1 00:00:00,120 --> 00:00:03,320 Speaker 1: Okay, why are you scared? Producer Riley? Oh, I got 2 00:00:03,320 --> 00:00:03,760 Speaker 1: you on Mike. 3 00:00:03,840 --> 00:00:08,720 Speaker 2: Then I was fiddling with the level of my volume 4 00:00:08,920 --> 00:00:12,160 Speaker 2: and you always do, and then it gets really loud 5 00:00:12,160 --> 00:00:12,440 Speaker 2: in my. 6 00:00:12,400 --> 00:00:14,720 Speaker 1: Ears because it's Billy Costa's. 7 00:00:14,240 --> 00:00:16,040 Speaker 2: Headphone Jack, who is apparently deaf. 8 00:00:16,320 --> 00:00:18,800 Speaker 1: Yeah, it's really it's really bad. Anyway, Hi, guys, welcome 9 00:00:18,800 --> 00:00:21,599 Speaker 1: to the AFT to show. Justin here. Riley is here. 10 00:00:21,640 --> 00:00:24,120 Speaker 1: She was in here before we started about a separate 11 00:00:24,160 --> 00:00:28,840 Speaker 1: topic aka asking me for life advice. Always imagine me 12 00:00:28,960 --> 00:00:31,160 Speaker 1: giving life advice. Although I think I am a good 13 00:00:31,200 --> 00:00:31,560 Speaker 1: person that. 14 00:00:32,040 --> 00:00:34,880 Speaker 2: You've lived so much life that you're honestly the best 15 00:00:34,880 --> 00:00:35,400 Speaker 2: person to. 16 00:00:35,320 --> 00:00:38,239 Speaker 1: Ask thank you. Yeah, well, I am a sponsor. Do 17 00:00:38,240 --> 00:00:38,919 Speaker 1: you know what that is? 18 00:00:39,400 --> 00:00:42,600 Speaker 2: Yeah, when other people are going through in recovery, I 19 00:00:42,600 --> 00:00:44,080 Speaker 2: was gonna say rehab and I was like, that doesn't 20 00:00:44,080 --> 00:00:44,440 Speaker 2: seem like. 21 00:00:44,400 --> 00:00:48,279 Speaker 1: A word that they have, more like counselors. But when 22 00:00:48,320 --> 00:00:51,320 Speaker 1: you get out of rehab, they suggest, highly suggest that 23 00:00:51,360 --> 00:00:54,040 Speaker 1: you get a sponsor, somebody that you can talk to. 24 00:00:54,920 --> 00:00:57,320 Speaker 1: And remember that dart board thing I told last week 25 00:00:57,400 --> 00:00:58,600 Speaker 1: that was from my sponsor. 26 00:00:58,760 --> 00:01:01,120 Speaker 3: Gotcha. Yeah, so you you help people. 27 00:01:01,480 --> 00:01:03,840 Speaker 1: I have guys that I that I work with cool. Yeah, 28 00:01:03,840 --> 00:01:06,080 Speaker 1: it's one of those weird things that when you get clean, 29 00:01:06,160 --> 00:01:09,800 Speaker 1: they tell you to do several things, right, like obviously 30 00:01:10,040 --> 00:01:11,800 Speaker 1: go to meetings if that's what you choose to do, 31 00:01:11,840 --> 00:01:14,120 Speaker 1: get a sponsor, ask for help, and you're supposed to 32 00:01:14,160 --> 00:01:16,920 Speaker 1: ask another guy. If you're a guy, it's like ask 33 00:01:17,000 --> 00:01:20,160 Speaker 1: him on a date, you know, like hey, coffee, will 34 00:01:20,160 --> 00:01:21,080 Speaker 1: you be my sponsor? 35 00:01:21,240 --> 00:01:21,759 Speaker 3: Oh? 36 00:01:21,959 --> 00:01:25,840 Speaker 1: And you find somebody that you identify with and also 37 00:01:26,000 --> 00:01:27,080 Speaker 1: that has what you want. 38 00:01:27,520 --> 00:01:28,840 Speaker 3: It's literally like a mentor. 39 00:01:29,480 --> 00:01:32,360 Speaker 1: Yeah. So for me, all the years that I tried 40 00:01:32,400 --> 00:01:34,440 Speaker 1: to like get my life together, there was like short 41 00:01:34,480 --> 00:01:36,959 Speaker 1: stints that I would kind of stay clean and sober, 42 00:01:37,120 --> 00:01:40,640 Speaker 1: but I would always ask people that like guys that 43 00:01:40,680 --> 00:01:44,679 Speaker 1: had nice sneakers yeah, or nice cars. I'm like, that's 44 00:01:44,680 --> 00:01:46,760 Speaker 1: what I want, that's what you want. And it failed 45 00:01:46,800 --> 00:01:48,920 Speaker 1: because you're supposed to You're supposed to go after what 46 00:01:48,960 --> 00:01:51,960 Speaker 1: they have inside, you know, And so can be both. 47 00:01:52,560 --> 00:01:54,680 Speaker 1: It could be both. But anyway, the guy that I 48 00:01:54,720 --> 00:01:57,360 Speaker 1: asked was a guy that had like twenty years clean 49 00:01:57,480 --> 00:02:00,240 Speaker 1: and I listened to him share and I'm like, man, 50 00:02:00,280 --> 00:02:03,640 Speaker 1: that's like what I want. I want that piece. And 51 00:02:03,680 --> 00:02:06,040 Speaker 1: so I asked him and he's been worth me ever since. 52 00:02:06,800 --> 00:02:09,000 Speaker 1: So it's been a long time. I've been with him 53 00:02:09,240 --> 00:02:10,720 Speaker 1: a long time, many many years. 54 00:02:11,160 --> 00:02:13,160 Speaker 2: Can I ask a weird question, Are you like friends 55 00:02:13,800 --> 00:02:15,840 Speaker 2: or yeah, kind of like a working relationship? 56 00:02:16,160 --> 00:02:19,160 Speaker 1: Good question, No, I say we are friends. We're both Okay, 57 00:02:19,240 --> 00:02:21,520 Speaker 1: we're both and he knows the ins and outs of 58 00:02:21,560 --> 00:02:25,600 Speaker 1: my life and my soul. Wow, because we've done a 59 00:02:25,600 --> 00:02:28,640 Speaker 1: lot of work together. Yeah, so we've shared things with 60 00:02:28,680 --> 00:02:31,680 Speaker 1: each other. I'll tell you a quick story, please do so. 61 00:02:32,760 --> 00:02:36,080 Speaker 1: In recovery, you do what's called step work. Right, you 62 00:02:36,080 --> 00:02:39,040 Speaker 1: have the twelve steps of recovery and the fourth step, 63 00:02:39,120 --> 00:02:41,760 Speaker 1: the fourth and fifth step. The fourth step is really 64 00:02:41,840 --> 00:02:44,240 Speaker 1: one of the tougher ones because that's when you write 65 00:02:44,240 --> 00:02:47,079 Speaker 1: what's called your inventory. So the meaning you tell all 66 00:02:47,120 --> 00:02:50,200 Speaker 1: your deepest, darkest secrets. That means who you've slept with, 67 00:02:50,760 --> 00:02:53,760 Speaker 1: who's hurt you, who you've hurt, the people that you 68 00:02:53,760 --> 00:02:56,640 Speaker 1: you know, everybody in your life. And it's really hard 69 00:02:56,639 --> 00:02:59,960 Speaker 1: to write those things down to like relive those Yeah, 70 00:03:00,080 --> 00:03:03,600 Speaker 1: you know, so I did mine, and now mind you, 71 00:03:03,639 --> 00:03:06,600 Speaker 1: before I had done it, he had told me, he said, 72 00:03:06,840 --> 00:03:09,519 Speaker 1: when I did mine, many years ago, I sat down 73 00:03:09,560 --> 00:03:12,240 Speaker 1: with my guy and at the end of going over it, 74 00:03:12,280 --> 00:03:14,760 Speaker 1: he said, is there anything else that you haven't shared? 75 00:03:15,440 --> 00:03:17,600 Speaker 1: And there was one thing that happened to him when 76 00:03:17,600 --> 00:03:19,120 Speaker 1: he was a little kid that he was never going 77 00:03:19,160 --> 00:03:21,600 Speaker 1: to tell another soul. And so at the end when 78 00:03:21,600 --> 00:03:23,440 Speaker 1: he asked him that question, is there anything else that 79 00:03:23,480 --> 00:03:28,320 Speaker 1: you did not write down? He hesitated and then he said, okay, 80 00:03:28,320 --> 00:03:30,560 Speaker 1: this is one thing, and he told him and the 81 00:03:30,600 --> 00:03:32,720 Speaker 1: guy said to him, okay, now let me tell you 82 00:03:32,800 --> 00:03:36,080 Speaker 1: about myself, and like at the same thing had happened 83 00:03:36,120 --> 00:03:39,920 Speaker 1: to his sponds. Isn't that crazy? So I did mine, 84 00:03:40,520 --> 00:03:43,000 Speaker 1: and you know, there was a situation that happened when 85 00:03:43,040 --> 00:03:44,880 Speaker 1: I was younger that I won't get into now, but 86 00:03:45,320 --> 00:03:46,600 Speaker 1: I was never going to tell any It was the 87 00:03:46,600 --> 00:03:48,960 Speaker 1: same story. So at the end of like going it 88 00:03:49,000 --> 00:03:51,240 Speaker 1: was like a whole It was like a nine month process, 89 00:03:51,400 --> 00:03:53,640 Speaker 1: this this work that we did. And at the very end, 90 00:03:53,680 --> 00:03:55,680 Speaker 1: he said, now that you've told me everything, is there 91 00:03:55,680 --> 00:03:58,480 Speaker 1: anything that you haven't said? And it was like the 92 00:03:58,520 --> 00:04:02,560 Speaker 1: exact situation, And I go, there is one thing and 93 00:04:02,600 --> 00:04:05,080 Speaker 1: I told it to him. I never told anybody else. 94 00:04:05,160 --> 00:04:07,720 Speaker 1: And he goes, remember, I said that story about me 95 00:04:07,760 --> 00:04:10,240 Speaker 1: and my sponsor. Well, let me tell you what mine was, 96 00:04:10,280 --> 00:04:13,400 Speaker 1: and it was the same exact thing. Wow, which is 97 00:04:13,400 --> 00:04:16,400 Speaker 1: like powerful because you know I wasn't alone and. 98 00:04:16,360 --> 00:04:18,080 Speaker 2: It's like you guys were meant to help each other. 