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Speaker 1: Money, Money, getting ready for an essential monetary message. This

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Speaker 1: is the Boomberg Money Minute on seven hundred. Already it

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Speaker 1: is time to check in with our buddy John Tucker

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Speaker 1: from the Bloomberg Newsroom in New York City. A new

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Speaker 1: report is out saying American homeowners John are staying put.

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Speaker 1: I get it.

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Speaker 2: No, I'm going to use my own example. Tom My

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Speaker 2: mortgage is three percent, just above three percent. So it's

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Speaker 2: just like right now, you know, I'm in the New

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Speaker 2: York City area. Sure, what I pay for tolls and

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Speaker 2: gas coming into work each month is more than what

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Speaker 2: I pay.

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Speaker 1: You gotta be kidding me.

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Speaker 2: It's like it's insane, I know. So this is a

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Speaker 2: report from red Finn this morning. A typical homeowner has

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Speaker 2: now stayed in their home for twelve years, so that's

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Speaker 2: nearly double the medium of two decades ago. According to Redfinn,

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Speaker 2: keeping owners in place high costs associated with borrowing and moving,

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Speaker 2: as well as a cumulated wealth in their existing homes.

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Speaker 2: A lack of available housing has driven prices to record highs.

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Speaker 2: As you know, I plan on being buried in my basement, Fetova.

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Speaker 1: I think that's a good idea, really good Any time

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Speaker 1: you believe you're paying more, would you say in parking

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Speaker 1: and tolls.

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Speaker 2: In well, I'm not even including I mean they had

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Speaker 2: parking space here avail at work, but yeah, tolls, gas

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Speaker 2: insurance of course, unbelievable. Yeah, that's the reality of living

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Speaker 2: here anyway, New York. As far as the markets, traders,

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Speaker 2: they were focused in part this morning on this report

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Speaker 2: that Iran reached out to contact the CIA, so that

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Speaker 2: initially raised some hope that Iran was maybe exploring a

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Speaker 2: negotiated end to the war. Brent crude oil I focus

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Speaker 2: on this because it's the international benchmark. It is retreating

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Speaker 2: from the interday high, but still above eighty three dollars

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Speaker 2: a barrel. The main focus remains on crude as trader's way.

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Speaker 2: The President's planned to ensure and escort tankers passing through

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Speaker 2: the Straight or horror MoES traffic in the Vital Waterway

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Speaker 2: all but halted at this point. So right now, down

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Speaker 2: futures they are higher, up one hundred and twenty points,

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Speaker 2: S and P of futures twenty five points higher. The

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Speaker 2: nasday futures up one hundred and forty six points. So

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Speaker 2: maybe that's the bottom that we hit yesterday from Bloomberg.

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Speaker 2: I'm John Tucker News Radio seven hundred.

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Speaker 3: W l W.

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Speaker 1: All right, eight eleven on seven hundred w l W

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Speaker 1: Lond's tune, Humy Lewis and the News. Steve Belzo, Executive

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Speaker 1: director Claremont County Veterans Service Commission, and Ken Williamson come

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Speaker 1: in the first Wednesday of every single month. And look,

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Speaker 1: a lot of you out there did not serve in

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Speaker 1: the military, but a lot of you out there did.

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Speaker 1: Or maybe you have someone who's a neighbor that served

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Speaker 1: in the military and you notice they're kind of by

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Speaker 1: themselves and they stated themselves and you don't know what's

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Speaker 1: going on, that kind of thing. Steve Kenny, good morning.

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Speaker 4: How are we today, mister Tom Absolutely well, great to see.

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Speaker 1: It's always great seeing you, buddy. VA claims filing a

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Speaker 1: claim the first thing I think of big bureaucracy, big

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Speaker 1: government gotta be a major league pain in the tail

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Speaker 1: to file a claim. Is that true? Am I right

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Speaker 1: on my first part?

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Speaker 4: Though, you know that's always one of those subjective answers, right,

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Speaker 4: that's dependent on the individual. And I will tell you

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Speaker 4: the federal government doesn't do anything these days unless it

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Speaker 4: benefits themselves. So when the VA dot gov put on

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Speaker 4: file your own claims on VA dot gov. Don't believe

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Speaker 4: that's benefiting the veteran. What typically happens is the veterans

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Speaker 4: don't know the forms to submit. There's no in it.

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Speaker 4: We call it a bot. There's nothing guiding you through

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Speaker 4: and what you need to do. So you're filing into

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Speaker 4: the ABYSS thinking hopefully I'm throwing this thing against the

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Speaker 4: wall and the VA is going to go, oh, you

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Speaker 4: wonderful veteran, I'm going to give you X amount for

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Speaker 4: your benefits. No, typically it's filed wrong, it's filed out

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Speaker 4: of sequence, and therefore it gets denied. And what that

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Speaker 4: does is to say, is a federal government money because

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Speaker 4: those are months offset now that they're not paying your benefits.

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Speaker 1: So the answer would be to try and make sure

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Speaker 1: with the VA you're getting to the right place and

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Speaker 1: getting your ultimately getting your benefits, but just getting the

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Speaker 1: file and the claims and all that paperwork in right.

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Speaker 1: So where do you go? Where do you go?

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Speaker 3: Right?

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Speaker 4: Yeah, it's like watching YouTube and trying to rebuild your

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Speaker 4: own carp You're going to electrocute yourself. The engine is

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Speaker 4: going to fall on the floor. It's every county in

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Speaker 4: Ohio is the Veteran Service organization. It is free service

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Speaker 4: to every veteran. Now, the Veteran Service organizations are confined

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Speaker 4: by county lines because that's how we are funding. But

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Speaker 4: yet the veteran has autonomy to float within the state

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Speaker 4: to go, I seem to like this county better regardless

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Speaker 4: of what county you live in, to file for your

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Speaker 4: benefits and your compensation.

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Speaker 1: Okay, So then how does filing a claim with a

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Speaker 1: county Veterans Service office like you are and Claremont differ

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Speaker 1: from some of the others.

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Speaker 4: So the way we differ is, first of all, my

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Speaker 4: service officers receive at least five different classes a year

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Speaker 4: of continuing education. Federal law, believe it or not, changes frequently,

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Speaker 4: and the VA falls under federal law.

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Speaker 1: That's right.

