1 00:00:00,680 --> 00:00:04,600 Speaker 1: Boston's Bulldozer never sleeps the Kooner Report weekend edition on 2 00:00:04,720 --> 00:00:06,840 Speaker 1: the Voice of Boston w RKO. 3 00:00:07,480 --> 00:00:11,440 Speaker 2: Joining us now as she always does at this time. 4 00:00:11,880 --> 00:00:17,480 Speaker 2: She is the co founder, CEO president of Kelly Financial Services, 5 00:00:18,000 --> 00:00:24,640 Speaker 2: and yes, that is her wonderful name, Kelly. Kelly Kelly, 6 00:00:25,480 --> 00:00:26,759 Speaker 2: how are you. 7 00:00:27,840 --> 00:00:31,680 Speaker 3: Good morning, Jeff, I am good. You know this time 8 00:00:31,720 --> 00:00:35,600 Speaker 3: of year we all start thinking about gratitude and how 9 00:00:35,640 --> 00:00:38,440 Speaker 3: we can get back to the people and calls as 10 00:00:38,479 --> 00:00:41,760 Speaker 3: we love. But one of the most meaningful gifts we 11 00:00:41,840 --> 00:00:45,320 Speaker 3: can ever give isn't wrapped in paper or tied with 12 00:00:45,400 --> 00:00:49,040 Speaker 3: a bow. Is the clarity and comfort that come with 13 00:00:49,120 --> 00:00:53,239 Speaker 3: a well prepared estate plan. At Kelly Financial we have 14 00:00:53,280 --> 00:00:57,959 Speaker 3: an informative investor guide called the Greatest Gift. We outline 15 00:00:58,000 --> 00:01:01,640 Speaker 3: your wishes with an estate plan, and it helps families 16 00:01:01,920 --> 00:01:07,040 Speaker 3: organize their assets, named decision makers and outline their wishes 17 00:01:07,360 --> 00:01:11,760 Speaker 3: so loved ones are not left guessing. You'll also find simple, 18 00:01:11,920 --> 00:01:16,280 Speaker 3: smart gifting strategies to bless your family and your favorite 19 00:01:16,360 --> 00:01:20,800 Speaker 3: charities while protecting your retirement income and your own peace 20 00:01:20,840 --> 00:01:23,319 Speaker 3: of mind. To get your free coffee, just give us 21 00:01:23,360 --> 00:01:28,639 Speaker 3: a call or email us at Kelly at Kellyfinancial dot org. Jeff, 22 00:01:28,680 --> 00:01:32,679 Speaker 3: I'll continue this conversation with our Kelly Advisors tomorrow morning 23 00:01:32,720 --> 00:01:37,200 Speaker 3: at nine am on Safe Money Strategies Radio. Do tune 24 00:01:37,240 --> 00:01:40,919 Speaker 3: in or visit our website for the radio rewind Jeff, 25 00:01:40,959 --> 00:01:44,280 Speaker 3: have a wonderful weekend, My best, Grace and the kiddos, 26 00:01:44,640 --> 00:01:45,880 Speaker 3: and Happy Halloween. 27 00:01:46,160 --> 00:01:49,320 Speaker 2: Happy Halloween. All the best to you and everyone at 28 00:01:49,360 --> 00:01:53,720 Speaker 2: Kelly Financial. Okay, my friends. For your free copy of 29 00:01:53,840 --> 00:01:57,720 Speaker 2: the year end checklist and action plan, call Kelly now 30 00:01:58,240 --> 00:02:01,160 Speaker 2: eight eighty eight eight hundred eight eighty one, or if 31 00:02:01,160 --> 00:02:04,680 Speaker 2: you prefer, you can email her directly Kelly at Kelly 32 00:02:04,840 --> 00:02:10,800 Speaker 2: Financial dot org. Kelly at Kelly Financial dot org. Okay, 33 00:02:10,919 --> 00:02:13,880 Speaker 2: let's go right back to Dave in New Hampshire. So 34 00:02:14,800 --> 00:02:18,840 Speaker 2: disabled veteran was out of work. By the grace of God, 35 00:02:18,880 --> 00:02:22,040 Speaker 