99 00:04:18,400 --> 00:04:20,800 Speaker 1: I get that too. Yeah that too. So yeah, I'm 100 00:04:20,839 --> 00:04:23,479 Speaker 1: still with me. He's getting older now, he's almost seventy now, 101 00:04:23,640 --> 00:04:26,159 Speaker 1: oh wow. Yeah, he's retired and stuff. So we don't 102 00:04:26,160 --> 00:04:29,400 Speaker 1: talk as often now, only because actually, I want to 103 00:04:29,400 --> 00:04:32,520 Speaker 1: ask you about this. I'm not a big phone talker, 104 00:04:32,880 --> 00:04:33,680 Speaker 1: are you not? 105 00:04:33,720 --> 00:04:34,040 Speaker 3: Really? 106 00:04:34,240 --> 00:04:35,920 Speaker 1: I know you're on the younger end. So you grew 107 00:04:36,000 --> 00:04:39,680 Speaker 1: up with texting. Yeah, but in that world, it was 108 00:04:39,720 --> 00:04:42,480 Speaker 1: always you pick up the phone and you call people 109 00:04:42,600 --> 00:04:44,680 Speaker 1: and you like chat with them. So I would call 110 00:04:44,760 --> 00:04:47,720 Speaker 1: him like once a week. But now between me not 111 00:04:47,760 --> 00:04:50,360 Speaker 1: wanting to talk on the phone because of like iPhones 112 00:04:50,360 --> 00:04:54,200 Speaker 1: and texting, yeah, I also talk for a living. 113 00:04:55,000 --> 00:04:55,920 Speaker 3: Yeah that's true too. 114 00:04:56,200 --> 00:04:58,200 Speaker 1: Yeah, And I had this routine of calling him on 115 00:04:58,320 --> 00:05:00,640 Speaker 1: my way home from work. But when I leave here. 116 00:05:00,640 --> 00:05:02,400 Speaker 3: You're tired, and you're like, I want to be silent. 117 00:05:02,839 --> 00:05:05,320 Speaker 1: I've seen the show in the podcast. Yeah, I want 118 00:05:05,839 --> 00:05:09,080 Speaker 1: to say nothing at all, so I don't. 119 00:05:09,200 --> 00:05:10,920 Speaker 3: Well, do you sing in the car or anything? No, 120 00:05:11,000 --> 00:05:12,400 Speaker 3: you listen to podcasts. 121 00:05:11,960 --> 00:05:14,440 Speaker 1: I listen to podcasts, I listened to I listened to 122 00:05:14,520 --> 00:05:19,520 Speaker 1: music depending like, have we listened to Prince a lot lately? 123 00:05:19,720 --> 00:05:20,400 Speaker 3: Which makes sense? 124 00:05:20,480 --> 00:05:22,520 Speaker 1: Yeah, because One Dubs Cry in Purple Rain. 125 00:05:22,800 --> 00:05:25,000 Speaker 2: Purple Rain is all over my everything right now? Really 126 00:05:25,160 --> 00:05:26,240 Speaker 2: well because of Stranger Things. 127 00:05:26,279 --> 00:05:28,600 Speaker 1: Yeah, oh yeah, yeah, yeah yeah, One Dubs Cry is 128 00:05:28,640 --> 00:05:30,800 Speaker 1: the one my my son likes. It's more upbeat. Yeah, 129 00:05:30,800 --> 00:05:33,120 Speaker 1: he didn't really get into the slow song much, but 130 00:05:34,520 --> 00:05:36,600 Speaker 1: yeah it's a good song. Did you know that song 131 00:05:36,640 --> 00:05:37,520 Speaker 1: before Stranger Things? 132 00:05:37,720 --> 00:05:39,640 Speaker 2: I don't think so actually, but I was singing it 133 00:05:39,680 --> 00:05:41,320 Speaker 2: the other day, like around the house, and my mom 134 00:05:41,400 --> 00:05:43,640 Speaker 2: was like purple Like we're oh yeah. 135 00:05:44,240 --> 00:05:45,960 Speaker 1: I mean think about how cool that is. Like my 136 00:05:46,040 --> 00:05:48,680 Speaker 1: son eight years old, has no idea who Prince it still, doesn't, 137 00:05:49,120 --> 00:05:50,960 Speaker 1: you know. And we're driving it to the car wash 138 00:05:51,000 --> 00:05:52,760 Speaker 1: and he's like, can you put on that song? 139 00:05:53,279 --> 00:05:53,640 Speaker 3: Yeah? 140 00:05:53,680 --> 00:05:56,320 Speaker 1: This is maybe I'm just like my mother. He sings 141 00:05:56,360 --> 00:05:57,800 Speaker 1: the lyrics to it, and so I put it on. 142 00:05:58,120 --> 00:05:58,720 Speaker 1: So there you go. 143 00:05:58,760 --> 00:06:01,960 Speaker 2: Anyway, Oh wait, sorry about the phone thing. I have 144 00:06:02,000 --> 00:06:05,640 Speaker 2: a friend that loves facetiming. I hate I am like 145 00:06:05,760 --> 00:06:07,839 Speaker 2: I don't like I want to talk to you, but 146 00:06:07,880 --> 00:06:09,600 Speaker 2: like I don't like want to do it like this. 147 00:06:10,320 --> 00:06:13,840 Speaker 3: But one thing I do love is voice like notes 148 00:06:14,360 --> 00:06:14,839 Speaker 3: on text. 149 00:06:14,880 --> 00:06:15,680 Speaker 1: I don't use those. 150 00:06:15,880 --> 00:06:16,480 Speaker 3: They're amazing. 151 00:06:16,480 --> 00:06:17,960 Speaker 2: I almost sent you a voice note the other day 152 00:06:17,960 --> 00:06:20,000 Speaker 2: and I was like, is he gonna be like what 153 00:06:20,040 --> 00:06:22,479 Speaker 2: are you doing? But I ended up it was like, 154 00:06:22,480 --> 00:06:24,080 Speaker 2: I'll just tell them at work, and I did earlier, 155 00:06:24,120 --> 00:06:24,760 Speaker 2: so it doesn't matter. 156 00:06:24,760 --> 00:06:26,080 Speaker 1: But send me a voice note. 157 00:06:26,120 --> 00:06:26,719 Speaker 3: Okay, cool? 158 00:06:26,839 --> 00:06:28,840 Speaker 2: But yeah, I love going back and forth back and 159 00:06:28,839 --> 00:06:30,720 Speaker 2: forth with people, like sending voice notes. Me and my 160 00:06:30,760 --> 00:06:31,880 Speaker 2: friend Sonny do it all the time. 161 00:06:32,000 --> 00:06:32,880 Speaker 3: Yeah, this is the best. 162 00:06:33,120 --> 00:06:35,320 Speaker 1: My wife has a friend that sends only voice notes, 163 00:06:35,400 --> 00:06:36,680 Speaker 1: but she like will ramble. 164 00:06:37,320 --> 00:06:37,880 Speaker 3: Oh me too. 165 00:06:38,000 --> 00:06:41,000 Speaker 1: Yeah, it'll be like three paragraphs of talking. Yeah, could 166 00:06:41,000 --> 00:06:41,880 Speaker 1: you do so much more? 167 00:06:42,000 --> 00:06:43,919 Speaker 2: Sometimes it'll be like three minutes long, and I'll be like, 168 00:06:43,920 --> 00:06:46,000 Speaker 2: I'm so sorry for this, Like i don't even know 169 00:06:46,040 --> 00:06:47,040 Speaker 2: where I was going with this. 170 00:06:47,120 --> 00:06:47,880 Speaker 3: I'm so sorry. 171 00:06:48,160 --> 00:06:49,000 Speaker 1: Just word vomiting. 172 00:06:49,160 --> 00:06:50,039 Speaker 3: Oh absolutely. 173 00:06:50,400 --> 00:06:52,440 Speaker 2: Or if I'm like stuck I have something to tell somebody, 174 00:06:52,480 --> 00:06:55,200 Speaker 2: but I'm stuck in like bumper to bumper traffic, I'll 175 00:06:55,200 --> 00:06:56,279 Speaker 2: like leave them a voice note. 176 00:06:56,320 --> 00:06:58,880 Speaker 3: I'll be like, so, la la la la, sorry about this. 177 00:06:59,040 --> 00:07:00,960 Speaker 1: If you do with me like two sentences. 