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Speaker 4: So their claims filing and how it's articulated with in

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Speaker 4: the volumes plural of code of how you need to file.

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Speaker 4: My service officers are always being updated how to file that,

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Speaker 4: make an appointment. It's a free service. It's already been

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Speaker 4: paid for. We are funded by the county government. It's

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Speaker 4: in the Ohio Revice Code. There is nothing we do

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Speaker 4: for the veterans of Claremont County or those seeking us

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Speaker 4: out for service that will cost you a dime. As

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Speaker 4: a matter of fact, I'll buy your free cup of

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Speaker 4: coffee when you come in. Amen, I'll go for that

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Speaker 4: right now. How to claim processors actually contact veterans? Do

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Speaker 4: they reach out and contact them?

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Speaker 1: Try to? Oh my gosh, so so many different ways.

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Speaker 4: How many times you pay off a car and all

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Speaker 4: of a sudden you're receiving this official looking mail coming

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Speaker 4: in saying, hey, your extended warranty is about to expire,

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Speaker 4: and it's somebody soliciting you. Because if you can read

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Speaker 4: the fine print at one point pitch with a magnifying

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Speaker 4: glass that says not affiliated with any of your lending organizations,

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Speaker 4: and you realize this is somebody just trying to get

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Speaker 4: money from you. It's the same way with filing for

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Speaker 4: your claims and benefits. There are companies out there. Listen

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Speaker 4: to this one. This one reached out to a veteran

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Speaker 4: service organization and said, this is what we offer you

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Speaker 4: building a business. Clients come to you, choose your hours

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Speaker 4: and weekly limits. This is coming out to veteran service

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Speaker 4: officers to say, get paid for your knowledge members pay

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Speaker 4: between twenty nine ninety nine and eighty eight dollars a

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Speaker 4: month for expert access to the knowledge you've received because

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Speaker 4: the county tax payers have sent you to school.

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Speaker 1: They want to drive veterans at.

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Speaker 4: A cost to see a free service service officer. It

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Speaker 4: makes no sense, sure right, It's like me charging you, Hey,

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Speaker 4: I tell you what, Tom, for twenty nine ninety nine

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Speaker 4: a month, I'll send you to an actual break expert

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Speaker 4: for your car. Boy. That was difficult, right, Why am

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Speaker 4: I paying for this service? There's no It's just there

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Speaker 4: are so many institutions out their businesses that are trying

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Speaker 4: to make.

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Speaker 1: How margin following under some kind of scam operations.

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Speaker 4: You know what that I didn't even have this as

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Speaker 4: a lead in, but God bless your mind for thinking

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Speaker 4: that way. House Bill seven oh eight up to the

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Speaker 4: State House right now, art State Congressmen want to add

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Speaker 4: an additional section to Chapter fifty nine oh one, which

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Speaker 4: is what governs veteran service organizations in the state of Ohio.

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Speaker 4: Every county has my office of a Veteran Service Office.

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Speaker 4: Fifty nine to one point ten will be a new

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Speaker 4: chapter in section that limits what these organizations are allowed

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Speaker 4: to charge and perform on behalf of veterans charge is

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Speaker 4: the footstomp by the second grade teacher here saying this

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Speaker 4: is going to be on the test. There's a cost involved,

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Speaker 4: the cap excessive fees. Now how they've capped excessive fees.

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Speaker 4: Listen to this Tom compensation. Your cap must be contingent

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Speaker 4: on an increase in awarded benefits and is capped at

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Speaker 4: five times the monthly increase. So if you just received

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Speaker 4: a fifty percent increase based on your injuries from active duty,

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Speaker 4: and that might amount to one thousand dollars, you're paying

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Speaker 4: this institution back five thousand dollars because it's five times

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Speaker 4: the monthly increase. And oh, by the way, they get

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Speaker 4: paid first before the veteran. I just don't even understand

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Speaker 4: how something like that could even start. You know, business

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Speaker 4: is like that. I don't get it.

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Speaker 1: That's above my pay scale, I guess, but I just

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Speaker 1: don't understand how that can be in this world. Quite frankly,

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Speaker 1: I know that sounds sort of ridiculous, but you know

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Speaker 1: what I'm saying.

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Speaker 4: I do I do right to a veteran attainus. We

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Speaker 4: you know, there's we all call it ambulance chasers and

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Speaker 4: things like this. It's people trying to make a business

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Speaker 4: off of of chasing these things that happen on the margin,

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Speaker 4: but they could be lucrative. So they create these ways

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Speaker 4: to create an income stream that the State House then

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Speaker 4: has to say, we need to put parameters around here.

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Speaker 4: Because if the state is saying this is how we're

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Speaker 4: going to cap all this, can you imagine what's actually occurring.

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Speaker 1: Yeah, no doubt about it. So how does a veteran

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Speaker 1: find an accredited service officer?

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Speaker 4: That's great, Ohio Department of Veteran Service ODVS. You can

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Speaker 4: go off to the state government and at the state

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Speaker 4: government website of Ohio you can do the little draw

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Speaker 4: downs and look for the Veteran Service Organization and there

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Speaker 4: will be listed every single county that has a Veteran

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Speaker 4: Service office and you can elect the county that you

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Speaker 4: belong to or even another one, and right there will

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Speaker 4: be their contact information on their website.

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Speaker 1: And when they contact a local office, and really you

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Speaker 1: can only speak to the one that you run in

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Speaker 1: Claremont County, but I've heard other orans who are in

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Speaker 1: Claremont County talk about dealing with you guys, in particular,

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Speaker 1: as the executive director of the Claremont County Veteran Services

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Speaker 1: Commission that once a call, it's not going to be

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Speaker 1: some recording. You know, that's on a loop over and

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Speaker 1: over and over again, and nobody ever gets back to you.

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Speaker 1: You guys get back absolutely. Yeah. I mean, you imagine

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Speaker 1: having a claim and you hear it all the time.

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Speaker 1: I mean, you do this stuff. You imagine being a

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Speaker 1: veteran having a claim for filling the blank and it's

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Speaker 1: all this money and you don't have it, but you're

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Speaker 1: entitled to it. But you know you're jumping through hoops

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Speaker 1: and now you're worried about can you make your mortgage payment?

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Speaker 4: Sir?

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Speaker 3: Right?

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Speaker 1: That stuffs brutal. So there, yeah, oh my gosh.

