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Speaker 1: It's Wednesday, which means we talk sports and business and

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Speaker 1: money with our friend Amy Wagner from Dean Dorton Private Wealth.

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Speaker 2: She is a wealth advisor. She is my friend.

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Speaker 1: She's here to make us smarter when it comes to

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Speaker 1: the world of sports and money and business. Amy, what's up, Hey,

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Speaker 1: how are you. I'm well, I'm good. This baseball betting story,

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Speaker 1: I think is interesting from a number of different angles.

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Speaker 1: It's not necessarily getting the play that the NBA guys did,

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Speaker 1: but to have a couple of now, I guess we'll

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Speaker 1: call them former Cleveland Guardians pitchers who are being indicted

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Speaker 1: because it's being alleged that they were fixing pitches. Because

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Speaker 1: you could bet on the speed of a pitch, you

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Speaker 1: could bet on the outcome of a pitch, and these

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Speaker 1: guys were not necessarily trying to lose games or not

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Speaker 1: necessarily trying to have bad performances, but they were throwing

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Speaker 1: certain pitches and their associates were benefiting from it. So

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Speaker 1: I think for a lot of folks, you're not going

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Speaker 1: to put the toothpape back in the two. Because every

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Speaker 1: major sports league has gotten in bed with gambling companies

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Speaker 1: and for full disclosure, I do spots for FanDuel. I

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Speaker 1: use FanDuel. I like sports wagering. But every sports league

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Speaker 1: has partnerships with gambling companies. In your opinion, how problematic

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Speaker 1: are they and how lucrative are they?

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Speaker 3: Well, I think, first of all, I have to go

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Speaker 3: back and level.

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Speaker 4: That where I'm coming from here, right as as a

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Speaker 4: wealth advisor, as a financial advisor, this is not the

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Speaker 4: world that I tend to live in as far as

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Speaker 4: I'm not a huge sports betting person. However, I do

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Speaker 4: have some nephews than a brother who are very big

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Speaker 4: into this world.

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Speaker 3: Right, I am more of a.

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Speaker 4: Hey, I'm going to spend money on something, it better

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Speaker 4: be a long term play in the market, rather than

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Speaker 4: sports betting.

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Speaker 2: So let's back up.

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Speaker 4: I'm trying to think of how long ago this was,

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Speaker 4: maybe seven eight years ago, I went to my brother's

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Speaker 4: house to watch a Super Bowl game. This whole neighborhood

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Speaker 4: was there. I'm used to bet on the you fill

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Speaker 4: out the little block or whatever they put the numbers in,

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Speaker 4: if that's the score, the end of.

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Speaker 5: That, yes, exactly exactly so like.

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Speaker 4: In this this you all might laugh at this because

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Speaker 4: I think for people in a certain world, like this

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Speaker 4: is like duh, Amy, But my brother had in his

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Speaker 4: office projected.

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Speaker 5: On the wall an entire spreadsheet.

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Speaker 4: Of prop bets, and it was an entirely new world,

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Speaker 4: an entirely.

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Speaker 5: New concept to me. That you could have.

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Speaker 4: Bet on what color gator rade was going to be

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Speaker 4: thrown on the winnington coach's head at the end of

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Speaker 4: the game, like what Like that was like mind boggling

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Speaker 4: to me. And I think it's just so interesting now

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Speaker 4: because you have these players, you have these coaches.

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Speaker 3: Let's go back to Pete Rose. That's where I always

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Speaker 3: go back to. Right. Vilified obviously.

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Speaker 4: For maybe changing the outcome of the game, or betting

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Speaker 4: on the outcome of a game. I wonder if this

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Speaker 4: is from a player's perspective, from a coach's perspective, a

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Speaker 4: slightly easier pill to swallow, right, Because if you want

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Speaker 4: to split hairs here, I think you can. I'm not

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Speaker 4: necessarily doing something that's going to show the.

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Speaker 3: Outcome of this game.

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Speaker 5: I'm simply saying that the first pitch during this at

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Speaker 5: bet is probably going to go directly into the dirt.

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Speaker 5: So if you want to bet on a ball here

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Speaker 5: rather than the strike, it's probably a safe bet. Right,

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Speaker 5: And I think that is the slippery slope that this

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Speaker 5: goes down. It's not all or nothing anymore for people

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Speaker 5: who can change the outcomes of these things. These bets

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Speaker 5: allow someone to say, I'm going to put the yellow

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Speaker 5: gatorade in the bucket and I'm going to tell a

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Speaker 5: few people, right, And it seems kind of harmless. But

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Speaker 5: I'm not saying it is.

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Speaker 3: But I'm just saying you mentioned the toothpaste come out

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Speaker 3: of the tube.

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Speaker 5: It's all over the.

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Speaker 3: Place, you know, because its sports betting.

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Speaker 4: Has changed so significantly over the course of even just

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Speaker 4: the past few years. So that's exactly what we have

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Speaker 4: at play here, right, I mean with these NBA players,

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Speaker 4: you with players with these allegations again, straight, You've got

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Speaker 4: allegations against I pulled myself out of the game.

