1 00:00:00,200 --> 00:00:01,480 Speaker 1: It's been on your topic. 2 00:00:01,639 --> 00:00:03,600 Speaker 2: So I'm like, all right, we gotta we'll get we'll 3 00:00:03,640 --> 00:00:07,200 Speaker 2: get to it if she wants to talk about it. 4 00:00:07,680 --> 00:00:09,799 Speaker 1: You want to talk about bills that you don't mind paying. 5 00:00:09,920 --> 00:00:13,640 Speaker 3: Oh, absolutely, it's not illegal. 6 00:00:13,520 --> 00:00:17,640 Speaker 4: It's not illegal. It will hurt your credit score and case. 7 00:00:17,720 --> 00:00:20,160 Speaker 3: So if it doesn't go to the credit you're until 8 00:00:20,360 --> 00:00:21,959 Speaker 3: I want to say, like a month. I know for 9 00:00:22,000 --> 00:00:23,799 Speaker 3: sure when it comes to cars that they give you 10 00:00:23,840 --> 00:00:28,600 Speaker 3: thirty days your car insurance, thirty days your car note, 11 00:00:28,640 --> 00:00:34,200 Speaker 3: thirty days cell phone bill two months. I could literally 12 00:00:34,240 --> 00:00:35,920 Speaker 3: go two months with I'll pay my AT and T bill. 13 00:00:37,200 --> 00:00:39,200 Speaker 3: It's the only bill that I just don't care about, 14 00:00:39,200 --> 00:00:41,519 Speaker 3: maybe because the phone is just something like whatever, But 15 00:00:41,600 --> 00:00:44,120 Speaker 3: like I could go. I think I've gone like three 16 00:00:44,120 --> 00:00:46,080 Speaker 3: months and they don't cut me off. I've had AT 17 00:00:46,159 --> 00:00:47,640 Speaker 3: and T since I was like twelve. 18 00:00:48,360 --> 00:00:49,720 Speaker 4: What about your utility bill? 19 00:00:50,320 --> 00:00:51,040 Speaker 1: Utility bill? 20 00:00:51,280 --> 00:00:54,200 Speaker 3: Actually, I've forgotten sometimes to pay it, and then I'll 21 00:00:54,200 --> 00:00:55,640 Speaker 3: pay it on the last day and they'll get an 22 00:00:55,640 --> 00:00:57,120 Speaker 3: email like, hey, you're alight, might get cut off. 23 00:00:57,160 --> 00:00:59,400 Speaker 1: I'm like, oh god, I gotta pay it. I just 24 00:00:59,440 --> 00:01:02,800 Speaker 1: don't feel hey, there are a lot of people like me. 25 00:01:03,000 --> 00:01:05,039 Speaker 3: I'm telling you there are some people don't even have 26 00:01:05,080 --> 00:01:06,479 Speaker 3: the money so they are going to be late. 27 00:01:06,680 --> 00:01:10,080 Speaker 1: Well, yeah, that's true, but you're selectively late. Yeah, those 28 00:01:10,080 --> 00:01:10,959 Speaker 1: are two different things. 29 00:01:11,040 --> 00:01:12,720 Speaker 3: I mean sometimes I'm like, yeah, I don't want to 30 00:01:12,800 --> 00:01:13,920 Speaker 3: use the money that I want to pay on my 31 00:01:13,959 --> 00:01:15,600 Speaker 3: car note for my cell phone, so I'm like, I'll 32 00:01:15,640 --> 00:01:17,200 Speaker 3: just wait four days so I get paid. 33 00:01:17,720 --> 00:01:20,520 Speaker 1: Eight hundred and four own name ninety three ninety three 34 00:01:21,560 --> 00:01:23,200 Speaker 1: Ashley is willing to do it? Are you? 35 00:01:23,440 --> 00:01:24,960 Speaker 2: I mean, you don't have to use your real name. 36 