57:39,600
Speaker 3: the coordinator. All things are going to be fine. They

1036
00:57:39,600 --> 00:57:42,320
Speaker 3: give up five hundred and twelve at Denver. They give

1037
00:57:42,320 --> 00:57:44,480
Speaker 3: a five hundred and two at home against the Jets

1038
00:57:44,520 --> 00:57:48,120
Speaker 3: five hundred and seventy six at home against the Chicago Bears.

1039
00:57:48,520 --> 00:57:52,160
Speaker 3: This is one of two things. I suppose it's loudly

1040
00:57:52,320 --> 00:57:56,160
Speaker 3: drafting or lousy player development. It can't be anything else

1041
00:57:56,640 --> 00:57:57,640
Speaker 3: on defense.

1042
00:57:57,320 --> 00:58:03,600
Speaker 11: Ken Well, it's also the negotiating with contracts Shamar Stewart, right,

1043
00:58:03,640 --> 00:58:05,920
Speaker 11: I mean, because you know he was supposed to. I

1044
00:58:05,960 --> 00:58:08,479
Speaker 11: think when you draft, and you know, when you draft

1045
00:58:08,480 --> 00:58:10,040
Speaker 11: the guy in the first round, he's supposed to be

1046
00:58:10,080 --> 00:58:12,600
Speaker 11: an impact player right away, you know, I think, I mean,

1047
00:58:12,680 --> 00:58:14,520
Speaker 11: at least that's that's to be. Like when I'm looking

1048
00:58:14,560 --> 00:58:17,520
Speaker 11: at mock drafts and who I'd like to draft, my

1049
00:58:17,600 --> 00:58:19,760
Speaker 11: thought as always, who can we get plug in here

1050
00:58:19,800 --> 00:58:23,280
Speaker 11: and he can make an impact immediately Jamar Chase right away, right,

1051
00:58:23,360 --> 00:58:25,680
Speaker 11: rookie twenty one. And I think with Shamar with that

1052
00:58:26,040 --> 00:58:28,680
Speaker 11: weird clause in a contract that he wanted with guarantees

1053
00:58:29,120 --> 00:58:31,800
Speaker 11: that bled in, you know, bled into into training camp.

1054
00:58:32,040 --> 00:58:34,520
Speaker 6: And again Angle fans.

1055
00:58:34,280 --> 00:58:36,440
Speaker 11: Have to listen to an offseason or a summer or

1056
00:58:36,440 --> 00:58:39,600
Speaker 11: a training camp begin with contract arguments, right, And so

1057
00:58:39,640 --> 00:58:42,240
Speaker 11: they they didn't set themselves up well with him. And

1058
00:58:42,280 --> 00:58:44,600
Speaker 11: I'm not saying if he came in earlier he wouldn't

1059
00:58:44,600 --> 00:58:46,640
Speaker 11: have gotten injured and would have produced more, but it

1060
00:58:46,680 --> 00:58:47,760
Speaker 11: didn't help the situation.

1061
00:58:48,680 --> 00:58:51,200
Speaker 6: But yeah, to your point as well, I.

1062
00:58:51,120 --> 00:58:53,680
Speaker 11: Do think that there was some some maybe hope that

1063
00:58:53,720 --> 00:58:56,440
Speaker 11: they would or expectation that they would be better than

1064
00:58:56,440 --> 00:58:58,920
Speaker 11: they were. They clearly weren't. And then another issue too,

1065
00:58:59,000 --> 00:59:02,400
Speaker 11: was was Trey head. I mean, you bring him back again.

1066
00:59:02,480 --> 00:59:05,800
Speaker 11: That was another ugly contract situation and he's been hurt

1067
00:59:05,800 --> 00:59:06,200
Speaker 11: all year.

1068
00:59:06,560 --> 00:59:08,000
Speaker 6: And so you have Miles You know, you.