178 00:07:01,000 --> 00:07:04,080 Speaker 3: Oh yeah, yeah, no, I'll I'll keep it concise. 179 00:07:04,240 --> 00:07:06,360 Speaker 1: Yeah yeah, anyway, how was your weekend? How what's going 180 00:07:06,400 --> 00:07:07,440 Speaker 1: on your world? Anything good? 181 00:07:07,680 --> 00:07:08,000 Speaker 3: Dude? 182 00:07:08,279 --> 00:07:10,960 Speaker 2: The Bruins, I know nobody cares, and I know that 183 00:07:11,520 --> 00:07:13,240 Speaker 2: Billy like didn't. I had to bring it up to 184 00:07:13,240 --> 00:07:14,840 Speaker 2: Billy like multiple times to be like, can we talk 185 00:07:14,880 --> 00:07:15,800 Speaker 2: about the Bruins today? 186 00:07:16,600 --> 00:07:17,240 Speaker 3: Ten to two? 187 00:07:17,680 --> 00:07:18,080 Speaker 1: Hello? 188 00:07:18,800 --> 00:07:20,840 Speaker 2: Like, and I know that, Like you guys were like, 189 00:07:20,840 --> 00:07:22,960 Speaker 2: oh my god, somebody got pushed down the freaking stairs, 190 00:07:23,000 --> 00:07:24,480 Speaker 2: which like, yeah, of course I care about that. 191 00:07:25,480 --> 00:07:27,440 Speaker 3: I care more about the ten to two things. 192 00:07:27,480 --> 00:07:30,320 Speaker 1: Yeah, the guy's gonna be okay. He's some injuries really okay. 193 00:07:30,400 --> 00:07:32,640 Speaker 2: And like I was like googling, like, when's the last 194 00:07:32,640 --> 00:07:35,680 Speaker 2: time like a NHL game went into like double ditch, 195 00:07:35,760 --> 00:07:36,720 Speaker 2: Like that doesn't happen. 196 00:07:36,880 --> 00:07:39,120 Speaker 1: Yeah, when's the last time they scored ten goals? It 197 00:07:39,160 --> 00:07:40,800 Speaker 1: has happened before the Bruins. 198 00:07:40,920 --> 00:07:42,600 Speaker 3: I found that out. It was an eighty eight. 199 00:07:43,040 --> 00:07:45,200 Speaker 1: Wow, that's crazy game. 200 00:07:45,400 --> 00:07:46,240 Speaker 3: Yeah, I worked it. 201 00:07:46,480 --> 00:07:50,440 Speaker 2: And then the last time Bruins the Bruins scored two 202 00:07:50,600 --> 00:07:53,200 Speaker 2: hat tricks in a game was in the sixties sixty four, 203 00:07:53,720 --> 00:07:56,960 Speaker 2: No shit, isn't that And I was there and then 204 00:07:57,040 --> 00:08:00,600 Speaker 2: we had like this stupid whatever, it doesn't matter party 205 00:08:00,640 --> 00:08:02,440 Speaker 2: that like we were supposed to be going to like 206 00:08:02,440 --> 00:08:05,280 Speaker 2: a holiday late holiday party, and so they were like, oh, 207 00:08:05,320 --> 00:08:07,160 Speaker 2: you guys can like leave early. They never let us 208 00:08:07,240 --> 00:08:08,800 Speaker 2: leave early. They were like, we won't do like our 209 00:08:08,840 --> 00:08:10,600 Speaker 2: postgame interview or postgame meeting. 210 00:08:11,280 --> 00:08:12,920 Speaker 3: I'm like, I don't want to leave this game early. 211 00:08:13,000 --> 00:08:15,119 Speaker 2: The one game that you're like, oh, you guys can leave, 212 00:08:15,240 --> 00:08:17,920 Speaker 2: I was waiting for the tenth goal, which they scored 213 00:08:18,040 --> 00:08:19,240 Speaker 2: on the goalie they never pulled. 214 00:08:19,280 --> 00:08:21,280 Speaker 3: The Rangers didn't pull the goaliecause obviously it's like, you're 215 00:08:21,320 --> 00:08:23,320 Speaker 3: not going to come back from six goals. So they 216 00:08:23,360 --> 00:08:25,240 Speaker 3: scored that tenth goal with a goalie. 217 00:08:25,360 --> 00:08:27,680 Speaker 1: Oh wow, that's crazy. So wait, so way do you 218 00:08:27,720 --> 00:08:29,360 Speaker 1: watch the game after you're done working? 219 00:08:29,880 --> 00:08:33,120 Speaker 2: So we can kind of go wherever we want. But 220 00:08:33,280 --> 00:08:35,760 Speaker 2: we do have like a locker room that has a TV, so. 221 00:08:36,800 --> 00:08:39,560 Speaker 1: I don't know, someone you can watch it on ice, 222 00:08:39,600 --> 00:08:40,400 Speaker 1: you can watch the game. 223 00:08:40,520 --> 00:08:44,120 Speaker 3: Yeah, It's like, it's so cool. It is really cool. 224 00:08:44,200 --> 00:08:45,800 Speaker 1: It is really cool that you're such a big hockey fan. 225 00:08:45,880 --> 00:08:48,599 Speaker 1: You work there, I know, and you love music and 226 00:08:48,679 --> 00:08:49,240 Speaker 1: you work here. 227 00:08:49,320 --> 00:08:51,600 Speaker 2: I know, Like I kind of did it work out 228 00:08:51,640 --> 00:08:54,440 Speaker 2: a little bit perfectly where I was like a year 229 00:08:54,600 --> 00:08:58,000 Speaker 2: after postgrad being like, my life's horrible. 230 00:08:58,160 --> 00:08:59,280 Speaker 3: There's nothing for me to do. 231 00:08:59,320 --> 00:09:01,600 Speaker 2: There's nobody hiring, and everything I want to do. 232 00:09:01,600 --> 00:09:02,240 Speaker 3: Is so hard. 233 00:09:02,920 --> 00:09:04,760 Speaker 1: I know, you're not making like the money that you 234 00:09:04,800 --> 00:09:06,600 Speaker 1: want to, but you I doing two things that are 235 00:09:06,600 --> 00:09:07,600 Speaker 1: pretty amazing. 236 00:09:07,720 --> 00:09:07,960 Speaker 2: I know. 237 00:09:08,040 --> 00:09:09,680 Speaker 3: That's like what makes it like a little bit better. 238 00:09:09,720 --> 00:09:11,720 Speaker 2: Like as much as I'm like, well, I'm living at 239 00:09:11,720 --> 00:09:15,079 Speaker 2: home and but I'm like, but I like what I do. 240 00:09:15,120 --> 00:09:17,120 Speaker 2: And I was having a conversation with some of my 241 00:09:17,160 --> 00:09:18,880 Speaker 2: friends the other day and they were like, well, you're 242 00:09:18,920 --> 00:09:21,480 Speaker 2: gonna need insurance because you're turning twenty six in like 243 00:09:21,480 --> 00:09:23,680 Speaker 2: two months. And I was and they were like, you should, 244 00:09:23,720 --> 00:09:25,480 Speaker 2: like maybe think about leaving. And I was like, well, 245 00:09:25,520 --> 00:09:28,320 Speaker 2: you guys don't understand, like a nobody's hiring radio and 246 00:09:28,320 --> 00:09:31,480 Speaker 2: B I work for like the coolest like I work like, 247 00:09:31,640 --> 00:09:32,400 Speaker 2: I love you guys. 248 00:09:32,440 --> 00:09:33,040 Speaker 3: I don't want to leave. 249 00:09:33,160 --> 00:09:34,760 Speaker 1: Yeah, it's a cool job. But that is a real 250 00:09:34,800 --> 00:09:36,560 Speaker 1: issue with the health insurance. I went through that too. 251 00:09:37,200 --> 00:09:40,200 Speaker 1: The difference was I lived in Massachusetts. Yeah, so it's 252 00:09:40,280 --> 00:09:42,240 Speaker 1: much different in masks because they have like the mass 253 00:09:42,240 --> 00:09:44,520 Speaker 1: connector Yeah, where they go buy your income and you 254 00:09:44,520 --> 00:09:47,080 Speaker 1: can pay whatever. It's not bad at all. Yeah, Hampshire 255 00:09:47,240 --> 00:09:50,000 Speaker 1: they're like fuck you die, no literally free or die. 256 00:09:50,040 --> 00:09:52,400 Speaker 3: They're like, we'd rather you just goodbye. 257 00:09:52,600 --> 00:09:53,160 Speaker 1: They have nothing. 258 00:09:53,679 --> 00:09:57,040 Speaker 2: They they do have the like the based off of 259 00:09:57,080 --> 00:09:59,240 Speaker 2: your income, but it's it's like two hundred fifty dollars 260 00:09:59,280 --> 00:09:59,880 Speaker 2: still a month. 261 00:10:00,480 --> 00:10:03,160 Speaker 3: So I'm like, okay, cool, So I'll just think I was. 262 00:10:03,120 --> 00:10:05,280 Speaker 1: Paying thirty bucks a month for health. 