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Speaker 3: I said, I was hurt.

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Speaker 4: That's going to change the outcome of the game, which

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Speaker 4: is very different I think than someone or at least

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Speaker 4: someone telling themselves this is very different of this one

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Speaker 4: pitch in this one game. That's the only thing I'm

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Speaker 4: changing here, right, And so I can't imagine that these

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Speaker 4: prop bets are going to go.

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Speaker 3: Down a very slippery slope.

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Speaker 2: But who knows.

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Speaker 4: What's going to be happening and who would be participating

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Speaker 4: in these And I think, you know, as someone who's

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Speaker 4: betting on these, it's just so interesting how like instant

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Speaker 4: gratification is.

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Speaker 3: We're no longer even going to wait until the end

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Speaker 3: of the game to see the outcome.

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Speaker 4: Right, we can bet on what's going to happen in

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Speaker 4: the first minute or quarter or whatever you want.

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Speaker 1: About on I think, and it's weird, and look, I

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Speaker 1: like sports wagering. I'm not going to hide from that.

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Speaker 1: I'm glad it's legal. I think it's better when it's legal, sure,

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Speaker 1: but I do think it's we've we've opened up this.

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Speaker 1: I don't know room where now an athlete can say, hey, look,

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Speaker 1: I wasn't not trying to help our team win. You know,

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Speaker 1: in the case of the NBA players, they just took

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Speaker 1: themselves out right, So hey, you can't accuse me of

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Speaker 1: missing shots intentionally or intentionally playing bad defense. I just

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Speaker 1: didn't play. And in the case of these two chuckleheads,

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Speaker 1: I still might have retired the hitters, I still may

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Speaker 1: have an Emmanuel Class's case, I still may have gotten

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Speaker 1: a save. But in this one particular instance, yeah, I

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Speaker 1: throw a ball which which, by the way, one pitchers

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Speaker 1: all the time will throw a pitch that is not

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Speaker 1: necessarily designed to be a strike, where it's designed to

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Speaker 1: move the hitter's eye level, not to get too deep

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Speaker 1: into the weeds of pitching.

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Speaker 2: That to me is going to be.

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Speaker 1: Really really hard to police if we continue to have

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Speaker 1: prop bets.

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Speaker 2: And on the first to admit I like making prop

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Speaker 2: bet wagers.

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Speaker 4: I mean from my perspective, I think they're more attractive

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Speaker 4: as well.

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Speaker 3: I mean because I do not have.

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Speaker 4: Moa eggers, you know, reams of knowledge of the sports.

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Speaker 4: But I can bet on one thing right, you know,

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Speaker 4: and feel pretty good about.

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Speaker 3: It, and hey if it doesn't go.

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Speaker 4: And I think the reminder that I would say here

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Speaker 4: is with everything like it has to be money.

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Speaker 3: That is extra money. It has to be money, you know.

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Speaker 4: I mean, what we see when people get into major

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Speaker 4: issues with sports betting or any kind of betting, is

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Speaker 4: they get in over their heads and then they are

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Speaker 4: throwing good money at bad money trying to bring things

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Speaker 4: back under their control.

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Speaker 3: Once you've lost control, you've lost control.

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Speaker 4: There's there's no just the next hand, just the next bet,

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Speaker 4: just the next game.

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Speaker 3: It just doesn't work out that way.

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Speaker 4: So if you if you're betting responsibly with money, that's,

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Speaker 4: by the way, not your march for your retirement or

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Speaker 4: your vacation or your kid's college fund. You know, I

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Speaker 4: think that that's sports betting, you know, and brought betting too,

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Speaker 4: can be a lot of fun. So I would say,

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Speaker 4: you know, one thing is just to think like, you know,

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Speaker 4: everything in moderation. But second of all, we're still a

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Speaker 4: little bit in the wild West here, yes, you know,

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Speaker 4: and this is all new, and so for an amount

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Speaker 4: of time, I think you have to expect, as someone

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Speaker 4: who's actively participating in this, that there's going to be

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Speaker 4: things like this that pop up until we can fully

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Speaker 4: get our brains and our hands wrapped around this and

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Speaker 4: provide a slightly safer environment for people to bet.

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Speaker 3: And if that is such a thing that could exist.

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Speaker 1: I think also when it comes to the two particulars

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Speaker 1: involved here and even the NBA guys you know, in

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Speaker 1: in each case there may have been a good short

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Speaker 1: term reward, right. What's being alleged about these two guys

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Speaker 1: is they made a couple of grand for throwing individual pitches.

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Speaker 2: And that sounds nice until you put at risk.

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Speaker 1: In Emmanuel Class's case, a multi million dollar contract, right,

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Speaker 1: and a career that could end up being so lucrative

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Speaker 1: that it provides his family with generation's worth of wealth.

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Speaker 3: And that's a great point.

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Speaker 4: And listen, this applies to so many other financial decisions.