1069
00:59:08,280 --> 00:59:12,120
Speaker 11: Have Shamar Stewart who drafts first in the first round

1070
00:59:12,200 --> 00:59:14,160
Speaker 11: to produce get Stack Coles up.

1071
00:59:14,280 --> 00:59:14,800
Speaker 6: He doesn't.

1072
00:59:15,200 --> 00:59:18,720
Speaker 11: Trey Hendrickson, he re sign and mid again controversy with contract.

1073
00:59:19,040 --> 00:59:19,960
Speaker 6: He has him pretty seater.

1074
00:59:20,520 --> 00:59:23,000
Speaker 11: So you know, twenty four sacks. It's hard to win

1075
00:59:23,040 --> 00:59:25,160
Speaker 11: football game when you can't pressure the quarterback in Cincinnati

1076
00:59:25,200 --> 00:59:26,360
Speaker 11: struggle to do that all year.

1077
00:59:27,480 --> 00:59:30,400
Speaker 3: I'm looking I'm just looking at what they do going forward,

1078
00:59:30,600 --> 00:59:34,200
Speaker 3: and Miles Murphy has played better in the last several weeks.

1079
00:59:34,240 --> 00:59:36,040
Speaker 3: I don't know why it took so long for the

1080
00:59:36,120 --> 00:59:38,320
Speaker 3: light bulb to go on over his head, but okay,

1081
00:59:38,960 --> 00:59:41,080
Speaker 3: you could look at it and say Miles Murphy on

1082
00:59:41,080 --> 00:59:44,520
Speaker 3: one side, maybe they go out and sign Joseph Asaig

1083
00:59:44,600 --> 00:59:46,560
Speaker 3: again and bring him back. On the other side, they

1084
00:59:46,600 --> 00:59:49,360
Speaker 3: have Shamar Stewart who can also come in there and

1085
00:59:49,400 --> 00:59:51,760
Speaker 3: be part of the of the rotation, if not the

1086
00:59:51,800 --> 00:59:54,640
Speaker 3: starter at the right defensive end. But I'm looking at

1087
00:59:54,680 --> 00:59:58,160
Speaker 3: all levels of this defense that needs rebuilding. Defensive tackle

1088
00:59:58,680 --> 01:00:02,440
Speaker 3: mckin lee Jackson has not really lived up to what

1089
01:00:02,560 --> 01:00:08,200
Speaker 3: everybody thought he would be. I'm just looking at inside

1090
01:00:08,280 --> 01:00:12,800
Speaker 3: defensive line, inside safety, Gino Stone. I mean, there's got

1091
01:00:12,840 --> 01:00:14,880
Speaker 3: to be something done there. I guess my point in

1092
01:00:14,960 --> 01:00:17,360
Speaker 3: all of this is that you can't do what the

1093
01:00:17,400 --> 01:00:20,480
Speaker 3: Bengals need to do, I think, in one off season

1094
01:00:20,800 --> 01:00:24,000
Speaker 3: unless you're really fortunate in the draft and you really

1095
01:00:24,040 --> 01:00:27,480
Speaker 3: overspend in the free agent market. They've got money, I mean,

1096
01:00:27,520 --> 01:00:30,720
Speaker 3: they've caught tap space galore here. I think it's over

1097
01:00:30,760 --> 01:00:33,080
Speaker 3: one hundred million. But you're not going to get better

1098
01:00:33,120 --> 01:00:35,960
Speaker 3: overnight if you conduct business the same way you have

1099
01:00:36,080 --> 01:00:39,640
Speaker 3: conducted business over the last twenty five thirty some would

1100
01:00:39,680 --> 01:00:42,360
Speaker 3: say forty years. You really have to have a change

1101
01:00:42,360 --> 01:00:43,600
Speaker 3: in philosophy here, don't you.

1102
01:00:45,000 --> 01:00:46,840
Speaker 11: Yeah, right right? What you said at the end there

1103
01:00:47,080 --> 01:00:51,280
Speaker 11: is the Bengo. I believe they won't fix every hole.