2: there go many of us. His wife was working but 36 00:02:22,160 --> 00:02:25,680 Speaker 2: wasn't making that much money or enough money. They needed help. 37 00:02:26,440 --> 00:02:29,920 Speaker 2: They needed food stamps snap, and they went to the 38 00:02:29,960 --> 00:02:34,560 Speaker 2: Department of Transitional Assistants. Please Dave pick up where we 39 00:02:34,639 --> 00:02:35,160 Speaker 2: left off. 40 00:02:36,240 --> 00:02:38,640 Speaker 4: Okay, So, yeah, my wife wasn't making much money. I 41 00:02:38,680 --> 00:02:40,399 Speaker 4: was out of work. Luckily it wasn't for that long 42 00:02:40,440 --> 00:02:42,120 Speaker 4: of a time, but I mean, we barely had enough 43 00:02:42,160 --> 00:02:44,200 Speaker 4: for the rents, never mind anything else. We went to 44 00:02:44,240 --> 00:02:47,960 Speaker 4: the TOBAMAA Transitional Assistance and Salem, mass and they originally 45 00:02:48,000 --> 00:02:50,280 Speaker 4: gave us They give us sixteen dollars a month, and 46 00:02:50,320 --> 00:02:52,520 Speaker 4: you can imagine how little that gets you a month, 47 00:02:53,040 --> 00:02:55,240 Speaker 4: and the second the first month they gave it to us. 48 00:02:55,240 --> 00:02:56,880 Speaker 4: The second month they did. And then they sent a 49 00:02:56,919 --> 00:02:59,760 Speaker 4: letter saying that I made too much money the year 50 00:02:59,760 --> 00:03:02,160 Speaker 4: before four but this is now April and May of 51 00:03:02,400 --> 00:03:04,680 Speaker 4: the new year, and I haven't made like any money 52 00:03:04,800 --> 00:03:07,520 Speaker 4: now in over three months, so I don't know what 53 00:03:07,560 --> 00:03:09,000 Speaker 4: that had to do with it. And they cut us 54 00:03:09,000 --> 00:03:11,120 Speaker 4: off completely. And then we went to a couple of 55 00:03:11,160 --> 00:03:12,919 Speaker 4: food banks. And I don't want to blame all food 56 00:03:12,919 --> 00:03:15,600 Speaker 4: banks because I'm sure there are good ones, but two 57 00:03:15,600 --> 00:03:17,440 Speaker 4: that we went to one and Salem one in PVD. 58 00:03:17,919 --> 00:03:19,720 Speaker 4: We went through, picked a few things, you know, a 59 00:03:19,720 --> 00:03:21,360 Speaker 4: couple of bags or the stuff, and at the end 60 00:03:21,360 --> 00:03:22,840 Speaker 4: they said, oh, you knew, we have to ask yous 61 00:03:22,840 --> 00:03:24,960 Speaker 4: and questions, you know, income, blah blah blah. And then 62 00:03:25,000 --> 00:03:27,200 Speaker 4: they asked us how many children do you have? I said, well, 63 00:03:27,200 --> 00:03:29,120 Speaker 4: we don't have any children. We never did. And they 64 00:03:29,160 --> 00:03:32,400 Speaker 4: said Oh, well, then you can't come here anymore apparently, 65 00:03:32,400 --> 00:03:35,240 Speaker 4: because after eighteen years old, you don't eat any longer. 