00:01:25,000 --> 00:01:26,560 Speaker 2: I just I always thought that it was illegal. Did 37 00:01:26,640 --> 00:01:28,760 Speaker 2: not pay your things on different parents tell you that? 38 00:01:29,040 --> 00:01:29,240 Speaker 1: Yeah? 39 00:01:29,280 --> 00:01:32,200 Speaker 3: Probably they probably that's something that you would tell your kid. Yeah, 40 00:01:32,200 --> 00:01:34,039 Speaker 3: you'll go to Jemmy on pay your bills on time. 41 00:01:34,120 --> 00:01:35,399 Speaker 1: I mean I pay everything early. 42 00:01:35,680 --> 00:01:38,080 Speaker 3: Oh god no, I don't even put anything in auto 43 00:01:38,160 --> 00:01:39,320 Speaker 3: pay because what happens if I die? 44 00:01:39,319 --> 00:01:40,320 Speaker 1: Why would I pay you my money? 45 00:01:40,920 --> 00:01:44,000 Speaker 3: I don't pay I I don't even pay my rent 46 00:01:44,040 --> 00:01:46,000 Speaker 3: early anymore, because I'm like, what happens if like the 47 00:01:46,040 --> 00:01:48,640 Speaker 3: building like crashes and I gotta pay. I already pay 48 00:01:48,680 --> 00:01:49,880 Speaker 3: the rent and I want to get to say there 49 00:01:49,880 --> 00:01:51,000 Speaker 3: for the next fifteen days. 50 00:01:51,360 --> 00:01:54,240 Speaker 2: I like to pay on the first of the month 51 00:01:54,320 --> 00:01:57,320 Speaker 2: for my rent, but they bill later. I have to 52 00:01:57,360 --> 00:01:59,440 Speaker 2: pay on the second of the month, and I hate 53 00:01:59,480 --> 00:02:00,760 Speaker 2: it because I feel like I'm late. 54 00:02:00,960 --> 00:02:04,040 Speaker 3: Now I only pay on. 55 00:02:04,000 --> 00:02:04,600 Speaker 1: The last day. 56 00:02:04,840 --> 00:02:07,640 Speaker 2: I actually got in trouble with my apartment complex for 57 00:02:07,800 --> 00:02:11,000 Speaker 2: a billy thing because I was paying two days too early. 58 00:02:11,160 --> 00:02:14,800 Speaker 1: Nope, that's a true thing. I need to pay ahead. 59 00:02:15,000 --> 00:02:16,480 Speaker 3: Do you see how long it took me to go 60 00:02:16,560 --> 00:02:19,600 Speaker 3: get my my plates registered? 61 00:02:19,800 --> 00:02:22,440 Speaker 1: Because I was just like, whatever, that's because you didn't 62 00:02:22,440 --> 00:02:25,239 Speaker 1: want to pay the register. Yes, it's expensive. 63 00:02:26,520 --> 00:02:29,919 Speaker 4: How much was it? Seventy six dollars for two years? 64 00:02:30,040 --> 00:02:30,120 Speaker 2: No? 65 00:02:30,280 --> 00:02:30,720 Speaker 3: One year. 66 00:02:31,200 --> 00:02:33,239 Speaker 2: I didn't think it was that much when I know 67 00:02:33,360 --> 00:02:36,760 Speaker 2: the way I did the two years to back, I 68 00:02:36,880 --> 00:02:37,480 Speaker 2: know I don't. 69 00:02:38,040 --> 00:02:41,240 Speaker 4: That goes back to you, Joe, prepaying, prepaying smart because 70 00:02:41,400 --> 00:02:42,600 Speaker 4: you happened that you die. 71 00:02:42,639 --> 00:02:43,480 Speaker 3: Now you got his previous. 72 00:02:43,480 --> 00:02:44,040 Speaker 2: Now that's money. 73 00:02:44,040 --> 00:02:49,200 Speaker 1: You could have said something, Why how about this? All right? 