1104
01:00:51,520 --> 01:00:54,440
Speaker 11: You're right, but giving the way for agency. Free agency

1105
01:00:54,480 --> 01:00:57,080
Speaker 11: works now in the league where teams can't keep go

1106
01:00:57,160 --> 01:00:58,760
Speaker 11: out of their rocks for a year and the year out.

1107
01:00:58,880 --> 01:01:02,600
Speaker 11: Given the drafty seven draft picks, including at this point

1108
01:01:02,720 --> 01:01:05,680
Speaker 11: ninth overall thick heading into the weekend, they have the

1109
01:01:05,680 --> 01:01:07,720
Speaker 11: ability to really turn this around in a year.

1110
01:01:08,200 --> 01:01:08,840
Speaker 6: They really do.

1111
01:01:08,960 --> 01:01:12,600
Speaker 11: And they have good as you alluded to Murphy, you know, Stuart.

1112
01:01:12,640 --> 01:01:15,240
Speaker 11: They've got young guys that Demetrius Knight. You know another guy,

1113
01:01:15,320 --> 01:01:17,560
Speaker 11: Jordan Battle. They have guys on defense that are ascending,

1114
01:01:18,000 --> 01:01:20,120
Speaker 11: you know, great players, and they got the time, They

1115
01:01:20,120 --> 01:01:22,640
Speaker 11: got the number one question mark solved with Joe Burrow

1116
01:01:22,680 --> 01:01:26,200
Speaker 11: and then you've got his receivers back right. How they

1117
01:01:26,200 --> 01:01:30,280
Speaker 11: can duct business right there? That's that's a million dollar question.

1118
01:01:30,560 --> 01:01:33,600
Speaker 11: It has this front office, Has this ownership.

1119
01:01:33,360 --> 01:01:37,560
Speaker 6: Group learn from the mistakes of years past, and.

1120
01:01:37,600 --> 01:01:39,360
Speaker 11: Do free agents want to give them the benefit of

1121
01:01:39,400 --> 01:01:43,000
Speaker 11: that doubt because they got to acquire like like Orland

1122
01:01:43,040 --> 01:01:45,680
Speaker 11: and Brown, for example, came to Cincinnati fresh off the

1123
01:01:45,720 --> 01:01:47,840
Speaker 11: Super Bowl because he wanted to play there one is,

1124
01:01:48,080 --> 01:01:50,040
Speaker 11: and they obviously wanted to he he got his wish

1125
01:01:50,040 --> 01:01:50,920
Speaker 11: to play left tackle.

1126
01:01:51,320 --> 01:01:53,320
Speaker 6: But that just spoke to where they were at.

1127
01:01:53,160 --> 01:01:56,200
Speaker 11: That point in their history, attracting free agents for the

1128
01:01:56,240 --> 01:01:58,200
Speaker 11: first time when they really weren't in the past.

1129
01:01:58,360 --> 01:01:59,680
Speaker 6: Can they get back to that point?

1130
01:02:00,160 --> 01:02:03,120
Speaker 11: And I believe they've really got to aggressively work to

1131
01:02:03,240 --> 01:02:06,040
Speaker 11: make some good signings, to show some debase. And I

1132
01:02:06,080 --> 01:02:09,280
Speaker 11: think the biggest thing, can it be more the site

1133
01:02:09,280 --> 01:02:11,920
Speaker 11: of the decision making? Don't drag these things out and

1134
01:02:11,960 --> 01:02:13,720
Speaker 11: will SHIMR. Stewart that it never should have gotten to

1135
01:02:13,760 --> 01:02:15,840
Speaker 11: that point. Krey Andrickson never should have gotten to that point.