263 00:10:05,040 --> 00:10:06,360 Speaker 3: And shit, get out of my face. 264 00:10:07,679 --> 00:10:09,679 Speaker 1: It was pretty good thirty bucks a month, but not 265 00:10:09,720 --> 00:10:13,480 Speaker 1: fair because you're part time at both jobs. Yeah, but 266 00:10:14,440 --> 00:10:16,439 Speaker 1: I went through it. You know, you got to grind 267 00:10:16,480 --> 00:10:16,719 Speaker 1: it out. 268 00:10:16,800 --> 00:10:18,360 Speaker 2: This guy that I work with at the Bruins, he 269 00:10:18,400 --> 00:10:21,920 Speaker 2: works in finance, and a while ago, because I'm nosy 270 00:10:21,960 --> 00:10:23,400 Speaker 2: as hell and I don't care. 271 00:10:23,520 --> 00:10:25,520 Speaker 3: I know, some people are like you shouldn't ask what 272 00:10:25,600 --> 00:10:26,480 Speaker 3: people make. 273 00:10:26,360 --> 00:10:28,480 Speaker 2: And I would never ask, like certain people. But like 274 00:10:28,720 --> 00:10:30,520 Speaker 2: he's like two years older than me. I was like, so, 275 00:10:30,520 --> 00:10:32,160 Speaker 2: how much money do you make? And he was like, 276 00:10:32,200 --> 00:10:33,360 Speaker 2: I'm not telling you that. And I was like, oh, 277 00:10:33,360 --> 00:10:34,760 Speaker 2: I'll tell you how much money I make. It's not 278 00:10:34,840 --> 00:10:35,240 Speaker 2: very much. 279 00:10:35,520 --> 00:10:36,120 Speaker 1: Did you tell him? 280 00:10:36,200 --> 00:10:38,480 Speaker 3: And yeah, But this was like a while ago. 281 00:10:38,640 --> 00:10:40,760 Speaker 2: And then yesterday I was talking to him or the 282 00:10:41,040 --> 00:10:43,400 Speaker 2: Saturday whatever game that was, and I brought it up 283 00:10:43,760 --> 00:10:45,440 Speaker 2: or he brought it up again. He was like, so, like, 284 00:10:45,520 --> 00:10:47,280 Speaker 2: how much money do you? I'm like, I'm not telling you. 285 00:10:47,280 --> 00:10:49,600 Speaker 2: You tell me how much you make? He was like, well, 286 00:10:49,960 --> 00:10:51,800 Speaker 2: and then after I told him, he was like, okay, 287 00:10:51,840 --> 00:10:53,640 Speaker 2: I'll give you a math equation. I'm like, I can't 288 00:10:53,679 --> 00:10:57,679 Speaker 2: do math. He's like, I make five hundred times what 289 00:10:57,760 --> 00:10:58,200 Speaker 2: you make. 290 00:10:59,120 --> 00:11:02,760 Speaker 1: Oh shit, okay, holy shit? Is he a millionaire? 291 00:11:03,280 --> 00:11:03,800 Speaker 3: No? 292 00:11:03,920 --> 00:11:07,360 Speaker 1: Okay, about one hundred thousandaire. 293 00:11:08,480 --> 00:11:09,040 Speaker 2: Over? Yeah? 294 00:11:09,120 --> 00:11:12,200 Speaker 1: Yeah, yeah, he makes hundreds of thousands right? 295 00:11:12,640 --> 00:11:13,400 Speaker 3: No? 296 00:11:13,400 --> 00:11:15,280 Speaker 2: No, Well because then because then I was like, how much? 297 00:11:15,280 --> 00:11:17,080 Speaker 2: How do I do this math? And he was like 298 00:11:17,480 --> 00:11:19,199 Speaker 2: take the zeros away? And I was like the zeros 299 00:11:19,200 --> 00:11:19,920 Speaker 2: of which number? 300 00:11:20,480 --> 00:11:21,600 Speaker 1: Right? It's kind of confused. 301 00:11:21,640 --> 00:11:23,920 Speaker 3: You times what I make by five? 302 00:11:24,240 --> 00:11:28,760 Speaker 1: But if you make a thousand dollars times five hundred, he. 303 00:11:28,760 --> 00:11:30,720 Speaker 2: Said five hundred times, But I guess you times it 304 00:11:30,760 --> 00:11:32,560 Speaker 2: by five. 305 00:11:32,600 --> 00:11:34,840 Speaker 1: But he said five hundred times, not five times. 306 00:11:35,160 --> 00:11:36,640 Speaker 3: Oh, five hundred percent. 307 00:11:37,559 --> 00:11:41,520 Speaker 1: Okay, sorry, changes, everything changes. I told you I'm not 308 00:11:41,520 --> 00:11:42,920 Speaker 1: going to math, Okay. 309 00:11:42,600 --> 00:11:46,080 Speaker 3: Five hundred percent of what I make? Sorry? Everyone, I 310 00:11:46,120 --> 00:11:46,400 Speaker 3: got you. 311 00:11:46,520 --> 00:11:48,280 Speaker 2: I got imagine he's a millionaire and he's just like 312 00:11:48,320 --> 00:11:49,440 Speaker 2: working a part time job. 313 00:11:49,280 --> 00:11:50,040 Speaker 3: With the brother I know. 314 00:11:50,160 --> 00:11:51,960 Speaker 1: And okay, so he does. Okay, I feel like anyone 315 00:11:52,000 --> 00:11:53,720 Speaker 1: in finance makes money. 316 00:11:53,760 --> 00:11:55,240 Speaker 3: Yeah yeah, and I think he like but he's like 317 00:11:55,640 --> 00:11:57,040 Speaker 3: my like a couple of years older than me. 318 00:11:57,080 --> 00:11:59,520 Speaker 1: So I'm like, yeah, this guy in my gym, he 319 00:11:59,600 --> 00:12:02,800 Speaker 1: retired at forty yeah, and now he's he's forty two. 320 00:12:03,120 --> 00:12:03,680 Speaker 3: Yeah, fuck you. 321 00:12:04,120 --> 00:12:06,520 Speaker 1: But he worked in finance. Yeah, and he invested all 322 00:12:06,520 --> 00:12:07,000 Speaker 1: his money. 323 00:12:07,080 --> 00:12:07,720 Speaker 3: I literally was. 324 00:12:07,720 --> 00:12:11,400 Speaker 2: Like, hey, are you hiring. Yeah not, but again I'm kidding. 325 00:12:11,559 --> 00:12:13,480 Speaker 1: He told me last week. I saw on Wednesday. He 326 00:12:13,520 --> 00:12:15,440 Speaker 1: told me he came running across the gym and he's like, 327 00:12:15,520 --> 00:12:17,000 Speaker 1: because I don't go to that gym all the time, 328 00:12:17,080 --> 00:12:23,040 Speaker 1: he sees me. He's like bitcoin right now, bitcoin invest Yeah, 329 00:12:23,080 --> 00:12:25,439 Speaker 1: five thousand dollars. I'm like, that was. 330 00:12:25,559 --> 00:12:27,280 Speaker 2: That's one thing that I wish I was better at, 331 00:12:27,320 --> 00:12:28,800 Speaker 2: but I like don't want to put in the effort 332 00:12:28,800 --> 00:12:31,440 Speaker 2: to be better at is like investing and like stocks 333 00:12:31,480 --> 00:12:33,600 Speaker 2: and stuff. I don't know anything about that and I'm 334 00:12:33,600 --> 00:12:35,160 Speaker 2: way too lazy to do it. 335 00:12:35,480 --> 00:12:37,319 Speaker 3: But like I wish I knew. 336 00:12:37,679 --> 00:12:39,160 Speaker 1: There's a lot of money to be made. I mean, 337 00:12:39,160 --> 00:12:42,040 Speaker 1: you listen to this kid. He gave the good advice too. 338 00:12:42,160 --> 00:12:43,960 Speaker 1: And if you're in finance, you know this. He's like, 339 00:12:44,000 --> 00:12:47,040 Speaker 1: whatever money you're going to invest, pretend you're losing that money. 340 00:12:47,720 --> 00:12:49,520 Speaker 1: You just have to You have to have extra money 341 00:12:49,520 --> 00:12:51,080 Speaker 1: whatever you can put towards it. But if you put 342 00:12:51,120 --> 00:12:53,640 Speaker 1: a thousand dollars, that money's gone, like you're not getting 343 00:12:53,679 --> 00:12:56,640 Speaker 1: it back. You just let it sit and hopefully grow, right, 344 00:12:56,640 --> 00:12:58,120 Speaker 1: And I'm like, yeah, but when do I When do 345 00:12:58,200 --> 00:12:58,719 Speaker 1: I take it out? 346 00:12:58,840 --> 00:13:01,200 Speaker 2: Yeah? It's like it's like like you have to be 347 00:13:01,280 --> 00:13:03,959 Speaker 2: like okay with like losing some money to gain some money. 348 00:13:03,960 --> 00:13:05,440 Speaker 3: And I'm not okay with losing money. 349 00:13:05,559 --> 00:13:08,240 Speaker 1: Yeah me, neither I need it either. I've really messed 350 00:13:08,320 --> 00:13:10,360 Speaker 1: up a couple of years ago because my sauna that 351 00:13:10,400 --> 00:13:14,000 Speaker 1: I have in New England spas. This was in October 352 00:13:14,200 --> 00:13:17,079 Speaker 1: of last year. You know, I had the deal with 353 00:13:17,080 --> 00:13:19,440 Speaker 1: with the radio station. They gave me a nice like discount, 354 00:13:19,520 --> 00:13:22,559 Speaker 1: but it was still like eight grand for the sauna. 