66 00:03:35,520 --> 00:03:37,800 Speaker 4: So all these people, like I said, these illegals, they 67 00:03:37,800 --> 00:03:40,400 Speaker 4: get everything handed to them. I've never asked for a 68 00:03:40,520 --> 00:03:44,440 Speaker 4: dime of anybody. I collected unemployment one time when I 69 00:03:44,440 --> 00:03:47,560 Speaker 4: first came out of the army because you could. And 70 00:03:47,560 --> 00:03:49,520 Speaker 4: and I just I've had it with always, like is 71 00:03:49,520 --> 00:03:51,680 Speaker 4: that sixty percent? And there are legals on there and 72 00:03:51,720 --> 00:03:54,040 Speaker 4: they get two grand a month, and so like you know, 73 00:03:54,040 --> 00:03:57,080 Speaker 4: how many people I know they are elderly or veterans, 74 00:03:57,160 --> 00:03:59,240 Speaker 4: And like I said, it was sixteen back then. Now 75 00:03:59,240 --> 00:04:01,640 Speaker 4: it's twenty two dollars a month that they've given him. 76 00:04:01,760 --> 00:04:04,560 Speaker 4: What are you going to get with that? You know? 77 00:04:04,840 --> 00:04:07,240 Speaker 4: And I just I don't understand it, And I don't 78 00:04:07,240 --> 00:04:09,320 Speaker 4: think they should get rid of the filibuster. And I 79 00:04:09,360 --> 00:04:11,360 Speaker 4: agree with that. I think it was Dan who said 80 00:04:11,800 --> 00:04:14,720 Speaker 4: Trump needs to address the nation because so many people 81 00:04:15,240 --> 00:04:18,599 Speaker 4: do not know. They just know what ABC, NBC, so 82 00:04:18,720 --> 00:04:21,240 Speaker 4: forth down on the line tells them on TV. And 83 00:04:21,640 --> 00:04:24,680 Speaker 4: the Trump needs to get this information out, like you said, 84 00:04:24,720 --> 00:04:28,800 Speaker 4: exactly why the government is shut down and doing and 85 00:04:29,000 --> 00:04:31,760 Speaker 4: you know, weaponizing hunger like I said, how many veterans 86 00:04:31,760 --> 00:04:34,720 Speaker 4: are out there? How many elderly people that don't have anything. 87 00:04:34,760 --> 00:04:37,600 Speaker 4: I have a seventy year old neighbor, you know, next door. 88 00:04:37,720 --> 00:04:41,080 Speaker 4: She has a very fixed income, and I already told 89 00:04:41,080 --> 00:04:43,240 Speaker 4: her tomorrow I'm gonna take her with me and we're 90 00:04:43,240 --> 00:04:44,920 Speaker 4: gonna go to the market basket and I'm gonna buy 91 00:04:44,920 --> 00:04:47,200 Speaker 4: her a couple hundred dollars worth of groceries. I can't 92 00:04:47,440 --> 00:04:49,080 Speaker 4: help everyone, but I can help one. 93 00:04:49,240 --> 00:04:52,880 Speaker 2: Oh God, bless you, Dave, seriously, God bless you, Dave. Look, 94 00:04:52,920 --> 00:04:55,120 Speaker 2: that's sixteen dollars. I know now it's twenty two. But 95 00:04:55,200 --> 00:04:59,800 Speaker 2: when you went that's sixteen dollars. That's an insult. I'm 96 00:04:59,800 --> 00:05:01,560 Speaker 2: not sure to rale you up. I'm just being honest. 97 00:05:02,080 --> 00:05:04,640 Speaker 2: That's a slap in the face. That's a spit in 98 00:05:04,640 --> 00:05:10,000 Speaker 2: the face. That's pooh here, that's what it is. I'm sorry, Dave. 99 00:05:10,080 --> 00:05:12,279 Speaker 2: If you don't mind me asking, and if I'm getting personal, 100 00:05:12,320 --> 00:05:15,520 Speaker 2: please tell me. I promise I won't be offended. When 101 00:05:15,600 --> 00:05:18,560 Speaker 2: you went to the food banks and they said, no, 102 00:05:18,800 --> 00:05:20,800 Speaker 2: that's it. You know, here's your two groceries and don't 103 00:05:20,800 --> 00:05:24,200 Speaker 2: come back, or when you went to the department of 104 00:05:24,240 --> 00:05:29,040 Speaker 2: Transitional Assistance. Did you tell them you're a veteran? Did 105 00:05:29,080 --> 00:05:32,360 