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Speaker 4: When we're talking to federal government, it takes months for

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Speaker 4: your claim to even be seen through. We call them

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Speaker 4: an adjudicator to say, yes, this meets all the parameters

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Speaker 4: award the benefit. So Cleveland is our housing location. You know,

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Speaker 4: if we had a data warehouse or warehouse location for distribution,

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Speaker 4: there are claims filing from floor to ceiling waiting to

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Speaker 4: be processed. I mean, you just got to think about

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Speaker 4: all the veterans in Ohio. Sure, right, So there's so

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Speaker 4: many claims going through you're going away to process. But

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Speaker 4: the service officers can see where that claims in the process.

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Speaker 1: But let me state here's the caution.

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Speaker 4: The minute you call one of my service officers to

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Speaker 4: call Cleveland, or if you hire a lawyer or some

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Speaker 4: other organization to call to say where is the claim at,

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Speaker 4: They're going to pull it out of the middle or even.

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Speaker 1: The top of the stack about to be seen. They're

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Speaker 1: going to pull it out.

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Speaker 4: They're going to say, oh, it's right here, and when

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Speaker 4: it goes back, it goes down to the bottom. Can't

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Speaker 4: find out where it went, so it goes at the

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Speaker 4: bottom of stack. Alls you've done is stalled by going

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Speaker 4: somewhere else. Don't you just stop stop blowing up the process? Veteran,

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Speaker 4: They will be You will be informed one the VA

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Speaker 4: will notify you by email and mail of one the

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Speaker 4: receipt of the claim for benefits, and two once it's

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Speaker 4: been adjudicated. A lot of times a veteran knows that

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Speaker 4: has been adjudicated before my service officers are even told.

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Speaker 1: Sounds like some changes need to be made in that

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Speaker 1: operation a little bit. But thankfully you guys are around

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Speaker 1: to help navigate these whole a number of things, and

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Speaker 1: we talked about them over the last number of months.

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Speaker 1: I want to ask you before you get out of here.

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Speaker 1: I think it was Sterling was telling the story the

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Speaker 1: other day about he has a veteran that lives next

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Speaker 1: door to him who is very upset about this war

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Speaker 1: in Iran. But you get a chance to talk about

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Speaker 1: this situation, I would imagine with some of these guys,

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Speaker 1: maybe it comes up in conversation, Maybe it doesn't. Maybe

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Speaker 1: I'm asking you something you haven't talked to anybody about.

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Speaker 1: Have you gotten any feeling about, you know, sort of

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Speaker 1: the way guys are thinking. So over the war of Iran.

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Speaker 4: All right, we have what's called an oath of enlistment

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Speaker 4: or oath of commissioning. There's only two ols, and you

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Speaker 4: swear an oath to your country.

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Speaker 1: Yep.

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Speaker 4: We are not the serviceman the politicians who say go

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Speaker 4: or stop. The Vietnam veterans suffered coming home because the

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Speaker 4: American public punished the veterans instead of the politicians that

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Speaker 4: sent the veterans to warp. So accurately, devise your your

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Speaker 4: words at the proper level, not the veteran themselves. We

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Speaker 4: are just obeying orders. When the President says go, we go.

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Speaker 4: We're a force in readiness. And there's a reason the

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Speaker 4: politicians in Washington decided that this is a go situation.

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Speaker 4: They don't use it lightly.

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Speaker 1: Thank you for your time as always, my friend Kenny,

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Speaker 1: thank you as well. Great to see you guys. Keep

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Speaker 1: up the storm. Thanks up the good work, all right, buddy,

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Speaker 1: eight twenty three. Let's see what's happening out on the

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Speaker 1: roadways now, Chuck, Yes, I mean you sounded like you

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Speaker 1: had a lot going on the last time we said hello.

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Speaker 5: Yes, sir, it's kind of been that kind of a Wednesday, hmm.

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Speaker 5: And still I got a lot going on. This from

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Speaker 5: the UC Health Traffic Center at the UC Gardener Neuroscience Institute,

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Speaker 5: the Multiple Sclerosis Experts deliver personalized treatments, groundbreaking research, and

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Speaker 5: integrated support services. Learn more at ucahealth dot com. Cruiser's

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Speaker 5: still working with the wreck on westbound two seventy five

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Speaker 5: at Ward's Corner. That's keeping traffic slow from the Milford Parkway.

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Speaker 5: A new wreck in Anderson Township on westbound two seventy

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Speaker 5: five is just before the New Richmond Ramp, and that's

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Speaker 5: backing traffic pass five mile no wreck, but southbound seventy

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Speaker 5: one continues to run an extra fifteen minutes between Peifer

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Speaker 5: and the lateral southbound seventy five slow through Lachland. Northbound

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Speaker 5: seventy five's over a fifteen minute delay out of Florence

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Speaker 5: into town. Chuck Ingram News Radio seven hundred WLW all

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Speaker 5: right our WCPO nine first warning forecast. Rainy morning out there,

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Speaker 5: really foggy morning out there, at least it is up

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Speaker 5: here in Kenwood.

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Speaker 1: It's right around fifty two degrees. We're getting up to

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Speaker 1: sixty two today day. Don't expect a lot of rain

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Speaker 1: until now in five o'clock there's a chance, but then

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Speaker 1: five o'clock evening storms develop. Will go pretty much all

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Speaker 1: night and all day Tomorrow, heavy at times sixty seven

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Speaker 1: to high Tomorrow. Rain fades tomorrow night, and then Friday

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Speaker 1: the rain will be around, but it's not going to

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Speaker 1: dominate our day. And we are all the way up

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Speaker 1: to seventy five degrees on Friday, and we're in the

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Speaker 1: seventies through the weekend. After the news, it's time for

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Speaker 1: Plain Glass, Stained Glass with Chad Hooven, and you gotta listen.

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Speaker 1: Whether you're a believer or not. Okay, it doesn't matter.

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Speaker 1: This is about the way we talk to people, what

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Speaker 1: comes out of our mouths, whether it's the words we

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Speaker 1: use with those we love, the tone, all that kind

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Speaker 1: of thing. Part three of our series seven hundred WLW

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Speaker 1: Boom Burn Money. It's on seven hundred WLW.