355 00:13:23,000 --> 00:13:26,040 Speaker 1: So I bought it and I thought to myself, I 356 00:13:26,040 --> 00:13:28,560 Speaker 1: could put on my credit card. I have some savings 357 00:13:28,600 --> 00:13:30,440 Speaker 1: I could put towards it, but it would like pretty 358 00:13:30,520 --> 00:13:33,200 Speaker 1: much wipe out my savings almost, I said, or I 359 00:13:33,280 --> 00:13:36,080 Speaker 1: have eight thousand dollars by chance and a crypto account 360 00:13:36,200 --> 00:13:38,760 Speaker 1: that I had been putting money into. So I was like, 361 00:13:39,280 --> 00:13:41,679 Speaker 1: I'm gonna pull the money, right, So I pulled a 362 00:13:41,800 --> 00:13:43,840 Speaker 1: tax on it. I had to put it in my 363 00:13:43,880 --> 00:13:46,120 Speaker 1: taxes at the end of the Yeah, but I pulled 364 00:13:46,120 --> 00:13:48,760 Speaker 1: the eight thousand dollars, I bought the sauna, and a 365 00:13:48,840 --> 00:13:52,440 Speaker 1: month later the election happened and it tripled. I would 366 00:13:52,480 --> 00:13:54,280 Speaker 1: have had twenty four thousand dollars. 367 00:13:54,360 --> 00:13:58,400 Speaker 3: Darn. You never know. I never know, dude, that's what happened. 368 00:13:58,440 --> 00:13:59,920 Speaker 2: Well, no, that's not what happened to me. But I 369 00:14:00,559 --> 00:14:02,040 Speaker 2: paid off my student loans, which I know is a 370 00:14:02,040 --> 00:14:02,360 Speaker 2: big thing. 371 00:14:02,480 --> 00:14:02,960 Speaker 1: That's huge. 372 00:14:03,520 --> 00:14:07,120 Speaker 2: Yeah, like last year. But I had all that money 373 00:14:07,120 --> 00:14:09,000 Speaker 2: in my savings account. And so my mom was like, 374 00:14:09,080 --> 00:14:11,440 Speaker 2: you just just paid off, like just paid off. And 375 00:14:11,480 --> 00:14:14,920 Speaker 2: I was like I literally like I was at my 376 00:14:15,000 --> 00:14:17,240 Speaker 2: mom's work. So I was like with her while I 377 00:14:17,280 --> 00:14:19,720 Speaker 2: was paying this off, and I was like, goodbye, mine. 378 00:14:20,520 --> 00:14:24,040 Speaker 1: It sucks seeing it. It was like, oh, it sucks 379 00:14:24,080 --> 00:14:26,920 Speaker 1: so bad. It's the work, but good for you. I 380 00:14:26,960 --> 00:14:29,280 Speaker 1: know I have student loan. My wife does too. It's 381 00:14:29,320 --> 00:14:31,520 Speaker 1: just we just have to live with them. It just sucks. 382 00:14:31,640 --> 00:14:33,960 Speaker 1: But I did learn something new when it comes to 383 00:14:34,000 --> 00:14:37,520 Speaker 1: now we're talking about finance. So I bought a new car. Yeah, okay, 384 00:14:38,080 --> 00:14:40,600 Speaker 1: now the car is so I've always driven a Jeep 385 00:14:40,760 --> 00:14:44,120 Speaker 1: Grand Cherokee because like they look cool, they've been dependable. 386 00:14:44,200 --> 00:14:46,200 Speaker 1: I traded in every couple of years. So once the 387 00:14:46,200 --> 00:14:48,680 Speaker 1: my always gets like around forty to fifty thousand, I 388 00:14:48,760 --> 00:14:50,760 Speaker 1: trade it in, you know. And what I do is 389 00:14:50,800 --> 00:14:52,920 Speaker 1: I always pay a little bit more every month on 390 00:14:52,960 --> 00:14:54,840 Speaker 1: the car to kind of keep up with the equity. 391 00:14:55,000 --> 00:14:58,120 Speaker 1: Does that make sense to you, because cars depreciate and value, 392 00:14:58,520 --> 00:15:00,360 Speaker 1: so if you just make the minimum pain I meant 393 00:15:00,760 --> 00:15:03,320 Speaker 1: you can end up upside down, meaning you owe more 394 00:15:03,320 --> 00:15:06,280 Speaker 1: than the car's worse upside he's listening to that's on 395 00:15:06,360 --> 00:15:09,920 Speaker 1: Diana Russ things. Anyway, So I wanted so I was 396 00:15:09,920 --> 00:15:12,120 Speaker 1: gonna get another Jeep Grand Cherokee, right, and then my 397 00:15:12,200 --> 00:15:15,640 Speaker 1: friend drives a BMW SUV And I was always like 398 00:15:15,720 --> 00:15:18,280 Speaker 1: luxury cars were like never something I could afford. It's 399 00:15:18,320 --> 00:15:20,720 Speaker 1: kind of a waste of money. Yeah, but you know, 400 00:15:20,760 --> 00:15:22,360 Speaker 1: he told me to go talk to this guy in Salem. 401 00:15:22,360 --> 00:15:24,080 Speaker 1: I went down I talked to him whatever, and he 402 00:15:24,120 --> 00:15:26,040 Speaker 1: found a car that I really liked, which was a 403 00:15:26,040 --> 00:15:28,880 Speaker 1: BMW X five, And so we did the math or 404 00:15:28,880 --> 00:15:31,080 Speaker 1: whatever based on what my car was because I had 405 00:15:31,080 --> 00:15:33,280 Speaker 1: paid more every month, I had you know, good equity 406 00:15:33,320 --> 00:15:36,280 Speaker 1: in it, and so we did the math together and 407 00:15:36,320 --> 00:15:38,240 Speaker 1: it was like only one hundred and fifty dollars more 408 00:15:38,240 --> 00:15:40,520 Speaker 1: a month. Right, Obviously, my insurance would go up. It 409 00:15:40,520 --> 00:15:43,120 Speaker 1: went up fifty dollars a month, and then my registration 410 00:15:43,160 --> 00:15:45,760 Speaker 1: would go up in New Hampshire to register it. So 411 00:15:45,800 --> 00:15:47,880 Speaker 1: I'm like, that's actually not that bad. I can afford that. 412 00:15:48,200 --> 00:15:50,520 Speaker 1: So I got the car, super happy about it. It is 413 00:15:50,520 --> 00:15:53,200 Speaker 1: super weird to drive a BMW. I'm like that guy now, 414 00:15:53,240 --> 00:15:55,240 Speaker 1: But let me tell you it's way till you get 415 00:15:55,240 --> 00:15:58,880 Speaker 1: in the car. It's fucking amazing. It's black, yeah, yeah, 416 00:15:58,880 --> 00:16:01,880 Speaker 1: and it's got so many cool features. It's sleek, but 417 00:16:01,920 --> 00:16:05,840 Speaker 1: it's got the at nighttime it illuminates. It has the 418 00:16:05,880 --> 00:16:09,280 Speaker 1: blue lights on the outside on the inside and on 419 00:16:09,320 --> 00:16:11,960 Speaker 1: the outside on the ground, so it's it's fancy. But 420 00:16:12,000 --> 00:16:15,880 Speaker 1: I'm excited when I and I should know this. But 421 00:16:16,240 --> 00:16:18,880 Speaker 1: when I was setting up my monthly payment with the company, 422 00:16:19,880 --> 00:16:21,600 Speaker 1: they said Okay, do you want to make one monthly 423 00:16:21,640 --> 00:16:23,760 Speaker 1: payment or do you want to pay like bi weekly 424 00:16:24,000 --> 00:16:26,400 Speaker 1: or you can pay every single week. And so I 425 00:16:26,400 --> 00:16:29,160 Speaker 1: started looking at the options. And if you're listening to 426 00:16:29,160 --> 00:16:31,520 Speaker 1: this and you know financi you know obviously this is 427 00:16:32,040 --> 00:16:35,200 Speaker 1: a good idea. So instead of paying monthly, I pay weekly, 428 00:16:35,720 --> 00:16:38,800 Speaker 1: so over the next year because you pay less interest. 429 00:16:39,200 --> 00:16:41,600 Speaker 1: So if I do that, if I pay so, say 430 00:16:41,640 --> 00:16:44,360 Speaker 1: my payment is six hundred dollars a month, and I 431 00:16:44,400 --> 00:16:48,920 Speaker 1: pay six hundred dollars if I pay weekly two hundred 432 00:16:48,960 --> 00:16:52,440 Speaker 1: dollars a week. No, one fifty a week, is that right, 433 00:16:52,880 --> 00:16:55,480 Speaker 1: it doesn't matter. Yeah, one fifty a week. You will 434 00:16:55,600 --> 00:16:57,440 Speaker 1: you will pay less interest, and you'll pay more of 435 00:16:57,440 --> 00:17:00,280 Speaker 1: the car off. So at the end of the year, 436 00:17:00,320 --> 00:17:02,240 Speaker 1: and say, instead of I'm just throwing numbers that say 437 00:17:02,240 --> 00:17:04,880 Speaker 1: you would pay nine thousand dollars off if you pay 438 00:17:04,920 --> 00:17:07,920 Speaker 1: it weekly, you pay like twelve thousand dollars eleven or 439 00:17:07,960 --> 00:17:10,720 Speaker 1: twelve thousand dollars. So it helps you bet more. 440 00:17:10,840 --> 00:17:11,520 Speaker 3: That's nice. 441 00:17:11,600 --> 00:17:14,280 Speaker 2: Yeah, No, wonder half the place is probably don't let 442 00:17:14,280 --> 00:17:14,600 Speaker 2: you do that. 443 00:17:14,600 --> 00:17:15,439 Speaker 1: They don't want you to do that. 444 00:17:15,480 --> 00:17:16,359 Speaker 3: They don't want you to do that. 445 00:17:16,480 --> 00:17:17,960 Speaker 1: Yeah, so what I do is. I pay a little 446 00:17:17,960 --> 00:17:21,000 Speaker 1: bit more than the minimum payment, but I split it 447 00:17:21,080 --> 00:17:23,880 Speaker 1: up into four weeks, so every Wednesday it comes out 448 00:17:23,920 --> 00:17:25,200 Speaker 1: of a bank account that I have. 449 00:17:25,560 --> 00:17:25,919 Speaker 2: Yeah. 450 00:17:26,000 --> 00:17:27,520 Speaker 1: Yeah, are you good with saving money? 