74 00:02:49,240 --> 00:02:52,919 Speaker 2: We're going out right, I'd say, we're in just because 75 00:02:53,000 --> 00:02:55,840 Speaker 2: my fiance and I were there. We're going to Olivia 76 00:02:56,000 --> 00:03:01,160 Speaker 2: in downtown Saint Pete, newish kind of location. We're parking 77 00:03:01,680 --> 00:03:06,400 Speaker 2: on the street, okay, hourly parking. We know we're gonna 78 00:03:06,400 --> 00:03:10,160 Speaker 2: be there for two and a half hours. Okay, are 79 00:03:10,200 --> 00:03:13,239 Speaker 2: you paying for two hours of parking or three hours 80 00:03:13,240 --> 00:03:16,280 Speaker 2: of parking? And as I'm thinking about it, no one 81 00:03:16,360 --> 00:03:18,960 Speaker 2: calling him being an a hole and be like, oh, 82 00:03:19,040 --> 00:03:21,040 Speaker 2: well you have to pay for twelve hours or no way. 83 00:03:20,880 --> 00:03:24,160 Speaker 1: Oh yeah, I'm gonna pay for the two hours, but 84 00:03:24,200 --> 00:03:25,760 Speaker 1: we're gonna be there for two and a half hours. 85 00:03:25,760 --> 00:03:27,200 Speaker 3: I'm gonna pay for two hours, and then I'll be like, 86 00:03:27,200 --> 00:03:28,840 Speaker 3: all right, y'all really think y'all gonna stay as long? 87 00:03:28,880 --> 00:03:29,520 Speaker 1: All right, well, then I. 88 00:03:29,560 --> 00:03:30,320 Speaker 3: Pay another hour. 89 00:03:30,480 --> 00:03:31,840 Speaker 1: I paying for four hours. 90 00:03:31,919 --> 00:03:33,839 Speaker 3: No, if you guys, some of you are gonna stay 91 00:03:33,840 --> 00:03:35,440 Speaker 3: there for two hours, I'm gonna pay an hour because 92 00:03:35,440 --> 00:03:37,000 Speaker 3: I'm like, I'll probab want to leave at earlier. 93 00:03:39,200 --> 00:03:43,040 Speaker 4: Ashley just leaves earlier. In general, I mean with its. 94 00:03:46,480 --> 00:03:49,680 Speaker 5: Nicole, Hey, good morning guys. 95 00:03:49,480 --> 00:03:52,600 Speaker 1: Good morning Nicole. You pay your bills ahead of time. 96 00:03:53,680 --> 00:03:57,320 Speaker 5: Yes, I have a pet peeve that I just cannot 97 00:03:57,400 --> 00:04:00,200 Speaker 5: and will not wait until the day of or or 98 00:04:00,240 --> 00:04:03,960 Speaker 5: even after I get anxiety. I have to pay them 99 00:04:04,000 --> 00:04:05,960 Speaker 5: all ahead of time. I do, and then whatever is 100 00:04:06,040 --> 00:04:08,960 Speaker 5: left I feel like, Okay, that's my safe haven to 101 00:04:09,000 --> 00:04:12,720 Speaker 5: go ahead and spend Nope. 102 00:04:13,680 --> 00:04:14,720 Speaker 1: I've never Nicole. 103 00:04:16,320 --> 00:04:20,239 Speaker 2: Well, she sleeps well, she goes to bed, she sleeps 104 00:04:20,279 --> 00:04:20,880 Speaker 2: through the night. 105 00:04:21,960 --> 00:04:23,720 Speaker 1: I wish, I wish she might be going. 