1136
01:02:15,840 --> 01:02:18,240
Speaker 11: The Higgins never should have gotten to that point. I

1137
01:02:18,320 --> 01:02:20,200
Speaker 11: do believe they can turn it around. And there's FRA

1138
01:02:20,200 --> 01:02:22,840
Speaker 11: agents out there. I'll give you one easy right now,

1139
01:02:23,120 --> 01:02:25,960
Speaker 11: get Kenneth Walker Seattle. Lets him go make you a

1140
01:02:26,040 --> 01:02:27,640
Speaker 11: nice power back guy. And they got bigger issues in

1141
01:02:27,720 --> 01:02:30,600
Speaker 11: running back. But just giving you an example, there's good

1142
01:02:30,640 --> 01:02:32,480
Speaker 11: phrases out there that they can get and it wouldn't

1143
01:02:32,480 --> 01:02:33,919
Speaker 11: cost them a lot of money. They have the money

1144
01:02:33,920 --> 01:02:36,120
Speaker 11: to do it. If you said, it comes down to

1145
01:02:36,240 --> 01:02:38,920
Speaker 11: that philosophical decision making that has to improve.

1146
01:02:39,880 --> 01:02:43,120
Speaker 3: But again, they've got to change the way they've done business.

1147
01:02:43,120 --> 01:02:46,080
Speaker 3: I mean, it's just it can't be. You know, we're

1148
01:02:46,080 --> 01:02:48,920
Speaker 3: going to let free agency day one, day two pass

1149
01:02:48,960 --> 01:02:51,200
Speaker 3: this by and will bottom feet after that. I mean

1150
01:02:51,200 --> 01:02:53,960
Speaker 3: that that works to a degree. But all right, we're

1151
01:02:53,960 --> 01:02:57,880
Speaker 3: satting with Brian Diardo cbssports dot Com. We got Arizona

1152
01:02:58,000 --> 01:03:01,400
Speaker 3: and the Bengals and this this is a game involving

1153
01:03:01,440 --> 01:03:04,240
Speaker 3: teams that are going nowhere. A lot of players in

1154
01:03:04,280 --> 01:03:06,840
Speaker 3: this game are playing for tape, see if they can

1155
01:03:06,880 --> 01:03:10,400
Speaker 3: get a job somehow somewhere or someplace else. I think

1156
01:03:10,440 --> 01:03:12,960
Speaker 3: the Cardinals are just I don't want to say that

1157
01:03:13,040 --> 01:03:15,720
Speaker 3: they're on the skids here, but they are. They've lost

1158
01:03:15,720 --> 01:03:18,360
Speaker 3: seven in a row and I'm not sure really what's

1159
01:03:18,480 --> 01:03:21,440
Speaker 3: left out there in Arizona. The Bengals look like they

1160
01:03:21,520 --> 01:03:23,960
Speaker 3: might be able to torch this defense. I mean, as

1161
01:03:24,000 --> 01:03:26,040
Speaker 3: bad as the Bengals defense has been, here are the

1162
01:03:26,040 --> 01:03:29,560
Speaker 3: Cardinals who have given up four hundred and fourteen yards

1163
01:03:29,640 --> 01:03:32,480
Speaker 3: so far this season. How do you see this playing out?

1164
01:03:32,520 --> 01:03:35,880
Speaker 3: Because this should be by all intents and purposes, given

1165
01:03:35,920 --> 01:03:38,040
Speaker 3: the Bengals offense a route, what do you think?

1166
01:03:38,960 --> 01:03:39,200
Speaker 2: Yeah?

1167
01:03:39,440 --> 01:03:43,000
Speaker 6: And Vegas agrees, because the over at this game is high.

1168
01:03:43,040 --> 01:03:44,680
Speaker 11: I think it's about fifty two and a half, so

1169
01:03:44,840 --> 01:03:46,400
Speaker 11: they're expected.

1170
01:03:46,040 --> 01:03:46,800
Speaker 6: From scoring here.

1171
01:03:47,200 --> 01:03:49,080
Speaker 11: I have looked at the weather yet for this game,

1172
01:03:49,120 --> 01:03:51,080
Speaker 11: but I don't know if it will necessarily be a factor.

