Speaker 1: All right, it's Mojo in the morning show.
Speaker 2: Shannon, you got to tell the story that you told
Speaker 2: all of us before the show about the joint account
Speaker 2: that you and your husband have together and.
Speaker 1: Your account was somewhat hacked.
Speaker 3: I guess, oh, yeah, well, okay, so wasn't I don't share.
Speaker 3: We have separate finances for the most part, but we
Speaker 3: do have a shared like a debit account that we
Speaker 3: put money into every paycheck for household expenses, so things
Speaker 3: like groceries and bills like our dte bill, lawn care,
Speaker 3: the alarm company, our cell phones get taken out of
Speaker 3: this joint account that we both put money into the
Speaker 3: pot so to speak.
Speaker 2: Is that is that something that you guys both came
Speaker 2: up with or how did you guys come up doing that?
Speaker 4: Yeah?
Speaker 1: I guess we did.
Speaker 3: When we were talking about how we were going to
Speaker 3: do finances, which is an ongoing discussion by the way,
Speaker 3: since we've gotten married.
Speaker 2: I always wondered about that because of you know, when
Speaker 2: people get in the second marriages. I always wonder how
Speaker 2: you guys do it because you already have your stuff
Speaker 2: in your own accounts, and then how you decide who
Speaker 2: you're paying for it? Do you feel like you guys
Speaker 2: have our roommates sometimes, like when you're doing that, like
Speaker 2: when you're paying the bills and stuff.
Speaker 3: I don't love it, Honestly, it's funny that you're talking
Speaker 3: about this. I don't love how we're doing it right now.
Speaker 3: We've done it for a little over a year, and
Speaker 3: we're having conversations about how like we're noticing we need
Speaker 3: to change how we're doing it. Yeah, like it's been
Speaker 3: a trial and we need to make some adjustments for sure.
Speaker 1: Well, especially after you tell this, especially with this dm.
Speaker 3: Joint account, okay, because I'm noticing that I can see
Speaker 3: it on my phone. The account doesn't ever have a
Speaker 3: ton of money in it, And I'm like, where in
Speaker 3: the heck is this money going? Because we sat down
Speaker 3: and created a spreadsheet so we knew how much money
Speaker 3: needed to go into the account every month so that
Speaker 3: we could cover all of our expenses and then estimated
Speaker 3: expenses right like groceries and stuff. And so I'm like,
Speaker 3: what in the heck where's this money going? So I
Speaker 3: go into my app and I look at it, and
Speaker 3: that man is so busted because he has been using
Speaker 3: our shared account to treat himself to a nice little
Speaker 3: breakfast at a beautiful little coffee shop several days a week,
Speaker 3: and he's paying for it out of this shared account.
Speaker 3: And oh, if it was one or two times, I'd
Speaker 3: be like, oh, the cards are both read, they look
Speaker 3: the same.
Speaker 1: I get it.
Speaker 3: Oh No, I said something to him about it, and
Speaker 3: I was like, look that that's not a joint that's
Speaker 3: not a household expense, and this account is only for
Speaker 3: household expenses. So you treating yourself to breakfast, which I love,
Speaker 3: go ahead and do it on your way to work,
Speaker 3: but that is not that comes out of West's own
Speaker 3: separate bank account. When he gave me his excuse, keV,
Speaker 3: my head almost exploded. I was the character of anger
Speaker 3: from inside out. I couldn't feel the fire coming out
Speaker 3: of my head. He said, well, because I said, there
Speaker 3: are plenty of breakfast options at home, like grab food
Speaker 3: here before you go, and he's like, well, sometimes we
Speaker 3: don't have any food here, so I have to go out,
Speaker 3: and then it becomes a household expense.
Speaker 1: It's actually we talk about rational.
Speaker 5: So my response back was then go to the grocery
Speaker 5: store with the shared account card.
Speaker 3: This my face looking at him like I had to
Speaker 3: call myself before I.
Speaker 2: Had an answer. If that's the case, we're all hungry
Speaker 2: right now too. Can we can we use the red card?
Speaker 2: Can we order from?
Speaker 1: But like I can see, I can see where he's.
Speaker 3: Going Lula's Cafe, Common Well Chomp.
Speaker 1: I'm like, oh, let us.
Speaker 5: These places are very nice. It's not like he's going
Speaker 5: through Tim Horton's.
Speaker 1: You know, like this is interesting.
Speaker 2: So when you guys do your accounts and stuff, so
Speaker 2: you have you guys have this one account. He's got
Speaker 2: his own account. You got your own account. So when
Speaker 2: you buy something for Lucy and Smith, do you have
Speaker 2: to take it out of your account?