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Speaker 2: And stock futures for now they are higher. The New

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Speaker 2: York Times reported around made indirect contact with the US

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Speaker 2: to negotiate in and to the war. Market's still focused

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Speaker 2: on oil as traders way President Trump's plan to ensure

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Speaker 2: in escort tankers passing through the Strait of Hormuz for now,

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Speaker 2: at advance of Brent crude prices has eased. All the

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Speaker 2: gold that's resuming gains to trade above fifty one hundred

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Speaker 2: dollars in ounce. Maderna shares the rising pre market after

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Speaker 2: Green to pay nine hundred and fifty million dollars to

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Speaker 2: settle litigation. It's related to the delivery technology behind its

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Speaker 2: COVID vaccine shot, and NBA players have won on a

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Speaker 2: different kind of court. This comes after an ex Morgan

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Speaker 2: Stanley investment advisor was convicted of swindling them out of

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Speaker 2: millions of dollars and from Bloomberg. I'm John Tucker, a

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Speaker 2: news radio seven hundred w LW. Give us a recap

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Speaker 2: on the first two parts of this four part series.

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Speaker 1: If you would.

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Speaker 3: Sure what we called it, how to keep your foot

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Speaker 3: out of your mouth. I'm not sure we're going to

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Speaker 3: completely succeed in that, or at least trying to get

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Speaker 3: some wisdom about your tongue. We talked about how the

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Speaker 3: tongue is a well, like a old fashioned wishing well.

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Speaker 3: You take the bucket down, you scoop out of what's

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Speaker 3: in the bottom before it comes out the top. And

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Speaker 3: so if you have a tongue problem, you probably have

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Speaker 3: a heart problem because the tongue just speaks out of

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Speaker 3: what's happening in the heart. Then the second week, we

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Speaker 3: talked about how the tongue can be a source of

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Speaker 3: life or death. And you think about in your past

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Speaker 3: there's people who walk into the room and when they

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Speaker 3: say things, you just feel like there's more life in

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Speaker 3: the room. You feel courage, you feel respected, you feel laughter.

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Speaker 3: And then this week we're talking about how the tongue

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Speaker 3: is really a puzzle and it needs to fit the situation.

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Speaker 3: Certain words fit one situation, but they don't fit another situation,

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Speaker 3: And how do we use our tongue to maybe put

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Speaker 3: the final piece, Your words in a situation and a

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Speaker 3: relationship might be that missing piece that helps somebody have

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Speaker 3: the courage to step out and do something they wouldn't

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Speaker 3: have otherwise, the courage to overcome some depression. That really

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Speaker 3: our words can be the last puzzle piece, but it

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Speaker 3: also needs to fit the situation. With the three teeth

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Speaker 3: I like to talk about, which is are you using

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Speaker 3: the right tone for this situation in this person? Are

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Speaker 3: you using the right timing? Man, maybe right before bed

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Speaker 3: is not the best time to have this argument, or

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Speaker 3: maybe right before bed is the best time to connect

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Speaker 3: with your teenager because that's the time they're a little

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Speaker 3: more open. You can sit on their bed and just

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Speaker 3: how is your day? And that might be the best time.

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Speaker 3: And then lastly is trust, which is have you built

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Speaker 3: enough trust that what you're about to share with this

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Speaker 3: particular person that you've earned the right to speak that

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Speaker 3: in their life and they're interested. So that's what we

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Speaker 3: talk about today. What was looked like for the tongue

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Speaker 3: to be a puzzle? How do you have the right pieces,

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Speaker 3: maybe use your words as a missing piece and how

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Speaker 3: to put it in the context of maybe the bigger

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Speaker 3: picture of the situation or the issue that you're in.

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Speaker 1: You know a lot of this, and you talked about it, Chad,

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Speaker 1: the situation, and you talked about how it can be

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Speaker 1: different in one room. We'll use that as an example, okay,

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Speaker 1: as opposed to another room. And you hit on something

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Speaker 1: that I've heard people talk about a lot, and it

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Speaker 1: exists in my marriage where oftentimes it's the guy who

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Speaker 1: wants to get something straightened out at ten o'clock at night, right, Yeah,

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Speaker 1: and you know, you know what I'm saying. You're laughing

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Speaker 1: about it, and you know, maybe for your wife or

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Speaker 1: maybe the situation's reversed where all of a sudden, this

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Speaker 1: is just not the time to do this, and now

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Speaker 1: all of a sudden you can get a little frustrated

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Speaker 1: if you're the one who wants to do it. Well,

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Speaker 1: what do you say to somebody like that?

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Speaker 3: Well, I'd say start with kind of what's the internal

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Speaker 3: priority system you have in your head? Like in your

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Speaker 3: head you say, maam, this will be successful if we

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Speaker 3: get this result tonight, that's your number one priority. And

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Speaker 3: to kind of remind yourself if I try and get

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Speaker 3: this resolve tonight. It will not only not only get resolved,

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Speaker 3: but it's actually going to cause a bigger problem and

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Speaker 3: blow up, and I'm gonna have a bigger mestic c lean.

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Speaker 3: So almost look at what's the second priority. I want

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Speaker 3: this resolved quickly, but it doesn't have to be tonight,

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Speaker 3: just that simple. But right now you've got this has

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Speaker 3: to be resolved tonight or I've got to speak my mind.

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Speaker 3: Let that person know how I feel. That becomes your

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Speaker 3: driver rather than all right. There's this old proverb that

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Speaker 3: says a word fitly spoken is like apples of gold

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Speaker 3: in settings of silver. Does the way I'm expressed this

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Speaker 3: fit the situation is the timing of this fit the

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Speaker 3: best way to express this. And we talked a couple

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Speaker 3: months ago how my wife and I agreed and maybe

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Speaker 3: twenty years ago in our marriage not to have any

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Speaker 3: intense conversations after ten PM because that's when she's most tired.