1173
01:03:51,080 --> 01:03:53,200
Speaker 6: But no, I expect the.

1174
01:03:53,200 --> 01:03:55,360
Speaker 11: Bengals to win and continue to play the way they've

1175
01:03:55,360 --> 01:03:58,440
Speaker 11: played the last several weeks. I mean, really, since Joe's

1176
01:03:58,440 --> 01:04:00,800
Speaker 11: come back. The Ravens game game is really the only

1177
01:04:00,800 --> 01:04:03,280
Speaker 11: outlier there. Every other game, the offense is produced, and

1178
01:04:03,360 --> 01:04:05,560
Speaker 11: I really do believe even even in the Ravens game,

1179
01:04:06,120 --> 01:04:10,240
Speaker 11: this defense has continued to show signs of significant growth,

1180
01:04:10,280 --> 01:04:12,560
Speaker 11: and I think that's you know, there's been a lot

1181
01:04:12,560 --> 01:04:14,840
Speaker 11: of noise about Joe Burrows press conference in the last.

1182
01:04:14,720 --> 01:04:15,200
Speaker 6: Couple of weeks.

1183
01:04:15,240 --> 01:04:18,480
Speaker 11: I think the underlying thing there is disappointment in the

1184
01:04:18,480 --> 01:04:19,560
Speaker 11: fact that they're here.

1185
01:04:19,400 --> 01:04:21,400
Speaker 6: Right because he knew the schedule. He knew the end

1186
01:04:21,400 --> 01:04:22,200
Speaker 6: of the schedule they.

1187
01:04:22,080 --> 01:04:24,960
Speaker 11: Were going to have some some some some lower bottom

1188
01:04:24,960 --> 01:04:27,400
Speaker 11: feed are teams they could see stond uh. Because I

1189
01:04:27,440 --> 01:04:28,880
Speaker 11: do think that they're gonna win the last two games,

1190
01:04:28,960 --> 01:04:31,640
Speaker 11: get the seven and ten and then so I think

1191
01:04:31,680 --> 01:04:32,600
Speaker 11: that's the disappointment frame.

1192
01:04:32,640 --> 01:04:33,800
Speaker 6: But I still don't win this game.

1193
01:04:33,800 --> 01:04:37,240
Speaker 11: I means you said Arizona's I mean, they're they're coaches

1194
01:04:37,280 --> 01:04:39,120
Speaker 11: on the I don't know what's hotter than pot, but

1195
01:04:39,160 --> 01:04:42,600
Speaker 11: that's where their coach is. And I mean they started

1196
01:04:42,640 --> 01:04:44,040
Speaker 11: to and oh, they've won one game since.

1197
01:04:44,080 --> 01:04:46,000
Speaker 6: They lost a ton of one possession games.

1198
01:04:46,160 --> 01:04:47,960
Speaker 11: That's why I think you got to be careful if

1199
01:04:47,960 --> 01:04:49,640
Speaker 11: you're saying this is going to be a sure blowout,

1200
01:04:50,080 --> 01:04:52,240
Speaker 11: because again, Arizona does play a lot of one, one

1201
01:04:52,280 --> 01:04:54,520
Speaker 11: score games. But I think I just think with that,

1202
01:04:55,320 --> 01:04:57,560
Speaker 11: you know, with where they are with their defense and everything,

1203
01:04:57,600 --> 01:05:00,640
Speaker 11: and we're set the nice quarterback, but he's not mobile

1204
01:05:00,640 --> 01:05:02,240
Speaker 11: at all, and he'll throw the he'll he'll throw a

1205
01:05:02,240 --> 01:05:04,000
Speaker 11: lout pass, just like the Bengals. So I sent them

1206
01:05:04,080 --> 01:05:06,440
Speaker 11: to continue to play well. And if there's one encouraging

1207
01:05:06,480 --> 01:05:08,560
Speaker 11: thing I've seen from the Bengals the last couple of weeks,

1208
01:05:08,760 --> 01:05:11,280
Speaker 11: they're still playing very hard. And I do think that

1209
01:05:11,320 --> 01:05:12,520
Speaker 11: there's something to be said about that. I mean, I

1210
01:05:12,600 --> 01:05:14,920
Speaker 11: heard a few Bengal fans stay to need the last

1211
01:05:14,960 --> 01:05:15,400
Speaker 11: couple of days.