Speaker 2: they know you were a veteran? Like did you say, 106 00:05:32,520 --> 00:05:35,200 Speaker 2: you know, hey, I served my country, you know, I 107 00:05:35,200 --> 00:05:36,800 Speaker 2: put my life on the line for all of you. 108 00:05:37,600 --> 00:05:39,640 Speaker 2: Like did they know that? Did you tell. 109 00:05:39,480 --> 00:05:42,720 Speaker 4: Them I did? But they don't care about that. At 110 00:05:42,720 --> 00:05:46,119 Speaker 4: the Department of Transitional Assistance, there wasn't a single person 111 00:05:46,120 --> 00:05:47,800 Speaker 4: in there. And there was a lot of people in there. 112 00:05:47,800 --> 00:05:49,359 Speaker 4: We had to wait a while. There was not a 113 00:05:49,360 --> 00:05:51,719 Speaker 4: single person in there. This spoke English, including the people 114 00:05:51,760 --> 00:05:55,520 Speaker 4: working there, you know, Bailey, and they didn't care. I 115 00:05:55,560 --> 00:05:57,880 Speaker 4: mean the people that were in there were pretty much 116 00:05:58,200 --> 00:06:00,320 Speaker 4: the people that are the same ones. They are all 117 00:06:00,360 --> 00:06:02,279 Speaker 4: collecting and now and they're just giving it to their 118 00:06:02,680 --> 00:06:06,000 Speaker 4: They have people. They don't care about us, the Americans, 119 00:06:06,279 --> 00:06:07,599 Speaker 4: you know. Like I said, I mean, I have a 120 00:06:07,600 --> 00:06:10,039 Speaker 4: good job now and because of you know, your advice 121 00:06:10,200 --> 00:06:14,160 Speaker 4: called maskav, I got things really rolling there. Things are 122 00:06:14,200 --> 00:06:16,240 Speaker 4: going well now. But I've been too bad times and 123 00:06:16,279 --> 00:06:19,320 Speaker 4: I know many have and we don't get the help 124 00:06:19,360 --> 00:06:22,120 Speaker 4: that we need. But they getting Like I said, I mean, 125 00:06:22,120 --> 00:06:24,360 Speaker 4: how many how much does it add up to a month? 126 00:06:25,120 --> 00:06:26,800 Speaker 4: Like with Heally down there, they got to live in 127 00:06:26,800 --> 00:06:30,160 Speaker 4: New Hampshire. Nolly, I'm frumbling, But how much does it 128 00:06:30,200 --> 00:06:32,320 Speaker 4: add up to with the hotels, the three meals a day, 129 00:06:32,400 --> 00:06:36,120 Speaker 4: the uber rides, the phones, you know, and and I'm 130 00:06:36,120 --> 00:06:38,440 Speaker 4: getting they give me and my life for two people 131 00:06:38,480 --> 00:06:40,960 Speaker 4: sixteen dollars them and then cut it off after two 132 00:06:41,000 --> 00:06:42,839 Speaker 4: months because I made too much money of the year before. 133 00:06:43,320 --> 00:06:45,680 Speaker 4: These people have been getting there for twenty years, some 134 00:06:45,839 --> 00:06:48,120 Speaker 4: of them. Then their kids are getting it ran kids. 135 00:06:48,200 --> 00:06:51,560 Speaker 4: It's unbelievable, Jeff. You know, I just and up in 136 00:06:51,560 --> 00:06:54,400 Speaker 4: New Hampshire. You know, we have a different rights, you know, 137 00:06:54,480 --> 00:06:56,160 Speaker 4: like when you know, when it comes down to firearms 138 00:06:56,160 --> 00:06:58,440 Speaker 4: and stuff. And I hope these stupid idiots don't try 139 00:06:58,480 --> 00:07:00,680 Speaker 4: to start taking bags from people in the pocket lots 