Speaker 1: Yes? Okay, so you take it out of your account.
Speaker 2: And when he has to buy for Samantha and Kieren,
Speaker 2: he takes it out of his account. And then if
Speaker 2: it's something that the whole family, Lucy, Smith, Kieren and
Speaker 2: Samantha are gonna.
Speaker 3: Have together, if it's a household thing, yeah, it comes
Speaker 3: out of the account.
Speaker 2: Like save for instance that he's save for instance that
Speaker 2: he's gonna buy a badminton set. I don't know why
Speaker 2: I said a badminton like household. Say, he's gonna okay,
Speaker 2: so that's a household expense. So but what happens if
Speaker 2: Smith and Lucy don't like the badminton? This is where
Speaker 2: like I would I would wonder about that.
Speaker 1: Do y'all because you know, one day when I get married,
Speaker 1: I need to understand these questions. Do you just say
Speaker 1: that I'm gonna get married?
Speaker 6: You are?
Speaker 1: I thought you were going to be like the black
Speaker 1: Hugh Heffman, I'm still who I am.
Speaker 2: I thought you were going to be the guy that's
Speaker 2: going to be out there having a million girls bunnies
Speaker 2: all over.
Speaker 1: I can't do that, okay, But like, do y'all put
Speaker 1: the same amount and and join the count.
Speaker 3: Yes, but he will argue right now that I'm not
Speaker 3: putting in money, and there's a I'm not putting in
Speaker 3: as much money, and there's a reason, and it's because
Speaker 3: sometimes if we have a big expense there, I look
Speaker 3: at the account and I'm like, I can't use the card.
Speaker 3: There's not enough money in here, So I'll pay it
Speaker 3: out of mine. And I kind of keep track and go, Okay,
Speaker 3: I've already put in of my own money.
Speaker 1: What I did?
Speaker 3: You see what I mean? So it's not that's what
Speaker 3: I'm saying. It's no, but it's not working. Ok we
Speaker 3: need to come up with something different. Okay, it's not working.
Speaker 2: Do you think do you think it will ever come
Speaker 2: down to like just let's just throw it all in
Speaker 2: one account.
Speaker 1: I said. I said that the other day.
Speaker 3: I was like, why don't we just put like we
Speaker 3: each have money taken out of our paychecks for like
Speaker 3: m E sp and like a four to oh one K.
Speaker 3: I'm like, whatever's left over, let's just dump it all
Speaker 3: into the same pot. And he goes, Okay, listen to
Speaker 3: what you're saying. So when you pay your credit card,
Speaker 3: it's coming out of this and I'm going to have questions.
Speaker 3: And I was, yeah, we'll figure because my my spending
Speaker 3: is different than in his spending.
Speaker 1: Yeah.
Speaker 2: Yeah, So so he just is going out for breakfast,
Speaker 2: you're going out to the.
Speaker 1: You're going to my money going to the south end
Speaker 1: of the of the summer. Second's yeah, no, I wish
Speaker 1: it's my money.
Speaker 3: But he's like, you know, if it comes out of
Speaker 3: the joint account, then I have questions.
Speaker 2: You need to do what every married woman, including probably
Speaker 2: my wife, does.
Speaker 1: You need to have your your secret stash sash for show?
Speaker 1: You think so? I don't have to do. I don't
Speaker 1: share my credit card bill with him. You get your
Speaker 1: secret stash from that super pretty right now. Like one time, one.
Speaker 2: Time I said to Chelsea, I I go, Chelse, do
Speaker 2: you have any cash at all?
Speaker 1: I need some cash? And she goes, yeah, I'll be
Speaker 1: right back.
Speaker 2: She comes back and she gives me a hundred dollar bill, Like,
Speaker 2: not just seventeen dollars and ninety seven cents out.
Speaker 1: Of her purse? Should give you a hundred dollars bill? Like,
Speaker 1: where's that from?
Speaker 2: She goes, never mind, it was one of those I
Speaker 2: saw she had to well, you know what it was.
Speaker 2: She blames it on COVID. She said, remember during COVID,
Speaker 2: everybody thought the banks were going to close down. She
Speaker 2: started taking money out. I'm like, you were, like, I
Speaker 2: didn't realize that.
Speaker 1: I never believe women when they say they don't have money,
Speaker 1: Oh they got I never believe it. What's up, David
Speaker 1: high Never Hey.