1212
01:05:15,400 --> 01:05:17,000
Speaker 6: Though I wish they would tank. I wish they would,

1213
01:05:17,280 --> 01:05:19,600
Speaker 6: and I wholeheartedly disagree with that.

1214
01:05:19,800 --> 01:05:22,400
Speaker 11: I think it's important to play hard, it's important to

1215
01:05:22,400 --> 01:05:24,160
Speaker 11: put good, good tape out there, like you said, and

1216
01:05:25,000 --> 01:05:26,800
Speaker 11: I think the Bengal fan, you know, hey, a couple

1217
01:05:26,880 --> 01:05:28,640
Speaker 11: more chances to watch your team play, any chance to

1218
01:05:28,680 --> 01:05:30,680
Speaker 11: get any communy chance to watch Yo Burrow, I say,

1219
01:05:30,720 --> 01:05:32,520
Speaker 11: I think you should take it. So I think they'll

1220
01:05:32,560 --> 01:05:34,720
Speaker 11: lend it should be another exciting game and hoping to

1221
01:05:34,720 --> 01:05:36,560
Speaker 11: see more encouraging signs from that defense.

1222
01:05:36,720 --> 01:05:39,000
Speaker 3: All right, there's one race that's left and it's in

1223
01:05:39,080 --> 01:05:43,680
Speaker 3: the NFC South and it's between Tampa and Carolina. Carolina's

1224
01:05:43,720 --> 01:05:46,840
Speaker 3: got Seattle at home this week, then they go to Tampa.

1225
01:05:47,080 --> 01:05:49,560
Speaker 3: Tampa is at Miami this week, and then they get

1226
01:05:49,560 --> 01:05:52,959
Speaker 3: Carolina back in their place. Carolina has got a one

1227
01:05:53,000 --> 01:05:54,720
Speaker 3: game edge. They're eight and seven, the Bank of the

1228
01:05:54,840 --> 01:05:57,760
Speaker 3: Buccaneers are seven and eight. How does that division play out?

1229
01:05:57,800 --> 01:05:58,800
Speaker 3: Who wins that division?

1230
01:05:58,800 --> 01:06:03,040
Speaker 11: In your opinion, I'm going against everything that I believe

1231
01:06:03,600 --> 01:06:06,760
Speaker 11: and I'm gonna take Caro the Tampa Bay even though

1232
01:06:07,280 --> 01:06:09,520
Speaker 11: they are a fading team. I mean they really are,

1233
01:06:09,600 --> 01:06:12,120
Speaker 11: and Carolina is ascending, and so you would think it'd

1234
01:06:12,160 --> 01:06:14,640
Speaker 11: be easy to go with Carolina. But I just like,

1235
01:06:15,600 --> 01:06:18,600
Speaker 11: I think Baker Mayfield's moxie if he's healthy, and what

1236
01:06:18,640 --> 01:06:21,400
Speaker 11: he can provide them on the field is kind of

1237
01:06:21,400 --> 01:06:23,880
Speaker 11: to me the X factor and I really like Bryce Young,

1238
01:06:24,320 --> 01:06:26,320
Speaker 11: but but there were at running team and if you

1239
01:06:26,360 --> 01:06:29,480
Speaker 11: can get them from behind, Bryce Young has to press

1240
01:06:29,520 --> 01:06:31,120
Speaker 11: and I think things can change for them. And the

1241
01:06:31,120 --> 01:06:32,720
Speaker 11: other thing, and this is the odd thing to me,

1242
01:06:32,760 --> 01:06:36,160
Speaker 11: can I can't understand. Maybe Pete Prisco could help me.