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Speaker 3: She's doing everything she can to not get angry. And

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Speaker 3: it just didn't resolve well versus saying your say, if okay,

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Speaker 3: I don't want this to lean on or linger on,

396
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Speaker 3: but hey, i'd like to resolve this. Can we talk

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Speaker 3: about this tomorrow and make some time for it. It can

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Speaker 3: just be so much better because when you're when your

399
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Speaker 3: gauges are higher, your emotional gauges, your physical gauges, you're

400
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Speaker 3: you're rested, You're just going to have more willpower and

401
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Speaker 3: both to control the tongue but also to kind of

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Speaker 3: discern the situation better. And we've all had moments where

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Speaker 3: we just kind of botched it, right, I mean, sometimes

404
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Speaker 3: it's appropriate, Like I got relative, yeah exactly, I get

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Speaker 3: a relative who talks too long. You know, when you

406
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Speaker 3: get on the phone with them, it's two hours. You

407
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Speaker 3: can ever get off. But one day, my mom was

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Speaker 3: trying to warn me that because calling this relative with

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Speaker 3: my dad, they were going to call together. My dad

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Speaker 3: always likes using a speakerphone, so Dad lets it dial.

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Speaker 3: While it's dialing, it's ringing and ring ringing. So my

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Speaker 3: mom's like, he just you know this relative really talks

413
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Speaker 3: a lot. Well, my dad, we thought he had it

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Speaker 3: on mute. So my mom was giving me instructions to

415
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Speaker 3: get off the phone. Next thing we know, we're not

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Speaker 3: on mute, and you hear this relative saying hello, Diane, Chad,

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Speaker 3: Like we look at each other our jaws dropped contact.

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Speaker 3: We look at my dad. You didn't have it on mute,

419
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Speaker 3: and he's like, oh, I'm like, it's not inappropriate to

420
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Speaker 3: say to somebody. They just so you know, when you

421
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Speaker 3: call so and so, it might take two hours. But

422
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Speaker 3: my goodness, don't do that with somebody who can't run

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Speaker 3: their own technology, my dad, Yeah, with while you're on speakerphone,

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Speaker 3: and oh my goodness. And then how do you apologize

425
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Speaker 3: for that? You kind of hope they didn't hear what

426
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Speaker 3: you were saying. Yeah, you know, we've all been there.

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Speaker 1: Oh you know, and you talk about something you used

428
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Speaker 1: a great example and talking to maybe for your teenagers

429
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Speaker 1: at night, it is the best time to just go

430
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Speaker 1: in there. And you know, but what I'm getting at,

431
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Speaker 1: I guess the word because I get and I know

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Speaker 1: it's true. So it's not like my wife is telling

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Speaker 1: me something I don't know. It's true for a lot

434
00:23:57,920 --> 00:23:59,960
Speaker 1: of us. So much of this and you talk about

435
00:24:00,080 --> 00:24:04,680
Speaker 1: a piece of a puzzle, would you talk? Is tone right? Told?

436
00:24:05,040 --> 00:24:08,520
Speaker 1: Do you have any do you have any suggestions for

437
00:24:09,280 --> 00:24:11,760
Speaker 1: a guy like me or any of our listeners out

438
00:24:11,800 --> 00:24:15,919
Speaker 1: there on how to is there some can you change

439
00:24:15,960 --> 00:24:18,480
Speaker 1: your tone and think about how to change your tone.

440
00:24:20,240 --> 00:24:22,520
Speaker 3: I think you can. And sometimes that's incentives, Like if

441
00:24:22,520 --> 00:24:24,400
Speaker 3: I told you and by the end of the week,

442
00:24:24,440 --> 00:24:27,359
Speaker 3: I'll give you a million dollars if you can talk nicely,

443
00:24:27,440 --> 00:24:30,000
Speaker 3: kindly and gently, I bet you can be motivated. Yeah,

444
00:24:31,000 --> 00:24:34,600
Speaker 3: sometimes this motivation and I do think in the same

445
00:24:34,600 --> 00:24:37,360
Speaker 3: way you can learn from these two ways to learn,

446
00:24:37,800 --> 00:24:40,800
Speaker 3: the wise and the foolish person. The wise person learns

447
00:24:40,840 --> 00:24:43,159
Speaker 3: from other people's mistakes. The fool only learns from his

448
00:24:43,520 --> 00:24:45,960
Speaker 3: own mistakes. And there's an old proverb that says the

449
00:24:46,000 --> 00:24:49,080
Speaker 3: wise can learn from one mistake, and a thousand lashes

450
00:24:49,160 --> 00:24:51,560
Speaker 3: is what it takes for the fool. So I would say,

451
00:24:51,600 --> 00:24:54,000
Speaker 3: look at your track record. Did this work very well?

452
00:24:54,160 --> 00:24:56,840
Speaker 3: Is this painful? I want to avoid pain and I

453
00:24:56,880 --> 00:24:58,719
Speaker 3: think you can. And the way I would do it

454
00:24:58,760 --> 00:25:00,919
Speaker 3: practically is like a their area of life. Do you

455
00:25:00,960 --> 00:25:03,600
Speaker 3: have some coaches, not only I like, literally find somebody

456
00:25:03,680 --> 00:25:06,639
Speaker 3: to coach your tongue. I mean, look at people in

457
00:25:06,680 --> 00:25:09,600
Speaker 3: your life who are good at this. Call them like

458
00:25:09,640 --> 00:25:12,840
Speaker 3: mouth mentors. I've got two guys that when they call me,

459
00:25:13,080 --> 00:25:15,240
Speaker 3: every time they call me, they make it about me,

460
00:25:16,359 --> 00:25:20,399
Speaker 3: and they asked me how I'm doing they encourage me.

461
00:25:20,920 --> 00:25:22,680
Speaker 3: They say, man, a chat, I just think you're doing

462
00:25:22,680 --> 00:25:24,760
Speaker 3: a great job here, You're such a great dad there.

463
00:25:24,760 --> 00:25:27,080
Speaker 3: And I walk away from that and I feel like

464
00:25:27,160 --> 00:25:30,320
Speaker 3: they put pieces into me, like my puzzle wasn't complete

465
00:25:30,320 --> 00:25:32,800
Speaker 3: and I didn't even know it. I'm filled up. Think

466
00:25:32,840 --> 00:25:34,880
Speaker 3: about the people in your life who do that regularly.

467
00:25:35,359 --> 00:25:38,159
Speaker 3: I had a call yesterday with a buddy mine, one

468
00:25:38,160 --> 00:25:39,719
Speaker 3: of my best men at my wedding. I talked him

469
00:25:39,720 --> 00:25:42,439
Speaker 3: maybe once a year these days, and the same thing.