451 00:17:27,840 --> 00:17:28,199 Speaker 3: Yeah? 452 00:17:28,320 --> 00:17:30,280 Speaker 1: Oh you out? You get with money like saying. 453 00:17:30,080 --> 00:17:32,359 Speaker 3: It like decently. Yeah. 454 00:17:32,440 --> 00:17:34,280 Speaker 2: My biggest issue is that I don't really have a 455 00:17:34,320 --> 00:17:36,720 Speaker 2: lot to pay, So in my head, I'm like, I 456 00:17:36,800 --> 00:17:39,280 Speaker 2: literally just pay my car and then like other random shit. 457 00:17:39,359 --> 00:17:41,199 Speaker 2: So I'm like, oh, I can spend money on whatever, 458 00:17:41,480 --> 00:17:44,960 Speaker 2: which I shouldn't do, but like I have a good savings. 459 00:17:45,080 --> 00:17:48,080 Speaker 1: Oh good, I learned because I learned the hard way. Obviously, 460 00:17:48,200 --> 00:17:50,040 Speaker 1: I spent a lot of money on credit cards and stuff. 461 00:17:50,040 --> 00:17:52,040 Speaker 1: My friend Zeb had to co sign for me. Oh 462 00:17:52,200 --> 00:17:54,119 Speaker 1: imagine that's a good friend, right, Yeah, he brought me. 463 00:17:54,280 --> 00:17:55,919 Speaker 1: I was so I never do that. I was so 464 00:17:56,040 --> 00:17:57,960 Speaker 1: in debt. He brought me to a credit union he 465 00:17:58,040 --> 00:17:59,880 Speaker 1: co signed on a loan to pay off my credit cards. 466 00:17:59,880 --> 00:18:02,280 Speaker 1: He took my credit cards and held them. He still 467 00:18:02,280 --> 00:18:04,320 Speaker 1: priceal has them that they're not good anymore. But yeah, 468 00:18:04,359 --> 00:18:05,840 Speaker 1: yeah he's a really good Zeb's the best. 469 00:18:05,920 --> 00:18:06,480 Speaker 3: He is a good friend. 470 00:18:06,560 --> 00:18:09,399 Speaker 1: Yeah. And then he taught me how to save money 471 00:18:09,480 --> 00:18:12,359 Speaker 1: and for me. What that was was opening different bank 472 00:18:12,400 --> 00:18:14,920 Speaker 1: accounts and having money come out of my check into 473 00:18:14,960 --> 00:18:18,640 Speaker 1: those accounts and not having debit cards for those banks. 474 00:18:19,240 --> 00:18:20,119 Speaker 3: See that is smart. 475 00:18:20,200 --> 00:18:22,440 Speaker 1: Yeah, so that's what I do, and I still do that. 476 00:18:22,560 --> 00:18:24,760 Speaker 1: I have three or four banks. That one is like 477 00:18:24,800 --> 00:18:27,119 Speaker 1: my spending money goes into like my main one, and 478 00:18:27,160 --> 00:18:30,080 Speaker 1: then I have my bills one. Then I have another 479 00:18:30,160 --> 00:18:32,040 Speaker 1: savings one, and then I think I have one more. 480 00:18:32,040 --> 00:18:34,400 Speaker 1: I have several banks, all with different amounts of money 481 00:18:34,440 --> 00:18:36,680 Speaker 1: in them, so when I get my check, it's they 482 00:18:36,800 --> 00:18:39,280 Speaker 1: it disperses out, and then I have what's left over 483 00:18:39,359 --> 00:18:42,080 Speaker 1: in my personal one. So all my savings go away, 484 00:18:42,119 --> 00:18:43,679 Speaker 1: all my bills go away. 485 00:18:44,080 --> 00:18:46,800 Speaker 2: So that's actually smart. My mom's been talking right now 486 00:18:46,840 --> 00:18:48,800 Speaker 2: there she's opening a roth Ira for me. 487 00:18:48,920 --> 00:18:49,920 Speaker 1: Oh that's a good idea, and. 488 00:18:49,880 --> 00:18:51,560 Speaker 2: She's like, you need to be putting money into it. 489 00:18:51,640 --> 00:18:54,399 Speaker 2: Should because I'm at like the lowest tax bracket right now. Yeah, 490 00:18:54,240 --> 00:18:57,280 Speaker 2: you'll get the most right, which is so nice. 491 00:18:57,320 --> 00:19:00,639 Speaker 1: But I'm like, something, do something. 492 00:19:00,720 --> 00:19:02,359 Speaker 2: I know. I what also, what I want to do 493 00:19:02,480 --> 00:19:05,040 Speaker 2: is open a high yield savings account, which I've been 494 00:19:05,040 --> 00:19:07,080 Speaker 2: saying I'm going to do since the summer, and I 495 00:19:07,119 --> 00:19:10,560 Speaker 2: have not done it yet. My biggest issue, again I've 496 00:19:10,560 --> 00:19:12,720 Speaker 2: already said it, is that I'm lazy and I don't 497 00:19:12,720 --> 00:19:15,720 Speaker 2: want to do any research. So if anybody has any 498 00:19:15,800 --> 00:19:17,359 Speaker 2: good savings. 499 00:19:17,040 --> 00:19:19,040 Speaker 1: Cant belive it's a talk back for Riley. I'll bring 500 00:19:19,040 --> 00:19:21,359 Speaker 1: her back. I'll bring her back on. My brother did that. 501 00:19:21,480 --> 00:19:22,879 Speaker 1: My brother and his wife did that. I don't know. 502 00:19:22,960 --> 00:19:25,200 Speaker 1: They have like a good amount of money and they're 503 00:19:25,240 --> 00:19:27,040 Speaker 1: saving for a house. But he did that, and i't 504 00:19:27,119 --> 00:19:28,639 Speaker 1: much money he has, and there he put into the 505 00:19:28,760 --> 00:19:31,040 Speaker 1: savings account. The high yield. Yeah, but he told me 506 00:19:31,080 --> 00:19:34,120 Speaker 1: this weekend that it generates five hundred bucks a month. 507 00:19:34,400 --> 00:19:36,440 Speaker 2: I know that Discover has one, and I have a 508 00:19:36,520 --> 00:19:38,639 Speaker 2: Discover's card, so I should probably just do that. And 509 00:19:38,680 --> 00:19:42,120 Speaker 2: I think it's like three point four or something percent, 510 00:19:42,720 --> 00:19:44,280 Speaker 2: which is like good. 511 00:19:44,640 --> 00:19:49,200 Speaker 1: Yeah, googa credit score, Yeah, me too, very proud of it. Yeah, 512 00:19:49,240 --> 00:19:51,200 Speaker 1: give me a fifth ball. I'm very proud of it, 513 00:19:51,480 --> 00:19:54,040 Speaker 1: very proud of my my credit score. So listen. It 514 00:19:54,320 --> 00:19:55,560 Speaker 1: takes a little bit of work, but you can you 515 00:19:55,600 --> 00:19:57,000 Speaker 1: can figure out. If you're not good with money and 516 00:19:57,000 --> 00:19:58,919 Speaker 1: finance and stuff, you got to put the effort in. 517 00:19:59,160 --> 00:20:01,520 Speaker 1: What helps helped me a lot was zeb but Also, 518 00:20:01,560 --> 00:20:03,639 Speaker 1: I read this book by Dave Ramsey, you know that 519 00:20:03,720 --> 00:20:06,800 Speaker 1: is he's this money guy, money expert, and he talks 520 00:20:06,800 --> 00:20:09,000 Speaker 1: about the first thing you need to do is save 521 00:20:09,040 --> 00:20:12,320 Speaker 1: a thousand dollars that you don't need, like, yeah, you 522 00:20:12,200 --> 00:20:14,040 Speaker 1: don't need it, you need to save in that account 523 00:20:14,040 --> 00:20:15,080 Speaker 1: and then you grow it from there. 