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Speaker 4: And I say this to my clients all the time.

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Speaker 4: When you're making a money decision, these players, right, do

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Speaker 4: I throw this pitch and make the five thousand dollars

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Speaker 4: because I'll take the extra five thousand dollars right now,

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Speaker 4: not thinking about what happened in the future. What you're

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Speaker 4: not thinking about is there's a couple of people in

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Speaker 4: the room every time you make that decision. There's your

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Speaker 4: current self and your future self. We're always thinking about

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Speaker 4: the current self. Give me the money now, not ever

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Speaker 4: thinking about wait a second, long term. This is putting

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Speaker 4: my entire contract, my entire career, everything that I've worked

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Speaker 4: for since I was a kid, and first touch to baseball,

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Speaker 4: or you know, in our kind of everyday world, when

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Speaker 4: we buy the car now, when we spend double what

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Speaker 4: we can on vacation or whatever that is put money

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Speaker 4: into our four oh one k you have to balance

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Speaker 4: right between what we need now that's going to make

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Speaker 4: us happy now, that's going to.

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Speaker 3: Get current needs and also future needs.

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Speaker 4: And I would argue that's a balance, and of course

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Speaker 4: obviously a balance that these dudes were not striking when

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Speaker 4: they chose to make these decisions that have now put

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Speaker 4: their career in jeopardy. I mean they're facing all kinds

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Speaker 4: of charges, you know, wire fraud, money laundering, all of

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Speaker 4: those things. Certainly not something that you want people talking

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Speaker 4: about when they're talking about what kind of pitches you're throwing.

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Speaker 1: Amy Wagner, Wealth advisor from Dean Dorton a couple of

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Speaker 1: other things.

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Speaker 2: Really quick.

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Speaker 1: We talked about the YouTube versus ESPN thing. I guess

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Speaker 1: now YouTube subscribers getting a twenty dollars credit because they

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Speaker 1: can't watch stuff like Saturday college football on ESPN or

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Speaker 1: Monday night football.

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Speaker 2: Is there any end of this in sight?

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Speaker 4: There's still I mean, there's still negotiating here, and I

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Speaker 4: wonder I don't have YouTube TV. So a subscription monthly

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Speaker 4: now for base is a subscription is about eighty three dollars.

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Speaker 4: They had kind of thrown out there several several days

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Speaker 4: ago that maybe there would be the opportunity to get

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Speaker 4: some kind of refund now that has come to fruition

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Speaker 4: after by the way, missing you know, two weekends of

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Speaker 4: college football, and I'm sure people are really beside themselves

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Speaker 4: at this point.

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Speaker 3: A couple of things.

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Speaker 4: If you're someone who might be getting this is, first

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Speaker 4: of all, you should get an email at some point.

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Speaker 4: But second there's a whole and you know, it's like

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Speaker 4: they never make these things easy. You know, if you

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Speaker 4: don't automatically log in and have everything there, you have

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Speaker 4: to go to settings and then you have to go

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Speaker 4: to updates, and then you have to click through seventeen different.

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Speaker 3: Things and then click clean clean the refunder whatever. So

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Speaker 3: for those who haven't got an email, first of all,

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Speaker 3: check your inbox to see if it's there.

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Speaker 4: Secondly, looks like there is a way that you can

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Speaker 4: do it through the system as it set up. You're

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Speaker 4: just going to have to click through several things.

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Speaker 3: There are directions online for that. But listen, twenty bucks

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Speaker 3: is twenty bucks.

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Speaker 4: If you're upset that you're not being able to watch

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Speaker 4: your favorite sport ball right now, well this is a

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Speaker 4: way to at least get something for it.

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Speaker 1: Get your twenty bucks and then open a sand duel

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Speaker 1: account and wager it on a player.

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Speaker 3: Wager it on the Guardian's pictures.

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Speaker 2: That's right, that seems like to go. All right.

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Speaker 1: I got something I want you to touch on next week.

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Speaker 1: I'll tell you what it is. Now, are you ready?

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Speaker 3: Sound good? All?

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Speaker 2: I read a story.

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Speaker 1: About how AI is going to impact how we buy tickets,

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Speaker 1: especially in the secondary market, and I want to talk

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Speaker 1: about that next week.

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Speaker 3: Okay, so many thoughts on that. Yep, I'm ready to go.

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Speaker 2: There you go?

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Speaker 4: All right?

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Speaker 2: Thank you so much.

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Speaker 1: Amy Wagner, private wealth advisor for Dean Doorton Private Wealth.

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Speaker 2: Check out deandortonwealth dot com. That's deandortonwealth dot com to

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Speaker 2: learn the Dean Doorton difference. It's twelve away from five o'clock.

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Speaker 1: Richard Skinner in just over a half hour on The

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Speaker 1: Bengals are getting set to play Pittsburgh on Sunday.

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Speaker 2: This is the official home of the Bengals. ESPN fifteen thirty,

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Speaker 2: Cincinnati Sports Station.