470
00:25:42,480 --> 00:25:44,199
Speaker 3: I was going to rattle off what I'm doing and

471
00:25:44,240 --> 00:25:46,040
Speaker 3: what I'm up to, and I thought, you know what,

472
00:25:46,119 --> 00:25:48,800
Speaker 3: I want to try to think about what he needs.

473
00:25:48,800 --> 00:25:51,399
Speaker 3: And he described some tense situations he's in and some

474
00:25:51,520 --> 00:25:53,760
Speaker 3: challenges of work, and I said, you know what, this

475
00:25:53,840 --> 00:25:55,560
Speaker 3: is a chance for me to put a puzzle piece in.

476
00:25:55,920 --> 00:25:57,399
Speaker 3: I said, you know what, this is something I always

477
00:25:57,400 --> 00:26:00,560
Speaker 3: admired about you, the way in which you people and

478
00:26:00,560 --> 00:26:03,040
Speaker 3: affirm people and help people navigate tough stuff. I think

479
00:26:03,080 --> 00:26:05,800
Speaker 3: you're really doing what God's called you to do and

480
00:26:05,840 --> 00:26:09,120
Speaker 3: what really fits your your strengths. He' said, well, man,

481
00:26:09,200 --> 00:26:12,320
Speaker 3: thanks buddy, you know and doesn't mean I couldn't harass

482
00:26:12,400 --> 00:26:14,440
Speaker 3: him the rest of the phone call, as guys do.

483
00:26:14,840 --> 00:26:18,200
Speaker 3: But I think looking for mentors, meaning people you watch

484
00:26:18,240 --> 00:26:19,960
Speaker 3: you go. Look how they did that, Look how they

485
00:26:20,040 --> 00:26:23,199
Speaker 3: crafted that, Look how they used the right word in

486
00:26:23,200 --> 00:26:25,800
Speaker 3: the right time. And then I think part of not

487
00:26:26,000 --> 00:26:27,960
Speaker 3: just having a kind of maybe it's going to called

488
00:26:27,960 --> 00:26:30,320
Speaker 3: a mentor take it somebody you look up to who

489
00:26:30,359 --> 00:26:34,120
Speaker 3: does this. Well, I just say start quickly catching yourself,

490
00:26:34,520 --> 00:26:36,280
Speaker 3: which is, hey, honey, you know what, I think I'm

491
00:26:36,280 --> 00:26:39,200
Speaker 3: a little too intense right now. Can I try over?

492
00:26:39,359 --> 00:26:42,200
Speaker 3: Can I start over? Hey? You know it sounds that

493
00:26:42,400 --> 00:26:44,560
Speaker 3: sounds like this is not going the direction I wanted,

494
00:26:45,200 --> 00:26:47,520
Speaker 3: and didn't try to say, what do you need right

495
00:26:47,560 --> 00:26:49,879
Speaker 3: now from me? Do you need appreciation? What do you

496
00:26:49,920 --> 00:26:51,800
Speaker 3: need from me right now? Do you need space? What

497
00:26:51,840 --> 00:26:53,480
Speaker 3: do you need right now? For me to listen? So

498
00:26:53,520 --> 00:26:56,320
Speaker 3: I ask the question what do you need? I say

499
00:26:56,359 --> 00:26:58,119
Speaker 3: the same thing. If you have eighteen to twenty year

500
00:26:58,119 --> 00:27:00,399
Speaker 3: old year old kids or even older, one of the

501
00:27:00,400 --> 00:27:03,560
Speaker 3: greatest things you can do during that transition is instead

502
00:27:03,560 --> 00:27:06,000
Speaker 3: of still parenting them, which we all want to parent them,

503
00:27:06,119 --> 00:27:07,359
Speaker 3: Hey you ought to do this, watch out for that.

504
00:27:07,440 --> 00:27:10,320
Speaker 3: Don't fall in that ditch. Start the conversation with this.

505
00:27:10,320 --> 00:27:13,480
Speaker 3: This will set the tone. Are you open to another

506
00:27:13,560 --> 00:27:19,240
Speaker 3: perspective that shows respect? Can I share another opinion with you?

507
00:27:20,320 --> 00:27:22,840
Speaker 3: When you ask a question before you share your opinion,

508
00:27:23,040 --> 00:27:27,199
Speaker 3: it communicates respect. It also says I really want you

509
00:27:27,280 --> 00:27:30,240
Speaker 3: to listen, but you don't have to, but I really

510
00:27:30,280 --> 00:27:32,800
Speaker 3: care about you and think that this might be helpful.

511
00:27:33,160 --> 00:27:34,960
Speaker 3: You might be a husband who comes in the door.

512
00:27:35,000 --> 00:27:36,800
Speaker 3: As soon as you come in the door, your wife,

513
00:27:36,880 --> 00:27:38,800
Speaker 3: you know, desperately she's been with the kids all day,

514
00:27:39,119 --> 00:27:41,000
Speaker 3: or she's had a tough day of work, and she

515
00:27:41,000 --> 00:27:43,359
Speaker 3: suddenly just wants to unload on you. You might say, honey,

516
00:27:43,400 --> 00:27:45,720
Speaker 3: when I first get home and first come in the door,

517
00:27:46,240 --> 00:27:48,360
Speaker 3: that's just not the best time for me. I do

518
00:27:48,400 --> 00:27:51,000
Speaker 3: want to listen. I do want to know what's going on.

519
00:27:51,400 --> 00:27:54,400
Speaker 3: Can you give me like fifteen minutes to decompress? Can

520
00:27:54,560 --> 00:27:57,119
Speaker 3: we wait till after dinner? That way, you say to her,

521
00:27:57,720 --> 00:28:00,480
Speaker 3: you are important, what you feel is important, what you

522
00:28:00,560 --> 00:28:03,200
Speaker 3: need is important. But also I'm not in the best

523
00:28:03,200 --> 00:28:05,600
Speaker 3: place when I first walk in the door to be

524
00:28:05,680 --> 00:28:08,360
Speaker 3: at my best to do that with you. So that's

525
00:28:08,359 --> 00:28:10,520
Speaker 3: what I would do. Think about how to before you

526
00:28:10,520 --> 00:28:12,920
Speaker 3: share your opinion of anything, Start with the question, are

527
00:28:12,920 --> 00:28:16,160
Speaker 3: you open to this perspective. Can I share this opinion

528
00:28:16,680 --> 00:28:18,480
Speaker 3: to find some guys in your life For people in