524 00:20:15,160 --> 00:20:17,840 Speaker 2: Yeah. My mom was always talking about if anything ever 525 00:20:17,840 --> 00:20:20,320 Speaker 2: happened like, and I'm like, I know you've been saying 526 00:20:20,320 --> 00:20:21,240 Speaker 2: this my entire life. 527 00:20:21,400 --> 00:20:21,760 Speaker 1: Yeah. 528 00:20:21,880 --> 00:20:23,760 Speaker 2: Yeah, but that's why when we were talking about topic 529 00:20:23,800 --> 00:20:25,920 Speaker 2: time earlier and saying like, it does money matter? Yes, 530 00:20:25,920 --> 00:20:27,919 Speaker 2: it does, Yeah, it does, and anybody who says it 531 00:20:27,920 --> 00:20:30,280 Speaker 2: doesn't is lying or extremely rich. Like that one girl 532 00:20:30,359 --> 00:20:32,480 Speaker 2: that talked about her said, because that's true. 533 00:20:32,600 --> 00:20:35,879 Speaker 1: Yeah, well, especially because eventually you're going to combine finances. 534 00:20:35,920 --> 00:20:36,960 Speaker 1: What's that going to look like? 535 00:20:37,280 --> 00:20:39,359 Speaker 2: I don't think I could ever be with somebody who 536 00:20:39,520 --> 00:20:42,960 Speaker 2: spent money poorly, like just like all willy nilly. My 537 00:20:43,119 --> 00:20:45,959 Speaker 2: sister used to date this guy and they broke up. 538 00:20:46,000 --> 00:20:49,359 Speaker 2: But I think I don't know for true, but for 539 00:20:49,440 --> 00:20:53,560 Speaker 2: sure hello that it's because of how she spent money. 540 00:20:53,600 --> 00:20:56,960 Speaker 2: And he was like, he was like very frugal and 541 00:20:57,000 --> 00:20:59,000 Speaker 2: she was not. And I think that that's why they 542 00:20:59,040 --> 00:20:59,479 Speaker 2: broke up. 543 00:21:00,560 --> 00:21:03,359 Speaker 1: My wife and I have always kept our finances separate. 544 00:21:03,560 --> 00:21:05,560 Speaker 1: I know, when you get married you can bind them. 545 00:21:05,600 --> 00:21:09,160 Speaker 1: We have one account for like bills, But I don't 546 00:21:09,160 --> 00:21:10,959 Speaker 1: know what she spends a target. I don't want to know. 547 00:21:11,359 --> 00:21:13,320 Speaker 1: She makes her own money and that's just what works 548 00:21:13,320 --> 00:21:13,720 Speaker 1: for us. 549 00:21:13,800 --> 00:21:15,000 Speaker 3: Right, You're just good. 550 00:21:15,200 --> 00:21:17,560 Speaker 1: Yeah, I have no idea. She's not as good at 551 00:21:17,640 --> 00:21:20,679 Speaker 1: saving as I am. I'm just more along the lines 552 00:21:20,720 --> 00:21:24,320 Speaker 1: of I don't want to I don't like seeing money disappear. 553 00:21:24,760 --> 00:21:25,800 Speaker 3: Yeah, I feel like you. 554 00:21:25,800 --> 00:21:29,199 Speaker 2: You're more willing to buy a big ticket item that 555 00:21:29,280 --> 00:21:29,880 Speaker 2: you'll use. 556 00:21:30,320 --> 00:21:32,520 Speaker 1: Yeah, but I don't. I don't. I don't. I try 557 00:21:32,520 --> 00:21:35,760 Speaker 1: it to waste, wasteful spend, yeah, you know, and things 558 00:21:35,760 --> 00:21:36,440 Speaker 1: that I don't need. 559 00:21:36,560 --> 00:21:38,280 Speaker 3: I've been trying to be much better about that. 560 00:21:38,520 --> 00:21:40,440 Speaker 1: Yeah, Like I have a ton of clothes that I've gotten. 561 00:21:40,480 --> 00:21:42,959 Speaker 1: Do I really need new clothes? Do I really do 562 00:21:43,000 --> 00:21:43,920 Speaker 1: I need new sneakers? 563 00:21:44,240 --> 00:21:44,320 Speaker 2: No? 564 00:21:44,480 --> 00:21:46,760 Speaker 3: The issue is that it makes you feel so good. 565 00:21:46,800 --> 00:21:49,800 Speaker 2: The head rush you get from buying stuff is it's 566 00:21:49,840 --> 00:21:52,200 Speaker 2: like it's like crack, and I've never done cracks. 567 00:21:52,720 --> 00:21:53,720 Speaker 3: You would know more than me. 568 00:21:54,720 --> 00:21:57,640 Speaker 2: To me, it's crack to me ye, Like I'll get 569 00:21:57,680 --> 00:22:00,320 Speaker 2: like an itch and be like I need to spend money. 570 00:22:00,400 --> 00:22:03,880 Speaker 1: Yeah, it just feels good. It feels it feels really good. Yeah, 571 00:22:04,200 --> 00:22:07,000 Speaker 1: especially on a random day where you're like, oh. 572 00:22:07,080 --> 00:22:09,440 Speaker 3: I need to pick me up. Yeah, spend some money. 573 00:22:09,520 --> 00:22:13,160 Speaker 1: Yeah, which people that have are addicted to spending money 574 00:22:13,160 --> 00:22:15,200 Speaker 1: and shopping. That's the feeling they're chasing. 575 00:22:15,280 --> 00:22:17,560 Speaker 3: And then you wear the new clothes and you're like, oh. 576 00:22:17,520 --> 00:22:20,679 Speaker 1: Yeah, but you know what the thing is, it's like 577 00:22:20,880 --> 00:22:24,320 Speaker 1: even what sucks about that is say it's new clothes 578 00:22:24,440 --> 00:22:29,160 Speaker 1: or it's a new car or whatever. You get that feeling. Yeah, 579 00:22:29,240 --> 00:22:30,920 Speaker 1: the second time you wear them, it's not as good, 580 00:22:30,960 --> 00:22:32,880 Speaker 1: and the third time not as good as good. That's 581 00:22:34,320 --> 00:22:37,639 Speaker 1: that's true. Like my car was so cool. It was 582 00:22:37,680 --> 00:22:39,760 Speaker 1: so great. It's still so great, but every time I 583 00:22:39,880 --> 00:22:45,240 Speaker 1: drive it, eventually it's becoming wearing off. Yeah, that's how 584 00:22:45,280 --> 00:22:47,720 Speaker 1: it is, you know. But the car is cool. Like, 585 00:22:47,760 --> 00:22:50,879 Speaker 1: imagine this, I don't need a keyfob. The car is 586 00:22:50,880 --> 00:22:52,800 Speaker 1: connected to my phone and to my Apple Watch. 587 00:22:53,280 --> 00:22:54,879 Speaker 3: What if you lose those things? 588 00:22:55,000 --> 00:22:57,560 Speaker 1: Well, if I that I'm in trouble, but I can 589 00:22:57,600 --> 00:22:59,440 Speaker 1: control the car from my phone and my Apple Watch 590 00:23:00,160 --> 00:23:02,919 Speaker 1: around when I walk near the car, it unlocks. I again, 591 00:23:03,000 --> 00:23:05,959 Speaker 1: I can start it. You can share the card with 592 00:23:06,000 --> 00:23:08,399 Speaker 1: my wife. I didn't my wife so she can use 593 00:23:08,440 --> 00:23:10,840 Speaker 1: the car on her phone. 594 00:23:11,040 --> 00:23:13,120 Speaker 3: So do you just have the keyfob at home? Yeah, 595 00:23:13,200 --> 00:23:14,840 Speaker 3: like it just sits at home, just sits at home. 596 00:23:14,920 --> 00:23:16,560 Speaker 2: That's how I felt when I got my new car 597 00:23:16,600 --> 00:23:19,119 Speaker 2: because my old car I had a Volvo and it 598 00:23:19,200 --> 00:23:21,320 Speaker 2: was my first car. I got it at sixteen, and 599 00:23:21,359 --> 00:23:24,600 Speaker 2: I had it up until two years ago when I 600 00:23:24,680 --> 00:23:26,600 Speaker 2: was like twenty four. 601 00:23:26,760 --> 00:23:28,520 Speaker 3: I got rid of it and. 602 00:23:28,960 --> 00:23:30,840 Speaker 2: I didn't have like anything, and now I have like 603 00:23:30,880 --> 00:23:33,919 Speaker 2: Apple car flay my like and that is. 604 00:23:34,160 --> 00:23:35,920 Speaker 1: It wireless car play play. 605 00:23:35,960 --> 00:23:37,080 Speaker 3: Yes, yeah, it's wireless. 606 00:23:37,119 --> 00:23:37,760 Speaker 1: Wireless is where? 607 00:23:37,880 --> 00:23:39,960 Speaker 2: And my old car was the Volvo was really nice 608 00:23:39,960 --> 00:23:41,840 Speaker 2: and it was like the perfect like first car, but. 609 00:23:41,880 --> 00:23:45,800 Speaker 3: Like this car, I'm like yeah, and it's literally hot though. 610 00:23:45,960 --> 00:23:47,480 Speaker 1: Yeah. And every time you get a new car and 611 00:23:47,600 --> 00:23:49,320 Speaker 1: the technology gets better and better. 