1243
01:06:36,200 --> 01:06:39,160
Speaker 11: I'm not sure another other writer out there, but they

1244
01:06:39,520 --> 01:06:41,960
Speaker 11: their running game has not been very good lately, and.

1245
01:06:41,920 --> 01:06:44,000
Speaker 6: That's you think of Carolina, you think ground and pound.

1246
01:06:44,000 --> 01:06:46,200
Speaker 11: Marico Dowdell hasn't been very good lately. Another free agent

1247
01:06:46,240 --> 01:06:49,280
Speaker 11: the Bengals could could get after. I'm ad so they

1248
01:06:49,280 --> 01:06:51,480
Speaker 11: haven't really done that great lately. I would say for

1249
01:06:51,560 --> 01:06:53,920
Speaker 11: them they should turn to chewb be Hubbard the last

1250
01:06:53,920 --> 01:06:55,680
Speaker 11: couple of weeks of the season. He was replaced by

1251
01:06:55,720 --> 01:06:57,960
Speaker 11: Donald in the starting lineup this year. But but Donald,

1252
01:06:57,960 --> 01:06:59,440
Speaker 11: like I said, hasn't been as good. But I like

1253
01:06:59,480 --> 01:07:01,840
Speaker 11: Tampa Bay. I think for them, they've dealt with a

1254
01:07:01,920 --> 01:07:04,040
Speaker 11: myriad of injuries this year, just like most teams do,

1255
01:07:04,640 --> 01:07:07,120
Speaker 11: and they haven't responded very well from it. But now

1256
01:07:07,280 --> 01:07:10,600
Speaker 11: Evan's back and godwe back, I think there's enough there

1257
01:07:12,000 --> 01:07:13,800
Speaker 11: for them to turn it around.

1258
01:07:13,800 --> 01:07:15,160
Speaker 6: The last two games to win that division.

1259
01:07:15,880 --> 01:07:18,800
Speaker 3: Well, we'll find out starting on Sunday. But for our

1260
01:07:18,840 --> 01:07:21,280
Speaker 3: time here, Brian, it's great catching up with you. I

1261
01:07:21,320 --> 01:07:23,880
Speaker 3: hope you have a merry Christmas. We probably won't talk

1262
01:07:23,920 --> 01:07:26,000
Speaker 3: again until the new year, so happy new year to you,

1263
01:07:26,200 --> 01:07:28,760
Speaker 3: and nothing but success in twenty twenty six And for

1264
01:07:28,840 --> 01:07:30,880
Speaker 3: your time today, we appreciate it. Thanks.

1265
01:07:31,280 --> 01:07:32,880
Speaker 6: I would appreciate it too, Ken, thank you.

1266
01:07:33,400 --> 01:07:36,840
Speaker 3: I know you do. I know you do. Betty, thank you. Currently,

1267
01:07:37,000 --> 01:07:42,640
Speaker 3: after the Christmas Day games, Bengals picked ninth overall in

1268
01:07:42,680 --> 01:07:46,160
Speaker 3: the twenty twenty sixth draft. That is subject to change,

1269
01:07:46,440 --> 01:07:49,120
Speaker 3: and hopefully they win tomorrow, and hopefully they went again

1270
01:07:49,240 --> 01:07:51,960
Speaker 3: next Sunday against the Browns and not only finish on

1271
01:07:52,000 --> 01:07:55,480
Speaker 3: a high note. Sure the draft pick would fall into

1272
01:07:55,600 --> 01:07:59,200
Speaker 3: the teams perhaps, but nevertheless, why do you play the games?

1273
01:08:00,200 --> 01:08:03,040
Speaker 3: You're right, you play the games to win. Two twenty

1274
01:08:03,080 --> 01:08:05,600
Speaker 3: seven News Radio seven hundred WYLW