140 00:07:00,720 --> 00:07:02,760 Speaker 4: up in the airshipt because that's when bad things are 141 00:07:02,760 --> 00:07:06,000 Speaker 4: gonna happen, you know, you know what I mean. I 142 00:07:06,080 --> 00:07:08,120 Speaker 4: just and you you know I would, I would be 143 00:07:08,120 --> 00:07:10,760 Speaker 4: careful on buying stuff for people because it's gonna be 144 00:07:10,800 --> 00:07:13,960 Speaker 4: a lot of scammers, if not only people gonna You're right, Dave, 145 00:07:14,000 --> 00:07:14,400 Speaker 4: You're right. 146 00:07:14,520 --> 00:07:16,920 Speaker 2: I gotta say the moment I said it, you know, 147 00:07:17,040 --> 00:07:18,960 Speaker 2: this is how great all of you are. You and 148 00:07:19,000 --> 00:07:22,480 Speaker 2: the whole audience. But I got emails and texts, and Jeff, 149 00:07:22,520 --> 00:07:26,280 Speaker 2: be careful. There's scammers out there. They're gonna fleece you. Man, 150 00:07:26,320 --> 00:07:29,760 Speaker 2: They're gonna rob you blind, Jeff. So I'm like, no, 151 00:07:29,880 --> 00:07:32,800 Speaker 2: I hear you. I hear you. Dave, listen again. I 152 00:07:32,800 --> 00:07:35,000 Speaker 2: want to thank you for your service, and God bless 153 00:07:35,040 --> 00:07:37,960 Speaker 2: you in every way. God bless you and what you're 154 00:07:37,960 --> 00:07:41,760 Speaker 2: doing for that neighbor tomorrow. You have a heart of gold, Dave, 155 00:07:41,880 --> 00:07:45,200 Speaker 2: and thank you for sharing that story. I know Trump's 156 00:07:45,240 --> 00:07:50,480 Speaker 2: people are listening. That story is so powerful and it 157 00:07:50,600 --> 00:07:54,880 Speaker 2: literally lays out exactly what's wrong with everything the Democrats 158 00:07:54,920 --> 00:07:58,600 Speaker 2: are doing to our country. People like you who earned 159 00:07:58,640 --> 00:08:04,559 Speaker 2: it weren't getting and illegals are stealing us. They're rubbing 160 00:08:04,680 --> 00:08:08,400 Speaker 2: us blind. God bless you, and Dave, please don't be 161 00:08:08,440 --> 00:08:11,960 Speaker 2: a stranger. Call again. Six one seven two six six 162 00:08:12,320 --> 00:08:14,360 Speaker 2: sixty eight sixty eight. So there you have it in 163 00:08:14,400 --> 00:08:20,520 Speaker 2: a nutshell serves this country hits hard times. Sixteen bucks 164 00:08:20,600 --> 00:08:23,880 Speaker 2: a month, blank you two months? And then oh, you 165 00:08:23,920 --> 00:08:27,000 Speaker 2: made too much money last year, so nothing, that's it, 166 00:08:27,040 --> 00:08:29,800 Speaker 2: no more. And then he and his wife go to 167 00:08:29,840 --> 00:08:34,839 Speaker 2: a food bank. Here's two groceries. Oh, no children. No, well, 168 00:08:34,880 --> 00:08:38,080 Speaker 2: then don't come back. You think any illegal alien has 169 00:08:38,120 --> 00:08:43,679 Speaker 2: ever been told that sixteen bucks they give that to 170 00:08:43,760 --> 00:08:47,880 Speaker 2: an illegal an hour? What for the whole month? That's 171 00:08:47,920 --> 00:08:53,959 Speaker 2: an hour if an hour, and they they get all 172 00:08:54,000 --> 00:08:57,360 Speaker 2: the food they want. Here. People are sending me emails 173 00:08:57,400 --> 00:09:04,040 Speaker 2: with images cars that the trunks stuffed with food and 174 00:09:04,120 --> 00:09:08,640 Speaker 2: these are illegals on food stamps. But you can't fit 175 00:09:08,720 --> 00:09:12,840 Speaker 2: it in. There are so many grocery bags like it's disgusting. 