529
00:28:18,480 --> 00:28:20,800
Speaker 3: your life you think are really good at using tone

530
00:28:21,320 --> 00:28:23,200
Speaker 3: and just kind of study as they speak when you're

531
00:28:23,200 --> 00:28:26,040
Speaker 3: at a party, when you see them at work, and

532
00:28:26,160 --> 00:28:28,320
Speaker 3: what do they do. I walk in the room and

533
00:28:28,560 --> 00:28:30,560
Speaker 3: want to tell all my favorite twenty stories because I

534
00:28:30,560 --> 00:28:33,040
Speaker 3: can struggle with that too, Versus, how do I walk

535
00:28:33,080 --> 00:28:36,040
Speaker 3: in the room and say who's around me? That's an

536
00:28:36,119 --> 00:28:39,480
Speaker 3: unfinished puzzle and how could I put another piece into

537
00:28:39,520 --> 00:28:42,240
Speaker 3: their lives to really bless them?

538
00:28:42,280 --> 00:28:44,760
Speaker 1: That is? I just think there is so much to

539
00:28:44,880 --> 00:28:48,000
Speaker 1: learn from all of this. We're talking with Pastor Chad

540
00:28:48,200 --> 00:28:51,040
Speaker 1: Hoven from the Horizon Community Church. The last thing I

541
00:28:51,120 --> 00:28:52,360
Speaker 1: want to ask you I got about a minute and

542
00:28:52,400 --> 00:28:56,320
Speaker 1: a half. We talked about timing, We talked about tone.

543
00:28:56,600 --> 00:28:57,800
Speaker 1: What do you mean by trust?

544
00:29:00,360 --> 00:29:04,640
Speaker 3: Well, there's some people that you don't know them real well,

545
00:29:04,680 --> 00:29:06,880
Speaker 3: they don't know you, and you think you can suddenly

546
00:29:06,920 --> 00:29:08,840
Speaker 3: speak to how they should change their whole life. You've

547
00:29:08,840 --> 00:29:13,080
Speaker 3: got people who give unsolicited feedback or they come at you.

548
00:29:13,160 --> 00:29:15,280
Speaker 3: And there's some guys who could use a tone that's

549
00:29:15,400 --> 00:29:17,720
Speaker 3: very direct, very blunt and you'd say, you know what,

550
00:29:17,800 --> 00:29:19,320
Speaker 3: I can take that because I know they love me.

551
00:29:19,680 --> 00:29:21,440
Speaker 3: I know they've been for me. I know they've been

552
00:29:21,440 --> 00:29:23,400
Speaker 3: in the trenches with me, and they can actually be

553
00:29:23,440 --> 00:29:27,680
Speaker 3: more direct and less pleasantries because you know you have

554
00:29:28,480 --> 00:29:32,440
Speaker 3: the depth of relationship, and in the depth of relationship

555
00:29:32,480 --> 00:29:34,800
Speaker 3: you get the right you've earned it. Hey, I know

556
00:29:34,920 --> 00:29:37,600
Speaker 3: this person sacrifice for me. I know this one maybe

557
00:29:37,680 --> 00:29:41,920
Speaker 3: has my back. So that said different words to describe

558
00:29:41,920 --> 00:29:45,760
Speaker 3: that trust relationship. You still I think could communicate respectfully. Hey, buddy,

559
00:29:45,760 --> 00:29:48,040
Speaker 3: I noticed something when we were talking the other day.

560
00:29:49,040 --> 00:29:50,600
Speaker 3: When we're at that party, are you over just a

561
00:29:50,640 --> 00:29:53,640
Speaker 3: feedback and the answer whether you ask that or not.

562
00:29:53,640 --> 00:29:55,880
Speaker 3: It might be for a lot of people who say, no,

563
00:29:56,400 --> 00:29:58,160
Speaker 3: I don't trust the way you handle your life. I

564
00:29:58,160 --> 00:30:00,200
Speaker 3: don't trust the way you if you start give me

565
00:30:00,240 --> 00:30:02,800
Speaker 3: marriage advice. So when at the party, you say, man,

566
00:30:03,000 --> 00:30:05,480
Speaker 3: the way he talks to his wife is terrible, his

567
00:30:05,600 --> 00:30:07,560
Speaker 3: right off his kids is terrible. So no, I probably

568
00:30:07,560 --> 00:30:10,440
Speaker 3: don't really trust you and your motives as I don't

569
00:30:10,440 --> 00:30:13,840
Speaker 3: trust that we all imperfectly are trying to live life.

570
00:30:14,000 --> 00:30:16,719
Speaker 3: That some people are more imperfect than others, and they

571
00:30:16,760 --> 00:30:18,440
Speaker 3: may not have a lot of wisdom to show in

572
00:30:18,440 --> 00:30:21,160
Speaker 3: this area. On the other hand, you might say, I

573
00:30:21,200 --> 00:30:23,479
Speaker 3: may not trust you for your finances because your finance

574
00:30:23,480 --> 00:30:25,760
Speaker 3: is a wreck, But you know, my goodness, I've never

575
00:30:25,800 --> 00:30:28,760
Speaker 3: seen anyone who's better at encouraging people. Yeah, I'd love

576
00:30:28,800 --> 00:30:32,080
Speaker 3: some advice there, So don't discount people. But with a

577
00:30:32,120 --> 00:30:35,000
Speaker 3: trusting relationship, you want to say, you know, have I

578
00:30:35,040 --> 00:30:37,520
Speaker 3: put enough As an old old analogy, have I put

579
00:30:37,600 --> 00:30:40,880
Speaker 3: enough coins in your pocket that it's time for withdrawal?