Speaker 4: Good morning guys, Good morning. Hey I you Shannon, you
Speaker 4: just insulted my bank account. You really did. You're talking
Speaker 4: about Lettuce and these brunch places, these high falutin French places.
Speaker 1: Yes, And I'm over here feeling guilty. Going to Tim Hornets. Yeah,
Speaker 1: like no, trust me.
Speaker 3: And by the way, even if he was doing that,
Speaker 3: still not a household expense.
Speaker 1: Yeah, Tim Basbee fired though I ain't gonna hold you.
Speaker 3: Yeah, they need to bring back this hour cream glazed.
Speaker 3: But yes, I agree with you, David.
Speaker 1: Yeah's talking to you, David real quick. You think your
Speaker 1: wife's got a little secret stash of your cash somewhere?
Speaker 1: Oh for sure.
Speaker 4: She she she goes to Starbucks and I know it.
Speaker 1: Yeah Starbucks.
Speaker 2: No, you know what my wife or not my wife?
Speaker 2: My mom used to do when I was a little kid.
Speaker 2: I remember my mom used to go to the grocery
Speaker 2: store and she would always ask for money over. She
Speaker 2: would always do that, like should should ask for money over?
Speaker 2: And then the thing that I was telling a friend
Speaker 2: this story, and a friend said to me, he goes
Speaker 2: he found out that his wife was going to Kroger
Speaker 2: and buying gift cards. So she was buying like the
Speaker 2: groceries for the whole family, but then buying visa gift
Speaker 2: cards for her purchases that she didn't want her husband
Speaker 2: to know about. So she was finding finding a way
Speaker 2: to go and be able to purchase you know, the
Speaker 2: handbags and stuff off of that. We should call that
Speaker 2: restaurant that you said that he goes to what's we
Speaker 2: should call it and we should say that, man, there's
Speaker 2: a man in there with really nice hair, that dresses nice,
Speaker 2: that stole our credit card.
Speaker 5: Hold on a second, actually, I'm gonna check his location
Speaker 5: and see that one of those places.
Speaker 1: Miss mid Victor wants to make a comment.
Speaker 6: Hey, good morning, guess Shinnon. Dude, how high can his
Speaker 6: breakfast bill be? The guy's like ninety six pounds? Like good,
Speaker 6: like you could be. I can see you cutting them off,
Speaker 6: like a half a granola bar for breakfast.
Speaker 1: Here you go, make sure you eat all of it.
Speaker 1: I watched stuff like that.
Speaker 2: I watched on her story yesterday, West opening the refrigerator,
Speaker 2: looking at the refrigerator to see what kind of food's
Speaker 2: in there, and he was like, who ate all the apples?
Speaker 1: I'm like, who Yeah, I watched.
Speaker 6: I watched that video, no joke, like nine times because
Speaker 6: I was trying to figure out if that's the tallest
Speaker 6: fridge in the world or if the West is really
Speaker 6: that short here.
Speaker 5: I think too, because of the way I was like
Speaker 5: crouched out in my chair filming him so he wouldn't
Speaker 5: see me because he was like singing this little song
Speaker 5: about there being.
Speaker 1: No food in the house. You know what's funny though
Speaker 1: about the refrigerator.
Speaker 2: Compared to refrigerator ours has styrofoam containers from to goat boxes.
Speaker 2: In ours, Shannon's got like a nice array of like
Speaker 2: healthy snacks and food in there, like you're you.
Speaker 6: And I could see I could see Shannon doing the
Speaker 6: thing that like everybody's doing where they they bring home
Speaker 6: the eggs and take it out of the container and
Speaker 6: put it in the plastic containers, taking out and color coding.
Speaker 1: I love everything behavior, that behavior when because I do.
Speaker 1: I don't do it for like aesthetics, and I don't
Speaker 1: do it for everything, but I do do it for
Speaker 1: the eggs. You know that cart in his vand has
Speaker 1: been in warehouses all put it in the fridge.
Speaker 2: Do you do you also wash the lettuce and put
Speaker 2: it in a bowl in there? Or what do you
Speaker 2: do like just bag letters?
Speaker 1: Yeah?
Speaker 6: Okay, all right, wait a say Kevin, Kevin, you're worried
Speaker 6: about where eggs have been. Do you remember how you
Speaker 6: got pink eye?
Speaker 1: I said, the cart? I know what I don't imagine
Speaker 1: what are you are you?
Speaker 6: Are you eating the eggs like with the shell on?
Speaker 6: Are you putting the shells in?
Speaker 1: It's about the car brings up a great point. You
Speaker 1: gotta know how I got