176 00:09:13,040 --> 00:09:15,240 Speaker 2: And I gotta say, I don't want to be cruel, 177 00:09:16,200 --> 00:09:19,800 Speaker 2: but some of these illegals, you know, they could go 178 00:09:19,840 --> 00:09:23,480 Speaker 2: on a diet in other words, that the food stamps 179 00:09:23,520 --> 00:09:27,120 Speaker 2: get cut off tomorrow. That could be a good diet 180 00:09:27,160 --> 00:09:33,240 Speaker 2: for some of these illegals, you know, the shutdown diet. 181 00:09:34,480 --> 00:09:37,319 Speaker 2: They could go for a good week or ten days 182 00:09:37,360 --> 00:09:43,320 Speaker 2: without eating just water. I mean, holy shimoli geez. I 183 00:09:43,320 --> 00:09:46,800 Speaker 2: mean they make me look slim. Six one seven two 184 00:09:46,840 --> 00:09:52,400 Speaker 2: six six sixty eight sixty eight. Mel in Saratoga, New York. 185 00:09:52,559 --> 00:09:54,959 Speaker 2: Thanks for holding Mel and welcome. 186 00:09:56,040 --> 00:09:57,040 Speaker 5: Yes, good morning, Jeff. 187 00:09:57,040 --> 00:09:57,680 Speaker 6: How are you today? 188 00:09:57,760 --> 00:09:58,839 Speaker 2: I'm good? How are you melt? 189 00:10:00,160 --> 00:10:03,880 Speaker 6: Considering what all this madness that's going on in this 190 00:10:03,960 --> 00:10:08,120 Speaker 6: country perpetrated by the Democrats. You know, it's it's up 191 00:10:08,120 --> 00:10:10,640 Speaker 6: in the air. But Jeff I wanted to ask, what 192 00:10:10,760 --> 00:10:13,760 Speaker 6: is the possibility of a recall of Michelle Woo and 193 00:10:14,080 --> 00:10:17,040 Speaker 6: what's the name that is the governor there? 194 00:10:18,000 --> 00:10:19,160 Speaker 2: Hold it Heally Healey? 195 00:10:20,240 --> 00:10:20,520 Speaker 4: Right? 196 00:10:20,600 --> 00:10:23,439 Speaker 5: I mean, don't the people in Massachusets have a right 197 00:10:23,800 --> 00:10:27,240 Speaker 5: for a recall, say, even if there were one hundred 198 00:10:27,280 --> 00:10:31,800 Speaker 5: thousand signatures on a petition to UH to bring to 199 00:10:31,960 --> 00:10:34,200 Speaker 5: the to the Assembly or whatever. 200 00:10:34,520 --> 00:10:37,480 Speaker 2: Mel, my buddy, I hate to break it to you, 201 00:10:37,520 --> 00:10:41,040 Speaker 2: but our moonbats are even crazier than your moonbats. And 202 00:10:41,120 --> 00:10:43,640 Speaker 2: I know you're gonna say, come on, Jeff, nobody's crazier 203 00:10:43,679 --> 00:10:48,000 Speaker 2: than ours. Michelle wou is gonna win election in November, 204 00:10:48,640 --> 00:10:53,199 Speaker 2: not just in a landslide. Mel. I'm contested, there just 205 00:10:53,320 --> 00:10:57,360 Speaker 2: no opponent. I'm contested. Say what you want. Okay, mc 206 00:10:57,440 --> 00:10:59,120 Speaker 2: donnie's gonna win. But at least he's you know, he's 207 00:10:59,120 --> 00:11:00,920 Speaker 2: got to beat Cuomo, he's gotta beat Slee walk. 208 00:11:01,679 --> 00:11:08,080 Speaker 1: No, not here, Jeff doesn't get a day off. This 209 00:11:08,120 --> 00:11:11,200 Speaker 1: request came from his wife. The Kuner Report weekend edition 210 00:11:11,480 --> 00:11:13,600 Speaker 1: on the Boys of Boston WRKO