580
00:30:41,040 --> 00:30:43,320
Speaker 3: And if you're trying to withdraw with a tough conversation

581
00:30:43,520 --> 00:30:47,400
Speaker 3: or a crucial conversation or a difficult conversation, have you

582
00:30:47,440 --> 00:30:50,200
Speaker 3: put enough change in their pocket from the moments that

583
00:30:50,240 --> 00:30:54,080
Speaker 3: you've handled them a quarter of an encouragement or you're

584
00:30:54,200 --> 00:30:56,280
Speaker 3: beginning there when no one else turned the back. You

585
00:30:56,280 --> 00:30:57,880
Speaker 3: find out who your real friends are. When you know

586
00:30:57,960 --> 00:31:00,400
Speaker 3: you're in the fire and everybody turns it back, you say,

587
00:31:00,440 --> 00:31:01,640
Speaker 3: you know, I put a lot of change in this

588
00:31:01,680 --> 00:31:03,920
Speaker 3: person's pocket, my son, my daughter, and my colleague, my

589
00:31:03,960 --> 00:31:06,040
Speaker 3: business partner. I'm going to have to take a big

590
00:31:06,080 --> 00:31:08,760
Speaker 3: withdrawal here, But that trust is like the change in

591
00:31:08,800 --> 00:31:09,240
Speaker 3: the pocket.

592
00:31:09,320 --> 00:31:13,000
Speaker 1: Yeah, yeah, great, great stuff in this series. I think

593
00:31:13,040 --> 00:31:17,640
Speaker 1: that we can all learn so much. And I mean,

594
00:31:17,800 --> 00:31:20,840
Speaker 1: you know, look, we have hundreds of thousands of people

595
00:31:20,920 --> 00:31:23,239
Speaker 1: listening to this on a weekly basis, and I just

596
00:31:24,280 --> 00:31:26,880
Speaker 1: to hear it. I can look in a mirror. No,

597
00:31:27,000 --> 00:31:28,640
Speaker 1: I got to make some changes and the things in

598
00:31:28,680 --> 00:31:30,080
Speaker 1: the way that I do it. So I want to

599
00:31:30,120 --> 00:31:31,960
Speaker 1: say thank you very much.

600
00:31:32,400 --> 00:31:35,360
Speaker 3: Well, thank you. I certainly am a fellow struggler in

601
00:31:35,400 --> 00:31:37,720
Speaker 3: the journey. And they always say, if you preach your weaknesses,

602
00:31:37,720 --> 00:31:40,840
Speaker 3: you'll never run out of material. I'm not an expert

603
00:31:40,880 --> 00:31:43,720
Speaker 3: on this, but I'm certainly a fellow traveler on the journey.

604
00:31:43,760 --> 00:31:44,200
Speaker 4: I like that.

605
00:31:44,360 --> 00:31:46,560
Speaker 1: I like I gotta remember that. All right, Chad, I

606
00:31:46,560 --> 00:31:48,560
Speaker 1: have a great rest of your day. Thanks for your time, man,

607
00:31:48,880 --> 00:31:51,840
Speaker 1: all right, pastor Chad over And that's good stuff. I

608
00:31:52,000 --> 00:31:56,880
Speaker 1: like that. Yeah, if you preach about your weaknesses, you'll

609
00:31:56,920 --> 00:32:00,239
Speaker 1: never run out of material. Amen to that, all right,

610
00:32:00,320 --> 00:32:02,600
Speaker 1: Chuck Ingram. What's happening out there on the roadways?

611
00:32:02,600 --> 00:32:05,200
Speaker 5: My man, trying to clear things out, but that's been

612
00:32:05,240 --> 00:32:08,120
Speaker 5: a little difficult this morning. This from the UC Health

613
00:32:08,120 --> 00:32:11,960
Speaker 5: Traffic Center at the UC Gardner Neuroscience Institute. The multiple

614
00:32:12,120 --> 00:32:18,520
Speaker 5: sclerosis experts deliver personalized treatments groundbreaking research and integral support services.

615
00:32:18,640 --> 00:32:20,680
Speaker 5: Learn more at you see how dot com Late US

616
00:32:20,720 --> 00:32:24,120
Speaker 5: wreck box the ramp northbound fourth seventy one ramp to

617
00:32:24,200 --> 00:32:27,840
Speaker 5: Grand Cruiser cleaning up Erec westbound two seventy five. That's

618
00:32:27,880 --> 00:32:30,960
Speaker 5: before the new Richmond Ramp. Traffic remains heavy from before

619
00:32:31,080 --> 00:32:33,960
Speaker 5: five mile better news on west two seventy five near

620
00:32:34,000 --> 00:32:37,600
Speaker 5: wards corner that wreck is clear. Traffic's starting to clear

621
00:32:37,640 --> 00:32:40,760
Speaker 5: out just a bit from Milford, Chuck Ingram News Radio

622
00:32:40,800 --> 00:32:43,040
Speaker 5: seven hundred wlws OUR.

623
00:32:43,000 --> 00:32:45,840
Speaker 1: WCPO nine first forety four cast. Might be raining where

624
00:32:45,880 --> 00:32:49,640
Speaker 1: you are, but it shouldn't be much longer, at least

625
00:32:49,720 --> 00:32:53,960
Speaker 1: until five o'clock this afternoon, and then we are expecting

626
00:32:54,520 --> 00:32:59,560
Speaker 1: storms to develop. Hy today sixty two. Storms will continue

627
00:32:59,600 --> 00:33:02,000
Speaker 1: over night, might get some thunder and lightning, that kind

628
00:33:02,080 --> 00:33:05,040
Speaker 1: of thing, and then likely most of the day Tomorrow.

629
00:33:05,080 --> 00:33:07,880
Speaker 1: Heavy rain tomorrow up to sixty seven degrees, but then

630
00:33:07,920 --> 00:33:11,680
Speaker 1: the rain fades tomorrow night low fifty five and Friday,

631
00:33:11,680 --> 00:33:13,479
Speaker 1: we might get an icolyate a shower kind of here

632
00:33:13,560 --> 00:33:16,840
Speaker 1: or there, but the rain will not dominate our day

633
00:33:17,440 --> 00:33:22,600
Speaker 1: on Friday. Gentlemen, low testosterone begins in our thirties. We

634
00:33:22,680 --> 00:33:25,480
Speaker 1: lose two to three percent of it every single year.

635
00:33:26,080 --> 00:33:29,080
Speaker 1: As we continue to move on and age, it can

636
00:33:29,120 --> 00:33:33,320
Speaker 1: cause a lot of problems. Low sex drive, don't sleep well,

637
00:33:33,840 --> 00:33:36,880
Speaker 1: workouts aren't the same, and a lot of guys just

638
00:33:36,960 --> 00:33:38,880
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639
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640
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641
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642
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643
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644
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645
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646
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647
00:34:07,080 --> 00:34:10,319
Speaker 1: They do a testosterone test a PSA test. You sit

648
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