106 00:04:26,640 --> 00:04:30,720 Speaker 5: Yeah, the builds are paid. But I think because growing up, 107 00:04:30,760 --> 00:04:33,120 Speaker 5: my mom was the one who like astutely would not 108 00:04:33,240 --> 00:04:35,600 Speaker 5: pay it or would go time without paying it, and 109 00:04:35,680 --> 00:04:37,599 Speaker 5: so every now and then we had no lights, we 110 00:04:37,680 --> 00:04:40,280 Speaker 5: had no phone, we had no internet. So I think 111 00:04:40,320 --> 00:04:43,960 Speaker 5: I was just traumatized by that. Yeah, I think I 112 00:04:44,040 --> 00:04:45,600 Speaker 5: was like, you know what, I'm gonna pay. If it's 113 00:04:45,640 --> 00:04:47,599 Speaker 5: due on this paycheck period, that's it. 114 00:04:47,600 --> 00:04:50,600 Speaker 1: It's going, Nicole, thank you so much. Pay John, this 115 00:04:50,640 --> 00:04:52,359 Speaker 1: is nuts. Go ahead. 116 00:04:53,160 --> 00:04:53,480 Speaker 4: Hey. 117 00:04:53,560 --> 00:04:53,800 Speaker 2: Yeah. 118 00:04:54,040 --> 00:04:57,799 Speaker 5: So I get an email and they say from Horizon 119 00:04:57,839 --> 00:04:59,680 Speaker 5: it'sparently like ten to fifteen years ago. 120 00:04:59,680 --> 00:05:00,840 Speaker 1: I've got to pay the bill. 121 00:05:01,400 --> 00:05:03,919 Speaker 5: And they said they want eight hundred dollars from me. 122 00:05:04,520 --> 00:05:07,400 Speaker 5: But the thing it says, it's because the death so old, 123 00:05:07,440 --> 00:05:10,279 Speaker 5: we can't take you to court or affect your credit, 124 00:05:10,279 --> 00:05:12,120 Speaker 5: but can you still please pay a kind of deal. 125 00:05:17,320 --> 00:05:18,520 Speaker 4: No. 126 00:05:19,560 --> 00:05:21,320 Speaker 5: I couldn't even believe that. You even put it in 127 00:05:21,320 --> 00:05:23,680 Speaker 5: the primera effect. You what can you please pay? 128 00:05:23,880 --> 00:05:27,760 Speaker 4: And they wasted no money. 129 00:05:28,920 --> 00:05:34,240 Speaker 2: I mean, all right, I'm being honest. If they gave 130 00:05:34,279 --> 00:05:36,840 Speaker 2: me the option, there's no way I'm paid. So I 131 00:05:37,600 --> 00:05:40,000 Speaker 2: get I get that that is a crazy ask from you. 132 00:05:40,120 --> 00:05:41,760 Speaker 2: We're not taking you to court. It's too late. We 133 00:05:41,760 --> 00:05:43,160 Speaker 2: can't do anything about it. But hey, you want to 134 00:05:43,160 --> 00:05:45,760 Speaker 2: pay us. There's literally nothing we can do. But uh, 135 00:05:45,839 --> 00:05:47,919 Speaker 2: here's a bill for eight hundred dollars. We'd love for 136 00:05:47,960 --> 00:05:49,240 Speaker 2: you to pay this in thirty days. 137 00:05:49,800 --> 00:05:52,039 Speaker 3: Actually sent you that because they probably just wanted to 138 00:05:52,040 --> 00:05:53,360 Speaker 3: pocket the eight hundred dollars. 139 00:05:53,600 --> 00:05:56,280 Speaker 1: That's true. That sounds like I sent that to you, John, 140 00:05:56,440 --> 00:05:58,039 Speaker 1: just hoping have. 141 00:06:04,040 --> 00:06:04,640 Speaker 3: Mm hmm. 142 00:06:11,880 --> 00:06:14,320 Speaker 4: Johnson pills very point. 143 00:06:22,000 --> 00:06:26,920 Speaker 1: Oh, Johnny, have the greatest labs. Thank you, John, will 144 00:06:27,000 --> 00:06:29,520 Speaker 1: talk to you later. You're the greatest of all time. 145 00:06:30,560 --> 00:06:31,160 Speaker 1: But you guys,