612 00:23:49,440 --> 00:23:50,640 Speaker 3: No, that's the crazy part. 613 00:23:50,720 --> 00:23:53,480 Speaker 1: Yeah. Well what happened was my friend he has one, 614 00:23:53,560 --> 00:23:56,560 Speaker 1: and he's like he kind of convinced me because he's like, dude, 615 00:23:56,720 --> 00:23:58,960 Speaker 1: don't get another jeep, get a beam. I'm like, I 616 00:23:59,000 --> 00:24:02,520 Speaker 1: can't afford a fucking and he goes, dude, you work 617 00:24:02,560 --> 00:24:05,760 Speaker 1: on the radio like you should be driving a beamer. 618 00:24:05,960 --> 00:24:08,800 Speaker 1: And then I'm like whatever, he was listening. Yeah, He's like, 619 00:24:08,840 --> 00:24:10,280 Speaker 1: go talk to my friend. So I was like, I'll 620 00:24:10,280 --> 00:24:12,840 Speaker 1: go talk to I went there with zero expectations, but 621 00:24:13,160 --> 00:24:15,720 Speaker 1: listen to me. It's like if the math is mathing 622 00:24:15,840 --> 00:24:17,639 Speaker 1: type of thing. And he was talking to me, and 623 00:24:17,800 --> 00:24:20,399 Speaker 1: he broke it all down. The math was math in. 624 00:24:20,440 --> 00:24:22,640 Speaker 3: Math was mathing. You're like, I can make this work. 625 00:24:22,720 --> 00:24:24,240 Speaker 1: I can make this work. It's not going to like 626 00:24:24,320 --> 00:24:26,399 Speaker 1: financially cripple me. So why not? 627 00:24:26,880 --> 00:24:28,800 Speaker 3: So why not? Well? 628 00:24:29,040 --> 00:24:30,159 Speaker 1: All right, well I go to the dentist. 629 00:24:30,320 --> 00:24:32,040 Speaker 3: Oh yeah, sorry, it's okay. 630 00:24:32,080 --> 00:24:35,080 Speaker 1: Now I got to go with us. We just rambled. 631 00:24:35,080 --> 00:24:37,119 Speaker 1: That's what the show is. It's been always been like that, 632 00:24:37,600 --> 00:24:40,600 Speaker 1: going back to like Bex and then Winnie and you know, 633 00:24:40,720 --> 00:24:42,240 Speaker 1: when you know whatever. I know you're not like the 634 00:24:42,280 --> 00:24:42,880 Speaker 1: official co. 635 00:24:42,880 --> 00:24:45,080 Speaker 3: Host, but yeah, but I love talking. 636 00:24:45,160 --> 00:24:46,639 Speaker 1: You can come in at anytime. You can come in 637 00:24:46,640 --> 00:24:48,840 Speaker 1: at any time. I like to get random people and sometimes 638 00:24:48,840 --> 00:24:50,960 Speaker 1: I just talk. Yeah, And then I finished, and I go, 639 00:24:51,000 --> 00:24:52,000 Speaker 1: what did I just say? 640 00:24:52,160 --> 00:24:54,520 Speaker 2: I've always said that me and my friend Kelly, who 641 00:24:54,560 --> 00:24:56,840 Speaker 2: can yap about literally anything, but she works with the Bruins. 642 00:24:56,840 --> 00:24:59,120 Speaker 2: I'm like, let's start like a hockey podcast. 643 00:24:58,640 --> 00:25:00,320 Speaker 3: But we just like talk about like druma, Like we 644 00:25:00,359 --> 00:25:02,120 Speaker 3: don't even really talk about the game. 645 00:25:02,359 --> 00:25:04,040 Speaker 2: Yeah you could, And I'm like, I work in the 646 00:25:04,040 --> 00:25:06,000 Speaker 2: perfect place to be, Like, let's start a podcast. 647 00:25:06,160 --> 00:25:09,840 Speaker 1: That's what this podcast. This podcast was originally started as 648 00:25:09,880 --> 00:25:12,600 Speaker 1: an after show companion piece, which it is, but it 649 00:25:12,640 --> 00:25:15,320 Speaker 1: was supposed to be like breaking down the topics of 650 00:25:15,359 --> 00:25:20,879 Speaker 1: the show of that day. I'll fucking do that that 651 00:25:21,680 --> 00:25:22,679 Speaker 1: now we have talk back. 652 00:25:22,920 --> 00:25:27,600 Speaker 4: Justin regular listener, after show army member, occasional talkbacker. I 653 00:25:27,640 --> 00:25:29,679 Speaker 4: was just thinking about you as I was driving, and 654 00:25:29,960 --> 00:25:33,560 Speaker 4: I want to thank you for everything that you offer 655 00:25:34,480 --> 00:25:36,240 Speaker 4: as far as helping people understand addiction. 656 00:25:36,440 --> 00:25:37,840 Speaker 1: My Hob's father is an addict. 657 00:25:37,880 --> 00:25:41,679 Speaker 4: He's stepping in recovery and sober for three years. But 658 00:25:41,800 --> 00:25:44,960 Speaker 4: hearing you talk about like how your brain works and 659 00:25:45,000 --> 00:25:47,400 Speaker 4: how you go through things, that's really helped me understand him, 660 00:25:47,840 --> 00:25:50,000 Speaker 4: and I think gives made a big difference in our relationship. 661 00:25:50,119 --> 00:25:51,040 Speaker 3: So thanks Justin. 662 00:25:51,760 --> 00:25:55,320 Speaker 1: You're very welcome. Thank you. I love messages like that. Yeah, nice, 663 00:25:55,560 --> 00:25:57,640 Speaker 1: I know it's so funny. I'm the recovery guy. 664 00:25:57,880 --> 00:25:59,919 Speaker 3: You're literally a role model to so many. 665 00:25:59,800 --> 00:26:02,879 Speaker 1: People, which is never intended, which is. 666 00:26:02,880 --> 00:26:04,960 Speaker 2: The craziest part. I feel like that's actually what makes 667 00:26:05,000 --> 00:26:07,720 Speaker 2: the better role models. Yeah, because you're like I was 668 00:26:07,760 --> 00:26:09,720 Speaker 2: never trying to like put on this front and be 669 00:26:09,800 --> 00:26:11,359 Speaker 2: like no, listen, like look up to me. 670 00:26:11,800 --> 00:26:13,280 Speaker 3: You're just like, this is just my life. 671 00:26:13,520 --> 00:26:15,119 Speaker 1: Yeah. It just came out on the air and then 672 00:26:15,160 --> 00:26:17,399 Speaker 1: I kind of just went from there, and then you know, 673 00:26:17,480 --> 00:26:19,639 Speaker 1: I started to be like, well, I can get my 674 00:26:19,680 --> 00:26:22,560 Speaker 1: message out, get the message out that recovery does work. 675 00:26:22,960 --> 00:26:24,520 Speaker 1: So that's the kind of the road I went down 676 00:26:24,600 --> 00:26:27,320 Speaker 1: once it was all out, and that's really trans transformed 677 00:26:27,359 --> 00:26:29,679 Speaker 1: to something amazing like power of recovery. Who, by the way, 678 00:26:29,880 --> 00:26:33,320 Speaker 1: Maddie and Damon coming on tomorrow. Fun, So ask questions 679 00:26:33,359 --> 00:26:36,439 Speaker 1: on the talkbacks you have anything addiction related, recovery related, 680 00:26:36,520 --> 00:26:39,000 Speaker 1: literally anything, you can leave a talkback. Oh, you can 681 00:26:39,040 --> 00:26:41,000 Speaker 1: DM me, but we'd prefer to hear your voice. So 682 00:26:41,040 --> 00:26:41,680 Speaker 1: they'll be on tomorrow. 683 00:26:41,720 --> 00:26:43,760 Speaker 2: And there's no dumb questions because I ask you dumb 684 00:26:43,840 --> 00:26:45,080 Speaker 2: questions about recovery all the time. 685 00:26:45,160 --> 00:26:46,359 Speaker 1: Yeah, there's no dumb questions. 686 00:26:46,359 --> 00:26:47,080 Speaker 3: Literally, amazing. 687 00:26:47,119 --> 00:26:50,160 Speaker 2: What's the difference between recovery and rehab. Yeah. 688 00:26:51,359 --> 00:26:53,320 Speaker 1: Well hopefully you find recovery in rehab. 689 00:26:53,520 --> 00:26:55,480 Speaker 2: Yeah, which makes us essentially. 690 00:26:55,040 --> 00:26:57,600 Speaker 1: What it is. Hopefully so anyway, Yeah, power of recovery, 691 00:26:57,600 --> 00:27:00,000 Speaker 1: Maddy and Damon Tomorrow, Riley, thank you. 692 00:27:00,040 --> 00:27:00,240 Speaker 3: Corn. 693 00:27:00,280 --> 00:27:01,320 Speaker 1: Now you're gonna go back to work. 694 00:27:01,600 --> 00:27:02,720 Speaker 3: Yeah, I don't really want to do that. 695 00:27:02,840 --> 00:27:05,080 Speaker 1: I'm sorry. If you want, I can let you come 696 00:27:05,080 --> 00:27:05,760 Speaker 1: and ride my car. 697 00:27:05,960 --> 00:27:07,879 Speaker 3: This is so much more fun. Yeah, I'll go to 698 00:27:07,880 --> 00:27:08,919 Speaker 3: the dentist with you instead. 699 00:27:10,160 --> 00:27:10,960 Speaker 1: All right, bye bye,